coral springs january 2012

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CONTENTSPEOPLE&EVENTS

12 Community Campaign Foundation

14 Fal len Heroes

16 Women of Distinction

COVER STORY

18 Kit Schulman JA Uncorked!

STYLE

22 Time for a Change

BUSINESS&MONEY

26 Changing Bank Landscapes

30 Buyers Appetite for $1 Million Dollar Homes On the Rise

32 Making Sense of Technology

FEATURES

34 NewYear, NewYou

36 10 Backyard Adventures

DINING

44 The Biltmore’s Palme D’Or

SCENEONSITE

46 Festival of the Flutes

48 HCA Grand Opening

ANDANOTHERTHING...

50 The Simple Precision of Language

contentsJANUARY 2012

22

18

ON

TH

E C

OV

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34

32 44


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FROM THE PUBLISHER

FROMTHEpublisher

January 2012

Happy New Year! And, what an exciting year we have in store for you. After all, you deserve it!

As you can see and feel, we have made significant upgrades to your Lifestyle Magazine. The format now mirrors the style and substance residents of Beverly Hills and Boca Raton enjoy each month. The elegant cover reflects your discerning character and will show your family and friends you truly know what quality looks like and only allow the absolute best into your home.

After nine years, many thought we could not

improve the publication, however, we believe we owed it to our readers, the community and our advertising partners to reach higher. I believe we have exceeded expectations and will continue to strive to be the best local magazine you allow into your home.

Our editorial staff is now comprised of an award winning Editor in Jeff Perlman. As we know, if you want to be the best, you bring in the best. Jeff has proven himself and is well respected in his field. I trust you will find the content consistent with our mission of highlighting people and events, in addition to offering relevant editorial on subjects you have requested we delve into with your feedback over the years.

Our new design is cutting edge and this is due in large part to our new award winning Creative Director Melanie Geronemus Smit. Melanie comes with years of experience where she has been recognized for her elegant style

and as you can see, she truly puts her heart and soul into the look of the magazine.

I believe this new format will exceed your expectations of what you are willing to bring into your home and leave on your coffee table. Just be careful of friends and family trying to take it to their home.

I also know you will have comments on improving and we look forward to your feedback to keep us informed of what you would like to see in your Lifestyle Magazine.

You will continue to enjoy stories on neighbors, the Dining column, Travel and Scene

Page as well as all new departments beginning this month. And this is only the beginning. We have many exciting initiatives planned in the future. All designed to keep you informed and engaged. For our advertising partners, the new format is designed to improve your brand reputation delivered to your best prospect in a reputable and credible manner.

It was Dennis Waitley who said, “Life is a self-fufilling prophesy, you usually get what you expect!” Well, I expect this year to be the best ever for all our readers, our advertising partners, our community and for Lifestyle Publications.

I wish you and your family the happiest and healthiest New Year!

As Always, Enjoy the Lifestyle ™ -- And the new Lifestyle Look! ™

“WE BELIEVE WE OWED IT TO our readers, THE community AND OUR advertising partners TO reach higher. ”

NEW YEAR & NEW LOOK

Jim NortonPresident & PublisherLifestyle, Publications



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MASTclassicalsouthflorida.org

Just like all of us, classical music lives and breathes. Make it part of your lifestyle. Tune to Classical South Florida on the radio or online. It’s in your nature.

PUBLISHER Jim Norton

EDITOR IN CHIEF Jeff Pearlman

ASSOCIATE EDITOR Danielle Tarrant

CREATIVE DIRECTOR Melanie Geronemus Smit

ART DIRECTOR Alexander Hernandez

WRITERS

Marcy Dorfman, Jim Freer, Marla Lazarus

Candy Norton, Bruce Turkel, Peter Zelewski

PHOTOGRAPHERS

Downtown Photo/Fort Lauderdale,

Dreamfocus Photography, Kevin Lane,

Middle River Arts Photography, Laura Gates

ADVERTISING SALES

JILL HOROWITZ [email protected] 954-817-0090

KIM KADEL [email protected] 954-803-2140

RONA LEVENSON [email protected] 754-246-3250

BETH TACHE [email protected] 954-684-1778

CHAIRMAN Gary Press

LIFESTYLE PUBLICATIONS, INC.

88 NE 5th Avenue, Delray Beach, Florida 33483 954.217.1165 | fax 954.252.4432

www.lifestylemagazinegroup.com

©2012 Coral Springs Lifestyle is published by Lifestyle Publications, Inc., all rights reserved. Coral Springs Lifestyle is a monthly advertising magazine. All contents are protected

by copyright and may not be reproduced without written consent from the publisher. The advertiser is solely

responsible for ad content and holds publisher harmless from any error.

Lifestyle


NSU MOA AD

Sandro Botticelli | Madonna della loggia, ca. 1466-67. Oil on panel.Collection of the Uffizi Gallery, Florence, Italy

On View Now Through April 8, 2012

Old Master Paintings and Tapestries from the Uffizi Gallery

Offering of the AngelsRENAISSANCE AND BAROQUE MASTERPIECES AT MUSEUM OF ART | FORT LAUDERDALE

Making its American premiere in Fort Lauderdale, the exhibition features tapestries and paintings by artists

including Sandro Botticelli, Parmigianino, Alessandro Allori, Luca Giordano, and Lorenzo Monaco, among others from

the world-famous Uffizi Gallery in Florence, Italy.

For tickets, contact 954.262.0236 or [email protected]

Museum hours and directions are on www.moafl.org

The Museum of Art | Fort Lauderdale is home to AutoNation Academy of Art and Design

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COMMUNITYCAMPAIGN

2FEBRUARYSIGNATURE

GRAND6PM TO 9PM954-252-6962

The Community Campaign Celebration is the Federation’s biggest fundraiser of the year,

traditionally drawing 600 to 1000 people. The event will be held at Signature Grand on Thursday, February 2, 2012, from 6 p.m to 9 p.m.

“Whether playing with ‘The Boss’ or Conan O’Brien, Max Weinberg is known and loved by so many fans of music,” said Eric B. Stillman, President and CEO of the Jewish Federation of Broward County. “Between his works and his on-stage

performance, he’s certain to strike a familiar note with our members and guests.”

Weinberg, who speaks frequently to colleges and business groups, has been said to link his drumming style to the definition of seder, meaning order. It became central to his ideal that a good drummer serves his band’s music. The New York Times has called Weinberg “the rhythmic backbone of the E Street Band.” He innovated the jump blues style, and today – dressed in suit and tie – is one of the most visible and recorded drummers of the late 20th century. Since the premiere of “Late Night with Conan O’Brien” in 1993 and later, “The Tonight Show,” his Max Weinberg 7 has been called

the “best band in late night TV” by The

Washington Post. He also has appeared on numerous “Late Night” comedy sketches. He also has performed at presidential inauguration galas, the Grammy Awards, and the 1995 Rock and Roll Hall of Fame dedication in Cleveland, Ohio.

“Max joins a distinguished list of past speakers, including Joshua Malina from the TV show, The West

Wing, U.S. Senator and Florida son Bob Graham, Professor Alan Dershowitz, Gov. Charlie Crist and Nobel Laureate Elie Wiesel,” added Stillman. “His musical heritage and fan appreciation will make Max a perfect performer for the night’s festivities.”

Max Weinberg to Rock the Jewish FederationMAX WEINBERG, KN OWN BY MORE THAN A GENERATION OF MUSIC FANS AS THE DR UMMER OF BR UCE SPRINGSTEEN’S E STREET BAND AND LATER AS THE MUSICAL DIRECTOR WITH LATE NIGHT WITH CONAN O’BRIEN AND THE TONIGHT SHOW, WILL SPEAK AT AND PERFORM FOR THE JEWISH FEDERATION OF BROWARD COUNTY’S COMMUNITY CAMPAIGN CELEBRATION .

“HIS MUSICAL HERITAGE

AND FAN APPRECIATION

WILL MAKE MAX A

PERFECT PERFORMER

FOR THE NIGHT’S

FESTIVITIES”.

PEOPLE&events

MAX WEINBERG


SAT SPECIALTY AUTOMOTIVE AD


SHERIFFSOFFICE

28JANUARYDEERFIELD

BEACHCOUNTRY

CLUB954-849-6422

The 5th Annual Broward Sheriff’s Office Golf Tournament will be hosted

on Saturday, January 28 at the Deerfield Beach Country Club to benefit the Sheriff’s Foundation of Broward County Fallen Heroes Fund.

This year the Broward Sheriff’s Office Golf Tournament will honor fallen hero Sgt. Christopher Reyka, 51, who was shot and killed outside a Pompano Beach drug store early on the morning of August 10, 2007 while checking license plates for possible stolen vehicles. Reyka is survived by his wife Kim and four children: two daughters and two sons.

“When people realize that the golf tournament benefits the Fallen Heroes Fund and who it is supporting and helps then they open their wallets and really want

to contribute in any way possible,” Captain Rick Wierzbicki says.

“Sheriff Al Lamberti has been

totally supportive of this initiative and he attends the tournament which means a lot for the participants and the families of the fallen heroes,” Captain Wierzbicki adds.

The Fund provides support to the families of deputies and fire rescue personnel who have lost their lives in the line of duty. This fund provides humanitarian assistance to the families and loved ones at the time of death of a deputy or a fire rescue officer, and to help the families with memorial arrangements if necessary.

Over the past four years, the golf tournament has generated more than $170,000 with more than $57,000 generated last year alone. The 2011 Tournament gathered 160 golfers and an additional 40 people attended the luncheon.

The list of sponsors grows each year and the Broward Sheriff’s Office is grateful to the community businesses and restaurants for their support. Captain Wierzbicki is particularly thankful to the Deerfield Country Club representatives Glen Frazier, Larry Wilson and Patty Hayes who played an instrumental role in establishing the Tournament in 2007

to benefit the Fallen Heroes Fund.Registration will begin at 9 a.m. and

the shotgun start is slated for 10 a.m. There will be food, music and fun for everyone with activities including prizes, raffles, auctions and contests such as the hole-in-one, longest drive and closest to the pin.

Deerfield Beach Mayor Peggy Noland is also scheduled to attend the golf tournament and she will participate in the golf ball drop contest.

Tournament attendees will have an opportunity to purchase raffle tickets for $20 per ticket and 250 numbered balls. Mayor Noland will be lifted 50 feet in a fire engine rescue bucket and will drop the bucket of golf balls onto the course. The ball that falls closest to the practice pin at the range will win the money 50/50 for the winner and the Fund.

Cost per golfer is $125, including the luncheon. Tickets cost $20.00 per person for the luncheon only.

For more information, including sponsorship opportunities, contact Captain Rick Wierzbicki at 954.849.6422 or email [email protected].

Golf Tournament Benefits Fallen HeroesCOMMUNITY MEMBERS WILL GATHER FOR A GOLF TOURNAMENT THAT HON ORS LOCAL HEROES WHO HAVE LOST THEIR LIVES IN THE LINE OF DUTY AND RAISES FUNDS TO PROVIDE FINAN CIAL SUPPORT TO THE HEROES’ FAMILY MEMBERS.

PEOPLE&events

“WHEN PEOPLE REALIZE THAT

THE GOLF TOURNAMNET

BENEFITS THE FALLEN

HEROES FUND AND WHO IT IS

SUPPORTING AND HELPS THEN THEY OPEN THEIR

WALLETS AND REALLY

WANT TO CONTRIBUTE

IN ANY WAY POSSIBLE.”


AUDI PEMBROKE PINESAD


WOMEN OF DISTICTION26

JANUARYSIGNATURE

GRAND10:30AM

954-964-8071

The 2012 Honorees are:Michelle Bernstein--Chef & Owner

of Michy’s, Sra. Martinez, and Crumb on Parchment

Since drawing the national spotlight in the mid-1990s, Chef Michelle Bernstein has remained one of the region’s most well-respected and successful chefs/restaurateurs. A Miami native of Jewish and Latin descent, this passionate culinaire has dazzled diners and critics alike with her sublime cuisine and a personality as bright and vibrant as the Florida sun.

These days, Bernstein is busier than ever. She recently opened Crumb on Parchment, a cozy café in the heart of the Miami Design District, and continues to operate three additional South Florida restaurants: Michy’s, Sra. Martinez, and Michelle Bernstein at The Omphoy. Beyond a family of successful restaurants, Bernstein dedicates time to Common Threads an after-school program for underprivileged kids, is actively promoting her new line of cookware and cutlery, “Michelle B,” and regularly appears on an array of national TV shows, from Top Chef to Good Morning America.

Jen Klaassens --Vice President of Programs for The Wasie Foundation

The Wasie Foundation is an independent philanthropic organization that offers grants and support to South Florida non-profits focused on children’s healthcare and education – and Jen tirelessly

leads by example. As the face of The Wasie Foundation, Jen’s mission is to change the way non-profits do business by empowering them with the tools they need to grow their organizations. She spearheads and co-chairs the Beach Bash event for the Jeb Bush Florida Classic for the Cystic Fibrosis Foundation. She is President of Neighbors 4 Neighbors, and serves on the board of 2-1-1 Broward, Angel’s Pediatric Heart House, Children’s Diagnostic & Treatment Center, The Broward Sheriff’s Foundation, The Crockett Foundation, and The Greater Fort Lauderdale Chamber of Commerce.

Cristina Mata--Chief Medical Officer of the Holy Cross Medical Group

Dr. Cristina Mata leads a 140+ physician employed multi-specialty group providing services throughout Broward and Palm Beach counties. During the last three years, Dr. Mata served as assistant medical director of the Holy Cross Medical Group. She continues a limited but active clinical practice in endocrinology and women’s health initiatives. A member of the Holy Cross Medical Group since 1995, Dr. Mata has served in various leadership roles of increasing responsibility including as Director of Women’s Health and Metabolic Services. She has served on the Board of Trustees at Holy Cross Hospital, and since 2000, she has been a member of the Holy Cross Medical Group’s Executive

Committee. Mindy Shrago-- Co-Founder &

Executive Director of Young At Art Children’s Museum

Mindy Shrago’s passion for the visual arts led to the vision of Young At Art.

As Executive Director, Mindy has led the charge in the expansion of YAA’s new $26 million, 55,000 sq. ft. Gold LEED-certified museum, a public/private partnership with Broward County Libraries. Mindy has brought national attention to Young At Art, with recognition including YAA’s awarded accreditation by the American Association of Museums, one of only six children’s museums in the nation accredited by AAM; the 2005 MetLife Foundation’s Promising Practices Award; and of the 2003 IMLS National Leadership Award.

The Weizmann Institute of Science in Rehovot, Israel, is one of the world’s top-ranking multidisciplinary research institutions. The Institute’s 2,700-strong scientific community engages in research addressing crucial problems in medicine and health, energy, technology, agriculture, and the environment. The discoveries and theories of Weizmann Institute scientists have had a major impact on the wider scientific community, as well as on the quality of life of millions of people worldwide.

For more information, please call Debra Herrmann at 954-964-8071.

FOUR VERY SPECIAL LEADERS WILL BE HON ORED JAN . 26 AT THE 14TH WOMEN OF VISION LUN CHEON , A BENEFIT HELD BY THE AMERICAN COMMITTEE FOR THE WEIZMANN INSTITUTE OF SCIEN CE. THE GALA (LUN CHEON) WILL BE HELD AT 10 :30 A .M. , JAN . 26 AT THE SIGNATURE GRAND, 6900 STATE ROAD 84 IN DAVIE.

PEOPLE&events

Women of Vision Awards Recognize Four Leaders


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KATHRYN (KIT) SCHULMAN AND HARRY SCHULMAN, HER HUSBAND OF 31 YEARS, HAVE BEEN RESIDENTS OF CORAL SPRINGS SINCE 1987. TOGETHER, THEY’VE SHEPHERDED TWO CHILDREN THROUGH THE BROWARD COUNTY PUBLIC SCHOOL PROGRAM, FROM KINDERGARTEN THROUGH HIGH SCHOOL GRADUATION. ALONG THE WAY KIT AMASSED A WEALTH OF EXPERIENCE AND FIRSTHAND KNOWLEDGE IN EDUCATION, HAVING BEEN VERY INVOLVED AS A MEMBER OF THE PTA AND CHAIRING THE TEACHER APPRECIATION PROGRAM FOR MANY YEARS, AS WELL AS BEING A ROOM MOTHER AND SCHOOL VOLUNTEER. THIS PERSPECTIVE INFORMS HER COMMITMENT TO EDUCATION AS WELL AS HOW SHE CHOOSES TO CHANNEL HER PHILANTHROPIC PASSIONS.

“I joined Junior Achievement because I wanted to continue to help children be successful and this was my way of giving back after my children graduated from high school .“

Hailing from Birmingham AL and Atlanta GA, Kit has a big city energy and southern belle charm. She moved to Miami in 1971 and then to Coral Springs in 1987. Her husband Harry Schulman, former CEO of Applica, Inc,

KITSCHULMANJA WORLDUNCORKED!

BY RENÉE K. QUINN

21JANUARY

JA WORLD6:30PM-10:30PM

954-979-7120

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JA KIT SHULMAN “ I JOINED Junior Achievement

BECAUSE I WANTED TO CONTINUE TO HELP CHILDREN BE successful AND THIS WAS MY WAY OF giving back

AFTER MY CHILDREN GRADUATED FROM HIGH SCHOOL.“is presently an operating partner with Baird Capital Partners. Their son Adam lives and works in Los Angeles, and is a graduate of the University of Miami, while their daughter Kalyn lives in Miami as a Designer, and is a graduate of the Art Institute of Fort Lauderdale.

Not content with simply raising a family, Kit is an experienced and accomplished Strategic Events Planning Coordinator, with extensive fundraising and event management expertise. She has planned and coordinated special employee and corporate events, including hosting foreign and government dignitaries and international company executives for Applica, Inc. She possesses a proven track record in raising capital and coordinating fundraising events in the non-profit sector.

Exhibiting her entrepreneurial spirit, she has launched two successful design companies; Kit’s Custom Designs, designing, marketing and selling custom art, jewelry, children’s clothing and interior designs to local and regional clients; and Kalyn’s Kustom Designs, designer and retailer of trendy jewelry and accessories. All profits from both Coral Springs based businesses have been donated to

local charities. Kit is involved with the following

organizations:She is a Founding Member of Temple Kol Tikvah, Parkland, FL. She raised $20,000 for women in need for Women and WishesKit is a Founding member of Junior Achievement’s “Circle of Wise Women” group which promotes community outreach and raises awareness of the importance of increasing business acumen of children. She was the Event & Décor Chair for the inaugural “JA Uncorked” event which raised over $80,000 in October 2010.She has raised over $12,000 for Sawgrass Nature Center. Kit loves animals and has three

dogs, Frankie, Sadie and Baloo. Her hobbies include gourmet cooking and entertaining, gardening (she’s a founding member of The Garden Club of Coral Springs), interior design, water color painting and traveling, having traveled extensively in China and Europe.

It is this enthusiasm and breadth of experience that Kit brings to everything she does. Her current passion is The Circle of Wise Women at Junior Achievement of South Florida. As a founding member, Kit is bringing her skills to bear as the

event chair of their signature fund raising event, JA World Uncorked! The Circle of Wise Women is a group of educational advocates who believe they can affect positive changes in students’ attitudes, performance, and their future outlook. Wise Women understand the need to transform how students view the world of work, personal finance, free enterprise and their own potential for success. They are committed to helping provide the resources necessary for Junior Achievement to offer their full range of programs which impart sound economic principles to youth K-12. Wise Women participate in hands-on activities, provide financial support and forge new partnerships for JA in the communities in which they live and work.

“Founded in May of 2009, JA’s Circle of Wise Women‘s core belief is that Wise Women Can Change Education and they have made that a reality by contributing $250,000.00 to Junior Achievement’s programs to date” says founding member and JA’s Major Gift Officer Diana Metcalf.

Their signature event, JA World Uncorked! was launched in October



JA KIT SHULMAN2010. Over 30 wineries and spirits companies from around the world offered tastings of over 300 varieties. Guests enjoyed an eclectic array of food including cheese fondue from The Melting Pot, filet mignon sliders from Capital Grille, ceviche from Chef Remi and decadent blue cheese mashed potatoes from White Apron Catering in Lake Worth. Decadent bites throughout the JA World Biz Towns included BRIO Tuscan Grill, The Cheese Course, Forever Sweet Cakes by Design, Hibiscus Café, Caliente Kitchen, Mojo, Chef Remi’s Catering, TooJay’s Original Gourmet Deli, Cold Stone Creamery, Rocky Mountain Chocolate Factory, Uncle Julio’s Fine Mexican Food, and Blue Martini. The evening culminated in Finance Park with an extravagant Moulin Rouge themed party, chaired by Kit, complete with can-can girls, stilt walkers, decadent desserts, an aerial acrobatics show and dancing to live music. JA World Uncorked! 2010 was the most successful inaugural JA event to date. 100% of the proceeds from ticket sales went

to Wise Women initiatives.This year, Junior Achievement

of South Florida hosts JA World Uncorked! II presented by Southern Wine & Spirits of Florida on Saturday, January 21, 2012, at 6:30 p.m. This Circle of Wise Women Signature Event combines food, wine, spirits, craft beers and decadent desserts in a swanky, speakeasy-themed setting.

The Circle of Wise Women at JA South Florida is excited to announce partnerships with Publix Apron’s Cooking School and The International Culinary Schools of the Art Institutes, with Resident Chef Bil Mitchell and Chef Director John “Jack” Kane serving as valuable additions to the Uncorked! Team.

“As both Chefs and teachers, this marriage of the culinary and educational worlds make Chef Bil and Chef Jack the perfect partners for JA World Uncorked!, a chef driven food and wine event” Renée Quinn, Culinary Chair said. It is the Circle of Wise Women’s goal to create partnerships that focus on education.

Signature chefs include Marc Gruverman from the Capital Grille, Peter Boulukos from Yolo, Curt Hicken from Olive Oregano Catering, Ralph Pagano from Ten Palms, Hugh McCauley from Hugh’s Culinary and Curtis Hawk from Timpano Italian Chophouse. Executive Chef Erik Mathes, Kitchen Coach, co-chairs the Culinary Committee with Circle of Wise Women founding member Renée Quinn.

From 6:30 to 10:30 pm, guests will stroll through JA World enjoying tantalizing bites, delicious wines, craft beers, spirits and decadent desserts from a multitude of local restaurants and international wineries in a swanky speakeasy-themed setting. It will be the bee’s knees!

Southern Wine & Spirits of Florida will provide our wines and jazz infused libations, check out the Bath Tub Gin Bar!We’ll be Puttin’ on the Ritz with our unique food & dessert stations offering tantalizing bites in our Culinary Alleys.Chef Bil Mitchell, Publix Apron’s Cooking School, with South Florida’s favorite chefs will whip up culinary creations in signature cooking demonstrations with specialty beers hosted by Brown Distributing Baron of Beer, John Linn. Check out Riverwalk Trust’s

Burger Battle Alley hosted by Burger Beast, featuring eight of SFL’s best burger joints.Art Institute of Fort Lauderdale’s culinary students, under the guidance of Chef Director Jack Kane, will compete for a coveted scholarship in the Cotton Club Bakery Competition presented by Go Riverwalk Magazine.Guests and Judges will vote on their favorites to award Uncorked!’s best bites of the night hosted by Lisa Scott-Founds and New Times Clean Plate Charlie for JAWorld Uncorked!VIP’s will lounge in the Lifestyle VIP Hideaway hosted by Lifestyle Magazines as they sip & savor special treats! Bid on fabulous auction items and then dance the night away to the dynamic sounds of The Edge Band as other surprises await in Finance Park’s Speakeasy!

Signature Partners: Southern Wine

& Spirits of Florida, Publix Apron’s Cooking School in Plantation, Culinary Arts @The Art Institute of Fort Lauderdale, Brown Distributing, Comcast South Florida, Riverwalk Trust, QuinnProQuo and 97.9 WRMF

Signature Sponsors: Lorraine Thomas, Diane Johnson & the AD Johnson Foundation, Kathryn & Roy Krause, Kit & Harry Schulman, Janet Davis, The Feder Trosclaire Foundation, Diaper Buds, The Dvorkin Family Foundation, Barbara Capeletti - Giving from the Art, KPMG, Linda & Douglas Von Allmen, The Wasie Foundation, Fran & Peter Woolf, FPL and Bank of America.

Tickets are on sale now for this multifaceted event at $150 per person.

For more information visit http://www.jaworlduncorked.com/.Get Social with us on Facebook: h t t p : / / w w w. f a c e b o o k . c o m /Circleofwisewomen and Twitter: twitter.com/JAWorldUncorked

THE 2012 UNCORKED! EXPERIENCE:


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CORUM 48MM COSEAFENDERSEADAN MARINO is wearing a Corum 48mm Seafender, Deep Dive watch from Levinson Jewelers on Las Olas Blvd. located in Downtown atch Ft. Lauderdale. It is a Limited Production watch that launched Ft. Lmidyear 2011.m

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ROLEX DAY-DATE IN 18K ROSE GOLDGWEN DVORKIN is wearing a Rolex Day-Date watch in 18K Rose Gold with an oyster bracelet and black dial from Jewels in Time located in Boca Raton.

Please visit us at the Jewels in Time retail location located at 4400 N. Federal Highway, Suite 116 in Boca Raton. For information about this Rolex or any of our other fine jewelry and watches, please call (561) 368-1454.

CORUM ADMIRAL’S CUP IN18K ROSE GOLDNATE GARNER, Versatile Offensive Lineman for the Miami Dolphins, is wearing a Corum Admiral’s Cup watch in 18K Rose Gold with matching rose gold bracelet and a chronographic movement chocolate brown dial & skeleton back from Daoud’s Fine Jewelry.

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BUSINESS AND MONEY COVER

Business &MONEY

Changing Banks Landscape

Buyers Appetite ForOne Million DollarHomes On the Rise

Making Sense of Technology; Tools you can use in 2012

CHANGING BANKS LANDSCAPEWHEN MANY BANKS AND OTHER LENDERS WERE MAKING SUB-PRIME MORTGAGES AND

COMPLEX ADJUSTABLE RATE LOANS SEVERAL YEARS AGO, BB&T KEPT FOCUSING ON THE OTHER LENDING IT HAD USED TO BUILD A HISTORY OF PROFITABILITY.

“Our goal has always been to help consumers and businesses achieve economic success and financial stability,” said Michael Oster, BB&T’s regional president for South Florida. “We didn’t see how making loans that a lot of people might not be able to pay would help them and us reach those goals.”

By staying its course with business lending and traditional mortgages, Winston-Salem, N.C.-based BB&T avoided the real estate problems that are still an issue for many banks. It also has continued to grow in Florida and other states.

In 2012, BB&T will become a bigger player in the fast-changing banking landscape in Broward County and around Florida. The

adjacent chart points to some key developments in how that landscape, and bank names, has kept changing since the 1980s.

The latest big change came on Nov. 1, when BB&T announced an agreement to buy BankAtlantic which has been the largest bank based in Broward.

When the deal is completed, likely in the spring of 2012, BB&T will move up from 11th to fourth place in deposits in Broward, It will have just over $2.5 billion in deposits at approximately 45 offices in the county.

The sale of BankAtlantic will leave Stonegate Bank as the largest bank headquartered in Broward. Stonegate, based in Fort Lauderdale, had $848 million in

TheBanking Name Game: How They Got Here

1984 Florida joins 11 other states and the District of Columbia in the Southeast Regional Compact, which permits mergers among banks in those states.

Late-1980’sThe S&L crisis and the fallout from the overbuilt commercial real estate market lead to the first modern era wave bank failures. Between 1989 and 1991, there were 1,180 bank failures including 63 based in Florida.

1997NationsBank buys Barnett, the Jacksonville-based bank that was the biggest in Florida.

Mid-1980’s Charlotte, N.C.-based NCNB begins buying banks around Florida. NCNB later changes its name to NationsBank.

1991Regulators take over Miami-based Southeast Bank, the biggest in South Florida, and sell it to Charlotte-based First Union.

“WE DIDN’T SEE HOW MAKING LOANS THAT A LOT OF PEOPLE MIGHT

NOT BE ABLE TO PAY WOULD HELP THEM

AND US REACH THOSE GOALS.”

BUSINESS&money

New Year brings some changes to local banking scene.

BY JIM FREER

MIKE OSTER


CHANGING BANKS LANDSCAPE

assets on Sept. 30. That included business at its branches in several counties on Florida’s Gulf Coast.

Stonegate opened in 2005. It quickly became profitable, and among Florida banks it has one of the lowest ratios of problem loans to total loans.

“We decided not to have speculative land and development loans as a major part of our business,” said David Seleski, Stonegate’s president and CEO.

A main reason behind the lingering banking crisis is the large number of loans that were made on condominiums and other housing projects that have not been completed.

Stonegate has what Seleski calls a diversified lending mix of commercial loans, residential mortgages and so-called “owner-occupied loans” for businesses to buy properties they use for their operations.

But many other South Florida-based banks are feeling stymied in their efforts to expand in those areas of lending, said Kenneth Thomas, president of bank consulting firm K. H. Thomas Associates in Miami.

Some of those banks are under enforcement actions from regulators, with orders that include increasing their capital-to-asset ratios and reducing the percentages of real estate loans in their portfolios. Basically, every dollar retained in capital is a dollar that a bank is not lending.

“They simply cannot do much lending since the focus must be on

cleaning up bad loans, not making any new ones,” Thomas said.

He added that some banks that are not under enforcement actions are being told by regulators to keep writing down the values of some loans that banks feel are fairly valued. That requires a bank to keep increasing its loan loss reserves, a step that reduces its earnings.

Amid these problems, Thomas expects that 2012 will be another year when bank failures and what he calls “shadow failures” with investment groups buying troubled banks will be a major story in Florida.

Thus, BB&T and several other large and well capitalized banks that are relative newcomers have the potential to play major roles in meeting South Florida’s growing demand for business loans and residential mortgages.

Chase, based in New York, and PNC, based in Pittsburgh, are prominent on that list. So is TD Bank, the U.S. subsidiary of Toronto Dominion Bank.

Those banks have expanded in South Florida primarily by buying banks from other states that had

2008Wells Fargo, based in San Francisco, buys Wachovia which was experiencing financial problems. In 2011, it changes the signs on Florida offices.

2011Winston-Salem, N.C.-based BB&T agrees to buy Fort Lauderdale-based BankAtlantic, the biggest bank based in Broward County.

2001First Union merges into Wachovia Bank, also-based in North Carolina.

1998Nations Bank merges with Bank of America, based in San Francisco. They keep the B of A name, with headquarters in Charlotte.

2008 onwardThe crisis in residential lending and the housing market lead to a second wave of bank failures. In 2010, there were 157 bank failures, including 29 in Florida.

2009Regulators take over Coral Gables-based BankUnited, the biggest bank based in South Florida, because of problem mortgages. An investment group buys non-problem assets, puts in new capital and keeps the BankUnited names and branches.

BUSINESS&money

“WE DECIDED NOT TO HAVE SPECULATIVE LAND

AND DEVELOPMENT LOANS AS A MAJOR PART

OF OUR BUSINESS.”

DAVID SELESKI



CHANGING BANKS LANDSCAPE

1/2 CLASSIC 89.7AD

branch networks in Broward and other counties. Several of their acquisitions were of failed banks through the Federal Deposit Insurance Corp., such as BB&T’s 2009 purchase of Alabama-based Colonial Bank.

BB&T and other newcomers “must overcome issues of ‘who are these guys?’ and ‘what do the initials stand for,?’” Thomas said.

He feels that BB&T has “built a good reputation” in its operations and added that it has been selective in buying banks.

BB&T has $168 billion in assets and is among the country’s 20 largest banks.

“We have the capital that some other banks might not have access to in the current market,” Oster said. “We can lend to large businesses and we lend to businesses of all sizes.”

Oster and other BB&T officials cannot discuss details of the

pending BankAtlantic merger because it requires approval from banking regulators.

One likelihood is that BB&T will succeed BankAtlantic with the naming rights at the BankAtlantic Center in Sunrise.

“We are very interested in opportunities at the BankAtlantic Center and are in discussions with people there,” Oster said.

That added brand recognition could help BB&T in the South Florida market where Oster is finding “a more aggressive competition” in business lending among large and smaller banks that do not have capital problems.

Seleski said he has been seeing more competition among banks for commercial loans.

In the residential market he is finding that “about 60 percent of the sales are still cash.”

Seleski said that in 2005 he never would have expected that

Stonegate within seven years would become the largest bank headquartered in Broward.

He and Thomas each expect more future waves of bank name changes, mixed with mergers, in South Florida.

When the economy is strong it is a ripe time for start-ups, such as Stonegate in 2005, and for banks from other states to buy profitable banks in Florida.

During downturns, there will be more opportunities for banks like BB&T and Chase to buy failed banks in deals where the FDIC takes many of the problem loans.

The sale of BankAtlantic will leave just 16 banks with headquarters in Broward. Behind Stonegate as the largest as of Sept. 30 are Community Bank of Broward, based in Weston with $476 million in assets, and Regent Bank, based in Davie, with $447 million in assets.

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REAL ESTATEBuyers Appetite For

$1 Million Houses On Rise In Western Broward CountyBUYERS HAVE AN INCREASED APPETITE FOR MILLION-DOLLAR HOUSES IN WESTERN BROWARD COUNTY.

For the second consecutive year, the number of single-family houses in Western Broward County to resell for at least $1 million each is on the rise, with Southwest Ranches, Parkland, and Weston leading the recovery.

In the first 11 months of 2011, at least seven single-family houses have resold for at least $3 million, with one home trading for as much $4.5 million in the Sunshine Ranches subdivision in Southwest Ranches, according to an analysis based on Florida Realtors association data.

A home in Parkland’s Ranches subdivision resold for $4 million to rank as the second highest-priced transaction for a single-family house in Western Broward County in 2011.

The highest priced single-family house to resell in Weston transacted for $3.3 million in the Windmill Ranch Estate subdivision, according to the data.

Fueled by international buyers with strong foreign currencies and wealthy individuals attracted to deeply discounted South Florida luxury properties, the number of single-family house resales with a price tag of at least $1 million each in Western Broward County has increased by seven percent on a year-over-year basis

in 2011 compared to the previous year of 2010.

The number of single-family house resale transactions for at least $1 million in 2011 is up more than eight percent from 2009, according to the data.

In 2011, buyers purchased 93 single-family houses – an average of 7.8 per month - in Broward County west of Interstate 95 between January and Dec. 5,

according to the data. In the two previous years, buyers

purchased 87 single-family houses – an average of 7.3 per month - in 2010 and 86 properties – an average of 7.2 per month - in 2009.

The increasing number of resales comes as the median transaction price has dropped to $1.30 million in 2011 from nearly $1.33 million in 2010.

In the year 2009, the median

BUSINESS&money

BY: PETER ZALEWSKI


REAL ESTATE

resale price for a luxury single-family house in Western Broward County was $1.22 million, according to the data.

Despite the increased velocity of luxury house resales, Western Broward County is challenged with excess inventory of million dollar homes on the market.

As of Dec. 5, 2011, more than 235 single-family houses in Western Broward County were available for resale with an asking price of at least $1 million. The median asking price for the available inventory totaled $1.45 million, according to the data.

At the 2011 sales pace, Western Broward County has more than 30 months of single-family housing stock priced at $1 million or more.

Prices for high-end housing product are likely to remain weak in Western Broward County until the available resale inventory shrinks, industry watchers said.

As the luxury product experiences a steady increase in resales, the market for lower priced single-family houses in Western Broward County is active.

Overall, buyers purchased nearly 9,850 single-family houses in Western Broward County in the first 11 months of 2011. Compare this to previous years when buyers purchased nearly 9,525 houses in 2010 and 9,660 houses in 2009.

At the peak of the market in 2006, buyers purchased less than 8,600 single-family houses in Western Broward County.

The strong sales pace for single-family houses in Western Broward County is a reflection of weak pricing.

The median resale price for a

single-family house transaction in Western Broward County was $185,000 in the first 11 months of 2011. Compare this to previous years when the median price for a single-family house was $200,000 in 2010 and $207,000 in 2009.

At the peak of the market in 2006, the median resales price for a house in Western Broward County was $369,000, according to the report.

It is unclear when resale prices could reverse course in Western Broward County.

At the current 2011 resales pace of nearly 900 single-family house transactions per month, Western Broward County has less than two quarters of available inventory.

As of Dec. 5, 2011, less than 4,350 single-family houses were available for resale in Western Broward County, according to the report.

An additional 2,700 single-family houses in Western Broward County are under contract and waiting to transact.

Going forward, financing will be a key element to a recovery in the single-family house market in Western Broward County, industry watchers said.

Despite an increased willingness by lenders to consider financing houses in Western Broward County, many buyers have experienced various difficulties in obtaining mortgages, including appraisals that are reportedly coming in at values below contract prices, industry watchers said.

Peter Zalewski is a principal with the Bal Harbour, Fla.-based residential real estate consultancy Condo Vultures® LLC. He can be reached at 800-750-0517 or [email protected].

GOING FORWARD, FINANCING WILL BE A KEY ELEMENT TO A RECOVERY IN THE SINGLE-FAMILY HOUSE MARKET IN WESTERN BROWARD COUNTY, INDUSTRY WATCHERS SAID.

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TECH GADGETSMaking sense of TECHNOLOGY; tools you can use in 2012

TECHNOLOGY - WE CAN’T LIVE WITHOUT IT.And yet, in today’s fast-paced world, it is becoming

more and more challenging to keep up with the latest gadgets, gizmo’s, apps and plug-ins.

“It seems like every time you turn around there’s something new that makes the old obsolete almost overnight,” says Heather Coleman, a travel consultant from Weston. “It’s hard to figure out what to invest in because it all changes so fast.”

Should I go with the Apple iPhone or Android? What about my beloved Blackberry? Is it still relevant?

In a world where there are thousands of apps, which ones are essential?

We asked readers to weigh-in on how to tame technology and help use it to improve your business, life and family. In fact, we used technology to write this story. Sources were found on Twitter, Linked-In, Stumble Upon, Quora, Facebook and HARO (Help a Reporter Out).

SMART PHONESWay back when, a smart phone was “smart” if it

had a calendar and email capabilities. Today, the bar is significantly higher as a result of ‘apps’ that exist for just about everything.

BUSINESS&money

BY JEFF PEARLMAN


TECH GADGETS

there are almost 250,000 apps in the iTunes store,” says Mark Segal, a sales representative from CoralSprings. “Last I checked Android hasonly 70,000 or so.”

But for others the sheer amount of apps can be overwhelming.

“It can be like an addiction,” says Roberta Edwards of Fort Lauderdale.“Aside from the cost, I find that I only use a few apps so I can still get by with my old Blackberry. My basic needsare email and a calendar, navigation and Google. I laugh at my friends who load their phones up with these apps. How much do we really need or use?It gets too complicated. I’m all aboutkeeping it simple.”

Paul Lorenzi and his wife/partner Hope dream of someday hitting it big by developing a popular app. The couple, who are spending the winter in Parkland, are big critics of the Android Market, because over half the apps in that store are free.

“Here we are trying to revive our economy and Google which rules the world is offering all of these free apps,” says Paul. “That makes it hard for innovators to make it. In the iPhone App Store, only a very small percentage of apps are free.”

“I want to serve both platforms,” adds Hope. “You cannot ignore the Android, they have such a large shareof the market.”

Most of the readers who responded to our queries gave the iPhone high marks for media, music, photos and movies. The iPhone also scores high for travel and kids’ stuff.

“My kids love my iPhone for the games,” says Constance Hendersonof Estero. “My husband calls it an expensive pacifier.”

Android is popular for socialnetworking and dining out.

As for the Blackberry, it appearsthe original monster of the category has lost some of its luster, if not theloyalty of some users.

“I’m loyal,” writes Sami Glazer of Coral Springs. “It’s been tough to be loyal and my friends flaunt their Droids and Apple’s all the time, but the Blackberry has been a loyal friendfor years and I’m rooting for them to get back on track.”

APPS FOR PRODUCTIVITY AND LIFE

So what are the apps that are essential to life, home and office?

We gathered some suggestions given by our readers and broke themdown for you.

MUSIC Mog, Pandora, Spotify, Rhapsody

and Soundhound were mentioned in our informal survey.

Spotify, the British sensation, recently crossed the Atlantic andhas quickly earned a niche amongmusic lovers for its vast library. Butgaps remain; especially for loversof classic rock: For example: The Beatles, Bob Dylan and Led Zeppelinare conspicuous for their absenceon the site. But newer artists are onthe site and the offerings are broad and deep.

“If you’re willing to put up with the ads it’s free,” says Jack Stein of Weston. “And the ads aren’t too bad. Spotify has a ton of music and all the new albums available.”

Pandora, Rhapsody and Mog aresimilar to Spotify. Soundhound offers a feature for smart phones that allows users to speak an artist’s name and gain instant access to videos, lyrics, etc.

PRODUCTIVITY APPSEgo (Paid) – monitor how wellyour web presence is growing.www.ego-app.com iTranslate – translates what you say. Available in the iTunes Apple Store.Dragon Dictation – the prequel to Siri, lets your phone transcribeyour voice. Available at iTunes.Speller – spellcheck English or Spanish. Available at iTunes.Feedly – your mobile RSS reader.www.feedly.com Evernote – got an idea? Evernoteit. www.evernote.com DropBox-Bring your files withyou when you’re on the go. www.dropbox.com My Eyes Only Lite – password protect any sensitive information you need. Available at iTunes.Remember the Milk – access your to-do lists from your phone. www.rememberthemilk.com Bento (Paid) – your iPhonepersonal database organizer. www.filemaker.comPrint n Share (Paid) – print to any printer. Available at iTunes.

NETWORKINGvTie Necktie Guide – so you can always look your best. Available at

iTunes.Bump – shareinformation by bumping phones. Available at iTunes.Cardflick – flick toshare your digitalbusiness card. www.cardflick.comSkype – still a favorite. www.skype.com Hey Where Are You –tell your friends whereyou are, and vice-versa. Available at iTunes.Nimbuzz – text chat on Yahoo, AOL, etc. www.nimbuzz.com Fring – “Group Video Chat,Voice Calls & Text Chat” www.fring.com Cisco WebEx Meeting – joinonline meetings, webinars and more. www.webex.com Business Card Reader (Paid)– scan business cards rightinto your phone. Available at iTunesSnapDat Digital Business Cards –Design and senddigital business cards directly from your phone. www.snapdat.com

BECAUSE TECHNOLOGY MAKES IT EASY TO SHAREWordPress – updateyour blog or respond tocomments, from anywhere. www.android.wordpress.orgFlickr – share your own photos,and check out everyone else’s.www.flickr.com UStream – turn your phone into a mobile radio station iPhone. www.ustream.tv/everywhere

There’s never a final word ontechnology, it is ever changing. In the coming months, we will strive to keep you up to date and urge you to contact us with how your using technology to improve your lifestyle.


MICHELLE BETSFITNESS

New Year, New You!Don’t you love this time of year, you make all your New

Year’s resolutions and goals and really feel like you will meet them. I’m here to give you a little push start to turn those goals into reality. The holidays have come and gone, and most Americans have gained some extra pounds within the last few months. Follow these steps to stay on track this year and make 2012 the year you improve your health with exercise and a healthy diet.

Know what you want, know your goal. Write it down, be clear and precise. You also must know why you want to achieve your goal. You have to know where you are going in order to get there, so to speak. Once you do this, make a plan and stick to it.

When most people decide to improve their health and lose weight they think they need to spend five days a week in the

MICHELLE BETTS FROM VH-1’S “TOUGH LOVE: MIAMI” ON FITNESS AND HEALTH FOR THE NEW YEAR


MICHELLE BETSFITNESS

gym, so they put it off and make the excuse that they don’t have the time. As a fitness trainer and expert, I tell my clients to start out doing three days a week for 30-60 minutes. This is not a lot of time, this is for your health, and you can make this happen. Before you know it, you will want more and it will turn into more but begin slowly; slow and steady keeps the weight off for good.

If you don’t like going to the gym then do something fun that interests you. There are many classes and sports leagues out there, just make sure you get some exercise

in. I tell many couples to take a long walk or a jog every evening together. Doing this can improve your health and your relationship, costs no money, and requires no equipment. Make it a ritual. I swear to you, adopt exercise into your 2012 lifestyle and you will see a dramatic change in the way you feel; exercise gives you energy.

Now, I understand life gets hectic. Sometimes work hours go into overtime and business trips happen. If you are really pressed for time

then buy a jump rope. You can find a jump rope for under $10 and they are travel friendly. Take ten extra minutes in the morning to jump rope. Ten minutes of jumping rope can burn up to 120 calories; this will also raise your heart rate and get your body warm, which in turn will burn more calories throughout your day. Ten minutes in the morning…everybody has ten minutes.

Exercise is only half the battle in improving your health in 2012. Your diet plays an equal and vital role. I ask the clients I train to keep a food journal so we know when and what they are eating. This is a huge factor in weight loss and gain. You will be surprised to find that if you adapt a few simple rules to your food consumption it is easier to shed those pounds.

Eat something within 60 minutes of rising. The old saying breakfast is the most important part of your day is true. You need to eat within 60 minutes of rising to jump start your metabolism. This is so important! Please, I beg you to eat when you wake up...did I mention eat a healthy breakfast. I rotate between 3 healthy breakfasts, they are:

Low fat Greek yogurt, blueberries, almonds (protein, antioxidants, good fat)Oatmeal, blueberries, low fat milk (whole grains/fiber, antioxidants, good fat)One egg fried with olive oil, 1 piece of whole wheat bread, 2 slices of avocado (protein, whole grains/fiber, good fat)If you are pressed for time, at the bare minimum grab a

piece of fruit. Remember to eat something for breakfast and make it healthy. I can’t stress to you the importance of eating breakfast enough.

Eat five small meals a day. I know everyone has heard this over and over, but it’s essential for living a healthy lifestyle, losing weight and keeping it off. Eating five small meals a day keeps your metabolism up, because you are eating so frequently, you never feel hungry. You should never eat so much in a sitting that you feel stuffed, EVER! This stretches out your stomach and increases your appetite. Also, if you know you are going to be out a long while carry

healthy foods with you. I recommend pre-packaged servings of a healthy nut like almonds. If you buy pre-packaged then you will stay in portion control. Nuts are a great source of good fat your body needs, you just have to be careful you don’t over consume, which is why pre-packaged portions are fabulous.

Have healthy meals readily available in your refrigerator. At the beginning of every week I bake 4 large chicken breasts and 4 99% lean turkey burgers. I stick this lean, healthy, protein in the fridge so I know all I have to do is warm it up and it’s ready for me to nosh on. Choose lean cuts of protein like chicken breast, salmon, or turkey over fatty meats.

Incorporate colorful fruits and vegetables into your daily diet. A good rule of thumb is to look down at your plate, if you don’t see bright colors, add it. Greens like spinach and kale are wonderful for you. Red and green bell peppers are healthy and add a little spice. Blueberries, raspberries, strawberries, cranberries, all of these wonderful berries are full of antioxidants. Whatever you choose, make sure it comes from the earth and is colorful.

I wish you good health in 2012. Start off the year right by exercising a minimum 3 times a week for 30-60 minutes. Always eat breakfast, choose lean protein, and add color to your meals. Five small meals a day will keep your metabolism up. Here’s to the New Year and the new you!

“EXERCISE IS ONLY HALF

THE BATTLE IN IMPROVING

YOUR HEALTH IN 2012. YOUR

DIET PLAYS AN EQUAL AND VITAL ROLE.”



10 TREASURES10SOMETIMES WE IGNORE THE TREASURES IN OUR OWN BACKYARDS. AS “SEASON” KICKS IN,

THE BULK OF ABOUT 11 million annual visitors FROM ALL OVER THE WORLD

WILL FLOCK TO BROWARD COUNTY. Why?Here’s a hint: IT’S NOT JUST THE WEATHER. IT’S THE CULTURAL AMENITIES AS WELL.

YET, FOR THOSE OF US WHO LIVE AND WORK HERE DAILY LIFE CAN SOMETIMES GET IN THE WAY OF ENJOYING WHAT OTHERS TRAVEL THOUSANDS OF MILES TO EXPERIENCE.

Backyard Adventures to Start the New Year Right

In an effort, to start the New Year right, we have researched 10 gems in Broward County. Whether you explore one or all of them, we hope you’ll enjoy the many treasures that can be found within minutes of wherever you live. Please drop us a line and let us know about your experiences. Enjoy!

1THE ANNE KOLB NATURE CENTER AT WEST LAKE PARK751 Sheridan Street Hollywood, Florida Phone: 954-357-5161

Moonlit kayak rides among the mangroves and canals is just one option at this oasis just minutes from downtown Hollywood’s urban charms.

There are a number of ways to see the mangroves, wildlife and marine life that inhabit the Nature Center.

Kayaks are a popular way to see the canals and explore pockets of the park. A guided boat tour is also available. If you’re more comfortable on foot, there are two boardwalks that cross the mangrove. For spectacular views

of the park and the city’s skyline climb the 68 foot observation tower.

Park Rangers often joke that European visitors know more about the park and the local ecosystem than locals. That sounds like a challenge so put an afternoon at Anne Kolb on your “to-do” list this year.

INSIDER TIPS AND TRIVIA:The nature center was named

after Anne Kolb, a former Broward County Commissioner who was the first woman elected to the Broward Commission in 1974. Make sure to visit the Exhibition Hall which features a 3,500 gallon saltwater aquarium.

2 CENTRAL BROWARD REGIONAL PARK & STADIUM3700 N.W. 11th Place, Lauderhill, Florida. Phone: 954-357-5400

If you enjoy different types of sports, you’ll want to visit Central Broward Regional Park.

This 110-acre multi-purpose facility is famous for being the only

U.S. Cricket field certified by the International Cricket Council. The stadium has 5,000 seats and can accommodate up to 15,000 fans. If that sounds large, it is because cricket is extremely popular in parts of the world including the West Indies, where many Broward residents trace their roots.

Visitors can enjoy watching this exciting sport but also partake in other more conventional activities including basketball and a water playground (open March through October). The park also includes two lighted netball courts. Netball is derived from an early version of basketball and is popular in Commonwealth nations.

INSIDER TIPS AND TRIVIA:Pennsylvania-born, New York-

based artist Alice Aycock was commissioned in 2004 to design a water feature at the U.S. 441/State Road 7 entrance to the park. The project, “Whirls and Swirls and a Vortex on Water”, was completed in summer 2008 through the Broward County Public Art and Design program. The metal, steel, concrete, and acrylic sculpture hovers slightly above water in an elliptical-shaped pool. Massive metal ribbons spiral around an acrylic sphere that has an internal sculptural element, alongside a metal vortex that delves beneath the

BY JEFF PEARLMAN


10 TREASURESwater’s surface. Integrating nature, science, art, and technology, the artwork’s composition refers to the dynamic and tumultuous weather patterns in South Florida and the gravitational forces present on the earth and throughout the solar system, illustrating the expanding universe and underwater marine life. Feel free to impress your friends with this tidbit.

3 GULFSTREAM PARK901 S. Federal Highway, Hallandale Beach, Florida Phone: (954) 454-7000

Gulfstream is South Florida’s premier thoroughbred racetrack and home of the foremost Triple Crown prep races including the $1 million Florida Derby. The nation’s finest 3-year old thoroughbreds, jockeys and trainers spend their winter at Gulfstream Park. Racing kicked off Dec. 3 and will run thru April 8, 2012.

But while racing is the park’s core activity, the Gulfstream experience is far more than thoroughbreds.

Adjacent to the historic track is a world-class casino with 850 slot machines, electronic table games and high stakes poker.

The “Village at Gulfstream Park” features nightlife, dining, entertainment, fashion and shopping.

INSIDER’S TIPS AND TRIVIA:Gulfstream has a rich history

dating to 1939. A whopping 21 Kentucky Derby winners have raced at Gulfstream.

If you want to experience Gulfstream in style consider a luxury suite: there are 22 on the third level, 11 flanking each side of Christine Lee’s, the popular

upscale restaurant that serves as the floor’s centerpiece. The suites are available by lease for the day, week or season.

4IGFA FISHING HALL OF FAME300 Gulf Stream Way Dania Beach, Florida. Phone: 954-922-4212

The largest fishing library in the world can be found at the IGFA Fishing Hall of Fame. Whether you love to fish or just to want to spend a day gawking at amazing exhibits and record catches, the IGFA Hall of Fame is for you.

The E. K. Harry Library of Fishes currently contains more than 15,000 books, from first editions of angling classics to the latest books in print; 150 outdoor and fishing magazines from many countries and in many languages (some of which go back to the 1930s); 2,100 videos, including classic fishing films from the 1930s, 1940s and 1950s as well as thousands of slides and photographs ranging from historic record catches and exciting action shots of fish to famous anglers of yesterday and today and memorabilia from sport fishing greats.

If someone in your family loves to fish, this is nirvana.

But even if you aren’t an angling enthusiast there is plenty here to catch and hold your attention, including a beautiful facility and pictures of record catches that are almost hard to believe.

INSIDER’S TIPS AND TRIVIA:The 2011 Hall of Fame Class

features some interesting inductees including Buddy Merritt, who caught a record 16 Giant Tuna in one especially productive day.

5GONDOLA TOURFORT LAUDERDALE wouldn’t be called the “Venice of America” if it didn’t have gondola tours.

But how many of us have actually indulged?

Gondoliers are available 7 days a week from 10 a.m. to 9 p.m. for your gondola needs. Tours range from Casa Magnifico rides (featuring Lauderdale’s amazing homes) to romantic tours featuring “messages in a bottle”, your own romantic thoughts stored safely on parchment on the gondola awaiting the special moment.

Las Olas Gondola is located at the very end of Southeast First Avenue in downtown Fort Lauderdale and at the base of the Las Olas River House, the tallest building around.

Gondola Tours and Event Rentals is available at Stork’s Café on Las Olas.

INSIDER’S TIPS AND TRIVIA: Book early for Valentine’s Day,

Mother’s Day and Father’s Day. Patrons of the Las Olas Gondola are encouraged to bring their own beverages, since the gondolier does not offer their own.

Call 800-277-1390 for rates.For Gondola Tours and Event

Rentals call 877-926-2467. Rates are $125. The typical tour is one hour to one hour and fifteen minutes.

6SNAKE WARRIOR’S ISLAND3600 S.W. 62nd Ave. Miramar, Florida. Phone: 954-357-5161

With a name like Snake Warrior’s


10 TREA-Island it’s got to be good right?

This 53-acre park is part of the Great Florida Birding Trail and is considered among the most historic of Broward’s parks and natural areas.

Prehistoric materials excavated there provide evidence of habitation by subsistence cultures dating from approximately 500 B.C.E. through roughly A.D. 1000 to 1200. Archaeologists have also confirmed that, centuries later, the site was the camp of the Miccosukee leader Chitto Tustenuggee.

Also known as the Snake Warrior, Chitto Tustenuggee was designated by chief Sam Jones/Abiaka as his successor during the era of the Second Seminole War (1835-1842), when U.S. government troops clashed with the various groups of Native Americans collectively known as Seminoles.

The park features an abundance of native vegetation and wildlife and is considered one of the best bird watching places you can find.

INSIDER’S TIPS AND TRIVIA:Historians have identified the

site as one of the earliest Seminole settlements in the eastern Everglades and speculate that it had been occupied for more than a dozen years before its Indian inhabitants were attacked and fled in 1841.

7 TENNECO TOWERSFor the diving enthusiast consider visiting Tenneco Towers, the largest artificial reef in

southeast Florida. Tenneco Towers was created in 1985 when Tenneco Oil sank its production platforms. It is located off the coast of Fort Lauderdale Beach.

Queen Angels and Spanish Hogfish rule here. The smallest platform rests at 97 feet and rises to 65 feet underwater. The deepest platforms lie at 190 feet below the surface and rise to 80 feet.

INSIDER’S TIPS AND TRIVIA:Three of the platforms are within

recreational diving limits. When Hurricane Andrew stuck in August, 1992, it caused the two deep towers to list at close to a 45-degree angle. Visit a local dive shop and arrange an excursion.

8FORT LAUDERDALE ANTIQUE CAR MUSEUM1527 Packard Avenue (SW 1st Avenue)Ft. Lauderdale, FL Phone: 954 - 779 – 7300

The Fort Lauderdale Antique Car Museum was established as a non-profit foundation to ensure the preservation of the history of the Packard Motor Co., and to show the progress and development of skills in American engineering.

Founded by Arthur O. Stone, former CEO of Buning the Florist, the museum has assembled a collection of pre-war Packard automobiles and other memorabilia, which represents Mr. Stone’s love for this unique automobile.

INSIDER’S TIP AND TRIVIA:The museum contains 22

Packard automobiles from 1900 to the 1940’s, along with a gallery dedicated to the late President Franklin D. Roosevelt plus several special collections of automobile memorabilia.

The oldest car in the museum is a 1909 Packard Model 18 Speedster.

9XTREME INDOOR CARTING5300 Powerline Rd., Fort Lauderdale, Florida. Phone: 954.491.6265

Once you’ve experienced antique cars, you may want to indulge your need for speed with

a visit to Xtreme Indoor Carting, South Florida’s only indoor Karting track. The 90,000 square foot facility caters to individuals and corporate clientele.

The ½ mile asphalt track entertains speeds of up to 45 miles per hour. In addition to Karting, the facility has a miniature golf course, mini bowling lanes, an arcade and a café.

INSIDER’S TIPS AND TRIVIA:Karting is a non-contact sport,

i.e. this is not bumper cars.Sessions on the track range from

8 minutes to 30 minutes with costs ranging from $19.50 to $52 for the longest session.

10This year marks the 15th

anniversary of the opening of the Coral Springs Museum of Art.

This jewel of a museum prides itself on quality and diversity. Over the years, the Coral Springs Museum of Art has hosted everything from blockbuster exhibits by well-known artists such as Clyde Butcher and Dale Chilhuly to exhibits by talented local artists. Overall, more than 500,000 arts lovers have visited this 13,500 square foot museum and have seen the work of over 200 artists plus another 7,800 artists whose work has been displayed in the museum’s lobby.

Don’t miss the current Toulouse Lautrec and his 19th Century mentors exhibit running through Feb. 11.

Museum Hours are: Monday-Saturday: 10am- 5pm September through May, Thursday: 10am-8pm. The museum is closed Sunday.

INSIDER’S TIP AND TRIVIA:The museum store is a great

place to buy art. Enjoy!

CORAL SPRINGS MUSEUM OF ART2855 Coral Springs Dr.Coral Springs, FL 954.340.5000


AMERICAN HERI-TAGE 1AD

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LIFESTYLE ADVICECOVER


Health

Wealth

Fitness

Beauty

Finance

Family

& More…

Lifestyle From Local Experts & ProfessionalsNews, Views & Tips


FCC ADVICE

We’ve all heard about thedilemmas of hiring contractorsin South Florida. The complaintsare numerous and varying – thecontractor I called never showedup, the contractor I used on the jobstarted but never completed the work, the handyman I used brokesomething in my home but had noliability insurance to cover it, thecontractor I used ripped us off, etc.

The “contractor horror stories”noted above are the reason thatFlorida Contractor Connection(“FCC”) was created. FCC is a contractor referral service thatmatches homeowners in SouthFlorida with licensed and insuredcontractors. The best thing aboutFCC’s service is that it is 100% FREE to the homeowner. All of the home improvement specialists thatare in FCC’s professional network are licensed by the State of Florida,carry liability insurance, have atleast five (5) years of experience intheir field, provide references, andhave no disciplinary complaints ontheir record.

FCC’s network of professionalsincludes general contractors,painters, electricians, plumbers,paving companies, irrigationspecialists, roofers and handymenamongst others. Once a customer calls FCC, he/she is paired with a

contractor that is able to perform the work. FCC schedules the contractor to come to your home,on your own terms, and at the timeyou want them there. We remainin constant communication with all parties, supporting and answering all homeowner questions until theproject is completed.

FIVE SUGGESTIONS FOR SUCCESS WITH FLORIDA CONTRACTOR CONNNECTION

1. Know what kind of work you want done to your home. Before FCC will provide you withcontractors from its network of professionals, FCC will interviewevery potential customer to determine the scope of work. FCC wants to maximize each client experience. Having a thorough base of information abwhat a certproject(s) will entis crucial to makinthat happen.

2 . M u l t i p l econtractor bidsFCC sendsevery client one contractor at a time but ishappy to offer a second or even a third contractor to come to your home to evaluate thejob and give a cost/labor estimate for the work. Obtaining multipleestimates gives FCC’s clients a clear picture of how differentcompanies stack up against one another. Not only does this allowa customer to know firsthand what a job’s baseline cost will be, but it

makes the job most affordable.3. With FCC, you are not hiring

a “Jack of All Trades”. All of thecontractors that are involved with FCC have unique experience in their specific field of expertise. A homeowner will no longer befaced with an electrician trying to perform a job designed for a handyman or a roofer trying to paint your house. Each contractor in the FCC network has performed jobs similar to the ones they weresent to perform at your home.

4. FCC sets boundaries on every job site. All of the contractors inthe FCC network are professional, courteous and willing to go the extra mile for an FCC client. Theyare conscious about being neat and clean through each phase of any job.

5. Written estimates by licensed and insured contractors –

every time, noexception. FCC mandates that all estimates given by contractors in ts network are in

writing. The scopef work will beoroughly detailed

each estimate d (barring unknown umstances) will notnge from start topletion of the job.you have a home

repair project that you’ve been putting off, call Stephanie Citron with FloridaContractor Connection at (954) 562-6138 or email her at [email protected] to getstarted today. You can find more information about FCC online atflcontractorconnection.com.

HOME REMODELINGMAKES FOR HAPPY HOMEOWNERS

STEPHANIECITRON

Owner

Florida ContractorConnection

(954) 562-6138flcontractorconnection.com

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HOST.NETFunctional Healthcare is most

likely a new concept for you and you are reading this because you are interested in taking control of your health this New Year and may not know where to start. A functional approach to healthcare is different from the approach of traditional healthcare. Functional healthcarepractitioners take into account whole body interactions rather than looking at part of the body as if it were separate from the rest of the body.

In the traditional healthcare model, regardless of what area of healthcare in which they fall, practitionerstypically look at addressing the SECONDARY CONDITIONS rather than focusing on the underlyingcause. Most everyone with the same diagnosis or disease gets the same treatment.

This is what MOST traditionalhealthcare providers offer in the way of care, and I have no doubt they all do a great job at accomplishing those goals.

Secondary Conditions can beclinical (you are aware of themphysically) or subclinical (you arenot aware of them). Secondary Conditions are a sign of abnormal function (imbalance). SecondaryConditions can be helpful clues, butthey are not the underlying issue.

In the functional healthcare model,instead of looking at and treating secondary conditions, the focus is on the patient. The concern isWHAT is CAUSING the individual todevelop the problems that led to the secondary conditions.

No one has absolutely 100%perfect function in their body.However, no different than normalbody temperature, normal weight and normal blood pressure, when function is outside of what is

considered normal or optimal,then you will experience one ormore Secondary Conditions orsymptoms. Functional abnormalitiesand deficiencies may be the trueunderlying cause of the followingSecondary Conditions: Neck /Back Pain, Headaches, DigestiveDisorders, Fatigue, Weakness,Shoulder Pain, Muscle Tension/Spasm, Balance Issues, DegenerativeDiscs/Joints and many more.

What would happen if your carsengine was not function correctly?Would it be reasonable to suggest that the gas mileage may not beoptimal? Would you expect to hearweird noises? How about the power of the car? Would it be reasonableto expect there to be problems with the cars performance as a result of a mal-functioning engine? Well it isbasically the same with the humanbody; suboptimal function may leadto unwanted secondary conditions.

Using scientifically basedadvanced functional testing andsolutions that are long lasting and/or permanent, functional healthcarepractitioners look at two things: 1. What abnormally? Why is it functioning abnormally?

O n c ethose twoquestions cabe objectivea n s w e r ewe can maour brecommendafor a plan of that is specifically designed toaddress your condition.

Be on the look-out for futurearticles as we will be exploring

different areas of functionalhealthcare and how it may benefityou and your family!

Dr. David Kadel is a Doctor of Chiropractic; he practices out of Studio 4 Fitness & Wellness in CoralSprings. He and his team have asingle focus, the “The AdvancedFunctional Correction of Body”. Heutilizes a unique blend of FunctionalCorrection Chiropractic, Functional Nutrition, and Functional MovementCorrection. His office offers correctionor improvement solutions for adults,children, pregnant women, athletes and anyone else who wants to take

control of their healthnd in the future.utilize unique

ocols designed cifically for you order to help u achieve your

ealth goals. The most

mportant partof meeting ap rospec t i vepatient is

ultation. Callschedule your

private consultation or [email protected]. A Consultation is a Conversation -NOT a Commitment.

DR. DAVIDIIKADAA EL

Corrective Chiropractor

10105 W Sample Rd.Coral Springs, FL

33065954-675-4541

[email protected]

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BILTMORE HOTELDINING

The Biltmore’s signature restaurant, Palme d’Or, brings a taste of France to Coral Gables with dishes ranging from simple, yet sublime to expertly exotic. Fresh flavors and stunning presentation are found in every seasonal offering. Though the menu comprises fresh seafood, vegetarian-friendly items, select meats, and house specialties, guests are encouraged to customize their dining experiences. Your meal will be even more memorable with selections from their award-winning international wine list.

Since taking the helm at Palme d’Or, Chef Philippe Ruiz has won accolades for his ingenious interpretation of French Nouvelle Cuisine, including numerous James Beard Award nominations. Ruiz’s award-winning cuisine has “raised the standard” on the South Florida culinary scene.

Our French culinary adventure began with a luscious Smoked Scottish Salmon Napoleon layered with Hawaiian heart of palm,

Dugeness Crab and Osetra caviar…simply irresistible! Creamy Maine Lobster Bisque “My Way” is served with Maine scallop mousse ravioli and saffron cream cappuccino. Summer Heirloom Tomato “Mille Feuilles” with marinated buffalo mozzarella and Provencal crispy bread was creamy and delicious. The Le Trio was organic truffled scrambled eggs, wild mushroom ragout and fingerling potato “Potage”. Special Homemade Foie Gras Terrine with black truffle and tropical fruit chutney is a feast for the most discriminating palate.

Delicate Braised Lemon Sole Filet with smoked English pea Puree, sautéed baby artichoke in a carrot and cumin beurre blanc melted in our mouths while the Grilled Mediterranean Wild Striped Bass with potato scale Provencal, vegetable ragout saffron, smoked paprika and chorizo chips burst with flavor. A special treat is the Maine Lobster Fricassee which is deglazed with Sauterne and served with summer

organic vegetables in a bisque reduction infused with rosemary.

Perfectly grilled Buffalo Tenderloin is served with fingerling potatoes, ripe vine tomato and traditional béarnaise foam. The Deconstructed Couscous combines roasted rack of lamb, spiced sausage, vegetable ragout and semolina while the Seared Duck Aiguillettes with celery flan in a seasonal black cherry sweet and sour sauce was amazing. Slowly Braised Veal Osso Bucco with creamy faro risotto and baby carrot and turnip confit was tender and juicy.

Our sweet indulgence included Exotique Mille Feuille layering coconut mousse, guava jelly, lime banana cremeux and pinacolada ice cream as well as a decadent L’Opera sponge cake layered with dark chocolate and coffee mouse, served with Tahitian vanilla ice cream. Don’t miss the irresistible Le Souffle A L’Americaine, a lemon cheesecake soufflé with strawberry sorbet or the Tarte A La Framboise, a classic fresh raspberry tart with Greek yogurt sorbet.

With such beautiful surroundings as well as impeccable service and cuisine, second to none, Palme D’Or is perfect for special celebrations or just creating a delicious gourmet memory. Rated ‘Top Restaurant’ by the 2010 South Florida Zagat Guide, the Biltmore’s stunning signature restaurant presents an unparalleled dining experience. Located in the legendary Biltmore Hotel at 1200 Anastasia Avenue in Coral Gables, Palme D’Or is open for dinner and reservations are recommended by calling (305) 913-3201. Bon Appétit…

BY: MARLA LAZARUS

diningAT THE BILTMORE’SPALME D’OR


1/2 SHERRY GOTTLEIB AD

1/2 CAPITAL ABSTRACT AD

FESTIVAL OF THE FLUTES

Gary Press And Danielle Tarrant

Mimi Milanes and Mitch Summer

Rich Winterstein & Cliff Fruithandler

Grace Maraglino, Tasha Hirsch& Christine Marinkovich

Scott & Brenda Brook

Dr. Ira Silver & Nancy Teitelbaum

Ed Mercer, Dr. Alfredo Cajar & Alex DurandLisa Franz & Vincent Ferreri

Lisa Franz & Vincent Ferreri


Festival of the

FlutesOn November 17th, 2011,

Premier Networking Alliance of South Florida

hosted their eighth annual signature charity event at

the Marriott Heron Bay in Coral Springs.

Claire Morit, Hillary Meyer, Emily Rowlands & Jillian Lopapa Gary Press & Danielle Tarrant

SCENEONsite



KOOSH AD

H A P P Y S P O RT C O L L E C T I O N

w w w. k o o s h j e w e l e r s . c o m

ICE AND DICESCENE

Gary Press And Danielle Tarrant

Barbra Klein & Daughter

Dr. Ran Abrahamy, W. Mark Rader CEO, & Dr. Osvaldo Torres

University Hospital Guests

Jo Peswani, Lori Modafferi & Kornelia RybitwaLisa Franz & Vincent Ferreri


Breast Cancer Awaress Ice Sculpture

HCAWomen’s

Center GrandOpening

University Hospital and Medical Center hosted

Their New Women’s Center Grand Opening

in October. Hundreds of Guests & Staff enjoyed a

Silent Auction, Manicures, Pedicures and a Shopping Boutique, along with $99

Mammograms.

Food & Nutrition Department

SCENEONsite


HCA SCENE



CLOSING TIMEAND another thing...

Do you know how to read musical notation? If you do, you know that when you’re reading music you’re actually reading at least two things simultaneously. Because written music tells you what note to play and exactly when to play it.

Written language, on the other hand, only tells you one thing — what letter to pronounce. Of course, punctuation helps indicate pacing — pause at a comma, stop at a period, I’m not really sure what to do at a semicolon — but it’s still up to you to interpret how the author wanted the piece paced and emphasized.

For example, read the following sentences aloud and place your emphasis on the boldfaced capitalized words. You’ll see how the pacing — and the meaning — can change based on where you choose to place the emphasis.

I didn’t say you should leave now.I DIDN’T say you should leave now.I didn’t SAY you should leave now.I didn’t say YOU should leave now.I didn’t say you SHOULD leave now.I didn’t say you should LEAVE now.I didn’t say you should leave NOW.As you just saw, the same sentence can be interpreted

seven different ways depending on how you pronounce the words. And the author gives you no instruction as to what the proper interpretation should actually be.

Music notation is not like that. The composer provides the musician with the note to play, the time signature to play it in, the exact moment each note should be played, the way the note should be attacked, and the volume with which the note should be played. That’s why an entire orchestra can play a piece of music simultaneously and get it mostly right on the first reading. Of course the conductor can add flavorings and nuance, as can each player, but the basic structure still provides instructions for every part of the composition.

At the same time, musical notation has a way to allow the musician to add his or her own ideas to the piece. Here the composer might suggest what the musician should play but also provides for the instrumentalists to create their own music and explore their own musical ideas by playing what they feel, and hopefully, what fits into the structure of what the rest of the ensemble is doing. Needless to say, musicians, composers, and music producers have very specific terms for this activity of making it up as you go along. In jazz music, the proper jargon is improvisation. In country music it’s called making it up as you go along.

Ironically, written language, which doesn’t put nearly the same restraints on interpretation of prose, makes no accommodation for preplanned spontaneity. Sure, a rabbi

or minister might halt their liturgical reading to allow parishioners to riff on a theme (the clergy call it private mediation) but when was the last time you were reading a novel and the author inserted a few blank pages for you to add your own thoughts? There’s just no room for readers to add their own words to a written piece.

That’s why sarcasm and irony seldom works well in print or online advertising. It’s one thing for the copywriter to add their own dramatic inflection to a headline when they present it to a client, but it’s quite another to expect a reader to add that same emphasis. Instead, the language of ads must be clear, simple, and to the point. Hopefully this will cause an emotional response without depending on a specific interpretive performance from the reader.

Politicians, too, get tripped up by using emphasis on certain words that makes sense when they’re giving a speech but lose all meaning when they’re quoted in print. And as we’ve seen lately, many politicians’ language trips them up when they lie or flip-flop, but that’s a whole other issue.

Just imagine if Gershwin had e-mailed the lyrics of his famous song to his manager:

“You like potato and I like potato,You like tomato and I like tomato,Potato, potato, tomato, tomato,Let’s call the whole thing off.”Say what? Call the whole thing

off just because we use the same words? What’s up with that? Clearly something was lost in the translation.

THE SIMPLE PRECISION OF LANGUAGE

g

BY BRUCE TURKEL


SHINO BAY


PAGE 52

RICK CASE ACURA AD

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nationwide warranty on all new Acura’s purchased. So come in, let us show you how great a Rick Case car buying experience can be.

BEFORE YOU BUY OR LEASE AN ACURA IN SOUTH FLORIDA,

MAKE SURE TO SEE RICK CASE,THE WORLD’S LARGEST ACURA DEALER 7 YEARS IN A ROW AND THE #1 DEALER SINCE 1986.

2012 ZDX

2012 MDX 2012 RDX

2012 TL2012 TSX WAGON 2012 RL

RICKCASEACURA.

ONLY RICK CASE GIVES YOU3 Day Free Trial,

Free Car Washes for Life& Discount Gas!

SAVES $100s,EVEN $1000s!with Rick Case Rewards

ence can be.

MINUTES FROM ANYWHERE IN SOUTH FLORIDA ON 441 AT SUNRISE BLVD.

888-499-8636

7 YEARS IN A ROW THE WORLD’S LARGEST ACURA DEALERSHIP

Monday - Saturday 9AM - 9PM | Sunday 11AM - 5PM

r i c k c a s e a c u r a . c o m

SPECIAL EDITION

coral springs january 2012

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