consumer advisory council - fraser

Federal Reserve System Organization 279

Federal Advisory Council—Continued

The Federal Advisory Council met on Feb- from each of the twelve Federal Reserveruary 3-4, May 4-5, September 7-8, and Districts, is required by the Federal ReserveNovember 2-3, 2000. The Board of Gov- Act to meet in Washington at least four timesernors met with the council on Febru- each year and is authorized by the Act toary 4, May 5, September 8, and Novem- consult with, and advise, the Board on allber 3, 2000. The council, which is composed matters within the jurisdiction of the Board,of one representative of the banking industry

Consumer Advisory CouncilDecember 31, 2000

MembersWALTER J. BOYER, Chairman, The Diamond Group, Dallas, TexasDOROTHY BROADMAN, Senior Vice President, Cal Fed Bank, San Francisco, CaliforniaTERESA A. BRYCE, General Counsel, Nexstar, St. Louis, MissouriMALCOLM BUSH, President, Woodstock Institute, Chicago, IllinoisROBERT M. CHEADLE, Chief Executive Officer, Indian Territory Development,

Ada, OklahomaMARY ELLEN DOMEIER, President, State Bank and Trust Company of New Ulm,

New Ulm, MinnesotaJEREMY D. EISLER, Director of Litigation, South Mississippi Legal Services Corp.,

Biloxi, MississippiROBERT F. ELLIOTT, Retired Vice Chairman, Household International, Prospect Heights,

IllinoisLESTER WM. FIRSTENBERGER, Deputy General Counsel, American General Finance,

Evansville, IndianaJOHN C. GAMBOA, Executive Director, The Greenlining Institute, San Francisco, CaliforniaKARLA S. IRVINE, Executive Director, Housing Opportunities Made Equal of Greater

Cincinnati, Inc., Cincinnati, OhioWILLIE M. JONES, Senior Vice President, The Community Builders, Inc., Boston,

MassachusettsM. DEAN KEYES, Senior Vice President, Firstar, St. Louis, MissouriGWENN S. KYZER, Vice President, Experian, Inc., Allen, TexasJOHN C. LAMB, Senior Staff Counsel, Department of Consumer Affairs, Sacramento,

CaliforniaANNE S. LI, Executive Director, New Jersey Community Loan Fund, Trenton, New JerseyMARTHA W. MILLER, President, Choice Federal Credit Union, Greensboro, North CarolinaDANIEL W. MORTON, Vice President and Senior Counsel, The Huntington National Bank,

Columbus, OhioJEREMY NOWAK, Chief Executive Officer, The Reinvestment Fund, Philadelphia,

PennsylvaniaMARTA RAMOS, Vice President and Community Reinvestment Act Officer, Banco Popular

de Puerto Rico, San Juan, Puerto Rico

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

2000

280 87th Annual Report, 2000

Consumer Advisory Council—Continued

DAVID L. RAMP, Assistant Attorney General, State of Minnesota, St. Paul, MinnesotaRUSSELL W. SCHRADER, Senior Vice President and Assistant General Counsel,

Visa U.S.A., San Francisco, CaliforniaROBERT G. SCHWEMM, Ashland Professor of Law, University of Kentucky, Lexington,

KentuckyDAVID J. SHIRK, Senior Manager, Lending Systems Framework, Inc.,

Tarrytown, New YorkGARY S. WASHINGTON, Senior Vice President, ABN AMRO, Chicago, IllinoisROBERT L. WYNN II, Financial Education Officer, Wisconsin Department of Financial

Institutions, Madison, Wisconsin

OfficersDWIGHT GOLANN, Chair

Professor of Law,Suffolk University Law School,Boston, Massachusetts

The Consumer Advisory Council met withmembers of the Board of Governors onMarch 30, June 22, and October 26, 2000.The council is composed of academics, stateand local government officials, representa-tives of the financial industry, and represen-

LAUREN ANDERSON, Vice ChairExecutive Director,Neighborhood Housing Services

of New Orleans, Inc.,New Orleans, Louisiana

tatives of consumer and community inter-ests. It was established pursuant to the 1976amendments to the Equal Credit OpportunityAct to advise the Board on consumer finan-cial services.

Thrift Institutions Advisory CouncilDecember 31, 2000

MembersJAMES C. BLAINE, President, State Employees' Credit Union, Raleigh, North CarolinaLAWRENCE L. BOUDREAUX III, President and Chief Executive Officer, Fidelity Homestead

Association, New Orleans, LouisianaTOM R. DORETY, President and Chief Executive Officer, Suncoast Schools Federal Credit

Union, Tampa, FloridaBABETTE E. HEIMBUCH, President and Chief Executive Officer, First Federal Bank of

California, FSB, Santa Monica, CaliforniaTHOMAS S. JOHNSON, Chairman and Chief Executive Officer, GreenPoint Bank,

Manhattan, New YorkWILLIAM A. LONGBRAKE, Vice Chair and Chief Financial Officer, Washington Mutual

Bank, Seattle, WashingtonCORNELIUS D. MAHONEY, Chairman, President, and Chief Executive Officer, Woronco

Savings Bank, Westfield, MassachusettsKATHLEEN E. MARINANGEL, Chair, President, and Chief Executive Officer, McHenry

Savings Bank, McHenry, Illinois


2000

Federal Reserve System Organization 309

Federal Advisory Council—Continued

The Federal Advisory Council met on Feb- industry from each of the twelve Federalruary 1-2, May 3-4, September 6-7, and Reserve Districts, is required by the FederalDecember 13-14, 2001. The Board of Gov- Reserve Act to meet in Washington at leasternors met with the council on Febru- four times each year and is authorized by theary 2, May 4, September 7, and Decem- act to consult with, and advise, the Boardber 14, 2001. The council, which is com- on all matters within the jurisdiction of theposed of one representative of the banking Board.


MembersANTHONY ABB ATE, President and Chief Executive Officer, Interchange Bank, Saddle

Brook, New JerseyTERESA A. BRYCE, General Counsel, Nexstar Financial Corporation, St. Louis, MissouriMALCOLM BUSH, President, Woodstock Institute, Chicago, IllinoisMANUEL CASANOVA, JR., Executive Vice President, International Bank of Commerce,

Brownsville, TexasCONSTANCE CHAMBERLIN, President and Chief Executive Officer, Housing Opportunities

Made Equal, Richmond, VirginiaROBERT M. CHEADLE, Legislative Counsel, The Chickasaw Tribal Legislature, Ada,

OklahomaMARY ELLEN DOMEIER, President, State Bank and Trust Company of New Ulm,

New Ulm, MinnesotaLESTER WM. FIRSTENBERGER, Attorney, Pittsfield, New HampshireJOHN C. GAMBOA, Executive Director, The Greenlining Institute, San Francisco, CaliforniaEARL JAROLIMEK, Vice President and Corporate Compliance Officer, Community First

Bankshares, Fargo, North DakotaWILLIE JONES, Senior Vice President, The Community Builders, Inc., Boston,

MassachusettsANNE S. LI, Former Executive Director, New Jersey Community Loan Fund, Trenton,

New JerseyJ. PATRICK LIDDY, Director of Compliance, Fifth Third Bancorp, Cincinnati, OhioOSCAR MARQUIS, Attorney, Hunton and Williams, Park Ridge, IllinoisJEREMY NOWAK, Chief Executive Officer, The Reinvestment Fund, Philadelphia,

PennsylvaniaMARTA RAMOS, Vice President and Community Reinvestment Act Officer, Banco Popular

de Puerto Rico, San Juan, Puerto RicoRONALD REITER, Supervising Deputy Attorney General, California Department of Justice,

San Francisco, CaliforniaELIZABETH RENUART, Staff Attorney, National Consumer Law Center, Boston,

MassachusettsRUSSELL W. SCHRADER, Senior Vice President and Assistant General Counsel,

Visa U.S.A., San Francisco, CaliforniaFRANK TORRES III, Legislative Counsel, Consumers Union, Washington, District of

Columbia


2001


Consumer Advisory Council—ContinuedGARY S. WASHINGTON, Senior Vice President, ABN AMRO, Chicago, IllinoisROBERT L. WYNN II, Financial Education Officer, Wisconsin Department of Financial

Institutions, Madison, Wisconsin

OfficersLAUREN ANDERSON, Chair

Executive Director,Neighborhood Housing Services

of New Orleans, Inc.,New Orleans, Louisiana

The Consumer Advisory Council met withmembers of the Board of Governors onMarch 22, June 28, and October 25, 2001.The council is composed of academics, stateand local government officials, representa-tives of the financial industry, and represen-

DOROTHY BROADMAN, Vice ChairDirector of Corporate Citizenship,Capital One Financial Corporation,Falls Church, Virginia

tatives of consumer and community inter-ests. It was established pursuant to the 1976amendments to the Equal Credit OpportunityAct to advise the Board on consumer finan-cial services.

Thrift Institutions Advisory CouncilDecember 31,2001

MembersTOM R. DORETY, President and Chief Executive Officer, Suncoast Schools Federal Credit

Union, Tampa, FloridaRONALD S. ELIASON, President and Chief Executive Officer, Utah Community Federal

Credit Union, Provo, UtahD.R. GRIMES, Vice Chairman and Chief Executive Officer, NetBank, Alpharetta, GeorgiaTHOMAS S. JOHNSON, Chairman and Chief Executive Officer, GreenPoint Bank,

New York, New YorkCORNELIUS D. MAHONEY, Chairman, President, and Chief Executive Officer, Woronco

Savings Bank, Westfield, MassachusettsKAREN L. MCCORMICK, President and Chief Executive Officer, First Federal Savings and

Loan Association, Port Angeles, WashingtonJAMES F. MCKENNA, President and Chief Executive Officer, North Shore Bank, FSB,

Brookfield, WisconsinCHARLES C. PEARSON, JR., Co-Chairman and Chief Executive Officer, Waypoint Bank,

Harrisburg, PennsylvaniaHERBERT M. SANDLER, Chairman and Chief Executive Officer, World Savings Bank, FSB,

Oakland, CaliforniaEVERETT STILES, President and Chief Executive Officer, Macon Bank, Franklin,

North Carolina


2001


Consumer Advisory CouncilDecember 31,2002

MembersANTHONY ABBATE, President and Chief

Executive Officer, Interchange Bank,Saddle Brook, New Jersey

JANIE BARRERA, President and Chief Execu-tive Officer, ACCION Texas, SanAntonio, Texas

KENNETH P. BORDELON, Chief ExecutiveOfficer, E Federal Credit Union, BatonRouge, Louisiana

TERESA A. BRYCE, General Counsel,Nexstar Financial Corporation, St. Louis,Missouri

MANUEL CASANOVA, JR., Executive VicePresident, International Bank of Com-merce, Brownsville, Texas

CONSTANCE CHAMBERLIN, President andChief Executive Officer, HousingOpportunities Made Equal, Richmond,Virginia

ROBERT M. CHEADLE, Legislative Counsel,The Chickasaw Tribal Legislature, Ada,Oklahoma

ROBIN COFFEY, Vice President, Harris Trustand Savings Bank, Chicago, Illinois

LESTER WM. FIRSTENBERGER, Attorney atLaw, Pittsfield, New Hampshire

THOMAS FITZGIBBON, Senior Vice President,MB Financial Bank, Chicago, Illinois

LARRY HAWKINS, President and ChiefExecutive Officer, Unity National Bank,Houston, Texas

EARL JAROLIMEK, Vice President/CorporateCompliance Officer, Community FirstBankshares, Fargo, North Dakota

J. PATRICK LIDDY, Director of Compliance,Fifth Third Bancorp, Cincinnati, Ohio

RUHI MAKER, Senior Attorney, Law Officeof Rochester, Rochester, New York

OSCAR MARQUIS, Attorney, Hunton and Wil-liams, Park Ridge, Illinois

PATRICIA MCCOY, Professor of Law,Massachusetts Institute of Technology,Cambridge, Massachusetts

JEREMY NOWAK, Chief Executive Officer,The Reinvestment Fund, Philadelphia,Pennsylvania

ELIZABETH RENUART, Staff Attorney,National Consumer Law Center, Boston,Massachusetts

DEBRA S. REYES, President, NeighborhoodLending Partners, Inc., Tampa, Florida

BENSON ROBERTS, Vice President for Policy,Local Initiatives Support Corporation,Washington, District of Columbia

AGNES BUNDY SCANLAN, Managing Direc-tor and Chief Compliance Officer,FleetBoston Financial, Boston,Massachusetts

RUSSELL SCHRADER, Senior Vice Presidentand Assistant General Counsel, VisaU.S.A., San Francisco, California

FRANK TORRES III, Legislative Counsel,Consumers Union, Washington, Districtof Columbia

HUBERT VAN TOL, Co-Director, Fairness inRural Lending, Sparta, Wisconsin

OfficersDOROTHY BROADMAN, Chair

Director of Corporate CitizenshipCapital One Financial CorporationFalls Church, Virginia

RONALD REITER, Vice ChairSupervising Deputy Attorney GeneralCalifornia Department of JusticeSan Francisco, California

The Consumer Advisory Council was estab-lished pursuant to the 1976 amendments tothe Equal Credit Opportunity Act to advisethe Board of Governors on consumer finan-cial services. It is composed of academics,state and local government officials, repre-sentatives of the financial industry, and rep-resentatives of consumer and communityinterests. The council met with members ofthe Board on March 14, June 27, and Octo-ber 24, 2002.


2002



MembersANTHONY ABBATE, President and Chief

Executive Officer, Interchange Bank,Saddle Brook, New Jersey



SUSAN BREDEHOFT, Senior Vice President,Commerce Bank, N.A., Cherry Hill, NewJersey

MANUEL CASANOVA, JR., Executive VicePresident, International Bank of Com-merce, Brownsville, Texas

CONSTANCE CHAMBERLIN, President andChief Executive Officer, HousingOpportunities Made Equal, Richmond,Virginia

ROBIN COFFEY, Senior Vice President, Har-ris Trust and Savings Bank, Chicago,Illinois

DAN DIXON, Group Senior Vice President,World Savings Bank, FSB, Washington,District of Columbia


JAMES GARNER, Senior Vice President andGeneral Counsel, North AmericaConsumer Finance for Citigroup,Baltimore, Maryland

CHARLES GATSON, Vice President and ChiefOperating Officer, Swope CommunityBuilders, Kansas City, Missouri


EARL JAROLIMEK, Vice President/CorporateCompliance Officer, Community FirstBankshares, Fargo, North Dakota

W. JAMES KING, President and Chief Execu-tive Officer, Community RedevelopmentGroup, Cincinnati, Ohio

J. PATRICK LIDDY, Director of Compliance,Fifth Third Bancorp, Cincinnati, Ohio


OSCAR MARQUIS, Attorney, Hunton and Wil-liams, Park Ridge, Illinois

PATRICIA MCCOY, Professor of Law,University of Connecticut School of Law,Hartford, Connecticut

ELSIE MEEKS, Executive Director, FirstNations Oweesta Corporation, Kyle,South Dakota

MARK PINSKY, President and Chief Execu-tive Officer, National Community CapitalAssociation, Philadelphia, Pennsylvania

ELIZABETH RENUART, Staff Attorney,National Consumer Law Center, Boston,Massachusetts



BENJAMIN ROBINSON III, Senior VicePresident, Strategy Management Execu-tive, Bank of America, Charlotte, NorthCarolina

DIANE THOMPSON, Supervising Attorney,Land of Lincoln Legal AssistanceFoundation, Inc., East St. Louis, Illinois


CLINT WALKER, General Counsel/ChiefAdministrative Officer, Juniper Bank,Wilmington, Delaware

OfficersRONALD REITER, Chair

Supervising Deputy Attorney GeneralCalifornia Department of JusticeSan Francisco, California

AGNES BUNDY SCANLAN, Vice ChairManaging Director and Chief

Compliance OfficerFleetBoston FinancialBoston, Massachusetts

The Consumer Advisory Council was estab-lished pursuant to the 1976 amendments tothe Equal Credit Opportunity Act to advisethe Board of Governors on consumer finan-cial services. It is composed of academics,state and local government officials, repre-sentatives of the financial industry, and rep-resentatives of consumer and communityinterests. The council met with members ofthe Board on March 13, June 26, and Octo-ber 23, 2003.Digitized for FRASER

http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

2003

240 91st Annual Report, 2004

Consumer Advisory CouncilDecember 31,2004

MembersDENNIS L. ALGIERE, Senior Vice President,

The Washington Trust Company,Westerly, Rhode Island



SUSAN BREDEHOFT, Senior Vice President/Compliance Risk Management, Com-merce Bank, N.A., Cherry Hill, NewJersey

SHEILA CANAVAN, Consumer Attorney, LawOffice of Sheila Canavan, Moab, Utah

ROBIN COFFEY, Vice President, Harris Bank,Chicago, Illinois

A N N DIEDRICK, Senior Vice President,JPMorgan Chase Bank, New York, NewYork

DAN DIXON, Group Senior Vice President,World Savings Bank, FSB, Washington,District of Columbia

HATTIE B. DORSEY, President and ChiefExecutive Officer, Atlanta Neighbor-hood Development Partnership, Atlanta,Georgia


JAMES GARNER, Senior Vice President andGeneral Counsel, North AmericaConsumer Finance for Citigroup,Baltimore, Maryland

CHARLES GATSON, Vice President, MidtownCommunity Development Corporation,Kansas City, Missouri


W. JAMES KING, President and Chief Execu-tive Officer, Community RedevelopmentGroup, Cincinnati, Ohio


PATRICIA MCCOY, Professor of Law,University of Connecticut School of Law,Hartford, Connecticut

ELSIE MEEKS, Executive Director, FirstNations Oweesta Corporation, Rapid City,South Dakota

RRITP.F R MORHAN Chnirmnn President



BENJAMIN ROBINSON III, President and

Chief Executive Officer, Innovative RisksSolutions, LLC, Charlotte, North Carolina

MARY JANE SEEBACH, Executive VicePresident, Chief Compliance Officer,Countrywide Financial Corporation,Calabasas, California

PAUL J. SPRINGMAN, Group Executive,Predictive Sciences, Equifax, Atlanta,Georgia

FORREST F. STANLEY, Senior Vice Presidentand Deputy General Counsel, KeyBankNational Association, Cleveland, Ohio

LORI R. SWANSON, Solicitor General, Officeof the Minnesota Attorney General,St. Paul, Minnesota

DIANE THOMPSON, Supervising Attorney,Land of Lincoln Legal AssistanceFoundation, Inc., East St. Louis, Illinois


CLINT WALKER, General Counsel/ChiefAdministrative Officer, Juniper Bank,Wilmington, Delaware

OfficersAGNES BUNDY SCANLAN, Chair

Senior Vice President,Regulatory Relations Executive

Bank of AmericaBoston, Massachusetts

MARK PINSKY, Vice ChairPresident and Chief Executive OfficerNational Community Capital AssociationPhiladelphia, Pennsylvania

The Consumer Advisory Council is com-posed of academics, state and local gov-ernment officials, representatives of thefinancial industry, and representatives ofconsumer and community interests. It wasestablished pursuant to the 1976 amend-ments to the Equal Credit Opportunity Actto advise the Board of Governors on con-sinner financial services. The council met


2004

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