community banking
DESCRIPTION
Banking products for Dnister Member Community Groups and their members.TRANSCRIPT
banking for community conscious members
Marko’s Piano Accordion Ensemble is eligible to receive beneficiary payments from community conscious members like Natalka! All Marko needs to do is to open a special Community Access Account for his organisa�on and apply for it to become a beneficiary to recieve valuable interest payments. Annually the organisa�on receives Natalka’s dona�on into their Community Access Account.
It’s that simple.
you can also become a benefi ciary
As a member owned financial ins�tu�on we understand the importance of our role in the Community. We are excited to expand on this support by providing our members the opportunity to also contribute beneficiary payments to their favourite community organisa�ons by opening a Community Saver Account.
Not only will it provide you with a great high interest savings account we will also annually allocate 1.00%p.a² of your average monthly balance to your favourite nominated community organisa�on.
Marko is president of the Piano Accordion Ensemble and he was delighted to hear that Natalka allocated her annual beneficiary payment to his community group.
Nominate whichcommunity group(beneficiary) youwant to support from the registeredbeneficiary list
how it works
Relax and earn highinterest on yournew savingsaccount.
Open a Community Saver account
Your community groupis receiving valuableannual contribu�ons.
you can also become a benefi ciary
product features
High interest savings account
Variable interest rate
No monthly fees
Access funds online
Interest paid monthly
Beneficiary payment paid annually
* Terms and condi�ons, fees and charges apply. Full details contained in our Financial Services Guide, Product Disclosure Statement and related Terms and Condi�ons. Dnister reserves the right to withdraw this offer at any �me. ¹Interest rates are variable and are subject to change without no�ce. ²Members who hold a community saver account may allocate a registered beneficiary to earn 1.00%p.a of their average monthly balance. It is at the discre�on of the member who they nominate to receive their dona�ons and their nomina�on remains confiden�al. Beneficiary payments can only be made to pre-approved Dnister community organisa�ons. For full details please arrange an appointment with one of our friendly Member Services Staff by contac�ng your local Dnister Branch or by visi�ng www.dnister.com.au.
*
Annually at the end ofyear an addi�onal 1.00%pa² of your average balance is paidto your selectedcommunity group(beneficiary)
EOY
who can I allocate to?
Members can allocate their beneficiary payments to any Dnister registered community organisa�on that is eligible to receive your interest payments. A list is available for members to select their beneficiary on applica�on. Members can change their beneficiary by no�fying Dnister.
rates¹$1 - $1,999 $2,000 +
Your rate1.05%p.a.
1.00%p.a. of your average monthly
balance
3.05%p.a.
Dona�on to your nominated community group
(Member rate)
(Beneficiary rate)
(variable)
COMMUNITY access
banking for community groups
As a member owned financial ins�tu�on we understand the importance of our role in the Community. We are excited to expand on this support and provide our community organisa�ons with a new product specially designed for voluntary not for profit community organisa�ons.
That ’s why we have developed the Community Access Account - a transac�onal access account for community groups that’s not only fee free, it can also generate valuable annual beneficiary payments to your organisa�on.
Natalka is a community conscious member and she is nomina�ng her favourite community organisa�on.
Natalka has opened a special Community Saver Account which has a great rate to help her save and also supports her nominated Community organisa�on (Beneficiary) by providing them with valuable interest payments. Annually an addi�onal 1.00%pa of her average balance is allocated into her nominated organisa�ons Community Access Account.
It’s that simple.
Submit your applica�on form to Dnister.
how it works
Happy fee free transac�ng!. . . but you want more . . .
Your community groupcould be eligible tobecome a beneficiary to receive valuable interestpayments from members.
Contact one of ourfriendly staff to find out if you areeligible to open your new Community Access Account.
Encourage members ofyour community to opena Community Saver Account.
Apply to becomea beneficiary to recieveinterest paymentsfrom your members.
Receive annual interest paymentsfrom your Members
It’s that simple.
July
product features
Free corporate cheques
Free direct credits and debits
Free over the counter transac�ons
Free access to your funds via Business Internet Banking
Free Dnister ATM and EFTPOS transac�ons
Free Bpay and Bpay view
Free Bank@Post
Overdra� facility available on applica�on
Receive valuable dona�ons from your members
rates¹
$49,999 and under 0.00%p.a.
0.25%p.a.$50,000 and over
* Product available for eligible not for profit community groups only. Approval and eligibility criterion applies and is subject to Dnister’s discre�on. Terms and condi�ons, fees and charges apply. Full details are contained in our Financial Services Guide, Product Disclosure Statement and related Terms and Condi�ons. Dnister reserves the right to withdraw this offer at any �me. ¹Interest rates are subject to change without no�ce and should be verified with your local branch. ²Members who hold a community saver account may allocate a registered beneficiary to earn 1.00%p.a of their average monthly balance. It is at the discre�on of the member who they nominate and their nomina�on remains confiden�al. Beneficiary payments can only be made to pre-approved community organisa�ons, at Dnister’s discre�on. For full details and an analysis of your requirements and eligibility, please arrange an appointment with one of our friendly Member Services Staff by contac�ng your local Dnister Branch or by visi�ng www.dnister.com.au.
*
plus 1.00%pa of members balances²
(variable)
Geelong Branch
3/29-35 Milton Street
Bell Park VIC 3215
P 03 5278 5950
F 03 5277 9108
ABN 59 087 651 394 AFSL / Australian Credit Licence 240673
www.dnister.com.au
BSB 704-235
Adelaide Branch
62 Orsmond Street
Hindmarsh SA 5007
P 08 8346 6174
F 08 8346 2262
Perth Branch
20 Ferguson Street
Maylands WA 6051
P/F 08 9271 4984
Freecall 1800 353 041
Head Office
912 Mt Alexander Rd
Essendon VIC 3040
P 1300 363 041
F 03 9370 5361
DNISTER
Ukrainian Credit Co-operative Ltd