GET PAID ON DEMAND EVERY TIME YOU WANT!- Earnings in real time: you close a deal and you instantly receive License Bonus, Brick development bonus and retail bonus*.

- cash in your earnings 24 hours a day, 7 days a week, 365 days a year direclty from the 1.500.000 ATM's you find all over the world with the wor(l)d direct cash card*.

- Ask for your TVC bonus on demand, available on every Monday, transfering it directly on your wor(l)d direct cash card*.

- Ask for every other bonus you earned, available at the end of every month, transfering them on your wor(l)d direct cash card*.

*the direct cash card will be available during Singapore/Thailand 2012 big event. Meanwhile you'll find all your bonus in your e-wallet.

ON DEMAND INSTANT PAY PLANIn wor(l)d, our partners are always in the middle of our thoughts. They have a value for us and so we reward them with the most innovative PayPlan existing in the modern network marketing industry.

1010WAYS TO REACH THE SUCCESS

WAYS TO EARN WITHWOR(l)D1. RETAIL BONUS2. LICENSE BONUS3. TEAM VOLUME COMMISSION TVC4. UNLIMITED BRICK DEVELOPMENT BONUS5. MONEY BOX6. GENERATION BONUS7. CORPORATE BONUS8. BMW DREAM CAR BONUS9. TRAVEL BONUS10. SUPER MONEY BONUSSPECIAL. WOR(l)D ANNUAL HOLIDAY

have you already bought your first wor(l)d pack?

Buy the innovative wor(l)d's products at wholesale price, sell them at the retail price or reference the purchases on your wor(l)der page: you'll immediately receive your commission.Every purchase generates Volume Points for all your sale team.

RETAILBONUS1.

Using wor(l)d's products, you'll instantly earn..

03

License Bonus: the easiest way to start earn quickly.Every time you'll sell a Pro or a Master pack you'll receive a License Bonus.There are no limits on the number of License Bonusyou are able to receive.For each Master pack you sell 60 US$.For each Pro you'll receive 20 US$.

LICENSE BONUS2.

You earn immediately with wor(l)d.

it's easy and fast, isn't it?

04

p.s.: a monthly 30 US$ Membership activation is required.

it's interesting, isn't it?

TEAM VOLUME COMMISSIONTVC

3.

The Team Volume Commission is one of the key strenghts of our On Demand Instant Pay Plan.You just need an organization based on two sale team and also sell at least one Master or Pro pack at your left and at your right.Each time your two teams will generate sale volumes you'll earn the 10% of the smaller Team Volume, till a maximum of 25.000 US$ a week for each business center, and so 75.000 US$ a week for 3 Business Center. The commission value will be calculated on minimum cycles of 100 CV so, you'll receive a bonus of 10 US$ for every 100 CV. (ex. 1020 CV corrisponds to 10 cycles, so you'll receive 100 US$)

wor(l)d rewards your commitment.

p.s.: monthly 30 US$ Membership activation is required (1.000 US$ weekly cap), or a 60 US$ Business Membership activation (75.000 weekly cap).

05

Example

left team right team

Personally sponsored

Group sponsored

TEAM VOLUME COMMISSION

WOR(l)D PACK CUSTOMER WOR(l)D PHONE PACK CUSTOMERPRO PACKMASTER PACK

40 CV80 CV

100 CV400 CV

YOU WILL EARN 120 US$ ON TVC

1200 CV ON THE LEFT TEAM 1420 CV ON THE RIGHT TEAM

YOU

JEFF100

NICK400

ANDY80

ROSE400

MIKE100

NOEMI40

JIM400

BOB400

YOURBC2

YOURBC3

MARY100

JOE400

JULIE100

ANNA100

Every month your clients and partners will renew their membership in order to use wor(l)d services.The On Demand Instant Pay Plan will pay a residual income generated by these monthly volumes:

You'll earn unlimited on all the partner who are in your organization with wor(l)d.

RESIDUAL INCOME3.1

MONTHLY 30 US$ MEMBERSHIP = 20 CVMONTHLY 60 US$ BUSINESS MEMBERSHIP = 40 CV

07

more your network communicates more you earn. it's wonderful, isn't it?

Example

left team right team

Personally sponsored

Group sponsored

RESIDUAL INCOME

MAX

ALEX

PAULSUSY

CLARK

JOE KEN

NICK

MARK

KIM

YOU

YOU WILL EARN 20 US$

5 PEOPLE WITH BUSINESS MEMBERSHIP IN YOUR LEFT TEAM

5 PEOPLE WITH BUSINESS MEMBERSHIP IN YOUR RIGHT TEAM

MONTHLY MEMBERSHIPMONTHLY BUSINESS MEMBERSHIP

30 US$60 US$

20 CV40 CV

PLEASE NOTE THAT RESIDUAL INCOME IS GENERATED BOTH FROM ASSOCIATE AND CLIENTS

UNLIMITED BRICK

BONUS

4.

A bonus you'll receive duplicating a simple action: sponsoring two Master! You'll earn a bonus of 40 US$ when the first Master will sponsor his first two Master (whitin 30 days from his subscription as master), and 40 US$ more when also the second will do the same!CONGRATULATIONS: NOW YOU ARE A TEAM DEVELOPER!

You build your success brick after brick with wor(l)d.

put your first brick and you'll receive the wor(l)d direct cash card

09

p.s.: a monthly 30 US$ Membership activation is required.

DEVELOPMENT

Personally sponsored

Group sponsored

UNLIMITED BRICK DEVELOPMENT BONUS

THERE ARE NO LIMITS ON THE NUMBER OF BRICKS YOU CAN EARN.

YOU

SUSY

AGATA NED40$40$

NICK FRANK

KIM

==

MONEY BOX5.Who participates in the On Demand Instant Pay Plan will receive the il 10% of the TVC developed on the smallest team. A 1% more will be saved in the Money Box. If you reach your monthly activation of 60 US$ for 12 consecutive months, you'll be able to cash in the bonus amount you stored during this period.

You have a money box always on hand with wor(l)d.

it is convenient, isn't it?

11

P.s.: a monthly 60 US$ Business Membership activation is required.

GENERATION BONUS6.You'll get a monthly bonus according to the wor(l)d class career plan qualification your reached, till the seventh generation level of your network. You'll receive from the 20% to the 50% of the TVC of your first generation and the 7% from the others. Every time you'll personally introduce new Pro or Master partners in your network, these will be defined as first generation level. If one of your first generation partners will introduce a new Pro or Master, the last one will be defined as your second generation level and so on till the seventh.

Increase your earnings by developing your organization with wor(l)d.

it is incredible, isn't it?

12

p.s.: a monthly 60 US$ Business Membership activation is required.

WOR(l)D CLASS CAREER PLAN

13

QUALIFICATION CV LESS LEG. TUTOR TITLE

TUTOR 3 CONSECUTIVE MONTHS3.000

SUPERVISOR 3 CONSECUTIVE MONTHS15.000 2

SENIOR MANAGER 3 CONSECUTIVE MONTHS11.000 1

MANAGER 3 CONSECUTIVE MONTHS7.000

INTERNATIONAL DIRECTOR 3 CONSECUTIVE MONTHS45.000 5

REGIONAL DIRECTOR 3 CONSECUTIVE MONTHS22.000 3

NATIONAL DIRECTOR 3 CONSECUTIVE MONTHS30.000 4

BOARD ADVISOR 4 CONSECUTIVE MONTHS180.000 6

CHIEF 4 CONSECUTIVE MONTHS120.000 6

EXECUTIVE 4 CONSECUTIVE MONTHS60.000 6

PRESIDENT BLACK DIAMOND 5 CONSECUTIVE MONTHS750.000 (3BC) 8

PRESIDENT BLUE DIAMOND 5 CONSECUTIVE MONTHS500.000 (2BC) 8

PRESIDENT WHITE DIAMOND 5 CONSECUTIVE MONTHS250.000 (1BC) 8

FRANCHISOR 1 MONTH600

COORDINATOR 2 CONSECUTIVE MONTHS1.400

GENERATION BONUS

FRANCHISOR 20

1

COORDINATOR 20 7

TUTOR 20 7 7

MANAGER 20 7 7 7

SENIOR MANAGER 25 7 7 7

SUPERVISOR 30 7 7 7

REGIONAL DIRECTOR 30 7 7 7 7

NATIONAL DIRECTOR 35 7 7 7 7

INTERNATIONAL DIRECTOR 40 7 7 7 7

EXECUTIVE 40 7 7 7 7 7

CHIEF 45 7 7 7 7 7

BOARD ADVISOR 50 7 7 7 7 7

PRESIDENT BLUE DIAMOND 50 7 7 7 7 7

PRESIDENT WHITE DIAMOND 50 7 7 7 7 7

PRESIDENT BLACK DIAMOND 50 7 7 7 7 7

7

7

7

2 3 4 5 6 7

14

Qualification % on levels

CORPORATE BONUSYou’ll get a bonus calculated on 3% of the total volume of points generated by the company during the period of commissions. To achieve it you must have the following qualifications:- Franchisor- Coordinator- Tutor- Manager- Senior ManagerUnit of measurement of the growth of TVS is share. Each share is equivalent to an increase of 600 CV in the less team.

More wor(l)d grows, more you earn.

7.

wellness is shares, it’s fantastic, isn’t it?

15

p.s.: the monthly activation with Business Membership of 60 US$ is required

CORPORATE BONUSExampleIf wor(l)d in the reference month produces 2 milions of CV, 3% of bonus di bonus equivalent to 60.000 US$. If, among all affiliates were produced 1.000 shares, each of this equivalent to 60 US$. A partner which in previous month will have produced 2.000 CV and in this month 5.600 CV, will have an increase in the TVC of 3.600 CV.

7.1

16

p.s.: the monthly activation with Business Membership of 60 US$ is required

3.600 : 600 = 6 SHARES.CORPORATE BONUS = 6 SHARES X 60 US$CORPORATE BONUS = 360 US$

BMW DREAMCAR BONUS8.Our Pay Plan is based on the construction of the first brick and on the figure of Team Developer.Teach your “3 direct masters” in your left team and “3 direct masters” in your right team to become Team Developer.Reach the goal within a maximum of 4 consecutive weeks and you will be eligible to receive the BMW winner bonus of 1.500 US$ in month maintaining at least the Supervisor qualification.

Affirm your success and get the wor(l)d BMW car!

17

p.s.: the monthly activation with Business Membership of 60 US$ is required

welcome to the wor(l)d fleet.

TRAVELBONUS9.All periods in which a Master is qualified as a Senior Manager or higher, he will earn a bonus for the car and for business trips. The bonus amount is between 250 and 3000 dollars in relation to qualification.

Business travel will never be a burden ;)

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p.s.: the monthly activation with Business Membership of 60 US$ is required

SENIOR MANAGER

SUPERVISOR

REGIONAL DIRECTOR

NATIONAL DIRECTOR

INTERNATIONAL DIRECTOR

EXECUTIVE

CHIEF

BOARD ADVISOR

PRESIDENT BLUE DIAMOND

PRESIDENT WHITE DIAMOND

PRESIDENT BLACK DIAMOND

Qualification250

500

750

1000

1250

1500

2000

2500

3000

3000

3000

US$

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p.s.: the monthly activation with Business Membership of 60 US$ is required

10. SUPER MONEY BONUSWhen you achieve the qualification Diamond President you’ll receive the monthly bonus in relation of the reached level.WHITE: 5.000 US$BLUE: 15.000 US$BLACK: 25.000 US$

With wor(l)d there is no limits to dreams and success.

you have already decided how many floors will have your house?

20

Participate in the wor(l)d Class Career Plan and in all levels of this plan. A dream privilege for all those who participate in unique On Demand Instant Pay Plan. The participation rules will be announced from time to time on the official site of the company.

wor(l)d makes you live in a dream ...

do you prepared the backs and your iSim?

WOR(l)D ANNUAL HOLIDAY

CHOICE OF PACKS

M P

MASTER CHOICEIf you are planning to build a big business, you can optimize your profits starting immediately with 3 business centers.Start the business with 3 business centers is the same thing that start to work with one.The difference is that you have two other business centers available where you can start to place the new partners. Achieve the status of Franchisor and start to place your new partners in your 2 additional business centers.

Triple your commission: choose the master pack!

M

discover how much you can earn with 1 business center (pro affiliated)

and how much with 3 business centers. You will have no doubts!

22

1.

Example

YOU HAVE 4.000 CV ON THE LEFT TEAM AND 4.000 CV ON THE RIGHT TEAM, YOU WILL EARN 400 US$

10 ON THE LEFT TEAM 4.000 CV

10 ON THE RIGHT TEAM 4.000 CV

PRO PACKAGE1 BUSINESS CENTER P

left team right team

Personally sponsored

Group sponsored

LOUISE

MAX

JOE

KEN

NICK

ALEX MARK

BRAD

SUSY

LILLY WILLY

FRANK PAUL KELLY ALBERT SEAN

ERWIN TELMA PETER NED

JACOB LISA SUAMI

ANNA JOHN

MILLY

YOU

Example

BUSINESS CENTER 2

10 AFFILIATES5 ON LEFT (2.000 CV)5 ON RIGHT (2.000 CV)TOTAL COMMISSION 200 US$

BUSINESS CENTER 1

20 AFFILIATES10 ON LEFT (4.000 CV)10 ON RIGHT (4.000 CV)TOTAL COMMISSION 400 US$

BUSINESS CENTER 3

10 AFFILIATES5 ON LEFT (2.000 CV)5 ON RIGHT (2.000 CV)TOTAL COMMISSION 200 US$

TOTAL COMMISSION 800 US$

3 BUSINESS CENTERSYOU EARN ON 40 AFFILIATES EVEN IF YOU HAVE 20 ONLY

MMASTER PACKAGE3 BUSINESS CENTERS

left team right team

Personally sponsored

Group sponsored

LOUISE

MAX

JOE

KEN

NICK

ALEX MARK

YOU 2

SUSY

LILLY WILLY

FRANK PAUL KELLY ALBERT SEAN

ERWIN TELMA PETER NED

JACOB LISA SUAMI

ANNA JOHN

YOU 3

YOU

BENEFITS OF CHOOSING THE MASTER PACK- Earn the triple license bonus;- Qualified only with the first business center and automatically you will qualified with the other two;- 60 US$ monthly business membership maintains active the 3 business center;- Earn up to 75.000 US$ in a week (25.000 x 3);- Participate in wor(l)d holiday and in all bonus levels of our plan;

All this, getting all our exclusive products of telecommunications:Communicate Pack- wor(l)d free program- SoftSim - iSim - multi Video Party- membership

web Video Conference Widget Pack advanced communication toolswor(l)d cash cardwor(l)d Phones

A series of privileges customized for your success.

M

25

2.

THE CHOICE OF STARTING WITH THE PRO PACK- Earn with only one business center;- 30 US$ membership maintains active the business;- Earn up to 1.000 US$ in a weeks;- Participate in retail bonus, license bonus, tvc (for participate in wor(l)d class plan and all bonuses of our plan, it is necessary to make an upgrade to Master).

All this, getting all our exclusive products of telecommunications: Communicate Pack- SoftSim - iSim - membership

wor(l)d Phones

A series of privileges customized for your success.

P

26

3.

glossario

27

Master License Pro License Graphic

Retail Bonus License Bonus Team Volume Commission (TVC)

Residual Income Unlimited Brick Development Bonus

Money Box

Generation Bonus Corporate Bonus

wor(l)d Annual Holiday

Super Money Bonus

BMW Dream Car Bonus

Travel Bonus wor(l)d Class Career Plan

M P

Q&AQuestions and Answers

29

1. How do i get paid on demand?Make a sale today and you can request your commissions immediately. You’ll find them instantly loaded on your wor(l)d cash card. Please note: on demand pay is available on e-wallet if any wor(l)d master card isn’t active on the account.

2. When will i receive my world master/maestro card?Once you earn your first commission, your world master/maestro card will be mailed to you by the postal service first class mail. Expected delivery time will be of approximately 7-14 days, depending on your location.With a wor(l)d master/maestro card, commissions can be withdrawn from nearly one million automated teller machines (atms) worldwide or transferred directly to your bank account. If you would like to pay for expedited delivery via DHL, please contact accounting@worldcommunicate.com and we will provide you informations about costs and delivery times.

3. How are Commissions paid?As for Retail Bonus, License Bonus and TVC Residual they will be paid on the e-wallet on-demand. The rest of the Bonus will be paid two days after the end of the commission period of 1 month. Affiliates are eligible to receive Commissions on the bank account or wor(l)d Cash Card after the 15th of the successive Month. Please note that you will need to declare the income of the commission to your local Revenue Departments following your country local rules and regulations for income earned from International trade. An administration fee of 25 US$ will be applied in case the bank information provided are incorrect.

4. When are Commissions calculated?As for Retail Bonus, License Bonus and TVC, they are calculated on demand and can be credited to the e-wallet immediately. The rest of the Compensation Plan bonus are paid two day after the commission period of 1 Month closing, i.e. the commission period closed on October, 31st the remaning commissions will be paid on November, 2nd.

5. What do I have to do to be eligible to receive Team Volume Commissions and the rest of bonuses?Please, find below the conditions that make you able to receive your bonuses:1. You must sponsor two Pro or Masters, one on the Left Team and one on the Right Team;2. You must be current with your monthly membership fee of 30 US$ to partecipate to the Retail Bonus, License Bonus and TVC; 3. You must be current with your monthly business membership fee of 60 US$ to partecipate to the full compensation plan.

6. Does Sales Volume ever flush?Volume is maintained as long as you remain Active with monthly membership of 30 US$ or 60 US$.

7. How do I earn a Brick Development Bonus?You’ll have to sponsor personally one Master on your Left Team and one on your Right Team. Then you’ll have to help them to do the same. Accomplishing these conditions, you will earn the Brick Development Bonus of 20 US$ for each affiliate. There is no limit to the amount of Brick Development Bonuses you can earn.

8. Can I have more than one Business Center? Once you reach the rank of Tutor you will be able to place new affiliate in your second and third business center private teams. Your TVC will be then calculate also on your second and third business center doubling your earns.

9. Do I have a cap on my weekly earning potential? You may earn a maximum Team Commission of 25.000 US$ per week per Business Center. There is a total corporate Cap of 50% on the total amount of commission paid by the company at the end of the commission period. The exceeded amount of commission calculated will be deducted from the commission paid to any single affiliate.

30

10. If I accidentally place someone in the wrong position in my downline, can I move them to the correct one? Commissions are automatically credited to you and your entire upline as sales occur. As such, once a registration is completed, an associate’s position cannot be moved or changed. Please make sure your sponsor and placement selections are correct before proceeding.

11. How do l get paid for the Generation Bonus?Affiliate with Master Pack that is active with Business Membership (45 US$) will partecipate to the Generation Bonus up to 7 levels of generation. The Bonus is calculated on the total amount earned on the TVC bonus by the direct sponsored affiliate up to 7 levels. The percentage of the Generation Bonus earned is from 20% to 50% on the TVC amount earned by your sponsored representative and 7% of the affiliate from the second level up to the 7th level. On the calculation of the Generation Bonus the company will apply a dynamic compression that means all the not active affiliates during the month of the calculation will be compressed allowing downlines to scalate of one position up, granting the earns always on 7 levels. The compressed affiliate - that will be calculated on the representative first generation-will generate 7% of commission and will not count as required Tutor for higher qualification ranks.

12. How many shares of the Corporate Bonus Pool can one affiliate earn? Each affiliate can earn a share for each increment of 600 CV from the previous month, on his weak leg. For example, if the total TVC earned on the left team on the previous month was 1.000 CV and the current month is closed with a total of 2.200 CV, the affiliate had an increment of 1.200 CV that means two shares (2 x 600). The Value of the shares is calculated on the 3% of the total Global sales Volume generated by the company and divided by the number of issued shares. Example if the Global Volume of the company this month has reached 2.000.000 CV the Pool amount is 3% of the CV value: 60.000 US$ and the number of issued shares is 1.000, the value of a single share will be 60 US$. Only Ranks from Franchisor to Manager will partecipate to the Corporate Bonus.

13. How do l keep my Money Box available for my annual anniversary?To Keep earnings available in the Money Box for the affiliate annual anniversary final withdraw, you need to keep the monthly activation with Business Membership (60 US$) for 12 months consecutively.On the date of affiliate wor(l)d subscription Anniversary it will be possible to withdraw the full amount calculated on the 1% of the monthly TVC earned by the representative.

14. When my Annual contract expires (39 US$ Annual and setup fee)?An affiliate enter in agreement with wor(l)d when signs the “wor(l)d Terms and Condition” and pay the setup and annual fee of 39 US$. The contract expires after 12 months from the subscription and need to be renewed in order to keep the position in the organization. An affiliate that has paid the 39 US$ annual and Setup Fee will not partecipate to the wor(l)d Compensation Plan, but will be able to buy products and services at wholesale price or refer them earning the retail fee. The affiliate will not partecipate to the wor(l)d Compensation Plan and will not keep the CV generated in the Binary organization, all the points will be monthly flushed.

15. I've purchased a PRO Pack, can l partecipate to the Compensation Plan?An affiliate who has purchased the Pro Pack will only partecipate to the Retail bonus, License Bonus and TVC with one business center only and a weekly cap of 1.000 US$. The affiliate with Pro Pack need to keep a monthly activation with Membership subscription of 30 US$. v

WOR(l)D:COMMUNICATE.ANYWHERE, ANYWAY.