Benefit allows you to…Benefit allows you to…

► Avoid withdrawing money from an RRSP or other Avoid withdrawing money from an RRSP or other savings and investmentssavings and investments

► Pay down debts such as mortgage or loansPay down debts such as mortgage or loans► Choose complementary medicine and treatments Choose complementary medicine and treatments

not covered by group, personal or government not covered by group, personal or government plansplans

► Replace lost incomeReplace lost income► Maintain your business by hiring an interim person Maintain your business by hiring an interim person

to run the businessto run the business► Access Best Doctors servicesAccess Best Doctors services

What are your chances?What are your chances?

► A critical illness can happen to anyoneA critical illness can happen to anyone► Do you know what your chances are of getting a Do you know what your chances are of getting a

critical illness?critical illness?► Did you know that they’re higher than your Did you know that they’re higher than your

chance of dying before age 75?chance of dying before age 75?► No one plans to get sickNo one plans to get sick► A critical illness can happen to anyone at any age A critical illness can happen to anyone at any age

and any stage in lifeand any stage in life► Let’s look at some stats….Let’s look at some stats….

What’s the prognosis doc?What’s the prognosis doc?

► Cancer:Cancer: Over 3,075 Canadians will be diagnosed with cancer every week.Over 3,075 Canadians will be diagnosed with cancer every week. 39% of Canadian women will develop cancer during their lifetimes39% of Canadian women will develop cancer during their lifetimes 44% of Canadian men will develop cancer during their lifetimes44% of Canadian men will develop cancer during their lifetimes

► Heart Attack:Heart Attack: 1 in 4 Canadians will contract some form of heart disease1 in 4 Canadians will contract some form of heart disease 75,000 Canadians suffer heart attacks each year75,000 Canadians suffer heart attacks each year

► Stroke:Stroke: 50,000 Canadians suffer a stroke each year50,000 Canadians suffer a stroke each year 1 in 3 are below the age of 651 in 3 are below the age of 65

We all want to be healthy. We don’t plan to be sick!

Source: Canadian Cancer Society (www.cancer.ca), Heart and Stroke Foundation

►Well, what about life insurance?Well, what about life insurance? Who is the benefit for?Who is the benefit for? Protects who?Protects who? Provides?Provides?

►Critical Illness insurance?Critical Illness insurance? Who is the benefit for?Who is the benefit for? Protects who?Protects who? Provides?Provides?

Why have critical illness insurance?Why have critical illness insurance?

Case StudyCase StudyLet’s hear from 2 individuals who were affected by a critical illness….

• One had critical illness insurance

• One did not

VideoVideo

There’s a lot of life ahead to experienceThere’s a lot of life ahead to experience

► What if you were diagnosed with a critical illness?What if you were diagnosed with a critical illness?

► Would you be financially prepared?Would you be financially prepared?

► Now is the best time to consider the risks and Now is the best time to consider the risks and impact a critical illness would have on your life and impact a critical illness would have on your life and finances.finances.

► From inception at Harvard Medical School in 1989, Best Doctors has From inception at Harvard Medical School in 1989, Best Doctors has recognized that people with illness often lack the necessary recognized that people with illness often lack the necessary guidance and support to successfully access the best medical care.guidance and support to successfully access the best medical care.

► Today, Best Doctors is a network of over 50,000 specialists world-Today, Best Doctors is a network of over 50,000 specialists world-wife, including over 800 in Canadian Best Doctors.wife, including over 800 in Canadian Best Doctors.

► Best Doctors may be the difference between early detection and Best Doctors may be the difference between early detection and long illness, between a short hospital stay and a long one.long illness, between a short hospital stay and a long one.

► Best Doctors makes a critical difference by providing expert Best Doctors makes a critical difference by providing expert diagnosis and effective treatment recommendations to members diagnosis and effective treatment recommendations to members and their doctors.and their doctors.

Bonus feature offered