doe opsr program payroll training. payroll cards: 101 all participants will have payments sent to a...
TRANSCRIPT
DOE OPSR ProgramPayroll Training
Payroll Cards: 101
All Participants will have payments sent to a personalized Payroll Card◦Name◦Visa Logo◦PIN
Benefits of Payroll Cards◦Accepted nearly everywhere◦Fast, easy way to access cash◦Automatically available on payment dates◦Avoid long lines at the check cashing facilities◦There are ways to access all cash without
incurring a fee!
Fee-Free Program
This is a Fee-Free Program designed to enable you to get all your funds without incurring a fee.
Some services will cause a fee.Education – We want to show you how to
access all of your funds, without ever incurring a fee!
The Payroll Card!
Don’t Forget to Sign It!
Payroll Card Activation
Open the envelopeCall the number on the card
◦1-877-368-0006Or, go to www.paychekplus.comEnter the 16 digit card numberEnter your 8 digit date of birth – month,
day, year (00/00/0000 – date format)Enter the last 4 digits of your SSNSelect a PIN (Easy for you, hard for
someone else to guess!)Ready to use!
Payroll Card Transaction Types
Store Purchases◦With or without cash back
Cash Advance / Teller Withdrawal◦*Not an advance of funds that are unavailable
Transfer to Bank AccountSavings OptionATM Withdrawal
Store Purchases
Accepted wherever Visa is locatedSignature cardSwipe cardSelect “Credit”NO LINE OF CREDITUnder a certain amount, signature is not
requiredDecline Fee = $0.50
Store Purchases With Cash Back
Accepted wherever Payroll Cards are accepted
Swipe cardSelect “Debit”Enter PINMay ask “Would you like cash back?”Select “Yes”Enter amount, take card, purchase, cash
and receipt!
Cash Advance
Accepted at banks that perform “Cash Advances”
This is not an advance of money that will be posted on your card in the future!
Hand the card to the bank teller, and say “I would like to have a cash advance.”
They will ask for a form of identificationTell them the amountTake the cash, card and receipt!
Transfer to Bank Account
Go to:◦www.paychekplus.com
Type 16 digit card numberTransfer FundsCard to Bank AccountSelect Account TypeEnter Name on Bank Account, Transfer
Amount, Routing Number, and Bank Account Number
BE SURE TO ENTER THESE NUMBERS CORRECTLY!!!
Enroll in Savings
Go to:◦www.paychekplus.com
Select “My Card Features”Select “Enroll in Savings”View the Electronic Signature Act
Disclosure, and Savings Account Terms and Conditions
The Interest Rate varies
ATM Withdrawal
Insert CardEnter PINSelect “Withdrawal From Checking”Enter amountSelect OK, Yes, or EnterTake Cash, Card and Receipt
Fee-Free Use of Your Payroll Card
Two parties may assess fees: Payroll Card Company and the place where you use your card
One fee-free transaction per payment periodUse it wiselyUtilize POS Purchase With Cash Back and
Cash Advances, which will always be fee-free
Know YOUR balance!
Fee-Free Banks
Citibank
HSBC
TD Bank
These banks will never charge a fee to your Payroll Card. The card company will charge a fee, after your first fee-free transaction.
Outside the “network”
ATMs outside of our fee-free network WILL assess fees. That’s how they make their money.
Be sure to stay within the fee-free network as much as you can!
Avoid “corner store ATM machines.” The Payroll Card company will charge a
fee for ATM usage beyond the first fee-free transaction.
Transaction Types
Fee-Free Transactions
Transactions with Fees
• Checking Your Balance!• 877-368-0006• www.paychekplus.com• Text Alerts• Mobile App
• Store Purchases
• Cash Advances(withdrawal from a bank teller)
• ATM Transactions
• Retail/ATM Declines
Payroll Card Fees
FREE
A Typical “Fee-Free” Day
ATM Withdrawal at an HSBC.Store Purchase at Staples as a Signature
card.Make a small purchase at CVS as a Payroll
Card, with cash back.Do a Teller Withdrawal (Cash Advance)
at any bank.Call the 1-877-368-0006 to check your
balance.Sign up for Text Alerts.
Checking Your Balance
Know Your Balance!
Call 1-877-368-0006
Go to www.paychekplus.com
Text Alerts
Mobile App
Text Alerts
Alltel, AT&T, Boost, Nextel, Sprint, Verizon, Virgin, Cellular One and more!
Enter phone numberPress 1 to confirmPress 1 for English, 2 for SpanishBAL 90831STOP 90831Low Balance, Load to Card, News and
Offers
Smart Phone App
Prepaid CardConnectSign up through www.paychekplus first to
get a password!Available for iPhone, iPad and Android
◦Check your balance!◦View transaction history◦Transfer funds◦And more!
Payment Dates
Bi-weekly PaymentsFridays at 9am starting
◦November 27◦December 4◦(Every other Friday thereafter)
DO NOT ATTEMPT TO ACCESS YOUR FUNDS UNTIL AFTER 9AM ON FRIDAY PAY DATES!!!
Contact Information
For Questions or Help:
Call Customer Service: 877-368-0006
Go to: www.paychekplus.com
Search the App Store: ◦Prepaid CardConnect