DEPARTMENT OF COMPUTER SCIENCE

PRESENTENTED TO: SIR MUHAMMAD IMRAN

HANIFPRESENTED BY: MUHAMMAD FAISAL RAO BSIT-07-49 (2007-2011)

PRESENTATION ON BUSINESS COMMUNICATION

HISTORY OF FAYSAL BANK

In 1995 as a locally incorporated Pakistani bank under the present name of Faysal Bank Limited.

On January 1, 2002, Al Faysal Investment Bank Limited, another group entity in Pakistan, merged into Faysal Bank Limited.

STRENGTH

It resulted in a larger, stronger and much more versatile institution.

In fact it has the highest share capital amongst private banks in Pakistan.

The largest in terms of equity

INTRODUCTION TO FAYSAL BANK

Licensed by central bank of bahrain

Faysal Bank Limited is a full service banking institution.

Offering consumer, corporate and investment banking facilities to its customers.

AREA’S OF FAYSAL BANK The Bank’s widespread and growing

network of branches in the four provinces of the country.

Azad Kashmir, together with its corporate offices in major cities, provides efficient services in.

SHARE HOLDER

The majority share holding of Faysal Bank Limited is held by Ithmaar Bank

OUR VISION

To be the bank of first choice with the highest ethical principles as our guiding force

OUR MISSION

To excel in providing innovative, value based banking solutions to meet changing needs of customers and to strengthen the image of trust and reliability

BOARD OF DIRECTORS

Ziad H. Rawashdeh Chairman Naved A. Khan President & Chief Executive Graham Roderick Walker Director Mohammed A. Rehman Director Sanaullah Qureshi Director Shahid Ahmad Director Tariq Iqbal Khan Director

Consumer Loan

Auto Loan Housing Loan Faysal Finance( Personal Loan)

House Financing

Repute of Customer CIB Report (Credit Information

Bearue) Credit history of customer Current borroying

House Loan

There are four types of house loan In Faysal Bank

Buy-A-Home Home Renovation Construction Buy-A-Plot + Construction

Housing Area

Planned and U-walled colony area is proffered

Inside city and gates there are no financing

Terms Valuation of Plot or house Financing period Min 3 Years Max 20 Years State Bank declarers 20 Years Propose max 70% Finance of the value 14%=IRR ( International Rate of Return) Min loan amount is 1 Million & Max 50

Million

Formal procedure of Loan

Min income level should be 35000 Area of financing Application form , other Document Verification Final approval for loan from Head

office Karachi