digitizing our wallets : digital wallets for ecommerce development
TRANSCRIPT
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DIGITIZING OUR WALLETS
Digital Wallets forE-Commerce Development
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E-Commerce – Multiple Uses• Shopping On The Internet • Trading Over The Internet
• Services• Products • Goods
• Needs• Electronic Fund Transfers Online• Electronic Data Interchange• Automated Data Collections & Processing
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New Buzz Words• E-commerce
• Internet • Desktops & Personal Computers
• M-ecommerce • Mobile Devices
• Me-commerce• Transaction Based Sites
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A Digital Wallet• Placeholder For Online Currency • Keeps Account Information Discrete• Accessed From
• Laptops• PCs• Mobiles• Smart Watches
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DIGITAL WALLETThe Advantages
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Assured Safety & Privacy• Linked Account Or Card Details Remain Hidden• Safe Transfers• Uses Security Layers
• Password • Voice • Other Biometrics
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Simple & Convenient to Use• No OTPs, making it hassle-free• Saves Time• Feed Information Once• Saved For Later Transactions
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Discounts and Loyalty• Store And Integrate Details Related To
• Discounts, Offers, Loyalty Points And Schemes• No Need To Separately Look For Discounts• User Avails Maximum Benefits From Purchase
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Payments – Easy Set Up, Limited Sharing• Adhere To The Native Countries Tax Norms And Laws • Once Information Given Access From
• Email Ids• Any Other Identity Linked
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Contemporary Electronic Commerce• Uses Electronic Commerce Modeling Language• Standardizes Checkout Forms • Assures Accuracy & Security
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Digital Wallet Vs Mobile Wallet
Digital Wallets
Mobile Wallets
• A super set of all electronic wallets• A concept conceived when the smart
phones were not in vogue
• Are linked to a phone via an app• Rely on Digital Wallets to create an
interface with the service providers
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DIGITAL WALLETThe Pioneers
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PayPal• Founded in December 1998 • Association with eBay
• 184 million users
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Paytm – Pay through Mobile• Founded In 2010 By One97 Communications• Prepaid Recharges And Shopping• Patronized By Mr Ratan Tata And Alibaba• 25 Million Users
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EcoPayz• Based In UK, In 2000 As EcoCard• iPhone App In 2009• Multilingual Support To Facilitate Transactions• EcoPayz Business Account Solution In 2011
• Quick And Effective Means Of Paying Salaries And Expenses