digital signature and adv payment gateway
TRANSCRIPT
![Page 1: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/1.jpg)
Presented By :- Kartik N. Kalpande
Seminar OnDigital Signature & Advanced
Payment Gateways
![Page 2: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/2.jpg)
INTRODUCTION TO DIGITAL SIGNATURE :
• Important application of public key cryptography
• Electronic form of signature
• Serves the same purpose as that of the handwritten signature but is much secure
![Page 3: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/3.jpg)
WHY DIGITAL SIGNATURE ?
• Authenticate identity of sender
• Ensure the original content of message (intigity)
• Non – repudiation
• Verifiability of by independent , public or third party
![Page 4: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/4.jpg)
DIGITAL SIGNATURE (ARCHITECTURE) :
![Page 5: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/5.jpg)
WORKING :
![Page 6: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/6.jpg)
VERIFICATION OF DS :
![Page 7: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/7.jpg)
DIGITAL CERTIFICATES :
• A data with digital signature from one trusted certification Authority (CA)
• This data contains :
- Who owns this certificate- Who signed this certificate- The expired date- User name and e-mail address
![Page 8: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/8.jpg)
REQUIRED CONDITIONS FOR DIGITAL SIGNATURE:
• Receiver can verify claimed identity of sender
• Sender can’t later repudiate (deny) contents of message
• Reciever can not have cancocted message himself
![Page 9: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/9.jpg)
DIGITAL SIGNATURES OVER HAND-WRITTENS :
![Page 10: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/10.jpg)
ONLINE PAYMENT GATEWAY SYSTEMS :
• A software program integrated to a merchant’s website to transmit transaction data to :
- Credit card- Net banking- Cash card- Mobile payment
acquirer for authorization and settlement.
![Page 11: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/11.jpg)
CONTINUED …
• Includes whether there are sufficient funds available, whether the details all matched correctly and whether there has been any fraudulent activity.
• In order to check these details , the Payment Gateways will communicate with the Card Schemes and Issuing Banks.
• And then report back with its findings and relevant transaction response.
![Page 12: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/12.jpg)
CONTINUED …
• Merchants gain the ability to perform real- time Credit Cards authoization from a website over the internet.
• Customers can pay for purchases across the Internet through Credit Cards within seconds , after the gateway obtains authorization from the Credit Card institution.
![Page 13: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/13.jpg)
PAYMENT GATEWAY ARCHITECTURE :
![Page 14: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/14.jpg)
ACTUAL WORKING :
![Page 15: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/15.jpg)
CONTINUED …
![Page 16: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/16.jpg)
MAIN PURPOSE OF USING A PAYMENT GATEWAY:
• SEURITY :-
- Customer is usually required to enter personal details , the entire communication of ‘Submit Order’ page is often carried out through HTTPS protocol.
- To validate the request of the payment page result , sometimes the IP of the requesting server has to be verified.
![Page 17: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/17.jpg)
ADVANCED PAYMENT GATEWAY MECHANISMS :
![Page 18: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/18.jpg)
SECURE PAYMENTS USING PayPal :
• Found in 1998 and owned by eBay
• Facilitates the transfer of money from one party to another over the internet.
• Payments can be made for goods , services as well as online donations.
![Page 19: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/19.jpg)
PAYPAL ARCHITECTURE :
![Page 20: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/20.jpg)
WHY PayPal ?
• Fast , simple and secure way to make a payment online
• Grow sales
• Get new customers
• Integrate easily
![Page 21: Digital signature and adv payment gateway](https://reader035.vdocuments.mx/reader035/viewer/2022062401/58eef6731a28ab3a458b45b5/html5/thumbnails/21.jpg)
FEEL FREE TO ASK …
THANK YOU !!