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ROBERTO J. CALVO

98 Tupelo Trail, Narragansett, RI 02882rc10df026@westpost.net * 401-474-5709

SUMMARY OF QUALIFICATIONS

Highly motivated credit professional with vast experience in banking and leasing.Skilled in contributing effectively in both self-directed roles and in managingteams.Strong communicator accustomed to working effectively with diverse stakeholdersat all levels to build consensus in achieving results. Key areas of strength include:

Credit UnderwritingFinancial AnalysisRisk AssessmentPortfolio ManagementRegulatory CompliancePolicies & ProceduresLoan DocumentationEquipment Finance & LeasingInternational Experience

Community Action LeaderCorporate DiversityCustomer FocusedPresentation/Communication SkillsLanguages: English, Spanish, Portuguese

PROFESSIONAL EXPERIENCEBANC OF AMERICA LEASING, Providence, RI .......................................................................1991-2009Vice President - Portfolio Risk Manager* Leasing subsidiary of Bank of America. Secured financing and leasing of capital equipment

targeted at upper middle market companies and high net worth individuals acrossthe U.S.* Led and managed a team of Portfolio Risk Officers responsible for credit underwiting, risk management and overall asset quality of the corporate aircraft portfolio (outstanding of $4.5B) resulting in 14% year-over year portfolio growth while maintaining favorable asset quality statistics (criticized assets 5.99%, NPL's 0.29%, minimal charge-offs).* Led several due diligence exercises for potential portfolio purchase opportunities.* Interfaced with Credit Review & Internal Audit, leading to successful portfolio review results.* Rotated through managed assets (workout) area.

LOS TAJIBOS HOTEL, Santa Cruz, Bolivia.................................................................................................1988-1990Financial Controller* Exclusive 200 room, 5 star hotel and resort complex located in Santa Cruz, Bolivia.* In addition to performing accounting, payroll and data processing functions, responsibilitiesincluded supervision of personnel (300 employees), purchasing, storage, engineering andsecurity areas.

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.............................................................................1979

PROFESSIONAL AFFILIATIONS

Rhode Island Bolivian-American Association, President........................................................2008-PresentAssociation of Latino Professionals in Finance and Accounting (ALPFA), Member.............2009-PresentBank of America's Hispanic Organization for Leadership & Advancement, President............2005-2009Bolivian/American Chamber of Commerce, New York, NY, Vice President...............................1983-1995Hotel Chamber, Santa Cruz, Bolivia, Vice President.....................................................................1988-1990Chamber of Industry and Commerce, Santa Cruz, Bolivia, Director...........................................1988-1990