Meeting & Trade ShowWednesday - Sunday, September 23 -27, 2015

The Westin Savannah Harbor Golf Resort & Spa

47 th AnnualConfirmation Packet

Bermuda

confirmation packet

wednesday-sunday, july 20-24, 2016fairmont southampton resort, bermuda

Thank you for registering for CBA’s 48th Annual Meeting & Trade Show. This packet includes helpful information to help you make the most of

your adventure in Bermuda!

PASSPORTREQUIRED

Consent to Use of Photographic ImagesRegistration and attendance at, or participation in, Community Bankers Association of Georgia meetings and other activities constitutes an agreement by the registrant to CBA’s use and distribution (both now and in the future) of the registrant’s or attendee’s image or voice in photographs, videotapes, electronic reproductions and audiotapes of such events and activities.

AirporT inforMATionAtlanta

For those of you flying out of Hartsfield Jackson Atlanta International Airport, you’ll find the new International Terminal (Concourse F) easy to get to and traverse – you no longer need to go through the Domestic terminals to arrive at the International Terminal. To park at the International terminal, we suggest the international park-ride (at far right in picture below).

It costs $12 per day. There is another parking deck closer to the terminal but, it is for hourly parking and can be quite costly. Drop-off at the terminal is also available. (If you’ve reached the bridge with the international flags, you’ve missed the suggested parking deck.) To navigate using your GPS, please use this address for directions to the International Terminal: 2600 Maynard H. Jackson Jr. Blvd., Atlanta, GA 30354. The international terminal entrance is accessible from interstate 75 at Exit 239.

New roadway signage will direct you to the International Terminal via interstates 75, 85 and 285. Surface street signs have also been updated to direct you to the new facility. In the map above, the Parking symbol closest to the Exit symbol is the daily parking deck we suggest. Trams/Shuttles will then take you to the terminal. Williamsburg Travel Partners also shared this parking option. You do not have to be a member to take advantage of this offer.

Currently, Atlanta is asking passengers to arrive three (3) hours before their scheduled departure.

BermudaL.F. Wade International Airport at Bermuda is a good bit smaller than Atlanta. Currently, they require check-in at least two (2) hours prior to scheduled departure.

Below are websites that may be helpful to you as you plan your travel:www.atlanta-airport.com/ www.atlanta-airport.com/internationalterminal/

www.bermudaairport.com/default.aspx www.delta.com/

GETTinG Around BErMudAAs you may know, rental cars are not available on the island - foreign driver’s licenses are not legal in Bermuda. Because of this, taxis are abundant and just about everywhere. You should not need to pre-arrange your ground transportation from/to the resort/airport. You may learn more by clicking here.

u.S. CurrEnCy in BErMudAThe U.S. Dollar is equal to the Bermudian Dollar. They do accept U.S. bills and coins in many places; however, you may receive Bermudian money in change. The resort’s concierge will convert to u.S. money for you at no charge. U.S. bank cards and credit cards are also widely accepted. We recommend NOT using U.S.-issued Gift Cards…some are not valid outside the states and others are not accepted in Bermuda without a foreign transaction fee (currently 3%). BEFORE you travel, you are encouraged to contact your bank and/or creditor to let them know of your international travel plans.

CELL pHonE/dATA uSAGEPlease remember to call your cell provider BEFORE you travel and add an international plan to your service for July. Mention you need cell service and data service (if you have a smart phone and use data/internet). The resort does provide WiFi service, so once you’re on property, be sure to connect so that your international data is not overused on your plan (this can be quite costly). For more information on cell service in Bermuda, visit www.bermuda-attractions.com/bermuda_0001cd.htm.

THE ConvEnTion & TrAdE SHowAll CBA meetings and dining functions (including the Chairman’s Reception and Banquet) are resort casual attire and family-friendly. Thursday’s Reception & Dine-Around is being held in the Exhibit Hall (Poinciana 1-2). registered children are invited to both of the Thursday evening And Saturday evening events. If you would like your child to attend these functions, they must be registered. Additional charges apply.

iMporTAnT rEMindErSParticipants are responsible for their own travel and hotel arrangements. If you have not already reserved your room, please do so by calling the Global Reservations Center at (800) 441-1414 (sorry, online reservation is not available). The deadline to receive the discount rate is June 19th or when the CBA block is full. If you have any difficulty or questions, please go ahead and make your reservation, then contact Peake Wilson at peake@cbaofga.com or (770) 541-0379/(800) 648-8215. If you have already made your reservation, please verify it with the hotel and make note of your confirmation number.

If you plan to be adventurous while at Bermuda, please click here to learn about the many options – including horseback riding, cave exploring, water sports, shopping and much more.

GENERAL INFORMATION

BEST pLACE for inforMATion - To obtain the most accurate information on current weather and temperatures, please utilize the following website: www.weather.com . For information regarding The Fairmont Southampton, access the hotel’s web site at www.fairmont.com/southampton-bermuda/ .

dininG & SpA - Please visit www.fairmont.com/southampton-bermuda/dining/ for a list of The Fairmont’s dining establishments. You may visit www.fairmont.com/southampton-bermuda/willow-stream/ for information on the hotel’s spa facility, fitness and other activities. To obtain information on Bermuda’s restaurants (and many other sites and activities), visit www.bermuda.com/ . The Fairmont Southampton’s concierge will be happy to help you with additional needs and/or questions – (888) 495 4173.

BEACH TiME - The resort has a private beach cove. To learn more, visit www.fairmont.com/southampton-bermuda/activities-services/beach-pools/. You may walk or ride the complimentary shuttle. you must present your hotel key card to gain access to the resort’s beach cove. drESS - All meetings and dining functions (including the Saturday evening Chairman’s Reception and Banquet) are RESORT CASUAL and family-friend-ly. The Dress code around the resort is known as resort casual. All outlets are resort casual with the exception of Waterlot Inn Restaurant which is resort elegant. Resort casual normally refers to polo style shirts, sundresses, linen pants, Bermuda shorts, skirts, button-up tops, nice shorts, and dresses; and, Resort elegant refers to pants and collared shirts for men and top & skirts, dresses for women.

wHAT To BrinG - Don’t forget your passport. Please bring an ample supply of your business cards to all functions.

GENERAL INFORMATION (CONTINUED)

1. DownloaD The FRee “GuiDebook” aPP

on YouR Phone. 2. oPen GuiDebook;

SeaRCh FoR anD DownloaD The Cba annual MeeTinG &

TRaDe Show.

Stay informed with the cba annual meeting &

trade Show aPP!

CBA HAS gone

moBile!

Here’S How:

GrATuiTiES & rESorT LEvy – Gratuities for hotel bellmen and housekeeping services are billed to each person per day. Gratuities for dining establishments, pool-side service, etc. are at one’s own discretion. The resort Levy covers such things as operational and administrative services to include trolley and ferry services, and golf club handling and storage.

upon ArrivAL – The resort has a satellite check-in desk just for us! After entering the hotel’s lobby, proceed left toward the elevators, then continue straight. The check-in desk will be on your right. The CBA’s Registration and Information Desk will be on your left in the same area. Please visit our desk when you are checked in to receive your registration packet and personalized name badges, as well as reconfirm your activity selections. please wear your name badge to all group activities as a courtesy to your fellow travelers and to identify yourself as a CBA guest. Please check the enclosed agenda for CBA Registration/Information Desk hours.

TEMpErATurE - The average July temperature ranges in the low to mid-80s during the day and in the mid to high-70s in the evening. Rainfall for the island is sporadic with occasional pop-up showers or quick moving storms. Please visit www.weather.com or https://poweredby.evgapps.com/fairmontWeather.process?hotelCode=SHP for up-to-date information.

CAnCELLATion poLiCiES - Hotel cancellation must be received 72 hours or more prior to date of arrival in order to avoid charges. CBA meeting cancellation requires notification from attendees on or before June 19th to receive 50% credit. On or after June 20th no credit will be issued. At this time, no credit will be issued for Exhibitor cancellations. Please remember substitutions are allowed and encouraged in the event you must cancel your own registration.

Want CPE credits? CPE credits are provided upon request to participants of CBA Conventions and

Education programs! Contact education@cbaofga.com or (770) 541-4490.

Get CPECreditsToday!

Special thanks to ICBA Securities and ATM Response for continuing these exciting features during the Annual Meeting and Trade Show - the "7-Minute Spotlights!"

Here's how you can win $1,000 – twice!• DuringtheGeneralSessiononFridaymorningJimReberfromICBASecuritieswillshareinforma-tiononhisservicesandhowyourbankcanbenefit.ThenonSaturdaymorning,ClaytonBraswellfromATMResponsewillshareinformationonhisservices.Eachpresentationwillbeexactlysevenminutes long.

• Tobeeligible,youmustbeabankerorbankdirectorandbeinyourseatwheneachpresentation begins.Spouses,vendorsandlatewalk-insarenoteligible.

• Enjoythepresentations,completeasimpleentryforminyourseatandattheendofeachpresen-tation,adrawingwillbeheldfor$1,000.JimandClaytoneachwillpresentthewinningbankersordirectorswith10crisp$100billsonthespot!Goodluck!

7-Minute SpotlightsSponsored by

Prizes, Prizes, Prizes! CBA’s 48th Annual Meeting & Trade Show is the place for great prizes! In addition to the “7-Minute Spotlights,”SecuredRetirementStrategiesGroup,LLCwillbegivingaway$300incashprizesboth

FridayandSaturday!

Participate in “Passport to Prizes,”sponsoredbyAloStar…themoreexhibitorboothsyouvisit,thegreateryourchanceistowin$100,$250or$500!CBAexhibitorswillshareinformationoninnova-tivewaystohelpyourbankandaregivingawayawidevarietyofgiftsincludinggiftcards,cash,

electronics,ticketstosportingeventsandmuchmore!

ParticipatingintheGolfTournament?–moreprizesforthosewinnerstoo(sponsoredbyInvestmentProfessionals,Inc.)!

AgendaALL CONVENTION FUNCTIONS ARE RESORT CASUAL

For locations, reference the Resort Map following the Agenda pages.

wEdnESdAy, JuLy 20TH

2:00 - 5:00 pm Annual Meeting Registration Group Registration Desk3:30 - 5:00 pm CBA Board of Directors Meeting (by invitation only)

Board of Directors Dinner (by invitation only, resort elegant attire)

THurSdAy, JuLy 21ST

2:00 - 5:00 pm Annual Meeting Registration Group Registration Desk2:00 - 5:30 pm Exhibitor Set-Up Poinciana Ballrooms I & II6:30 - 9:00 pm Welcome Reception & Dine-Around / Poinciana Ballrooms I & II Exhibits / Silent & Live Auction / local entertainment

fridAy, JuLy 22nd

7:30 am Information Desk Open Group Registration Desk 7:30 - 8:30 am Hot Breakfast Buffet with Exhibitors Poinciana Ballrooms I & II 8:30 - 8:45 am opening Ceremony Poinciana Ballroom III national Anthem to be sung by Sheila Moland welcome remarks Ed Cooney, President & CEO, Affinity Bank; 2015-2016 CBA Chairman Commencement Kevin Moland, Emcee 8:45 - 8:55 am CBA officer nominations Poinciana Ballroom III Brad Serff, President/CEO, Providence Bank, Alpharetta; 2015-2016 CBA Chairman-Elect 8:55 – 9:15 am iCBA report Poinciana Ballroom III rebeca romero rainey, Chairman & CEO, Centinel Bank, Taos, NM 2016-2017 ICBA Chair 9:15 – 9:30 am “7-minute Spotlight” Poinciana Ballroom III Jim reber, ICBA Securities, Memphis, TN

Friday is continued on following page.

Agenda, Continued

9:30 – 10:15 am networking Break with the Exhibitors Poinciana Ballrooms I & II 10:15 – 11:10 am “overcoming Challenges: Let’s Get Started” – Poinciana Ballroom III Banker peer Group Meeting Moderator – dianne Barton, Founder & President, Performance Solutions, Kennesaw 11:10 am –12:10 pm friday Keynote Poinciana Ballroom III J. pat Hickman, Chairman & CEO, Happy State Bank, Happy, TX 12:10 pm Closing remarks / Cash prize drawing / Adjourn Poinciana Ballroom III

2:00 pm Golf Tournament – port royal Golf Course (Shotgun start / boxed lunch and group transportation included / pre-registration required)

Or

Catamaran Sail & Coral reef Snorkeling (Limited seating / pre-registration required)

EvEninG frEE

SATurdAy, JuLy 23rd

7:30 am Information Desk Open Group Registration Desk

7:30 - 8:30 am Hot Breakfast Buffet with the Exhibitors Poinciana Ballrooms I & II 8:30 – 9:15 am “Ten warnings for Community Bank Gardenia I Conference Room directors & officers” Bank Director Break-Out Session philip Smith, President, Gerrish McCreary Smith, PC, Memphis, TN 8:30 - 9:15 am General Session / opening remarks Poinciana Ballroom III Emcee “five Trends That will Change your Poinciana Ballroom III Bank forever” Jimmy Sawyers, Co-Founder, Sawyers & Jacobs LLC, Collierville, TN 9:00 am – Noon Spouse/Guest program – Famous Homes Meet in lobby at main entrance & Hideaways – ferry cruise around the island (Limited seating / pre-registration required)

Saturday is continued on following page.

Agenda, Continued

9:15 – 9:45 am networking Break with the Exhibitors Poinciana Ballrooms I & II

9:45 - 10:30 am “How noT to Sell your Bank” Poinciana Ballroom III philip Smith, President, Gerrish McCreary Smith, PC, Memphis, TN

10:30 – 10:40 am “7-minute Spotlight” Poinciana Ballroom III Clayton Braswell, ATM Response, Suwanee

10:40 - 11:20 am networking Break with the Exhibitors / Poinciana Ballrooms I & II Exhibitor drawings

11:20 am – 12:20 pm “overcoming obstacles and Becoming your Best” Poinciana Ballroom III Herschel walker

12:20 pm Closing remarks / Cash prize drawing / Adjourn Poinciana Ballroom III

AfTErnoon frEE

All evening functions are resort casual attire and family-friendly.

6:15 - 7:00 pm Chairman’s Reception Ballroom Lobby & Pool Deck with local band

7:00 – 8:30 pm Chairman’s Banquet/Awards Poinciana Ballroom III 8:30 – 9:30 pm EnTErTAinMEnT Poinciana Ballroom III frank Miles, comedian/variety

SundAy, JuLy 24TH

departures

Floor Plan

A. GARDENIA III CONFERENCE ROOM

B. GARDENIA IICONFERENCE ROOM

C. GARDENIA ICONFERENCE ROOM

D. POINCIANA BALLROOM III

E. POINCIANA BALLROOM II

F. POINCIANA BALLROOM I

G. BERMUDIANA ROOM

H. GROUP REGISTRATION DESK

I. CONCIERGE DESK

J. JASMINE LOUNGE

K. NEWPORT ROOM

L. MAIN ENTRANCE

M. FRONT DESK

N. WINDOWS OF THE SOUND

O. ADMINISTRATION OFFICES

●M

●A

●B

●C ●D

●E

●F●G●H●J

●L

●O

●N

●B

●C

●D ●E

●F

●A

●D

A. WICKETS RESTAURANT

B. NEWS STAND

C. EXPLORERS KIDS CAMP

D. RETAIL SHOPS

E. MID-OCEAN AMPITHEATRE

F. OUTDOOR POOL

●M

●A

●B

●C

●D●E

●F

●G●H●J

●L

●F●F

●F

●K●I

●K

●I

A. INDOOR POOL

B. WINE CELLAR

C. BUSINESS CENTRE

D. FREESIA ROOM

E. LILY ROOM

F. SHOPPING BOUTIQUES

G. FRANGIPANI ROOM

H. HIBISCUS ROOM

I. ORCHID ROOM

J. OLEANDER ROOM

K. MORNING GLORY ROOM

L. ROSE ROOM

M. WILLOW STREAM SPA

The Fairmont Southampton Bermuda

MDM P250-04

LOWER LOBBY LEVEL

LOBBY LEVEL

MEZZANINE●F

R E S O R T M A P

TheFairmontSouthhamptonBermuda

Preliminary Annual Meeting Attendee ListBank/Company City NameAffinity Bank Atlanta Leeman Bennett Atlanta Pat BennettAffinity Bank Atlanta Frank Clayton Atlanta Donna ClaytonAffinity Bank Atlanta Ed Cooney Atlanta Kristin Cooney Atlanta Erin Cooney, 11 Atlanta Maggie Cooney, 11 Atlanta Matthew Cooney, 11 Atlanta Rosanne MartinAffinity Bank Atlanta Jeff Lake Atlanta Kathy LakeAffinity Bank Atlanta Bob McMahanAffinity Bank Atlanta Wayne Mitsch Atlanta Fran MitschAlma Exchange Bank & Trust Alma Paul Bennett Alma Holly BennettAloStar Bank Atlanta Shaw Lokey Atlanta Susan Lokey Atlanta Maggie Lokey, 16 Atlanta Alex Lokey, 16 Columbia, SC Jan MooreAloStar Bank Columbia, SC Trey MooreATM Response Suwanee Clayton Braswell Suwanee Donna BraswellATM Response Suwanee Tony Webb Suwanee Jan WebbBanc Intranets, LLC Johnson City, TN Mark Anderson Johnson City, TN Lynette AndersonBank of Dawson Dawson Ty Bettis Dawson Raines BettisBank of Terrell Dawson Scott BeeleyGeorgia Community Bancorp Dawson Lucie Beeley Birmingham, AL Jamie ReevesBBVA Compass - Correspondent Banking Birmingham, AL Brad ReevesBFS Group Boca Raton, FL John Gianacaci Boca Raton, FL Jean GianacaciBFS Group Atlanta Chuck Sloane Atlanta Sheryl SloaneBNY Mellon Investment Management New York, NY Lindsey Larrabee

Last

Preliminary Annual Meeting Attendee ListBank/Company City Name

Calumet Bank LaGrange Lenny Bateman LaGrange Lisa BatemanCapital Bank Fort Oglethorpe Joe Haskins Fort Oglethorpe Rebecca Haskins Fort Oglethorpe Lily HaskinsCarr, Riggs & Ingram, LLC Atlanta Chris CainCBIZ Ashburn, VA Remonde BrangmanCBIZ Minneapolis, MN Kris St. MartinCBIZ Minneapolis, MN Jeff MaasCentinel Bank of Taos Taos, NM Rebeca Romero Rainey Taos, NM John Rainey Taos, NM Izabella Romero Rainey, 12 Taos, NM Elliana Romero Rainey, 8Century Bank of Georgia Cartersville David Caswell Cartersville Jill CaswellCitizens Community Bank Valdosta Tim Jones Valdosta Bobbie JonesCNA Financial Corporation Atlanta Justin PatrickColony Bank Fitzgerald Eddie Hoyle Fitzgerald Nicholas HoyleColony Bank Fitzgerald Lee Northcutt Fitzgerald Margaret NorthcuttCommercial State Bank Donalsonville David Fain Donalsonville Myrvin FainCommunity Bank of Dublin - Laurens County Dublin Chuck Harwell Dublin Robin HarwellCommunity Bankers Assoc. of Georgia Atlanta Rob Braswell Atlanta Amy BraswellCommunity Bankers Assoc. of Georgia Atlanta Lindsay GreeneCommunity Bankers Assoc. of Georgia Atlanta Tammy MaassCommunity Bankers Assoc. of Georgia Atlanta Jodi SwilleyCommunity Bankers Assoc. of Georgia Atlanta Peake WilsonComputer Services, Inc. Charlotte, NC David KnieriemCrescent Mortgage Company Atlanta Ashli MatsonCRS Data Woodstock Jason Pruitt Woodstock Ashley PruittDeNyse Companies Douglasville Tim LutherEconocheck Stockbridge Paxton SakhaFederal Home Loan Bank of Atlanta Atlanta Omar Esposito Atlanta Ericka Esposito

Last

Preliminary Annual Meeting Attendee ListBank/Company City Name

First Bank Dalton Kyle Ray Dalton Marnie RayFirst Landmark Bank Marietta Terri Bunten Guthrie Marietta Jim GuthrieFirst State Bank of Randolph County Cuthbert Charlie Curry Cuthbert Lorraine CurryFirst State Bank of Randolph County Cuthbert Scott Curry Cuthbert Brandi CurryFirst State Bank of Randolph County Cuthbert Cathy Curry Cuthbert John WalesFirst State Bank of Randolph County Cuthbert Betsy Curry Davidson Cuthbert Brian DavidsonFlint Community Bank Albany Scott TomlinsonGeorgia Banking Co., Inc. Atlanta Elliott Miller Atlanta Cheryl MillerGerrish McCreary Smith, PC Memphis, TN Philip Smith Memphis, TN Dorree SmithGreater Community Bank Rome Bob Berry Rome Barbara BerryGreater Community Bank Rome David Lance Rome Barbara LanceGreater Community Bank Calhoun Donna McEntyre Calhoun Randy McEntyreGulf Coast Business Credit Cumming Stuart WrbaHappy State Bank Happy, TX J. Pat Hickman Happy, TX Nancy HickmanHarland Clarke Atlanta Doyle Baker Atlanta Lisa BakerHeritage Bank Jonesboro Leonard Moreland Jonesboro Kay MorelandHeritage Bank Jonesboro David Turner Jonesboro Connie TurnerHolguin Consulting, Inc. Peachtree City Angela Holguin Peachtree City George HolguinICBA Securities Memphis, TN Jim Reber Memphis, TN Denise ReberIndependence Bank of Georgia Braselton Martha Brown Braselton Robert BrownIndependent Community Bankers of America Marietta David Moore Marietta Connie Moore

Last

Preliminary Annual Meeting Attendee ListBank/Company City NameIntercept Consulting Group Lawrenceville Steven RobertsIntercept Consulting Group Lawrenceville Lauren RobertsInvestment Professionals Inc. Little Rock, AR Steven Ransdell Little Rock, AR Katie RansdellJ.B. Lloyd & Associates, LLC Punta Gorda, FL Fred Eickhoff Punta Gorda, FL Deborah EickhoffJames-Bates-Brannan-Groover, LLP Atlanta Dan Brannan Atlanta Sue Ellen BrannanJames-Bates-Brannan-Groover, LLP Macon Lisa LaneJames-Bates-Brannan-Groover, LLP Macon Dan Speight Macon Robby SpeightJames-Bates-Brannan-Groover, LLP Atlanta Michael White Atlanta Kelley WhiteKasasa Austin, TX Grant ArmisteadMauldin & Jenkins Atlanta Michael Gordon Atlanta Marie GordonMauldin & Jenkins Atlanta Ron Mitchell Atlanta Tina Mitchell Atlanta Cole Mitchell, 16 Atlanta Cross Mitchell, 8Mauldin & Jenkins Atlanta Kris Trainor Atlanta Bev Trainor Atlanta Katalin Trainor, 10 Atlanta Jackson Trainor, 8Oconee State Bank Watkinsville Amrey Harden Watkinsville Debra HardenPeoples Bank Lyons Al Ross Lyons Sonya RossPerformance Solutions Inc. Kennesaw Dianne Barton Kennesaw Jim BartonProfitStars Valdosta Kevin Moland Valdosta Sheila Moland Valdosta Reid Moland, 11Promontory Interfinancial Network Atlanta Danny CapitelProvidence Bank Alpharetta John Mansour Alpharetta Renee MansourProvidence Bank Alpharetta Brad Serff Alpharetta Dawn SerffQueensborough National Bank & Trust Co. Louisville Bill Easterlin Louisville Tish Easterlin

Last

Preliminary Annual Meeting Attendee ListBank/Company City NameRenasant Bank Albany Len Dorminey Albany Vickie DormineyResurgens Bank Tucker Jim Baker Tucker Beth BakerResurgens Bank Tucker Charles DeWitt Tucker Eveie DeWitt Tucker Chad DeWitt, 15 Tucker David DeWitt, 12Resurgens Bank Tucker Gary Dorminey Tucker Barbara DormineyResurgens Bank Atlanta Lee Van Dyke Atlanta Ava Van Dyke, 10Sawyers & Jacobs, LLC Collierville, TN Jimmy SawyersSecured Retirement Strategies Group, LLC Glendale, WI Dennis ChristiansenSecured Retirement Strategies Group, LLC Port St. Joe, FL Denise MiniatSecureWorks Atlanta Kathy ElderServisFirst Bank Birmingham, AL Rodney Rushing Birmingham, AL Michelle RushingSHAZAM Tampa, FL Bernie DesrosiersSHAZAM Birmingham, AL Mark FucciSHAZAM Toluca, IL Jim Ghiglieri Toluca, IL Mary Kay GhiglieriSHAZAM Donalsonville Alex Jernigan Donalsonville Nancy JerniganSouth Georgia Bank Glennville Jimmy Dubberly Glennville Onnie DubberlySouth Georgia Bank Glennville Pat Tatum Glennville Wayne TatumSouth Georgia Bank Glennville Bran Thompson Glennville Becky ThompsonSoutheast First National Bank Summerville Suzanne Hurley-Bowman Summerville Timothy BowmanState Bank of Georgia Fayetteville Beth Baldwin Fayetteville Richard RodriguezState Bank of Georgia Fayetteville Lacy CurryState Bank of Georgia Fayetteville Mickey Godwin Fayetteville Francine GodwinState Bank of Georgia Fayetteville Douglas Rieder Fayetteville Rebecca RiederState Bank of Georgia Fayetteville Chandler Sharma

LastPreliminary Annual Meeting Attendee List

Bank/Company City Name

Fayetteville Paddy SharmaState Bank of Georgia Fayetteville Jay ShethState Bank of Georgia Fayetteville Manohar Singh Fayetteville Manjit SinghStokes Carmichael & Ernst LLP Atlanta Bill Carmichael Atlanta Claire CarmichaelThe Baker Group Atlanta Paul ClantonThe Citizens Bank Nashville Bill Perry Nashville Margaret Perry Nashville Micaela Sumner Nashville Grace ThomasThe Peoples Bank Willacoochee Charlie Bray Willacoochee Celeste BrayTJS Deemer Dana LLP Dublin Grayson Dent Dublin Elizabeth DentTJS Deemer Dana LLP Dublin Rhonda Norris Dublin Barry NorrisTravelers Alpharetta Amy BarnesTravelers Alpharetta Megan RainesVidalia Federal Savings Bank Vidalia Jimmy Musgrove Vidalia Julia MusgroveVinings Bank Smyrna Mickey Brown Smyrna Carolyn BrownVinings Bank Smyrna Clark Hungerford Smyrna Cheryl HungerfordVinings Bank Smyrna Dan Oliver Smyrna Joyce OliverVinings Bank Smyrna Jeff Plowman Smyrna Rebekah Plowman(Entertainer) Van Nuys, CA Frank Miles(Speaker) Dallas, TX Herschel Walker Dallas, TX Julie Walker

T H A N K Y O U T O O U R S P O N S O R S

1900 The Exchange, Suite 600 • Atlanta, GA 30339Phone (770) 541-4490 / (800) 648-8215 • Fax (770) 541-4496 • www.cbaofga.com

The CBA of Georgia is extremely grateful for the support of all sponsors!

If you are interested in sponsoring an event at the 48th Annual Meeting & Trade Show, please contact Lindsay Greene at lindsay@cbaofga.com or you may complete the form below and fax it to (770) 541-4496. Prepayment is required for all sponsorships.

Name: ___________________________________________________________

Company Name: ___________________________________________________

Sponsorship(s) Requested: ___________________________________________

(Reserved on a first-come, first-served basis)

Total Amount: $____________________________________________________

individual Sponsorships Available:• In-Room Gifts $600• WiFi (per day - Saturday available) $1,000• Silent Auction Flyer $500• Thursday Dine-Around Coffee & Desserts $1,500• Friday Breakfast $1,500, Friday Break $700• Golf Tournament Beverage Cart $1,000• Golf Boxed Lunch $1,200• Saturday Breakfast $1,500• Friday Speaker $1,000• Saturday Promo Items $400• Spouse Program $1,000• Saturday Night Entertainment $2,500

JBBoard Appreciation Dinner

CompensationAdvisors

Board Appreciation Reception

Chairman’s Banquet Chairman’s Reception & Golf Prizes

Hotel Key Card Board Meeting Refreshments, Registration Packet,

Friday & Saturday Cash Prize7-Minute Spotlight

Welcome Refreshments & Bottled Water

Name BadgesFriday WiFi

Sponsor

Saturday Break

Thursday Night Carving Station

Friday Promo Materials

Convention Totes

Individual Event Sponsors

Bronze Sponsors

Specialty Drinks

7-Minute Spotlight

Platinum Sponsors Silver Sponsors

General Sponsor

Keynote Speaker Herschel Walker

Passport to Prizes

Covention Program

Exhibitor Representative City

ExHiBiTorS

ATM Response Clayton Braswell Suwanee, GA Banc Intranets, LLC Mark Anderson Johnson City, TN BankSouth Mortgage Wholesale Division TBD Atlanta, GA BFS Group John Gianacaci Boca Raton, FLBNY Mellon Investment Management Lindsey Larrabee New York, NY Carr, Riggs & Ingram, LLC Chris Cain Atlanta, GA CBIZ Benefits & Insurance Services, Inc. Kris St. Martin Minneapolis, MNComputer Services, Inc. David Knieriem Paducha, KY Crescent Mortgage Company Ashli Matson Atlanta, GA DeNyse Companies Tim Luther Douglasville, GAEconocheck Paxton Sakha Stockbridge, GAGulf Coast Business Credit Stuart Wrba Cumming, GA Harland Clarke Doyle Baker Covington, GAIndependent Community Bankers of America (ICBA) David Moore Atlanta, GA ICBA Securities Jim Reber Memphis, TNIntercept Consulting Group Steven Roberts Lawrenceville, GAInvestment Professionals Inc. (IPI) Steven Ransdell Little Rock, ARKasasa Grant Armistead Austin, TXPromontory Interfinancial Network Danny Capitel Atlanta, GASecured Retirement Strategies Group, LLC Dennis Christiansen Glendale, WISecureWorks Kathy Elder Atlanta, GASHAZAM Mark Fucci Alabaster, ALTJS Deemer Dana LLP Grayson Dent Dublin, GAThe Baker Group Paul Clanton Atlanta, GATravelers Amy Barnes Alpharetta, GA

CBA of Georgia is extremely grateful for the support of all exhibitors!

TrAdE SHow fLoor pLAn

Please duplicate form for multiple registrants.

PAYMENT OPTIONS Please invoice me Check enclosed Credit Card (complete the form below).

Name on Card: __________________________________________________________________________

AccountNumber:____________________________________Exp.Date:__________Sec.Code: ________

Billing Street Address of Cardholder: ________________________________________ Zip Code_________

Amounttobecharged:$_________

Pre-registration is required. Return completed form by July 8th to Peake Wilson by email or fax: peake@cbaofga.com or (770) 541-4496.

Please complete the form below to register to play golf with your colleagues. If you would like to be paired with a particular person, please email Peake Wilson at peake@cbaofga.com with your request. Every effort will be made to accommodate you. you may view a current players’ list on the following page.

The Golf Tournament fee is $145 per player and includes lunch and group transportation. Choose option below:

Attendee Spouse Other (guests & age-appropriate children may play, too!) *No credit will be issued for golf cancellations received after July 8, 2016.

Registered Attendee’s Name: ________________________________________________Golfer’sName:____________________________________________________________Bank/Company:__________________________________________________________City:__________________________State:_____________Zip:__________________Phone #: ___________________________ Email: _______________________________If you would like to be paired with someone in particular, please email peake@cbaofga.com as soon as possible.

Thank You to our Sponsor!

Additionalsponsorshipsavailable.PleasecontactLindsayGreeneatlindsay@cbaofga.com.

1900 The Exchange, Suite 600 • Atlanta, GA 30339Phone (770) 541-4490 / (800) 648-8215 • Fax (770) 541-4496 • www.cbaofga.com

GolfPrizes

The CBA’s Annual Golf Tournament at Port Royal Golf Course

Friday,July22ShotgunStartat2:00|Lunchandgrouptransportationincluded

City NameBank/Company

Golf Participant List

KEynoTE AddrESSESHerschel walker

“Overcoming Obstacles and Becoming Your Best”

SpouSES & GuESTS ArE inviTEd

J. pat Hickman“Growing Your Business, Your Bank, and Your Community”

friday, July 22nd

Saturday, July 23rd

In 1989, Pat bought a bank with 6 employees, and today, Happy State Bank is the 17th largest bank in the state of Texas. Pat will leave you with a message of hope and determination in growing

your business and your community.

Winner of the 1982 Heisman Trophy, Herschel played for the University of Georgia, the Dallas Cowboys, the Philadelphia Eagles and the New York Giants. He will share stories of his struggles and successes, encouraging us to become our best at whatever we do.

Bank of Terrell Dawson Scott BeeleyCBIZ Ashburn, VA Remonde BrangmanCBIZ Minneapolis, MN Jeff MaasCBIZ Minneapolis, MN Kris St. MartinCNA Financial Corporation Atlanta Justin PatrickComputer Services, Inc. Charlotte, NC David KnieriemICBA Securities Memphis, TN Jim ReberInvestment Professionals Inc. Little Rock, AR Steven RansdellJames-Bates-Brannan-Groover, LLP Atlanta Dan BrannanJames-Bates-Brannan-Groover, LLP Macon Dan SpeightJames-Bates-Brannan-Groover, LLP Atlanta Michael WhiteMauldin & Jenkins Atlanta Michael GordonSHAZAM Birmingham, AL Mark FucciSHAZAM Donalsonville Alex JerniganState Bank of Georgia Fayetteville Lacy CurryState Bank of Georgia Fayetteville Mickey GodwinState Bank of Georgia Fayetteville Douglas RiederVinings Bank Smyrna Clark Hungerford Smyrna Cheryl Hungerford

Registered Attendee’s Name: ________________________________________________________________

Participants’ Names: _______________________________________________________________________

________________________________________________________________________________________

Bank / Company:___________________________________________________________________________

City: ________________________________________ State: _______________ Zip: ___________________

Phone #: ________________________________ Email: ____________________________________________

PAYMENT OPTIONS

Please invoice me Check enclosed

Credit Card (complete the form below).

Name on Card: __________________________________________________________________________

Account Number: ____________________________________Exp. Date: __________Sec. Code: __________

Billing Street Address of Cardholder: ________________________________________ Zip Code_________

Amount to be charged: $ ____________

Pre-registration is required. Return completed form by July 8th to Peake Wilson by email or fax:

peake@cbaofga.com or (770) 541-4496.

Catamaran Sail & Coral Reef SnorkelingOptional Activity

Friday, July 22, 2016 • 2:00 – 5:00 pm

Please complete the form below to register for this activity. Seating is limited so sign up today!

you may view a current participant list on the following page.

The fee for this activity is $100 per person; choose option below: Attendee Spouse Other (guests & age-appropriate children may participate, too!)

*No credit will be issued for activity cancellations received after July 8, 2016.

Catamaran Activity Participant List

Affinity Bank Atlanta Leeman Bennett Atlanta Pat BennettAffinity Bank Atlanta Frank Clayton Atlanta Donna ClaytonAffinity Bank Atlanta Ed Cooney Atlanta Kristin Cooney Atlanta Erin Cooney, 11 Atlanta Maggie Cooney, 11 Atlanta Matthew Cooney, 11 Atlanta Rosanne MartinAffinity Bank Atlanta Jeff Lake Atlanta Kathy LakeAffinity Bank Atlanta Bob McMahanAffinity Bank Atlanta Wayne Mitsch Atlanta Fran MitschBanc Intranets, LLC Johnson City, TN Mark Anderson Johnson City, TN Lynette AndersonBank of Dawson Dawson Ty Bettis Dawson Raines BettisCapital Bank Fort Oglethorpe Joe Haskins Fort Oglethorpe Lily HaskinsCitizens Community Bank Valdosta Tim Jones Valdosta Bobbie JonesColony Bank Fitzgerald Eddie Hoyle Fitzgerald Nicholas HoyleColony Bank Fitzgerald Lee Northcutt Fitzgerald Margaret NorthcuttCommunity Bankers Assoc. of Georgia Atlanta Rob Braswell Atlanta Amy BraswellCrescent Mortgage Atlanta Ashli MatsonFirst State Bank of Randolph County Cuthbert Charlie CurryFlint Community Bank Albany Scott TomlinsonGeorgia Banking Co., Inc. Atlanta Elliott Miller Atlanta Cheryl MillerResurgens Bank Tucker Charles DeWitt Tucker Eveie DeWitt Tucker Chad DeWitt, 15 Tucker David DeWitt, 12Resurgens Bank Atlanta Lee Van Dyke Atlanta Ava Van Dyke, 10(The Citizens Bank - Spouse) Nashville Margaret Perry(The Citizens Bank - Relative) Nashville Micaela Sumner(The Citizens Bank - Relative) Nashville Grace ThomasThe Peoples Bank Willacoochee Charlie Bray Willacoochee Celeste BrayVinings Bank Smyrna Dan Oliver Smyrna Joyce Oliver

City NameBank/Company

Registered Attendee’s Name: __________________________________________________________________

Participant’s Name: __________________________________________________________________________

Bank / Company:_____________________________________________________________________________

City: ____________________________________ State: _____________________ Zip: ___________________

Phone #: ___________________________________ Email: __________________________________________

pAyMEnT opTionS

Please invoice me Check enclosed

Credit Card (complete the form below).

Name on Card: _______________________________________________________________________________

Account Number: ____________________________________Exp. Date: __________Sec. Code: ____________

Billing Street Address of Cardholder: ________________________________________ Zip Code______________

Amount to be charged: $ ____________

Pre-registration is required. Return completed form by July 8th to Peake Wilson by email or fax:

peake@cbaofga.com or (770) 541-4496.

Spouse/Guest Optional ActivityFamous Homes & HideawaysFerry Cruise Around Bermuda

Saturday, July 23, 2016 • 9:00 am - Noon

Please complete the form below to register for this activity. Seating is limited so sign up today!

you may view a current participant list on the following page.

The fee for this activity is $65 per person and includes brunch and breakfast cocktails.

*No credit will be issued for activity cancellations received after July 8, 2016.

City NameBank/Company

Spouse/Guest Optional Activity Participant List

(Affinity Bank - Spouse) Atlanta Kathy Lake(Affinity Bank - Spouse) Atlanta Fran Mitsch(Alma Exchange B & T - Spouse) Alma Holly Bennett(Bank of Dawson - Spouse) Dawson Raines BettisCapital Bank Fort Oglethorpe Joe Haskins Fort Oglethorpe Rebecca Haskins Fort Oglethorpe Lily HaskinsCBIZ Ashburn, VA Remonde BrangmanCBIZ Minneapolis, MN Jeff MaasCBIZ Minneapolis, MN Kris St. MartinCNA Financial Corporation Atlanta Justin Patrick(Colony Bank - Spouse) Fitzgerald Margaret NorthcuttCBA of Georgia Atlanta Amy BraswellGeorgia Banking Co., Inc. Atlanta Elliott Miller Atlanta Cheryl Miller(ICBA - Spouse) Marietta Connie Moore(J.B. Lloyd & Assoc. - Spouse) Punta Gorda, FL Deborah Eickhoff(Mauldin & Jenkins - Spouse) Atlanta Marie GordonSouth Georgia Bank Glennville Jimmy Dubberly Glennville Onnie DubberlySouth Georgia Bank Glennville Pat Tatum Glennville Wayne Tatum(Stokes Carmichael & Ernst - Spouse) Atlanta Claire Carmichael(The Citizens Bank - Spouse) Nashville Margaret Perry(The Citizens Bank - Relative) Nashville Micaela Sumner(The Citizens Bank - Relative) Nashville Grace ThomasTJS Deemer Dana LLP Dublin Grayson Dent Dublin Elizabeth DentTJS Deemer Dana LLP Dublin Rhonda Norris Dublin Barry Norris

2016 CBA Silent & Live Auction, Bean Bag Tossdonation form

YES, I will support the CBA PAC/PR Fund by donating an item for the 2016 Silent Auction.Description ________________________________________________________________________________Estimated Value $____________________________

YES, I will make a cash donation to the CBA’s Silent Auction Fund. Amount $______________Name ____________________________________________________________________________________Bank/Co. __________________________________________________________________________________City / ST / Zip Code _________________________________________________________________________Phone _____________________ Fax _______________________ Email _______________________________

1900TheExchange,Suite600•Atlanta,GA30339Phone(770)541-4490/(800)648-8215•Fax(770)541-4496•www.cbaofga.com

CBA’s 2016 Silent & Live AuctionThursday night only!

This popular fundraiser benefits the CBA’s Political Action Committee (PAC) and Public Relations (PR) funds.The funds provide Georgia’s community banking industry a voice in state politics. The CBA maintains the onlystate PAC working exclusively for Georgia’s community banks.

Please support the fundraiser by donating to the Silent Auction. Popular items include electronics, artwork,collectibles, sports memorabilia/tickets, use of a condo or vacation property, children’s items, gift baskets, giftcards, home décor, jewelry and much more. Complete the donation form below and make your commitmenttoday. If you cannot donate an item for the auction, consider a cash donation. We appreciate your support!

I plan to send the item to the CBA. I plan to bring the item with me to the convention. If item is oversized, please send a photograph and details of the item to the CBA.

The Association can create an attractive display for your item.

Questions?Contact Tammy Maass770-541-0374tammy@cbaofga.com

This year, we would like to introduce the Bean Bag Toss Challenge! Here’s how it works: during Thursday night’s Welcome Reception & Dine-Around, convention attendees can purchase 5 bean bags for $20. The more you ring, the more you increase your chance to win!

• Ring 3 bags - entered into a drawing for $100• Ring 4 bags - entered into an additional drawing for $150• Ring 5 bags - entered into an additional drawing for $200

And, win or lose, you go home with a complimentary beach bag. There is no way to lose!

Bermuda Dining OptionsON PROPERTY

Bacci AtasteofTuscanyontheSouthShore,Bacciofferscasualelegance,generousportionsandreasonablepricesinafriendlysetting.Bacci’stalentedchefspreparetraditionalItaliandisheswithpassionandauthenticity.Reservationsarerequired.6:00pm-10:00pm,closedonWednesday.

Cabana Bar & GrillWhen hunger strikes, enjoy quick, delicious, super-relaxed and satisfyingselections,chaise-sideorontheterrace.Thebeachbarservesupthebestintropicalcocktailstokeepyoucoolunderthewarm,summersun.11:00am-5:00pm.

Jasmine LoungeElegantandrelaxing,Jasmineistheidealspotformeeting,greetingorsimplyrelaxing,anytimeoftheday.Yourfavoritecocktailsareservedthroughoutthedayalongwithanelegantselectionoflightentrées,snacks,sandwiches,saladsandsinfuldesserts.11:00am-12:00am,afternoontea3:00pm-5:00pm.

Ocean ClubThe Ocean Club combines the freshest local catch with the relaxed atmosphere ofthisseasidesetting.Bermuda’sbestoceanviewsarejustasmuchapartofthisexperienceastheseafood.6:00pm-10:00pm.

The Burger Bar at WicketsSun, socialize anddinepoolsidewith family and friends.This thoroughlyrefreshingoptionfor lunch,dinnerandlightbitesfeaturesafabulousvarietyofcreativeburgers,sandwiches,salads,shakesandmorethroughouttheday.

The DockExperience the chicwaterside loungeatTheDockat theWaterlot. Sipona refreshingdrink from the locally-sourcedcocktailmenuwhile youwatchspectacularsunsetsoversparklingJewsBay.ThursdaytoSunday,5:00pm-10:00pm.

The Newport, a GastropubEnjoyfriendlyservice,greatfoodandacreativeline-upofhandcraftedbeersandfinewines.Exploretheoriginalmenuthatdrawsuponlocally-sourcedproductsandmodernversionsofclassicdishesservedwithatwist.6:00pm-10:00pm.

Waterlot InnDefiningBermuda’s steakhouseexperience fornearly350years, thehistoricWaterlotInnremainsBermuda’sbest,proudlyboastingbothAAAFourDiamondandWineSpectatorAwards.Serving thefinest steaksandchops, thisclassicdiningroomhasintroducedanewlyupdatedandinspiredmenuthatspanstime-honored signature specialties and incorporates bold new flavors. Reservations arerequired.6:00pm-10:00pm.Dresscodeisresortelegant.

OFF PROPERTYBella Vista Bar & Grill5PortRoyalDrive,Southampton,SB03SetatoponeoftheWorld’sfinestgolfcourses,thisistheplaceinBermudatogoforexcellentservice,exquisutelypreparedfoodandbreathtakingviews.11:30am-10:30pm,openforbreakfastonSaturday&Sunday,7:00am-11:00am.

Gulfstream117SouthRoad,Southampton,SN03Specializinginthefreshestseafoodandfish,Gulfstreamislocatedonthebeau-tifulSouthShore,oppositeHorseshoeBay.Checkoutthetanksforaselectionofliveoysters,clamsandlobster.Notafan?Gulfstreamalsoservessteaks,pizza,paninis,andmore.11:30am-5:00pmand5:00pm-10:00pm.

Henry VIII69SouthRoad,SouthamptonSN02Namedafteratudorkingrenownedforhisenjoymentoffood,drinkandmusic,Henry’shasbeenoperatingforover40years.Fromseafoodtosushitopubfare,there’ssomethingforeveryone.12:00pm-3:30pmand6:00pm-10:00 pm.

Ocean Echo at the Reefs Resort & Club56SouthShoreRoad,Southampton,SN02Sitting atop the rugged limestone cliffs overlooking a secluded pink sandbeach,OceanEchoshowcasesthepanoramicoceanviewswhileservingbreak-fastdailyandbrunchonSunday.7:30am-10:30amandbrunchonSunday,noon-3:00pm.

Rustico36NorthShoreRoad,FlattsVillage,FL08Acasualdiningenvironment,withanexcellentselectionoffreshlocalseafood,Rustico has been a recipient of numerous Best of Bermuda Awards and Trip Advisorcertificatesofexcellence.11:30am-2:30pmand5:00pm-10:00pm.FridaytoSunday,11:30am-10:00pm.

The Dining Room68St.Anne’sRoad,Southampton,SN02WitharguablythebestviewsinBermudaforoutdoordining,TheDiningRoomis located in the former lighthousekeeperscottageat the footofGibb’sHillLighthouse.Servingdishesfrommanycuisines,thisawardwinninglocationisperfectforeveryoccasion.11:30am-5:00pmand5:00pm-10:00pm.

Bermuda Dining Options

If you would like to venture out a little farther, please visit www.bermuda.com/restaurants to learn about more of Bermuda’s restaurants.

A R E A AT T R A C T I O N SBermuda Aquarium, Museum & ZooOne of the world’s oldest aquariums, this seven-acre facility remains a top attraction for all ages. The aquarium is home to more than 200 species of fish and delicate marine life, and 300 birds, reptiles and mammals fill the zoo. The museum contains interactive and audio-visual exhibits providing an insight into Bermuda’s geological formation, habitats and impact of human life.

The Crystal Caves of BermudaThere’s no denying the views of the beaches are gorgeous and the sunset are dazzling. But, if you want the most breathtaking views on the island, you have to get down to the underground. Bermuda’s top visitor attraction, this experience includes deep, clear underground pools of azure blue water and cave ceilings adorned with rare chandelier clusters and crystallized formations. Unlike anything you’ve ever seen.

Gibbs Hill LighthouseSitting 245 feet above sea level, this 117-foot tall lighthouse is one of the main sightseeing attractions in the Southampton parish. It’s also one of the oldest cast iron lighthouses in the world, construction began in England in 1844 and it was built in 1846. Head to the balcony at the top for a panoramic view of Bermuda and its shoreline, but you’ve been warned -- you have to climb 185 steps to fulfill this desire! There are 8 floors with mini exhibits on the way up so you can stop and take a break. Ships sailing in can’t miss it and neither should you!

St. George’sSettled in 1612 and formerly known as the Town of St. George, this was the first permanent English settlement on the islands of Bermuda. Often described as the third successful English settlement in the Americas, after St. John’s, Newfoundland, and Jamestown, Virginia. Today, the town has numerous historical sites including the State House from 1620 -- the oldest building on the island, as well as St. Peter’s -- the oldest surviving Anglican and oldest continuously occupied Protestant church in the Western Hemisphere.

Horseshoe BayThis beach’s facilities, lifeguards and equipment rental shops have helped secure its ranking as Bermuda’s most popular shore. With its curved stretch of pink sandy sand that meets the turquoise waters, Horseshoe Bay can provide a great snorkeling experience if you venture a little offshore. Rated the #8 beach in the world by TripAdvisor and one of the Top 20 beaches in the world by Conde Nast Traveller in 2016, this beach is well loved for good reason.

Royal Navy DockyardOh, if these walls could talk! Built in the early 19th century, The Royal Navy Dockyard was once Britain’s largest naval base outside of the U.K. From the War of 1812 until a bit after World War II, it was an essential part in the strategic defense of the Western Atlantic. These beautifully restored historical buildings are now home to great restaurants, fantastic shopping, wonderful watersports, museums, working arts and crafts studios -- and oh yes, the chance to swim with dolphins! Most definitely something for everyone!

Cathedral of the Most Holy TrinityOne of the two cathedrals in Bermuda, this Anglican cathedral is located on Church Street. Originally designed in the Early English style in 1844, it was destroyed by fire in 1869. Rebuilt in its Gothic Revival style in 1885, the structure was primarily built from Bermuda limestone. Climb the tower for a view of Hamilton and its harbor.

A R E A AT T R A C T I O N SBermuda Aquarium, Museum & ZooOne of the world’s oldest aquariums, this seven-acre facility remains a top attraction for all ages. The aquarium is home to more than 200 species of fish and delicate marine life, and 300 birds, reptiles and mammals fill the zoo. The museum contains interactive and audio-visual exhibits providing an insight into Bermuda’s geological formation, habitats and impact of human life.

The Crystal Caves of BermudaThere’s no denying the views of the beaches are gorgeous and the sunset are dazzling. But, if you want the most breathtaking views on the island, you have to get down to the underground. Bermuda’s top visitor attraction, this experience includes deep, clear underground pools of azure blue water and cave ceilings adorned with rare chandelier clusters and crystallized formations. Unlike anything you’ve ever seen.

Gibbs Hill LighthouseSitting 245 feet above sea level, this 117-foot tall lighthouse is one of the main sightseeing attractions in the Southampton parish. It’s also one of the oldest cast iron lighthouses in the world, construction began in England in 1844 and it was built in 1846. Head to the balcony at the top for a panoramic view of Bermuda and its shoreline, but you’ve been warned -- you have to climb 185 steps to fulfill this desire! There are 8 floors with mini exhibits on the way up so you can stop and take a break. Ships sailing in can’t miss it and neither should you!

St. George’sSettled in 1612 and formerly known as the Town of St. George, this was the first permanent English settlement on the islands of Bermuda. Often described as the third successful English settlement in the Americas, after St. John’s, Newfoundland, and Jamestown, Virginia. Today, the town has numerous historical sites including the State House from 1620 -- the oldest building on the island, as well as St. Peter’s -- the oldest surviving Anglican and oldest continuously occupied Protestant church in the Western Hemisphere.

Horseshoe BayThis beach’s facilities, lifeguards and equipment rental shops have helped secure its ranking as Bermuda’s most popular shore. With its curved stretch of pink sandy sand that meets the turquoise waters, Horseshoe Bay can provide a great snorkeling experience if you venture a little offshore. Rated the #8 beach in the world by TripAdvisor and one of the Top 20 beaches in the world by Conde Nast Traveller in 2016, this beach is well loved for good reason.

Royal Navy DockyardOh, if these walls could talk! Built in the early 19th century, The Royal Navy Dockyard was once Britain’s largest naval base outside of the U.K. From the War of 1812 until a bit after World War II, it was an essential part in the strategic defense of the Western Atlantic. These beautifully restored historical buildings are now home to great restaurants, fantastic shopping, wonderful watersports, museums, working arts and crafts studios -- and oh yes, the chance to swim with dolphins! Most definitely something for everyone!

Cathedral of the Most Holy TrinityOne of the two cathedrals in Bermuda, this Anglican cathedral is located on Church Street. Originally designed in the Early English style in 1844, it was destroyed by fire in 1869. Rebuilt in its Gothic Revival style in 1885, the structure was primarily built from Bermuda limestone. Climb the tower for a view of Hamilton and its harbor.

AREA ATTRACTIONS