‘ N O W O R R I E S ’ C L I C K T O D I S C O V E R M O R E .

Do You Worry About STUDENT FINANCE?

CONTENTS

The cost of study at York St John. Eligibility Tuition fees Living costs

Maintenance Grant Maintenance Loan

Other funding Government Funding York St John Funding

Budgeting Academic Year 2012/2013 Contact details Useful Links

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COST OF STUDY AT YORK ST JOHN

The information below relates to UK students on undergraduate programmes. If you are not included in this then please contact the Student Finance Team, you can find

our details by clicking here.

TUITION FEESThe tuition fees for the

academic year 2011/2012 are £3,375. This is for all full time

undergraduate programmes and also

includes PGCE programmes.

ACCOMMODATION COSTS In

the first year it is common to stay in halls

of residence which, depending upon the halls

you decide can cost between £3,500 - £6,000 approximately. It is paid in three instalments at the start of each term.

LIVING EXPENSES The amount of money you spend on day to day

living can vary drastically depending on lifestyle

etc but a general figure for the year is

approximately £3,000

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ELIGIBILITY

In general terms if you are an English Student (ordinarily resident in England) you will be entitled to some help through Student Finance England.

Student Finance England are the body that administer student loans in England.

If you are from outside England then different systems apply and you can click here for further information.

You may not be entitled to any help through Student Finance England if you have received help previously for the same level of study. This can mean that if you have studied an undergraduate programme previously you may not be able to get funding for another undergraduate degree.

If you have studied previously or if you are looking at doing a part time course and you require further information on eligibility then please contact us.

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TUITION FEES

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All courses at York St John have a fee applied to them and for most undergraduate programmes these fee will be £3,375 for the academic year 2011/2012.

If you wish to you can decide to self fund this and you can pay the fees in an one-off payment upfront or in three instalments in November, January and May.

If you cannot afford to self fund your study then you may need to apply for a loan to cover the costs of fees. A tuition fee loan will cover the entire cost of the course and it is awarded to everyone as it is not assessed against household income.

If you are an English student you can apply through Student Finance England for a Loan. If you are not an English student then please click here for further information.

Tuition fee loans are paid directly to York St John and the amount you borrow is then added to your overall loan which you start paying back once you are earning over £15,00 per year.

LIVING COSTS

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Living costs can include your accommodation, food, drink and social life. The amount of money that you spend on living costs can vary dramatically but you should expect to pay thousands of pounds per year and you should be prepared to budget for these costs.

Everyone is entitled to some help through Student Loans but the amount you receive is dependent upon your income.

Help with living costs can be spilt into two categories – maintenance grant and maintenance loan.

Information on these can be found on the next two slides.

MAINTENANCE GRANT

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A maintenance grant is an amount of money which you apply for which is non-repayable.

It is paid in three instalments throughout the year in September, January and April.

This is a means tested grant based on the relevant household income (in most cases this is the parental home).

The amount you can receive is detailed in the table below

Household Income Maintenance Grant

Less than £25,000 £2,906

£25,001-£30,000 £1,906

£30,001-£50,020 £50

£50,021+ Nil

MAINTENANCE LOAN

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A maintenance loan is an amount of money which you apply for which you then pay back once you leave University and are earning over £15,000.

Every student is entitled to a maintenance loan however the amount you can claim depends on your household income.

Everyone is entitled 72% of the maximum loan available. The further 28% is dependent on household income. The maximum amount available changes depending on whether you live away or at home.

The amount you can receive are on a sliding scale but as guide see the table below.

Amounts for students living away from home

Max £4,950 – min £3,497

Amounts for students living at home

Max £3,838 – min £2,385

GOVERNMENT FUNDING

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Depending on your circumstances you may be able to get further help to help you in your studies.

Disabled Students’ Allowance is available to students who have extra costs because of a disability, mental health condition or specific learning difficulty. How much you receive depends on your circumstances and it does not have to be paid back.

Childcare Grant gives you help with childcare costs for dependent children under 15 years old. You do not have to pay back any award.

Parents’ Learning Allowance provides you with help for course-related costs if you have dependent children. The amount you receive is income dependent but you do not have to repay it.

Adult Dependents’ Grant will provide you with help if you have an adult who depends on you financially. Awards are based in your income and the income of the dependent and they do not need to be repaid.

If you require any further advice on government funding then please contact us.

YORK ST JOHN FUNDING

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Further to Government Funds you may be able to get help through various University funds.

The York St John Bursary is available to all UK and EU students who enrol on a full time undergraduate programme which is charged at £3,375. You are automatically assessed for the bursary by Student Finance England when you apply for assistance.

It is an income contingent bursary which is non repayable. The amount you receive can be seen in the table below.

Household Income (gross annual)

Bursary (per annum)

Less than £18,360 £1,685

£18,361-£20,970 £1,130

£20,971-£25,000 £565

£25,001+ Nil

There are also other funds at the University such as the Access to Learning Fund and if you require more information about these please contact us.

BUDGETING

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It is very important that you produce a budget before coming to University as it will help you be able to make key decisions such as where to live etc.

They key to budgeting is to try and be as honest as you can be with your figures as your budget will only be as good as the information you put in.

Your budget is simply a calculation of income minus expenditure. The table below shows the what can count as income and expenditure but it is by no means exhaustive.

Income Expenditure

Maintenance Grant Rent/Accommodation

Maintenance Loan Course costs (books etc)

Wages Food and Drink

Parental Contribution Bills

Socialising

If your budget shows that your expenditure is more that your income you have a deficit. If this is the case then you need to look at where you can save on expenditure or increase income.

If you need to look at saving money check out websites like moneysavingexpert.com for hints and tips. Also keep a look out for University events and where you see our Money Doctors you know you may be able to save some money.

ACADEMIC YEAR 2012/13

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All the information on the previous slides has been relevant to the academic year 2011/12.

In the academic year 2012/13 the amount of money Universities will receive is to be reduced as part of the Governments saving measures.

The consequence of this is tuition fees will have to rise.

We do not yet know what the tuition fees for 2012/13 will be.

To get the most up to date information for the academic year 2012/13 keep checking our website as we update this as soon as any developments occur.

CONTACT DETAILS

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USEFUL LINKS

• Directgov (Student Finance England information)• EU Students finance information• International Students funding information• Our Website• SAAS (Student Awards Agency for Scotland)• Student Finance NI• Student Finance Wales

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