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WORKERS’ COMPENSATION NEW YORK 2020 CLASSIFICATION EXPERIENCE

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WORKERS’ COMPENSATION – NEW YORK

2020 CLASSIFICATION EXPERIENCE

New York Compensation Insurance Rating Board 733 Third Avenue New York, NY 10017 Tel: (212) 697-3535

2020 CLASSIFICATION EXPERIENCE - NEW YORK

The New York Compensation Insurance Rating Board (NYCIRB) derived the 2020 classification pure

premiums in accordance with a class ratemaking methodology which was approved for use by the Department of Financial Services in 2015.

This NYCIRB compiled classification experience using the latest available five policy years of experience, with the incurred losses modified by loss development factors, law amendment factors, excess loss factors, together with the indicated, underlying, and formula pure premiums.

Note that the experience for Maritime classifications was grouped by type of operation, and the combined experience is shown under the Program I Maritime class codes.

A. BASIC DATA

The basic data for the five policy years are from the New York Workers Compensation Statistical Plan excluding the experience of self-rated risks. The report level for each year is listed as below:

Policy Year 2013 2014 2015 2016 2017 Report Level Fifth Fourth Third Second First

The experience of the five policy years has been developed to an estimated ultimate reporting

basis by factors reflecting the development of both payrolls and losses. For purposes of loss development, the methodology categorizes the claims into Likely-to-develop and Not-Likely-to-Develop, separately for indemnity and medical. The claim categorization depends on three claim characteristics: injury type, body part, and the claim status at the first report level. In addition, each claim is limited at $500,000 and loss development factors are derived using limited losses. The loss development factors appear below:

Loss Development Factors

Indemnity Medical

PY Likely Not Likely Likely Not Likely

2013 1.1750 1.0920 1.2320 1.1070

2014 1.2180 1.1230 1.2710 1.1320

2015 1.3280 1.2120 1.3730 1.1720

2016 1.6490 1.4110 1.5870 1.2270

2017 2.7060 1.9160 2.1080 1.3340

The incurred losses have been adjusted to eliminate excess amounts on catastrophe and high cost cases. The experience excludes a-rated classifications, discontinued classifications without assignment to other classifications and classifications with insufficient experience.

October 1, 2020 Loss Cost Filing 2020 Classification Experience Page 2

The incurred losses have been trended to the midpoint of the prospective pricing period, using the 2019 approved trend factors. The annual loss trend factors with wage trend are 0.984 for indemnity and 0.958 for medical. The products of loss development factors and trend factors appear below:

Development Factors Combined with Trend Factors

Indemnity Medical

PY Likely Not Likely Likely Not Likely

2013 1.0369

0.9637 0.8835 0.7938

2014 1.0924 1.0072 0.9514 0.8474

2015 1.2104 1.1046 1.0728 0.9158

2016 1.5274 1.3069 1.2944 1.0008

2017 2.5472 1.8035 1.7947 1.1357

The following benefit level factors convert incurred losses under the New York Law to the benefit level effective October 1, 2019:

The following amendment factors convert incurred losses under the United States Longshore

Act to the benefit level effective October 1, 2019:

FEDERAL BENEFIT LEVEL FACTORS

PY Death P.T. Major Minor Temporary Medical

2013 1.1827 1.1836 1.1870 1.1871 1.1836 1.1757

2014 1.1558 1.1565 1.1594 1.1594 1.1565 1.1757

2015 1.1239 1.1246 1.1262 1.1262 1.1246 1.1757

2016 1.0920 1.0926 1.0930 1.0929 1.0926 1.1757

2017 1.0660 1.0663 1.0666 1.0665 1.0663 1.1757

NEW YORK BENEFIT LEVEL FACTORS

PY Death P.T. Major Minor Temporary Medical

2013 1.3412 1.3413 1.0287 1.1195 1.1747 1.1757

2014 1.3284 1.3284 1.0271 1.1177 1.1634 1.1757

2015 1.3004 1.3004 1.0224 1.1126 1.1389 1.1757

2016 1.2786 1.2786 1.0253 1.1158 1.1198 1.1757

2017 1.2648 1.2648 1.0780 1.1195 1.1077 1.1757

October 1, 2020 Loss Cost Filing 2020 Classification Experience Page 3

B. ADJUSTMENT FOR CATASTROPHE AND HIGH COST CASES

In the classification experience, the loss amounts are limited to $500,000 per claim for both state and federal coverage. Expected excess factors bring the capped losses to the uncapped level.

The following shows the applicable excess factors by hazard group. An excess factor is defined as [1 / (1- excess ratio)]. The excess ratio is defined as the ratio of excess loss above $500K to the total unlimited loss.

In determining the final loss experience for each classification, limit reported losses to $500,000, and then developed to ultimate, trend and adjust to current benefit levels. Expected excess factors are then applied by Hazard Group. Generally, most of the excess portion of large losses is medical, however the excess factor is applied to the entire loss. Therefore, 40% of the indemnity excess losses for claims that are strictly workers’ compensation are re-assigned to medical excess losses; If a claim is an Employers Liability (EL) only claim, then 100% of the medical excess losses are reassigned to indemnity excess losses; If a claim covers both WC and EL, then 40% of the medical excess losses are reassigned to indemnity excess losses. The resulting quantities, after the reassignment, are the final adjusted excess losses. The final ultimate losses equal the limited ultimate losses plus the final adjusted excess losses.

C. INDICATED PURE PREMIUM

The indicated pure premiums are the ratios of the final ultimate losses to the payrolls for policy years 2013 - 2017.

D. PURE PREMIUM UNDERLYING PRESENT RATE

The October 1, 2019 pure premiums were modified by the following factors to derive the PP underlying the present rate used for the current year. The factor is calculated as the ratio of the indicated PP from the current analysis to the indicated PP underlying the latest approved loss costs.

Indemnity 0.8111 Medical 0.8164 E. CREDIBILITY

To derive the credibility for each classification, the full credibility standards (FCS) claim count for indemnity (850) and medical (400) are first multiplied by the state average cost per case to determine the FCS expected losses. The expected losses FCS for indemnity and medical are listed below:

$ 46,558,599 For Indemnity $ 14,795,390 For Medical

A B C D E F G

1.220 1.251 1.269 1.336 1.367 1.525 1.643

October 1, 2020 Loss Cost Filing 2020 Classification Experience Page 4

Multiplying classification payrolls by the pure premiums underlying present rates, separately for

indemnity and medical, determines expected losses for each classification. The ratio of expected losses to expected losses needed for full credibility raised to the power of 0.4 provides partial credibility by individual class in 1% intervals for indemnity and medical. Expected losses less than the minimum necessary for the 1% credibility level are assigned a credibility value of 0%.

F. DERIVED BY FORMULA

The proposed pure premiums result from the credibility described in item E, weighting the pure premiums indicated by the experience described in item C, with the pure premiums underlying the present rate described in item D.

Note that, for the maritime classes, the proposed pure premiums for “Program II –State Act” were derived by multiplying the Formula Pure Premium for Program I by a relativity factor of 1.111, which reflects the experience differential for state benefits between Program I and Program II. Similarly, the proposed pure premiums for “Program II – USL Act” were derived by multiplying the Formula Pure Premium for Program I by a factor of 1.962, which is derived by multiplying the relativity factor of 1.111 by 1.766, which represents the difference between benefits provided under the United States Longshore & Harbor Workers’ Act and those provided by the New York Workers’ Compensation Law.

**********************

N.Y.C.I.R.B. 2020 PURE PREMIUMS 1Page

CLASS 0005 NURSERY EMPLOYEES & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 631,690 18 521,562 418,329 939,891 1.49

2014 639,276 6 539,594 20 597,798 465,066 486,847 2,089,305 3.27

2015 676,483 1 244,748 15 229,636 134,715 261,377 870,476 1.29

2016 680,421 1 29,263 8 252,857 52,224 155,655 489,999 0.72

2017 716,776 1 236,252 11 375,800 112,281 282,689 1,007,022 1.40

TOTAL 3,344,646 9 1,049,857 72 1,977,653 764,286 1,604,897 5,396,693 1.61

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 38 0.905 55 0.708 1.61

PURE PREMIUM UNDERLYING PRESENT RATE 62 1.254 45 0.986 2.24

PURE PREMIUM DERIVED BY FORMULA 1.121 0.833 1.95

CLASS 0006 FARM NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,442,283 19 1,250,873 148 5,767,276 1,977,312 3,422,414 12,417,875 3.61

2014 3,586,119 19 963,659 130 5,463,231 889,738 2,536,848 9,853,476 2.75

2015 3,550,028 11 846,390 128 4,006,394 915,481 2,277,686 8,045,951 2.27

2016 3,760,896 16 1,315,391 131 2,760,205 1,473,180 2,593,200 8,141,976 2.16

2017 4,059,886 15 2,143,245 151 5,562,623 1,740,176 3,755,940 13,201,984 3.25

TOTAL 18,399,212 80 6,519,558 688 23,559,729 6,995,887 14,586,088 51,661,262 2.81

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 85 1.635 100 1.173 2.81

PURE PREMIUM UNDERLYING PRESENT RATE 15 1.662 0 1.154 2.82

PURE PREMIUM DERIVED BY FORMULA 1.639 1.173 2.81

CLASS 0007 FRUIT FARM & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 951,888 7 627,763 27 659,119 395,283 445,290 2,127,455 2.23

2014 1,011,628 10 433,700 20 248,372 284,390 232,174 1,198,636 1.18

2015 1,052,532 2 28,618 40 1,132,446 31,215 971,396 2,163,675 2.06

2016 1,095,353 5 214,287 37 722,014 73,205 746,897 1,756,403 1.60

2017 1,219,882 5 175,006 18 1,082,248 167,424 682,339 2,107,017 1.73

TOTAL 5,331,283 29 1,479,374 142 3,844,199 951,517 3,078,096 9,353,186 1.76

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 44 0.999 61 0.756 1.76

PURE PREMIUM UNDERLYING PRESENT RATE 56 1.110 39 0.812 1.92

PURE PREMIUM DERIVED BY FORMULA 1.061 0.778 1.84

N.Y.C.I.R.B. 2020 PURE PREMIUMS 2Page

CLASS 0031 VEGETABLE, BERRY OR GRAPE FARM & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,010,955 4 597,609 27 697,614 314,831 520,392 2,130,446 2.11

2014 1,039,195 9 1,407,286 23 434,862 602,295 481,205 2,925,648 2.82

2015 1,124,136 5 365,587 33 991,790 247,860 922,572 2,527,809 2.25

2016 1,188,128 3 100,580 28 661,928 39,911 670,350 1,472,769 1.24

2017 1,270,239 1 6,197 32 1,200,578 25,699 1,011,682 2,244,156 1.77

TOTAL 5,632,653 22 2,477,259 143 3,986,772 1,230,596 3,606,201 11,300,828 2.01

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 48 1.148 66 0.859 2.01

PURE PREMIUM UNDERLYING PRESENT RATE 52 1.340 34 0.939 2.28

PURE PREMIUM DERIVED BY FORMULA 1.248 0.886 2.13

CLASS 0034 POULTRY FARM & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 242,156 10 324,518 170,521 495,039 2.04

2014 265,265 3 484,737 18 481,641 286,864 253,797 1,507,039 5.68

2015 294,368 2 249,129 15 755,651 60,170 359,170 1,424,120 4.84

2016 294,173 4 695,576 7 118,608 302,968 90,777 1,207,929 4.11

2017 314,516 5 568,690 18 718,091 245,476 333,389 1,865,646 5.93

TOTAL 1,410,478 14 1,998,132 68 2,398,509 895,478 1,207,654 6,499,773 4.61

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 34 3.117 43 1.491 4.61

PURE PREMIUM UNDERLYING PRESENT RATE 66 2.256 57 1.283 3.54

PURE PREMIUM DERIVED BY FORMULA 2.549 1.372 3.92

CLASS 0035 FLORIST-CULTIVATE OR GARDENING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 643,058 5 320,207 23 693,456 311,153 393,419 1,718,235 2.67

2014 675,186 3 499,024 26 625,114 300,614 367,017 1,791,769 2.65

2015 768,269 6 436,331 23 712,769 328,004 653,836 2,130,940 2.77

2016 872,761 4 465,031 21 689,944 299,662 1,093,046 2,547,683 2.92

2017 946,829 5 1,065,597 25 706,299 615,033 588,447 2,975,376 3.14

TOTAL 3,906,103 23 2,786,190 118 3,427,582 1,854,466 3,095,765 11,164,003 2.86

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 45 1.591 60 1.267 2.86

PURE PREMIUM UNDERLYING PRESENT RATE 55 1.599 40 1.063 2.66

PURE PREMIUM DERIVED BY FORMULA 1.595 1.185 2.78

N.Y.C.I.R.B. 2020 PURE PREMIUMS 3Page

CLASS 0042 LANDSCAPE GARDENING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 6,058,343 74 7,551,659 299 9,323,650 6,931,644 7,334,555 31,141,508 5.14

2014 6,506,082 59 5,163,343 272 7,810,130 4,065,208 6,352,223 23,390,904 3.60

2015 7,037,692 69 9,681,275 318 14,082,511 6,949,280 9,393,038 40,106,104 5.70

2016 7,490,388 58 7,171,651 351 9,875,715 4,683,674 7,672,157 29,403,197 3.93

2017 7,688,325 51 10,221,647 324 13,214,530 7,770,412 10,461,346 41,667,935 5.42

TOTAL 34,780,830 311 39,789,575 1,564 54,306,536 30,400,218 41,213,319 165,709,648 4.76

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.705 100 2.059 4.76

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.904 0 2.173 5.08

PURE PREMIUM DERIVED BY FORMULA 2.705 2.059 4.76

CLASS 0050 FARM MACHINERY OPERATION-BY CONTRACTOR-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 58,442 1 94,181 3 9,591 74,634 22,417 200,823 3.44

2014 63,868 3 44,337 37,196 81,533 1.28

2015 69,983 1 9,630 17,225 26,855 0.38

2016 79,645 5 106,216 86,402 192,618 2.42

2017 97,879 12,424 12,424 0.13

TOTAL 369,817 1 94,181 12 169,774 74,634 175,664 514,253 1.39

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 20 0.714 27 0.677 1.39

PURE PREMIUM UNDERLYING PRESENT RATE 80 2.384 73 1.564 3.95

PURE PREMIUM DERIVED BY FORMULA 2.050 1.325 3.38

CLASS 0106 TREE PRUNING, REPAIRING OR TRIMMING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,120,005 13 1,481,202 68 2,018,969 1,301,450 1,846,924 6,648,545 5.94

2014 1,080,301 18 1,189,122 80 2,651,359 2,189,237 1,960,823 7,990,541 7.40

2015 1,180,881 13 1,305,562 66 2,909,817 1,119,802 1,829,196 7,164,377 6.07

2016 1,255,320 16 1,653,232 61 1,835,013 1,558,881 1,512,723 6,559,849 5.23

2017 1,410,008 13 1,535,997 59 2,407,496 1,453,757 2,390,920 7,788,170 5.52

TOTAL 6,046,515 73 7,165,115 334 11,822,654 7,623,127 9,540,586 36,151,482 5.98

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 79 3.140 100 2.839 5.98

PURE PREMIUM UNDERLYING PRESENT RATE 21 4.333 0 3.222 7.56

PURE PREMIUM DERIVED BY FORMULA 3.391 2.839 6.23

N.Y.C.I.R.B. 2020 PURE PREMIUMS 4Page

CLASS 0251 IRRIGATION WORKS OPERATION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,502

2014 628

2015 229

2016 249

2017 1,119

TOTAL 4,727

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 6 9

PURE PREMIUM UNDERLYING PRESENT RATE 94 9.118 91 7.610 16.73

PURE PREMIUM DERIVED BY FORMULA 8.571 6.925 15.50

CLASS 0908 DOMESTIC WORKERS-INSIDE-OCCASIONAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,747 3 95,093 7 547,953 30,807 220,686 894,539 188.44

2014 4,879 2 35,776 7 310,447 95,266 352,610 794,099 162.76

2015 5,184 2 114,984 4 30,377 40,529 50,634 236,524 45.63

2016 4,926 1 203,102 1 340 67,097 2,653 273,192 55.46

2017 5,232 3 802,929 2 71,977 233,707 39,008 1,147,621 219.35

TOTAL 24,968 11 1,251,884 21 961,094 467,406 665,591 3,345,975 134.01

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 29 88.633 39 45.378 134.01

PURE PREMIUM UNDERLYING PRESENT RATE 71 84.534 61 55.538 140.07

PURE PREMIUM DERIVED BY FORMULA 85.723 51.576 137.30

CLASS 0909 DOMESTIC WORKERS-OUTSIDE-OCCASIONAL-INCL OCCASIONAL CHAUFFEURS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 629 2 14,236 29,326 43,562 69.26

2014 584 1 25,435 19,630 45,065 77.17

2015 578 1 2,217 5,288 7,505 12.98

2016 657 1 109,297 75,663 184,960 281.52

2017 553 1 1,324 14,114 15,438 27.92

TOTAL 3,001 6 152,509 144,021 296,530 98.81

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 12 50.819 21 47.991 98.81

PURE PREMIUM UNDERLYING PRESENT RATE 88 84.165 79 97.619 181.78

PURE PREMIUM DERIVED BY FORMULA 80.163 87.197 167.36

N.Y.C.I.R.B. 2020 PURE PREMIUMS 5Page

CLASS 0912 DOMESTIC WORKERS-OUTSIDE-INCLUDING PRIVATE CHAUFFEURS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,083 5 434,959 17 317,419 173,056 309,130 1,234,564 400.44

2014 2,053 5 717,837 16 650,938 382,751 475,855 2,227,381 1084.94

2015 2,166 3 142,326 11 340,084 91,581 701,413 1,275,404 588.83

2016 2,004 7 1,336,189 10 900,293 1,063,004 338,598 3,638,084 1815.41

2017 1,981 5 610,118 12 555,447 351,780 363,757 1,881,102 949.57

TOTAL 11,287 25 3,241,429 66 2,764,181 2,062,172 2,188,753 10,256,535 908.70

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 43 532.082 54 376.621 908.70

PURE PREMIUM UNDERLYING PRESENT RATE 57 498.729 46 280.591 779.32

PURE PREMIUM DERIVED BY FORMULA 513.071 332.447 845.52

CLASS 0913 DOMESTIC WORKERS-INSIDE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 19,569 28 2,194,807 51 2,225,120 1,196,349 2,052,709 7,668,985 391.89

2014 19,435 16 2,855,643 37 1,998,257 1,589,390 1,318,336 7,761,626 399.36

2015 20,044 14 2,176,141 50 2,958,025 1,261,562 2,720,534 9,116,262 454.81

2016 20,308 22 3,421,013 43 2,059,170 2,409,213 1,580,178 9,469,574 466.30

2017 20,338 14 2,268,654 38 2,445,082 1,061,153 1,803,074 7,577,963 372.60

TOTAL 99,694 94 12,916,258 219 11,685,654 7,517,667 9,474,831 41,594,410 417.22

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 75 246.774 100 170.447 417.22

PURE PREMIUM UNDERLYING PRESENT RATE 25 226.399 0 172.581 398.98

PURE PREMIUM DERIVED BY FORMULA 241.680 170.447 412.13

CLASS 0917 DOMESTIC SERVICE CONTRACTORS-INSIDE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 315,284 8 493,906 27 734,932 234,081 674,863 2,137,782 6.78

2014 352,992 12 676,909 20 498,572 582,688 471,641 2,229,810 6.32

2015 383,248 3 276,392 12 299,577 183,844 230,635 990,448 2.58

2016 384,681 4 188,488 12 230,877 97,903 152,112 669,380 1.74

2017 447,943 2 291,976 16 458,232 98,275 329,112 1,177,595 2.63

TOTAL 1,884,148 29 1,927,671 87 2,222,190 1,196,791 1,858,363 7,205,015 3.83

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 39 2.203 57 1.622 3.83

PURE PREMIUM UNDERLYING PRESENT RATE 61 2.321 43 1.916 4.24

PURE PREMIUM DERIVED BY FORMULA 2.275 1.748 4.02

N.Y.C.I.R.B. 2020 PURE PREMIUMS 6Page

CLASS 1170 MINING NOC-WITH SHAFTS, TUNNELS OR DRIFTS-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 264,932 2 89,882 10 544,048 131,032 426,849 1,191,811 4.50

2014 327,619 1 521,092 8 264,627 247,675 107,361 1,140,755 3.48

2015 283,141 3 453,337 10 464,774 280,601 229,788 1,428,500 5.05

2016 326,498 3 208,438 105,955 314,393 0.96

2017 368,691 3 156,769 107,754 264,523 0.72

TOTAL 1,570,881 6 1,064,311 34 1,638,656 659,308 977,707 4,339,982 2.76

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 36 1.721 46 1.042 2.76

PURE PREMIUM UNDERLYING PRESENT RATE 64 2.351 54 1.350 3.70

PURE PREMIUM DERIVED BY FORMULA 2.124 1.208 3.33

CLASS 1320 GAS OR OIL LEASE OPERATOR-NATURAL GAS-ALL OPERATIONS-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 125,233 7 117,319 301,367 418,686 3.34

2014 135,739 1 1,606 8 536,992 886 426,181 965,665 7.11

2015 197,723 1 198,317 6 243,613 224,209 191,478 857,617 4.34

2016 108,251 3 209,673 65,375 275,048 2.54

2017 100,059 4 23,069 17,745 40,814 0.41

TOTAL 667,005 2 199,923 28 1,130,666 225,095 1,002,146 2,557,830 3.84

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 28 1.995 41 1.840 3.84

PURE PREMIUM UNDERLYING PRESENT RATE 72 2.777 59 2.328 5.11

PURE PREMIUM DERIVED BY FORMULA 2.558 2.128 4.69

CLASS 1430 SMELTING, SINTERING OR REFINING LEAD & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 169,529 3 275,378 108,883 384,261 2.27

2014 180,246 3 96,274 82,042 178,316 0.99

2015 191,375 1 181,080 1 83,498 81,512 29,945 376,035 1.96

2016 199,969 1 24,316 1 97,911 81,933 247,186 451,346 2.26

2017 211,626 1 547,755 7 287,811 75,360 195,791 1,106,717 5.23

TOTAL 952,745 3 753,151 15 840,872 238,805 663,847 2,496,675 2.62

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 28 1.673 34 0.947 2.62

PURE PREMIUM UNDERLYING PRESENT RATE 72 1.989 66 1.030 3.02

PURE PREMIUM DERIVED BY FORMULA 1.901 1.002 2.90

N.Y.C.I.R.B. 2020 PURE PREMIUMS 7Page

CLASS 1438 SMELTING, SINTERING REFINING-METALS-NOT IRON OR LEAD-NOC-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 311,410 4 1,225,606 34 2,291,485 461,594 740,264 4,718,949 15.15

2014 293,906 1 175,946 26 796,075 112,276 435,430 1,519,727 5.17

2015 241,957 2 389,148 9 88,374 119,566 143,840 740,928 3.06

2016 282,987 6 1,617,267 16 1,061,866 774,798 508,731 3,962,662 14.00

2017 297,183 1 445,238 13 1,082,232 77,538 716,763 2,321,771 7.81

TOTAL 1,427,443 14 3,853,205 98 5,320,032 1,545,772 2,545,028 13,264,037 9.29

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 50 6.426 60 2.866 9.29

PURE PREMIUM UNDERLYING PRESENT RATE 50 5.649 40 2.852 8.50

PURE PREMIUM DERIVED BY FORMULA 6.038 2.860 8.90

CLASS 1439 SMELTING-ELECTRIC PROCESS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 11,361 395 395 0.03

2014 14,395 798 798 0.06

2015 47,932 1 2,800 20,112 10,634 33,546 0.70

2016 21,718

2017 25,748 3 69,076 69,581 138,657 5.39

TOTAL 121,154 1 2,800 3 69,076 20,112 81,408 173,396 1.43

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 16 0.593 17 0.838 1.43

PURE PREMIUM UNDERLYING PRESENT RATE 84 3.639 83 1.530 5.17

PURE PREMIUM DERIVED BY FORMULA 3.152 1.412 4.56

CLASS 1452 ORE MILLING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 78,174 3 43,317 30,728 74,045 0.95

2014 71,990 1 139,193 4 10,421 34,871 15,240 199,725 2.77

2015 48,229 1 512,726 6 110,715 320,313 60,288 1,004,042 20.82

2016 93,536 7 633,119 636,537 1,269,656 13.57

2017 87,486 1 72,390 3 26,698 40,149 47,875 187,112 2.14

TOTAL 379,415 3 724,309 23 824,270 395,333 790,668 2,734,580 7.21

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 26 4.081 34 3.126 7.21

PURE PREMIUM UNDERLYING PRESENT RATE 74 4.148 66 2.683 6.83

PURE PREMIUM DERIVED BY FORMULA 4.131 2.834 6.97

N.Y.C.I.R.B. 2020 PURE PREMIUMS 8Page

CLASS 1463 ASPHALT WORKS & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 528,817 4 798,989 19 2,108,159 318,730 803,077 4,028,955 7.62

2014 530,628 1 9,947 18 1,225,392 42,268 647,712 1,925,319 3.63

2015 539,290 1 414,909 14 511,072 456,441 263,193 1,645,615 3.05

2016 528,402 2 206,639 17 1,469,554 843,212 567,098 3,086,503 5.84

2017 480,139 4 1,747,749 12 570,291 550,950 451,177 3,320,167 6.92

TOTAL 2,607,276 12 3,178,233 80 5,884,468 2,211,601 2,732,257 14,006,559 5.37

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 54 3.476 69 1.896 5.37

PURE PREMIUM UNDERLYING PRESENT RATE 46 3.858 31 2.241 6.10

PURE PREMIUM DERIVED BY FORMULA 3.652 2.003 5.66

CLASS 1470 ALCOHOL MFG.-WOOD-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 45,552 1 56,372 3 245,970 38,204 75,402 415,948 9.13

2014 45,998 2 71,873 45,015 116,888 2.54

2015 54,034 3 487,195 77,232 564,427 10.45

2016 54,372 4 458,452 170,198 628,650 11.56

2017 61,378 2 12,744 7,937 20,681 0.34

TOTAL 261,334 1 56,372 14 1,276,234 38,204 375,784 1,746,594 6.68

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 27 5.099 35 1.584 6.68

PURE PREMIUM UNDERLYING PRESENT RATE 73 6.508 65 4.006 10.51

PURE PREMIUM DERIVED BY FORMULA 6.128 3.158 9.29

CLASS 1624 QUARRY NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 676,238 2 65,509 29 1,826,759 39,628 506,514 2,438,410 3.61

2014 600,147 8 1,268,070 28 870,736 563,819 443,415 3,146,040 5.24

2015 766,233 4 674,835 34 1,319,943 184,160 901,066 3,080,004 4.02

2016 641,860 4 902,616 28 1,313,559 676,476 573,440 3,466,091 5.40

2017 578,443 1 75,849 9 162,833 102,193 280,810 621,685 1.07

TOTAL 3,262,921 19 2,986,879 128 5,493,830 1,566,276 2,705,245 12,752,230 3.91

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 53 2.599 63 1.309 3.91

PURE PREMIUM UNDERLYING PRESENT RATE 47 2.871 37 1.429 4.30

PURE PREMIUM DERIVED BY FORMULA 2.727 1.353 4.08

N.Y.C.I.R.B. 2020 PURE PREMIUMS 9Page

CLASS 1701 CEMENT MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 390,809 4 205,897 25 1,475,431 145,170 841,818 2,668,316 6.83

2014 408,198 2 125,042 8 724,976 81,874 224,024 1,155,916 2.83

2015 465,582 1 14,132 9 341,346 9,969 361,541 726,988 1.56

2016 480,366 4 365,473 15 633,102 210,386 329,512 1,538,473 3.20

2017 472,460 2 445,459 19 1,295,303 133,685 779,149 2,653,596 5.62

TOTAL 2,217,415 13 1,156,003 76 4,470,158 581,084 2,536,044 8,743,289 3.94

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 45 2.537 56 1.406 3.94

PURE PREMIUM UNDERLYING PRESENT RATE 55 2.815 44 1.594 4.41

PURE PREMIUM DERIVED BY FORMULA 2.690 1.489 4.18

CLASS 1710 STONE CRUSHING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 103,765 2 46,956 2 89,769 41,469 101,401 279,595 2.69

2014 152,931 1 561,435 4 150,380 113,418 295,467 1,120,700 7.33

2015 178,598 2 12,326 8 791,934 63,553 592,089 1,459,902 8.17

2016 158,208 7 741,946 274,060 1,016,006 6.42

2017 192,109 1 51,643 2 219,874 27,846 145,719 445,082 2.32

TOTAL 785,611 6 672,360 23 1,993,903 246,286 1,408,736 4,321,285 5.50

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 34 3.394 45 2.107 5.50

PURE PREMIUM UNDERLYING PRESENT RATE 66 3.977 55 2.562 6.54

PURE PREMIUM DERIVED BY FORMULA 3.779 2.357 6.14

CLASS 1741 FLINT OR SPAR GRINDING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 33,939 3 114,863 68,270 183,133 5.40

2014 32,944 1 9,017 9,653 18,670 0.57

2015 44,595 1 183,255 79,197 262,452 5.89

2016 26,393 1 114,588 2 141,300 216,294 70,829 543,011 20.57

2017 25,570 1 128,428 1 193,984 44,636 244,414 611,462 23.91

TOTAL 163,441 2 243,016 8 642,419 260,930 472,363 1,618,728 9.90

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 18 5.417 22 4.487 9.90

PURE PREMIUM UNDERLYING PRESENT RATE 82 4.047 78 2.040 6.09

PURE PREMIUM DERIVED BY FORMULA 4.294 2.578 6.87

N.Y.C.I.R.B. 2020 PURE PREMIUMS 10Page

CLASS 1747 EMERY WORKS & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 24,259 2 360,203 3 52,430 359,485 24,024 796,142 32.82

2014 27,977 2 39,633 2 314,278 27,281 114,031 495,223 17.70

2015 24,410 1 821 3 176,171 57,875 63,416 298,283 12.22

2016 25,623

2017 29,303 1 1 0.00

TOTAL 131,572 5 400,657 8 542,879 444,641 201,472 1,589,649 12.08

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 26 7.171 32 4.911 12.08

PURE PREMIUM UNDERLYING PRESENT RATE 74 12.165 68 6.712 18.88

PURE PREMIUM DERIVED BY FORMULA 10.867 6.136 17.00

CLASS 1748 ABRASIVE WHEEL MFG. & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 45,212 2 49,842 4 116,294 40,999 64,279 271,414 6.00

2014 39,964 5 67,139 42,950 110,089 2.75

2015 32,463 1 112,434 3 58,052 80,284 32,060 282,830 8.71

2016 37,675 1 230,326 1 268 80,871 41,944 353,409 9.38

2017 38,220 3 57,452 48,920 106,372 2.78

TOTAL 193,534 4 392,602 16 299,205 202,154 230,153 1,124,114 5.81

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 21 3.575 28 2.234 5.81

PURE PREMIUM UNDERLYING PRESENT RATE 79 5.047 72 3.092 8.14

PURE PREMIUM DERIVED BY FORMULA 4.738 2.852 7.59

CLASS 1809 STONE CUTTING OR POLISHING-MARBLE OR LIMESTONE-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 152,822 6 844,416 14 274,816 608,218 215,406 1,942,856 12.71

2014 148,488 2 594,859 4 81,413 340,463 68,316 1,085,051 7.31

2015 143,783 2 836,373 10 201,727 243,613 301,188 1,582,901 11.01

2016 141,788 2 209,899 7 348,788 116,360 216,531 891,578 6.29

2017 122,663 5 548,404 9 338,011 289,046 183,196 1,358,657 11.08

TOTAL 709,544 17 3,033,951 44 1,244,755 1,597,700 984,637 6,861,043 9.67

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 38 6.030 53 3.639 9.67

PURE PREMIUM UNDERLYING PRESENT RATE 62 5.982 47 4.186 10.17

PURE PREMIUM DERIVED BY FORMULA 6.000 3.896 9.90

N.Y.C.I.R.B. 2020 PURE PREMIUMS 11Page

CLASS 1810 STONE CUTTING OR POLISHING NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 277,495 5 611,149 24 1,622,720 946,899 973,046 4,153,814 14.97

2014 287,660 2 122,746 13 329,931 87,377 322,136 862,190 3.00

2015 311,269 3 561,598 14 450,963 163,736 370,105 1,546,402 4.97

2016 325,997 3 449,549 14 388,582 201,958 342,423 1,382,512 4.24

2017 366,970 1 97,326 22 1,156,203 73,332 836,521 2,163,382 5.90

TOTAL 1,569,391 14 1,842,368 87 3,948,399 1,473,302 2,844,231 10,108,300 6.44

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 47 3.690 66 2.751 6.44

PURE PREMIUM UNDERLYING PRESENT RATE 53 4.494 34 3.329 7.82

PURE PREMIUM DERIVED BY FORMULA 4.116 2.948 7.06

CLASS 1860 ABRASIVE PAPER OR CLOTH PREPARATION

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 28,362 2 5,198 9,851 15,049 0.53

2014 50,650 2 44,237 2 11,511 22,922 18,232 96,902 1.91

2015 41,845 2 20,826 17,318 38,144 0.91

2016 41,968 3 10,095 18,948 29,043 0.69

2017 45,400 1 11,761 3 113,086 8,579 81,877 215,303 4.74

TOTAL 208,225 3 55,998 12 160,716 31,501 146,226 394,441 1.90

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 22 1.041 35 0.854 1.90

PURE PREMIUM UNDERLYING PRESENT RATE 78 5.273 65 5.180 10.45

PURE PREMIUM DERIVED BY FORMULA 4.342 3.666 8.01

CLASS 1924 WIRE DRAWING-NOT IRON OR STEEL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 367,850 4 422,712 21 855,635 136,427 482,427 1,897,201 5.16

2014 371,155 6 366,639 22 1,039,038 233,699 740,769 2,380,145 6.41

2015 393,255 3 37,425 15 225,181 276,943 237,526 777,075 1.98

2016 355,832 18 624,223 477,948 1,102,171 3.10

2017 379,388 2 525,223 17 716,894 398,870 281,550 1,922,537 5.07

TOTAL 1,867,480 15 1,351,999 93 3,460,971 1,045,939 2,220,220 8,079,129 4.33

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 43 2.577 56 1.749 4.33

PURE PREMIUM UNDERLYING PRESENT RATE 57 3.027 44 1.834 4.86

PURE PREMIUM DERIVED BY FORMULA 2.834 1.786 4.62

N.Y.C.I.R.B. 2020 PURE PREMIUMS 12Page

CLASS 1925 DIE CASTING MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 43,812 1 179,376 4 92,969 51,828 62,881 387,054 8.83

2014 36,175 1 7,434 5 32,077 5,009 18,438 62,958 1.74

2015 25,479 2 146,222 183,380 329,602 12.94

2016 21,362 4 68,343 116,920 185,263 8.67

2017 19,264 2 5,080 16,769 21,849 1.13

TOTAL 146,092 2 186,810 17 344,691 56,837 398,388 986,726 6.75

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 18 3.638 23 3.116 6.75

PURE PREMIUM UNDERLYING PRESENT RATE 82 4.333 77 2.670 7.00

PURE PREMIUM DERIVED BY FORMULA 4.208 2.773 6.98

CLASS 2001 COOKIE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 257,992 3 375,022 14 153,960 161,475 228,078 918,535 3.56

2014 248,254 3 332,810 11 302,716 88,023 243,628 967,177 3.90

2015 206,398 1 35,813 7 263,736 46,020 255,022 600,591 2.91

2016 247,114 3 125,845 10 330,323 92,579 233,474 782,221 3.17

2017 269,356 2 498,790 10 184,210 291,917 175,320 1,150,237 4.27

TOTAL 1,229,114 12 1,368,280 52 1,234,945 680,014 1,135,522 4,418,761 3.60

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 35 2.118 46 1.477 3.60

PURE PREMIUM UNDERLYING PRESENT RATE 65 2.793 54 1.768 4.56

PURE PREMIUM DERIVED BY FORMULA 2.557 1.634 4.19

CLASS 2002 MACARONI MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 267,936 1 122,025 15 265,572 58,337 163,947 609,881 2.28

2014 291,774 5 132,739 10 353,619 120,668 197,914 804,940 2.76

2015 331,035 3 456,573 19 122,342 181,988 111,621 872,524 2.64

2016 350,898 2 258,096 15 481,422 291,336 514,403 1,545,257 4.40

2017 387,449 2 295,879 29 878,458 165,019 829,988 2,169,344 5.60

TOTAL 1,629,092 13 1,265,312 88 2,101,413 817,348 1,817,873 6,001,946 3.69

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 38 2.067 48 1.618 3.69

PURE PREMIUM UNDERLYING PRESENT RATE 62 2.578 52 1.424 4.00

PURE PREMIUM DERIVED BY FORMULA 2.384 1.517 3.90

N.Y.C.I.R.B. 2020 PURE PREMIUMS 13Page

CLASS 2003 BAKERY& ROUTE SALESPERSONS, ROUTE SUPERVISORS, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,409,164 67 6,555,663 210 7,451,621 4,009,829 4,085,079 22,102,192 5.01

2014 4,676,011 64 4,838,249 250 9,092,826 2,737,520 6,092,052 22,760,647 4.87

2015 4,676,482 72 7,121,944 250 8,658,733 3,867,714 5,193,924 24,842,315 5.31

2016 4,982,150 64 9,233,825 233 8,050,443 5,360,331 4,254,887 26,899,486 5.40

2017 5,125,343 56 7,468,498 226 8,432,546 4,543,050 5,364,176 25,808,270 5.04

TOTAL 23,869,150 323 35,218,179 1,169 41,686,169 20,518,444 24,990,118 122,412,910 5.13

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 3.222 100 1.907 5.13

PURE PREMIUM UNDERLYING PRESENT RATE 0 3.336 0 1.895 5.23

PURE PREMIUM DERIVED BY FORMULA 3.222 1.907 5.13

CLASS 2014 FEED MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 459,904 3 115,552 23 636,594 154,566 342,186 1,248,898 2.72

2014 498,412 3 160,696 11 551,256 135,073 550,457 1,397,482 2.80

2015 499,370 2 112,523 15 334,104 211,564 270,293 928,484 1.86

2016 526,440 3 178,159 26 1,407,104 128,850 847,764 2,561,877 4.87

2017 539,584 1 112,554 20 525,699 55,076 258,960 952,289 1.76

TOTAL 2,523,710 12 679,484 95 3,454,757 685,129 2,269,660 7,089,030 2.81

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 43 1.638 56 1.171 2.81

PURE PREMIUM UNDERLYING PRESENT RATE 57 2.194 44 1.395 3.59

PURE PREMIUM DERIVED BY FORMULA 1.955 1.270 3.23

CLASS 2021 SUGAR REFINING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 192,776 3 44,071 25,832 69,903 0.36

2014 193,542 3 145,918 6 170,472 79,139 70,470 465,999 2.41

2015 197,225 2 270,723 2 70,897 130,546 29,656 501,822 2.54

2016 188,869 4 238,819 5 824,725 175,143 271,322 1,510,009 8.00

2017 209,006 2 264,926 1 3,539 151,977 21,795 442,237 2.12

TOTAL 981,418 11 920,386 17 1,113,704 536,805 419,075 2,989,970 3.05

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 30 2.073 35 0.974 3.05

PURE PREMIUM UNDERLYING PRESENT RATE 70 2.320 65 1.098 3.42

PURE PREMIUM DERIVED BY FORMULA 2.246 1.055 3.30

N.Y.C.I.R.B. 2020 PURE PREMIUMS 14Page

CLASS 2039 ICE CREAM MFG.& ROUTE SALESPERSONS, ROUTE SUPERVISORS, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 555,474 9 779,801 35 863,446 274,910 579,862 2,498,019 4.50

2014 301,752 6 821,390 28 1,006,813 455,830 685,016 2,969,049 9.84

2015 333,686 4 521,146 26 929,652 179,612 634,033 2,264,443 6.79

2016 388,817 2 38,253 31 1,638,717 232,720 971,173 2,880,863 7.41

2017 385,889 4 695,074 32 2,066,824 369,151 1,106,595 4,237,644 10.98

TOTAL 1,965,618 25 2,855,664 152 6,505,452 1,512,223 3,976,679 14,850,018 7.55

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 47 4.762 61 2.792 7.55

PURE PREMIUM UNDERLYING PRESENT RATE 53 3.625 39 2.202 5.83

PURE PREMIUM DERIVED BY FORMULA 4.159 2.562 6.72

CLASS 2041 CANDY, CHOCOLATE OR COCOA MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 596,953 9 692,924 37 838,157 500,265 641,335 2,672,681 4.48

2014 615,686 3 209,517 39 750,336 92,972 570,026 1,622,851 2.64

2015 559,582 6 560,158 26 520,678 475,503 371,835 1,928,174 3.45

2016 646,257 3 154,023 21 613,129 253,636 559,334 1,580,122 2.45

2017 659,947 3 166,281 33 1,036,595 112,678 778,962 2,094,516 3.17

TOTAL 3,078,425 24 1,782,903 156 3,758,895 1,435,054 2,921,492 9,898,344 3.22

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 48 1.800 65 1.415 3.22

PURE PREMIUM UNDERLYING PRESENT RATE 52 2.448 35 1.665 4.11

PURE PREMIUM DERIVED BY FORMULA 2.137 1.503 3.64

CLASS 2065 MILK PRODUCTS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 978,483 7 1,581,192 34 1,396,656 799,337 714,480 4,491,665 4.59

2014 1,093,787 9 1,151,690 20 1,108,437 400,987 479,297 3,140,411 2.87

2015 895,818 3 513,681 26 787,662 265,753 495,778 2,062,874 2.30

2016 897,114 1 196,043 24 844,491 150,715 505,279 1,696,528 1.89

2017 1,034,067 5 172,754 26 688,081 132,591 418,365 1,411,791 1.37

TOTAL 4,899,269 25 3,615,360 130 4,825,327 1,749,383 2,613,199 12,803,269 2.61

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 54 1.723 65 0.890 2.61

PURE PREMIUM UNDERLYING PRESENT RATE 46 1.992 35 1.024 3.02

PURE PREMIUM DERIVED BY FORMULA 1.847 0.937 2.78

N.Y.C.I.R.B. 2020 PURE PREMIUMS 15Page

CLASS 2070 MILK DEPOT OR DEALER-& RTE SALESPERSONS, RTE SUPERVISORS, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,873,834 22 2,385,328 101 3,726,503 1,481,128 2,170,148 9,763,107 5.21

2014 2,287,817 19 2,519,634 136 5,204,634 892,966 2,588,331 11,205,565 4.90

2015 2,571,857 27 3,768,290 129 7,648,694 1,757,049 3,398,638 16,572,671 6.44

2016 2,349,028 18 2,780,642 106 4,748,497 2,005,896 2,419,361 11,954,396 5.09

2017 2,424,594 28 3,056,779 112 5,917,819 2,096,039 2,839,565 13,910,202 5.74

TOTAL 11,507,130 114 14,510,673 584 27,246,147 8,233,078 13,416,043 63,405,941 5.51

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 94 3.629 100 1.881 5.51

PURE PREMIUM UNDERLYING PRESENT RATE 6 3.459 0 1.864 5.32

PURE PREMIUM DERIVED BY FORMULA 3.619 1.881 5.50

CLASS 2081 BUTCHERING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 29,899 2 3,024 19,492 22,516 0.75

2014 31,216 3 137,157 232,193 369,350 11.83

2015 57,237 1 125,049 8 170,122 63,838 177,663 536,672 9.38

2016 51,158 1 200,839 4 36,844 81,948 32,581 352,212 6.88

2017 58,795 1 27,854 2 13,361 11,952 18,378 71,545 1.22

TOTAL 228,305 3 353,742 19 360,508 157,738 480,307 1,352,295 5.92

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 24 3.128 34 2.795 5.92

PURE PREMIUM UNDERLYING PRESENT RATE 76 5.825 66 4.261 10.09

PURE PREMIUM DERIVED BY FORMULA 5.178 3.763 8.94

CLASS 2089 PACKING HOUSE-ALL OPERATIONS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 145,386 5 221,162 12 441,446 139,685 206,178 1,008,471 6.94

2014 199,199 1 37,482 15 250,091 53,250 365,889 706,712 3.55

2015 208,006 5 359,377 13 276,847 300,711 199,123 1,136,058 5.46

2016 213,053 9 620,187 15 262,200 401,662 178,498 1,462,547 6.86

2017 189,772 1 81,923 11 122,337 47,754 125,581 377,595 1.99

TOTAL 955,416 21 1,320,131 66 1,352,921 943,062 1,075,269 4,691,383 4.91

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 38 2.798 51 2.113 4.91

PURE PREMIUM UNDERLYING PRESENT RATE 62 4.328 49 2.933 7.26

PURE PREMIUM DERIVED BY FORMULA 3.747 2.515 6.26

N.Y.C.I.R.B. 2020 PURE PREMIUMS 16Page

CLASS 2095 MEAT PRODUCTS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 500,415 11 1,641,554 39 1,411,414 588,654 841,630 4,483,252 8.96

2014 495,997 11 1,424,917 24 521,663 648,116 283,998 2,878,694 5.80

2015 385,246 2 34,733 18 473,109 39,304 243,929 791,075 2.05

2016 376,175 6 510,513 17 726,664 322,867 282,916 1,842,960 4.90

2017 409,413 4 343,018 14 234,850 764,930 309,483 1,652,281 4.04

TOTAL 2,167,246 34 3,954,735 112 3,367,700 2,363,871 1,961,956 11,648,262 5.38

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 53 3.379 66 1.996 5.38

PURE PREMIUM UNDERLYING PRESENT RATE 47 4.353 34 2.395 6.75

PURE PREMIUM DERIVED BY FORMULA 3.837 2.132 5.97

CLASS 2101 FISH CURING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 107,316 2 557,276 3 135,267 543,691 50,062 1,286,296 11.99

2014 116,325 4 34,868 25,499 60,367 0.52

2015 110,540 1 69,413 11 407,111 13,913 237,421 727,858 6.58

2016 121,918 1 222,030 9 770,274 736,689 445,421 2,174,414 17.84

2017 126,165 1 115,230 8 112,839 97,182 95,028 420,279 3.33

TOTAL 582,264 5 963,949 35 1,460,359 1,391,475 853,431 4,669,214 8.02

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 29 4.164 37 3.855 8.02

PURE PREMIUM UNDERLYING PRESENT RATE 71 3.517 63 2.054 5.57

PURE PREMIUM DERIVED BY FORMULA 3.705 2.720 6.43

CLASS 2105 FRUIT PACKING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 162,328 2 44,379 7 170,582 21,348 103,962 340,271 2.10

2014 149,448 5 614,924 5 31,647 571,270 48,219 1,266,060 8.47

2015 158,655 2 98,945 12 311,656 48,329 155,291 614,221 3.87

2016 171,954 1 1,380 9 387,933 10,401 205,541 605,255 3.52

2017 192,551 2 78,908 7 399,534 67,882 227,730 774,054 4.02

TOTAL 834,936 12 838,536 40 1,301,352 719,230 740,743 3,599,861 4.31

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 34 2.563 45 1.749 4.31

PURE PREMIUM UNDERLYING PRESENT RATE 66 3.648 55 2.375 6.02

PURE PREMIUM DERIVED BY FORMULA 3.279 2.093 5.37

N.Y.C.I.R.B. 2020 PURE PREMIUMS 17Page

CLASS 2111 CANNERY NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 339,564 1 47,600 12 279,946 30,665 221,475 579,686 1.71

2014 381,650 1 19,779 14 447,980 5,830 276,491 750,080 1.97

2015 397,496 1 9,032 10 385,505 5,506 169,879 569,922 1.43

2016 434,137 2 56,705 2 37,242 25,883 42,834 162,664 0.37

2017 456,761 4 534,168 7 327,377 254,743 282,855 1,399,143 3.06

TOTAL 2,009,608 9 667,284 45 1,478,050 322,627 993,534 3,461,495 1.72

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 34 1.068 43 0.655 1.72

PURE PREMIUM UNDERLYING PRESENT RATE 66 1.528 57 0.874 2.40

PURE PREMIUM DERIVED BY FORMULA 1.372 0.780 2.15

CLASS 2112 FRUIT EVAPORATING OR PRESERVING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 87,831 4 782,857 7 234,827 675,594 110,297 1,803,575 20.53

2014 92,247 2 20,452 8 214,990 27,325 79,032 341,799 3.71

2015 103,697 1 11,094 5 11,118 6,447 30,247 58,906 0.57

2016 101,402 4 281,778 148,690 430,468 4.25

2017 109,187 3 458,201 3 169,299 427,399 73,132 1,128,031 10.33

TOTAL 494,364 10 1,272,604 27 912,012 1,136,765 441,398 3,762,779 7.61

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 30 4.419 39 3.192 7.61

PURE PREMIUM UNDERLYING PRESENT RATE 70 4.488 61 2.897 7.39

PURE PREMIUM DERIVED BY FORMULA 4.467 3.012 7.48

CLASS 2114 OYSTER PROCESSING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 6,012

2014 5,647

2015 5,617

2016 7,740 1 182,352 158,697 9,772 350,821 45.33

2017 7,895 993 993 0.13

TOTAL 32,911 1 182,352 158,697 10,765 351,814 10.69

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 9 5.541 13 5.149 10.69

PURE PREMIUM UNDERLYING PRESENT RATE 91 3.261 87 2.737 6.00

PURE PREMIUM DERIVED BY FORMULA 3.466 3.051 6.52

N.Y.C.I.R.B. 2020 PURE PREMIUMS 18Page

CLASS 2121 BREWERY & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 676,975 8 312,995 27 1,133,841 108,571 411,324 1,966,731 2.91

2014 712,834 5 513,687 30 1,310,956 155,958 677,640 2,658,241 3.73

2015 754,879 5 445,450 20 960,776 104,456 397,325 1,908,007 2.53

2016 794,938 8 799,027 31 2,791,254 517,704 1,222,433 5,330,418 6.71

2017 856,636 16 1,719,727 35 1,960,912 1,277,662 1,130,154 6,088,455 7.11

TOTAL 3,796,262 42 3,790,886 143 8,157,739 2,164,351 3,838,876 17,951,852 4.73

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 54 3.147 60 1.581 4.73

PURE PREMIUM UNDERLYING PRESENT RATE 46 2.596 40 1.073 3.67

PURE PREMIUM DERIVED BY FORMULA 2.894 1.378 4.27

CLASS 2143 FRUIT JUICE MFG.-ALL OPERATIONS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 720,528 9 1,078,320 28 688,149 829,956 336,237 2,932,662 4.07

2014 784,291 8 868,231 37 765,031 904,840 532,867 3,070,969 3.92

2015 815,787 3 186,761 31 965,938 87,007 555,985 1,795,691 2.20

2016 835,409 2 366,297 45 1,176,206 230,473 782,497 2,555,473 3.06

2017 936,499 4 484,714 28 661,525 152,426 445,823 1,744,488 1.86

TOTAL 4,092,514 26 2,984,323 169 4,256,849 2,204,702 2,653,409 12,099,283 2.96

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 51 1.769 71 1.187 2.96

PURE PREMIUM UNDERLYING PRESENT RATE 49 2.140 29 1.519 3.66

PURE PREMIUM DERIVED BY FORMULA 1.951 1.283 3.23

CLASS 2150 ICE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,185 1 2,794 1,265 4,059 3.43

2014 1,585

2015 2,759 1 1,178 5,491 6,669 2.42

2016 3,449

2017 5,584

TOTAL 14,562 2 3,972 6,756 10,728 0.74

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 8 0.273 11 0.464 0.74

PURE PREMIUM UNDERLYING PRESENT RATE 92 5.894 89 3.698 9.59

PURE PREMIUM DERIVED BY FORMULA 5.444 3.342 8.79

N.Y.C.I.R.B. 2020 PURE PREMIUMS 19Page

CLASS 2157 BOTTLING NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,550,326 75 7,713,749 346 11,296,569 3,429,807 4,486,743 26,926,868 10.56

2014 3,012,540 84 5,712,977 366 15,140,064 2,591,571 5,803,689 29,248,301 9.71

2015 3,276,730 92 9,305,908 378 12,967,385 4,489,841 5,262,013 32,025,147 9.77

2016 3,397,191 131 18,225,323 382 14,999,286 8,800,086 6,122,062 48,146,757 14.17

2017 3,738,705 96 12,238,963 445 22,202,849 7,261,217 8,428,332 50,131,361 13.41

TOTAL 15,975,492 478 53,196,920 1,917 76,606,153 26,572,522 30,102,839 186,478,434 11.67

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 8.125 100 3.548 11.67

PURE PREMIUM UNDERLYING PRESENT RATE 0 7.975 0 3.292 11.27

PURE PREMIUM DERIVED BY FORMULA 8.125 3.548 11.67

CLASS 2172 CIGARETTE, CIGAR OR TOBACCO MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 30,982 4 39,681 32,917 72,598 2.34

2014 29,804 1 3,569 4,637 8,206 0.28

2015 25,345 2 148,642 52,487 201,129 7.94

2016 29,018 2 31,260 15,525 46,785 1.61

2017 28,200 1 117,127 190,698 12,281 320,106 11.35

TOTAL 143,349 1 117,127 9 223,152 190,698 117,847 648,824 4.53

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 12 2.374 17 2.152 4.53

PURE PREMIUM UNDERLYING PRESENT RATE 88 1.665 83 1.274 2.94

PURE PREMIUM DERIVED BY FORMULA 1.750 1.423 3.17

CLASS 2288 FELT MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 16,577 1,412 1,412 0.09

2014 19,497 1 201,417 1 1,902 31,437 3,175 237,931 12.20

2015 20,314 1 77,529 22,196 99,725 4.91

2016 18,524 797 797 0.04

2017 19,747

TOTAL 94,659 1 201,417 2 79,431 31,437 27,580 339,865 3.59

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 15 2.967 19 0.623 3.59

PURE PREMIUM UNDERLYING PRESENT RATE 85 4.588 81 2.401 6.99

PURE PREMIUM DERIVED BY FORMULA 4.345 2.063 6.41

N.Y.C.I.R.B. 2020 PURE PREMIUMS 20Page

CLASS 2302 SILK THREAD OR YARN MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 230,074 4 231,683 6 142,835 106,014 138,902 619,434 2.69

2014 218,688 1 1,636 8 135,228 1,445 88,252 226,561 1.04

2015 181,898 7 222,890 120,921 343,811 1.89

2016 170,956 5 123,827 67,078 190,905 1.12

2017 176,750 1 242,913 11 633,398 109,196 226,570 1,212,077 6.86

TOTAL 978,366 6 476,232 37 1,258,178 216,655 641,723 2,592,788 2.65

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 26 1.773 31 0.877 2.65

PURE PREMIUM UNDERLYING PRESENT RATE 74 1.591 69 0.780 2.37

PURE PREMIUM DERIVED BY FORMULA 1.638 0.810 2.45

CLASS 2362 KNIT GOODS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 196,095 4 85,203 5 183,119 37,363 82,677 388,362 1.98

2014 185,424 1 283,403 8 146,055 73,425 72,068 574,951 3.10

2015 170,569 3 106,759 123,784 230,543 1.35

2016 153,215 3 125,603 65,359 190,962 1.25

2017 142,648 6 127,700 83,978 211,678 1.48

TOTAL 847,951 5 368,606 25 689,236 110,788 427,866 1,596,496 1.88

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 23 1.248 26 0.635 1.88

PURE PREMIUM UNDERLYING PRESENT RATE 77 1.387 74 0.612 2.00

PURE PREMIUM DERIVED BY FORMULA 1.355 0.618 1.97

CLASS 2380 NET MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 24,455 4,036 4,036 0.17

2014 29,503 1 2,327 2,442 4,769 0.16

2015 29,799

2016 27,987 1 70,934 131,204 7,799 209,937 7.50

2017 18,468 1 78,902 17,135 96,037 5.20

TOTAL 130,212 1 70,934 2 81,229 131,204 31,412 314,779 2.42

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 17 1.169 23 1.249 2.42

PURE PREMIUM UNDERLYING PRESENT RATE 83 4.184 77 3.031 7.22

PURE PREMIUM DERIVED BY FORMULA 3.671 2.621 6.29

N.Y.C.I.R.B. 2020 PURE PREMIUMS 21Page

CLASS 2387 BRAID OR FRINGE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 59,010 5 56,084 25,437 81,521 1.38

2014 63,309 1 135,569 2 231,953 41,901 75,078 484,501 7.65

2015 62,366 2 36,077 168,091 204,168 3.27

2016 57,108 1 219,613 4 15,526 74,420 15,932 325,491 5.70

2017 52,819 5 78,582 57,170 135,752 2.57

TOTAL 294,612 2 355,182 18 418,222 116,321 341,708 1,231,433 4.18

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 18 2.625 24 1.555 4.18

PURE PREMIUM UNDERLYING PRESENT RATE 82 2.273 76 1.453 3.73

PURE PREMIUM DERIVED BY FORMULA 2.336 1.477 3.81

CLASS 2388 EMBROIDERY MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 155,514 2 281,897 2 170,516 410,966 125,767 989,146 6.36

2014 151,868 5 27,884 64,642 92,526 0.61

2015 147,295 1 69,333 6 197,549 56,475 108,995 432,352 2.94

2016 150,442 2 106,368 9 158,819 167,444 168,263 600,894 3.99

2017 159,658 1 81,081 6 212,159 67,058 142,594 502,892 3.15

TOTAL 764,777 6 538,679 28 766,927 701,943 610,261 2,617,810 3.42

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 24 1.707 31 1.716 3.42

PURE PREMIUM UNDERLYING PRESENT RATE 76 1.698 69 1.034 2.73

PURE PREMIUM DERIVED BY FORMULA 1.700 1.245 2.95

CLASS 2402 CARPET OR RUG MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 12,702

2014 6,814 340 340 0.05

2015 8,458 1 5,158 3,426 8,584 1.01

2016 6,887 1 2,397 5,584 7,981 1.16

2017 9,632

TOTAL 44,493 2 7,555 9,350 16,905 0.38

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 7 0.170 8 0.210 0.38

PURE PREMIUM UNDERLYING PRESENT RATE 93 1.601 92 0.700 2.30

PURE PREMIUM DERIVED BY FORMULA 1.501 0.661 2.16

N.Y.C.I.R.B. 2020 PURE PREMIUMS 22Page

CLASS 2413 TEXTILE-BLEACHING, DYEING, MERCERIZING, FINISHING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 39,779 1 12,818 7,140 19,958 0.50

2014 37,386 1 7,304 24,948 32,252 0.86

2015 29,989

2016 27,012 1 120,759 127,060 247,819 9.17

2017 22,061 1 41,002 20,614 61,616 2.79

TOTAL 156,227 1 120,759 3 61,124 127,060 52,702 361,645 2.32

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 14 1.164 19 1.151 2.32

PURE PREMIUM UNDERLYING PRESENT RATE 86 2.284 81 1.440 3.72

PURE PREMIUM DERIVED BY FORMULA 2.127 1.385 3.51

CLASS 2417 CLOTH PRINTING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 16,350

2014 17,444 1 7,424 3,258 10,682 0.61

2015 11,958

2016 7,379

2017 7,014 598 598 0.09

TOTAL 60,145 1 7,424 3,856 11,280 0.19

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 9 0.123 10 0.064 0.19

PURE PREMIUM UNDERLYING PRESENT RATE 91 2.116 90 0.792 2.91

PURE PREMIUM DERIVED BY FORMULA 1.937 0.719 2.66

CLASS 2501 CLOTHING MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 5,232,343 11 1,252,126 36 1,219,088 831,422 698,417 4,001,053 0.76

2014 5,083,982 10 733,651 42 1,865,770 516,788 969,948 4,086,157 0.80

2015 4,662,963 13 1,543,984 45 1,587,077 938,143 1,278,084 5,347,288 1.15

2016 4,537,435 13 1,599,976 22 478,117 870,245 899,339 3,847,677 0.85

2017 4,485,715 10 1,663,508 34 1,238,138 1,153,389 1,326,775 5,381,810 1.20

TOTAL 24,002,438 57 6,793,245 179 6,388,190 4,309,987 5,172,563 22,663,985 0.94

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 55 0.549 76 0.395 0.94

PURE PREMIUM UNDERLYING PRESENT RATE 45 0.444 24 0.313 0.76

PURE PREMIUM DERIVED BY FORMULA 0.502 0.375 0.88

N.Y.C.I.R.B. 2020 PURE PREMIUMS 23Page

CLASS 2503 CUSTOM CLOTHING TAILOR SHOP-ALTERATIONS-NO MASS MFG., DRY CLEANING LAUNDERING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 428,881 1 79,162 3 10,672 14,534 16,455 120,823 0.28

2014 419,872 2 274,211 3 72,136 116,602 16,102 479,051 1.14

2015 400,600 1 152,954 4 373,404 85,723 132,003 744,084 1.86

2016 406,311 1 139,352 2 17,352 65,740 3,919 226,363 0.56

2017 427,710 1 71,343 1 10,346 51,099 1,336 134,124 0.31

TOTAL 2,083,374 6 717,022 13 483,910 333,698 169,815 1,704,445 0.82

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 25 0.576 31 0.242 0.82

PURE PREMIUM UNDERLYING PRESENT RATE 75 0.711 69 0.375 1.09

PURE PREMIUM DERIVED BY FORMULA 0.677 0.334 1.01

CLASS 2534 FEATHER OR FLOWER MFG.-ARTIFICIAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 33,638

2014 23,589

2015 28,122 189 189 0.01

2016 21,109

2017 22,727 1 42,584 82,224 124,808 5.49

TOTAL 129,185 1 42,584 82,413 124,997 0.97

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 14 0.330 19 0.638 0.97

PURE PREMIUM UNDERLYING PRESENT RATE 86 2.458 81 1.909 4.37

PURE PREMIUM DERIVED BY FORMULA 2.160 1.668 3.83

CLASS 2553 FURNISHING GOODS MFG. NOC-FROM TEXTILE FABRICS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 710,553 2 351,999 14 421,927 188,878 222,458 1,185,262 1.67

2014 662,092 5 432,406 21 1,103,869 220,087 553,447 2,309,809 3.49

2015 719,262 2 8,451 19 302,201 10,808 233,429 554,889 0.77

2016 663,949 3 250,952 22 436,364 186,691 390,987 1,264,994 1.91

2017 881,592 2 372,557 24 602,720 113,042 508,889 1,597,208 1.81

TOTAL 3,637,448 14 1,416,365 100 2,867,081 719,506 1,909,210 6,912,162 1.90

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 40 1.178 54 0.723 1.90

PURE PREMIUM UNDERLYING PRESENT RATE 60 1.306 46 0.871 2.18

PURE PREMIUM DERIVED BY FORMULA 1.255 0.791 2.05

N.Y.C.I.R.B. 2020 PURE PREMIUMS 24Page

CLASS 2570 BOX SPRING OR MATTRESS MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 220,492 1 29,992 10 1,478,629 14,878 588,557 2,112,056 9.58

2014 236,283 5 542,401 11 421,458 253,730 126,447 1,344,036 5.69

2015 233,834 2 268,452 7 336,622 313,091 83,385 1,001,550 4.28

2016 232,694 1 188,216 5 99,605 156,618 60,729 505,168 2.17

2017 186,964 1 41,951 9 403,155 35,336 268,514 748,956 4.01

TOTAL 1,110,267 10 1,071,012 42 2,739,469 773,653 1,127,632 5,711,766 5.14

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 36 3.432 42 1.712 5.14

PURE PREMIUM UNDERLYING PRESENT RATE 64 3.150 58 1.562 4.71

PURE PREMIUM DERIVED BY FORMULA 3.252 1.625 4.88

CLASS 2571 PILLOW, QUILT OR CUSHION MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 68,677 2 20,758 16,429 37,187 0.54

2014 70,921 1 108,396 1 47,020 65,032 13,519 233,967 3.30

2015 84,467 1 16,275 5 478,413 22,105 259,544 776,337 9.19

2016 89,767 1 41,973 3 137,930 42,208 73,787 295,898 3.30

2017 87,446 2 2,454 22,041 24,495 0.28

TOTAL 401,278 3 166,644 13 686,575 129,345 385,320 1,367,884 3.41

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 19 2.126 26 1.283 3.41

PURE PREMIUM UNDERLYING PRESENT RATE 81 1.921 74 1.284 3.21

PURE PREMIUM DERIVED BY FORMULA 1.960 1.284 3.24

CLASS 2576 AWNING OR TENT MFG.- SHOP ONLY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 274,544 1 213,739 14 264,858 139,475 142,560 760,632 2.77

2014 289,720 4 61,866 10 329,665 117,070 209,104 717,705 2.48

2015 297,308 5 842,083 8 53,188 338,845 40,659 1,274,775 4.29

2016 332,951 1 90,792 14 286,689 127,340 111,135 615,956 1.85

2017 354,215 1 3,652 10 295,540 5,962 132,433 437,587 1.24

TOTAL 1,548,738 12 1,212,132 56 1,229,940 728,692 635,891 3,806,655 2.46

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 35 1.577 43 0.881 2.46

PURE PREMIUM UNDERLYING PRESENT RATE 65 2.102 57 1.163 3.27

PURE PREMIUM DERIVED BY FORMULA 1.918 1.042 2.96

N.Y.C.I.R.B. 2020 PURE PREMIUMS 25Page

CLASS 2578 BAG OR SACK MFG.-CLOTH

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 17,294

2014 19,397

2015 20,510 2 116,346 50,650 166,996 8.14

2016 19,224 1 2,739 6,660 9,399 0.49

2017 13,676

TOTAL 90,101 3 119,085 57,310 176,395 1.96

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 11 1.322 12 0.636 1.96

PURE PREMIUM UNDERLYING PRESENT RATE 89 1.970 88 0.859 2.83

PURE PREMIUM DERIVED BY FORMULA 1.899 0.832 2.73

CLASS 2590 DRY CLEANING-RETAIL-& ROUTE SALESPERSONS, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,425,188 11 518,487 14 509,881 404,086 594,592 2,027,046 1.42

2014 1,478,832 13 888,277 34 1,253,523 1,134,413 1,048,667 4,324,880 2.92

2015 1,521,497 13 1,098,130 29 975,822 1,089,883 765,544 3,929,379 2.58

2016 1,514,335 9 662,995 31 1,232,069 863,035 955,499 3,713,598 2.45

2017 1,547,343 11 1,072,928 33 1,262,634 1,069,880 1,163,710 4,569,152 2.95

TOTAL 7,487,195 57 4,240,817 141 5,233,929 4,561,297 4,528,012 18,564,055 2.48

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 55 1.265 83 1.214 2.48

PURE PREMIUM UNDERLYING PRESENT RATE 45 1.367 17 1.238 2.61

PURE PREMIUM DERIVED BY FORMULA 1.311 1.218 2.53

CLASS 2591 DRY CLEANING LAUNDRY COMMERCIAL-& RTE SALESPERSONS, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,001,804 14 1,249,593 40 1,241,434 1,023,294 822,566 4,336,887 4.33

2014 1,036,488 12 1,007,608 47 1,828,903 1,474,225 1,147,953 5,458,689 5.27

2015 1,023,448 9 846,797 47 2,020,504 542,111 1,652,590 5,062,002 4.95

2016 1,149,074 18 2,154,391 62 2,352,265 1,272,768 1,703,660 7,483,084 6.51

2017 1,232,733 17 2,589,323 54 1,770,766 1,428,905 1,092,148 6,881,142 5.58

TOTAL 5,443,547 70 7,847,712 250 9,213,872 5,741,303 6,418,917 29,221,804 5.37

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 65 3.134 91 2.234 5.37

PURE PREMIUM UNDERLYING PRESENT RATE 35 2.911 9 2.142 5.05

PURE PREMIUM DERIVED BY FORMULA 3.056 2.226 5.28

N.Y.C.I.R.B. 2020 PURE PREMIUMS 26Page

CLASS 2593 CARPET, RUG UPHOLSTERY CLEANING-SHOP OR OUTSIDE-& RTE SALESPERSONS, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 340,937 6 532,528 12 468,384 400,934 553,144 1,954,990 5.73

2014 341,300 7 418,358 11 594,366 801,287 302,244 2,116,255 6.20

2015 352,673 3 279,345 24 647,313 166,238 385,841 1,478,737 4.19

2016 288,050 6 816,537 9 49,374 1,010,932 39,844 1,916,687 6.65

2017 339,526 6 411,547 12 494,076 248,378 352,069 1,506,070 4.44

TOTAL 1,662,486 28 2,458,315 68 2,253,513 2,627,769 1,633,142 8,972,739 5.40

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 43 2.834 61 2.563 5.40

PURE PREMIUM UNDERLYING PRESENT RATE 57 3.319 39 2.549 5.87

PURE PREMIUM DERIVED BY FORMULA 3.110 2.558 5.67

CLASS 2594 LINEN, TOWEL, UNIFORM APRON RENTAL & CLEANING COMPANY & ROUTE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 999,428 27 1,738,102 82 2,097,307 1,134,744 1,433,344 6,403,497 6.41

2014 961,276 15 2,363,162 74 1,910,028 1,502,192 1,361,016 7,136,398 7.42

2015 1,065,894 17 1,319,561 61 1,818,946 998,494 1,117,979 5,254,980 4.93

2016 1,003,812 10 645,976 50 2,605,372 407,537 1,614,871 5,273,756 5.25

2017 1,039,535 11 1,385,648 44 1,388,331 935,462 984,288 4,693,729 4.52

TOTAL 5,069,945 80 7,452,449 311 9,819,984 4,978,429 6,511,498 28,762,360 5.67

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 68 3.407 90 2.266 5.67

PURE PREMIUM UNDERLYING PRESENT RATE 32 3.559 10 2.244 5.80

PURE PREMIUM DERIVED BY FORMULA 3.456 2.264 5.72

CLASS 2623 LEATHER MFG.-PATENT OR ENAMEL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 28,071 1 222,421 128,959 319 351,699 12.53

2014 30,225 1,072 1,072 0.04

2015 27,385 1 2,086 2,592 4,678 0.17

2016 25,833 1 388 43 431 0.02

2017 26,927

TOTAL 138,441 1 222,421 2 2,474 128,959 4,026 357,880 2.59

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 14 1.624 16 0.961 2.59

PURE PREMIUM UNDERLYING PRESENT RATE 86 2.613 84 1.120 3.73

PURE PREMIUM DERIVED BY FORMULA 2.475 1.095 3.57

N.Y.C.I.R.B. 2020 PURE PREMIUMS 27Page

CLASS 2640 LEATHER EMBOSSING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 10,308 58 58 0.01

2014 10,968

2015 8,690 6,535 6,535 0.75

2016 7,144 1 25,629 1 71,202 12,174 18,356 127,361 17.83

2017 6,930 1 2,970 13,497 16,467 2.38

TOTAL 44,040 1 25,629 2 74,172 12,174 38,446 150,421 3.42

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 14 2.266 18 1.149 3.42

PURE PREMIUM UNDERLYING PRESENT RATE 86 8.451 82 4.824 13.28

PURE PREMIUM DERIVED BY FORMULA 7.585 4.163 11.75

CLASS 2660 SHOE OR BOOT MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 76,827 2 5,938 10,841 16,779 0.22

2014 61,685 1 73,290 1 187,702 10,880 49,005 320,877 5.20

2015 53,503 195 195 0.00

2016 52,193 1 19,655 7,461 27,116 0.52

2017 69,532 3 89,795 44,835 134,630 1.94

TOTAL 313,740 1 73,290 7 303,090 10,880 112,337 499,597 1.59

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 16 1.200 20 0.393 1.59

PURE PREMIUM UNDERLYING PRESENT RATE 84 1.587 80 0.799 2.39

PURE PREMIUM DERIVED BY FORMULA 1.525 0.718 2.24

CLASS 2670 GLOVE MFG.-LEATHER OR TEXTILE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 12,960

2014 11,715 115 115 0.01

2015 12,503 2 82,879 35,586 118,465 9.47

2016 14,851 1 147,852 60,807 224 208,883 14.07

2017 12,760 1 24,151 13,979 38,130 2.99

TOTAL 64,789 2 172,003 2 82,879 74,786 35,925 365,593 5.64

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 9 3.934 13 1.709 5.64

PURE PREMIUM UNDERLYING PRESENT RATE 91 1.662 87 1.315 2.98

PURE PREMIUM DERIVED BY FORMULA 1.866 1.366 3.23

N.Y.C.I.R.B. 2020 PURE PREMIUMS 28Page

CLASS 2683 LUGGAGE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 18,373 1 2,979 5,304 8,283 0.45

2014 20,075

2015 23,953 3 261,215 68,235 329,450 13.75

2016 20,862 2 526 3,903 4,429 0.21

2017 23,881

TOTAL 107,144 6 264,720 77,442 342,162 3.19

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 14 2.471 16 0.723 3.19

PURE PREMIUM UNDERLYING PRESENT RATE 86 3.429 84 1.352 4.78

PURE PREMIUM DERIVED BY FORMULA 3.295 1.251 4.55

CLASS 2688 LEATHER GOODS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 206,763 6 111,476 71,094 182,570 0.88

2014 201,830 3 28,852 34,212 63,064 0.31

2015 235,500 4 40,970 47,381 88,351 0.38

2016 210,009 1 19,610 7 167,404 6,471 60,763 254,248 1.21

2017 186,960 2 628,430 5 91,245 208,843 76,837 1,005,355 5.38

TOTAL 1,041,062 3 648,040 25 439,947 215,314 290,287 1,593,588 1.53

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 20 1.045 26 0.486 1.53

PURE PREMIUM UNDERLYING PRESENT RATE 80 0.831 74 0.487 1.32

PURE PREMIUM DERIVED BY FORMULA 0.874 0.487 1.36

CLASS 2689 POCKETBOOK MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 43,297 2 91,563 41,406 132,969 3.07

2014 41,486 291 291 0.01

2015 44,455

2016 48,090

2017 50,929

TOTAL 228,257 2 91,563 41,697 133,260 0.58

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 10 0.401 11 0.183 0.58

PURE PREMIUM UNDERLYING PRESENT RATE 90 0.634 89 0.272 0.91

PURE PREMIUM DERIVED BY FORMULA 0.611 0.262 0.87

N.Y.C.I.R.B. 2020 PURE PREMIUMS 29Page

CLASS 2702 LOGGING OR LUMBERING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 51,360 2 12,497 17,206 29,703 0.58

2014 52,405 2 475,292 6 171,313 311,608 165,860 1,124,073 21.45

2015 46,543 1 8,115 13,789 21,904 0.47

2016 43,449 3 72,989 73,725 146,714 3.38

2017 46,192 4 129,029 167,967 296,996 6.43

TOTAL 239,949 2 475,292 16 393,943 311,608 438,547 1,619,390 6.75

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 26 3.623 38 3.126 6.75

PURE PREMIUM UNDERLYING PRESENT RATE 74 6.895 62 5.364 12.26

PURE PREMIUM DERIVED BY FORMULA 6.044 4.514 10.56

CLASS 2710 SAW MILL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 103,589 1 234,215 11 294,100 134,666 320,444 983,425 9.49

2014 121,503 11 143,251 131,731 274,982 2.26

2015 128,749 9 223,487 186,395 409,882 3.18

2016 132,932 4 8,676 37,841 46,517 0.35

2017 160,209 1 22,633 10 289,570 13,429 187,800 513,432 3.20

TOTAL 646,982 2 256,848 45 959,084 148,095 864,211 2,228,238 3.44

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 30 1.879 39 1.565 3.44

PURE PREMIUM UNDERLYING PRESENT RATE 70 3.440 61 2.116 5.56

PURE PREMIUM DERIVED BY FORMULA 2.972 1.901 4.87

CLASS 2714 VENEER MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 46,702 1 21,332 8 150,701 3,324 124,603 299,960 6.42

2014 40,791 7 58,522 55,298 113,820 2.79

2015 31,282 3 29,309 122,102 151,411 4.84

2016 30,585 1 4,023 16,778 20,801 0.68

2017 32,263 1 49,258 6 59,559 22,775 31,371 162,963 5.05

TOTAL 181,623 2 70,590 25 302,114 26,099 350,152 748,955 4.12

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 19 2.052 27 2.072 4.12

PURE PREMIUM UNDERLYING PRESENT RATE 81 4.236 73 2.995 7.23

PURE PREMIUM DERIVED BY FORMULA 3.821 2.746 6.57

N.Y.C.I.R.B. 2020 PURE PREMIUMS 30Page

CLASS 2731 MOLDING OR PLANING MILL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 92,367 1 1,213 3 14,376 2,083 22,179 39,851 0.43

2014 96,191 3 319,455 9 119,055 221,761 106,474 766,745 7.97

2015 101,117 1 312 9 163,868 1,536 147,081 312,797 3.09

2016 103,946 9 179,342 129,666 309,008 2.97

2017 114,949 5 132,741 81,551 214,292 1.86

TOTAL 508,570 5 320,980 35 609,382 225,380 486,951 1,642,693 3.23

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 25 1.829 33 1.401 3.23

PURE PREMIUM UNDERLYING PRESENT RATE 75 2.779 67 1.769 4.55

PURE PREMIUM DERIVED BY FORMULA 2.542 1.648 4.19

CLASS 2737 DOOR, SASH OR ASSEMBLED MILLWORK MFG. & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 268,227 4 77,441 24 491,706 39,474 374,523 983,144 3.67

2014 253,298 3 476,213 23 692,970 189,488 308,755 1,667,426 6.58

2015 266,852 1 250,860 23 757,115 87,061 498,991 1,594,027 5.97

2016 244,519 4 248,895 22 664,394 165,841 368,785 1,447,915 5.92

2017 258,306 2 199,541 16 634,623 129,754 410,309 1,374,227 5.32

TOTAL 1,291,202 14 1,252,950 108 3,240,808 611,618 1,961,363 7,066,739 5.47

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 39 3.480 49 1.993 5.47

PURE PREMIUM UNDERLYING PRESENT RATE 61 3.464 51 1.898 5.36

PURE PREMIUM DERIVED BY FORMULA 3.470 1.945 5.42

CLASS 2759 BOX OR BOX SHOOK MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 128,838 7 783,531 17 109,097 619,304 123,423 1,635,355 12.69

2014 110,803 5 478,699 10 89,980 328,797 90,716 988,192 8.92

2015 110,153 12 370,024 220,660 590,684 5.36

2016 108,638 2 235,949 12 175,772 99,101 106,078 616,900 5.68

2017 117,833 3 107,987 12 548,888 68,144 238,335 963,354 8.18

TOTAL 576,265 17 1,606,166 63 1,293,761 1,115,346 779,212 4,794,485 8.32

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 36 5.032 48 3.288 8.32

PURE PREMIUM UNDERLYING PRESENT RATE 64 6.391 52 4.111 10.50

PURE PREMIUM DERIVED BY FORMULA 5.902 3.716 9.62

N.Y.C.I.R.B. 2020 PURE PREMIUMS 31Page

CLASS 2790 PATTERN MAKING NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 169,186 14,171 14,171 0.08

2014 172,005 1 61,253 3 11,490 21,798 20,095 114,636 0.67

2015 166,715 2 45,151 20,423 65,574 0.39

2016 142,785 3 51,371 14,297 65,668 0.46

2017 130,897 1 198,179 35,215 233,394 1.78

TOTAL 781,588 1 61,253 9 306,191 21,798 104,201 493,443 0.63

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 20 0.470 22 0.161 0.63

PURE PREMIUM UNDERLYING PRESENT RATE 80 1.092 78 0.425 1.52

PURE PREMIUM DERIVED BY FORMULA 0.968 0.367 1.34

CLASS 2802 CARPENTRY-SHOP ONLY-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 772,317 12 1,852,233 54 1,852,617 1,316,451 1,343,667 6,364,968 8.24

2014 923,328 16 1,767,055 59 2,401,882 1,152,182 1,555,046 6,876,165 7.45

2015 901,618 14 675,799 60 1,878,805 953,791 1,275,760 4,784,155 5.31

2016 968,393 6 670,142 60 1,464,461 397,939 1,015,978 3,548,520 3.66

2017 963,796 4 280,993 58 1,865,385 214,495 1,942,123 4,302,996 4.46

TOTAL 4,529,452 52 5,246,222 291 9,463,150 4,034,858 7,132,574 25,876,804 5.71

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 69 3.247 92 2.466 5.71

PURE PREMIUM UNDERLYING PRESENT RATE 31 3.992 8 2.688 6.68

PURE PREMIUM DERIVED BY FORMULA 3.478 2.484 5.96

CLASS 2817 CABINET WORK WITH POWER MACHINERY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,941,217 11 1,312,178 83 3,334,124 1,286,544 1,819,137 7,751,983 3.99

2014 1,874,199 12 1,361,945 73 2,004,350 1,193,229 1,281,034 5,840,558 3.12

2015 1,969,611 11 1,505,491 71 2,103,581 948,887 1,380,541 5,938,500 3.02

2016 2,045,809 8 845,000 80 3,279,219 708,743 1,752,497 6,585,459 3.22

2017 1,998,888 11 3,196,320 65 2,602,962 2,045,144 1,711,085 9,555,511 4.78

TOTAL 9,829,724 53 8,220,934 372 13,324,236 6,182,547 7,944,294 35,672,011 3.63

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 74 2.192 95 1.437 3.63

PURE PREMIUM UNDERLYING PRESENT RATE 26 2.201 5 1.312 3.51

PURE PREMIUM DERIVED BY FORMULA 2.194 1.431 3.63

N.Y.C.I.R.B. 2020 PURE PREMIUMS 32Page

CLASS 2835 BRUSH OR BROOM MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 126,322 11 288,425 201,472 489,897 3.88

2014 138,586 4 43,485 19,996 63,481 0.46

2015 142,549 1 118,610 6 77,576 60,652 80,588 337,426 2.37

2016 143,087 1 165,646 1 26,642 74,953 28,925 296,166 2.07

2017 137,202 5 49,866 66,917 116,783 0.85

TOTAL 687,746 2 284,256 27 485,994 135,605 397,898 1,303,753 1.90

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 21 1.120 29 0.776 1.90

PURE PREMIUM UNDERLYING PRESENT RATE 79 1.419 71 0.966 2.39

PURE PREMIUM DERIVED BY FORMULA 1.356 0.911 2.27

CLASS 2841 WOODENWARE MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 173,347 2 139,162 10 144,105 703,132 86,216 1,072,615 6.19

2014 136,657 1 12,149 8 75,730 5,151 42,343 135,373 0.99

2015 129,823 1 272,402 12 376,044 94,599 208,643 951,688 7.33

2016 113,787 2 49,996 9 427,724 56,599 327,667 861,986 7.58

2017 117,085 10 219,584 156,666 376,250 3.21

TOTAL 670,699 6 473,709 49 1,243,187 859,481 821,535 3,397,912 5.07

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 26 2.560 36 2.506 5.07

PURE PREMIUM UNDERLYING PRESENT RATE 74 2.394 64 1.750 4.14

PURE PREMIUM DERIVED BY FORMULA 2.437 2.022 4.46

CLASS 2881 FURNITURE ASSEMBLY-WOOD-FROM MANUFACTURED PARTS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 346,791 1 131,540 10 182,785 41,015 120,790 476,130 1.37

2014 412,983 2 278,396 9 328,005 337,416 477,331 1,421,148 3.44

2015 418,502 4 435,761 13 350,084 529,963 236,298 1,552,106 3.71

2016 438,636 1 81,312 8 550,547 32,639 246,488 910,986 2.08

2017 490,106 1 7,495 22 1,058,234 34,082 532,430 1,632,241 3.33

TOTAL 2,107,018 9 934,504 62 2,469,655 975,115 1,613,337 5,992,611 2.84

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 36 1.616 47 1.228 2.84

PURE PREMIUM UNDERLYING PRESENT RATE 64 1.687 53 1.087 2.77

PURE PREMIUM DERIVED BY FORMULA 1.661 1.153 2.81

N.Y.C.I.R.B. 2020 PURE PREMIUMS 33Page

CLASS 2883 FURNITURE MFG. NOC-WOOD

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 922,527 6 836,454 42 1,467,435 236,981 1,098,829 3,639,699 3.95

2014 987,920 9 1,315,447 37 1,152,854 822,549 719,352 4,010,202 4.06

2015 1,024,466 7 1,118,378 34 766,866 655,549 583,179 3,123,972 3.05

2016 996,182 3 560,309 29 737,501 260,708 373,888 1,932,406 1.94

2017 1,067,714 3 361,285 38 947,281 213,707 1,110,928 2,633,201 2.47

TOTAL 4,998,809 28 4,191,873 180 5,071,937 2,189,494 3,886,176 15,339,480 3.07

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 55 1.853 71 1.215 3.07

PURE PREMIUM UNDERLYING PRESENT RATE 45 2.075 29 1.267 3.34

PURE PREMIUM DERIVED BY FORMULA 1.953 1.230 3.18

CLASS 2913 RATTAN, WILLOW OR TWISTED FIBER PRODUCTS MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,036

2014 2,010 2 135,039 91,688 226,727 112.80

2015 2,437

2016 3,837

2017 1,989

TOTAL 13,309 2 135,039 91,688 226,727 17.04

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 6 10.146 8 6.889 17.04

PURE PREMIUM UNDERLYING PRESENT RATE 94 3.276 92 1.753 5.03

PURE PREMIUM DERIVED BY FORMULA 3.688 2.164 5.85

CLASS 2916 VENEER PRODUCTS MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 18,201 1 3,632 2,685 6,317 0.35

2014 21,382 3,242 3,242 0.15

2015 24,170 1 406 1 149 1,517 1,503 3,575 0.15

2016 23,924

2017 26,839

TOTAL 114,516 1 406 2 3,781 1,517 7,430 13,134 0.12

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 13 0.037 15 0.078 0.12

PURE PREMIUM UNDERLYING PRESENT RATE 87 2.525 85 1.148 3.67

PURE PREMIUM DERIVED BY FORMULA 2.202 0.988 3.19

N.Y.C.I.R.B. 2020 PURE PREMIUMS 34Page

CLASS 2923 MUSICAL INSTRUMENT MFG. NOC-WOOD

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 212,882 1 381,002 4 11,145 191,779 20,445 604,371 2.84

2014 230,185 1 6,233 10 533,391 5,620 164,082 709,326 3.08

2015 254,777 3 504,718 10 38,014 151,210 24,840 718,782 2.82

2016 254,441 3 487,117 17 222,570 576,667 102,857 1,389,211 5.46

2017 223,919 2 93,585 12 688,529 71,782 401,355 1,255,251 5.61

TOTAL 1,176,204 10 1,472,655 53 1,493,649 997,058 713,579 4,676,941 3.98

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 25 2.522 32 1.454 3.98

PURE PREMIUM UNDERLYING PRESENT RATE 75 1.286 68 0.738 2.02

PURE PREMIUM DERIVED BY FORMULA 1.595 0.967 2.56

CLASS 3004 IRON OR STEEL-MANUFACTURING-STEEL MAKING-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 761,324 8 1,322,664 34 1,214,782 341,049 406,374 3,284,869 4.31

2014 761,206 6 805,746 34 1,764,606 394,901 589,186 3,554,439 4.67

2015 732,195 4 940,508 29 1,657,660 288,627 605,859 3,492,654 4.77

2016 797,062 5 641,248 24 1,203,485 310,569 462,208 2,617,510 3.28

2017 823,696 2 235,250 22 968,313 240,845 470,070 1,914,478 2.32

TOTAL 3,875,483 25 3,945,416 143 6,808,846 1,575,991 2,533,697 14,863,950 3.84

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 60 2.775 65 1.060 3.84

PURE PREMIUM UNDERLYING PRESENT RATE 40 3.287 35 1.322 4.61

PURE PREMIUM DERIVED BY FORMULA 2.980 1.152 4.13

CLASS 3018 IRON OR STEEL-MANUFACTURING-ROLLING MILL-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 219,901 3 529,044 22 1,047,541 266,540 350,274 2,193,399 9.97

2014 245,054 3 161,916 22 1,267,478 124,865 686,837 2,241,096 9.15

2015 230,880 3 814,869 13 1,055,650 292,475 411,563 2,574,557 11.15

2016 225,989 1 46,014 12 1,010,031 42,047 354,194 1,452,286 6.43

2017 260,303 2 110,786 20 1,550,771 59,052 622,550 2,343,159 9.00

TOTAL 1,182,127 12 1,662,629 89 5,931,471 784,979 2,425,418 10,804,497 9.14

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 47 6.424 55 2.716 9.14

PURE PREMIUM UNDERLYING PRESENT RATE 53 6.009 45 2.777 8.79

PURE PREMIUM DERIVED BY FORMULA 6.204 2.743 8.95

N.Y.C.I.R.B. 2020 PURE PREMIUMS 35Page

CLASS 3022 PIPE OR TUBE MFG. NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 7,215 680 680 0.09

2014 184,948 2 438,305 14 283,877 264,494 173,339 1,160,015 6.27

2015 188,471 1 38,379 11 442,828 11,683 857,444 1,350,334 7.16

2016 194,586 4 88,534 21 446,183 128,398 242,394 905,509 4.65

2017 201,609 3 147,055 15 284,771 167,150 184,019 782,995 3.88

TOTAL 776,829 10 712,273 61 1,457,659 571,725 1,457,876 4,199,533 5.41

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 36 2.793 45 2.613 5.41

PURE PREMIUM UNDERLYING PRESENT RATE 64 4.530 55 2.582 7.11

PURE PREMIUM DERIVED BY FORMULA 3.905 2.596 6.50

CLASS 3027 ROLLING MILL NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 747,487 1 636,624 16 757,635 178,345 323,970 1,896,574 2.54

2014 886,120 2 249,231 27 1,362,776 229,357 427,769 2,269,133 2.56

2015 944,788 4 534,877 10 990,618 549,960 624,976 2,700,431 2.86

2016 952,741 2 160,081 16 571,752 214,556 249,459 1,195,848 1.26

2017 1,024,682 3 517,176 8 644,302 217,358 454,608 1,833,444 1.79

TOTAL 4,555,818 12 2,097,989 77 4,327,083 1,389,576 2,080,782 9,895,430 2.17

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 50 1.410 60 0.762 2.17

PURE PREMIUM UNDERLYING PRESENT RATE 50 1.775 40 0.900 2.68

PURE PREMIUM DERIVED BY FORMULA 1.593 0.817 2.41

CLASS 3028 PIPE OR TUBE MFG. IRON OR STEEL & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 66,744 13 172,797 93,593 266,390 3.99

2014 91,343 12 507,580 198,036 705,616 7.72

2015 73,390 1 4,804 5 163,543 10,049 49,893 228,289 3.11

2016 103,761 7 117,499 59,661 177,160 1.71

2017 108,009 1 106,500 7 460,013 60,742 217,385 844,640 7.82

TOTAL 443,247 2 111,304 44 1,421,432 70,791 618,568 2,222,095 5.01

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 33 3.458 41 1.555 5.01

PURE PREMIUM UNDERLYING PRESENT RATE 67 6.343 59 3.485 9.83

PURE PREMIUM DERIVED BY FORMULA 5.391 2.694 8.09

N.Y.C.I.R.B. 2020 PURE PREMIUMS 36Page

CLASS 3030 IRON STEEL FABRICATION -IRON STEEL WORKS SHOP-STRUCTURAL-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 543,332 7 1,026,940 43 1,529,232 527,526 953,246 4,036,944 7.43

2014 576,517 9 1,210,441 44 1,442,175 1,423,411 922,919 4,998,946 8.67

2015 669,365 6 847,035 48 2,813,050 599,072 1,253,206 5,512,363 8.24

2016 743,693 6 979,319 41 2,985,275 942,325 1,919,228 6,826,147 9.18

2017 802,416 8 737,174 57 3,156,233 413,641 2,571,917 6,878,965 8.57

TOTAL 3,335,323 36 4,800,909 233 11,925,965 3,905,975 7,620,516 28,253,365 8.47

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 70 5.015 92 3.456 8.47

PURE PREMIUM UNDERLYING PRESENT RATE 30 5.797 8 3.602 9.40

PURE PREMIUM DERIVED BY FORMULA 5.250 3.468 8.72

CLASS 3040 IRON STEEL FABRICATION-IRON STEEL WORKS SHOP-ORNAMENTAL-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 530,004 9 217,515 34 1,737,035 140,194 607,699 2,702,443 5.10

2014 544,381 6 576,717 35 1,543,019 244,613 497,353 2,861,702 5.26

2015 573,391 9 1,788,346 29 1,024,895 951,911 866,003 4,631,155 8.08

2016 595,364 7 1,240,376 37 1,398,912 449,386 916,714 4,005,388 6.73

2017 624,489 4 1,703,366 38 1,926,368 1,019,343 837,758 5,486,835 8.79

TOTAL 2,867,629 35 5,526,320 173 7,630,229 2,805,447 3,725,527 19,687,523 6.87

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 63 4.588 80 2.277 6.87

PURE PREMIUM UNDERLYING PRESENT RATE 37 5.159 20 2.980 8.14

PURE PREMIUM DERIVED BY FORMULA 4.799 2.418 7.22

CLASS 3041 IRON STEEL FABRICATION-IRON STEEL WORKS SHOP-DECORATIVE ART & FOUNDRIES, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 206,477 4 415,841 8 445,073 194,551 191,803 1,247,268 6.04

2014 215,173 1 28,873 8 432,220 16,083 173,384 650,560 3.02

2015 213,817 2 137,428 5 94,151 36,410 57,581 325,570 1.52

2016 206,402 1 121,606 2 34,405 151,200 41,861 349,072 1.69

2017 209,793 3 751,215 4 112,263 399,749 66,624 1,329,851 6.34

TOTAL 1,051,662 11 1,454,963 27 1,118,112 797,993 531,253 3,902,321 3.71

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 34 2.447 43 1.264 3.71

PURE PREMIUM UNDERLYING PRESENT RATE 66 2.943 57 1.712 4.66

PURE PREMIUM DERIVED BY FORMULA 2.774 1.519 4.29

N.Y.C.I.R.B. 2020 PURE PREMIUMS 37Page

CLASS 3042 ELEVATOR OR ESCALATOR MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 30,686 5,632 5,632 0.18

2014 26,973 4 76,028 41,636 117,664 4.36

2015 29,256 1 121,238 78,664 199,902 6.83

2016 36,611 1 112,906 175,281 288,187 7.87

2017 29,583 3 43,665 31,692 75,357 2.55

TOTAL 153,109 1 112,906 8 240,931 175,281 157,624 686,742 4.49

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 16 2.311 18 2.174 4.49

PURE PREMIUM UNDERLYING PRESENT RATE 84 3.281 82 1.314 4.60

PURE PREMIUM DERIVED BY FORMULA 3.126 1.469 4.60

CLASS 3060 DOOR, DOOR FRAME OR SASH MFG.-WOOD-METAL COVERED

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 39,169 1 33,347 4 56,938 30,698 63,322 184,305 4.71

2014 33,197 2 122,687 48,600 171,287 5.16

2015 29,593 1 459 9 310,961 3,049 100,845 415,314 14.03

2016 37,773 4 100,498 35,666 136,164 3.60

2017 42,628 2 17,628 14,464 32,092 0.75

TOTAL 182,360 2 33,806 21 608,712 33,747 262,897 939,162 5.15

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 24 3.523 29 1.627 5.15

PURE PREMIUM UNDERLYING PRESENT RATE 76 6.941 71 3.693 10.63

PURE PREMIUM DERIVED BY FORMULA 6.121 3.094 9.22

CLASS 3064 SIGN MFG. OR REPAIR-METAL-SHOP ONLY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 151,117 6 578,184 261,930 840,114 5.56

2014 140,816 2 32,461 9 101,123 29,932 89,603 253,119 1.80

2015 141,909 9 157,335 109,788 267,123 1.88

2016 150,875 1 68,104 4 95,484 124,114 52,939 340,641 2.26

2017 153,731 1 4,577 4 34,839 11,788 94,333 145,537 0.95

TOTAL 738,448 4 105,142 32 966,965 165,834 608,593 1,846,534 2.50

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 32 1.452 41 1.049 2.50

PURE PREMIUM UNDERLYING PRESENT RATE 68 3.648 59 2.138 5.79

PURE PREMIUM DERIVED BY FORMULA 2.945 1.692 4.64

N.Y.C.I.R.B. 2020 PURE PREMIUMS 38Page

CLASS 3066 SHEET METAL WORK-SHOP ONLY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 331,902 21 602,941 339,114 942,055 2.84

2014 360,403 1 145,724 17 174,613 39,376 280,311 640,024 1.78

2015 381,301 4 255,295 21 858,619 76,950 473,131 1,663,995 4.36

2016 397,134 2 108,732 12 197,098 72,399 216,178 594,407 1.50

2017 422,049 1 1,058,408 18 1,512,099 548,203 641,823 3,760,533 8.91

TOTAL 1,892,789 8 1,568,159 89 3,345,370 736,928 1,950,557 7,601,014 4.02

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 35 2.596 46 1.420 4.02

PURE PREMIUM UNDERLYING PRESENT RATE 65 1.834 54 1.133 2.97

PURE PREMIUM DERIVED BY FORMULA 2.101 1.265 3.37

CLASS 3067 SHEET METAL WORK-SHOP ONLY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 605,155 2 634,821 19 307,877 325,726 187,159 1,455,583 2.41

2014 606,008 1 24,382 29 864,459 18,692 877,402 1,784,935 2.95

2015 682,513 2 175,282 27 693,232 71,724 435,998 1,376,236 2.02

2016 683,702 2 222,161 19 670,816 141,356 455,719 1,490,052 2.18

2017 719,575 6 1,227,105 28 1,042,061 1,090,635 783,739 4,143,540 5.76

TOTAL 3,296,953 13 2,283,751 122 3,578,445 1,648,133 2,740,017 10,250,346 3.11

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 44 1.778 58 1.331 3.11

PURE PREMIUM UNDERLYING PRESENT RATE 56 1.801 42 1.158 2.96

PURE PREMIUM DERIVED BY FORMULA 1.791 1.258 3.05

CLASS 3076 FIREPROOF EQUIPMENT MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,163,730 15 1,784,402 92 2,053,275 585,482 1,072,441 5,495,600 2.54

2014 2,251,364 14 2,122,022 116 3,481,871 1,038,249 1,596,964 8,239,106 3.66

2015 2,319,896 20 2,062,093 104 3,204,641 1,540,499 2,462,703 9,269,936 4.00

2016 2,491,394 9 701,073 94 3,545,335 329,444 2,324,414 6,900,266 2.77

2017 2,767,898 12 1,199,889 108 4,268,962 909,551 2,932,872 9,311,274 3.36

TOTAL 11,994,282 70 7,869,479 514 16,554,084 4,403,225 10,389,394 39,216,182 3.27

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 76 2.036 100 1.233 3.27

PURE PREMIUM UNDERLYING PRESENT RATE 24 1.930 0 1.225 3.16

PURE PREMIUM DERIVED BY FORMULA 2.011 1.233 3.24

N.Y.C.I.R.B. 2020 PURE PREMIUMS 39Page

CLASS 3081 FOUNDRY NOC-FERROUS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 214,268 2 129,728 7 241,033 38,138 102,243 511,142 2.39

2014 219,158 1 5,664 13 243,580 16,696 111,950 377,890 1.72

2015 198,079 8 143,511 84,224 227,735 1.15

2016 175,987 7 468,225 176,409 644,634 3.66

2017 195,102 3 232,554 8 208,804 258,731 150,603 850,692 4.36

TOTAL 1,002,594 6 367,946 43 1,305,153 313,565 625,429 2,612,093 2.61

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 36 1.669 40 0.937 2.61

PURE PREMIUM UNDERLYING PRESENT RATE 64 3.575 60 1.520 5.10

PURE PREMIUM DERIVED BY FORMULA 2.889 1.287 4.18

CLASS 3085 FOUNDRY NON FERROUS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 96,338 2 60,772 7 130,122 34,486 82,373 307,753 3.19

2014 102,187 1 246,698 5 151,734 61,281 101,536 561,249 5.49

2015 108,076 8 231,674 202,786 434,460 4.02

2016 116,122 4 1,162,802 3 14,963 1,108,099 32,589 2,318,453 19.97

2017 127,335 2 246,570 8 181,706 87,349 162,962 678,587 5.33

TOTAL 550,058 9 1,716,842 31 710,199 1,291,215 582,246 4,300,502 7.82

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 30 4.412 39 3.406 7.82

PURE PREMIUM UNDERLYING PRESENT RATE 70 4.110 61 2.578 6.69

PURE PREMIUM DERIVED BY FORMULA 4.201 2.901 7.10

CLASS 3110 FORGING WORK-DROP OR MACHINE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 105,729 2 43,995 13 712,073 37,437 249,500 1,043,005 9.86

2014 49,124 3 76,359 17,507 93,866 1.91

2015 44,473 1 323,257 3 31,477 63,905 45,913 464,552 10.45

2016 53,953 5 89,133 58,697 147,830 2.74

2017 52,746 3 98,516 60,885 159,401 3.02

TOTAL 306,025 3 367,252 27 1,007,558 101,342 432,502 1,908,654 6.24

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 30 4.492 34 1.744 6.24

PURE PREMIUM UNDERLYING PRESENT RATE 70 7.487 66 3.343 10.83

PURE PREMIUM DERIVED BY FORMULA 6.589 2.799 9.39

N.Y.C.I.R.B. 2020 PURE PREMIUMS 40Page

CLASS 3111 BLACKSMITH

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 56,231 2 34,948 15,622 50,570 0.90

2014 56,721 3 51,822 31,294 83,116 1.47

2015 59,536 2 10,918 4,592 15,510 0.26

2016 59,347 7 246,976 64,852 311,828 5.25

2017 67,605 2 90,393 21,392 111,785 1.65

TOTAL 299,440 16 435,057 137,752 572,809 1.91

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 21 1.453 25 0.460 1.91

PURE PREMIUM UNDERLYING PRESENT RATE 79 3.196 75 1.546 4.74

PURE PREMIUM DERIVED BY FORMULA 2.830 1.275 4.11

CLASS 3113 TOOL MFG. NOC-NOT DROP OR MACHINE FORGED

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,878,698 5 563,854 33 919,662 450,487 486,619 2,420,622 1.29

2014 1,909,137 2 82,667 49 1,700,635 41,273 876,405 2,700,980 1.41

2015 1,962,581 7 754,660 53 1,833,816 493,589 663,788 3,745,853 1.91

2016 1,892,647 8 1,037,330 51 2,658,267 627,457 1,254,851 5,577,905 2.95

2017 1,904,402 7 751,191 49 1,880,158 414,932 889,077 3,935,358 2.07

TOTAL 9,547,465 29 3,189,702 235 8,992,538 2,027,738 4,170,740 18,380,718 1.93

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 58 1.276 69 0.649 1.93

PURE PREMIUM UNDERLYING PRESENT RATE 42 1.261 31 0.615 1.88

PURE PREMIUM DERIVED BY FORMULA 1.270 0.638 1.91

CLASS 3114 TOOL MFG. NOC-DROP MACHINE FORGED-MACHINING FINISH TOOLS DIE MAKING OPERATIONS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 86,182 3 238,041 129,805 367,846 4.27

2014 142,983 2 70,514 5 191,025 50,551 56,592 368,682 2.58

2015 113,430 2 28,977 23,874 52,851 0.47

2016 101,957 2 231,824 157,506 389,330 3.82

2017 92,629 1 4,167 5,560 9,727 0.11

TOTAL 537,181 2 70,514 13 694,034 50,551 373,337 1,188,436 2.21

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 20 1.423 27 0.789 2.21

PURE PREMIUM UNDERLYING PRESENT RATE 80 1.634 73 1.090 2.72

PURE PREMIUM DERIVED BY FORMULA 1.592 1.009 2.60

N.Y.C.I.R.B. 2020 PURE PREMIUMS 41Page

CLASS 3118 SAW MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 45,612 9,918 9,918 0.22

2014 50,755 1 29,638 2 5,434 88,794 9,129 132,995 2.62

2015 55,544 2,680 2,680 0.05

2016 51,743 1 77,396 48,760 126,156 2.44

2017 50,541 2 40,037 15,650 55,687 1.10

TOTAL 254,195 1 29,638 5 122,867 88,794 86,137 327,436 1.29

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 14 0.600 19 0.688 1.29

PURE PREMIUM UNDERLYING PRESENT RATE 86 1.359 81 0.897 2.26

PURE PREMIUM DERIVED BY FORMULA 1.253 0.857 2.11

CLASS 3122 CUTLERY MFG. NOC.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 310,882 3 535,962 22 778,864 489,509 399,906 2,204,241 7.09

2014 290,892 2 106,063 20 492,785 122,521 307,683 1,029,052 3.54

2015 278,198 3 231,604 18 670,533 71,672 336,705 1,310,514 4.71

2016 295,062 2 244,391 14 552,746 265,724 259,861 1,322,722 4.48

2017 301,180 3 92,310 17 1,260,530 63,403 453,266 1,869,509 6.21

TOTAL 1,476,214 13 1,210,330 91 3,755,458 1,012,829 1,757,421 7,736,038 5.24

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 39 3.364 49 1.877 5.24

PURE PREMIUM UNDERLYING PRESENT RATE 61 3.005 51 1.701 4.71

PURE PREMIUM DERIVED BY FORMULA 3.145 1.787 4.93

CLASS 3129 BUCKLE OR BUTTON MFG.-METAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 327,915 3 371,380 19 500,892 105,234 321,477 1,298,983 3.96

2014 334,441 3 341,419 14 274,150 212,244 143,445 971,258 2.90

2015 346,081 2 123,313 10 178,236 101,681 106,024 509,254 1.47

2016 302,236 1 159,387 16 1,079,293 38,497 903,195 2,180,372 7.21

2017 302,928 2 569,487 7 154,630 337,337 109,318 1,170,772 3.86

TOTAL 1,613,601 11 1,564,986 66 2,187,201 794,993 1,583,459 6,130,639 3.80

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 37 2.325 48 1.474 3.80

PURE PREMIUM UNDERLYING PRESENT RATE 63 2.441 52 1.485 3.93

PURE PREMIUM DERIVED BY FORMULA 2.398 1.480 3.88

N.Y.C.I.R.B. 2020 PURE PREMIUMS 42Page

CLASS 3132 BOLT OR NUT MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 266,638 1 31,365 13 233,202 9,165 131,468 405,200 1.52

2014 258,097 1 130 7 72,017 12 46,105 118,264 0.46

2015 279,928 5 123,864 59,779 183,643 0.66

2016 314,329 1 19,231 15 397,916 56,214 238,660 712,021 2.27

2017 295,396 1 16,968 12 670,855 16,299 287,188 991,310 3.36

TOTAL 1,414,388 4 67,694 52 1,497,854 81,690 763,200 2,410,438 1.70

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 28 1.107 33 0.597 1.70

PURE PREMIUM UNDERLYING PRESENT RATE 72 1.342 67 0.633 1.98

PURE PREMIUM DERIVED BY FORMULA 1.276 0.621 1.90

CLASS 3145 AUTOMATIC SCREW MACHINE PRODUCTS MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 612,096 2 4,097 19 424,372 7,444 139,080 574,993 0.94

2014 683,122 18 392,781 213,095 605,876 0.89

2015 759,045 7 332,073 27 1,296,177 271,358 625,198 2,524,806 3.33

2016 760,687 6 818,600 19 529,201 676,399 377,707 2,401,907 3.16

2017 803,284 5 185,731 16 382,472 97,435 329,998 995,636 1.24

TOTAL 3,618,234 20 1,340,501 99 3,025,003 1,052,636 1,685,078 7,103,218 1.96

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 41 1.207 53 0.757 1.96

PURE PREMIUM UNDERLYING PRESENT RATE 59 1.395 47 0.843 2.24

PURE PREMIUM DERIVED BY FORMULA 1.318 0.797 2.12

CLASS 3146 HARDWARE MFG. NOC.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,214,433 10 876,391 25 806,566 547,387 530,785 2,761,129 2.27

2014 1,192,158 3 247,889 28 657,351 383,130 410,229 1,698,599 1.42

2015 1,288,247 3 688,324 30 741,633 269,025 606,030 2,305,012 1.79

2016 1,350,754 2 69,038 26 600,543 40,654 331,677 1,041,912 0.77

2017 1,354,838 4 239,614 15 525,349 145,110 349,792 1,259,865 0.93

TOTAL 6,400,430 22 2,121,256 124 3,331,442 1,385,306 2,228,513 9,066,517 1.42

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 45 0.852 61 0.565 1.42

PURE PREMIUM UNDERLYING PRESENT RATE 55 0.994 39 0.664 1.66

PURE PREMIUM DERIVED BY FORMULA 0.930 0.604 1.53

N.Y.C.I.R.B. 2020 PURE PREMIUMS 43Page

CLASS 3169 STOVE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 12,245 1,392 1,392 0.11

2014 8,966 1 106 245 351 0.04

2015 24,070 1 227,866 72,408 300,274 12.48

2016 21,874 96 96 0.00

2017 10,579 811 811 0.08

TOTAL 77,734 2 227,972 74,952 302,924 3.90

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 12 2.933 13 0.964 3.90

PURE PREMIUM UNDERLYING PRESENT RATE 88 2.973 87 1.185 4.16

PURE PREMIUM DERIVED BY FORMULA 2.968 1.156 4.12

CLASS 3179 ELECTRICAL APPARATUS MFG. NOC.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,991,719 14 913,180 93 3,807,388 959,096 2,061,396 7,741,060 2.59

2014 3,758,205 25 2,364,702 88 4,453,563 1,231,948 2,191,451 10,241,664 2.73

2015 4,099,048 16 2,100,988 81 4,346,629 1,478,965 1,929,809 9,856,391 2.40

2016 3,664,826 11 1,217,347 76 3,447,901 813,973 2,006,769 7,485,990 2.04

2017 3,866,314 10 796,196 75 3,868,561 490,670 2,025,976 7,181,403 1.86

TOTAL 18,380,112 76 7,392,413 413 19,924,042 4,974,652 10,215,401 42,506,508 2.31

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 79 1.486 100 0.826 2.31

PURE PREMIUM UNDERLYING PRESENT RATE 21 1.385 0 0.804 2.19

PURE PREMIUM DERIVED BY FORMULA 1.465 0.826 2.29

CLASS 3188 PLUMBERS' SUPPLIES MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 630,802 3 32,373 28 520,855 63,187 296,453 912,868 1.45

2014 771,736 10 943,308 42 1,564,073 598,974 562,315 3,668,670 4.75

2015 687,449 3 195,413 39 874,815 225,367 406,390 1,701,985 2.48

2016 704,195 2 120,835 27 1,068,136 64,039 482,366 1,735,376 2.46

2017 725,621 2 250,695 22 774,830 72,797 290,126 1,388,448 1.91

TOTAL 3,519,803 20 1,542,624 158 4,802,709 1,024,364 2,037,650 9,407,347 2.67

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 47 1.803 57 0.870 2.67

PURE PREMIUM UNDERLYING PRESENT RATE 53 2.040 43 1.012 3.05

PURE PREMIUM DERIVED BY FORMULA 1.929 0.931 2.86

N.Y.C.I.R.B. 2020 PURE PREMIUMS 44Page

CLASS 3190 ELECTRIC LIGHTING FIXTURE, LANTERN LAMP MFG.-ASSEMBLY & FINISHING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 437,792 1 24,114 24 464,406 7,367 402,943 898,830 2.05

2014 498,855 6 446,922 10 145,440 245,725 125,667 963,754 1.93

2015 491,649 7 350,690 20 644,200 478,805 413,160 1,886,855 3.84

2016 478,666 5 235,681 12 375,834 121,130 382,634 1,115,279 2.33

2017 480,580 6 539,083 14 332,791 223,249 268,113 1,363,236 2.84

TOTAL 2,387,542 25 1,596,490 80 1,962,671 1,076,276 1,592,517 6,227,954 2.61

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 36 1.491 53 1.118 2.61

PURE PREMIUM UNDERLYING PRESENT RATE 64 1.561 47 1.278 2.84

PURE PREMIUM DERIVED BY FORMULA 1.536 1.193 2.73

CLASS 3191 ELECTRIC LIGHTING FIXTURE, LANTERN LAMP MFG.-ALL OTHER OPERATIONS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 240,207 7 324,077 172,973 497,050 2.07

2014 264,061 3 238,204 9 507,713 108,923 288,634 1,143,474 4.33

2015 241,356 5 167,262 184,680 351,942 1.46

2016 270,957 4 77,388 71,807 149,195 0.55

2017 260,875 7 293,115 211,553 504,668 1.93

TOTAL 1,277,456 3 238,204 32 1,369,555 108,923 929,647 2,646,329 2.07

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 32 1.259 40 0.813 2.07

PURE PREMIUM UNDERLYING PRESENT RATE 68 2.188 60 1.191 3.38

PURE PREMIUM DERIVED BY FORMULA 1.891 1.040 2.93

CLASS 3200 ARMS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 790,161 3 311,565 37 1,208,574 109,459 482,229 2,111,827 2.67

2014 741,565 2 295,924 21 525,062 134,829 233,599 1,189,414 1.60

2015 824,569 10 1,538,879 22 993,710 1,388,167 492,009 4,412,765 5.35

2016 731,602 3 272,455 18 788,830 208,887 346,516 1,616,688 2.21

2017 747,685 1 134,539 14 819,126 34,632 528,832 1,517,129 2.03

TOTAL 3,835,582 19 2,553,362 112 4,335,302 1,875,974 2,083,185 10,847,823 2.83

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 49 1.796 57 1.032 2.83

PURE PREMIUM UNDERLYING PRESENT RATE 51 2.014 43 0.943 2.96

PURE PREMIUM DERIVED BY FORMULA 1.907 0.994 2.90

N.Y.C.I.R.B. 2020 PURE PREMIUMS 45Page

CLASS 3220 CAN MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 139,666 1 38,150 43,277 81,427 0.58

2014 143,121 1 115,720 2 10,271 133,046 23,606 282,643 1.97

2015 147,905 2 419,282 4 155,358 115,637 52,428 742,705 5.02

2016 172,328 3 17,224 38,352 55,576 0.32

2017 238,513 2 228,101 5 272,013 108,826 131,696 740,636 3.11

TOTAL 841,533 5 763,103 15 493,016 357,509 289,359 1,902,987 2.26

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 25 1.493 29 0.769 2.26

PURE PREMIUM UNDERLYING PRESENT RATE 75 1.731 71 0.775 2.51

PURE PREMIUM DERIVED BY FORMULA 1.672 0.773 2.45

CLASS 3241 WIRE DRAWING-IRON OR STEEL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 31,945 1 3,007 5,446 8,453 0.26

2014 30,173 3 206,282 128,743 335,025 11.10

2015 14

2016 22

2017

TOTAL 62,154 4 209,289 134,189 343,478 5.53

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 11 3.367 13 2.159 5.53

PURE PREMIUM UNDERLYING PRESENT RATE 89 2.952 87 1.494 4.45

PURE PREMIUM DERIVED BY FORMULA 2.998 1.580 4.58

CLASS 3257 WIRE GOODS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 528,282 3 598,459 31 565,645 300,493 490,753 1,955,350 3.70

2014 559,774 2 22,813 18 446,778 14,458 309,738 793,787 1.42

2015 880,114 5 669,980 32 913,196 312,418 540,408 2,436,002 2.77

2016 537,942 3 235,997 26 1,086,477 220,545 600,834 2,143,853 3.99

2017 542,096 1 341,151 13 240,988 71,770 253,967 907,876 1.67

TOTAL 3,048,208 14 1,868,400 120 3,253,084 919,684 2,195,700 8,236,868 2.70

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 43 1.680 57 1.022 2.70

PURE PREMIUM UNDERLYING PRESENT RATE 57 1.896 43 1.200 3.10

PURE PREMIUM DERIVED BY FORMULA 1.803 1.099 2.90

N.Y.C.I.R.B. 2020 PURE PREMIUMS 46Page

CLASS 3270 FASTENER MFG.- METAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 76,347

2014 110,205 6 218,572 128,428 347,000 3.15

2015 90,809 1,760 1,760 0.02

2016 63,658 1 11,796 1,093 48 12,937 0.20

2017 69,652

TOTAL 410,671 1 11,796 6 218,572 1,093 130,236 361,697 0.88

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 17 0.561 23 0.320 0.88

PURE PREMIUM UNDERLYING PRESENT RATE 83 1.433 77 0.955 2.39

PURE PREMIUM DERIVED BY FORMULA 1.285 0.809 2.09

CLASS 3307 HEAT TREATING-METAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 96,051 4 159,538 59,284 218,822 2.28

2014 113,686 2 87,398 5 89,307 22,334 67,291 266,330 2.34

2015 114,506 1 69,038 66,679 135,717 1.19

2016 109,368 5 77,074 54,202 131,276 1.20

2017 113,566 2 14,053 27,843 41,896 0.37

TOTAL 547,177 2 87,398 17 409,010 22,334 275,299 794,041 1.45

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 23 0.907 27 0.544 1.45

PURE PREMIUM UNDERLYING PRESENT RATE 77 2.220 73 1.024 3.24

PURE PREMIUM DERIVED BY FORMULA 1.918 0.894 2.81

CLASS 3315 BRASS OR COPPER GOODS MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 388,379 3 173,550 33 1,947,812 51,134 606,878 2,779,374 7.16

2014 404,016 5 1,151,388 26 1,498,101 380,537 593,962 3,623,988 8.97

2015 372,846 5 337,043 30 1,473,595 171,613 448,680 2,430,931 6.52

2016 386,600 4 1,298,543 43 2,464,745 372,789 818,838 4,954,915 12.82

2017 404,261 8 4,361,785 39 2,889,450 765,992 890,432 8,907,659 22.03

TOTAL 1,956,102 25 7,322,309 171 10,273,703 1,742,065 3,358,790 22,696,867 11.60

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 61 8.995 63 2.608 11.60

PURE PREMIUM UNDERLYING PRESENT RATE 39 7.023 37 2.379 9.40

PURE PREMIUM DERIVED BY FORMULA 8.226 2.523 10.75

N.Y.C.I.R.B. 2020 PURE PREMIUMS 47Page

CLASS 3336 TYPE FOUNDRY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 319,107 2 92,640 8 82,345 45,508 87,097 307,590 0.96

2014 331,805 2 578,396 8 564,761 470,861 226,401 1,840,419 5.55

2015 337,374 10 328,950 209,058 538,008 1.59

2016 340,761 10 246,295 227,502 473,797 1.39

2017 347,815 5 425,763 198,349 624,112 1.79

TOTAL 1,676,862 4 671,036 41 1,648,114 516,369 948,407 3,783,926 2.26

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 31 1.383 42 0.874 2.26

PURE PREMIUM UNDERLYING PRESENT RATE 69 1.430 58 1.032 2.46

PURE PREMIUM DERIVED BY FORMULA 1.415 0.966 2.38

CLASS 3365 WELDING OR CUTTING NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 150,192 2 60,613 16 460,308 17,935 257,439 796,295 5.30

2014 166,707 1 179,887 20 523,721 128,677 280,401 1,112,686 6.67

2015 177,679 1 270,312 11 606,953 47,930 296,619 1,221,814 6.88

2016 190,943 3 901,490 9 290,633 384,912 152,912 1,729,947 9.06

2017 192,481 1 92,474 12 480,861 285,145 618,819 1,477,299 7.68

TOTAL 878,002 8 1,504,776 68 2,362,476 864,599 1,606,190 6,338,041 7.22

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 38 4.405 48 2.814 7.22

PURE PREMIUM UNDERLYING PRESENT RATE 62 4.639 52 2.723 7.36

PURE PREMIUM DERIVED BY FORMULA 4.550 2.767 7.32

CLASS 3372 ELECTROPLATING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 502,041 4 183,653 11 281,338 180,106 210,561 855,658 1.70

2014 514,302 1 48,491 10 84,080 9,672 84,998 227,241 0.44

2015 472,036 2 245,139 15 238,991 196,984 261,238 942,352 2.00

2016 474,167 4 196,047 18 422,767 391,376 595,668 1,605,858 3.39

2017 496,184 3 332,682 22 436,897 221,853 367,999 1,359,431 2.74

TOTAL 2,458,730 14 1,006,012 76 1,464,073 999,991 1,520,464 4,990,540 2.03

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 37 1.005 50 1.025 2.03

PURE PREMIUM UNDERLYING PRESENT RATE 63 1.557 50 1.065 2.62

PURE PREMIUM DERIVED BY FORMULA 1.353 1.045 2.40

N.Y.C.I.R.B. 2020 PURE PREMIUMS 48Page

CLASS 3381 SILVERWARE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 57,206 1 7,261 2 40,690 4,136 38,848 90,935 1.59

2014 59,096 506 506 0.01

2015 69,329 1,071 1,071 0.02

2016 77,166 3 14,345 26,496 40,841 0.53

2017 140,689 1 109,544 3 72,021 138,541 48,061 368,167 2.62

TOTAL 403,486 2 116,805 8 127,056 142,677 114,982 501,520 1.24

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 16 0.604 21 0.639 1.24

PURE PREMIUM UNDERLYING PRESENT RATE 84 1.119 79 0.726 1.85

PURE PREMIUM DERIVED BY FORMULA 1.037 0.708 1.75

CLASS 3383 JEWELRY MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,765,721 1 8,839 15 337,042 9,110 253,629 608,620 0.34

2014 1,720,249 3 135,479 9 146,796 103,560 88,468 474,303 0.28

2015 1,626,577 11 352,417 207,827 560,244 0.34

2016 1,681,686 2 51,049 10 292,948 26,353 209,989 580,339 0.35

2017 1,617,101 2 635,825 10 477,283 607,241 211,952 1,932,301 1.19

TOTAL 8,411,334 8 831,192 55 1,606,486 746,264 971,865 4,155,807 0.49

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 32 0.290 39 0.204 0.49

PURE PREMIUM UNDERLYING PRESENT RATE 68 0.320 61 0.168 0.49

PURE PREMIUM DERIVED BY FORMULA 0.310 0.182 0.49

CLASS 3384 PRECIOUS STONE SETTING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 280,756 4,231 4,231 0.02

2014 301,797 1 103,472 43,669 147,141 0.49

2015 352,183

2016 373,291 1 1,872 11,040 12,912 0.03

2017 383,258

TOTAL 1,691,285 2 105,344 58,940 164,284 0.10

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 14 0.062 13 0.035 0.10

PURE PREMIUM UNDERLYING PRESENT RATE 86 0.187 87 0.057 0.24

PURE PREMIUM DERIVED BY FORMULA 0.170 0.054 0.22

N.Y.C.I.R.B. 2020 PURE PREMIUMS 49Page

CLASS 3385 CLOCK MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 86,157 2 66,884 45,712 112,596 1.31

2014 87,046 6,154 6,154 0.07

2015 61,922 2 45,667 13,793 59,460 0.96

2016 119,804 1 41,827 45,689 87,516 0.73

2017 82,323 1 5,349 3,839 9,188 0.11

TOTAL 437,252 6 159,727 115,187 274,914 0.63

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 12 0.365 17 0.263 0.63

PURE PREMIUM UNDERLYING PRESENT RATE 88 0.576 83 0.394 0.97

PURE PREMIUM DERIVED BY FORMULA 0.551 0.372 0.92

CLASS 3400 METAL STAMPED PRODUCTS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 672,819 4 845,614 55 2,571,102 796,674 774,922 4,988,312 7.41

2014 637,106 18 2,591,813 61 4,067,631 1,568,576 1,228,414 9,456,434 14.84

2015 601,710 8 1,630,892 64 5,031,596 695,186 1,821,121 9,178,795 15.25

2016 567,906 5 1,469,456 34 2,584,406 687,822 1,106,573 5,848,257 10.30

2017 646,467 3 211,765 40 3,907,953 104,647 1,225,237 5,449,602 8.43

TOTAL 3,126,008 38 6,749,540 254 18,162,688 3,852,905 6,156,267 34,921,400 11.17

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 71 7.969 83 3.202 11.17

PURE PREMIUM UNDERLYING PRESENT RATE 29 6.404 17 2.948 9.35

PURE PREMIUM DERIVED BY FORMULA 7.515 3.159 10.67

CLASS 3507 AGRICULTURAL OR CONSTRUCTION MACHINERY MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 249,235 3 424,048 9 48,256 378,100 174,064 1,024,468 4.11

2014 281,350 1 116,590 12 137,020 179,497 77,234 510,341 1.81

2015 291,762 3 767,056 20 264,311 425,469 166,303 1,623,139 5.56

2016 332,883 4 476,406 22 424,113 223,657 310,717 1,434,893 4.31

2017 317,855 3 189,436 14 658,524 115,509 358,485 1,321,954 4.16

TOTAL 1,473,085 14 1,973,536 77 1,532,224 1,322,232 1,086,803 5,914,795 4.02

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 33 2.380 45 1.635 4.02

PURE PREMIUM UNDERLYING PRESENT RATE 67 1.991 55 1.389 3.38

PURE PREMIUM DERIVED BY FORMULA 2.119 1.500 3.62

N.Y.C.I.R.B. 2020 PURE PREMIUMS 50Page

CLASS 3515 TEXTILE MACHINERY MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 94,008 1 172,294 5 182,061 108,946 80,763 544,064 5.79

2014 102,298 2 32,659 7 40,529 25,806 39,054 138,048 1.35

2015 108,487 1 96,656 8 194,718 35,100 201,639 528,113 4.87

2016 63,576 2 141,831 46,974 188,805 2.97

2017 63,674 8 124,590 39,819 164,409 2.58

TOTAL 432,043 4 301,609 30 683,729 169,852 408,249 1,563,439 3.62

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 21 2.281 24 1.338 3.62

PURE PREMIUM UNDERLYING PRESENT RATE 79 2.214 76 0.989 3.20

PURE PREMIUM DERIVED BY FORMULA 2.228 1.073 3.30

CLASS 3548 BOOKBINDING OR PRINTING MACHINERY MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 66,059 1 4,786 9,098 13,884 0.21

2014 60,026 363 363 0.01

2015 62,612 1 108,461 39,164 93 147,718 2.36

2016 73,267 1 8,702 5,252 13,954 0.19

2017 61,873 810 810 0.01

TOTAL 323,837 1 108,461 2 13,488 39,164 15,616 176,729 0.55

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 16 0.377 18 0.169 0.55

PURE PREMIUM UNDERLYING PRESENT RATE 84 1.465 82 0.588 2.05

PURE PREMIUM DERIVED BY FORMULA 1.291 0.513 1.80

CLASS 3559 CONFECTION MACHINERY MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 96,875 3 24,435 3 178,190 85,507 62,880 351,012 3.62

2014 107,232 2 10,557 10 152,315 30,443 138,876 332,191 3.10

2015 114,627 11 247,533 189,611 437,144 3.81

2016 111,557 5 306,970 9 293,593 434,546 199,207 1,234,316 11.06

2017 114,098 7 480,772 325,492 806,264 7.07

TOTAL 544,389 10 341,962 40 1,352,403 550,496 916,066 3,160,927 5.81

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 23 3.112 30 2.694 5.81

PURE PREMIUM UNDERLYING PRESENT RATE 77 2.057 70 1.300 3.36

PURE PREMIUM DERIVED BY FORMULA 2.300 1.718 4.02

N.Y.C.I.R.B. 2020 PURE PREMIUMS 51Page

CLASS 3574 OFFICE COMPUTING OR RECORDING MACHINE MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 5,714,789 14 1,383,882 51 1,753,885 818,311 838,516 4,794,594 0.84

2014 5,470,092 11 672,099 50 2,334,474 559,879 1,307,831 4,874,283 0.89

2015 6,086,876 14 1,443,586 50 2,400,303 673,552 1,209,409 5,726,850 0.94

2016 3,533,578 5 799,234 46 2,226,092 454,723 935,186 4,415,235 1.25

2017 3,300,631 5 522,146 34 2,104,888 307,252 836,515 3,770,801 1.14

TOTAL 24,105,966 49 4,820,947 231 10,819,642 2,813,717 5,127,457 23,581,763 0.98

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 59 0.649 70 0.329 0.98

PURE PREMIUM UNDERLYING PRESENT RATE 41 0.506 30 0.250 0.76

PURE PREMIUM DERIVED BY FORMULA 0.590 0.305 0.90

CLASS 3581 FUEL INJECTION DEVICE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 52,505 3,356 3,356 0.06

2014 102,430 1 149,614 4 118,153 40,650 73,380 381,797 3.73

2015 102,024 2 10,313 12,552 22,865 0.22

2016 104,864 3 78,558 55,303 133,861 1.28

2017 115,460 1 4,506 4,371 8,877 0.08

TOTAL 477,283 1 149,614 10 211,530 40,650 148,962 550,756 1.15

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 16 0.757 21 0.397 1.15

PURE PREMIUM UNDERLYING PRESENT RATE 84 1.059 79 0.597 1.66

PURE PREMIUM DERIVED BY FORMULA 1.011 0.555 1.57

CLASS 3612 PUMP MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,619,930 14 841,289 74 3,311,058 518,063 1,638,350 6,308,760 2.41

2014 2,216,462 12 1,229,231 63 2,323,994 943,959 952,042 5,449,226 2.46

2015 1,180,094 5 329,589 42 1,435,795 177,598 746,183 2,689,165 2.28

2016 1,580,068 7 378,188 56 1,442,056 176,384 1,012,784 3,009,412 1.90

2017 1,642,875 12 1,984,846 40 1,681,878 1,316,972 896,401 5,880,097 3.58

TOTAL 9,239,429 50 4,763,143 275 10,194,781 3,132,976 5,245,760 23,336,660 2.53

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 63 1.619 74 0.907 2.53

PURE PREMIUM UNDERLYING PRESENT RATE 37 1.565 26 0.755 2.32

PURE PREMIUM DERIVED BY FORMULA 1.599 0.867 2.47

N.Y.C.I.R.B. 2020 PURE PREMIUMS 52Page

CLASS 3620 TANK BUILDING-METAL-SHOP

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 497,026 3 455,682 32 1,139,780 469,180 582,542 2,647,184 5.33

2014 492,934 8 558,569 20 915,597 333,453 540,550 2,348,169 4.76

2015 549,202 3 174,392 18 847,207 64,234 456,709 1,542,542 2.81

2016 528,152 6 344,105 25 532,263 187,090 287,102 1,350,560 2.56

2017 530,286 6 770,324 31 1,226,469 242,681 497,112 2,736,586 5.16

TOTAL 2,597,600 26 2,303,072 126 4,661,316 1,296,638 2,364,015 10,625,041 4.09

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 49 2.681 61 1.409 4.09

PURE PREMIUM UNDERLYING PRESENT RATE 51 3.070 39 1.630 4.70

PURE PREMIUM DERIVED BY FORMULA 2.879 1.495 4.37

CLASS 3629 PRECISION MACHINED PARTS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,599,922 13 1,172,323 40 1,370,498 734,988 979,976 4,257,785 1.64

2014 2,616,092 10 1,716,763 53 1,745,839 1,152,668 1,223,129 5,838,399 2.23

2015 2,498,041 8 592,484 54 2,788,996 576,616 1,762,894 5,720,990 2.29

2016 2,506,425 4 465,124 36 1,749,247 96,508 1,022,764 3,333,643 1.33

2017 2,767,003 5 1,230,163 33 1,304,523 783,078 752,164 4,069,928 1.47

TOTAL 12,987,483 40 5,176,857 216 8,959,103 3,343,858 5,740,927 23,220,745 1.79

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 62 1.088 82 0.700 1.79

PURE PREMIUM UNDERLYING PRESENT RATE 38 1.075 18 0.696 1.77

PURE PREMIUM DERIVED BY FORMULA 1.083 0.699 1.78

CLASS 3632 MACHINE SHOP NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 7,260,228 46 5,570,990 299 10,365,052 2,971,345 4,391,856 23,299,243 3.21

2014 7,898,152 48 5,376,302 292 10,577,060 3,421,508 6,132,305 25,507,175 3.23

2015 7,874,106 44 6,162,982 248 9,175,863 3,002,562 4,674,140 23,015,547 2.92

2016 7,635,539 42 5,481,917 218 11,096,664 3,931,549 4,545,069 25,055,199 3.28

2017 7,692,171 31 4,747,956 212 8,975,890 4,111,202 4,356,946 22,191,994 2.89

TOTAL 38,360,196 211 27,340,147 1,269 50,190,529 17,438,166 24,100,316 119,069,158 3.10

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.021 100 1.083 3.10

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.333 0 1.167 3.50

PURE PREMIUM DERIVED BY FORMULA 2.021 1.083 3.10

N.Y.C.I.R.B. 2020 PURE PREMIUMS 53Page

CLASS 3634 VALVE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,060,075 6 550,388 49 2,862,068 625,959 1,053,533 5,091,948 2.47

2014 1,992,139 5 707,620 40 1,043,332 780,459 615,723 3,147,134 1.58

2015 1,880,907 31 1,125,243 503,529 1,628,772 0.87

2016 1,809,602 6 927,192 18 1,014,173 646,077 485,636 3,073,078 1.70

2017 1,774,504 6 1,040,651 37 1,885,275 604,486 1,125,938 4,656,350 2.62

TOTAL 9,517,227 23 3,225,851 175 7,930,091 2,656,981 3,784,359 17,597,282 1.85

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 56 1.172 66 0.677 1.85

PURE PREMIUM UNDERLYING PRESENT RATE 44 1.141 34 0.554 1.70

PURE PREMIUM DERIVED BY FORMULA 1.158 0.635 1.79

CLASS 3635 GEAR MFG. OR GRINDING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 284,408 9 152,527 63,195 215,722 0.76

2014 325,551 2 189,818 8 215,735 103,597 214,068 723,218 2.22

2015 289,918 5 365,206 203,503 568,709 1.96

2016 329,530 2 5,518 18,135 23,653 0.07

2017 309,458 8 290,033 150,897 440,930 1.42

TOTAL 1,538,865 2 189,818 32 1,029,019 103,597 649,798 1,972,232 1.28

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 30 0.792 37 0.490 1.28

PURE PREMIUM UNDERLYING PRESENT RATE 70 1.435 63 0.823 2.26

PURE PREMIUM DERIVED BY FORMULA 1.242 0.700 1.94

CLASS 3638 BALL OR ROLLER BEARING MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 77,649 4 261,154 114,678 375,832 4.84

2014 77,423 1 1,263 1,788 50,198 53,249 0.69

2015 71,800 4,171 4,171 0.06

2016 68,272 1 3,476 2 58,701 3,263 40,012 105,452 1.54

2017 73,579 1 2,044 788 2,832 0.04

TOTAL 368,723 2 4,739 7 321,899 5,051 209,847 541,536 1.47

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 19 0.886 24 0.583 1.47

PURE PREMIUM UNDERLYING PRESENT RATE 81 1.986 76 1.129 3.12

PURE PREMIUM DERIVED BY FORMULA 1.777 0.998 2.78

N.Y.C.I.R.B. 2020 PURE PREMIUMS 54Page

CLASS 3642 BATTERY MFG.-DRY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 477,120 11 503,467 260,541 764,008 1.60

2014 495,392 8 249,761 126,386 376,147 0.76

2015 646,448 1 64,570 2 117,606 23,439 58,603 264,218 0.41

2016 387,547 5 31,620 27,640 59,260 0.15

2017 425,735 6 222,098 155,354 377,452 0.89

TOTAL 2,432,242 1 64,570 32 1,124,552 23,439 628,524 1,841,085 0.76

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 30 0.489 37 0.268 0.76

PURE PREMIUM UNDERLYING PRESENT RATE 70 0.974 63 0.521 1.50

PURE PREMIUM DERIVED BY FORMULA 0.829 0.427 1.26

CLASS 3643 ELECTRIC POWER OR TRANSMISSION EQUIPMENT MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,043,485 5 78,105 37 1,145,588 115,315 703,240 2,042,248 1.00

2014 1,198,934 9 754,284 44 1,255,349 910,926 872,124 3,792,683 3.16

2015 1,136,016 9 2,066,811 53 2,297,536 824,742 730,922 5,920,011 5.21

2016 2,251,433 9 809,202 47 2,755,686 412,416 1,210,790 5,188,094 2.30

2017 2,237,998 11 2,126,626 39 2,290,571 945,292 993,199 6,355,688 2.84

TOTAL 8,867,866 43 5,835,028 220 9,744,730 3,208,691 4,510,275 23,298,724 2.63

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 63 1.757 77 0.870 2.63

PURE PREMIUM UNDERLYING PRESENT RATE 37 1.638 23 0.857 2.50

PURE PREMIUM DERIVED BY FORMULA 1.713 0.867 2.58

CLASS 3647 BATTERY MFG.-STORAGE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 5,392

2014 6,016

2015 7,169

2016 12,958

2017 24,519 1 133,826 65,711 736 200,273 8.17

TOTAL 56,054 1 133,826 65,711 736 200,273 3.57

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 10 2.387 11 1.185 3.57

PURE PREMIUM UNDERLYING PRESENT RATE 90 2.729 89 1.141 3.87

PURE PREMIUM DERIVED BY FORMULA 2.695 1.146 3.84

N.Y.C.I.R.B. 2020 PURE PREMIUMS 55Page

CLASS 3648 AUTOMOBILE LIGHTING, IGNITION OR STARTING APPARATUS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 297,554 10 302,489 170,274 472,763 1.59

2014 310,870 4 48,626 9 410,594 32,482 221,471 713,173 2.29

2015 330,998 1 37,237 10 303,641 18,370 118,287 477,535 1.44

2016 256,192 1 146,522 6 195,253 156,436 154,884 653,095 2.55

2017 240,688 2 187,220 4 144,591 180,404 102,217 614,432 2.55

TOTAL 1,436,302 8 419,605 39 1,356,568 387,692 767,133 2,930,998 2.04

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 27 1.237 35 0.804 2.04

PURE PREMIUM UNDERLYING PRESENT RATE 73 1.275 65 0.757 2.03

PURE PREMIUM DERIVED BY FORMULA 1.265 0.773 2.04

CLASS 3681 RADIO, TELEPHONE OR TELEVISION MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 7,049,194 19 2,730,574 106 3,858,901 1,596,690 2,243,684 10,429,849 1.48

2014 7,101,674 21 1,751,297 115 3,506,347 1,274,376 2,265,537 8,797,557 1.24

2015 8,073,939 20 1,034,162 98 3,984,648 793,375 2,193,177 8,005,362 0.99

2016 8,578,519 11 877,138 116 3,569,265 902,711 2,541,112 7,890,226 0.92

2017 8,912,442 20 2,481,787 114 4,513,044 1,663,074 2,778,587 11,436,492 1.28

TOTAL 39,715,768 91 8,874,958 549 19,432,205 6,230,226 12,022,097 46,559,486 1.17

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 84 0.713 100 0.460 1.17

PURE PREMIUM UNDERLYING PRESENT RATE 16 0.751 0 0.449 1.20

PURE PREMIUM DERIVED BY FORMULA 0.719 0.460 1.18

CLASS 3685 INSTRUMENT MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 6,037,994 18 1,285,462 121 4,113,561 809,945 2,683,323 8,892,291 1.47

2014 6,255,207 21 1,336,790 90 2,566,415 795,140 1,512,073 6,210,418 0.99

2015 5,555,313 20 1,534,538 115 4,505,691 1,077,212 1,948,961 9,066,402 1.63

2016 6,319,532 17 1,628,265 121 5,266,832 818,091 2,442,930 10,156,118 1.61

2017 6,558,389 16 2,017,933 93 4,685,924 943,242 2,530,613 10,177,712 1.55

TOTAL 30,726,435 92 7,802,988 540 21,138,423 4,443,630 11,117,900 44,502,941 1.45

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 81 0.942 99 0.506 1.45

PURE PREMIUM UNDERLYING PRESENT RATE 19 0.887 1 0.469 1.36

PURE PREMIUM DERIVED BY FORMULA 0.932 0.506 1.44

N.Y.C.I.R.B. 2020 PURE PREMIUMS 56Page

CLASS 3686 MUSICAL INSTRUMENT MFG. NOC-METAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 29,972

2014 27,604 1 1,297 1,277 2,574 0.09

2015 31,201

2016 25,122 836 836 0.03

2017 30,567 1 33,507 16,784 50,291 1.65

TOTAL 144,466 2 34,804 18,897 53,701 0.37

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 11 0.241 13 0.131 0.37

PURE PREMIUM UNDERLYING PRESENT RATE 89 1.163 87 0.651 1.81

PURE PREMIUM DERIVED BY FORMULA 1.062 0.583 1.65

CLASS 3724 MACHINERY OR EQUIPMENT ERECTION OR INSTALLATION NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,643,759 27 3,974,802 158 6,211,772 2,753,744 3,393,616 16,333,934 4.48

2014 3,817,873 30 5,415,909 135 4,874,999 2,512,159 4,031,392 16,834,459 4.41

2015 4,179,252 31 3,929,029 153 8,175,316 2,834,983 4,818,282 19,757,610 4.73

2016 4,417,012 25 3,107,830 136 8,336,667 1,903,663 4,109,244 17,457,404 3.95

2017 5,079,934 23 5,136,972 137 10,189,463 2,616,989 5,163,542 23,106,966 4.55

TOTAL 21,137,830 136 21,564,542 719 37,788,217 12,621,538 21,516,076 93,490,373 4.42

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.808 100 1.615 4.42

PURE PREMIUM UNDERLYING PRESENT RATE 0 3.000 0 1.836 4.84

PURE PREMIUM DERIVED BY FORMULA 2.808 1.615 4.42

CLASS 3726 BOILER INSTALLATION OR REPAIR-STEAM

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 238,212 2 89,501 13 901,008 334,505 652,922 1,977,936 8.30

2014 314,318 3 1,009,120 8 271,373 759,183 355,229 2,394,905 7.62

2015 365,226 3 107,752 12 643,151 239,630 816,823 1,807,356 4.95

2016 327,005 1 146,310 7 997,488 63,159 617,073 1,824,030 5.58

2017 295,353 4 23,269 53,410 76,679 0.26

TOTAL 1,540,114 9 1,352,683 44 2,836,289 1,396,477 2,495,457 8,080,906 5.25

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 48 2.720 64 2.527 5.25

PURE PREMIUM UNDERLYING PRESENT RATE 52 4.813 36 3.154 7.97

PURE PREMIUM DERIVED BY FORMULA 3.808 2.753 6.56

N.Y.C.I.R.B. 2020 PURE PREMIUMS 57Page

CLASS 3737 MACHINERY EQUIP REPAIR SERVICING CUSTOMERS' PREMISES NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,513,082 23 2,635,794 120 4,983,124 2,103,129 2,740,194 12,462,241 3.55

2014 3,694,036 27 4,455,649 134 6,057,563 1,988,208 3,705,642 16,207,062 4.39

2015 4,102,673 41 6,101,582 128 4,991,144 3,361,497 3,242,451 17,696,674 4.31

2016 4,207,292 30 7,874,142 132 5,788,015 4,010,703 3,875,996 21,548,856 5.12

2017 4,460,948 24 4,290,049 126 7,110,163 3,129,846 4,385,671 18,915,729 4.24

TOTAL 19,978,031 145 25,357,216 640 28,930,009 14,593,383 17,949,954 86,830,562 4.35

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.717 100 1.629 4.35

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.899 0 1.692 4.59

PURE PREMIUM DERIVED BY FORMULA 2.717 1.629 4.35

CLASS 3807 AUTO RADIATOR MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 100,535 4 125,728 8 162,095 47,299 119,842 454,964 4.53

2014 99,572 5 132,882 58,711 191,593 1.92

2015 94,336 1 2,278 4 108,074 695 87,298 198,345 2.10

2016 87,333 1 51,993 7 171,331 18,474 83,769 325,567 3.73

2017 97,051 1 60,540 36,099 96,639 1.00

TOTAL 478,827 6 179,999 25 634,922 66,468 385,719 1,267,108 2.65

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 26 1.702 34 0.944 2.65

PURE PREMIUM UNDERLYING PRESENT RATE 74 3.235 66 2.074 5.31

PURE PREMIUM DERIVED BY FORMULA 2.836 1.690 4.53

CLASS 3808 AUTOMOBILE MFG. OR ASSEMBLY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 219,751 1 122,823 10 623,867 35,267 473,143 1,255,100 5.71

2014 214,924 9 439,228 239,744 678,972 3.16

2015 250,910 1 35,254 13 531,230 173,285 244,748 984,517 3.92

2016 300,588 8 293,495 223,786 517,281 1.72

2017 499,212 8 1,397,396 12 255,239 756,371 270,713 2,679,719 5.37

TOTAL 1,485,385 10 1,555,473 52 2,143,059 964,923 1,452,134 6,115,589 4.12

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 35 2.490 47 1.627 4.12

PURE PREMIUM UNDERLYING PRESENT RATE 65 2.231 53 1.503 3.73

PURE PREMIUM DERIVED BY FORMULA 2.322 1.561 3.88

N.Y.C.I.R.B. 2020 PURE PREMIUMS 58Page

CLASS 3821 AUTO DISMANTLING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 406,286 8 1,019,014 19 587,994 725,446 757,252 3,089,706 7.60

2014 413,183 6 937,720 19 332,494 508,426 292,359 2,070,999 5.01

2015 466,618 8 1,632,781 21 585,630 1,246,260 492,171 3,956,842 8.48

2016 415,518 6 1,025,248 22 413,619 1,081,913 429,556 2,950,336 7.10

2017 442,941 12 1,059,331 26 615,830 1,838,357 825,577 4,339,095 9.80

TOTAL 2,144,546 40 5,674,094 107 2,535,567 5,400,402 2,796,915 16,406,978 7.65

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 52 3.828 73 3.822 7.65

PURE PREMIUM UNDERLYING PRESENT RATE 48 4.222 27 3.140 7.36

PURE PREMIUM DERIVED BY FORMULA 4.017 3.638 7.66

CLASS 3823 AUTOMOBILE, BUS, TRUCK OR TRAILER BODY MFG.-RIVETED OR WELDED

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 79,779 2 5,857 23,418 29,275 0.37

2014 80,714 3 23,482 34,905 58,387 0.72

2015 102,627 3 22,650 32,556 55,206 0.54

2016 88,956 3 206,844 8 224,309 319,551 173,378 924,082 10.39

2017 72,955 1 30,666 13,675 44,341 0.61

TOTAL 425,031 3 206,844 17 306,964 319,551 277,932 1,111,291 2.62

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 24 1.209 29 1.406 2.62

PURE PREMIUM UNDERLYING PRESENT RATE 76 3.025 71 1.630 4.66

PURE PREMIUM DERIVED BY FORMULA 2.589 1.565 4.15

CLASS 3824 AUTOMOBILE, BUS, TRUCK OR TRAILER BODY MFG.-NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 122,474 2 14,300 6 141,958 8,991 82,617 247,866 2.02

2014 138,221 7 138,017 63,928 201,945 1.46

2015 149,387 3 361,690 8 115,332 390,122 69,155 936,299 6.27

2016 110,563 9 171,819 161,234 333,053 3.01

2017 208,720 2 110,217 10 448,527 96,720 288,279 943,743 4.52

TOTAL 729,365 7 486,207 40 1,015,653 495,833 665,213 2,662,906 3.65

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 27 2.059 40 1.592 3.65

PURE PREMIUM UNDERLYING PRESENT RATE 73 2.494 60 1.994 4.49

PURE PREMIUM DERIVED BY FORMULA 2.377 1.833 4.21

N.Y.C.I.R.B. 2020 PURE PREMIUMS 59Page

CLASS 3826 AIRCRAFT ENGINE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 289,373 4 99,342 4 81,127 48,445 38,471 267,385 0.92

2014 402,077 1 4,795 25,645 30,440 0.08

2015 312,157 4 495,529 9 538,029 248,910 187,517 1,469,985 4.71

2016 538,559 1 148,115 6 204,307 88,653 68,144 509,219 0.95

2017 469,330 5 426,679 208,207 634,886 1.35

TOTAL 2,011,496 9 742,986 25 1,254,937 386,008 527,984 2,911,915 1.45

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 29 0.993 34 0.454 1.45

PURE PREMIUM UNDERLYING PRESENT RATE 71 1.032 66 0.507 1.54

PURE PREMIUM DERIVED BY FORMULA 1.021 0.489 1.51

CLASS 3827 AUTOMOBILE ENGINE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 28,041 2 5,882 33,131 2,790 41,803 1.49

2014 39,616 2 15,767 10,126 25,893 0.65

2015 19,816 2 14,121 18,440 32,561 1.64

2016 14,684

2017 41,690 1 84,879 41,348 8,400 134,627 3.23

TOTAL 143,847 3 90,761 4 29,888 74,479 39,756 234,884 1.63

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 15 0.839 20 0.794 1.63

PURE PREMIUM UNDERLYING PRESENT RATE 85 3.029 80 1.950 4.98

PURE PREMIUM DERIVED BY FORMULA 2.701 1.719 4.42

CLASS 3830 AIRPLANE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 269,844 3 487,448 5 190,199 798,563 88,985 1,565,195 5.80

2014 245,813 4 97,207 81,135 178,342 0.73

2015 319,090 3 151,792 40,848 192,640 0.60

2016 271,439 6 174,268 49,984 224,252 0.83

2017 241,673 1 3,601 15,623 19,224 0.08

TOTAL 1,347,859 3 487,448 19 617,067 798,563 276,575 2,179,653 1.62

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 28 0.819 39 0.798 1.62

PURE PREMIUM UNDERLYING PRESENT RATE 72 1.436 61 1.041 2.48

PURE PREMIUM DERIVED BY FORMULA 1.263 0.946 2.21

N.Y.C.I.R.B. 2020 PURE PREMIUMS 60Page

CLASS 3832 SHEET METAL AIRPLANE PARTS MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 324,319 3 224,417 4 25,190 155,732 61,833 467,172 1.44

2014 337,954 2 429,936 7 199,722 229,494 176,647 1,035,799 3.06

2015 349,645 3 180,983 5 62,219 101,065 113,207 457,474 1.31

2016 342,482 4 38,225 40,930 79,155 0.23

2017 303,947 2 319,329 2 9,514 181,268 42,893 553,004 1.82

TOTAL 1,658,347 10 1,154,665 22 334,870 667,559 435,510 2,592,604 1.56

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 33 0.898 42 0.665 1.56

PURE PREMIUM UNDERLYING PRESENT RATE 67 1.774 58 0.995 2.77

PURE PREMIUM DERIVED BY FORMULA 1.485 0.856 2.34

CLASS 3865 BABY CARRIAGE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 31,733

2014 30,127 1 8,263 23,600 31,863 1.06

2015 41,585 1 66,991 50,276 117,267 2.82

2016 49,419 2,799 2,799 0.06

2017 36,611 1 235,650 1 83,723 147,030 29,839 496,242 13.55

TOTAL 189,475 1 235,650 3 158,977 147,030 106,514 648,171 3.42

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 13 2.083 17 1.338 3.42

PURE PREMIUM UNDERLYING PRESENT RATE 87 1.560 83 0.936 2.50

PURE PREMIUM DERIVED BY FORMULA 1.628 1.004 2.63

CLASS 4000 SAND OR GRAVEL DIGGING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 725,747 8 1,181,037 36 1,963,751 1,272,929 1,010,720 5,428,437 7.48

2014 745,661 6 942,417 34 1,845,809 630,671 1,482,985 4,901,882 6.57

2015 831,056 8 1,412,489 38 1,775,825 643,336 1,639,551 5,471,201 6.58

2016 863,442 3 796,731 29 1,826,238 1,236,972 854,907 4,714,848 5.46

2017 940,081 5 427,282 32 1,551,920 377,169 1,107,131 3,463,502 3.68

TOTAL 4,105,987 30 4,759,956 169 8,963,543 4,161,077 6,095,294 23,979,870 5.84

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 64 3.342 91 2.498 5.84

PURE PREMIUM UNDERLYING PRESENT RATE 36 3.760 9 2.817 6.58

PURE PREMIUM DERIVED BY FORMULA 3.492 2.527 6.02

N.Y.C.I.R.B. 2020 PURE PREMIUMS 61Page

CLASS 4024 BRICK MFG.-FIRE OR ENAMELED-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 113,790 5 34,112 18,809 52,921 0.47

2014 90,606 6 109,182 58,324 167,506 1.85

2015 102,358 3 486,297 8 148,226 335,844 101,915 1,072,282 10.48

2016 127,413 2 885,281 7 35,067 992,384 23,354 1,936,086 15.20

2017 114,337 1 606,317 4 79,827 353,071 112,574 1,151,789 10.07

TOTAL 548,504 6 1,977,895 30 406,414 1,681,299 314,976 4,380,584 7.99

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 25 4.347 34 3.639 7.99

PURE PREMIUM UNDERLYING PRESENT RATE 75 2.743 66 1.805 4.55

PURE PREMIUM DERIVED BY FORMULA 3.144 2.429 5.57

CLASS 4034 CONCRETE PRODUCTS MFG. & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 450,395 5 605,150 32 1,140,500 367,039 454,276 2,566,965 5.70

2014 481,728 8 1,738,228 39 1,383,722 1,161,677 1,156,933 5,440,560 11.29

2015 561,653 7 633,265 46 2,095,081 384,903 1,053,639 4,166,888 7.42

2016 569,052 7 1,463,734 45 945,725 1,272,586 761,852 4,443,897 7.81

2017 567,434 5 858,678 45 2,049,333 395,141 1,100,166 4,403,318 7.76

TOTAL 2,630,262 32 5,299,055 207 7,614,361 3,581,346 4,526,866 21,021,628 7.99

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 63 4.910 82 3.083 7.99

PURE PREMIUM UNDERLYING PRESENT RATE 37 5.584 18 3.374 8.96

PURE PREMIUM DERIVED BY FORMULA 5.159 3.135 8.29

CLASS 4038 PLASTER STATUARY OR ORNAMENT MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 149,930 1 265,641 2 38,247 65,005 13,407 382,300 2.55

2014 158,467 6 176,726 44,801 221,527 1.40

2015 174,682 2 240,312 107,379 347,691 1.99

2016 163,021 2 38,694 471,427 510,121 3.13

2017 169,229 2 118,953 1 68 83,900 4,792 207,713 1.23

TOTAL 815,329 3 384,594 13 494,047 148,905 641,806 1,669,352 2.05

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 25 1.078 34 0.970 2.05

PURE PREMIUM UNDERLYING PRESENT RATE 75 1.732 66 1.214 2.95

PURE PREMIUM DERIVED BY FORMULA 1.569 1.131 2.70

N.Y.C.I.R.B. 2020 PURE PREMIUMS 62Page

CLASS 4053 POTTERY MFG.-CHINA OR TABLEWARE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 49,809 1 53,970 182,371 236,341 4.74

2014 34,668 1 17,363 2 1,887 40,995 3,048 63,293 1.83

2015 45,040 1 438 4,450 4,888 0.11

2016 43,871 10,085 10,085 0.23

2017 36,648 930 930 0.03

TOTAL 210,036 1 17,363 4 56,295 40,995 200,884 315,537 1.50

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 17 0.351 21 1.152 1.50

PURE PREMIUM UNDERLYING PRESENT RATE 83 2.735 79 1.460 4.20

PURE PREMIUM DERIVED BY FORMULA 2.330 1.395 3.73

CLASS 4061 POTTERY MFG.-EARTHENWARE-GLAZED PORCELAIN-HAND MOLDED CAST

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 94,719 2 10,147 29,103 39,250 0.41

2014 75,365 3 323,736 3 84,876 104,251 38,409 551,272 7.31

2015 99,346 5 18,872 40,559 59,431 0.60

2016 102,811 3 114,473 1 3,506 77,583 18,449 214,011 2.08

2017 107,840 2 61,533 28,891 90,424 0.84

TOTAL 480,081 6 438,209 13 178,934 181,834 155,411 954,388 1.99

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 24 1.285 27 0.702 1.99

PURE PREMIUM UNDERLYING PRESENT RATE 76 2.751 73 1.221 3.97

PURE PREMIUM DERIVED BY FORMULA 2.399 1.081 3.48

CLASS 4062 POTTERY MFG.-PORCELAIN WARE-MECHANICAL PRESS FORMING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 71,957 1 25,234 3 42,350 148,652 46,946 263,182 3.66

2014 118,523 1 189,040 19 848,872 67,320 265,874 1,371,106 11.57

2015 128,215 1 172,157 6 92,089 29,701 56,638 350,585 2.73

2016 110,651 2 471,530 14 603,019 197,284 239,734 1,511,567 13.66

2017 116,422 2 183,577 5 35,123 144,838 51,886 415,424 3.57

TOTAL 545,768 7 1,041,538 47 1,621,453 587,795 661,078 3,911,864 7.17

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 30 4.879 35 2.288 7.17

PURE PREMIUM UNDERLYING PRESENT RATE 70 4.040 65 2.017 6.06

PURE PREMIUM DERIVED BY FORMULA 4.292 2.112 6.40

N.Y.C.I.R.B. 2020 PURE PREMIUMS 63Page

CLASS 4101 GLASS MFG. NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 150,815 3 784,727 5 111,401 475,342 70,775 1,442,245 9.56

2014 261,726 3 136,459 8 38,556 50,197 54,176 279,388 1.07

2015 277,796 2 176,222 12 216,782 235,564 162,569 791,137 2.85

2016 345,539 6 485,782 291,208 776,990 2.25

2017 325,674 8 99,765 57,955 157,720 0.48

TOTAL 1,361,550 8 1,097,408 39 952,286 761,103 636,683 3,447,480 2.53

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 31 1.505 41 1.027 2.53

PURE PREMIUM UNDERLYING PRESENT RATE 69 1.805 59 1.196 3.00

PURE PREMIUM DERIVED BY FORMULA 1.712 1.127 2.84

CLASS 4111 GLASSWARE MFG.-NO AUTOMATIC BLOWING MACHINES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,557,434 4 807,818 46 2,406,606 159,389 991,616 4,365,429 2.80

2014 1,724,301 6 739,420 34 1,577,670 403,626 717,533 3,438,249 1.99

2015 1,842,391 1 121,449 39 2,028,248 31,778 1,063,843 3,245,318 1.76

2016 1,797,265 4 662,405 27 1,272,367 234,088 760,937 2,929,797 1.63

2017 1,739,980 3 335,534 28 2,069,731 245,914 939,177 3,590,356 2.06

TOTAL 8,661,371 18 2,666,626 174 9,354,622 1,074,795 4,473,106 17,569,149 2.03

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 63 1.388 74 0.641 2.03

PURE PREMIUM UNDERLYING PRESENT RATE 37 1.702 26 0.805 2.51

PURE PREMIUM DERIVED BY FORMULA 1.504 0.684 2.19

CLASS 4112 INCANDESCENT LAMP MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 227,265 1 71,290 2 120,932 18,631 31,726 242,579 1.07

2014 120,186 1,073 1,073 0.01

2015 131,058 1 2,475 10,196 12,671 0.10

2016 103,026 1 12,722 4,253 16,975 0.16

2017 149,971 1 117,852 91,700 209,552 1.40

TOTAL 731,506 1 71,290 5 253,981 18,631 138,948 482,850 0.66

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 20 0.445 21 0.215 0.66

PURE PREMIUM UNDERLYING PRESENT RATE 80 1.166 79 0.422 1.59

PURE PREMIUM DERIVED BY FORMULA 1.022 0.379 1.40

N.Y.C.I.R.B. 2020 PURE PREMIUMS 64Page

CLASS 4114 GLASSWARE MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 492,308 4 117,290 74,512 191,802 0.39

2014 501,164 5 1,488,063 24 899,324 421,868 345,931 3,155,186 6.30

2015 475,180 6 438,073 9 493,745 355,671 273,124 1,560,613 3.28

2016 520,742 7 321,762 151,625 473,387 0.91

2017 520,410 2 126,366 13 266,007 76,577 261,789 730,739 1.40

TOTAL 2,509,804 13 2,052,502 57 2,098,128 854,116 1,106,981 6,111,727 2.44

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 38 1.654 46 0.781 2.44

PURE PREMIUM UNDERLYING PRESENT RATE 62 1.698 54 0.844 2.54

PURE PREMIUM DERIVED BY FORMULA 1.681 0.815 2.50

CLASS 4130 GLASS MERCHANT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 240,992 4 531,726 16 639,023 236,306 570,756 1,977,811 8.21

2014 261,750 9 919,386 12 630,193 350,142 416,822 2,316,543 8.85

2015 268,779 3 306,441 17 441,415 118,509 509,873 1,376,238 5.12

2016 279,710 2 5,025 15 520,181 8,750 342,776 876,732 3.13

2017 292,860 8 225,408 148,282 373,690 1.28

TOTAL 1,344,091 18 1,762,578 68 2,456,220 713,707 1,988,509 6,921,014 5.15

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 42 3.139 56 2.010 5.15

PURE PREMIUM UNDERLYING PRESENT RATE 58 4.040 44 2.637 6.68

PURE PREMIUM DERIVED BY FORMULA 3.662 2.286 5.95

CLASS 4133 CATHEDRAL OR ART GLASS WINDOW MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 75,917 2 219,083 2 172,860 61,256 79,676 532,875 7.02

2014 49,625 1 353,440 2 28,578 174,272 19,751 576,041 11.61

2015 49,072

2016 43,739 1 1,078 5,322 6,400 0.15

2017 41,228 2 215,468 113,699 329,167 7.98

TOTAL 259,581 3 572,523 7 417,984 235,528 218,448 1,444,483 5.57

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 15 3.816 19 1.749 5.57

PURE PREMIUM UNDERLYING PRESENT RATE 85 1.609 81 0.952 2.56

PURE PREMIUM DERIVED BY FORMULA 1.940 1.103 3.04

N.Y.C.I.R.B. 2020 PURE PREMIUMS 65Page

CLASS 4150 OPTICAL GOODS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,565,269 7 740,337 36 1,349,874 292,432 883,226 3,265,869 2.09

2014 1,672,280 8 586,101 34 1,820,069 669,121 812,691 3,887,982 2.32

2015 1,787,218 6 683,855 35 979,411 380,468 446,481 2,490,215 1.39

2016 2,003,196 4 444,303 33 1,111,690 173,414 748,330 2,477,737 1.24

2017 1,916,528 3 254,259 33 1,254,281 173,339 785,634 2,467,513 1.29

TOTAL 8,944,491 28 2,708,855 171 6,515,325 1,688,774 3,676,362 14,589,316 1.63

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 53 1.031 69 0.600 1.63

PURE PREMIUM UNDERLYING PRESENT RATE 47 1.042 31 0.662 1.70

PURE PREMIUM DERIVED BY FORMULA 1.036 0.619 1.66

CLASS 4207 PULP MFG.-CHEMICAL PROCESS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 41,745 1 2,664 4,496 7,160 0.17

2014 43,498

2015 39,791 2,108 2,108 0.05

2016 33,256

2017 47,726 1 6,389 7,225 13,614 0.29

TOTAL 206,016 2 9,053 13,829 22,882 0.11

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 10 0.044 12 0.067 0.11

PURE PREMIUM UNDERLYING PRESENT RATE 90 0.651 88 0.338 0.99

PURE PREMIUM DERIVED BY FORMULA 0.590 0.305 0.90

CLASS 4239 PAPER MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,098,143 4 667,409 37 1,948,212 361,890 796,085 3,773,596 3.44

2014 1,229,161 6 306,199 34 1,809,512 125,835 745,156 2,986,702 2.43

2015 1,335,719 5 503,278 29 1,373,752 264,679 707,675 2,849,384 2.13

2016 1,581,427 9 860,807 41 2,248,913 589,524 1,248,788 4,948,032 3.13

2017 2,042,108 4 475,045 32 1,807,188 205,460 863,804 3,351,497 1.64

TOTAL 7,286,558 28 2,812,738 173 9,187,577 1,547,388 4,361,508 17,909,211 2.46

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 63 1.647 72 0.811 2.46

PURE PREMIUM UNDERLYING PRESENT RATE 37 2.010 28 0.908 2.92

PURE PREMIUM DERIVED BY FORMULA 1.781 0.838 2.62

N.Y.C.I.R.B. 2020 PURE PREMIUMS 66Page

CLASS 4240 BOX MFG.-SET UP-PAPER

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 72,553 1 23,809 4 79,577 11,231 33,334 147,951 2.04

2014 72,704 2 57,582 2 64,661 18,253 60,966 201,462 2.77

2015 73,955 6 294,218 75,694 369,912 5.00

2016 66,555 7 62,747 47,830 110,577 1.66

2017 58,860 1 18,341 24,164 42,505 0.72

TOTAL 344,627 3 81,391 20 519,544 29,484 241,988 872,407 2.53

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 21 1.744 29 0.788 2.53

PURE PREMIUM UNDERLYING PRESENT RATE 79 2.797 71 1.939 4.74

PURE PREMIUM DERIVED BY FORMULA 2.576 1.605 4.18

CLASS 4243 BOX MFG. NOC-FOLDING PAPER

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 810,618 5 557,794 31 1,215,215 253,694 823,968 2,850,671 3.52

2014 815,419 3 402,250 33 1,216,234 193,488 689,893 2,501,865 3.07

2015 718,048 7 533,992 25 719,970 272,694 645,086 2,171,742 3.02

2016 653,941 3 122,487 33 1,250,722 71,514 780,742 2,225,465 3.40

2017 630,260 3 152,233 30 1,237,547 212,356 706,269 2,308,405 3.66

TOTAL 3,628,286 21 1,768,756 152 5,639,688 1,003,746 3,645,958 12,058,148 3.32

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 50 2.042 63 1.282 3.32

PURE PREMIUM UNDERLYING PRESENT RATE 50 2.245 37 1.299 3.54

PURE PREMIUM DERIVED BY FORMULA 2.144 1.288 3.43

CLASS 4244 CORRUG OR FIBERBOARD CONTAINER MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 950,524 6 780,064 35 913,573 506,649 439,216 2,639,502 2.78

2014 1,063,013 4 358,222 26 1,532,150 159,136 727,257 2,776,765 2.61

2015 1,085,943 5 719,305 30 997,042 436,895 673,665 2,826,907 2.60

2016 1,101,622 5 784,148 33 1,936,509 630,518 802,798 4,153,973 3.77

2017 1,200,306 4 300,409 26 1,717,957 217,041 1,038,203 3,273,610 2.73

TOTAL 5,401,408 24 2,942,148 150 7,097,231 1,950,239 3,681,139 15,670,757 2.90

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 52 1.859 67 1.043 2.90

PURE PREMIUM UNDERLYING PRESENT RATE 48 1.690 33 0.988 2.68

PURE PREMIUM DERIVED BY FORMULA 1.778 1.025 2.80

N.Y.C.I.R.B. 2020 PURE PREMIUMS 67Page

CLASS 4250 PAPER COATING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 337,765 2 286,717 7 306,275 139,088 116,978 849,058 2.51

2014 357,248 3 180,708 7 371,080 438,640 150,614 1,141,042 3.19

2015 379,858 1 2,403 7 344,925 12,776 286,349 646,453 1.70

2016 338,979 3 124,006 4 124,791 104,517 94,224 447,538 1.32

2017 430,825 2 483,439 9 544,421 305,054 268,176 1,601,090 3.72

TOTAL 1,844,675 11 1,077,273 34 1,691,492 1,000,075 916,341 4,685,181 2.54

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 34 1.501 42 1.039 2.54

PURE PREMIUM UNDERLYING PRESENT RATE 66 1.711 58 0.940 2.65

PURE PREMIUM DERIVED BY FORMULA 1.640 0.982 2.62

CLASS 4251 STATIONERY MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 482,084 6 159,338 17 438,655 168,936 311,457 1,078,386 2.24

2014 509,550 2 175,401 19 764,399 53,388 320,013 1,313,201 2.58

2015 505,904 4 78,220 7 371,720 52,063 139,064 641,067 1.27

2016 464,512 2 94,984 12 297,338 153,640 213,386 759,348 1.63

2017 477,546 4 189,799 13 455,909 133,230 290,873 1,069,811 2.24

TOTAL 2,439,596 18 697,742 68 2,328,021 561,257 1,274,793 4,861,813 1.99

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 36 1.240 45 0.753 1.99

PURE PREMIUM UNDERLYING PRESENT RATE 64 1.455 55 0.834 2.29

PURE PREMIUM DERIVED BY FORMULA 1.378 0.798 2.18

CLASS 4263 FIBRE GOODS MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 414,750 6 760,953 18 862,290 396,247 281,654 2,301,144 5.55

2014 451,484 1 5,209 13 571,745 32,492 251,622 861,068 1.91

2015 477,860 4 384,809 8 349,352 171,875 239,142 1,145,178 2.40

2016 430,415 3 184,144 15 585,418 204,447 327,033 1,301,042 3.02

2017 477,540 4 388,162 8 475,060 390,496 236,536 1,490,254 3.12

TOTAL 2,252,049 18 1,723,277 62 2,843,865 1,195,557 1,335,987 7,098,686 3.15

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 47 2.028 52 1.124 3.15

PURE PREMIUM UNDERLYING PRESENT RATE 53 3.084 48 1.291 4.38

PURE PREMIUM DERIVED BY FORMULA 2.588 1.204 3.79

N.Y.C.I.R.B. 2020 PURE PREMIUMS 68Page

CLASS 4273 BAG MFG.-PAPER OR PLASTIC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 710,597 8 493,545 26 208,276 1,070,506 224,880 1,997,207 2.81

2014 777,712 4 440,448 33 1,091,368 505,397 917,368 2,954,581 3.80

2015 658,288 3 344,567 28 1,046,771 158,908 1,180,874 2,731,120 4.15

2016 833,522 2 670,682 20 546,376 178,870 711,673 2,107,601 2.53

2017 783,477 5 277,438 30 940,131 164,852 808,387 2,190,808 2.80

TOTAL 3,763,596 22 2,226,680 137 3,832,922 2,078,533 3,843,182 11,981,317 3.18

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 45 1.610 69 1.573 3.18

PURE PREMIUM UNDERLYING PRESENT RATE 55 1.657 31 1.550 3.21

PURE PREMIUM DERIVED BY FORMULA 1.636 1.566 3.20

CLASS 4279 PAPER GOODS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,574,787 10 1,633,825 70 3,163,403 1,279,187 1,312,177 7,388,592 4.69

2014 1,688,878 11 1,332,502 72 3,785,539 911,100 2,187,824 8,216,965 4.87

2015 1,680,143 12 1,270,228 77 2,622,296 834,104 1,425,835 6,152,463 3.66

2016 1,550,673 10 1,552,864 54 2,820,596 945,148 1,631,797 6,950,405 4.48

2017 1,490,673 11 2,150,631 55 2,382,689 998,591 1,533,566 7,065,477 4.74

TOTAL 7,985,154 54 7,940,050 328 14,774,523 4,968,130 8,091,199 35,773,902 4.48

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 72 2.845 94 1.635 4.48

PURE PREMIUM UNDERLYING PRESENT RATE 28 2.605 6 1.572 4.18

PURE PREMIUM DERIVED BY FORMULA 2.778 1.631 4.41

CLASS 4282 DRESS PATTERN MFG.-PAPER

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 168,622 1,286 1,286 0.01

2014 121,198

2015 92,396

2016 78,613 742 742 0.01

2017 78,526

TOTAL 539,355 2,028 2,028

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 10 12 0.004

PURE PREMIUM UNDERLYING PRESENT RATE 90 0.251 88 0.133 0.38

PURE PREMIUM DERIVED BY FORMULA 0.226 0.118 0.34

N.Y.C.I.R.B. 2020 PURE PREMIUMS 69Page

CLASS 4298 SAMPLE CARD MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 59,924 4 93,128 70,952 164,080 2.74

2014 60,975 3 52,047 53,972 106,019 1.74

2015 63,452 2 50,780 19,624 70,404 1.11

2016 59,357 5 9,677 22,272 31,949 0.54

2017 45,003 1 92,806 33,080 125,886 2.80

TOTAL 288,711 15 298,438 199,900 498,338 1.73

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 14 1.034 20 0.692 1.73

PURE PREMIUM UNDERLYING PRESENT RATE 86 1.240 80 0.878 2.12

PURE PREMIUM DERIVED BY FORMULA 1.211 0.841 2.05

CLASS 4299 PRINTING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,581,635 26 2,403,483 125 3,175,661 1,834,719 1,945,801 9,359,664 2.04

2014 4,458,617 31 3,022,786 111 3,559,287 1,894,528 2,224,555 10,701,156 2.40

2015 4,425,128 35 4,046,708 105 2,862,827 2,470,444 2,209,968 11,589,947 2.62

2016 4,825,314 22 2,582,356 137 3,487,917 1,644,113 1,910,845 9,625,231 1.99

2017 4,722,304 20 3,164,652 113 3,628,947 1,820,912 2,108,380 10,722,891 2.27

TOTAL 23,012,998 134 15,219,985 591 16,714,639 9,664,716 10,399,549 51,998,889 2.26

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 87 1.388 100 0.872 2.26

PURE PREMIUM UNDERLYING PRESENT RATE 13 1.417 0 0.891 2.31

PURE PREMIUM DERIVED BY FORMULA 1.392 0.872 2.26

CLASS 4301 WALLPAPER MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,770

2014 2,117 245 245 0.12

2015 3,154

2016 2,216 1 32,735 3,964 36,699 16.56

2017 2,218

TOTAL 11,475 1 32,735 4,209 36,944 3.22

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 7 2.853 8 0.367 3.22

PURE PREMIUM UNDERLYING PRESENT RATE 93 4.760 92 2.348 7.11

PURE PREMIUM DERIVED BY FORMULA 4.627 2.190 6.82

N.Y.C.I.R.B. 2020 PURE PREMIUMS 70Page

CLASS 4304 NEWSPAPER PUBLISHING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,195,428 18 1,695,048 93 3,179,181 991,436 1,630,389 7,496,054 6.27

2014 1,109,293 22 1,253,201 89 4,282,727 893,504 2,374,034 8,803,466 7.94

2015 1,119,727 24 4,155,510 89 4,226,444 2,478,215 2,156,118 13,016,287 11.62

2016 970,891 22 3,282,204 95 5,259,789 1,213,898 2,993,326 12,749,217 13.13

2017 942,662 26 4,026,744 83 5,421,199 2,118,141 2,522,367 14,088,451 14.95

TOTAL 5,338,001 112 14,412,707 449 22,369,340 7,695,194 11,676,234 56,153,475 10.52

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 87 6.891 100 3.629 10.52

PURE PREMIUM UNDERLYING PRESENT RATE 13 6.212 0 3.072 9.28

PURE PREMIUM DERIVED BY FORMULA 6.803 3.629 10.43

CLASS 4307 BOOKBINDING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 242,609 2 106,200 9 123,054 57,593 125,745 412,592 1.70

2014 215,595 1 252,923 7 87,973 218,079 58,424 617,399 2.86

2015 170,459 7 352,205 166,658 518,863 3.04

2016 154,306 1 278,499 7 157,666 159,383 107,430 702,978 4.56

2017 129,710 1 32,769 3 22,484 11,069 25,459 91,781 0.71

TOTAL 912,679 5 670,391 33 743,382 446,124 483,716 2,343,613 2.57

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 27 1.549 35 1.019 2.57

PURE PREMIUM UNDERLYING PRESENT RATE 73 1.921 65 1.180 3.10

PURE PREMIUM DERIVED BY FORMULA 1.821 1.124 2.95

CLASS 4310 GREETING CARD DEALER-WHOLESALE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 7,163

2014 6,416

2015 4,471 118 118 0.03

2016 3,358

2017 5,065

TOTAL 26,473 118 118

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 7 7 0.004

PURE PREMIUM UNDERLYING PRESENT RATE 93 2.119 93 0.607 2.73

PURE PREMIUM DERIVED BY FORMULA 1.971 0.565 2.54

N.Y.C.I.R.B. 2020 PURE PREMIUMS 71Page

CLASS 4312 NEWSPAPER CARRIERS-INCLUDING USE OF BICYCLES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 121,091 2 290,957 6 80,045 237,873 42,693 651,568 5.38

2014 141,163 2 107,576 4 41,491 269,833 42,413 461,313 3.27

2015 127,093 1 103,563 5 94,339 52,436 66,138 316,476 2.49

2016 91,434 6 342,527 153,759 496,286 5.43

2017 27,229 42,544 42,544 1.56

TOTAL 508,010 5 502,096 21 558,402 560,142 347,547 1,968,187 3.88

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 19 2.088 29 1.787 3.88

PURE PREMIUM UNDERLYING PRESENT RATE 81 1.492 71 1.323 2.82

PURE PREMIUM DERIVED BY FORMULA 1.605 1.458 3.06

CLASS 4351 PHOTOENGRAVING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 55,165 1 75,290 38,055 113,345 2.05

2014 53,247 1 17,546 1 15,030 14,288 6,389 53,253 1.00

2015 52,592 2 166,540 58,815 225,355 4.28

2016 42,750 1 36,730 43,359 80,089 1.87

2017 45,116 3,614 3,614 0.08

TOTAL 248,870 1 17,546 5 293,590 14,288 150,232 475,656 1.91

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 15 1.250 15 0.661 1.91

PURE PREMIUM UNDERLYING PRESENT RATE 85 1.522 85 0.552 2.07

PURE PREMIUM DERIVED BY FORMULA 1.481 0.568 2.05

CLASS 4352 ENGRAVING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 480,575 3 387,630 269,667 657,297 1.37

2014 520,843 1 175,952 2 7,210 123,889 11,201 318,252 0.61

2015 505,060 1 16,683 3 110,338 4,283 76,393 207,697 0.41

2016 503,363 1 11,139 1 10,966 15,938 15,010 53,053 0.11

2017 571,760 5 49,439 94,176 143,615 0.25

TOTAL 2,581,601 3 203,774 14 565,583 144,110 466,447 1,379,914 0.54

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 22 0.298 29 0.237 0.54

PURE PREMIUM UNDERLYING PRESENT RATE 78 0.402 71 0.269 0.67

PURE PREMIUM DERIVED BY FORMULA 0.379 0.260 0.64

N.Y.C.I.R.B. 2020 PURE PREMIUMS 72Page

CLASS 4360 MOTION PICTURE-DEVELOPMENT NEGATIVES, PRINTING $ ALL SUBSEQUENT OPERATIONS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,055,888 1 1,621 3 22,150 1,451 42,470 67,692 0.02

2014 3,723,078 2 994,792 10 526,838 252,678 198,520 1,972,828 0.53

2015 3,705,083 2 387,788 5 63,755 243,758 103,376 798,677 0.22

2016 4,082,051 2 53,176 4 221,202 29,442 122,974 426,794 0.10

2017 3,833,687 5 267,330 31 1,174,153 196,096 971,032 2,608,611 0.68

TOTAL 18,399,787 12 1,704,707 53 2,008,098 723,425 1,438,372 5,874,602 0.32

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 33 0.202 41 0.117 0.32

PURE PREMIUM UNDERLYING PRESENT RATE 67 0.153 59 0.087 0.24

PURE PREMIUM DERIVED BY FORMULA 0.169 0.099 0.27

CLASS 4361 PHOTOGRAPHERS-ALL EMPLOYEES & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,585,640 4 196,426 20 614,663 62,703 535,309 1,409,101 0.54

2014 2,580,879 7 333,435 13 196,034 530,050 358,734 1,418,253 0.55

2015 2,664,370 2 30,218 18 465,219 94,997 285,138 875,572 0.33

2016 2,615,771 4 463,746 13 235,722 413,785 212,415 1,325,668 0.51

2017 2,528,885 17 607,814 387,078 994,892 0.39

TOTAL 12,975,545 17 1,023,825 81 2,119,452 1,101,535 1,778,674 6,023,486 0.46

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 39 0.242 55 0.222 0.46

PURE PREMIUM UNDERLYING PRESENT RATE 61 0.343 45 0.256 0.60

PURE PREMIUM DERIVED BY FORMULA 0.304 0.237 0.54

CLASS 4362 FILM EXCHANGE-MOTION PICTURE-& CLERICAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 110,331 1 65,871 6,390 819 73,080 0.66

2014 72,365

2015 98,530

2016 122,179

2017 248,082

TOTAL 651,487 1 65,871 6,390 819 73,080 0.11

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 11 0.101 15 0.011 0.11

PURE PREMIUM UNDERLYING PRESENT RATE 89 0.303 85 0.210 0.51

PURE PREMIUM DERIVED BY FORMULA 0.281 0.180 0.46

N.Y.C.I.R.B. 2020 PURE PREMIUMS 73Page

CLASS 4410 RUBBER GOODS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 440,015 4 150,916 33 670,526 83,913 345,459 1,250,814 2.84

2014 460,070 6 539,597 24 1,409,374 175,543 692,243 2,816,757 6.12

2015 456,580 4 342,182 36 1,300,686 230,854 681,893 2,555,615 5.60

2016 521,043 7 1,335,332 26 883,075 1,308,475 571,166 4,098,048 7.87

2017 647,906 2 609,370 21 837,647 332,292 645,170 2,424,479 3.74

TOTAL 2,525,614 23 2,977,397 140 5,101,308 2,131,077 2,935,931 13,145,713 5.21

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 51 3.199 63 2.006 5.21

PURE PREMIUM UNDERLYING PRESENT RATE 49 3.351 37 1.827 5.18

PURE PREMIUM DERIVED BY FORMULA 3.273 1.940 5.21

CLASS 4420 RUBBER TIRE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 647,624 6 1,002,447 71 5,232,131 623,143 1,874,096 8,731,817 13.48

2014 743,994 5 811,280 72 3,125,606 414,255 1,088,553 5,439,694 7.31

2015 1,262,748 26 5,901,399 102 7,821,167 2,122,595 2,484,936 18,330,097 14.52

2016 744,594 9 1,790,861 55 3,687,086 999,159 1,594,727 8,071,833 10.84

2017 782,810 7 1,219,002 52 3,968,407 635,933 1,700,900 7,524,242 9.61

TOTAL 4,181,770 53 10,724,989 352 23,834,397 4,795,085 8,743,212 48,097,683 11.50

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 89 8.264 96 3.237 11.50

PURE PREMIUM UNDERLYING PRESENT RATE 11 8.397 4 3.229 11.63

PURE PREMIUM DERIVED BY FORMULA 8.279 3.237 11.52

CLASS 4431 DIGITAL OR MAGNETIC RECORDING/STORAGE MEDIA MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,749

2014 4,391 1 28,607 3,620 32,227 7.34

2015 2,895

2016 5,907

2017 2,999

TOTAL 19,941 1 28,607 3,620 32,227 1.62

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 7 1.435 9 0.182 1.62

PURE PREMIUM UNDERLYING PRESENT RATE 93 2.578 91 1.853 4.43

PURE PREMIUM DERIVED BY FORMULA 2.498 1.703 4.20

N.Y.C.I.R.B. 2020 PURE PREMIUMS 74Page

CLASS 4432 FOUNTAIN PEN MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 25,654 1 32,904 12,182 45,086 1.76

2014 26,533 8,453 8,453 0.32

2015 28,634 1 93,752 55,514 149,266 5.21

2016 28,980

2017 28,223 1 17,754 6,825 24,579 0.87

TOTAL 138,024 3 144,410 82,974 227,384 1.65

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 11 1.046 14 0.601 1.65

PURE PREMIUM UNDERLYING PRESENT RATE 89 1.249 86 0.718 1.97

PURE PREMIUM DERIVED BY FORMULA 1.227 0.702 1.93

CLASS 4452 PLASTICS MFG.-FABRICATED PRODUCTS NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,593,938 16 1,044,175 73 2,642,869 817,286 1,694,071 6,198,401 3.89

2014 1,553,880 12 1,236,140 52 822,558 662,452 677,619 3,398,769 2.19

2015 1,611,932 8 387,407 48 1,779,914 393,194 1,284,473 3,844,988 2.39

2016 1,540,121 6 2,149,093 49 1,960,330 1,216,750 1,246,330 6,572,503 4.27

2017 1,566,987 11 1,223,206 49 1,420,599 516,366 1,143,850 4,304,021 2.75

TOTAL 7,866,858 53 6,040,021 271 8,626,270 3,606,048 6,046,343 24,318,682 3.09

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 62 1.864 84 1.227 3.09

PURE PREMIUM UNDERLYING PRESENT RATE 38 1.812 16 1.202 3.01

PURE PREMIUM DERIVED BY FORMULA 1.844 1.223 3.07

CLASS 4459 PLASTICS MFG.-SHEETS, RODS, OR TUBES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 459,702 3 139,646 18 485,774 115,952 390,671 1,132,043 2.46

2014 547,971 2 796,163 27 1,128,536 108,625 610,092 2,643,416 4.82

2015 608,979 6 838,475 24 817,852 340,517 1,039,315 3,036,159 4.99

2016 542,944 2 40,684 30 1,595,177 19,039 686,939 2,341,839 4.31

2017 750,268 22 879,666 522,615 1,402,281 1.87

TOTAL 2,909,864 13 1,814,968 121 4,907,005 584,133 3,249,632 10,555,738 3.63

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 48 2.310 59 1.318 3.63

PURE PREMIUM UNDERLYING PRESENT RATE 52 2.597 41 1.372 3.97

PURE PREMIUM DERIVED BY FORMULA 2.459 1.340 3.80

N.Y.C.I.R.B. 2020 PURE PREMIUMS 75Page

CLASS 4470 CABLE MFG.-INSULATED ELECTRICAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 248,495 4 737,216 8 624,790 693,154 318,982 2,374,142 9.55

2014 248,855 2 453,803 6 218,826 212,013 240,492 1,125,134 4.52

2015 195,196 3 66,046 8 526,764 40,638 337,863 971,311 4.98

2016 199,904 1 232,203 3 126,391 155,040 244,309 757,943 3.79

2017 230,065 2 150,043 90,096 13,692 253,831 1.10

TOTAL 1,122,515 12 1,639,311 25 1,496,771 1,190,941 1,155,338 5,482,361 4.88

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 33 2.794 42 2.090 4.88

PURE PREMIUM UNDERLYING PRESENT RATE 67 2.534 58 1.501 4.04

PURE PREMIUM DERIVED BY FORMULA 2.620 1.748 4.37

CLASS 4475 PLASTICS MFG.-MOLDED PRODUCTS NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,505,215 17 1,637,523 74 1,795,627 1,454,800 1,049,820 5,937,770 2.37

2014 2,302,676 16 1,276,075 66 1,742,990 1,135,003 1,287,232 5,441,300 2.36

2015 2,705,928 9 574,162 99 2,951,027 340,415 1,865,377 5,730,981 2.12

2016 2,664,024 17 1,485,669 63 1,731,239 1,135,386 1,524,148 5,876,442 2.21

2017 2,761,818 7 1,695,419 83 3,225,916 874,384 2,177,692 7,973,411 2.89

TOTAL 12,939,661 66 6,668,848 385 11,446,799 4,939,988 7,904,269 30,959,904 2.39

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 68 1.400 92 0.993 2.39

PURE PREMIUM UNDERLYING PRESENT RATE 32 1.350 8 0.928 2.28

PURE PREMIUM DERIVED BY FORMULA 1.384 0.988 2.37

CLASS 4476 PLASTICS MFG.-MOLDED PRODUCTS NOC-ASSEMBLING AND SUBSEQUENT FINISHING ONLY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 963,409 3 276,258 20 321,360 89,495 324,961 1,012,074 1.05

2014 892,506 7 911,902 26 442,668 538,205 296,343 2,189,118 2.45

2015 1,018,066 7 808,470 24 346,782 541,681 311,505 2,008,438 1.97

2016 1,099,055 7 733,326 27 662,265 284,004 555,171 2,234,766 2.03

2017 1,116,360 7 707,178 25 456,476 308,402 335,682 1,807,738 1.62

TOTAL 5,089,396 31 3,437,134 122 2,229,551 1,761,787 1,823,662 9,252,134 1.82

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 44 1.113 57 0.704 1.82

PURE PREMIUM UNDERLYING PRESENT RATE 56 1.178 43 0.719 1.90

PURE PREMIUM DERIVED BY FORMULA 1.149 0.710 1.86

N.Y.C.I.R.B. 2020 PURE PREMIUMS 76Page

CLASS 4479 BUTTON MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 7,442 1 40 14,382 178 14,600 1.96

2014 9,422 2 2,939 6,350 9,289 0.99

2015 10,325 1 128 602 730 0.07

2016 11,391 684 684 0.06

2017 12,011 1 7,998 1 21,013 29,195 16,291 74,497 6.20

TOTAL 50,591 2 8,038 4 24,080 43,577 24,105 99,800 1.97

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 8 0.635 9 1.338 1.97

PURE PREMIUM UNDERLYING PRESENT RATE 92 1.668 91 0.728 2.40

PURE PREMIUM DERIVED BY FORMULA 1.585 0.783 2.37

CLASS 4493 FABRIC COATING OR IMPREGNATING NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 206,898 4 637,606 6 87,990 269,460 61,288 1,056,344 5.11

2014 219,363 3 484,649 7 206,551 461,679 70,091 1,222,970 5.58

2015 225,106 4 119,450 8 226,269 141,890 282,947 770,556 3.42

2016 227,965 1 33,408 7 350,526 24,338 183,492 591,764 2.60

2017 243,002 1 131,507 7 198,673 84,480 134,982 549,642 2.26

TOTAL 1,122,334 13 1,406,620 35 1,070,009 981,847 732,800 4,191,276 3.74

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 35 2.207 44 1.528 3.74

PURE PREMIUM UNDERLYING PRESENT RATE 65 3.013 56 1.735 4.75

PURE PREMIUM DERIVED BY FORMULA 2.731 1.644 4.38

CLASS 4511 ANALYTICAL CHEMIST

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 11,389,711 29 2,986,920 61 2,300,636 2,636,897 1,450,315 9,374,768 0.82

2014 11,942,540 28 2,357,466 63 2,617,568 1,512,926 2,547,829 9,035,789 0.76

2015 12,654,869 21 1,747,405 82 2,765,870 1,210,718 1,871,525 7,595,518 0.60

2016 14,312,996 29 3,157,764 95 3,752,840 1,640,415 2,133,914 10,684,933 0.75

2017 13,203,619 27 2,503,298 62 3,461,682 1,629,259 2,552,237 10,146,476 0.77

TOTAL 63,503,735 134 12,752,853 363 14,898,596 8,630,215 10,555,820 46,837,484 0.74

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 78 0.435 100 0.302 0.74

PURE PREMIUM UNDERLYING PRESENT RATE 22 0.394 0 0.282 0.68

PURE PREMIUM DERIVED BY FORMULA 0.426 0.302 0.73

N.Y.C.I.R.B. 2020 PURE PREMIUMS 77Page

CLASS 4557 INK MFG.-PRINTING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 105,012 1 11,211 3,609 2,048 16,868 0.16

2014 93,406 3 8,656 49,835 58,491 0.63

2015 96,839 2 3,337 2,824 6,161 0.06

2016 96,599 1 10,647 12,462 2,559 25,668 0.27

2017 87,819 3 166,541 63,453 229,994 2.62

TOTAL 479,675 2 21,858 8 178,534 16,071 120,719 337,182 0.70

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 15 0.418 18 0.285 0.70

PURE PREMIUM UNDERLYING PRESENT RATE 85 0.819 82 0.410 1.23

PURE PREMIUM DERIVED BY FORMULA 0.759 0.388 1.15

CLASS 4558 PAINT MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 296,712 2 319,658 7 288,577 396,535 119,218 1,123,988 3.79

2014 311,657 1 113,845 6 384,339 74,422 265,155 837,761 2.69

2015 391,732 4 587,540 14 1,437,131 170,993 698,036 2,893,700 7.39

2016 442,217 2 143,230 14 993,794 77,769 349,125 1,563,918 3.54

2017 391,574 11 519,292 178,982 698,274 1.78

TOTAL 1,833,892 9 1,164,273 52 3,623,133 719,719 1,610,516 7,117,641 3.88

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 39 2.611 48 1.271 3.88

PURE PREMIUM UNDERLYING PRESENT RATE 61 2.459 52 1.291 3.75

PURE PREMIUM DERIVED BY FORMULA 2.518 1.281 3.80

CLASS 4568 BORAX POTASH OR SALT PRODUCING OR REFINING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 129,866 4 201,055 257,454 458,509 3.53

2014 208,768 1 204,525 3 259,589 58,565 106,080 628,759 3.01

2015 225,823 4 113,924 67,828 181,752 0.80

2016 239,137 7 149,057 84,603 233,660 0.98

2017 166,336 1 57,230 37,800 4,334 99,364 0.60

TOTAL 969,930 2 261,755 18 723,625 96,365 520,299 1,602,044 1.65

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 25 1.016 31 0.636 1.65

PURE PREMIUM UNDERLYING PRESENT RATE 75 1.493 69 0.836 2.33

PURE PREMIUM DERIVED BY FORMULA 1.374 0.774 2.15

N.Y.C.I.R.B. 2020 PURE PREMIUMS 78Page

CLASS 4583 FERTILIZER MFG. & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 94,793 2 8,557 24,927 33,484 0.35

2014 78,827 1 145,018 2 39,943 708,401 34,729 928,091 11.77

2015 90,637 1 406,832 5 133,519 191,918 60,184 792,453 8.74

2016 92,277 2 106,969 126,942 233,911 2.53

2017 100,735 1 25,842 2 4,720 18,607 9,211 58,380 0.58

TOTAL 457,269 3 577,692 13 293,708 918,926 255,993 2,046,319 4.48

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 24 1.906 40 2.569 4.48

PURE PREMIUM UNDERLYING PRESENT RATE 76 2.990 60 3.259 6.25

PURE PREMIUM DERIVED BY FORMULA 2.730 2.983 5.71

CLASS 4597 INK (WRITING), MUCILAGE OR PASTE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 126,300 3 24,321 23,590 47,911 0.38

2014 138,774 1 37,074 22,320 59,394 0.43

2015 143,449 1 11,460 4 60,176 10,844 31,171 113,651 0.79

2016 136,510 1 48,827 19,273 68,100 0.50

2017 154,646 1 92,829 2 66,140 44,289 45,528 248,786 1.61

TOTAL 699,679 2 104,289 11 236,538 55,133 141,882 537,842 0.77

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 22 0.487 24 0.282 0.77

PURE PREMIUM UNDERLYING PRESENT RATE 78 1.505 76 0.609 2.11

PURE PREMIUM DERIVED BY FORMULA 1.281 0.531 1.81

CLASS 4611 DRUG, MEDICINE OR PHARMACEUTICAL PREPARATION-NO MFG. OF INGREDIENTS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 8,056,451 45 3,563,379 190 4,638,101 2,634,400 2,799,873 13,635,753 1.69

2014 7,986,744 53 5,484,365 170 4,366,009 3,811,745 3,264,453 16,926,572 2.12

2015 9,003,568 37 2,954,484 196 5,752,418 2,771,130 3,861,146 15,339,178 1.70

2016 8,817,581 35 3,445,638 186 4,914,581 2,360,175 3,842,800 14,563,194 1.65

2017 9,051,161 40 5,560,734 176 7,605,798 3,344,136 4,231,284 20,741,952 2.29

TOTAL 42,915,505 210 21,008,600 918 27,276,907 14,921,586 17,999,556 81,206,649 1.89

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 98 1.125 100 0.767 1.89

PURE PREMIUM UNDERLYING PRESENT RATE 2 1.023 0 0.735 1.76

PURE PREMIUM DERIVED BY FORMULA 1.123 0.767 1.89

N.Y.C.I.R.B. 2020 PURE PREMIUMS 79Page

CLASS 4628 EXTRACT MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 310,166 6 95,116 74,401 169,517 0.55

2014 314,718 3 363,574 5 23,211 484,541 36,929 908,255 2.89

2015 370,486 2 248,942 6 83,243 277,798 85,838 695,821 1.88

2016 396,824 9 1,221,656 356,832 1,578,488 3.98

2017 496,846 1 90,657 3 53,519 74,152 76,813 295,141 0.59

TOTAL 1,889,040 6 703,173 29 1,476,745 836,491 630,813 3,647,222 1.93

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 26 1.154 40 0.777 1.93

PURE PREMIUM UNDERLYING PRESENT RATE 74 0.861 60 0.769 1.63

PURE PREMIUM DERIVED BY FORMULA 0.937 0.772 1.71

CLASS 4635 OXYGEN OR HYDROGEN MFG. & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 669,869 8 1,249,624 28 1,642,030 1,135,289 1,060,387 5,087,330 7.59

2014 689,310 9 1,747,986 30 1,668,703 1,224,633 941,147 5,582,469 8.10

2015 686,492 2 186,719 19 1,265,538 143,523 658,210 2,253,990 3.28

2016 686,576 4 1,429,673 14 714,656 671,512 616,782 3,432,623 5.00

2017 715,902 5 990,017 15 703,510 536,538 594,612 2,824,677 3.95

TOTAL 3,448,149 28 5,604,019 106 5,994,437 3,711,495 3,871,138 19,181,089 5.56

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 55 3.364 73 2.199 5.56

PURE PREMIUM UNDERLYING PRESENT RATE 45 3.016 27 1.983 5.00

PURE PREMIUM DERIVED BY FORMULA 3.207 2.141 5.35

CLASS 4653 GLUE MFG. & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 48,479 2 104,284 75,971 180,255 3.72

2014 46,539

2015 34,905 2 32,141 5,453 37,594 1.08

2016 20,276 1 202,035 1 3,031 215,859 8,439 429,364 21.18

2017 19,587 1 89,838 2 45,286 18,398 11,823 165,345 8.44

TOTAL 169,786 2 291,873 7 184,742 234,257 101,686 812,558 4.79

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 13 2.807 15 1.979 4.79

PURE PREMIUM UNDERLYING PRESENT RATE 87 1.541 85 0.710 2.25

PURE PREMIUM DERIVED BY FORMULA 1.706 0.900 2.61

N.Y.C.I.R.B. 2020 PURE PREMIUMS 80Page

CLASS 4665 RENDERING WORKS NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 18,072 1 5,869 14,714 20,583 1.14

2014 18,179 2 44,779 45,888 90,667 4.99

2015 17,054 4 54,488 26,016 80,504 4.72

2016 16,912 1 910 7,061 7,971 0.47

2017 17,247 1 2,788 5 473,512 4,215 169,469 649,984 37.69

TOTAL 87,464 1 2,788 13 579,558 4,215 263,148 849,709 9.72

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 17 6.658 21 3.057 9.72

PURE PREMIUM UNDERLYING PRESENT RATE 83 6.125 79 3.324 9.45

PURE PREMIUM DERIVED BY FORMULA 6.216 3.268 9.48

CLASS 4692 DENTAL LABORATORY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 882,778 3 607,082 12 980,620 274,437 350,892 2,213,031 2.51

2014 867,354 2 570,448 7 358,236 504,715 399,830 1,833,229 2.11

2015 849,168 1 30,474 6 185,813 11,263 73,423 300,973 0.35

2016 902,489 2 68,573 9 247,725 32,916 158,183 507,397 0.56

2017 902,032 7 269,444 476,600 746,044 0.83

TOTAL 4,403,821 8 1,276,577 41 2,041,838 823,331 1,458,928 5,600,674 1.27

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 32 0.754 43 0.518 1.27

PURE PREMIUM UNDERLYING PRESENT RATE 68 0.630 57 0.405 1.04

PURE PREMIUM DERIVED BY FORMULA 0.670 0.454 1.12

CLASS 4693 PHARMACEUTICAL GOODS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,182,147 5 364,501 31 870,223 211,706 769,571 2,216,001 1.87

2014 1,303,262 5 419,222 33 1,256,079 511,861 875,876 3,063,038 2.35

2015 1,311,631 8 523,416 31 1,033,670 363,457 989,531 2,910,074 2.22

2016 1,154,081 11 727,001 26 693,462 414,707 437,718 2,272,888 1.97

2017 1,282,421 12 634,038 26 343,325 496,112 599,798 2,073,273 1.62

TOTAL 6,233,542 41 2,668,178 147 4,196,759 1,997,843 3,672,494 12,535,274 2.01

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 49 1.101 68 0.910 2.01

PURE PREMIUM UNDERLYING PRESENT RATE 51 1.274 32 0.891 2.17

PURE PREMIUM DERIVED BY FORMULA 1.189 0.904 2.09

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CLASS 4710 CANDLE MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 98,468 1 73,460 6 95,950 49,263 87,940 306,613 3.11

2014 90,105 1 11,034 3 23,129 94,900 20,411 149,474 1.66

2015 135,339 2 4,898 20,975 25,873 0.19

2016 160,192 4 116,423 67,105 183,528 1.15

2017 162,696 2,975 2,975 0.02

TOTAL 646,800 2 84,494 15 240,400 144,163 199,406 668,463 1.03

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 22 0.502 31 0.531 1.03

PURE PREMIUM UNDERLYING PRESENT RATE 78 1.577 69 1.236 2.81

PURE PREMIUM DERIVED BY FORMULA 1.341 1.017 2.36

CLASS 4712 GREASE OR OIL MIXING OR BLENDING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 87,818 951 951 0.01

2014 89,307 1 13,707 7,545 239 21,491 0.24

2015 86,527 1 5,886 2 37,184 17,900 19,249 80,219 0.93

2016 98,497 3 245,253 170,865 416,118 4.22

2017 104,497 17,896 17,896 0.17

TOTAL 466,646 2 19,593 5 282,437 25,445 209,200 536,675 1.15

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 19 0.647 18 0.503 1.15

PURE PREMIUM UNDERLYING PRESENT RATE 81 1.487 82 0.430 1.92

PURE PREMIUM DERIVED BY FORMULA 1.327 0.443 1.77

CLASS 4720 SOAP OR SYNTHETIC DETERGENT MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 66,002 3 19,404 28,863 678 48,945 0.74

2014 70,772 1 450 3,280 3,730 0.05

2015 76,708 3 172,401 51,012 223,413 2.91

2016 71,439 1 15,269 20,960 36,229 0.51

2017 78,418 2 25,423 4,458 29,881 0.38

TOTAL 363,339 3 19,404 7 213,543 28,863 80,388 342,198 0.94

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 20 0.641 22 0.301 0.94

PURE PREMIUM UNDERLYING PRESENT RATE 80 2.209 78 0.945 3.15

PURE PREMIUM DERIVED BY FORMULA 1.895 0.803 2.70

N.Y.C.I.R.B. 2020 PURE PREMIUMS 82Page

CLASS 4751 SYNTHETIC RUBBER MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 15,739

2014 16,882 2,291 2,291 0.14

2015 21,753

2016 15,897 1 12,200 21,988 34,188 2.15

2017 16,097

TOTAL 86,368 1 12,200 24,279 36,479 0.42

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 10 0.141 12 0.281 0.42

PURE PREMIUM UNDERLYING PRESENT RATE 90 1.561 88 0.871 2.43

PURE PREMIUM DERIVED BY FORMULA 1.419 0.800 2.22

CLASS 4771 EXPLOSIVES OR AMMUNITION MFG.-EXPLOSIVES OR AMMUNITION MFG. NOC-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 18,855 53 53 0.00

2014 8,589

2015 40,895 5,192 5,192 0.13

2016 36,480 1 5,259 2,409 7,668 0.21

2017 39,796

TOTAL 144,615 1 5,259 7,654 12,913 0.09

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 14 0.036 14 0.053 0.09

PURE PREMIUM UNDERLYING PRESENT RATE 86 2.188 86 0.786 2.97

PURE PREMIUM DERIVED BY FORMULA 1.887 0.683 2.57

CLASS 4825 DRUG, MEDICINE OR PHARMACEUTICAL PREPARATION MFG.-INCLUDES MFG. INGREDIENTS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,709,510 9 1,129,510 31 1,114,521 402,173 808,929 3,455,133 0.93

2014 3,419,879 5 581,290 27 1,206,574 153,986 796,451 2,738,301 0.80

2015 3,822,813 9 483,975 26 1,062,648 219,020 760,270 2,525,913 0.66

2016 3,078,707 6 933,535 22 747,997 620,606 557,884 2,860,022 0.93

2017 4,451,420 3 261,439 29 1,320,708 485,042 784,918 2,852,107 0.64

TOTAL 18,482,329 32 3,389,749 135 5,452,448 1,880,827 3,708,452 14,431,476 0.78

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 50 0.478 64 0.302 0.78

PURE PREMIUM UNDERLYING PRESENT RATE 50 0.443 36 0.259 0.70

PURE PREMIUM DERIVED BY FORMULA 0.461 0.287 0.75

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CLASS 4828 CHEMICAL BLENDING OR MIXING NOC-ALL OPERATIONS-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 557,301 7 500,466 21 425,145 202,076 584,816 1,712,503 3.07

2014 731,332 3 246,008 14 191,682 221,346 177,848 836,884 1.14

2015 874,984 3 434,515 23 1,128,254 212,401 1,902,217 3,677,387 4.20

2016 905,012 3 67,216 20 575,016 105,583 255,715 1,003,530 1.11

2017 953,067 6 1,203,769 19 663,716 599,241 354,498 2,821,224 2.96

TOTAL 4,021,696 22 2,451,974 97 2,983,813 1,340,647 3,275,094 10,051,528 2.50

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 37 1.352 54 1.148 2.50

PURE PREMIUM UNDERLYING PRESENT RATE 63 0.955 46 0.783 1.74

PURE PREMIUM DERIVED BY FORMULA 1.102 0.980 2.08

CLASS 4829 CHEMICAL MFG. NOC-ALL OPERATIONS-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,008,042 14 2,391,761 54 2,545,761 724,701 1,026,167 6,688,390 2.22

2014 3,016,409 15 2,087,478 53 2,666,547 996,293 986,373 6,736,691 2.23

2015 2,771,436 11 753,106 49 2,351,866 516,621 1,126,633 4,748,226 1.71

2016 2,976,225 5 434,321 58 3,232,658 184,870 1,683,291 5,535,140 1.86

2017 2,866,053 10 1,870,297 33 1,827,974 848,225 1,290,080 5,836,576 2.04

TOTAL 14,638,165 55 7,536,963 247 12,624,806 3,270,710 6,112,544 29,545,023 2.02

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 70 1.377 81 0.641 2.02

PURE PREMIUM UNDERLYING PRESENT RATE 30 1.303 19 0.605 1.91

PURE PREMIUM DERIVED BY FORMULA 1.355 0.634 1.99

CLASS 4902 SPORTING GOODS MFG. NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 109,147 2 147,871 1 212,577 152,676 171,350 684,474 6.27

2014 126,969 7 199,197 83,517 282,714 2.23

2015 136,693 1 217,979 2 59,282 64,716 35,451 377,428 2.76

2016 144,494 3 89,947 57,258 147,205 1.02

2017 147,853 4 106,234 82,873 189,107 1.28

TOTAL 665,156 3 365,850 17 667,237 217,392 430,449 1,680,928 2.53

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 25 1.553 30 0.974 2.53

PURE PREMIUM UNDERLYING PRESENT RATE 75 2.096 70 1.141 3.24

PURE PREMIUM DERIVED BY FORMULA 1.960 1.091 3.05

N.Y.C.I.R.B. 2020 PURE PREMIUMS 84Page

CLASS 4923 PHOTOGRAPHIC SUPPLIES MFG.

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 864,233 2 36,310 3 13,426 27,016 101,385 178,137 0.21

2014 832,181 7 622,617 12 403,771 471,934 184,351 1,682,673 2.02

2015 670,272 1 7,195 8 462,583 7,835 207,735 685,348 1.02

2016 699,748 13 723,400 306,658 1,030,058 1.47

2017 715,401 5 92,074 116,145 208,219 0.29

TOTAL 3,781,835 10 666,122 41 1,695,254 506,785 916,274 3,784,435 1.00

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 35 0.624 43 0.376 1.00

PURE PREMIUM UNDERLYING PRESENT RATE 65 0.877 57 0.464 1.34

PURE PREMIUM DERIVED BY FORMULA 0.788 0.426 1.21

CLASS 5000 CHIMNEY CONSTRUCTION-NOT METAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,479

2014 7,879 1 7,822 3,313 11,135 1.41

2015 14,070

2016 10,374 1 3 1 93,479 12,502 62,620 168,604 16.25

2017 10,664

TOTAL 45,466 1 3 2 101,301 12,502 65,933 179,739 3.95

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 18 2.228 15 1.725 3.95

PURE PREMIUM UNDERLYING PRESENT RATE 82 14.011 85 2.766 16.78

PURE PREMIUM DERIVED BY FORMULA 11.890 2.610 14.50

CLASS 5022 MASONRY NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,699,907 88 13,104,191 239 15,685,016 11,414,164 12,082,187 52,285,558 14.13

2014 3,668,784 103 21,153,009 216 16,485,831 16,056,488 11,242,558 64,937,886 17.70

2015 4,214,797 128 30,681,780 264 25,040,641 27,997,769 21,006,228 104,726,418 24.85

2016 4,299,743 95 22,779,677 220 21,106,543 19,830,094 14,373,355 78,089,669 18.16

2017 4,710,654 85 23,017,878 239 24,981,728 19,364,818 16,557,894 83,922,318 17.82

TOTAL 20,593,885 499 110,736,535 1,178 103,299,759 94,663,333 75,262,222 383,961,849 18.64

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 10.393 100 8.251 18.64

PURE PREMIUM UNDERLYING PRESENT RATE 0 10.196 0 7.846 18.04

PURE PREMIUM DERIVED BY FORMULA 10.393 8.251 18.64

N.Y.C.I.R.B. 2020 PURE PREMIUMS 85Page

CLASS 5037 PAINTING-METAL STRUCTURES-OVER TWO STORIES IN HEIGHT-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 309,265 1 96,319 23 1,653,921 28,630 1,777,925 3,556,795 11.50

2014 329,962 10 2,441,295 14 1,560,886 1,873,812 1,100,433 6,976,426 21.14

2015 350,924 20 7,874,688 19 2,418,505 7,004,661 2,361,784 19,659,638 56.02

2016 353,241 5 1,455,405 16 3,769,843 1,037,245 2,808,222 9,070,715 25.68

2017 296,768 7 2,236,694 15 1,737,357 1,872,445 1,418,115 7,264,611 24.48

TOTAL 1,640,160 43 14,104,401 87 11,140,512 11,816,793 9,466,479 46,528,185 28.37

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 81 15.392 100 12.976 28.37

PURE PREMIUM UNDERLYING PRESENT RATE 19 16.813 0 13.080 29.89

PURE PREMIUM DERIVED BY FORMULA 15.662 12.976 28.64

CLASS 5040 IRON OR STEEL ERECTION-FRAME STRUCTURES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,056,653 31 7,760,804 94 9,811,430 7,011,345 7,111,724 31,695,303 30.00

2014 1,211,898 23 6,668,942 91 8,090,252 4,505,025 5,177,894 24,442,113 20.17

2015 1,753,658 26 6,127,782 117 10,929,604 5,273,759 9,088,357 31,419,502 17.92

2016 1,925,420 35 11,039,784 122 12,567,029 6,713,702 8,887,010 39,207,525 20.36

2017 1,468,672 40 12,440,493 102 11,740,220 7,711,019 7,040,008 38,931,740 26.51

TOTAL 7,416,301 155 44,037,805 526 53,138,535 31,214,850 37,304,993 165,696,183 22.34

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 13.103 100 9.239 22.34

PURE PREMIUM UNDERLYING PRESENT RATE 0 11.852 0 8.876 20.73

PURE PREMIUM DERIVED BY FORMULA 13.103 9.239 22.34

CLASS 5057 IRON OR STEEL-ERECTION-NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 264,577 10 2,418,287 20 2,067,596 1,551,600 1,774,842 7,812,325 29.53

2014 284,944 3 299,063 18 1,237,998 213,563 1,020,975 2,771,599 9.73

2015 348,939 8 1,628,353 18 1,710,623 793,975 1,522,010 5,654,961 16.21

2016 534,935 6 1,792,652 16 1,966,942 1,871,912 1,653,468 7,284,974 13.62

2017 1,138,887 8 3,648,584 24 2,350,866 2,179,942 1,446,368 9,625,760 8.45

TOTAL 2,572,282 35 9,786,939 96 9,334,025 6,610,992 7,417,663 33,149,619 12.89

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 75 7.433 100 5.454 12.89

PURE PREMIUM UNDERLYING PRESENT RATE 25 8.720 0 6.142 14.86

PURE PREMIUM DERIVED BY FORMULA 7.755 5.454 13.21

N.Y.C.I.R.B. 2020 PURE PREMIUMS 86Page

CLASS 5059 IRON OR STEEL ERECTION-FRAME STRUCTURES-NOT OVER TWO STORIES IN HEIGHT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 29,134 1 577,762 2 127,136 293,489 39,845 1,038,232 35.64

2014 30,143 3 1,464,009 1 64,066 842,293 84,425 2,454,793 81.44

2015 45,170 2 969,309 6 1,090,877 1,080,912 658,288 3,799,386 84.11

2016 44,853 3 536,603 393,506 930,109 20.74

2017 49,845 4 170,301 78,886 249,187 5.00

TOTAL 199,145 6 3,011,080 16 1,988,983 2,216,694 1,254,950 8,471,707 42.54

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 41 25.108 52 17.433 42.54

PURE PREMIUM UNDERLYING PRESENT RATE 59 25.164 48 14.154 39.32

PURE PREMIUM DERIVED BY FORMULA 25.141 15.859 41.00

CLASS 5102 DOOR, DOOR FRAME OR SASH ERECTION-METAL OR METAL COVERED

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,079,422 28 6,075,881 103 6,247,457 5,633,679 4,910,979 22,867,996 11.00

2014 2,228,735 33 5,055,815 115 11,043,245 5,642,388 8,234,246 29,975,694 13.45

2015 2,567,964 40 8,812,879 124 8,381,640 7,327,377 6,281,137 30,803,033 12.00

2016 2,524,148 43 14,544,567 112 12,471,911 11,180,217 8,605,287 46,801,982 18.54

2017 3,197,745 35 10,354,278 145 14,223,315 7,972,343 9,465,070 42,015,006 13.14

TOTAL 12,598,014 179 44,843,420 599 52,367,568 37,756,004 37,496,719 172,463,711 13.69

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 7.716 100 5.973 13.69

PURE PREMIUM UNDERLYING PRESENT RATE 0 7.161 0 5.707 12.87

PURE PREMIUM DERIVED BY FORMULA 7.716 5.973 13.69

CLASS 5160 ELEVATOR ERECTION OR REPAIR

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,651,654 15 2,454,363 101 6,923,568 1,576,547 2,927,809 13,882,287 3.80

2014 3,674,265 26 6,518,665 97 5,808,636 3,184,849 2,875,677 18,387,827 5.00

2015 3,973,670 23 6,777,420 113 8,084,476 3,181,981 4,182,428 22,226,305 5.59

2016 4,223,044 30 8,016,734 107 8,054,521 4,717,158 4,199,088 24,987,501 5.92

2017 4,684,666 28 7,492,677 110 7,753,389 4,037,243 4,529,358 23,812,667 5.08

TOTAL 20,207,299 122 31,259,859 528 36,624,590 16,697,778 18,714,360 103,296,587 5.11

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 3.359 100 1.752 5.11

PURE PREMIUM UNDERLYING PRESENT RATE 0 3.117 0 1.649 4.77

PURE PREMIUM DERIVED BY FORMULA 3.359 1.752 5.11

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CLASS 5183 PLUMBING NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 10,067,298 98 17,226,777 396 18,811,890 10,360,735 12,777,379 59,176,781 5.88

2014 10,763,288 119 21,198,484 362 20,936,476 14,544,423 12,573,022 69,252,405 6.43

2015 11,645,436 126 24,055,115 410 24,387,810 16,833,549 16,235,778 81,512,252 7.00

2016 12,526,964 122 24,155,880 403 26,453,703 16,513,737 16,131,887 83,255,207 6.65

2017 12,773,724 104 26,521,104 394 24,410,536 17,987,832 17,248,126 86,167,598 6.75

TOTAL 57,776,710 569 113,157,360 1,965 115,000,415 76,240,276 74,966,192 379,364,243 6.57

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 3.949 100 2.617 6.57

PURE PREMIUM UNDERLYING PRESENT RATE 0 4.038 0 2.590 6.63

PURE PREMIUM DERIVED BY FORMULA 3.949 2.617 6.57

CLASS 5184 BOILER OR STEAM PIPE INSULATING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 544,808 4 1,196,500 23 1,720,017 315,899 783,322 4,015,738 7.37

2014 553,941 4 943,540 11 680,863 471,237 459,777 2,555,417 4.61

2015 512,990 5 1,737,698 18 1,887,288 900,249 861,815 5,387,050 10.50

2016 601,769 4 1,398,510 12 1,007,962 513,548 479,533 3,399,553 5.65

2017 658,801 5 265,488 14 1,780,483 138,375 737,232 2,921,578 4.43

TOTAL 2,872,309 22 5,541,736 78 7,076,613 2,339,308 3,321,679 18,279,336 6.36

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 65 4.393 78 1.971 6.36

PURE PREMIUM UNDERLYING PRESENT RATE 35 5.507 22 2.739 8.25

PURE PREMIUM DERIVED BY FORMULA 4.783 2.140 6.92

CLASS 5188 AUTOMATIC SPRINKLER INSTALLATION &DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,652,051 21 2,890,719 48 3,362,998 2,324,755 2,179,950 10,758,422 6.51

2014 1,861,677 22 3,879,066 61 4,003,786 2,147,692 1,707,597 11,738,141 6.31

2015 1,959,432 16 3,469,967 69 5,073,330 2,286,897 2,541,403 13,371,597 6.82

2016 2,055,028 13 2,427,101 66 3,913,535 1,776,338 2,084,864 10,201,838 4.96

2017 2,067,049 12 2,904,509 58 4,503,634 1,213,671 2,334,402 10,956,216 5.30

TOTAL 9,595,237 84 15,571,362 302 20,857,283 9,749,353 10,848,216 57,026,214 5.94

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 89 3.797 100 2.147 5.94

PURE PREMIUM UNDERLYING PRESENT RATE 11 3.676 0 2.114 5.79

PURE PREMIUM DERIVED BY FORMULA 3.784 2.147 5.93

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CLASS 5190 ELECTRICAL WIRING-WITHIN BUILDINGS-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 10,426,061 89 14,624,430 308 13,535,274 10,768,633 9,614,367 48,542,704 4.66

2014 11,815,302 81 12,464,614 315 16,124,181 7,766,704 10,674,001 47,029,500 3.98

2015 12,956,530 106 16,499,877 354 21,084,577 13,433,501 14,784,009 65,801,964 5.08

2016 13,864,004 101 18,494,280 369 22,326,749 11,859,086 14,150,336 66,830,451 4.82

2017 14,509,802 89 20,804,601 399 26,433,643 12,297,508 17,135,165 76,670,917 5.28

TOTAL 63,571,699 466 82,887,802 1,745 99,504,424 56,125,432 66,357,878 304,875,536 4.80

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.869 100 1.927 4.80

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.802 0 1.874 4.68

PURE PREMIUM DERIVED BY FORMULA 2.869 1.927 4.80

CLASS 5191 OFFICE MACHINE INSTALLATION, INSPECTION, ADJUSTMENT OR REPAIR

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 17,385,294 58 7,642,081 192 6,657,512 4,420,059 3,867,339 22,586,991 1.30

2014 17,592,068 55 4,118,590 180 7,452,905 4,141,585 5,589,882 21,302,962 1.21

2015 18,028,029 54 6,602,516 203 8,992,963 3,987,141 5,162,630 24,745,250 1.37

2016 18,815,899 48 6,870,290 186 7,642,957 5,107,108 5,065,935 24,686,290 1.31

2017 18,399,334 51 5,522,809 205 9,460,755 3,783,013 5,456,113 24,222,690 1.32

TOTAL 90,220,624 266 30,756,286 966 40,207,092 21,438,906 25,141,899 117,544,183 1.30

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 0.787 100 0.516 1.30

PURE PREMIUM UNDERLYING PRESENT RATE 0 0.806 0 0.530 1.34

PURE PREMIUM DERIVED BY FORMULA 0.787 0.516 1.30

CLASS 5192 VENDING COIN OPERATED MACHINES-INSTALL, SERVICE REPAIR-& RTE SALES, RTE SUPER, DRIVER

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,183,653 12 1,872,638 47 964,451 1,447,539 555,642 4,840,270 4.09

2014 1,123,973 8 606,708 58 1,800,711 353,013 1,084,227 3,844,659 3.42

2015 1,119,995 13 1,451,331 58 2,133,473 843,222 1,392,816 5,820,842 5.20

2016 1,074,181 15 1,879,384 45 1,768,146 1,816,880 810,575 6,274,985 5.84

2017 1,240,292 13 2,772,278 61 2,192,745 1,343,231 1,331,318 7,639,572 6.16

TOTAL 5,742,094 61 8,582,339 269 8,859,526 5,803,885 5,174,578 28,420,328 4.95

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 63 3.038 83 1.912 4.95

PURE PREMIUM UNDERLYING PRESENT RATE 37 2.581 17 1.624 4.21

PURE PREMIUM DERIVED BY FORMULA 2.869 1.863 4.73

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CLASS 5193 OIL OR GAS BURNER INSTALLATION, SERVICE OR REPAIR & SHOP & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,105,125 21 4,200,862 95 4,991,920 1,662,968 2,275,172 13,130,922 11.88

2014 1,152,296 13 1,213,032 65 2,779,662 812,281 1,554,149 6,359,124 5.52

2015 1,141,391 16 1,961,313 77 5,450,625 1,608,214 3,113,802 12,133,954 10.63

2016 819,923 8 1,112,133 35 1,071,934 505,475 993,384 3,682,926 4.49

2017 1,203,459 12 2,589,518 74 3,756,425 1,412,211 1,996,009 9,754,163 8.11

TOTAL 5,422,194 70 11,076,858 346 18,050,566 6,001,149 9,932,516 45,061,089 8.31

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 81 5.372 100 2.939 8.31

PURE PREMIUM UNDERLYING PRESENT RATE 19 5.144 0 2.784 7.93

PURE PREMIUM DERIVED BY FORMULA 5.329 2.939 8.27

CLASS 5213 CONCRETE CONSTRUCTION NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,070,862 83 15,771,011 244 16,361,411 12,076,745 11,752,465 55,961,632 13.75

2014 4,805,655 107 25,756,680 324 29,217,841 19,126,648 23,040,333 97,141,502 20.21

2015 5,009,904 99 27,531,692 364 32,044,658 18,482,250 21,853,046 99,911,646 19.94

2016 5,842,940 114 33,892,125 352 35,623,387 27,403,098 23,472,595 120,391,205 20.60

2017 5,769,547 121 42,206,296 312 26,614,889 28,800,715 16,986,175 114,608,075 19.86

TOTAL 25,498,908 524 145,157,804 1,596 139,862,186 105,889,456 97,104,614 488,014,060 19.14

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 11.178 100 7.961 19.14

PURE PREMIUM UNDERLYING PRESENT RATE 0 9.928 0 6.871 16.80

PURE PREMIUM DERIVED BY FORMULA 11.178 7.961 19.14

CLASS 5221 CONCRETE OR CEMENT WORK-FLOORS, DRIVEWAYS, YARDS OR SIDEWALKS-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,445,085 63 12,588,562 201 13,321,835 8,604,876 8,655,907 43,171,180 12.53

2014 3,863,296 64 12,477,857 184 11,179,957 9,257,689 7,730,176 40,645,679 10.52

2015 4,368,819 57 12,425,717 211 12,179,675 9,258,157 8,190,974 42,054,523 9.63

2016 4,402,208 61 13,065,377 211 15,065,686 10,662,885 9,523,072 48,317,020 10.98

2017 4,774,863 73 16,171,444 190 15,099,708 12,366,917 10,301,376 53,939,445 11.30

TOTAL 20,854,271 318 66,728,957 997 66,846,861 50,150,524 44,401,505 228,127,847 10.94

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 6.405 100 4.534 10.94

PURE PREMIUM UNDERLYING PRESENT RATE 0 6.567 0 4.446 11.01

PURE PREMIUM DERIVED BY FORMULA 6.405 4.534 10.94

N.Y.C.I.R.B. 2020 PURE PREMIUMS 90Page

CLASS 5222 CONCRETE CONSTRUCTION IN CONNECTION WITH BRIDGES OR CULVERTS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 742,416 2 251,122 24 917,521 160,184 433,661 1,762,488 2.37

2014 720,620 9 1,693,121 25 1,918,682 825,844 1,119,604 5,557,251 7.71

2015 1,016,355 16 3,069,186 38 4,694,612 2,406,044 2,991,928 13,161,770 12.95

2016 1,138,531 17 5,795,560 35 4,565,369 3,494,269 2,420,117 16,275,315 14.30

2017 841,646 14 4,453,734 33 4,001,582 1,659,133 1,997,487 12,111,936 14.39

TOTAL 4,459,568 58 15,262,723 155 16,097,766 8,545,474 8,962,797 48,868,760 10.96

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 82 7.032 100 3.926 10.96

PURE PREMIUM UNDERLYING PRESENT RATE 18 6.436 0 3.856 10.29

PURE PREMIUM DERIVED BY FORMULA 6.925 3.926 10.85

CLASS 5223 SWIMMING POOL CONSTRUCTION-NOT IRON OR STEEL-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 277,145 5 275,182 12 224,095 164,940 241,355 905,572 3.27

2014 284,195 4 615,579 24 621,898 720,954 301,972 2,260,403 7.95

2015 315,457 3 266,298 19 460,490 331,015 280,547 1,338,350 4.24

2016 325,220 2 324,228 18 1,219,856 182,635 579,266 2,305,985 7.09

2017 333,324 4 608,683 19 964,606 333,461 616,089 2,522,839 7.57

TOTAL 1,535,341 18 2,089,970 92 3,490,945 1,733,005 2,019,229 9,333,149 6.08

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 47 3.635 63 2.444 6.08

PURE PREMIUM UNDERLYING PRESENT RATE 53 4.526 37 3.084 7.61

PURE PREMIUM DERIVED BY FORMULA 4.107 2.681 6.79

CLASS 5348 MARBLE OR STONE SETTING-INSIDE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,123,954 25 4,137,058 70 4,297,316 2,809,724 3,563,685 14,807,783 6.97

2014 2,282,022 34 7,122,429 74 4,750,773 5,325,431 3,208,092 20,406,725 8.94

2015 2,583,834 39 7,123,581 94 7,860,612 5,266,370 5,546,275 25,796,838 9.98

2016 2,656,287 25 6,515,261 85 3,972,238 3,604,157 2,713,436 16,805,092 6.33

2017 2,961,877 30 8,058,225 106 8,161,101 6,163,611 5,457,618 27,840,555 9.40

TOTAL 12,607,974 153 32,956,554 429 29,042,040 23,169,293 20,489,106 105,656,993 8.38

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 4.917 100 3.463 8.38

PURE PREMIUM UNDERLYING PRESENT RATE 0 4.709 0 3.249 7.96

PURE PREMIUM DERIVED BY FORMULA 4.917 3.463 8.38

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CLASS 5402 GREENHOUSE ERECTION-ALL OPERATIONS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 24,192 1 95,530 1 49,691 89,716 27,212 262,149 10.84

2014 19,452 1 54,738 1 594 4,776 20,605 80,713 4.15

2015 22,056

2016 17,730

2017 24,201 1 3,247 1 6,889 20,080 7,122 37,338 1.54

TOTAL 107,631 3 153,515 3 57,174 114,572 54,939 380,200 3.53

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 16 1.958 21 1.575 3.53

PURE PREMIUM UNDERLYING PRESENT RATE 84 4.756 79 2.705 7.46

PURE PREMIUM DERIVED BY FORMULA 4.308 2.468 6.78

CLASS 5403 CARPENTRY NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 8,023,145 155 29,751,789 421 31,399,116 21,136,600 19,693,568 101,981,073 12.71

2014 9,018,644 153 28,227,549 499 41,241,544 21,637,130 32,707,989 123,814,212 13.73

2015 10,452,524 164 32,132,571 544 44,705,201 31,997,266 37,718,510 146,553,548 14.02

2016 11,114,269 185 40,803,017 484 41,056,875 34,897,260 33,462,547 150,219,699 13.52

2017 11,697,531 159 34,366,477 523 50,573,644 26,149,208 37,050,491 148,139,820 12.66

TOTAL 50,306,113 816 165,281,403 2,471 208,976,380 135,817,464 160,633,105 670,708,352 13.33

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 7.440 100 5.893 13.33

PURE PREMIUM UNDERLYING PRESENT RATE 0 7.527 0 5.993 13.52

PURE PREMIUM DERIVED BY FORMULA 7.440 5.893 13.33

CLASS 5428 STORM DOOR, STORM SASH, SCREENS OR WEATHER STRIPPING INSTALLATION

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 171,747 1 2,606 15 350,806 10,042 178,793 542,247 3.16

2014 183,825 2 200,127 6 283,354 40,399 117,732 641,612 3.49

2015 223,469 3 231,750 14 680,350 477,816 316,841 1,706,757 7.64

2016 231,041 3 538,026 17 784,552 153,810 750,927 2,227,315 9.64

2017 220,136 8 1,629,437 13 782,355 572,725 315,884 3,300,401 14.99

TOTAL 1,030,218 17 2,601,946 65 2,881,417 1,254,792 1,680,177 8,418,332 8.17

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 38 5.323 47 2.849 8.17

PURE PREMIUM UNDERLYING PRESENT RATE 62 3.901 53 2.196 6.10

PURE PREMIUM DERIVED BY FORMULA 4.441 2.503 6.94

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CLASS 5429 CABINET WORK INSTALLATION

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,426,973 32 9,586,164 146 8,010,638 2,658,704 4,864,309 25,119,815 7.33

2014 3,651,071 31 4,849,273 138 7,771,682 3,640,627 6,165,513 22,427,095 6.14

2015 3,941,205 34 6,724,973 153 10,265,388 4,566,750 8,099,163 29,656,274 7.52

2016 4,159,786 42 8,957,772 137 10,678,997 5,159,525 6,497,793 31,294,087 7.52

2017 4,449,066 30 6,941,813 126 9,500,890 4,573,088 6,087,733 27,103,524 6.09

TOTAL 19,628,101 169 37,059,995 700 46,227,595 20,598,694 31,714,511 135,600,795 6.91

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 4.243 100 2.665 6.91

PURE PREMIUM UNDERLYING PRESENT RATE 0 4.021 0 2.738 6.76

PURE PREMIUM DERIVED BY FORMULA 4.243 2.665 6.91

CLASS 5443 LATHING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 67,217 1 129,840 28,148 157,988 2.35

2014 56,441 2 677,571 318,572 1,006 997,149 17.67

2015 65,176 4 161,602 46,017 207,619 3.19

2016 65,880 3 217,786 62,318 280,104 4.25

2017 52,988 2 341,482 3 213,439 92,553 81,072 728,546 13.75

TOTAL 307,702 4 1,019,053 11 722,667 411,125 218,561 2,371,406 7.71

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 26 5.660 32 2.046 7.71

PURE PREMIUM UNDERLYING PRESENT RATE 74 5.433 68 2.843 8.28

PURE PREMIUM DERIVED BY FORMULA 5.492 2.588 8.08

CLASS 5445 WALLBOARD INSTALLATION-WITHIN BUILDINGS-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 6,111,153 71 11,444,302 221 11,663,168 7,800,357 8,696,035 39,603,862 6.48

2014 6,623,144 77 13,942,897 232 18,132,321 11,261,529 12,783,683 56,120,430 8.47

2015 7,103,354 72 16,994,521 240 21,899,318 12,824,210 15,346,628 67,064,677 9.44

2016 7,862,566 78 22,680,558 261 22,857,071 17,543,996 15,654,349 78,735,974 10.01

2017 8,034,646 77 23,756,547 233 21,134,305 14,591,148 13,813,251 73,295,251 9.12

TOTAL 35,734,863 375 88,818,825 1,187 95,686,183 64,021,240 66,293,946 314,820,194 8.81

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 5.163 100 3.647 8.81

PURE PREMIUM UNDERLYING PRESENT RATE 0 5.147 0 3.452 8.60

PURE PREMIUM DERIVED BY FORMULA 5.163 3.647 8.81

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CLASS 5462 GLAZIER AWAY FROM SHOP & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 816,536 8 1,244,240 34 2,712,030 1,120,949 1,774,011 6,851,230 8.39

2014 983,482 15 2,090,418 46 2,406,060 1,506,674 1,569,057 7,572,209 7.70

2015 1,109,657 8 796,822 46 3,939,421 607,972 1,973,206 7,317,421 6.59

2016 1,166,768 11 2,106,992 46 2,877,998 1,404,196 2,025,091 8,414,277 7.21

2017 1,266,855 8 2,843,074 48 6,433,602 1,303,933 2,653,906 13,234,515 10.45

TOTAL 5,343,298 50 9,081,546 220 18,369,111 5,943,724 9,995,271 43,389,652 8.12

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 76 5.137 100 2.983 8.12

PURE PREMIUM UNDERLYING PRESENT RATE 24 4.327 0 3.030 7.36

PURE PREMIUM DERIVED BY FORMULA 4.943 2.983 7.93

CLASS 5473 ASBESTOS CONTRACTOR

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 854,644 33 8,948,971 57 5,779,382 6,194,752 3,860,152 24,783,257 29.00

2014 913,456 26 6,573,163 43 3,904,171 5,261,049 2,826,654 18,565,037 20.32

2015 1,103,432 37 11,559,084 58 9,042,995 9,428,949 5,391,135 35,422,163 32.10

2016 987,589 38 11,476,390 62 7,854,814 9,818,308 5,502,982 34,652,494 35.09

2017 1,089,226 32 8,469,249 75 8,743,168 5,685,661 5,954,392 28,852,470 26.49

TOTAL 4,948,347 166 47,026,857 295 35,324,530 36,388,719 23,535,315 142,275,421 28.75

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 16.642 100 12.110 28.75

PURE PREMIUM UNDERLYING PRESENT RATE 0 14.472 0 10.550 25.02

PURE PREMIUM DERIVED BY FORMULA 16.642 12.110 28.75

CLASS 5474 PAINTING OR DECORATING NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,495,970 66 11,296,700 155 10,049,344 8,176,690 5,984,709 35,507,443 7.90

2014 4,863,233 52 8,199,915 153 14,172,903 7,269,306 9,652,452 39,294,576 8.08

2015 5,428,547 68 14,857,465 155 13,488,641 14,296,677 11,957,957 54,600,740 10.06

2016 5,830,942 62 13,694,070 169 18,867,304 13,850,397 14,997,597 61,409,368 10.53

2017 6,107,375 60 14,377,097 164 19,432,648 12,142,093 12,773,126 58,724,964 9.62

TOTAL 26,726,067 308 62,425,247 796 76,010,840 55,735,163 55,365,841 249,537,091 9.34

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 5.180 100 4.157 9.34

PURE PREMIUM UNDERLYING PRESENT RATE 0 5.262 0 4.018 9.28

PURE PREMIUM DERIVED BY FORMULA 5.180 4.157 9.34

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CLASS 5479 INSULATION WORK NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 820,792 13 1,692,237 44 2,652,688 1,068,045 1,244,646 6,657,616 8.11

2014 858,956 18 2,887,578 29 1,591,339 1,916,007 549,577 6,944,501 8.08

2015 934,865 10 1,207,809 47 1,934,107 737,303 1,217,676 5,096,895 5.45

2016 1,096,575 11 2,319,053 36 1,603,118 1,737,794 1,004,356 6,664,321 6.08

2017 1,069,229 14 2,561,935 38 1,992,056 1,896,441 1,311,721 7,762,153 7.26

TOTAL 4,780,417 66 10,668,612 194 9,773,308 7,355,590 5,327,976 33,125,486 6.93

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 70 4.276 95 2.653 6.93

PURE PREMIUM UNDERLYING PRESENT RATE 30 4.043 5 2.751 6.79

PURE PREMIUM DERIVED BY FORMULA 4.206 2.658 6.86

CLASS 5480 PLASTERING NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 346,033 6 1,649,095 6 1,258,422 1,243,368 533,709 4,684,594 13.54

2014 365,870 6 1,346,760 7 798,774 982,125 515,245 3,642,904 9.96

2015 453,190 4 1,087,472 11 935,310 1,099,929 639,542 3,762,253 8.30

2016 448,625 3 1,956,654 11 1,114,908 1,311,388 1,175,114 5,558,064 12.39

2017 401,990 5 1,300,923 10 2,342,438 670,393 737,149 5,050,903 12.56

TOTAL 2,015,708 24 7,340,904 45 6,449,852 5,307,203 3,600,759 22,698,718 11.26

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 60 6.842 86 4.419 11.26

PURE PREMIUM UNDERLYING PRESENT RATE 40 6.434 14 5.076 11.51

PURE PREMIUM DERIVED BY FORMULA 6.679 4.511 11.19

CLASS 5491 WALLPAPER HANGING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 338,011 6 511,827 462,992 974,819 2.88

2014 368,283 3 512,199 6 197,105 141,507 105,063 955,874 2.60

2015 551,466 1 313,877 9 252,644 168,157 143,629 878,307 1.59

2016 488,959 8 724,027 285,222 1,009,249 2.06

2017 431,732 3 68,463 50,764 119,227 0.28

TOTAL 2,178,451 4 826,076 32 1,754,066 309,664 1,047,670 3,937,476 1.81

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 36 1.184 43 0.623 1.81

PURE PREMIUM UNDERLYING PRESENT RATE 64 1.615 57 0.847 2.46

PURE PREMIUM DERIVED BY FORMULA 1.460 0.751 2.21

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CLASS 5506 STREET OR ROAD CONSTRUCTION-PAVING OR REPAVING-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,473,465 21 3,882,963 109 7,558,094 2,702,880 5,075,202 19,219,139 13.04

2014 1,480,849 14 2,583,403 76 5,390,456 2,468,631 2,929,153 13,371,643 9.03

2015 1,671,703 26 5,796,210 99 7,728,484 4,194,173 4,036,573 21,755,440 13.01

2016 1,770,949 27 8,570,305 119 10,015,890 5,673,049 5,588,666 29,847,910 16.85

2017 1,805,889 27 8,042,360 92 8,042,139 4,202,813 4,889,657 25,176,969 13.94

TOTAL 8,202,855 115 28,875,241 495 38,735,063 19,241,546 22,519,251 109,371,101 13.33

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 8.242 100 5.091 13.33

PURE PREMIUM UNDERLYING PRESENT RATE 0 8.016 0 5.369 13.39

PURE PREMIUM DERIVED BY FORMULA 8.242 5.091 13.33

CLASS 5507 STREET OR ROAD CONSTRUCTION-SUB-SURFACE WORK-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 786,960 11 2,609,627 28 2,613,960 1,119,167 1,518,805 7,861,559 9.99

2014 772,047 4 843,584 28 1,816,797 257,685 998,511 3,916,577 5.07

2015 849,805 9 1,959,278 17 2,385,803 1,225,019 1,708,386 7,278,486 8.56

2016 908,313 6 1,745,598 27 2,502,904 1,425,222 1,782,948 7,456,672 8.21

2017 917,742 7 2,254,706 28 3,013,742 1,387,015 1,751,778 8,407,241 9.16

TOTAL 4,234,867 37 9,412,793 128 12,333,206 5,414,108 7,760,428 34,920,535 8.25

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 71 5.135 91 3.111 8.25

PURE PREMIUM UNDERLYING PRESENT RATE 29 4.669 9 2.732 7.40

PURE PREMIUM DERIVED BY FORMULA 5.000 3.077 8.08

CLASS 5508 EXCAVATION-ROCK-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 55,697 1 1,599 1,566 3,165 0.06

2014 95,816 3 57,126 27,998 85,124 0.89

2015 104,196 1 46,571 3 40,124 17,135 81,807 185,637 1.78

2016 112,603 3,962 3,962 0.04

2017 89,792 1 14,901 13,634 28,535 0.32

TOTAL 458,104 1 46,571 8 113,750 17,135 128,967 306,423 0.67

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 28 0.350 28 0.319 0.67

PURE PREMIUM UNDERLYING PRESENT RATE 72 4.331 72 1.313 5.64

PURE PREMIUM DERIVED BY FORMULA 3.216 1.035 4.25

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CLASS 5536 AIR CONDITIONING AND HEATING DUCT WORK-SHOP AND OUTSIDE-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 5,990,607 84 12,662,324 292 13,588,587 7,500,669 7,551,010 41,302,590 6.89

2014 6,307,260 65 10,585,311 288 15,971,384 6,220,296 9,341,979 42,118,970 6.68

2015 7,043,561 70 10,194,707 291 13,282,591 6,104,382 8,529,092 38,110,772 5.41

2016 7,416,883 78 12,267,231 287 15,160,538 7,945,510 8,393,076 43,766,355 5.90

2017 7,853,958 81 15,223,874 287 18,856,584 10,947,771 10,064,115 55,092,344 7.01

TOTAL 34,612,269 378 60,933,447 1,445 76,859,684 38,718,628 43,879,272 220,391,031 6.37

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 3.981 100 2.386 6.37

PURE PREMIUM UNDERLYING PRESENT RATE 0 4.021 0 2.367 6.39

PURE PREMIUM DERIVED BY FORMULA 3.981 2.386 6.37

CLASS 5538 SHEET METAL WORK ERECTION, INSTALLATION OR REPAIR NOC-SHOP OR OUTSIDE-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 822,350 7 1,310,840 31 1,730,258 1,309,503 1,177,735 5,528,336 6.72

2014 979,934 10 1,870,114 38 1,911,936 1,180,762 1,368,260 6,331,072 6.46

2015 895,234 9 1,305,734 43 2,857,585 886,329 1,429,272 6,478,920 7.24

2016 889,672 10 1,416,822 40 2,009,259 913,758 1,014,340 5,354,179 6.02

2017 857,096 7 1,525,177 30 2,203,492 1,083,098 1,436,239 6,248,006 7.29

TOTAL 4,444,286 43 7,428,687 182 10,712,530 5,373,450 6,425,846 29,940,513 6.74

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 69 4.082 89 2.655 6.74

PURE PREMIUM UNDERLYING PRESENT RATE 31 4.150 11 2.496 6.65

PURE PREMIUM DERIVED BY FORMULA 4.103 2.638 6.74

CLASS 5545 ROOFING NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 694,554 22 3,075,642 47 1,872,347 4,021,229 1,336,904 10,306,122 14.84

2014 670,094 17 2,885,048 61 4,053,360 1,739,133 2,947,115 11,624,656 17.35

2015 728,712 15 2,968,392 76 6,020,428 1,770,883 4,474,471 15,234,174 20.91

2016 761,681 25 4,173,604 73 4,643,737 3,018,937 3,938,443 15,774,721 20.71

2017 826,257 16 5,247,369 70 4,267,219 4,489,249 4,111,899 18,115,736 21.93

TOTAL 3,681,298 95 18,350,055 327 20,857,091 15,039,431 16,808,832 71,055,409 19.30

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 92 10.650 100 8.651 19.30

PURE PREMIUM UNDERLYING PRESENT RATE 8 10.227 0 8.389 18.62

PURE PREMIUM DERIVED BY FORMULA 10.616 8.651 19.27

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CLASS 5547 ROOFING-BUILT UP-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 976,517 23 3,509,293 51 3,530,452 3,416,497 3,310,370 13,766,612 14.10

2014 964,977 11 1,576,032 59 4,241,826 1,103,522 2,214,591 9,135,971 9.47

2015 1,160,185 19 3,445,236 55 3,310,495 2,837,694 3,125,064 12,718,489 10.96

2016 1,187,717 10 1,960,659 46 3,485,898 1,015,589 2,390,755 8,852,901 7.45

2017 1,354,063 21 4,211,464 41 2,600,622 2,877,939 2,023,231 11,713,256 8.65

TOTAL 5,643,459 84 14,702,684 252 17,169,293 11,251,241 13,064,011 56,187,229 9.96

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 91 5.648 100 4.309 9.96

PURE PREMIUM UNDERLYING PRESENT RATE 9 6.458 0 4.417 10.88

PURE PREMIUM DERIVED BY FORMULA 5.721 4.309 10.03

CLASS 5606 CONTRACTOR-EXEC SUPERVISOR, CONSTRUCTION EXEC, MANAGER, SUPERVISOR PROJECT MGR

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 9,500,839 56 11,660,580 159 11,462,223 7,307,728 7,653,551 38,084,082 4.01

2014 10,624,085 46 7,410,790 172 11,869,464 5,789,734 7,425,384 32,495,372 3.06

2015 11,989,990 57 11,575,531 159 13,159,913 9,446,649 10,332,833 44,514,926 3.71

2016 13,556,287 59 11,257,538 169 15,016,679 8,559,739 9,308,534 44,142,490 3.26

2017 13,928,365 69 19,612,903 166 13,123,907 15,177,269 9,399,789 57,313,868 4.11

TOTAL 59,599,566 287 61,517,342 825 64,632,186 46,281,119 44,120,091 216,550,738 3.63

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.117 100 1.517 3.63

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.201 0 1.502 3.70

PURE PREMIUM DERIVED BY FORMULA 2.117 1.517 3.63

CLASS 5610 CLEANER-DEBRIS REMOVAL-CONSTRUCTION OR ERECTION

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,240,457 28 5,281,777 97 6,217,309 4,352,081 3,578,483 19,429,650 8.67

2014 2,479,303 31 5,753,350 83 5,625,472 4,736,838 4,067,199 20,182,859 8.14

2015 2,924,525 38 6,715,415 112 9,583,588 5,399,672 6,380,263 28,078,938 9.60

2016 2,873,619 31 8,640,099 114 10,052,894 5,087,793 6,486,597 30,267,383 10.53

2017 2,844,006 33 6,126,312 105 9,887,582 5,227,692 5,541,462 26,783,048 9.42

TOTAL 13,361,910 161 32,516,953 511 41,366,845 24,804,076 26,054,004 124,741,878 9.34

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 5.529 100 3.806 9.34

PURE PREMIUM UNDERLYING PRESENT RATE 0 5.561 0 3.576 9.14

PURE PREMIUM DERIVED BY FORMULA 5.529 3.806 9.34

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CLASS 5645 CARPENTRY-DETACHED ONE OR TWO-FAMILY DWELLINGS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,520,407 77 7,257,025 306 9,279,770 5,663,153 7,581,731 29,781,679 6.59

2014 4,798,444 73 10,511,397 329 12,751,443 8,825,263 9,268,036 41,356,139 8.62

2015 5,167,662 55 8,355,364 314 16,171,764 6,913,663 12,345,913 43,786,704 8.47

2016 5,255,411 71 9,748,144 301 12,246,169 8,570,562 11,146,719 41,711,594 7.94

2017 5,565,791 58 11,666,016 303 22,406,077 8,827,610 15,888,247 58,787,950 10.56

TOTAL 25,307,715 334 47,537,946 1,553 72,855,223 38,800,251 56,230,646 215,424,066 8.51

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 4.757 100 3.755 8.51

PURE PREMIUM UNDERLYING PRESENT RATE 0 4.684 0 3.901 8.59

PURE PREMIUM DERIVED BY FORMULA 4.757 3.755 8.51

CLASS 5648 ALUMINUM, PLASTIC OR VINYL SIDING INSTALLATION-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 243,425 8 690,529 26 995,765 1,364,493 985,073 4,035,860 16.58

2014 261,928 7 559,371 22 1,161,540 528,068 1,034,809 3,283,788 12.54

2015 289,435 3 83,959 33 1,299,926 68,995 1,024,273 2,477,153 8.56

2016 296,842 5 1,492,514 19 2,333,503 640,837 1,456,155 5,923,009 19.95

2017 323,783 6 1,039,426 20 1,813,803 544,160 1,809,238 5,206,627 16.08

TOTAL 1,415,413 29 3,865,799 120 7,604,537 3,146,553 6,309,548 20,926,437 14.79

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 58 8.104 88 6.681 14.79

PURE PREMIUM UNDERLYING PRESENT RATE 42 8.370 12 7.690 16.06

PURE PREMIUM DERIVED BY FORMULA 8.216 6.802 15.02

CLASS 5651 CARPENTRY-DWELLINGS-THREE STORIES OR LESS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 185,281 3 153,905 9 700,149 87,940 713,699 1,655,693 8.94

2014 139,357 1 95,406 7 265,944 26,693 195,685 583,728 4.19

2015 142,006 4 212,809 5 126,227 227,098 156,794 722,928 5.09

2016 187,694 1 34,014 13 761,656 17,499 513,286 1,326,455 7.07

2017 287,361 3 998,749 13 1,497,033 743,661 675,779 3,915,222 13.62

TOTAL 941,699 12 1,494,883 47 3,351,009 1,102,891 2,255,243 8,204,026 8.71

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 36 5.146 50 3.566 8.71

PURE PREMIUM UNDERLYING PRESENT RATE 64 3.725 50 2.779 6.50

PURE PREMIUM DERIVED BY FORMULA 4.237 3.173 7.41

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CLASS 5701 WRECKING-BUILDINGS-NOT MARINE-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 449,428 19 2,590,728 29 1,335,807 2,143,167 852,733 6,922,435 15.40

2014 470,857 15 3,023,541 34 1,554,085 2,168,310 1,893,317 8,639,253 18.35

2015 505,030 10 1,664,243 34 2,619,167 1,199,587 2,464,314 7,947,311 15.74

2016 488,810 13 2,364,429 16 1,573,848 2,658,958 1,260,348 7,857,583 16.07

2017 578,693 8 1,058,867 25 1,577,833 852,331 1,150,546 4,639,577 8.02

TOTAL 2,492,818 65 10,701,808 138 8,660,740 9,022,353 7,621,258 36,006,159 14.44

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 76 7.767 100 6.677 14.44

PURE PREMIUM UNDERLYING PRESENT RATE 24 9.328 0 6.784 16.11

PURE PREMIUM DERIVED BY FORMULA 8.142 6.677 14.82

CLASS 5703 BUILDING RAISING OR MOVING-ALL EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 19,493 1 2,127 9,627 11,754 0.60

2014 19,987 1 14,008 2 18,180 104,298 75,458 211,944 10.60

2015 47,148 2 172,153 3 97,047 51,850 42,481 363,531 7.71

2016 51,756 3 565,242 350,359 915,601 17.69

2017 56,255 3 7,222 14,623 21,845 0.39

TOTAL 194,639 3 186,161 12 689,818 156,148 492,548 1,524,675 7.83

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 32 4.501 39 3.333 7.83

PURE PREMIUM UNDERLYING PRESENT RATE 68 13.898 61 7.415 21.31

PURE PREMIUM DERIVED BY FORMULA 10.891 5.823 16.71

CLASS 5709 WRECKING-NOT BUILDING OR MARINE WRECKING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 164,862 10 2,279,277 15 1,574,933 1,450,769 805,735 6,110,714 37.07

2014 223,563 9 1,755,031 11 749,445 900,645 763,223 4,168,344 18.65

2015 282,415 6 1,019,406 22 1,391,032 1,429,753 1,028,126 4,868,317 17.24

2016 244,968 5 571,935 11 1,324,090 952,289 1,151,865 4,000,179 16.33

2017 303,772 16 4,092,438 24 2,309,977 3,061,721 1,496,660 10,960,796 36.08

TOTAL 1,219,580 46 9,718,087 83 7,349,477 7,795,177 5,245,609 30,108,350 24.69

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 62 13.995 90 10.693 24.69

PURE PREMIUM UNDERLYING PRESENT RATE 38 11.660 10 9.330 20.99

PURE PREMIUM DERIVED BY FORMULA 13.108 10.557 23.67

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CLASS 5951 ANTI-TOXIN, VIRUS OR SERUM MFG. & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 86,799 468 468 0.01

2014 232,768 20,327 20,327 0.09

2015 247,284 1 82,634 26,279 108,913 0.44

2016 308,100 1 73,802 29,733 515 104,050 0.34

2017 273,924 2 26,047 36,045 62,092 0.23

TOTAL 1,148,875 1 73,802 3 108,681 29,733 83,634 295,850 0.26

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 18 0.159 19 0.099 0.26

PURE PREMIUM UNDERLYING PRESENT RATE 82 0.588 81 0.210 0.80

PURE PREMIUM DERIVED BY FORMULA 0.511 0.189 0.70

CLASS 5954 COLOR GRINDING, BLENDING OR TESTING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 169,975 1 112,590 1 207 176,387 23,348 312,532 1.84

2014 176,952 3 388,103 6 361,359 1,587,835 175,928 2,513,225 14.20

2015 174,719 5 199,599 124,028 323,627 1.85

2016 199,940 5 260,065 97,682 357,747 1.79

2017 219,488 1 77,527 4 229,452 189,198 111,129 607,306 2.77

TOTAL 941,074 5 578,220 21 1,050,682 1,953,420 532,115 4,114,437 4.37

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 29 1.731 47 2.641 4.37

PURE PREMIUM UNDERLYING PRESENT RATE 71 2.211 53 2.410 4.62

PURE PREMIUM DERIVED BY FORMULA 2.072 2.519 4.59

CLASS 6003 PILE DRIVING NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 155,043 9 924,402 432,470 1,356,872 8.75

2014 166,930 4 960,867 8 759,030 365,036 412,491 2,497,424 14.96

2015 133,117 2 432,466 3 93,977 425,294 38,202 989,939 7.44

2016 222,243 1 695,608 5 185,031 343,729 238,572 1,462,940 6.58

2017 144,995 3 1,447,920 5 270,718 662,732 397,851 2,779,221 19.17

TOTAL 822,328 10 3,536,861 30 2,233,158 1,796,791 1,519,586 9,086,396 11.05

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 43 7.017 50 4.033 11.05

PURE PREMIUM UNDERLYING PRESENT RATE 57 6.682 50 3.110 9.79

PURE PREMIUM DERIVED BY FORMULA 6.826 3.572 10.40

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CLASS 6005 BREAKWATER OR JETTY CONSTRUCTION-ALL OPERATIONS TO COMPLETION-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 83,326 2 6,201 61,369 67,570 0.81

2014 85,942 1 38,062 2 52,412 65,741 22,166 178,381 2.08

2015 110,746 4 258,544 121,127 379,671 3.43

2016 115,712 2 204,146 1 85,754 185,635 97,832 573,367 4.96

2017 154,585 2 281,525 2 106,110 131,940 53,473 573,048 3.71

TOTAL 550,311 5 523,733 11 509,021 383,316 355,967 1,772,037 3.22

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 25 1.877 31 1.343 3.22

PURE PREMIUM UNDERLYING PRESENT RATE 75 2.659 69 1.465 4.12

PURE PREMIUM DERIVED BY FORMULA 2.464 1.427 3.89

CLASS 6017 DAM OR LOCK CONSTRUCTION-CONCRETE WORK- & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 74,879 1 93,774 2 192,332 15,437 43,562 345,105 4.61

2014 34,230

2015 16,887 1 6,372 1 114,765 3,848 131,555 256,540 15.19

2016 33,100 2 91,992 36,816 128,808 3.89

2017 31,410 10,436 10,436 0.33

TOTAL 190,506 2 100,146 5 399,089 19,285 222,369 740,889 3.89

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 16 2.621 16 1.268 3.89

PURE PREMIUM UNDERLYING PRESENT RATE 84 2.430 84 0.754 3.18

PURE PREMIUM DERIVED BY FORMULA 2.461 0.836 3.30

CLASS 6018 DAM OR LOCK CONSTRUCTION-EARTH MOVING OR PLACING - & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 17,124

2014 23,800 1 63,392 10,988 74,380 3.13

2015 2,210

2016

2017

TOTAL 43,134 1 63,392 10,988 74,380 1.73

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 14 1.470 13 0.255 1.73

PURE PREMIUM UNDERLYING PRESENT RATE 86 8.636 87 2.008 10.64

PURE PREMIUM DERIVED BY FORMULA 7.633 1.780 9.41

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CLASS 6204 DRILLING NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 346,783 4 653,062 10 673,889 503,421 573,849 2,404,221 6.93

2014 362,144 4 1,702,986 19 947,962 698,611 1,094,844 4,444,403 12.27

2015 490,060 4 1,345,125 14 413,163 838,186 718,001 3,314,475 6.76

2016 464,714 1 850,704 16 1,103,305 418,449 567,750 2,940,208 6.33

2017 504,713 2 62,441 13 645,413 84,625 303,589 1,096,068 2.17

TOTAL 2,168,414 15 4,614,318 72 3,783,732 2,543,292 3,258,033 14,199,375 6.55

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 54 3.873 73 2.675 6.55

PURE PREMIUM UNDERLYING PRESENT RATE 46 4.548 27 3.150 7.70

PURE PREMIUM DERIVED BY FORMULA 4.184 2.803 6.99

CLASS 6216 GAS OR OIL LEASE WORK NOC-NATURAL GAS-BY CONTRACTOR-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 107,898 1 383,699 6 98,206 123,494 90,143 695,542 6.45

2014 89,624 1 303,267 5 225,245 67,721 296,776 893,009 9.96

2015 13,772 4 275,819 125,146 400,965 29.11

2016 9,396

2017 15,400

TOTAL 236,090 2 686,966 15 599,270 191,215 512,065 1,989,516 8.43

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 24 5.448 31 2.979 8.43

PURE PREMIUM UNDERLYING PRESENT RATE 76 5.666 69 3.300 8.97

PURE PREMIUM DERIVED BY FORMULA 5.614 3.200 8.81

CLASS 6217 EXCAVATION NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,423,668 33 8,518,995 130 7,893,109 4,917,850 5,929,573 27,259,527 6.16

2014 4,462,987 40 9,313,539 137 13,825,042 5,509,362 9,018,204 37,666,147 8.44

2015 4,987,057 36 8,360,165 146 10,417,417 5,565,527 7,449,657 31,792,766 6.38

2016 5,329,751 37 10,610,271 125 10,760,922 7,454,934 5,672,260 34,498,387 6.47

2017 5,301,094 33 9,164,380 134 9,575,475 5,476,051 5,212,599 29,428,505 5.55

TOTAL 24,504,557 179 45,967,350 672 52,471,965 28,923,724 33,282,293 160,645,332 6.56

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 4.017 100 2.539 6.56

PURE PREMIUM UNDERLYING PRESENT RATE 0 4.059 0 2.628 6.69

PURE PREMIUM DERIVED BY FORMULA 4.017 2.539 6.56

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CLASS 6229 IRRIGATION SYSTEM CONSTRUCTION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 491,479 5 272,510 173,479 445,989 0.91

2014 551,269 4 912,989 17 847,734 705,204 568,783 3,034,710 5.50

2015 568,533 3 327,627 10 1,547,831 118,702 824,584 2,818,744 4.96

2016 556,844 3 50,107 12 1,003,691 160,506 454,317 1,668,621 3.00

2017 619,417 4 408,465 8 1,205,834 363,523 429,897 2,407,719 3.89

TOTAL 2,787,542 14 1,699,188 52 4,877,600 1,347,935 2,451,060 10,375,783 3.72

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 48 2.359 64 1.363 3.72

PURE PREMIUM UNDERLYING PRESENT RATE 52 2.656 36 1.762 4.42

PURE PREMIUM DERIVED BY FORMULA 2.513 1.507 4.02

CLASS 6233 GAS OR OIL PIPELINE CONSTRUCTION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 165,050 1 255,698 2 151,616 433,784 129,002 970,100 5.88

2014 140,504 4 985,733 5 633,996 849,307 426,970 2,896,006 20.61

2015 280,828 1 52,889 1 5,719 9,971 24,599 93,178 0.33

2016 118,278 1 57,734 32,001 89,735 0.76

2017 288,004 5 289,383 141,306 430,689 1.50

TOTAL 992,664 6 1,294,320 14 1,138,448 1,293,062 753,878 4,479,708 4.51

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 33 2.451 43 2.062 4.51

PURE PREMIUM UNDERLYING PRESENT RATE 67 2.932 57 1.843 4.78

PURE PREMIUM DERIVED BY FORMULA 2.773 1.937 4.71

CLASS 6235 OIL OR GAS WELL-DRILLING OR REDRILLING-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 44,697 1 8,122 26,234 34,356 0.77

2014 31,181 1 277,123 1 81,193 113,343 20,793 492,452 15.79

2015 15,100

2016 29,834 1 29,260 10,844 40,104 1.34

2017 17,023 1 16,684 23,141 39,825 2.34

TOTAL 137,835 2 293,807 3 118,575 136,484 57,871 606,737 4.40

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 19 2.992 19 1.410 4.40

PURE PREMIUM UNDERLYING PRESENT RATE 81 5.198 81 1.679 6.88

PURE PREMIUM DERIVED BY FORMULA 4.779 1.628 6.41

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CLASS 6251 TUNNELING-NOT PNEUMATIC-ALL OPERATIONS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 255,932 12 4,001,853 25 1,916,568 1,410,625 1,384,602 8,713,648 34.05

2014 256,602 14 1,974,031 1,215,349 3,189,380 12.43

2015 341,578 3 1,226,236 14 1,136,923 654,186 1,227,749 4,245,094 12.43

2016 233,942 6 2,223,648 8 340,045 1,058,191 162,381 3,784,265 16.18

2017 101,223 3 1,115,305 6 511,468 758,794 278,842 2,664,409 26.32

TOTAL 1,189,277 24 8,567,042 67 5,879,035 3,881,796 4,268,923 22,596,796 19.00

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 55 12.147 70 6.854 19.00

PURE PREMIUM UNDERLYING PRESENT RATE 45 8.900 30 5.136 14.04

PURE PREMIUM DERIVED BY FORMULA 10.686 6.339 17.03

CLASS 6252 CAISSON WORK-ALL OPERATIONS TO COMPLETION

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 154,652 1 182,732 7 216,795 60,879 128,907 589,313 3.81

2014 222,129 6 166,171 80,077 246,248 1.11

2015 97,255 1 48,267 51,699 99,966 1.03

2016 71,290 1 29,949 1 27,040 22,361 13,988 93,338 1.31

2017 81,274 2 199,501 168,050 367,551 4.52

TOTAL 626,600 2 212,681 17 657,774 83,240 442,721 1,396,416 2.23

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 23 1.389 27 0.839 2.23

PURE PREMIUM UNDERLYING PRESENT RATE 77 1.985 73 0.892 2.88

PURE PREMIUM DERIVED BY FORMULA 1.848 0.878 2.73

CLASS 6306 SEWER CONSTRUCTION-ALL OPERATIONS-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 438,938 5 451,127 13 1,512,162 496,001 623,909 3,083,199 7.02

2014 503,778 4 2,005,023 16 494,044 1,241,692 388,489 4,129,248 8.20

2015 541,857 8 2,107,380 21 2,501,713 1,639,685 1,874,612 8,123,390 14.99

2016 527,698 2 586,430 15 2,628,326 1,270,669 600,765 5,086,190 9.64

2017 595,213 3 492,662 12 1,324,166 583,870 695,220 3,095,918 5.20

TOTAL 2,607,484 22 5,642,622 77 8,460,411 5,231,917 4,182,995 23,517,945 9.02

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 64 5.409 89 3.611 9.02

PURE PREMIUM UNDERLYING PRESENT RATE 36 5.960 11 4.204 10.16

PURE PREMIUM DERIVED BY FORMULA 5.607 3.676 9.28

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CLASS 6319 GAS MAIN OR CONNECTION CONSTRUCTION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,620,021 9 2,864,687 43 4,441,251 1,161,991 2,138,121 10,606,050 6.55

2014 1,588,777 9 1,685,980 40 1,831,452 1,071,813 1,125,715 5,714,960 3.60

2015 1,796,368 11 2,733,234 30 2,618,046 1,813,570 1,717,718 8,882,568 4.94

2016 1,990,711 11 3,647,803 38 3,131,682 1,535,197 2,828,974 11,143,656 5.60

2017 2,604,131 12 3,196,644 37 4,398,809 1,541,046 2,540,866 11,677,365 4.48

TOTAL 9,600,008 52 14,128,348 188 16,421,240 7,123,617 10,351,394 48,024,599 5.00

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 88 3.182 100 1.820 5.00

PURE PREMIUM UNDERLYING PRESENT RATE 12 3.492 0 2.003 5.50

PURE PREMIUM DERIVED BY FORMULA 3.219 1.820 5.04

CLASS 6325 CONDUIT CONSTRUCTION-FOR CABLES OR WIRES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 820,182 5 1,389,728 20 881,890 810,779 345,058 3,427,455 4.18

2014 795,289 12 3,664,850 21 671,009 2,449,775 622,423 7,408,057 9.31

2015 854,851 11 4,219,076 21 1,851,333 2,391,848 1,316,475 9,778,732 11.44

2016 914,677 8 2,819,718 20 1,379,548 1,882,568 616,342 6,698,176 7.32

2017 1,395,769 3 298,330 28 3,721,279 127,044 1,535,878 5,682,531 4.07

TOTAL 4,780,768 39 12,391,702 110 8,505,059 7,662,014 4,436,176 32,994,951 6.90

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 75 4.371 96 2.531 6.90

PURE PREMIUM UNDERLYING PRESENT RATE 25 4.738 4 2.803 7.54

PURE PREMIUM DERIVED BY FORMULA 4.463 2.542 7.01

CLASS 6400 FENCE ERECTION-METAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 455,852 5 327,311 27 881,908 456,628 616,039 2,281,886 5.01

2014 483,792 2 260,903 20 854,814 71,257 402,335 1,589,309 3.29

2015 556,313 4 663,519 23 1,632,868 166,095 985,265 3,447,747 6.20

2016 580,916 4 288,067 20 443,359 304,415 366,290 1,402,131 2.41

2017 612,387 9 1,617,416 19 1,105,668 1,378,091 762,256 4,863,431 7.94

TOTAL 2,689,260 24 3,157,216 109 4,918,617 2,376,486 3,132,185 13,584,504 5.05

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 53 3.003 69 2.048 5.05

PURE PREMIUM UNDERLYING PRESENT RATE 47 3.463 31 2.206 5.67

PURE PREMIUM DERIVED BY FORMULA 3.219 2.097 5.32

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CLASS 6504 FOOD SUNDRIES MFG. NOC-NO CEREAL MILLING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,658,003 32 3,149,969 158 4,587,136 2,497,331 2,877,434 13,111,870 3.58

2014 4,141,404 40 4,679,126 177 6,271,587 2,780,271 4,338,552 18,069,536 4.36

2015 4,183,069 29 4,487,820 170 5,976,121 4,507,827 3,935,507 18,907,275 4.52

2016 4,148,617 52 5,939,362 159 4,630,515 4,122,391 3,013,078 17,705,346 4.27

2017 4,418,376 32 5,087,464 165 5,929,030 3,981,949 4,358,137 19,356,580 4.38

TOTAL 20,549,469 185 23,343,741 829 27,394,389 17,889,769 18,522,708 87,150,607 4.24

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.469 100 1.772 4.24

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.274 0 1.643 3.92

PURE PREMIUM DERIVED BY FORMULA 2.469 1.772 4.24

CLASS 6811 BOAT BUILDING NOC-WOOD-& DRIVERS-COVERAGE UNDER STATE ACT ONLY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 11,434 1,565 1,565 0.14

2014 11,191 901 901 0.08

2015 11,468 1 71,012 59,710 7,621 138,343 12.06

2016 8,758 321 321 0.04

2017 11,242 735 735 0.07

TOTAL 54,093 1 71,012 59,710 11,143 141,865 2.62

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 11 1.313 15 1.310 2.62

PURE PREMIUM UNDERLYING PRESENT RATE 89 3.264 85 2.202 5.47

PURE PREMIUM DERIVED BY FORMULA 3.049 2.068 5.12

CLASS 6824 BOAT BUILDING OR REPAIR & DRIVERS-COVERAGE UNDER U.S. ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 26,462

2014 25,265

2015 25,248

2016 18,603

2017 18,440

TOTAL 114,018

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 7 8

PURE PREMIUM UNDERLYING PRESENT RATE 93 0.578 92 0.211 0.79

PURE PREMIUM DERIVED BY FORMULA 0.538 0.194 0.73

N.Y.C.I.R.B. 2020 PURE PREMIUMS 107Page

CLASS 6824 FEDERAL BOAT BUILDING OR REPAIR & DRIVERS-COVERAGE UNDER U.S. ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 26,462

2014 25,265 1 57,831 28,360 7,608 93,799 3.71

2015 25,248

2016 18,603 1 281,760 677,468 959,228 51.56

2017 18,440 1,340 1,340 0.07

TOTAL 114,018 1 57,831 1 281,760 28,360 686,416 1,054,367 9.25

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 20 2.978 21 6.269 9.25

PURE PREMIUM UNDERLYING PRESENT RATE 80 7.305 79 2.714 10.02

PURE PREMIUM DERIVED BY FORMULA 6.440 3.461 9.90

CLASS 6826 MARINA OPERATIONS & DRIVERS-COVERAGE UNDER U.S. ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 11,381 1 2,777 2,169 4,946 0.43

2014 12,880 2,216 2,216 0.17

2015 12,374 1 6,588 1 2,736 3,190 1,749 14,263 1.15

2016 10,127

2017 10,648

TOTAL 57,410 1 6,588 2 5,513 3,190 6,134 21,425 0.37

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 11 0.211 12 0.162 0.37

PURE PREMIUM UNDERLYING PRESENT RATE 89 3.378 88 1.325 4.70

PURE PREMIUM DERIVED BY FORMULA 3.030 1.185 4.22

CLASS 6834 BOAT BUILDING OR REPAIR & DRIVERS-COVERAGE UNDER STATE ACT ONLY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 194,548 3 286,158 8 229,794 767,275 96,758 1,379,985 7.09

2014 200,507 1 596 6 52,397 740 89,946 143,679 0.72

2015 198,416 13 296,502 179,139 475,641 2.40

2016 208,286 1 239,906 9 51,549 57,941 123,457 472,853 2.27

2017 219,443 2 390,941 5 26,701 172,521 28,863 619,026 2.82

TOTAL 1,021,200 7 917,601 41 656,943 998,477 518,163 3,091,184 3.03

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 34 1.542 43 1.485 3.03

PURE PREMIUM UNDERLYING PRESENT RATE 66 3.059 57 1.794 4.85

PURE PREMIUM DERIVED BY FORMULA 2.543 1.661 4.20

N.Y.C.I.R.B. 2020 PURE PREMIUMS 108Page

CLASS 6836 MARINA OPERATIONS & DRIVERS-COVERAGE UNDER STATE ACT ONLY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 622,342 5 1,345,539 26 764,637 558,191 496,868 3,165,235 5.09

2014 627,449 4 138,781 27 575,985 54,296 292,816 1,061,878 1.69

2015 645,224 5 388,808 17 622,346 554,368 617,129 2,182,651 3.38

2016 715,504 4 602,369 21 684,564 391,938 592,991 2,271,862 3.18

2017 734,554 6 1,081,699 31 757,229 773,358 697,405 3,309,691 4.51

TOTAL 3,345,073 24 3,557,196 122 3,404,761 2,332,151 2,697,209 11,991,317 3.59

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 49 2.081 65 1.504 3.59

PURE PREMIUM UNDERLYING PRESENT RATE 51 2.303 35 1.507 3.81

PURE PREMIUM DERIVED BY FORMULA 2.194 1.505 3.70

CLASS 6843 SHIP BUILDING-IRON OR STEEL NOC-& DRIVERS-COVERAGE UNDER U.S. ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 18,278 9,672 9,672 0.53

2014 15,600

2015 4,639 1 8,262 63,619 71,881 15.49

2016 1 3,122 1,705 4,827

2017 374

TOTAL 38,891 2 11,384 65,324 9,672 86,380 2.22

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 11 0.293 22 1.928 2.22

PURE PREMIUM UNDERLYING PRESENT RATE 89 5.076 78 8.410 13.49

PURE PREMIUM DERIVED BY FORMULA 4.550 6.984 11.53

CLASS 6872 SHIP REPAIR CONVERSION-ALL OPERATIONS-& DRIVERS-COVERAGE U.S. ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,444

2014 5,121

2015 6,881

2016 3,981

2017 12,950

TOTAL 33,377

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 3 3

PURE PREMIUM UNDERLYING PRESENT RATE 97 0.170 97 0.078 0.25

PURE PREMIUM DERIVED BY FORMULA 0.165 0.076 0.24

N.Y.C.I.R.B. 2020 PURE PREMIUMS 109Page

CLASS 6872 FEDERAL SHIP REPAIR CONVERSION-ALL OPERATIONS-& DRIVERS-COVERAGE U.S. ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,444

2014 5,121

2015 6,881 269 269 0.04

2016 3,981

2017 12,950

TOTAL 33,377 269 269 0.01

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 16 14 0.008 0.01

PURE PREMIUM UNDERLYING PRESENT RATE 84 13.656 86 3.038 16.69

PURE PREMIUM DERIVED BY FORMULA 11.471 2.614 14.09

CLASS 6874 PAINTING-SHIP HULLS-COVERAGE UNDER U.S. ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 42

2014 66

2015

2016

2017 1,286

TOTAL 1,394

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 2 1

PURE PREMIUM UNDERLYING PRESENT RATE 98 2.049 99 0.193 2.24

PURE PREMIUM DERIVED BY FORMULA 2.008 0.191 2.20

CLASS 6874 FEDERAL PAINTING-SHIP HULLS-COVERAGE UNDER U.S. ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 42

2014 66

2015

2016

2017 1,286

TOTAL 1,394

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 7 7

PURE PREMIUM UNDERLYING PRESENT RATE 93 38.100 93 11.542 49.64

PURE PREMIUM DERIVED BY FORMULA 35.433 10.734 46.17

N.Y.C.I.R.B. 2020 PURE PREMIUMS 110Page

CLASS 6882 SHIP REPAIR CONVERSION-ALL OPERATIONS-& DRIVERS-COVERAGE STATE ACT ONLY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 19,216 1 71,419 36,272 107,691 5.60

2014 6,702 1 12,169 11,602 23,771 3.55

2015 6,367 2 678,779 2 57,882 322,358 43,536 1,102,555 173.17

2016 5,588 4 306,787 166,422 473,209 84.68

2017 5,100 4 165,954 120,917 286,871 56.25

TOTAL 42,973 2 678,779 12 614,211 322,358 378,749 1,994,097 46.40

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 11 30.088 13 16.315 46.40

PURE PREMIUM UNDERLYING PRESENT RATE 89 4.143 87 2.174 6.32

PURE PREMIUM DERIVED BY FORMULA 6.997 4.012 11.01

CLASS 7016 VESSELS NOC-PROGRAM I, INCLUDING PROGRAM II-STATE ACT AND PROGRAM II-USL ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 71,464 1 11,815 1 10,948 118,926 16,196 157,885 2.21

2014 83,452 1 8,660 3 221,595 5,250 135,187 370,692 4.44

2015 126,099 3 823,059 4 842,341 685,601 277,290 2,628,291 20.84

2016 106,871 1 1,035,026 4 847,554 350,435 252,101 2,485,116 23.25

2017 84,371 1,832 1,832 0.02

TOTAL 472,257 6 1,878,560 12 1,922,438 1,160,212 682,606 5,643,816 11.95

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 37 8.049 52 3.902 11.95

PURE PREMIUM UNDERLYING PRESENT RATE 63 8.005 48 5.976 13.98

PURE PREMIUM DERIVED BY FORMULA 8.021 4.898 12.92

CLASS 7024 VESSELS NOC-PROGRAM II-STATE ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013

2014

2015

2016

2017

TOTAL

INDEMNITY MEDICAL TOTAL PURE PREMIUM

Final Pure Premium reflects differential factor of 1.111 CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM

PURE PREMIUM UNDERLYING PRESENT RATE

PURE PREMIUM DERIVED BY FORMULA 8.911 5.442 14.35

N.Y.C.I.R.B. 2020 PURE PREMIUMS 111Page

CLASS 7038 BOAT LIVERY-BOATS UNDER 15 TONS-PROGRAM I, INCLUDING PROGRAM II-STATE ACT AND PROGRAM II-USL ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 47,327 2 6,691 2 14,882 38,884 10,219 70,676 1.49

2014 45,247 5 258,234 124,454 382,688 8.46

2015 49,213 1 1,177 1 4,026 5,805 22,172 33,180 0.67

2016 50,719 4 136,323 84,329 220,652 4.35

2017 66,956 3 276,272 132,615 408,887 6.11

TOTAL 259,462 3 7,868 15 689,737 44,689 373,789 1,116,083 4.30

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 17 2.689 25 1.613 4.30

PURE PREMIUM UNDERLYING PRESENT RATE 83 2.225 75 1.770 4.00

PURE PREMIUM DERIVED BY FORMULA 2.304 1.731 4.04

CLASS 7046 VESSELS-NOT SELF-PROPELLED-PROGRAM I, INCLUDING PROGRAM II-STATE ACT AND PROGRAM II-USL ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,350

2014 750

2015 750

2016 750

2017 760

TOTAL 4,360

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 3 4

PURE PREMIUM UNDERLYING PRESENT RATE 97 2.433 96 1.236 3.67

PURE PREMIUM DERIVED BY FORMULA 2.360 1.187 3.55

CLASS 7047 VESSELS NOC-PROGRAM II-USL ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013

2014

2015

2016

2017

TOTAL

INDEMNITY MEDICAL TOTAL PURE PREMIUM

Final Pure Premium reflects differential factor of 1.962 CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM

PURE PREMIUM UNDERLYING PRESENT RATE

PURE PREMIUM DERIVED BY FORMULA 15.737 9.610 25.35

N.Y.C.I.R.B. 2020 PURE PREMIUMS 112Page

CLASS 7050 BOAT LIVERY-BOATS UNDER 15 TONS-PROGRAM II-USL ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013

2014

2015

2016

2017

TOTAL

INDEMNITY MEDICAL TOTAL PURE PREMIUM

Final Pure Premium reflects differential factor of 1.962 CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM

PURE PREMIUM UNDERLYING PRESENT RATE

PURE PREMIUM DERIVED BY FORMULA 4.520 3.396 7.92

CLASS 7090 BOAT LIVERY-BOATS UNDER 15 TONS-PROGRAM II-STATE ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013

2014

2015

2016

2017

TOTAL

INDEMNITY MEDICAL TOTAL PURE PREMIUM

Final Pure Premium reflects differential factor of 1.111 CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM

PURE PREMIUM UNDERLYING PRESENT RATE

PURE PREMIUM DERIVED BY FORMULA 2.560 1.923 4.48

CLASS 7098 VESSELS-NOT SELF-PROPELLED-PROGRAM II-STATE ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013

2014

2015

2016

2017

TOTAL

INDEMNITY MEDICAL TOTAL PURE PREMIUM

Final Pure Premium reflects differential factor of 1.111 CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM

PURE PREMIUM UNDERLYING PRESENT RATE

PURE PREMIUM DERIVED BY FORMULA 2.622 1.319 3.94

N.Y.C.I.R.B. 2020 PURE PREMIUMS 113Page

CLASS 7099 VESSELS-NOT SELF-PROPELLED-PROGRAM II-USL ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013

2014

2015

2016

2017

TOTAL

INDEMNITY MEDICAL TOTAL PURE PREMIUM

Final Pure Premium reflects differential factor of 1.962 CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM

PURE PREMIUM UNDERLYING PRESENT RATE

PURE PREMIUM DERIVED BY FORMULA 4.630 2.329 6.96

CLASS 7133 RAILROAD-ALL EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 14,038 64 64 0.00

2014 14,775 1 148,072 214,526 145 362,743 24.55

2015 12,554 2,127 2,127 0.17

2016 13,738 1,537 1,537 0.11

2017 14,314 1 8,157 15,625 23,782 1.66

TOTAL 69,419 1 148,072 1 8,157 214,526 19,498 390,253 5.62

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 11 2.251 15 3.371 5.62

PURE PREMIUM UNDERLYING PRESENT RATE 89 2.730 85 1.871 4.60

PURE PREMIUM DERIVED BY FORMULA 2.677 2.096 4.77

CLASS 7197 TRUCKING-PARCELS OR PACKAGES-HOME DELIVERY FROM RETAIL STORES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 126,013 1 9,930 6 144,646 5,120 77,614 237,310 1.88

2014 105,612 3 510,632 8 446,837 140,705 156,951 1,255,125 11.88

2015 112,735 2 107,608 8 648,088 137,120 327,898 1,220,714 10.83

2016 154,519 2 355,150 33 195,252 226,692 360,812 1,137,906 7.36

2017 144,010 16 258,301 248,998 507,299 3.52

TOTAL 642,889 8 983,320 71 1,693,124 509,637 1,172,273 4,358,354 6.78

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 34 4.163 47 2.616 6.78

PURE PREMIUM UNDERLYING PRESENT RATE 66 4.906 53 3.398 8.30

PURE PREMIUM DERIVED BY FORMULA 4.653 3.030 7.68

N.Y.C.I.R.B. 2020 PURE PREMIUMS 114Page

CLASS 7201 BOARDING OR LIVERY STABLE-NOT SALES STABLE-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 321,622 3 134,839 15 217,809 136,788 279,568 769,004 2.39

2014 326,324 4 49,493 13 219,092 145,324 578,138 992,047 3.04

2015 327,711 2 5,095 15 147,233 3,217 298,723 454,268 1.39

2016 345,365 4 763,607 17 199,405 327,595 282,937 1,573,544 4.56

2017 369,697 2 271,438 11 1,083,360 209,111 322,694 1,886,603 5.10

TOTAL 1,690,719 15 1,224,472 71 1,866,899 822,035 1,762,060 5,675,466 3.36

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 34 1.828 53 1.528 3.36

PURE PREMIUM UNDERLYING PRESENT RATE 66 1.839 47 1.772 3.61

PURE PREMIUM DERIVED BY FORMULA 1.835 1.643 3.48

CLASS 7207 CLUB OR RIDING ACADEMY - & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 114,563 2 24,804 6 37,843 29,550 170,772 262,969 2.30

2014 129,048 5 86,017 67,763 153,780 1.19

2015 139,598 4 140,810 6 157,121 403,299 427,417 1,128,647 8.08

2016 134,502 1 18,550 7 155,124 30,317 185,115 389,106 2.89

2017 143,762 4 79,309 141,364 220,673 1.53

TOTAL 661,473 7 184,164 28 515,414 463,166 992,431 2,155,175 3.26

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 23 1.058 42 2.201 3.26

PURE PREMIUM UNDERLYING PRESENT RATE 77 1.727 58 2.596 4.32

PURE PREMIUM DERIVED BY FORMULA 1.573 2.430 4.00

CLASS 7219 TRUCKING NOC-ALL EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 16,777,109 297 40,593,122 1,085 57,272,899 24,587,310 30,890,241 153,343,572 9.14

2014 17,223,505 255 43,593,678 1,028 58,064,683 28,114,349 32,758,973 162,531,683 9.44

2015 17,724,621 260 45,660,054 944 62,832,929 28,628,677 33,733,244 170,854,904 9.64

2016 17,863,061 246 40,811,622 908 60,627,915 30,640,906 34,257,787 166,338,230 9.31

2017 18,958,044 245 54,140,691 989 77,153,985 33,426,510 40,884,033 205,605,219 10.85

TOTAL 88,546,340 1,303 224,799,167 4,954 315,952,411 145,397,752 172,524,278 858,673,608 9.70

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 6.107 100 3.590 9.70

PURE PREMIUM UNDERLYING PRESENT RATE 0 5.923 0 3.503 9.43

PURE PREMIUM DERIVED BY FORMULA 6.107 3.590 9.70

N.Y.C.I.R.B. 2020 PURE PREMIUMS 115Page

CLASS 7231 MESSENGER SERVICE CO.-DELIVERING MAIL, PARCELS PACKAGES- ALL EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,200,924 47 4,130,298 104 3,454,430 2,022,589 2,141,621 11,748,938 9.78

2014 1,383,503 30 3,575,989 98 3,552,975 2,327,807 2,054,815 11,511,586 8.32

2015 1,351,939 48 4,694,602 110 3,591,398 2,039,481 1,827,145 12,152,626 8.99

2016 1,575,947 36 3,810,853 123 4,551,659 2,392,447 2,726,446 13,481,405 8.55

2017 1,742,783 44 6,056,166 119 5,238,110 3,905,166 3,572,200 18,771,642 10.77

TOTAL 7,255,096 205 22,267,908 554 20,388,572 12,687,490 12,322,227 67,666,197 9.33

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 94 5.880 100 3.447 9.33

PURE PREMIUM UNDERLYING PRESENT RATE 6 5.508 0 3.404 8.91

PURE PREMIUM DERIVED BY FORMULA 5.858 3.447 9.31

CLASS 7309 STEVEDORING NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 64,922

2014 59,144

2015 58,952

2016 63,267

2017 66,595

TOTAL 312,880

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 9 8

PURE PREMIUM UNDERLYING PRESENT RATE 91 0.338 92 0.074 0.41

PURE PREMIUM DERIVED BY FORMULA 0.308 0.068 0.38

CLASS 7309 FEDERAL STEVEDORING NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 64,922 10,730 10,730 0.17

2014 59,144

2015 58,952 1 98,005 106,959 204,964 3.48

2016 63,267 2 395,624 305,848 701,472 11.09

2017 66,595 1 1,242 2,971 4,213 0.06

TOTAL 312,880 4 494,871 426,508 921,379 2.95

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 21 1.582 20 1.363 2.95

PURE PREMIUM UNDERLYING PRESENT RATE 79 2.969 80 0.807 3.78

PURE PREMIUM DERIVED BY FORMULA 2.678 0.918 3.60

N.Y.C.I.R.B. 2020 PURE PREMIUMS 116Page

CLASS 7333 DREDGING-ALL TYPES-PROGRAM I, INCLUDING PROGRAM II-STATE ACT AND PROGRAM II-USL ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 27,923 3 23,038 12,352 35,390 1.27

2014 19,597 1 133,548 33,276 166,824 8.51

2015 16,636 1 80,970 20,829 101,799 6.12

2016 17,202 2 50,529 38,779 89,308 5.19

2017 15,525 1 93,916 33,082 126,998 8.18

TOTAL 96,883 8 382,001 138,318 520,319 5.37

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 18 3.943 17 1.428 5.37

PURE PREMIUM UNDERLYING PRESENT RATE 82 6.164 83 1.700 7.86

PURE PREMIUM DERIVED BY FORMULA 5.764 1.654 7.42

CLASS 7335 DREDGING-ALL TYPES-PROGRAM II-STATE ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013

2014

2015

2016

2017

TOTAL

INDEMNITY MEDICAL TOTAL PURE PREMIUM

Final Pure Premium reflects differential factor of 1.111 CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM

PURE PREMIUM UNDERLYING PRESENT RATE

PURE PREMIUM DERIVED BY FORMULA 6.404 1.838 8.24

CLASS 7337 DREDGING-ALL TYPES-PROGRAM II-USL ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013

2014

2015

2016

2017

TOTAL

INDEMNITY MEDICAL TOTAL PURE PREMIUM

Final Pure Premium reflects differential factor of 1.962 CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM

PURE PREMIUM UNDERLYING PRESENT RATE

PURE PREMIUM DERIVED BY FORMULA 11.309 3.245 14.55

N.Y.C.I.R.B. 2020 PURE PREMIUMS 117Page

CLASS 7364 INDEPENDENT LIVERY DRIVER BENEFIT FUND

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,648,652 5 336,027 1 261 799,879 7,569 1,143,736 0.69

2014 2,254,718 2 132,597 1 430 51,463 1,518 186,008 0.08

2015 2,103,933 5 268,703 1 184 63,960 702 333,549 0.16

2016 1,693,045 4 353,304 84,736 65,634 503,674 0.30

2017 1,673,699 6 323,664 376,922 18,637 719,223 0.43

TOTAL 9,374,047 22 1,414,295 3 875 1,376,960 94,060 2,886,190 0.31

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 34 0.151 43 0.157 0.31

PURE PREMIUM UNDERLYING PRESENT RATE 66 0.330 57 0.187 0.52

PURE PREMIUM DERIVED BY FORMULA 0.269 0.174 0.44

CLASS 7366 FREIGHT HANDLERS ON PIERS OR IN TERMINALS OR AREAS ADJOINING PIERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 10,839

2014 10,015

2015 10,220

2016 11,528

2017 11,734

TOTAL 54,336

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 13 13

PURE PREMIUM UNDERLYING PRESENT RATE 87 5.417 87 1.541 6.96

PURE PREMIUM DERIVED BY FORMULA 4.713 1.341 6.05

CLASS 7367 FREIGHT HANDLERS NOC-STATE ACT ONLY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 421,622 9 1,103,021 28 1,956,811 484,725 533,703 4,078,260 9.67

2014 429,874 9 865,709 30 2,251,845 404,779 913,775 4,436,108 10.32

2015 445,931 13 1,512,647 25 1,262,788 537,986 889,428 4,202,849 9.42

2016 414,540 6 554,872 22 678,160 444,060 353,213 2,030,305 4.90

2017 487,754 4 733,760 26 505,375 573,687 498,965 2,311,787 4.74

TOTAL 2,199,721 41 4,770,009 131 6,654,979 2,445,237 3,189,084 17,059,309 7.76

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 59 5.194 70 2.561 7.76

PURE PREMIUM UNDERLYING PRESENT RATE 41 5.777 30 2.740 8.52

PURE PREMIUM DERIVED BY FORMULA 5.433 2.615 8.05

N.Y.C.I.R.B. 2020 PURE PREMIUMS 118Page

CLASS 7368 TAXICAB OR LIVERY SERVICE-PUBLIC-ALL OTHER EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,130,195 242 6,759,726 35 716,721 5,716,050 2,112,989 15,305,486 4.89

2014 3,398,053 253 7,372,997 33 646,779 7,165,376 2,106,407 17,291,559 5.09

2015 3,133,724 236 6,611,351 65 1,428,980 6,253,370 2,610,903 16,904,604 5.39

2016 2,702,246 275 7,858,554 56 1,124,846 9,695,373 2,107,732 20,786,505 7.69

2017 2,390,922 245 8,880,367 74 1,535,109 12,535,790 3,056,220 26,007,486 10.88

TOTAL 14,755,140 1,251 37,482,995 263 5,452,435 41,365,959 11,994,251 96,295,640 6.53

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 97 2.910 100 3.616 6.53

PURE PREMIUM UNDERLYING PRESENT RATE 3 2.948 0 3.894 6.84

PURE PREMIUM DERIVED BY FORMULA 2.911 3.616 6.53

CLASS 7377 LIMOUSINE OR LIVERY SERVICE-PRIVATE-ALL OTHER EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 731,401 23 1,530,698 15 272,228 967,156 446,714 3,216,796 4.40

2014 658,060 25 1,920,002 19 481,690 1,692,545 338,044 4,432,281 6.74

2015 614,756 13 906,050 19 626,224 627,366 480,216 2,639,856 4.29

2016 588,853 18 1,397,966 21 1,366,481 1,328,433 1,190,131 5,283,011 8.97

2017 580,408 9 737,595 9 403,384 386,574 343,532 1,871,085 3.22

TOTAL 3,173,478 88 6,492,311 83 3,150,007 5,002,074 2,798,637 17,443,029 5.50

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 62 3.038 88 2.458 5.50

PURE PREMIUM UNDERLYING PRESENT RATE 38 4.461 12 3.435 7.90

PURE PREMIUM DERIVED BY FORMULA 3.579 2.575 6.15

CLASS 7380 DRIVERS AND HELPERS NOC-COMMERCIAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 12,362,229 276 26,937,296 862 37,264,121 18,143,707 19,647,321 101,992,445 8.25

2014 12,624,280 286 32,125,889 887 34,790,722 19,890,224 19,607,636 106,414,471 8.43

2015 12,842,615 263 30,527,686 841 34,412,852 21,022,843 19,046,298 105,009,679 8.18

2016 13,554,889 266 40,076,979 932 39,807,813 25,148,142 22,360,356 127,393,290 9.40

2017 14,129,361 243 29,279,603 861 42,110,518 21,338,157 25,838,572 118,566,850 8.39

TOTAL 65,513,374 1,334 158,947,453 4,383 188,386,026 105,543,073 106,500,183 559,376,735 8.54

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 5.302 100 3.237 8.54

PURE PREMIUM UNDERLYING PRESENT RATE 0 5.431 0 3.248 8.68

PURE PREMIUM DERIVED BY FORMULA 5.302 3.237 8.54

N.Y.C.I.R.B. 2020 PURE PREMIUMS 119Page

CLASS 7390 BEER OR ALE DEALER-WHOLESALE-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,521,980 98 9,154,671 266 7,653,725 4,133,394 3,368,660 24,310,450 15.97

2014 1,595,830 119 11,844,438 315 12,110,201 6,164,108 4,653,391 34,772,138 21.79

2015 1,652,715 63 5,680,099 272 10,494,269 2,580,327 4,534,427 23,289,122 14.09

2016 1,603,856 46 6,352,034 307 11,129,116 3,697,960 4,665,976 25,845,086 16.11

2017 1,660,764 45 8,395,228 261 10,275,118 3,946,535 4,463,572 27,080,453 16.31

TOTAL 8,035,145 371 41,426,470 1,421 51,662,429 20,522,324 21,686,026 135,297,249 16.84

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 11.585 100 5.253 16.84

PURE PREMIUM UNDERLYING PRESENT RATE 0 11.420 0 5.191 16.61

PURE PREMIUM DERIVED BY FORMULA 11.585 5.253 16.84

CLASS 7394 DIVING-MARINE-PROGRAM I, INCLUDING PROGRAM II-STATE ACT AND PROGRAM II-USL ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 102,800 2 415,826 1 94,677 143,282 73,227 727,012 7.07

2014 72,333

2015 83,806 279 279 0.00

2016 77,763 1 176,408 277,448 453,856 5.84

2017 99,352 1 4 5 613,803 4 255,309 869,120 8.75

TOTAL 436,054 3 415,830 7 884,888 143,286 606,263 2,050,267 4.70

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 27 2.983 29 1.719 4.70

PURE PREMIUM UNDERLYING PRESENT RATE 73 3.933 71 1.529 5.46

PURE PREMIUM DERIVED BY FORMULA 3.677 1.584 5.26

CLASS 7395 DIVING-MARINE-PROGRAM II-STATE ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013

2014

2015

2016

2017

TOTAL

INDEMNITY MEDICAL TOTAL PURE PREMIUM

Final Pure Premium reflects differential factor of 1.111 CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM

PURE PREMIUM UNDERLYING PRESENT RATE

PURE PREMIUM DERIVED BY FORMULA 4.085 1.760 5.85

N.Y.C.I.R.B. 2020 PURE PREMIUMS 120Page

CLASS 7398 DIVING-MARINE-PROGRAM II-USL ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013

2014

2015

2016

2017

TOTAL

INDEMNITY MEDICAL TOTAL PURE PREMIUM

Final Pure Premium reflects differential factor of 1.962 CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM

PURE PREMIUM UNDERLYING PRESENT RATE

PURE PREMIUM DERIVED BY FORMULA 7.214 3.108 10.32

CLASS 7403 AVIATION - AERIAL APPLICATION, SEEDING, HERDING SCINTILLOMETER SURVEY - ALL OTHER EMPS. & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 7,064,473 107 9,181,148 508 13,927,975 6,276,670 9,898,331 39,284,124 5.56

2014 7,798,759 76 4,917,577 594 18,475,635 4,104,949 12,865,272 40,363,433 5.18

2015 9,871,832 118 11,192,780 843 26,905,449 7,768,461 15,285,915 61,152,605 6.19

2016 10,529,799 152 15,681,449 796 26,648,733 14,056,684 17,374,042 73,760,908 7.00

2017 11,751,462 169 18,831,750 705 30,954,391 16,121,838 19,979,063 85,887,042 7.31

TOTAL 47,016,325 622 59,804,704 3,446 116,912,183 48,328,602 75,402,623 300,448,112 6.39

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 3.759 100 2.632 6.39

PURE PREMIUM UNDERLYING PRESENT RATE 0 3.477 0 2.470 5.95

PURE PREMIUM DERIVED BY FORMULA 3.759 2.632 6.39

CLASS 7405 AVIATION AIR CARRIER-SCHEDULED, COMMUTER OR SUPPLEMENTAL-FLYING CREW

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 9,381,409 44 2,979,687 226 3,866,429 2,435,887 3,328,610 12,610,613 1.34

2014 9,483,737 25 1,488,382 161 4,000,439 1,155,686 3,631,364 10,275,871 1.08

2015 15,431,763 60 5,037,574 371 7,398,529 3,974,679 6,210,195 22,620,977 1.47

2016 16,471,147 62 5,260,304 362 8,688,747 4,170,270 6,219,830 24,339,151 1.48

2017 17,909,358 33 3,241,521 288 8,485,349 2,445,893 4,918,947 19,091,710 1.07

TOTAL 68,677,414 224 18,007,468 1,408 32,439,493 14,182,415 24,308,946 88,938,322 1.30

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 0.735 100 0.560 1.30

PURE PREMIUM UNDERLYING PRESENT RATE 0 0.797 0 0.611 1.41

PURE PREMIUM DERIVED BY FORMULA 0.735 0.560 1.30

N.Y.C.I.R.B. 2020 PURE PREMIUMS 121Page

CLASS 7421 AVIATION - TRANSPORT OF PERSONNEL IN CONDUCT OF EMPLOYERS BUSINESS-FLYING CREW

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 511,681 1 93,574 3 17,445 47,400 14,923 173,342 0.34

2014 544,857 2 25,170 35,071 60,241 0.11

2015 505,087 1 301,715 258,404 560,119 1.11

2016 462,665 1 79,258 134,493 213,751 0.46

2017 546,076 1 32,317 2 169,246 336,777 113,580 651,920 1.19

TOTAL 2,570,366 2 125,891 9 592,834 384,177 556,471 1,659,373 0.65

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 22 0.280 28 0.366 0.65

PURE PREMIUM UNDERLYING PRESENT RATE 78 0.407 72 0.243 0.65

PURE PREMIUM DERIVED BY FORMULA 0.379 0.277 0.66

CLASS 7422 AVIATION-AERIAL APPLICATION, SEEDING, HERDING SCINTILLOMETER SURVEY-FLYING CREW

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 267,824 1 172,757 2 21,660 288,059 22,783 505,259 1.89

2014 275,516 1 206,872 2 193,246 768,238 84,997 1,253,353 4.55

2015 314,210 2 14,073 40,311 54,384 0.17

2016 220,110 1 152 2,815 2,967 0.01

2017 346,109 3 246,837 138,567 385,404 1.11

TOTAL 1,423,769 2 379,629 10 475,968 1,056,297 289,473 2,201,367 1.55

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 26 0.601 41 0.945 1.55

PURE PREMIUM UNDERLYING PRESENT RATE 74 1.096 59 1.122 2.22

PURE PREMIUM DERIVED BY FORMULA 0.967 1.049 2.02

CLASS 7431 AVIATION AIR CHARTER OR AIR TAXI: -FLYING CREW

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 483,399 5,567 5,567 0.01

2014 513,063 1 4,361 10,877 15,238 0.03

2015 617,977 1 142,433 4 156,389 26,435 114,038 439,295 0.71

2016 715,546 1 47,235 1 109,383 8,767 52,343 217,728 0.30

2017 658,773 1 7,820 2 1,590,296 8,385 308,746 1,915,247 2.91

TOTAL 2,988,758 3 197,488 8 1,860,429 43,587 491,571 2,593,075 0.87

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 21 0.689 25 0.179 0.87

PURE PREMIUM UNDERLYING PRESENT RATE 79 0.333 75 0.152 0.49

PURE PREMIUM DERIVED BY FORMULA 0.408 0.159 0.57

N.Y.C.I.R.B. 2020 PURE PREMIUMS 122Page

CLASS 7502 GAS COMPANY-NATURAL GAS-LOCAL DISTRIBUTION-ALL OPERATIONS-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 350,908 5 207,599 73,905 281,504 0.80

2014 373,070 3 788,116 12 455,937 109,571 162,074 1,515,698 4.06

2015 406,045 1 108,322 3 267,567 140,622 90,165 606,676 1.49

2016 353,602 1 22,293 12 846,110 16,951 244,046 1,129,400 3.19

2017 468,656 1 215,811 5 467,044 90,347 178,982 952,184 2.03

TOTAL 1,952,281 6 1,134,542 37 2,244,257 357,491 749,172 4,485,462 2.30

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 32 1.731 36 0.567 2.30

PURE PREMIUM UNDERLYING PRESENT RATE 68 1.423 64 0.581 2.00

PURE PREMIUM DERIVED BY FORMULA 1.522 0.576 2.10

CLASS 7515 GAS OR OIL PIPELINE OPERATION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 452,485 1 5,301 8 290,422 3,452 285,582 584,757 1.29

2014 517,175 3 182,350 13 770,643 93,024 417,201 1,463,218 2.83

2015 448,319 2 67,033 4 319,879 171,973 188,976 747,861 1.67

2016 395,926 3 435,159 302,940 738,099 1.86

2017 416,909 2 149,615 141,824 291,439 0.70

TOTAL 2,230,814 6 254,684 30 1,965,718 268,449 1,336,523 3,825,374 1.71

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 31 0.995 45 0.719 1.71

PURE PREMIUM UNDERLYING PRESENT RATE 69 1.106 55 0.921 2.03

PURE PREMIUM DERIVED BY FORMULA 1.072 0.830 1.90

CLASS 7520 WATERWORKS OPERATION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,015,918 16 1,203,759 72 3,650,526 501,225 1,565,336 6,920,846 6.81

2014 995,690 12 1,527,576 65 2,963,202 738,685 1,055,635 6,285,098 6.31

2015 976,726 14 1,222,346 54 3,408,915 735,292 1,115,106 6,481,659 6.64

2016 817,941 6 951,975 31 1,576,397 440,091 563,937 3,532,400 4.32

2017 817,122 9 1,670,936 42 3,962,827 778,652 1,332,900 7,745,315 9.48

TOTAL 4,623,397 57 6,576,592 264 15,561,867 3,193,945 5,632,914 30,965,318 6.70

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 73 4.788 84 1.909 6.70

PURE PREMIUM UNDERLYING PRESENT RATE 27 4.571 16 2.079 6.65

PURE PREMIUM DERIVED BY FORMULA 4.729 1.936 6.67

N.Y.C.I.R.B. 2020 PURE PREMIUMS 123Page

CLASS 7536 CABLE INSTALLATION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 52,622 3 45,382 4 279,754 46,954 116,254 488,344 9.28

2014 102,252 14 449,054 239,619 688,673 6.74

2015 58,420 1 18,709 6 115,516 12,378 62,497 209,100 3.58

2016 72,477 1 528 596 1,124 0.02

2017 84,372 1 135,455 4 127,062 85,746 155,159 503,422 5.97

TOTAL 370,143 5 199,546 29 971,914 145,078 574,125 1,890,663 5.11

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 27 3.165 31 1.943 5.11

PURE PREMIUM UNDERLYING PRESENT RATE 73 4.709 69 2.179 6.89

PURE PREMIUM DERIVED BY FORMULA 4.292 2.106 6.40

CLASS 7538 ELECTRIC LIGHT OR POWER LINE CONSTRUCTION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 699,941 3 821,973 11 861,492 600,295 378,300 2,662,060 3.80

2014 430,525 3 704,192 13 561,936 1,227,957 340,975 2,835,060 6.59

2015 666,218 6 1,424,991 13 663,003 592,607 360,133 3,040,734 4.56

2016 932,940 5 1,912,368 17 2,332,902 1,741,761 1,383,422 7,370,453 7.90

2017 1,147,666 4 973,583 16 733,506 582,202 619,438 2,908,729 2.53

TOTAL 3,877,290 21 5,837,107 70 5,152,839 4,744,822 3,082,268 18,817,036 4.85

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 53 2.834 77 2.019 4.85

PURE PREMIUM UNDERLYING PRESENT RATE 47 2.492 23 1.955 4.45

PURE PREMIUM DERIVED BY FORMULA 2.673 2.004 4.68

CLASS 7539 ELECTRIC LIGHT OR POWER CO.-ALL EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 5,533,696 11 1,899,063 63 5,213,386 956,320 1,928,213 9,996,982 1.81

2014 6,499,425 18 2,455,590 79 5,083,950 2,071,353 2,220,715 11,831,608 1.82

2015 6,856,112 9 1,933,055 57 3,625,739 1,004,948 1,521,094 8,084,836 1.18

2016 7,429,615 14 2,162,664 64 5,206,510 1,232,863 2,473,484 11,075,521 1.49

2017 8,060,806 17 2,872,488 63 4,704,331 1,775,281 2,074,395 11,426,495 1.42

TOTAL 34,379,654 69 11,322,860 326 23,833,916 7,040,765 10,217,901 52,415,442 1.53

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 91 1.023 100 0.502 1.53

PURE PREMIUM UNDERLYING PRESENT RATE 9 1.083 0 0.544 1.63

PURE PREMIUM DERIVED BY FORMULA 1.028 0.502 1.53

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CLASS 7542 METER READERS—UTILITY COMPANY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 295,614 2 465,940 20 914,718 120,590 477,961 1,979,209 6.70

2014 250,793 2 71,294 13 431,302 19,631 130,965 653,192 2.60

2015 288,966 3 182,372 10 472,771 56,599 178,743 890,485 3.08

2016 272,031 2 32,595 4 396,728 30,319 168,065 627,707 2.31

2017 211,039 5 280,956 91,558 372,514 1.77

TOTAL 1,318,443 9 752,201 52 2,496,475 227,139 1,047,292 4,523,107 3.43

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 40 2.464 45 0.967 3.43

PURE PREMIUM UNDERLYING PRESENT RATE 60 3.553 55 1.509 5.06

PURE PREMIUM DERIVED BY FORMULA 3.117 1.265 4.38

CLASS 7580 SEWAGE DISPOSAL PLANT OPERATION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 385,482 4 617,604 11 639,076 257,320 403,608 1,917,608 4.97

2014 339,876 5 908,471 16 1,324,482 631,992 511,955 3,376,900 9.94

2015 344,827 1 16,190 2 90,239 9,864 42,536 158,829 0.46

2016 336,425 8 695,346 503,772 1,199,118 3.56

2017 418,783 7 484,454 279,872 764,326 1.83

TOTAL 1,825,393 10 1,542,265 44 3,233,597 899,176 1,741,743 7,416,781 4.06

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 44 2.616 54 1.447 4.06

PURE PREMIUM UNDERLYING PRESENT RATE 56 3.294 46 1.754 5.05

PURE PREMIUM DERIVED BY FORMULA 2.996 1.588 4.58

CLASS 7590 GARBAGE WORKS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 425,569 1 43,279 16 411,027 9,692 331,161 795,159 1.87

2014 525,554 5 193,567 19 1,476,688 112,046 1,255,511 3,037,812 5.78

2015 573,679 13 3,073,638 41 1,695,786 1,350,495 759,942 6,879,861 11.99

2016 579,347 13 1,714,837 59 2,826,161 1,463,856 1,712,749 7,717,603 13.32

2017 816,865 12 1,932,485 35 1,779,460 1,386,346 1,058,402 6,156,693 7.54

TOTAL 2,921,014 44 6,957,806 170 8,189,122 4,322,435 5,117,765 24,587,128 8.42

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 58 5.186 78 3.232 8.42

PURE PREMIUM UNDERLYING PRESENT RATE 42 4.113 22 2.724 6.84

PURE PREMIUM DERIVED BY FORMULA 4.735 3.120 7.86

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CLASS 7600 TELEPHONE OR TELEGRAPH CO.-ALL OTHER EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 14,253,645 292 24,355,628 854 31,385,142 12,617,922 12,549,692 80,908,384 5.68

2014 14,064,423 345 35,348,129 888 41,678,142 17,175,664 16,006,114 110,208,049 7.84

2015 12,190,494 302 31,459,761 792 32,884,792 15,016,405 12,887,687 92,248,645 7.57

2016 13,296,934 300 26,804,521 795 38,421,680 14,264,694 15,438,601 94,929,496 7.14

2017 12,379,680 261 33,407,814 779 46,972,719 16,314,061 18,730,347 115,424,941 9.32

TOTAL 66,185,176 1,500 151,375,853 4,108 191,342,475 75,388,746 75,612,441 493,719,515 7.46

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 5.178 100 2.281 7.46

PURE PREMIUM UNDERLYING PRESENT RATE 0 4.668 0 2.173 6.84

PURE PREMIUM DERIVED BY FORMULA 5.178 2.281 7.46

CLASS 7601 TELEPHONE OR TELEGRAPH OR FIRE ALARM LINE CONSTRUCTION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 325,655 1 42,918 12 319,581 47,211 197,006 606,716 1.86

2014 335,266 1 10,721 10 1,081,878 44,064 964,333 2,100,996 6.27

2015 380,727 9 345,920 706,187 1,052,107 2.76

2016 433,962 2 41,675 10 445,149 36,051 420,363 943,238 2.17

2017 412,667 5 495,334 15 1,362,752 410,467 745,159 3,013,712 7.30

TOTAL 1,888,277 9 590,648 56 3,555,280 537,793 3,033,048 7,716,769 4.09

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 38 2.196 51 1.891 4.09

PURE PREMIUM UNDERLYING PRESENT RATE 62 2.239 49 1.480 3.72

PURE PREMIUM DERIVED BY FORMULA 2.223 1.690 3.91

CLASS 7610 RADIO OR TELEVISION BROADCASTING STATION-ALL EMPLOYEES-& CLERICAL, OUTSIDE SALESPERSONS, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 30,127,392 9 936,379 57 2,225,650 374,608 1,561,314 5,097,951 0.17

2014 34,160,186 13 1,842,684 57 1,726,479 1,123,479 1,488,991 6,181,633 0.18

2015 31,372,109 15 1,093,665 61 2,413,965 865,644 1,320,592 5,693,866 0.18

2016 32,933,919 14 2,634,464 62 2,709,093 1,346,949 1,629,703 8,320,209 0.25

2017 34,141,191 16 1,946,369 60 2,249,784 2,144,764 1,897,412 8,238,329 0.24

TOTAL 162,734,797 67 8,453,561 297 11,324,971 5,855,444 7,898,012 33,531,988 0.21

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 72 0.122 96 0.085 0.21

PURE PREMIUM UNDERLYING PRESENT RATE 28 0.127 4 0.082 0.21

PURE PREMIUM DERIVED BY FORMULA 0.123 0.085 0.21

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CLASS 7710 FIREFIGHTERS-NOT VOLUNTEER-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 514,794 7 287,373 17 855,126 229,380 486,116 1,857,995 3.61

2014 474,883 5 769,187 20 717,677 341,031 404,641 2,232,536 4.70

2015 395,863 1 52,259 7 330,364 89,202 262,269 734,094 1.85

2016 380,668 1 28,272 10 341,690 8,255 189,221 567,438 1.49

2017 369,871 6 589,727 6 366,257 652,194 189,634 1,797,812 4.86

TOTAL 2,136,079 20 1,726,818 60 2,611,114 1,320,062 1,531,881 7,189,875 3.37

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 39 2.031 50 1.335 3.37

PURE PREMIUM UNDERLYING PRESENT RATE 61 2.074 50 1.239 3.31

PURE PREMIUM DERIVED BY FORMULA 2.057 1.287 3.34

CLASS 7720 POLICE OFFICERS & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,821,034 22 2,095,294 74 1,957,718 1,085,268 1,092,799 6,231,079 1.63

2014 2,112,622 16 2,029,087 75 2,486,565 851,615 1,557,061 6,924,328 3.28

2015 2,142,004 18 1,599,651 78 3,176,149 1,823,582 1,873,817 8,473,199 3.96

2016 2,053,303 14 2,331,707 56 2,574,692 1,183,173 1,399,583 7,489,155 3.65

2017 1,754,598 11 1,021,375 76 2,416,120 1,153,139 1,740,110 6,330,744 3.61

TOTAL 11,883,561 81 9,077,114 359 12,611,244 6,096,777 7,663,370 35,448,505 2.98

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 68 1.825 90 1.158 2.98

PURE PREMIUM UNDERLYING PRESENT RATE 32 1.474 10 0.967 2.44

PURE PREMIUM DERIVED BY FORMULA 1.713 1.139 2.85

CLASS 7723 DETECTIVE OR PATROL AGENCY & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 13,003,862 67 4,512,532 191 6,417,988 3,334,037 4,605,857 18,870,414 1.45

2014 15,313,512 77 7,126,327 236 8,322,080 5,479,913 5,463,427 26,391,747 1.72

2015 16,280,035 87 7,237,317 223 8,392,994 6,902,296 6,848,936 29,381,543 1.80

2016 19,059,468 94 8,344,766 222 6,385,487 7,365,689 5,229,278 27,325,220 1.43

2017 20,451,834 84 6,490,508 211 8,356,629 5,207,960 7,305,054 27,360,151 1.34

TOTAL 84,108,711 409 33,711,450 1,083 37,875,178 28,289,895 29,452,552 129,329,075 1.54

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 0.851 100 0.687 1.54

PURE PREMIUM UNDERLYING PRESENT RATE 0 0.872 0 0.669 1.54

PURE PREMIUM DERIVED BY FORMULA 0.851 0.687 1.54

N.Y.C.I.R.B. 2020 PURE PREMIUMS 127Page

CLASS 7855 RAILROAD CONSTRUCTION-LAYING OR RELAYING TRACKS-NO WORK ON ELEVATED RAILROADS-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 115,197 1 488,597 4 261,495 168,820 73,303 992,215 8.61

2014 171,305 3 206,125 112,229 318,354 1.86

2015 143,798 1 3,390 9 315,778 408 208,172 527,748 3.67

2016 131,284 1 10,297 2 61,524 4,326 59,800 135,947 1.04

2017 150,040 1 10,322 5 583,261 7,011 302,505 903,099 6.02

TOTAL 711,624 4 512,606 23 1,428,183 180,565 756,009 2,877,363 4.04

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 29 2.727 33 1.316 4.04

PURE PREMIUM UNDERLYING PRESENT RATE 71 2.903 67 1.269 4.17

PURE PREMIUM DERIVED BY FORMULA 2.852 1.285 4.14

CLASS 7998 HARDWARE STORE-RETAIL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,840,188 15 487,251 54 777,414 333,366 749,043 2,347,074 0.83

2014 2,922,937 14 569,961 82 1,813,398 164,387 1,396,603 3,944,349 1.35

2015 3,083,485 17 1,097,769 71 1,838,090 786,252 1,649,374 5,371,485 1.74

2016 3,180,555 17 1,381,176 64 959,381 874,366 1,068,528 4,283,451 1.35

2017 3,199,925 12 1,002,093 84 2,357,562 655,194 1,872,199 5,887,048 1.84

TOTAL 15,227,090 75 4,538,250 355 7,745,845 2,813,565 6,735,747 21,833,407 1.43

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 67 0.807 94 0.627 1.43

PURE PREMIUM UNDERLYING PRESENT RATE 33 1.116 6 0.838 1.95

PURE PREMIUM DERIVED BY FORMULA 0.909 0.640 1.55

CLASS 7999 HARDWARE STORE-WHOLESALE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,996,911 31 3,297,955 113 4,656,039 1,952,691 3,278,889 13,185,574 2.64

2014 5,453,866 35 3,163,519 151 3,812,839 1,193,820 2,527,165 10,697,343 1.96

2015 5,426,744 43 3,789,144 133 3,475,072 2,196,728 2,520,547 11,981,491 2.21

2016 5,582,427 32 2,769,568 148 3,846,986 2,097,288 2,805,426 11,519,268 2.06

2017 5,793,050 33 2,534,040 110 3,432,468 2,356,150 2,377,661 10,700,319 1.85

TOTAL 27,252,998 174 15,554,226 655 19,223,404 9,796,677 13,509,688 58,083,995 2.13

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 91 1.276 100 0.855 2.13

PURE PREMIUM UNDERLYING PRESENT RATE 9 1.343 0 0.945 2.29

PURE PREMIUM DERIVED BY FORMULA 1.282 0.855 2.14

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CLASS 8001 FLORIST STORE & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,489,058 18 989,497 37 1,201,580 943,376 1,501,412 4,635,865 3.11

2014 1,589,126 10 1,272,575 40 729,703 803,736 632,771 3,438,785 2.16

2015 1,667,670 17 1,317,586 46 993,090 1,364,157 705,771 4,380,604 2.63

2016 1,743,710 15 1,401,420 39 340,895 974,024 445,322 3,161,661 1.81

2017 1,718,815 13 1,050,894 54 1,868,992 613,619 1,489,772 5,023,277 2.92

TOTAL 8,208,379 73 6,031,972 216 5,134,260 4,698,912 4,775,048 20,640,192 2.51

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 57 1.360 88 1.154 2.51

PURE PREMIUM UNDERLYING PRESENT RATE 43 1.382 12 1.302 2.68

PURE PREMIUM DERIVED BY FORMULA 1.369 1.172 2.54

CLASS 8006 GROCERY STORE RETAIL-NO FRESH MEAT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 8,903,235 80 5,192,015 243 4,133,560 4,248,201 3,506,778 17,080,554 1.92

2014 9,416,483 83 4,397,528 227 2,909,943 2,626,571 2,801,335 12,735,377 1.35

2015 10,029,489 68 3,330,828 241 5,398,588 2,381,596 3,554,257 14,665,269 1.46

2016 10,588,177 76 5,967,494 241 4,393,504 5,520,490 3,653,970 19,535,458 1.85

2017 11,473,508 70 8,032,310 286 7,379,944 6,452,697 5,711,112 27,576,063 2.40

TOTAL 50,410,892 377 26,920,175 1,238 24,215,539 21,229,555 19,227,452 91,592,721 1.82

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 1.014 100 0.803 1.82

PURE PREMIUM UNDERLYING PRESENT RATE 0 0.961 0 0.740 1.70

PURE PREMIUM DERIVED BY FORMULA 1.014 0.803 1.82

CLASS 8008 CLOTHING OR WEARING APPAREL STORE-RETAIL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 29,255,185 90 6,192,030 348 6,957,919 4,301,724 5,979,880 23,431,553 0.80

2014 29,501,134 107 7,975,955 347 7,508,792 5,623,740 7,833,691 28,942,178 0.98

2015 29,741,696 102 10,582,940 376 8,194,422 6,136,728 7,611,066 32,525,156 1.09

2016 28,982,309 68 8,040,149 350 8,577,393 4,824,191 6,624,377 28,066,110 0.97

2017 29,287,321 88 8,210,686 367 9,950,461 4,832,804 7,701,790 30,695,741 1.05

TOTAL 146,767,645 455 41,001,760 1,788 41,188,987 25,719,187 35,750,804 143,660,738 0.98

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 0.560 100 0.419 0.98

PURE PREMIUM UNDERLYING PRESENT RATE 0 0.525 0 0.400 0.93

PURE PREMIUM DERIVED BY FORMULA 0.560 0.419 0.98

N.Y.C.I.R.B. 2020 PURE PREMIUMS 129Page

CLASS 8012 QUICK PRINTING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 680,507 3 308,032 4 20,049 515,305 41,236 884,622 1.30

2014 719,522 3 430,813 7 162,414 389,353 130,212 1,112,792 1.55

2015 733,989 8 543,772 14 791,072 524,785 380,319 2,239,948 3.05

2016 760,595 3 166,210 14 370,497 170,694 182,575 889,976 1.17

2017 779,424 6 1,331,907 8 274,865 279,591 127,354 2,013,717 2.58

TOTAL 3,674,037 23 2,780,734 47 1,618,897 1,879,728 861,696 7,141,055 1.94

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 36 1.197 48 0.746 1.94

PURE PREMIUM UNDERLYING PRESENT RATE 64 0.970 52 0.659 1.63

PURE PREMIUM DERIVED BY FORMULA 1.052 0.701 1.75

CLASS 8013 JEWELRY STORE-WHOLESALE-RETAIL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 11,367,441 11 1,842,802 26 1,278,068 1,194,910 543,779 4,859,559 0.43

2014 11,698,378 16 1,939,049 28 996,486 667,350 843,776 4,446,661 0.38

2015 11,632,254 9 473,218 29 1,104,150 311,968 983,003 2,872,339 0.25

2016 11,601,270 10 683,181 28 779,716 461,877 667,413 2,592,187 0.22

2017 12,401,595 6 463,819 34 1,892,875 227,047 911,633 3,495,374 0.28

TOTAL 58,700,938 52 5,402,069 145 6,051,295 2,863,152 3,949,604 18,266,120 0.31

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 57 0.195 78 0.116 0.31

PURE PREMIUM UNDERLYING PRESENT RATE 43 0.191 22 0.135 0.33

PURE PREMIUM DERIVED BY FORMULA 0.193 0.120 0.31

CLASS 8016 PHOTOCOPY SHOPS-ALL EMPLOYEES-& CLERICAL, OUTSIDE SALESPERSONS, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 987,581 10 285,081 191,573 476,654 0.48

2014 947,716 4 444,008 7 191,391 511,165 116,336 1,262,900 1.33

2015 912,001 2 461,230 6 10,183 523,748 69,969 1,065,130 1.17

2016 650,791 2 10,283 17,857 28,140 0.04

2017 564,595 1 116,765 1 10,371 32,373 36,249 195,758 0.35

TOTAL 4,062,684 7 1,022,003 26 507,309 1,067,286 431,984 3,028,582 0.75

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 23 0.376 36 0.369 0.75

PURE PREMIUM UNDERLYING PRESENT RATE 77 0.294 64 0.276 0.57

PURE PREMIUM DERIVED BY FORMULA 0.313 0.309 0.62

N.Y.C.I.R.B. 2020 PURE PREMIUMS 130Page

CLASS 8017 RETAIL STORE NOC-NO SERVICE OF FOOD

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 55,696,932 308 24,415,589 1,117 22,585,434 18,275,729 18,602,129 83,878,881 1.51

2014 58,370,694 299 24,416,008 1,092 22,955,877 18,514,139 18,821,296 84,707,320 1.45

2015 60,346,966 279 22,144,306 1,138 22,379,177 17,008,435 19,143,382 80,675,300 1.34

2016 62,666,475 305 27,322,613 1,112 25,668,532 20,363,870 20,179,725 93,534,740 1.49

2017 66,529,963 233 30,638,989 1,082 26,829,116 21,150,940 21,596,563 100,215,608 1.51

TOTAL 303,611,030 1,424 128,937,505 5,541 120,418,136 95,313,113 98,343,095 443,011,849 1.46

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 0.821 100 0.638 1.46

PURE PREMIUM UNDERLYING PRESENT RATE 0 0.794 0 0.613 1.41

PURE PREMIUM DERIVED BY FORMULA 0.821 0.638 1.46

CLASS 8018 WHOLESALE STORE NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 9,846,480 113 9,053,614 438 12,594,306 5,560,412 8,006,766 35,215,098 3.58

2014 10,774,614 120 8,463,414 488 13,302,740 6,060,390 8,265,105 36,091,649 3.35

2015 10,956,031 119 10,122,365 438 13,275,987 8,600,868 9,397,787 41,397,007 3.78

2016 11,299,938 94 9,351,175 422 11,924,269 7,173,786 8,374,321 36,823,551 3.26

2017 12,188,658 123 12,486,121 449 16,500,514 8,849,455 11,589,449 49,425,539 4.06

TOTAL 55,065,721 569 49,476,689 2,235 67,597,816 36,244,911 45,633,428 198,952,844 3.61

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.126 100 1.487 3.61

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.022 0 1.406 3.43

PURE PREMIUM DERIVED BY FORMULA 2.126 1.487 3.61

CLASS 8021 MEAT DEALER-WHOLESALE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,348,724 23 2,283,433 65 1,818,585 1,290,468 1,129,394 6,521,880 4.84

2014 1,389,246 17 2,114,807 74 1,417,038 1,141,757 1,051,774 5,725,376 4.12

2015 1,441,930 20 2,420,551 77 2,692,745 1,950,629 2,053,972 9,117,897 6.32

2016 1,511,086 16 2,691,535 102 2,953,752 1,646,564 3,132,378 10,424,229 6.90

2017 1,569,206 19 4,245,401 99 3,316,021 2,646,789 2,496,754 12,704,965 8.10

TOTAL 7,260,192 95 13,755,727 417 12,198,141 8,676,207 9,864,272 44,494,347 6.13

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 77 3.575 100 2.554 6.13

PURE PREMIUM UNDERLYING PRESENT RATE 23 3.368 0 2.271 5.64

PURE PREMIUM DERIVED BY FORMULA 3.527 2.554 6.08

N.Y.C.I.R.B. 2020 PURE PREMIUMS 131Page

CLASS 8025 BICYCLE STORE - RETAIL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 200,722 1 434 1,730 2,164 0.01

2014 228,707 1 8,383 57,046 65,429 0.29

2015 228,996 19,308 19,308 0.08

2016 274,398 3 84,979 27,876 112,855 0.41

2017 319,733 3 85,105 5 80,544 98,407 95,530 359,586 1.12

TOTAL 1,252,556 3 85,105 10 174,340 98,407 201,490 559,342 0.45

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 21 0.207 27 0.239 0.45

PURE PREMIUM UNDERLYING PRESENT RATE 79 0.741 73 0.431 1.17

PURE PREMIUM DERIVED BY FORMULA 0.629 0.379 1.01

CLASS 8031 MEAT STORE-RETAIL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,253,420 8 268,380 31 854,823 466,304 493,615 2,083,122 1.66

2014 1,276,473 12 613,085 39 908,524 356,089 836,774 2,714,472 2.13

2015 1,561,662 11 748,004 53 1,328,428 735,496 913,892 3,725,820 2.39

2016 1,465,653 8 452,408 33 702,583 446,942 543,079 2,145,012 1.46

2017 1,548,881 7 1,003,349 39 755,413 514,911 1,038,844 3,312,517 2.14

TOTAL 7,106,089 46 3,085,226 195 4,549,771 2,519,742 3,826,204 13,980,943 1.97

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 53 1.074 74 0.893 1.97

PURE PREMIUM UNDERLYING PRESENT RATE 47 1.343 26 0.996 2.34

PURE PREMIUM DERIVED BY FORMULA 1.200 0.920 2.12

CLASS 8032 CLOTHING OR WEARING APPAREL STORE-WHOLESALE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,117,015 7 471,436 29 834,241 256,760 770,300 2,332,737 1.10

2014 2,126,965 7 351,622 25 739,609 263,375 643,313 1,997,919 0.94

2015 2,143,372 8 1,004,501 20 711,149 482,609 709,209 2,907,468 1.36

2016 2,309,458 5 741,818 26 846,117 614,337 508,554 2,710,826 1.17

2017 2,213,792 6 717,755 19 326,638 290,964 270,474 1,605,831 0.73

TOTAL 10,910,602 33 3,287,132 119 3,457,754 1,908,045 2,901,850 11,554,781 1.06

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 44 0.618 65 0.441 1.06

PURE PREMIUM UNDERLYING PRESENT RATE 56 0.552 35 0.470 1.02

PURE PREMIUM DERIVED BY FORMULA 0.581 0.451 1.03

N.Y.C.I.R.B. 2020 PURE PREMIUMS 132Page

CLASS 8033 SUPERMARKET-RETAIL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 17,988,775 217 15,504,813 875 21,052,622 10,739,015 13,669,138 60,965,588 3.39

2014 23,808,961 246 20,359,208 1,076 29,812,794 13,632,761 18,298,606 82,103,369 3.45

2015 20,108,500 192 20,416,679 863 24,169,751 13,884,943 15,667,467 74,138,840 3.69

2016 26,601,439 277 26,616,214 1,225 38,528,254 18,131,956 25,500,232 108,776,656 4.09

2017 23,934,881 201 26,862,267 984 28,984,395 19,166,907 20,435,902 95,449,471 3.99

TOTAL 112,442,556 1,133 109,759,181 5,023 142,547,816 75,555,582 93,571,345 421,433,924 3.75

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.244 100 1.504 3.75

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.184 0 1.419 3.60

PURE PREMIUM DERIVED BY FORMULA 2.244 1.504 3.75

CLASS 8034 GROCERY STORE-WHOLESALE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,237,790 39 2,784,210 129 2,540,810 2,492,505 1,641,701 9,459,226 4.23

2014 2,357,308 42 3,464,691 164 3,442,335 1,821,558 2,199,322 10,927,906 4.64

2015 2,358,987 34 3,086,421 145 2,869,852 2,099,015 2,166,936 10,222,224 4.33

2016 2,645,663 37 3,742,320 167 3,931,286 2,382,917 2,851,869 12,908,392 4.88

2017 2,812,413 48 4,981,582 135 4,497,029 3,030,796 2,935,540 15,444,947 5.49

TOTAL 12,412,161 200 18,059,224 740 17,281,312 11,826,791 11,795,368 58,962,695 4.75

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 92 2.847 100 1.903 4.75

PURE PREMIUM UNDERLYING PRESENT RATE 8 3.050 0 1.801 4.85

PURE PREMIUM DERIVED BY FORMULA 2.863 1.903 4.77

CLASS 8039 DEPARTMENT STORE-RETAIL & S & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,650,595 31 2,496,219 112 2,330,703 2,503,260 1,622,296 8,952,478 2.45

2014 3,426,640 37 2,517,316 98 1,838,290 1,909,542 1,228,014 7,493,162 2.19

2015 4,504,339 35 2,161,237 93 2,094,358 1,553,256 1,353,831 7,162,682 1.59

2016 3,739,756 27 2,201,398 94 2,044,549 1,504,359 1,564,689 7,314,995 1.96

2017 3,316,299 25 2,087,376 78 1,943,258 1,724,749 1,836,550 7,591,933 2.29

TOTAL 18,637,629 155 11,463,546 475 10,251,158 9,195,166 7,605,380 38,515,250 2.07

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 72 1.165 100 0.901 2.07

PURE PREMIUM UNDERLYING PRESENT RATE 28 1.093 0 0.850 1.94

PURE PREMIUM DERIVED BY FORMULA 1.145 0.901 2.05

N.Y.C.I.R.B. 2020 PURE PREMIUMS 133Page

CLASS 8043 RETAIL STORE NOC-INCLUDING SERVICE OF FOOD-NOT RESTAURANTS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,386,132 12 494,499 37 733,785 911,166 584,655 2,724,105 1.14

2014 3,001,223 10 749,451 42 840,915 741,376 926,961 3,258,703 1.09

2015 3,450,620 15 956,306 68 1,095,524 570,678 976,365 3,598,873 1.04

2016 3,998,064 21 1,519,654 61 1,148,629 2,279,374 830,745 5,778,402 1.45

2017 4,296,828 13 1,547,481 68 1,459,810 812,317 1,209,509 5,029,117 1.17

TOTAL 17,132,867 71 5,267,391 276 5,278,663 5,314,911 4,528,235 20,389,200 1.19

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 55 0.616 89 0.575 1.19

PURE PREMIUM UNDERLYING PRESENT RATE 45 0.604 11 0.652 1.26

PURE PREMIUM DERIVED BY FORMULA 0.611 0.583 1.19

CLASS 8044 FURNITURE STORE-WHOLESALE OR RETAIL-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,990,792 54 4,243,095 171 4,708,741 3,093,351 3,072,946 15,118,133 3.79

2014 4,175,462 47 4,182,346 145 3,986,672 2,644,313 2,498,308 13,311,639 3.19

2015 4,669,740 54 5,792,065 171 5,545,428 4,025,032 3,220,210 18,582,735 3.98

2016 4,711,651 43 4,637,701 189 5,099,225 3,097,947 3,190,335 16,025,208 3.40

2017 4,806,834 47 5,784,539 167 5,120,047 4,807,264 3,403,192 19,115,042 3.98

TOTAL 22,354,479 245 24,639,746 843 24,460,113 17,667,907 15,384,991 82,152,757 3.68

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.196 100 1.479 3.68

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.171 0 1.407 3.58

PURE PREMIUM DERIVED BY FORMULA 2.196 1.479 3.68

CLASS 8046 AUTOMOBILE ACCESSORIES STORE NOC-RETAIL-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,858,035 27 2,154,898 62 1,330,775 1,662,452 923,492 6,071,617 3.27

2014 1,857,159 20 1,506,141 79 1,525,839 1,147,638 1,390,376 5,569,994 3.00

2015 1,954,226 30 2,142,236 75 1,468,060 1,724,065 1,280,729 6,615,090 3.39

2016 2,020,290 14 1,139,661 64 1,750,265 1,010,715 1,354,598 5,255,239 2.60

2017 1,742,920 20 1,292,768 65 1,127,740 1,102,857 1,132,889 4,656,254 2.67

TOTAL 9,432,630 111 8,235,704 345 7,202,679 6,647,727 6,082,084 28,168,194 2.99

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 65 1.637 98 1.350 2.99

PURE PREMIUM UNDERLYING PRESENT RATE 35 1.691 2 1.501 3.19

PURE PREMIUM DERIVED BY FORMULA 1.656 1.353 3.01

N.Y.C.I.R.B. 2020 PURE PREMIUMS 134Page

CLASS 8047 DRUG STORE-WHOLESALE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,053,550 7 431,277 20 378,222 255,572 251,841 1,316,912 1.25

2014 1,229,061 5 181,734 16 724,716 77,753 502,701 1,486,904 1.21

2015 1,173,567 4 471,890 13 406,303 257,875 303,640 1,439,708 1.23

2016 1,317,292 2 365,423 29 364,399 652,090 320,035 1,701,947 1.29

2017 1,402,494 8 404,644 20 496,798 332,704 393,604 1,627,750 1.16

TOTAL 6,175,964 26 1,854,968 98 2,370,438 1,575,994 1,771,821 7,573,221 1.23

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 44 0.684 58 0.542 1.23

PURE PREMIUM UNDERLYING PRESENT RATE 56 0.971 42 0.626 1.60

PURE PREMIUM DERIVED BY FORMULA 0.845 0.577 1.42

CLASS 8048 FRUIT OR VEGETABLE STORE-WHOLESALE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,001,748 16 1,593,146 52 1,993,621 886,332 899,902 5,373,001 5.36

2014 1,086,863 10 1,224,334 54 2,170,799 889,568 1,360,562 5,645,263 5.19

2015 1,148,460 18 1,692,015 54 1,884,978 1,148,111 1,228,760 5,953,864 5.18

2016 1,216,712 12 1,509,147 49 1,775,626 1,361,770 1,030,188 5,676,731 4.67

2017 1,328,028 17 1,644,327 79 2,609,924 1,422,462 1,783,781 7,460,494 5.62

TOTAL 5,781,811 73 7,662,969 288 10,434,948 5,708,243 6,303,193 30,109,353 5.21

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 69 3.130 91 2.077 5.21

PURE PREMIUM UNDERLYING PRESENT RATE 31 3.206 9 2.012 5.22

PURE PREMIUM DERIVED BY FORMULA 3.154 2.071 5.23

CLASS 8068 ART GALLERY & CLERICAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,900,795 1 30,852 38,767 69,619 0.04

2014 2,261,985 1 10,968 2 22,140 957 21,663 55,728 0.02

2015 2,567,239 1 18,250 1 45,392 4,840 24,237 92,719 0.04

2016 2,822,576 2 173,272 2 145,568 272,583 184,364 775,787 0.27

2017 2,982,300 2 176,165 6 196,074 66,879 107,011 546,129 0.18

TOTAL 12,534,895 6 378,655 12 440,026 345,259 376,042 1,539,982 0.12

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 27 0.065 34 0.058 0.12

PURE PREMIUM UNDERLYING PRESENT RATE 73 0.147 66 0.079 0.23

PURE PREMIUM DERIVED BY FORMULA 0.125 0.072 0.20

N.Y.C.I.R.B. 2020 PURE PREMIUMS 135Page

CLASS 8069 CELLULAR TELEPHONE STORE - RETAIL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 596,352 1 35,037 1 571 12,456 5,420 53,484 0.09

2014 802,177 3 205,271 64,899 270,170 0.34

2015 962,284 2 116,888 5 192,885 140,944 56,872 507,589 0.53

2016 1,002,817 1 149,344 6 34,186 64,680 74,410 322,620 0.32

2017 1,177,632 1 10,434 2 8,601 36,335 13,653 69,023 0.06

TOTAL 4,541,262 5 311,703 17 441,514 254,415 215,254 1,222,886 0.27

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 26 0.166 33 0.103 0.27

PURE PREMIUM UNDERLYING PRESENT RATE 74 0.370 67 0.208 0.58

PURE PREMIUM DERIVED BY FORMULA 0.317 0.173 0.49

CLASS 8072 BOOK STORE-RETAIL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,444,792 7 209,278 11 569,316 221,625 402,829 1,403,048 0.97

2014 1,115,944 1 74,257 8 68,715 319,211 124,175 586,358 0.53

2015 1,197,648 1 48,255 16 207,499 41,852 187,061 484,667 0.40

2016 1,541,078 3 263,336 12 181,592 128,877 172,796 746,601 0.48

2017 1,465,035 8 842,018 13 302,029 933,196 278,702 2,355,945 1.61

TOTAL 6,764,497 20 1,437,144 60 1,329,151 1,644,761 1,165,563 5,576,619 0.82

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 34 0.409 49 0.415 0.82

PURE PREMIUM UNDERLYING PRESENT RATE 66 0.449 51 0.361 0.81

PURE PREMIUM DERIVED BY FORMULA 0.435 0.387 0.82

CLASS 8090 AUCTIONEERS & SALESPERSONS-OUTSIDE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 799,359 3 179,821 11 262,030 151,404 154,408 747,663 0.94

2014 987,996 2 116,126 4 80,149 28,208 79,851 304,334 0.31

2015 985,672 2 13,194 21,748 34,942 0.04

2016 872,973 1 318,704 5 688,605 80,387 251,829 1,339,525 1.53

2017 831,385 1 14,687 7 236,344 42,419 148,632 442,082 0.53

TOTAL 4,477,385 7 629,338 29 1,280,322 302,418 656,468 2,868,546 0.64

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 26 0.427 36 0.214 0.64

PURE PREMIUM UNDERLYING PRESENT RATE 74 0.359 64 0.253 0.61

PURE PREMIUM DERIVED BY FORMULA 0.377 0.239 0.62

N.Y.C.I.R.B. 2020 PURE PREMIUMS 136Page

CLASS 8102 SEED MERCHANT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 39,050 1 64,938 272,555 1,550 339,043 8.68

2014 38,694 1 66,529 3 4,468 14,635 12,412 98,044 2.53

2015 47,098 2 76,521 22,595 99,116 2.10

2016 45,279 1 72,197 29,415 101,612 2.24

2017 49,316 1 260 1,688 1,948 0.04

TOTAL 219,437 2 131,467 7 153,446 287,190 67,660 639,763 2.92

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 20 1.298 28 1.617 2.92

PURE PREMIUM UNDERLYING PRESENT RATE 80 3.923 72 2.713 6.64

PURE PREMIUM DERIVED BY FORMULA 3.398 2.406 5.80

CLASS 8103 WOOL MERCHANT & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 32,626 1 27,129 36,664 63,793 1.96

2014 32,866 1 13,663 3,154 16,817 0.51

2015 33,845 1 5,466 2 4,651 611 2,552 13,280 0.39

2016 33,584

2017 37,065

TOTAL 169,986 1 5,466 4 45,443 611 42,370 93,890 0.55

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 17 0.299 22 0.253 0.55

PURE PREMIUM UNDERLYING PRESENT RATE 83 3.070 78 1.968 5.04

PURE PREMIUM DERIVED BY FORMULA 2.599 1.591 4.19

CLASS 8105 HIDE OR LEATHER DEALER

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 57,566 1 35,013 9,655 44,668 0.78

2014 49,822 1 4,500 39,810 44,310 0.89

2015 38,276 1 4,576 1,648 6,224 0.16

2016 40,402 1 156,093 2 7,000 45,163 6,694 214,950 5.32

2017 36,759 1 26,825 27,239 54,064 1.47

TOTAL 222,825 1 156,093 6 77,914 45,163 85,046 364,216 1.63

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 14 1.050 16 0.584 1.63

PURE PREMIUM UNDERLYING PRESENT RATE 86 1.622 84 0.725 2.35

PURE PREMIUM DERIVED BY FORMULA 1.542 0.702 2.24

N.Y.C.I.R.B. 2020 PURE PREMIUMS 137Page

CLASS 8106 IRON OR STEEL MERCHANT & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 453,943 5 677,362 34 1,490,001 320,378 644,007 3,131,748 6.90

2014 505,208 3 874,604 33 1,844,634 320,514 1,665,522 4,705,274 9.31

2015 533,629 6 253,542 40 1,234,339 111,233 986,390 2,585,504 4.85

2016 551,111 10 1,263,765 47 1,566,603 543,539 870,858 4,244,765 7.70

2017 547,394 4 934,967 24 1,476,719 695,543 825,903 3,933,132 7.19

TOTAL 2,591,285 28 4,004,240 178 7,612,296 1,991,207 4,992,680 18,600,423 7.18

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 54 4.483 73 2.695 7.18

PURE PREMIUM UNDERLYING PRESENT RATE 46 3.779 27 2.559 6.34

PURE PREMIUM DERIVED BY FORMULA 4.159 2.658 6.82

CLASS 8107 MACHINERY DEALER NOC-STORE OR YARD-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,688,987 7 1,237,501 61 1,878,125 777,306 926,764 4,819,696 2.85

2014 1,850,989 9 1,150,086 54 2,443,996 873,470 923,538 5,391,090 2.91

2015 1,945,090 8 771,002 54 2,358,268 851,066 1,763,622 5,743,958 2.95

2016 2,024,582 3 610,384 77 4,471,877 457,084 2,098,707 7,638,052 3.77

2017 2,248,698 10 1,478,497 65 4,434,724 742,140 2,309,148 8,964,509 3.99

TOTAL 9,758,346 37 5,247,470 311 15,586,990 3,701,066 8,021,779 32,557,305 3.34

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 73 2.135 95 1.201 3.34

PURE PREMIUM UNDERLYING PRESENT RATE 27 2.158 5 1.319 3.48

PURE PREMIUM DERIVED BY FORMULA 2.141 1.207 3.35

CLASS 8111 PLUMBERS' SUPPLIES DEALER & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,381,725 10 1,843,651 57 1,283,579 775,373 810,685 4,713,288 3.41

2014 1,356,034 14 1,057,705 48 1,607,735 966,164 970,292 4,601,896 3.39

2015 1,482,466 10 941,420 79 1,700,894 628,327 1,038,971 4,309,612 2.91

2016 1,513,606 20 2,922,556 76 2,644,105 1,252,678 1,302,555 8,121,894 5.37

2017 1,563,407 8 1,820,074 72 3,178,879 931,675 1,730,851 7,661,479 4.90

TOTAL 7,297,238 62 8,585,406 332 10,415,192 4,554,217 5,853,354 29,408,169 4.03

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 68 2.604 88 1.426 4.03

PURE PREMIUM UNDERLYING PRESENT RATE 32 2.437 12 1.457 3.89

PURE PREMIUM DERIVED BY FORMULA 2.551 1.430 3.98

N.Y.C.I.R.B. 2020 PURE PREMIUMS 138Page

CLASS 8116 FARM MACHINERY DEALER-ALL OPERATIONS-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 510,157 6 400,217 15 442,395 282,378 270,581 1,395,571 2.74

2014 530,018 2 18,573 20 346,051 119,667 187,410 671,701 1.27

2015 541,187 3 42,607 12 289,669 22,769 149,109 504,154 0.93

2016 534,211 1 58,907 6 166,024 24,769 76,029 325,729 0.61

2017 559,035 2 223,478 14 408,427 84,890 261,181 977,976 1.75

TOTAL 2,674,608 14 743,782 67 1,652,566 534,473 944,310 3,875,131 1.45

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 34 0.896 42 0.553 1.45

PURE PREMIUM UNDERLYING PRESENT RATE 66 1.152 58 0.625 1.78

PURE PREMIUM DERIVED BY FORMULA 1.065 0.595 1.66

CLASS 8199 FARM OR FEED SUPPLY DEALER-RETAIL-EXCLUSIVELY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 72,982 7 51,894 73,099 124,993 1.71

2014 56,432 2 36,681 36,894 73,575 1.30

2015 69,326 2 20,297 17,974 38,271 0.55

2016 57,290 5 668,441 495,252 1,163,693 20.31

2017 57,067 2 21,615 23,657 45,272 0.79

TOTAL 313,097 18 798,928 646,876 1,445,804 4.62

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 18 2.552 23 2.066 4.62

PURE PREMIUM UNDERLYING PRESENT RATE 82 2.048 77 1.229 3.28

PURE PREMIUM DERIVED BY FORMULA 2.139 1.422 3.56

CLASS 8209 VEGETABLE PACKING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 91,102 2 200,621 3 23,042 63,248 31,569 318,480 3.50

2014 121,817 2 84,006 7 97,998 110,234 56,005 348,243 2.86

2015 117,944 2 560,682 8 194,885 393,888 95,798 1,245,253 10.56

2016 147,083 2 18,318 18 366,986 14,990 299,244 699,538 4.76

2017 160,381 2 539,372 10 147,404 127,242 159,602 973,620 6.07

TOTAL 638,327 10 1,402,999 46 830,315 709,602 642,218 3,585,134 5.62

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 32 3.499 42 2.118 5.62

PURE PREMIUM UNDERLYING PRESENT RATE 68 4.193 58 2.657 6.85

PURE PREMIUM DERIVED BY FORMULA 3.971 2.431 6.40

N.Y.C.I.R.B. 2020 PURE PREMIUMS 139Page

CLASS 8215 HAY, GRAIN, FEED OR FERTILIZER DEALER-& LOCAL MANAGERS, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 155,715 2 56,221 7 669,906 144,506 270,355 1,140,988 7.33

2014 189,062 2 207,357 5 498,730 81,383 532,031 1,319,501 6.98

2015 174,429 1 1,577 7 255,623 40,385 149,260 446,845 2.56

2016 174,870 1 114,469 7 154,479 150,913 47,308 467,169 2.67

2017 211,863 2 102,624 6 306,567 63,915 216,030 689,136 3.25

TOTAL 905,939 8 482,248 32 1,885,305 481,102 1,214,984 4,063,639 4.49

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 33 2.613 44 1.872 4.49

PURE PREMIUM UNDERLYING PRESENT RATE 67 3.273 56 2.099 5.37

PURE PREMIUM DERIVED BY FORMULA 3.055 1.999 5.05

CLASS 8227 CONSTRUCTION OR ERECTION PERMANENT YARD

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,098,522 13 3,134,455 72 6,634,090 1,545,581 4,453,937 15,768,063 14.35

2014 1,071,404 11 2,887,635 59 5,278,655 1,657,147 2,892,346 12,715,783 11.87

2015 1,137,867 10 2,020,825 56 5,869,624 1,055,466 3,855,850 12,801,765 11.25

2016 1,186,634 9 3,104,827 62 5,217,177 1,558,463 4,010,287 13,890,754 11.71

2017 1,272,969 16 6,287,310 52 4,620,988 3,173,134 2,805,472 16,886,904 13.27

TOTAL 5,767,396 59 17,435,052 301 27,620,534 8,989,791 18,017,892 72,063,269 12.50

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 97 7.812 100 4.683 12.50

PURE PREMIUM UNDERLYING PRESENT RATE 3 7.400 0 4.255 11.66

PURE PREMIUM DERIVED BY FORMULA 7.800 4.683 12.48

CLASS 8232 BUILDING MATERIAL DEALER-NO SECOND-HAND MATERIAL-& LOCAL MANAGERS, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,869,312 70 7,324,459 257 10,078,705 4,938,856 6,939,846 29,281,866 6.01

2014 4,977,464 48 6,330,821 219 7,860,929 4,177,376 5,330,255 23,699,381 4.76

2015 5,186,154 52 6,360,001 261 12,044,164 3,336,076 7,226,450 28,966,691 5.59

2016 5,479,414 52 5,800,576 258 11,230,001 3,653,585 6,491,926 27,176,088 4.96

2017 5,674,821 63 11,730,792 275 12,055,043 6,926,025 7,694,331 38,406,191 6.77

TOTAL 26,187,165 285 37,546,649 1,270 53,268,842 23,031,918 33,682,808 147,530,217 5.63

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 3.468 100 2.166 5.63

PURE PREMIUM UNDERLYING PRESENT RATE 0 3.368 0 2.221 5.59

PURE PREMIUM DERIVED BY FORMULA 3.468 2.166 5.63

N.Y.C.I.R.B. 2020 PURE PREMIUMS 140Page

CLASS 8235 DOOR, SASH OR FINISHED MILLWORK DEALER & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 286,614 4 824,909 14 692,202 344,042 405,969 2,267,122 7.91

2014 314,389 4 528,690 13 313,645 632,867 239,650 1,714,852 5.45

2015 312,835 4 561,868 14 503,810 215,006 237,726 1,518,410 4.85

2016 366,512 2 193,434 16 715,964 66,299 551,695 1,527,392 4.17

2017 378,925 10 2,350,903 11 438,720 1,221,075 335,850 4,346,548 11.47

TOTAL 1,659,275 24 4,459,804 68 2,664,341 2,479,289 1,770,890 11,374,324 6.86

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 42 4.294 57 2.561 6.86

PURE PREMIUM UNDERLYING PRESENT RATE 58 3.131 43 2.148 5.28

PURE PREMIUM DERIVED BY FORMULA 3.619 2.383 6.00

CLASS 8263 JUNK DEALER & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 295,118 9 1,319,806 20 426,450 567,803 227,301 2,541,360 8.61

2014 260,363 4 565,212 20 740,719 196,191 519,948 2,022,070 7.77

2015 222,038 3 493,171 24 717,295 238,838 458,002 1,907,306 8.59

2016 265,479 1 122,293 10 201,217 42,814 278,901 645,225 2.43

2017 289,545 2 1,352,856 6 437,571 225,739 273,926 2,290,092 7.91

TOTAL 1,332,543 19 3,853,338 80 2,523,252 1,271,385 1,758,078 9,406,053 7.06

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 46 4.785 60 2.273 7.06

PURE PREMIUM UNDERLYING PRESENT RATE 54 5.056 40 3.110 8.17

PURE PREMIUM DERIVED BY FORMULA 4.931 2.608 7.54

CLASS 8264 BOTTLE, RUBBER, PAPER STOCK OR RAG DEALER-SECOND-HAND-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 791,171 13 2,040,025 33 2,339,420 1,419,845 1,189,161 6,988,451 8.83

2014 778,050 5 1,116,611 31 1,418,694 504,314 958,708 3,998,327 5.14

2015 894,473 13 1,419,409 48 1,519,151 855,239 1,564,715 5,358,514 5.99

2016 889,590 11 1,193,473 42 2,718,968 781,098 1,877,238 6,570,777 7.39

2017 959,781 14 2,054,059 43 2,198,428 1,296,132 1,448,809 6,997,428 7.29

TOTAL 4,313,065 56 7,823,577 197 10,194,661 4,856,628 7,038,631 29,913,497 6.94

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 68 4.178 91 2.758 6.94

PURE PREMIUM UNDERLYING PRESENT RATE 32 4.122 9 2.724 6.85

PURE PREMIUM DERIVED BY FORMULA 4.160 2.755 6.92

N.Y.C.I.R.B. 2020 PURE PREMIUMS 141Page

CLASS 8265 IRON OR STEEL SCRAP DEALER & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 376,987 12 1,478,182 29 587,287 1,155,463 380,195 3,601,127 9.55

2014 377,538 3 67,879 22 1,138,887 107,623 1,388,060 2,702,449 7.16

2015 394,321 4 644,834 21 1,408,656 219,914 933,162 3,206,566 8.13

2016 316,650 2 404,173 15 723,326 305,454 669,642 2,102,595 6.64

2017 379,241 4 376,867 20 664,626 451,710 789,844 2,283,047 6.02

TOTAL 1,844,737 25 2,971,935 107 4,522,782 2,240,164 4,160,903 13,895,784 7.53

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 52 4.063 71 3.470 7.53

PURE PREMIUM UNDERLYING PRESENT RATE 48 4.831 29 3.459 8.29

PURE PREMIUM DERIVED BY FORMULA 4.432 3.467 7.90

CLASS 8280 RACING STABLE & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 489,306 11 2,358,301 50 2,246,040 1,749,426 1,571,432 7,925,199 16.20

2014 483,823 12 1,292,594 76 3,463,368 953,652 2,706,429 8,416,043 17.39

2015 467,099 16 1,047,897 63 1,934,073 923,666 1,735,354 5,640,990 12.08

2016 755,834 25 1,531,610 49 1,626,959 1,970,097 1,705,456 6,834,122 9.04

2017 484,272 11 1,981,505 78 2,359,799 3,575,653 2,809,049 10,726,006 22.15

TOTAL 2,680,334 75 8,211,907 316 11,630,239 9,172,494 10,527,720 39,542,360 14.75

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 73 7.403 100 7.350 14.75

PURE PREMIUM UNDERLYING PRESENT RATE 27 7.787 0 6.659 14.45

PURE PREMIUM DERIVED BY FORMULA 7.507 7.350 14.86

CLASS 8288 LIVESTOCK DEALER OR COMMISSION MERCHANT-& OUTSIDE SALESPERSONS, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 45,847 1 30,560 3 63,404 25,294 45,754 165,012 3.60

2014 45,366 2 12,594 11,238 23,832 0.53

2015 44,667 3 32,727 42,463 75,190 1.68

2016 38,882 2 88,160 4 70,892 175,147 85,735 419,934 10.80

2017 49,423 4 180,660 99,366 280,026 5.67

TOTAL 224,185 3 118,720 16 360,277 200,441 284,556 963,994 4.30

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 16 2.137 24 2.163 4.30

PURE PREMIUM UNDERLYING PRESENT RATE 84 2.182 76 1.843 4.03

PURE PREMIUM DERIVED BY FORMULA 2.175 1.920 4.10

N.Y.C.I.R.B. 2020 PURE PREMIUMS 142Page

CLASS 8291 STORAGE WAREHOUSE-COLD

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 179,470 4 261,020 8 308,684 169,397 192,560 931,661 5.19

2014 138,371 7 716,592 8 84,654 505,272 34,587 1,341,105 9.69

2015 149,509 2 180,932 5 89,042 54,778 79,326 404,078 2.70

2016 146,093 2 210,282 5 167,436 57,805 67,299 502,822 3.44

2017 112,912 1 1,696 12 469,993 1,599 237,579 710,867 6.30

TOTAL 726,355 16 1,370,522 38 1,119,809 788,851 611,351 3,890,533 5.36

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 33 3.429 44 1.928 5.36

PURE PREMIUM UNDERLYING PRESENT RATE 67 3.910 56 2.640 6.55

PURE PREMIUM DERIVED BY FORMULA 3.751 2.327 6.08

CLASS 8292 STORAGE WAREHOUSE NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,540,449 31 2,651,131 95 2,688,871 1,476,401 1,394,129 8,210,532 5.33

2014 1,669,255 23 1,705,558 72 1,707,677 1,030,270 1,181,902 5,625,407 3.37

2015 1,668,865 24 2,600,279 77 1,832,057 1,860,644 1,389,332 7,682,312 4.60

2016 1,653,671 30 3,198,270 107 2,890,426 2,453,965 2,482,044 11,024,705 6.67

2017 1,706,613 22 4,045,448 102 5,890,651 1,901,622 2,323,068 14,160,789 8.30

TOTAL 8,238,853 130 14,200,686 453 15,009,682 8,722,902 8,770,475 46,703,745 5.67

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 75 3.545 100 2.123 5.67

PURE PREMIUM UNDERLYING PRESENT RATE 25 2.780 0 1.990 4.77

PURE PREMIUM DERIVED BY FORMULA 3.354 2.123 5.48

CLASS 8293 FURNITURE MOVING AND/OR STORAGE & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,287,044 35 2,275,201 110 3,192,375 2,222,466 2,335,321 10,025,363 7.79

2014 1,273,286 34 2,587,390 111 3,594,800 2,536,844 1,956,059 10,675,093 8.38

2015 1,385,241 29 3,286,676 116 4,546,347 2,011,152 3,449,524 13,293,699 9.60

2016 1,346,269 22 1,833,523 93 3,414,703 1,883,500 2,589,327 9,721,053 7.22

2017 1,423,739 25 3,486,051 131 4,916,881 1,999,415 4,099,531 14,501,878 10.19

TOTAL 6,715,579 145 13,468,841 561 19,665,106 10,653,377 14,429,762 58,217,086 8.67

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 88 4.934 100 3.735 8.67

PURE PREMIUM UNDERLYING PRESENT RATE 12 4.984 0 3.732 8.72

PURE PREMIUM DERIVED BY FORMULA 4.940 3.735 8.68

N.Y.C.I.R.B. 2020 PURE PREMIUMS 143Page

CLASS 8350 GASOLINE OR OIL DEALER & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,766,587 35 5,287,398 99 6,639,224 2,659,138 3,368,173 17,953,933 10.16

2014 1,688,528 27 3,435,678 113 6,498,508 2,276,786 3,328,425 15,539,397 9.20

2015 1,834,564 24 4,564,415 99 5,525,193 2,354,650 3,127,642 15,571,900 8.49

2016 1,747,508 24 6,669,533 81 5,568,919 3,682,737 3,208,766 19,129,955 10.95

2017 1,803,495 26 6,152,484 107 8,993,502 4,564,062 4,438,793 24,148,841 13.39

TOTAL 8,840,682 136 26,109,508 499 33,225,346 15,537,373 17,471,799 92,344,026 10.45

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 6.712 100 3.734 10.45

PURE PREMIUM UNDERLYING PRESENT RATE 0 5.522 0 3.069 8.59

PURE PREMIUM DERIVED BY FORMULA 6.712 3.734 10.45

CLASS 8353 GAS COMPANY-GAS DEALER-L.P.G.-ALL OPERATIONS-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 669,752 8 89,358 38 1,248,992 103,979 550,114 1,992,443 2.97

2014 785,805 8 722,290 56 2,066,405 546,680 1,026,014 4,361,389 5.55

2015 700,451 12 1,340,482 46 1,553,737 1,094,075 976,886 4,965,180 7.09

2016 840,989 8 1,807,209 36 1,176,464 868,009 547,183 4,398,865 5.23

2017 741,619 6 454,067 34 1,071,768 279,466 909,531 2,714,832 3.66

TOTAL 3,738,616 42 4,413,406 210 7,117,366 2,892,209 4,009,728 18,432,709 4.93

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 58 3.084 76 1.846 4.93

PURE PREMIUM UNDERLYING PRESENT RATE 42 3.197 24 2.012 5.21

PURE PREMIUM DERIVED BY FORMULA 3.131 1.886 5.02

CLASS 8381 AUTOMOBILE GASOLINE STATION -SELF-SERVICE GASOLINE EXCLUSIVELY - NO CONVENIENCE STORE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 308,389 3 31,398 10 161,876 73,854 175,052 442,180 1.43

2014 360,961 4 286,619 4 132,563 248,820 134,191 802,193 2.22

2015 318,959 3 15,805 25,581 41,386 0.13

2016 402,716 3 153,088 10 231,199 89,671 231,472 705,430 1.75

2017 374,204 1 53,000 9 308,790 24,251 297,763 683,804 1.83

TOTAL 1,765,229 11 524,105 36 850,233 436,596 864,059 2,674,993 1.52

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 28 0.779 42 0.737 1.52

PURE PREMIUM UNDERLYING PRESENT RATE 72 1.096 58 0.968 2.06

PURE PREMIUM DERIVED BY FORMULA 1.007 0.871 1.88

N.Y.C.I.R.B. 2020 PURE PREMIUMS 144Page

CLASS 8382 AUTOMOBILE GASOLINE AND/OR SERVICE STATIONS - SELF-SERVICE GASOLINE STATION-WITH CONVENIENCE STORE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,065,161 18 1,289,555 53 1,123,909 661,842 968,169 4,043,475 1.32

2014 3,146,937 21 1,667,762 60 1,456,818 1,768,898 1,507,853 6,401,331 2.03

2015 3,275,403 14 758,040 72 1,772,092 621,134 1,380,836 4,532,102 1.38

2016 3,484,997 23 1,963,844 91 1,771,946 1,700,603 1,760,882 7,197,275 2.07

2017 3,631,163 8 538,195 70 2,431,984 502,159 2,105,748 5,578,086 1.54

TOTAL 16,603,661 84 6,217,396 346 8,556,749 5,254,636 7,723,488 27,752,269 1.67

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 66 0.890 100 0.782 1.67

PURE PREMIUM UNDERLYING PRESENT RATE 34 1.006 0 0.880 1.89

PURE PREMIUM DERIVED BY FORMULA 0.929 0.782 1.71

CLASS 8385 BUS COMPANY-GARAGE EMPLOYEES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,866,092 53 4,586,147 115 3,643,233 3,991,074 2,792,888 15,013,342 8.05

2014 1,901,759 48 3,785,778 101 3,895,644 2,510,351 2,540,897 12,732,670 6.70

2015 1,893,328 48 3,756,352 140 5,545,152 2,435,409 4,793,487 16,530,400 8.73

2016 1,867,649 67 5,827,487 161 7,668,335 5,248,647 6,515,488 25,259,957 13.53

2017 1,841,749 87 10,119,792 162 7,099,689 6,657,941 5,502,120 29,379,542 15.95

TOTAL 9,370,577 303 28,075,556 679 27,852,053 20,843,422 22,144,880 98,915,911 10.56

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 5.968 100 4.588 10.56

PURE PREMIUM UNDERLYING PRESENT RATE 0 5.191 0 3.944 9.14

PURE PREMIUM DERIVED BY FORMULA 5.968 4.588 10.56

CLASS 8391 AUTOMOBILE SALES OR SERVICE AGENCY-ALL OPERATIONS-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 26,405,531 222 23,480,280 849 26,837,291 13,296,669 17,492,445 81,106,685 3.07

2014 28,065,740 212 18,848,638 921 31,246,318 12,766,975 19,893,188 82,755,119 2.95

2015 29,098,925 209 20,676,901 868 30,156,095 16,055,060 19,287,319 86,175,375 2.96

2016 29,662,732 218 24,295,494 878 32,676,572 18,317,941 20,111,150 95,401,157 3.22

2017 31,115,571 173 23,332,142 829 32,585,900 16,231,741 21,852,799 94,002,582 3.02

TOTAL 144,348,499 1,034 110,633,455 4,345 153,502,176 76,668,386 98,636,901 439,440,918 3.04

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 1.830 100 1.214 3.04

PURE PREMIUM UNDERLYING PRESENT RATE 0 1.921 0 1.280 3.20

PURE PREMIUM DERIVED BY FORMULA 1.830 1.214 3.04

N.Y.C.I.R.B. 2020 PURE PREMIUMS 145Page

CLASS 8392 AUTOMOBILE PARKING LOT & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,294,214 48 3,632,101 102 3,238,731 3,142,009 2,836,223 12,849,064 2.99

2014 4,324,113 46 3,321,283 125 3,913,384 3,115,145 2,714,424 13,064,236 3.02

2015 4,963,198 47 3,297,565 106 2,213,044 2,647,411 1,806,140 9,964,160 2.01

2016 5,333,235 37 2,243,557 91 2,553,553 2,505,234 2,450,710 9,753,054 1.83

2017 5,368,545 57 3,210,726 88 2,794,636 3,555,924 2,426,014 11,987,300 2.23

TOTAL 24,283,305 235 15,705,232 512 14,713,348 14,965,723 12,233,511 57,617,814 2.37

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 86 1.253 100 1.120 2.37

PURE PREMIUM UNDERLYING PRESENT RATE 14 1.326 0 1.145 2.47

PURE PREMIUM DERIVED BY FORMULA 1.263 1.120 2.38

CLASS 8394 BUS COMPANY-ALL OTHER EMPLOYEES & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 17,397,635 449 32,135,817 664 21,179,714 22,741,151 14,456,406 90,513,088 5.20

2014 17,195,348 397 28,803,823 652 20,609,863 21,413,297 14,510,935 85,337,918 4.96

2015 18,301,774 360 31,604,677 583 21,026,998 23,478,115 13,842,735 89,952,525 4.91

2016 19,274,815 375 33,768,110 623 23,609,649 23,629,646 16,666,495 97,673,900 5.07

2017 19,037,167 393 36,379,764 571 21,047,036 25,287,302 13,631,404 96,345,506 5.06

TOTAL 91,206,739 1,974 162,692,191 3,093 107,473,260 116,549,511 73,107,975 459,822,937 5.04

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.962 100 2.079 5.04

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.918 0 2.102 5.02

PURE PREMIUM DERIVED BY FORMULA 2.962 2.079 5.04

CLASS 8500 METAL SCRAP DEALER & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 488,745 7 622,911 28 848,854 274,827 841,036 2,587,628 5.29

2014 462,735 8 653,800 27 1,135,315 917,333 939,437 3,645,885 7.88

2015 395,444 2 999,090 30 568,966 413,109 709,748 2,690,913 6.80

2016 374,985 4 561,111 34 711,869 1,156,527 462,062 2,891,569 7.71

2017 391,823 5 643,521 18 460,378 595,786 354,827 2,054,512 5.24

TOTAL 2,113,732 26 3,480,433 137 3,725,382 3,357,582 3,307,110 13,870,507 6.56

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 50 3.409 73 3.153 6.56

PURE PREMIUM UNDERLYING PRESENT RATE 50 3.811 27 3.196 7.01

PURE PREMIUM DERIVED BY FORMULA 3.610 3.165 6.78

N.Y.C.I.R.B. 2020 PURE PREMIUMS 146Page

CLASS 8601 ENGINEER OR ARCHITECT - CONSULTING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 21,453,828 11 1,631,666 59 2,937,171 984,782 2,462,881 8,016,500 0.37

2014 24,150,788 18 2,464,805 60 3,444,288 1,782,645 2,025,925 9,717,663 0.40

2015 26,970,783 17 2,377,717 59 2,667,618 1,482,544 2,202,447 8,730,326 0.32

2016 27,164,808 13 2,368,384 54 4,085,284 1,444,312 2,695,569 10,593,549 0.39

2017 30,074,664 17 3,937,540 64 3,512,147 3,590,155 4,962,639 16,002,481 0.53

TOTAL 129,814,871 76 12,780,112 296 16,646,508 9,284,438 14,349,461 53,060,519 0.41

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 85 0.227 100 0.182 0.41

PURE PREMIUM UNDERLYING PRESENT RATE 15 0.242 0 0.153 0.40

PURE PREMIUM DERIVED BY FORMULA 0.229 0.182 0.41

CLASS 8719 STEVEDORING-TALLIER-STATE ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,687

2014 10,687

2015 8,560 1 2,730 1,191 3,921 0.46

2016 3,097

2017 11,986

TOTAL 37,017 1 2,730 1,191 3,921 0.11

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 8 0.074 7 0.032 0.11

PURE PREMIUM UNDERLYING PRESENT RATE 92 2.016 93 0.577 2.59

PURE PREMIUM DERIVED BY FORMULA 1.861 0.539 2.40

CLASS 8720 INSPECTION OF RISKS FOR INSURANCE OR VALUATION PURPOSES NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,376,528 20 1,883,001 47 1,920,909 1,366,685 1,688,234 6,858,829 2.03

2014 3,374,918 16 2,351,483 36 1,289,654 1,657,848 1,022,484 6,321,469 1.87

2015 3,676,513 10 2,343,704 54 2,242,806 1,092,232 1,953,850 7,632,592 2.08

2016 4,041,783 12 2,098,374 47 2,636,050 1,626,199 1,204,176 7,564,799 1.87

2017 4,937,177 22 2,770,212 43 2,717,606 2,263,756 1,814,480 9,566,054 1.94

TOTAL 19,406,919 80 11,446,774 227 10,807,025 8,006,720 7,683,224 37,943,743 1.96

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 74 1.147 100 0.808 1.96

PURE PREMIUM UNDERLYING PRESENT RATE 26 1.116 0 0.838 1.95

PURE PREMIUM DERIVED BY FORMULA 1.139 0.808 1.95

N.Y.C.I.R.B. 2020 PURE PREMIUMS 147Page

CLASS 8726 STEAMSHIP LINE OR AGENCY-PORT EMPS-SUPERINTENDENTS, CAPTS, ENGINEERS, STEWARDS & ASSTS, PAY CLERKS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 78,916

2014 83,612

2015 85,887

2016 76,220

2017 84,198

TOTAL 408,833

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 10 10

PURE PREMIUM UNDERLYING PRESENT RATE 90 0.397 90 0.122 0.52

PURE PREMIUM DERIVED BY FORMULA 0.357 0.110 0.47

CLASS 8726 FEDERAL STEAMSHIP LINE OR AGENCY-PORT EMPS-SUPERINTENDENTS, CAPTS, ENGINEERS, STEWARDS & ASSTS, PAY CLERKS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 78,916 1 1,019 2 15,325 281 15,612 32,237 0.41

2014 83,612 2,593 2,593 0.03

2015 85,887 64,099 64,099 0.75

2016 76,220 9,236 9,236 0.12

2017 84,198 1 45,168 1 465 48,700 6,542 100,875 1.20

TOTAL 408,833 2 46,187 3 15,790 48,981 98,082 209,040 0.51

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 17 0.152 21 0.360 0.51

PURE PREMIUM UNDERLYING PRESENT RATE 83 1.401 79 0.749 2.15

PURE PREMIUM DERIVED BY FORMULA 1.189 0.667 1.86

CLASS 8731 BOILER INSPECTION

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 181,052 3 580,990 135,249 716,239 3.96

2014 163,971 1 4,263 3 429,780 3,977 163,619 601,639 3.67

2015 160,441 1 143,579 1 41,382 40,290 15,665 240,916 1.50

2016 153,970 135 135 0.00

2017 169,104 1 27,542 1 1,947 23,504 12,281 65,274 0.39

TOTAL 828,538 3 175,384 8 1,054,099 67,771 326,949 1,624,203 1.96

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 26 1.484 28 0.476 1.96

PURE PREMIUM UNDERLYING PRESENT RATE 74 1.914 72 0.749 2.66

PURE PREMIUM DERIVED BY FORMULA 1.802 0.673 2.48

N.Y.C.I.R.B. 2020 PURE PREMIUMS 148Page

CLASS 8742 SALESPERSONS, COLLECTORS OR MESSENGERS-OUTSIDE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 263,538,002 209 22,321,201 468 18,717,193 14,204,513 13,965,391 69,208,298 0.26

2014 276,753,806 205 22,263,808 495 19,352,875 13,344,247 13,108,572 68,069,502 0.25

2015 296,048,187 212 22,596,543 521 21,452,364 16,046,461 14,613,424 74,708,792 0.25

2016 314,842,266 204 25,386,738 509 24,912,052 18,819,036 16,108,459 85,226,285 0.27

2017 335,657,223 217 28,807,821 471 25,160,581 20,981,201 17,666,882 92,616,485 0.28

TOTAL 1,486,839,484 1,047 121,376,111 2,464 109,595,065 83,395,458 75,462,728 389,829,362 0.26

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 0.155 100 0.107 0.26

PURE PREMIUM UNDERLYING PRESENT RATE 0 0.159 0 0.109 0.27

PURE PREMIUM DERIVED BY FORMULA 0.155 0.107 0.26

CLASS 8745 NEWS AGENT OR DISTRIBUTOR OF MAGAZINES OR OTHER PERIODICALS-NOT RETAIL DLR-& OUTSIDE SALESPERSONS, D

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 246,286 7 922,260 21 1,079,053 453,608 454,258 2,909,179 11.81

2014 234,848 5 437,601 10 308,745 581,585 172,386 1,500,317 6.39

2015 212,596 3 152,261 18 842,431 120,296 427,271 1,542,259 7.25

2016 232,482 3 283,985 14 332,037 93,907 210,261 920,190 3.96

2017 217,873 1 36,371 14 611,402 49,293 316,316 1,013,382 4.65

TOTAL 1,144,085 19 1,832,478 77 3,173,668 1,298,689 1,580,492 7,885,327 6.89

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 38 4.376 50 2.517 6.89

PURE PREMIUM UNDERLYING PRESENT RATE 62 3.727 50 2.274 6.00

PURE PREMIUM DERIVED BY FORMULA 3.974 2.396 6.37

CLASS 8747 STEVEDORING-TALLIER-STATE ACT

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,945,531 2 329,458 2 500,454 73,105 299,970 1,202,987 0.30

2014 4,317,774 1 183,930 8 245,463 165,525 263,234 858,152 0.20

2015 4,290,584 5 56,919 63,667 120,586 0.03

2016 4,570,220 2 39,465 7 102,496 102,442 85,619 330,022 0.07

2017 4,750,433 3 212,490 4 248,808 195,008 230,550 886,856 0.19

TOTAL 21,874,542 8 765,343 26 1,154,140 536,080 943,040 3,398,603 0.16

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 29 0.088 39 0.068 0.16

PURE PREMIUM UNDERLYING PRESENT RATE 71 0.095 61 0.064 0.16

PURE PREMIUM DERIVED BY FORMULA 0.093 0.066 0.16

N.Y.C.I.R.B. 2020 PURE PREMIUMS 149Page

CLASS 8748 AUTOMOBILE SALESPERSONS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 11,193,702 25 2,911,704 65 3,400,230 1,785,391 2,397,048 10,494,373 0.94

2014 11,864,341 31 5,988,787 56 5,321,620 3,916,965 2,698,307 17,925,679 1.51

2015 12,485,978 28 2,715,592 50 2,400,951 1,447,220 1,370,574 7,934,337 0.64

2016 12,580,768 20 3,350,698 68 3,106,468 2,232,932 2,562,082 11,252,180 0.89

2017 12,876,553 16 3,208,579 53 3,810,017 1,618,218 1,959,368 10,596,182 0.82

TOTAL 61,001,342 120 18,175,360 292 18,039,286 11,000,726 10,987,379 58,202,751 0.95

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 91 0.594 100 0.360 0.95

PURE PREMIUM UNDERLYING PRESENT RATE 9 0.603 0 0.385 0.99

PURE PREMIUM DERIVED BY FORMULA 0.595 0.360 0.96

CLASS 8751 ROUTE SALESPERSONS & ROUTE SUPERVISORS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 533,750 7 922,832 18 622,732 722,478 383,153 2,651,195 4.97

2014 592,446 9 616,175 26 534,842 372,549 339,186 1,862,752 3.14

2015 569,016 4 318,410 17 751,220 192,531 531,623 1,793,784 3.15

2016 623,406 6 427,237 23 1,121,509 293,177 741,411 2,583,334 4.14

2017 634,176 2 12,426 22 735,461 103,153 393,233 1,244,273 1.96

TOTAL 2,952,794 28 2,297,080 106 3,765,764 1,683,888 2,388,606 10,135,338 3.43

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 46 2.053 61 1.379 3.43

PURE PREMIUM UNDERLYING PRESENT RATE 54 2.297 39 1.438 3.74

PURE PREMIUM DERIVED BY FORMULA 2.185 1.402 3.59

CLASS 8755 LABOR UNION-ALL EMPLOYEES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,083,192 2 311,503 14 620,652 187,989 375,533 1,495,677 0.37

2014 4,139,332 4 233,845 17 1,146,445 214,407 605,128 2,199,825 0.53

2015 4,144,555 3 520,897 16 660,569 271,519 259,800 1,712,785 0.41

2016 4,191,259 5 632,233 14 1,194,719 554,206 550,046 2,931,204 0.70

2017 4,234,851 10 4,139,562 12 839,065 2,390,194 694,381 8,063,202 1.90

TOTAL 20,793,189 24 5,838,040 73 4,461,450 3,618,315 2,484,888 16,402,693 0.79

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 48 0.495 62 0.294 0.79

PURE PREMIUM UNDERLYING PRESENT RATE 52 0.356 38 0.214 0.57

PURE PREMIUM DERIVED BY FORMULA 0.423 0.264 0.69

N.Y.C.I.R.B. 2020 PURE PREMIUMS 150Page

CLASS 8800 MAILING OR ADDRESSING COMPANY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 816,605 3 384,100 18 397,633 167,921 368,125 1,317,779 1.61

2014 853,226 6 528,071 13 224,540 770,571 87,710 1,610,892 1.89

2015 826,801 4 171,642 24 595,984 124,908 322,630 1,215,164 1.47

2016 830,332 5 470,457 16 799,771 407,543 478,715 2,156,486 2.60

2017 835,980 12 522,572 28 464,508 416,834 372,359 1,776,273 2.12

TOTAL 4,162,944 30 2,076,842 99 2,482,436 1,887,777 1,629,539 8,076,594 1.94

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 40 1.095 52 0.845 1.94

PURE PREMIUM UNDERLYING PRESENT RATE 60 1.100 48 0.678 1.78

PURE PREMIUM DERIVED BY FORMULA 1.098 0.765 1.86

CLASS 8802 VINYL LETTER PROCESSING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 118,644 3 11,579 24,563 36,142 0.30

2014 132,999 1 88 2 202,538 572 112,602 315,800 2.37

2015 128,110 567 567 0.00

2016 143,077 1 10,500 4 58,953 27,390 36,850 133,693 0.93

2017 150,622 505 505 0.00

TOTAL 673,452 2 10,588 9 273,070 27,962 175,087 486,707 0.72

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 15 0.421 22 0.302 0.72

PURE PREMIUM UNDERLYING PRESENT RATE 85 0.624 78 0.474 1.10

PURE PREMIUM DERIVED BY FORMULA 0.594 0.436 1.03

CLASS 8803 CLERICAL SERVICE CONTRACTOR-TRAVELING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 74,458,297 10 1,458,893 41 1,401,267 696,107 1,097,302 4,653,569 0.06

2014 82,164,623 12 936,988 16 676,549 675,723 586,928 2,876,188 0.04

2015 89,738,171 9 899,939 35 1,924,190 490,700 844,780 4,159,609 0.05

2016 85,691,513 13 595,912 22 983,009 481,747 999,595 3,060,263 0.04

2017 92,090,233 2 52,968 23 1,204,777 96,878 695,164 2,049,787 0.02

TOTAL 424,142,837 46 3,944,700 137 6,189,792 2,441,155 4,223,769 16,799,416 0.04

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 58 0.024 77 0.016 0.04

PURE PREMIUM UNDERLYING PRESENT RATE 42 0.028 23 0.018 0.05

PURE PREMIUM DERIVED BY FORMULA 0.026 0.016 0.04

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CLASS 8809 EXECUTIVE OFFICERS NOC-NOT FOREMEN, WORKERS OR SALESPERSONS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 127,053,126 68 7,143,224 174 7,436,550 4,106,130 5,740,085 24,425,989 0.19

2014 131,972,756 80 7,075,570 219 9,435,121 5,668,578 6,975,773 29,155,042 0.22

2015 134,378,764 53 7,409,003 152 5,310,444 3,923,341 4,096,379 20,739,167 0.15

2016 136,867,768 39 4,626,175 94 4,303,270 2,886,074 3,762,133 15,577,652 0.11

2017 140,988,181 48 7,415,116 139 6,098,031 5,005,488 4,740,469 23,259,104 0.16

TOTAL 671,260,595 288 33,669,088 778 32,583,416 21,589,611 25,314,839 113,156,954 0.17

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 0.099 100 0.070 0.17

PURE PREMIUM UNDERLYING PRESENT RATE 0 0.102 0 0.071 0.17

PURE PREMIUM DERIVED BY FORMULA 0.099 0.070 0.17

CLASS 8810 CLERICAL OFFICE EMPLOYEES NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,661,911,624 569 52,137,334 1,709 64,482,737 32,915,986 45,374,962 194,911,019 0.12

2014 1,740,459,084 535 47,495,910 1,717 67,798,113 30,101,735 46,872,662 192,268,420 0.11

2015 1,787,552,283 477 53,879,771 1,569 58,445,419 35,066,630 42,582,826 189,974,646 0.11

2016 1,879,351,450 516 50,557,861 1,832 69,591,792 36,314,303 48,280,180 204,744,136 0.11

2017 1,996,729,136 525 57,585,675 1,724 84,056,962 42,847,049 55,676,696 240,166,382 0.12

TOTAL 9,066,003,577 2,622 261,656,551 8,551 344,375,023 177,245,703 238,787,326 1,022,064,603 0.11

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 0.067 100 0.046 0.11

PURE PREMIUM UNDERLYING PRESENT RATE 0 0.070 0 0.047 0.12

PURE PREMIUM DERIVED BY FORMULA 0.067 0.046 0.11

CLASS 8820 ATTORNEY-ALL EMPLOYEES-& CLERICAL, MESSENGERS, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 124,287,477 32 2,856,922 103 4,643,836 2,188,502 3,044,064 12,733,324 0.10

2014 128,198,114 36 4,339,509 99 5,264,760 2,875,620 3,381,126 15,861,015 0.12

2015 131,838,169 21 2,576,563 103 4,525,286 1,625,371 3,010,899 11,738,119 0.09

2016 141,183,206 41 4,368,347 82 4,708,238 2,592,965 3,583,875 15,253,425 0.11

2017 148,660,224 29 4,037,839 91 5,861,683 2,788,611 3,855,779 16,543,912 0.11

TOTAL 674,167,190 159 18,179,180 478 25,003,803 12,071,069 16,875,743 72,129,795 0.11

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 99 0.064 100 0.043 0.11

PURE PREMIUM UNDERLYING PRESENT RATE 1 0.067 0 0.046 0.11

PURE PREMIUM DERIVED BY FORMULA 0.064 0.043 0.11

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CLASS 8829 CONVALESCENT OR NURSING HOME-ALL EMPLOYEES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 39,916,797 565 42,562,094 1,520 35,916,173 25,476,955 24,110,420 128,065,642 3.21

2014 39,413,390 601 46,377,825 1,461 38,247,212 29,529,412 23,812,832 137,967,281 3.50

2015 39,985,058 457 36,583,179 1,458 37,115,890 22,696,538 23,399,861 119,795,468 3.00

2016 39,320,303 446 37,583,742 1,439 36,112,564 25,860,369 23,607,411 123,164,086 3.13

2017 40,937,392 472 41,551,049 1,521 42,426,965 24,943,707 27,002,996 135,924,717 3.32

TOTAL 199,572,940 2,541 204,657,889 7,399 189,818,804 128,506,981 121,933,520 644,917,194 3.23

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 1.977 100 1.255 3.23

PURE PREMIUM UNDERLYING PRESENT RATE 0 1.963 0 1.232 3.20

PURE PREMIUM DERIVED BY FORMULA 1.977 1.255 3.23

CLASS 8831 VETERINARY HOSPITAL & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 6,563,222 22 1,353,378 142 2,718,854 1,114,557 2,797,429 7,984,218 1.22

2014 7,256,637 17 1,266,569 155 1,756,471 859,056 2,264,795 6,146,891 0.85

2015 7,736,708 20 1,290,539 152 2,855,696 1,592,332 3,458,965 9,197,532 1.19

2016 8,322,358 18 861,187 185 3,144,641 867,879 3,685,920 8,559,627 1.03

2017 9,212,752 32 3,030,097 194 4,431,276 1,807,756 4,576,604 13,845,733 1.50

TOTAL 39,091,677 109 7,801,770 828 14,906,938 6,241,580 16,783,713 45,734,001 1.17

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 75 0.581 100 0.589 1.17

PURE PREMIUM UNDERLYING PRESENT RATE 25 0.577 0 0.610 1.19

PURE PREMIUM DERIVED BY FORMULA 0.580 0.589 1.17

CLASS 8832 PHYSICIAN & CLERICAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 163,682,890 152 16,596,208 511 20,362,423 11,560,942 14,550,639 63,070,212 0.39

2014 174,032,820 149 15,266,400 459 18,169,212 10,634,315 13,139,078 57,209,005 0.33

2015 181,260,892 150 16,259,843 464 19,298,247 13,326,884 13,231,409 62,116,383 0.34

2016 191,801,735 163 20,740,580 542 25,923,498 14,615,462 17,263,247 78,542,787 0.41

2017 205,432,695 138 19,292,184 450 20,059,555 13,131,480 15,201,998 67,685,217 0.33

TOTAL 916,211,032 752 88,155,215 2,426 103,812,935 63,269,083 73,386,371 328,623,604 0.36

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 0.210 100 0.149 0.36

PURE PREMIUM UNDERLYING PRESENT RATE 0 0.216 0 0.150 0.37

PURE PREMIUM DERIVED BY FORMULA 0.210 0.149 0.36

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CLASS 8833 HOSPITAL-PROFESSIONAL EMPLOYEES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 142,336,598 730 59,407,126 1,942 51,855,845 33,094,414 28,911,640 173,269,025 1.22

2014 153,447,894 756 64,853,496 2,039 57,378,793 34,809,727 31,766,992 188,809,008 1.23

2015 147,158,367 576 50,311,630 1,864 62,652,063 27,356,608 34,176,993 174,497,294 1.19

2016 160,191,476 490 50,687,220 1,658 60,173,541 26,346,695 32,164,917 169,372,373 1.06

2017 168,449,862 435 36,089,084 1,434 50,008,106 18,742,009 26,645,279 131,484,478 0.78

TOTAL 771,584,197 2,987 261,348,556 8,937 282,068,348 140,349,453 153,665,821 837,432,178 1.09

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 0.704 100 0.381 1.09

PURE PREMIUM UNDERLYING PRESENT RATE 0 0.745 0 0.410 1.16

PURE PREMIUM DERIVED BY FORMULA 0.704 0.381 1.09

CLASS 8838 PUBLIC LIBRARY-PROFESSIONAL EMPLOYEES-INCLUDES ATTENDANTS & USHERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 6,801,754 7 731,422 32 719,936 477,986 800,919 2,730,263 0.40

2014 7,184,779 15 1,684,978 36 1,071,026 1,172,707 884,616 4,813,327 0.67

2015 7,485,934 12 1,202,962 48 1,008,981 773,928 736,995 3,722,866 0.50

2016 8,054,783 11 1,178,717 51 1,817,976 679,871 1,308,228 4,984,792 0.62

2017 8,397,945 14 947,190 40 1,677,796 1,020,622 1,090,735 4,736,343 0.56

TOTAL 37,925,195 59 5,745,269 207 6,295,715 4,125,114 4,821,493 20,987,591 0.55

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 56 0.317 81 0.236 0.55

PURE PREMIUM UNDERLYING PRESENT RATE 44 0.287 19 0.229 0.52

PURE PREMIUM DERIVED BY FORMULA 0.304 0.235 0.54

CLASS 8840 RELIGIOUS HOUSE OF WORSHIP-PROFESSIONAL EMPLOYEES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 5,897,330 9 1,077,914 24 408,282 577,047 364,666 2,427,909 0.41

2014 6,363,089 4 226,706 21 641,929 351,658 664,724 1,885,017 0.30

2015 6,427,590 8 763,820 20 418,533 533,352 402,643 2,118,348 0.33

2016 6,662,623 12 1,433,221 19 769,908 831,677 1,243,767 4,278,573 0.64

2017 6,869,467 6 495,414 38 1,151,473 354,896 986,456 2,988,239 0.44

TOTAL 32,220,099 39 3,997,075 122 3,390,125 2,648,630 3,662,256 13,698,086 0.43

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 49 0.229 74 0.196 0.43

PURE PREMIUM UNDERLYING PRESENT RATE 51 0.241 26 0.214 0.46

PURE PREMIUM DERIVED BY FORMULA 0.235 0.201 0.44

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CLASS 8854 HEALTH CARE SERVICES -MEDICAL OR OTHER PROFESSIONAL SERVICES-TRAVELING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 11,161,730 229 18,711,634 371 11,497,811 14,070,078 9,360,306 53,639,829 4.81

2014 11,225,482 223 17,839,360 407 14,603,056 14,530,496 9,936,555 56,909,467 5.07

2015 12,108,235 174 16,455,204 371 9,881,515 12,402,530 7,415,480 46,154,729 3.81

2016 12,952,632 180 18,399,372 407 13,271,759 13,488,486 9,747,049 54,906,666 4.24

2017 14,039,286 127 11,423,103 375 12,257,286 9,771,840 8,160,613 41,612,842 2.96

TOTAL 61,487,365 933 82,828,673 1,931 61,511,427 64,263,430 44,620,003 253,223,533 4.12

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.347 100 1.771 4.12

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.368 0 1.789 4.16

PURE PREMIUM DERIVED BY FORMULA 2.347 1.771 4.12

CLASS 8857 SOCIAL CASE WORKERS-TRAVELING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 6,200,455 54 4,135,894 157 4,697,604 3,602,437 3,231,756 15,667,691 2.53

2014 6,682,392 62 4,122,884 160 5,297,641 3,584,964 4,853,628 17,859,117 2.67

2015 7,344,643 72 5,440,925 190 5,286,343 5,229,200 3,691,911 19,648,379 2.68

2016 8,061,406 72 5,748,323 165 6,513,389 3,169,449 3,807,583 19,238,744 2.39

2017 9,287,216 63 7,737,458 154 4,147,996 5,252,449 3,228,382 20,366,285 2.19

TOTAL 37,576,112 323 27,185,484 826 25,942,973 20,838,499 18,813,260 92,780,216 2.47

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 1.414 100 1.055 2.47

PURE PREMIUM UNDERLYING PRESENT RATE 0 1.422 0 1.151 2.57

PURE PREMIUM DERIVED BY FORMULA 1.414 1.055 2.47

CLASS 8864 DEVELOPMENTAL ORGANIZATIONS - INCL. WORKSHOP - ALL EMPLOYEES & SALESPERSONS, DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 11,529,156 151 9,889,665 481 8,904,979 7,300,980 7,007,833 33,103,457 2.87

2014 11,545,026 145 8,789,421 455 8,058,116 6,539,039 6,160,241 29,546,817 2.56

2015 13,276,174 179 9,766,266 533 11,980,113 8,284,186 9,883,191 39,913,756 3.01

2016 13,436,899 163 11,863,336 608 11,352,500 9,873,103 9,807,243 42,896,182 3.19

2017 14,811,996 147 11,746,955 643 15,474,762 9,448,012 11,744,765 48,414,494 3.27

TOTAL 64,599,251 785 52,055,643 2,720 55,770,470 41,445,320 44,603,273 193,874,706 3.00

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 1.669 100 1.332 3.00

PURE PREMIUM UNDERLYING PRESENT RATE 0 1.547 0 1.256 2.80

PURE PREMIUM DERIVED BY FORMULA 1.669 1.332 3.00

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CLASS 8865 ALCOHOL OR DRUG REHABILITATION FACILITY-ALL EMPLOYEES-& CLERICAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 13,387,461 176 10,085,010 517 11,789,392 7,227,069 8,586,640 37,688,111 2.82

2014 13,920,101 161 9,172,678 561 14,224,897 6,523,612 9,476,135 39,397,322 2.83

2015 14,716,162 184 13,399,793 639 14,147,426 10,066,593 11,529,671 49,143,483 3.34

2016 15,626,634 169 15,320,043 584 14,747,657 10,841,299 9,868,765 50,777,764 3.25

2017 15,912,209 146 10,550,502 507 12,192,312 8,278,304 8,984,106 40,005,224 2.51

TOTAL 73,562,567 836 58,528,026 2,808 67,101,684 42,936,877 48,445,317 217,011,904 2.95

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 1.708 100 1.242 2.95

PURE PREMIUM UNDERLYING PRESENT RATE 0 1.771 0 1.338 3.11

PURE PREMIUM DERIVED BY FORMULA 1.708 1.242 2.95

CLASS 8866 ASSISTED LIVING FACILITY-ALL EMPLOYEES-& CLERICAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,796,866 43 2,435,551 145 3,212,970 1,594,531 2,228,848 9,471,900 2.49

2014 3,910,255 42 2,194,846 160 2,781,247 2,002,858 2,087,087 9,066,038 2.32

2015 4,300,959 42 3,174,016 128 2,804,964 2,154,705 2,210,883 10,344,568 2.41

2016 4,694,701 39 3,658,645 133 2,605,760 2,799,243 2,106,085 11,169,733 2.38

2017 5,127,802 31 2,565,034 144 3,739,077 1,939,228 2,524,291 10,767,630 2.10

TOTAL 21,830,583 197 14,028,092 710 15,144,018 10,490,565 11,157,194 50,819,869 2.33

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 85 1.336 100 0.992 2.33

PURE PREMIUM UNDERLYING PRESENT RATE 15 1.433 0 1.061 2.49

PURE PREMIUM DERIVED BY FORMULA 1.351 0.992 2.34

CLASS 8868 SCHOOL-PROFESSIONAL EMPLOYEES & CLERICAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 132,405,751 195 11,494,260 641 16,166,686 8,082,181 13,032,658 48,775,785 0.37

2014 139,141,079 187 15,327,489 652 17,640,852 10,550,521 14,182,121 57,700,983 0.41

2015 135,166,738 166 11,446,771 698 17,528,245 8,416,305 13,914,437 51,305,758 0.38

2016 142,709,318 142 11,878,830 700 18,689,669 7,392,431 15,444,441 53,405,371 0.37

2017 152,902,771 125 15,480,605 680 23,292,771 9,643,778 18,734,692 67,151,846 0.44

TOTAL 702,325,657 815 65,627,955 3,371 93,318,223 44,085,216 75,308,349 278,339,743 0.40

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 0.226 100 0.170 0.40

PURE PREMIUM UNDERLYING PRESENT RATE 0 0.222 0 0.170 0.39

PURE PREMIUM DERIVED BY FORMULA 0.226 0.170 0.40

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CLASS 8869 DAY CARE CENTERS-CHILDREN-PROFESSIONAL EMPLOYEES & CLERICAL, SALESPERSONS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 10,043,153 35 2,399,972 104 1,603,584 2,164,160 1,496,203 7,663,919 0.76

2014 11,201,833 32 2,806,736 115 3,273,779 2,025,761 2,536,326 10,642,602 0.95

2015 11,998,271 36 2,142,044 131 2,741,034 2,065,652 2,358,056 9,306,786 0.78

2016 13,083,871 36 2,806,763 133 2,793,874 1,850,110 1,863,555 9,314,302 0.71

2017 14,056,935 40 4,128,065 141 3,961,640 2,626,973 3,497,918 14,214,596 1.01

TOTAL 60,384,063 179 14,283,580 624 14,373,911 10,732,656 11,752,058 51,142,205 0.85

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 81 0.475 100 0.372 0.85

PURE PREMIUM UNDERLYING PRESENT RATE 19 0.453 0 0.354 0.81

PURE PREMIUM DERIVED BY FORMULA 0.471 0.372 0.84

CLASS 8871 TELECOMMUTER CLERICAL EMPLOYEES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,215,580 1 31,185 4 257,054 5,770 224,748 518,757 0.12

2014 4,523,928 2 34,932 2 105,583 41,626 132,688 314,829 0.07

2015 6,553,182 5 274,364 233,187 507,551 0.08

2016 7,090,475 3 460,657 2 52,501 323,577 67,503 904,238 0.13

2017 9,055,440 3 208,012 11 188,100 284,048 136,669 816,829 0.09

TOTAL 31,438,605 9 734,786 24 877,602 655,021 794,795 3,062,204 0.10

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 35 0.051 46 0.046 0.10

PURE PREMIUM UNDERLYING PRESENT RATE 65 0.105 54 0.066 0.17

PURE PREMIUM DERIVED BY FORMULA 0.086 0.057 0.14

CLASS 8901 TELEPHONE OR TELEGRAPH CO-OFFICE OR EXCHANGE EMPLOYEES & CLERICAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 12,746,003 5 559,686 19 782,298 347,297 420,898 2,110,179 0.17

2014 17,864,460 4 358,360 12 225,480 178,939 194,412 957,191 0.05

2015 14,385,727 12 1,290,274 17 457,946 845,623 432,692 3,026,535 0.21

2016 15,659,308 16 1,992,619 37 2,106,534 1,217,423 1,093,804 6,410,380 0.41

2017 14,228,531 15 1,281,356 42 1,883,467 752,213 943,733 4,860,769 0.34

TOTAL 74,884,029 52 5,482,295 127 5,455,725 3,341,495 3,085,539 17,365,054 0.23

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 43 0.146 54 0.086 0.23

PURE PREMIUM UNDERLYING PRESENT RATE 57 0.075 46 0.042 0.12

PURE PREMIUM DERIVED BY FORMULA 0.106 0.066 0.17

N.Y.C.I.R.B. 2020 PURE PREMIUMS 157Page

CLASS 9014 EXTERMINATOR & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,373,221 35 2,354,477 87 2,769,875 2,139,621 1,938,790 9,202,763 3.88

2014 2,593,904 38 2,955,374 94 3,722,625 2,089,080 2,133,784 10,900,863 4.20

2015 2,380,882 32 2,738,996 69 2,220,904 1,852,472 1,799,157 8,611,529 3.62

2016 3,000,552 48 6,011,297 105 3,984,977 4,007,678 2,518,172 16,522,124 5.51

2017 2,609,638 31 3,771,902 80 3,454,770 2,699,113 2,232,471 12,158,256 4.66

TOTAL 12,958,197 184 17,832,046 435 16,153,151 12,787,964 10,622,374 57,395,535 4.43

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 91 2.623 100 1.807 4.43

PURE PREMIUM UNDERLYING PRESENT RATE 9 2.875 0 1.909 4.78

PURE PREMIUM DERIVED BY FORMULA 2.646 1.807 4.45

CLASS 9015 BATHS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,353,598 5 211,518 42 1,111,349 65,956 652,988 2,041,811 1.51

2014 1,242,682 3 106,941 22 992,183 271,747 487,042 1,857,913 1.50

2015 1,565,575 16 1,536,081 27 712,017 873,676 468,427 3,590,201 2.29

2016 1,940,484 6 1,055,632 32 1,590,397 699,685 1,140,435 4,486,149 2.31

2017 1,970,374 3 933,918 25 554,779 233,777 547,710 2,270,184 1.15

TOTAL 8,072,713 33 3,844,090 148 4,960,725 2,144,841 3,296,602 14,246,258 1.77

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 51 1.091 69 0.674 1.77

PURE PREMIUM UNDERLYING PRESENT RATE 49 1.078 31 0.724 1.80

PURE PREMIUM DERIVED BY FORMULA 1.085 0.690 1.78

CLASS 9016 AMUSEMENT PARK OR EXHIBITION OPERATION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,219,723 23 1,257,705 88 2,488,943 901,815 1,916,569 6,565,032 5.38

2014 1,308,705 10 152,030 80 2,094,668 173,580 1,314,387 3,734,665 2.85

2015 1,279,996 11 1,358,796 56 1,773,362 1,007,184 1,114,257 5,253,599 4.10

2016 1,216,444 9 602,417 46 1,684,673 439,944 907,273 3,634,307 2.99

2017 1,266,083 6 179,650 83 2,209,986 223,052 1,604,866 4,217,554 3.33

TOTAL 6,290,951 59 3,550,598 353 10,251,632 2,745,575 6,857,352 23,405,157 3.72

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 64 2.194 87 1.526 3.72

PURE PREMIUM UNDERLYING PRESENT RATE 36 2.468 13 1.680 4.15

PURE PREMIUM DERIVED BY FORMULA 2.293 1.546 3.84

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CLASS 9019 BRIDGE OR VEHICULAR TUNNEL OPERATION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 453,794 3 500,387 25 997,297 442,446 561,041 2,501,171 5.51

2014 446,554 2 747,072 22 827,829 215,209 409,596 2,199,706 4.93

2015 442,981 5 241,011 119,665 360,676 0.81

2016 434,784 1 615,787 6 228,618 198,905 93,650 1,136,960 2.61

2017 426,651 1 130,349 4 327,871 177,864 137,191 773,275 1.81

TOTAL 2,204,764 7 1,993,595 62 2,622,626 1,034,424 1,321,143 6,971,788 3.16

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 42 2.094 51 1.068 3.16

PURE PREMIUM UNDERLYING PRESENT RATE 58 2.480 49 1.256 3.74

PURE PREMIUM DERIVED BY FORMULA 2.318 1.160 3.48

CLASS 9025 CLEANING OUTSIDE SURFACES OF BUILDINGS & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 57,941 6 818,037 496,724 1,314,761 22.69

2014 59,970 2 38,533 7 277,608 112,163 109,529 537,833 8.97

2015 66,663 1 49,383 8 466,334 14,808 350,450 880,975 13.22

2016 82,619 2 163,650 2 9,684 153,116 20,816 347,266 4.20

2017 91,653 3 841,900 8 482,983 269,763 257,700 1,852,346 20.21

TOTAL 358,846 8 1,093,466 31 2,054,646 549,850 1,235,219 4,933,181 13.75

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 35 8.773 49 4.974 13.75

PURE PREMIUM UNDERLYING PRESENT RATE 65 9.584 51 6.792 16.38

PURE PREMIUM DERIVED BY FORMULA 9.300 5.901 15.20

CLASS 9026 BUILDING OPERATION-COMMERCIAL-NO DWELLING OCCUPANCY EXCEPT BY OWNER OR CUSTODIAN

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 16,698,494 162 23,059,861 480 27,306,341 14,794,071 15,906,100 81,066,373 4.85

2014 18,343,814 133 17,319,179 492 25,094,368 11,092,999 15,358,720 68,865,266 3.75

2015 19,065,189 142 21,381,212 491 28,378,444 14,119,490 16,990,224 80,869,370 4.24

2016 19,187,666 127 21,574,321 451 24,003,787 14,262,969 15,745,823 75,586,900 3.94

2017 19,244,894 116 25,150,623 430 27,048,850 16,511,056 17,369,129 86,079,658 4.47

TOTAL 92,540,057 680 108,485,196 2,344 131,831,790 70,780,585 81,369,996 392,467,567 4.24

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.597 100 1.644 4.24

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.479 0 1.611 4.09

PURE PREMIUM DERIVED BY FORMULA 2.597 1.644 4.24

N.Y.C.I.R.B. 2020 PURE PREMIUMS 159Page

CLASS 9027 BUILDING OPERATION-DWELLING OR DWELLING/COMMERCIAL OCC. NO MORE THAN ONE STORY FOR COMM. PURPOSES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 7,964 1,641 1,641 0.21

2014 11,973 1 12,249 7,966 20,215 1.69

2015 2,533 2 57,762 50,609 108,371 42.78

2016 42,880

2017 43,232 1 1,793 516 2,309 0.05

TOTAL 108,582 4 71,804 60,732 132,536 1.22

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 20 0.661 25 0.559 1.22

PURE PREMIUM UNDERLYING PRESENT RATE 80 8.089 75 4.069 12.16

PURE PREMIUM DERIVED BY FORMULA 6.603 3.192 9.80

CLASS 9028 BUILDING OPERATION NOC-DWELLING OR COMBINED DWELLING AND COMMERCIAL OCCUPANCY

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 33,858,735 284 34,982,807 839 33,443,986 21,564,372 21,623,845 111,615,010 3.30

2014 35,488,534 261 31,436,666 753 32,922,861 19,497,695 19,795,740 103,652,962 2.92

2015 37,381,838 239 33,626,572 773 31,504,761 20,996,258 20,773,687 106,901,278 2.86

2016 38,430,554 246 35,817,048 770 33,441,573 22,553,357 22,061,960 113,873,938 2.96

2017 40,455,159 246 46,579,608 798 41,654,972 26,023,550 26,537,338 140,795,468 3.48

TOTAL 185,614,820 1,276 182,442,701 3,933 172,968,153 110,635,232 110,792,570 576,838,656 3.11

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 1.915 100 1.193 3.11

PURE PREMIUM UNDERLYING PRESENT RATE 0 1.859 0 1.194 3.05

PURE PREMIUM DERIVED BY FORMULA 1.915 1.193 3.11

CLASS 9029 BUILDING NOC-MAINTENANCE OR ORDINARY REPAIR ONLY-NOT CONTRACTORS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,015,268 12 1,587,340 40 1,370,689 946,698 836,328 4,741,055 4.67

2014 1,103,499 20 2,670,501 44 1,437,484 1,547,863 1,160,714 6,816,562 6.18

2015 1,170,888 10 1,022,087 33 2,095,684 646,559 1,549,618 5,313,948 4.54

2016 1,041,410 11 959,371 45 1,695,563 593,758 988,389 4,237,081 4.07

2017 1,176,860 13 1,622,700 42 1,626,426 1,579,918 1,862,920 6,691,964 5.69

TOTAL 5,507,925 66 7,861,999 204 8,225,846 5,314,796 6,397,969 27,800,610 5.05

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 67 2.921 90 2.127 5.05

PURE PREMIUM UNDERLYING PRESENT RATE 33 3.102 10 2.041 5.14

PURE PREMIUM DERIVED BY FORMULA 2.981 2.118 5.10

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CLASS 9030 BUILDING SERVICE CONTRACTOR

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 14,909,867 199 19,380,408 467 18,258,913 17,426,711 14,568,974 69,635,006 4.67

2014 15,776,434 181 20,725,103 416 19,303,263 14,978,438 15,399,099 70,405,903 4.46

2015 16,022,773 182 20,049,525 446 22,667,889 17,545,915 17,543,493 77,806,822 4.86

2016 17,329,838 187 29,322,947 511 23,111,123 21,497,341 17,617,250 91,548,661 5.28

2017 18,426,562 145 29,967,413 437 23,574,397 18,528,491 14,446,491 86,516,792 4.70

TOTAL 82,465,474 894 119,445,396 2,277 106,915,585 89,976,896 79,575,307 395,913,184 4.80

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.745 100 2.056 4.80

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.814 0 2.157 4.97

PURE PREMIUM DERIVED BY FORMULA 2.745 2.056 4.80

CLASS 9040 HOSPITAL-ALL OTHER EMPLOYEES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 11,952,511 201 17,311,230 805 22,383,222 9,589,221 12,349,870 61,633,543 5.16

2014 12,846,341 232 21,862,124 796 20,132,702 12,439,436 11,684,315 66,118,577 5.15

2015 12,494,345 160 14,724,690 736 17,489,339 9,381,325 11,570,174 53,165,528 4.26

2016 13,045,740 222 17,523,155 916 23,001,278 9,898,980 13,376,101 63,799,514 4.89

2017 13,993,472 253 24,328,616 1,287 37,243,406 14,890,845 19,950,889 96,413,756 6.89

TOTAL 64,332,409 1,068 95,749,815 4,540 120,249,947 56,199,807 68,931,349 341,130,918 5.30

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 3.358 100 1.945 5.30

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.970 0 1.754 4.72

PURE PREMIUM DERIVED BY FORMULA 3.358 1.945 5.30

CLASS 9044 HOTEL-CASINO GAMBLING-ALL OTHER EMPLOYEES-& OUTSIDE SALESPERSONS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 66,585 6 34,487 17,863 52,350 0.79

2014 656,098 3 725,960 11 392,246 685,524 301,005 2,104,735 3.21

2015 24,135 7,691 7,691 0.32

2016 23,294 1,562 1,562 0.07

2017 490,806 13 317,972 431,310 749,282 1.53

TOTAL 1,260,918 3 725,960 30 744,705 685,524 759,431 2,915,620 2.31

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 35 1.166 53 1.146 2.31

PURE PREMIUM UNDERLYING PRESENT RATE 65 2.676 47 2.363 5.04

PURE PREMIUM DERIVED BY FORMULA 2.148 1.718 3.87

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CLASS 9048 CAMP OPERATION-RECREATIONAL OR EDUCATIONAL-ALL EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,553,601 6 290,642 47 915,523 207,778 1,244,632 2,658,575 1.71

2014 1,645,418 8 696,649 47 854,619 332,414 1,442,262 3,325,944 2.02

2015 1,677,178 5 145,952 48 792,537 269,995 1,018,369 2,226,853 1.33

2016 1,781,174 9 95,391 68 2,020,792 90,047 2,614,044 4,820,274 2.71

2017 1,911,015 15 907,079 74 2,493,670 1,306,426 2,720,138 7,427,313 3.89

TOTAL 8,568,386 43 2,135,713 284 7,077,141 2,206,660 9,039,445 20,458,959 2.39

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 52 1.075 85 1.313 2.39

PURE PREMIUM UNDERLYING PRESENT RATE 48 1.052 15 1.163 2.22

PURE PREMIUM DERIVED BY FORMULA 1.064 1.291 2.36

CLASS 9051 HEALTH CARE SERVICES-DAILY LIVING SKILLS SERVICES-TRAVELING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 32,203,727 512 37,326,806 740 25,751,821 31,826,518 21,605,018 116,510,163 3.62

2014 35,747,928 506 39,703,962 804 24,622,740 35,704,895 21,431,626 121,463,223 3.40

2015 39,422,056 516 39,726,506 937 26,039,592 36,426,428 20,842,623 123,035,149 3.12

2016 42,051,675 469 39,975,584 920 28,159,817 35,783,377 23,023,871 126,942,649 3.02

2017 50,881,318 463 38,564,711 867 25,617,709 33,420,074 19,196,680 116,799,174 2.30

TOTAL 200,306,704 2,466 195,297,569 4,268 130,191,679 173,161,292 106,099,818 604,750,358 3.02

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 1.625 100 1.394 3.02

PURE PREMIUM UNDERLYING PRESENT RATE 0 1.836 0 1.590 3.43

PURE PREMIUM DERIVED BY FORMULA 1.625 1.394 3.02

CLASS 9052 HOTEL NOC-ALL OTHER EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 20,388,160 222 16,575,248 749 24,274,885 12,867,047 14,533,291 68,250,471 3.35

2014 21,643,549 197 16,127,050 661 22,623,471 11,990,378 12,276,971 63,017,870 2.91

2015 23,220,799 228 20,813,692 687 20,463,494 13,236,908 12,155,420 66,669,514 2.87

2016 23,635,439 235 22,280,427 726 23,982,781 15,903,203 15,410,954 77,577,365 3.28

2017 26,778,230 213 21,258,951 745 25,613,691 15,995,193 15,470,946 78,338,781 2.93

TOTAL 115,666,177 1,095 97,055,368 3,568 116,958,322 69,992,729 69,847,582 353,854,001 3.06

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 1.850 100 1.209 3.06

PURE PREMIUM UNDERLYING PRESENT RATE 0 1.846 0 1.180 3.03

PURE PREMIUM DERIVED BY FORMULA 1.850 1.209 3.06

N.Y.C.I.R.B. 2020 PURE PREMIUMS 162Page

CLASS 9055 EXERCISE OR HEALTH INSTITUTE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 6,294,299 27 1,646,173 109 2,382,359 1,201,061 1,918,683 7,148,276 1.14

2014 6,551,068 27 1,597,432 87 2,230,323 1,359,616 1,845,778 7,033,149 1.07

2015 6,603,810 22 1,439,085 73 2,537,416 868,231 1,800,758 6,645,490 1.01

2016 7,453,065 23 1,561,833 99 2,399,198 1,093,471 2,324,586 7,379,088 0.99

2017 8,147,024 14 1,742,538 102 2,899,896 1,034,781 2,641,898 8,319,113 1.02

TOTAL 35,049,266 113 7,987,061 470 12,449,192 5,557,160 10,531,703 36,525,116 1.04

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 72 0.583 100 0.459 1.04

PURE PREMIUM UNDERLYING PRESENT RATE 28 0.578 0 0.471 1.05

PURE PREMIUM DERIVED BY FORMULA 0.582 0.459 1.04

CLASS 9058 HOTEL NOC-RESTAURANT EMPLOYEES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 7,344,497 98 8,798,594 321 10,969,868 5,814,034 5,357,746 30,940,242 4.21

2014 8,034,909 99 5,843,223 400 12,824,638 3,468,902 8,831,613 30,968,376 3.85

2015 8,475,777 123 12,673,399 415 14,325,560 7,517,520 8,057,362 42,573,841 5.02

2016 7,548,550 123 12,034,583 370 13,249,612 8,324,215 8,009,129 41,617,539 5.51

2017 7,716,839 107 11,802,267 324 12,178,234 7,362,255 7,353,062 38,695,818 5.01

TOTAL 39,120,572 550 51,152,066 1,830 63,547,912 32,486,926 37,608,912 184,795,816 4.72

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 2.932 100 1.792 4.72

PURE PREMIUM UNDERLYING PRESENT RATE 0 2.609 0 1.579 4.19

PURE PREMIUM DERIVED BY FORMULA 2.932 1.792 4.72

CLASS 9059 DAY CARE CENTERS-CHILDREN-ALL OTHER EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 441,536 9 621,747 30 661,881 456,461 612,121 2,352,210 5.33

2014 485,774 17 994,822 54 1,126,525 1,059,549 768,270 3,949,166 8.13

2015 517,403 20 678,339 68 1,522,620 679,219 1,411,482 4,291,660 8.29

2016 556,133 25 1,643,898 58 1,389,498 1,132,941 1,337,514 5,503,851 9.90

2017 580,504 14 979,733 47 1,239,006 950,086 996,397 4,165,222 7.18

TOTAL 2,581,350 85 4,918,539 257 5,939,530 4,278,256 5,125,784 20,262,109 7.85

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 56 4.206 86 3.643 7.85

PURE PREMIUM UNDERLYING PRESENT RATE 44 4.296 14 3.975 8.27

PURE PREMIUM DERIVED BY FORMULA 4.246 3.689 7.94

N.Y.C.I.R.B. 2020 PURE PREMIUMS 163Page

CLASS 9060 CLUB-COUNTRY, GOLF, FISHING OR YACHT-& CLERICAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 5,864,414 25 2,251,476 108 2,383,587 1,553,991 2,078,425 8,267,479 1.41

2014 5,937,103 27 2,215,415 105 2,249,493 2,514,216 1,659,051 8,638,175 1.45

2015 6,113,759 24 1,497,802 99 2,531,739 1,579,063 1,806,255 7,414,859 1.21

2016 6,257,976 14 520,639 106 3,769,548 674,355 2,557,272 7,521,814 1.20

2017 6,294,423 21 2,971,537 116 3,399,466 1,875,843 3,056,576 11,303,422 1.80

TOTAL 30,467,675 111 9,456,869 534 14,333,833 8,197,468 11,157,579 43,145,749 1.42

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 75 0.781 100 0.635 1.42

PURE PREMIUM UNDERLYING PRESENT RATE 25 0.754 0 0.664 1.42

PURE PREMIUM DERIVED BY FORMULA 0.774 0.635 1.41

CLASS 9061 CLUBS NOC-ALL EMPLOYEES-& CLERICAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 5,272,851 30 2,160,508 126 3,035,960 1,595,545 1,848,855 8,640,868 1.64

2014 5,279,840 25 2,593,704 118 3,443,245 1,443,371 2,205,428 9,685,748 1.83

2015 5,467,334 35 2,187,579 129 2,629,457 1,918,942 2,295,372 9,031,350 1.65

2016 5,819,528 43 5,908,931 141 2,815,216 3,189,013 2,213,121 14,126,281 2.43

2017 6,246,390 31 2,529,791 124 3,628,096 1,773,114 2,378,785 10,309,786 1.65

TOTAL 28,085,943 164 15,380,513 638 15,551,974 9,919,985 10,941,561 51,794,033 1.84

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 85 1.101 100 0.743 1.84

PURE PREMIUM UNDERLYING PRESENT RATE 15 1.104 0 0.765 1.87

PURE PREMIUM DERIVED BY FORMULA 1.101 0.743 1.84

CLASS 9063 YMCA, YWCA, YMHA OR YWHA, INSTITUTION-ALL EMPLOYEES-& CLERICAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 7,901,899 27 1,849,203 107 2,260,819 1,028,713 2,094,085 7,232,820 0.92

2014 8,569,871 22 885,202 100 2,497,121 1,077,153 2,594,973 7,054,449 0.82

2015 9,884,957 26 1,981,955 113 3,132,120 1,393,525 2,671,224 9,178,824 0.93

2016 10,078,206 25 2,036,977 93 2,055,012 1,458,388 2,283,988 7,834,365 0.78

2017 10,871,714 44 2,799,129 161 3,457,785 1,889,229 2,813,410 10,959,553 1.01

TOTAL 47,306,647 144 9,552,466 574 13,402,857 6,847,008 12,457,680 42,260,011 0.89

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 75 0.485 100 0.408 0.89

PURE PREMIUM UNDERLYING PRESENT RATE 25 0.482 0 0.421 0.90

PURE PREMIUM DERIVED BY FORMULA 0.484 0.408 0.89

N.Y.C.I.R.B. 2020 PURE PREMIUMS 164Page

CLASS 9065 CLUB-TENNIS-& CLERICAL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 883,778 1 3,398 8 385,067 16,448 212,051 616,964 0.70

2014 987,373 3 736,106 9 89,396 116,489 74,003 1,015,994 1.03

2015 1,088,191 6 404,096 11 525,668 298,388 333,091 1,561,243 1.43

2016 1,136,686 13 186,190 197,760 383,950 0.34

2017 1,141,085 5 152,812 12 186,757 389,988 202,288 931,845 0.82

TOTAL 5,237,113 15 1,296,412 53 1,373,078 821,313 1,019,193 4,509,996 0.86

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 36 0.510 47 0.351 0.86

PURE PREMIUM UNDERLYING PRESENT RATE 64 0.700 53 0.425 1.13

PURE PREMIUM DERIVED BY FORMULA 0.632 0.390 1.02

CLASS 9071 RESTAURANT-FULL-SERVICE-INCLUDING ENTERTAINERS AND/OR MUSICIANS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 57,205,720 384 22,343,502 1,391 26,582,729 19,797,332 22,682,013 91,405,576 1.60

2014 61,291,979 449 30,916,126 1,437 27,607,679 25,955,048 24,895,739 109,374,592 1.78

2015 65,616,001 405 30,974,796 1,570 30,930,709 24,114,530 26,289,488 112,309,523 1.71

2016 71,579,775 366 35,238,819 1,770 35,776,143 26,512,497 31,630,850 129,158,309 1.80

2017 76,700,286 323 39,045,346 1,667 36,393,140 25,593,654 31,083,573 132,115,713 1.72

TOTAL 332,393,761 1,927 158,518,589 7,835 157,290,400 121,973,061 136,581,663 574,363,713 1.73

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 0.950 100 0.778 1.73

PURE PREMIUM UNDERLYING PRESENT RATE 0 0.970 0 0.803 1.77

PURE PREMIUM DERIVED BY FORMULA 0.950 0.778 1.73

CLASS 9072 RESTAURANT FAST FOOD & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 28,192,129 240 13,548,575 765 14,308,719 11,431,917 12,744,754 52,033,965 1.85

2014 30,626,989 290 18,467,423 811 15,146,308 14,436,530 13,755,470 61,805,731 2.02

2015 33,834,534 279 17,008,546 988 16,062,713 14,644,617 15,088,510 62,804,386 1.86

2016 36,637,372 254 18,298,804 1,014 17,618,567 16,268,188 15,416,362 67,601,921 1.85

2017 40,037,480 223 25,552,264 970 17,871,035 22,252,404 15,759,870 81,435,573 2.03

TOTAL 169,328,504 1,286 92,875,612 4,548 81,007,342 79,033,656 72,764,966 325,681,576 1.92

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 1.027 100 0.896 1.92

PURE PREMIUM UNDERLYING PRESENT RATE 0 1.076 0 0.911 1.99

PURE PREMIUM DERIVED BY FORMULA 1.027 0.896 1.92

N.Y.C.I.R.B. 2020 PURE PREMIUMS 165Page

CLASS 9074 BAR, DANCE CLUB, LOUNGE, NIGHTCLUB OR TAVERN-INCLUDING ENTERTAINERS AND/OR MUSICIANS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 4,362,278 18 1,531,986 56 1,093,542 1,490,911 1,029,841 5,146,280 1.18

2014 4,625,978 9 500,162 71 1,436,313 315,658 1,128,087 3,380,220 0.73

2015 5,266,368 26 1,360,849 88 2,521,235 881,290 1,905,108 6,668,482 1.27

2016 5,766,472 19 1,074,345 73 1,664,250 1,533,694 1,338,310 5,610,599 0.97

2017 6,222,705 24 2,432,367 96 2,395,293 1,667,151 2,094,110 8,588,921 1.38

TOTAL 26,243,801 96 6,899,709 384 9,110,633 5,888,704 7,495,456 29,394,502 1.12

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 65 0.610 97 0.510 1.12

PURE PREMIUM UNDERLYING PRESENT RATE 35 0.605 3 0.526 1.13

PURE PREMIUM DERIVED BY FORMULA 0.608 0.510 1.12

CLASS 9088 FIREWORKS EXHIBITION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 31,603 1 365,067 1 68,084 323,754 28,840 785,745 24.86

2014 30,866 1,337 1,337 0.04

2015 22,230 1 9,423 2,071 11,494 0.52

2016 23,424 3 104,104 63,325 167,429 7.15

2017 24,800 3 192,294 94,662 286,956 11.57

TOTAL 132,923 1 365,067 8 373,905 323,754 190,235 1,252,961 9.43

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 19 5.559 25 3.867 9.43

PURE PREMIUM UNDERLYING PRESENT RATE 81 5.613 75 3.636 9.25

PURE PREMIUM DERIVED BY FORMULA 5.603 3.694 9.30

CLASS 9089 BILLIARD HALL

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 79,540

2014 59,402 1 23,319 14,639 37,958 0.64

2015 67,031

2016 79,192

2017 87,940 5,805 5,805 0.07

TOTAL 373,105 1 23,319 20,444 43,763 0.12

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 8 0.062 11 0.055 0.12

PURE PREMIUM UNDERLYING PRESENT RATE 92 0.243 89 0.147 0.39

PURE PREMIUM DERIVED BY FORMULA 0.229 0.137 0.37

N.Y.C.I.R.B. 2020 PURE PREMIUMS 166Page

CLASS 9093 BOWLING LANE

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 641,187 4 291,121 15 192,062 748,675 155,591 1,387,449 2.16

2014 698,283 3 131,464 18 315,452 614,399 248,894 1,310,209 1.88

2015 727,664 3 40,819 20 200,628 79,768 176,697 497,912 0.68

2016 827,372 1 10,206 15 244,766 3,868 203,094 461,934 0.56

2017 928,875 20 436,457 324,524 760,981 0.82

TOTAL 3,823,381 11 473,610 88 1,389,365 1,446,710 1,108,800 4,418,485 1.16

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 32 0.487 57 0.668 1.16

PURE PREMIUM UNDERLYING PRESENT RATE 68 0.714 43 0.942 1.66

PURE PREMIUM DERIVED BY FORMULA 0.641 0.786 1.43

CLASS 9101 SCHOOL OR COLLEGE-ALL OTHER EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 9,986,480 104 8,992,319 351 10,091,675 6,375,966 6,584,098 32,044,058 3.21

2014 9,823,399 77 4,299,842 336 10,527,327 2,876,049 6,818,287 24,521,505 2.50

2015 9,422,158 83 5,828,301 294 8,380,129 4,765,126 6,398,876 25,372,432 2.69

2016 9,810,358 67 6,532,577 303 9,173,986 5,355,796 6,186,474 27,248,833 2.78

2017 9,965,264 69 9,580,667 272 10,153,875 4,983,034 7,120,882 31,838,458 3.19

TOTAL 49,007,659 400 35,233,706 1,556 48,326,992 24,355,971 33,108,617 141,025,286 2.88

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 1.705 100 1.173 2.88

PURE PREMIUM UNDERLYING PRESENT RATE 0 1.641 0 1.165 2.81

PURE PREMIUM DERIVED BY FORMULA 1.705 1.173 2.88

CLASS 9102 PARK NOC-ALL EMPLOYEES & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,983,251 9 1,270,245 90 3,759,613 720,654 1,795,918 7,546,430 3.81

2014 2,107,312 22 2,141,964 93 3,099,505 1,743,155 1,753,838 8,738,462 4.15

2015 2,242,546 21 2,472,334 100 4,038,927 1,366,251 2,214,878 10,092,390 4.50

2016 2,191,271 16 1,320,548 51 1,080,427 1,090,404 813,623 4,305,002 1.96

2017 2,376,566 15 1,525,109 57 2,089,625 1,316,282 1,373,405 6,304,421 2.65

TOTAL 10,900,946 83 8,730,200 391 14,068,097 6,236,746 7,951,662 36,986,705 3.39

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 75 2.091 97 1.302 3.39

PURE PREMIUM UNDERLYING PRESENT RATE 25 2.107 3 1.268 3.38

PURE PREMIUM DERIVED BY FORMULA 2.095 1.301 3.40

N.Y.C.I.R.B. 2020 PURE PREMIUMS 167Page

CLASS 9149 THEATRE-DRIVE-IN-ALL EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 38,075 1,548 1,548 0.04

2014 40,072 1 6,049 4,994 11,043 0.28

2015 68,810 2 11,420 9,989 21,409 0.31

2016 74,568 1 25,662 5,848 31,510 0.42

2017 80,250 349 349 0.00

TOTAL 301,775 4 43,131 22,728 65,859 0.22

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 12 0.143 17 0.075 0.22

PURE PREMIUM UNDERLYING PRESENT RATE 88 0.786 83 0.575 1.36

PURE PREMIUM DERIVED BY FORMULA 0.709 0.490 1.20

CLASS 9157 THEATRE PROD. PLAYERS/ ENTS. DANCE, SKATE, PERFORM ACROBATICS -PLAYERS, ENTS, MUSICIANS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,841,407 18 477,824 120 2,655,397 303,078 2,587,274 6,023,573 3.27

2014 2,196,410 25 2,045,146 161 2,673,875 932,833 2,673,238 8,325,092 3.79

2015 1,995,148 17 1,749,607 151 2,574,829 979,864 2,674,732 7,979,032 4.00

2016 2,074,350 24 1,936,903 166 3,426,014 1,054,852 3,812,472 10,230,241 4.93

2017 1,635,590 13 1,578,722 135 4,318,070 1,026,232 3,548,009 10,471,033 6.40

TOTAL 9,742,905 97 7,788,202 733 15,648,185 4,296,859 15,295,725 43,028,971 4.42

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 76 2.405 100 2.011 4.42

PURE PREMIUM UNDERLYING PRESENT RATE 24 2.393 0 2.004 4.40

PURE PREMIUM DERIVED BY FORMULA 2.402 2.011 4.41

CLASS 9158 THEATRE PROD. PLAYERS/ENTS. DANCE, SKATE, PERFORM ACROBATICS -ALL OTHER EMPLOYEES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,628,640 5 876,918 32 462,467 419,048 671,354 2,429,787 1.49

2014 2,067,909 12 1,285,648 40 1,246,247 548,922 1,044,610 4,125,427 1.99

2015 2,061,534 4 122,892 51 1,634,986 122,438 1,845,654 3,725,970 1.81

2016 2,177,081 13 880,668 43 1,834,980 779,150 1,932,655 5,427,453 2.49

2017 1,903,575 9 1,396,825 45 1,599,265 984,382 1,108,275 5,088,747 2.67

TOTAL 9,838,739 43 4,562,951 211 6,777,945 2,853,940 6,602,548 20,797,384 2.11

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 57 1.153 82 0.961 2.11

PURE PREMIUM UNDERLYING PRESENT RATE 43 1.157 18 0.915 2.07

PURE PREMIUM DERIVED BY FORMULA 1.155 0.953 2.11

N.Y.C.I.R.B. 2020 PURE PREMIUMS 168Page

CLASS 9159 THEATRICAL PRODUCTION NOC-PLAYERS, ENTERTAINERS OR MUSICIANS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,586,258 16 2,095,627 47 1,652,741 1,590,604 1,420,848 6,759,820 1.88

2014 3,801,007 10 464,158 52 1,875,251 778,232 1,446,013 4,563,654 1.20

2015 3,875,850 9 252,409 55 1,347,500 661,693 1,758,937 4,020,539 1.04

2016 3,860,861 7 1,068,729 42 897,570 862,919 1,390,278 4,219,496 1.09

2017 4,006,737 17 1,414,411 41 1,431,554 880,270 1,207,744 4,933,979 1.23

TOTAL 19,130,713 59 5,295,334 237 7,204,616 4,773,718 7,223,820 24,497,488 1.28

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 60 0.653 93 0.627 1.28

PURE PREMIUM UNDERLYING PRESENT RATE 40 0.675 7 0.642 1.32

PURE PREMIUM DERIVED BY FORMULA 0.662 0.628 1.29

CLASS 9160 THEATRICAL PRODUCTION NOC-ALL OTHER EMPLOYEES

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 5,314,238 17 2,001,693 99 3,220,124 1,011,951 2,268,240 8,502,008 1.60

2014 5,158,300 15 2,152,811 73 2,060,275 1,449,395 1,630,540 7,293,021 1.41

2015 5,779,377 6 1,390,864 85 3,630,655 539,033 2,933,118 8,493,670 1.47

2016 6,147,696 13 2,091,894 121 4,134,489 1,176,489 3,282,046 10,684,918 1.74

2017 6,921,848 22 2,331,997 114 4,057,286 1,495,602 2,848,943 10,733,828 1.55

TOTAL 29,321,459 73 9,969,259 492 17,102,829 5,672,470 12,962,887 45,707,445 1.56

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 79 0.923 100 0.636 1.56

PURE PREMIUM UNDERLYING PRESENT RATE 21 0.889 0 0.661 1.55

PURE PREMIUM DERIVED BY FORMULA 0.916 0.636 1.55

CLASS 9178 ATHLETIC TEAM OR PARK-NON-CONTACT SPORTS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,254,027 8 214,175 33 1,018,737 101,086 2,036,357 3,370,355 2.69

2014 1,166,367 7 726,819 47 1,766,020 196,764 2,387,785 5,077,388 4.35

2015 1,344,447 5 664,661 81 2,846,154 148,615 3,029,551 6,688,981 4.98

2016 1,438,461 5 1,293,700 53 1,797,068 370,659 3,461,164 6,922,591 4.81

2017 1,400,625 6 593,290 29 1,173,085 112,407 2,883,364 4,762,146 3.40

TOTAL 6,603,927 31 3,492,645 243 8,601,064 929,531 13,798,221 26,821,461 4.06

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 54 1.831 95 2.230 4.06

PURE PREMIUM UNDERLYING PRESENT RATE 46 1.522 5 1.973 3.50

PURE PREMIUM DERIVED BY FORMULA 1.689 2.217 3.91

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CLASS 9179 ATHLETIC TEAM OR PARK-CONTACT SPORTS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 618,806 9 536,227 68 2,572,826 503,880 1,957,243 5,570,176 9.00

2014 698,631 2 538,817 37 1,313,853 71,101 1,593,879 3,517,650 5.04

2015 720,260 9 1,004,067 78 2,554,692 308,132 2,047,265 5,914,156 8.21

2016 795,321 13 1,316,302 50 2,223,333 399,792 1,796,374 5,735,801 7.21

2017 853,422 6 1,464,242 22 1,210,053 297,410 2,044,499 5,016,204 5.88

TOTAL 3,686,440 39 4,859,655 255 9,874,757 1,580,315 9,439,260 25,753,987 6.99

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 62 3.997 89 2.989 6.99

PURE PREMIUM UNDERLYING PRESENT RATE 38 3.841 11 3.013 6.85

PURE PREMIUM DERIVED BY FORMULA 3.938 2.992 6.93

CLASS 9180 AMUSEMENT DEVICE OPERATION NOC-NOT TRAVELING-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 347,025 2 132,993 15 205,151 58,144 126,119 522,407 1.51

2014 367,334 3 105,269 13 477,099 109,266 584,046 1,275,680 3.47

2015 368,565 3 156,723 17 713,111 217,405 526,961 1,614,200 4.38

2016 405,780 1 130,693 21 349,630 234,160 392,669 1,107,152 2.73

2017 447,769 1 3,443 16 226,304 13,394 168,101 411,242 0.92

TOTAL 1,936,473 10 529,121 82 1,971,295 632,369 1,797,896 4,930,681 2.55

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 32 1.291 50 1.255 2.55

PURE PREMIUM UNDERLYING PRESENT RATE 68 1.368 50 1.329 2.70

PURE PREMIUM DERIVED BY FORMULA 1.343 1.292 2.64

CLASS 9182 ATHLETIC TEAM OR PARK-OPERATION OF PARK-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,149,484 5 237,386 19 766,646 74,044 485,303 1,563,379 1.36

2014 1,618,268 8 1,064,836 20 318,579 779,984 468,982 2,632,381 1.63

2015 1,456,660 5 257,741 13 164,507 351,354 367,250 1,140,852 0.78

2016 1,533,425 6 871,864 17 306,780 669,682 563,729 2,412,055 1.57

2017 1,728,735 6 521,074 22 2,202,792 314,453 948,621 3,986,940 2.31

TOTAL 7,486,572 30 2,952,901 91 3,759,304 2,189,517 2,833,885 11,735,607 1.57

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 44 0.897 63 0.671 1.57

PURE PREMIUM UNDERLYING PRESENT RATE 56 0.791 37 0.631 1.42

PURE PREMIUM DERIVED BY FORMULA 0.838 0.656 1.49

N.Y.C.I.R.B. 2020 PURE PREMIUMS 170Page

CLASS 9186 CARNIVAL, CIRCUS OR AMUSEMENT DEVICE OPERATOR-TRAVELING-ALL EMPLOYEES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 81,592 2 311,784 2 7,645 311,504 124,543 755,476 9.26

2014 88,938 5 30,863 146,415 177,278 1.99

2015 91,155 6 72,930 166,787 239,717 2.63

2016 50,504 2 28,492 2 17,917 5,674 39,297 91,380 1.81

2017 60,013 4 137,043 124,884 261,927 4.36

TOTAL 372,202 4 340,276 19 266,398 317,178 601,926 1,525,778 4.10

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 22 1.630 37 2.469 4.10

PURE PREMIUM UNDERLYING PRESENT RATE 78 2.732 63 3.278 6.01

PURE PREMIUM DERIVED BY FORMULA 2.490 2.979 5.47

CLASS 9220 CEMETERY OPERATION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,021,744 15 2,322,971 65 2,856,434 821,996 1,808,062 7,809,463 7.64

2014 970,420 13 2,442,017 47 2,582,001 887,095 1,790,509 7,701,622 7.94

2015 1,028,289 7 235,451 58 2,520,908 170,853 1,381,771 4,308,983 4.19

2016 1,027,089 7 207,288 72 3,293,980 74,301 1,632,375 5,207,944 5.07

2017 1,077,611 19 3,568,049 59 3,770,552 2,997,041 1,767,954 12,103,596 11.23

TOTAL 5,125,153 61 8,775,776 301 15,023,875 4,951,286 8,380,671 37,131,608 7.25

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 75 4.644 96 2.601 7.25

PURE PREMIUM UNDERLYING PRESENT RATE 25 4.463 4 2.584 7.05

PURE PREMIUM DERIVED BY FORMULA 4.599 2.600 7.20

CLASS 9402 STREET CLEANING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,836,496 26 2,701,888 87 4,286,254 1,650,807 1,917,983 10,556,932 5.75

2014 2,044,238 24 2,721,245 80 3,123,425 1,949,846 2,352,539 10,147,055 4.96

2015 2,008,784 16 2,070,089 67 2,239,220 1,567,951 1,431,324 7,308,584 3.64

2016 2,138,881 38 6,517,169 85 2,832,082 4,346,838 2,557,314 16,253,403 7.60

2017 2,445,662 25 6,802,905 72 2,938,449 3,165,756 1,678,333 14,585,443 5.96

TOTAL 10,474,061 129 20,813,296 391 15,419,430 12,681,198 9,937,493 58,851,417 5.62

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 93 3.459 100 2.159 5.62

PURE PREMIUM UNDERLYING PRESENT RATE 7 3.753 0 2.358 6.11

PURE PREMIUM DERIVED BY FORMULA 3.480 2.159 5.64

N.Y.C.I.R.B. 2020 PURE PREMIUMS 171Page

CLASS 9403 GARBAGE, ASHES OR REFUSE COLLECTION & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 3,418,848 79 8,545,865 335 14,959,382 5,659,135 6,991,532 36,155,914 10.58

2014 3,310,999 60 7,658,538 297 14,988,685 4,488,298 8,491,453 35,626,974 10.76

2015 3,376,352 65 8,262,846 246 13,411,138 5,708,270 6,986,343 34,368,597 10.18

2016 3,466,939 59 8,515,318 251 11,130,086 7,172,344 6,526,808 33,344,556 9.62

2017 3,679,081 62 10,695,201 267 16,228,216 5,590,999 8,089,062 40,603,478 11.04

TOTAL 17,252,219 325 43,677,768 1,396 70,717,507 28,619,046 37,085,198 180,099,519 10.44

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 100 6.631 100 3.808 10.44

PURE PREMIUM UNDERLYING PRESENT RATE 0 6.927 0 4.241 11.17

PURE PREMIUM DERIVED BY FORMULA 6.631 3.808 10.44

CLASS 9410 MUNICIPAL, TOWNSHIP, COUNTY OR STATE EMPLOYEE NOC

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 192,657 2 334,063 14 564,252 191,286 285,779 1,375,380 7.14

2014 181,830 6 261,733 28 732,333 212,238 357,100 1,563,404 8.60

2015 147,766 3 147,860 16 954,909 60,030 520,292 1,683,091 11.39

2016 167,017 1 233,178 7 73,265 72,394 70,506 449,343 2.69

2017 159,236 2 103,271 14 626,603 51,339 277,570 1,058,783 6.65

TOTAL 848,506 14 1,080,105 79 2,951,362 587,287 1,511,247 6,130,001 7.22

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 37 4.751 46 2.473 7.22

PURE PREMIUM UNDERLYING PRESENT RATE 63 4.649 54 2.493 7.14

PURE PREMIUM DERIVED BY FORMULA 4.687 2.484 7.17

CLASS 9501 PAINTING-SHOP ONLY & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 674,896 2 187,303 8 256,730 148,051 167,774 759,858 1.13

2014 674,836 7 380,512 22 331,120 211,786 185,520 1,108,938 1.64

2015 657,053 1 111,477 21 698,878 39,093 795,702 1,645,150 2.50

2016 664,729 1 209,970 19 626,173 196,711 226,930 1,259,784 1.90

2017 729,041 3 514,743 21 589,796 293,279 403,064 1,800,882 2.47

TOTAL 3,400,555 14 1,404,005 91 2,502,697 888,920 1,778,990 6,574,612 1.93

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 36 1.149 49 0.785 1.93

PURE PREMIUM UNDERLYING PRESENT RATE 64 1.095 51 0.730 1.83

PURE PREMIUM DERIVED BY FORMULA 1.114 0.757 1.87

N.Y.C.I.R.B. 2020 PURE PREMIUMS 172Page

CLASS 9505 AUTOMOBILE, BUS, TRUCK OR TRAILER BODY MFG.-PAINTING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 95,967 1 11,311 2 27,162 13,153 36,282 87,908 0.92

2014 110,534 2 140,472 3 35,558 343,522 46,516 566,068 5.12

2015 98,097 2 23,201 27,994 51,195 0.52

2016 96,931 1 42,206 5 81,824 29,119 78,834 231,983 2.39

2017 102,027 3 24,968 24,040 49,008 0.48

TOTAL 503,556 4 193,989 15 192,713 385,794 213,666 986,162 1.96

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 24 0.768 33 1.190 1.96

PURE PREMIUM UNDERLYING PRESENT RATE 76 2.516 67 1.900 4.42

PURE PREMIUM DERIVED BY FORMULA 2.096 1.666 3.76

CLASS 9519 HOUSEHOLD APPLIANCES-ELECTRICAL-INSTALLATION, SERVICE OR REPAIR-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 2,868,836 40 3,294,906 115 3,108,541 1,652,427 1,788,342 9,844,216 3.43

2014 3,190,000 32 3,346,511 102 3,406,449 2,070,671 1,912,493 10,736,124 3.37

2015 3,292,419 44 3,647,546 95 4,008,545 2,438,994 2,041,351 12,136,436 3.69

2016 3,230,937 37 3,011,355 114 4,376,248 2,131,508 3,126,553 12,645,664 3.91

2017 3,226,191 24 2,071,863 103 2,859,133 1,485,629 2,031,687 8,448,312 2.62

TOTAL 15,808,383 177 15,372,181 529 17,758,916 9,779,229 10,900,426 53,810,752 3.40

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 93 2.096 100 1.308 3.40

PURE PREMIUM UNDERLYING PRESENT RATE 7 2.469 0 1.485 3.95

PURE PREMIUM DERIVED BY FORMULA 2.122 1.308 3.43

CLASS 9521 HOUSE FURNISHINGS INSTALLATION NOC & UPHOLSTERING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,707,892 21 4,303,332 49 1,158,801 2,298,046 806,975 8,567,154 5.02

2014 1,744,518 9 681,982 43 2,311,316 575,878 1,453,821 5,022,997 2.88

2015 1,775,279 18 2,549,095 47 1,800,570 1,394,887 1,135,239 6,879,791 3.88

2016 1,930,279 13 1,941,321 52 2,408,280 944,838 1,482,320 6,776,759 3.51

2017 1,965,428 8 569,002 55 3,631,324 305,648 1,869,932 6,375,906 3.24

TOTAL 9,123,396 69 10,044,732 246 11,310,291 5,519,297 6,748,287 33,622,607 3.69

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 79 2.341 97 1.345 3.69

PURE PREMIUM UNDERLYING PRESENT RATE 21 2.837 3 1.509 4.35

PURE PREMIUM DERIVED BY FORMULA 2.445 1.350 3.80

N.Y.C.I.R.B. 2020 PURE PREMIUMS 173Page

CLASS 9522 UPHOLSTERING

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 441,847 2 164,121 7 108,368 71,546 73,182 417,217 0.94

2014 458,668 2 90,513 7 318,660 212,300 196,769 818,242 1.78

2015 460,520 3 51,794 5 45,836 39,771 70,343 207,744 0.45

2016 456,778 1 132,698 3 157,168 65,404 170,765 526,035 1.15

2017 495,236 3 759,674 7 229,714 408,490 136,097 1,533,975 3.10

TOTAL 2,313,049 11 1,198,800 29 859,746 797,511 647,156 3,503,213 1.52

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 29 0.890 35 0.625 1.52

PURE PREMIUM UNDERLYING PRESENT RATE 71 0.919 65 0.477 1.40

PURE PREMIUM DERIVED BY FORMULA 0.911 0.529 1.44

CLASS 9526 SCAFFOLDS, HOD HOISTS, CONSTRUCTION ELEVATORS-BUILT-UP FROM GROUND-INSTALLATION, REP. OR REMOVAL-& D

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 474,708 7 1,049,009 19 1,046,760 898,438 466,063 3,460,270 7.29

2014 441,778 6 1,032,078 27 3,504,326 526,821 2,204,488 7,267,713 16.45

2015 558,493 6 2,048,235 18 937,598 1,919,828 538,642 5,444,303 9.75

2016 602,535 8 3,407,194 25 2,659,366 2,302,070 1,787,631 10,156,261 16.86

2017 798,091 9 3,175,485 27 1,608,868 1,947,669 1,277,880 8,009,902 10.04

TOTAL 2,875,605 36 10,712,001 116 9,756,918 7,594,826 6,274,704 34,338,449 11.94

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 73 7.118 94 4.823 11.94

PURE PREMIUM UNDERLYING PRESENT RATE 27 7.453 6 4.419 11.87

PURE PREMIUM DERIVED BY FORMULA 7.208 4.799 12.01

CLASS 9527 SCAFFOLDS-SIDEWALK BRIDGES-NOT OVER ONE STORY IN HEIGHT-INSTALLATION, REPAIR OR REMOVAL-& DRIVER

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 102,940 5 1,295,584 9 282,772 1,237,063 285,304 3,100,723 30.12

2014 69,336 2 736,877 11 774,210 763,660 748,525 3,023,272 43.60

2015 86,138 7 1,649,610 14 1,014,743 812,446 418,186 3,894,985 45.22

2016 101,434 4 79,947 8 338,999 169,975 271,922 860,843 8.49

2017 130,530 5 524,097 7 620,130 584,063 560,097 2,288,387 17.53

TOTAL 490,378 23 4,286,115 49 3,030,854 3,567,207 2,284,034 13,168,210 26.85

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 48 14.921 71 11.932 26.85

PURE PREMIUM UNDERLYING PRESENT RATE 52 15.473 29 12.611 28.08

PURE PREMIUM DERIVED BY FORMULA 15.208 12.129 27.34

N.Y.C.I.R.B. 2020 PURE PREMIUMS 174Page

CLASS 9534 MOBILE CRANE AND HOISTING SERVICE CONTRACTORS NOC & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 290,362 12 429,934 215,558 645,492 2.22

2014 339,983 5 1,355,268 13 877,460 889,000 622,074 3,743,802 11.01

2015 419,685 1 281,528 12 752,790 366,179 869,223 2,269,720 5.41

2016 479,768 3 580,432 9 3,127,950 1,203,927 963,482 5,875,791 12.25

2017 610,589 8 2,123,670 19 3,118,534 1,446,279 1,522,316 8,210,799 13.45

TOTAL 2,140,387 17 4,340,898 65 8,306,668 3,905,385 4,192,653 20,745,604 9.69

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 60 5.909 79 3.783 9.69

PURE PREMIUM UNDERLYING PRESENT RATE 40 6.086 21 3.811 9.90

PURE PREMIUM DERIVED BY FORMULA 5.980 3.789 9.77

CLASS 9539 AWNING, TENT OR CANVAS GOODS ERECTION, REMOVAL OR REPAIR & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 180,212 4 461,398 20 534,232 648,324 299,686 1,943,640 10.79

2014 190,960 2 157,406 14 289,843 219,823 230,354 897,426 4.70

2015 205,358 5 640,505 14 155,488 722,470 197,148 1,715,611 8.35

2016 225,199 6 432,933 15 562,534 792,196 257,085 2,044,748 9.08

2017 226,861 6 1,059,452 12 644,059 1,115,112 531,538 3,350,161 14.77

TOTAL 1,028,590 23 2,751,694 75 2,186,156 3,497,925 1,515,811 9,951,586 9.68

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 42 4.801 60 4.874 9.68

PURE PREMIUM UNDERLYING PRESENT RATE 58 5.325 40 3.956 9.28

PURE PREMIUM DERIVED BY FORMULA 5.105 4.507 9.61

CLASS 9545 BILL POSTING & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 12,449 2 344,840 131,910 476,750 38.30

2014 11,164 1 276,175 1 4,414 266,121 1,793 548,503 49.13

2015 10,676 390 390 0.04

2016 12,513 1,055 1,055 0.08

2017 12,012 715 715 0.06

TOTAL 58,814 1 276,175 3 349,254 266,121 135,863 1,027,413 17.47

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 17 10.634 21 6.835 17.47

PURE PREMIUM UNDERLYING PRESENT RATE 83 9.698 79 5.079 14.78

PURE PREMIUM DERIVED BY FORMULA 9.857 5.448 15.31

N.Y.C.I.R.B. 2020 PURE PREMIUMS 175Page

CLASS 9549 ADVERTISING COMPANY & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 107,805 2 622,074 5 111,045 169,044 51,364 953,527 8.84

2014 119,118 1 166,085 4 54,026 114,897 29,692 364,700 3.06

2015 141,689 1 234,945 2 13,875 234,743 40,711 524,274 3.70

2016 211,420 3 216,229 2 97,398 200,585 34,851 549,063 2.60

2017 255,969 1 47,021 5 268,123 25,424 211,542 552,110 2.16

TOTAL 836,001 8 1,286,354 18 544,467 744,693 368,160 2,943,674 3.52

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 27 2.190 33 1.331 3.52

PURE PREMIUM UNDERLYING PRESENT RATE 73 2.208 67 1.118 3.33

PURE PREMIUM DERIVED BY FORMULA 2.203 1.188 3.39

CLASS 9552 SIGN ERECTION OR REPAIR-AWAY FROM SHOP-NOT OUTDOOR ADVERTISING COMPANIES-& DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 166,594 1 14,292 5 362,507 12,944 195,555 585,298 3.51

2014 134,002 4 715,639 8 1,262,609 327,935 851,291 3,157,474 23.56

2015 155,252 2 287,366 13 492,524 376,116 803,051 1,959,057 12.62

2016 148,069 4 1,217,002 6 413,805 763,096 182,027 2,575,930 17.40

2017 167,079 2 383,970 8 134,096 631,147 100,490 1,249,703 7.48

TOTAL 770,996 13 2,618,269 40 2,665,541 2,111,238 2,132,414 9,527,462 12.36

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 44 6.853 60 5.504 12.36

PURE PREMIUM UNDERLYING PRESENT RATE 56 7.654 40 5.349 13.00

PURE PREMIUM DERIVED BY FORMULA 7.302 5.442 12.74

CLASS 9553 SIGN PAINTING OR LETTERING ON BUILDINGS OR STRUCTURES & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 5,559 1 1,269 2,126 3,395 0.61

2014 5,465 429 429 0.08

2015 4,919

2016 8,314

2017 5,869

TOTAL 30,126 1 1,269 2,555 3,824 0.13

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 9 0.042 10 0.085 0.13

PURE PREMIUM UNDERLYING PRESENT RATE 91 4.219 90 1.562 5.78

PURE PREMIUM DERIVED BY FORMULA 3.843 1.414 5.26

N.Y.C.I.R.B. 2020 PURE PREMIUMS 176Page

CLASS 9585 SHOE REPAIR SHOP

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 82,581

2014 81,330 1 166,656 107,783 274,439 3.37

2015 91,341

2016 96,610 540 540 0.01

2017 94,042

TOTAL 445,904 1 166,656 108,323 274,979 0.62

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 12 0.374 17 0.243 0.62

PURE PREMIUM UNDERLYING PRESENT RATE 88 0.504 83 0.380 0.88

PURE PREMIUM DERIVED BY FORMULA 0.488 0.357 0.85

CLASS 9586 BARBER SHOP

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 9,525,220 25 1,472,187 61 1,889,849 1,074,315 1,244,864 5,681,215 0.60

2014 10,324,727 18 1,800,025 53 1,455,510 1,890,392 1,473,815 6,619,742 0.64

2015 11,360,977 24 967,769 75 1,968,879 919,944 1,208,750 5,065,342 0.45

2016 12,149,317 18 2,143,015 79 2,192,468 1,035,808 1,512,179 6,883,470 0.57

2017 12,999,048 39 3,195,726 105 3,272,806 4,092,419 2,597,880 13,158,831 1.01

TOTAL 56,359,289 124 9,578,722 373 10,779,512 9,012,878 8,037,488 37,408,600 0.66

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 68 0.361 95 0.303 0.66

PURE PREMIUM UNDERLYING PRESENT RATE 32 0.311 5 0.230 0.54

PURE PREMIUM DERIVED BY FORMULA 0.345 0.299 0.64

CLASS 9600 TAXIDERMIST

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 5,052

2014 4,904

2015 4,711 1 20,495 32,660 13,892 67,047 14.23

2016 8,135 1 39,042 22,169 61,211 7.52

2017 6,142

TOTAL 28,944 1 20,495 1 39,042 32,660 36,061 128,258 4.43

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 6 2.057 7 2.374 4.43

PURE PREMIUM UNDERLYING PRESENT RATE 94 1.224 93 0.600 1.82

PURE PREMIUM DERIVED BY FORMULA 1.274 0.724 2.00

N.Y.C.I.R.B. 2020 PURE PREMIUMS 177Page

CLASS 9610 MOTION PICTURE PRODUCTION-IN STUDIOS OR OUTSIDE ALL OPERATIONS UP TO THE DEVELOP. OF NEGATIVES-& D

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 12,087,142 11 615,030 104 3,641,260 344,492 2,593,915 7,194,697 0.60

2014 14,781,856 33 4,524,031 137 4,702,117 2,887,446 4,101,036 16,214,630 1.10

2015 15,434,335 26 5,153,909 135 5,648,175 2,507,464 3,782,483 17,092,031 1.11

2016 16,652,367 23 2,952,983 116 6,694,716 2,519,349 5,195,650 17,362,698 1.04

2017 19,495,145 16 4,758,581 132 7,355,960 2,952,036 5,000,401 20,066,978 1.03

TOTAL 78,450,845 109 18,004,534 624 28,042,228 11,210,787 20,673,485 77,931,034 0.99

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 97 0.587 100 0.406 0.99

PURE PREMIUM UNDERLYING PRESENT RATE 3 0.552 0 0.385 0.94

PURE PREMIUM DERIVED BY FORMULA 0.586 0.406 0.99

CLASS 9620 FUNERAL DIRECTORS & DRIVERS

POLICY PAYROLL IND LIKELY LOSSES IND NOT-LIKELY LOSSES MEDICAL MEDICAL TOTAL TOTAL

YEAR ( IN HUNDREDS ) NO. CASES AMOUNT NO. CASES AMOUNT LIKELY LOSSES NOT-LIKELY LOSSES LOSSES PURE PREMIUM

2013 1,560,387 4 689,304 18 1,264,122 923,229 703,984 3,580,639 2.29

2014 1,613,646 6 301,167 16 1,397,568 275,050 590,460 2,564,245 1.59

2015 1,640,324 5 152,611 17 809,740 278,630 744,347 1,985,328 1.21

2016 1,587,753 2 55,524 14 804,545 184,189 409,996 1,454,254 0.92

2017 1,624,577 6 695,975 21 487,411 409,359 617,701 2,210,446 1.36

TOTAL 8,026,687 23 1,894,581 86 4,763,386 2,070,457 3,066,488 11,794,912 1.47

INDEMNITY MEDICAL TOTAL PURE PREMIUM

CRED. PURE PREM. CRED. PURE PREM.

INDICATED PURE PREMIUM 47 0.829 67 0.640 1.47

PURE PREMIUM UNDERLYING PRESENT RATE 53 0.867 33 0.679 1.55

PURE PREMIUM DERIVED BY FORMULA 0.849 0.653 1.50