dfis and climate action [speaker’s company …...the name alalay sa kaunlaran sa gitnang luzon,...

[Speaker’s Company Logo]

DFIs and CLIMATE ACTION ASKI GROUP OF COMPANIES, INC.

Rolando B. Victoria

Brief Background

Alalay sa Kaunlaran, Inc. (ASKI) - born in October 1986 in the year of the EDSA People Power Revolution.

Registered with the Securities and Exchange Commission (SEC) on March 23, 1987 under the name Alalay sa Kaunlaran sa GitnangLuzon, Inc.

A non-stock, non-profit organization committed to the promotion and development of micro and small-to-medium enterprises and the delivery of social services.

Brief Background

A group of business leaders in Nueva Ecija, out of Christian zeal and compassion, joined hands to think of a positive powerful response to the issues the country is facing.

ASKI was born to help address the issues of poverty and unemployment that confronted the Philippines brought by political conflicts.

With a small capital investment of Php460,000 provided by the Maranatha Trust of Australia, we reached out to the small entrepreneurs that had no access to bigger funding institutions.

Vision and Mission

A global development organization committed to holistic transformation

VISION

To promote socio-economic development through client focused financial and non-financial services

anchored on Christian principles.

MISSION

God-centeredness, Commitment to serve the poor, Humility, Respect, Integrity, Stewardship,

Transformation

CORE VALUES

Where we are?

ASKI Headquarters Cabanatuan City, Nueva Ecija

Philippines Cabanatuan City is the

Tricycle Capital of the Philippines

Where we are?

78 ASKI Offices17 Provinces

253 towns3,612 villages

ASKI’s first year (1987-1988)

First 25 clients

79 jobs

Benefitted 642 people

Our 12 Strategic Business Units

Loan Programs and Services

Business Loans Consumer Loans

• Individual Lending Program• Group Lending Program • Agricultural Loan Program

• Housing Loan Program • Loan Educational Advancement Program • Salary Loan • Water, Sanitation and Hygiene (WASH)• Green Energy Loan (GEL)• Insurance Loan Program

ASKI’s RESPONSE TO

1.8 billion loan portfolio/ USD 34.5 million

113,636 clients


18,927 farmers

524 million loan portfolio/USD 9.8 million


9,406 WASH loans

Php 140 million loan/ USD 2.6 million

45,443 beneficiaries


1,161 Green Energy Loans

Php 7.7 million loan/ USD 145,000 dollars

5,800 beneficiaries


Electricity Consumption 792,300 kilowatt hours

Water Consumption9,384 cubic meters

Solar-powered Project

ASKI Multi-purpose Cooperative Building

Solar Irrigation at the ASKI Training Institute

Initiatives and Innovations No. of beneficiaries Impact

1. Farmers linked to institutional markets

2 farmer-cooperatives;111 families

Assured market of farm produce eliminating middlemen transactions. Thus, farmers are assured of higher income.

During the ceremonial harvesting of onion for delivery to institutional market. Through the project Farmers Entrepreneurship Program, onion farmers were assured of steady market and high prices of their produce.

Our Initiatives and Innovations


Approximately 76 ginger farmers

Assured market of farm produce eliminating middlemen transactions. Thus, farmers are assured of higher income.

ASKI sealed a partnership with Sunnybing International Trading Corporation to export ginger in Japan produced by local farmers being supported by ASKI



46 cassava farmers Assured market of farm produce eliminating middlemen transactions. Thus, farmers are assured of higher income.

Cassava farmers are now supplying their harvest to San Miguel Foods Inc. for feed processing



2. Irrigation facilities 410 families (BMZ) Increased farm yield; Because of the facility, they can now plant three times a year.

In a non-irrigated area of Maria Aurora and Dipaculao, Aurora, an irrigation facilities like water pump is a great help to many farmers in watering their produce.



3. Hanging Bridges 346 families Ease of product transport from the farm to the market

One of the community development projects initiated by ASKI is the provision of hanging bridges. Aside from ease in hauling farmers produce, children in the community will no longer need to cross river in going to school.



4. Solar Dryer 522 families Increased income of the farmers through proper postharvest handling

Through the provision of drying pavements, farmers will no longer dry their harvests along the roads which contributes to postharvest losses and affect the quality of the produce.



5. Provision of Water System in 5 communities

6,306 individuals Reduced causes of diarrhea and other health related problems because of poor water system.

People in the community used to get water from distant taps. They spend hours gathering water, thus making them unproductive and limit their work in a day.



6. Training of Unemployed Men and Out-of School Youth

60 graduates Unemployed men and out-of-school youth were given training to become productive and be able to support their families

From jobless urban men in Cabanatuan City, ASKI and WTRC program produced 60 TESDA graduates during the first batch. Among the graduates, 73% are now employed and two of them are working overseas.



7. Provision of Biogas Digesters to Hog Raisers in Bulacan

100 families 100 hog raisers received benefitted from the training on hog raising and proper maintenance of the digester

100 hog raisers have functioning biogas digesters for manure disposal and production of biogas which they used for cooking instead of commercial gas.



8. Livelihood for the Extreme Poor (LIFE)

547- first treatment 453- second treatment

Contribute in reducing extreme poverty in the Philippines by developing a scalable graduation model,

The project is aimed at 1) assisting the poor in achieving social, economic, and aspirational changes, and 2) have continued access to financial and other basic social services.



Enrolment of clients to Microinsurance• Mutual Benefit Association (MBA)• Philippine Crop Insurance Corp.• Benlife and Pioneer Insurance • Agricultural Guarantee Fund Pool

Creation of Resiliency Fund for Clients

166,347 members1,488 farmers enrolled 82,714 members

Php 8.9 million/ USD167,000

Mitigate the risk on the part of the clients and their families and the organization.

The resiliency fund is a form of savings of ASKI clients intended for relief and recovery in times of disaster due to natural calamities such as typhoon, flooding and earthquakes.


• Strong partnership with government and other private organizations • Capacity building for clients • Available support from partners• Value Chain Financing for Agriculture • Provided alternative light sources in remote communities• Reduced electric consumption• Children’s opportunity to study their lessons at night

• Sources of funds for solar projects• Reliable crop insurance for farmers• High cost/affordability of solar

technologies

Challenges

Joys

• Natural disasters (mostly typhoons)• Reluctancy of farmers to accept

innovation• Conversion of agricultural lands to

commercial/ residential purposes

Her Royal Highness the Grand Duchess Maria Theresa of Luxembourg and Prof. Muhammad Yunus of Yunus Centre congratulate Mr. Rolando B. Victoria for winning the award. ASKI was recognized for its food security initiatives.

Winner, 4th European Microfinance Award, 2012

Karlsruhe Sustainable Finance Awards (2013-2017)

ADFIAP Development Awards (2013-2017)

Thank you! To partner with us:

105 Maharlika Highway, Cabanatuan City Nueva Ecija, Philippines 3100

ASKI GROUP OF COMPANIES INC.

[email protected]

(+63) (44) 940 1798, 1800

www.aski.com.ph

dfis and climate action [speaker’s company …...the name alalay sa kaunlaran sa gitnang luzon,...

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