WHAT’S OFFERED AT FORDHAM

∙ 30 Volunteer Hours

∙ Partner Organization

∙ Two Written Reflections

∙ One Graded Credit

EXPERIENCE

∙ Involvement

∙ Bethex Federal Credit Union

∙ Reflecting

∙ Way More Than One Credit

Service Learning

bethexfcu.org concoursefund.org

Problem one

Failing ‘Micro’credit Unions

Who • Faith Based Credit Unions

Where • BX • BK • Harlem

Why • Lack of Volunteers

Asset Size

•$33M - $9.1M

•$8.1M - $988K

•$851K - $682K

•$548K - $370K

•$332K - $264K

•$257K - $136K

•$124K - $60,000

‘Micro’Credit Union Locations

wecare4cu.org concoursefund.org

Unbanked & Underbanked

Who • Minorities

Where • Low Income Clusters

Why • Bank Fees

Unbanked Populations NYC

Source: NYC office of financial empowerment concoursefund.org

Problem two

Solution

Credit Union

Consultation

Microcredit

Financial Education

concoursefund.org

Entrepreneurship

Savings

Tax

THINK | Impact

concoursefund.org

On the Horizon • Using ACH Technology to Promote Inclusion

Credit Union • Check Casher Partnership

Unbanked and Bank Branches Automated Clearing House

Today

Tomorrow

Competitors

Cooperators

NYC

NYC

Join us.

concoursefund.org @concoursefund