curriculum vitae - eco1.upm.edu.my · anugerah penerbitan makalah paling banyak 2017 faculty of...

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CURRICULUM VITAE

ASSOC. PROF. DR. MOHAMAD FAZLI SABRI Department of Resource Management and Consumer Studies Faculty of Human Ecology Universiti Putra Malaysia 43400 Serdang Selangor Field of Specialization: Consumer Finance Citation Index:

H-Index (SCOPUS) 4 Harzing’s Index 9 Google Scholar’s Index 9

Office: 603 – 89467094 / 89468594 Fax: 603 – 8943 6157 E-mail: [email protected], [email protected]

B. Education and Academic Qualification

Degree Class/Achievement Thesis University/Institution Awarded

Year

Ph.D Doctor of Human Development

and Family Studies

Specialization: Consumer

Finance

Pathways to

financial success:

Determinants of

financial literacy

and financial

well-being among

young adults

Iowa State University 2011

Master Master of Consumer Science Socialization and

adolescents’

financial behavior

Universiti Putra Malaysia 2002

Bachelor Bachelor Science of Human

Development

Major: Resource Management

and Consumer Studies

Penglibatan

Masyarakat dalam

Program Jiran

Muda

Universiti Pertanian

Malaysia

1998

Certified Financial Planner

Financial Planning

Association of Malaysia

2014

Shariah Registered Financial Planner Malaysian Financial

Planning Council

2015

Sijil Kemahiran Malaysia – Perancangan Kewangan (Tahap 3) Jabatan Pembangunan

Kemahiran, Kementerian

Sumber Manusia

2017

mailto:[email protected]

mailto:[email protected]

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C. Administrative Duties and Other Relevant Appointments International

No Position Organization/Institution Year/ Duration

1. Editorial Board Member

Global Journal of Economics and Finance 2017-Ongoing


Journal of Consumer Sciences 2017-Ongoing


Malaysian Journal of Consumser and Family Economics (MACFEA)

2016-Ongoing


International Journal Series in Multidisplinary Reserach (IJSMR)

2015-Ongoing


International Journal of Humanities and Social Science Review (IJHSSR)

2015-Ongoing


Asian Women (Research Institute of Asian Women) 2014-Ongoing


Asian Journal of Management Sciences & Education (AJMSE)

2014-Ongoing


Journal of Business and Economic Policy 2014-Ongoing


Asian Social Science 2014-Ongoing


Jurnla Ilmu Keluarga & Konsumen (Journal of Family and of Consumer Sciences

2014-Ongoing


International Journal of Marketing Studies 2012-Ongoing

12. Reviewer Journal of Business & Economics 2015-Ongoing

13. Reviewer International Journal of Education and Training 2015-2017

14. Reviewer Contemporary Economics 2015-2017

15. Reviewer International Journal of Business and Social Research 2014-Ongoing

16. Member Research & Working Committee (Child and Youth Finance International)

2013-Ongoing

National

No Position Organization/Institution Year/ Duration

1. National Council Malaysian Financial Planning Council (MFPC) Chairman of Examination Board

2017-2019 (2 Years)

2. Exco Member Malaysian Consumer and Family Economics Association (MACFEA)

2012-2018 (6 years)

3. Advisory Board Jurnal Teknikal dan Sains Sosial (JTSS), Jabatan Pengajian Politeknik, Kementerian Pendidikan Malaysia

2004-Ongoing

4. Subject Matter Expert

Wilra Education Sdn. Bhd. 2014-Ongoing

5. Exco Wacana Intelektual, Majlis Dakwah Negara 2013-2015

6. Task Force Member (Jawatankuasa Pemandu)

Program Intelektual Institute for Youth Research (IYRES) – Institut Penyelidikan Pembangunan Belia Malaysia & Jabatan Belia & Sukan Negara

2014-Ongoing

7. Think Tank Institute for Youth Research (IYRES) – Institut Penyelidikan Pembangunan Belia Malaysia

2014-2018

3

8. Member My Finance Coach Working Group 2014-Ongoing

9. Editor-in-Chief Journal of Wealth Management & Financial Planning (Malaysian Financial Planning Council)

2013-Ongoing

10. Board Member Research and Education (Malaysian Financial Planning Council)

2013-2017 (4 years)


Financial First Magazine (Malaysian Financial Planning Council)

2013-2017 (4 years)

12. Honourary Secretary

Malaysian Consumer and Family Economics Association (MACFEA)

2006-2007 (1 year)

13. Honourary Secretary

Malaysian Consumer and Family Economics Association (MACFEA)

2004-2006 (2 years)

D. Academic Awards and Recognitions

No Award/Recognition Organization Awarded Date Level 1. Anugerah Tokoh Akademik Paling

Cemerlang 2017 Faculty of Human Ecology 26

January

2018

Faculty

2. Anugerah Penerbitan Makalah Paling Banyak 2017

Faculty of Human Ecology 26

January

2018

Faculty

3. Anugerah Penyelidik Cemerlang 2017 Faculty of Human Ecology 26

January

2018

Faculty

4. Anugerah Jaringan 5 Bintang 2017 Faculty of Human Ecology 26

January

2018

Faculty

5. Anugerah Jabatan Cemerlang 2017 Faculty of Human Ecology 26

January

2018

Faculty

6. Anugerah Penyelidik Cemerlang 2016 Faculty of Human Ecology 26

January

2018

Faculty

7. Finalist Product Category Anugerah Inovasi Negara

Ministry of Science,

Technology & Innovation

16

October

2017

National

8. Anugerah Jaringan Industri dan Komuniti Berimpak Tinggi 2016 Projek Komuniti Berimpak Tinggi 2016

Universiti Putra Malaysia 2016 Universiti

9. Gold Medal Smart Women Invest Now (SWIN)

Pameran Rekacipta,

Penyelidikan dan Inovasi,

UPM

15-16

Nov

2016

Universiti

10. Finalist MOSTI Commercialization Year (MCY 2016)

Ministry of Science,

Technology & Innovation

17 Nov

2016

National

11. Gold Medal & Special Award Smart Money Kit: Bright Kids Smart Money 2016 International Invention Innovation Competition in Canada (iCAN 2016)

Toronto International Society

of Innovation and Advanced

Skills (TISIAS)

27

August

2016

International

12. Silver Medal Kit Bijak Wang (Commercialization Category) Pecipta 2015 – The International Conference

Ministry of Higher Education

& Universiti Pendidikan Sultan

Idris

6 Dec.

2015

National

4

and Exposition on Inventions by Institutions of Higher Learning

13. WIPO MEDAL for Creativity Smart Money Kit

World Intellectual Property

Organization (WIPO)

10 Sept.

2015

International

14. Gold Winner (Copyright Category) Anugerah Harta Intelek Negara 2015 Profesor Bijak Wang

MyIPO – Akademi Harta

Intelek & KPDNKK

10 Sept.

2015

National

15. Sijil Penghargaan Perkhidmatan Cemerlang

Universiti Putra Malaysia 2015 University



17. Invention for Children Order of Merit (Division 33) 2014 World Inventor Award Festival, WIAF Smart Money Kit: Bright Kids Smart Money

Korea Invention News

(KINEWS)

Mugunghwa Hall-Seoul

Garden Hotel, Seoul Korea

13 Dec.

2014

International

18. Anugerah Fellowship Dekan 2013 – Kategori: Penerbitan NCIJ

Faculty of Human Ecology 4 Dec.

2014

Faculty

19. Anugerah Fellowship Dekan 2013 – Kategori: Inovasi

Faculty of Human Ecology 4 Dec.

2014

Faculty

20. Gold Medal Smart Money Kit: Bright Kids Smart Money

Pameran Rekacipta dan

Inovasi, UPM

30 Sept.

– 1 Oct.

2014

Universiti


The 2nd International

Innovation, Design and

Articulation

Universiti Teknologi Mara,

Perlis

16-19

Sept.

2014

International

22. Best Award Satellite Event A Smart Money Kit: Bright Kids Smart Money

The 2nd International

Innovation, Design and

Articulation

Universiti Teknologi Mara,

Perlis

16-19

Sept.

2014

International


Conference, Competition,

Exhibiton 2014

Politeknik Malaysia

24-25

June

2014

National

24. Silver Medal Smart Money Kit: Bright Kids Smart Money Commercial Potential Award (CPA) Finalist

International Research,

Invention and Innovation

Exhibition –IIUM

11-13

June

2014

International


International Invention,

Innovation and Technology

Exhibition (ITEX) -

Malaysian Invention & Design

Society (MINDS)

8-10

May

2014

International

26. Special Award (KASS Best Invention) Smart Money Kit: Bright Kids Smart Money

International Invention,

Innovation and Technology

Exhibition (ITEX) - KASS

(The IP Experts)

8-10

May

2014

International

5

27. Silver Medal Kit Bijak Wang: Anak Bijak Cerdik Duit

Malaysian Technology Expo -

Malaysia Association of

Research Scientists (MARS)

20-22

Feb.

2014

National



29. Bronze Medal Kit Bijak Wang: Anak Bijak Cerdik Duit

4th Exposition on Islamic

Innovation 2013 (I-

Inova2013) – Universiti Sains

Islam Malaysia (USIM)

25-27

Oct.

2013

National

30. Best Paper Award MACFEA 17th National Seminar

Malaysian Consumer & Family

Economics Association

(MACFEA)

2013 National

31. 1 Gold Medal, 2 Silver Medals, 1 Bronze Medal Pameran Rekacipta, Penyelidikan &

Inovasi Malaysia

Research Management Center,

UPM

2012 University



33. Best Paper Award MACFEA 16th National Seminar

Malaysian Consumer & Family

Economics Association

(MACFEA)

2012 National

34. Best Poster Award

AKEPT Young Researcher Circles

Conference

Higher Education Ledaership

Academy (AKEPT), Ministry

of Higher Education

2011 National

35. Graduate College Research Excellence

Award

Graduate School, Iowa State

University

2011 University

36. Profesional Advancement Grant Iowa State University 2010 University

37. Gold Medal Pameran Rekacipta Penyelidikan & Inovasi (PRPI)

Faculty of Human Ecology,

UPM

2009 Faculty

38. Bronze Medal Pameran Rekacipta Penyelidikan & Inovasi (PRPI)


UPM

2008 University

39. Finalist (Best Poster Award) American Council on Consumer Interests Conference

American Council on

Consumer Interests

2008 International

40. 2008 ACCI Conference Student Scholarhsip

American Council on

Consumer Interests

2008 International

41. Profesional Advancement Grant Iowa State University 2008 University




Fakulti Ekologi Manusia 2007 Faculty

44. 1 Silver Medal, 1 Bronze Medal Pameran Rekacipta Penyelidikan & Inovasi (PRPI)


UPM

2007 University

45. Research Assistant and Administrative Assistant –Graduate Assistantship

Department of Human

Development and Family

Studies, Iowa State University

2007-

2008

University

46. 1 Gold Medal, 4 Silver Medals, 7 Bronze Medals Pameran Rekacipta Penyelidikan & Inovasi (PRPI)


UPM

2006 University

6









51. 2 Silver Medals, 3 Bronze Medals Pameran Rekacipta Penyelidikan & Inovasi (PRPI)


UPM

2005 University



53. Excellent Service Award Faculty of Human Ecology 2004 Faculty

54. Anugerah Pensyarah Harapan Faculty of Human Ecology 2004 Faculty



56. 2 Bronze Medals Pameran Rekacipta Penyelidikan & Inovasi (PRPI)


UPM

2003 University

57. Excellent Service Award Universiti Putra Malaysia 2002 University

58. 1 Silver Medal Pameran Rekacipta Penyelidikan & Inovasi (PRPI)


UPM

2002 University

E. Copyright and Trademark

No Award/Recognition Organization Awarded Date Level 1. Cap Dagangan “Kit Bijak Wang”

2013059511 Kelas 41 Perbadanan Harta Intelek

Malaysia (Intellectual Property

Corporation of Malaysia)

18 May

2015

National

2. Cap Dagangan “Kit Bijak Wang” 2013059510 Kelas 16

Perbadanan Harta Intelek

Malaysia (Intellectual Property

Corporation of Malaysia)

29 May

2015

National

3. Hak Cipta Ikon “Adam”

CRAR2014000315

Perbadanan Harta Intelek Malaysia (Intellectual Property Corporation of Malaysia

2 July

2014

National

4. Hak Cipta Ikon “Balan”

CRAR2014000317


2 July 2014

National

5. Hak Cipta Ikon “Cindy”

CRAR2014000318 Perbadanan Harta Intelek Malaysia (Intellectual Property Corporation of Malaysia

2 July 2014

National

6. Hak Cipta Ikon “Dina”

CRAR2014000316 Perbadanan Harta Intelek Malaysia (Intellectual Property Corporation of Malaysia

2 July 2014

National

7. Hak Cipta “Kad Keperluan &

Kehendak” CRLY2014000319


2 July 2014

National

8. Hak Cipta “Catatan Wang Saku Saya”

CRLY2014000320


2 July 2014

National

9. Hak Cipta “Ekspedisi ABCD”

CRLY2014000321

Perbadanan Harta Intelek Malaysia (Intellectual Property

2 July 2014

National

7

Corporation of Malaysia 10. Hak Cipta “Professor Bijak Wang”

CRLY2014000322


2 July 2014

National

F. RESEARCH AND CONSULTANCY Research Activities Principal Investigator

No Title Role (Main/Co-researcher)

Sponsor/Grant & Amount

(RM)

Period (year)

Status (Completed/

Ongoing)

1. Determinants of Debt Management Programme Dropped Out Probability Among Agensi Kaunseling & Pengurusan Kredit Debt Management Programme Participant

Principal Investigator

Geran Putra UPM

RM18,200

2017

(24 months)

Ongoing

2. Financial Capability and Financial Planning Advisory Services in Malaysia


Capital Market Development Fund (CMDF)

RM115,000

2017

(12 months)

Ongoing

3. Development of a Financial Vulnerability Model for Malaysian Households Towards Achieving Financial Sustainability


FRGS

RM52,000

2016-2018

(24 months)

Ongoing

4. Kajian Status Ekonomi Bumiputera WP Labuan


Perbadanan Labuan

RM18,800

July-Okt. 2016

(4 months)

Completed

5. Employee Climate Survey: Agensi Kaunseling dan Pengurusan Kredit


AKPK

RM3,000

July-Sept. 2016

(3 months)

Completed

6. Adik Bijak cerdik Duit: Menerapkan Budaya Kewangan Bijak Bermula Daripada Usia Awal


KTP

RM40,180

2016-2018

(24 months)

Completed

7. Tahap Pendayaupayaan Kepenggunaan dalam Kalangan Ketua Isirumah Wanita dan Impak Terhadap Sosioekonomi serta Psikpsosial


MACFEA, RM52,250

2015 -2017

(24 months)

Completed

8. Kajian Corak Pendapatan dan Perbelanjaan Isirumah di Wilayah Persekutuan Kuala Lumpur dan Putrajaya: Tolakan Perbelanjaan Dalam Zakat Pendapatan


PPZ-MAIWP, RM20,000

2015

(3 months)

Completed

9. The Effect of Financial Literacy, Saving Behavior and Self-Control Mechanism on Financial Security among Single Women Household in Peninsular Malaysia


Geran UPM (GP-IPS)

RM14,500

2014

(2 Years)

Completed

10. The Impact of Financial Capability Program Initiative on the Financial


Geran UPM (GP-IPS)

2014

(2 Years)

Completed

8

Well-Being of Medical Practitioners in Malaysia

RM14,400

11. Market Validation Research of Smart Money Kit


Putra Science Park, UPM

(Dana Innohub)

RM99,500

2014-2015

(2 Years)

Completed

12. Penilaian 1 Malaysia Discount Card (1MDC) di bawah Projek NBOS KPDNKK


KPDNKK

RM168,300

2014

(1 Year)

Ongoing

13. Modal Permulaan Pembangunan Dana Teknologi Komersil : Pembangunan Projek Kit Bijak Wang: Anak Bijak Cerdik Duit


PSP

RM16,460.00

2014

(6 months)

Completed

14. Modal Permulaan Pembangunan Dana Teknologi Komersil : Pembangunan Projek Kit Bijak Wang: Anak Bijak Cerdik Duit


PSP

RM24,600

2013

(6 months)

Completed

15. Financial Security and Retirement Confidence among Working Women


RUGS

(Initiative 2) RM50,000

2012-2014

(2 Years)

Completed

16. Development of Financial Capability Typology of Young Executives


FRGS

RM40,000

2012-2014

(2 Years)

Completed

17. Financial Literacy, Competency and Socialization of School Age Children


ERGS

RM65,200

2012-2014

(2 Years)

Completed

18. Consumer Socialization Study Principal Investigator

MACFEA

RM70,000

2012-2013

(1 Year)

Completed

19. Personal Financial Wellness and Workplace Productivity


RUGS (UPM) RM80,000

2006-2008

(2 Years)

Completed

20. Fenomena Kemuflisan Di Kalangan Eksekutif Muda Sektor Awam


MOHE

RM30,000

2007

(1 Year)

Completed

21. Kajian Keteguhan Kewangan Di Kalangan Belia


Institut Penyelidikan

Pembangunan Belia Malaysia

RM23,000

2006

(1 Year)

Completed

22. Financial Literacy, Attitude and Practices Among University Students


IRPA

RM143,200

2005-2007

(2 Years)

Completed

23. Kajian Sosialisasi dan Tingkahlaku Kewangan Remaja


FEM

RM5,000

2002

(1 Year)

Completed

9

Co-Researcher

No Title Role (Main/Co-researcher)


(RM)

Period (year)

Status (Completed/

Ongoing)

1. Mortgage and Non-Mortgage Debt Influences on Malaysian Consumers Financial Strain

Co-researcher Geran Putra UPM

RM50,000

4 Dec. 2017-4 Dec. 2019

(24 months)

Ongoing

2. Perancangan Kewangan untuk Kesejahteraan Hidup Ahli Sukan Profesional

Co-researcher Geran Putra UPM

RM50,000

15 Nov. 2017-15 Nov. 2019

(24 months)

Ongoing

3. Kajian Impak Sukan Sea Ke-29 Kuala Lumpur 2017

Co-researcher Ministry of Finance

RM600,000

May-Dec 2017 (8 months)

Ongoing

4. Feasibility of Flexible Affordable IBS Housing for Young Staters in Malaysia

Co-researcher FRGS

RM41,000

2017-2019 Ongoing

5. Faktor Penentu Kesejahteraan Kewangan Dalam Kalangan Pengguna Kedai Rakat 1Malaysia (KR1M)

Co-researcher MACFEA

RM5,000

April 2017-April 2018

(12 months)

Completed

6. Developing Neighborhood Criteria for Reducing Fear of Crime among Public Housing Residents in Malaysia Metropolitan Cities

Co-researcher FRGS

RM59,200

2016-2018 Ongoing

7. Development of a Job Productivity Model for Service Sector Employees: Integration of Personal Finance-Related and Job Related Factors

Co-researcher FRGS

RM56,000

2015-2017 Ongoing

8. Kajian Tingkahlaku Pembelian Dalam Kalangan Pengguna Baru

Co-researcher MACFEA

RM31,920

2014-2014 Ongoing

9. Indeks Belia Malaysia 2015 Co-researcher Institute for Youth Research (IYRES)

RM633,650

2014-2015 Ongoing

10. The Emergence of The New Consumer Co-reseracher MACFEA

RM190,000

2014

(1 Year)

Ongoing

11. Penilaian Impak Program di bawah Bahagian Gerakan Kepenggunaan UPM

Co-researcher KPDNKK

RM185,000

2014

(1 Year)

Ongoing

12. Penilaian Konsumerisme kalangan Masyarakat Pribumi di Sabah dan Sarawak


RM165,000

2014 (1 Year)

Ongoing

13. Obesity and Youth Quality of Life and WellBeing: A Comparative School Age, University and Young Working Youth in Klang Valley

Co-researcher RUGS

RM60,490

2013-2015

(2 Years)

Ongoing

14. Developing a Predictive Model on Gold Investment Behaviour among Income Earners

Co-reseacher FRGS

RM67,000

2013-2015

(2 Years)

Ongoing

15. Conceptualizing Marital Investment Model of urban Dual-Earner Couples

Co-reseacher FRGS

RM67,500

2013-2015

(2 Years)

Ongoing

10

16. Wasteful Spending towards Financial Stability among Malaysian Urban Consumers

Co-reseacher Geran Putra-Inisiatif

Berkumpulan

RM67,000

2013-2015

(2 Years)

Ongoing

17. Dependent Children and Aged Parents: The Economic and Financial Well-Being of Sandwiched Generation

Co-researcher RUGS

RM49,200

2012-2013

(2 Year)

Completed

18. Financial Stress, Potential Suicide and Financial Stability among Employees

Co-researcher RUGS


2012-2013

(2 Year)

Completed

19. Integrating Financial Management Strategies and Physical Health in Influencing Personal Financial Health

Co-researcher RUGS


2012-2013

(2 Year)

Completed

20. Kajian Ke atas Individu Islam Berstatus Bangkrap dan Cadangan Penyelesaian Hutang

Co-researcher RUGS


2012-2013

(2 Years)

Ongoing

21. Exploring Dominant and Contending Consumer Ideologies Among Malaysians for Consumer Education Initiatives.

Co-researcher ERGS

RM70,000

Project No:

2012-2013

(2 Years)

Completed

22. Program Kajian dan Penyelidikan Program-Program Kepenggunaan Kementerian Perdagangan Dalam Negeri, Koperasi Dan Kepenggunaan

(Vot: 6376400)


RM90,000

2012-2013

(1 Year)

Completed

23. Program Kesepaduan Sosial Negara (PKSN): Project 4: Sub-Project B

Co-researcher LRGS, MOSTI

RM220,000

2012-2013

(1 Year)

Completed

24. Developing a Multiattribute-Based Profile of Personal Financial Risk

Co-researcher FRGS

RM48,000

2011-2012

(2 Years)

Completed

25. Poverty among Elderly Poor Women: Case Study of Amanah Ikhtiar

Co-researcher UNESCO

RM80,000

2011

(1 Year)

Completed

26. Old Age Economic Security among Amanah Ikhtiar Members

Co-researcher ERGS

RM50,000

2011

(1 Year)

Completed

27. Pelaburan Modal Insan dalam Kalangan Isirumah Berpendapatan Rendah

Co-researcher PERMATA

RM175,000

2011

(1 Year)

Completed

28. Smart Investing Project Co-researcher FINRA

ISU

2010-2011

(2 Years)

Completed

29. Financial Capabilities among Iowa State University College Students

Co-researcher ISU 2009-2010

(2 Years)

Completed

30. Persepsi dan Amalan Nilai Budaya Belia Malaysia Menuju Wawasan 2020

Co-researcher MOHE

RM30,000

2007

(1 Year)

Completed

31. Assistance to Adult Children By Older Parents

Co-researcher Collaboration with Virginia

Polytechnic Institute & State

University

2005-2006

(2 Years)

Completed

11

32. Elderly and High Rise Housing Cities in Malaysia

Co-researcher IRPA

RM141,500

2004-2006

(2 Years)

Completed

33. Sikap Dan Amalan Golongan Melayu Bandar Terhadap Pencapaian Wawasan 2020

Co-researcher

IRPA

RM95,000

2003-2005

(2 Years)

Completed

34. Tahap Pengetahuan, Sikap dan Amalan Penggunaan Kredit Di Kalangan Pengguna Di Malaysia

Co-researcher IRPA

RM120,000

2003-2005

(2 Years)

Completed

35. Isu Pengguna Di Pasaran : Persepsi, Sikap dan Tanggungjawab

Co-researcher KPDNHEP &

MACFEA

RM11,200

2005

(3 months)

Completed

36. Kajian Kenaikan Harga Bahan Bakar dan Barangan di Pasaran : Persepsi dan Kesan Ke atas Pengguna

Co-researcher KPDNHEP &

MACFEA

RM49,000

2005

(3 months)

Completed

37. Kajian Keperluan Akademik Mahasiswa UPM

Co-researcher UPM

RM15,000

2003

(1 Year)

Completed

38. Kajian Tinjauan Mahasiswa Luar Kampus

Co-researcher UPM

RM10,000

2003

(1 Year)

Completed

39. Kajian Pola Interaksi di Kalangan Mahasiswa di Institusi Pengajian Tinggi: Kajian Tinjauan di UPM

Co-researcher UPM

RM10,000

2002

(1 Year)

Completed

40. Study On Future Market Potential For Products Of Women Extension Group

Co-researcher JICA

RM65,300

2002

(1 Year)

Completed

41. Kajian Tingkahlaku Kewangan Dan Pengetahuan Mengenai Pinjaman Pendidikan Di Kalangan Pelajar

Co-researcher FEM

RM10,000

2001

(1 Year)

Completed

12

Consultancy Activities

No Name of Project/Program Role (Lead/ Associate

Consultant)


(RM)

Period (year)

Status (Completed/

Ongoing)

1. Consumer Satisfaction Survey 2017 Lead Consultant

Tenaga Cable Industries, Sdn.

Bhd.

RM24,000

2017

(3 months)

Completed

2. Kajian Trend Permintaan Pembiayaan Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) di IPTA dan IPTS

Associate Consultant

PTPTN

RM137,491.45

Dec. 2017 – Jan. 2018

(6 months)

Ongoing



Bhd.

RM24,000

2016

(3 months)

Completed

4. Kajian Pembangunan Pelan Strategik Keselamatan Barang Pengguna


KPDNKK

RM99,936.80

Nov. 2016 – Apr. 2017

(6 months)

Ongoing

5. Modul Pendidikan Pengguna Associate Consultant

MACFEA

RM24,000

2016

(24 months)

Ongoing



Bhd.

RM24,000

2015

(3 months)

Completed



Bhd.

RM24,000

2014

(3 months)

Completed

8. Impact Assessment on Financial Capability Programme for 1AZAM Pacticipants


Collaboration with Bank Negara

Malaysia

2013

(1 year)

Completed

9. Survey to Gauge Level of Awareness on Credit Counseling & Debt Management Agency and Its Services

Lead Consultant

Agensi Kaunseling & Pengurusan

Kredit RM12,000

2013

(1 year)

Completed



Bhd.

RM24,000

2013

(4 months)

Completed

11. Impact Assessment on Pengurusan Wang Ringgit Anda (POWER!) Programme

Lead Consultant

Bank Negara Malaysia

RM10,000

2013

(1 months)

Completed

12. Penilaian Program Kepenggunaan KPDNKK 2013


KPDNKK

RM180,000

2013

(1 Year)

Completed

13. Financial Empowerment Program for Mature Women (Training Need Analysis)


Citi-Tsao Foundation-UPM

USD110,000

2012-2013

(2 Year)

Completed

14. Anugerah Syarikat Mesra Pengguna 2007 Associate Consultant

KPDNHEP & MACFEA

2007

(1 Year)

Completed

13

RM30,000

15. Anugerah Syarikat Mesra Pengguna 2006

Lead Consultant

KPDNHEP

MACFEA

RM14,000

2006

(1 Year)

Completed

16. Kajian Kesetiaan Pelanggan Pusat Zakat Selangor


Lembaga Zakat Selangor

RM10,000

2006

(1 Year)

Completed

17. Persepsi Mahasiswa Terhadap Buku Penyata Dan Perancangan Kewangan Keluarga


BNM

RM5,000

2006

(4 months)

Completed

18. Impact Evaluation of Home Care Programme


NGO-Usiamas

RM15,000

2006

(3 months)

Completed

19. Anugerah Syarikat Mesra Pengguna Malaysia 2005


KPDNHEP &

MACFEA

RM10,000

2005

(1 Year)

Completed

20. Kajian Pola Penggunaan Telefon Bimbit dan SMS


KPDNHEP &

MACFEA

RM2,000

2005

(3 months)

Completed

21. Kajian The Pre-Project Assessment of E-Keluarga

Asscociate Consultant

LPPKN

RM15,000

2003

(1 Year)

Completed

G. PUBLICATIONS Cited Journal 1. Mohamad. Fazli, S., Thinagaran, M.D., Lee, M.P., Nornadia Liz, Z., Rozita, W., & Nurhayatul Nia,

R. (2017). Does The Bijak Wang (Smart Money) Program Benefit Schoolgoing Children? Malaysian Journal of Consumers and Family Economic, 20 (Special Edition): 122-142.

2. Mohamad. Fazli, S., Nuraini, A., Merzieh, Z., & Siti Yuliandi, A. (2017). Moderation Effect of Gender on Financial Literacy, Money Attitude, Financial Strains and Financial Capability. Malaysian Journal of Consumers and Family Economic, 20:83-101.

3. Lee, M.P., & Mohamad Fazli, S. (2017). Financial Knowledge, Financial Management Prcatices, Financial Pressure and Financial Stability among Single Female Headed Household in Malaysia. Malaysian Journal of Consumers and Family Economic, 20:131-145

4. Radduan, Y., & Mohamad Fazli, S. (2017). Determinants of Retirement Savings. Malaysian Journal of Consumers and Family Economic, 20 (Special Edition): 167-182

5. Husniyah A.R., Mohamad Fazli, S., Norhasmah, S., Mohd. Amim, O., Norhafifah, S. & Fatin Farwizah, M.R (2017). Financial Practices and Physical Health Influencing Financial Health of Malaysian Employees. Malaysian Journal of Consumers and Family Economic, 20 (Special Edition): 1-20

6. Teo, T.J., & Mohamad. Fazli, S. (2016). Factors Affecting Retirement Confidence among Women in Peninsular Malaysia Government Sectors. Malaysian Journal of Consumers and Family Economic, 19: 53-68.

7. Siti Yuliandi,A., Mohamad. Fazli, S., Husniyah, A.R., & Syuhaily, O. (2016). Mediating Effect of

Self-Coping Mechanisms on Associations between Financial Practices and Financial Security of

14

Female-Headed Households. Malaysian Journal of Consumers and Family Economic, 19: 143-160.

8. Ahmad Fauzi, A.R., Husniyah, A.R., Mohamad. Fazli, S., Mohd. Amim, O., & Roziah, M.R. (2016).

Gold Investment Intention among Urban Public Sector Employees in Malaysia. Malaysian Journal of Consumers and Family Economic, 19: 101-114.

9. Husniyah, A.R., Mohd. Amim, O., Mohd. Fazli, S., & Zuroni, M.J. (2016). Influential Predictors for

Financial Adequacy among Malaysian Public Sector Employees. Australian Journal of Business and Economic Studies, 2(1): 1-11

10. Mohd. Fazli, S., & Nurul Farhana, Z. (2015). The Influence of Financial Literacy, Money Attitude,

Financial Strain and Financial Capability on Young Employees’ Financial Well-being. Pertanika Journal of Social Sciences & Humanities, 23(4): 827-848.

11. Mohd.Fazli, S. (2015). Culture and Gender in Leadership: Perpectives from the Middle East and

Asia. James Rajasekar & Loo See-Beh (Eds). London: Palgrave MacMillan, 2013, 329 pages. (Book Review). Asian Women, 31(1): 107-112

12. Mohd. Fazli, S., Teo, T.J., Mohd. Amim, O., & Husniyah, A.R. (2015). Financial Literacy, Financial

Management Practices & Retirement Confidence among Working Women in Government Agencies: A Mediation Model. The Journal of Developing Areas, 49(6): 406-412.

13. Leila, F., Laily, P. & Mohd. Fazli, S. (2015). An Exploratory Study of Personal Financial Well-Being

Determinants: Examining the Moderating Effect of Gender. Asian Social Science, 11(4): 33-42. 14. Hira, T.K., Mohamad. Fazli, S., & Loibl, C. (2015). Not a Black and European-Americans

Question: How are Investor Behavior and Perceptions Related to Race and Ethnicity? Malaysian Journal of Consumers and Family Econonomic, 18: 114-129.

15. Siti Yuliandi, A., & Mohamad. Fazli, S. (2015). Financial Security of Female-Headed Households: A

Preliminary Study. Asian Journal of Social Sciences & Humanities, 4(4): 68-77.

16. Gudmunson, C. Zuiker, V.S., Katras, M.J., & Mohd. Fazli, S. (2015). Enhancing Personal and Family

Finance Courses using Case Studies. College Student Journal , 49(3): 321-330. 17. Bahare, F., Ahmad Hariza, H., Husniyah, A.R. & Mohd. Fazli, S. (2015). Relationship between

Background Characteristics and Houisng Satisfaction of Iranian Homeowners in Kuala Lumpur, Malaysia. Journal of Educational, Health and Community Psychology, 4(2): 72-80.

18. Nuradbib, M., Husniyah, A.R., Mohd. Fazli, S., & Mansor, A.T. (2015). Financial Well-Being among

Public Employees in Malaysia: A Preliminary Study. Asian Social Science, 11(18): 49-54. 19. Nuradbib, M., Husniyah, A.R., Mohd. Fazli, S., & Mansor, A.T. (2015). Using Dollahite’s ABCD-

XYZ Resource Management Model of Crisis or Stress as a Framework for Understanding Financial Well Being. International Journal of Humanities and Social Science, 5(4): 219-228.

20. Bahare, F., Ahmad Hariza, H., Husniyah, A.R. & Mohd. Fazli, S. (2015). Relationship between

Background Characteristics and Neighborhood Satisfaction of Iranian Homeowners in Kuala Lumpur, Malaysia. Research on Humanities & Social Sciences, 5(5): 48-53.

21. Mohd. Fazli, S., & Teo, T.J. (2014). The Influence of Financial Literacy, Saving Behavior, and

Financial Management on Retirement Confidence among Working Women in Public Sector. Asian Social Science, 14(14): 40-51

15

22. Mohd. Fazli, S., & Leila, F. (2014). Toward a Framework of Financial Wellness Determinants: Investigating the Moderating Effect of Religion. Australian Journal of Basic and Applied Sciences, 8(9): 275-281

23. Hira, T.K., Mohd. Fazli, S., & Loibl, C. (2013). Financial Socialization’s Impact on Investment

Behavior and Household Net Worth. International Journal of Consumer Studies, 37: 29-35.

24. Mohd. Fazli, S., Leila, F., Jariah, M., & Laily, P. (2013). Determinants of Employees’ Financial Well-

Being: The Moderation Effect of Work Sectors. Malaysian Journal of Consumers and Family and Econonomic, 16: 91-106.

25. Leila, F., Laily, P. & Mohd. Fazli, S. (2013). An Exploratory Model of Personal Financial Well-Being

among Malaysian Youth: A Gender Perspective. Asia Life Sciences, 22(2): 687-698 (ISI: IF-0.259)

26. Mohd. Fazli, S., & Leila, F. (2013). Predictors of Financial Well-Being among Malaysian Employees:

Examining the Mediate Effect of Financial Stress. Journal of Emerging Economies and Islamic Research, 1(3): 1-16.

27. Leila, F., Mohamad Fazli, S., & Laily, P. (2012). Assessment a Model of Financial Satisfaction

Predictors: Examining The Mediate Effect of Financial Behaviour and Financial Strain. World Applied Sciences Journal, 20(2): 190-197.

28. Masud, J., Mohd. Fazli, S., & Haron, S.A. (2012). Ethnic Differences in Financial Practices of

Malaysian Elderly. Malaysian. Journal of Consumers and Family and Econonomic, 15: 54-70. 29. Mohd. Fazli, S., MacDonald, M., & Masud, J. (2012). Determinants of College Students’ Financial

Behavior and Financial Problem. Archives Des Sciences Journal, 65(7): 268-277(ISI: IF-0.474). 30. Falahati, L., & Mohd. Fazli, S. (2012). Pathway to Financial Behavior and Financial Strain: A

Mediating Effect of Financial Literacy and Financial Skills. Archives Des Sciences Journal, 65(2): 258-267 (ISI: IF-0.474).

31. Mohd. Fazli, S., Cook, C.C., Shelley, M., Hira, T.K., Garasky. S., & Swanson, P. (2012). The Relation

of Early Childhood Consumer Experience, Financial Socialization and Financial Knowledge with the Perceived Financial Well-Being. Asia Life Sciences, 21(2): 537-563 (ISI: IF-0.259).

32. Mohd. Fazli, S., Cook, C.C., & Gudmunson, C. (2012). Financial Well-Being of Malaysian College

Students. Asian Education and Development Studies, 2: 153-170. 33. Mohd. Fazli, S., MacDonald, M., Hira, T.K., & Jariah, M. (2010). Childhood Consumer Experience

and the Financial Literacy of College Students in Malaysia. Family and Consumer Sciences Research Journal, 38(4): 455-467.

34. Narges, D., Laily, P., Mohd. Fazli, S., Jariah, M. (2010). Effects of Financial Wellness on the

Relationship between Financial Problem and Workplace Productivity. World Applied Sciences Journal, 10(8): 871-878.

35. Mohd. Fazli, S., and Teoh, Y.Y. (2006). Tahap Keprihatinan Alam Sekitar dan Amalan

Kepenggunaan Hijau. Pertanika Journal of Social Science and Humanities, 14(2): 95-109. 36. Mohd. Fazli, S., Celia, R.H., Goh, L.A. (2006). Attitudes, Values and Belief Towards Money: Gender

and Working Sector Comparison. Pertanika Journal of Social Science and Humanities, 14(2): 121-130.

37. Mohd.Fazli, S., Nurizan,Y., Mumtazah, O., Aziah,H., Naimah, S., & Bukryman, S. (2006). Status

Sosio-Ekonomi Isi rumah Melayu Bandar. Malaysian Journal of Consumers and Family Economic, 9: 11-15.

16

38. Husniyah,A.R., Mohd. Fazli, S., Bukryman, S., Ahmad Hariza, H., & Mohd. Amim, O. (2006). Tingkahlaku Pengguna di Malaysia terhadap Pinjaman Pendidikan. Malaysian Journal of Consumers and Family Economics, 9: 33-46.

39. pto 40. Husniyah, A. R., Syuhaily O., M. Fazli, S., M. Amim, O., & Ahmad Hariza, H. (2005). Gelagat

Perancangan Kewangan Keluarga di Malaysia. Malaysian Journal of Consumers and Family Economics, 8: 27-39.

41. Husniyah, A. R., Mohd. Fazli, S. & Ahmad Hariza, H. (2005). Perancangan dan Amalan Penggunaan

Kad Kredit bagi Pengguna di Malaysia. Malaysian Journal of Consumers and Family Economics, 8: 62-75.

42. Jariah, M., & Mohd. Fazli, S. (2005). Financial Behavior of College Students: Gender Comparison.

Malaysian Journal of Consumers and Family Economics, 8: 51-60. 43. Mohd. Fazli S., Ahmad Hariza H., Husniyah A.R., and Mohd. Amim O. (2004). Sikap dan Amalan

Peminjam Pinjaman Perumahan di Sabah dan Sarawak. Malaysian Journal of Consumers and Family Economics, 7: 89-101.

44. Mohd. Fazli S., Jariah M., Laily P., and Sharifah Azizah H. (2003). Penggunaan Media Massa dan

Pengaruh terhadap Remaja. Malaysian Journal of Consumers and Family Economics, 6: 50-61. 45. Jariah M., Laily P., Zumilah Z., Sharifah Azizah H., and Mohd. Fazli S. (2003). Food Purchasing

Behaviour of Metropolitan Consumers. Malaysian Journal of Consumers and Family Economics, 6: 1-10.

46. Mohd. Fazli, S., and Jariah, M. (2002). Sosialisasi Kewangan di Kalangan Remaja. Malaysian Journal of Consumers and Family Economics, 5: 21-31.

Non-Cited Journal 1. Siti Yuliandi, A., Mohamad Fazli, S., Husniyah, A.R., & Syuhaily, 0. (2018). Self-Coping Mechanism

of Single Mothers to Achieve Financial Security in Life. International Journal for Studies on Children, Women, Elderly and Disabled, 3(January): 91-102.

2. Mohamad. Fazli, S., Laily, P., & Nuraini, A. (2017). Keperluan Penyemakan Semula Zakat Pendapatan. Journal of Muslim Affairs, 3(2): 39-50.

3. Mohamad Fazli, S., & Thinagaran, M.D. (2017). The Financial Status, Financial Problems and Personal Well-Being of Urban Poor Youths. International Journal of Academic Research in Business and Social Sciences. 7(8): 665-672.

4. Mohamad. Fazli, S., & Lee, M.P. (2017). How Financially Literate is Today’s Youth? International Journal of Asian Social Science, 7(10): 803-817.

5. Mohamad Fazli, S., Lee, M.P (2017). Financial Knowledge and Financial Practices of Youth: Gender & Ethnicity Differences. The Open Journal of Economic & Finance, 1: 47-53.

6. Norashiken, I., Mohamad Fazli, S., & Shamsul Azahari, Z.B. (2017). Pola Perbelanjaan dan Tingkah Laku Pembelian dalam Kalangan Pengguna Kedai Rakyat 1Malaysia (KR1M), Jurnal Pengguna Malaysia, 28 (Jun):69-91.

7. Norlela, Z., Husniyah A.R., & Mohamad Fazli, S. (2017). Kesejahteraan Kewangan dalam kalangan

Ibu Tungal di Negeri Sembilan. Jurnal Pengguna Malaysia, 29 (Disember), 38-50.

17

8. Nornadia Liz, Z., Mohamad Fazli, S., Husniyah, A.R. (2017). Penilaian Impak Program Pendidikan Kewangan dalam kalangan peserta Program Bijak Wang. Jurnal Pengguna Malaysia, 29 (Disember), 18-37.

9. Othman, C.J., Mohamad Fazli, S., Ismi, A.I., & Turiman, S. (2017). Comparison of Students’

Perception towards the Effectiveness, Early Reaction, and Acceptance of Knowledge and Skills during the ‘Skuad Jelajah Motivasi Pendidikan Dan Kepenggunaan’ Programme. Journal of Education & Social Sciences, 8(1): 18-25.

10. Norhadizah, M.K., Elistina, A.B., Norhasmah, S., & Mohamad Fazli, S. (2017). Consumer Protection in the Aviation Industry in Malaysia. Jurnal Pengguna Malaysia, 28:92-105.

11. Obilaonu, C.C., & Mohamad Fazli, S. (2017). The Financial Well-Being of Nigerian Students in Universiti Putra Malaysia. Journal of Education & Social Sciences, 6(2): 287-294.

12. Nuraini, A. & Mohamad Fazli, S. (2017). Malaysian Consumer Spending Patterns During Festive Season. The International Journal of Humanities & Social Studies, 5(5): 224-229.

13. Thinagaran, M., & Mohamad Fazli, S. (2017). The Financial Status and Factors Affecting Personal Well-Being Among Urban Poor in Kuala Lumpur. Malaysian Journal of Social Sciences and Humanities, 2(1): 21-39.

14. Lee, M.P., & Mohamad. Fazli, S. (2017). Review of Financial Vulnerability Studies. Archives of

Business Research, 5(2): 127-134. 15. Siti Yuliandi,A., Mohamad. Fazli, S., Husniyah, A.R., & Syuhaily, O. (2017). Factors Predicting

Financial Security of Female-Headed Households. Journal of Emerging Economies and Islamic Research, 5(1): 18-30.

16. Mohd. Fazli, S., Ahmad Hariza, H., Ismi Arif, I. & Nuraini, A. (2016). Penilaian Tahap Penerimaan Dan Persepsi Program Kad Diskaun 1 Malaysia (1MDC). Malaysian Journal of Consumer, 26: 36-53.

17. Nuraini, A., & Mohd. Fazli, S. (2016). Faktor Peramal Pengurusan Hutang Dalam Kalangan Pekerja

Muda. International Journal of Education & Training, 2(2): 1-19. 18. Zulfamy, M.U., & Mohd. Fazli, S. (2016). Kebaikan, Kelemahan Dan Isu Semasa E-Dagang.

Malaysian Journal of Consumer, 26: 65-79. 19. Othman, C.J., Mohd. Fazli, S., Ismi Arif, I., Turiman, S., Ahmad Hariza, H., & Soaib, A. (2016).

Tahap Penerimaan Dan Pengaplikasian Pengetahuan Dan Kemahiran Peserta Terhadap Program Kepenggunaan KPDNKK. Malaysian Journal of Consumer, 26: 80-93.

20. Mazlan, I., Mohamad Ibrani Sharimin, A.A., Ahmad Hariza, H., & Mohd. Fazli, S. (2016). Kesan

Pendidikan Keselamatan Jalan Raya Terhadap Tingkahlaku Berencana Pengguna Jalan Raya Dalam Kalangan Kanak-Kanak. Malaysian Journal of Consumer, 26: 18-35.

21. Mohd. Fazli, S., & Siti Farra, Z.A. (2016). Measuring the Impact of POWER! Programme. Saudi

Journal of Business and Management Studies, 1(1): 26-31. 22. Rozita, W., Mohd. Fazli, S., & Nurhayatul, N.R. (2016). Money Literacy, Shopping And Puchasing

Patterns Among Primary School Students In Malaysia. Journal of Education and Human Development , 5(1): March, 1-17.

23. Yashota, N., Laily, P., Mohd. Fazli, S., & Husniyah, A.R. (2016). Financial Ratios and the

Probabilistic Prediction of Bankruptcy among Malaysian Civil Servants. Journal of Emerging Economics and Islamic Research, 4(2): 1-13.

18

24. Yashota, N., Laily, P., Mohd. Fazli, S., & Husniyah, A.R. (2016). Predictors of Bankruptcy Probability among Malaysian Civil Servants: Examining the Subjective Measurement. Journal of Emerging Economics and Islamic Research, 4(1): 1-12.

25. Mohd. Fazli, S., & Siti Yuliandi, A. (2015). Financial Security among Working Women. Malaysian

Journal of Consumer , 24: 113-130. 26. Rajna, A., & Mohamad Fazli, S. (2015). Financial Management Practices of Medical Practitioners in

the Private and Public Medical Service in Malaysia. International Review of Management & Business Research, 4(4): 1105-1117.

27. Sarjit, S,G., Ahmad Tarmizi, T., Mohd. Fazli, S., Abdul Hakim, M., Puvaneswaran, K., & Ismi,A.I. (2015). The Consumerism Issues of the Native Communities of Sabah. Malaysian Journal of Consumer , 25: 1-9.

28. Yussyafiqah, Y., Mohamad Fazli, S., & Siti Yuliandi, A. (2015). Debt Management of Young

Employees and Its Determinants. Malaysian Journal of Youth Studies, 12 (June):139-156. 29. Siti Yuliandi, A., & Mohd. Fazli, S. (2014). Understanding Financial Security from Consumer’s: A

Review of Literature. International Journal of Humanities and Social Science, 4(12): 110-117. 30. Mohd. Fazli, S. (2014). The Development of Consumer Protection Policies in Malaysia.

International Journal of Business and Social Research, 4(6): 98-108.

31. Mohd. Fazli, S. & Teo. T.J. (2014). The Effects of Financial Literacy, Financial Management and

Saving Motives on Financial Well-Being among Working Women. Journal of Wealth Management & Financial Planning, 1: 20-32.

32. Mohd. Fazli, S., Siti Yuliandi, A., & NurFairani, A. (2014). Awareness among Malaysian Public on

Credit Counselling and Debt Management Agency (CCDM) and Its Services. Malaysian Journal of Consumer, 22: 69-84.

33. Husniyah, A.R., & Mohd. Fazli, S. (2014). Malaysian Public Sector Employees' Financial

Preparedness And Implemented Financial Plan. Journal of Wealth Management & Financial Planning, 1: 33-42.

34. Nurul Farhana, Z., & Mohd. Fazli, S. (2013). Review of Financial Capability Studies. International

Journal of Humanities and Social Science, 3(9): 197-203. 35. Nuraini, A., Mohd. Fazli, S., Husniyah, A.R., Mohd. Amim, O., Afida Mastura, M.A., & Nurul

Farhana, Z. (2013). Faktor-Faktor Mempengaruhi Pengurusan Hutang Dalam Kalangan Pekerja Muda. Malaysian Journal of Consumer, 21: 14-31.

36. Nurul ‘Alyaa, A.M., Mohamad Fazli, S., Ahmad Hariza, H., Husniyah, A.R., & Mohd. Amim, O.

(2013). Perkaitan antara Literasi Kewangan, Simpana, Pola Perbelanjaan dan Sosialisasi Kewangan dengan Kompetensi Kewangan Dalam Kalangan Kanak-Kanak. Malaysian Journal of Consumer, 21: 1-13.

37. Nurul Farhana, Z., Mohamad Fazli, S., Husniyah, A.R., Mohd. Amim, O., Afida Mastura, M.A. &

Nuraini, A. (2013). Determinants of Financial Capability among Young Employees in Malaysia. Malaysian Journal of Youth Studies, 9: 1-22.

38. Teo, T.J., Mohamad Fazli, S., Husniyah, A.R., Mohd. Amim, O., & Afida Mastura, M.A. (2013). The

Influence of Financial Knowledge, Financial Management Practices, and Self-Esteem on Money Management Skills of Young Adults. Malaysian Journal of Youth Studies, 9: 23-27.

19

39. Mohd.Fazli, S., & Leila, F. (2012). Estimating a Model of Subjective Financial Well-Being among College Students. International Journal of Humanities and Social Science, 2(18): 191-199.

40. Husniyah, A.R., Mohd. Fazli, S., Zuroni, M.J., Elistina, A.B., NurAtika, A., & Kanmani, S. (2012).

Debt Load, Financial Practices, and Locus Control Effects’ on Worker’s Financial Well-Being. International Journal of Social Policy and Society, 9: 6-26.

41. Kanmani, S., Mohd. Fazli, S., & Husniyah, A.R. (2012). Jangkaan Pelaburan Bagi Belia Institusi

Pengajian Tinggi. Malaysian Journal of Youth Studies, 7: 105-124. 42. Mohd. Fazli, S., Ahmad Hariza, H & Mohd. Amim, O. (2011). Pengetahuan dan Pengalaman

Berkaitan Penggunaan Kredit di kalangan Pegawai Muda Sektor Awam. Malaysian Journal of Youth Studies, 5: 63-73.

43. Mohd. Fazli, S. (2011). Review of College Students’ Financial Knowledge and Literacy Studies.

Malaysian Journal of Consumer, 17: 70-79. 44. Mohd. Fazli, S. (2011). Consumers’ Knowledge, Attitudes and Adoption of Electronic Banking

Technologies. Malaysian Journal of Consumer, 17: 22-33. 45. Mohd. Fazli, S., & MacDonald, M. (2010). Savings Behavior and Financial Problems among College

Students: The Role of Financial Literacy in Malaysia. Cross-Cultural Communication, 6(3): 103-110.

46. Mohd. Fazli, S., & Mumtazah, O. (2010). Financial Literacy: Research, Education, and Policy

Implication. Malaysian Journal of Consumer, 14: 53-71. 47. Mohd. Fazli, S., Husniyah, A.R., & Syuhaily, O. (2009). Tingahkahlaku Penggunaan Kredit Sewa Beli

di kalangan Pengguna di Malaysia. Malaysian Journal of Consumer, 12: 33-45. 48. Naimah, M.S., Mumtazah, O., Laily, P., Nurizan, Y., & Mohamad Fazli, S. (2008). Tingkahlaku

Pembelian Pengguna Semasa Kenaikan Harga Barangan di Malaysia. Malaysian Journal of Consumer, 10: 45-63.

49. Ahmad Hariza, H., Mohd. Fazli, S., Mohd. Amim, O., Shamsul Azahari, Z.B., Askiah, J., &

Husniyah, A.R. (2008). Fear for Safety and Fear of Crime among Elderly Living in High Rise Housing in Urban Malaysia. Social Welfare Journal, 32: 1-18.

50. Mohd. Fazli, S., Ahmad Hariza, H., Mohd. Amim, O., Shamsul A.Z.B., Askiah, J., & Husniyah, A.R.

(2007). Status Sosio-Ekonomi Warga Tua yang Menghuni Rumah Pangsa di Malaysia. Malaysian Journal of Social Policy and Society, 4: 81-96.

51. Mumtazah, O. Loh, Laily, P., & Mohd. Fazli, S. (2006). Kajian Kenaikan Harga Bahan Bakar:

Persepsi dan Kesan ke atas Pengguna. Malaysian Journal of Consumer, 8: 29-43. 52. Mohd. Fazli, S., Mumtazah, O. Loh, F.K (2006). Pembelian Secara Talian : Sikap, Amalan dan

Masalah Pengguna. Malaysian Journal of Consumer, 8: 81-95. 53. Laily, P., Mohd. Fazli, S., Jariah, M., & Askiah, J. (2006). Perbelanjaan Telefon Selular di kalangan

Pengguna Malaysia. Malaysian Journal of Consumer, 8: 96-115. 54. Mohd. Fazli, S., and Loo, Y.C. (2005). Tahap Kepuasan dan Kecenderungan Pembayaran Balik

Pinjaman PTPTN. Malaysian Journal of Consumer, 7: 14-31. 55. Mohd. Fazli, S., and Norli Hazrina, M.N. (2005). Program Mikro-Kredit Ar-Rahnu: Pengetahuan,

Sikap dan Amalan Pengguna. Malaysian Journal of Consumer, 6: 87-104.

20

56. Mohd. Fazli, S., and Jariah, M. (2005). Consumer Socialization of Adolescents in Malaysia. Malaysian Journal of Social Policy and Society, 1: 81-96.

57. Mohd. Fazli S., and Jariah, M. (2004). Peranan Ibu bapa terhadap Pembentukan Tingkahlaku

Penggunaan Remaja. Journal of Malaysian Family Studies, 1: 1-11. 58. Mohd. Fazli, S., and Jariah, M. (2003). Tingkahlaku dan Masalah Kewangan Mahasiswa. Malaysian

Journal of Consumer, 5: 33-48. 59. Mohd. Fazli S., and Jariah M. (2002). Sosialisasi Pengguna Remaja. Malaysian Journal of Consumer,

4: 1-19.

Book (s) Mohamad Fazli, S., Husniyah, A.R., & Mohd. Amim, O. (2015). Retirement Confidence and Financial Security among Working Women. Lambert Academic Publishing. Mohamad Fazli, S., Jariah, M., Zumilah, Z., Maisarah, A., & Nurul ‘Alyaa, A.M.. (2014). Memahami Sosialisasi Pengguna Malaysia: Bersediakah Menjadi Negara Maju. Persatuan Ekonomi Pengguna dan Keluarga Malaysia. Mohamad Fazli, S. and Nurhayatul Nira, R. (2014). 10 Smart Ways to Smart Money with Daniel & Dynas. Buku Prima Sdn. Bhd. Mohamad Fazli, S. and Nurhayatul Nira, R. (2014). Guide Book: Bright Kids Smart Money-Managing Money is Easy as ABCD. Bijak Wang Enterprise. Mohamad Fazli, S. and Nurhayatul Nira, R. (2013). 10 Amalan Bijak Wang Bersama Daniel & Dynas. Buku Prima Sdn. Bhd. Mohamad Fazli, S. and Nurhayatul Nira, R. (2013). Buku Panduan: Anak Bijak Cerdik Duit. Bijak Wang Enterprise. Mohamad Fazli, S. and Nurhayatul Nira, R. (2013). Anak Bijak Cerdit Duit: Panduan untuk Mengasah Kemahiran Pengurusan Kewangan Kanak-Kanak Semudah ABCD. Awan Metro Sdn. Bhd. Mohamad Fazli, S. and Nurhayatul Nira, R. (2013). Adik Bijak Cerdik Duit: Buku Latihan Pengukuhan. Awan. Metro Sdn. Bhd. Nurizan, Y., Mumtazah, O., Naimah, S., Aziah, H., Mohd. Fazli, S., and Bukryman, S. (2007). Wawasan 2020: Berjayakah Golongan Melayu Bandar Menyahut Cabarannya. Universiti Putra Malaysia, Serdang.

Mohd. Fazli, S., Mohd. Amim, O., Jariah, M., and Laily, P. (2006). Perancangan Kewangan Mahasiswa. Gems Publishing, Sdn. Bhd., Petaling Jaya. Mohd. Amim, O., Mohd. Fazli, S., Jariah, M., and Laily, P. (2006). Wang: Kenapa Perlu Diurus. Gems Publishing, Sdn. Bhd., Petaling Jaya. Jariah, M., Zumilah, Z., Laily, P., Sharifah Azizah, H., and Mohd. Fazli, S. (2003). A Study on Consumer Preferences for Locally Produced Food Products. Universiti Putra Malaysia.

Chapter (s) in Book Mohd. Fazli, S., & Ahmad Hariza, H. (2017). Introduction. Consumers in the New Millenium, Mohd. Fazli, S., & Ahmad Hariza, H. (Editor). Penerbit UPM (pp.1-14).

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Mohd. Fazli, S., & Nurul Farhana, Z. (2017). Financial Strain and FinancialCapability of Malaysian Young Employees. Consumers in the New Millenium, Mohd. Fazli, S., & Ahmad Hariza, H. (Editor). Penerbit UPM (pp.15-36). Husniyah, A.R., Ahmad Fauzi, A.R., Mohd. Fazli, S., Mohd. Amim, O., & Roziah, A.R. (2017). Malaysian Employees’ Gold Investment Behaviour. Consumers in the New Millenium, Mohd. Fazli, S., & Ahmad Hariza, H. (Editor). Penerbit UPM (pp.60-75). Ahmad Fauzi Abdul Wahab, Husniyah Abd. Rahim, Mohd Amim Hj. Othman, & M. Fazli Sabri, (2017). Financial Risk Tolerance as a Predictor for Malaysian Employees' Gold lnvestment Behavior in Regional Studies on Economic Growth, Financial Economics and Management. Editors: Bilgin, M.H., Danis, H., Demir, E., Can, U. (Eds.). Istanbul: Springer International Publishing. Nuraini, A., & Mohd. Fazli, S. (2017). Keperluan Menyemak Semula Pengiraan Zakat Pendapatan Secara Tolakan. Isu Keluarga dan Pengurusan Sumber Alaf Baru, Haslinda, A. (Editor). Penerbit UPM (pp.105-128). Norliana, M.N., Husniyah, A.R., Mohd. Fazli, S. & Mohd. Amim, O. (2017). Sikap Materialistik dalam kalangan Pengguna di Empat Bandaraya di Malaysia. Isu Keluarga dan Pengurusan Sumber Alaf Baru, Haslinda, A. (Editor). Penerbit UPM (pp.97-111). Mohd. Fazli, S. (2016). Beban Hutang Implikasi Kepada Kebajikan Isi Rumah dan Ekonomi Negara. Hutang Isi Rumah Malaysia : Cabaran dan Penyelesaian, Nor Hartini, S., & Mohamad Azhar, H (Editors). Penerbit IKIM (pp.105-128). Mohd. Fazli, S. & Nurul Farhana, Z. (2015). Financial Well-Being among Young Employees in Malaysia. Behavioral Finance and Investment Strategic: Decision Making in the Final Industry, Zeynep Copur (Editor). IGI Global (pp. 229-243). Jariah, M. Mohd. Fazli, S. Sharifah Azizah, H. (2013). Pengguna Luar Bandar. Malaysia Negara Maju: Realiti dan Cabaran, Zumilah, Z., Elistina, A.B., & Nur Rashidah, Z. (Editors). Persatuan Ekonomi Pengguna dann Keluarga Malaysia (MACFEA). Jariah, M., Husniyah A.R., Mohd. Fazli, S., & Laily, P. (2011). Financial Well-Being of Youth. Malaysian Youth in the Global World: Issues and Challenges, Hazita, H., Bahiyah, A.H., & Zarina, O. (Editors). Universiti Kebangsaan Malaysia.

Mohd. Fazli, S., and Jariah, M. (2009). Literasi dan Kesejahteraan Kewangan Dalam Kalangan Belia. Pembangunan Belia Abad Ke-21: Isu dan Cabaran, Norbaya, A., Haslinda, A., Abd. Halim, S., Sarjit, S.G., & Dzuhailmi, D. (Editor). Universiti Putra Malaysia. Mumtazah, O., Nurizan, Y., Bukryman, S., Aziah, H., Mohd. Fazli, S., and Naimah, S. (2007). Kesediaan dan Penerimaan Masyarakat Melayu Bandar Terhadap Isu Globalisasi dan TMK. Ke Arah Pembangunan E-Malaysia: Isu dan Cabaran, Norizan, A.R., Zaini, A., Norwati, M.Y., and Habibah, A. (Editor). Universiti Kebangsaan Malaysia. Mohd. Fazli, S., and Jariah, M. (2005). Kewangan Pengguna: Isu dan Cabaran. Pengguna Dalam Pembangunan, Nurizan, Y., Mohd. Amim, O., and Sharifah, A.H., (Editor). Universiti Putra Malaysia.

Proceeding (s) i. International Ahmad Fauzi, A.W., Husniyah, A.R., Mohamad Fazli, S., & Mohamad Amim, O. (2017). Financial Risk Tolerance as a Predictor for Malaysian Employees’ Gold Investment Behavior. Regional Studies on

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Economic Growth, Financial Economics and Management. Proceedings of the 19th Eurasia Business and Economics Society Conference (pp.63-78).

Mohd. Fazli, S., & Thinagaran, M. (2016). The Financial Status, Financial Problems and Personal Well-Being of Urban Poor Youths. Proceedings of the 3rd International Conference on Youth 2016 (ICYOUTH 2016) (pp. 220-226). Mohd. Fazli, S. (2015). The Determinants of Young Employees’ Financial Well Being. Proceedings of the Regional Seminar on Emerging Needs and Well-Being: Measures and Indicators (pp. 24-35). Mohd. Fazli, S., Teo, T.J., Husniyah, A.R., & Mohd. Amim, O. (2015). Financial Literacy, Financial Management Practices & Retirement Confidence among Working Women in Government Agencies: A Mediation Model. Proceedings of the Australasian Conference on Business and Social Sciences 2015 (pp. 602-609). Husniyah, A.R., Mohd. Amim, O., & Mohd. Fazli, S. (2015). Influential Predictors for Financial Adequacy among Malaysian Public Sector Employees. Proceedings of the Australasian Conference on Business and Social Sciences 2015 (pp. 532-541). Mohd. Amim, O., Husniyah, A.R., & Mohd. Fazli, S. (2015). Differences in Financial Information and Financial Status among Malaysian Bankrupts. Proceedings of the Australasian Conference on Business and Social Sciences 2015 (pp. 525-531). Siti Yuliandi, A., & Mohamad Fazli, S. (2013). Perception toward Applying Zakat Fund and Religiosity among Zakat Recipients in University Putra Malaysia. World Universities’ Islamic Philanthropic Conference. (pp. 1-13) Mohamad Fazli,S., Nurul Farhana, Z., Husniyah, A.R., & Mohd. Amim, O. (2013). Determinants of Financial Well-Being among Young Employees in Malaysia. International Conference on Youth. (pp. 314) Jariah, M., Sharifah Azizah, H., Zumilah, Z., Mohamad Fazli, S., Siti Farra Zillah, A., & Norisma Aiza, I. (2012). Measuring Women Empowerment: Case Study of Amanah Ikhtiar Malaysia. International Conference on Gender Empowerment. (pp. 38) Mohamad Fazli, S., Christine, C. C., Steve, G., Mack, C. S. (2012). A Conceptual Model of Perceived Financial Well-Being: Early Childhood Consumer Experience, Financial Socialisation and Financial Knowledge Pathways. International Federation of Home Economics. (pp. 38) Mohamad Fazli, S., Maurice M., Tahira, K.H., & Jariah, M. (2012). Childhood Consumer Experience and The Financial Literacy of College Students. International Federation of Home Economics. (pp. 38) Narges, D., Laily, P., Mohd. Fazli, S., & Jariah, M. (2010). Determinants of financial wellness among Malaysian workers. The Malaysia-Indonesia International Conference on Economics, Management and Accounting. Narges, D., Laily, P., Jariah, M., & Mohd. Fazli, S. (2010). Financial problems and job productivity among Employees in Malaysia. The Malaysia-Indonesia International Conference on Economics, Management and Accounting. Laily, P., Jariah, M., & Mohd. Fazli, S. (2010). Old age saving among public and private sector employees in Malaysia. South Asian Conference Ageing: Improving well-being in late life. Mohamad Fazli, S., Maurice. M., Jariah, M. & Chistine, C.C. (2010). Knowledge and skills of financial at risk young adults in Malaysia. Association of Financial Counseling and Planning Education Proceeeding, 2010. (pp. 12)

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Jariah, M., Mohamad Fazli, S., & Laily, P. (2010). Testing of Malaysian Financial Well-Being Scale.. Association of Financial Counseling and Planning Education Proceeeding. (pp. 15) Jeanna, H., Mohamad Fazli, S., & Douglas, B. (2008). Evaluation of a Web-Supported Personal Finance Course for College Students. Association of Financial Counseling and Planning Education Proceeeding, (pp. 300-301) Mohamad Fazli, S., Karen, L.A., Jariah, M., & Laily, P. (2008). Personal Financial Wellness and Workplace Productivity. Consumer Interest Annual Proceeding, Volume 54. (pp. 189-192) Mohamad Fazli, S., Jariah, M., Maurice, M., Tahira, K.H., & Laily, P. (2008). Financial Behavior and Problems among University Students in Malaysia: Research and Education Implication. Consumer Interest Annual Proceeding, Volume 54. (pp. 166-170) Mohamad Fazli, S., Jariah, M., Maurice, M., & Laily, P. (2008). Financial Well-Being among College Students in Malaysia: Needs for Financial Education. Consumer Interest Annual Proceeding, Volume 54. (pp. 181-184) Leila, F., Jariah, M., Mohd. Fazli, S., & Laily, P. (2008). Gender Difference in Financial Well-Being among College Students. The 6th International Conference on Gender Studies (SAMA 6). Jariah, M., Mohd. Fazli, S., Laily, P., & Husniyah, A.R. (2008). Financial Well-Being among Youth in Selangor. International Conference on Youth Research 2008. Jariah, M., Mohd. Fazli, S., Laily, P., & Husniyah, A.R. (2008). Perceived Financial Adequacy and Academic Achievement among College Students. International Conference on Youth Research 2008. Mohd. Fazli. S., Jariah, M., Laily, P., Mohd Amim, O., & Nurkhalila, N. (2007). Financial Literacy among Students in Malaysia. The Seventh Biennial ACFEA Confererence 2007. Zaimah, R., Jariah, M., Laily, P., & Mohd. Fazli, S. (2007). Financial Security Perception of University Students in Malaysia. The Seventh Biennial ACFEA Confererence 2007. Laily, P., Jariah, M., Mohd. Fazli, S., & Sharifah, A.H. (2007). Consumers’ Tolerance on Food Price Increase. The Seventh Biennial ACFEA Confererence 2007. Naimah,M.S., Nurizan,Y., Mumtazah,O., Aziah, H., & Mohd Fazli, S. (2007). Life Satisfaction Among Public Sector Employee In Peninsular Malaysia. 3rd International Consumer Sciences Research Conference. 27-29 June 2007 at the Jordanstown campus of the University of Ulster, Northern Ireland. Mumtazah, O., Nurizan, Y., Naimah, M.S., Aziah,H., & Mohd Fazli Sabri. (2007). Factors Affecting Subjective Material Satisfaction Of Urban Malays In Peninsula Malaysia. 3rd International Consumer Sciences Research Conference. 27-29 June 2007 at the Jordanstown campus of the University of Ulster, Northern Ireland. Mohamad Fazli, S., & Jariah, M. (2006). Sources of Income Among University Students in Malaysia. Consumer Interest Annual Proceeding, Volume 52 (2006). (pp. 462-464) Mohd. Fazli S., Jariah M., & Laily P. (2005). Consumer Socialization Among College Student in Malaysia. Consumer Interest Annual Proceeding, Volume 51 (2005). (pp. 251-254) Mumtazah, O., Nurizan, Y., Mohd. Fazli, S., Naimah, S., Aziah,H., & Amini,A.A. (2005). Malaysian Consumers Awareness on Impacts of Globalization and Information Communication Technology (ICT). Asian Consumer & Family Economic Association Proceedings. The 6th Biennial Conference, Sacramento, CA USA, November 3-5, 2005. (pp. 280)

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ii. National Proceedings Radduan, Y., & Mohamad Fazli, S., (2017). The 5 Pillars of the Social Security System for the Aged Malaysian. The 6th International Conference on Public Policy & Social Science, 2017. (pp. 362-384). Mohamad Fazli, S., Ahmad Hariza, H., Ismi Arif, I., Turiman, S., Soaib., & Nuraini, A. (2015). Penilaian Kad Diskaun 1 Malaysia. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 488-494). Siti Yuliandi, A., & Mohamad Fazli, S. (2015). Financial Problems, Financial Practices & Financial Well-Being among Lower Income Earners in Kuala Lumpur. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 565-575). Yashota, N., Laily, P., Husniyah, A.R., & Mohamad Fazli, S. (2015). The Associations of Financial Management Practices & Asset Ownership on Bankruptcy Probability among Civil Servants in Putrajaya, Malaysia. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 552-559). Nuraini, A., Mohamad Fazli, S., Ismi Arif, I., Ahmad Hariza, H., Turiman, S., & Soaib, A. (2015). Penerimaan Kad Diskaun 1 Siswa (KDS1M) Dalam Kalangan Mahasiswa Di Seluruh Malaysia. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 705-710). Shamsul Azahari, Z.B., Ahmad Hariza, H., Mohamad Fazli, S., Mohd. Amim, O., Normaziah, Z., & Farhan, M.A. (2015). Tingkahlaku Pembelian Dalam Kalangan Pengguna Baru Di Malaysia Dan Perbandingannya Dengan Negara Maju. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 426-446). Ahmad Fauzi, A.W., Husniyah, A.R., Mohamad Fazli, S., & Mohd. Amim, O. (2015). Gold Investment Orientation among Malaysian Public Sector Employees. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 488-494). Ahmad Hariza H, Farhan, M.A., Sharifah Azizah, H., Mohamad Fazli, S., Shamsul Azahari, Z.B., Mohd. Amim, O., & Normaziah, Z. (2015). Aspirasi Intrinsik Dan Ekstrinsik Dalam Kalangan Pengguna Malaysia. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 457-463). Mohamad Fazli, S., Ismi Arif, I., Turiman, S., Soaib, A., Aminuddin, H., Norhasni, Z.A., Maslina, M.S., & Tan, J.L. (2014). Penilaian Impak Progam Kepenggunaan KPDNKK. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 57-60). Sukjeet, K.S., Laily, P., Mohamad Fazli, S., & Syuhaily, O. (2014). Status Consumption among Working Women in Malaysia. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 71-74). Teo, T.J., Mohamad Fazli, S., Husniyah, A.R., Shamsul Azahari, Z.B., Mohd. Amim, O., Abdul Hafiz, A.R. (2014). The Effects of Financial Literay, Financial Management and Saving Motives on Retirement Confidence among Working Women. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 83-87). Nurul ‘Alyaa Adillah, M., Mohamad Fazli, S., Ahmad Hariza, H., Husniyah, A.R., & Mohd. Amim, O. (2014). Faktor-Faktor yang Mempengaruhi Kompetensi Kewangan Kanak-Kanak. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 88-92). Nuraini, A., Mohamad Fazli, S., Husniyah, A.R., & Mohd. Amim, O., Afida Mastura, M.A., & Nurul Farhana, Z. (2014). Pengurusan Hutang dalam kalangan Eksekutif Muda. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 93-96). Nuradibah, M., Husniyah, A.R., Mohamad Fazli, S., & Mansor, A.T. (2014). Financial Stress and Financial Wellbeing among Employees. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 97-99). Nurul Farhana, Z., Mohamad Fazli, S., & Husniyah, A.R. (2014). Re. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 100-103).

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Mohamad Fazli, S., Leila, F., Jariah, M., & Laily, P. (2012). Determinants of Employees’ Financial Well-Being: The Moderation Effect of Working Sector. Seminar Kebangsaan MACFEA Ke-16, 2012. (pp. 181-192) Leila, F., Laily, P., & Mohamad Fazli, S. (2012). An Exploratory Model of Personal Financial Well-Being among Malaysian Youth: A Gender Perspective. Seminar Kebangsaan MACFEA Ke-16, 2012. (pp. 193-203) Kanmani, S., Husniyah, A.R., Zuroni, M.J., Elistina, A.B., & Mohamad Fazli, S. (2012). Amalan Pengurusan Risiko Kredit dan Kepuasan Pengurusan Risiko dalam kalangan Pekerja Sektor Awam. Seminar Kebangsaan MACFEA Ke-16, 2012. (pp. 118-126) Mohamad Fazli, S., Christine, C.C., Mack, S., Tahira, K. H., Steve, G., & Patricia, M.S. (2011). Perceived Financial Well-Being: Early Childhood Consumer Experience, Financial Socialization and Financial Knowledge Pathways. AKEPT Young Researchers Conference and Exhibition. (pp. 247)

Mohamad Fazli, S., Maurice, M., Tahira, K.H., & Jariah, M. (2011). Childhood Consumer Experience and the Financial Literacy of College Students in Malaysia. AKEPT Young Researchers Conference and Exhibition. (pp. 162)

Narges, D., Laily, P., Mohd. Fazli, S., & Jariah, M. (2010). The Roles of Financial Literacy and Behavior in Explaining Workplace Productivity. Seminar Kebangsaan MACFEA Ke-14, 2010 Jariah, M., Laily, P., & Mohd. Fazli, S. (2010). Financial Well-Being among Malaysian Employees. Seminar Kebangsaan MACFEA Ke-14, 2010 Ahmad Hariza, H., Eddy Azwan, S., Mohd. Fazli, S., & Mohd. Amim, O. (2010). Kajian Fenomena Kemuflisan di Kalangan Pegawai Muda Sektor Awam. Seminar Kebangsaan MACFEA Ke-14, 2010 Mohd. Fazli, S., Ahmad Hariza, H., Shamsul Azahari, Z.B., Mohd Amim, O., Askiah, J., & Husniyah, A.R. (2006). Persepsi Warga Tua Rumah Pangsa Terhadap Kecukupan Pendapatan. National Conference on Ageing & National Development : Improving Quality of Later Life, 2006. (pp. 27) Ahmad Hariza, H., Mohd. Fazli, S., Mohd Amim, O., Shamsul Azahari, Z.B., Askiah, J., & Husniyah, A.R. (2006). Fear of Crime and For Safety Among Malaysian Urban Elderly Living in High Rise Housing. National Conference on Ageing & National Development : Improving Quality of Later Life, 2006 (pp. 25) Askiah, J., Ahmad Hariza, H., Husniyah, A.R. Shamsul Azahari, Z.B., Mohd. Fazli, S., & Mohd Amim, O. (2006). Aktiviti Warga Tua Yang Menghuni Rumah Pangsa di Bandar Metropolitan. National Conference on Ageing & National Development : Improving Quality of Later Life, 2006 (pp. 25) Shamsul Azahari, Z.B., Ahmad Hariza, H., Mohd. Fazli, S., Mohd Amim, O., Askiah, J., & Husniyah, A.R. (2006). Persepsi Kesihatan Di Kalangan Warga Tua Yang Menghuni Rumah Pangsa Di Malaysia. National Conference on Ageing & National Development : Improving Quality of Later Life, 2006. (pp. 29) Mohd. Fazli, S., Laily, P., Mumtazah, O., Jariah, M., & Nurizan, Y. (2006). Isu Di Pasaran : Sikap Dan Persepsi Pengguna. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-22)

Mohd. Fazli, S., Ahmad Hariza, H., Mohd Amim, O., Shamsul Azahari, Z.B., Askiah, J., & Husniyah, A.R. (2006). Status Sosio-Ekonomi Di Kalangan Warga Tua Yang Menghuni Rumah Pangsa Di Malaysia. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp 1-16) Mumtazah, O., Laily, P., & Mohd. Fazli, S. (2006). Kajian Kenaikan Harga Bahan Bakar: Persepsi dan Kesan Ke Atas Pengguna. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-14)

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Laily, P., Mohd. Fazli, S., Jariah, M., & Askiah, J. (2006). Perbelanjaan Telefon Selular di Kalangan Pengguna Malaysia. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-20) Ahmad Hariza, H., Mohd Fazli, S., Mohd Amim, O., ShamsulAzahari, Z.B., & Askiah, J. (2006). Impact of Housing Design on Independence for Elderly Living in High Rise Housing in Urban Malaysia. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-14)

Shamsul Azahari, Z.B., Ahmad Hariza, H., Mohd. Fazli, S., Mohd Amim, O., Askiah, J., & Husniyah, A.R. (2006). Status Kesihatan di Kalangan Warga Tua yang Menghuni Rumah Pangsa i Malaysia. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-14) Naimah, M.S., Mumtazah, O., Laily., P., Nurizan, Y., & Mohd. Fazli, S. ( 2006). Tingkah Laku Pembelian Pengguna Semasa Kenaikan Harga Barangan Di Malaysia. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-19) Askiah, J., Ahmad Hariza, H., Husniyah, A.R., Shamsul Azahari, Z.B., Mohd. Fazli, S., & Mohd Amim, O. (2006). Interaksi Sosial Dan Penggunaan Kemudahan Awam Di Kalangan Warga Tua Yang Menghuni Rumah Pangsa Di Bandar Metropolitan. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-16) Bukryman, S., Nurizan, Y., Mumtazah, O., Mohd. Fazli, S., Aziah, H., & Naimah, S. (2006). Cabaran Kakitangan Kerajaan di Era Globalisasi dan Teknologi Komunikasi Maklumat (ICT). Seminar Kebangsaan Komunikasi Ketiga 2006. Anjuran Fakulti Komunikasi dan Bahasa Moden, Universiti Utara Malaysia Mumtazah, O., Nurizan, Y., Mohd. Fazli, S., Naimah, S., Aziah,H., Bukryman, & S., Amini,A.A. (2005). Persediaan Masyarakat Melayu Bandar Terhadap Isu Globalisasi dan ICT. Seminar Kebangsaan “Ke Arah Pembangunan E-Malaysia: Merapatkan Jurang Komuniti Dengan Teknologi Maklumat”

Mohamad Fazli, S., Nurizan,Y., Mumtazah. O., Aziah, H., Naimah, S., Amini, A.A. & Hanni, A. (2005). Status Sosioekonomi Isirumah Melayu Bandar Ke Arah Pencapaian Wawasan 2020. Seminar Kebangsaan MACFEA Ke-10, 2005 (pp. 16-27) Husniyah, A.R., Mohamad Fazli, S., Bukryman, S., Mohd. Amim, O., & Ahmad Hariza, H. (2005). Tingkahlaku Pengguna Di Malaysia Terhadap Pinjaman Pendidikan. Seminar Kebangsaan MACFEA Ke-10, 2005 Mohd. Fazli, S., and Shahril, M.S. (2004). Tahap Pengetahuan & Amalan Merancang Serta Mengawal Perbelanjaan Isi Rumah Sektor Kerajaan. Seminar Kebangsaan MACFEA Ke-9, 2004. (pp. 431-446) Mohd. Fazli, S., Syuhaily, O., Husniyah, A.R., Mohd. Amim, O., and Ahmad Hariza, H. (2004). Tingkahlaku Penggunaan Kredit Sewa Beli di Kalangan Pengguna di Malaysia. Seminar Kebangsaan MACFEA Ke-9, 2004. (pp. 93-108) Mohd. Fazli S., Jariah M., Laily P., and Sharifah Azizah H. (2003). Penggunaan Media Massa dan Pengaruh Terhadap Remaja. Conference in Conjuction with The Public Institutions of Higher Learning R & D Exposition 2003. (pp. 199-204) Jariah M., Laily P., Mumtazah O., Afida Mastura M.A., Aziah H., Husniyah A.R., Mohd. Amim O., Mohamad Fazli S., and Zuroni M.J. (2003). Financial Behaviour of University Students Receiving PTPTN: Policy Implication. Conference in Conjuction with The Public Institutions of Higher Learning R & D Exposition 2003. (pp. 141-142) Jariah M., Laily P., Zumilah Z., Sharifah Azizah H., and Mohamad Fazli, S. (2003). Consumer Preferences for Locally Produced Food. Conference in Conjuction with The Public Institutions of Higher Learning R & D Exposition 2003. (pp. 165-166)

Mohamad Fazli, S. (2002). Sosialisasi dan Tingkahlaku Kewangan Remaja. Creating New Frontiers of Innovative Research

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11 January 2017

37. Jadilah Pengguna Bijak Sinar Harian (Ruangan Fokus Hari Ini, P.40)

7 Januari 2017

38. Tahun Baru, Tabung Baharu RTM (Segmen: Suara Kita Hak Kita)

2 January 2017

39. Melahirkan Komuniti Bijak Wang Sinar Harian (Ruangan Kampus, P.7)

21 Disember 2016

40. Hello 2017! Strategi Bajet Kendiri Majalah Wanita (Ruangan Laporan Khas, P.88-90).

December 2016

41. Akaun Emas Legakan Pencarum KWSP

KOSMO (Ruangan K2-ISU, P.24)

13 Disember 2016

42. Penambahbaikan Skim KWSP Sediakan Faedah Persaraan Kepada Pencarum

BERNAMA (Ruangan Rencana)

24 November 2016

43. EPF Announces Better Retirement Benefit

Malay Mail Online 24 November 2016

29

44. EPF Gold Account Boon For Those in Late 50s

BERNAMA 24 November 2016

45. Isu Minyak Masak – Pantau Berkala Harian Metro (Ruangan Setempat, P.22)

15 November 2016

46. Orang Kita Liat Bayar Punca Hutang Berita Harian (Ruangan Dari Kaca Mata, P.10)

15 November 2016

47. Mahasiswa Perlu Bijak Urus Pinjaman Utusan Malaysia (Ruangan Rencana, P.11)

14 November 2016

48. Masalah Kurang Bekalan Tak Sepatutnya Berlaku

Harian Metro (Ruangan Setempat, P.11)

24 Oktober 2016

49. Cadangan Kurangkan Kos Operasi JPM Rugikan Rakyat

Berita Harian, P.11 21 Oktober 2016

50. Pengangguran Graduan Perlu Dipandang Serius


17 Oktober 2016

51. Kelebihan Simpanan Emas Sinar Harian (Ruangan Isu Minggu Ini, P.3)

16 Oktober 2016

52. UPM Raih Empat Anugerah Reka Cipta Inovasi di Kanada

Utusan Malaysia (Ruangan Dalam Negeri, P.10)

21 September 2016

53. UPM Wins Two Gold Awards in Innovation Competition in Canada

The Sun Daily 21 September 2016

54. Sedia Pekerjaan – Kerajan Perlu Beri Fokus Pada Bajet 2017

Harian Metro (Ruangan Setempat, P. 29)

19 September 2016

55. Kit Bijak Wang: Anak Bijak Cerdik Duit

Radio Nasional FM (Segmen Kreatif dan Inovasi)

17 September 2016

56. Sukuk vs. Bon Majalah Al-Islam (Ruangan Perspektif)

September 2016

57. Elak Buat Pinjaman, Hutang Baru (Ruangan: Fokus, P.3) 24 August 2016

58. Easy Access to Personal Loans, Credit Cards Causing Household Debt to Balloon- Economist

Bernama (General News) 18 August 2016

59. Pinjaman Peribadi, Kad Kredit Punca Hutang Isi Rumah Meningkat

Bernama (Umum) 17 August 2016

60. Promoting Financial Literacy The Star (P.12) 8 August 2016

61. Beraya Usah Sampai Papa Harian Metro (Ruangan Hati, P.22)

5 July 2016

62. Persiapan Raya, Jualan Murah dan Wanita

Bernama (Ruangan Rencana) 3 July 2016

63. Belanja Dua Kali Ganda Sambut Raya Berita Harian (Ruangan Ehwal Pengguna, P.22)

27 June 2016

64. Pelajari Kesilapan Si “Kaki” Shopping Utusan Malaysia (Ruangan Mega: P.6)

15 June 2016

65. Bazar Ramadhan Perangkap Pembaziran

Berita Harian (Ruangan Wanita: P.41)

6 June 2016

30

66. Kawal Perbelanjaan Secara Berhemah Sinar Harian (Ruangan Rencana: P3)

29 May 2016

67. Banyak Pertimbangan Sebelum Berhenti Kerja

Harian Metro (Ruangan Setempat:P.36)

24 May 2016

68. The Case for Financial Education in Schools

The EDGE Malaysia 25 April 2016

69. Kahwin, Hutang & Cerai- Kurang Disiplin Tambah Hutang

Harian Metro (Ruangan Setempat: P.10-11).

27 Mac 2016

70. Perlu Amal Perlu Faham Majalah Al-Islam (Bil.504) February 2016

71. Gaji Dua Kali Sebulan Berita Harian (Ruangan Famili, P.12-13)

22 February 2016

72. Pertambahan Pekerja Asing Wujudkan Risiko “Budaya Baharu”

Bernama (Ruangan Perspektif Isu Terkini) The Malaysian Insider

15 February 2016

73. Gempur Kegiatan Along Harian Metro (Ruangan Setempat, P.39)

12 February 2016

74. BR1M: Sejauh Mana Kesan Kepada Pengguna

Buletin Astro Awani 29 January 2016

75. Ubah Cara Agih BR1M Harian Metro (Ruangan Setempat, P.10)

29 January 2016

76. Ambil Kira Sensitiviti Rakyat Harian Metro (Ruangan Setempat, P.19)

26 January 2016

77. Remaja Boros Segmen Cuit-Cuit: Selamat Pagi Malaysia, RTM1

16 January 2016

78. Ponteng Sekolah Ubati Sebelum Parah KOSMO (Ruangan K2, P.24)

13 January 2016

79. Perbelanjaan Persekolahan Anak Radio IKIM 28 December 2015

80. Kit Interaktif Didik Kanak-Kanak Urus Wang

KOSMO (Ruangan Infiniti, P.34)

16 December 2015

81. Bijak Belanja, Kawal Nafsu Berita Harian (Ruangan Famili, P.12-13)

23 November 2015

82. Bukti Kita Diiktiraf UNESCO Harian Metro (Ruangan Setempat, P.20)

13 November 2015

83. Waspada Pinjaman Perkahwinan Berita Harian (Ruangan Famili, P.12-13)

12 November 2015

84. Bajet 2016 Eratkan Kasih Anak Kepada Ibu Bapa

Kosmo (Ruangan Negara, P.11)

29 October 2015

85. Kaji Keberkesanan Pemberian BR1M Kosmo (Ruangan K2, P.24) 28 October 2015

86. Kebajikan B40 Harian Metro (Ruangan Setempat, P.20)

24 October 2015

31

87. Bajet 2016: Kerajaan Terus Konsisten Bela Kebajikan Rakyat 2016 Budget Will Help Relieve Rakyat's Financial Burden, Say Academics

Bernama (Ruangan Perspektif Isu Terkini)

24 October 2015

88. Peruntukan RM1.5 Bilion Bukti Kerajaan Prihatin RM1.5 Bln Allocation Proves Govt Sensistive to Plight of B40 Group

Bernama (Ruangan Berita Am)

23 October 205

89. Kaji Semula Keberkesanan BR1M Bernama (Ruangan Perspektof Isu Terkini)

23 October 2015

90. Pengurusan Perbelanjaan Secara Bijak Susukan Kenaikan Kadar Tol

Buletin Astro Awani 16 October 2015

91. Fahami dan Fikir Dahulu Sebelum Berhutang

Majalah Harmoni (Ruangan Bijak Wang, P.77)

1-31 October 2015

92. Jadi Pengguna Bijak Sinar Harian (Ruangan Fokus, P.3)

28 September 2015

93. Sindrom Gaji Cukup-Cukup Makan – Belia Miskin Bandar

Harian Metro (Setempat, P.6)

23 August 2015

94. Generasi Muda Perlu Ambil Perlindungan Insurans, Elak Risiko Spend Money on Insurance Instead of Luxury Cars and Goods, Youth Told

Bernama (Ruangan Perspektif Isu Terkini)

17 August 2015

95. Mampukah Anda Membeli Rumah? Majalah Harmoni (Ruangan Bijak Wang, P.76)

15-31 August 2015

96. Urus Kewangan Dengan Bijak, Berbelanja Ikut Kemampuan Live Within Your Means to Avoid Indebtedness, Academic Tells Consumers

Bernama 13 August 2015

97. Belia Patut Cipta Peluang Baru Utusan Borneo (Ruangan Ekonomi, P.32)

4 August 2015

98. Kawal Sifat “Shopaholic” Harian Metro (Ruangan Hati, P.18)

4 August 2015

99. Bahaya Gaji Awal Menjelang Hari Raya Majalah Harmoni (Ruangan Bijak Wang, P.108)

1-15 August 2015

100. Rombakan Gusarkan Pelabur Asing Sinar Harian (Ruangan Bisnes, P.18)

29 July2015

101. Raya Pasca GST Majalah Wanita (P. 95) August 2015

102. Tradisi Memberi Duit Raya Pupuk Amalan Menabung It is The Thought That Counts, Not the Content of Duit Raya Content

Bernama 18 July 2015

103. Tidak Perlu Berhutang untuk Sambut Raya, Ahli Akademik No Reason to Incur Debts to Celebrate Hari Raya, Says Academic

Bernama Borneo Post Online

7 July 2015

104. Kaji Akta Pembaziran Makanan Secara Terperinci, Ahli Akademik Carry Out Detailed Study on Proposed Food Waste Legislation, Suggests Academic

Bernama 1 July 2015

32

105. Kit Bijak Wang Didik Amalan Menabung Majalah Ibu Anak (Ruangan Pecah Buntu, P.86-87).

July 2015

106. Elak Terpengaruh Perang Harga Raya Majalah Harmoni (Ruangan Bijak Wang, P.108)

15-31 Julai 2015

107. Waspada Ketagihan “Shopaholic” Majalah Harmoni (Ruangan Bijak Wang, P.78)

15-30 June 2015

108. MLM Jalan Mudah Jadi Jutawan Berita Harian (Ruangan Famili, P.13)

4 June 2015

109. Karnival Dari 2 Perspektif Sinar Harian (Ruangan Fokus Semasa, P.2)

1 June 2015

110. Kit Bijak Wang Untuk Kanak-Kanak Sinar Harian (Ruangan Bisnes, P.16)

23 May 2015

111. Big Sale Muslihat di Pusat Beli-Belah Majalah Harmoni (Ruangan Bijak Wang, P.76)

15-31 May 2015

112. Menjadi “New Customer” GST Majalah Harmoni (Ruangan Bijak Wang, P.83)

1-15 May 2015

113. UPM Perkenal Kit Bijak Wang: Anak Bijak Cerdik Duit

Majalah Kuntum (Ruangan Buletin Kuntum, P.2)

April 2015

114. Kanak-Kanak Bijak Wang Selamat Pagi Malaysia (TV1) 30 April 2015

115. 66% Wanita Bakal Bersara Miskin Wanita (P.98-99) Mei 2015

116. Kaki Shopping Rancangan Feminin (RTM1) 23 April 2015

117. Kad Debit Pilihan Popular Majalah Harmoni (Ruangan Bijak Wang, P.76)

15-31 April 2015

118. Jimat Dengan DIY Majalah Harmoni (Ruangan Bijak Wang, P.78)

1-15 April 2015

119. Sedia Belanjawan Keluarga Sinar Harian (Ruangan Isi Hangat Minggu Ini, P.4)

12 April 2015

120. Anak Bijak Cerdik Wang TV Al-Hijrah (Rancangan Assalamualaikum)

6 April 2015

121. Subur Cilik Tabiat Menabung Harian Metro (Ruangan Hati, P.18-19)

25 Mac 2015

122. Kad Debit Alternatif Ganti Tunai Sinar Harian (Ruangan Bisnes, P.18)

18 March 2015

123. Berjimat Dengan Freezer Food Majalah Harmoni (Ruangan Bijak Wang, P.80)

15-31 March 2015

124. Elak Miskin Selepas Bersara Majalah Harmoni (Ruangan Bijak Wang, P.78)

1-15 March 2015

125. Berbaloikah Pelaburan Unit Amanah? Majalah Harmoni (Ruangan Bijak Wang, P.76)

15-28 February 2015

126. Sokonglah Kereta Keluaran Tempatan Sinar Harian (Ruangan Fokus Semasa, P.3)

2 February 2015

33

127. Bahagian Atau Sengsara – Nilai Pelaburan Anda Menentukannya

Majalah Al-Islam (Ruangan Bicara, P. 66-69)

February 2015

128. Masa Untuk Membuat Pelaburan Masa Depan

Majalah Harmoni (Ruangan Bijak Wang, P.78)

15-30 January 2015

129. GST: Rakyat Perlu Berdisiplin Dalam Berbelanja

Utusan Malaysia (Ruangan Bisnes, P.19)

9 January 2015

130. Elak Miskin Pada Hari Tua Harian Metro (P.H18) 6 January 2015

131. Emas sebagai Pelaburan Majalah Harmoni (Ruangan Pengurusan Kewangan, P.78)

1-15 January 2015

132. UPM Innovation to Foster Financial Management Practices in Kids

QS NEWS2WOWU (P.18) A Quarterly Newsletter for Universities by QS Asia

2014

133. Rakyat Makin Memahami Utusan Malaysia (Ruangan Dalam Negeri, P. 20)

28 December 2014

134. Bajet Belanja Sekolah Anak Berita Harian (Ruangan Famili, P.10)

22 December 2014

135. Review Kewangan 2014 Anda Majalah Harmoni (Ruangan Pengurusan Kewangan, P.78)

15-31 December 2014

136. Kos Sara Hidup Tinggi Punca Kurang Kuasa Beli

Sinar Harian (Ruangan Fokus Bisnes, P. 6)

8 December 2014

137. Kewangan Isi Rumah, Kuasa di tangan Wanita?

Majalah Harmoni (Ruangan Pengurusan Kewangan, P.78)

1-15 December 2014

138. Cabaran Mengurus Bajet Tahun 2015 Radio IKIM 3 December 2014

139. Semakin Ramai Wanita Muda Sekarang Ini Dibebani Hutang

Utusan Sarawak Online 27 November 2014

140. Lebih Ramai Wanita Berhutang Berita Harian (Ruangan Famili, P.6-7).

20 November 2014

141. Empat Pakej Cuti Bajet Majalah Harmoni (Ruangan Pengurusan Kewangan, P.78)

15-30 November 2014

142. Seawal 12 Tahun Sudah Berhutang Radio 24 Bernama 11 November 2014

143. Rancang Percutian Ikut Kemampuan Sinar Harian (Ruangan Isi Hangat Minggu Ini, P.4)

2 November 2014

144. Lambakan Pinjaman Mudah Punca Muflis

Suara Pelindung Pengguna (Lembaga Pelindung dan Kebajikan Pengguna Malaysia)

Edisi October/ November 2014

145. Jurang Si Kaya, Si Miskin Sinar Harian (Online) 31 Oktober 2014

146. Didik Anak Urus Wang Sejak Kecil Harian Metro (P.24) 30 Oktober 2014

147. Pendidikan Awal Pengurusan Kewangan Bernama/Sinar Harian 29 October 2014

148. Kanak-Kanak Sudah Pandai Berhutang (Learning to be Indebted from Young)

Bernama/Sinar Harian 28 October 2014

34

149. Baik & Buruk Pembiayaan Semula Majalah Harmoni (Ruangan Pengurusan Kewangan, P.78)

1-15 October 2014

150. Lambakan Pinjaman Mudah Lonjak Muflis


26 September 2014

151. 4 Kebaikan Praktis Delayed Gratification Majalah Harmoni (Ruangan Pengurusan Kewangan, P.78)

1-15 September 2014

152. Solusi Hutang Raya Majalah Harmoni (Ruangan Pengurusan Kewangan, P.76)

1-15 August 2014

153. Berbelanja Secara Berhemah Sinar Harian (Ruangan Isi Hangat Minggu Ini, P.3)

20 July 2014

154. Kit Bijak Wang: Platform Lahirkan Generasi Bijak Urus Wang

Majalah Harmoni (P.74) 15-30 May 2014

155. Ketahui Aspek Pembelian Rumah Sinar Harian (Ruangan Isi Hangat Minggu Ini, P.4)

11 May 2014

156. Orang Ramai Makin Sedar Pentingnya Insurans

Sinar Harian 31 March 2014

157. Pemberian BR1M: Adakah Satu Keperluan atau Kehendak – BR1M Dari Lensa Wanita

The Malaysian Observer mobTV.my

12 March 2014

158. Belia Kurang Pengetahuan Kewangan Utusan Malaysia (Ruangan Bisnes, P. 17)

3 March 2014

159. Urus Wang Anak RTM TV1 (Live) 27 February 2014

160. Bijak Urus Wang Berita Harian (Ruangan Famili)

27 February 2014

161. Perlu Tahu Asas Pelaburan Sinar Harian 16 February 2014

162. Money Matters, A Child’s Play The Star 26 January 2014

163. Semakin Ramai Terbeban Hutang Sinar Harian 11 January 2014

164. Pendidikan Kewangan – Anak Bijak Cerdik Duit,

Sinar Harian (Ruangan Kampus)

8 January 2014,

165. Helping Kids Get Smart About Money, Personal Money Magazine (Issue 149)

January 2014

166. Belajar Urus Duit Berita Harian 24 Disember 2013

167. Nilai Mata Wang Jatuh Sinar Harian 20 Disember 2013

168. UPM Perkenal Kit Didik Urus Wang Cara Islam

Harian Metro 13 Disember 2013

169. UPM Lancar Kit Bijak Wang Berita Harian 13 Disember 2013

170. UPM Bangunkan Kit Pendidikan Kewangan Kanak-Kanak

Utusan Malaysia

13 Disember 2013

171. Kit Bijak Wang: Anak Bijak Cerdik Duit Malaysia Hari Ini (MHI) 13 Disember 2013

172. Kit Bijak Wang: Anak Bijak Cerdik Duit Sidang Media 12 Disember 2013

173. Berbelanja Boros Menjelang Musim Perayaan

Astro Awani 22 July 2013

174. Jadi Tempat Lepak Orang Muda. Harian Metro 15 Oktober 2012

175. Biar Papa Asal Bergaya Astro Awani 9 August 2012

176. Punca Orang Ramai Terjebak Dalam Hutang

Astro Awani 24 August 2012

177. Kesan kenaikan Gaji Dalam Kalangan Pekerja Swasta

Astro Awani 18 Disember 2012

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