page. 11

E X E C U T I V E S U M M A R Y

Florida’s central Gulf Coast is continually rated as one of the most beautiful and desirable locations to live and vacation in the USA.

Pristine powder white beaches, stunning sunsets, abundant wildlife, healthy outdoors lifestyle, world class cuisine and shopping as well as unlimited cultural and sporting activities are but a few of the reasons many thousands relocate to St Petersburg every year. If you are looking for a change to a healthier waterfront lifestyle or a beautiful vacation then Florida’s Gulf Coast simply cannot be beaten.

Waterside at Coquina Key is truly unique. Enjoy watching dolphins swim from your private balcony, take your boat from your private dock for a leisurely evening cruise and watch the golden sunsets as the pelicans soar overhead. Or why not spend the evening in the Yacht Club with the many other residents who have made the wise decision to live or spend their vacations in this truly wonderful place.

Living on the water in Florida demands a premium and we are excited to bring you the opportunity to achieve this at a fraction of the previous cost - 30% of it’s previous sales price, starting from just $82,555.

As proud owners of a property in “Waterside at Coquina Key” the Torcana team are clearly putting our money where our mouths are. We know Waterside at Coquina Key without doubt offers the most affordable waterfront living and access to the relaxed Florida lifestyle currently available on the breathtaking central Florida Coast.

page. 2

T A B L E O F C O N T E N T S

page. 3

Executive Summary .......................................................

Table of Contents ...........................................................

Development Summary .................................................

Area Information ............................................................

Resort Amenities ...........................................................

Property Features ..........................................................

Financials ......................................................................

Location .........................................................................

South Village Site Plan ...................................................

South Village Aeriel View ...............................................

North Village Site Plan ...................................................

Resort Pictures ..............................................................

Show Home Pictures .....................................................

Purchase Procedure ......................................................

Summary of Torcana Services .......................................

What Next? ....................................................................

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D E V E L O P M E N T S U M M A R Y

Waterside at Coquina Key is located on two different sides of Coquina Key.

The North Village consists of 290 units and the South Village a further 628 units. Every home at Waterside has a terrace or deck directly overlooking the water.

The buildings are of extremely high quality being completely constructed using concrete block. 2 ½” poured concrete between floors with 18” air space and insulation added, poured concrete stairs and concrete block between units.

There are several floor plan choices and two finish levels; Standard and Premium. All premium units were refurbished to a high standard providing finishes which include new carpets, fully fitted kitchens complete with all appliances and a washer/dryer. New air conditioning units have been installed in each property. Each property comes with a terrace or balcony with direct views or access to the water. All units are covered by a one year home warranty covering electrical systems and appliances and full warranty details are available upon request.

Undoubtedly one of the most popular futures of this stunning development are the boat slips, docks and lifts that offer residents quick access to Tampa Bay and the Gulf of Mexico right outside your front door. Relax in your living room and look out over your very own boat!

Views bring a premium and for full details on all the available units please refer to the North/South Village pricelists.

page. 4

A R E A I N F O R M A T I O N

The list of local attractions, facilities, restaurants, shopping could run into pages and the fun will be in discovering this wonderful place for yourself.

Regular Torcana newsletter readers will know our affection for this unique coastal part of Central Florida; it is only a 1hr 25 minute drive to Orlando with its world famous theme parks and attractions and is just 25 minutes from Busch Gardens and Adventure Island in nearby Tampa so the kids will be well catered for.

Waterside is located 5 minutes from the lovely restaurant lined avenues of downtown “St Pete”, and eight minutes from what is consistently voted by Trip Advisor readers as the most beautiful beach in the United States “Ft De Soto” National Park. Also on your doorstep are scores of uninhabited paradise islands and the stunning Boca Ciega Bay, St Pete beach and the quaint historical beach town of Pass-A-Grille.

Sports fans have major league ice hockey, baseball (Tampa Bay Rays) and Pro Football (Buccaneers) close by. Additionally there are a host of major museums and art galleries both locally and in nearby Tampa/Sarasota including the world famous Salvador Dali museum. Just 30 minutes to the south and you are in the serene beach town of Sarasota and its world famous Siesta Key.

St Petersburg (part of the Tampa Bay area) known as ‘The Sunshine City’ has a population of almost 250,000 with a further 4 million people living in the greater Tampa Bay area, making St Petersburg the fourth largest city in Florida and the Tampa bay area the second most populous in Florida. The beautiful Tampa bay area has everything you will ever need from a major metropolitan area.

With all this being said my favourite thing to do in Waterside is to sit back and read a good book while the golden sun sets on another magical day in my little corner of Paradise.

page. 5

R E S O R T A M E N I T I E S

Waterside benefits from exceptional facilities. Being zoned for both short and long term rental they are outstanding.

• 3 Resort style pools and hot-tub• 24 Hour Physical Fitness Centers• Lighted tennis courts• Sports Bar and Restaurant• Yacht Club• Relaxing picnic and barbeque areas• 88 acres of professionally landscaped lush tropical gardens and lakes• Sparkling ponds with fountains• Fully equipped children’s playgrounds• Convenient exterior storage• Car care pavilion• Professional on-site management• Secure gated community• Boat docks• Free onsite dry dock storage• Volleyball Court • Movie Theatre

page. 6

P R O P E R T Y F E A T U R E S

Waterside has dozens of customized floor plans for both condos and townhouses.

• Fully fitted kitchen• All kitchen appliances• Ceiling fans• TV (Cable/Satellite included)• Cobble lock balcony or deck• New heating and air conditioning system• Secure parking• All units are covered by a one year home warranty covering electrical systems

and appliances• All properties come with their own water view, either bay, bayou, canal or lake.

A wide range of one and two bedroom properties are available with specially discounted prices starting from just $82,555. Please refer to the availability lists for further details.

page. 7

F I N A N C I A L S

page. 8

Purchase PriceBedrooms / BathroomsSize

Gross Monthly Rental IncomeGross Rental Yield

Monthly Running Costs

Management at 10%Real Estate TaxesHOA FeesInsurance

Monthly Net IncomeNet Yield

Example property purchase

$126,000Two / One1022 sq ft

$1,25012%

$125$203$386$45

$4915%

Example purchase with Finance 70% LTV at 5.125%

$131,460Two / One1022 sq ft

$1,25011%

$125$203$386

$45$480

$11

Purchase Price incl Finance CostsBedrooms / BathroomsSize

Gross Monthly Rental IncomeGross Rental Yield

Monthly Running Costs

Management at 10%Real Estate TaxesHOA FeesInsuranceFinance Repayments: Principle & Interest

Monthly Net IncomeNet Yield

L O C A T I O N

page. 9

Waterside at Coquina Key is under a ten minute drive from St Pe-tersburg City Centre, and within fifteen minutes of St Petersburg South Beaches and Ft De Soto National Park, consistently voted as one of the best beaches in the US.

Other areas of interest:

• 35 Minutes from Downtown Tampa• 35 Minutes from Busch Gardens• 1 Hour from Siesta Key• 1 Hour 45 Minutes from Orlando Disney attractions• 2 Hours 30 Minutes from Naples• 4 Hours from Miami • 5 Hours from The Everglades National Park • 5 Hours from the famous Florida Keys

Surrounded by first class infrastructure you can enjoy a host of activities and trips... if you can tear yourself away from your idyllic surroundings.

S I T E P L A N S O U T H V I L L A G E

page. 10

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page. 11

S I T E P L A N N O R T H V I L L A G E

page. 12

R E S O R T P I C T U R E S

page. 13

R E S O R T P I C T U R E S

page. 14

S H O W H O M E P I C T U R E S

page. 15

P U R C H A S E P R O C E D U R E

• Checkavailabilitylistwithyouraccountmanagerandselectappropriateunit(s)

• Onceselecteda$2,500depositshouldbewiredtothetitlecompanyandconfirmationoftransfersupplied

• Clients seeking our optional extra services package (see page 17) need to sign a short Torcana consultancyagreementandpaytherequiredfee

• Closingdocumentswillbeproducedwithin30days

• Clientmustcloseandpayfullpurchaseprice(lessdeposit)within30days

• Closingcostswilldependontheunitbutwillrangefrom$2,000–$3,000

page.16

S U M M A R Y O F T O R C A N A S E R V I C E S

Torcana’s experienced staff will guide you through the purchase process, liaising with the developer and title company, reviewing legal documentation and explaining the process every step of the way. We ensure a smooth and fast purchase is achieved.

For investors new to the US market Torcana offer a wide range of optional after sales services to ensure a secure, hands-off and hassle free purchase process. Optional services offered include:

• Property inspections• Opening a local US bank account• Arranging insurance for your property• Currency transfer service• Obtaining non-resident social security number(s)• US notary services, required for the IRS and saving a trip to the US

Embassy• Annual tax returns

For non experienced US investors this can offer peace of mind and save huge amounts of time, energy and money.

Please refer to our service pack or speak to your Torcana account manager for further details.

page. 17

W H A T N E X T ?

If you wish to learn more about Waterside at Coquina Key or indeed discuss any of our other US investments please call one of our highly experienced members of staff. Torcana will guide you through the investment options and the market as a whole to ensure you are well informed to make the best investment decisions.

Torcana Ltd

7087 Grand National Drive, Suite 100, Orlando, FL32819, USA

14 Pembroke Cottages, Dundrum, Dublin 14 Ireland

USA: +1 321 806 1195 Ireland: +353 1 4433 991UK: +44 207 193 4024 Skype: torcanaltd

investments@torcana.comwww.torcana.com

page. 18

D I S C L A I M E R

This guide contains general information relating to the purchase of property and its contents should not be construed as legal or other professional advice.

While all reasonable care has been taken in the compilation and publication of this document, Torcana Ltd make no representations or warranties, whether expressed or implied, as to its accuracy or completeness and the content is provided for information purposes only.

Furthermore, Torcana Ltd shall not be liable, directly or indirectly, to the user or any other third party for any damage resulting from the use of the information contained or implied in this document.

Buyers should always seek appropriate legal, tax & financial advice from suitably qualified professionals before taking, or refraining from taking, any action.