CareFirst Vision

CareFirst BlueCross BlueShield is the shared business name of CareFirst of Maryland, Inc. and Group Hospitalization and Medical Services, Inc. CareFirst BlueCross BlueShield and CareFirst BlueChoice, Inc. are both independent licensees of the Blue Cross and Blue Shield Association. ®’ Registered trademark of CareFirst of Maryland, Inc. V1SUM2048-1E (5/16)

CareFirst VisionGood vision is crucial to productivity in the workplace. Around 72% of the U.S. working population requires some form of vision correction. Vision programs are among the most cost effective of all health care benefits. Research shows that employers gain up to $7 for every $1 they spend on vision coverage.1

See the benefits of CareFirst’s vision coverage• Extensive network

More than 47,000 optometrists, ophthalmologists and opticians give your employees the opportunity to choose from private practice and major retailers, including Visionworks, Walmart, Sam’s Club, Sears, Pearle Vision, JCPenney, and Target.

• No copays Zero copays for more than 400 frames, including brand names like Harley Davidson®, Perry Ellis® and Gant® Women. The same goes for popular contact lens brands such as Acuvue® 2 and Acuvue® Oasys®.

• Out-of-network options

50% to 90% of employees suffer from computer vision syndrome. These symptoms include eye strain, dry eyes, blurred and double vision.National Institute of Occupational Safety and Health

We offer employees options if they visit an out-of-network provider.

• Enhanced benefits These include a one-year eyeglass breakage warranty, laser vision correction discounts and additional product discounts.2

• Member satisfaction 96%3 member satisfaction and 97%4 client retention.

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Vision disorders account for over $8 billion annually in sick days, lost productivity and medical bills.The Vision Council

1 Vision Council of America, Vision in Business, 2007.2 From certain participating providers.

3 Davis Vision 2015 Patient Satisfaction Survey.4 Davis Vision website. Retrieved February 6, 2016 at: www.davisvision.com.

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Compare CareFirst Vision Plans

Pediatric Vision BlueVision BlueVision

PlusEmbedded in ACA Medical

Core to Medical* Upgrade

In-network exam copay $0 $10 $0 or $10Large national network including private practices and retailers ✓ ✓ ✓Available as voluntary ✓Available as stand-alone ✓No benefit waiting periods ✓ ✓ ✓Discounts on frames/lenses and contact lenses** ✓Extensive benefits for frames/lenses and contact lenses ✓ ✓Free frames and contact lenses from the Collection ✓ ✓One year eyeglass breakage warranty ✓ ✓Significant discounts on lens options such as anti-reflective coating, scratch-resistant coating and tinting ** ✓ ✓ ✓Laser vision correction discounts** ✓ ✓ ✓

Once a member loses sight, it costs a health plan an average of

$2.5 million for the rest of the member’s life.“Economic Costs Associated with Mental Retardation, Cerebral Palsy, Hearing Loss, and Vision Impairment — United States, 2003,” MMWR Special Report, Centers for Disease Control and Prevention, January 30, 2004, 53(03);57-59.

Note: The information above briefly describes important features about this health care program. It is not a contract. A detailed description of benefits is included in the Evidence of Coverage. Please refer to the Evidence of Coverage for specific terms, conditions, limitations and exclusions.

*BlueVision benefits are included in most of the CareFirst non-ACA medical plans. **Some providers in Maryland and Virginia.

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Popular brand names are included in the Frame Collection

Cadillac®

Candie’s®

Catherine Deneuve®

Cosmopolitan®

Elizabeth Arden®

Gant® Women

Petite Gant®

Harley-Davidson®

Jill Stuart®

Lauren Hutton®

New Balance®

Perry Ellis America®

Perry Ellis®

Steve Madden®

CareFirst partners with Davis Vision to offer an extensive national network of optometrists, ophthalmologists and opticians. Davis Vision is an independent company that provides administrative services for vision care to CareFirst BlueCross BlueShield and CareFirst BlueChoice, Inc. members. Davis Vision is solely responsible for the services it provides.

All trademarks are the property of their respective owners.

Collection is subject to change.

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The Contact Lens Collection offers the most frequently prescribed lenses

Type Brand ManufacturerPlanned ReplacementIncludes 2–4 boxes*Provides up to a 6 month supply, depending upon the provider-recommended wearing schedule and the type of contact.

Planned Replacement Biofinity® CooperVision®

Planned Replacement

Frequency® Aspheric CooperVision®

DisposableIncludes 2–4 boxes*Provides up to a 6 month supply, depending upon the provider-recommended wearing schedule and the type of contact.

(2 Week) ACUVUE® 2 Vistakon®

(2 Week) ACUVUE® OASYS® Vistakon®

(2 Week) Biomedics® 55 CooperVision®

(Daily) ClearSight™ 1-Day CooperVision®

(Daily) Focus DAILIES® Alcon Vision®

(Daily) 1-Day ACUVUE® MOIST® Vistakon®

Toric (2 Week) ACUVUE® OASYS® for ASTIGMATISM Vistakon®

Toric (2 Week) Biomedics® Toric CooperVision®

Multifocal (2 Week)

ACUVUE® OASYS® for PRESBYOPIA Vistakon®

*Initial suppply depends on the type and brand of contact lenses.

Collection is available at most participating independent provider offices and is subject to change.

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Extensive network of participating local, regional and national retail providers CareFirst has partnered with Davis Vision to offer an extensive network of ophthalmologists, optometrists and many national and regional retail stores. A large percentage of private practice providers also work in a retail/storefront environment. The following are some of the national and regional retailers that are included in the program.

NationalBoscov’s Optical JCPenney Optical Pearle Vision Sam’s Club Sears Optical Target Optical Visionworks Walmart Vision Centers

RegionalAllegany Optical America’s Best Cohen’s Fashion Optical Envision Eye Care Eyecare Center Eye Express Eye Mart Express Eye to Eye Optometry Center For Eyes Halpern Eye Associates Heartland Vision L’Occhio Eyecare-Eyestyle Nationwide Vision National Optometry New Deal Optical

The Optical Place OptimEyes Primary Eye Care Rosin Eye Care Schaeffer Eye Center ShopKo Stores Sterling Optical Thoma & Sutton EyeCare Union Eye Care United Optical Virginia Eye Institute Vision Makers Vision Values Whylie Eye Care Centers Wisconsin Vision

CareFirst partners with Davis Vision to offer an extensive national network of optometrists, ophthalmologists and opticians. Davis Vision is an independent company that provides administrative services for vision care to CareFirst BlueCross BlueShield and CareFirst BlueChoice, Inc. members. Davis Vision is solely responsible for the services it provides.

*Most stores provide same day service capabilities.