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As spring brings warmer weather, it’s the perfect opportunity to check

your home for winter damage and make key improvements. Here are five home improvement projects that yield a big return on investment:

1. Repair your roofYour roof is your home’s No. 1 defense against the elements. Even a small issue on the top of your house can lead to major damage indoors if water is allowed to enter your attic and walls. Take a look at your roof from the ground to see if any shingles have been blown out of place during a winter storm.

If you’ve had water leaking into your living space this winter, spring is the time to investigate the source of this problem. Remember: water can travel a long way along the beams. The section of your roof that needs repaired may not be directly above your leak. Small repairs make an easy DIY home improvement project, but larger issues are best left to the roofing professionals.

2. Clean windows and check them for damageCleaning the outside of your windows is an ideal spring home improvement project and only costs you time and effort. Plus, it’s rewarding to start the new season with

crystal clear windows.

Take a walk around your house and visually inspect all of your windows. While you’re at it take a look at the window sills and trim for any signs of water damage or dete-

rioration. Painting or replacing damaged window trim is another home improvement project that yields big results.

3. Update your sidingSiding, too, can get damaged from winter snow and wind. And, replacing a warped or loose piece of siding is a home improvement project that can be completed on a sunny spring afternoon.

If your siding is older, you might also consider updating your siding with a more energy-efficient and easy to maintain product, such as vinyl siding that helps insulate your house and is easy to clean with a hose and brush.

4. Replace or upgrade your guttersYour gutters and drain pipes help to direct rain water and melted snow from your roof away from your foundation. Clogged or leaky gutters can cause this water to accumu-late below the roof line, causing ruts around your house and possibly leading to water getting into your basement.

Gutters and drain pipes are relatively inexpensive to replace and well worth the effort in keeping your home cozy and dry. Another easy home improvement fix is to install gutter guards in the spring to keep fall leaves from clogging your gutters.

5. Add insulationIf you home wasn’t quite as warm this winter as you would have liked it to be, perhaps it’s time to beef up the insulation in your attic. Adding an extra layer of fiberglass insu-lation on the floor of your attic can help keep the heated air down in your living space where it belongs and make cooling your home this summer much easier.

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Whatever project you are working on- WCCU can help!Contact us today to learn more about Home Improvement Loans, WCCU’s Flex Equity, and/or Personal Loans- 401.596.7000 or www.westerlyccu.com

NewsCommunityMarch 2019 issue

Why Join WCCU?‘‘‘‘Because we care about you,

your financial needs, and our community.

#Spreadtheword

‘‘I joined because there are no hidden fees like all other

banks. They care for their client and make sure to do what they can to help out the community.

Jessica B. of Charlestown

March- Celebrating our Staff!

Hel

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Our

Mem

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Achieve Financial Success!

Westerly ~ Richmond ~ South Kingstownwww.westerlyccu.com

401-596-7000

This Credit Union is Federally insured by NCUA. WCCU NMLS ID#: 518892

What’s New at WCCU!March 15- WCCU Scholarships- $4,500

WCCU’s Scholarship program awards $4,000 in college scholarships to youth in our community. WCCU

also participates in the Cooperative Credit Union League Scholarship ($500). Membership is required to apply.

Deadline is March 15th! See our website for more details.• $1,000 - WCCU Joseph N. Cugini, • $1,000 - WCCU Robert Bewlay, • $1,000 - WCCU Vocational, • $1,000 - WCCU College (any major)

3/10-11- Credit Union High School Basketball Championships- At the URI Ryan Center

3/13- Ocean Community Chamber Business After Hours- WCCU Dunns Corners location 5-7 pm.

3/25- WCCU Annual Meeting4/11- WCCU First Time Homebuyer Seminar

Mark Your Calendars

April 11- WCCU to host a First Time Homebuyer Seminar

WCCU is hosting a First Time Homebuyers seminar with refreshments on Thurs, April 11th from 6-7 pm.

The seminar will be held at the Tapped Apple located at 37 High St. in Westerly.

Topics include: Steps to Buying a Home; How to get Pre-qualified; the Application Process;

and WCCU Mortgage Programs.

Seating is limited, please RSVP by April 3rd to Kate Craig, WCCU Marketing Specialist, at

kcraig@westerlyccu.com or 401-596-7000 x2142.

Our New Flex Equity Line of Credit, gives you easy access to your home’s equity with anoption to lock in up to 2 fixed rate advances at any given time!

One loan, endless solutions.

BEST PART

LINE OF CREDIT

*Our Flex Equity product allows up to two fixed rate advances from your line at any given time during the 10 year draw period (15 years to repay). Fixed rate advance rates will be those in effect at time of draw. WCCU NMLS ID # 518892.

Insured by NCUA.

#TeamWCCU Out & AboutAlot going on at WCCU since the year started: The Jonnycake Center Bowl-a-thon; Career Day at Chariho High School; RI Government Affairs Day

at the State House; the Narragansett Chamber Annual Meeting; and a Special

Olympian Visit to name a few! #WccuCares - Go #TeamWCCU!

Happy Birthday to...Mar 9: Jill Sposato-Member Service/MemFS AsstMar 11: Amy Clark- Financial Services Mgr- Richmond Mar 11: Jennifer Riggins- Financial Services Rep Mar 20: Jeanne Abate- Sr Mortgage Originator Mar 30- Julie Lefebvre- Director of Asset Quality