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October 7th , 2009

To Messers / Al Ahly United Bank.

Attention Mrs. / Omayma Farahat Senior General Manager

Fax No. 25758424

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business

Administration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.

b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

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To Messers / Arab African International Bank.

Attention Mr. / Hassan Al Sayed Abdalla - Vice Chairman and Managing Director.

Fax No. 27955329

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham University

and West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

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To Messers / Arab International Bank.

Attention Dr. / Atef Ebeid - Chairman.

Fax no. 23915922

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business

Administration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Bank Audi

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Attention Mr./ Khaled Anwar Beshir Executive Manager.

Fax no. 38505016

I am writing to you to express my interest in the position of top managerial position at

your esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18

months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Bank of Alexandria.

Attention Mr./ Mahmoud Sayed Abdel Latif Chairman

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Fax no. 23907793

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing to

excel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz GharibOctober 7th , 2009

To Messers / Bank of Alexandria.

Attention Mrs. Fatma Loutfy First Deputy Chairman .

Fax no. 23912100

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I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Banque Du Caire.

Attention Mr. Mohamed Kafafi Chief Executive officer .

Fax No. 24055715

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I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

Messers / Arab Bank.

Attention / Mrs. Samar EL-Molla Country manager

Fax No. (00202) - 3012118

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I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

Messrs / Arab Banking Cooperation Egypt.

Attention / Mr. Tarek Helmy Chief Executive Officer

Fax No. (00202) - 736 3572

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

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As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experience

includes the following:a) Three years in Trade Finance Department.

b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

Messrs / Bank Of Alexandria .

Attention / Human Recourses Manager

Fax No. (00202) - 390 7793

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

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As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experience

includes the following:a) Three years in Trade Finance Department.

b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009Messrs / Barclays Bank Egypt .

Attention / Mr. Colin Plawman - Managing Director.

Fax No. (00202) - 366 2814

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capable

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individual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business

Administration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

Messrs / BNP Paribas Le Caire

Attention / Mr. Philippe Joannier - Managing Director.

Fax No. (00202) - 794 2218

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

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My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18

months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to

National Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

Messrs / Citibank .

Attention / Mr. Elia Samaha - Managing Director.

Fax No. (00202) - 795 8056

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

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1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business

Administration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

Messrs / Commercial International bank .

Attention / Mr. Hisham Ezz Al-Arab - Chairman & Managing Director.

Fax No. (00202) - 568 3844

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

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1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

Messrs / Credit Agricole Egypt, S.A.E.

Attention / Mr. Adrien Phares - Managing Director.

Fax No. (00202) - 738- 2993

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate

me from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham University

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and West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / EL-Watany Bank Of Egypt.

Attention Mr. / Yasser Hassan Managing Director

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

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3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.

b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / Arab Banking Corporation- Egypt

Attention Mrs. / Mariam farid - Human Resource And Admin first Vice President

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business

Administration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

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4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th ,2009

To Messrs / Barclays Bank Egypt, S.A.E.

Attention Mr. / Khaled EL-Gebaly Managing Director

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

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My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th

, 2009

To Messrs / Banque Misr

Attention Mr. / Mohamed Kamal EL-Din Barakat - Chairman.

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate

me from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

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My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / Barclays Bank Egypt

Attention Mrs. / Paula Schmidlin HR Director.

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:a) Three years in Trade Finance Department.

b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

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Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / Bloom Bank Egypt.

Attention Mr. / Hany EL-Dana Advisor to the Chairman.

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.

c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

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Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / Morgan Stanly.

Attention Mr. / Mohamed EL-Beih Investment Principle.

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to

National Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

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Moataz Gharib

October 7th , 2009

To Messrs / National Bank Of Egypt.

Attention Mr. / Tarek Hassan Amer - Chairman.

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard to

achieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

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October 7th , 2009

To Messrs / EL-Mashraq Bank - Egypt

Attention Mr. / Mohamed badra Senior Vice President Country Manager.

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

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October 7th , 2009

To Messrs / National Bank Of Abou Dhabi.

Attention Mr. / Ahmed Ismail Hassan Regional Manager Egypt .

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.

b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

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To Messrs / EL-Mashraq Bank - Egypt

Attention HR Manager

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing to

excel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

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To Messrs / EL-Watany Bank Of Egypt.

Attention Mr. / Yasser Hassan Managing Director

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / EL-Ahly United Bank .

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Attention / Mr. Omayma Farahat Senior General Manager Corporate Banking

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing to

excel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messrs / Societe Arabe Internationale De Banque (SAIB)

Attention Mr. / Hassan Abdel Meguid - Managing Director.

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I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th

, 2009

To Messers / Arab International BankAttention Dr. / Atef Ebaid ChairmanFax no. 00202 - 23915922

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

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As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experience

includes the following:a) Three years in Trade Finance Department.

b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Beltone FinancialAttention Mr./ Aladdin Saba Chief Executive officerFax no. 2792 6620

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

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As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Cairo Capital GroupAttention Mr. Khalil Nougaim - Chief Executive officer

Fax no. 27957479

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capable

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individual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business

Administration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Delta Holding for Financial Investments

Attention Mrs / Neveen El Tahri - Chairperson and ManagingDirector.FaFax: 2202 3472180

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

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As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experience

includes the following:a) Three years in Trade Finance Department.

b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / EFG-Hermes Holdings, SAE

Attention Mrs. / Hanaa Helmy - CEO, EFG-Hermes Holdings/Foundation for Social Development.Fax no 00202 - 33383616

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

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As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experience

includes the following:a) Three years in Trade Finance Department.

b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Enmaa Financial Services.Attention Mr. / Alaa Salah Rady - Managing Director

Fax no. 33052945

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

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My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18

months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way to

National Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Foray Capital for InvestmentAttention Mrs. / Mona Adel Barakat - Managing DirectorFax no. 33378670

I am writing to you to express my interest in the position of top managerial position at

your esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

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1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business

Administration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Global Investment House EgyptAttention Mr./ Samir El-Alaily - Vice Chairman and Managing DirectorFax no. 37609506

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate

me from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham University

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and West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / H.C. Securities & Investment .

Attention Mr./ Hussein Choucri Chairman

Fax no. 37490577

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham University

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and West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / International Development Consultants

Attention Mr. / Farouk Nasser - Chairman and ManagingDirector

Fax no. / 35694587

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

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1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Misr Financial Investments Co.

Attention Mr. Safwat Baly - Chairman and Managing Director

Fax no. 37493374

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separate

me from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham University

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and West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Naeem HoldingAttention Mr. Hany Tawfik Chairman.Fax no. 33020080

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

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3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.

b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Office for Studies & Finance (OSAF)

Attention Mr./ Osama Khalifa - Chairman

Fax no. 22913878

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

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3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.

c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Pharos Holding for Financial InvestmentAttention Mr./ Mohamed E. Taymour - Chairman

Fax no. 27373482

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in Business

Administration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

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4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Prime Holding

Attention Mr. Mohamed Maher Aly Vice chairman

Fax no. 33054611

I am writing to you to express my interest in the position of top managerial position atyour esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

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4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Sofia Trading Group.

Attention Mr. / Magdy Soliman

Fax no./ 22900968

I am writing to you to express my interest in the position of top managerial position at

your esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18

months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.

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b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / W.W. Consultant Co.

Attention Mr./ Wasfy N. Migally - Chairman and ManagingDirector

Fax no. / 27944958

I am writing to you to express my interest in the position of top managerialposition at your esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated and capableindividual who strives for excellence in everything I put my hand into. I work very hard toachieve excellent results in all of my educational and career-based endeavors.

My Business, Banking and Marketing skills and can be summarized as follows:

1 Successfully completing 6 courses out of 14 in the DBA program (Doctoral in BusinessAdministration Program). This is a joint venture program between Ain Sham Universityand West Brook University of New Mexico, USA. I expect to receive my degree within 18months.

2 A Masters degree in Business Administration and Marketing received in 1997 with a 3.46.

3 Accomplishment of the MIBank Credit Course (Chase Manhattan Manual). This is a seven-month full time course which includes 23 Exams and 3 Cases.

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4 Practical and theoretical experience in major departments at banks. My work experienceincludes the following:

a) Three years in Trade Finance Department.b) Two years at Restructuring and Non-performing Loans Divisions.c) Over thirteen years at Corporate Credit and Marketing Division.

My career began at Misr International Bank in 1991 and has taken me all the way toNational Societe Generale Bank (NSGB) at this present time. I look forward to continuing toexcel and grow as I seek out new fascinating opportunities.

Thank you for your time and consideration. I look forward to hearing from you soon.

Kind Regards,

Moataz Gharib

October 7th , 2009

To Messers / Banque Du Caire

Attention Mr. Mohamed Kafafi - Chief Executive Officer

Fax no. 24055715

I am writing to you to express my interest in the position of top managerial position at

your esteemed bank

As my Curriculum Vitae will indicate, my qualifications, experience and skill set separateme from other candidates. I think it is clear that I am an exceptionally dedicated an