coloradocare the colorado health care cooperative affordable, high-quality health care for all...
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ColoradoCareThe Colorado
Health Care Cooperative
Affordable, High-QualityHealth Care for All Coloradans
www.co-operatecolorado.orgRocky Mountain National Park
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States can opt out of Obamacare (ACA)
if they:
ACA Waiver for State Innovation
• Ensure that residents get insurance that is at least as comprehensive and affordable
• Ensure that as least as many people are covered• Do not increase the federal deficit
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Agenda
• Advantages of the Cooperative• How We Pay for the Cooperative• How the Cooperative will Simplify Health Care• Governance of the Cooperative
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All Coloradans
Receive Health Care
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What You Get:
Your Choice of Provider
Not from a narrow network
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What You Get:
Primary & Specialty Care
Hospitalization Prescriptions
Preventive Care
Emergency & Urgent Care
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What You Get:
Designated Dental
Some Vision
Limited Long Term Care Some Hearing Care
Mental Health & Substance Abuse Treatment
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What You Pay:
Employers will pay 6%Employees pay 3%
of your annual salary
Replacing your health insurance premiums, deductibles and co-insurance
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On $50,000 IncomeYour employer pays $250 monthly
You pay $125 monthly
On $100,000 Income*
Your employer pays $500 monthlyYou pay $250 monthly
For Example:
( *Capped at $350,000 filing individually, $450, 000 filing jointly)
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Self-employed pay 9% of net income 9% is paid on non-wage income
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• Child Support, Disability and Unemployment Insurance Income
• The first $20,000 of Retirement Income
Exempt Income:
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No Co-pays on Primary or Preventative Care
No Deductibles, No Co-Insurance
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ColoradoCare will Significantly Reduce the Waste of
Unnecessary Bureaucracy Wasted
$2.8 Trillion Spent Annually
Inst. of Med., 2012
$765 B 27%
17% of US GDP
$2,035 B 73%
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How $765 B is Wasted(Inst. of Med., 2012)
$210
$190 $55
$75
$105
$130 Unnecessary Services
Insurance & Bureaucratic Costs
Missed Prevention Opportunities
Fraud
Excessive Prices
Inefficient Care Delivery & Errors
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Excessive Administrative Costs
Source: Bureau of Labor Statistics; NCHS; Himmelstein/Woolhandler analysis of CPS
Gro
wth
Physicians Administrators
3000%
2500%
2000%
1500%
1000%
500%
0
1970 1980 1990 2000 2010
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Source: Kaiser Family Foundation (http://www.kff.org) analysis.*Produced by: Larry Levitt, MPP, Anne Jankiewicz, and David Rousseau, MPH
Health Coverage with ACA
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Health Coverage with Colorado Health Care
CooperativeGet a Smart
Card and Choose a Provider.
Are you a Colorado Resident?
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ColoradoCare, will be a
Constitutional Amendment
• Provides a fair, cost effective way to collect premiums
• Establishes cooperative business principles
• Separates health care from government
control and partisan politics
• Exempts ColoradoCare from TABOR
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ColoradoCare Governance• A 21-member board will oversee ColoradoCare• Trustees will be elected by non-partisan elections• Three Trustees will be elected from each of seven regions • Trustees members will serve four-year terms and
are limited to serving two consecutive terms
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www.co-operatecolorado.org
We can do this, Colorado
Let’s make History
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What YOU can Do
• Make phone calls
• Help organize events
• Carry a petition to collect signatures for ballot initiative
• Contribute
• Help with data entry and/or mailings
• Arrange for a presentation for your organization or congregation
• Spread the word about ColoradoCare