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DOT HS 812 538 September 2018 Comparison of Differences In Insurance Costs For Passenger Cars, Station Wagons/Passenger Vans, Pickups, and Utility Vehicles on the Basis of Damage Susceptibility; Calendar Years 2015 - 2017

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Page 1: Comparison of Differences In Insurance Costs; For

DOT HS 812 538 September 2018

Comparison of Differences In Insurance Costs For Passenger Cars, Station Wagons/Passenger Vans, Pickups, and Utility Vehicles on the Basis of Damage Susceptibility; Calendar Years 2015 - 2017

Page 2: Comparison of Differences In Insurance Costs; For

DISCLAIMER

This publication is distributed by the U.S. Department of Transportation, National Highway Traffic Safety Administration, in the interest of information exchange. The opinions, findings, and conclusions expressed in this publication are those of the authors and not necessarily those of the Department of Transportation or the National Highway Traffic Safety Administration. The United States Government assumes no liability for its contents or use thereof. If trade or manufacturers’ names or products are mentioned, it is because they are considered essential to the object of the publication and should not be construed as an endorsement. The United States Government does not endorse products or manufacturers.

Suggested APA Format Citation: National Highway Traffic Safety Administration. (2018, September). Comparison of differences in

insurance costs for passenger cars, station wagons/passenger vans, pickups, and utility vehicles on the basis of damage susceptibility; Calendar years 2015 - 2017 (Report No. DOT HS 812 538). Washington, DC: Author.

Page 3: Comparison of Differences In Insurance Costs; For

Deputy Administrator

1200 New Jersey Avenue SE. Washington, DC 20590

Dear Prospective Purchaser:

Here is our December 2017 Relative Collision Insurance Cost Information from the National Highway Traffic Safety Administration, an agency of the U.S. Department of Transportation. Pursuant to NHTSA regulation in Title 49, Code of Federal Regulations, Part 582, Insurance Cost Information Regulation, NHTSA is required to make available to prospective purchasers information regarding comparative insurance costs, based on damage susceptibility and crashworthiness, for makes and models of passenger cars, station wagons/passenger vans, pickups, and utility vehicles.

Under this law, NHTSA is required to produce an updated booklet using information provided by the Highway Loss Data Institute’s (HLDI) December Insurance Collision Report. This online booklet provides NHTSA’s publication of text and data for calendar years 2015, 2016, and 2017 Relative Collision Insurance Cost Information.

Sincerely yours,

Heidi King Deputy Administrator

Page 4: Comparison of Differences In Insurance Costs; For

1

Comparison of Differences in Insurance Costs for Passenger Cars, Station Wagons/Passenger Vans, Pickups, and Utility Vehicles on the Basis of Damage Susceptibility

The National Highway Traffic Safety Administration has provided the information in this CY 2015-2017 online booklet in compliance with Federal law to aid consumers considering the purchase of new vehicles. This online booklet compares differences in relative average loss payments for different makes and models of passenger cars, station wagons/passenger vans, pickups, and utility vehicles on the basis of damage susceptibility for the vehicle.1 However, it does not indicate a vehicle's relative safety for occupants.

The following tables contain the available information regarding the effect of damage susceptibility on insurance premiums. The information was taken from data compiled by the Highway Loss Data Institute (HLDI) in its December 2014, 2015 and 2016 Insurance Collision Reports, reflecting the collision loss experience of passenger cars, station wagons/passenger vans, pickups, and utility vehicles sold in the United States in terms of the average loss payment per insured vehicle year for model years (MYs) 2012-2014, 2013-2015 and 2014-2016, respectively. NHTSA has not verified the data in these tables.

The tables present vehicles' collision loss experience in relative terms, with 100 representing the average for all passenger vehicles. Thus, a rating of 122 reflects a collision loss experience that is 22 percent worse than average while a rating of 96 reflects a collision loss experience that is 4 percent better than average. HLDI’s data presented in its 2014 report shows that relative overall losses range from 49 for the Fiat 500 electric vehicle to 655 for the Ferrari 458 Italia two-door vehicle. The 2015 relative overall losses range from 38 for the Chevrolet Express 3500 series vehicle to 563 for the Ferrari 458 convertible vehicle. The 2016 relative overall losses range from 25 for the Chevrolet Express 3500 series vehicle to 650 for the Bentley Continental GT two-door 4WD vehicle. The tables are not relevant for models that have been substantially redesigned for 2014, 2015, and 2016, and do not include information about models with insufficient claim experience.

Although many insurance companies use the HLDI information to adjust the "base rate" for the collision portion of their insurance premiums, the amount of any such adjustment is usually small. It is unlikely that your total premium will vary more than 10 percent depending upon the collision loss experience of a particular vehicle. If you do not purchase collision coverage or your insurance company does not use the HLDI information, your premium will not vary at all in relation to these rankings.

In setting insurance premiums, insurance companies rely on factors that are not directly related to the vehicle itself (except for its value). They consider driver characteristics such as age, gender, marital status, and driving record, the geographic area in which the vehicle is driven, how many miles are traveled, and how the vehicle is used. However, some companies adjust their premiums for personal injury protection and medical payment coverage if the insured vehicle has features that are likely to improve its crashworthiness, or ability to protect occupants from injury or death, such as air bags. Different insurance companies often charge different premiums for the same driver and vehicle. Therefore, to obtain complete information about insurance premiums, you should contact insurance companies or their agents directly.

Test data relating to vehicle crashworthiness is available from NHTSA’s 5-Star Safety Ratings program. The program provides comparative information on the safety of new vehicles to assist consumers with vehicle purchasing decisions. Every year, the 5-Star Safety Ratings program

1 These online booklets reflect the vehicle groupings as revised by HLDI since implementation of NHTSA’s final rule (See 60 FR 15509, March 24, 1995)

Page 5: Comparison of Differences In Insurance Costs; For

rates selected new vehicles for frontal and side crashworthiness and rollover resistance. Beginning in 2010, vehicles that are equipped with three recommended advanced crash avoidance technologies that help drivers avoid crashes and meet the performance requirements set forth under the program are given credit on NHTSA’s website, www.nhtsa.gov/theft. Information on vehicles that NHTSA has tested under the 5-Star Safety Ratings program can be obtained from a new vehicle’s price sticker (known as the Monroney label), by calling NHTSA’s toll-free Auto Safety Hotline at 888-327-4236, and through the website at www.nhtsa.gov/theft.

Where they appear in the list, LWB = Long Wheel Base and SWB = Short Wheel Base; 4WD = 4 wheel drive and 2WD = 2 wheel drive.

Page 6: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

3

Collision Insurance Losses Model Years 2012 – 2014 Passenger Motor Vehicles

All Passenger Cars 110

Micro Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year

2-door models 74 Smart ForTwo convertible 56 Smart ForTwo 62 Scion iQ 89 4-door models 122 Mitsubishi Mirage 155

Mini Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 82 Fiat 500 electric 49 Fiat 500 convertible 67 Fiat 500 74 Mini Cooper convertible 78 Mini Cooper Roadster convertible 82 Mini Cooper Clubman 85 Mini Cooper Coupe 86 Toyota Yaris 105 4-door models 108 Toyota Yaris 100 Kia Rio 104 Mazda 2 107 Hyundai Accent 108 Ford Fiesta 109 Chevrolet Spark 112

Page 7: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

4

Station wagons 89 Kia Rio 94 Hyundai Accent 97 Ford Fiesta 100 Sports models 66 Mazda MX-5 Miata convertible 66

Small Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 119 Volkswagen New Beetle convertible 91 Honda Civic 100 Volkswagen New Beetle 106 Hyundai Veloster 108 Hyundai Elantra 115 Honda CR-Z hybrid 115 Mini Paceman 117 Hyundai Veloster turbo 117 Honda Civic Si 125 Scion tC 139 Subaru BRZ 171 Scion FR-S 202 4-door models 104 Mazda 3 88 Mazda 3 hatchback 91 Honda Civic 92 Nissan Leaf electric 92 Honda Civic hybrid 92 Acura ILX hybrid 93 Chevrolet Cruze 93 Hyundai Elantra GT 97 Chevrolet Volt electric 98 Acura ILX 98 Toyota Prius hybrid 100 Hyundai Elantra 100 Chevrolet Sonic 102

Page 8: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

5

Nissan Juke 103 Toyota Prius plug-in hybrid 104 Subaru Impreza 4WD 104 Volkswagen Golf 106 Nissan Juke 4WD 106 Dodge Dart 109 Ford Focus 111 Honda Insight hybrid 113 Honda Civic Si 113 Nissan Versa 113 Kia Forte 115 Toyota Prius C hybrid 117 Volkswagen GTI 118 Nissan Sentra 123 Mitsubishi Lancer hatchback 132 Toyota Corolla 135 Mitsubishi Lancer 150 Mitsubishi Lancer 4WD 167 Subaru Impreza WRX 4WD 177 Mitsubishi Lancer Evolution 4WD 261 Station wagons 94 Subaru XV Crosstrek hybrid 4WD 69 Subaru XV Crosstrek 4WD 77 Scion xB 82 Mini Countryman 2WD 83 Chevrolet Sonic 84 Kia Soul 89 Scion xD 90 Mini Countryman 4WD 92 Ford C-Max plug-in-hybrid 93 Toyota Prius V hybrid 94 Nissan Cube 98 Subaru Impreza 4WD 99 Ford Focus electric 101 Ford Focus 101 Ford C-Max hybrid 102 Fiat 500L 110 Nissan Versa Note 117 Subaru Impreza WRX 4WD 143

Page 9: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

6

Sports models 140 Porsche Boxster convertible 130 Mercedes-Benz SLK class convertible 131 BMW Z4 convertible 134 Porsche Cayman 2dr 150 Audi TT convertible 4WD 161 Audi TT 2dr 4WD 162 Audi TTS 2dr 4WD 226

Midsize Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 124 Chrysler 200 convertible 79 Volkswagen Eos convertible 103 Honda Accord 117 Hyundai Genesis 187 4-door models 106 Subaru Legacy with Eyesight 4WD 74 Subaru Legacy 4WD 88 Buick Verano 93 Honda Accord 94 Chevrolet Malibu 96 Volkswagen Passat 100 Acura TSX 102 Mazda 6 103 Hyundai Sonata 104 Honda Accord hybrid 106 Toyota Camry 110 Chrysler 200 110 Volkswagen Jetta 112 Nissan Altima 113 Ford Fusion 113 Ford Fusion 4WD 116 Kia Optima 116 Dodge Avenger 119 Toyota Camry hybrid 119 Ford Fusion hybrid 120

Page 10: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

7

Nissan Maxima 125 Volkswagen CC 126 Kia Optima hybrid 128 Volkswagen Jetta hybrid 139 Hyundai Sonata hybrid 143 Ford Fusion plug-in hybrid 145 Volkswagen CC 4WD 189 Station wagons 77 Subaru Outback 4WD 69 Subaru Outback with Eyesight 4WD 74 Mazda 5 81 Acura TSX 85 Volkswagen Jetta 103 Sports models 144 Ford Mustang Shelby GT500 convertible 86 Ford Mustang convertible 101 Nissan 370Z convertible 103 Ford Mustang GT convertible 108 Chevrolet Corvette convertible 122 Ford Mustang GT 2dr 137 Ford Mustang 2dr 143 Chevrolet Corvette 2dr 148 Ford Mustang Shelby GT500 2dr 156 Nissan 370Z 2dr 176 Porsche 911 Carrera convertible 177 Porsche 911 Carrera 2dr 182 Mercedes-Benz SL class convertible 188 Ferrari California convertible 279 Nissan GT-R 2dr 4WD 348 Ferrari 458 convertible 374 Ferrari 458 Italia 2dr 655 Luxury models 139 Acura TL 4dr 92 Acura TL 4dr 4WD 99 Lexus IS 350 convertible 100 Volvo S60 4dr 103

Page 11: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

8

Lexus CT 200h hybrid 4dr 118 Volvo S60 4dr 4WD 121 Cadillac ATS 4dr 121 Lexus IS 250 convertible 126 Cadillac ATS 4dr 4WD 128 Lexus ES 350 4dr 130 Lincoln MKZ 4dr 131 BMW 3 series 4dr 132 BMW 3 series 4dr 4WD 133 BMW 3 series station wagon 4WD 138 Infiniti Q50 4dr 138 Infiniti Q50 4dr 4WD 139 Lexus ES 300h hybrid 4dr 139 BMW 328 xi GT 4d 4WD 140 Lincoln MKZ 4dr 4WD 144 Audi A5 convertible 149 Lincoln MKZ hybrid 4dr 153 Mercedes-Benz C class 4dr 4WD 153 Audi A4 4dr 4WD 154 Audi A4 Allroad station wagon 4WD 154 Mercedes-Benz CLA class 4dr 154 Audi A5 convertible 4WD 154 Mercedes-Benz C class 4dr 156 BMW 4 series 2dr 157 Mercedes-Benz C class 2dr 4WD 160 Lexus IS 250 4dr 166 Lexus IS 250 4dr 4WD 172 Audi A4 4dr 175 Lexus IS 350 4dr 180 BMW 4 series 4WD 183 BMW 3 series hybrid 4dr 185 Mercedes-Benz C class 2dr 187 Audi S5 convertible 4WD 188 Audi A5 2dr 4WD 192 Audi S4 4dr 4WD 212 Lexus IS 350 4dr 4WD 219 Audi S5 2dr 4WD 228 Audi RS5 2dr 4WD 264

Page 12: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

9

Large Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 158 Dodge Challenger SRT-8 147 Dodge Challenger 159 4-door models 112 Buick LaCrosse 95 Buick Regal 98 Chevrolet Impala 99 Chrysler 300 4WD 101 Ford Taurus 109 Ford Taurus 4WD 113 Dodge Charger 4WD 113 Toyota Avalon 115 Kia Cadenza 116 Hyundai Azera 118 Buick LaCrosse 4WD 121 Chrysler 300 122 Chrysler 300 HEMI 4WD 126 Dodge Charger HEMI 4WD 131 Toyota Avalon hybrid 132 Chrysler 300 HEMI 136 Dodge Charger 142 Ford Taurus SHO 4WD 144 Dodge Charger HEMI 155 Sports models 152 Chevrolet Camaro convertible 88 Chevrolet Camaro ZL1 convertible 109 Jaguar XK convertible 120 Chevrolet Camaro 2dr 132 Porsche Panamera 4dr 245 Chevrolet Camaro ZL1 2dr 263 Maserati Granturismo convertible 277 Porsche Panemera GTS 4dr 4WD 292 Porsche Panamera turbo 4dr 4WD 349 Maserati Granturismo 2dr 367

Page 13: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

10

Luxury models 157 Volvo S80 4dr 75 Volvo XC70 station wagon 81 Cadillac CTS station wagon 4WD 82 Volvo XC70 station wagon 4WD 83 Cadillac CTS 4dr 4WD 95 Cadillac CTS 4dr 108 Cadillac CTS 2dr 112 Volvo S80 4dr 4WD 112 Cadillac CTS 2dr 4WD 119 Hyundai Genesis 4dr 125 Cadillac CTS-V station wagon 132 Infiniti Q70/M series 4WD 137 Infiniti Q70/M series 137 BMW 5 series 4dr 142 Mercedes-Benz E class convertible 142 Mercedes-Benz E class 4dr 142 Lexus GS 450h hybrid 4dr 143 BMW 5 series 4dr 4WD 146 Acura RLX 4dr 148 Mercedes-Benz E class station wagon 4WD 153 Mercedes-Benz E class 4dr 4WD 154 Infiniti Q70/M series hybrid 156 Lexus GS 350 4dr 156 Audi A6 4dr 160 Audi A6 4dr 4WD 165 Mercedes-Benz E class 2dr 169 Jaguar XF 4dr 171 BMW 6 series convertible 171 Cadillac CTS-V 2dr 175 Jaguar XF 4dr 4WD 178 Mercedes-Benz CL class 2dr 4WD 178 Mercedes-Benz E class 2dr 4WD 181 Lexus GS 350 4dr 4WD 183 Cadillac CTS-V 4dr 205 Audi A7 4dr 4WD 216 BMW 6 series 4dr 4WD 222 Audi S6 4dr 4WD 225 BMW 6 series convertible 4WD 235 Jaguar F-Type convertible 237 BMW M6 convertible 238

Page 14: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

11

Mercedes-Benz CLS class 4dr 240 Mercedes-Benz CLS class 4dr 4WD 240 BMW 6 series 2dr 243 BMW 6 series 4dr 243 Jaguar XJ 4dr LWB 254 Jaguar XJ 4dr 262 BMW M5 4dr 268 Jaguar XJ 4dr LWB 4WD 276 Audi S7 4dr 4WD 313 BMW 6 series 2dr 4WD 337 Tesla Model S 4dr electric 339

Very Large Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year Station wagons/minivans 88 Honda Odyssey 81 Dodge Grand Caravan 83 Chrysler Town & Country LWB 84 Nissan Quest 96 Kia Sedona 101 Toyota Sienna 101 Toyota Sienna 4WD 108 Luxury models 188 Lincoln MKS 4dr 113 Cadillac XTS 4dr 4WD 118 Cadillac XTS 4dr 120 Lincoln MKS 4dr 4WD 136 BMW 535 i GT 4dr 4WD 141 Lexus LS 460 4dr 142 Hyundai Equus 4dr 151 Lincoln MKS Ecoboost 4dr 4WD 151 BMW 7 series 4dr LWB 171 BMW 535 i GT 4dr 172 Lexus LS 460 L 4dr 176 BMW 7 series 4dr 178 Mercedes-Benz S class 4dr 187 Lexus LS 460 4dr 4WD 196

Page 15: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

12

BMW 7 series 4dr 4WD LWB 196 BMW 7 series 4dr 4WD 212 Audi A8 4dr 4WD 251 Audi S8 4dr 4WD 276 Mercedes-Benz S class 4dr 4WD 280 Lexus LS 460 L 4dr 4WD 300 Audi A8L 4dr 4WD 314 Bentley Continental GT 2dr 4WD 456 Bentley Continental GTC convertible 4WD 497

All pickups, sport utility vehicles, and vans 87

All pickups 86 All small pickups 78

Pickups

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 67 Toyota Tacoma 4WD 62 Toyota Tacoma 75 2-door plus models 76 Nissan Frontier ext. cab 4WD 70 Nissan Frontier ext. cab 72 Toyota Tacoma xtra cab 4WD 75 Toyota Tacoma xtra cab 84 4-door models 81 Nissan Frontier crew cab LWB 70 Nissan Frontier crew cab SWB 77 Nissan Frontier crew cab LWB 4WD 78 Nissan Frontier crew cab SWB 4WD 79 Toyota Tacoma double cab 80 Toyota Tacoma double cab 4WD 84 Toyota Tacoma double cab LWB 84 Toyota Tacoma double cab LWB 4WD 88

Page 16: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

13

All large pickups 86

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 74 Ford F-150 55 Ram 1500 LWB 66 Chevrolet Silverado 1500 4WD 69 Ram 1500 LWB 4WD 70 Ford F-150 4WD 71 Ram 1500 SWB 4WD 77 Ram 1500 SWB 85 Chevrolet Silverado 1500 88 2-door plus models 82 Ford F-150 super cab 68 Ford F-150 super cab 4WD 71 Nissan Titan ext. cab 91 Nissan Titan ext. cab 4WD 109 4-door models 88 Honda Ridgeline crew cab 4WD 71 Ford F-150 crew cab 71 GMC Sierra 1500 ext. cab 74 Chevrolet Silverado 1500 ext. cab 4WD 78 GMC Sierra 1500 crew cab 81 Ford F-150 crew cab 4WD 82 Chevrolet Silverado 1500 ext. cab 82 Chevrolet Silverado 1500 crew cab 84 Ram 1500 crew cab SWB 86 Ram 1500 crew cab LWB 86 Toyota Tundra CrewMax 86 GMC Sierra 1500 crew cab 4WD 87 GMC Sierra 1500 ext. cab 4WD 88 Ram 1500 ext. cab 4WD 88 Ram 1500 ext. cab 89 Toyota Tundra double cab 4WD 91 Ram 1500 crew cab SWB 4WD 93 Toyota Tundra CrewMax 4WD 96

Page 17: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

14

Toyota Tundra double cab LWB 4WD 97 Toyota Tundra double cab 100 Nissan Titan crew cab 4WD 100 Chevrolet Silverado 1500 crew cab 4WD 101 Nissan Titan crew cab 102 Ram 1500 crew cab LWB 4WD 110

All very large pickups 94

Make Model

Relative Average Loss Payment per Insured

Vehicle Year

2-door models 69 Ford F-250 4WD 59 Ford F-350 4WD 60 GMC Sierra 2500 4WD 64 Ram 2500 4WD 64 Chevrolet Silverado 2500 4WD 71 Chevrolet Silverado 3500 4WD 91 Ram 3500 4WD 136 2-door plus models 82 Ford F-250 super cab 66 Ford F-350 super cab 4WD 69 Ford F-250 super cab 4WD 83 4-door models 97 Chevrolet Silverado 2500 crew cab 65 GMC Sierra 2500 crew cab 76 Ford F-250 crew cab 81 Ford F-250 crew cab 4WD 85 GMC Sierra 3500 crew cab 4WD 86 Ram 2500 crew cab SWB 4WD 94 Chevrolet Silverado 2500 crew cab 4WD 94 GMC Sierra 2500 crew cab 4WD 96 Ram 2500 crew cab SWB 96 Ford F-350 crew cab 4WD 98 Ram 2500 crew cab LWB 4WD 98 Ram 2500 crew cab LWB 98 Ram 2500 mega cab 4WD 100 Chevrolet Silverado 3500 crew cab 4WD 103

Page 18: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

15

Ram 3500 crew cab SWB 4WD 103 Ram 3500 mega cab 4WD 113 Ford F-450 crew cab 4WD 115 Ford F-350 crew cab 117 Ram 3500 crew cab LWB 4WD 126 Ram 3500 crew cab LWB 129

All Sport Utility Vehicles 87

Make Model

Relative Average Loss Payment per Insured

Vehicle Year Small Sport Utility Vehicles 80 Jeep Wrangler 2dr SWB 4WD 52 Honda CR-V 4dr 69 Mazda CX-5 4dr 70 Honda CR-V 4dr 4WD 71 Jeep Patriot 4dr 4WD 73 Mazda CX-5 4dr 4WD 74 Hyundai Tucson 4dr 75 Subaru Forester 4dr 4WD 75 Jeep Patriot 4dr 79 Kia Sportage 4dr 79 Jeep Compass 4dr 4WD 80 Hyundai Tucson 4dr 4WD 81 Ford Escape 4dr 4WD 82 Ford Escape 4dr 83 Jeep Compass 4dr 83 Mitsubishi Outlander 4dr 84 Kia Sportage 4dr 4WD 84 Volkswagen Tiguan 4dr 86 Subaru Forester 4dr 4WD with Eyesight 87 Nissan Rogue 4dr 88 Nissan Rogue Select 4dr 89 Nissan Rogue Select 4dr 4WD 90 Volkswagen Tiguan 4dr 4WD 92 Toyota RAV4 4dr 92 Nissan Rogue 4dr 4WD 93 Toyota RAV4 4dr 4WD 94 Mitsubishi Outlander 4dr 4WD 94 Mitsubishi Outlander Sport 4dr 4WD 115

Page 19: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

16

Mitsubishi Outlander Sport 4dr 126

Midsize Sport Utility Vehicles 82

Make Model

Relative Average Loss Payment per Insured

Vehicle Year

Jeep Wrangler 4dr 4WD 56 Nissan Xterra 4dr 59 Toyota FJ Cruiser 4dr 61 Nissan Xterra 4dr 4WD 64 Toyota FJ Cruiser 4dr 4WD 68 Jeep Cherokee 4dr 69 Nissan Murano convertible 4WD 71 Honda Pilot 4dr 71 Toyota 4Runner 4dr 72 Subaru B9 Tribeca 4dr 4WD 75 Ford Edge 4dr 75 Jeep Cherokee 4dr 4WD 76 Jeep Grand Cherokee 4dr 78 Toyota Highlander 4dr 4WD 78 Nissan Murano 4dr 78 Toyota 4Runner 4dr 4WD 80 Nissan Murano 4dr 4WD 80 Dodge Journey 4dr 4WD 80 Ford Edge 4dr 4WD 80 Honda Pilot 4dr 4WD 81 Dodge Journey 4dr 81 Mazda CX-9 4dr 83 Toyota Highlander 4dr 85 Chevrolet Equinox 4dr 4WD 85 Chevrolet Equinox 4dr 85 Kia Sorento 4dr 85 Ford Explorer 4dr 86 Chevrolet Captiva Sport 4dr 86 Kia Sorento 4dr 4WD 86 Hyundai Santa Fe Sport 4dr 87 Ford Flex 4dr 89 Jeep Grand Cherokee 4dr 4WD 89 Honda Accord Crosstour 4dr 90 Toyota Venza 4dr 90

Page 20: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

17

GMC Terrain 4dr 92 Honda Accord Crosstour 4dr 4WD 93 GMC Terrain 4dr 4WD 93 Ford Explorer 4dr 4WD 95 Hyundai Santa Fe 4dr 4WD 99 Mazda CX-9 4dr 4WD 100 Toyota Venza 4dr 4WD 100 Hyundai Santa Fe Sport 4dr 4WD 102 Hyundai Santa Fe 4dr 102 Ford Flex 4dr 4WD 104 Nissan Pathfinder 4dr 105 Nissan Pathfinder 4dr 4WD 114

Large Sport Utility Vehicles 80

Make Model

Relative Average Loss Payment per Insured

Vehicle Year

GMC Yukon 4dr 67 GMC Acadia 4dr 69 Chevrolet Tahoe 4dr 4WD 69 Chevrolet Traverse 4dr 70 Ford Expedition 4dr 71 Chevrolet Traverse 4dr 4WD 72 Chevrolet Tahoe 4dr 73 GMC Yukon 4dr 4WD 76 GMC Acadia 4dr 4WD 78 Ford Expedition 4dr 4WD 80 Toyota Sequoia 4dr 81 Toyota Sequoia 4dr 4WD 85 Buick Enclave 4dr 87 Dodge Durango 4dr 87 Nissan Armada 4dr 93 Dodge Durango 4dr 4WD 93 Buick Enclave 4dr 4WD 95 Nissan Armada 4dr 4WD 114 Volkswagen Touareg 4dr 4WD 140

Page 21: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

18

Very Large Sport Utility Vehicles 81

Make Model

Relative Average Loss Payment per Insured

Vehicle Year Chevrolet Suburban 1500 4dr 72 GMC Yukon XL 1500 4dr 73 Ford Expedition EL 4dr 77 GMC Yukon XL 1500 4dr 4WD 79 Chevrolet Suburban 1500 4dr 4WD 82 Ford Expedition EL 4dr 4WD 85

Luxury Sport Utility Vehicles

Make Model

Relative Average Loss Payment per Insured

Vehicle Year Small Luxury Sport Utility Vehicles 110 Buick Encore 4dr 4WD 69 Buick Encore 4dr 89 BMW X1 4dr 97 BMW X1 4dr 4WD 110 Land Rover Range Rover Evoque 4dr 4WD 145 Land Rover Range Rover Evoque 2dr 4WD 150 Midsize Luxury Sport Utility Vehicles 112 Acura RDX 4dr 64 Acura RDX 4dr 4WD 70 Acura MDX 4dr 76 Volvo XC60 4dr 76 Acura MDX 4dr 4WD 85 Volvo XC60 4dr 4WD 86 Lincoln MKX 4dr 4WD 87 Lincoln MKX 4dr 88 Volvo XC90 4dr 4WD 90 Volvo XC90 4dr 94 Infiniti QX50/EX series 97 Cadillac SRX 4dr 98 Land Rover LR2 4dr 4WD 101 Cadillac SRX 4dr 4WD 104

Page 22: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

19

Infiniti QX50/EX series 4WD 106 Infiniti QX70/FX series 109 BMW X5 4dr 4WD 110 Lexus RX 350 4dr 111 Infiniti QX60/JX series 113 BMW X3 4dr 4WD 115 Lincoln MKT 4dr 115 Infiniti QX60/JX series 4WD 116 Lincoln MKT 4dr 4WD 120 Lexus RX 350 4dr 4WD 123 Lexus RX 450h hybrid 4dr 127 Infiniti QX70/FX series 4WD 130 Mercedes-Benz M class 4dr 131 Mercedes-Benz M class 4dr 4WD 132 Lexus RX 450h hybrid 4dr 4WD 134 Audi Q5 4dr 4WD 136 Mercedes-Benz GLK class 4dr 4WD 137 Mercedes-Benz GLK class 4dr 139 Audi Q5 hybrid 4dr 4WD 150 BMW X5 4dr 157 BMW X6 4dr 4WD 208 Audi SQ5 4dr 4WD 243 BMW X6 M 4dr 4WD 282 Large Luxury Sport Utility Vehicles 137 Toyota Land Cruiser 4dr 4WD 84 Land Rover LR4 4dr 4WD 89 Cadillac Escalade 4dr 4WD 97 Cadillac Escalade 4dr 101 Infiniti QX80/QX series 105 Lexus GX 460 4dr 4WD 105 Infiniti QX80/QX series 4WD 119 Land Rover Range Rover Sport 4dr 4WD 125 Lexus LX 570 4dr 4WD 158 Mercedes-Benz GL class 4dr 4WD 160 Porsche Cayenne 4dr 4WD 166 Audi Q7 4dr 4WD 166 Porsche Cayenne hybrid 4dr 4WD 177 Land Rover Range Rover 4dr 4WD 189 Mercedes-Benz G class 4dr 4WD 273

Page 23: Comparison of Differences In Insurance Costs; For

Calendar Year 2015

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2012 – 2014 is included in the class averages.

20

Very Large Luxury Sport Utility Vehicles 104 Cadillac Escalade ESV 4dr 75 Lincoln Navigator 4dr 4WD 101 Cadillac Escalade ESV 4dr 4WD 105 Lincoln Navigator L 4dr 110 Lincoln Navigator 4dr 111 Lincoln Navigator L 4dr 4WD 115

All Cargo/Passenger Vans 70

Cargo/Passenger Vans

Make Model

Relative Average Loss Payment per Insured

Vehicle Year Ford E-350 Econoline 50 Ford E-350 Econoline cargo 56 Chevrolet Express 2500 cargo series 57 GMC Savana 1500 cargo series 59 Chevrolet Express 1500 cargo series 60 Nissan NV 3500 61 Ford E-250 Econoline cargo 65 Chevrolet Express 3500 series 66 Nissan NV 1500 cargo 69 Mercedes-Benz Sprinter 2500 73 Nissan NV 2500 cargo 77 GMC Savana 2500 cargo series 79 Ford E-150 Econoline cargo 79 Ram Grand Caravan cargo 87 Mercedes-Benz Sprinter 2500 cargo 92 Nissan NV 2500/3500 van cargo 104

Relative results are computed for individual model years and then combined through a weighted average to produce the 3-year relative result. The all-passenger-vehicle “100 =” value is given for reference only and can only be used as a rough estimate to convert from relative to absolute results

Minimum requirement for reporting: 1,000 vehicle years of exposure or 100 claims.

If you would like more details about the information in these tables, or wish to obtain the complete Insurance Collision Report, please contact HLDI directly, at:

Highway Loss Data Institute

1005 North Glebe Road Arlington, VA 22201 Tel: (703) 247-1600

Page 24: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

21

Collision Insurance Losses Model Years 2013 – 2015 Passenger Motor Vehicles

All Passenger Cars 111

Micro Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 63 Smart ForTwo electric 54 Smart ForTwo 59 Smart ForTwo convertible 59 Scion iQ 77 4-door models 135 Mitsubishi Mirage 135

Mini Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 79 Mini Cooper Roadster convertible 57 Fiat 500 72 Mini Cooper Coupe 72 Fiat 500 electric 73 Fiat 500 convertible 76 Mini Cooper convertible 80 Mini Cooper 92 Toyota Yaris 94 4-door models 105 Chevrolet Spark electric 78 Toyota Yaris 96 Kia Rio 101 Mini Cooper 103

Page 25: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

22

Chevrolet Spark 104 Ford Fiesta 106 Hyundai Accent 111 Station wagons 88 Honda Fit 89 Kia Rio 90 Ford Fiesta 96 Hyundai Accent 98 Sports models 76 Mazda MX-5 Miata convertible 76

Small Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 122 Volkswagen New Beetle convertible 85 Mini Paceman 93 Volkswagen New Beetle 101 Honda Civic 101 Honda CR-Z hybrid 106 Hyundai Veloster 109 Volkswagen Golf 109 Kia Forte 114 Mini Paceman 4WD 114 Hyundai Veloster turbo 116 Honda Civic Si 126 Volkswagen GTI 130 Scion tC 133 Subaru BRZ 156 Scion FR-S 184 4-door models 106 Chevrolet Volt electric 89 Nissan Leaf electric 89 Honda Civic hybrid 90 Mazda 3 hatchback 91 Honda Civic 92

Page 26: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

23

Volkswagen Golf 95 Hyundai Elantra GT 95 Acura ILX 96 Chevrolet Cruze 96 Toyota Prius plug-in hybrid 98 Mazda 3 99 Toyota Prius hybrid 101 Nissan Juke 101 Hyundai Elantra 102 Chevrolet Sonic 104 Subaru Impreza 4WD 104 Nissan Juke 4WD 107 Dodge Dart 107 Ford Focus 109 Toyota Prius c hybrid 113 Kia Forte 114 Volkswagen GTI 115 Nissan Versa 116 Nissan Sentra 120 Honda Civic Si 123 Toyota Corolla 133 Subaru WRX 4WD 141 Mitsubishi Lancer 4WD 149 Mitsubishi Lancer 153 Mitsubishi Lancer Evolution 4WD 225 Station wagons 93 Subaru XV Crosstrek 4WD 75 Mini Countryman 2WD 77 Mini Countryman 4WD 84 Scion xB 86 Chevrolet Sonic 86 Ford Focus electric 87 Kia Soul 89 Subaru XV Crosstrek hybrid 4WD 92 Toyota Prius v hybrid 94 Subaru Impreza 4WD 96 Ford C-Max plug-in hybrid 97 Subaru XV Crosstrek 4WD with Eyesight 98 Ford C-Max hybrid 99 Kia Forte 102

Page 27: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

24

Ford Focus 106 Fiat 500L 112 Nissan Versa Note 112 Sports models 142 Mercedes-Benz SLK class convertible 126 BMW Z4 convertible 131 Porsche Boxster convertible 135 Audi TTS 2dr 4WD 141 Audi TT 2dr 4WD 168 Porsche Cayman 2dr 183 Luxury models 92 BMW i3 electric station wagon 91

Midsize Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 125 Volkswagen Eos convertible 88 Honda Accord 110 Hyundai Genesis 178 4-door models 106 Subaru Legacy with Eyesight 4WD 71 Subaru Legacy 4WD 74 Honda Accord 91 Buick Verano 92 Chevrolet Malibu 94 Honda Accord hybrid 96 Mazda 6 99 Volkswagen Passat 101 Nissan Altima 110 Toyota Camry 110 Ford Fusion 110 Volkswagen Jetta 110 Ford Fusion 4WD 115 Kia Optima 115 Chrysler 200 4WD 117

Page 28: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

25

Chrysler 200 117 Toyota Camry hybrid 124 Ford Fusion hybrid 125 Volkswagen Jetta hybrid 128 Ford Fusion plug-in hybrid 128 Hyundai Sonata 129 Volkswagen CC 132 Hyundai Sonata hybrid 142 Kia Optima hybrid 143 Volkswagen CC 4WD 162 Station wagons 71 Subaru Outback with Eyesight 4WD 57 Subaru Outback 4WD 58 Volvo V60 68 Mazda 5 86 Volvo V60 4WD 136 Sports models 148 Chevrolet Corvette convertible 99 Chevrolet Corvette 2dr 116 Nissan 370Z convertible 129 Dodge Viper 2dr 147 Nissan 370Z 2dr 164 Mercedes-Benz SL class convertible 170 Ford Mustang GT 2dr 171 Ford Mustang 2dr 175 Chevrolet Corvette Z06 2dr 176 Porsche 911 Carrera 2dr 191 Porsche 911 Carrera convertible 197 Porsche 911 Turbo 2dr 4WD 349 Nissan GT-R 2dr 4WD 373 Ferrari 458 convertible 563 Luxury models 142 Acura TLX 4dr 90 Lexus IS 350 convertible 98 Volvo S60 4dr 103 BMW 3 series station wagon 4WD 107 Volvo S60 4dr 4WD 111 Acura TLX 4dr 4WD 120

Page 29: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

26

Cadillac ATS 4dr 121 BMW 3 series 4dr 4WD 125 BMW 4 series convertible 4WD 126 Lexus ES 350 4dr 126 BMW 3 series 4dr 127 Cadillac ATS 4dr 4WD 127 Lexus CT 200h hybrid 4dr 128 BMW 4 series convertible 129 BMW 4 series 4dr 131 Lexus IS 250 convertible 135 Lincoln MKZ 4dr 137 BMW 2 series 2dr 138 Lexus ES 300h hybrid 4dr 138 Lincoln MKZ 4dr 4WD 140 Audi A4 Allroad station wagon 4WD 145 Audi A3 4dr 4WD 147 Audi A5 convertible 4WD 147 Lincoln MKZ hybrid 4dr 148 Infiniti Q40 4dr 4WD 148 Infiniti Q50 4dr 148 Infiniti Q60 convertible 148 Mercedes-Benz C class 2dr 4WD 150 Audi A3 4dr 152 Infiniti Q50 4dr 4WD 155 Mercedes-Benz C class 4dr 4WD 155 BMW M235 i 2dr 155 Mercedes-Benz CLA class 4dr 155 BMW 4 series 4dr 4WD 159 Audi A4 4dr 4WD 160 Mercedes-Benz C class 4dr 161 Infiniti Q50 hybrid 4dr 161 Audi S5 convertible 4WD 162 Lexus IS 350 4dr 165 Lexus RC 350 2dr 4WD 167 BMW 3 series hybrid 4dr 168 Infiniti Q40 4dr 169 BMW 4 series 2dr 171 Infiniti Q60 2dr 176 Lexus IS 250 4dr 4WD 177 Lexus IS 250 4dr 179 Audi A4 4dr 179

Page 30: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

27

Mercedes-Benz C class 2dr 180 Jaguar F-Type convertible 181 Infiniti Q50 hybrid 4dr 4WD 185 BMW 4 series 2dr 4WD 190 Infiniti Q60 2dr 4WD 193 Audi A5 2dr 4WD 196 Audi S5 2dr 4WD 197 Lexus IS 350 4dr 4WD 200 Audi S4 4dr 4WD 206 Mercedes-Benz CLA class 4dr 4WD 226 Audi RS5 2dr 4WD 230 Jaguar F-Type 2dr 272 BMW M3 4dr 302 BMW M4 2dr 310

Large Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 160 Dodge Challenger SRT-8 135 Dodge Challenger 162 4-door models 115 Buick Regal 96 Buick LaCrosse 96 Chevrolet Impala Limited 100 Buick LaCrosse 4WD 101 Chevrolet Impala 104 Chrysler 300 4WD 109 Ford Taurus 109 Buick Regal 4WD 113 Toyota Avalon 113 Hyundai Azera 115 Chrysler 300 115 Kia Cadenza 115 Ford Taurus 4WD 120 Toyota Avalon hybrid 120 Dodge Charger 4WD 124 Chrysler 300 HEMI 125

Page 31: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

28

Chevrolet SS 142 Ford Taurus SHO 4WD 143 Dodge Charger 148 Dodge Charger HEMI 156 Sports models 155 Chevrolet Camaro convertible 92 Chevrolet Camaro ZL1 convertible 111 Jaguar XK convertible 119 Chevrolet Camaro 2dr 139 Jaguar XK 2dr 167 Maserati Granturismo convertible 221 Chevrolet Camaro ZL1 2dr 222 Porsche Panamera 4dr 236 Porsche Panamera turbo 4dr 4WD 242 Porsche Panamera GTS 4dr 4WD 246 Maserati Granturismo 2dr 407 Luxury models 164 Volvo XC70 station wagon 69 Volvo XC70 station wagon 4WD 79 Volvo S80 4dr 82 Volvo S80 4dr 4WD 93 Cadillac CTS 4dr 123 BMW 328 xi GT 4d 4WD 124 Cadillac CTS 4dr 4WD 127 Acura RLX 4dr 128 Infiniti Q70/M series 4WD 133 Infiniti Q70/M series 139 Mercedes-Benz E class station wagon 4WD 140 BMW 5 series 4dr 4WD 143 BMW 5 series 4dr 144 Mercedes-Benz E class 4dr 146 Audi A6 4dr 146 Mercedes-Benz E class convertible 149 BMW 335 xi GT 4d 4WD 153 Audi A6 4dr 4WD 153 Hyundai Genesis 4dr 154 Mercedes-Benz E class 4dr 4WD 157 Mercedes-Benz E class 2dr 4WD 158 BMW 5 series hybrid 4dr 160

Page 32: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

29

Lexus GS 350 4dr 160 Mercedes-Benz E class 2dr 166 Jaguar XJ 4dr 4WD 169 BMW 6 series convertible 169 Lexus GS 350 4dr 4WD 169 Jaguar XF 4dr 169 Cadillac CTS-V 2dr 174 Jaguar XF 4dr 4WD 206 Audi A7 4dr 4WD 207 Lexus GS 450h hybrid 4dr 208 Jaguar XJ 4dr LWB 210 BMW 6 series 4dr 219 Mercedes-Benz CLS class 4dr 4WD 221 Mercedes-Benz CLS class 4dr 227 Audi S6 4dr 4WD 228 BMW 6 series 2dr 228 BMW 6 series 4dr 4WD 234 BMW 6 series convertible 4WD 238 Jaguar XJ 4dr LWB 4WD 238 Jaguar XJ 4dr 254 Maserati Ghibli 4dr 257 BMW M5 4dr 284 BMW M6 4dr 288 Audi S7 4dr 4WD 300 Tesla Model S 4dr electric 324 Tesla Model S 4dr electric 4WD 333 BMW M6 convertible 349 Audi RS7 4dr 4WD 352 BMW 6 series 2dr 4WD 359 Maserati Ghibli 4dr 4WD 359 BMW M6 2dr 387

Page 33: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

30

Very Large Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year Station wagons/minivans 86 Honda Odyssey 78 Dodge Grand Caravan 79 Chrysler Town & Country LWB 83 Nissan Quest 96 Toyota Sienna 99 Kia Sedona 102 Toyota Sienna 4WD 106 Luxury models 174 Cadillac XTS 4dr 4WD 113 Cadillac XTS 4dr 113 Lincoln MKS 4dr 121 Lincoln MKS 4dr 4WD 135 Lincoln MKS Ecoboost 4dr 4WD 139 Hyundai Equus 4dr 155 Lexus LS 460 4dr 155 BMW 535 i GT 4dr 4WD 171 BMW 7 series 4dr 171 BMW 535 i GT 4dr 176 BMW 7 series 4dr LWB 177 BMW 7 series 4dr 4WD LWB 187 Lexus LS 460 L 4dr 199 Mercedes-Benz S class 4dr LWB 204 Lexus LS 460 4dr 4WD 207 BMW 7 series 4dr 4WD 247 Lexus LS 460 L 4dr 4WD 251 Maserati Quattroporte 4dr 4WD 274 Mercedes-Benz S class 4dr 4WD 281 Audi S8 4dr 4WD 288 Audi A8 4dr 4WD 289 Audi A8L 4dr 4WD 300 Bentley Continental GT 2dr 4WD 388 Bentley Continental GTC convertible 4WD 426 Bentley Continental Flying Spur 4dr 4WD 466

Page 34: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

31

All pickups, sport utility vehicles, and vans 86 All pickups 84 Small Pickups 78

Pickups

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door plus models 74 Chevrolet Colorado ext cab 55 Chevrolet Colorado ext cab 4WD 67 Nissan Frontier ext. cab 4WD 68 Toyota Tacoma xtra cab 4WD 71 Nissan Frontier ext. cab 73 Toyota Tacoma xtra cab 80 4-door models 79 GMC Canyon crew cab 4WD 44 GMC Canyon crew cab 54 Nissan Frontier crew cab LWB 57 Nissan Frontier crew cab LWB 4WD 64 Nissan Frontier crew cab SWB 4WD 71 Chevrolet Colorado crew cab 73 Nissan Frontier crew cab SWB 77 Toyota Tacoma double cab 79 Toyota Tacoma double cab 4WD 82 Toyota Tacoma double cab LWB 4WD 84 Toyota Tacoma double cab LWB 87 Chevrolet Colorado crew cab 4WD 90

Page 35: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

32

Large Pickups 85

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 74 Chevrolet Silverado 1500 4WD 60 Chevrolet Silverado 1500 76 GMC Sierra 1500 89 GMC Sierra 1500 4WD 97 2-door plus models 77 Ford F-150 SuperCab 4WD 67 Nissan Titan ext. cab 4WD 106 Nissan Titan ext. cab 117 4-door models 87 Ford F-150 SuperCrew 42 Ford F-150 SuperCrew 4WD 75 Ram 1500 ext. cab 4WD 76 GMC Sierra 1500 ext. cab 4WD 78 Ram 1500 crew cab SWB 4WD 82 Chevrolet Silverado 1500 ext. cab 4WD 84 Ram 1500 crew cab LWB 85 Toyota Tundra double cab 4WD 86 GMC Sierra 1500 crew cab 87 Toyota Tundra CrewMax 88 GMC Sierra 1500 crew cab 4WD 89 Chevrolet Silverado 1500 crew cab 89 Chevrolet Silverado 1500 ext. cab 90 Toyota Tundra double cab LWB 4WD 93 Nissan Titan crew cab 95 Toyota Tundra double cab 95 Nissan Titan crew cab 4WD 95 Chevrolet Silverado 1500 crew cab 4WD 96 Toyota Tundra CrewMax 4WD 97 Ram 1500 ext. cab 97 GMC Sierra 1500 ext. cab 98 Ram 1500 crew cab SWB 100 Ram 1500 crew cab LWB 4WD 100

Page 36: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

33

All very large pickups 90

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 65 Ford F-250 4WD 58 Chevrolet Silverado 2500 60 Chevrolet Silverado 3500 4WD 65 Chevrolet Silverado 2500 4WD 66 GMC Sierra 2500 4WD 70 Ford F-350 4WD 78 2-door plus models 75 Ford F-250 SuperCab 55 Ford F-350 SuperCab 4WD 66 GMC Sierra 2500 ext. cab 4WD 67 Ford F-250 SuperCab 4WD 72 Chevrolet Silverado 2500 ext. cab 4WD 79 Chevrolet Silverado 2500 ext. cab 80 Chevrolet Silverado 3500 ext. cab 4WD 129 4-door models 92 GMC Sierra 2500 crew cab 63 Ram 2500 crew cab SWB 4WD 69 Ford F-250 SuperCrew 75 Chevrolet Silverado 2500 crew cab 76 Ram 2500 mega cab 4WD 76 GMC Sierra 3500 crew cab 4WD 85 Ford F-250 SuperCrew 4WD 86 Chevrolet Silverado 2500 crew cab 4WD 88 GMC Sierra 2500 crew cab 4WD 91 Ford F-350 SuperCrew 4WD 96 Chevrolet Silverado 3500 crew cab 4WD 98 Ford F-450 SuperCrew 4WD 99 Ram 2500 crew cab LWB 4WD 106 Ford F-350 SuperCrew 108 Ram 3500 crew cab LWB 4WD 144

Page 37: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

34

All Sport Utility Vehicles 87

Sport Utility Vehicles

Make Model

Relative Average Loss Payment per Insured

Vehicle Year Small sport utility vehicles 79 Jeep Wrangler 2dr SWB 4WD 54 Mazda CX-5 4dr 66 Honda CR-V 4dr 68 Honda CR-V 4dr 4WD 69 Subaru Forester 4dr 4WD 71 Mazda CX-5 4dr 4WD 71 Jeep Renegade 4dr 4WD 72 Jeep Patriot 4dr 4WD 73 Subaru Forester 4dr 4WD with Eyesight 74 Jeep Compass 4dr 4WD 76 Chevrolet Trax 4dr 79 Jeep Patriot 4dr 80 Hyundai Tucson 4dr 80 Ford Escape 4dr 80 Chevrolet Trax 4dr 4WD 81 Ford Escape 4dr 4WD 81 Hyundai Tucson 4dr 4WD 82 Kia Sportage 4dr 82 Volkswagen Tiguan 4dr 84 Jeep Compass 4dr 87 Toyota RAV4 4dr 89 Kia Sportage 4dr 4WD 90 Toyota RAV4 4dr 4WD 93 Volkswagen Tiguan 4dr 4WD 93 Nissan Rogue 4dr 4WD 94 Nissan Rogue 4dr 94 Nissan Rogue Select 4dr 100 Nissan Rogue Select 4dr 4WD 107 Mitsubishi Outlander Sport 4dr 4WD 109 Mitsubishi Outlander Sport 4dr 116

Page 38: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

35

Mitsubishi Outlander 4dr 4WD 116 Mitsubishi Outlander 4dr 117 Midsize sport utility vehicles 83 Ford Edge 4dr 53 Nissan Xterra 4dr 57 Jeep Wrangler 4dr 4WD 58 Nissan Xterra 4dr 4WD 62 Honda Pilot 4dr 70 Ford Edge 4dr 4WD 71 Toyota 4Runner 4dr 75 Jeep Cherokee 4dr 76 Toyota 4Runner 4dr 4WD 78 Jeep Cherokee 4dr 4WD 78 Nissan Murano 4dr 79 Honda Pilot 4dr 4WD 79 Kia Sorento 4dr 80 Dodge Journey 4dr 80 Ford Explorer 4dr 80 Jeep Grand Cherokee 4dr 81 Chevrolet Equinox 4dr 82 Chevrolet Equinox 4dr 4WD 84 Honda Accord Crosstour 4dr 85 Kia Sorento 4dr 4WD 85 Mazda CX-9 4dr 87 Hyundai Santa Fe Sport 4dr 88 Toyota Highlander 4dr 88 GMC Terrain 4dr 89 Ford Flex 4dr 89 GMC Terrain 4dr 4WD 89 Chevrolet Captiva Sport 4dr 89 Mazda CX-9 4dr 4WD 89 Hyundai Santa Fe 4dr 91 Jeep Grand Cherokee 4dr 4WD 91 Toyota Venza 4dr 93 Ford Explorer 4dr 4WD 94 Toyota Venza 4dr 4WD 94 Toyota Highlander 4dr 4WD 95 Hyundai Santa Fe Sport 4dr 4WD 95 Dodge Journey 4dr 4WD 96 Nissan Pathfinder 4dr 99

Page 39: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

36

Honda Accord Crosstour 4dr 4WD 99 Nissan Murano 4dr 4WD 102 Ford Flex 4dr 4WD 105 Hyundai Santa Fe 4dr 4WD 109 Toyota Highlander hybrid 4dr 4WD 111 Nissan Pathfinder 4dr 4WD 111 Large sport utility vehicles 81 Ford Expedition 4dr 67 Ford Expedition 4dr 4WD 70 Toyota Sequoia 4dr 70 Chevrolet Traverse 4dr 4WD 72 Chevrolet Traverse 4dr 75 GMC Acadia 4dr 75 Chevrolet Tahoe 4dr 82 Toyota Sequoia 4dr 4WD 82 Chevrolet Tahoe 4dr 4WD 83 GMC Acadia 4dr 4WD 83 Buick Enclave 4dr 85 GMC Yukon 4dr 4WD 86 GMC Yukon 4dr 86 Dodge Durango 4dr 88 Dodge Durango 4dr 4WD 90 Buick Enclave 4dr 4WD 93 Nissan Armada 4dr 94 Nissan Armada 4dr 4WD 123 Volkswagen Touareg 4dr 4WD 131 Very large sport utility vehicles 80 Ford Expedition EL 4dr 74 Ford Expedition EL 4dr 4WD 88 Chevrolet Suburban 1500 4dr 90 GMC Yukon XL 1500 4dr 4WD 104 Chevrolet Suburban 1500 4dr 4WD 109 GMC Yukon XL 1500 4dr 111

Page 40: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

37

Luxury Sport Utility Vehicles

Make Model

Relative Average Loss Payment per Insured

Vehicle Year Small luxury sport utility vehicles 102 Buick Encore 4dr 4WD 85 Mercedes-Benz GLA class 4dr 4WD 88 Buick Encore 4dr 90 Lincoln MKC 4dr 97 BMW X1 4dr 99 Lincoln MKC 4dr 4WD 99 BMW X1 4dr 4WD 103 Audi Q3 4dr 4WD 116 Land Rover Range Rover Evoque 4dr 4WD 143 Land Rover Range Rover Evoque 2dr 4WD 159 Midsize luxury sport utility vehicles 109 Acura RDX 4dr 64 Acura RDX 4dr 4WD 68 Acura MDX 4dr 73 Lincoln MKX 4dr 77 Volvo XC60 4dr 79 Acura MDX 4dr 4WD 81 Lincoln MKX 4dr 4WD 86 Infiniti QX50/EX series 4WD 89 Volvo XC60 4dr 4WD 93 Infiniti QX50/EX series 96 Cadillac SRX 4dr 103 Infiniti QX70/FX series 103 Lexus NX 200T 4dr 4WD 104 Infiniti QX60/JX series 108 BMW X3 4dr 4WD 109 Cadillac SRX 4dr 4WD 109 Lexus NX 200T 4dr 109 Lexus RX 350 4dr 111 Land Rover LR2 4dr 4WD 115 Infiniti QX60/JX series 4WD 115 Mercedes-Benz M class 4dr 116 Lincoln MKT 4dr 4WD 118

Page 41: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

38

Lexus RX 350 4dr 4WD 122 BMW X3 4dr 122 Lexus RX 450h hybrid 4dr 125 BMW X5 4dr 4WD 126 Mercedes-Benz GLK class 4dr 126 Lincoln MKT 4dr 128 BMW X5 4dr 131 Mercedes-Benz M class 4dr 4WD 131 Mercedes-Benz GLK class 4dr 4WD 132 Infiniti QX70/FX series 4WD 132 Porsche Macan 4dr 4WD 142 Audi Q5 4dr 4WD 143 Lexus RX 450h hybrid 4dr 4WD 144 BMW X4 4dr 4WD 153 Audi Q5 hybrid 4dr 4WD 156 Infiniti QX60 hybrid 4dr 4WD 171 Audi SQ5 4dr 4WD 188 Large luxury sport utility vehicles 139 Land Rover LR4 4dr 4WD 87 Toyota Land Cruiser 4dr 4WD 94 Infiniti QX80/QX series 94 Lexus GX 460 4dr 4WD 97 Infiniti QX80/QX series 4WD 118 Porsche Cayenne hybrid 4dr 4WD 119 Cadillac Escalade 4dr 4WD 132 Lexus LX 570 4dr 4WD 140 Mercedes-Benz GL class 4dr 4WD 154 Cadillac Escalade 4dr 156 Audi Q7 4dr 4WD 162 Land Rover Range Rover Sport 4dr 4WD 166 Land Rover Range Rover 4dr 4WD 169 Porsche Cayenne 4dr 4WD 176 Land Rover Range Rover 4dr LWB 4WD 223 Mercedes-Benz G class 4dr 4WD 242 Very large luxury sport utility vehicles 104 Lincoln Navigator 4dr 4WD 93 Lincoln Navigator L 4dr 4WD 101 Lincoln Navigator 4dr 109 Cadillac Escalade ESV 4dr 4WD 123

Page 42: Comparison of Differences In Insurance Costs; For

Calendar Year 2016

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2013 – 2015 is included in the class averages.

39

Cadillac Escalade ESV 4dr 124 Lincoln Navigator L 4dr 129

All Cargo/Passenger Vans 69

Cargo/Passenger Vans

Make Model

Relative Average Loss Payment per Insured

Vehicle Year Chevrolet Express 3500 series 38 Chevrolet Express 2500 cargo series 58 Nissan NV 3500 59 Nissan NV 1500 cargo 60 Nissan NV 2500/3500 van cargo 75 Ram ProMaster 2500 75 Ram ProMaster 1500 79 GMC Savana 2500 cargo series 82 Mercedes-Benz Sprinter 2500 cargo 83 Mercedes-Benz Sprinter 2500 84 Nissan NV 2500 cargo 85 Ram C/V Tradesman cargo 86

Relative results are computed for individual model years and then combined through a weighted average to produce the 3-year relative result. The all-passenger-vehicle “100 =” value is given for reference only and can only be used as a rough estimate to

convert from relative to absolute results

Minimum requirement for reporting: 1,000 vehicle years of exposure or 100 claims.

If you would like more details about the information in these tables, or wish to obtain the complete Insurance Collision Report, please contact HLDI directly, at:

Highway Loss Data Institute 1005 North Glebe Road

Arlington, VA 22201 Tel: (703) 247-1600

Page 43: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

40

Collision Insurance Losses Model Years 2014 – 2016 Passenger Motor Vehicles

All Passenger Cars 113

Micro Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year

2-door models 63 Smart ForTwo electric 42 Smart ForTwo 82 4-door models 123

Mini Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year

2-door models 78 Fiat 500 electric 62 Fiat 500 convertible 72 Fiat 500 76 Mini Cooper convertible 78 Toyota Yaris 81 Mini Cooper 86 4-door models 104 Chevrolet Spark electric 67 Chevrolet Spark 79 Mini Cooper 96 Toyota Yaris 97 Kia Rio 106 Ford Fiesta 106 Hyundai Accent 107 Scion iA 136

Page 44: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

41

Station wagons 92 Honda Fit 85 Kia Rio 95 Ford Fiesta 99 Hyundai Accent 99 Sports models 77 Mazda MX-5 Miata convertible 71

Small Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year

2-door models 123 Mini Paceman 4WD 83 Volkswagen New Beetle convertible 90 Volkswagen Golf 99 Volkswagen New Beetle 99 Mini Paceman 105 Hyundai Veloster 106 Kia Forte 113 Honda CR-Z hybrid 114 Honda Civic 120 Hyundai Veloster turbo 122 Volkswagen GTI 125 Scion tC 133 Subaru BRZ 168 Scion FR-S 193 4-door models 108 Volkswagen Golf electric 61 Nissan Leaf electric 82 Chevrolet Cruze 86 Mazda 3 hatchback 87 Chevrolet Volt electric 88 Volkswagen Golf 90 Mazda 3 96 Acura ILX 98 Hyundai Elantra GT 99 Subaru Impreza 4WD 101

Page 45: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

42

Chevrolet Sonic 103 Nissan Juke 104 Toyota Prius hybrid 105 Honda Civic 107 Subaru Impreza 4WD with Eyesight 107 Nissan Juke 4WD 107 Volkswagen GTI 109 Ford Focus 109 Kia Forte 109 Hyundai Elantra 112 Toyota Prius c hybrid 114 Nissan Versa 114 Dodge Dart 120 Nissan Sentra 121 Toyota Corolla 124 Subaru WRX 4WD 129 Volkswagen Golf R 4WD 137 Mitsubishi Lancer 144 Mitsubishi Lancer 4WD 152 Station wagons 90 Kia Soul electric 48 Subaru XV Crosstrek 4WD 73 Subaru XV Crosstrek 4WD with Eyesight 74 Subaru Impreza 4WD with Eyesight 76 Subaru XV Crosstrek hybrid 4WD 79 Mini Countryman 2WD 80 Ford Focus electric 80 Mini Countryman 4WD 80 Kia Soul 85 Chevrolet Sonic 88 Volkswagen Golf 89 Subaru Impreza 4WD 90 Kia Forte 92 Toyota Prius v hybrid 97 Ford C-Max hybrid 100 Ford C-Max plug-in hybrid 103 Fiat 500L 104 Nissan Versa Note 104 Ford Focus 105 Scion iM 126

Page 46: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

43

Sports models 145 Porsche Boxster convertible 130 BMW Z4 convertible 131 Mercedes-Benz SLK class convertible 133 Porsche Cayman 2dr 166 Luxury models 103 Mercedes-Benz B class electric station wagon 97 BMW i3 electric station wagon 104

Midsize Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 121 Volkswagen Eos convertible 81 Honda Accord 114 Hyundai Genesis 197 4-door models 107 Subaru Legacy 4WD 75 Subaru Legacy 4WD with Eyesight 76 Buick Verano 92 Honda Accord 93 Mazda 6 95 Volkswagen Passat 100 Chevrolet Malibu 102 Chevrolet Malibu Limited 106 Toyota Camry 107 Ford Fusion 109 Volkswagen Jetta 112 Ford Fusion 4WD 112 Nissan Altima 113 Kia Optima 113 Chrysler 200 121 Ford Fusion hybrid 121 Chrysler 200 4WD 125 Hyundai Sonata 126 Toyota Camry hybrid 127 Ford Fusion plug-in hybrid 128

Page 47: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

44

Volkswagen Jetta hybrid 130 Volkswagen CC 131 Hyundai Sonata hybrid 144 Kia Optima hybrid 152 Volkswagen CC 4WD 153 Nissan Maxima 153 Station wagons 65 Subaru Outback 4WD with Eyesight 57 Subaru Outback 4WD 57 Volvo V60 90 Volvo V60 Cross Country 4WD 116 Volvo V60 4WD 117 Sports models 153 Chevrolet Corvette Z06 convertible 52 Ford Mustang convertible 94 Ford Mustang GT convertible 101 Ford Mustang Shelby GT350 2dr 105 Chevrolet Corvette convertible 107 Chevrolet Corvette 2dr 108 Nissan 370Z convertible 134 Chevrolet Corvette Z06 2dr 147 Nissan 370Z 2dr 156 Mercedes-Benz SL class convertible 165 Ford Mustang 2dr 176 Ford Mustang GT 2dr 185 Porsche 911 Carrera convertible 186 Porsche 911 Targa 2dr 4WD 194 Porsche 911 Carrera 2dr 226 Dodge Viper 2dr 283 Porsche 911 Turbo convertible 4WD 294 Porsche 911 Turbo 2dr 4WD 321 Nissan GT-R 2dr 4WD 340 Luxury models 146 Acura TLX 4dr 95 Volvo S60 4dr 97 Acura TLX 4dr 4WD 105 Audi A3 convertible 107 BMW 3 series station wagon 4WD 111

Page 48: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

45

BMW 2 series convertible 4WD 111 Volvo S60 4dr 4WD 114 BMW 2 series 2dr 116 Audi A3 convertible 4WD 120 Cadillac ATS 2dr 121 BMW 3 series 4dr 4WD 121 BMW 2 series convertible 122 Cadillac ELR electric 2dr 123 Cadillac ATS 4dr 4WD 123 Cadillac ATS 4dr 125 Lexus ES 350 4dr 126 Lincoln MKZ 4dr 126 Audi A4 Allroad station wagon 4WD 128 Lincoln MKZ 4dr 4WD 130 BMW 3 series 4dr 131 BMW 4 series convertible 133 Cadillac ATS 2dr 4WD 134 BMW 2 series 2dr 4WD 135 BMW M235 xi 2dr 4WD 135 BMW 4 series convertible 4WD 136 Lexus CT 200h hybrid 4dr 136 Audi A3 4dr 4WD 141 Audi A3 4dr 142 Lincoln MKZ hybrid 4dr 143 Infiniti Q50 4dr 147 Mercedes-Benz C class 4dr 4WD 149 Mercedes-Benz CLA class 4dr 151 Audi A5 convertible 4WD 152 BMW 4 series 4dr 152 BMW 4 series 4dr 4WD 153 Lexus ES 300h hybrid 4dr 155 Infiniti Q50 hybrid 4dr 155 BMW M235 i 2dr 156 Mercedes-Benz C class 4dr 156 BMW M235 i convertible 156 Infiniti Q50 4dr 4WD 157 Audi A4 4dr 4WD 161 Lexus IS 350 4dr 161 BMW 4 series 2dr 169 Audi A4 4dr 171 Audi S5 convertible 4WD 171

Page 49: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

46

Infiniti Q50 hybrid 4dr 4WD 174 Mercedes-Benz CLA class 4dr 4WD 177 Lexus IS 350 4dr 4WD 177 BMW 4 series 2dr 4WD 178 Jaguar F-Type convertible 180 Audi S3 4dr 4WD 183 Audi S5 2dr 4WD 187 Audi A5 2dr 4WD 190 Lexus IS 300 4dr 4WD 199 Lexus IS 200T 4dr 200 Audi S4 4dr 4WD 208 Mercedes-Benz C class AMG 4dr 4WD 212 Jaguar F-Type 2dr 263 Mercedes-Benz CLA class AMG 4dr 4WD 264 BMW M4 convertible 266 BMW M4 2dr 346 BMW M3 4dr 348 BMW i8 plug-in hybrid 2dr 4WD 425

Large Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 158 Dodge Challenger SRT Hellcat 101 Dodge Challenger SRT-8 146 Dodge Challenger 161 4-door models 116 Buick Regal 96 Chevrolet Impala Limited 97 Buick Regal 4WD 102 Hyundai Azera 103 Buick LaCrosse 105 Chevrolet Impala 106 Buick LaCrosse 4WD 110 Toyota Avalon 110 Kia Cadenza 114 Chrysler 300 117 Chrysler 300 4WD 117

Page 50: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

47

Chrysler 300 HEMI 4WD 119 Chevrolet SS 120 Toyota Avalon hybrid 124 Chrysler 300 HEMI 129 Dodge Charger 4WD 131 Dodge Charger 146 Dodge Charger HEMI 158 Dodge Charger SRT Hellcat 201 Sports models 161 Chevrolet Camaro 2dr 169 Porsche Panamera GTS 4dr 4WD 214 Porsche Panamera 4dr 238 Maserati Granturismo convertible 264 Porsche Panamera hybrid 4dr 283 Porsche Panamera turbo 4dr 4WD 335 Maserati Granturismo 2dr 410 Luxury models 171 Volvo XC70 station wagon 4WD 73 Volvo S80 4dr 82 Volvo XC70 station wagon 84 Cadillac CTS 4dr 117 Infiniti Q70L 4dr 4WD 118 Acura RLX 4dr 120 BMW 328 xi GT 4dr 4WD 123 Infiniti Q70 4dr 126 BMW 335 xi GT 4dr 4WD 126 Infiniti Q70L 4dr 128 Cadillac CTS 4dr 4WD 129 Audi A6 4dr 136 BMW 5 series 4dr 4WD 142 BMW 5 series 4dr 144 Audi A6 4dr 4WD 145 Mercedes-Benz E class convertible 148 Mercedes-Benz E class station wagon 4WD 148 Infiniti Q70 4dr 4WD 148 Mercedes-Benz E class 4dr 148 Hyundai Genesis 4dr 155 Mercedes-Benz E class 4dr 4WD 161 Mercedes-Benz E class 2dr 4WD 162

Page 51: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

48

Mercedes-Benz E class 2dr 168 BMW 6 series convertible 170 Lexus RC 350 2dr 4WD 172 Lexus GS 350 4dr 4WD 179 Lexus GS 350 4dr 181 Jaguar XJ 4dr LWB 184 BMW 6 series convertible 4WD 195 Lexus RC 350 2dr 196 BMW 6 series 2dr 203 Mercedes-Benz CLS class 4dr 209 Audi A7 4dr 4WD 213 Audi S6 4dr 4WD 227 Mercedes-Benz CLS class 4dr 4WD 229 Jaguar XJ 4dr 232 Jaguar XJ 4dr LWB 4WD 240 BMW 6 series 4dr 4WD 242 BMW 6 series 4dr 258 Lexus RC-F 2dr 267 Audi S7 4dr 4WD 269 BMW 6 series 2dr 4WD 288 Maserati Ghibli 4dr 289 Tesla Model S 4dr electric 315 BMW M5 4dr 316 BMW M6 4dr 334 Tesla Model S 4dr electric 4WD 336 BMW M6 convertible 338 Maserati Ghibli 4dr 4WD 343 Audi RS7 4dr 4WD 359 BMW M6 2dr 384

Very Large Cars

Make Model

Relative Average Loss Payment per Insured

Vehicle Year Station wagons/minivans 86 Honda Odyssey 76 Dodge Grand Caravan 81 Chrysler Town & Country LWB 82 Kia Sedona 96 Nissan Quest 98

Page 52: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

49

Toyota Sienna 103 Toyota Sienna 4WD 104 Luxury models 196 Cadillac XTS 4dr 112 Lincoln MKS 4dr 124 Cadillac XTS 4dr 4WD 126 Lincoln MKS 4dr 4WD 128 BMW 535 i GT 4dr 4WD 146 Lincoln MKS Ecoboost 4dr 4WD 155 Hyundai Equus 4dr 159 Kia K900 4dr 166 Lexus LS 460 4dr 167 Lexus LS 460 L 4dr 178 BMW 535 i GT 4dr 179 Lexus LS 460 L 4dr 4WD 180 BMW 7 series 4dr 4WD 200 Lexus LS 460 4dr 4WD 206 Mercedes-Benz S class 4dr LWB 206 Mercedes-Benz S class 4dr LWB 4WD 252 Mercedes-Benz S Class 2dr 4WD 265 Audi A8L 4dr 4WD 291 Maserati Quattroporte 4dr 4WD 301 Audi S8 4dr 4WD 332 Maserati Quattroporte 4dr 341 Bentley Continental GTC convertible 4WD 493 Bentley Continental Flying Spur 4dr 4WD 600 Bentley Continental GT 2dr 4WD 650

All pickups, sport utility vehicles, and vans 86

All pickups 86

All small pickups 80

Page 53: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

50

Pickups

Make Model

Relative Average Loss Payment per Insured

Vehicle Year

2-door models 72 2-door plus models 77 GMC Canyon ext. cab 57 Nissan Frontier ext. cab 4WD 69 GMC Canyon ext. cab 4WD 73 Chevrolet Colorado ext cab 76 Chevrolet Colorado ext cab 4WD 76 Nissan Frontier ext. cab 78 Toyota Tacoma xtra cab 4WD 95 Toyota Tacoma xtra cab 110 4-door models 81 Nissan Frontier crew cab LWB 4WD 65 GMC Canyon crew cab 4WD 66 Nissan Frontier crew cab SWB 4WD 75 Nissan Frontier crew cab SWB 78 GMC Canyon crew cab 79 Chevrolet Colorado crew cab 81 Chevrolet Colorado crew cab 4WD 82 Nissan Frontier crew cab LWB 84 Toyota Tacoma double cab LWB 92 Toyota Tacoma double cab 96 Toyota Tacoma double cab LWB 4WD 101 Toyota Tacoma double cab 4WD 102

All large pickups 86

Make Model

Relative Average Loss Payment per Insured

Vehicle Year

2-door models 78 Ram 1500 LWB 4WD 47 Ram 1500 LWB 60 Ford F-150 62

Page 54: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

51

Chevrolet Silverado 1500 4WD 65 Chevrolet Silverado 1500 77 GMC Sierra 1500 4WD 80 GMC Sierra 1500 80 Ram 1500 SWB 87 Ram 1500 SWB 4WD 111 2-door plus models 69 Ford F-150 SuperCab 4WD 70 Ford F-150 SuperCab 81 4-door models 88 Ford F-150 SuperCrew 75 Ford F-150 SuperCrew 4WD 76 GMC Sierra 1500 ext. cab 4WD 83 Chevrolet Silverado 1500 ext. cab 4WD 83 GMC Sierra 1500 crew cab 85 Toyota Tundra double cab 4WD 87 GMC Sierra 1500 crew cab 4WD 87 Chevrolet Silverado 1500 crew cab 88 Ram 1500 ext. cab 4WD 88 Chevrolet Silverado 1500 ext. cab 92 Toyota Tundra CrewMax 92 Toyota Tundra double cab 92 Chevrolet Silverado 1500 crew cab 4WD 93 Ram 1500 crew cab SWB 4WD 93 GMC Sierra 1500 ext. cab 94 Ram 1500 crew cab LWB 4WD 95 Toyota Tundra CrewMax 4WD 95 Ram 1500 ext. cab 98 Toyota Tundra double cab LWB 4WD 98 Ram 1500 crew cab LWB 99 Ram 1500 crew cab SWB 99

Page 55: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

52

All very large pickups 88

Make Model

Relative Average Loss Payment per Insured

Vehicle Year 2-door models 57 Ford F-250 4WD 48 Ram 2500 4WD 62 Ford F-350 4WD 67 2-door plus models 70 Ford F-350 SuperCab 4WD 57 Ford F-250 SuperCab 4WD 64 Ford F-250 SuperCab 74 4-door models 91 Ram 2500 crew cab SWB 55 Ram 3500 crew cab SWB 4WD 68 Ford F-250 SuperCrew 73 Ram 2500 crew cab SWB 4WD 76 Ram 2500 mega cab 4WD 76 Ford F-250 SuperCrew 4WD 84 Ford F-350 SuperCrew 91 GMC Sierra 3500 crew cab 4WD 91 Chevrolet Silverado 2500 crew cab 4WD 94 Ram 2500 crew cab LWB 4WD 96 Ram 3500 mega cab 4WD 97 GMC Sierra 2500 crew cab 4WD 97 Ram 3500 crew cab LWB 98 Ford F-350 SuperCrew 4WD 98 Chevrolet Silverado 3500 crew cab 4WD 109 Ram 3500 crew cab LWB 4WD 120 Ford F-450 SuperCrew 4WD 123

Page 56: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

53

All sport utility vehicles 87

Sport Utility Vehicles

Make Model

Relative Average Loss Payment per Insured

Vehicle Year

Mini Sport Utility Vehicles 87 Mazda CX-3 4dr 73 Honda HR-V 4dr 4WD 88 Honda HR-V 4dr 90 Small Sport Utilities Vehicles 79 Jeep Wrangler 2dr SWB 4WD 53 Mazda CX-5 4dr 63 Mazda CX-5 4dr 4WD 68 Subaru Forester 4dr 4WD 69 Honda CR-V 4dr 69 Honda CR-V 4dr 4WD 69 Subaru Forester 4dr 4WD with Eyesight 70 Jeep Patriot 4dr 4WD 74 Fiat 500X 4dr 4WD 74 Jeep Compass 4dr 4WD 75 Ford Escape 4dr 77 Jeep Renegade 4dr 79 Ford Escape 4dr 4WD 79 Hyundai Tucson 4dr 79 Jeep Patriot 4dr 80 Jeep Renegade 4dr 4WD 82 Kia Sportage 4dr 82 Jeep Compass 4dr 85 Fiat 500X 4dr 86 Chevrolet Trax 4dr 4WD 87 Volkswagen Tiguan 4dr 87 Kia Sportage 4dr 4WD 89 Hyundai Tucson 4dr 4WD 90 Toyota RAV4 4dr 90 Toyota RAV4 hybrid 4dr 4WD 92 Toyota RAV4 4dr 4WD 93

Page 57: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

54

Volkswagen Tiguan 4dr 4WD 93 Nissan Rogue 4dr 93 Nissan Rogue 4dr 4WD 96 Chevrolet Trax 4dr 97 Mitsubishi Outlander Sport 4dr 4WD 105 Mitsubishi Outlander Sport 4dr 108 Mitsubishi Outlander 4dr 111 Mitsubishi Outlander 4dr 4WD 115 Midsize Sport Utility Vehicles 83 Jeep Wrangler 4dr 4WD 62 Honda Pilot 4dr 73 Toyota 4Runner 4dr 4WD 75 Jeep Cherokee 4dr 76 Jeep Cherokee 4dr 4WD 76 Toyota 4Runner 4dr 78 Ford Edge 4dr 78 Honda Pilot 4dr 4WD 81 Chevrolet Equinox 4dr 4WD 82 Jeep Grand Cherokee 4dr 83 Chevrolet Equinox 4dr 84 Dodge Journey 4dr 4WD 85 Hyundai Santa Fe 4dr 86 Ford Edge 4dr 4WD 86 GMC Terrain 4dr 4WD 86 Ford Explorer 4dr 86 GMC Terrain 4dr 87 Hyundai Santa Fe Sport 4dr 87 Ford Flex 4dr 87 Toyota Highlander 4dr 88 Nissan Murano 4dr 88 Dodge Journey 4dr 90 Jeep Grand Cherokee 4dr 4WD 91 Ford Flex 4dr 4WD 92 Kia Sorento 4dr 92 Hyundai Santa Fe Sport 4dr 4WD 92 Toyota Highlander 4dr 4WD 94 Ford Explorer 4dr 4WD 96 Kia Sorento 4dr 4WD 99 Nissan Murano 4dr 4WD 99 Hyundai Santa Fe 4dr 4WD 100

Page 58: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

55

Nissan Pathfinder 4dr 102 Toyota Highlander hybrid 4dr 4WD 112 Nissan Pathfinder 4dr 4WD 115 Large Sport Utility Vehicles 83 Ford Expedition 4dr 73 Chevrolet Traverse 4dr 4WD 73 Ford Expedition 4dr 4WD 75 Toyota Sequoia 4dr 75 Chevrolet Traverse 4dr 76 GMC Acadia 4dr 78 Chevrolet Tahoe 4dr 79 GMC Acadia 4dr 4WD 81 Toyota Sequoia 4dr 4WD 82 GMC Yukon 4dr 83 Chevrolet Tahoe 4dr 4WD 86 Buick Enclave 4dr 87 Dodge Durango 4dr 90 GMC Yukon 4dr 4WD 91 Buick Enclave 4dr 4WD 94 Dodge Durango 4dr 4WD 96 Volkswagen Touareg 4dr 4WD 126 Very large Sport Utility Vehicles 90 Ford Expedition EL 4dr 4WD 85 Chevrolet Suburban 1500 4dr 90 Ford Expedition EL 4dr 93 Chevrolet Suburban 1500 4dr 4WD 99 GMC Yukon XL 1500 4dr 105 GMC Yukon XL 1500 4dr 4WD 111

Luxury Sport Utility Vehicles Small luxury Sport Utility Vehicles 98 Buick Encore 4dr 4WD 87 Mercedes-Benz GLA class 4dr 89 Buick Encore 4dr 91 BMW X1 4dr 4WD 94 Lincoln MKC 4dr 95 Mercedes-Benz GLA class 4dr 4WD 97

Page 59: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

56

Audi Q3 4dr 100 Lincoln MKC 4dr 4WD 105 Audi Q3 4dr 4WD 122 Land Rover Range Rover Evoque 4dr 4WD 146 Mercedes-Benz GLA class AMG 4dr 4WD 149 Midsize luxury Sport Utility Vehicles 108 Acura RDX 4dr 64 Acura RDX 4dr 4WD 67 Acura MDX 4dr 72 Mercedes-Benz GLC class 4dr 79 Acura MDX 4dr 4WD 79 Volvo XC60 4dr 81 Infiniti QX50 4dr 87 Infiniti QX70 4dr 88 Volvo XC60 4dr 4WD 88 Lincoln MKX 4dr 88 Volvo XC90 4dr 4WD 88 BMW X3 4dr 93 Infiniti QX50 4dr 4WD 93 Mercedes-Benz GLC class 4dr 4WD 94 Cadillac SRX 4dr 101 Infiniti QX60 4dr 102 Cadillac SRX 4dr 2WD/4WD 102 Lexus NX 200T 4dr 4WD 104 Cadillac SRX 4dr 4WD 106 BMW X3 4dr 4WD 109 Lexus RX 350 4dr 4WD 110 Infiniti QX70 4dr 4WD 110 Lexus NX 200T 4dr 110 Mercedes-Benz GLE class 4dr 112 Land Rover Discovery Sport 4dr 4WD 113 Lincoln MKX 4dr 4WD 115 Lexus NX 300h hybrid 4dr 4WD 115 Lexus RX 350 4dr 119 Infiniti QX60 4dr 4WD 120 Lincoln MKT 4dr 4WD 122 Infiniti QX60 hybrid 4dr 124 BMW X5 4dr 125 Lexus RX 450h hybrid 4dr 4WD 125 Mercedes-Benz GLE class 4dr 4WD 128

Page 60: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

57

BMW X5 4dr 4WD 129 Audi Q5 4dr 4WD 139 Porsche Macan 4dr 4WD 145 BMW X4 4dr 4WD 152 Infiniti QX60 hybrid 4dr 4WD 152 Audi SQ5 4dr 4WD 178 BMW X6 4dr 4WD 196 BMW X5 M 4dr 4WD 196 Mercedes-Benz GLE class coupe 4dr 4WD 248 Large luxury Sport Utility Vehicles 141 Land Rover LR4 4dr 4WD 86 Lexus GX 460 4dr 4WD 103 Infiniti QX80 4dr 103 Toyota Land Cruiser 4dr 4WD 103 Infiniti QX80 4dr 4WD 120 Cadillac Escalade 4dr 4WD 120 Cadillac Escalade 4dr 139 Lexus LX 570 4dr 4WD 140 Land Rover Range Rover 4dr 4WD 147 Mercedes-Benz GL class 4dr 4WD 156 Land Rover Range Rover Sport 4dr 4WD 162 Porsche Cayenne 4dr 4WD 173 Land Rover Range Rover 4dr LWB 4WD 187 Porsche Cayenne hybrid 4dr 4WD 194 Tesla Model X 4dr electric 4WD 266 Mercedes-Benz G class 4dr 4WD 299 Very large luxury Sport Utility Vehicles 111 Lincoln Navigator 4dr 101 Lincoln Navigator 4dr 4WD 103 Cadillac Escalade ESV 4dr 4WD 118 Cadillac Escalade ESV 4dr 119 Lincoln Navigator L 4dr 4WD 127 Lincoln Navigator L 4dr 148

Page 61: Comparison of Differences In Insurance Costs; For

Calendar Year 2017

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The experience for previous or discontinued models

from 2014 – 2016 is included in the class averages.

58

All cargo/passenger vans 75

Cargo/Passenger Vans

Make Model

Relative Average Loss Payment per Insured

Vehicle Year Chevrolet Express 3500 series 25 Chevrolet Express 2500 cargo series 54 GMC Savana 2500 cargo series 55 Ram ProMaster 3500 58 Ram ProMaster 1500 62 Ram ProMaster 2500 76 Mercedes-Benz Sprinter 2500 79 Nissan NV 2500/3500 van cargo 81 Ford T-250 Transit cargo 84 Nissan NV 1500 cargo 87 Nissan NV 2500 cargo 87 Nissan NV 3500 88 Mercedes-Benz Sprinter 2500 cargo 90 Ford T-150 Transit cargo 100 Ford T-350 Transit 111 Ford T-350 Transit cargo 111

Relative results are computed for individual model years and then combined through a weighted average to produce the 3-year relative result. The all-passenger-vehicle “100 =” value is given for reference only and can only be used as a rough estimate to

convert from relative to absolute results

Minimum requirement for reporting: 1,000 vehicle years of exposure or 100 claims.

If you would like more details about the information in these tables, or wish to obtain the complete Insurance Collision Report, please contact HLDI directly, at:

Highway Loss Data Institute

1005 North Glebe Road Arlington, VA 22201 Tel: (703) 247-1600

Page 62: Comparison of Differences In Insurance Costs; For

DOT HS 812 538 September 2018

13686-082818-v6a