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Analysis of Risk Retention GroupsThird Quarter 2018
Demotech, Inc.
December 2018
www.demotech.com Volume 8 Issue 4
®
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A review of the reported financial results of risk retention groups (RRGs) reveals insurers that continue to collectively provide specialized coverage to their insureds while remaining financially stable. Based on reported financial information,
RRGs have a great deal of financial stability and remain committed to maintaining adequate capital to handle losses. It is important to note that ownership of RRGs is restricted to the policyholders of the RRG. This unique ownership structure required of RRGs may be a driving force in their strengthened capital position.
Balance Sheet Analysis
Since third quarter 2017, cash and invested assets (1.1 percent), total admitted assets (1.3 percent), and policyholders’ surplus (4.2 percent) all increased. Over the same time period through third quarter 2018, RRGs collectively decreased liabilities .6 percent. The increase in policyholders’ surplus represents the addition of $202.4 million while trimming some liabilities. These reported results indicate that RRGs are adequately capitalized in aggregate and able to remain solvent if faced with adverse economic conditions or increased losses. The level of policyholders’ surplus becomes increasingly important in times of difficult economic conditions by allowing an insurer to remain solvent when facing uncertain economic conditions.
Liquidity, as measured by liabilities to cash and invested assets, for third quarter 2018 was 67.3 percent. A value less than 100 percent is considered favorable as it indicates that there was more than a dollar of net liquid assets for each dollar of total liabilities.
In evaluating individual RRGs, Demotech, Inc. prefers companies to report leverage of less than
300 percent. Leverage for all RRGs combined, as measured by total liabilities to policyholders’ surplus, for third quarter 2018 was 144.2 percent. The loss and LAE reserves to policyholders’ surplus ratio for third quarter 2018 was 98 percent. The higher the ratio of loss reserves to surplus, the more an insurer’s stability is dependent on having and maintaining reserve adequacy.
Regarding RRGs collectively, the ratios pertaining to the balance sheet appear to be appropriate and conservative.
Premium Written Analysis
Since RRGs are restricted to liability coverage, they tend to insure medical providers, product manufacturers, law enforcement officials and contractors, as well as other professional industries.
RRGs collectively reported nearly $2.8 billion of direct premium written (DPW) through third quarter 2018, a slight decrease of less than 1 percent over third quarter 2017. RRGs reported nearly $1.5 billion of net premium written (NPW) through third quarter 2018, a decrease of 9.5 percent over third quarter 2017.
The DPW to policyholders’ surplus ratio for RRGs collectively through third quarter 2018 was 73.6 percent. The NPW to policyholders’ surplus ratio for RRGs through third quarter 2018 was 39.8 percent. Please note that these ratios have been adjusted to reflect projected annual DPW and NPW based on third quarter results.
An insurer’s DPW to surplus ratio is indicative of its policyholders’ surplus leverage on a direct basis, without consideration for the effect of reinsurance. An insurer’s NPW to surplus ratio is indicative of its policyholders’ surplus leverage on a net basis. An insurer relying heavily on reinsurance will have a large disparity in these two ratios.
A DPW to surplus ratio in excess of 600 percent would subject an individual RRG to greater scrutiny during
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RRGs Continue to Exhibit Financial Stability, Report Net Income and Increased Policyholders’ Surplus in Third Quarter 2018
Douglas A Powell | Senior Financial Analyst, Demotech, Inc.
the financial review process. Likewise, a NPW to surplus ratio greater than 300 percent would subject an individual RRG to greater scrutiny. In certain cases, premium to surplus ratios in excess of those listed would be deemed appropriate if the RRG had demonstrated that a contributing factor to the higher ratio is relative improvement in rate adequacy.
In regards to RRGs collectively, the ratios pertaining to premium written appear to be conservative.
Income Statement Analysis
In regards underwriting gains and losses, RRGs collectively were unprofitable through third quarter 2018 as RRGs reported an aggregate underwriting loss of $66.7 million. RRGs reported a net investment gain of $205.9 million and a net income of $132.3 million. RRGs have collectively reported a net income at each year-end since 1996.
The loss ratio for RRGs collectively, as measured by losses and loss adjustment expenses incurred to net premiums earned, through third quarter 2018 was 77.8 percent. This ratio is a measure of an insurer’s underlying profitability on its book of business.
The expense ratio, as measured by other underwriting expenses incurred to net premiums written, through third quarter 2018 was 22.3 percent. This ratio measures an insurer’s operational efficiency in underwriting its book of business.
The combined ratio, loss ratio plus expense ratio, through third quarter 2018 was 100.1 percent. This
ratio measures an insurer’s overall underwriting profitability. A combined ratio of less than 100 percent typically indicates an underwriting profit.
Regarding RRGs collectively, the ratios pertaining to income statement analysis appear to be appropriate. Moreover, these ratios have remained within a profitable range.
Conclusions Based on Quarterly Results
Despite political and economic uncertainty, RRGs remain financially stable and continue to provide specialized coverage to their insureds. The financial ratios calculated based on the reported results of RRGs
appear to be reasonable, keeping in mind that it is typical and expected that insurers’ financial ratios tend to fluctuate over time.
The results of RRGs indicate that these specialty insurers continue to exhibit financial stability. It is important to note again that while RRGs have reported net income, they have also continued to maintain adequate loss
reserves while increasing policyholders’ surplus written year over year. RRGs continue to exhibit a great deal of financial stability.
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The reported results of RRGs indicate that these specialty insurers continue to exhibit financial stability.
Douglas Powell supports the formulation and assignment of Financial Stability Ratings® by providing analysis of statutory financial statements and business information. He also performs financial and operational and peer group analyses, as well as benchmark studies for client companies. Email your questions or comments to [email protected].
The ratios, percentages and calculations contained herein have been compiled from data considered reliable or are expressions of opinion. They are not intended to be complete, and we do not assume responsibility for the accuracy of the data prepared or provided by others. No ratio or other presentation herein constitutes or shall be considered as a recommendation to enter in a contractual relationship, is meant as an offer to sell dispose of any securities, or is a solicitation to buy the securities of any of the companies included in the listing.
ISSN 2168-7013 (online) Published December 7, 2018 COPYRIGHT©
2018 Demotech, Inc.
Special thank you to the following people for their past and current commitment:
James Cutts | Publisher, Risk Retention Reporter
Joseph Deems | Executive Director, National Risk Retention Association
Melissa-Anne Duncan | Executive Director,
Insurance Industry Charitable Foundation
Keith Enslow | Senior Program Manager, SNL Center for Financial Education
Barry Koestler | Chief Ratings Officer, Demotech, Inc.
Mechlin Moore | Communications Director,
National Risk Retention Association
Paul Osborne | Senior Consultant, Demotech, Inc.
®
Company Information and Financial Results
Risk Retention Groups
NAIC # COMPANY FSR
Financial Stability Ratings (FSRs) - Risk Retention Groups®
as of 12/7/2018
12252 AEGIS Healthcare RRG, Inc. A
11710 Allied Professionals Insurance Company, RRG A
12631 American Builders Insurance Company RRG, Inc. A
11598 Applied Medico-Legal Solutions RRG, Inc. A'
33677 Attorneys Insurance Mutual of the South, Inc RRG A
11825 CARE Risk Retention Group, Inc. A
11976 Centurion Medical Liability Protective RRG, Inc. A
14388 Cherokee Guarantee Company Inc., RRG A
10075 Consumer Specialties Insurance Company RRG A
11798 Continuing Care RRG, Inc. A
15893 Doctors Professional Liability RRG, Inc. A
14163 Emergency Capital Management, LLC, RRG A
16415 Graph Insurance Company, a Risk Retention Group LLC A
11832 Health Care Industry Liability Reciprocal Insurance Company, RRG A
11999 Midwest Insurance Group, Inc., a Risk Retention Group A
11806 National Assisted Living RRG, Inc. A
44130 Paratransit Insurance Company, RRG A'
11973 PCH Mutual Insurance Company, RRG A
13557 Sigma RRG, Inc. A
10754 Spirit Mountain Insurance Company RRG, Inc A
14026 Sunland Risk Retention Group, Inc. A
11958 Trinity Risk Solutions Reciprocal Insurance Company RRG A
The most current FSRs must be verified by visiting www.demotech.com.
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
ACADEMIC MEDICAL PROFESSIONALS INSURANCE EXCHANGE RISK RETENTION GROUP
12934 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
MICHELE DURHAM (802) 264-4705 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ADVANCED PHYSICIANS INS RRG INC12166 2700 NORTH THIRD STREET, SUITE 3050, PHOENIX, AZ 85004-4620
EDWARD LEE CALDWELL (602) 200-6900 AZPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
AEGIS HEALTHCARE RRG, INC.12252 555 FAIRMOUNT AVENUE, BALTIMORE, MD 21286
ANGELA STODDARD 410-339-7263 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
AFFILIATES INSURANCE RECIPROCAL, A RISK RETENTION GROUP13677 30 MAIN STREET, SUITE 330, BURLINGTON, VT 05401-8427
ANNE MARIE BUECHE (802) 658-9405 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
AGGREGATE SECURITY INSURANCE GROUP, A RISK RETENTION GROUP13606 1010 WEST CHARLESTON BOULDEVARD LAS VEGAS, NV 89135
RICK O'BRIEN (702) 938-3175 NVPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
AGRI INSURANCE EXCHANGE RRG28380 5825 LAWTON LOOP EAST DRIVE INDIANAPOLIS, IN 46216-1064
KEVIN MANDEVILLE (317) 766-9559 INPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ALLEGIANT INS CO INC A RRG11965 745 FORT STREET, SUITE 1100, HONOLULU, HI 96813-3800
ANNIE WOO (808) 585-3594 HIPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
ALLIANCE OF NONPROFITS FOR INS RRG10023 961 DORSET STREET SOUTH BURLINGTON, VT 05403-7503
CINDY L. LYFORD (802) 279-7009 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
ALLIED GUARANTY INSURANCE COMPANY13024 382 EAST 400, SOUTH, SW GARDEN COURT, SPRINGVILLE, UT 84663-1958
SID BASTIAN (801) 420-4777 NVPhoneStatement Contact Primary Line of Business Warranty Domiciled
ALLIED PREMIER INSURANCE A RRG15639 1130 WEST OLIVE AVENUE, SECOND FLOOR, BURBANK, CA 91506-2214
BRIAN JOHNSTON (215) 805-0272 CTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
ALLIED PROFESSIONALS INSURANCE COMPANY, RRG11710 1100 W. TOWN & COUNTRY RD., STE. 1400, ORANGE, CA 92868
DOUGLAS JOSEPH HAUSER 714-571-1864 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ALLIED SERVICES RISK RETENTION GROUP12013 1327 ASHLEY RIVER ROAD, BUILDING C, SUITE 200, CHARLESTON, SC 29407-5384
LEN T. LOGAN (877) 872-7475 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
AMERICAN ASSOC OF OTHODONTISTS RRG10232 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
DEITER T. LUDWIG (802) 864-6118 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
AMERICAN BUILDERS INSURANCE COMPANY RRG, INC.12631 5151 HAMPSTEAD HIGH STREET, SUITE 200, MONTGOMERY, AL 36116
JAYME YARROCH 334-260-7774 E ALPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
AMERICAN CAR DEALERS RRG INC.16182 745 FORT STREET, SUITE 1100, HONOLULU, HI 96813-3810
ANNIE WOO (808) 585-3594 HIPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
AMERICAN CONTRACTORS INS CO RRG12300 2600 NORTH CENTRAL EXPRESSWAY, SUITE 800, RICHARDSON, TX 75080-2064
JENNIFER STEUK (972) 702-9004 TXPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
AMERICAN EXCESS INS EXCHANGE RRG10903 12707 HIGH BLUFF DRIVE, SUITE 140, SAN DIEGO, CA 92130-2097
KATHRYN MICHENER BOUCHE (802) 863-4400 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
AMERICAN FOREST CASUALTY COMPANY RRG11590 1605 MAIN STREET, SUIT 800, SARASOTA, FL 34236-5840
TERESA MARIE MATTHEWS (941) 373-1162 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
AMERICAN RISK MGMT RRG INC.15853 263 KING STREET, SUITE C, CHARLESTON, SC 29401-1420
MATTHEW G. WATSON (843) 853-0446 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
AMERICAN TRUCKING AND TRANSPORTATION INSURANCE COMPANY, RRG11534 228 WEST MAIN STREET MISSOULA, MT 59802-4345
ANNE J. ROBINSON (406) 523-3934 MTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
A-ONE COMMERCIAL INSURANCE RISK RETENTION GROUP, INC.15597 424 CHURCH STREET, SUITE 1401, NASHVILLE, TN 37219-2392
MARY ELIZABETH GAROFALO (941) 373-1114 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
APPLIED MEDICO-LEGAL SOLUTIONS RRG, INC.11598 2555 E. CAMELBACK RD. SUITE 700, PHOENIX, AZ 85016
LEE MILIZIA 623-427-3208 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ARCHITECTS & ENGINEERS INS CO RRG44148 2056 WESTINGS AVENUE, SUITE 20, NAPERVILLE, IL 60563-2495
MICHAEL T. IANNOTTI (800) 437-2342 DEPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ARCOA RISK RETENTION GROUP, INC.13177 5555 KIETZKE LANE, SUITE 100, RENO, NV 89511-2096
MICHAEL JOHN HAGGERTY (602) 263-6582 NVPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
ARISE BOILER INSPECTION AND INSURANCE COMPANY RISK RETENTION GROUP13580 1700 EASTPOINT PARKWAY LOUISVILLE, KY 40223-4140
COLE SMITH (502) 244-1343 KYPhoneStatement Contact Primary Line of Business Boiler and Machinery Domiciled
ASSET PROTECTION PROGRAM RISK RETENTION GROUP, INC.12224 263 KING STREET, SUITE C, CHARLESTON, SC 29401-1420
MATTHEW G. WATSON (843) 853-0446 SCPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
ASSOCIATION OF CERTIFIED MORTGAGE ORIGINATORS RISK RETENTION GROUP, INC.
14425 9550 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-8042
LINDA VILLANI (941) 373-1116 NVPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ATTORNEYS INSURANCE MUTUAL OF THE SOUTH, INC RRG33677 200 INVERNESS PARKWAY, BIRMINGHAM, AL 35242-4813
SANDRA BRITT MCDONALD 205-980-0009 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ATTORNEYS INSURANCE MUTUAL RRG INC22670 150 BANK STREET, SECOND FLOOR, BURLINGTON, VT 05401-4411
KAREN M. VENNER (802) 735-0113 HIPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ATTORNEYS LIAB ASSUR SOCIETY INC RRG10639 311 SOUTH WACKER DRIVE, SUITE 5700, CHICAGO, IL 60606-6629
KEITH RUSSELL CRAVEN (312) 697-6950 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ATTPRO RRG RECIPROCAL RISK RETENTION GROUP13795 1050 K STREET, NW, SUITE 400, WASHINGTON, DC 20001-4448
GARRETT JAMES DAVENPORT (260) 486-0418 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
AVIATION ALLIANCE INSURANCE RISK RETENTION GROUP, INC.13791 228 WEST MAIN STREET, SECOND FLOOR, MISSOULA, MT 59802-4345
DANIEL JOHN SEMAN (406) 541-2876 MTPhoneStatement Contact Primary Line of Business Product Liability (Occurrence) Domiciled
BAR VERMONT RISK RETENTION GROUP INC10174 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
JEFFREY TUCKER (802) 264-4581 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
BAY INSURANCE RISK RETENTION GROUP, INC.15582 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
STEPHEN E. MCCARTHY (802) 652-1569 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
BEACONHARBOR MUTUAL RISK RETENTION GROUP14487 ONE CITY CENTER PORTLAND, ME 04101-4009
BARBARA T. SINCLAIR (207) 775-2791 MEPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
BEDFORD PHYSICIANS RISK RETENTION GROUP, INC.12933 100 BANK STREET, SUITE 500, BURLINGTON, VT 05401-4699
ALICIA M. HUSKES (802) 264-2062 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
BONDED BUILDERS INSURANCE COMPANY, A RISK RETENTION GROUP13010 9550 SOUTH EASTERN AVENUE LAS VEGAS, NV 89123-8038
MICHAEL T. ROGERS (702) 678-6868 NVPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
BROADLINE RISK RETENTION GROUP, INC.13788 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
AARON P. CIULLO (802) 864-2747 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
BTTS INSURANCE RISK RETENTION GROUP, INC.15591 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
STEPHEN E. MCCARTHY (802) 652-1569 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
C.A.R. RISK RETENTION GROUP, INC.15921 424 CHURCH STREET, SUITE 800, NASHVILLE, TN 37219-2395
DENNIS EDWARD SILVIA (440) 264-9992 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
CALIFORNIA HEALTHCARE INS CO INC RRG44504 9229 SIERRA COLLEGE BOULEVARD ROSEVILLE, CA 95661-5919
JEFFREY DUECK (916) 773-3992 HIPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CALIFORNIA MEDICAL GRP INS CO RRG12180 8601 NORTH SCOTTSDALE ROAD, SUITE 300, SCOTTSDALE, AZ 85253-2738
CATHY A. JOHNSON (303) 996-5448 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CARE RISK RETENTION GROUP, INC.11825 2233 WISCONSIN AVE, N.W., SUITE 310, WASHINGTON, DC 20007
LINDA VILLANI 941-373-1116 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CAREGIVERS UNITED LIAB INS CO RRG11544 1327 ASHLEY RIVER ROAD, BUILDING C, SUITE 200, CHARLESTON, SC 29407-5384
JENNIFER HAWKINS (802) 371-2210 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CARING COMMUNITIES, A RECIPROCAL RISK RETENTION GROUP12373 1850 WEST WINCHESTER ROAD, SUITE 109, LIBERTYVILLE, IL 60048-5355
CHAD CURTIS SWIGERT (847) 549-8225 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CASSATT RISK RETENTION GROUP INC10808 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
JEFFREY TUCKER (802) 264-4581 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CENTRAL PA PHYSICIANS RRG INC11694 39 NORTH DUKE STREET LANCASTER, PA 17602-2842
MATTHEW G. WATSON (843) 853-0446 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CENTURION MEDICAL LIABILITY PROTECTIVE RRG, INC.11976 2700 N. THIRD STREET, SUITE 3050, PHOENIX, AZ
GEMMA TUANQUI 941-373-1144 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CHEROKEE GUARANTEE COMPANY INC., RRG14388 18835 N. THOMPSON PEAK PARKWAY, SUITE 210, SCOTTSDALE, AZ 85255
LAUREN HUMPHREY 480-999-2651- AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CIRCLE STAR INS CO RRG11839 58 EAST VIEW LANE, SUITE TWO, BARRE, VT 05641-5324
RENEE LAGUE (802) 479-7803 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
CLAIM PROFESSIONALS LIAB INS CO RRG12172 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
PETER O. BULLOCK (802) 371-2219 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
CLARIAN HLTH RRG INC11992 340 WEST 10TH STREET, SUITE 3100, INDIANAPOLIS, IN 46202-3082
TONIA A. EPPS (843) 577-1034 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
CMIC RISK RETENTION GROUP13756 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
SILAS E. FARRAR (802) 371-2223 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COLLEGE LIABILITY INS CO A RECIP RRG44598 745 FORT STREET, SUITE 1100, HONOLULU, HI 96813-3810
TONI S. KANEHIRA (808) 585-3584 HIPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
COLLEGE RISK RETENTION GROUP, INC.13613 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
JONATHAN P. COLBORNE (902) 429-8205 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
COLUMBIA NATIONAL RRG INC10803 463 MOUNTAIN VIEW DRIVE, SUITE 301, COLCHESTER, VT 05446-5966
JOHN H. RAYMOND (802) 864-2751 VTPhoneStatement Contact Primary Line of Business Warranty Domiciled
COMCARE PRO INS RECIPROCAL RRG11864 30 MAIN STREET, SUITE 330, BURLINGTON, VT 05401-8427
ANNE MARIE BUECHE (802) 658-9405 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
COMMERCIAL HIRECAR INSURANCE COMPANY, A RISK RETENTION GROUP15836 725 COOL SPRINGS BOULEVARD, SUITE 600, FRANKLIN, TN 37067-2702
ANNE GARLAND VISE (802) 371-2231 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
COMMUNITIES OF FAITH RRG INC11807 2711 MIDDLEBURG DRIVE, SUITE 309-A, COLUMBIA, SC 29204-2475
MARY ELIZABETH GAROFALO (941) 373-1114 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COMMUNITY BLOOD CENTERS EXCH RRG13893 2600 MEIDINGER TOWER, 462 SOUTH FOURTH STREET, LOUISVILLE, KY 40202-3452
JEREMY TODD ROSENBAUM (502) 882-4459 INPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COMMUNITY CARE RISK RETENTION GROUP, INC.15798 711 TROY-SCHENECTADY ROAD, SUITE 201, LATHAM, NY 12110-2461
DAVID D. GUERINO (802) 264-2060 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COMMUNITY HEALTH ALLIANCE RECIP RRG11536 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
DEITER T. LUDWIG (802) 864-6118 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COMMUNITY HOSPITAL RRG11259 2551 WASHINGTON ROAD OFFICE, SUITE 810, UPPER SAINT CLAIR, PA 15241-2513
DONNA B. NORMAND (412) 212-3476 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COMPASS SPECIALTY INSURANCE RISK RETENTION GROUP, INC.15867 525 ROUTE 73 NORTH, SUITE 218, MARLTON, NJ 08053-3422
DEBRA GAGLIOTI (888) 305-8889 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
CONSUMER SPECIALTIES INSURANCE COMPANY RRG10075 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641
ANITA M. PERKINS 802-371-2219 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
CONTINUING CARE RRG, INC.11798 58 EAST VIEW LANE, SUITE 2, BARRE, VT 05641-0000
STEVE BEVINS 802-479-7802 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CONTRACTORS INS CO OF NORTH AMER RRG11603 201 MERCHANT STREET, SUITE 2400, HONOLULU, HI 96813-2929
STACEY GIBBS (802) 264-4588 HIPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
CONTROLLED RISK INS CO OF VT RRG10341 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
BECKI M. MINOLI (802) 264-4576 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COPIC, A RISK RETENTION GROUP14906 7351 EAST LOWRY BOULEVARD, SUITE 400, DENVER, CO 80230-6083
SHELYCE ANDERSON FOSTER (720) 858-6080 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
COUNTY HALL INSURANCE COMPANY, INC., A RISK RETENTION GROUP15947 401 NORTH TRYON STREET, 10TH FLOOR, CHARLOTTE, NC 28202-2101
DANIEL ERIC GEORGE (760) 487-7399 NCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
COVERYS RRG, INC.14160 ONE FINANCIAL CENTER BOSTON, MA 02111-2621
MICHAEL RICHARD GABREE (617) 428-9888 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CPA MUTUAL INS CO OF AMERICA RRG10164 159 BANK STREET, FOURTH FLOOR, BURLINGTON, VT 05401-4479
DAVID CARLETON TATLOCK (802) 861-3227 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
CROSSFIT RISK RETENTION GROUP, INC.13720 111 NORTH SEPULVEDA BOULEVARD, SUITE 325, MANHATTAN BEACH, CA 90266-6849
TONY JAMES SCHMIDT (808) 988-3215 MTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
CRUDEN BAY RRG INC11676 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
EMILY ROY (802) 371-2220 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
CRYSTAL RUN RECIPROCAL RISK RETENTION GROUP13655 159 BANK STREET, FOURTH FLOOR, BURLINGTON, VT 05401-4479
DAVID CARLETON TATLOCK (802) 861-3227 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
DAN RISK RETENTION GROUP, INC.15928 1327 ASHLEY RIVER ROAD, SUITE 200C, CHARLESTON, SC 29407-5386
PAUL N. MACEY (802) 371-2281 SCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
DOCTORS COMPANY RISK RETENTION GROUP, A RECIPROCAL EXCHANGE14347 185 GREENWOOD ROAD NAPA, CA 94558-6270
DOUGLAS CHARLES WILL (707) 226-0100 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
DOCTORS PROFESSIONAL LIABILITY RRG, INC.15893 1605 MAIN STREET, SUITE 800, SARASOTA, FL 34236
GEMMA TUANQUI 800-226-0793 NCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
DUBOIS MEDICAL RRG11842 1090 VERMONT AVENUE, NW WASHINGTON, DC 20005-4905
BRIAN S. KLINE (814) 375-6377 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
EAGLE BUILDERS INSURANCE COMPANY RISK RETENTION GROUP, INC.16104 1605 MAIN STREET, SUITE 800, SARASOTA, FL 34236-5823
LINDA VILLANI (941) 373-1116 NCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
EASTERN DENTISTS INS CO RRG10115 159 BANK STREET, FOURTH FLOOR, BURLINGTON, VT 05401-4479
KAREN L. MAHONEY (802) 383-0419 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ELITE TRANSPORTATION RRG INC10125 58 EAST VIEW LANE, SUITE TWO, BARRE, VT 05641-5324
ANDREW CARLTON (941) 373-1113 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
EMERGENCY CAPITAL MANAGEMENT, LLC, RRG14163 76 ST. PAUL STREET, SUITE 500, BURLINGTON, VT 05401
BRADLEY MICHAEL KLEIN 802-497-6285 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
EMERGENCY MEDICINE PROFESSIONAL ASSURANCE COMPANY RRG (EMPAC)12003 9550 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-8042
ANDREW CARLTON (941) 373-1113 NVPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
EMERGENCY PHYSICIANS INSURANCE EXCHANGE RRG (EPIX)11714 2501 PARMENTER STREET, SUITE 100B, MIDDLETON, WI 53562-2675
MICHAEL ANDREW KOLLATH (916) 772-2080 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
EVERGREEN USA RRG INC38466 10 FALCON ROAD LEWISTON, ME 04240-5833
ERIC GILCRIS (802) 264-4577 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
EXCELA RECIPROCAL RRG15337 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
MELISSA H. LAROSE (802) 864-1716 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
FIRST MEDICAL INS CO RRG11278 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
AARON P. CIULLO (802) 864-2747 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
FORT WAYNE MEDICAL SURETY COMPANY, RRG12625 2555 EAST CAMELBACK ROAD, SUITE 700, PHOENIX, AZ 85016-4264
STEPHANIE ANN LEFKOWSKI (602) 427-3287 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
FRANKLIN CASUALTY INS CO RRG10842 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
DELISCA A. CHRISTIAN (802) 864-2110 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
FREDERICKSBURG PROFESSIONAL RISK EXC12016 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
SILAS E. FARRAR (802) 371-2223 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GABLES RISK RETENTION GROUP, INC.14032 100 BANK STREET, SUITE 500, BURLINGTON, VT 05401-4699
JOSHUA D. BICKNELL (802) 264-2057 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GEISINGER INS CORP RRG12000 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
MICHELLE MURPHY (802) 862-4400 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GERIC INSURANCE RISK RETENTION GROUP, INC.13782 1327C ASHLEY RIVER ROAD, SUITE 200, CHARLESTON, SC 29407-5386
JENNIFER HAWKINS (802) 371-2210 HIPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
GLOBAL HAWK INSURANCE COMPANY RRG11948 26 CORNERSTONE ROAD FAIRFAX, VT 05454-5561
STEPHEN MARK BROWN (802) 238-9624 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
GOLDEN INS CO RRG11145 18835 NORTH THOMPSON PEAK PARKWAY, SUITE 210, SCOTTSDALE, AZ 85255-6254
AARON SMITH (480) 999-2660 NCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
GOOD SHEPHERD RECIPROCAL RISK RETENTION GROUP, INC.12512 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
GERGANA N. PENCHEVA (843) 614-3143 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GOVERNMENT TECHNOLOGY INSURANCE COMPANY RISK RETENTION GROUP, INC.13973 9550 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-8042
ANDREW CARLTON (941) 373-1113 NVPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
GRACO RRG INC11581 P.O. BOX 22556 CHARLESTON, SC 29413-2556
COURTNEY CHRISTINE FLYNN (843) 743-2682 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GRAPH INSURANCE COMPANY, A RISK RETENTION GROUP LLC16415 961 DORSET STREET, SOUTH BURLINGTON, VT 05403
CINDY LYFORD 802-279-7009 VTPhoneStatement Contact Primary Line of Business Domiciled
GREEN HILLS INS CO RRG11941 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
JENNIFER L. PETTENGILL (802) 864-2111 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GUARDIAN RRG INC11696 100 MAIN STREET, SUITE 500, BURLINGTON, VT 05401-8475
HOLLY WAGNER (406) 420-3050 MTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
GUTHRIE RRG12014 151 MEETING STREET, SUITE 301, CHARLESTON, SC 29401-2238
NEHA PATEL (843) 577-1361 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
HAMDEN ASSURANCE RRG, INC.13057 30 MAIN STREET, SUITE 330, BURLINGTON, VT 05401-8427
JACQUELINE MARIE COURVILL (802) 658-9405 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
HEALTH CARE CAS RRG INC12236 8725 WEST HIGGINS ROAD, SUITE 810, CHICAGO, IL 60631-2734
JOSEPH ROGER HERMAN (773) 864-8280 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
HEALTH CARE INDUSTRY LIABILITY RECIPROCAL INSURANCE COMPANY, RRG11832 130 S. FIRST STREET, 4TH FLOOR, ANN ARBOR, MI 48104
PETER M FEENEY 734 996-2700 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
HEALTH NETWORK PROVIDERS MUT INS CO11813 2233 WISCONSIN AVENUE, NW, SUITE 310, WASHINGTON, DC 20007-4104
STEVE BEVINS (802) 479-7802 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
HEALTH PROVIDERS INS RECIPROCAL RRG10080 737 BISHOP STREET, SUITE 2700, HONOLULU, HI 96813-3214
JASON L. PALMER (808) 535-0577 HIPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
HEALTHCARE PROVIDERS INS CO RRG11683 1327 ASHLEY RIVER ROAD, BUILDING C, SUITE 200, CHARLESTON, SC 29407-5384
GEOFFREY LEWIS SALMON (404) 835-0454 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
HOME CONSTRUCTION INS CO RRG11950 9950 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-0001
MARY ELIZABETH GAROFALO (941) 373-1114 NVPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
HOSPITALITY RISK RETENTION GROUP, INC.16038 58 EAST VIEW LANE, SUITE TWO, BARRE, VT 05641-5324
PAMELA LANESE (941) 373-1147 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
HOUSING AUTHORITY RRG INC26797 189 COMMERCE COURT CHESHIRE, CT 06410-1253
NICOLE M. JORDAN (203) 272-8220 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
HPIC RISK RETENTION GROUP15866 1327 ASHLEY RIVER ROAD, BUILDING C, SUITE 200, CHARLESTON, SC 29407-5384
GEOFFREY LEWIS SALMON (404) 835-0454 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ICI MUTUAL INSURANCE COMPANY, A RISK RETENTION GROUP11268 1401 H STREET, NW, SUITE 1000, WASHINGTON, DC 20005-2031
MICHAEL ANTHONY HEISER (202) 326-5360 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
INDIANA HEALTHCARE RECIP RRG11692 27 MAIN STREET, FIRST FLOOR, BURLINGTON, VT 05401-8407
SANDRA D. GRIFFITH (802) 227-7730 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
INNOVATIVE PHYSICIAN SOLUTIONS RRG12320 100 BANK STREET, SUITE 500, BURLINGTON, VT 05401-4699
AMANDA R. WESCOTT (802) 658-9466 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
IQS INSURANCE RISK RETENTION GROUP, INC.15080 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
ANDREW HAMME (802) 264-4592 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
IRONSHORE RISK RETENTION GROUP, INC.14375 1444 I STREET, NW, SUITE 950, WASHINGTON, DC 20005-6573
MELISSA ANNE HANCOCK (202) 802-1439 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
J.M. WOODWORTH RRG, INC.12594 1100 WEST TOWN & COUNTRY ROAD, SUITE 1400, ORANGE, CA 92868-4655
DOUGLAS JOSEPH HAUSER (714) 571-1864 NVPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
KENTUCKIANA MEDICAL RECIPROCAL RRG11872 201 EAST JEFFERSON STREET, SUITE 201B, LOUISVILLE, KY 40202-1286
AMY S. DUNN (802) 864-1717 KYPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
KENTUCKY HOSPITAL INS CO RRG11939 2501 NELSON MILLER PARKWAY LOUISVILLE, KY 40223-2221
APRIL NICOLE SMITH (502) 992-4329 KYPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
LAMMICO RRG, INC.14444 ONE GALLERIA BOULEVARD, SUITE 700, METAIRIE, LA 70001-7510
KRISTI ANN FALLON VERRETTE (504) 841-5206 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
LANCET INDEMNITY RISK RETENTION GROUP, INC.13014 9550 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-8042
ANDREW CARLTON (941) 373-1113 NVPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
LONE STAR ALLIANCE, INC., A RISK RETENTION GROUP15211 PLAZA V, 901 SOUTH MOPAC EXPRESSWAY, SUITE 500, AUSTIN, TX 78746-5776
BRETT PAUL LAROCK (512) 425-5800 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
LVHN RRG11684 151 MEETING STREET, SUITE 301, CHARLESTON, SC 29401-2238
MANNU LUO (843) 577-1035 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MAKE TRANSPORTATION INSURANCE, INC., A RISK RETENTION GROUP12554 1925 LOVERING AVENUE WILMINGTON, DE 19806-2157
COURTNEY CHRISTINE FLYNN (843) 743-2682 DEPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
MARATHON FIN INS CO INC RRG11117 1476 NORTH GREEN MOUNT ROAD O'FALLON, IL 62269-3465
CHRISTINA GIBSON (800) 205-8988 DEPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
MCIC VERMONT INC RRG10697 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
DIANE M. HANSON (802) 652-1571 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MD RISK RETENTION GROUP, INC.12355 805 MADISON STREET, SUITE 901, SEATTLE, WA 98104-1172
DAWN M. DINARDO (843) 225-7031 MTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MED MAL RISK RETENTION GROUP, INC.14446 522 BRANDIES CIRCLE, SUITE B4, MURFREESBORO, TN 37128-7687
JENNIFER MERANDA (615) 610-7010 TNPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MEDAMERICA MUTUAL RRG INC26257 3000 OAK ROAD, SUITE 600, WALNUT CREEK, CA 94597-2071
CHRISTOPHER PAUL MERTES (925) 949-0101 HIPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MEDCHOICE RISK RETENTION GROUP, INC.15738 40 JUNE WAY MILTON, VT 05468-3529
JONATHAN J. MCKENZIE (855) 326-3408 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MEDPRO RRG RISK RETENTION GROUP13589 1050 K STREET, NW, SUITE 400, WASHINGTON, DC 20001-4448
GARRETT JAMES DAVENPORT (260) 486-0418 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MENTAL HEALTH RISK RETENTION GROUP44237 MORRIS CORPORATE CENTER IV, 389 INTERPACE PARKWAY, FOURTH FLOOR, PARSIPPANY, NJ 07054-1132
RICHARD WELLS (802) 863-2398 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
MICA RISK RETENTION GROUP, INC.15527 2602 EAST THOMAS ROAD PHOENIX, AZ 85016-8202
MATTHEW G. WALKER (602) 808-2171 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MIDWEST INSURANCE GROUP, INC., A RISK RETENTION GROUP11999 148 COLLEGE STREET, SUITE 204, BURLINGTON, VT 05401
JOCELYN LYMAN 802-391-3080 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
MLM RISK RETENTION GROUP, INC.16026 333 SOUTH SEVENTH STREET, SUITE 2200, MINNEAPOLIS, MN 55402-2451
SCOTT A. TURNER (612) 341-4530 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
MMIC RRG, INC.14062 7701 FRANCE AVENUE, SOUTH, SUITE 500, MINNEAPOLIS, MN 55435-5288
JON GARY BEHNKEN (952) 838-6766 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MONTAUK RISK RETENTION GROUP, INC.16218 100 BANK STREET BURLINGTON, VT 05401
LISA M. KANE (802) 864-2120 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
MOUNTAIN LAKE RISK RETENTION GROUP, INC.13812 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
PETER A. JOY (802) 862-4400 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
MOUNTAIN LAUREL RRG INC11547 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
JOAN M. HUSSEY (802) 864-2744 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
MOUNTAIN STATES HEALTHCARE RECIP RRG11585 100 BANK STREET, SUITE 500, BURLINGTON, VT 05401-4699
JARED PALARDY (802) 264-2072 MTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
NASW RISK RETENTION GROUP, INC.14366 1401 EYE STREET, NW, SUITE 600, WASHINGTON, DC 20005-2225
CATHY A. JOHNSON (303) 996-5448 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
NATIONAL ASSISTED LIVING RRG, INC.11806 3740 DAVINCI COURT, STE. 130, NORCROSS, GA 30092
ROSE PATRICK 770-255-4913 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
NATIONAL BUILDERS & CONTRACTORS INS12235 9550 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-8042
JUTHAMAS LEE EVERETT (800) 226-0793 NVPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
NATIONAL CATHOLIC RRG10083 801 WARRENVILLE ROAD, SUITE 175, LISLE, IL 60532-4334
MARY MARIO RICHARDS (802) 391-3083 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
NATIONAL GUARDIAN RISK RETENTION GROUP36072 737 BISHOP STREET, SUITE 2100, HONOLULU, HI 96813-3280
GERGANA N. PENCHEVA (843) 614-3143 HIPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
NATIONAL HOME INSURANCE CO RRG44016 3025 SOUTH PARKER ROAD, SUITE 711, AURORA, CO 80014-2925
HUGH B. MCCREERY (303) 306-0002 COPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
NATIONAL INDEPENDENT TRUCKERS IC RRG11197 610 WEST SAINT GEORGES AVENUE, SUITE 618, LINDEN, NJ 07036-5646
NICOLE S. HUBLER (802) 371-2249 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
NATIONAL MEDICAL PROFESSIONAL RISK RETENTION GROUP, INC.12529 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
GERGANA N. PENCHEVA (843) 614-3143 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
NATIONAL SERVICE CONTRACT INSURANCE COMPANY (RRG)10234 2233 WISCONSIN AVENUE, NW, SUITE 310, WASHINGTON, DC 20007-4104
RENEE LAGUE (802) 479-7803 DCPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
NATIONAL TRANSPORTATION INSURANCE COMPANY RISK RETENTION GROUP, LLC16011 1620 PROVIDENCE ROAD TOWSON, MD 21286-1525
MARY CLAIRE GOFF (877) 587-1763 NCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
NCMIC RISK RETENTION GROUP, INC.14130 148 COLLEGE STREET, SUITE 204, BURLINGTON, VT 05401-8476
MARY MARIO RICHARDS (802) 391-3083 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
NEW HOME WARRANTY INSURANCE COMPANY, A RISK RETENTION GROUP13792 13900 EAST HARVARD AVENUE AURORA, CO 80014-2324
TINA NGUYEN (720) 747-6119 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
NEW STAR RISK RETENTION GROUP, INC.12532 151 MEETING STREET, SUITE 301, CHARLESTON, SC 29401-2238
TONIA A. EPPS (843) 577-1034 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
NEW YORK HEALTHCARE INSURANCE COMPANY, INC., RRG12275 1001 PENNSYLVANIA AVENUE, NW, SUITE 400 SOUTH, WASHINGTON, DC 20004-2505
LINDA VILLANI (941) 373-1116 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
OASIS RECIPROCAL RISK RETENTION GROUP13644 27 MAIN STREET, FIRST FLOOR, BURLINGTON, VT 05401-8407
SANDRA D. GRIFFITH (802) 227-7730 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
OMS NATL INS CO RRG44121 6133 NORTH RIVER ROAD, SUITE 650, ROSEMONT, IL 60018-5173
KATHERINE ANN EHMANN (847) 653-8730 ILPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ONYX INSURANCE COMPANY, INC., A RISK RETENTION GROUP15208 575 SOUTH SALIMAN ROAD CARSON CITY, NV 89701-5000
RENEA LOUIE (775) 887-2480 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
OOIDA RISK RETENTION GROUP INC10353 58 EAST VIEW LANE, SUITE TWO, BARRE, VT 05641-5324
STEVE BEVINS (802) 479-7802 VTPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
OPHTHALMIC MUTUAL INS CO RRG44105 655 BEACH STREET SAN FRANCISCO, CA 94109-1336
LES J. SCACCALOSI (415) 202-4618 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ORANGE COUNTY MEDICAL RECIP INS RRG12183 8601 NORTH SCOTTSDALE ROAD, SUITE 300, SCOTTSDALE, AZ 85253-2738
MARY ELIZABETH GAROFALO (941) 373-1114 AZPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
ORTHOFORUM INSURANCE COMPANY (A RISK RETENTION GROUP)14260 3535 PIEDMONT ROAD, BUILDING 14, SUITE 1000, ATLANTA, GA 30305-1518
CINDY L. LYFORD (802) 279-7009 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
P&S INSURANCE RISK RETENTION GROUP, INC.15583 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492
MICHAEL JOHN COULTER (843) 614-3135 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
PACE RRG INC11575 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
GARY P. O'HARE (802) 652-1568 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PALLADIUM RISK RETENTION GROUP, INC.15279 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
GARY P. O'HARE (802) 652-1568 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PARATRANSIT INSURANCE COMPANY, RRG44130 775 RIDGE LAKE BOULEVARD, SUITE 105, MEMPHIS, TN 38120
DANI MCMAHON 802-371-2211 TNPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
PCH MUTUAL INSURANCE COMPANY, RRG11973 1605 MAIN STREET, SUITE 800, SARASOTA, FL 34236
TERESA MARIE MATTHEWS 941-955-0793 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
PEACE CHURCH RRG INC11846 148 COLLEGE STREET, SUITE 204, BURLINGTON, VT 05401-8476
MEGAN E. OGDEN (843) 225-7168 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PELICAN INS RRG11587 30 MAIN STREET, SUITE 330, BURLINGTON, VT 05401-8427
STACEY BEAUDOIN (802) 658-9405 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PHOEBE RECIPROCAL RRG12004 263 KING STREET, SUITE C, CHARLESTON, SC 29401-1420
MATTHEW G. WATSON (843) 853-0446 SCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
PHYSICIANS CASUALTY RISK RETENTION GROUP, INC.13995 LAKEVIEW CENTER, 2660 EASTCHASE LANE, SUITE 300, MONTGOMERY, AL 36117-7024
JOHN STEPHEN MALONEY (631) 617-3990 ALPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PHYSICIANS INDEMNITY RISK RETENTION GROUP, INC.12746 18835 NORTH THOMPSON PEAK PARKWAY, SUITE 210, SCOTTSDALE, AZ 85255-6254
NANCY VELASQUEZ (303) 625-2909 NVPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PHYSICIANS PROACTIVE PROTECTION, INC. RISK RETENTION GROUP12507 151 MEETING STREET, SUITE 301, CHARLESTON, SC 29401-2238
TONIA A. EPPS (843) 577-1034 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PHYSICIANS PROFESSIONAL LIABILTY RRG11514 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
STACEY GIBBS (802) 264-4588 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PHYSICIANS REIMBURSEMENT RRG10934 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
EMILY ROY (802) 371-2220 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
PHYSICIANS SPECIALTY LTD RRG11513 4535 DRESSLER ROAD, NW CANTON, OH 44718-2545
LEN T. LOGAN (877) 872-7475 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
PIH INSURANCE COMPANY, A RECIPROCAL RISK RETENTION GROUP13582 C/O WILLIS TOWERS WATSON, 737 BISHOP STREET, SUITE 2700, HONOLULU, HI 96813-3214
JASON L. PALMER (808) 535-0577 HIPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PINNACLE CONSORTIUM OF HIGHER ED RRG11980 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
MARCY WATERFALL (802) 864-6269 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
PLATINUM TRANSPORT INSURANCE RISK RETENTION GROUP, INC.15796 745 FORT STREET, SUITE 1100, HONOLULU, HI 96813-3800
ANNIE WOO (808) 585-3594 HIPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
PONCE DE LEON LTC RRG, INC.11809 1100 W. TOWN & COUNTRY RD. SUITE 1400, ORANGE, CA 92868
DOUGLAS JOSEPH HAUSER 714-571-1864 FLPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PREFERRED CONTRACTORS INSURANCE COMPANY RRG, LLC12497 1620 PROVIDENCE ROAD TOWSON, MD 21286-1525
MARY CLAIRE GOFF (877) 587-1763 MTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
PREFERRED PHYSICIANS MEDICAL RRG44083 11880 COLLEGE BOULEVARD, SUITE 300, OVERLAND PARK, KS 66210-2141
DEANNA RENEE OLSON (913) 262-2585 MOPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PREFERRED PROFESSIONAL RRG14919 11605 MIRACLE HILLS DRIVE, SUITE 200, OMAHA, NE 68154-4467
KAREN ANNETTE RILEY (402) 392-1566 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PROASSURANCE AMERICAN MUTUAL, A RISK RETENTION GROUP15647 100 BROOKWOOD PLACE BIRMINGHAM, AL 35209-6811
ELAINE MARIE SPARKS (615) 301-1445 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PROBUILDERS SPECIALTY INS CO RRG11671 3025 SOUTH PARKER ROAD, SUITE 711, AURORA, CO 80014-2925
HUGH B. MCCREERY (303) 306-0002 DCPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
PROFESSIONAL EXCHANGE ASSURANCE COMPANY (A RISK RETENTION GROUP)14461 201 MERCHANT STREET, SUITE 2400, HONOLULU, HI 96813-2929
DUSTIN BLASIUS (808) 540-4318 HIPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
PROFESSIONAL QUALITY LIABILITY INSURANCE COMPANY, A RISK RETENTION GROUP
12608 100 BANK STREET BURLINGTON, VT 05401-4697
MICHAEL A. CZAPLICKE (802) 864-2109 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PROFESSIONALS RISK RETENTION GROUP, INC.13067 108 CRESTVIEW DRIVE, SUITE A, BIGFORK, MT 59911-3557
PAUL A. FROMENT (406) 282-0179 MTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PROSPECT MEDICAL HOLDINGS RISK RETENTION GROUP, INC. IC15990 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
KIMBERLY FRASCA (802) 264-3538 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
PUBLIC UTILITY MUTUAL INSURANCE COMPANY, RRG11350 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
MARCY WATERFALL (802) 864-6269 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
RECOVER INSURANCE COMPANY RISK RETENTION GROUP, INC.16155 745 FORT STREET, SUITE 1100, HONOLULU, HI 96813-3810
ANNIE WOO (808) 585-3594 HIPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
RECREATION RISK RETENTION GROUP, INC.15905 159 BANK STREET, FOURTH FLOOR, BURLINGTON, VT 05401-4479
KAREN L. MAHONEY (802) 383-0419 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
RED CLAY RISK RETENTION GROUP, INC.13078 701 EAST BAY STREET, SUITE 514, CHARLESTON, SC 29403-5095
LAURA ROEMER RODRIGO (843) 884-5902 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
RED ROCK RISK RETENTION GROUP, INC.13736 2555 EAST CAMELBACK ROAD, SUITE 700, PHOENIX, AZ 85016-4264
LEE M. MILIZIA (623) 427-3208 AZPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
REPUBLIC RRG12019 1180 SAM RITTENBERG BOULEVARD, SUITE 235, CHARLESTON, SC 29407-3384
ROBERT G. MEETZE (843) 573-4676 SCPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
RESTORATION RISK RETENTION GROUP, INC.12209 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
MATHEW ADDIS ROBINSON (802) 652-1556 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
ROMULUS INSURANCE RISK RETENTION GROUP, INC.15744 1327 ASHLEY RIVER ROAD, SUITE 200C, CHARLESTON, SC 29407-5386
JENNIFER HAWKINS (802) 371-2210 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
SAGE RISK RETENTION GROUP, INC.15631 3651 LINDELL ROAD, SUITE D1152, LAS VEGAS, NV 89103-1254
JONATHAN J. MCKENZIE (855) 326-3408 NVPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
SAINT LUKE'S HLTH SYSTEM RRG11712 1327 ASHLEY RIVER ROAD, SUITE 200, CHARLESTON, SC 29407-5384
ASHA M. CHARLES (802) 371-2283 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
SAMARITAN RISK RETENTION GROUP, INC.12511 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
SCRUBS MUTUAL ASSURANCE COMPANY RISK RETENTION GROUP12988 3651 LINDELL ROAD, SUITE D1152, LAS VEGAS, NV 89103-1254
JONATHAN J. MCKENZIE (855) 326-3408 NVPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
SELECT MD RRG14136 108 CRESTVIEW DRIVE, SUITE A, BIGFORK, MT 59911-3557
PAUL A. FROMENT (406) 282-0179 MTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
SENIORSFIRST RISK RETENTION GROUP, INC.16088 5630 UNIVERSITY PARKWAY WINSTON-SALEM, NC 27105-1312
ANDREW CARLTON (941) 373-1113 NCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
SIGMA RRG, INC.13557 C/O AON RISK SERVICES, INC., 1120 20TH ST., N.W.,, WASHINGTON, DC 20036
EMI SWAIM 202-862-5339 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
SOUTHWEST PHYSICIANS RISK RETENTION GROUP, INC.12907 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
EMI SWAIM (202) 862-5339 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
SPIRIT COMMERCIAL AUTO RISK RETENTION GROUP14207 9550 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-8042
TERESA MARIE MATTHEWS (941) 373-1162 NVPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
SPIRIT MOUNTAIN INSURANCE COMPANY RRG, INC10754 2233 WISCONSIN AVE., N.W., SUITE 310, WASHINGTON, DC 20007
JUTHAMAS LEE EVERETT 800-226-0793 DCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ST CHARLES INS CO RRG11114 38 BROAD STREET, SUITE 200, CHARLESTON, SC 29401-3042
JEREMY I. ELSBERRY (602) 200-6900 SCPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
ST LUKES HEALTH NETWORK INS CO RRG11688 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
KYLE ADAM METAYER (802) 264-4710 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
STATES SELF-INSURERS RRG44075 222 SOUTH NINTH STREET, SUITE 2700, MINNEAPOLIS, MN 55402-3332
LYNN MAJIWA (612) 766-3000 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
STICO MUT INS CO RRG10476 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
BECKI M. MINOLI (802) 264-4576 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
SUBURBAN HEALTH ORGANIZATION RISK RETENTION GROUP, LLC13135 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
ELIZABETH J. FORNEY (843) 614-3140 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
SUNLAND RISK RETENTION GROUP, INC.14026 14362 N FRANK LLOYD WRIGHT BLVD., STE 1000, SCOTTSDALE, AZ 85260
CHARLA M SMYSER 800-800-4324- TNPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
TERRA INS CO RRG10113 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
DANA E. WILLIAMS (802) 371-2216 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
TERRAFIRMA RISK RETENTION GROUP LLC14395 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
MARCY WATERFALL (802) 864-6269 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
THE HEALTHCARE UNDERWRITING CO RRG10152 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
MARCY WATERFALL (802) 864-6269 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
TITAN INS CO INC RRG11153 1327 ASHLEY RIVER ROAD, BUILDING C, SUITE 200, CHARLESTON, SC 29407-5384
WAI-HANG FLORA CHAN (972) 331-1000 SCPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
TITLE INDUSTRY ASSURANCE CO RRG10084 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
KIMBERLY FRASCA (802) 264-3538 VTPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
TOWER HEALTH RECIPROCAL RISK RETENTION GROUP16224 151 MEETING STREET, SUITE 301, CHARLESTON, SC 29401-2238
MANNU LUO (843) 577-1035 SCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
TRANSPORT RISK SOLUTIONS RISK RETENTION GROUP, INC.16025 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
WILL OVENDEN (802) 264-3362 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
TRANSPORTATION INSURANCE SERVICES RISK RETENTION GROUP, INC.15767 146 FAIRCHILD STREET, SUITE 135, CHARLESTON, SC 29492-8231
WILL OVENDEN (802) 264-3362 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
TRINITY RISK SOLUTIONS RECIPROCAL INSURANCE COMPANY RRG11958 2233 WISCONSIN AVENUE, N.W., SUITE 310, WASHINGTON, DC 20007
STEVE BEVINS 802-479-7802 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
UC HEALTH, RRG A RECIPROCAL RISK RETENTION GROUP16015 100 BANK STREET, SUITE 500, BURLINGTON, VT 05401-4699
ASHLEY A. LAMELL (802) 264-2087 DCPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
UNITED CENTRAL PA RRG11548 76 SAINT PAUL STREET, SUITE 500, BURLINGTON, VT 05401-4477
RONDA LYNN DEVINO (802) 264-4593 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
UNITED EDUCATORS INS RRG INC10020 7700 WISCONSIN AVENUE, SUITE 500, BETHESDA, MD 20814
KAREN LEE VERDON (301) 215-6423 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
UNITED HOME INSURANCE CO A RRG10712 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
JOHN H. RAYMOND (802) 864-2751 VTPhoneStatement Contact Primary Line of Business Warranty Domiciled
URGENT CARE ASSURANCE COMPANY RISK RETENTION GROUP12915 9550 SOUTH EASTERN AVENUE, SUITE 253, LAS VEGAS, NV 89123-8042
ANDREW CARLTON (941) 373-1113 NVPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
URGENT MD RISK RETENTION GROUP, INC.15908 58 EAST VIEW LANE, SUITE TWO, BARRE, VT 05641-5324
ANDREW CARLTON (941) 373-1113 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Occurrence) Domiciled
UV INSURANCE RISK RETENTION GROUP, INC.13988 201 MERCHANT STREET, SUITE 2400, HONOLULU, HI 96813-2929
STEPHEN CHONG (808) 540-4323 HIPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
Company NameNAIC Address
Risk Retention Groups - Listing by Company Name
VEHICULAR SERVICE INSURANCE COMPANY, RISK RETENTION GROUP11063 2007 POOLE DRIVE HUNTSVILLE, AL 35810-3891
SUSAN MARIE URIE (843) 640-3170 OKPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
VELOCITY INSURANCE COMPANY, A RISK RETENTION GROUP15956 1327 ASHLEY RIVER ROAD, SUITE 200C, CHARLESTON, SC 29407-5386
KIM CONNELLY BLOOMER (843) 437-6273 SCPhoneStatement Contact Primary Line of Business Commercial Auto Liability Domiciled
VIRGINIA PHYSICIANS RISK RETENTION GROUP, INC.13974 108 CRESTVIEW DRIVE, SUITE A, BIGFORK, MT 59911-3557
PAUL A. FROMENT (406) 282-0179 MTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
WELLSPAN RRG11682 100 BANK STREET, SUITE 610, BURLINGTON, VT 05401-4946
DEITER T. LUDWIG (802) 864-6118 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
WESTERN CATHOLIC INSURANCE COMPANY RRG14122 140 KENNEDY DRIVE SOUTH BURLINGTON, VT 05403-6710
TRICIA LYNN ALGER (802) 922-9456 VTPhoneStatement Contact Primary Line of Business Other Liability (Occurrence) Domiciled
WESTERN PACIFIC MUT INS CO RRG40940 9265 MADRAS COURT LITTLETON, CO 80130-4444
SHERLYN WILKINSON FARRELL (303) 263-0311 COPhoneStatement Contact Primary Line of Business Other Liability (Claims-made) Domiciled
YELLOWSTONE INSURANCE EXCHANGE (A RISK RETENTION GROUP)11796 2418 AIRPORT ROAD, SUITE 2A, BARRE, VT 05641-8702
SILAS E. FARRAR (802) 371-2223 VTPhoneStatement Contact Primary Line of Business Medical Professional Liability (Claims-made) Domiciled
Analysis of Risk Retention Groups
COMPANYNAICCash & Invested
AssetsReinsurance Recoverables
Risk Retention Groups - Selected Statutory Balance Sheet and Schedule P Data
Other Assets Total AssetsLoss & LAE
ReservesUnearned
Premium Reserve Other Liabilities Total LiabilitiesPolicyholders'
Surplus
Prior Year-End Loss LAE Reserve Developed
(Savings)/Deficiency (000s)
ACADEMIC MEDICAL PROFESSIONALS INSURANCE EXCHANGE RISK RETENTION GROUP
12934 $4,733,963 $0 $4,892,430$158,467 $1,634,304 $308,675 $2,270,240$327,261 $2,622,190 ($76)
ADVANCED PHYSICIANS INS RRG INC12166 $1,428,835 $0 $1,531,985$103,150 $0 $49,853 $82,822$32,969 $1,449,163 ($17)
AEGIS HEALTHCARE RRG, INC.12252 $2,110,201 $120,261 $5,643,041$3,412,579 $2,016,007 $287,822 $2,832,514$528,685 $2,810,527 ($205)
AFFILIATES INSURANCE RECIPROCAL, A RISK RETENTION GROUP13677 $6,923,290 $0 $7,821,516$898,226 $754,866 $92,053 $1,814,832$967,913 $6,006,684 $1
AGGREGATE SECURITY INSURANCE GROUP, A RISK RETENTION GROUP13606 $0 $0 $0$0 $0 $0 $0$0 $0 $0
AGRI INSURANCE EXCHANGE RRG28380 $19,796,987 $0 $19,869,270$72,283 $2,522,000 $234,361 $3,250,901$494,540 $16,618,369 ($198)
ALLEGIANT INS CO INC A RRG11965 $29,758,875 $3,752,640 $35,339,538$1,828,023 $10,745,683 $0 $18,739,946$7,994,263 $16,599,592 $772
ALLIANCE OF NONPROFITS FOR INS RRG10023 $93,440,689 $0 $113,336,500$19,895,811 $53,709,945 $18,893,204 $75,370,320$2,767,171 $37,966,180 $423
ALLIED GUARANTY INSURANCE COMPANY13024 $4,704,954 $0 $13,284,984$8,580,030 $158,521 $7,282,948 $9,379,881$1,938,412 $3,905,103 ($43)
ALLIED PREMIER INSURANCE A RRG15639 $0 $0 $0$0 $0 $0 $0$0 $0 $0
ALLIED PROFESSIONALS INSURANCE COMPANY, RRG11710 $41,861,469 $4,449,657 $48,484,091$2,172,965 $19,538,046 $5,512,252 $27,238,742$2,188,444 $21,245,349 $645
ALLIED SERVICES RISK RETENTION GROUP12013 $6,252,884 $0 $6,292,647$39,763 $1,613,745 $782,351 $2,585,553$189,457 $3,707,094 $23
AMERICAN ASSOC OF OTHODONTISTS RRG10232 $48,087,774 $0 $49,264,544$1,176,770 $24,995,949 $3,956,430 $32,165,430$3,213,051 $17,099,114 $683
AMERICAN BUILDERS INSURANCE COMPANY RRG, INC.12631 $1,369,814 $0 $2,997,068$1,627,254 $687,114 $1,514,518 $1,962,067($239,565) $1,035,001 ($1)
AMERICAN CAR DEALERS RRG INC.16182 $0 $0 $0$0 $0 $0 $0$0 $0 $0
AMERICAN CONTRACTORS INS CO RRG12300 $11,566,290 $0 $38,990,415$27,424,125 $0 $0 $28,344,819$28,344,819 $10,645,596 $0
AMERICAN EXCESS INS EXCHANGE RRG10903 $266,542,605 $0 $271,336,622$4,794,017 $115,054,688 $13,098,835 $130,549,233$2,395,710 $140,787,389 $10,560
AMERICAN FOREST CASUALTY COMPANY RRG11590 $9,098,906 $0 $9,908,564$809,658 $3,337,089 $1,288,627 $5,252,131$626,415 $4,656,433 ($208)
AMERICAN RISK MGMT RRG INC.15853 $3,424,213 $0 $4,311,963$887,750 $1,893,755 $591,981 $2,702,499$216,763 $1,609,464 $46
AMERICAN TRUCKING AND TRANSPORTATION INSURANCE COMPANY, RRG
11534 $30,077,329 $0 $43,739,929$13,662,600 $27,019,792 $5,926,041 $37,185,797$4,239,964 $6,554,132 ($2,289)
A-ONE COMMERCIAL INSURANCE RISK RETENTION GROUP, INC.15597 $22,648,258 $434,577 $29,942,876$6,860,041 $15,267,860 $8,755,772 $24,894,404$870,772 $5,048,472 $1,139
APPLIED MEDICO-LEGAL SOLUTIONS RRG, INC.11598 $114,836,959 $5,762,268 $152,475,388$31,876,161 $70,277,691 $24,710,179 $105,267,340$10,279,470 $47,208,048 $0
ARCHITECTS & ENGINEERS INS CO RRG44148 $14,102,802 $0 $21,021,803$6,919,001 $3,848,330 $1,810,800 $10,057,819$4,398,689 $10,963,984 ($366)
ARCOA RISK RETENTION GROUP, INC.13177 $21,063,853 $0 $22,231,477$1,167,624 $12,439,172 $0 $13,198,575$759,403 $9,032,902 ($115)
ARISE BOILER INSPECTION AND INSURANCE COMPANY RISK RETENTION GROUP
13580 $4,071,502 $0 $4,825,997$754,495 $150,000 $675,820 $1,271,876$446,056 $3,554,121 $0
ASSET PROTECTION PROGRAM RISK RETENTION GROUP, INC.12224 $901,556 $0 $917,981$16,425 $34,209 $0 $37,959$3,750 $880,022 $0
ASSOCIATION OF CERTIFIED MORTGAGE ORIGINATORS RISK RETENTION GROUP, INC.
14425 $1,183,238 $0 $2,488,581$1,305,343 $80,179 $0 $1,288,331$1,208,152 $1,200,250 $0
ATTORNEYS INSURANCE MUTUAL OF THE SOUTH, INC RRG33677 $11,335,818 $0 $11,503,735$167,917 $2,759,475 $1,404,463 $6,653,592$2,489,654 $4,850,143 ($30)
ATTORNEYS INSURANCE MUTUAL RRG INC22670 $17,288,277 $0 $17,542,254$253,977 $5,905,546 $2,338,615 $9,025,564$781,403 $8,516,690 ($97)
ATTORNEYS LIAB ASSUR SOCIETY INC RRG10639 $1,996,398,307 $0 $2,006,631,354$10,233,047 $922,303,585 $49,772,966 $1,222,125,407$250,048,856 $784,505,947 ($41,302)
ATTPRO RRG RECIPROCAL RISK RETENTION GROUP13795 $1,918,700 $0 $3,723,134$1,804,434 $162,437 $78,893 $2,759,752$2,518,422 $963,382 ($4)
AVIATION ALLIANCE INSURANCE RISK RETENTION GROUP, INC.13791 $0 $0 $0$0 $0 $0 $0$0 $0 $0
BAR VERMONT RISK RETENTION GROUP INC10174 $25,580,218 $0 $29,668,284$4,088,066 $3,932,369 $0 $7,199,255$3,266,886 $22,469,029 $87
BAY INSURANCE RISK RETENTION GROUP, INC.15582 $399,448 $0 $978,421$578,973 $0 $0 $219,926$219,926 $758,495 $0
BEACONHARBOR MUTUAL RISK RETENTION GROUP14487 $49,595 $0 $1,050,643$1,001,048 $0 $220 $18,655$18,435 $1,031,988 $0
BEDFORD PHYSICIANS RISK RETENTION GROUP, INC.12933 $30,741,772 $0 $50,574,688$19,832,916 $36,307,683 $3,141,549 $40,785,156$1,335,924 $9,789,532 $447
BONDED BUILDERS INSURANCE COMPANY, A RISK RETENTION GROUP13010 $3,426,051 $0 $3,746,430$320,379 $247,477 $1,287,292 $1,597,290$62,521 $2,149,140 ($72)
BROADLINE RISK RETENTION GROUP, INC.13788 $85,665,724 $0 $100,891,495$15,225,771 $58,827,153 $14,728,398 $74,125,613$570,062 $26,765,882 $356
BTTS INSURANCE RISK RETENTION GROUP, INC.15591 $0 $0 $0$0 $0 $0 $0$0 $0 $0
C.A.R. RISK RETENTION GROUP, INC.15921 $409,502 $0 $1,862,935$1,453,433 $565,436 $0 $602,424$36,988 $1,260,512 $19
CALIFORNIA HEALTHCARE INS CO INC RRG44504 $115,089,730 $0 $127,138,797$12,049,067 $53,377,083 $6,602,691 $68,264,209$8,284,435 $58,874,588 ($317)
CALIFORNIA MEDICAL GRP INS CO RRG12180 $15,903,245 $0 $19,321,713$3,418,468 $12,041,862 $3,107,015 $15,207,642$58,765 $4,114,071 $30
Analysis of Risk Retention Groups
COMPANYNAICCash & Invested
AssetsReinsurance Recoverables
Risk Retention Groups - Selected Statutory Balance Sheet and Schedule P Data
Other Assets Total AssetsLoss & LAE
ReservesUnearned
Premium Reserve Other Liabilities Total LiabilitiesPolicyholders'
Surplus
Prior Year-End Loss LAE Reserve Developed
(Savings)/Deficiency (000s)
CARE RISK RETENTION GROUP, INC.11825 $14,653,496 $296,761 $21,949,575$6,999,318 $13,117,261 $3,222,027 $17,175,967$836,679 $4,773,608 $347
CAREGIVERS UNITED LIAB INS CO RRG11544 $42,598,662 $0 $44,955,283$2,356,621 $14,079,449 $1,988,936 $17,033,422$965,037 $27,921,859 ($1,250)
CARING COMMUNITIES, A RECIPROCAL RISK RETENTION GROUP12373 $86,747,853 $0 $97,399,281$10,651,428 $18,149,339 $2,824,229 $41,135,612$20,162,044 $56,263,667 $0
CASSATT RISK RETENTION GROUP INC10808 $5,566,963 $0 $19,762,767$14,195,804 $88,068 $75,000 $16,087,371$15,924,303 $3,675,396 $8
CENTRAL PA PHYSICIANS RRG INC11694 $39,360,241 $0 $42,783,125$3,422,884 $16,421,262 $5,427,999 $22,877,973$1,028,712 $19,905,152 $3,303
CENTURION MEDICAL LIABILITY PROTECTIVE RRG, INC.11976 $16,342,272 $0 $20,168,958$3,826,686 $5,336,940 $3,694,455 $9,255,786$224,391 $10,913,172 $1,685
CHEROKEE GUARANTEE COMPANY INC., RRG14388 $24,087,809 $2,553,199 $27,209,330$568,322 $19,749,949 $2,084,154 $22,280,485$446,382 $4,928,845 ($1)
CIRCLE STAR INS CO RRG11839 $3,354,163 $0 $6,005,740$2,651,577 $715,567 $117,027 $3,615,936$2,783,342 $2,389,804 $0
CLAIM PROFESSIONALS LIAB INS CO RRG12172 $3,998,901 $0 $5,336,996$1,338,095 $855,196 $292,284 $2,501,017$1,353,537 $2,835,979 $108
CLARIAN HLTH RRG INC11992 $4,959,585 $0 $7,979,103$3,019,518 $0 $0 $5,171,861$5,171,861 $2,807,242 $481
CMIC RISK RETENTION GROUP13756 $4,425,958 $0 $5,651,966$1,226,008 $1,564,319 $874,515 $3,388,716$949,882 $2,263,250 ($61)
COLLEGE LIABILITY INS CO A RECIP RRG44598 $17,800,309 $0 $17,973,825$173,516 $6,257,826 $3,698,569 $10,013,024$56,629 $7,960,801 $284
COLLEGE RISK RETENTION GROUP, INC.13613 $24,443,417 $0 $33,329,633$8,886,216 $12,093,327 $5,282,029 $22,506,510$5,131,154 $10,823,123 ($205)
COLUMBIA NATIONAL RRG INC10803 $1,795,956 $0 $1,858,030$62,074 $0 $495,742 $707,654$211,912 $1,150,376 $0
COMCARE PRO INS RECIPROCAL RRG11864 $3,631,387 $6 $5,845,350$2,213,957 $1,700,000 $2,340,055 $4,109,256$69,201 $1,736,094 $2,034
COMMERCIAL HIRECAR INSURANCE COMPANY, A RISK RETENTION GROUP
15836 $0 $0 $0$0 $0 $0 $0$0 $0 $0
COMMUNITIES OF FAITH RRG INC11807 $13,531,328 $0 $14,217,441$686,113 $1,326,196 $269,339 $1,662,901$67,366 $12,554,540 ($1)
COMMUNITY BLOOD CENTERS EXCH RRG13893 $16,981,891 $0 $17,909,484$927,593 $1,775,825 $852,637 $3,275,869$647,407 $14,633,615 ($167)
COMMUNITY CARE RISK RETENTION GROUP, INC.15798 $7,433,739 $0 $11,716,540$4,282,801 $5,452,665 $2,238,855 $9,351,397$1,659,877 $2,365,143 ($870)
COMMUNITY HEALTH ALLIANCE RECIP RRG11536 $31,312,008 $0 $34,439,205$3,127,197 $16,975,332 $0 $24,347,943$7,372,611 $10,091,261 $108
COMMUNITY HOSPITAL RRG11259 $243,150,657 $0 $252,651,070$9,500,413 $99,152,994 $4,426,596 $114,123,560$10,543,970 $138,527,511 ($2,820)
COMPASS SPECIALTY INSURANCE RISK RETENTION GROUP, INC.15867 $6,187,147 $0 $7,376,007$1,188,860 $2,290,803 $2,071,234 $4,806,579$444,542 $2,569,428 $176
CONSUMER SPECIALTIES INSURANCE COMPANY RRG10075 $3,720,593 ($21,562) $3,843,292$144,261 $1,549,680 $149,227 $1,731,116$32,209 $2,112,176 ($53)
CONTINUING CARE RRG, INC.11798 $2,303,434 $1,127,759 $5,411,805$1,980,612 $1,770,369 $919,238 $4,161,889$1,472,282 $1,249,916 ($2,983)
CONTRACTORS INS CO OF NORTH AMER RRG11603 $29,606,355 $0 $38,704,963$9,098,608 $14,716,405 $265,075 $18,760,616$3,779,136 $19,944,346 $1,124
CONTROLLED RISK INS CO OF VT RRG10341 $70,437,279 $0 $71,992,590$1,555,311 $18,051,357 $6,337,847 $30,150,867$5,761,663 $41,841,723 ($1)
COPIC, A RISK RETENTION GROUP14906 $910,511 $0 $1,176,057$265,546 $16,764 $18,829 $459,729$424,136 $716,328 $0
COUNTY HALL INSURANCE COMPANY, INC., A RISK RETENTION GROUP15947 $22,983,331 $0 $49,249,478$26,266,147 $10,686,715 $21,214,072 $34,764,861$2,864,074 $14,484,617 $0
COVERYS RRG, INC.14160 $27,111,897 $0 $35,125,301$8,013,404 $3,625,765 $927,544 $20,562,389$16,009,080 $14,562,911 ($3,150)
CPA MUTUAL INS CO OF AMERICA RRG10164 $12,852,364 $0 $16,146,535$3,294,171 $7,310,638 $2,197,500 $10,386,826$878,688 $5,759,709 ($95)
CROSSFIT RISK RETENTION GROUP, INC.13720 $6,172,923 $0 $6,865,330$692,407 $2,049,682 $1,242,272 $4,408,645$1,116,691 $2,456,685 $230
CRUDEN BAY RRG INC11676 $16,357,342 $0 $16,447,962$90,620 $10,116,466 $504,110 $11,381,627$761,051 $5,066,335 $1,122
CRYSTAL RUN RECIPROCAL RISK RETENTION GROUP13655 $0 $0 $0$0 $0 $0 $0$0 $0 $0
DAN RISK RETENTION GROUP, INC.15928 $3,671,764 $0 $3,932,635$260,871 $184,175 $111,138 $3,047,211$2,751,898 $885,424 $0
DOCTORS COMPANY RISK RETENTION GROUP, A RECIPROCAL EXCHANGE
14347 $7,794,250 $0 $24,347,867$16,553,617 $3,702,373 $2,146,073 $11,029,803$5,181,357 $13,318,064 ($5)
DOCTORS PROFESSIONAL LIABILITY RRG, INC.15893 $4,002,871 $653,749 $5,524,310$867,690 $1,441,207 $1,370,113 $3,519,075$707,755 $2,005,235 $0
DUBOIS MEDICAL RRG11842 $11,240,032 $0 $11,395,404$155,372 $2,619,592 $1,217,360 $4,198,647$361,695 $7,196,758 ($373)
EAGLE BUILDERS INSURANCE COMPANY RISK RETENTION GROUP, INC.16104 $2,529,897 $0 $2,695,809$165,912 $106,466 $870,547 $1,069,227$92,214 $1,626,582 $88
EASTERN DENTISTS INS CO RRG10115 $52,687,412 ($56,504) $59,442,740$6,811,832 $23,995,000 $7,397,479 $34,036,731$2,644,252 $25,406,009 ($1,814)
ELITE TRANSPORTATION RRG INC10125 $0 $0 $0$0 $0 $0 $0$0 $0 $0
EMERGENCY CAPITAL MANAGEMENT, LLC, RRG14163 $7,794,828 $825,004 $8,641,510$21,678 $4,648,282 $0 $5,308,465$660,183 $3,333,045 ($1)
EMERGENCY MEDICINE PROFESSIONAL ASSURANCE COMPANY RRG (EMPAC)
12003 $14,556,405 $986,186 $18,332,841$2,790,250 $5,961,307 $2,386,365 $10,275,663$1,927,991 $8,057,178 $497
Analysis of Risk Retention Groups
COMPANYNAICCash & Invested
AssetsReinsurance Recoverables
Risk Retention Groups - Selected Statutory Balance Sheet and Schedule P Data
Other Assets Total AssetsLoss & LAE
ReservesUnearned
Premium Reserve Other Liabilities Total LiabilitiesPolicyholders'
Surplus
Prior Year-End Loss LAE Reserve Developed
(Savings)/Deficiency (000s)
EMERGENCY PHYSICIANS INSURANCE EXCHANGE RRG (EPIX)11714 $17,590,617 $0 $20,535,839$2,945,222 $11,050,689 $1,032,504 $13,119,726$1,036,533 $7,416,113 $0
EVERGREEN USA RRG INC38466 $0 $0 $0$0 $0 $0 $0$0 $0 $0
EXCELA RECIPROCAL RRG15337 $14,432,233 $0 $15,689,840$1,257,607 $10,396,897 $942,849 $11,416,348$76,602 $4,273,492 $108
FIRST MEDICAL INS CO RRG11278 $78,654,392 $0 $90,533,672$11,879,280 $45,044,686 $8,376,986 $55,217,707$1,796,035 $35,315,965 ($2,678)
FORT WAYNE MEDICAL SURETY COMPANY, RRG12625 $4,439,465 $0 $4,529,481$90,016 $724,211 $600,106 $1,560,704$236,387 $2,968,776 $134
FRANKLIN CASUALTY INS CO RRG10842 $6,274,505 $0 $44,970,310$38,695,805 $7,431,651 $2,605,822 $40,474,517$30,437,044 $4,495,793 $579
FREDERICKSBURG PROFESSIONAL RISK EXC12016 $15,803,115 $0 $21,397,458$5,594,343 $8,110,548 $260,111 $8,417,098$46,439 $12,980,360 $367
GABLES RISK RETENTION GROUP, INC.14032 $10,351,426 $0 $10,946,346$594,920 $4,204,726 $1,312,732 $5,595,332$77,874 $5,351,014 $333
GEISINGER INS CORP RRG12000 $2,983,477 $0 $27,416,231$24,432,754 $500,000 $977,402 $15,693,920$14,216,518 $11,722,312 $0
GERIC INSURANCE RISK RETENTION GROUP, INC.13782 $3,346,073 $0 $3,346,073$0 $0 $0 $166,415$166,415 $3,179,658 ($89)
GLOBAL HAWK INSURANCE COMPANY RRG11948 $49,320,198 $0 $53,971,438$4,651,240 $27,945,700 $8,340,370 $47,472,193$11,186,123 $6,499,246 $4,123
GOLDEN INS CO RRG11145 $9,759,203 $210,154 $13,305,221$3,335,864 $4,535,013 $6,152,434 $11,726,617$1,039,170 $1,578,604 $669
GOOD SHEPHERD RECIPROCAL RISK RETENTION GROUP, INC.12512 $9,198,286 $0 $10,030,714$832,428 $3,234,830 $689,750 $3,947,473$22,893 $6,083,241 ($88)
GOVERNMENT TECHNOLOGY INSURANCE COMPANY RISK RETENTION GROUP, INC.
13973 $548,565 $198,238 $1,524,062$777,259 $10,000 $227,952 $607,153$369,201 $916,909 $0
GRACO RRG INC11581 $553,118 $0 $913,218$360,100 $0 $0 $344,745$344,745 $568,473 $0
GRAPH INSURANCE COMPANY, A RISK RETENTION GROUP LLC16415 $2,960,000 $0 $2,960,000$0 $0 $0 $7,083$7,083 $2,952,917 $0
GREEN HILLS INS CO RRG11941 $9,108,287 $0 $12,651,139$3,542,852 $3,761,170 $3,102,622 $7,666,150$802,358 $4,984,989 $30
GUARDIAN RRG INC11696 $0 $0 $0$0 $0 $0 $0$0 $0 $0
GUTHRIE RRG12014 $51,675,204 $0 $58,194,908$6,519,704 $33,460,538 $5,922,938 $39,640,827$257,351 $18,554,081 $0
HAMDEN ASSURANCE RRG, INC.13057 $2,936,692 $0 $75,673,496$72,736,804 $0 $0 $74,623,496$74,623,496 $1,050,000 $0
HEALTH CARE CAS RRG INC12236 $5,726,427 $30,072 $6,878,125$1,121,626 $4,006,253 $121,544 $4,284,195$156,398 $2,593,930 ($232)
HEALTH CARE INDUSTRY LIABILITY RECIPROCAL INSURANCE COMPANY, RRG
11832 $28,764,643 $376,441 $51,262,347$22,121,263 $8,981,087 $2,019,389 $33,923,744$22,923,268 $17,338,603 ($39)
HEALTH NETWORK PROVIDERS MUT INS CO11813 $7,163,884 $0 $8,020,432$856,548 $4,251,567 $638,849 $5,227,395$336,979 $2,793,038 $2
HEALTH PROVIDERS INS RECIPROCAL RRG10080 $77,285,509 $0 $81,162,649$3,877,140 $19,905,738 $3,511,132 $25,514,552$2,097,682 $55,648,096 $1,526
HEALTHCARE PROVIDERS INS CO RRG11683 $80,136,778 $0 $83,706,544$3,569,766 $27,157,775 $5,426,180 $36,236,600$3,652,645 $47,469,944 ($2)
HOME CONSTRUCTION INS CO RRG11950 $0 $0 $0$0 $0 $0 $0$0 $0 $0
HOSPITALITY RISK RETENTION GROUP, INC.16038 $6,170,642 $725,432 $8,490,529$1,594,455 $3,422,369 $2,190,925 $5,965,279$351,985 $2,525,250 $122
HOUSING AUTHORITY RRG INC26797 $303,602,111 $0 $318,037,428$14,435,317 $92,251,982 $15,578,456 $126,099,935$18,269,497 $191,937,493 ($10,597)
HPIC RISK RETENTION GROUP15866 $1,674,810 $0 $1,682,679$7,869 $46,861 $2,153 $166,262$117,248 $1,516,417 $0
ICI MUTUAL INSURANCE COMPANY, A RISK RETENTION GROUP11268 $358,336,061 $4,497,844 $388,812,308$25,978,403 $54,045,460 $11,591,067 $108,093,347$42,456,820 $280,718,961 ($10,267)
INDIANA HEALTHCARE RECIP RRG11692 $55,148,193 $0 $56,245,050$1,096,857 $19,092,761 $1,943,792 $21,322,809$286,256 $34,922,241 ($1,214)
INNOVATIVE PHYSICIAN SOLUTIONS RRG12320 $4,526,549 $0 $6,028,938$1,502,389 $3,331,375 $1,125,771 $4,767,853$310,707 $1,261,085 $0
IQS INSURANCE RISK RETENTION GROUP, INC.15080 $636,472 $0 $1,927,859$1,291,387 $362,437 $248,315 $774,827$164,075 $1,153,032 ($1)
IRONSHORE RISK RETENTION GROUP, INC.14375 $223,176 $0 $1,496,396$1,273,220 $331,347 $0 $377,164$45,817 $1,119,232 $0
J.M. WOODWORTH RRG, INC.12594 $4,855,462 $0 $4,893,585$38,123 $3,965,295 $0 $3,965,295$0 $928,290 $52
KENTUCKIANA MEDICAL RECIPROCAL RRG11872 $51,467,481 $0 $55,766,093$4,298,612 $16,429,323 $1,500,014 $18,226,145$296,808 $37,539,948 $0
KENTUCKY HOSPITAL INS CO RRG11939 $18,334,129 $0 $19,087,465$753,336 $8,134,864 $633,377 $10,223,002$1,454,761 $8,864,461 ($824)
LAMMICO RRG, INC.14444 $5,852,178 $0 $5,992,736$140,558 $108,160 $32,999 $308,581$167,422 $5,684,155 $7
LANCET INDEMNITY RISK RETENTION GROUP, INC.13014 $7,850,168 $1,994,094 $10,941,233$1,096,971 $8,964,592 $1,263,221 $10,360,316$132,503 $580,917 $2,672
LONE STAR ALLIANCE, INC., A RISK RETENTION GROUP15211 $7,237,310 $0 $15,247,474$8,010,164 $2,913,783 $295,495 $12,032,920$8,823,642 $3,214,554 $295
LVHN RRG11684 $69,269,614 $0 $92,025,712$22,756,098 $0 $0 $87,025,712$87,025,712 $5,000,000 $3,776
MAKE TRANSPORTATION INSURANCE, INC., A RISK RETENTION GROUP12554 $4,342,366 $0 $4,795,115$452,749 $2,693,377 $0 $2,699,657$6,280 $2,095,458 $849
MARATHON FIN INS CO INC RRG11117 $5,547,445 $0 $5,790,646$243,201 $0 $225,571 $3,937,824$3,712,253 $1,852,822 $0
Analysis of Risk Retention Groups
COMPANYNAICCash & Invested
AssetsReinsurance Recoverables
Risk Retention Groups - Selected Statutory Balance Sheet and Schedule P Data
Other Assets Total AssetsLoss & LAE
ReservesUnearned
Premium Reserve Other Liabilities Total LiabilitiesPolicyholders'
Surplus
Prior Year-End Loss LAE Reserve Developed
(Savings)/Deficiency (000s)
MCIC VERMONT INC RRG10697 $1,924,481,062 $0 $2,055,329,923$130,848,861 $1,146,812,682 $88,474,976 $1,430,055,534$194,767,876 $625,274,389 $0
MD RISK RETENTION GROUP, INC.12355 $24,948,083 $316,275 $27,757,060$2,492,702 $7,768,974 $695,344 $8,778,951$314,633 $18,978,109 ($440)
MED MAL RISK RETENTION GROUP, INC.14446 $2,801,732 $0 $3,216,268$414,536 $558,803 $20,083 $1,726,711$1,147,825 $1,489,557 ($2)
MEDAMERICA MUTUAL RRG INC26257 $112,027,156 $0 $121,540,965$9,513,809 $50,705,883 $5,751,616 $64,218,766$7,761,267 $57,322,199 $0
MEDCHOICE RISK RETENTION GROUP, INC.15738 $1,995,836 $0 $6,839,112$4,843,276 $156,058 $217,546 $4,949,459$4,575,855 $1,889,653 $27
MEDPRO RRG RISK RETENTION GROUP13589 $48,763,776 $0 $100,183,415$51,419,639 $9,271,826 $1,649,414 $93,437,462$82,516,222 $6,745,953 ($168)
MENTAL HEALTH RISK RETENTION GROUP44237 $30,262,411 $0 $32,977,717$2,715,306 $10,020,434 $2,075,143 $14,339,483$2,243,906 $18,638,234 ($2,079)
MICA RISK RETENTION GROUP, INC.15527 $745,275 $0 $745,400$125 $0 $0 $1,612$1,612 $743,788 $0
MIDWEST INSURANCE GROUP, INC., A RISK RETENTION GROUP11999 $5,768,338 $0 $7,509,722$1,741,384 $4,072,076 $1,242,305 $5,643,303$328,922 $1,866,420 $162
MLM RISK RETENTION GROUP, INC.16026 $958,502 $0 $964,371$5,869 $150 $866 $14,296$13,280 $950,075 ($2)
MMIC RRG, INC.14062 $286,678 $0 $718,650$431,972 $0 $2,059 $31,240$29,181 $687,410 $0
MONTAUK RISK RETENTION GROUP, INC.16218 $7,071,687 $0 $7,598,602$526,915 $4,758,254 $8,641 $4,823,234$56,339 $2,775,368 $0
MOUNTAIN LAKE RISK RETENTION GROUP, INC.13812 $330,859 $0 $1,681,100$1,350,241 $326,593 $170,500 $640,909$143,816 $1,040,191 $39
MOUNTAIN LAUREL RRG INC11547 $19,278,418 $0 $19,960,696$682,278 $8,579,774 $3,383,287 $12,411,709$448,648 $7,548,987 ($1,084)
MOUNTAIN STATES HEALTHCARE RECIP RRG11585 $62,390,937 $0 $75,757,876$13,366,939 $53,100,462 $0 $53,580,516$480,054 $22,177,360 ($257)
NASW RISK RETENTION GROUP, INC.14366 $15,796,073 $0 $18,494,885$2,698,812 $2,822,681 $2,452,739 $6,817,314$1,541,894 $11,677,571 $429
NATIONAL ASSISTED LIVING RRG, INC.11806 $8,222,317 $0 $8,851,112$628,795 $2,658,341 $1,504,107 $4,424,267$261,819 $4,426,845 ($25)
NATIONAL BUILDERS & CONTRACTORS INS12235 $1,918,524 $173,793 $2,580,188$487,871 $1,116,372 $0 $1,212,519$96,147 $1,367,669 $0
NATIONAL CATHOLIC RRG10083 $72,897,664 $0 $78,438,831$5,541,167 $43,641,103 $7,119,228 $62,907,494$12,147,163 $15,531,337 ($709)
NATIONAL GUARDIAN RISK RETENTION GROUP36072 $7,517,798 $0 $13,114,719$5,596,921 $2,453,732 $124,263 $6,980,614$4,402,619 $6,134,105 $0
NATIONAL HOME INSURANCE CO RRG44016 $9,147,791 $0 $9,091,796($55,995) $2,850,254 $1,268,563 $5,021,578$902,761 $4,070,218 $357
NATIONAL INDEPENDENT TRUCKERS IC RRG11197 $9,743,345 $140 $17,166,424$7,422,939 $4,283,253 $2,451,715 $8,275,234$1,540,266 $8,891,190 $489
NATIONAL MEDICAL PROFESSIONAL RISK RETENTION GROUP, INC.12529 $2,518,279 $0 $2,521,097$2,818 $0 $0 $117,417$117,417 $2,403,680 ($31)
NATIONAL SERVICE CONTRACT INSURANCE COMPANY (RRG)10234 $3,822,220 $0 $4,165,611$343,391 $0 $1,718,309 $1,794,122$75,813 $2,371,489 $0
NATIONAL TRANSPORTATION INSURANCE COMPANY RISK RETENTION GROUP, LLC
16011 $8,758,493 $0 $12,088,087$3,329,594 $1,801,904 $1,352,778 $7,896,915$4,742,233 $4,191,172 $0
NCMIC RISK RETENTION GROUP, INC.14130 $4,638,492 $0 $8,002,295$3,363,803 $1,203,574 $386,976 $2,827,993$1,237,443 $5,174,302 ($212)
NEW HOME WARRANTY INSURANCE COMPANY, A RISK RETENTION GROUP
13792 $21,943,893 $0 $25,407,515$3,463,622 $1,823,307 $12,979,439 $18,486,096$3,683,350 $6,921,419 ($179)
NEW STAR RISK RETENTION GROUP, INC.12532 $0 $0 $0$0 $0 $0 $0$0 $0 $0
NEW YORK HEALTHCARE INSURANCE COMPANY, INC., RRG12275 $18,400,232 $250,000 $29,286,737$10,636,505 $16,358,770 $5,884,866 $24,283,106$2,039,470 $5,003,631 $1,069
OASIS RECIPROCAL RISK RETENTION GROUP13644 $12,333,730 $0 $13,920,864$1,587,134 $6,572,711 $2,862,086 $10,597,166$1,162,369 $3,323,698 $129
OMS NATL INS CO RRG44121 $430,091,368 $173,553 $466,974,408$36,709,487 $128,793,543 $46,595,069 $192,710,465$17,321,853 $274,263,943 $0
ONYX INSURANCE COMPANY, INC., A RISK RETENTION GROUP15208 $18,389,481 $0 $39,156,418$20,766,937 $21,115,512 $13,857,573 $37,795,787$2,822,702 $1,360,630 $8,949
OOIDA RISK RETENTION GROUP INC10353 $59,619,191 $0 $102,102,872$42,483,681 $34,185,715 $11,253,524 $78,946,406$33,507,167 $23,156,466 $611
OPHTHALMIC MUTUAL INS CO RRG44105 $291,488,003 $0 $301,056,672$9,568,669 $44,264,960 $24,873,115 $81,235,074$12,096,999 $219,821,598 $792
ORANGE COUNTY MEDICAL RECIP INS RRG12183 $5,843,844 $0 $6,083,238$239,394 $1,172,165 $193,430 $1,611,752$246,157 $4,471,486 $293
ORTHOFORUM INSURANCE COMPANY (A RISK RETENTION GROUP)14260 $17,060,424 $0 $20,697,068$3,636,644 $15,948,149 $640,785 $17,844,742$1,255,808 $2,852,326 $773
P&S INSURANCE RISK RETENTION GROUP, INC.15583 $158,884 $0 $939,496$780,612 $0 $0 $428,520$428,520 $510,976 $0
PACE RRG INC11575 $4,546,554 $6,394 $10,812,025$6,259,077 $443,743 $74,795 $7,730,788$7,212,250 $3,081,238 ($6)
PALLADIUM RISK RETENTION GROUP, INC.15279 $86,795,946 $0 $94,611,060$7,815,114 $62,302,146 $6,201,183 $78,217,652$9,714,323 $16,393,410 $899
PARATRANSIT INSURANCE COMPANY, RRG44130 $28,662,190 $0 $33,319,416$4,657,226 $10,870,410 $3,784,518 $17,325,032$2,670,104 $15,994,384 $78
PCH MUTUAL INSURANCE COMPANY, RRG11973 $6,582,105 $40,184 $7,635,329$1,013,040 $2,158,940 $1,545,378 $5,107,265$1,402,947 $2,528,064 $53
PEACE CHURCH RRG INC11846 $21,619,353 $0 $22,615,351$995,998 $4,480,511 $710,206 $5,834,790$644,073 $16,780,561 $0
PELICAN INS RRG11587 $15,953,679 $0 $16,890,308$936,629 $5,767,583 $660,228 $7,375,848$948,037 $9,514,460 $695
Analysis of Risk Retention Groups
COMPANYNAICCash & Invested
AssetsReinsurance Recoverables
Risk Retention Groups - Selected Statutory Balance Sheet and Schedule P Data
Other Assets Total AssetsLoss & LAE
ReservesUnearned
Premium Reserve Other Liabilities Total LiabilitiesPolicyholders'
Surplus
Prior Year-End Loss LAE Reserve Developed
(Savings)/Deficiency (000s)
PHOEBE RECIPROCAL RRG12004 $4,142,583 $0 $4,352,946$210,363 $1,094,838 $96,812 $1,226,845$35,195 $3,126,101 ($85)
PHYSICIANS CASUALTY RISK RETENTION GROUP, INC.13995 $0 $0 $0$0 $0 $0 $0$0 $0 $0
PHYSICIANS INDEMNITY RISK RETENTION GROUP, INC.12746 $3,169,084 $601,848 $6,981,986$3,211,054 $2,030,723 $1,371,460 $5,342,042$1,939,859 $1,639,944 ($27)
PHYSICIANS PROACTIVE PROTECTION, INC. RISK RETENTION GROUP12507 $82,159,496 $0 $92,168,448$10,008,952 $38,849,990 $9,316,474 $60,289,794$12,123,330 $31,878,654 ($2,918)
PHYSICIANS PROFESSIONAL LIABILTY RRG11514 $0 $0 $0$0 $0 $0 $0$0 $0 $0
PHYSICIANS REIMBURSEMENT RRG10934 $29,856,254 $0 $30,822,131$965,877 $17,110,000 $575,063 $18,169,464$484,401 $12,652,668 ($4,483)
PHYSICIANS SPECIALTY LTD RRG11513 $7,925,956 $0 $10,034,179$2,108,223 $2,610,615 $25 $3,142,653$532,013 $6,891,526 ($495)
PIH INSURANCE COMPANY, A RECIPROCAL RISK RETENTION GROUP13582 $23,363,559 $0 $25,337,110$1,973,551 $4,032,287 $1,274,054 $5,421,889$115,548 $19,915,221 ($1,034)
PINNACLE CONSORTIUM OF HIGHER ED RRG11980 $68,110,825 $0 $68,690,884$580,059 $33,965,858 $4,061,869 $41,163,096$3,135,369 $27,527,788 ($1,402)
PLATINUM TRANSPORT INSURANCE RISK RETENTION GROUP, INC.15796 $6,923,657 $0 $9,930,239$3,006,582 $4,487,409 $2,638,473 $7,693,710$567,828 $2,236,529 $0
PONCE DE LEON LTC RRG, INC.11809 $5,392,660 $0 $5,435,876$43,216 $1,168,811 $0 $1,186,437$17,626 $4,249,439 ($45)
PREFERRED CONTRACTORS INSURANCE COMPANY RRG, LLC12497 $53,687,313 $37,161,862 $124,465,747$33,616,572 $76,598,121 $15,457,139 $109,432,256$17,376,996 $15,033,491 $5,965
PREFERRED PHYSICIANS MEDICAL RRG44083 $18,438,320 $0 $24,395,175$5,956,855 $2,827,910 $0 $19,395,175$16,567,265 $5,000,000 ($298)
PREFERRED PROFESSIONAL RRG14919 $494,061 $0 $877,412$383,351 $65,694 $24,856 $275,170$184,620 $602,242 $0
PROASSURANCE AMERICAN MUTUAL, A RISK RETENTION GROUP15647 $11,546,148 $0 $13,564,942$2,018,794 $261,170 $143,510 $2,565,376$2,160,696 $10,999,566 $0
PROBUILDERS SPECIALTY INS CO RRG11671 $10,091,175 $0 $12,039,163$1,947,988 $18,997 $0 $190,537$171,540 $11,848,626 $0
PROFESSIONAL EXCHANGE ASSURANCE COMPANY (A RISK RETENTION GROUP)
14461 $13,923,606 $0 $14,204,898$281,292 $7,968,117 $642,863 $8,319,249($291,731) $5,885,649 ($80)
PROFESSIONAL QUALITY LIABILITY INSURANCE COMPANY, A RISK RETENTION GROUP
12608 $0 $0 $0$0 $0 $0 $0$0 $0 $0
PROFESSIONALS RISK RETENTION GROUP, INC.13067 $1,846,189 $0 $3,151,491$1,305,302 $772,732 $693,116 $1,942,628$476,780 $1,208,863 $11
PROSPECT MEDICAL HOLDINGS RISK RETENTION GROUP, INC. IC15990 $24,257,492 $0 $35,108,824$10,851,332 $18,293,357 $7,081,206 $29,913,453$4,538,890 $5,195,371 ($223)
PUBLIC UTILITY MUTUAL INSURANCE COMPANY, RRG11350 $7,904,837 $0 $8,043,258$138,421 $1,027,243 $257,090 $1,351,763$67,430 $6,691,495 $0
RECOVER INSURANCE COMPANY RISK RETENTION GROUP, INC.16155 $2,111,640 $0 $2,650,490$538,850 $85,325 $265,930 $692,008$340,753 $1,958,482 $2
RECREATION RISK RETENTION GROUP, INC.15905 $3,943,172 $75,394 $4,444,079$425,513 $619,860 $419,658 $1,278,162$238,644 $3,165,917 ($162)
RED CLAY RISK RETENTION GROUP, INC.13078 $7,184,185 $49,630 $9,174,788$1,940,973 $3,066,299 $173,939 $3,867,438$627,200 $5,307,350 $0
RED ROCK RISK RETENTION GROUP, INC.13736 $5,108,327 $0 $5,729,940$621,613 $2,289,124 $415,250 $2,793,632$89,258 $2,936,308 $55
REPUBLIC RRG12019 $0 $0 $0$0 $0 $0 $0$0 $0 $0
RESTORATION RISK RETENTION GROUP, INC.12209 $77,160,795 $0 $88,805,381$11,644,586 $38,494,068 $7,616,698 $48,928,519$2,817,753 $39,876,862 $1
ROMULUS INSURANCE RISK RETENTION GROUP, INC.15744 $1,723,704 $0 $3,496,666$1,772,962 $535,000 $499,315 $1,065,582$31,267 $2,431,084 $0
SAGE RISK RETENTION GROUP, INC.15631 $2,886,247 $0 $5,019,407$2,133,160 $2,793,982 $893,935 $3,940,563$252,646 $1,078,843 $1
SAINT LUKE'S HLTH SYSTEM RRG11712 $7,936,769 $0 $13,496,178$5,559,409 $3,646,685 $1,260,957 $5,085,301$177,659 $8,410,877 $110
SAMARITAN RISK RETENTION GROUP, INC.12511 $43,486,132 $0 $45,096,412$1,610,280 $11,018,180 $6,377,522 $19,816,845$2,421,143 $25,279,567 ($642)
SCRUBS MUTUAL ASSURANCE COMPANY RISK RETENTION GROUP12988 $10,759,743 $1,402,895 $15,801,761$3,639,123 $9,212,555 $1,682,017 $11,728,564$833,992 $4,073,197 $383
SELECT MD RRG14136 $1,531,556 $31,052 $1,972,235$409,627 $587,907 $339,488 $1,196,257$268,862 $775,978 $23
SENIORSFIRST RISK RETENTION GROUP, INC.16088 $0 $0 $1,000,000$1,000,000 $0 $0 $0$0 $1,000,000 $0
SIGMA RRG, INC.13557 $17,523,704 $0 $17,833,081$309,377 $9,100,344 $443,403 $9,896,492$352,745 $7,936,589 ($16)
SOUTHWEST PHYSICIANS RISK RETENTION GROUP, INC.12907 $29,566,012 $0 $29,772,877$206,865 $9,224,659 $0 $10,911,947$1,687,288 $18,860,929 ($2,144)
SPIRIT COMMERCIAL AUTO RISK RETENTION GROUP14207 $12,385,687 ($5,406,541) $61,647,704$54,668,558 $0 ($3,963,082) $58,745,866$62,708,948 $2,901,838 ($47,582)
SPIRIT MOUNTAIN INSURANCE COMPANY RRG, INC10754 $5,973,315 $0 $6,429,846$456,531 $1,437,476 $841,004 $3,407,929$1,129,449 $3,021,917 ($693)
ST CHARLES INS CO RRG11114 $18,716,125 $0 $19,128,233$412,108 $2,066,763 $20,841 $2,639,022$551,418 $16,489,211 ($1,840)
ST LUKES HEALTH NETWORK INS CO RRG11688 $65,526,445 $0 $68,724,302$3,197,857 $43,009,534 $2,597,882 $45,604,887($2,529) $23,119,415 ($886)
STATES SELF-INSURERS RRG44075 $28,052,118 $0 $29,208,634$1,156,516 $14,958,864 $2,577,449 $18,907,595$1,371,282 $10,301,039 ($38)
STICO MUT INS CO RRG10476 $21,994,926 $0 $23,356,275$1,361,349 $4,873,592 $5,316,721 $10,499,608$309,295 $12,856,667 $28
SUBURBAN HEALTH ORGANIZATION RISK RETENTION GROUP, LLC13135 $233,069 $0 $821,065$587,996 $0 $0 $128,366$128,366 $692,699 $0
Analysis of Risk Retention Groups
COMPANYNAICCash & Invested
AssetsReinsurance Recoverables
Risk Retention Groups - Selected Statutory Balance Sheet and Schedule P Data
Other Assets Total AssetsLoss & LAE
ReservesUnearned
Premium Reserve Other Liabilities Total LiabilitiesPolicyholders'
Surplus
Prior Year-End Loss LAE Reserve Developed
(Savings)/Deficiency (000s)
SUNLAND RISK RETENTION GROUP, INC.14026 $818,905 $0 $4,590,818$3,771,913 $379,658 $122,947 $3,031,367$2,528,762 $1,559,451 $102
TERRA INS CO RRG10113 $25,041,232 $0 $27,799,432$2,758,200 $1,937,948 $0 $9,736,655$7,798,707 $18,062,777 $2
TERRAFIRMA RISK RETENTION GROUP LLC14395 $7,629,096 $0 $7,682,646$53,550 $2,041,359 $631,391 $2,772,732$99,982 $4,909,913 $140
THE HEALTHCARE UNDERWRITING CO RRG10152 $114,790,723 $0 $157,792,655$43,001,932 $98,535,868 $23,466,551 $123,324,070$1,321,651 $34,468,587 ($1,719)
TITAN INS CO INC RRG11153 $68,515,062 $0 $72,658,583$4,143,521 $0 $10,214,863 $15,600,451$5,385,588 $57,058,132 $0
TITLE INDUSTRY ASSURANCE CO RRG10084 $6,819,481 $348,305 $8,249,392$1,081,606 $2,003,818 $561,205 $3,288,489$723,466 $4,960,903 $261
TOWER HEALTH RECIPROCAL RISK RETENTION GROUP16224 $5,301,841 $0 $5,426,125$124,284 $2,497,881 $0 $2,628,540$130,659 $2,797,585 $1,845
TRANSPORT RISK SOLUTIONS RISK RETENTION GROUP, INC.16025 $104,759 $0 $1,038,005$933,246 $0 $0 $442,282$442,282 $595,723 $0
TRANSPORTATION INSURANCE SERVICES RISK RETENTION GROUP, INC.15767 $226,567 $0 $2,049,328$1,822,761 $471,196 $233,250 $1,220,622$516,176 $828,706 $33
TRINITY RISK SOLUTIONS RECIPROCAL INSURANCE COMPANY RRG11958 $8,036,013 $322,774 $9,094,785$735,998 $4,077,976 $538,521 $5,585,039$968,542 $3,509,746 ($38)
UC HEALTH, RRG A RECIPROCAL RISK RETENTION GROUP16015 $1,824,190 $0 $2,520,976$696,786 $6,408 $57,710 $208,869$144,751 $2,312,107 $0
UNITED CENTRAL PA RRG11548 $21,325,944 $0 $23,485,402$2,159,458 $12,145,880 $1,568,835 $13,773,420$58,705 $9,711,982 $912
UNITED EDUCATORS INS RRG INC10020 $827,996,552 $0 $936,984,233$108,987,681 $444,557,095 $98,178,742 $636,114,428$93,378,591 $300,869,805 ($8,605)
UNITED HOME INSURANCE CO A RRG10712 $574,492 $0 $1,218,609$644,117 $0 $115,083 $141,524$26,441 $1,077,085 $0
URGENT CARE ASSURANCE COMPANY RISK RETENTION GROUP12915 $3,348,193 $0 $4,830,926$1,482,733 $1,520,457 $764,173 $3,150,902$866,272 $1,680,024 ($144)
URGENT MD RISK RETENTION GROUP, INC.15908 $7,760,128 $857,870 $15,446,150$6,828,152 $6,276,767 $2,622,121 $11,004,982$2,106,094 $4,441,168 ($815)
UV INSURANCE RISK RETENTION GROUP, INC.13988 $1,256,988 $0 $1,256,988$0 $149,037 $100,000 $298,684$49,647 $958,304 $2
VEHICULAR SERVICE INSURANCE COMPANY, RISK RETENTION GROUP11063 $2,651,116 $0 $2,679,695$28,579 $0 $0 $23,859$23,859 $2,655,836 $0
VELOCITY INSURANCE COMPANY, A RISK RETENTION GROUP15956 $895,480 $0 $2,937,752$2,042,272 $708,333 $437,260 $1,166,343$20,750 $1,771,410 $0
VIRGINIA PHYSICIANS RISK RETENTION GROUP, INC.13974 $1,776,628 $0 $2,219,755$443,127 $889,484 $320,320 $1,456,342$246,538 $763,413 ($27)
WELLSPAN RRG11682 $20,992,023 $0 $31,907,189$10,915,166 $21,715,208 $2,733,030 $24,535,545$87,307 $7,371,644 ($848)
WESTERN CATHOLIC INSURANCE COMPANY RRG14122 $0 $0 $0$0 $0 $0 $0$0 $0 $0
WESTERN PACIFIC MUT INS CO RRG40940 $142,687,325 $0 $144,621,911$1,934,586 $8,207,583 $12,974,659 $25,019,678$3,837,436 $119,602,233 ($2,335)
YELLOWSTONE INSURANCE EXCHANGE (A RISK RETENTION GROUP)11796 $15,323,037 $0 $20,603,117$5,280,080 $7,246,292 $1,403,843 $10,290,316$1,640,181 $10,312,802 ($888)
Analysis of Risk Retention Groups
COMPANYNAICDirect Premium
WrittenNet Premium
Written
Risk Retention Groups - Selected Statutory Income Statement Data
Net Premium Earned
Loss & Loss Adjusted
Expenses IncurredNet Operating Gains/Losses
Net Investment Gains/Losses Net Income/Loss
Other Underwriting
Expenses
ACADEMIC MEDICAL PROFESSIONALS INSURANCE EXCHANGE RISK RETENTION GROUP
12934 $914,606 $813,825 $358,963$687,462 ($26,463) $0 $19,376$354,962
ADVANCED PHYSICIANS INS RRG INC12166 $150,239 $150,239 ($16,708)$121,562 $39,036 $13,880 $52,916$99,234
AEGIS HEALTHCARE RRG, INC.12252 $1,981,779 $1,139,865 $594,052$852,042 ($63,843) $16,669 ($37,114)$321,833
AFFILIATES INSURANCE RECIPROCAL, A RISK RETENTION GROUP13677 $1,452,070 $368,212 $224,999$276,159 ($19,138) $248,835 $249,911$70,298
AGGREGATE SECURITY INSURANCE GROUP, A RISK RETENTION GROUP13606 $0 $0 $0$0 $0 $0 $0$0
AGRI INSURANCE EXCHANGE RRG28380 $937,445 $937,445 $1,603$703,084 $479,044 $188,253 $534,897$222,437
ALLEGIANT INS CO INC A RRG11965 $14,786,504 $5,914,602 $2,672,255$5,914,602 $2,522,490 $161,628 $2,053,316$719,857
ALLIANCE OF NONPROFITS FOR INS RRG10023 $38,821,091 $27,862,794 $16,958,029$24,938,667 $135,016 $1,649,195 $1,958,959$7,845,622
ALLIED GUARANTY INSURANCE COMPANY13024 $124,803 $1,201,644 $1,645,347$3,248,374 $1,458,995 $89,200 $1,223,195$144,032
ALLIED PREMIER INSURANCE A RRG15639 $0 $0 $0$0 $0 $0 $0$0
ALLIED PROFESSIONALS INSURANCE COMPANY, RRG11710 $10,401,266 $7,752,567 $4,042,210$6,875,747 ($640,687) $283,744 ($269,716)$3,474,225
ALLIED SERVICES RISK RETENTION GROUP12013 $1,046,000 $1,046,000 $901,648$766,978 ($328,823) $93,102 ($235,721)$194,153
AMERICAN ASSOC OF OTHODONTISTS RRG10232 $5,875,373 $5,875,373 $3,054,410$5,791,513 $1,219,819 $514,227 $1,385,670$1,517,284
AMERICAN BUILDERS INSURANCE COMPANY RRG, INC.12631 $2,523,886 $2,222,646 $593,706$1,333,397 $26,162 $10,607 $336,769$713,529
AMERICAN CAR DEALERS RRG INC.16182 $0 $0 $0$0 $0 $0 $0$0
AMERICAN CONTRACTORS INS CO RRG12300 $53,550,012 $0 $0$0 $340,937 $38,591 $299,970($340,937)
AMERICAN EXCESS INS EXCHANGE RRG10903 $22,301,258 $19,855,424 $25,329,044$14,815,794 ($14,361,715) $10,765,719 ($3,595,996)$3,848,465
AMERICAN FOREST CASUALTY COMPANY RRG11590 $2,687,880 $2,096,972 $1,199,680$1,820,199 $6,828 $238,751 $220,816$613,691
AMERICAN RISK MGMT RRG INC.15853 $1,732,763 $1,732,763 $1,216,702$2,093,267 $155,862 $11,734 $122,035$720,703
AMERICAN TRUCKING AND TRANSPORTATION INSURANCE COMPANY, RRG11534 $19,941,971 $9,637,646 $8,367,245$10,861,905 ($906,029) $424,649 ($256,149)$3,400,689
A-ONE COMMERCIAL INSURANCE RISK RETENTION GROUP, INC.15597 $15,671,101 $13,463,800 $9,220,469$11,205,155 ($992,831) $216,639 ($622,180)$2,977,517
APPLIED MEDICO-LEGAL SOLUTIONS RRG, INC.11598 $44,063,096 $44,063,096 $21,241,312$30,585,184 ($3,050,376) $3,622,307 $611,232$12,394,248
ARCHITECTS & ENGINEERS INS CO RRG44148 $3,124,305 $683,673 $723,210$1,033,157 ($81,094) $411,251 $330,157$391,041
ARCOA RISK RETENTION GROUP, INC.13177 $10,587,479 $10,587,479 $4,828,378$10,587,479 $1,296,968 $353,605 $1,305,910$4,462,133
ARISE BOILER INSPECTION AND INSURANCE COMPANY RISK RETENTION GROUP13580 $1,253,900 $1,189,461 $0$933,207 $478,423 $15,765 $416,188$454,784
ASSET PROTECTION PROGRAM RISK RETENTION GROUP, INC.12224 $0 $0 $39$0 ($98,155) $0 ($98,155)$98,116
ASSOCIATION OF CERTIFIED MORTGAGE ORIGINATORS RISK RETENTION GROUP, INC.
14425 $1,538,448 $126,660 $30,461$126,660 $60,759 $8 $48,005$35,440
ATTORNEYS INSURANCE MUTUAL OF THE SOUTH, INC RRG33677 $2,990,334 $900,924 $736,573$741,276 ($1,549,089) $201,124 ($1,331,449)$1,553,792
ATTORNEYS INSURANCE MUTUAL RRG INC22670 $4,948,940 $3,118,154 $1,531,773$2,108,027 ($556,643) $294,297 ($130,339)$1,132,897
ATTORNEYS LIAB ASSUR SOCIETY INC RRG10639 $352,575,514 $196,746,546 $100,080,176$147,051,980 $17,224,019 $17,281,268 $25,793,796$29,747,785
ATTPRO RRG RECIPROCAL RISK RETENTION GROUP13795 $4,159,450 $83,189 $51,768$69,200 ($8,603) $0 ($6,879)$26,035
AVIATION ALLIANCE INSURANCE RISK RETENTION GROUP, INC.13791 $0 $0 $0$0 $0 $0 $0$0
BAR VERMONT RISK RETENTION GROUP INC10174 $0 $0 $874,437$1,480,328 ($790,501) $1,913,518 $1,001,268$1,396,392
BAY INSURANCE RISK RETENTION GROUP, INC.15582 $0 $0 $0$0 ($146,839) $0 $48,512$146,839
BEACONHARBOR MUTUAL RISK RETENTION GROUP14487 $16,760 $296 $0$200 ($3,174) $0 ($3,174)$3,374
BEDFORD PHYSICIANS RISK RETENTION GROUP, INC.12933 $18,744,956 $12,375,623 $8,391,164$9,234,074 $429,640 $392,600 $639,832$413,270
BONDED BUILDERS INSURANCE COMPANY, A RISK RETENTION GROUP13010 $731,767 $621,764 $33,860$629,198 $232,240 $51,351 $227,173$363,098
BROADLINE RISK RETENTION GROUP, INC.13788 $21,895,785 $19,703,845 $14,408,100$14,307,658 ($1,561,504) $9,625,196 $8,208,498$1,461,062
BTTS INSURANCE RISK RETENTION GROUP, INC.15591 $0 $0 $0$0 $0 $0 $0$0
C.A.R. RISK RETENTION GROUP, INC.15921 $801,623 $801,623 $605,996$801,624 ($40,231) $0 ($40,231)$235,859
CALIFORNIA HEALTHCARE INS CO INC RRG44504 $22,962,938 $15,510,655 $14,497,386$16,265,539 $338,289 $1,701,459 $1,610,748$1,429,864
CALIFORNIA MEDICAL GRP INS CO RRG12180 $4,695,258 $4,695,258 $4,008,037$3,603,773 ($1,047,583) $260,156 ($774,839)$643,319
CARE RISK RETENTION GROUP, INC.11825 $5,245,622 $4,662,230 $3,540,997$4,947,340 $7,364 $199,850 $183,526$1,398,979
Analysis of Risk Retention Groups
COMPANYNAICDirect Premium
WrittenNet Premium
Written
Risk Retention Groups - Selected Statutory Income Statement Data
Net Premium Earned
Loss & Loss Adjusted
Expenses IncurredNet Operating Gains/Losses
Net Investment Gains/Losses Net Income/Loss
Other Underwriting
Expenses
CAREGIVERS UNITED LIAB INS CO RRG11544 $4,954,583 $4,582,479 $1,587,692$3,925,125 $1,790,552 $604,512 $2,084,323$546,881
CARING COMMUNITIES, A RECIPROCAL RISK RETENTION GROUP12373 $29,877,951 $11,173,060 $5,930,880$8,472,686 $567,695 $1,666,989 $2,234,684$1,974,110
CASSATT RISK RETENTION GROUP INC10808 $17,715,289 $100,000 $96,121$75,000 ($72,853) $35,633 ($29,404)$51,732
CENTRAL PA PHYSICIANS RRG INC11694 $9,278,407 $9,278,407 $8,942,952$8,108,234 ($3,619,417) $1,123,560 ($1,897,836)$2,784,699
CENTURION MEDICAL LIABILITY PROTECTIVE RRG, INC.11976 $4,505,141 $5,402,207 $3,505,428$5,384,017 $389,380 $218,504 $479,106$1,489,209
CHEROKEE GUARANTEE COMPANY INC., RRG14388 $8,534,514 $8,534,514 $4,667,267$6,450,361 $1,120,347 $535,015 $1,240,821$662,747
CIRCLE STAR INS CO RRG11839 $8,977,678 $448,884 $232,424$331,857 $583,152 ($70) $460,636($483,719)
CLAIM PROFESSIONALS LIAB INS CO RRG12172 $2,556,371 $599,553 $282,566$587,562 $3,181 $67,173 $37,782$301,815
CLARIAN HLTH RRG INC11992 $20,683,957 $20,683,957 $563,595$0 ($3,362,732) $4,077 $13,701$2,799,137
CMIC RISK RETENTION GROUP13756 $1,994,378 $71,893 $181,251$182,297 $29,120 $6,433 $28,178($28,074)
COLLEGE LIABILITY INS CO A RECIP RRG44598 $4,944,973 $4,944,973 $447,054$3,311,825 $2,346,567 $542,156 $2,888,723$518,204
COLLEGE RISK RETENTION GROUP, INC.13613 $6,977,422 $5,815,734 $3,359,345$4,625,600 $183,873 $406,458 $590,331$1,082,382
COLUMBIA NATIONAL RRG INC10803 $241,110 $241,110 $0$183,516 $56,718 $17,963 $58,998$126,798
COMCARE PRO INS RECIPROCAL RRG11864 $3,462,561 $3,462,561 $2,759,688$2,225,155 ($844,147) $323,205 ($520,942)$309,614
COMMERCIAL HIRECAR INSURANCE COMPANY, A RISK RETENTION GROUP15836 $0 $0 $0$0 $0 $0 $0$0
COMMUNITIES OF FAITH RRG INC11807 $979,593 $979,593 $308,747$710,254 ($69,571) $236,488 $184,568$471,078
COMMUNITY BLOOD CENTERS EXCH RRG13893 $1,766,984 $1,064,584 $429,446$1,366,632 $319,075 $216,512 $455,912$618,111
COMMUNITY CARE RISK RETENTION GROUP, INC.15798 $3,694,489 $2,892,856 $996,403$1,483,664 $189,507 $73,873 $207,996$297,754
COMMUNITY HEALTH ALLIANCE RECIP RRG11536 $0 $0 $108,778$0 ($876,978) $418,642 ($497,943)$768,200
COMMUNITY HOSPITAL RRG11259 $39,034,381 $17,706,385 $6,209,841$13,279,789 $6,119,569 $4,711,911 $11,361,184$950,378
COMPASS SPECIALTY INSURANCE RISK RETENTION GROUP, INC.15867 $3,574,501 $2,685,424 $1,490,257$2,698,679 $262,660 $9,269 $214,824$945,762
CONSUMER SPECIALTIES INSURANCE COMPANY RRG10075 $518,595 $231,618 $162,011$370,612 ($88,130) $105,095 $16,965$296,730
CONTINUING CARE RRG, INC.11798 $3,752,125 $496,803 ($1,230,596)($215,965) $7,238 $10,982 ($162,830)$1,007,392
CONTRACTORS INS CO OF NORTH AMER RRG11603 $8,153,249 $1,467,585 $1,265,784$1,555,091 ($562,240) $319,132 ($192,055)$851,547
CONTROLLED RISK INS CO OF VT RRG10341 $168,573,788 $25,290,422 $7,413,750$18,952,576 $1,584,965 ($164,485) $1,122,177$9,953,861
COPIC, A RISK RETENTION GROUP14906 $403,837 $18,479 $8,225$22,891 $37,388 ($7,915) $29,473($22,722)
COUNTY HALL INSURANCE COMPANY, INC., A RISK RETENTION GROUP15947 $32,134,760 $26,993,198 $9,036,577$13,703,411 $649,731 $104,136 $595,595$4,017,103
COVERYS RRG, INC.14160 $35,803,463 $1,511,195 ($1,593,033)$1,292,825 $2,342,228 $372,166 $2,584,134$543,630
CPA MUTUAL INS CO OF AMERICA RRG10164 $6,037,639 $3,297,300 $2,687,213$3,161,366 ($307,244) $153,641 ($117,013)$781,397
CROSSFIT RISK RETENTION GROUP, INC.13720 $2,827,420 $2,121,191 $700,517$1,858,860 $80,381 $15,074 $95,455$1,077,962
CRUDEN BAY RRG INC11676 $2,000,000 $2,000,000 $1,495,891$1,495,890 ($166,750) $184,324 $17,574$166,749
CRYSTAL RUN RECIPROCAL RISK RETENTION GROUP13655 $0 $0 $0$0 $0 $0 $0$0
DAN RISK RETENTION GROUP, INC.15928 $1,656,165 $148,616 $169,193$82,402 ($85,388) $19,737 ($51,081)($1,403)
DOCTORS COMPANY RISK RETENTION GROUP, A RECIPROCAL EXCHANGE14347 $5,619,900 ($2,659,607) $1,129,652$923,252 ($1,242,349) ($291,460) ($1,562,999)$1,035,949
DOCTORS PROFESSIONAL LIABILITY RRG, INC.15893 $2,097,122 $1,807,431 $1,258,817$1,883,539 ($40,580) $14,023 ($43,146)$665,302
DUBOIS MEDICAL RRG11842 $1,398,107 $1,398,107 $2,960,915$881,718 ($2,355,941) $415,003 ($1,940,938)$276,744
EAGLE BUILDERS INSURANCE COMPANY RISK RETENTION GROUP, INC.16104 $266,746 $266,746 $187,686$100,021 ($629,698) $101,302 $89,464$542,033
EASTERN DENTISTS INS CO RRG10115 $9,922,247 $8,408,501 $4,379,638$7,953,951 ($42,086) $957,309 $974,168$3,616,398
ELITE TRANSPORTATION RRG INC10125 $0 $0 $0$0 $0 $0 $0$0
EMERGENCY CAPITAL MANAGEMENT, LLC, RRG14163 $0 $62,230 $0($62,230) ($225,282) $113,459 ($85,971)$163,052
EMERGENCY MEDICINE PROFESSIONAL ASSURANCE COMPANY RRG (EMPAC)12003 $5,165,958 $4,491,664 $2,870,373$4,211,648 ($359,620) $229,496 ($53,898)$1,700,895
EMERGENCY PHYSICIANS INSURANCE EXCHANGE RRG (EPIX)11714 $3,595,043 $3,252,796 $2,893,698$3,318,475 ($695,186) $482,008 ($162,179)$1,119,963
EVERGREEN USA RRG INC38466 $0 $0 $0$0 $0 $0 $0$0
EXCELA RECIPROCAL RRG15337 $3,777,804 $3,777,804 $2,487,332$2,834,955 $29,959 $237,986 $267,945$317,664
FIRST MEDICAL INS CO RRG11278 $11,200,000 $11,200,000 $7,848,179$8,376,986 $114,675 ($419,224) ($304,549)$414,132
Analysis of Risk Retention Groups
COMPANYNAICDirect Premium
WrittenNet Premium
Written
Risk Retention Groups - Selected Statutory Income Statement Data
Net Premium Earned
Loss & Loss Adjusted
Expenses IncurredNet Operating Gains/Losses
Net Investment Gains/Losses Net Income/Loss
Other Underwriting
Expenses
FORT WAYNE MEDICAL SURETY COMPANY, RRG12625 $867,507 $867,507 $267,786$644,793 $81,712 $70,397 $143,635$295,295
FRANKLIN CASUALTY INS CO RRG10842 $48,025,515 $3,523,350 $1,658,796$2,640,349 ($66,275) $16,524 ($49,751)$1,047,828
FREDERICKSBURG PROFESSIONAL RISK EXC12016 $2,329,063 $2,329,063 $1,462,027$1,525,155 ($115,779) $184,567 $68,996$178,907
GABLES RISK RETENTION GROUP, INC.14032 $3,502,262 $3,502,262 $1,478,576$2,640,716 $913,303 $119,224 $816,119$248,838
GEISINGER INS CORP RRG12000 $20,062,032 $1,303,204 $500,000$957,336 ($73,053) $12,248 ($60,805)$530,389
GERIC INSURANCE RISK RETENTION GROUP, INC.13782 $130,000 $86,055 ($89,190)$86,055 $98,053 $0 $79,266$77,192
GLOBAL HAWK INSURANCE COMPANY RRG11948 $13,317,109 $6,084,599 $12,836,188$9,770,665 ($7,236,434) $1,746,270 ($5,480,137)$4,170,910
GOLDEN INS CO RRG11145 $3,815,197 $2,770,197 $2,682,666$2,740,687 ($843,991) $170,810 ($417,284)$912,012
GOOD SHEPHERD RECIPROCAL RISK RETENTION GROUP, INC.12512 $2,759,000 $2,759,000 $1,071,178$2,069,250 $809,654 $292,940 $1,102,594$188,418
GOVERNMENT TECHNOLOGY INSURANCE COMPANY RISK RETENTION GROUP, INC.
13973 $1,095,395 $835,512 $26,462$633,279 $130,713 $3,686 $133,605$476,104
GRACO RRG INC11581 $1,390,369 $0 $0$0 $60,823 $3,051 $58,913($60,823)
GRAPH INSURANCE COMPANY, A RISK RETENTION GROUP LLC16415 $0 $0 $0$0 ($47,083) $0 ($47,083)$47,083
GREEN HILLS INS CO RRG11941 $4,148,194 $4,148,194 $50,000$3,051,825 $2,246,516 $103,479 $1,797,765$755,309
GUARDIAN RRG INC11696 $0 $0 $0$0 $0 $0 $0$0
GUTHRIE RRG12014 $7,911,662 $7,911,662 $3,188,529$5,849,146 $2,263,919 $897,341 $3,161,260$396,698
HAMDEN ASSURANCE RRG, INC.13057 $0 $0 $0$0 $25,810 ($4,135) $21,675($25,810)
HEALTH CARE CAS RRG INC12236 $0 $0 ($191,952)$142,826 $106,746 $74,584 $188,687$228,032
HEALTH CARE INDUSTRY LIABILITY RECIPROCAL INSURANCE COMPANY, RRG11832 $34,536,526 $3,082,233 $2,311,304$3,025,254 $453,478 $104,747 $430,740($4,960,968)
HEALTH NETWORK PROVIDERS MUT INS CO11813 $1,078,440 $898,599 $425,218$701,384 $85,617 $120,164 ($4,446)$190,550
HEALTH PROVIDERS INS RECIPROCAL RRG10080 $6,262,130 $4,826,087 $6,256,589$3,916,606 ($3,934,439) $511,809 ($3,422,630)$1,594,456
HEALTHCARE PROVIDERS INS CO RRG11683 $9,275,855 $8,945,652 $5,778,044$7,467,808 ($1,810,369) $1,516,713 ($266,574)$3,500,133
HOME CONSTRUCTION INS CO RRG11950 $0 $0 $0$0 $0 $0 $0$0
HOSPITALITY RISK RETENTION GROUP, INC.16038 $3,759,124 $2,975,763 $2,682,671$3,039,915 ($777,015) $26,871 ($594,160)$1,134,259
HOUSING AUTHORITY RRG INC26797 $28,642,672 $25,932,216 $14,296,270$25,434,185 $815,469 $3,892,193 $4,707,662$10,322,446
HPIC RISK RETENTION GROUP15866 $10,441 $887 $10,687$6,535 ($103,800) $7,962 ($95,838)$99,648
ICI MUTUAL INSURANCE COMPANY, A RISK RETENTION GROUP11268 $60,545,914 $20,850,857 $4,729,374$21,690,371 $8,548,933 $6,320,229 $11,987,734$8,412,064
INDIANA HEALTHCARE RECIP RRG11692 $7,775,168 $7,775,168 $3,125,609$5,831,376 $1,268,090 $3,939,618 $5,178,583$1,437,677
INNOVATIVE PHYSICIAN SOLUTIONS RRG12320 $1,749,910 $1,490,130 $599,921$1,040,744 $10,032 $41,235 $51,267$430,791
IQS INSURANCE RISK RETENTION GROUP, INC.15080 $486,400 $486,400 $110,965$344,406 $80,351 $6,296 $86,647$153,090
IRONSHORE RISK RETENTION GROUP, INC.14375 ($8,079) ($404) $0$241 ($261,260) $668 ($260,592)$261,501
J.M. WOODWORTH RRG, INC.12594 $0 $0 $51,985$0 ($320,234) $152,237 ($168,415)$268,248
KENTUCKIANA MEDICAL RECIPROCAL RRG11872 $5,283,621 $4,459,864 $3,928,841$3,296,647 ($1,612,489) $1,144,850 ($451,997)$980,295
KENTUCKY HOSPITAL INS CO RRG11939 $4,473,919 $4,473,919 $531,848$1,883,905 $559,414 $244,875 $647,634$792,643
LAMMICO RRG, INC.14444 $1,347,602 $45,993 $36,495$26,499 $48,989 $114,033 $163,022($58,985)
LANCET INDEMNITY RISK RETENTION GROUP, INC.13014 $1,700,787 $4,895,013 $4,478,617$7,116,063 $1,041,876 $108,264 ($246,411)$1,595,570
LONE STAR ALLIANCE, INC., A RISK RETENTION GROUP15211 $23,144,653 $895,217 $1,542,073$851,135 $672,504 ($130,833) $525,104($1,363,442)
LVHN RRG11684 $19,364,174 $19,364,174 $4,333,288$0 $283,556 ($283,556) $0$753,555
MAKE TRANSPORTATION INSURANCE, INC., A RISK RETENTION GROUP12554 ($379,061) ($256,069) $1,572,585$1,219,843 ($550,625) $46,944 ($350,661)$197,883
MARATHON FIN INS CO INC RRG11117 $159,276 $159,276 $0$195,779 ($167,705) $31,709 ($107,437)$363,484
MCIC VERMONT INC RRG10697 $286,195,837 $275,278,465 $213,854,980$186,918,487 ($57,895,667) $57,714,908 $0$30,959,174
MD RISK RETENTION GROUP, INC.12355 $4,076,918 $2,845,793 $1,132,447$3,220,665 $1,531,932 $470,738 $1,779,796$556,286
MED MAL RISK RETENTION GROUP, INC.14446 $1,042,531 $47,092 $43,547$27,010 ($115,816) $28,714 ($71,267)$99,279
MEDAMERICA MUTUAL RRG INC26257 $31,857,229 $23,217,530 $14,153,731$17,465,914 $2,356,345 $1,760,853 $3,171,966$955,838
MEDCHOICE RISK RETENTION GROUP, INC.15738 $7,592,627 $379,632 $144,357$195,991 ($1,991,081) ($15,499) ($48,237)$2,042,715
Analysis of Risk Retention Groups
COMPANYNAICDirect Premium
WrittenNet Premium
Written
Risk Retention Groups - Selected Statutory Income Statement Data
Net Premium Earned
Loss & Loss Adjusted
Expenses IncurredNet Operating Gains/Losses
Net Investment Gains/Losses Net Income/Loss
Other Underwriting
Expenses
MEDPRO RRG RISK RETENTION GROUP13589 $106,784,474 $2,133,036 $1,881,360$2,221,175 ($366,496) $448,552 $103,916$706,311
MENTAL HEALTH RISK RETENTION GROUP44237 $9,176,646 $3,647,717 $1,490,253$3,092,069 $790,134 $436,792 $950,822$811,682
MICA RISK RETENTION GROUP, INC.15527 $0 $0 $0$0 ($17,203) $3,736 ($13,467)$17,203
MIDWEST INSURANCE GROUP, INC., A RISK RETENTION GROUP11999 $2,585,167 $2,165,234 $969,210$2,090,918 ($57,258) $37,034 ($110,289)$1,178,966
MLM RISK RETENTION GROUP, INC.16026 $30,551 $1,441 ($1,638)$901 ($17,053) $7,550 ($9,503)$19,592
MMIC RRG, INC.14062 $49,498 $2,179 $0$4,952 ($39,152) $0 ($39,152)$44,104
MONTAUK RISK RETENTION GROUP, INC.16218 $4,809,003 $4,809,003 $4,561,092$4,800,362 ($111,424) $0 ($87,068)$350,694
MOUNTAIN LAKE RISK RETENTION GROUP, INC.13812 $286,000 $286,000 $99,772$213,833 $38,839 $0 $93,342$146,679
MOUNTAIN LAUREL RRG INC11547 $35,493,500 $4,511,049 $750,651$3,511,263 $1,322,765 $1,245,453 $2,882,164$1,437,847
MOUNTAIN STATES HEALTHCARE RECIP RRG11585 $22,916 $22,916 ($257,695)$22,466 ($704,935) $367,353 $563,723$985,096
NASW RISK RETENTION GROUP, INC.14366 $6,717,087 $3,844,481 $1,484,345$3,513,663 $593,748 $110,872 $562,867$1,435,570
NATIONAL ASSISTED LIVING RRG, INC.11806 $2,347,838 $2,347,838 $1,157,643$1,779,406 ($160,755) $98,656 ($62,099)$782,518
NATIONAL BUILDERS & CONTRACTORS INS12235 $0 ($4,222) ($293)$4,222 ($64,186) $41,495 ($22,271)$68,701
NATIONAL CATHOLIC RRG10083 $19,767,048 $9,271,494 $6,523,137$8,449,136 $16,393 $769,997 $842,750$1,909,607
NATIONAL GUARDIAN RISK RETENTION GROUP36072 $3,223,549 $350,105 $211,161$269,414 ($146,452) $42,984 ($101,559)$204,705
NATIONAL HOME INSURANCE CO RRG44016 $0 $0 $1,202,788$497,995 ($1,154,673) $94,113 ($1,062,159)$449,880
NATIONAL INDEPENDENT TRUCKERS IC RRG11197 $8,515,211 $3,967,962 $2,392,818$3,482,035 ($230,736) $198,247 ($14,765)$1,319,953
NATIONAL MEDICAL PROFESSIONAL RISK RETENTION GROUP, INC.12529 $0 $0 ($31,388)$0 ($162,687) ($3,247) $184,066$194,075
NATIONAL SERVICE CONTRACT INSURANCE COMPANY (RRG)10234 $385,939 $303,439 $0$478,507 $165,110 $93,268 $230,366$313,397
NATIONAL TRANSPORTATION INSURANCE COMPANY RISK RETENTION GROUP, LLC
16011 $10,849,627 $2,141,406 $1,118,133$3,222,518 $222,145 $16,911 $188,854$1,882,240
NCMIC RISK RETENTION GROUP, INC.14130 $6,564,829 $627,335 $156,677$596,767 $814,581 $42,305 $311,346($374,491)
NEW HOME WARRANTY INSURANCE COMPANY, A RISK RETENTION GROUP13792 $12,448,645 $2,712,934 $1,350,048$1,657,541 ($62,627) $251,610 $95,306$370,120
NEW STAR RISK RETENTION GROUP, INC.12532 $0 $0 $0$0 $0 $0 $0$0
NEW YORK HEALTHCARE INSURANCE COMPANY, INC., RRG12275 $9,843,353 $8,304,587 $4,975,361$7,838,067 $827,288 $166,235 $640,843$2,035,418
OASIS RECIPROCAL RISK RETENTION GROUP13644 $896,034 $3,599,867 $1,428,397$2,692,503 $365,834 $685 $688,813$898,272
OMS NATL INS CO RRG44121 $61,375,069 $57,561,205 $35,476,641$48,415,175 ($6,369,579) $7,825,449 $1,462,929$19,308,113
ONYX INSURANCE COMPANY, INC., A RISK RETENTION GROUP15208 $19,762,634 $16,374,358 $20,436,948$13,665,954 ($10,616,981) $50,031 ($8,324,846)$3,845,987
OOIDA RISK RETENTION GROUP INC10353 $45,283,188 $15,849,116 $11,340,457$14,328,899 ($1,847,102) $762,515 ($809,809)$4,835,544
OPHTHALMIC MUTUAL INS CO RRG44105 $31,954,275 $29,303,932 $17,469,046$27,603,954 ($1,507,575) $6,395,368 $4,543,153$11,642,483
ORANGE COUNTY MEDICAL RECIP INS RRG12183 $649,220 $649,220 $516,621$455,790 ($174,729) $155,912 ($18,817)$113,899
ORTHOFORUM INSURANCE COMPANY (A RISK RETENTION GROUP)14260 $2,356,247 $285,586 $2,150,131$2,194,955 ($337,910) $392,364 ($58,546)$382,734
P&S INSURANCE RISK RETENTION GROUP, INC.15583 $0 $0 $0$0 ($152,373) $0 ($3,871)$152,373
PACE RRG INC11575 $6,723,351 $100,000 $150,000$75,205 ($182,985) $33,116 ($149,869)$108,190
PALLADIUM RISK RETENTION GROUP, INC.15279 $26,096,439 $24,847,168 $18,221,028$18,645,985 ($1,330,917) $1,681,797 $250,182$1,755,874
PARATRANSIT INSURANCE COMPANY, RRG44130 $7,930,175 $5,399,488 $3,236,792$4,752,364 $141,767 $773,443 $660,155$1,373,805
PCH MUTUAL INSURANCE COMPANY, RRG11973 $2,697,588 $1,241,078 $895,159$886,355 ($710,399) $235,409 ($331,838)$701,595
PEACE CHURCH RRG INC11846 $3,073,556 $2,840,971 $1,418,475$2,130,766 ($180,763) $294,514 $538,897$893,054
PELICAN INS RRG11587 $3,649,017 $1,783,788 $2,108,355$1,478,588 ($1,511,420) $723,941 ($787,479)$881,653
PHOEBE RECIPROCAL RRG12004 $387,248 $387,248 $186,547$290,436 ($52,194) $63,034 $10,840$156,083
PHYSICIANS CASUALTY RISK RETENTION GROUP, INC.13995 $0 $0 $0$0 $0 $0 $0$0
PHYSICIANS INDEMNITY RISK RETENTION GROUP, INC.12746 $2,294,399 $1,218,714 $565,377$1,272,607 ($106,801) $12,384 ($73,166)$814,031
PHYSICIANS PROACTIVE PROTECTION, INC. RISK RETENTION GROUP12507 $15,184,489 $10,816,604 $2,770,768$7,619,490 $3,116,384 $1,101,093 $3,392,752$1,732,338
PHYSICIANS PROFESSIONAL LIABILTY RRG11514 $0 $0 $0$0 $0 $0 $0$0
PHYSICIANS REIMBURSEMENT RRG10934 $2,281,500 $2,281,500 ($272,015)$1,706,437 $778,128 $411,373 $941,059$1,200,324
Analysis of Risk Retention Groups
COMPANYNAICDirect Premium
WrittenNet Premium
Written
Risk Retention Groups - Selected Statutory Income Statement Data
Net Premium Earned
Loss & Loss Adjusted
Expenses IncurredNet Operating Gains/Losses
Net Investment Gains/Losses Net Income/Loss
Other Underwriting
Expenses
PHYSICIANS SPECIALTY LTD RRG11513 $1,000 $100 ($495,532)$75 $405,873 $693,229 $996,626$89,734
PIH INSURANCE COMPANY, A RECIPROCAL RISK RETENTION GROUP13582 $6,124,216 $5,096,216 $1,075,121$3,822,162 $2,056,299 $216,317 $2,272,616$690,742
PINNACLE CONSORTIUM OF HIGHER ED RRG11980 $5,430,704 $5,430,704 $6,136,332$3,943,422 ($2,903,526) $1,548,760 ($1,354,766)$710,616
PLATINUM TRANSPORT INSURANCE RISK RETENTION GROUP, INC.15796 $5,208,796 $3,863,663 $2,462,122$4,388,306 $895,779 $6,877 $862,199$1,030,405
PONCE DE LEON LTC RRG, INC.11809 $0 $0 ($45,143)$0 ($207,980) $148,185 ($59,795)$253,123
PREFERRED CONTRACTORS INSURANCE COMPANY RRG, LLC12497 $24,547,359 $3,567,791 $9,320,466$2,883,374 ($1,203,158) $205,816 ($825,965)($5,233,934)
PREFERRED PHYSICIANS MEDICAL RRG44083 $27,131,962 $0 $335,000$0 ($185,996) $185,996 $0($149,004)
PREFERRED PROFESSIONAL RRG14919 $347,672 $36,506 $26,427$29,363 ($2,157) $0 ($2,157)$5,093
PROASSURANCE AMERICAN MUTUAL, A RISK RETENTION GROUP15647 $5,280,287 $225,373 $165,046$188,552 $617,132 $129,621 $584,805($593,626)
PROBUILDERS SPECIALTY INS CO RRG11671 $0 $0 $98$0 ($301,786) $121,209 ($180,577)$301,688
PROFESSIONAL EXCHANGE ASSURANCE COMPANY (A RISK RETENTION GROUP)14461 $4,083,058 $2,575,558 $1,327,931$1,932,696 ($148,507) $183,888 $21,399$753,271
PROFESSIONAL QUALITY LIABILITY INSURANCE COMPANY, A RISK RETENTION GROUP
12608 $0 $0 $0$0 $0 $0 $0$0
PROFESSIONALS RISK RETENTION GROUP, INC.13067 $2,734,962 $328,869 $142,647$245,194 $29,000 $9,524 ($107,448)$73,547
PROSPECT MEDICAL HOLDINGS RISK RETENTION GROUP, INC. IC15990 $12,907,449 $9,267,831 $6,358,413$6,776,788 $69,178 $365,500 $293,133$349,197
PUBLIC UTILITY MUTUAL INSURANCE COMPANY, RRG11350 $1,800,149 $1,019,978 $376,987$762,888 ($7,555) $144,684 $137,129$393,456
RECOVER INSURANCE COMPANY RISK RETENTION GROUP, INC.16155 $1,852,803 $603,017 $113,122$362,472 $43,343 $1,190 $44,533$206,007
RECREATION RISK RETENTION GROUP, INC.15905 $1,041,303 $847,904 $229,159$654,741 $22,040 $45,552 $59,389$403,542
RED CLAY RISK RETENTION GROUP, INC.13078 $1,767,579 $1,412,631 $745,438$1,064,912 ($95,890) $141,200 $143,331$415,364
RED ROCK RISK RETENTION GROUP, INC.13736 $1,661,000 $1,661,000 $734,937$1,245,750 $251,887 $52,826 $344,184$258,926
REPUBLIC RRG12019 $0 $0 $0$0 $0 $0 $0$0
RESTORATION RISK RETENTION GROUP, INC.12209 $13,788,887 $12,000,020 $5,264,745$10,529,485 $3,001,873 $1,125,404 $3,038,062$2,262,868
ROMULUS INSURANCE RISK RETENTION GROUP, INC.15744 $750,000 $750,000 $135,000$560,959 $286,303 ($24,964) $261,339$139,656
SAGE RISK RETENTION GROUP, INC.15631 $1,186,833 $1,186,833 $972,996$1,496,916 $45,951 $29,227 $29,271$477,969
SAINT LUKE'S HLTH SYSTEM RRG11712 $4,195,748 $2,723,031 $1,732,732$1,976,240 ($229,982) $361,877 ($134,656)$473,490
SAMARITAN RISK RETENTION GROUP, INC.12511 $7,322,139 $7,322,139 $4,546,349$7,067,926 $1,553,498 $329,280 $1,445,548$968,079
SCRUBS MUTUAL ASSURANCE COMPANY RISK RETENTION GROUP12988 $6,172,143 $5,017,718 $2,927,675$4,678,077 ($207,039) $270,082 $328,501$1,957,441
SELECT MD RRG14136 $1,338,732 $211,746 $115,795$155,018 ($62,974) $10,341 ($74,459)$102,197
SENIORSFIRST RISK RETENTION GROUP, INC.16088 $0 $0 $0$0 $0 $0 $0$0
SIGMA RRG, INC.13557 $0 $0 $1,400,568$1,780,132 $165,796 $444,919 $495,677$213,768
SOUTHWEST PHYSICIANS RISK RETENTION GROUP, INC.12907 $0 $0 ($2,145,388)$0 $1,986,594 $49,155 $753,441$158,794
SPIRIT COMMERCIAL AUTO RISK RETENTION GROUP14207 $38,239,279 ($77,767,369) ($44,000,978)($45,868,961) ($18,537,627) $1,650,038 ($11,302,643)$16,669,644
SPIRIT MOUNTAIN INSURANCE COMPANY RRG, INC10754 $2,348,327 $1,979,642 $68,627$1,603,935 $670,418 $30,006 $16,135$864,890
ST CHARLES INS CO RRG11114 $1,875,815 $1,875,815 $226,603$1,880,942 $1,261,028 $432,393 $1,403,514$393,311
ST LUKES HEALTH NETWORK INS CO RRG11688 $3,797,289 $3,797,289 $8,120,354$9,954,947 $1,037,848 $1,139,555 $2,195,847$796,745
STATES SELF-INSURERS RRG44075 $10,153,277 $3,651,094 $1,979,635$3,186,504 $53,283 $445,105 $498,388$1,153,586
STICO MUT INS CO RRG10476 $2,838,838 $2,129,878 $855,040$2,070,702 ($118,450) $687,788 $606,405$1,334,112
SUBURBAN HEALTH ORGANIZATION RISK RETENTION GROUP, LLC13135 $2,675,597 $2,675,597 $75,625$0 ($2,370) $4,189 $1,516($73,255)
SUNLAND RISK RETENTION GROUP, INC.14026 $5,237,923 $5,237,923 $268,396$400,845 ($52,477) $0 ($16,695)$173,912
TERRA INS CO RRG10113 $7,995,247 $5,431,246 $1,123,187$5,431,244 $1,469,070 $293,303 $1,551,229$2,838,987
TERRAFIRMA RISK RETENTION GROUP LLC14395 $1,526,211 $1,526,211 $704,420$1,118,126 $36,058 $91,328 $131,911$377,648
THE HEALTHCARE UNDERWRITING CO RRG10152 $30,718,365 $30,718,365 $25,412,479$26,775,031 ($538,838) $995,739 $794,710$1,901,390
TITAN INS CO INC RRG11153 $24,761,377 $3,657,209 $0$3,059,696 $1,933,637 $281,246 $3,072,908$1,126,059
TITLE INDUSTRY ASSURANCE CO RRG10084 $4,025,933 $896,631 $606,346$866,286 $107,630 $113,743 $175,753$152,310
TOWER HEALTH RECIPROCAL RISK RETENTION GROUP16224 $0 $0 $1,844,818$2,957,999 $841,834 $47,399 $753,162$271,347
Analysis of Risk Retention Groups
COMPANYNAICDirect Premium
WrittenNet Premium
Written
Risk Retention Groups - Selected Statutory Income Statement Data
Net Premium Earned
Loss & Loss Adjusted
Expenses IncurredNet Operating Gains/Losses
Net Investment Gains/Losses Net Income/Loss
Other Underwriting
Expenses
TRANSPORT RISK SOLUTIONS RISK RETENTION GROUP, INC.16025 $0 $0 $0$0 ($192,800) $3,122 $41,567$192,800
TRANSPORTATION INSURANCE SERVICES RISK RETENTION GROUP, INC.15767 $311,000 $311,000 $179,332$326,750 $18,568 $0 $14,669$128,850
TRINITY RISK SOLUTIONS RECIPROCAL INSURANCE COMPANY RRG11958 $2,830,462 $1,728,320 $1,148,662$1,189,799 ($681,164) $185,770 ($452,746)$722,301
UC HEALTH, RRG A RECIPROCAL RISK RETENTION GROUP16015 $78,797 $65,336 $6,199$9,162 ($296,423) ($68,947) ($293,826)$299,386
UNITED CENTRAL PA RRG11548 $6,275,340 $6,275,340 $5,213,602$4,706,505 ($821,050) $209,510 ($611,540)$313,953
UNITED EDUCATORS INS RRG INC10020 $159,584,377 $130,270,417 $84,609,448$115,522,698 $4,220,342 $18,821,718 $23,533,887$26,692,908
UNITED HOME INSURANCE CO A RRG10712 $0 $0 $0$68,824 ($34,051) $945 ($26,154)$102,875
URGENT CARE ASSURANCE COMPANY RISK RETENTION GROUP12915 $1,283,439 $924,309 $489,090$1,012,366 $116,304 $30,379 $62,439$406,972
URGENT MD RISK RETENTION GROUP, INC.15908 $6,573,311 $5,472,449 $1,463,967$3,984,820 $1,747,590 $0 $1,380,596$773,263
UV INSURANCE RISK RETENTION GROUP, INC.13988 $300,000 $300,000 $24,037$222,917 $19,028 $0 $19,028$179,852
VEHICULAR SERVICE INSURANCE COMPANY, RISK RETENTION GROUP11063 $0 $0 $0$0 ($14,344) $34,900 $19,353$14,344
VELOCITY INSURANCE COMPANY, A RISK RETENTION GROUP15956 $525,000 $525,000 $75,000$407,192 $179,225 $0 $179,225$152,967
VIRGINIA PHYSICIANS RISK RETENTION GROUP, INC.13974 $1,281,282 $202,695 $449,854$209,310 ($386,288) $7,227 ($338,006)$145,744
WELLSPAN RRG11682 $10,843,000 $10,843,000 $6,864,455$8,109,970 $824,574 $294,388 $1,118,962$420,941
WESTERN CATHOLIC INSURANCE COMPANY RRG14122 $0 $0 $0$0 $0 $0 $0$0
WESTERN PACIFIC MUT INS CO RRG40940 $3,714,666 $3,114,213 $2,313,303$1,957,792 ($3,212,969) $3,105,752 ($592,836)$2,857,458
YELLOWSTONE INSURANCE EXCHANGE (A RISK RETENTION GROUP)11796 $7,399,051 $5,002,142 $757,984$3,598,299 $972,958 $369,415 $1,342,373$1,867,358
Analysis of Risk Retention Groups
COMPANYNAIC
Liquidity
Cash to Losses and
LAE Reserves
Risk Retention Groups - Selected Financial Ratios
Leverage
Loss & LAE Reserves to
PHS NPW to PHSLoss & LAE
Ratio Expense RatioDPW to PHSCombined
Ratio
ACADEMIC MEDICAL PROFESSIONALS INSURANCE EXCHANGE RISK RETENTION GROUP12934 47.96 289.66 62.3386.58 31.04 52.22 43.6234.88 95.83
ADVANCED PHYSICIANS INS RRG INC12166 5.80 0.00 0.005.72 10.37 -13.74 66.0510.37 52.31
AEGIS HEALTHCARE RRG, INC.12252 134.23 104.67 71.73100.78 40.56 69.72 28.2370.51 97.96
AFFILIATES INSURANCE RECIPROCAL, A RISK RETENTION GROUP13677 26.21 917.15 12.5730.21 6.13 81.47 19.0924.17 100.57
AGGREGATE SECURITY INSURANCE GROUP, A RISK RETENTION GROUP13606 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
AGRI INSURANCE EXCHANGE RRG28380 16.42 784.97 15.1819.56 5.64 0.23 23.735.64 23.96
ALLEGIANT INS CO INC A RRG11965 62.97 276.94 64.73112.89 35.63 45.18 12.1789.08 57.35
ALLIANCE OF NONPROFITS FOR INS RRG10023 80.66 173.97 141.47198.52 73.39 68.00 28.16102.25 96.16
ALLIED GUARANTY INSURANCE COMPANY13024 199.36 2,968.03 4.06240.20 30.77 50.65 11.993.20 62.64
ALLIED PREMIER INSURANCE A RRG15639 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
ALLIED PROFESSIONALS INSURANCE COMPANY, RRG11710 65.07 214.26 91.96128.21 36.49 58.79 44.8148.96 103.60
ALLIED SERVICES RISK RETENTION GROUP12013 41.35 387.48 43.5369.75 28.22 117.56 18.5628.22 136.12
AMERICAN ASSOC OF OTHODONTISTS RRG10232 66.89 192.38 146.18188.11 34.36 52.74 25.8234.36 78.56
AMERICAN BUILDERS INSURANCE COMPANY RRG, INC.12631 143.24 199.36 66.39189.57 214.75 44.53 32.10243.85 76.63
AMERICAN CAR DEALERS RRG INC.16182 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
AMERICAN CONTRACTORS INS CO RRG12300 245.06 0.00 0.00266.26 0.00 0.00 0.00503.03 0.00
AMERICAN EXCESS INS EXCHANGE RRG10903 48.98 231.67 81.7292.73 14.10 170.96 19.3815.84 190.34
AMERICAN FOREST CASUALTY COMPANY RRG11590 57.72 272.66 71.67112.79 45.03 65.91 29.2757.72 95.17
AMERICAN RISK MGMT RRG INC.15853 78.92 180.82 117.66167.91 107.66 58.12 41.59107.66 99.72
AMERICAN TRUCKING AND TRANSPORTATION INSURANCE COMPANY, RRG11534 123.63 111.32 412.26567.36 147.05 77.03 35.29304.27 112.32
A-ONE COMMERCIAL INSURANCE RISK RETENTION GROUP, INC.15597 109.92 148.34 302.43493.11 266.69 82.29 22.11310.41 104.40
APPLIED MEDICO-LEGAL SOLUTIONS RRG, INC.11598 91.67 163.40 148.87222.99 93.34 69.45 28.1393.34 97.58
ARCHITECTS & ENGINEERS INS CO RRG44148 71.32 366.47 35.1091.74 6.24 70.00 57.2028.50 127.20
ARCOA RISK RETENTION GROUP, INC.13177 62.66 169.33 137.71146.12 117.21 45.60 42.15117.21 87.75
ARISE BOILER INSPECTION AND INSURANCE COMPANY RISK RETENTION GROUP13580 31.24 2,714.33 4.2235.79 33.47 0.00 38.2335.28 38.23
ASSET PROTECTION PROGRAM RISK RETENTION GROUP, INC.12224 4.21 2,635.44 3.894.31 0.00 0.00 0.000.00 0.00
ASSOCIATION OF CERTIFIED MORTGAGE ORIGINATORS RISK RETENTION GROUP, INC.14425 108.88 1,475.75 6.68107.34 10.55 24.05 27.98128.18 52.03
ATTORNEYS INSURANCE MUTUAL OF THE SOUTH, INC RRG33677 58.70 410.80 56.89137.18 18.58 99.37 172.4761.65 271.83
ATTORNEYS INSURANCE MUTUAL RRG INC22670 52.21 292.75 69.34105.98 36.61 72.66 36.3358.11 109.00
ATTORNEYS LIAB ASSUR SOCIETY INC RRG10639 61.22 216.46 117.56155.78 25.08 68.06 15.1244.94 83.18
ATTPRO RRG RECIPROCAL RISK RETENTION GROUP13795 143.83 1,181.20 16.86286.46 8.64 74.81 31.30431.76 106.11
AVIATION ALLIANCE INSURANCE RISK RETENTION GROUP, INC.13791 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
BAR VERMONT RISK RETENTION GROUP INC10174 28.14 650.50 17.5032.04 0.00 59.07 0.000.00 0.00
BAY INSURANCE RISK RETENTION GROUP, INC.15582 55.06 0.00 0.0029.00 0.00 0.00 0.000.00 0.00
BEACONHARBOR MUTUAL RISK RETENTION GROUP14487 37.61 0.00 0.001.81 0.03 0.00 1,139.861.62 1,139.86
BEDFORD PHYSICIANS RISK RETENTION GROUP, INC.12933 132.67 84.67 370.88416.62 126.42 90.87 3.34191.48 94.21
BONDED BUILDERS INSURANCE COMPANY, A RISK RETENTION GROUP13010 46.62 1,384.39 11.5274.32 28.93 5.38 58.4034.05 63.78
BROADLINE RISK RETENTION GROUP, INC.13788 86.53 145.62 219.78276.94 73.62 100.70 7.4281.80 108.12
BTTS INSURANCE RISK RETENTION GROUP, INC.15591 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
C.A.R. RISK RETENTION GROUP, INC.15921 147.11 72.42 44.8647.79 63.60 75.60 29.4263.60 105.02
CALIFORNIA HEALTHCARE INS CO INC RRG44504 59.31 215.62 90.66115.95 26.35 89.13 9.2239.00 98.35
CALIFORNIA MEDICAL GRP INS CO RRG12180 95.63 132.07 292.70369.65 114.13 111.22 13.70114.13 124.92
CARE RISK RETENTION GROUP, INC.11825 117.21 111.71 274.79359.81 97.67 71.57 30.01109.89 101.58
CAREGIVERS UNITED LIAB INS CO RRG11544 39.99 302.56 50.4261.00 16.41 40.45 11.9317.74 52.38
CARING COMMUNITIES, A RECIPROCAL RISK RETENTION GROUP12373 47.42 477.97 32.2673.11 19.86 70.00 17.6753.10 87.67
Analysis of Risk Retention Groups
COMPANYNAIC
Liquidity
Cash to Losses and
LAE Reserves
Risk Retention Groups - Selected Financial Ratios
Leverage
Loss & LAE Reserves to
PHS NPW to PHSLoss & LAE
Ratio Expense RatioDPW to PHSCombined
Ratio
CASSATT RISK RETENTION GROUP INC10808 288.98 6,321.21 2.40437.70 2.72 128.16 51.73482.00 179.89
CENTRAL PA PHYSICIANS RRG INC11694 58.12 239.69 82.50114.93 46.61 110.29 30.0146.61 140.31
CENTURION MEDICAL LIABILITY PROTECTIVE RRG, INC.11976 56.64 306.21 48.9084.81 49.50 65.11 27.5741.28 92.67
CHEROKEE GUARANTEE COMPANY INC., RRG14388 92.50 121.96 400.70452.04 173.15 72.36 7.77173.15 80.12
CIRCLE STAR INS CO RRG11839 107.80 468.74 29.94151.31 18.78 70.04 -107.76375.67 -37.72
CLAIM PROFESSIONALS LIAB INS CO RRG12172 62.54 467.60 30.1688.19 21.14 48.09 50.3490.14 98.43
CLARIAN HLTH RRG INC11992 104.28 0.00 0.00184.23 736.81 0.00 13.53736.81 0.00
CMIC RISK RETENTION GROUP13756 76.56 282.93 69.12149.73 3.18 99.43 -39.0588.12 60.38
COLLEGE LIABILITY INS CO A RECIP RRG44598 56.25 284.45 78.61125.78 62.12 13.50 10.4862.12 23.98
COLLEGE RISK RETENTION GROUP, INC.13613 92.08 202.12 111.74207.95 53.73 72.63 18.6164.47 91.24
COLUMBIA NATIONAL RRG INC10803 39.40 0.00 0.0061.52 20.96 0.00 52.5920.96 52.59
COMCARE PRO INS RECIPROCAL RRG11864 113.16 213.61 97.92236.70 199.45 124.02 8.94199.45 132.96
COMMERCIAL HIRECAR INSURANCE COMPANY, A RISK RETENTION GROUP15836 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
COMMUNITIES OF FAITH RRG INC11807 12.29 1,020.31 10.5613.25 7.80 43.47 48.097.80 91.56
COMMUNITY BLOOD CENTERS EXCH RRG13893 19.29 956.28 12.1422.39 7.27 31.42 58.0612.07 89.48
COMMUNITY CARE RISK RETENTION GROUP, INC.15798 125.80 136.33 230.54395.38 122.31 67.16 10.29156.21 77.45
COMMUNITY HEALTH ALLIANCE RECIP RRG11536 77.76 184.46 168.22241.28 0.00 0.00 0.000.00 0.00
COMMUNITY HOSPITAL RRG11259 46.94 245.23 71.5882.38 12.78 46.76 5.3728.18 52.13
COMPASS SPECIALTY INSURANCE RISK RETENTION GROUP, INC.15867 77.69 270.09 89.16187.07 104.51 55.22 35.22139.12 90.44
CONSUMER SPECIALTIES INSURANCE COMPANY RRG10075 46.53 240.09 73.3781.96 10.97 43.71 128.1124.55 171.83
CONTINUING CARE RRG, INC.11798 180.68 130.11 141.64332.97 39.75 569.81 202.77300.19 772.59
CONTRACTORS INS CO OF NORTH AMER RRG11603 63.37 201.18 73.7994.06 7.36 81.40 58.0240.88 139.42
CONTROLLED RISK INS CO OF VT RRG10341 42.81 390.20 43.1472.06 60.44 39.12 39.36402.88 78.48
COPIC, A RISK RETENTION GROUP14906 50.49 5,431.35 2.3464.18 2.58 35.93 -122.9656.38 -87.03
COUNTY HALL INSURANCE COMPANY, INC., A RISK RETENTION GROUP15947 151.26 215.06 73.78240.01 186.36 65.94 14.88221.85 80.83
COVERYS RRG, INC.14160 75.84 747.76 24.90141.20 10.38 -123.22 35.97245.85 -87.25
CPA MUTUAL INS CO OF AMERICA RRG10164 80.82 175.80 126.93180.34 57.25 85.00 23.70104.83 108.70
CROSSFIT RISK RETENTION GROUP, INC.13720 71.42 301.16 83.43179.46 86.34 37.69 50.82115.09 88.50
CRUDEN BAY RRG INC11676 69.58 161.69 199.68224.65 39.48 100.00 8.3439.48 108.34
CRYSTAL RUN RECIPROCAL RISK RETENTION GROUP13655 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
DAN RISK RETENTION GROUP, INC.15928 82.99 1,993.63 20.80344.15 16.78 205.33 -0.94187.05 204.38
DOCTORS COMPANY RISK RETENTION GROUP, A RECIPROCAL EXCHANGE14347 141.51 210.52 27.8082.82 -19.97 122.36 -38.9542.20 83.40
DOCTORS PROFESSIONAL LIABILITY RRG, INC.15893 87.91 277.74 71.87175.49 90.14 66.83 36.81104.58 103.64
DUBOIS MEDICAL RRG11842 37.35 429.08 36.4058.34 19.43 335.81 19.7919.43 355.61
EAGLE BUILDERS INSURANCE COMPANY RISK RETENTION GROUP, INC.16104 42.26 2,376.25 6.5565.73 16.40 187.65 203.2016.40 390.85
EASTERN DENTISTS INS CO RRG10115 64.60 219.58 94.45133.97 33.10 55.06 43.0139.05 98.07
ELITE TRANSPORTATION RRG INC10125 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
EMERGENCY CAPITAL MANAGEMENT, LLC, RRG14163 68.10 167.69 139.46159.27 1.87 0.00 262.020.00 262.02
EMERGENCY MEDICINE PROFESSIONAL ASSURANCE COMPANY RRG (EMPAC)12003 70.59 244.18 73.99127.53 55.75 68.15 37.8764.12 106.02
EMERGENCY PHYSICIANS INSURANCE EXCHANGE RRG (EPIX)11714 74.58 159.18 149.01176.91 43.86 87.20 34.4348.48 121.63
EVERGREEN USA RRG INC38466 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
EXCELA RECIPROCAL RRG15337 79.10 138.81 243.29267.14 88.40 87.74 8.4188.40 96.15
FIRST MEDICAL INS CO RRG11278 70.20 174.61 127.55156.35 31.71 93.69 3.7031.71 97.38
FORT WAYNE MEDICAL SURETY COMPANY, RRG12625 35.16 613.01 24.3952.57 29.22 41.53 34.0429.22 75.57
FRANKLIN CASUALTY INS CO RRG10842 645.06 84.43 165.30900.28 78.37 62.82 29.741,068.23 92.56
Analysis of Risk Retention Groups
COMPANYNAIC
Liquidity
Cash to Losses and
LAE Reserves
Risk Retention Groups - Selected Financial Ratios
Leverage
Loss & LAE Reserves to
PHS NPW to PHSLoss & LAE
Ratio Expense RatioDPW to PHSCombined
Ratio
FREDERICKSBURG PROFESSIONAL RISK EXC12016 53.26 194.85 62.4864.84 17.94 95.86 7.6817.94 103.54
GABLES RISK RETENTION GROUP, INC.14032 54.05 246.19 78.58104.57 65.45 55.99 7.1165.45 63.10
GEISINGER INS CORP RRG12000 526.03 596.70 4.27133.88 11.12 52.23 40.70171.14 92.93
GERIC INSURANCE RISK RETENTION GROUP, INC.13782 4.97 0.00 0.005.23 2.71 -103.64 89.704.09 -13.94
GLOBAL HAWK INSURANCE COMPANY RRG11948 96.25 176.49 429.98730.43 93.62 131.37 68.55204.90 199.92
GOLDEN INS CO RRG11145 120.16 215.20 287.28742.85 175.48 97.88 32.92241.68 130.81
GOOD SHEPHERD RECIPROCAL RISK RETENTION GROUP, INC.12512 42.92 284.35 53.1864.89 45.35 51.77 6.8345.35 58.60
GOVERNMENT TECHNOLOGY INSURANCE COMPANY RISK RETENTION GROUP, INC.13973 110.68 5,485.65 1.0966.22 91.12 4.18 56.98119.47 61.16
GRACO RRG INC11581 62.33 0.00 0.0060.64 0.00 0.00 0.00244.58 0.00
GRAPH INSURANCE COMPANY, A RISK RETENTION GROUP LLC16415 0.24 0.00 0.000.24 0.00 0.00 0.000.00 0.00
GREEN HILLS INS CO RRG11941 84.17 242.17 75.45153.78 83.21 1.64 18.2183.21 19.85
GUARDIAN RRG INC11696 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
GUTHRIE RRG12014 76.71 154.44 180.34213.65 42.64 54.51 5.0142.64 59.53
HAMDEN ASSURANCE RRG, INC.13057 2,541.07 0.00 0.007,107.00 0.00 0.00 0.000.00 0.00
HEALTH CARE CAS RRG INC12236 74.81 142.94 154.45165.16 0.00 -134.40 0.000.00 0.00
HEALTH CARE INDUSTRY LIABILITY RECIPROCAL INSURANCE COMPANY, RRG11832 117.94 320.28 51.80195.65 17.78 76.40 -160.95199.19 -84.55
HEALTH NETWORK PROVIDERS MUT INS CO11813 72.97 168.50 152.22187.16 32.17 60.63 21.2138.61 81.83
HEALTH PROVIDERS INS RECIPROCAL RRG10080 33.01 388.26 35.7745.85 8.67 159.75 33.0411.25 192.78
HEALTHCARE PROVIDERS INS CO RRG11683 45.22 295.08 57.2176.34 18.84 77.37 39.1319.54 116.50
HOME CONSTRUCTION INS CO RRG11950 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
HOSPITALITY RISK RETENTION GROUP, INC.16038 96.67 180.30 135.53236.23 117.84 88.25 38.12148.86 126.36
HOUSING AUTHORITY RRG INC26797 41.53 329.10 48.0665.70 13.51 56.21 39.8114.92 96.01
HPIC RISK RETENTION GROUP15866 9.93 3,574.00 3.0910.96 0.06 163.53 11,234.270.69 11,397.81
ICI MUTUAL INSURANCE COMPANY, A RISK RETENTION GROUP11268 30.17 663.03 19.2538.51 7.43 21.80 40.3421.57 62.15
INDIANA HEALTHCARE RECIP RRG11692 38.66 288.84 54.6761.06 22.26 53.60 18.4922.26 72.09
INNOVATIVE PHYSICIAN SOLUTIONS RRG12320 105.33 135.88 264.17378.08 118.16 57.64 28.91138.76 86.55
IQS INSURANCE RISK RETENTION GROUP, INC.15080 121.74 175.61 31.4367.20 42.18 32.22 31.4742.18 63.69
IRONSHORE RISK RETENTION GROUP, INC.14375 169.00 67.35 29.6033.70 -0.04 0.00 -64,727.97-0.72 -64,727.97
J.M. WOODWORTH RRG, INC.12594 81.67 122.45 427.16427.16 0.00 0.00 0.000.00 0.00
KENTUCKIANA MEDICAL RECIPROCAL RRG11872 35.41 313.27 43.7648.55 11.88 119.18 21.9814.07 141.16
KENTUCKY HOSPITAL INS CO RRG11939 55.76 225.38 91.77115.33 50.47 28.23 17.7250.47 45.95
LAMMICO RRG, INC.14444 5.27 5,410.67 1.905.43 0.81 137.72 -128.2523.71 9.47
LANCET INDEMNITY RISK RETENTION GROUP, INC.13014 131.98 87.57 1,543.181,783.44 842.64 62.94 32.60292.78 95.53
LONE STAR ALLIANCE, INC., A RISK RETENTION GROUP15211 166.26 248.38 90.64374.33 27.85 181.18 -152.30720.00 28.88
LVHN RRG11684 125.63 0.00 0.001,740.51 387.28 0.00 3.89387.28 0.00
MAKE TRANSPORTATION INSURANCE, INC., A RISK RETENTION GROUP12554 62.17 161.22 128.53128.83 -12.22 128.92 -77.28-18.09 51.64
MARATHON FIN INS CO INC RRG11117 70.98 0.00 0.00212.53 8.60 0.00 228.218.60 228.21
MCIC VERMONT INC RRG10697 74.31 167.81 183.41228.71 44.03 114.41 11.2545.77 125.66
MD RISK RETENTION GROUP, INC.12355 35.19 321.12 40.9446.26 15.00 35.16 19.5521.48 54.71
MED MAL RISK RETENTION GROUP, INC.14446 61.63 501.38 37.51115.92 3.16 161.23 210.8269.99 372.04
MEDAMERICA MUTUAL RRG INC26257 57.32 220.94 88.46112.03 40.50 81.04 4.1255.58 85.15
MEDCHOICE RISK RETENTION GROUP, INC.15738 247.99 1,278.91 8.26261.92 20.09 73.65 538.08401.80 611.73
MEDPRO RRG RISK RETENTION GROUP13589 191.61 525.93 137.441,385.09 31.62 84.70 33.111,582.94 117.81
MENTAL HEALTH RISK RETENTION GROUP44237 47.38 302.01 53.7676.94 19.57 48.20 22.2549.24 70.45
MICA RISK RETENTION GROUP, INC.15527 0.22 0.00 0.000.22 0.00 0.00 0.000.00 0.00
Analysis of Risk Retention Groups
COMPANYNAIC
Liquidity
Cash to Losses and
LAE Reserves
Risk Retention Groups - Selected Financial Ratios
Leverage
Loss & LAE Reserves to
PHS NPW to PHSLoss & LAE
Ratio Expense RatioDPW to PHSCombined
Ratio
MIDWEST INSURANCE GROUP, INC., A RISK RETENTION GROUP11999 97.83 141.66 218.18302.36 116.01 46.35 54.45138.51 100.80
MLM RISK RETENTION GROUP, INC.16026 1.49 639,001.33 0.021.50 0.15 -181.80 1,359.613.22 1,177.81
MMIC RRG, INC.14062 10.90 0.00 0.004.54 0.32 0.00 2,024.057.20 2,024.05
MONTAUK RISK RETENTION GROUP, INC.16218 68.20 148.62 171.45173.79 173.27 95.02 7.29173.27 102.31
MOUNTAIN LAKE RISK RETENTION GROUP, INC.13812 193.71 101.31 31.4061.61 27.49 46.66 51.2927.49 97.95
MOUNTAIN LAUREL RRG INC11547 64.38 224.70 113.65164.42 59.76 21.38 31.87470.18 53.25
MOUNTAIN STATES HEALTHCARE RECIP RRG11585 85.88 117.50 239.44241.60 0.10 -1,147.04 4,298.730.10 3,151.68
NASW RISK RETENTION GROUP, INC.14366 43.16 559.61 24.1758.38 32.92 42.24 37.3457.52 79.59
NATIONAL ASSISTED LIVING RRG, INC.11806 53.81 309.30 60.0599.94 53.04 65.06 33.3353.04 98.39
NATIONAL BUILDERS & CONTRACTORS INS12235 63.20 171.85 81.6388.66 -0.31 -6.94 -1,627.210.00 -1,634.15
NATIONAL CATHOLIC RRG10083 86.30 167.04 280.99405.04 59.70 77.20 20.60127.27 97.80
NATIONAL GUARDIAN RISK RETENTION GROUP36072 92.85 306.38 40.00113.80 5.71 78.38 58.4752.55 136.85
NATIONAL HOME INSURANCE CO RRG44016 54.89 320.95 70.03123.37 0.00 241.53 0.000.00 0.00
NATIONAL INDEPENDENT TRUCKERS IC RRG11197 84.93 227.48 48.1793.07 44.63 68.72 33.2795.77 101.98
NATIONAL MEDICAL PROFESSIONAL RISK RETENTION GROUP, INC.12529 4.66 0.00 0.004.88 0.00 0.00 0.000.00 0.00
NATIONAL SERVICE CONTRACT INSURANCE COMPANY (RRG)10234 46.94 0.00 0.0075.65 12.80 0.00 103.2816.27 103.28
NATIONAL TRANSPORTATION INSURANCE COMPANY RISK RETENTION GROUP, LLC16011 90.16 486.07 42.99188.42 51.09 34.70 87.90258.87 122.59
NCMIC RISK RETENTION GROUP, INC.14130 60.97 385.39 23.2654.65 12.12 26.25 -59.70126.87 -33.44
NEW HOME WARRANTY INSURANCE COMPANY, A RISK RETENTION GROUP13792 84.24 1,203.52 26.34267.09 39.20 81.45 13.64179.86 95.09
NEW STAR RISK RETENTION GROUP, INC.12532 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
NEW YORK HEALTHCARE INSURANCE COMPANY, INC., RRG12275 131.97 112.48 326.94485.31 165.97 63.48 24.51196.72 87.99
OASIS RECIPROCAL RISK RETENTION GROUP13644 85.92 187.65 197.75318.84 108.31 53.05 24.9526.96 78.00
OMS NATL INS CO RRG44121 44.81 333.94 46.9670.26 20.99 73.28 33.5422.38 106.82
ONYX INSURANCE COMPANY, INC., A RISK RETENTION GROUP15208 205.53 87.09 1,551.892,777.82 1,203.44 149.55 23.491,452.46 173.03
OOIDA RISK RETENTION GROUP INC10353 132.42 174.40 147.63340.93 68.44 79.14 30.51195.55 109.65
OPHTHALMIC MUTUAL INS CO RRG44105 27.87 658.51 20.1436.96 13.33 63.28 39.7314.54 103.01
ORANGE COUNTY MEDICAL RECIP INS RRG12183 27.58 498.55 26.2136.05 14.52 113.35 17.5414.52 130.89
ORTHOFORUM INSURANCE COMPANY (A RISK RETENTION GROUP)14260 104.60 106.97 559.13625.62 10.01 97.96 134.0282.61 231.97
P&S INSURANCE RISK RETENTION GROUP, INC.15583 269.71 0.00 0.0083.86 0.00 0.00 0.000.00 0.00
PACE RRG INC11575 170.04 1,024.59 14.40250.90 3.25 199.45 108.19218.20 307.64
PALLADIUM RISK RETENTION GROUP, INC.15279 90.12 139.31 380.04477.13 151.57 97.72 7.07159.19 104.79
PARATRANSIT INSURANCE COMPANY, RRG44130 60.45 263.67 67.96108.32 33.76 68.11 25.4449.58 93.55
PCH MUTUAL INSURANCE COMPANY, RRG11973 77.59 304.88 85.40202.02 49.09 100.99 56.53106.71 157.52
PEACE CHURCH RRG INC11846 26.99 482.52 26.7034.77 16.93 66.57 31.4318.32 98.01
PELICAN INS RRG11587 46.23 276.61 60.6277.52 18.75 142.59 49.4338.35 192.02
PHOEBE RECIPROCAL RRG12004 29.62 378.37 35.0239.25 12.39 64.23 40.3112.39 104.54
PHYSICIANS CASUALTY RISK RETENTION GROUP, INC.13995 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
PHYSICIANS INDEMNITY RISK RETENTION GROUP, INC.12746 168.57 156.06 123.83325.75 74.31 44.43 66.79139.91 111.22
PHYSICIANS PROACTIVE PROTECTION, INC. RISK RETENTION GROUP12507 73.38 211.48 121.87189.12 33.93 36.36 16.0247.63 52.38
PHYSICIANS PROFESSIONAL LIABILTY RRG11514 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
PHYSICIANS REIMBURSEMENT RRG10934 60.86 174.50 135.23143.60 18.03 -15.94 52.6118.03 36.67
PHYSICIANS SPECIALTY LTD RRG11513 39.65 303.60 37.8845.60 0.00 -660,709.33 89,734.000.01 -570,975.33
PIH INSURANCE COMPANY, A RECIPROCAL RISK RETENTION GROUP13582 23.21 579.41 20.2527.22 25.59 28.13 13.5530.75 41.68
PINNACLE CONSORTIUM OF HIGHER ED RRG11980 60.44 200.53 123.39149.53 19.73 155.61 13.0919.73 168.69
PLATINUM TRANSPORT INSURANCE RISK RETENTION GROUP, INC.15796 111.12 154.29 200.64344.00 172.75 56.11 26.67232.90 82.78
Analysis of Risk Retention Groups
COMPANYNAIC
Liquidity
Cash to Losses and
LAE Reserves
Risk Retention Groups - Selected Financial Ratios
Leverage
Loss & LAE Reserves to
PHS NPW to PHSLoss & LAE
Ratio Expense RatioDPW to PHSCombined
Ratio
PONCE DE LEON LTC RRG, INC.11809 22.00 461.38 27.5127.92 0.00 0.00 0.000.00 0.00
PREFERRED CONTRACTORS INSURANCE COMPANY RRG, LLC12497 203.83 70.09 509.52727.92 23.73 323.25 -146.70163.28 176.55
PREFERRED PHYSICIANS MEDICAL RRG44083 105.19 652.01 56.56387.90 0.00 0.00 0.00542.64 0.00
PREFERRED PROFESSIONAL RRG14919 55.70 752.06 10.9145.69 6.06 90.00 13.9557.73 103.95
PROASSURANCE AMERICAN MUTUAL, A RISK RETENTION GROUP15647 22.22 4,420.93 2.3723.32 2.05 87.53 -263.4048.00 -175.86
PROBUILDERS SPECIALTY INS CO RRG11671 1.89 53,119.83 0.161.61 0.00 0.00 0.000.00 0.00
PROFESSIONAL EXCHANGE ASSURANCE COMPANY (A RISK RETENTION GROUP)14461 59.75 174.74 135.38141.35 43.76 68.71 29.2569.37 97.96
PROFESSIONAL QUALITY LIABILITY INSURANCE COMPANY, A RISK RETENTION GROUP12608 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
PROFESSIONALS RISK RETENTION GROUP, INC.13067 105.22 238.92 63.92160.70 27.20 58.18 22.36226.24 80.54
PROSPECT MEDICAL HOLDINGS RISK RETENTION GROUP, INC. IC15990 123.32 132.60 352.11575.77 178.39 93.83 3.77248.44 97.59
PUBLIC UTILITY MUTUAL INSURANCE COMPANY, RRG11350 17.10 769.52 15.3520.20 15.24 49.42 38.5726.90 87.99
RECOVER INSURANCE COMPANY RISK RETENTION GROUP, INC.16155 32.77 2,474.82 4.3635.33 30.79 31.21 34.1694.60 65.37
RECREATION RISK RETENTION GROUP, INC.15905 32.41 636.14 19.5840.37 26.78 35.00 47.5932.89 82.59
RED CLAY RISK RETENTION GROUP, INC.13078 53.83 234.29 57.7772.87 26.62 70.00 29.4033.30 99.40
RED ROCK RISK RETENTION GROUP, INC.13736 54.69 223.16 77.9695.14 56.57 59.00 15.5956.57 74.58
REPUBLIC RRG12019 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
RESTORATION RISK RETENTION GROUP, INC.12209 63.41 200.45 96.53122.70 30.09 50.00 18.8634.58 68.86
ROMULUS INSURANCE RISK RETENTION GROUP, INC.15744 61.82 322.19 22.0143.83 30.85 24.07 18.6230.85 42.69
SAGE RISK RETENTION GROUP, INC.15631 136.53 103.30 258.98365.26 110.01 65.00 40.27110.01 105.27
SAINT LUKE'S HLTH SYSTEM RRG11712 64.07 217.64 43.3660.46 32.38 87.68 17.3949.88 105.07
SAMARITAN RISK RETENTION GROUP, INC.12511 45.57 394.68 43.5978.39 28.96 64.32 13.2228.96 77.54
SCRUBS MUTUAL ASSURANCE COMPANY RISK RETENTION GROUP12988 109.00 116.79 226.18287.94 123.19 62.58 39.01151.53 101.59
SELECT MD RRG14136 78.11 260.51 75.76154.16 27.29 74.70 48.26172.52 122.96
SENIORSFIRST RISK RETENTION GROUP, INC.16088 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
SIGMA RRG, INC.13557 56.47 192.56 114.66124.69 0.00 78.68 0.000.00 0.00
SOUTHWEST PHYSICIANS RISK RETENTION GROUP, INC.12907 36.91 320.51 48.9157.85 0.00 0.00 0.000.00 0.00
SPIRIT COMMERCIAL AUTO RISK RETENTION GROUP14207 474.30 0.00 0.002,024.44 -2,679.93 95.93 -21.441,317.76 74.49
SPIRIT MOUNTAIN INSURANCE COMPANY RRG, INC10754 57.05 415.54 47.57112.77 65.51 4.28 43.6977.71 47.97
ST CHARLES INS CO RRG11114 14.10 905.58 12.5316.00 11.38 12.05 20.9711.38 33.01
ST LUKES HEALTH NETWORK INS CO RRG11688 69.60 152.35 186.03197.26 16.42 81.57 20.9816.42 102.55
STATES SELF-INSURERS RRG44075 67.40 187.53 145.22183.55 35.44 62.13 31.6098.57 93.72
STICO MUT INS CO RRG10476 47.74 451.31 37.9181.67 16.57 41.29 62.6422.08 103.93
SUBURBAN HEALTH ORGANIZATION RISK RETENTION GROUP, LLC13135 55.08 0.00 0.0018.53 386.26 0.00 -2.74386.26 0.00
SUNLAND RISK RETENTION GROUP, INC.14026 370.17 215.70 24.35194.39 335.88 66.96 3.32335.88 70.28
TERRA INS CO RRG10113 38.88 1,292.15 10.7353.90 30.07 20.68 52.2744.26 72.95
TERRAFIRMA RISK RETENTION GROUP LLC14395 36.34 373.73 41.5856.47 31.08 63.00 24.7431.08 87.74
THE HEALTHCARE UNDERWRITING CO RRG10152 107.43 116.50 285.87357.79 89.12 94.91 6.1989.12 101.10
TITAN INS CO INC RRG11153 22.77 0.00 0.0027.34 6.41 0.00 30.7943.40 30.79
TITLE INDUSTRY ASSURANCE CO RRG10084 48.22 340.32 40.3966.29 18.07 69.99 16.9981.15 86.98
TOWER HEALTH RECIPROCAL RISK RETENTION GROUP16224 49.58 212.25 89.2993.96 0.00 62.37 0.000.00 0.00
TRANSPORT RISK SOLUTIONS RISK RETENTION GROUP, INC.16025 422.19 0.00 0.0074.24 0.00 0.00 0.000.00 0.00
TRANSPORTATION INSURANCE SERVICES RISK RETENTION GROUP, INC.15767 538.75 48.08 56.86147.29 37.53 54.88 41.4337.53 96.31
TRINITY RISK SOLUTIONS RECIPROCAL INSURANCE COMPANY RRG11958 69.50 197.06 116.19159.13 49.24 96.54 41.7980.65 138.33
UC HEALTH, RRG A RECIPROCAL RISK RETENTION GROUP16015 11.45 28,467.38 0.289.03 2.83 67.66 458.233.41 525.89
UNITED CENTRAL PA RRG11548 64.59 175.58 125.06141.82 64.61 110.77 5.0064.61 115.78
Analysis of Risk Retention Groups
COMPANYNAIC
Liquidity
Cash to Losses and
LAE Reserves
Risk Retention Groups - Selected Financial Ratios
Leverage
Loss & LAE Reserves to
PHS NPW to PHSLoss & LAE
Ratio Expense RatioDPW to PHSCombined
Ratio
UNITED EDUCATORS INS RRG INC10020 76.83 186.25 147.76211.43 43.30 73.24 20.4953.04 93.73
UNITED HOME INSURANCE CO A RRG10712 24.63 0.00 0.0013.14 0.00 0.00 0.000.00 0.00
URGENT CARE ASSURANCE COMPANY RISK RETENTION GROUP12915 94.11 220.21 90.50187.55 55.02 48.31 44.0376.39 92.34
URGENT MD RISK RETENTION GROUP, INC.15908 141.81 123.63 141.33247.79 123.22 36.74 14.13148.01 50.87
UV INSURANCE RISK RETENTION GROUP, INC.13988 23.76 843.41 15.5531.17 31.31 10.78 59.9531.31 70.73
VEHICULAR SERVICE INSURANCE COMPANY, RISK RETENTION GROUP11063 0.90 0.00 0.000.90 0.00 0.00 0.000.00 0.00
VELOCITY INSURANCE COMPANY, A RISK RETENTION GROUP15956 130.25 126.42 39.9965.84 29.64 18.42 29.1429.64 47.56
VIRGINIA PHYSICIANS RISK RETENTION GROUP, INC.13974 81.97 199.74 116.51190.77 26.55 214.92 71.90167.84 286.83
WELLSPAN RRG11682 116.88 96.67 294.58332.84 147.09 84.64 3.88147.09 88.52
WESTERN CATHOLIC INSURANCE COMPANY RRG14122 0.00 0.00 0.000.00 0.00 0.00 0.000.00 0.00
WESTERN PACIFIC MUT INS CO RRG40940 17.53 1,738.48 6.8620.92 2.60 118.16 91.763.11 209.91
YELLOWSTONE INSURANCE EXCHANGE (A RISK RETENTION GROUP)11796 67.16 211.46 70.2799.78 48.50 21.07 37.3371.75 58.40
Analysis of Risk Retention Groups
®
®
1985Founded by Joseph L. Petrelli and Sharon M. Romano Petrelli to serve the financial analysis and actuarial services needs of regional and specialty insurers.1986First to issue Financial Stability Ratings® (FSRs) for health maintenance organizations (HMOs).1987First to issue FSRs for public entity liability self-insured pools through the development of our Management Audit Process.1989First to review and rate independent regional and specialty insurance companies.First to have Property & Casualty insurance company rating process formally reviewed and accepted by Fannie Mae. An FSR of A or better eliminates the need for property insurance cut-through endorsements.1990First to have Property & Casualty insurance company rating process formally reviewed and accepted by Freddie Mac.Began offering Property & Casualty insurance companies and Title underwriters loss cost analysis and rate, rule and form filing assistance.Responded to the National Association of Insurance Commissioners requirements for Property & Casualty insurers to submit Statements of Actuarial Opinion related to loss and loss adjustment expense reserves concurrent with the 1990 Property & Casualty annual statement.1992First to analyze the financial position of each Title underwriter in the industry.1993First to have Property & Casualty insurance company rating process formally reviewed and accepted by HUD.1994Fannie Mae issued Title underwriter acceptance guidelines, naming Demotech as an approved Title underwriter rating service.1995First to promulgate Commercial Real Estate Recommendations to provide financial due diligence of Title underwriters involved in larger real estate transactions.1996Contacted by the Florida Office of Insurance Regulation when the property insurance market required newly established insurers to obtain ratings. Demotech developed evaluation procedures for the assignment of FSRs to newly formed companies.Coordinated the first seminar regarding the implementation of statements of actuarial opinion for Title underwriters on behalf of the Conference of Consulting Actuaries.1999Co-authored the Commerce Clearing House publication describing the evolution of the Canadian Title insurance industry.2001Completed the initial loss and loss adjustment expense review of the Iowa Finance Authority – Title Guaranty Division.2002Revitalized the Ohio Title Insurance Rating Bureau, Inc. (OTIRB).2003Auto-Owners Insurance Group made umbrella insurance available to insurers earning an FSR of A or better.Assisted the North Carolina Title Insurance Rating Bureau with the development and filing of Closing Services coverage.Assisted OTIRB with its first rate revision since 1980.2004Published Serious about Solvency – Financial Stability Rating® Survival Rates 1989 through 2004.
Introduced Demotech Performance of Title Insurance Companies and Quarterly Updates, presenting consolidated statutory financial information for the Title insurance industry.2005HUD approved Demotech’s rating process for general and professional liability insurance under Notice H04-15, Professional Liability Insurance for Section 232 and 223(f) Programs.2006Joseph L. Petrelli, ACAS, MAAA, FCA, authored What We’ve Got Here Is a Failure to Communicate – How Traditional Financial Reporting Contributes to Misunderstanding of Title Insurance Loss Activity.2007Demotech introduced its Company Classification System.Demotech designated as the Official Research Partner of Insurance Journal. Expanded operations into a larger facility reflecting our increased capacity to serve our clients.2008Introduced Insurance Agents’ Errors and Omissions Insolvency Gap Legal Defense Coverage.2009Expanded the Insolvency Gap Coverage to include indemnity as well as legal defense.2011The Florida State University published “A Comprehensive Examination of Insurer Financial Strength Ratings” comparing and contrasting Demotech to other rating agencies.2012FSRs added to SNL Financial’s products, www.snl.com. 2013A leading insurance agents’ errors and omissions insurance carrier retained Demotech to perform a financial due diligence on the carriers that request an extension of insolvency coverage.Introduced Stakeholder Team Accomplishment Recognition™ Award to identify Property & Casualty insurers that successfully addressed the diverse needs of all corporate stakeholders.2014Achieved the milestone of more than 400 insurance entities being actively reviewed, rated and monitored.Fannie Mae MultiFamily accepted captive insurers and risk retention groups rated A or better by Demotech as regards professional and general liability insurance coverage for senior housing facilities.2015Celebrated 30th Anniversary.Published inaugural issue of The Demotech Difference. 2016FSRs of S or better accepted by a major underwriter of insurance agents’ Errors and Omissions insurance.Held Insurance Summit 2016 at The Wild Dunes in South Carolina.Approved as a provider of insurance agent continuing education in Ohio. Ohio State Treasurer Josh Mandel was a guest lecturer at our initial session.2017Co-sponsored the Super Regional P/C Insurer™ Conference 2017 held in Lake Geneva, WI.2018Co-sponsored the Super Regional P/C Insurer™ Conference 2018 held in Lake Geneva, WI.“Report on Calculation and Validation of Insurer Impairment Rates for Demotech, Inc.” published by Michael M. Barth, The Citadel, and Robert W. Klein, Georgia State University, February 2018.Introduced SPEQUELLAE, the first service to independently measure and identify the quality of pretax statutory earnings reported for a calendar year.
Demotech Milestones
®
Demotech, Inc.2715 Tuller Parkway
Dublin, OH 43017-2310www.demotech.com