Disability insurance pays you benefits if sick or injured

Policies typically pay anywhere from 50 to 70 percent of income

Length of time you receive benefits depends on different factors

Factors included will be if accident or illness caused disability

Features of disability income are non cancelable and guaranteed renewable

Ask your insurance agent about the features so you understand them

There is a length of time prior to benefits starting

You will typically select 30, 60, 90 or 180 days

Also note the terms of income with disability insurance

This is set from one to two years up until age 67

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