college and career readiness beginning with the end in mind
TRANSCRIPT
College and Career ReadinessBeginning with the End in Mind
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College and Career Readiness
College Ready—to qualify for and succeed in entry-level, credit-bearing college courses without the need for remedial coursework.
Career Ready—to qualify for and succeed in postsecondary job training or education necessary for their chosen career.
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What to look for now
By the end of 2nd grade:• Read on grade
level • Be on grade
level math
The student has good work habits. (The student has increasing responsibility both at home and school.)
Career Development Skills: • Awareness of the relationship
between school and work.• Skills to understand and use career
information.• Awareness of the benefits of
academic achievement.• Awareness of different occupations
and the changing gender roles.• Awareness of the career planning
process.
Student interacts positively with others through play and work.
College and Career Readiness
College Ready Career Ready College and Career Ready
One of the following: ACT COMPASS KYOTE
(Academic)One of the following:
ASVAB WorkKeys
(Technical)One of the following: KOSSA Industry
Certificate
One of the following: ACT COMPASS KYOTE
One of the following: KOSSA Industry
Certificate
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K-3• Limit TV time• Help your child recognize their
interests• Speak positively about their dreams
and future
4-6• Encourage good work habits at
home with chores and homework• Show student how doing well in
school will help their future
The two most influential people on students: Mom and Dad
Half of a group of 9 and 10 year olds believed they had already made decisions that would impact their future careers.
Types of AidGrants—most often based on financial need and usually do not have to be repaid
Scholarships—typically based on achievement (academic, athletic, or service) and are not repaid
Student loans—borrowed funds from the government or school that MUST be repaid
Conversion scholarship/grants—student provides services for the funds (UPS with Louisville)
Work study—part time employment that the student earns while in college
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Did you know that the Individualized Learning Plan (ILP) that all 8th-12th graders must complete each year has over 1500 scholarships available?
Kentucky Educational Excellence Scholarship (KEES)
Students in Kentucky high schools receive money during high school for:
• GPA above 2.5/4.0.
• Bonus money for ACT above 15
• AP scores above 3
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kheaa.com
GPA Award
2.5 $125
2.6 150
2.7 175
2.75 187
2.8 200
2.9 225
3.0 250
3.1 275
3.2 300
3.25 312
3.3 325
3.4 350
3.5 375
3.6 400
3.7 425
3.75 437
3.8 450
3.9 475
4.0 500
ACT Composite Award
15 $36
16 71
17 107
18 143
19 179
20 214
21 250
22 286
23 321
24 357
25 393
26 428
27 464
28+ 500
Advanced Placement (AP)
Award
3 200
4 250
5 300
529 PlansNamed after Section 529 of the IRS Code
Two types of plans:
• Prepaid tuition plan—invest money that is expected to increase to cover the cost of a student’s future college tuition. The key here is that this money is tied to current tuition rates.
• College savings plan—invest funds that can be used to pay college expenses at most accredited schools.
Kentucky’s college savings plan is the Kentucky Education Savings Plan Trust
Kentucky Education Savings Plan Trust (KESPT)
• Account may opened at any age
• Funds are not taxed
• Withdrawal for qualified college expenses are tax free
• Deposits may be as small as $25
• You determine the schedule of deposits
• Go to www.kysaves.com or call 1-877-KY TRUST (1-877-598-7878)
Coverdell Plans
• This is only to be used for tuition, fees, tutoring, books, supplies, room and board, uniforms, transportation, and computers related to college
• There are strict rules on how much you may deposit and how much you may deposit
• Deposits are not tax deductible
• Withdrawal for qualified college expenses are tax free
• This may impact financial aid eligibility
Contributions• Choose your plan and set it up
• Make regular contributions to your fund
• Automatic Contribution Plan
• Payroll deduction
• Consider increasing your deposits as you get raises or a tax refund
• Contributions are wonderful birthday or Christmas presents—you’re investing in a child’s future!
• Gift certificates for the KESPT are available
Braves to College
$1,000 per year for 4 years
Criteria
•2.5 GPA
•95% Attendance
•No discipline referrals
•Complete high school in 8 semesters
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Items you’ll need:• Personal Identification Number (PIN)
Student’s Social Security Number• Parents’ Social Security Number• Student’s Driver’s License Number• W-2 Forms • Unemployment forms• Tax returns • Untaxed income records• Current bank statements for savings and
checking• Current investment farm value• Current business and investment records• Birth dates (student’s and parents’)• Date parents were married, divorced,
separated, or widowed• Child support paid or received• Veteran’s noneducation benefits• Leave and Earnings Statement for military
Determines eligibility for federal and state aid.
Easiest way to submit is via their website. (Don’t worry—I’ll help you!)
Make sure to go to the correct website: fafsa.ed.gov
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Private Loans
Private loans are also available. The Kentucky Higher Education Student Loan Corporation (KHESLC) offers:
• the Kentucky Advantage Education Loan (students) and
• the Kentucky Advantage Parent Loan (parents of students)
Interest rates at the moment are as low as 5.29% and depend on your credit score.
10-year repayment term
Help your student today by:• Reading to your child each day or have them read to you
• Attend school hosted events
• Talk to your child about the importance of reading, writing, numbers/math
• Make a time and place specific for homework
• Talk about different careers and what people in them do
• Ask your child to talk about what they’re learning
• Take your child to events at colleges, museums, libraries, etc.
• Talk about going to college with your child and believe that it is attainable
Help your student by:• Encouraging your student to make choices and express
their opinion
• Show enthusiasm for your child’s interests
• Offer varying play opportunities that support different types of learning (visual, listening, sequencing, sorting)
• Point out the new things you learn with enthusiasm
• Help your child learn to organize their homework
• Celebrate achievements, no matter how small
• Focus on strengths, encouraging developing talents
• Turn everyday events into learning opportunities
Ellie Wright
College and Career Readiness Counselor
Union County Public Schools