concealed carry insurance_comparison
TRANSCRIPT
Concealed carry is becoming more and more common in the United States with each passing day: The residents of all 50 States can (at least in theory) obtain a permit to carry a concealed weapon, and the residents of some states like Alaska, Vermont, Wyoming and Arizona can discretely carry a firearm without a permit from the state.
With an increasing amount of people who carry a self-defense firearm, there have been a number of high-profile court cases which have shown what can happen if a person needs to defend their life with a legally carried gun.
By some accounts, George Zimmerman’s legal bills have totaled more than $2 million for his recent high-profile defensive shooting court case. While that is an extreme example of the possible financial burden, there is always the risk of arrest, trial and conviction after any defensive gun use.
Self defense insurance (or a similar policy) is one way to avoid financial ruin after you need to use lethal force to save your life or the lives of others. Here are a number of similar-priced insurance and member-based self-defense policies for you to compare and chose the plan that meets your needs and budget.
United States Concealed Carry AssociationThe USSCA Self-Defense Shield is a members-only, firearms liability insurance benefit that reduces the legal and financial burden of owning a gun for self-defense. The insurance-backed benefits include Civil Suit Defense & Damages Protection, which provides up to $1 Million if charges are ever brought against a member in civil court. Members are also eligible for a Criminal Defense Reimbursement, which offers members up to $100,000 to help cover the costs of criminal charges or proceedings which result from the use of a weapon in self-defense.
ussca.org
NRA Self Defense Insurance
NRA-endorsed Self-defense Insurance bundles both Self-defense and Personal Firearms Protection coverage and provides Civil Defense and Liability, Criminal Defense Reimbursement, Concealed Carry Liability and Bodily Injury or Property Damage a member is involved in an act of self-defense.
locktonrisk.com
Armed Citizens’ Legal Defense FundThe Armed Citizens’ Network Legal Defense Fund provides legal defense support to Network members after a self-defense incident. This support is supplied in two different ways.First, the Network will forward up to $10,000 to the member’s attorney at the request of the member after a self-defense incident. Secondly, if the member is charged with a crime or sued civilly and needs additional money for his or her legal defense, then the member can ask for additional funding.
armedcitizensnetwork.org
Second Defense Alliance
The USSCA Self-Defense Shield is a members-only, firearms liability insurance benefit that reduces the legal and financial burden of owning a gun for self-defense. The insurance-backed benefits include Civil Suit Defense & Damages Protection, which provides up to $1 Million if charges are ever brought against a member in civil court. Members are also eligible for a Criminal Defense Reimbursement, which offers members up to $100,000 to help cover the costs of criminal charges or proceedings which result from the use of a weapon in self-defense. ussca.org
Second Call Defense
Second Call Defense provides training and education plus comprehensive legal and financial resources to help our members deal with the consequences after they have used a gun in self defense. Depending on the membership level, members have access to as much as $250,000 for damages for Civil Suit damage protection, $250,000 for accidental shooting liability, $50,000 Criminal Defense reimbursement and up to $1 million in Civil Suit defense protection.
secondcalldefense.org
CCW Safe
CCW Safe defends its members against criminal prosecution stemming from a self defense incident and also defends members against civil litigation or administrative actions stemming from a use of force incident. If a member is involved in a use of deadly force self defense incident we provide the best defense attorneys in the U.S., expert witnesses, and investigators specially trained in use of force lawsuits and investigations. No limits or caps and no optional memberships or additional fees.
ccwsafe.com
Self Defense Self Defense Insurance ComparisonInsurance Comparison
CriminaCriminal Court l Court CostsCosts
Civil Civil Court CostsCourt Costs
Expert Expert WitneseseWitnesese
ssCost /Cost /
YearYear
USCCA SilverUSCCA Silver $50,000 $250,000 N $127
USCCA GoldUSCCA Gold $75,000 $500,000 N $197
USCCA USCCA PlatinumPlatinum
$100,000 $1,000,000
N $297
NRA Self-NRA Self-Defense Insurance Defense Insurance
Level One Level One $50,000 * $100,000
* N $165
NRA Self-NRA Self-Defense Insurance Defense Insurance
Level TwoLevel Two$50,000 * $250,000
*N $254
Armed Citizen Armed Citizen Legal Defense Legal Defense
NetworkNetwork
$10,000 **
Y ** Y $125
* Total coverage is split between civil and criminal cases
** No upper limit on coverage, however, some restrictions may apply
Self Defense Self Defense Insurance Insurance
ComparisonComparison
CriminaCriminal Court l Court CostsCosts
Civil Civil Court CostsCourt Costs
Expert Expert WitnesesesWitneseses
Cost /Cost /YearYear
2nd Call 2nd Call Defense AdvocateDefense Advocate
$25,000 $250,000 Y $179
2nd Call 2nd Call Defense DefenderDefense Defender
$50,000 $250,000 Y $239
Second Second Defense AllianceDefense Alliance
$50,000* $50,000* N $131
CCW SafeCCW Safe Unlimited **
Unlimited **
Y $99
Company and policy descriptions originated from the respective company’s websites. All logos and brand names are trademarked to the appropriate organization. Osage County Guns is not responsible for errors or omissions.
