cwalt 2007-7t2 - distribution - cwt707t2_comp0801

8/8/2019 CWALT 2007-7T2 - Distribution - Cwt707t2_comp0801

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Di t ib ti D t 01/25/08


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101 Barclay Street, 4WestNew York, NY 10286

Officer: Matthew Sabino212-815-6093

Associate: Steven Chrysanthis212-815-8318

CWALT, Inc.

Alternative Loan Trust 2007-7T2

Series 2007-7T2

Distribution Date: 01/25/08

Page 5

Pool Level Data

Distribution DateCut-off DateRecord DateDetermination DateLIBOR Determination DateAccrual Period 30/360

Number of Days in 30/360 Accrual Period

BeginEnd

01/25/0802/01/0712/31/0701/01/0812/21/0712/01/0701/01/08

30

One-Month Libor

Group I

4.86500%

Collateral Detail

Original Mortgage Loan Details

Original Aggregate Loan CountOriginal Stated Principal BalanceOriginal Weighted Average Mortgage RateOriginal Weighted Average Net Mortgage RateOriginal Weighted Average Remaining Term

601370,953,236.45

6.80126%6.59226%

359

Current Mortgage Loan Details

Beginning Aggregate Loan Count

Loans Paid Off or otherwise removed pursuant to the PSAEnding Aggregate Loan Count

565

1564

Beginning Pool Stated Principal BalanceScheduled PrincipalUnscheduled PrincipalRealized Principal LossesEnding Pool Stated Principal Balance

345,983,646.45225,857.77

1,039,173.940.00

344,718,614.74



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CWALT, Inc.


Series 2007-7T2


Page 6

Weighted Averages

Beginning Weighted Average Mortgage RateBeginning Weighted Average Net Mortgage RateEnding Weighted Average Mortgage RateEnding Weighted Average Net Mortgage Rate

6.77310%6.56410%6.77262%6.56362%

Beginning Weighted Average Remaining Term to Maturity

Ending Weighted Average Remaining Term to Maturity

349

348

Loan Substitution

Aggregate Stated of Principal Balances RemovedAggregate Stated of Principal Balance AddedAggregate Principal Substitution Shortfall Amount

0.000.000.00

Fees of the Trust

Gross Master Servicing FeeNet Master Servicing FeeTrustee FeeLpmiTotal Net Loan Fees

57,663.9457,140.362,594.88

0.0059,735.24

Servicer Advances

Principal AdvancesInterest AdvancesReimbursement for Principal & Interest AdvancesReimbursement for Nonrecoverable AdvancesTotal Advances

19,862.57248,640.38

0.000.00

268,502.95

Mortgage Prepayment Details

Principal Balance of Loans Paid in FullPrepayment Interest ExcessPrepayment Interest ShortfallCompensating InterestNet Prepayment Interest ShortfallCPR %SMM %

710,599.580.00

523.58523.58

0.003.54757%0.30055%



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CWALT, Inc.


Series 2007-7T2


Page 7

Net Interest Shortfalls

Net Prepayment Interest ShortfallsRelief Act Reduction ShortfallsTotal Net Interest Shortfalls

0.000.000.00

NAS Principal Distribution Amount

Shift PercentageClass A-1 & A-7 Priority PercentageClass A-1 & A-7 Priority AmountClass A-8 and Class A-18 Priority PercentageClass A-8 and Class A-18 Priority Amount

0.00000%3.99348%

0.0012.06197%

0.00

101 B l S 4WDistribution Date: 01/25/08


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CWALT, Inc.


Series 2007-7T2


Page 8

Group 1 - Current Delinquency Information

Days

Current

Delinquency#

Balance

Bankruptcy#

Balance

00.00%

00.0000%

Foreclosure#

Balance

00.00%

00.0000%

REO#

Balance

00.00%

00.0000%

Total#

Balance

00.00%

00.0000%

30 - 59 34

6.03%

21,275,990

6.1720%

1

0.18%

758,302

0.2200%

0

0.00%

0

0.0000%

0

0.00%

0

0.0000%

35

6.21%

22,034,292

6.3920%

60 - 89 173.01%

8,906,0152.5836%

00.00%

00.0000%

00.00%

00.0000%

00.00%

00.0000%

173.01%

8,906,0152.5836%

90 - 119 20.35%

1,161,2000.3369%

00.00%

00.0000%

00.00%

00.0000%

00.00%

00.0000%

20.35%

1,161,2000.3369%

120 - 149 30.53%

1,730,7000.5021%

00.00%

00.0000%

00.00%

00.0000%

00.00%

00.0000%

30.53%

1,730,7000.5021%

150 - 179 0

0.00%

0

0.0000%

1

0.18%

586,392

0.1701%

3

0.53%

1,572,461

0.4562%

0

0.00%

0

0.0000%

4

0.71%

2,158,853

0.6263%

180 - 269 00.00%

00.0000%

00.00%

00.0000%

71.24%

3,667,1351.0638%

10.18%

460,0000.1334%

81.42%

4,127,1351.1972%

270 - 359 10.18%

458,6690.1331%

00.00%

00.0000%

10.18%

862,5000.2502%

20.35%

985,6000.2859%

40.71%

2,306,7690.6692%

360+ 00.00%

00.0000%

00.00%

00.0000%

00.00%

00.0000%

00.00%

00.0000%

00.00%

00.0000%

Total 5710.11%

33,532,5739.7275%

20.35%

1,344,6940.3901%

111.95%

6,102,0961.7702%

30.53%

1,445,6000.4194%

7312.94%

42,424,96312.3071%

30+ 5710.11%

33,532,5739.7275%

20.35%

1,344,6940.3901%

111.95%

6,102,0961.7702%

30.53%

1,445,6000.4194%

7312.94%

42,424,96312.3071%

60+ 234.08%

12,256,5833.5555%

10.18%

586,3920.1701%

111.95%

6,102,0961.7702%

30.53%

1,445,6000.4194%

386.74%

20,390,6715.9152%

90+ 61.06%

3,350,5690.9720%

10.18%

586,3920.1701%

111.95%

6,102,0961.7702%

30.53%

1,445,6000.4194%

213.72%

11,484,6563.3316%

120+ 40.71%

2,189,3690.6351%

10.18%

586,3920.1701%

111.95%

6,102,0961.7702%

30.53%

1,445,6000.4194%

193.37%

10,323,4562.9947%

101 B l St t 4W tDistribution Date: 01/25/08


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CWALT, Inc.


Series 2007-7T2

Page 9

150+ 10.18%

458,6690.1331%

10.18%

586,3920.1701%

111.95%

6,102,0961.7702%

30.53%

1,445,6000.4194%

162.84%

8,592,7562.4927%

180+ 10.18%

458,6690.1331%

00.00%

00.0000%

81.42%

4,529,6351.3140%

30.53%

1,445,6000.4194%

122.13%

6,433,9031.8664%

270+ 10.18%

458,6690.1331%

00.00%

00.0000%

10.18%

862,5000.2502%

20.35%

985,6000.2859%

40.71%

2,306,7690.6692%

360+ 00.00%

00.0000%

00.00%

00.0000%

00.00%

00.0000%

00.00%

00.0000%

00.00%

00.0000%

101 Barclay Street 4WestDistribution Date: 01/25/08


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CWALT, Inc.


Series 2007-7T2

Page 10

Group 1 - Historical Delinquency Information

Loan Status

30 - 59

01/25/08#

Balance

346.03%

21,275,9906.1720%

60 - 89 17

3.01%

8,906,015

2.5836%

90 - 119 20.35%

1,161,2000.3369%

120 - 149 30.53%

1,730,7000.5021%

150 - 179 00.00%

00.0000%

180 - 269 0

0.00%

0

0.0000%

270 - 359 10.18%

458,6690.1331%

360+ 00.00%

00.0000%

Total Delinquent Loans 5710.11%

33,532,5739.7275%

Total Bankruptcies 20.35%

1,344,6940.3901%

Total Foreclosures 111.95%

6,102,0961.7702%

Total REOs 30.53%

1,445,6000.4194%

Total BK, FC & REO 162.84%

8,892,3902.5796%

Total Delinquent, Bankruptcy, Foreclosure and REO

30+ 7312.94%

42,424,96312.3071%

101 Barclay Street 4WestDistribution Date: 01/25/08


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CWALT, Inc.


Series 2007-7T2

Page 11

60+ 386.74%

20,390,6715.9152%

90+ 213.72%

11,484,6563.3316%

120+ 193.37%

10,323,4562.9947%

150+ 162.84%

8,592,7562.4927%

180+ 122.13%

6,433,9031.8664%

270+ 40.71%

2,306,7690.6692%

360+ 00.00%

00.0000%

101 Barclay Street, 4WestDistribution Date: 01/25/08


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CWALT, Inc.


Series 2007-7T2

Page 12

60+ Delinquency, Foreclosure, Bankruptcy & REO Totals

CurrentOne-Month PriorTwo-Month PriorThree-Month PriorFour-Month PriorFive-Month Prior

21,148,972.8617,375,598.7214,092,507.6112,266,367.60

8,840,588.945,760,243.75

60+ Delinquency AveragePassing Delinquency Trigger Test

12,994,483.27NO


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101 Barclay Street, 4WestDistribution Date: 01/25/08


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New York, NY 10286



CWALT, Inc.


Series 2007-7T2

Page 14

Available Funds

Interest

Scheduled Interest CollectedPlus: Compensating InterestLess: Master Servicer Fee

Less: Mortgage Loan PremiumsLess: Excess Master Servicing FeeTotal Interest Available

1,952,294.01523.58

57,663.94

0.000.001,895,153.65

Principal

Scheduled PrincipalPaid in Full PrincipalCurtailment PrincipalLiquidation PrincipalRepurchased PrincipalSubstitution Adjustment PrincipalUnanticipated Principal Recoveries

Total Principal Available

225,857.77710,599.58328,574.36

0.000.000.00

9,960.11

1,274,991.82

Other Amounts

Prepayment PenalitesOther AmountsTotal Other Remittance Amounts

0.000.000.00

Total Available Funds 3,170,145.47

101 Barclay Street, 4WestN Y k NY 10286



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New York, NY 10286



CWALT, Inc.


Series 2007-7T2

Page 15

Distribution Summary

Amounts Available for Distribution

Total Servicer RemittanceCorridor Contract Proceeds NeededCorridor Reserve Fund withdrawal

Principal Reserve Fund withdrawalOther AmountsTotal Amounts Available

3,170,145.470.000.00

0.000.003,170,145.47

Distribution Payments

Trustee FeeClass PaymentsTotal Payments

2,594.883,167,550.593,170,145.47

Trust Accounts

Distribution Account

Beginning BalanceDepositsWithdrawalsEnding Balance

0.003,170,145.473,170,145.47

0.00

Corridor Reserve Fund

Beginning BalanceDeposit

WithdrawalEnding Balance

315.860.00

0.00315.86

Exchangeable Certificates DistributionAccount

Beginnning BalanceDepositWithdrawalEnding Balance

0.000.000.000.00

Yield Supplemental Amounts Details

Yield Supplemental Amounts

101 Barclay Street, 4WestNew York NY 10286



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New York, NY 10286



CWALT, Inc.


Series 2007-7T2

Page 16

Class Beginning Balance Current Period Amount Amount Paid Ending Amount

A3A6Total

0.000.00

--

0.000.00

--

0.000.00

--

0.000.00

--

Corridor Contract Amounts Available

Contract Beginning Amount Current Period Amount Ending Amount

A3A6Total

0.000.00

--

0.000.00

--

0.000.00

--

101 Barclay Street, 4WestNew York NY 10286



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New York, NY 10286



CWALT, Inc.


Series 2007-7T2

Page 17

Senior Principal Distribution Amounts

PO Principal Amounts

Beginning PO BalancePO Scheduled PrincipalPO Prepayments & Recoveries

PO Liquidation PrincipalPO Principal LossEnding PO Balance

445,414.52440.06105.37

0.000.00444,869.09

NON-PO Principal Amounts

Beginning Non-PO BalanceNon-PO Scheduled PrincipalNon-PO Prepayments & RecoveriesNon-PO Liquidation PrincipalNon-PO Principal LossEnding Non-PO Balance

345,538,231.93225,417.71

1,039,068.570.000.00

344,273,745.65

Principal Distribution Amounts

Senior and Subordinate Percentages

Senior Percentage OriginalSenior Prepayment Percentage OriginalSenior PercentageSenior Prepayment PercentageSubordinate PercentagesSubordinate Prepayment Percentage

93.49199%100.00000%93.13443%

100.00000%6.86557%0.00000%

Principal Distribution Amounts

Senior Principal Distribution AmountSubordinate Principal Distribution AmountPO Principal Distribution AmountTotal Principal Distribution Amount

1,258,970.1915,476.20

545.431,274,991.82


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,



CWALT, Inc.


Series 2007-7T2

Page 19

Stratification Tables

Issuance Coupon

Numberof Items

Percentof Items

PrincipalBalance

Percentof Balance

< =5.05.35.55.86.06.36.56.87.07.37.57.8

>

------------

5.05.35.55.86.06.36.56.87.07.37.57.88.08.0

0011

1265

166105109

3126171615

0.0000.0000.1770.1772.128

11.52529.43318.61719.3265.4964.6103.0142.8372.660

0.000.00674,154.57479,825.68

6,875,606.3139,654,637.0597,896,360.2065,477,688.1068,330,130.1719,136,323.4017,325,518.7210,124,930.439,808,508.938,934,931.18

0.0000.0000.1960.1391.995

11.50328.39918.99519.8225.5515.0262.9372.8452.592

Wgt Ave / Total: 564 100.000 344,718,614.74 100.000

Update Face

Numberof Items

Percentof Items

PrincipalBalance

Percentof Balance

< =0.00

25,000.0050,000.0075,000.00

100,000.00125,000.00150,000.00175,000.00200,000.00225,000.00250,000.00275,000.00300,000.00325,000.00350,000.00375,000.00400,000.00

425,000.00450,000.00475,000.00500,000.00525,000.00550,000.00

----

-------------

------

0.0025,000.0050,000.0075,000.00

100,000.00

125,000.00150,000.00175,000.00200,000.00225,000.00250,000.00275,000.00300,000.00325,000.00350,000.00375,000.00400,000.00425,000.00

450,000.00475,000.00500,000.00525,000.00550,000.00575,000.00

00001

010000001101

22

756053534027

0.0000.0000.0000.0000.177

0.0000.1770.0000.0000.0000.0000.0000.0000.1770.1770.0000.1773.901

13.29810.6389.3979.3977.0924.787

0.000.000.000.00

99,900.00

0.00136,482.24

0.000.000.000.000.000.00

303,544.40333,783.17

0.00400,000.00

9,208,988.35

32,864,423.2127,830,612.1125,815,219.1527,162,192.0421,566,761.5615,171,870.94

0.0000.0000.0000.0000.029

0.0000.0400.0000.0000.0000.0000.0000.0000.0880.0970.0000.1162.671

9.5348.0737.4897.8806.2564.401




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CWALT, Inc.


Series 2007-7T2

Page 20

Update Face

Numberof Items

Percentof Items

PrincipalBalance

Percentof Balance

575,000.00600,000.00625,000.00650,000.00675,000.00700,000.00725,000.00

750,000.00775,000.00>

-------

--

600,000.00625,000.00650,000.00675,000.00700,000.00725,000.00750,000.00

775,000.00800,000.00800,000.00

36201911171210

91085

6.3833.5463.3691.9503.0142.1281.773

1.5961.77315.071

21,197,524.3912,284,645.1212,143,685.527,309,638.76

11,702,458.898,556,184.407,349,453.07

6,862,758.567,911,170.8288,507,318.04

6.1493.5643.5232.1203.3952.4822.132

1.9912.29525.675

Wgt Ave / Total: 564 100.000 344,718,614.74 100.000

Issuance Coupon

Numberof Items

Percentof Items

PrincipalBalance

Percentof Balance

< =5.0

5.56.06.57.07.58.08.59.09.5

10.010.511.011.512.0

>

-

--------------

5.05.5

6.06.57.07.58.08.59.09.5

10.010.511.011.512.012.512.5

01

13231214573311310000000

0.0000.177

2.30540.95737.94310.1065.8511.9500.5320.1770.0000.0000.0000.0000.0000.0000.000

0.00674,154.57

7,355,431.99137,550,997.25133,807,818.2736,461,842.1219,933,439.366,460,807.811,957,794.64

516,328.730.000.000.000.000.000.000.00

0.0000.196

2.13439.90238.81710.5775.7831.8740.5680.1500.0000.0000.0000.0000.0000.0000.000

Wgt Ave / Total: 564 100.000 344,718,614.74 100.000

Location Numberof Items

Percentof Items

PrincipalBalance

Percentof Balance

CAFLAZ

VAWACO

Others

000

000

564

0.0000.0000.000

0.0000.0000.000

100.000

0.000.000.00

0.000.000.00

344,718,614.74

0.0000.0000.000

0.0000.0000.000

100.000

Wgt Ave / Total: 564 100.000 344,718,614.74 100.000




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CWALT, Inc.


Series 2007-7T2

Page 21

Update Term

Numberof Items

Percentof Items

PrincipalBalance

Percentof Balance

< =120180300

>

---

120180300360

360

002

562

0

0.0000.0000.355

99.645

0.000

0.000.00

1,968,171.65342,750,443.09

0.00

0.0000.0000.571

99.429

0.000

Wgt Ave / Total: 564 100.000 344,718,614.74 100.000

cwalt 2007-7t2 - distribution - cwt707t2_comp0801

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