cra investment options
TRANSCRIPT
CRA Investment OptionsYou can choose to contribute 100% into an automatically allocated portfolio option (target date portfolio), or you can spread your money across your choice of individually allocated funds.
Individually Allocated Fund Options
Fixed Investments Fund Class Ticker
Vanguard Treasury. Money Market Money Market (VUSXX)
CRA Book Value Fund Stable Value N/AMetro West Total Return Fund Investment Grade Bonds (MWTSX)
PIMCO High Yield Fund High Yield Bonds (PHIYX)
Equity (Stock) Investments Fund Class Ticker
Vanguard Institutional 500 Index Large-cap Blend/Index (VIIIX)
Neuberger Berman Social Fund Large-cap Blend/Social (NRSRX)
Dodge & Cox Large-cap Value (DODGX)
Harbor Capital Appreciation Fund Large-cap Growth (HNACX)
Fidelity Contrafund Multi-cap Blend/Growth (FLCNX)
American Beacon International Foreign Large Value (AAERX)
American Funds EuroPacific Foreign Large Blend/Growth (RERGX)
Vanguard Mid-Cap Index Fund Mid-cap Blend/Index (VMCIX)
Fidelity Low-Priced Fund Mid-cap Blend (FLPSX)
Artisan Mid-Cap Fund Mid-cap Growth (APHMX)
Vanguard Small-Cap Index Fund Small-cap Blend/Index (VSCIX)
American Beacon Sm Cap Value Small-cap Value (AASRX)
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... CRA Income TDPCRA 2010 TDPCRA 2015 TDPCRA 2020 TDPCRA 2025 TDPCRA 2030 TDPCRA 2035 TDPCRA 2040 TDPCRA 2045 TDPCRA 2050 TDPCRA 2055 TDPCRA 2060 TDP
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Automatically Allocated Portfolio Options - see page 2 for more detail on CRA target date portfolios.
The chart shown is only intended as a guide based on the overall design of the portfolios. It is not intended as financial planning or investment advice. Please consult with your financial planner or investment advisor as needed.
CRA Target Date Portfolios
Stable Value US Equity Intl Equity Alternatives
CRA Income TDP
Age Range: 77 or older
Please consider the investment objectives, risks, fees and expenses carefully before investing. Additional disclosure documents can be obtained from your registered representative or plan website. Please read them carefully before investing.
You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund’s sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time. The Colorado Retirement Association is formerly known as the Colorado County Officials and Employees Retirement Association.
1 Asset allocation investment options are subject to the risks of their underlying investments.
2 CRA is not an investment advisor and does not make any representations nor guarantees as to the future performance, risk or return of the funds. This plan and its self-direction provisions are intended to constitute a plan similar to that described in section 404(c) of the Employee Retirement Income Security Act and Title 29 of the Code of Federal Regulations Section 2550.404c-1. The fiduciaries of this plan may be relieved of liability for any losses which are the direct and necessary result of investment information given to the employee.
Securities offered and/or distributed by GWFS Equities, Inc., Member FINRA/SIPC. GGWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment advisers, Advised Assets Group, LLC and Personal Capital. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice. 98721-01-FLY-WF-184014-0621(1142114) ROXXXXXXX-0621
50% 40%
18%
17%
15% 10%
Bonds
CRA 2010 TDP
Age Range: 72-76
42% 18%
17%
13% 10%
CRA 2015 TDP
Age Range: 67-71
30%
22%
21%
17% 10%
CRA 2020 TDP
Age Range: 62-66
21%
18% 28%
23% 10%
CRA 2025 TDP
Age Range: 57-61
15%
14%
34%
27% 10%
CRA 2030 TDP
Age Range: 52-56
25%
11%
9% 5%
CRA 2035 TDP
Age Range: 47-51
10%
13%
37%
31% 9%
CRA 2040 TDP
Age Range: 42-46
4% 8%
45%
35% 8%
CRA 2045 TDP
Age Range: 37-41
4% 8%
45%
35% 8%
CRA 2050 TDP
Age Range: 32-36
4% 8%
46%
37% 5%
CRA 2055 TDP
Age Range: 27-31
4% 8%
46%
37% 5%
CRA 2060 TDP
Age Range: 26 or younger
4% 8%
46%
37% 5%
To make changes, log in to your account at cra-online.org or call 800.352.0313.2
The date in the name of the CRA target date portfolio is the assumed date of retirement. The asset allocation becomes more conservative as the fund nears the target retirement date; however, the principal value of the fund is never guaranteed.1