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Credit Reports - Samples

Credit Reports (Samples) Page

Description of Reports

CTOS Report (Company) CTOS Score Report (Individual)

CTOS LitE Report (Company)

CTOS LitE Report (Individual)

Trade Reference Report

1

2- 12

13- 22

23 - 27

28 - 32

33 - 34

Description of Reports

1

CTOS Score ReportOur flagship report that contains the most comprehensive information on the subject. The CTOS Score Report covers both companies & businesses. The report is structured in five (5) distinct sections;

• Section A: Snapshot

• Section B: Company / Business Profile

• Section C: Banking Payment History

• Section D: Litigation Information

• Section E: Trade Referee

The CTOS Score Report further builds on the CTOS Report by offering additional analytics such as the CTOS Score to provide further insights that could aid your credit evaluation.

CTOS LitE ReportA concise version of the CTOS Report containing all the important business and identity information but excludes litigation records. Subscribers who wish to conduct an initial review of the subject may use the LitE Report without worrying about the Credit Reporting Agencies Act compliance.

CTOS Report

Company

3

CTOS Report (Company)

*Not applicable for sole-proprietor/partnership reports

• This section displays the company’s basic details i.e. Name, Registration Number, Registered Address, Business Address, Business Sector & Company Type.

• This section displays the financial highlights, directorship & Top 5 shareholders based on the latest CCM information.

• This section displays the highlights on the following information for the company + its related parties;

o Litigation o Trade Reference o Banking Payment History o Dishonoured Cheques

• This index here is a weightage based indexing system derived from information in Section D of this report.

• This section displays the selected & available information in the report.

ID Verification

Financials & Shareholders*

Credit Info At A Glance

CTOS Litigation Index

Section Summary

Credit Info at a Glance

Source Entity Related Parties

5

3

Knowledge Creates Confidence

Strictly ConfidentialReport no.: 1234567890Attention: XML UAT (XMLUAT)Account: XMLUAT (XML UAT SDN BHD)Date: 2015 - 02- 28

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related to the contents of this report. Consent from the individual is required before retrieval of the report.

A : SNAPSHOT

ID Verification

Financials and shareholders

Company Name / Reg. No.

Company Name

Company Registration No.

Registration Date

Registered Address

Business Sector

Company Status

COMPANY SDN BHD / 123456 (your input)

COMPANY SDN BHD (Name Match)

1234560M (ID Match)

04/04/2002

NO. 32A, JALAN OPERA U2/L,TAMAN TTDI JAYA, SECTION U2,SHAH ALAM, SELANGOR

GENERAL MERCHANDISE

Existing

Last Updated

Previous Name Change

Revenue

Profit After Tax (RM)

Net Assets (RM)

Paid-Up Capital (RM)

Total Company Charges (RM)

Directorship

Top 5 shareholders

04/11/2011

ABC SDN BHD (12/02/2015)

30,100,390.00

542,935.00

1,245,015.00

550,000.00

4,200,000.00

• Director 1 (IC)• Director 2 (IC)

• Shareholder 1 (value)• Shareholder 2 (value)• Shareholder 3 (value)

• Director 3 (IC)• Director 4 (IC)

• Shareholder 4 (value)• Shareholder 5 (value)


WORST BEST

8712

9999 0000

Index Description

87 Civil Suit / Summon

1 > 96 months

2 Number of records

1

2

4SECTION SUMMARY

CTOS

SECTIONS ID SSM LGL TR ILBPH

SELECTED

C ILA B - EDATAAVAILABLE

OTHERS

Winding Up Status

Active legal records in past 24 months (personal capacity)• Number• Value

Active legal records in past 24 months (non-personal capacity)• Number• Value

Availabilty of Legal Records

Special Attention Accounts

Availability of Dishonoured Cheques

Outstanding credit facilities• Number• Value• Installment in arrears in past 24 months

Credit applications in past 12 months• Total• Approved• Pending

Availability of Trade Referee Listing

NEWSPAPERS/GAZZETES

SUBSCRIBERNEWSPAPERSMDI


B.P.H.

B.P.H.

B.P.H.

B.P.H.

CTOS

DCHEQS

Clean

2RM 200,000.00

2RM 200,000.00

3

3

YES

3RM 274,599.00YES

401

YES

Clean

2RM 200,000.00

2RM 200,000.00

3

3

YES

3RM 274,599.00YES

401

YES

CTOS Report1

2

5

3

4

4



• This section displays the company’s basic details i.e. Name, Registration Number, Registered Address, Business Address, Business Sector & Auditor & Financial Year End.

• This section displays the name the company was previously known as.

• This section displays all known addresses registered to this company and it’s source of information.

• This section displays the company’s share capital.

• This section displays the complete listing of the company directors & secretary.

• This section displays the complete listing of the company shareholders.

Company Profile

Previous Name Change*

Address Records

Share Capital*

Directors*

Shareholders*

6



B : COMPANY PROFILE

DIRECTORS

Name

DIRECTOR 1

DIRECTOR 2

DIRECTOR 3

Director

Director

Secretary

219 JLN GIGIH 9,BANDAR T6,47100 SHAH ALAMSELANGOR

89 TAMAN FAJAR, BAKRI BARU 4,47200 SHAH ALAM,SELANGOR

NO. 198, JALAN SATU,TAMAN KERAMAT,SELANGOR

790312012234

770310015514

640301012231

04/04/2002

16/06/2006

26/12/2003

-

22/09/2015

-

Residential Address

Previous Name Change Date Changed

XYZ Sdn Bhd

Test-Scan Sdn Bhd

15/01/2015

07/10/2014

IC no. Designation Date of Appointment Date of Resignation

Address Record

219 JLN GIGIH 9, BANDAR T6, 47100 SHAH ALAM

89 TAMAN FAJAR BAKRI BATU 4, 47200 SHAH ALAM, SELANGOR

15/01/2015

07/10/2014

SSM

CCRIS

Date Source


Company Name

Registration Date

Registered Address

Business Sector

Auditor

Financial Year End (DD/MM)

COMPANY SDN BHD (XXXXXXM)

04/04/2002


GENERAL MERCHANDISE

CHEN & CO

31/12

7

8

Share Capital

Authorised Capital

Type

Ordinary

Preference

Others

2,000,000.00

Number of shares

1,000,000.00

0

0

Paid-up Capital

Other than Cash

0

0

0

Nominal value (sen)

1.00

0

0

1,000,000.00

Paid-up Capital

1,000,000.00

0

0

9

10

SHAREHOLDERS

Name

SHAREHOLDER 1

SHAREHOLDER 2

790312012234

770509355519

50,000

450,000

10%

90%

IC no. / BR No. Shareholding (shares) Shareholding (%)

11

CTOS Report6

7

8

9

10

11

5





COMPANY CHARGES

Charge No.

1

2

BANK A

BANK B

100,000.00

400,000.00

27/01/2003

02/06/2003

Fully Satisfied

Unsatisfied

Amount Created Chargee Status


12

FINANCIAL HIGHLIGHTS

Financial Year End

Date of tabling

Auditor

Auditor Address

Exempt Private Company

Unqualified Reports (Y/N)

Consolidated Accounts

Non-Current assets

- Fixed Assets

- Other Assets

Current Assets

Total Assets

YoY Growth

Non-current liabilities

Current liabilities

Long Term Liabilities

Total Liabilities

YoY Growth

Share capital

Share premium

Reserves

Minority interests

Net worth

YoY Growth

10,000,000.00

5,000,000.00

5,000,000.00

10,000,000.00

20,000,000.00

5.3%

2,000,000.00

5,000,000.00

0.00

7,000,000.00

40%

10,000,000.00

0.00

3,000,000.00

0.00

13,000,000.00

-7.1%

30,000,000.00

20%

20,000,000.00

11%

15,000,000.00

15%

3,000,000.00

0.00

25,000,000.00

25%

18,000,000.00

13%

13,000,000.00

18%

2,500,000.00

0.00

20,000,000.00

16,000,000.00

11,000,000.00

2,000,000.00

0.00

9,000,000.00

5,000,000.00

4,000,000.00

10,000,000.00

19,000,000.00

5.6%

1,000,000.00

4,000,000.00

0.00

5,000,000.00

25%

10,000,000.00

0.00

4,000,000.00

0.00

14,000,000.00

0%

8,000,000.00

5,000,000.00

3,000,000.00

10,000,000.00

18,000,000.00

1,000,000.00

3,000,000.00

0.00

4,000,000.00

10,000,000.00

0.00

4,000,000.00

0.00

14,000,000.00

Revenue

YoY Growth

Profit/(loss) before tax

YoY Growth

Profit/(loss) after tax

YoY Growth

Net dividend

Minority interests

31/12/2009

30/06/2010

Chen & Co

NO. 32A, JALAN OPERA, U2/L, TAMAN TTDI JAYA,SECTION U2, SHAH ALAM,SELANGOR.

-

Y

N

31/12/2008

30/06/2009

Chen & Co


-

Y

N

31/12/2007

30/06/2008

Deloitte


-

Y

N

31/12/2006 31/12/2005

13

Balance Sheet

Income Statement

CTOS Report • This section displays the complete listing of the company’s charges.

• This section displays the complete listing of the company’s financial details.

• The information populated is directly from CCM, covering 5 years.

Company Charges*

Financial Highlights

12

13

6






Financial Year End

Current Ratio

Working Capital Days

2.00

61

2.50

88

3.33

128

ROA

ROE

PBT Margin

PAT Margin

75%

115%

67%

50%

68%

93%

72%

52%

61%

79%

80%

55%

Asset Turnover Ratio

Gearing Ratio

Dividend Pay-out Ratio

Earnings per Share

Dividend per Share

1.50

0.54

20%

15.0

3.0

1 .32

0.36

19%

13.0

2.5

1 .11

0.29

18%

11.0

2.0

31/12/2009 31/12/2008 31/12/2007

RELATED COMPANIES/SUBSIDIARIES

Name

SUBSIDIARY 1

SUBSIDIARY 2

551299M

719223P

55,000

495,000

10%

90%

BR NO. Paid Up Capital (RM) Shareholding (%)

14

Liquidity Ratios

Profitability Ratios

Other Ratios

CTOS Report• This section displays a listing of the

company’s subsidiaries.

Related Companies & Subsidiaries

14

7




C1 : BANKING PAYMENT HISTORY

Credit Applications

Approved in past 12 months

Pending

Subject Status Pending Verification

As Borrower

As Guarantor

Total

Legal Action Taken

Special Attention Account

48,000.00

25,000.00

2

3

48,000.00

0.00

48,000.00

0.00

0.00

0.00

39,488.00

-

39,488.00

Y

Y

No of Applications Amount Applied

Summary of Potential & Current Liabilities Outstanding Total Limit FEC Limit

CCRIS SUMMARY 15

16CCRIS DETAILS

Loan Information

No. Date Sts Capacity Lender Type

Facility Total OutstandingBalance (RM)

Date BalanceUpdate

Limit (RM) Print.Reprint.Term

ColType

LGLSTS

DateStatusUpdated

Conduct of Account for Last 12 Months

Outstanding Credit

1

1

1

2

3

02/11/2011

28/02/20 MTH34,488PCPASCARO

Own CB 38,000.00 70

12 10/05/2014

10 09/01/2015

M F J D N O S A J J M A

0 0 0 0 1 0 0 0 0 0 0 1

2 10/11/2011

10/11/2014

02/01/2015

11/03/2015

02/02/2015

28/02/20 MTH5,000.0CRDTCARD

CRDTCARD

TOTALOUTSTANDINGBALANCE:

39,488.00TOTALLIMIT: 43,000.00

O

P

A

A

Own

Own

Own

Joint

Own

CB

OTH

CB 10,000.00

25,000.00

15,000.00

33,000.00

00

0 0 0 0 0 0 0 0 0 0 0 1


Credit Application

REMARK LEGEND

FACILITY:PCPASCAR – Purchase of Passenger CarCRDTCARD – Credit Card

STATUSES:CREDIT APPLICATIONP – Pending A – Approved

LOAN INFORMATIONC – Reschedule credit facilityO – Outstanding

2015 2014


CTOS Report• This section displays the following:

o Number of approved facilities.o Number of pending facilities.o Total amount outstandingo Total limit o Foreign Exchange Contract

amount.

Banking Payment History(CCRIS Summary)

Banking Payment History(CCRIS Details)

• Based on the summary reflected above this section displays the breakdown of each facility. With the following details;

o Status of facilityo Capacityo Lender Typeo Facility Typeo Total Outstanding Balanceo Limito Repayment termo Collateral Typeo Conduct of account o Legal Status

• Special Attention Account

• Credit Application Details

15

16

8




Earliest knownfacility

Secured facilities

HRPCSGD – Hire purchase for scheduled goods

2

272, 059.00 (12.4%)

4.4

Date of application

Facility type

# of facilities

Total outstanding balance (RM)

Average number of installments in arrears

Unsecured facilities 1

2,500.00 (3.1%)

0

# of facilities



09/06/2011

FEC Limit

CCRIS DERIVATIVES 17

18C2 : DISHONOURED CHEQUES (please note that DCHEQS system is only available from Mon – Fri , 9am – 10pm)

C3 : CCRIS SUBJECT COMMENTS

- None -

Dishonoured Cheque Information (Own Bank)

Account No

70122182 10/05/2015 223455

Issuance Date Cheque No

5000.00

Amount

Account Closed

Remarks

Dishonoured Cheque Information (Commercial Bank)

Bank

1 1411238939242 05/05/2015

Account No Issuance Date

Account Closed

Remark


CTOS Report• This section is divided into 3;

Earliest known facility, secured facilities & unsecured facilities as a quick guide.

• This section displays the cheques that have been reported to BNM.

Banking Payment History(CCRIS Derivatives)

Dishonoured Cheques

17

18

9


20

21

19



D1 : LEGAL CASES (SUBJECT AS DEFENDANT)

SUMMARY

No.

1 FORECLOSURE PROCEEDINGS - STATUTORY NOTICE ISSUED

Alliance Bank(PJ BRANCH)

Settled N-

3 DIRECTOR OF A COMPANY WITHPETITION OR WINDING-UP ORDER ISSUED

BONG FAILEDREADY-MIXED

Pending N-

2 SUMMONS Asian Finance Bank Pending N8,744,596

4 PROCLAIMATION OF SALE MULTI SUDA FAILSDN BHD

Pending N30,000

Case Type Amount Plaintiff Status of Last Update Subject Comment

CASE STUDIES

1. FORECLOSURE PROCEEDINGS - STATUTORY NOTICE ISSUED

SPECIAL REMARKS

NAME

ID

REMARK

ADDRESS

CHARGEE

NOTICE DATE

OUTSTANDING AMOUNT

PROPERTY LOCATION

PROPERTY DESCRIPTION

REGISTERED OWNER

SOLICITOR

SETTLEMENT

SETTLEMENT DATE

SUBJECT COMMENT

CRA COMMENT

TEL

Property Sold Liability

COMPANY SDN BHD

1234560M (LC MATCH)

-

POS 19, BT 11/2, J MINYAK BEKU, KG PETANI, BATU PAHAT

ALLIANCE BANK

-

-

LOT 6243, BLK 1, LAMBIR LAND DISCTRICT

FACTORY BUILDING

CARLOS WEIWEI WONG 1/3 SHARE

S RAVI CHANDARAN & ASSOCIATES

1058, JLN SYED ABU BAKAR,

36000 TELUK INTAN,

PERAK.

PROPERTY SOLD LIABILITY DISCHARGED

04-05-2014

-

-

05-2437896

Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the data subject prior to disclosure.”

Note: The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled, quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.


CTOS Report• This section displays a summary of

all cases tagged to the individual as the defendant.

• This section displays the details of each case shown in the summary above.

• This section displays any comments or explanation provide by the individual to CTOS (if any)

Legal Cases(subject as defendant)

Case Details

Subject Comment

19

20

21

10


GAZETTE

TEL



2. SUMMONS – DIRECTED TO

REMARKS

NAME

ID

REMARK

ADDRESS

FIRM

PLAINTIFF

CASE NO

ACTION DATE

AMOUNT

SOLICITOR

SUBJECT COMMENT

TELREF

-

COMPANY SDN BHD

1234560M

PARTNER

POS 19, BT 11/2, J MINYAK BEKU, KG PETANI, BATU PAHAT

ASIAN FINANCE BANK - JLN SULTAN ISMAIL,KL

22K-91-88-2013 HIGH COURT KUALA LUMPUR

01-10-2013 STAR 25-10-2013

8744596

BP AUCTION STRAT EGY SDN BHD51,JLN GUNUNG LAMBAK 1,TMN GUNUNG LAMBAK,86000 KLUANG, JOHOR.

-

05-2437896JC/RHB/1203-2013

Note : The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled, quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.

3. DIRECTOR OF A COMPANY WITH PETITION OR WINDING-UP ORDER ISSUED



REMARKS

NAME

ID

STATUS

APPOINTED

ADDRESS

RESPONDANT

OBJECT

INCORPORATION DATE

SHAREHOLDING

PETITIONER

CASE NO

PETITION DATE

HEARING DATE

SEARCH DATE

SOLICITOR

REF

EXPARTE

REF

SUBJECT COMMENT

LOCAL NO: 9999876

500000

09-09-2014

250000

9999876

03-324124

-

CAPITAL PAID-UP

RETURN DATE

TEL

INDEBTEDNESS

-

COMPANY SDN BHD

1234560M

DIRECTOR

09-09-2000

POS 19, BT 11/2, JMINYAK BEKU, KG PETANI, BATU PAHAT

TEST-SCAN ASSOCIATES SDN BDH

08-08-2014

5000

BONG FAILED READY-MIXED

16-12-2013 STAR21-01-2014



36000 TELUK INTAN, PERAK.

-

-

-

CTOS Report

11


1. SUMMON



4. PROCLAIMATION OF SALE

SPECIAL REMARKS

NAME

ID

REMARKS

ADDRESS

PLAINTIFF

CASE NO

OUTSTANDING AMOUNT

AUCTION DATE


PROPERTY LOCATION


REGISTERED OWNER

SOLICITOR TEL

-

COMPANY SDN BHD

1234560M (LC MATCH)

56-4-01-2017/WRIT OF DISTRESS

-

MULTI SUDA FAIL SDN BHD

A54-2-42-2014 SESSION COURT GEORGETOWN

-

27-02-2014 STAR 18-02-2014

ELECTRONIC GOODS AND FURNITURE

B-1-12, APT KASUARINA, BDR BOTANIK, KLANG

THREE BEDROOM APARTMENT

-

ZAID IBTISAM & CO781-D, T KT SAT U,JLN GAJAH MATI,15000 KOTA BHARU,KELANTAN.

62018886

RESERVE PRICE 30000



“Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the data subject prior to disclosure.”

D2 : LEGAL CASES (SUBJECT AS PLAINTIFF)

REMARKS

DEFENDANT

ADDRESS

OBJECT

INCORPORATION DATE

LAST ANNUAL RETURN DATE

AUTHORISED CAPITAL

CASE NO

PETITION DATE

HEARING DATE

GAZETTE CCM SEARCH DATE

AMOUNT

SOLICITOR TEL

REF

PAID-UP CAPITAL

07-24325266

123456

-

ABSOLUTE DISASTER SDN BHD

EMR 5217, LOT 3530, 11 .MILES, JLN KAPAR, BEG BERKUNCI, 213 KAPAR, SEL

0273303 (LC MATCH)

12-12-2011

20-12-2012

- -

WU2-02-2014

10-05-2014

10-07-2014

-

-

KENGTEEN & CO

SUITES 3 & 4, 15TH FLOOR,

KOMPLEKS PERDANA

CTOS Report

12




22D3 : AMLA (Anti Money Laundering Act)

24HISTORICAL ENQUIRY

------- END OF REPORT -------

Your enquiry has been screened against the database complied from the following sources which are used frequently for AMLA (Anti Money Laundering Act) screening (a) UN Security Council resolution 1267 list (b) United States Dept. of the Treasure Specially Designated Nationals.

Please take note that a “Name Match” does not mean the subject enquired on is in fact the subject referred to in the AMLA list. Please conduct further investigation with the relevant authorities for confirmation.

AMLA

2013

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2014

NAME

REGISTRATION NUMBER

CreditEvaluation

Fl

Non-Fl

Lawyer

Total

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Others

123456P

COMPANY SDN BHD

23E : TRADE REFEREE LISTING

The following are prepared to provide reference(s) on the subject or business / companies to which your subject is/was connected to. References are given independently and voluntarily by the referees and are strictly between you and the referees. CTOS does not endorse, verify, validate, agree or disagree with any views or information provided by the referee(s) or the subject of enquiry. Users must exercise their discretion and evaluate any information obtained accordingly.

Trade Referees & Subject Comment

REFEREE

INCORPORATION DATE

NATURE OF BUSINESS

ADDRESS

12/12/2012

TELECOMMUNICATIONS SERVICE PROVIDER

BLOCK B, LEVEL 45, UNIT B-8-6-7, GED TOWER, KL

INTER-MILANO SDN BHD

Fl

Non-Fl

Lawyer

Total


CTOS Report

• This section displays the total number of subscribers who have made an inquiry on the subject in the past 24 months.

• In the event the company has a reflection of a Trade References, this section will display the details of the entity that submitted the said information.

• A set of procedures, laws or regulations designed to stop the practice of generating income through illegal actions.

• In the event there is a match to the money laundering database a display of name & registration number will appear.

Anti-Money Laundering Act (AMLA)

Historical Enquiry

Trade Referee Listing

22

24

23

CTOS Score Report

Individual

14

CTOS Score Report (Individual)

• This section displays the individual’s personal details i.e. Name, IC No, DOB, Nationality & Address.

• This section highlights the following information:

o Litigation o Trade Reference o Banking Payment History o Dishonoured Cheques

• This section displays the top 5 companies/businesses that are linked to the individual, either as a Director/Shareholder/Owner or Partner

• This section displays the CTOS score. A 3 digit number that summarises all relevant credit information in a consumer’s credit report.

• The score ranges from 300–850. The higher the score, the lower the risk.

• Also featured are the factors to improve the score.

• This section display the CTOS Litigation Index. The index is a weightage based indexing system derived from information in Section D.

• This section displays the selected & available information in the report.

ID Verification

Credit Info At A Glance

Directorships & Business Interests (Top 5 ranked by Profit After Tax or (PAT))

CTOS Score


Section Summary

4

5



CTOS Score Report


A : SNAPSHOT

ID Verification

Credit Info at a Glance

Credit info

Bankruptcy status

Active legal records in past 24 months (personal capacity)• Number• Value

Active legal records in past 24 months (non-personal capacity)• Number• Value

Availabilty of Legal Records

Special Attention Accounts

Availability of Dishonoured Cheques

Outstanding credit facilities• Number• Value• Installment in arrears in past 24 months

Credit applications in past 12 months• Total• Approved• Pending

Availability of Trade Referee Listing

NEWSPAPERS/GAZZETES



B.P.H.

B.P.H.

B.P.H.

B.P.H.

CTOS

DCHEQS

Clean

2RM 200,000.00

2RM 200,000.00

3

3

YES

3RM 274,599.00YES

401

YES

Source Value

Name/IC

Name

New ID

Old ID

Date of Birth

Nationality

Address 1

Address 2

John Smith/861203355516

John Smith

861203355516

A123456

12/12/1968

Malaysian Source : CCRIS

127, Lorong Rusa 4, 34000, Taiping, PerakSource : CCRIS

27, Jalan Ketam, 34000, Taiping, PerakSource : CCRIS

CTOS Score Reason Codes

1. Lack of recently established credit accounts on the credit report.

2. No recent retail balance reported on credit report.

3. Too few loan accounts on the credit report.

4. Too few revolving/charge accounts with recent payment information on the credit report.

CTOS Score

WORST BEST

740

300 850


Index Description87 Civil Suit/Summon1 > 96 months2 Number of records

WORST BEST

8712

9999 0000

6SECTION SUMMARY

CTOS

SECTIONS ID SSM LGL TR ILBPH

SELECTED

C ILA B - EDATAAVAILABLE

OTHERS

1

2

Directorships & Business Interests (Top 5 ranked by PAT)

Company

Company Sdn Bhd

CYZ Sdn Bhd

ABC Sdn Bhd

DEF Sdn Bhd

GHI Sdn Bhd

Company

Company

Company

Company

Company

30/10/2011

25/01/2011

09/09/2012

01/07/2013

02/07/2013

–

–

–

–

–

50,00.00

40,00.00

10,00.00

–

–

Y

Y

Y

–

–

3

Existing

Existing

Existing

Existing

Existing

DIR & SH

DIR & SH

DIR

DIR

DIR

Type Position AppointDate

ResignDate

ProfitAfter Tax

Profitable Status

Existing

Existing

Existing

Existing

Existing

Shareholding(%)

1

2

3

4

5

6

15


• This section displays the name of the companies/businesses that are linked to the individual.

Directorship & Business Interest

7



B1 : DIRECTORSHIP & BUSINESS INTERESTS

Directorships & Business Interests

Company

Company Sdn Bhd

CYZ Sdn Bhd

ABC Sdn Bhd

DEF Sdn Bhd

GHI Sdn Bhd

JKL Sdn Bhd

Company

Company

Company

Company

Company

Company

30/10/2011

25/01/2011

09/09/2012

01/07/2013

02/07/2013

03/07/2013

–

–

–

–

–

–

50,00.00

40,00.00

10,00.00

–

–

–

Y

Y

Y

–

–

–

Existing

Existing

Existing

Existing

Existing

Existing

DIR & SH

DIR & SH

DIR

DIR

DIR

DIR & SH

Type Position Appoint Date Resign Date Profit After Tax Profitable Status


CTOS Score Report

1. COMPANY SDN BHD (123456P)

STATUS

NATURE OF BUSINESS

INCORPORATION

CCM DATED

NAME

NEW ID/PASSPORT

POSITION

APPOINTED

ADDRESSS

REMARKS

PAID-UP

ID

SHARES

RESIGNED

EXISTING

WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

01/10/2011

-

John Smith

861203355516

Directors

10/10/2011

NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

2.00

-

-

-

2. CYZ SDN BHD (334221W)

STATUS

NATURE OF BUSINESS

INCORPORATION

CCM DATED

NAME

NEW ID/PASSPORT

POSITION

APPOINTED

ADDRESSS

REMARKS

PAID-UP

ID

SHARES

RESIGNED

EXISTING


01/10/2011

-

John Smith

861203355516

Directors

25/01/2011


2.00

-

-

-

7

16





CTOS Score Report

4. DEF SDN BHD (554221W)

STATUS

NATURE OF BUSINESS

INCORPORATION

CCM DATED

NAME

NEW ID/PASSPORT

POSITION

APPOINTED

ADDRESSS

REMARKS

PAID-UP

ID

SHARES

RESIGNED

EXISTING


01/10/2011

-

John Smith

861203355516

Directors

10/10/201


2.00

-

-

-

3. ABC SDN BHD (334221W)

STATUS

NATURE OF BUSINESS

INCORPORATION

CCM DATED

NAME

NEW ID/PASSPORT

POSITION

APPOINTED

ADDRESSS

REMARKS

PAID-UP

ID

SHARES

RESIGNED

EXISTING


01/10/2011

-

John Smith

861203355516

Directors

09/09/2012


2.00

-

-

-

5. GHI SDN BHD (554221W)

STATUS

NATURE OF BUSINESS

INCORPORATION

CCM DATED

NAME

NEW ID/PASSPORT

POSITION

APPOINTED

ADDRESSS

REMARKS

PAID-UP

ID

SHARES

RESIGNED

EXISTING

IMPORT & EXPORT

01/10/2011

-

John Smith

861203355516

Directors

02/07/2013


2.00

-

-

-

17


• This section displays the individual’s addresses from various sources

Address Records

8



B2 : ADDRESS RECORDS

Address Record

Address

127, Lorong Rusa 4, 34000, Taiping, Perak

127, Jalan Ketam, 34000, Taiping, Perak

127, Jalan Buluh 2, 34000, Taiping, Perak

21, Lorong Buluh 12345, 46000, Petaling Jaya




CCRIS

CCRIS

SSM (ABC SDN BHD/23456M)

CTOS User ID

CCRIS

NRD

CTOS

20/10/2013

20/10/2013

10/03/2013

20/10/2012

01/01/2012

03/09/2007

19/09/2005

Source Date

Data Source Last Updated Date


CTOS Score Report

5. JKL SDN BHD (675221W)

STATUS

NATURE OF BUSINESS

INCORPORATION

CCM DATED

NAME

NEW ID/PASSPORT

POSITION

APPOINTED

ADDRESSS

REMARKS

PAID-UP

ID

SHARES

RESIGNED

EXISTING

IMPORT & EXPORT

01/10/2011

-

John Smith

861203355516

Directors

03/07/2013


2.00

-

-

-

8

18


• This section displays the following: Number of approved facilities.

o Number of pending facilities.o Total amount outstandingo Total limit o Foreign Exchange Contract

amount.



C1 : BANKING PAYMENT HISTORY

Credit Applications

Approved in past 12 months

Pending

Subject Status

As Borrower

As Guarantor

Total

Legal Action Taken


48,000.00

25,000.00

2

3

48,000.00

0.00

48,000.00

0.00

0.00

0.00

20152014

39,488.00

-

39,488.00

Y

Y

No of Applications Amount Applied

Summary of Potential & Current Liabilities Outstanding Total Limit FEC Limit

10CCRIS DETAILS

Loan Information

No. Date Sts Capacity Lender Type

Facility Total OutstandingBalance (RM)

Date BalanceUpdate

Limit (RM) Print.Reprint.Term

ColType

LGLSTS

DateStatusUpdated

Conduct of Account for Last 12 Months

CCRIS SUMMARY 9

Outstanding Credit

1

1

1

2

3

02/11/2011

28/02/20 MTH34,488PCPASCARO

Own CB 38,000.00 70

12 10/05/2014

10 09/01/2015

M F J D N O S A J J M A

0 0 0 0 1 0 0 0 0 0 0 1

2 10/11/2011

28/02/20 MTH5,000.0CRDTCARD

CRDTCARD

TOTAL

O

P

A

A

Own

Own

Own

Joint

Own

CB

OTH

CB 10,000.00

25,000.00

15,000.00

33,000.00

00

0 0 0 0 0 0 0 0 0 0 0 1


Credit Application

REMARK LEGEND

FACILITY:PCPASCAR – Purchase of Passenger CarCRDTCARD – Credit Card

STATUSES:CREDIT APPLICATIONP – Pending A – Approved

LOAN INFORMATIONC – Reschedule credit facilityO – Outstanding


CTOS Score ReportBanking Payment History(CCRIS Summary)

Banking Payment History(CCRIS Details)

• Based on the summary reflected above this section displays the breakdown of each facility. With the following details;

o Status of facilityo Capacityo Lender Typeo Facility Typeo Total Outstanding Balanceo Limito Repayment termo Collateral Typeo Conduct of account o Legal Status

• Special Attention Account

• Credit Application details

9

10

19




Earliest knownfacility

Secured facilities

HRPCSGD – Hire purchase for scheduled goods

2

272, 059.00 (12.4%)

4.4

Date of application

Facility type

# of facilities



Unsecured facilities 1

2,500.00 (3.1%)

0

# of facilities



09/06/2011

FEC Limit

CCRIS DERIVATIVES 11

12C2 : DISHONOURED CHEQUES (please note that DCHEQS system is only available from Mon – Fri , 9am – 10pm)

C3 : CCRIS SUBJECT COMMENTS

- No Information Available -

Dishonoured Cheque Information (Own Bank)

Account No

70122182 10/05/2015 223455

Issuance Date Cheque No

5000.00

Amount

Account Closed

Remarks

Dishonoured Cheque Information (Commercial Bank)

Bank

1 1411238939242 05/05/2015

Account No Issuance Date

Account Closed

Remark


CTOS Score Report• This section is divided into 3 sub

sections:

o Earliest known facilityo Secured facilities o Unsecured facilities as a

quick guide.

• This section displays the cheques that have been reported to Bank Negara Malaysia (BNM).

Banking Payment History(CCRIS Derivatives)

Dishonoured Cheques

11

12

20


14

15

13



D1 : LEGAL CASES (SUBJECT AS DEFENDANT)

SUMMARY

No.

1 DIRECTOR OF A COMPANY WITHPETITION OR WINDING-UP

OCBC BANK Settled N-

2 BANKRUPTCY NOTICE ISSUED OCBC BANK Settled N48,000

Case Type Amount Plaintiff Status of Last Update Subject Comment

CASE STUDIES

1. DIRECTOR OF A COMPANY WITH PETITION OR WINDING-UP ORDER ISSUED

SPECIAL REMARKS

NAME

ID

STATUS

APPOINTED

ADDRESS

RESPONDENT

OBJECT

INCORPORATION DATE

SHAREHOLDING

PETITIONER

CASE NO

PETITION DATE

HEARING DATE

SEARCH DATE

SOLICITOR

REF

EXPARTE

REF

SUBJECT COMMENT

RETURN DATE

PAID-UP

GAZETTE

INDEBTEDNESS

TEL

TEL

LOCAL NO:

-

John Smith

861203355516

DIRECTOR

09-09-2000

POS 19, BT 11/2, JMINYAK BEKU, KG PETANI, BATU PAHAT

TEST-SCAN ASSOCIATES SDN BHD 9999876

08-08-2014

500000

BONG FAILED READY-MIXED

16-12-2013 STAR21-01-2014



36000 TELUK INTAN,

PERAK.

-

-

-

-

09-09-2014

250000

9999876

03-324124

-

Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the data subject prior to disclosure.”



CTOS Score Report• This section displays a summary of

all cases tagged to the individual as a defendant.


• This section displays any comments/explanation provide by the individual to CTOS (if any)

Legal Cases(subject as defendant)

Case Details

Subject Comment

13

14

15

21




2. BANKRUPTCY NOTICE ISSUED

SPECIAL REMARKS

NAME

ID

REMARKS

ADDRESS

FIRM

EXPARTE

CASE NO

NOTICE DATE

PETITION DATE

ORDER DATE

AMOUNT

SOLICITOR

SETTLEMENT

SETTLED DATE

TEL

REF

Account Fully Settled & Closed Letter Dated 23/02/14

JOHN SMITH

861203355516

ACCOUNT SETTLED


TOTAL FAIL DISTRIBUTION SDN BHD

OCBC BANK–EMB LOAN RECOVERY UNIT, KL

39-4855-10-2013-HIGH COURT K.L.

26-12-2012 STRAITS TIMES 15-01-2013

30-01-2013

04-02-2013

48,000

YING & RAKAN-RAKAN,

12-1, 1ST FLOOR JALAN TIARA 2D/KU1,

BANDAR BARU KLANG, 41150 KLANG, SELANGOR

ACCOUNT FULLY SETTLED & CLOSED

20-02-2014

03-2212234

OCBC/SAU/R16/2013



CTOS Score Report

16

“Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the data subject prior to disclosure.”

17D2 : LEGAL CASES (SUBJECT AS PLAINTIFF)

REMARKS

DEFENDANT

ADDRESS

OBJECT

INCORPORATION DATE

LAST ANNUAL RETURN DATE

AUTHORISED CAPITAL

CASE NO

PETITION DATE

HEARING DATE

GAZETTE CCM SEARCH DATE

AMOUNT

SOLICITOR TEL

REF

PAID-UP CAPITAL

07-24325266

123456

-

ABSOLUTE DISASTER

EMR 5217, LOT 3530, 11 .MILES, JLN KAPAR, BEG BERKUNCI, 213 KAPAR, SEL

0273303 (LC MATCH)

-

-

- -

WU2-02-2014

10-05-2014

10-07-2014

-

-

KENGTEEN & CO

SUITES 3 & 4, 15TH FLOOR,

KOMPLEKS PERDANA

• This section displays the details of each case where the individual is the plaintiff.

Legal Cases(subject as plaintiff)

17


Bankruptcy Case16

22




18D3 : AMLA (Anti Money Laundering Act)

20HISTORICAL ENQUIRY

------- END OF REPORT -------

Your enquiry has been screened against the database complied from the following sources which are used frequently for AMLA (Anti Money Laundering Act) screening (a) UN Security Council resolution 1267 list (b) United States Dept. of the Treasure Specially Designated Nationals.

Please take note that a “Name Match” does not mean the subject enquired on is in fact the subject referred to in the AMLA list. Please conduct further investigation with the relevant authorities for confirmation.

AMLA

2014

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2015

NAME

IDENTITY CARD NUMBER

CreditEvaluation

Fl

Non-Fl

Lawyer

Total

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Others

861203355516

John Smith

19E : TRADE REFEREE LISTING

The following are prepared to provide reference(s) on the subject or business / companies to which your subject is/was connected to. References are given independently and voluntarily by the referees and are strictly between you and the referees. CTOS does not endorse, verify, validate, agree or disagree with any views or information provided by the referee(s) or the subject of enquiry. Users must exercise their discretion and evaluate any information obtained accordingly.

Trade Referees & Subject Comment

REFEREE

INCORPORATION DATE

NATURE OF BUSINESS

ADDRESS

12/12/2012

TELECOMMUNICATIONS SERVICE PROVIDER

BLOCK B, LEVEL 45, UNIT B-8-6-7, GED TOWER, KL

INTER-MILANO SDN BHD

Fl

Non-Fl

Lawyer

Total


CTOS Score Report

• This section displays the total number of subscribers who had made an inquiry on the subject in the past 24 months.

• In the event the company has a reflection of a Trade Reference, this section will display the details of the entity that submitted the said information.

• AMLA refers to a set of procedures, laws or regulations designed to stop the practice of generating income through illegal actions.

• In the event there is a match to the money laundering database a display of name & IC number will appear.

Anti-Money Laundering Act (AMLA)

Historical Enquiry

Trade Referee Listing

18

20

19

CTOS LitE Report

Company

24


2

1

3


CTOS LitE Report


A : SNAPSHOT

Company Name/Reg No

Company Name

Company Registration No.

Registration Date

Registered Address

Business Sector

Company Type

LitE Status

Ref No

ID Verification

Financials and shareholders

COMPANY SDN BHD / 123456 (your input)

COMPANY SDN BHD (Name Match)

1234560M (ID Match)

04/04/2002

NO. 32A, JALAN OPERA U2/LTAMAN TTDI JAYA, SECTION U2SHAH ALAMSelangor

GENERAL MERCHANDISE

Private Limited

Complete

-

Last Updated

Revenue

Profit After Tax (RM)

Net Assets (RM)

Paid-up Capital (RM)

Total Company Charges (RM)

Top 5 shareholders / owners

04/11/2011

30,100,390.00

542,935.00

1,245,015.00

550,000.00

4,200,000.00

• Shareholder 1 (x%)• Shareholder 2 (x%)• Shareholder 3 (x%)• Shareholder 4 (x%)• Shareholder 5 (x%)


• This section displays the company’s basic details i.e. Name, Registration Number, Registered Address, Business Address, Business Sector & Company Type.

• There are 3 statuses displayed in this section;

o Blank

o Fresh MDI search required

o Complete

• This section displays the Financial Highlights, directorship & Top 5 shareholders based on the latest CCM information.

ID Verification

LitE Status

Financials & Shareholders

1

2

3

25



4



B : COMPANY PROFILE

DIRECTORS

Name

DIRECTOR 1

DIRECTOR 2

DIRECTOR 3

Director

Director

Secretary

219 JLN GIGIH 9,BANDAR T6,47100 SHAH ALAMSELANGOR

89 TAMAN FAJAR, BAKRI BATU 4,47200 SHAH ALAM,SELANGOR

NO. 198, JALAN SATU,TAMAN KERAMAT,SELANGOR

790312012234

770310015514

640301012231

04/04/2002

16/06/2006

26/12/2003

-

-

-

Residential Address

Previous Name Change Date Changed

XYZ Sdn Bhd

Test-Scan Sdn Bhd

15/01/2015

07/10/2014

IC no. Designation Date of Appointment Date of Resignation

Address Record

219 JLN GIGIH 9, BANDAR T6, 47100 SHAH ALAM

89 TAMAN FAJAR BAKRI BATU 4, 47200 SHAH ALAM, SELANGOR

15/01/2015

07/10/2014

SSM

CCRIS

Date Source


Company Name

Registration Date

Registered Address

Business Sector

Auditor

Financial Year End (DD/MM)

COMPANY SDN BHD (XXXXXXM)

04/04/2002


GENERAL MERCHANDISE

CHEN & CO

31/12

Last updated: 04/11/2011

5

6

Share Capital

Authorised Capital

Type

Ordinary

Preference

Others

2,000,000.00

Number of shares

1,000,000.00

0

0

Paid-up Capital

Other than Cash

0

0

0

Nominal value (sen)

1.00

0

0

1,000,000.00

Paid-up Capital

1,000,000.00

0

0

7

8

SHAREHOLDERS

Name

SHAREHOLDER 1

SHAREHOLDER 2

SHAREHOLDER 3

SHAREHOLDER 4

SHAREHOLDER 5

790312012234

770509355519

571009353738

771213729303

880302827374

50,000

450,000

30,000

41,000

100,000

10%

90%

50%

10%

73%

IC no. / BR No. Shareholding (shares) Shareholding (%)

9

CTOS LitE Report • This section displays the company’s basic details i.e. Name, Registration Number, Registered Address, Business Address, Business Sector & Auditor & Financial Year End.

• This section displays the name the company was previously known as.

• This section displays all known addresses registered to this company and it’s source of information.

Company Profile

Previous Name Change*

Address Records

3

4

5

• This section displays the company’s share capital.

• This section displays the complete listing of the company directors & secretary.

• This section displays the complete listing of the company’s shareholders.

Share Capital*

Directors*

Shareholders*

7

8

9

26





COMPANY CHARGES

Charge No.

1

2

BANK A

BANK B

100,000.00

400,000.00

27/01/2003

02/06/2003

Fully Satisfied

Unsatisfied

Amount Created Chargee Status


10


Financial Year End

Date of tabling

Auditor

Auditor Address

Exempt Private Company

Unqualified Reports (Y/N)

Consolidated Accounts

Non-Current assets

- Fixed Assets

- Other Assets

Current Assets

Total Assets

YoY Growth

Non-current liabilities

Current liabilities

Long Term Liabilities

Total Liabilities

YoY Growth

Share capital

Share premium

Reserves

Minority interests

Net worth

YoY Growth

10,000,000.00

5,000,000.00

5,000,000.00

10,000,000.00

20,000,000.00

5.3%

2,000,000.00

5,000,000.00

0.00

7,000,000.00

40%

10,000,000.00

0.00

3,000,000.00

0.00

13,000,000.00

-7.1%

30,000,000.00

20%

20,000,000.00

11%

15,000,000.00

15%

3,000,000.00

0.00

25,000,000.00

25%

18,000,000.00

13%

13,000,000.00

18%

2,500,000.00

0.00

20,000,000.00

16,000,000.00

11,000,000.00

2,000,000.00

0.00

9,000,000.00

5,000,000.00

4,000,000.00

10,000,000.00

19,000,000.00

5.6%

1,000,000.00

4,000,000.00

0.00

5,000,000.00

25%

10,000,000.00

0.00

4,000,000.00

0.00

14,000,000.00

0%

8,000,000.00

5,000,000.00

3,000,000.00

10,000,000.00

18,000,000.00

1,000,000.00

3,000,000.00

0.00

4,000,000.00

10,000,000.00

0.00

4,000,000.00

0.00

14,000,000.00

Revenue

YoY Growth

Profit/(loss) before tax

YoY Growth

Profit/(loss) after tax

YoY Growth

Net dividend

Minority interests

31/12/2009

30/06/2010

Chen & Co


-

Y

N

31/12/2008

30/06/2009

Chen & Co


-

Y

N

31/12/2007

30/06/2008

Deloitte


-

Y

N

31/12/2006 31/12/2005

11

Balance Sheet

Income Statement

CTOS LitE Report • This section displays the complete listing of the company’s charges.



Company Charges*


10

11

27




------- END OF REPORT -------


CTOS LitE Report

FINANCIAL HIGHLIGHTS 11

RELATED COMPANIES/SUBSIDIARIES

Name

SUBSIDIARY 1

SUBSIDIARY 2

551299M

719223P

55,000

495,000

10%

90%

BR NO. Paid Up Capital (RM) Shareholding (%)

12

Financial Year End

Liquidity Ratios

Current Ratio

Working Capital Days

Profitability Ratios

ROA

ROE

PBT Margin

PAT Margin

Other Ratios

Asset Turnover Ratio

Gearing Ratio

Dividend Pay-out Ratio

Earnings per Share

Dividend per Share

31/12/2009

2.00

61

75%

115%

67%

50%

1.50

0.54

20%

15.0

3.0

31/12/2008

2.50

88

68%

93%

72%

52%

1.32

0.36

19%

13.0

2.5

31/12/2007

3.33

128

61%

79%

80%

55%

1.11

0.29

18%

11.0

2.0



• This section displays a listing of the company’s subsidiaries.


Related Companies & Subsidiaries

11

12

CTOS LitE Report

Individual

29


1


CTOS LitE Report


A : SNAPSHOT

Name/IC

Name

New ID

Old ID

Date of Birth

Nationality

Address 1

LitE Status

Identity Verification

XXXXXXXXXX/XXXXXX (your input)

John Smith (your output)

771233475892 (New ID match)

A1234567

12/12/1968

Malaysian Source : CCRIS Latest Date : 20/10/2013

127, XXXXXXXXXX, , 34000, Taiping, PerakSource : NRD Latest Date : 20/10/2013

Complete


Company

Company Sdn Bhd

CYZ Sdn Bhd

ABC Sdn Bhd

DEF Sdn Bhd

GHI Sdn Bhd

Company

Company

Company

Company

Company

10/10/2011

25/01/2011

09/09/2012

01/07/2013

02/07/2013

–

–

–

–

–

50,00.00

40,00.00

10,00.00

–

–

Y

Y

Y

–

–

Existing

Existing

Existing

Existing

Existing

DIR & SH

DIR & SH

DIR

DIR

DIR

Type Position

2

Appoint Date Resign Date Profit After Tax Profitable Status


• This section displays the individual’s personal details i.e. Name, IC No, DOB, Nationality, Address & LitE Status.

• The status displayed in this section has 3 indicators:

o Blank

o Fresh MDI search required

o Complete

• This section displays the top 5 companies/businesses that are linked to the individual, either as a Director/ Shareholder/ Owner or Partner.

ID Verification

Directorship & Business Interests (Top 5 ranked by PAT)

1

2

30


3


CTOS LitE Report


B1 : DIRECTORSHIP & BUSINESS INTERESTS


Company

Company Sdn Bhd

CYZ Sdn Bhd

ABC Sdn Bhd

DEF Sdn Bhd

GHI Sdn Bhd

JKL Sdn Bhd

Company

Company

Company

Company

Company

Company

10/10/2011

25/01/2011

09/09/2012

01/07/2013

02/07/2013

03/07/2013

50,000.00

40,000.00

10,000.00

-

-

-

Y

Y

Y

-

-

-

Existing

Existing

Existing

Existing

Existing

Existing

DIR & SH

DIR & SH

DIR

DIR

DIR

DIR & SH

Type Position Appoint Date Resign Date Profit After Tax Profitable Status


1. COMPANY SND BHD (123456P)

STATUS

NATURE OF BUSINESS

INCORPORATION

CCM DATED

NAME

NEW ID/PASSPORT

POSITION

APPOINTED

ADDRESSS

REMARKS

PAID-UP

ID

SHARES

RESIGNED

EXISTING


01/10/2011

-

John Smith

861203355516

Directors

10/10/201


2.00

-

-

-

2. CYZ SDN BHD ( 334221W)

STATUS

NATURE OF BUSINESS

INCORPORATION

CCM DATED

NAME

NEW ID/PASSPORT

POSITION

APPOINTED

ADDRESSS

REMARKS

PAID-UP

ID

SHARES

RESIGNED

EXISTING


01/10/2011

-

John Smith

861203355516

Directors

25/01/2011


2.00

-

-

-

• This section displays the name of the companies/businesses that are linked to the individual.

Directoship & Business Interest

3

31



CTOS LitE Report



3. ABC SDN BHD (334221W)

STATUS

NATURE OF BUSINESS

INCORPORATION

CCM DATED

NAME

NEW ID/PASSPORT

POSITION

APPOINTED

ADDRESSS

REMARKS

PAID-UP

ID

SHARES

RESIGNED

EXISTING


01/10/2011

-

John Smith

861203355516

Directors

09/09/2012


2.00

-

-

-

4. DEF SDN BHD (554221W)

STATUS

NATURE OF BUSINESS

INCORPORATION

CCM DATED

NAME

NEW ID/PASSPORT

POSITION

APPOINTED

ADDRESSS

REMARKS

PAID-UP

ID

SHARES

RESIGNED

EXISTING


01/10/2011

-

John Smith

861203355516

Directors

01/07/2013


2.00

-

-

-

5. GHI SDN BHD (554221W)

STATUS

NATURE OF BUSINESS

INCORPORATION

CCM DATED

NAME

NEW ID/PASSPORT

POSITION

APPOINTED

ADDRESSS

REMARKS

PAID-UP

ID

SHARES

RESIGNED

EXISTING

IMPORT & EXPORT

01/10/2011

-

John Smith

861203355516

Directors

02/07/2013


2.00

-

-

-

32



CTOS LitE Report


4B2 : ADDRESS RECORDS

Address Record

Address


127, Jalan Ketam, 34000, Taiping, Perak

127, Jalan Buluh 2, 34000, Taiping, Perak





CCRIS

CCRIS

SSM (ABC SDN BHD/23456M)

CTOS User ID

CCRIS

NRD

CTOS

20/10/2013

20/10/2013

10/03/2013

20/10/2012

01/01/2012

03/09/2007

19/09/2005

Source Date

Data Source Last Updated Date

6. JKL SDN BHD (675221W)

STATUS

NATURE OF BUSINESS

INCORPORATION

CCM DATED

NAME

NEW ID/PASSPORT

POSITION

APPOINTED

ADDRESSS

REMARKS

PAID-UP

ID

SHARES

RESIGNED

EXISTING

IMPORT & EXPORT

01/10/2011

-

John Smith

861203355516

Directors

03/07/2013


2.00

-

-

-

------- END OF REPORT -------


• This section displays all address records available on the individual.

Address Records4

34


• This section displays the references tagged to the subject’s company.

• A trade reference is the payment experience information provided by a supplier on its customers.

An accounts receivable ageing is a report that lists unpaid customer invoices and unused credit memos by date ranges.

A check that cannot be processed because the writer has insufficient funds.

Details of the subscriber that submitted the Trade Reference information.

1

2

3

4

Ageing

Returned Cheque

Reference Details

2

Reminders/Letter of Demand for Payment

Sent reminder to the subject for settlement

Issued our Letter of Demand dated

Issued a Letter of Demand through our solicitor

Referee’s Request

Our Contact is

Address

Our Reference

Tel.

Nature of Business

01-03-2015 LOR/0001/20130301

02-03-2015 LOR/0001/20132345

Please ask the subject to contact us.

Rosie Lee _Credit Department

Lot 331M, Jalan Dagang , Taman Ehsan, Kepong K.L.

WEND2011

03-87777777

Supplier of office equipment and computers

4.

5.

TRADE REFERENCES

Subject of Reference : WENDALL KOON KOON KOON (760528913131)

Relationship

Aging Information

Name of Debtor

Credit Terms

Account Status

Address

Nature of Debt

1.

2.

Returned Cheque Experience : Details as provided below3.

START DATE

CREDIT LIMIT

Subject as customer

As at Statement Date : 2015 - 01 - 28

WENDALL KOON KOON KOON (760528913131)

30 Days

Under Recovery Action

111, Kampung Lama, Sungai Baru, Kuala Lumpur

Services Rendered

30th June 2011

589.00

The above was accurate as at the statement date indicate above.

The above cheque were received for payment of amount owed but were returned unpaid for reasons indicated.

NoteThis notation pertains to the information that you may receive below :

References :These are trade references which you or your company have requested from other businesses on your subject of enquiry.

It is based on actual trade experiences of the trade referee with your subject of enquiry or a company or business to which your subject of enquiry is connected to. It is provided by the trade referees directly to you. Should you have any questions relating to the information herein please refer to the trade referee or the subject for further clarification.

As with any other trade reference which you may receive, whether positive or negative, do exercise the normal caution, judgment and discretion for such references.

From: XYZ SDN BHDSent: Tuesday, 6 October, 2015 10:23 AMTo: Company Sdn BhdSubject: Request for Trade References

Your request of 2015-02-28 for a reference refers. This reference in given to you in strict confidence and meant only for your use. You shall not circulate, inform or disseminate it to any other party including the subject concerned unless we indicate otherwise. These information is used at your own risk and we are not liable for any loss or damage, if any that may arise.

30 DAYS

Account Conduct Not Provided Excellent Good Satisfactory Unsatisfactory

60 DAYS 90 DAYS 120 DAYS 150 DAYS 180 DAYS 210 DAYS

77584320 EBB 500.00 2014-12-25 Refer to Drawer Issued by self963963

Cheques No Account No Bank Amount (RM) Date Returned Reason Cheque Issuer

1

Any indebtness indicated above may have been subsequently settled, in which case, our official receipt or letter of discharge or settlement would have been issued to the subject. Please check with subject.

3

4

CTOS Data Systems Sdn Bhd (247651-H)Unit A-9-6, 9th Floor, Megan Avenue 1, No. 189, Jalan Tun Razak, 50400 Kuala Lumpur, Malaysia.

Web:

Personal Enquiries

Business Enquiries

Subscriber Helpline:

Operating Hours:

www.ctoscredit.com.my

03-2722 8833

03-2722 8888

03-2722 8800

Mondays to Fridays (8:00am - 7:00pm)

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