devika promoters and builders
DESCRIPTION
Pragati Group after its establishment in 1970 have already established a strong presence in the real estate landscape of Delhi & NCR.TRANSCRIPT
Real Estate and Other Investments
About Us Devika Group is a part of a
renowned conglomerate Devika Promoters & Builders in India. The group was incorporated in 1970, and since then, the company has been a launch pad of premium properties in India. The foundation of Devika Group’s glorious emergence rests on its unflinching policy of honoring commitments. The Group has always believed in building its reputation by delivering more than it promises.
Single Family HomesHome ownership is the largest
financial asset of most peopleHomeowner’s equity is 30% of
household wealthEquity, market value of
home minus amount owned on loan
Good investment Prices risen steadilyAverage rate of return after
inflation is 2.5% - about the same as a bond
Tax benefitsmortgage interest and
property taxes can be deductions
Vacation HomesProvides tax benefits if
it is used year round as a second home
If rented out for more than 14 days a year, it is considered a rental property
If considered rental property, tax deductions depend on how property was managed and size of their income
Commercial PropertyLand and buildings
that produce rental propertyApartments,
duplexes, hotel, office buildings, and store
Most investors start out small
Use equity from small business to invest in larger properties
LandDo not produce any
income unless rentedMay not grow in valueIf planning on parceling
off, be certain that utilities are available
Advantages of Real Estate InvestmentsHedge against inflation
Historically it increase faster than or at least holds value against inflation
Easy entryIndirect entry through syndicates
Limited financial liabilityOnly liable for money you invest
Financial leverageUse borrowed funds to purchase
more expensive propertiesAdvantage if property values and
incomes are rising
Disadvantages of Real Estate InvestmentsIlliquidity
Not easily converted to cashDeclining property values
When interest rates fall or economy bad, value of real estate falls
Lack of diversificationBecause of cost, hard to buy a lot
of different typesLack of a tax shelter
Law changes in 1980’s changed how rental income was assessed
Management problemsFinding tenants, replacing/fixing
things
Precious Metals, Gems, and Collectibles
Why do people invest in precious metals?Precious metals – ores
such as gold, platinum, and silver
Invest as protection, or a hedge, against inflation
Price of gold rises when people believe war, political unrest, or inflation is around the corner
What is one disadvantage of investing in a precious metal such as platinum? Other precious metals that rise in
value during time of political or economic trouble are silver, platinum, palladium, and rhodium
Storage can be trickyInterest bearing investments
earn money, precious metals earn nothing
In order to make a profit selling metals you must be able to correctly predict the marker
What is one of the advantages of investing in precious gems?
SizeEase of storageGreat durabilityProtection against inflation
Inflation during the 1970 caused more people to invest in gems and diamond prices increased 40 fold
Risks of investing in precious gems
Cannot easily convert into cash
May have difficulty determining if gems are of good quality
Political unrest can affect supply and demand
You will like have to buy at high retail prices and sell at lower wholesale prices
Greatest risk is fluctuation of prices from global, economic, financial and political factors
What are collectibles?
Rare coins, works of arts, antiques, stamps, rare books, comic books, sports memorabilia, rugs, ceramics, paintings
Sometimes bought for own enjoyment but discover they are worth money
The Internet and collectiblesAdvantages
Made more efficient and convenient
Can reach sellers all over the world
Use a bidding process and make more money
Prices are not lower, but comparison shopping is easier
Most sites do not charge a buyer’s commission
The Internet and collectiblesDisadvantages
Cannot assess dealer face-to-face
Cannot assess product face-to-face
Fraud is ever presentSome online auctions are
more reliable than othersNational Consumers
League said that 76% of fraud complaints between January and June 2004 were related to online auctions
Contact Us
Devika Tower 6, Nehru Place, New Delhi-110019
Mobile: +91-9310088501
Phone: 011-43675500
Fax: 011-26213478
Email: [email protected]
