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Codebook and Data Guide to the 2018 Survey of Consumer
Payment Choice
Kevin Foster∗, Federal Reserve Bank of Atlanta
March 20, 2019
1 Introduction
One of the major goals of the Survey of Consumer Payment Choice (SCPC) is to provide publicly available,consumer-level longitudinal data to support research on consumer payments and to provide aggregate dataon trends in U.S. consumer payments. This survey is the companion to the Diary of Consumer PaymentChoice (DCPC).
The questionnaires and public datasets for the 2018 SCPC are available for download on the Atlanta Fedwebsite1. The data are provided in Stata, SAS, CSV, and Rdata formats. The Atlanta Fed assumes thatdata users are familiar with a statistical analysis software package such as Stata, SAS, or R. The AtlantaFed does not provide any software assistance.
This document is a data user’s guide for the SCPC survey data. Anyone interested in conducting researchbased on SCPC data will find it helpful to become familiar with this document. See the 2018 Surveyof Consumer Payment Choice: Technical Appendix for details on questionnaire changes, data collection,sampling methodology, and hypothesis test results.
A broad overview of the 2018 SCPC, including a summary of the survey and tables of survey results, canbe found in the The 2018 Survey of Consumer Payment Choice results paper on the Atlanta Fed website.
2 SCPC variable overview
There are three broad categories of SCPC variables. Below we provide general information about each.UAS My Household Questionnaire variables represent a small fraction of variables that come
from the UAS My Household survey (MH). The MH survey is used to gather demographic data about eachrespondent. UAS members take the MH survey quarterly, and their most recent responses to the MH surveyare included in these SCPC datasets. Visit the UAS website for more information about the UAS MHsurvey2.
Survey variables are the actual results from the SCPC survey questions. Survey variables have variablenames such as pa001 a or pu004 b. To see the exact question text, respondent instructions, response optionwording, and structure of the questions on the screen, it is recommended that data users refer to the surveyquestionnaire. The questionnaire is available on the Atlanta Fed website3. Two important considerations ofthe survey variables are:
∗email: [email protected]://www.frbatlanta.org/banking-and-payments/consumer-payments/survey-of-consumer-payment-choice2Click here to see the standard variables included in the UAS MH questionnaire.3https://www.frbatlanta.org/banking-and-payments/consumer-payments/survey-of-consumer-payment-choice
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• Randomization of response option orders: To avoid potential biases arising from the order of responseoptions presented to respondents, the survey instrument randomizes response options for some ques-tions. The questionnaire clearly indicates if response options were randomized. The unrandomizedvariables have the same variable names as the original survey variables. The raw data from the unran-domized variables and the SAS macros that unrandomize the responses will be made available uponrequest.
• Responses for different time frequencies: Respondents are given the option of reporting payment usein terms of a typical week, month, or year. This dataset includes variables where responses have beenstandardized to a monthly frequency. These created, “frequency converted” variables have the samename as the original responses, but without a numeric suffix. For instance, the variable pu006a a refersto the number of cash payments for retail goods in a typical month, after frequency conversion. Theset of three original variables that produce pu006a a are pu006a a1 (respondent used the weekly boxto report these transactions), pu006a a2 (monthly) and pu006a a3 (yearly). All the variables in thePayment Use section (pu002, pu003, pu004, pu005, pu006a, pu006c, pu021 families of variables) havecorresponding created variables which are described in Section 2.2.4, Payment use. The SAS macrosfor the frequency conversions can be made available upon request. The Atlanta Fed recommends thatdata analysts use the created frequency converted variables in their analysis and research.
Created variables are created by Atlanta Fed staff to populate the SCPC results tables and to aid indata analysis. Most of these variables have descriptive names based on a combination of mnemonics. Forexample, the variable cc typ consists of two mnemonics: cc stands for “credit card”, and typ stands for“number of transactions in a typical month”. More insight into variable name mnemonics is provided inSection 2.2.
2.1 Survey variables
2.1.1 Respondent identifier
The variable uasid is a 9 digit character variable of the form yymmxxxxx, where yy is the two-digit year (17for 2017, 18 for 2018, etc.) in which the respondent joined the UAS panel, mm is the month the respondentjoined the UAS panel (01 for January, 02 for February, etc.), and xxxxx is a random five digit number. Theuasid for a UAS member is the same across all UAS surveys. This allows data users to merge other UASsurvey datasets onto the SCPC dataset.
This variable is the equivalent of the variable uasid in other UAS surveys. In prior years of the SCPCand the DCPC, the variable uasid was renamed as prim key in order to maintain backwards compatibilitywith the code used to process the SCPC data. As of the 2018 SCPC and DCPC, the unique identifier willbe named uasid. For more information about uasid, visit this UAS data website. The variable uasid andother variables described on the UAS website allow the data user to determine if other members of the samehousehold are UAS members.
2.1.2 Survey weight
The weight variable in this survey dataset is r weight. For information about how the survey weights arecalculated, please see the 2018 SCPC Technical Appendix and 2018 Survey and Diary of ConsumerPayment Choice—Sampling and Weighting by Marco Angrisani.4 The Atlanta Fed survey staff rec-ommends that data analysts use the survey weight when generating population estimates.
2.2 Created variables
Most created variable names are a combination of two or more mnemonics, combined using underscores.Typically, the first mnemonic refers to payment instrument, type of account, or a method of payment. The
4 https://www.frbatlanta.org/-/media/documents/banking/consumer-payments/diary-of-consumer-payment-choice/
2018/scpc-dcpc-2018-sampling-weights.pdf
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second or last mnemonic often indicates the concept being communicated, such as adoption ( adopt), ortypical use ( typ). This section describes the most common mnemonics.
2.2.1 Payment instruments
csh Cashchk Checkmon Money orderdc Debit cardcc Credit cardsvc Prepaid card/Stored-value cardbanp Bank account number paymentobbp Online banking bill paymentincome Direct deduction from income (used in automatic bill
payments only)nonbanka2a Account to account payment, using a nonbank ser-
vice such as PayPal or Venmo
Payment instruments are grouped as follows:
paper Cash, check, money ordercard Credit cards, debit cards, prepaid cardselect Bank account number payments, online banking bill payments, nonbank services such as PayPal or Venmo
2.2.2 Transaction types
The payment use section of the survey asks respondents to tell us the number of payments they make in atypical time period (week, month, or year). Those numbers then get converted to monthly numbers. Eachscreen of the payment use section corresponds to a transaction type. The transaction types are listed in thistable.
abp Automatic bill paymentobp Online bill paymentipbp In-person bill payment (or via mail)op Online (non-bill) paymentsrp Retail payments (made in-person)serv Services and other payments (in-person)p2p Person-to-person payment
Transaction types are grouped as follows:
bp Bill payment i.e. sum of abp, obp, ipbpnonbp Non-bill payments, sum of op, rp, serv, and p2p
2.2.3 Payment adoption
The suffix adopt is used in variables that indicate adoption of accounts or payment instruments. It isrecommended that the data user use these variables, as the related concepts in the survey do not match one-to-one with these variables. For instance, the variable cash adopt is created from several survey variables.SAS code for creating these variables is available upon request.
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2.2.4 Payment use
For each payment instrument and seven transaction types, respondents are asked to report their paymentuse behavior—how frequently they use a payment instrument for a specific transaction type. Therefore, atthe most disaggregated level, a payment use variable name consists of three mnemonic components: thepayment instrument (Section 2.2.1), followed by the transaction type (Section 2.2.2), and ending with thesuffix typ which indicates the variable represents the number of payments of that transaction type andpayment instrument made in a typical month. The variable tot pay typ is defined for each respondent asthe sum of all payments made in a typical month.
It is important to note that not all combinations of payment instruments and transaction types exist.This is because they were assumed not to be possible at the time of the survey. The following table illustratescombinations that do exist in the data and the corresponding combinations of mnemonic prefixes:
bp nonbp
abp obp ipbp op rp serv p2p
csh csh ipbp csh rp csh serv csh p2p
chk chk ipbp chk op chk rp chk serv chk p2p
mon mon ipbp mon op mon rp mon serv mon p2p
tc tc (not asked by transaction type)dc dc abp dc obp dc ipbp dc op dc rp dc serv dc p2p
cc cc abp cc obp cc ipbp cc op cc rp cc serv cc p2p
svc svc ipbp svc op svc rp svc serv
obbp obbp abp obbp obp obbp p2p
banp banp abp banp obp banp op banp p2p
income income abp
2.2.5 Flags for variables that were cleaned for outliers
The SCPC has many continuous variables. These variables come from survey questions where the respondentis allowed to enter a number into a box. For instance, we ask the respondent to tell us how many credit cardpayments they make for retail goods in a typical week, month, or year. Continuous variables in the SCPCare cleaned for outliers and edited based on algorithms described in the 2018 SCPC Technical Appendix.To indicate an edited variable, the prefix “f ” is added to the front of a variable name. A flag value of 0indicates that the particular observation was not edited. A flag value greater than 0 means the observationwas edited. If a value was edited, a variable of the same name but with the suffix unedited contains theoriginal value.
3 A note on histograms in this codebook
In order to display the histograms correctly, the data was trimmed at the 95th percentile. The right-mostbar displayed contains the cumulative frequency of observations from the 95th percentile (inclusive) to themaximum value.
In certain cases, the histogram may show a negative value. This occurs rarely, when the 95th percentileis equal to zero.
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Contents
1 Introduction 1
2 SCPC variable overview 12.1 Survey variables . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
2.1.1 Respondent identifier . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22.1.2 Survey weight . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
2.2 Created variables . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22.2.1 Payment instruments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32.2.2 Transaction types . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32.2.3 Payment adoption . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32.2.4 Payment use . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42.2.5 Flags for variables that were cleaned for outliers . . . . . . . . . . . . . . . . . . . . . 4
3 A note on histograms in this codebook 4
abp adopt 6
abp typ 7
as003 a1 8
as003 a2 9
as003 a3 10
as003 a4 11
as003 a5 12
as003 a6 13
as003 b1 14
as003 b2 15
as003 b3 16
as003 b4 17
as003 b5 18
as003 b6 19
as003 c1 20
as003 c2 21
as003 c3 22
as003 c4 23
as003 c5 24
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as003 c6 25
as003 d1 26
as003 d2 27
as003 d3 28
as003 d4 29
as003 d5 30
as003 d6 31
as003 e1 32
as003 e2 33
as003 e3 34
as003 e4 35
as003 e5 36
as003 e6 37
as003 f1 38
as003 f2 39
as003 f3 40
as003 f4 41
as003 f5 42
as003 f6 43
as003 g1 44
as003 g2 45
as003 g3 46
as003 g4 47
as003 g5 48
as003 g6 49
as003 h1 50
as003 h2 51
as003 h3 52
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as003 h4 53
as003 h5 54
as003 h6 55
asian 56
banp abp typ 57
banp adopt 58
banp bp typ 59
banp ipbp typ 60
banp obp typ 61
banp op typ 62
banp p2p typ 63
banp typ 64
black 65
bnk acnt adopt 66
bp typ 67
calcage 68
card abp typ 69
card bp typ 70
card ipbp typ 71
card obp typ 72
card op typ 73
card p2p typ 74
card rp typ 75
card serv typ 76
card typ 77
cc abp typ 78
cc adopt 79
cc bp typ 80
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cc ipbp typ 81
cc obp typ 82
cc op typ 83
cc p2p typ 84
cc rp typ 85
cc serv typ 86
cc typ 87
cellphone 88
census div text 89
census division 90
chk acnt adopt 91
chk adopt 92
chk bp typ 93
chk ipbp typ 94
chk op typ 95
chk p2p typ 96
chk rp typ 97
chk serv typ 98
chk typ 99
cs 001 100
csh adopt 101
csh bp typ 102
csh ipbp typ 103
csh p2p typ 104
csh rp typ 105
csh serv typ 106
csh typ 107
currentlivingsituation 108
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dateofbirth year 109
dc abp typ 110
dc adopt 111
dc bp typ 112
dc ipbp typ 113
dc obp typ 114
dc op typ 115
dc p2p typ 116
dc rp typ 117
dc serv typ 118
dc typ 119
de010 120
de011 121
de012 122
de013 123
de014 124
de015 125
de016 126
de018 127
de019 128
disabled 129
elect abp typ 130
elect bp typ 131
elect ipbp typ 132
elect obp typ 133
elect op typ 134
elect p2p typ 135
elect typ 136
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employmenttype 137
end date 138
evercell 139
f pu002 a 140
f pu002 b 141
f pu002 c 142
f pu002 d 143
f pu002 e 144
f pu002 f 145
f pu003 a 146
f pu003 b 147
f pu003 c 148
f pu003 d 149
f pu003 e 150
f pu004 a 151
f pu004 b 152
f pu004 bmo 153
f pu004 c 154
f pu004 d 155
f pu004 e 156
f pu004 f 157
f pu005 a 158
f pu005 amo 159
f pu005 b 160
f pu005 c 161
f pu005 d 162
f pu005 e 163
f pu006a a 164
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f pu006a b 165
f pu006a bmo 166
f pu006a c 167
f pu006a d 168
f pu006a e 169
f pu006c a 170
f pu006c b 171
f pu006c bmo 172
f pu006c c 173
f pu006c d 174
f pu006c e 175
f pu021 a 176
f pu021 b 177
f pu021 bmo 178
f pu021 c 179
f pu021 d 180
f pu021 e 181
f pu021 f 182
f pu021 g 183
fr001 a 184
fr001 b 185
fr001 d 186
fr001 e 187
gender 188
hardware 189
hhincome 190
highesteducation 192
hispaniclatino 194
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hisplatino group 195
hourswork 196
income abp typ 197
income adopt 198
income bp typ 199
income typ 200
ipbp typ 201
laborstatus 202
lf other 203
livewithpartner 204
maritalstatus 205
mon adopt 206
mon bp typ 207
mon ipbp typ 208
mon op typ 209
mon p2p typ 210
mon rp typ 211
mon serv typ 212
mon typ 213
nativeamer 214
newob 215
newobbp 216
newsav 217
newtb 218
nonbanka2a p2p typ 219
nonbp typ 220
obbp abp typ 221
obbp adopt 222
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obbp bp typ 223
obbp obp typ 224
obbp p2p typ 225
obbp typ 226
obp typ 227
op typ 228
p2p typ 229
pa001 a 230
pa001 b 231
pa001 d1 232
pa001 d2 233
pa001 e 234
pa001 f 235
pa001 fs10 236
pa001 fs11 237
pa001 fs12 238
pa001 fs13 239
pa001 fs14 240
pa001 fs15 241
pa001 fs16 242
pa001 fs2 243
pa001 fs3 244
pa001 fs4 245
pa001 fs5 246
pa001 fs6 247
pa001 fs8 248
pa001g1 249
pa001g2 250
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pa001g3 251
pa002 252
pa002 other 253
pa003 254
pa004 a 255
pa004 b 256
pa007 a 257
pa008 a 258
pa008 a1 259
pa008 a2 260
pa008 a3 261
pa008 b 262
pa008 b1 263
pa008 b2 264
pa008 b3 265
pa009 266
pa010 267
pa011 a 268
pa011 b 269
pa011 c 270
pa012 271
pa013 272
pa014 273
pa016 274
pa016 other 275
pa019 a 276
pa019 b 277
pa019 c 278
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pa019 d 279
pa019 e 280
pa019 f 281
pa019 g 282
pa020 283
pa024 284
pa025 285
pa026 a 286
pa031 287
pa031 b 288
pa035 289
pa040 a 290
pa040 b 291
pa040 c 292
pa040 d 293
pa040 e 294
pa041 295
pa041 b 296
pa041 c 297
pa041 e 298
pa042 a 299
pa042 e 300
pa044 a 301
pa045 302
pa045 a 303
pa045 b 304
pa045 c 305
pa048 a1 306
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pa048 b1 307
pa048 c1 308
pa048 d1 309
pa048 e1 310
pa050 311
pa051 a 312
pa051 b 313
pa051 c 314
pa051 d 315
pa051 e 316
pa052 317
pa053 318
pa054 a 319
pa054 a1 320
pa054 a2 321
pa054 b 322
pa054 b1 323
pa054 b2 324
pa054 c 325
pa054 c1 326
pa054 c2 327
pa054 cards 328
pa054 d 329
pa054 d1 330
pa054 d2 331
pa054 e 332
pa054 e1 333
pa054 e2 334
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pa054 f 335
pa054 f1 336
pa054 f2 337
pa054 g 338
pa054 g1 339
pa054 g2 340
pa054 z 341
pa055 a2 342
pa055 b1 343
pa055 b2 344
pa055 b3 345
pa055 b4 346
pa055 b5 347
pa075 a 348
pa075 b 349
pa076 a 350
pa076 b 351
pa079 a 352
pa079 b 353
pa103 354
pa108 a 355
pa108 a other 356
pa108 b 357
pa108 b other 358
pa120 a 359
pa120 b1 360
pa120 b2 361
pa120 b6 362
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pa120 b7 363
pa120 b8 364
pa120 b9 365
pa120 c 366
pa120 c other 367
pa121 a 368
pa121 b 369
pa121 c 370
pa121 g 371
pa121 h 372
pa121 i 373
pa121 j 374
pa122 a 375
pa122 b 376
pa122 c 377
pa122 g 378
pa122 h 379
pa122 i 380
pa122 j 381
pa123 a number 382
pa123 a us 383
pa123 b number 384
pa123 b us 385
pa123 c number 386
pa123 c us 387
pa123 g number 388
pa123 g us 389
pa123 h number 390
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pa123 h us 391
pa123 i number 392
pa123 i us 393
pa123 j number 394
pa123 j us 395
pa123 other 396
pa126 a 397
pa126 a other 398
pa126 b 399
pa126 b other 400
pa128 a 401
pa128 b 402
pa128 c 403
pa128 g 404
pa128 h 405
pa128 i 406
pa128 j 407
pa129 d 408
pa129 d combos 409
pa129 d2 other 410
pa129 d2s1 411
pa129 d2s2 412
pa129 d2s3 413
pa129 d2s4 414
pa129 d2s5 415
pa129 d2s6 416
pa130 a 417
pa130 b 418
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pa130 c 419
pa130 d 420
pa130 e 421
pa130 f 422
pa131a1 423
pa131a2 424
pa133 a 425
pa133 b 426
pa133 c 427
pa133 g 428
pa133 h 429
pa133 i 430
pa133 j 431
pa135 a 432
pa135 b 433
pa135 c 434
pa135 g 435
pa135 h 436
pa135 i 437
pa135 j 438
pa137 439
pa138 440
pa139 441
pa140 a 442
pa140 b 443
pa140 c 444
pa140 g 445
pa140 h 446
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pa140 i 447
pa140 j 448
pa188 449
pa188 other 450
pa189 a 451
pa189 b 452
pa189 c 453
pa193 454
pa193 other 455
pa194 456
pa198 a 457
pa198 b 458
pa198 c 459
pa198 d 460
pa198 e 461
pa198 f 462
pa198 g 463
pa198 h 464
pa198 i 465
pa198 j 466
pa198 k 467
pa198 l 468
pa198 m 469
pa201 a 470
pa201 b 471
pa201 c 472
pa201 d 473
pa201 e 474
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pa201 f 475
pa201 h 476
pa201 i 477
pa202 a 478
pa202 c 479
pa202 d 480
pa202 e 481
pa202 f 482
pa202 g 483
pa202 h 484
pa202 i 485
pa202 j 486
pa202 k 487
pa202 l 488
pa202 m 489
pa203 a 490
pa203 c 491
pa203 d 492
pa203 e 493
pa203 f 494
pa203 g 495
pa203 h 496
pa203 i 497
pa203 j 498
pa203 k 499
pa203 l 500
pa203 m 501
pacific 502
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paper bp typ 503
paper ipbp typ 504
paper op typ 505
paper p2p typ 506
paper rp typ 507
paper serv typ 508
paper typ 509
ph004 510
ph006 511
ph007 512
ph009 a 513
ph009 b 514
ph009 c 515
ph009 d 516
ph020 a 517
ph020 b 518
ph022 a 519
ph022 b 520
ph022 c 521
ph022 d 522
ph023 a 523
ph023 b 524
ph023 c 525
ph023 d 526
ph024 b 527
ph024 c 528
ph024 d 529
ph025 b 530
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ph025 c 531
ph025 d 532
primary respondent 533
pu002 a 534
pu002 a unedited 536
pu002 b 537
pu002 b unedited 539
pu002 c 540
pu002 c unedited 542
pu002 d 543
pu002 d unedited 545
pu002 e 546
pu002 e unedited 548
pu002 f 549
pu002 f unedited 551
pu003 a 552
pu003 a unedited 554
pu003 b 555
pu003 b unedited 557
pu003 c 558
pu003 c unedited 560
pu003 d 561
pu003 d unedited 563
pu003 e 564
pu003 e unedited 566
pu004 a 567
pu004 a unedited 569
pu004 b 570
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pu004 b unedited 572
pu004 bmo 573
pu004 bmo unedited 575
pu004 c 576
pu004 c unedited 578
pu004 d 579
pu004 d unedited 581
pu004 e 582
pu004 e unedited 584
pu004 f 585
pu004 f unedited 587
pu005 a 588
pu005 a unedited 590
pu005 amo 591
pu005 amo unedited 593
pu005 b 594
pu005 b unedited 596
pu005 c 597
pu005 c unedited 599
pu005 d 600
pu005 d unedited 602
pu005 e 603
pu005 e unedited 605
pu006a a 606
pu006a a unedited 608
pu006a b 609
pu006a b unedited 611
pu006a bmo 612
25
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pu006a bmo unedited 614
pu006a c 615
pu006a c unedited 617
pu006a d 618
pu006a d unedited 620
pu006a e 621
pu006a e unedited 623
pu006c a 624
pu006c a unedited 626
pu006c b 627
pu006c b unedited 629
pu006c bmo 630
pu006c bmo unedited 632
pu006c c 633
pu006c c unedited 635
pu006c d 636
pu006c d unedited 638
pu006c e 639
pu006c e unedited 641
pu009 642
pu010 643
pu010 followup 644
pu011 645
pu013 646
pu013 a 647
pu013 a other 648
pu013 b 649
pu013 followup 650
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pu020 651
pu021 a 652
pu021 a unedited 654
pu021 b 655
pu021 b unedited 657
pu021 bmo 658
pu021 bmo unedited 660
pu021 c 661
pu021 c unedited 663
pu021 d 664
pu021 d unedited 666
pu021 e 667
pu021 e unedited 669
pu021 f 670
pu021 f unedited 672
pu021 g 673
pu021 g unedited 675
r weight 676
race 677
retired 678
rp typ 679
sav acnt adopt 680
serv typ 681
sick leave 682
smartphone 683
start date 684
surveyyear 685
svc abp typ 686
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svc adopt 687
svc bp typ 688
svc ipbp typ 689
svc obp typ 690
svc op typ 691
svc rp typ 692
svc serv typ 693
svc typ 694
tot pay typ 695
tsend 696
tsstart 697
uasid 698
uasmembers 699
unemp layoff 700
unemp look 701
white 702
workfullpart 703
working 704
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abp adopt
Dataset: SCPC
Variable type: Numeric
N = 3142
Description: Is the respondent an AUTOMATIC BILL PAYMENT adopter?
Survey question: N/A
Details: Created variable
Values Number Percent0 1000 31.81 2142 68.2
Table 1: Frequency table for abp adopt
Value labels:0 - Not an adopter1 - Adopter
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abp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of AUTOMATIC BILL PAYMENTS made in a typical month.
Survey question: sum(pu002 a, b, c, d, e, f)
Details: This created variable has been edited for outliers.
min med mean max sd0.0 3.0 6.8 122.0 11.4
Table 2: Summary statistics for abp typ
abp_typ
Fre
quen
cy
0 5 10 15 20 25 30
020
040
060
080
010
00
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as003 a1
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. ACCEPTANCE FOR PAYMENT of cash
Survey question: as003 a1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 51 1.62 83 2.63 212 6.74 487 15.55 2315 73.5
Table 3: Frequency table for as003 a1
Value labels:1 - Rarely accepted2 - Occasionally accepted3 - Often accepted4 - Usually accepted5 - Almost always accepted
31
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as003 a2
Dataset: SCPC
Variable type: Numeric
N = 3145
Description: Assessment of payment instrument characteristics. COST of cash
Survey question: as003 a2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 21 0.72 50 1.63 617 19.64 328 10.45 2129 67.7
Table 4: Frequency table for as003 a2
Value labels:1 - Very high cost2 - High cost3 - Neither high nor low cost4 - Low cost5 - Very low cost
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as003 a3
Dataset: SCPC
Variable type: Numeric
N = 3150
Description: Assessment of payment instrument characteristics. CONVENIENCE of cash
Survey question: as003 a3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 123 3.92 333 10.63 422 13.44 881 28.05 1391 44.2
Table 5: Frequency table for as003 a3
Value labels:1 - Very inconvenient2 - Inconvenient3 - Neither inconvenient nor convenient4 - Convenient5 - Very convenient
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as003 a4
Dataset: SCPC
Variable type: Numeric
N = 3150
Description: Assessment of payment instrument characteristics. SECURITY of cash
Survey question: as003 a4
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1046 33.22 516 16.43 422 13.44 445 14.15 721 22.9
Table 6: Frequency table for as003 a4
Value labels:1 - Very risky2 - Risky3 - Neither risky nor secure4 - Secure5 - Very secure
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as003 a5
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. GETTING and SETTING UP of cash
Survey question: as003 a5
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 53 1.72 143 4.53 589 18.74 635 20.25 1728 54.9
Table 7: Frequency table for as003 a5
Value labels:1 - Very hard to get or set up2 - Hard to get or set up3 - Neither hard nor easy4 - Easy to get or set up5 - Very easy to get or set up
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as003 a6
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Assessment of payment instrument characteristics. PAYMENT RECORDS of cash
Survey question: as003 a6
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1168 37.12 780 24.83 594 18.94 307 9.85 298 9.5
Table 8: Frequency table for as003 a6
Value labels:1 - Very poor records2 - Poor records3 - Neither good nor poor4 - Good records5 - Very good records
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as003 b1
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Assessment of payment instrument characteristics. ACCEPTANCE FOR PAYMENT ofchecks
Survey question: as003 b1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 182 5.82 527 16.73 910 28.94 983 31.25 545 17.3
Table 9: Frequency table for as003 b1
Value labels:1 - Rarely accepted2 - Occasionally accepted3 - Often accepted4 - Usually accepted5 - Almost always accepted
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as003 b2
Dataset: SCPC
Variable type: Numeric
N = 3146
Description: Assessment of payment instrument characteristics. COST of checks
Survey question: as003 b2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 28 0.92 243 7.73 661 21.04 1282 40.85 932 29.6
Table 10: Frequency table for as003 b2
Value labels:1 - Very high cost2 - High cost3 - Neither high nor low cost4 - Low cost5 - Very low cost
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as003 b3
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. CONVENIENCE of checks
Survey question: as003 b3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 242 7.72 769 24.43 681 21.64 1005 31.95 451 14.3
Table 11: Frequency table for as003 b3
Value labels:1 - Very inconvenient2 - Inconvenient3 - Neither inconvenient nor convenient4 - Convenient5 - Very convenient
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as003 b4
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Assessment of payment instrument characteristics. SECURITY of checks
Survey question: as003 b4
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 269 8.52 959 30.53 674 21.44 984 31.25 263 8.4
Table 12: Frequency table for as003 b4
Value labels:1 - Very risky2 - Risky3 - Neither risky nor secure4 - Secure5 - Very secure
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as003 b5
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. GETTING and SETTING UP of checks
Survey question: as003 b5
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 52 1.72 291 9.23 782 24.84 1228 39.05 795 25.3
Table 13: Frequency table for as003 b5
Value labels:1 - Very hard to get or set up2 - Hard to get or set up3 - Neither hard nor easy4 - Easy to get or set up5 - Very easy to get or set up
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as003 b6
Dataset: SCPC
Variable type: Numeric
N = 3146
Description: Assessment of payment instrument characteristics. PAYMENT RECORDS of checks
Survey question: as003 b6
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 34 1.12 90 2.93 403 12.84 1444 45.95 1175 37.3
Table 14: Frequency table for as003 b6
Value labels:1 - Very poor records2 - Poor records3 - Neither good nor poor4 - Good records5 - Very good records
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as003 c1
Dataset: SCPC
Variable type: Numeric
N = 3144
Description: Assessment of payment instrument characteristics. ACCEPTANCE FOR PAYMENT of debitcards
Survey question: as003 c1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 26 0.82 30 1.03 238 7.64 748 23.85 2102 66.9
Table 15: Frequency table for as003 c1
Value labels:1 - Rarely accepted2 - Occasionally accepted3 - Often accepted4 - Usually accepted5 - Almost always accepted
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as003 c2
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Assessment of payment instrument characteristics. COST of debit cards
Survey question: as003 c2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 30 1.02 120 3.83 690 21.94 874 27.85 1433 45.5
Table 16: Frequency table for as003 c2
Value labels:1 - Very high cost2 - High cost3 - Neither high nor low cost4 - Low cost5 - Very low cost
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as003 c3
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. CONVENIENCE of debit cards
Survey question: as003 c3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 78 2.52 63 2.03 285 9.14 992 31.55 1730 55.0
Table 17: Frequency table for as003 c3
Value labels:1 - Very inconvenient2 - Inconvenient3 - Neither inconvenient nor convenient4 - Convenient5 - Very convenient
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as003 c4
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Assessment of payment instrument characteristics. SECURITY of debit cards
Survey question: as003 c4
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 315 10.02 875 27.83 451 14.34 1146 36.45 362 11.5
Table 18: Frequency table for as003 c4
Value labels:1 - Very risky2 - Risky3 - Neither risky nor secure4 - Secure5 - Very secure
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as003 c5
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. GETTING and SETTING UP of debitcards
Survey question: as003 c5
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 28 0.92 122 3.93 609 19.34 1316 41.85 1073 34.1
Table 19: Frequency table for as003 c5
Value labels:1 - Very hard to get or set up2 - Hard to get or set up3 - Neither hard nor easy4 - Easy to get or set up5 - Very easy to get or set up
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as003 c6
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. PAYMENT RECORDS of debit cards
Survey question: as003 c6
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 31 1.02 99 3.13 345 11.04 1196 38.05 1477 46.9
Table 20: Frequency table for as003 c6
Value labels:1 - Very poor records2 - Poor records3 - Neither good nor poor4 - Good records5 - Very good records
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as003 d1
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. ACCEPTANCE FOR PAYMENT ofcredit cards
Survey question: as003 d1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 43 1.42 27 0.93 137 4.44 671 21.35 2270 72.1
Table 21: Frequency table for as003 d1
Value labels:1 - Rarely accepted2 - Occasionally accepted3 - Often accepted4 - Usually accepted5 - Almost always accepted
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as003 d2
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. COST of credit cards
Survey question: as003 d2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 366 11.62 915 29.13 586 18.64 598 19.05 683 21.7
Table 22: Frequency table for as003 d2
Value labels:1 - Very high cost2 - High cost3 - Neither high nor low cost4 - Low cost5 - Very low cost
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as003 d3
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. CONVENIENCE of credit cards
Survey question: as003 d3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 80 2.52 50 1.63 267 8.54 886 28.15 1865 59.2
Table 23: Frequency table for as003 d3
Value labels:1 - Very inconvenient2 - Inconvenient3 - Neither inconvenient nor convenient4 - Convenient5 - Very convenient
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as003 d4
Dataset: SCPC
Variable type: Numeric
N = 3150
Description: Assessment of payment instrument characteristics. SECURITY of credit cards
Survey question: as003 d4
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 280 8.92 690 21.93 399 12.74 1204 38.25 577 18.3
Table 24: Frequency table for as003 d4
Value labels:1 - Very risky2 - Risky3 - Neither risky nor secure4 - Secure5 - Very secure
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as003 d5
Dataset: SCPC
Variable type: Numeric
N = 3145
Description: Assessment of payment instrument characteristics. GETTING and SETTING UP of creditcards
Survey question: as003 d5
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 74 2.42 283 9.03 604 19.24 1214 38.65 970 30.8
Table 25: Frequency table for as003 d5
Value labels:1 - Very hard to get or set up2 - Hard to get or set up3 - Neither hard nor easy4 - Easy to get or set up5 - Very easy to get or set up
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as003 d6
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Assessment of payment instrument characteristics. PAYMENT RECORDS of credit cards
Survey question: as003 d6
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 29 0.92 59 1.93 252 8.04 1088 34.65 1721 54.7
Table 26: Frequency table for as003 d6
Value labels:1 - Very poor records2 - Poor records3 - Neither good nor poor4 - Good records5 - Very good records
54
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as003 e1
Dataset: SCPC
Variable type: Numeric
N = 3146
Description: Assessment of payment instrument characteristics. ACCEPTANCE FOR PAYMENT of pre-paid cards
Survey question: as003 e1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 99 3.12 156 5.03 568 18.14 1089 34.65 1234 39.2
Table 27: Frequency table for as003 e1
Value labels:1 - Rarely accepted2 - Occasionally accepted3 - Often accepted4 - Usually accepted5 - Almost always accepted
55
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as003 e2
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Assessment of payment instrument characteristics. COST of prepaid cards
Survey question: as003 e2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 56 1.82 422 13.43 1067 33.94 866 27.55 736 23.4
Table 28: Frequency table for as003 e2
Value labels:1 - Very high cost2 - High cost3 - Neither high nor low cost4 - Low cost5 - Very low cost
56
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as003 e3
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. CONVENIENCE of prepaid cards
Survey question: as003 e3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 174 5.52 458 14.53 783 24.94 970 30.85 763 24.2
Table 29: Frequency table for as003 e3
Value labels:1 - Very inconvenient2 - Inconvenient3 - Neither inconvenient nor convenient4 - Convenient5 - Very convenient
57
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as003 e4
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Assessment of payment instrument characteristics. SECURITY of prepaid cards
Survey question: as003 e4
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 502 15.92 691 21.93 874 27.84 704 22.45 378 12.0
Table 30: Frequency table for as003 e4
Value labels:1 - Very risky2 - Risky3 - Neither risky nor secure4 - Secure5 - Very secure
58
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as003 e5
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. GETTING and SETTING UP of prepaidcards
Survey question: as003 e5
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 69 2.22 377 12.03 1069 34.04 992 31.55 641 20.4
Table 31: Frequency table for as003 e5
Value labels:1 - Very hard to get or set up2 - Hard to get or set up3 - Neither hard nor easy4 - Easy to get or set up5 - Very easy to get or set up
59
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as003 e6
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Assessment of payment instrument characteristics. PAYMENT RECORDS of prepaid cards
Survey question: as003 e6
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 408 13.02 676 21.53 1115 35.44 599 19.05 349 11.1
Table 32: Frequency table for as003 e6
Value labels:1 - Very poor records2 - Poor records3 - Neither good nor poor4 - Good records5 - Very good records
60
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as003 f1
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Assessment of payment instrument characteristics. ACCEPTANCE FOR PAYMENT of bankaccount number payments
Survey question: as003 f1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 708 22.52 696 22.13 700 22.24 603 19.25 440 14.0
Table 33: Frequency table for as003 f1
Value labels:1 - Rarely accepted2 - Occasionally accepted3 - Often accepted4 - Usually accepted5 - Almost always accepted
61
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as003 f2
Dataset: SCPC
Variable type: Numeric
N = 3145
Description: Assessment of payment instrument characteristics. COST of bank account number payments
Survey question: as003 f2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 34 1.12 98 3.13 888 28.24 719 22.95 1406 44.7
Table 34: Frequency table for as003 f2
Value labels:1 - Very high cost2 - High cost3 - Neither high nor low cost4 - Low cost5 - Very low cost
62
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as003 f3
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. CONVENIENCE of bank account numberpayments
Survey question: as003 f3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 268 8.52 637 20.23 809 25.74 930 29.55 504 16.0
Table 35: Frequency table for as003 f3
Value labels:1 - Very inconvenient2 - Inconvenient3 - Neither inconvenient nor convenient4 - Convenient5 - Very convenient
63
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as003 f4
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. SECURITY of bank account numberpayments
Survey question: as003 f4
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 562 17.92 932 29.63 430 13.74 889 28.25 335 10.6
Table 36: Frequency table for as003 f4
Value labels:1 - Very risky2 - Risky3 - Neither risky nor secure4 - Secure5 - Very secure
64
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as003 f5
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Assessment of payment instrument characteristics. GETTING and SETTING UP of bankaccount number payments
Survey question: as003 f5
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 67 2.12 348 11.13 958 30.44 1141 36.35 633 20.1
Table 37: Frequency table for as003 f5
Value labels:1 - Very hard to get or set up2 - Hard to get or set up3 - Neither hard nor easy4 - Easy to get or set up5 - Very easy to get or set up
65
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as003 f6
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. PAYMENT RECORDS of bank accountnumber payments
Survey question: as003 f6
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 44 1.42 97 3.13 445 14.14 1159 36.85 1403 44.6
Table 38: Frequency table for as003 f6
Value labels:1 - Very poor records2 - Poor records3 - Neither good nor poor4 - Good records5 - Very good records
66
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as003 g1
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Assessment of payment instrument characteristics. ACCEPTANCE FOR PAYMENT of on-line banking bill payments
Survey question: as003 g1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 250 7.92 380 12.13 724 23.04 904 28.75 889 28.2
Table 39: Frequency table for as003 g1
Value labels:1 - Rarely accepted2 - Occasionally accepted3 - Often accepted4 - Usually accepted5 - Almost always accepted
67
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as003 g2
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Assessment of payment instrument characteristics. COST of online banking bill payments
Survey question: as003 g2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 31 1.02 92 2.93 796 25.34 741 23.55 1487 47.3
Table 40: Frequency table for as003 g2
Value labels:1 - Very high cost2 - High cost3 - Neither high nor low cost4 - Low cost5 - Very low cost
68
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as003 g3
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. CONVENIENCE of online banking billpayments
Survey question: as003 g3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 133 4.22 238 7.63 532 16.94 1098 34.95 1147 36.4
Table 41: Frequency table for as003 g3
Value labels:1 - Very inconvenient2 - Inconvenient3 - Neither inconvenient nor convenient4 - Convenient5 - Very convenient
69
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as003 g4
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Assessment of payment instrument characteristics. SECURITY of online banking bill pay-ments
Survey question: as003 g4
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 307 9.72 682 21.73 497 15.84 1179 37.45 484 15.4
Table 42: Frequency table for as003 g4
Value labels:1 - Very risky2 - Risky3 - Neither risky nor secure4 - Secure5 - Very secure
70
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as003 g5
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. GETTING and SETTING UP of onlinebanking bill payments
Survey question: as003 g5
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 78 2.52 373 11.83 822 26.14 1209 38.45 666 21.2
Table 43: Frequency table for as003 g5
Value labels:1 - Very hard to get or set up2 - Hard to get or set up3 - Neither hard nor easy4 - Easy to get or set up5 - Very easy to get or set up
71
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as003 g6
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Assessment of payment instrument characteristics. PAYMENT RECORDS of online bankingbill payments
Survey question: as003 g6
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 35 1.12 66 2.13 364 11.64 1128 35.85 1556 49.4
Table 44: Frequency table for as003 g6
Value labels:1 - Very poor records2 - Poor records3 - Neither good nor poor4 - Good records5 - Very good records
72
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as003 h1
Dataset: SCPC
Variable type: Numeric
N = 3146
Description: Assessment of payment instrument characteristics. ACCEPTANCE FOR PAYMENT ofmoney orders
Survey question: as003 h1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 407 12.92 717 22.83 797 25.34 703 22.35 522 16.6
Table 45: Frequency table for as003 h1
Value labels:1 - Rarely accepted2 - Occasionally accepted3 - Often accepted4 - Usually accepted5 - Almost always accepted
73
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as003 h2
Dataset: SCPC
Variable type: Numeric
N = 3145
Description: Assessment of payment instrument characteristics. COST of money orders
Survey question: as003 h2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 122 3.92 822 26.13 791 25.24 1098 34.95 312 9.9
Table 46: Frequency table for as003 h2
Value labels:1 - Very high cost2 - High cost3 - Neither high nor low cost4 - Low cost5 - Very low cost
74
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as003 h3
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Assessment of payment instrument characteristics. CONVENIENCE of money orders
Survey question: as003 h3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 888 28.22 1094 34.83 632 20.14 356 11.35 177 5.6
Table 47: Frequency table for as003 h3
Value labels:1 - Very inconvenient2 - Inconvenient3 - Neither inconvenient nor convenient4 - Convenient5 - Very convenient
75
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as003 h4
Dataset: SCPC
Variable type: Numeric
N = 3150
Description: Assessment of payment instrument characteristics. SECURITY of money orders
Survey question: as003 h4
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 332 10.52 591 18.83 774 24.64 939 29.85 514 16.3
Table 48: Frequency table for as003 h4
Value labels:1 - Very risky2 - Risky3 - Neither risky nor secure4 - Secure5 - Very secure
76
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as003 h5
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Assessment of payment instrument characteristics. GETTING and SETTING UP of moneyorders
Survey question: as003 h5
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 230 7.32 836 26.53 1030 32.74 636 20.25 417 13.2
Table 49: Frequency table for as003 h5
Value labels:1 - Very hard to get or set up2 - Hard to get or set up3 - Neither hard nor easy4 - Easy to get or set up5 - Very easy to get or set up
77
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as003 h6
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Assessment of payment instrument characteristics. PAYMENT RECORDS of money orders
Survey question: as003 h6
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 349 11.12 618 19.63 999 31.74 776 24.75 406 12.9
Table 50: Frequency table for as003 h6
Value labels:1 - Very poor records2 - Poor records3 - Neither good nor poor4 - Good records5 - Very good records
78
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asian
Dataset: SCPC
Variable type: Numeric
N = 3145
Description: Did the respondent select ASIAN in the race question
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question, and the respondent isself-describing their race.
Values Number Percent0 3063 97.41 82 2.6
Table 51: Frequency table for asian
Value labels:0 - No1 - Yes
79
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banp abp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of automatic bill payments made by BANK ACCOUNT NUMBER PAYMENTSin a typical month.
Survey question: pu002 c
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 1.6 30.0 2.8
Table 52: Summary statistics for banp abp typ
banp_abp_typ
Fre
quen
cy
0 1 2 3 4 5 6 7
050
010
0015
00
80
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banp adopt
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: Is the respondent a BANK ACCOUNT NUMBER PAYMENT adopter?
Survey question: N/A
Details: Created variable
Values Number Percent0 856 27.11 2297 72.9
Table 53: Frequency table for banp adopt
Value labels:0 - Not an adopter1 - Adopter
81
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banp bp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of bill payments made by BANK ACCOUNT NUMBER PAYMENTS ina typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 2.0 4.3 125.0 6.2
Table 54: Summary statistics for banp bp typ
banp_bp_typ
Fre
quen
cy
0 5 10 15
020
040
060
080
010
00
82
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banp ipbp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of in person or by mail bill payments made by BANK ACCOUNT NUMBERPAYMENT in a typical month.
Survey question: pu004 f
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 1.1 125.0 3.3
Table 55: Summary statistics for banp ipbp typ
banp_ipbp_typ
Fre
quen
cy
0 1 2 3 4 5 6
050
010
0015
0020
00
83
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banp obp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of online bill payments made by BANK ACCOUNT NUMBER PAYMENTS ina typical month.
Survey question: pu003 c
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 1.5 30.4 2.9
Table 56: Summary statistics for banp obp typ
banp_obp_typ
Fre
quen
cy
0 2 4 6 8
050
010
0015
00
84
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banp op typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of non-bill online payments paid by BANK ACCOUNT NUMBER PAYMENTSin a typical month.
Survey question: pu005 c
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.5 25.0 1.8
Table 57: Summary statistics for banp op typ
banp_op_typ
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
050
010
0015
0020
0025
00
85
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banp p2p typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of person-to-person payments paid by BANK ACCOUNT NUMBER PAYMENTin a typical month.
Survey question: pu021 e
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.2 26.1 1.1
Table 58: Summary statistics for banp p2p typ
banp_p2p_typ
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
0020
0025
00
86
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banp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of BANK ACCOUNT NUMBER PAYMENTS in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 3.0 5.3 125.0 7.5
Table 59: Summary statistics for banp typ
banp_typ
Fre
quen
cy
0 5 10 15 20
020
040
060
080
010
00
87
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black
Dataset: SCPC
Variable type: Numeric
N = 3145
Description: Did the respondent select BLACK OR AFRICAN AMERICAN in the race question
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question, and the respondent isself-describing their race.
Values Number Percent0 2827 89.91 318 10.1
Table 60: Frequency table for black
Value labels:0 - No1 - Yes
88
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bnk acnt adopt
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Is the respondent a BANK ACCOUNT adopter?
Survey question: N/A
Details: Created variable
Values Number Percent0 211 6.71 2936 93.3
Table 61: Frequency table for bnk acnt adopt
Value labels:0 - Not an adopter1 - Adopter
89
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bp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of BILL PAYMENTS in a typical month.
Survey question: sum(all pu002, pu003, pu004 variables)
Details: This created variable has been edited for outliers.
min med mean max sd0.0 14.0 22.4 231.1 25.3
Table 62: Summary statistics for bp typ
bp_typ
Fre
quen
cy
0 20 40 60 80
050
100
150
200
250
90
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calcage
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: Age
Survey question: N/A
Details: Calculated age, based on the date of birth and the date the respondent took the survey.
min med mean max sd18.0 52.0 51.5 100.0 15.0
Table 63: Summary statistics for calcage
calcage
Fre
quen
cy
20 30 40 50 60 70
050
100
150
91
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card abp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of automatic bill payments made by CARDS in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 3.6 108.0 8.6
Table 64: Summary statistics for card abp typ
card_abp_typ
Fre
quen
cy
0 5 10 15 20
050
010
0015
00
92
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card bp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of bill payments made by CARD methods in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 4.3 11.0 156.3 17.8
Table 65: Summary statistics for card bp typ
card_bp_typ
Fre
quen
cy
0 10 20 30 40
020
040
060
080
010
00
93
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card ipbp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of in-person or by mail bill payments made by CARD methods in a typicalmonth.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.2 3.8 100.0 8.5
Table 66: Summary statistics for card ipbp typ
card_ipbp_typ
Fre
quen
cy
0 5 10 15 20
050
010
0015
0020
00
94
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card obp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of online bill payments made by CARDS in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 1.0 3.6 113.8 7.9
Table 67: Summary statistics for card obp typ
card_obp_typ
Fre
quen
cy
0 5 10 15 20
020
060
010
0014
00
95
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card op typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of non-bill online payments made by CARD methods in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 1.0 4.6 104.0 8.7
Table 68: Summary statistics for card op typ
card_op_typ
Fre
quen
cy
0 5 10 15 20
050
010
0015
00
96
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card p2p typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of person-to-person payments made by CARD methods in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.6 60.0 2.9
Table 69: Summary statistics for card p2p typ
card_p2p_typ
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
050
010
0015
0020
0025
00
97
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card rp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of retail goods payments made by CARD methods in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 10.0 15.6 147.0 17.7
Table 70: Summary statistics for card rp typ
card_rp_typ
Fre
quen
cy
0 10 20 30 40 50
010
030
050
070
0
98
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card serv typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of retail services payments made by CARD methods in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 5.8 10.7 100.0 13.4
Table 71: Summary statistics for card serv typ
card_serv_typ
Fre
quen
cy
0 10 20 30 40
020
040
060
080
010
00
99
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card typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of CARD payments in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 30.4 42.5 321.9 40.8
Table 72: Summary statistics for card typ
card_typ
Fre
quen
cy
0 20 40 60 80 100 120
010
020
030
040
0
100
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cc abp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of automatic bill payments made by CREDIT CARDS in a typical month.
Survey question: pu002 b
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 1.5 50.0 4.6
Table 73: Summary statistics for cc abp typ
cc_abp_typ
Fre
quen
cy
0 2 4 6 8
050
010
0015
0020
00
101
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cc adopt
Dataset: SCPC
Variable type: Numeric
N = 3137
Description: Is the respondent a CREDIT CARD adopter?
Survey question: N/A
Details: Created variable
Values Number Percent0 657 20.91 2480 79.1
Table 74: Frequency table for cc adopt
Value labels:0 - Not an adopter1 - Adopter
102
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cc bp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of bill payments made by CREDIT CARD in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 4.4 100.0 10.1
Table 75: Summary statistics for cc bp typ
cc_bp_typ
Fre
quen
cy
0 5 10 15 20 25
050
010
0015
00
103
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cc ipbp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of in person or by mail bill payments made by CREDIT CARD in a typical month.
Survey question: pu004 d
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 1.5 87.0 5.1
Table 76: Summary statistics for cc ipbp typ
cc_ipbp_typ
Fre
quen
cy
0 2 4 6 8 10
050
010
0015
0020
0025
00
104
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cc obp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of online bill payments made by CREDIT CARD in a typical month.
Survey question: pu003 b
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 1.3 50.0 4.0
Table 77: Summary statistics for cc obp typ
cc_obp_typ
Fre
quen
cy
0 1 2 3 4 5 6
050
010
0015
0020
00
105
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cc op typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of non-bill online payments paid by CREDIT CARD in a typical month.
Survey question: pu005 d
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 2.0 83.3 4.8
Table 78: Summary statistics for cc op typ
cc_op_typ
Fre
quen
cy
0 2 4 6 8 10
050
010
0015
0020
00
106
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cc p2p typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of person-to-person payments paid by CREDIT CARD in a typical month.
Survey question: pu021 d
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.2 39.1 1.4
Table 79: Summary statistics for cc p2p typ
cc_p2p_typ
Fre
quen
cy
0.0 0.1 0.2 0.3 0.4
050
010
0020
0030
00
107
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cc rp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of retail goods payments paid by CREDIT CARD in a typical month.
Survey question: pu006a d
Details: This created variable has been edited for outliers.
min med mean max sd0.0 1.0 6.1 133.3 11.4
Table 80: Summary statistics for cc rp typ
cc_rp_typ
Fre
quen
cy
0 5 10 15 20 25 30
050
010
0015
00
108
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cc serv typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of retail services payments paid by CREDIT CARD in a typical month.
Survey question: pu006c d
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.2 4.4 87.0 8.9
Table 81: Summary statistics for cc serv typ
cc_serv_typ
Fre
quen
cy
0 5 10 15 20
050
010
0015
00
109
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cc typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of CREDIT CARD payments in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 4.4 17.1 205.0 26.9
Table 82: Summary statistics for cc typ
cc_typ
Fre
quen
cy
0 20 40 60 80
020
040
060
080
012
00
110
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cellphone
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: Do you have a cell phone?
Survey question: cellphone
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 3040 96.42 113 3.6
Table 83: Frequency table for cellphone
Value labels:1 - Yes2 - No
111
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census div text
Dataset: SCPC
Variable type: Character
N = 3153
Description: Text label for respondent’s Census division
Survey question: N/A
Details: Based on UAS demographic variable statereside
112
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census division
Dataset: SCPC
Variable type: Numeric
N = 3151
Description: Census division where respondent lives
Survey question: N/A
Details: Based on UAS demographic variable statereside
Values Number Percent1 105 3.32 393 12.53 662 21.04 364 11.65 627 19.96 220 7.07 280 8.98 201 6.49 299 9.5
Table 84: Frequency table for census division
Value labels:NA
113
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chk acnt adopt
Dataset: SCPC
Variable type: Numeric
N = 3146
Description: Is the respondent a CHECKING ACCOUNT adopter?
Survey question: N/A
Details: Created variable
Values Number Percent0 251 8.01 2895 92.0
Table 85: Frequency table for chk acnt adopt
Value labels:0 - Not an adopter1 - Adopter
114
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chk adopt
Dataset: SCPC
Variable type: Numeric
N = 3145
Description: Is the respondent a CHECK adopter?
Survey question: N/A
Details: Created variable
Values Number Percent0 507 16.11 2638 83.9
Table 86: Frequency table for chk adopt
Value labels:0 - Not an adopter1 - Adopter
115
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chk bp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of bill payments made by CHECK in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.5 1.9 30.0 3.4
Table 87: Summary statistics for chk bp typ
chk_bp_typ
Fre
quen
cy
0 2 4 6 8
050
010
0015
00
116
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chk ipbp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of in person or by mail bill payments made by CHECK in a typical month.
Survey question: pu004 b
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.5 1.9 30.0 3.4
Table 88: Summary statistics for chk ipbp typ
chk_ipbp_typ
Fre
quen
cy
0 2 4 6 8
050
010
0015
00
117
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chk op typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of non-bill online payments paid by CHECK in a typical month.
Survey question: pu005 a
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.5 30.4 1.7
Table 89: Summary statistics for chk op typ
chk_op_typ
Fre
quen
cy
0 1 2 3 4
050
010
0015
0020
0025
00
118
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chk p2p typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of person-to-person payments paid by CHECK in a typical month.
Survey question: pu021 b
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.3 24.0 1.2
Table 90: Summary statistics for chk p2p typ
chk_p2p_typ
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
050
010
0015
0020
00
119
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chk rp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of retail goods payments paid by CHECK in a typical month.
Survey question: pu006a b
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.8 25.0 2.5
Table 91: Summary statistics for chk rp typ
chk_rp_typ
Fre
quen
cy
0 1 2 3 4
050
010
0015
0020
0025
00
120
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chk serv typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of retail services payments paid by CHECK in a typical month.
Survey question: pu006c b
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.7 25.0 2.1
Table 92: Summary statistics for chk serv typ
chk_serv_typ
Fre
quen
cy
0 1 2 3 4
050
010
0015
0020
00
121
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chk typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of CHECK payments in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 1.2 4.2 65.4 7.2
Table 93: Summary statistics for chk typ
chk_typ
Fre
quen
cy
0 5 10 15 20
020
040
060
080
010
00
122
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cs 001
Dataset: SCPC
Variable type: Numeric
N = 3136
Description: Could you tell us how interesting or uninteresting you found the questions in this interview?
Survey question: cs 001
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 984 31.42 1347 43.03 634 20.24 115 3.75 56 1.8
Table 94: Frequency table for cs 001
Value labels:1 - Very interesting2 - Interesting3 - Neither interesting or uninteresting4 - Uninteresting5 - Very uninteresting
123
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csh adopt
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Is the respondent a CASH adopter?
Survey question: N/A
Details: Created variable
Values Number Percent0 43 1.41 3104 98.6
Table 95: Frequency table for csh adopt
Value labels:0 - Not an adopter1 - Adopter
124
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csh bp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of bill payments made by CASH in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 2.1 217.4 6.9
Table 96: Summary statistics for csh bp typ
csh_bp_typ
Fre
quen
cy
0 2 4 6 8 10 12 14
050
010
0015
0020
00
125
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csh ipbp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of in person or by mail bill payments made by CASH in a typical month.
Survey question: pu004 a
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 2.1 217.4 6.9
Table 97: Summary statistics for csh ipbp typ
csh_ipbp_typ
Fre
quen
cy
0 2 4 6 8 10 12 14
050
010
0015
0020
00
126
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csh p2p typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of person-to-person payments paid by CASH in a typical month.
Survey question: pu021 a
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 1.5 60.0 3.7
Table 98: Summary statistics for csh p2p typ
csh_p2p_typ
Fre
quen
cy
0 2 4 6 8
050
010
0015
0020
00
127
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csh rp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of retail goods payments paid by CASH in a typical month.
Survey question: pu006a a
Details: This created variable has been edited for outliers.
min med mean max sd0.0 4.3 8.1 173.9 12.5
Table 99: Summary statistics for csh rp typ
csh_rp_typ
Fre
quen
cy
0 5 10 15 20 25 30
020
040
060
080
010
00
128
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csh serv typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of retail services payments paid by CASH in a typical month.
Survey question: pu006c a
Details: This created variable has been edited for outliers.
min med mean max sd0.0 2.0 5.5 100.0 8.8
Table 100: Summary statistics for csh serv typ
csh_serv_typ
Fre
quen
cy
0 5 10 15 20
020
040
060
080
012
00
129
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csh typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of CASH payments in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 9.7 17.2 221.8 22.7
Table 101: Summary statistics for csh typ
csh_typ
Fre
quen
cy
0 10 20 30 40 50 60
010
020
030
040
050
060
0
130
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currentlivingsituation
Dataset: SCPC
Variable type: Numeric
N = 3152
Description: A created variable based on UAS demographic variable maritalstatus
Survey question: N/A
Details: A created variable based on UAS demographic variables maritalstatus and livewithpartner
Values Number Percent1 2197 69.72 33 1.03 403 12.84 142 4.55 377 12.0
Table 102: Frequency table for currentlivingsituation
Value labels:1 - Married or lives with partner2 - Separated3 - Divorced4 - Widowed5 - Never married
131
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dateofbirth year
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: Year of birth
Survey question: N/A
Details: Provided by the survey vendor.
min med mean max sd1918.0 1965.0 1966.1 2000.0 15.0
Table 103: Summary statistics for dateofbirth year
dateofbirth_year
Fre
quen
cy
1920 1940 1960 1980
050
100
150
200
132
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dc abp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of automatic bill payments made by DEBIT CARDS in a typical month.
Survey question: pu002 a
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 2.0 108.0 6.5
Table 104: Summary statistics for dc abp typ
dc_abp_typ
Fre
quen
cy
0 2 4 6 8 10
050
010
0015
0020
00
133
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dc adopt
Dataset: SCPC
Variable type: Numeric
N = 3097
Description: Is the respondent a DEBIT CARD adopter?
Survey question: N/A
Details: Created variable
Values Number Percent0 578 18.71 2519 81.3
Table 105: Frequency table for dc adopt
Value labels:0 - Not an adopter1 - Adopter
134
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dc bp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of bill payments made by DEBIT CARD in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 6.1 150.0 13.5
Table 106: Summary statistics for dc bp typ
dc_bp_typ
Fre
quen
cy
0 5 10 15 20 25 30
050
010
0015
00
135
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dc ipbp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of in person or by mail bill payments made by DEBIT CARD in a typical month.
Survey question: pu004 c
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 2.0 100.0 6.0
Table 107: Summary statistics for dc ipbp typ
dc_ipbp_typ
Fre
quen
cy
0 2 4 6 8 10 12
050
010
0015
0020
00
136
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dc obp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of online bill payments made by DEBIT CARD in a typical month.
Survey question: pu003 a
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 2.1 110.0 6.3
Table 108: Summary statistics for dc obp typ
dc_obp_typ
Fre
quen
cy
0 2 4 6 8 10
050
010
0015
0020
00
137
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dc op typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of non-bill online payments paid by DEBIT CARD in a typical month.
Survey question: pu005 b
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 2.4 102.0 6.5
Table 109: Summary statistics for dc op typ
dc_op_typ
Fre
quen
cy
0 5 10 15
050
010
0015
0020
00
138
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dc p2p typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of person-to-person payments paid by DEBIT CARD in a typical month.
Survey question: pu021 c
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.4 60.0 2.4
Table 110: Summary statistics for dc p2p typ
dc_p2p_typ
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
050
010
0015
0020
0025
00
139
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dc rp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of retail goods payments paid by DEBIT CARD in a typical month.
Survey question: pu006a c
Details: This created variable has been edited for outliers.
min med mean max sd0.0 2.0 9.0 130.4 14.5
Table 111: Summary statistics for dc rp typ
dc_rp_typ
Fre
quen
cy
0 10 20 30 40
050
010
0015
00
140
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dc serv typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of retail services payments paid by DEBIT CARD in a typical month.
Survey question: pu006c c
Details: This created variable has been edited for outliers.
min med mean max sd0.0 1.0 5.8 87.0 10.2
Table 112: Summary statistics for dc serv typ
dc_serv_typ
Fre
quen
cy
0 5 10 15 20 25
050
010
0015
00
141
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dc typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of DEBIT CARD payments in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 10.2 23.7 230.2 33.2
Table 113: Summary statistics for dc typ
dc_typ
Fre
quen
cy
0 20 40 60 80 100
020
040
060
080
012
00
142
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de010
Dataset: SCPC
Variable type: Numeric
N = 3094
Description: Please tell us the total combined income of all members of your family living here during thepast 12 months.
Survey question: de010
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 59000.0 72005.8 1250000.0 73980.3
Table 114: Summary statistics for de010
de010
Fre
quen
cy
0 50000 100000 150000
050
100
150
200
250
300
143
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de011
Dataset: SCPC
Variable type: Numeric
N = 3131
Description: Where does your own personal income rank within your household?
Survey question: de011
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1653 52.82 405 12.93 833 26.64 240 7.7
Table 115: Frequency table for de011
Value labels:1 - Highest in my household2 - About equal to the highest3 - Second highest4 - Third highest or lower
144
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de012
Dataset: SCPC
Variable type: Numeric
N = 109
Description: Is the amount you reported correct?
Survey question: de012
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 106 97.22 3 2.8
Table 116: Frequency table for de012
Value labels:1 - Yes2 - No
145
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de013
Dataset: SCPC
Variable type: Numeric
N = 3135
Description: Do you and-or your spouse-partner own your primary home?
Survey question: de013
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2219 70.82 916 29.2
Table 117: Frequency table for de013
Value labels:1 - Yes2 - No
146
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de014
Dataset: SCPC
Variable type: Numeric
N = 2193
Description: What is the approximate market value of your primary home?
Survey question: de014
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 175000.0 231757.3 3500000.0 242757.0
Table 118: Summary statistics for de014
de014
Fre
quen
cy
0e+00 2e+05 4e+05 6e+05
050
100
150
147
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de015
Dataset: SCPC
Variable type: Numeric
N = 2197
Description: About how much do you owe on loans for your primary home, including mortgages, homeequity loans, and home equity lines of credit?
Survey question: de015
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 45000.0 81748.2 2250000.0 116292.4
Table 119: Summary statistics for de015
de015
Fre
quen
cy
0 50000 150000 250000
020
040
060
080
0
148
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de016
Dataset: SCPC
Variable type: Numeric
N = 3082
Description: Excluding the market value of your primary home, what is the approximate value of yourhousehold’s other assets?
Survey question: de016
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 22275.0 148053.0 12000000.0 483657.4
Table 120: Summary statistics for de016
de016
Fre
quen
cy
0e+00 2e+05 4e+05 6e+05
050
010
0015
00
149
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de018
Dataset: SCPC
Variable type: Numeric
N = 3134
Description: While answering this survey, did you look at your financial statements, receipts, old checks,websites, or other records at any time? (It is ok if you did).
Survey question: de018
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 916 29.22 2218 70.8
Table 121: Frequency table for de018
Value labels:1 - Yes2 - No
150
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de019
Dataset: SCPC
Variable type: Numeric
N = 3100
Description: Excluding the debt on the mortgage of your primary home, what is the approximate dollaramount of your remaining debts?
Survey question: de019
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 8000.0 27756.4 1500000.0 72023.5
Table 122: Summary statistics for de019
de019
Fre
quen
cy
0e+00 2e+04 4e+04 6e+04 8e+04 1e+05
020
060
010
0014
00
151
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disabled
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Disabled
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question.
Values Number Percent0 2812 89.31 337 10.7
Table 123: Frequency table for disabled
Value labels:0 - No1 - Yes
152
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elect abp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of automatic bill payments made by ELECTRONIC methods in a typicalmonth.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 1.0 2.6 40.1 4.1
Table 124: Summary statistics for elect abp typ
elect_abp_typ
Fre
quen
cy
0 2 4 6 8 10
020
060
010
0014
00
153
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elect bp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of bill payments made by ELECTRONIC methods in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 4.0 6.7 125.0 8.5
Table 125: Summary statistics for elect bp typ
elect_bp_typ
Fre
quen
cy
0 5 10 15 20
020
040
060
080
0
154
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elect ipbp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of in-person or by mail bill payments made by ELECTRONIC methods ina typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 1.1 125.0 3.3
Table 126: Summary statistics for elect ipbp typ
elect_ipbp_typ
Fre
quen
cy
0 1 2 3 4 5 6
050
010
0015
0020
00
155
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elect obp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of online bill payments made by ELECTRONIC methods in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 1.0 3.0 39.1 4.6
Table 127: Summary statistics for elect obp typ
elect_obp_typ
Fre
quen
cy
0 2 4 6 8 10 12
020
040
060
080
012
00
156
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elect op typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of non-bill online payments made by ELECTRONIC methods in a typicalmonth.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.5 25.0 1.8
Table 128: Summary statistics for elect op typ
elect_op_typ
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
050
010
0015
0020
0025
00
157
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elect p2p typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of person-to-person payments made by ELECTRONIC methods in a typicalmonth.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.6 120.0 2.9
Table 129: Summary statistics for elect p2p typ
elect_p2p_typ
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0 3.5
050
010
0015
0020
0025
00
158
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elect typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of ELECTRONIC payments in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 5.0 7.9 138.0 9.9
Table 130: Summary statistics for elect typ
elect_typ
Fre
quen
cy
0 5 10 15 20 25
020
040
060
080
0
159
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employmenttype
Dataset: SCPC
Variable type: Numeric
N = 1891
Description: Are you employed by government, by a private company, a nonprofit organization, or are youself-employed?
Survey question: N/A
Details: Provided by the survey vendor.
Values Number Percent1 360 19.02 1074 56.83 259 13.74 198 10.5
Table 131: Frequency table for employmenttype
Value labels:1 - Government2 - Private-for-profit company3 - Non-profit organization including tax exempt and charitable organizations4 - Self-employed
160
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end date
Dataset: SCPC
Variable type: Numeric
N = 3138
Description: The date the respondent completed the survey
Survey question: N/A
Details: Provided by the survey vendor. Missing if the respondent did not complete the survey
161
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evercell
Dataset: SCPC
Variable type: Numeric
N = 113
Description: Have you ever had a cell phone?
Survey question: evercell
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 61 54.02 52 46.0
Table 132: Frequency table for evercell
Value labels:1 - Yes2 - No
162
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f pu002 a
Dataset: SCPC
Variable type: Numeric
N = 1788
Description: A flag indicating if the value of variable pu002 a was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 1759 98.41 20 1.12 9 0.5
Table 133: Frequency table for f pu002 a
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
163
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f pu002 b
Dataset: SCPC
Variable type: Numeric
N = 1808
Description: A flag indicating if the value of variable pu002 b was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 1771 98.01 25 1.42 12 0.7
Table 134: Frequency table for f pu002 b
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
164
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f pu002 c
Dataset: SCPC
Variable type: Numeric
N = 2065
Description: A flag indicating if the value of variable pu002 c was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2031 98.41 27 1.32 7 0.3
Table 135: Frequency table for f pu002 c
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
165
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f pu002 d
Dataset: SCPC
Variable type: Numeric
N = 2050
Description: A flag indicating if the value of variable pu002 d was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2034 99.21 16 0.8
Table 136: Frequency table for f pu002 d
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
166
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f pu002 e
Dataset: SCPC
Variable type: Numeric
N = 1251
Description: A flag indicating if the value of variable pu002 e was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 1225 97.91 13 1.02 13 1.0
Table 137: Frequency table for f pu002 e
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
167
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f pu002 f
Dataset: SCPC
Variable type: Numeric
N = 1202
Description: A flag indicating if the value of variable pu002 f was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 1192 99.21 10 0.8
Table 138: Frequency table for f pu002 f
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
168
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f pu003 a
Dataset: SCPC
Variable type: Numeric
N = 2476
Description: A flag indicating if the value of variable pu003 a was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2429 98.11 38 1.52 9 0.4
Table 139: Frequency table for f pu003 a
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
169
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f pu003 b
Dataset: SCPC
Variable type: Numeric
N = 2427
Description: A flag indicating if the value of variable pu003 b was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2385 98.31 30 1.22 12 0.5
Table 140: Frequency table for f pu003 b
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
170
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f pu003 c
Dataset: SCPC
Variable type: Numeric
N = 2871
Description: A flag indicating if the value of variable pu003 c was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2834 98.71 30 1.02 7 0.2
Table 141: Frequency table for f pu003 c
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
171
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f pu003 d
Dataset: SCPC
Variable type: Numeric
N = 1532
Description: A flag indicating if the value of variable pu003 d was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 1501 98.01 18 1.22 13 0.8
Table 142: Frequency table for f pu003 d
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
172
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f pu003 e
Dataset: SCPC
Variable type: Numeric
N = 1756
Description: A flag indicating if the value of variable pu003 e was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 1747 99.51 9 0.5
Table 143: Frequency table for f pu003 e
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
173
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f pu004 a
Dataset: SCPC
Variable type: Numeric
N = 3071
Description: A flag indicating if the value of variable pu004 a was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 3020 98.31 37 1.22 14 0.5
Table 144: Frequency table for f pu004 a
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
174
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f pu004 b
Dataset: SCPC
Variable type: Numeric
N = 2842
Description: A flag indicating if the value of variable pu004 b was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2807 98.81 25 0.92 10 0.4
Table 145: Frequency table for f pu004 b
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
175
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f pu004 bmo
Dataset: SCPC
Variable type: Numeric
N = 524
Description: A flag indicating if the value of variable pu004 bmo was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 515 98.31 9 1.7
Table 146: Frequency table for f pu004 bmo
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
176
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f pu004 c
Dataset: SCPC
Variable type: Numeric
N = 2470
Description: A flag indicating if the value of variable pu004 c was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2433 98.51 28 1.12 9 0.4
Table 147: Frequency table for f pu004 c
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
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f pu004 d
Dataset: SCPC
Variable type: Numeric
N = 2427
Description: A flag indicating if the value of variable pu004 d was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2390 98.51 25 1.02 12 0.5
Table 148: Frequency table for f pu004 d
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
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f pu004 e
Dataset: SCPC
Variable type: Numeric
N = 1768
Description: A flag indicating if the value of variable pu004 e was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 1757 99.41 11 0.6
Table 149: Frequency table for f pu004 e
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
179
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f pu004 f
Dataset: SCPC
Variable type: Numeric
N = 2881
Description: A flag indicating if the value of variable pu004 f was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2845 98.81 29 1.02 7 0.2
Table 150: Frequency table for f pu004 f
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
180
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f pu005 a
Dataset: SCPC
Variable type: Numeric
N = 2838
Description: A flag indicating if the value of variable pu005 a was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2813 99.11 15 0.52 10 0.4
Table 151: Frequency table for f pu005 a
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
181
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f pu005 amo
Dataset: SCPC
Variable type: Numeric
N = 532
Description: A flag indicating if the value of variable pu005 amo was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 526 98.91 6 1.1
Table 152: Frequency table for f pu005 amo
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
182
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f pu005 b
Dataset: SCPC
Variable type: Numeric
N = 2478
Description: A flag indicating if the value of variable pu005 b was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2428 98.01 41 1.72 9 0.4
Table 153: Frequency table for f pu005 b
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
183
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f pu005 c
Dataset: SCPC
Variable type: Numeric
N = 2866
Description: A flag indicating if the value of variable pu005 c was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2841 99.11 18 0.62 7 0.2
Table 154: Frequency table for f pu005 c
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
184
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f pu005 d
Dataset: SCPC
Variable type: Numeric
N = 2432
Description: A flag indicating if the value of variable pu005 d was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2391 98.31 29 1.22 12 0.5
Table 155: Frequency table for f pu005 d
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
185
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f pu005 e
Dataset: SCPC
Variable type: Numeric
N = 1764
Description: A flag indicating if the value of variable pu005 e was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 1756 99.51 8 0.5
Table 156: Frequency table for f pu005 e
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
186
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f pu006a a
Dataset: SCPC
Variable type: Numeric
N = 3071
Description: A flag indicating if the value of variable pu006a a was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 3010 98.01 47 1.52 14 0.5
Table 157: Frequency table for f pu006a a
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
187
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f pu006a b
Dataset: SCPC
Variable type: Numeric
N = 2833
Description: A flag indicating if the value of variable pu006a b was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2805 99.01 18 0.62 10 0.4
Table 158: Frequency table for f pu006a b
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
188
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f pu006a bmo
Dataset: SCPC
Variable type: Numeric
N = 528
Description: A flag indicating if the value of variable pu006a bmo was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 522 98.91 6 1.1
Table 159: Frequency table for f pu006a bmo
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
189
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f pu006a c
Dataset: SCPC
Variable type: Numeric
N = 2464
Description: A flag indicating if the value of variable pu006a c was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2403 97.51 52 2.12 9 0.4
Table 160: Frequency table for f pu006a c
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
190
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f pu006a d
Dataset: SCPC
Variable type: Numeric
N = 2428
Description: A flag indicating if the value of variable pu006a d was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2390 98.41 26 1.12 12 0.5
Table 161: Frequency table for f pu006a d
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
191
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f pu006a e
Dataset: SCPC
Variable type: Numeric
N = 1770
Description: A flag indicating if the value of variable pu006a e was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 1755 99.21 15 0.8
Table 162: Frequency table for f pu006a e
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
192
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f pu006c a
Dataset: SCPC
Variable type: Numeric
N = 3072
Description: A flag indicating if the value of variable pu006c a was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 3012 98.01 46 1.52 14 0.5
Table 163: Frequency table for f pu006c a
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
193
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f pu006c b
Dataset: SCPC
Variable type: Numeric
N = 2828
Description: A flag indicating if the value of variable pu006c b was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2799 99.01 19 0.72 10 0.4
Table 164: Frequency table for f pu006c b
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
194
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f pu006c bmo
Dataset: SCPC
Variable type: Numeric
N = 528
Description: A flag indicating if the value of variable pu006c bmo was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 525 99.41 3 0.6
Table 165: Frequency table for f pu006c bmo
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
195
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f pu006c c
Dataset: SCPC
Variable type: Numeric
N = 2467
Description: A flag indicating if the value of variable pu006c c was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2420 98.11 38 1.52 9 0.4
Table 166: Frequency table for f pu006c c
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
196
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f pu006c d
Dataset: SCPC
Variable type: Numeric
N = 2433
Description: A flag indicating if the value of variable pu006c d was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2395 98.41 26 1.12 12 0.5
Table 167: Frequency table for f pu006c d
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
197
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f pu006c e
Dataset: SCPC
Variable type: Numeric
N = 1763
Description: A flag indicating if the value of variable pu006c e was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 1754 99.51 9 0.5
Table 168: Frequency table for f pu006c e
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
198
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f pu021 a
Dataset: SCPC
Variable type: Numeric
N = 3077
Description: A flag indicating if the value of variable pu021 a was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 3039 98.81 24 0.82 14 0.5
Table 169: Frequency table for f pu021 a
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
199
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f pu021 b
Dataset: SCPC
Variable type: Numeric
N = 2840
Description: A flag indicating if the value of variable pu021 b was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2815 99.11 15 0.52 10 0.4
Table 170: Frequency table for f pu021 b
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
200
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f pu021 bmo
Dataset: SCPC
Variable type: Numeric
N = 533
Description: A flag indicating if the value of variable pu021 bmo was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 531 99.61 2 0.4
Table 171: Frequency table for f pu021 bmo
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
201
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f pu021 c
Dataset: SCPC
Variable type: Numeric
N = 2471
Description: A flag indicating if the value of variable pu021 c was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2445 98.91 17 0.72 9 0.4
Table 172: Frequency table for f pu021 c
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
202
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f pu021 d
Dataset: SCPC
Variable type: Numeric
N = 2440
Description: A flag indicating if the value of variable pu021 d was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2416 99.01 12 0.52 12 0.5
Table 173: Frequency table for f pu021 d
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
203
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f pu021 e
Dataset: SCPC
Variable type: Numeric
N = 2884
Description: A flag indicating if the value of variable pu021 e was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2867 99.41 10 0.32 7 0.2
Table 174: Frequency table for f pu021 e
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
204
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f pu021 f
Dataset: SCPC
Variable type: Numeric
N = 1540
Description: A flag indicating if the value of variable pu021 f was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 1518 98.61 9 0.62 13 0.8
Table 175: Frequency table for f pu021 f
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
205
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f pu021 g
Dataset: SCPC
Variable type: Numeric
N = 2883
Description: A flag indicating if the value of variable pu021 g was edited or not.
Survey question: N/A
Details: Created variable
Values Number Percent0 2868 99.51 8 0.32 7 0.2
Table 176: Frequency table for f pu021 g
Value labels:0 - No cleaning1 - This observation was cleaned for outliers by replacing the old value with the value of the 98th per-
centile of the non-missing observations for this variable2 - This observation was cleaned for outliers by proportionally shrinking the value (code for cleaning will
be made available upon request)
206
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fr001 a
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: In your household, how much responsibility do you have for these tasks? Paying monthlybills (rent or mortgage, utilities, cell phone, etc.)
Survey question: fr001 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 365 11.62 334 10.63 506 16.14 312 9.95 1630 51.8
Table 177: Frequency table for fr001 a
Value labels:1 - None or almost none2 - Some3 - Shared equally with other household members4 - Most5 - All or almost all
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fr001 b
Dataset: SCPC
Variable type: Numeric
N = 3140
Description: In your household, how much responsibility do you have for these tasks? Doing regular shop-ping for the household (groceries, household supplies, pharmacy, etc.)
Survey question: fr001 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 203 6.52 462 14.73 684 21.84 460 14.65 1331 42.4
Table 178: Frequency table for fr001 b
Value labels:1 - None or almost none2 - Some3 - Shared equally with other household members4 - Most5 - All or almost all
208
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fr001 d
Dataset: SCPC
Variable type: Numeric
N = 3150
Description: In your household, how much responsibility do you have for these tasks? Making decisionsabout saving and investments (whether to save, how much to save, where to invest, how much to borrow)
Survey question: fr001 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 269 8.52 229 7.33 1046 33.24 405 12.95 1201 38.1
Table 179: Frequency table for fr001 d
Value labels:1 - None or almost none2 - Some3 - Shared equally with other household members4 - Most5 - All or almost all
209
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fr001 e
Dataset: SCPC
Variable type: Numeric
N = 3152
Description: In your household, how much responsibility do you have for these tasks? Making decisionsabout other household financial matters (where to bank, what payment methods to use, setting up onlinebill payments, filing taxes)
Survey question: fr001 e
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 238 7.62 245 7.83 988 31.34 436 13.85 1245 39.5
Table 180: Frequency table for fr001 e
Value labels:1 - None or almost none2 - Some3 - Shared equally with other household members4 - Most5 - All or almost all
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gender
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: Male or female?
Survey question: N/A
Details: Provided by the survey vendor.
Values Number Percent0 1796 57.01 1357 43.0
Table 181: Frequency table for gender
Value labels:0 - Female1 - Male
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hardware
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: Did the respondent require hardware from the survey vendor to access the internet
Survey question: N/A
Details: Provided by the survey vendor.
Values Number Percent0 2996 95.01 157 5.0
Table 182: Frequency table for hardware
Value labels:0 - No1 - Yes
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hhincome
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Which category represents the total combined income of all members of your family (livingin your house) during the past 12 months?
Survey question: N/A
Details: Provided by the survey vendor.
Values Number Percent1 110 3.52 37 1.23 56 1.84 90 2.95 79 2.56 121 3.87 146 4.68 170 5.49 161 5.110 152 4.811 255 8.112 280 8.913 346 11.014 435 13.815 444 14.116 267 8.5
Table 183: Frequency table for hhincome
Value labels:1 - Less than 5,0002 - 5,000 to 7,4993 - 7,500 to 9,9994 - 10,000 to 12,4995 - 12,500 to 14,9996 - 15,000 to 19,9997 - 20,000 to 24,9998 - 25,000 to 29,9999 - 30,000 to 34,99910 - 35,000 to 39,99911 - 40,000 to 49,99912 - 50,000 to 59,99913 - 60,000 to 74,99914 - 75,000 to 99,99915 - 100,000 to 149,999
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16 - 150,000 or more
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highesteducation
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: What is the highest level of school that you have completed or the highest degree you havereceived?
Survey question: N/A
Details: Provided by the survey vendor.
Values Number Percent1 1 0.02 1 0.03 5 0.24 13 0.45 25 0.86 31 1.07 41 1.38 49 1.69 607 19.310 721 22.911 282 8.912 217 6.913 669 21.214 372 11.815 52 1.616 67 2.1
Table 184: Frequency table for highesteducation
Value labels:1 - Less than 1st grade2 - 1st, 2nd, 3rd, or 4th grade3 - 5th or 6th grade4 - 7th or 8th grade5 - 9th grade6 - 10th grade7 - 11th grade8 - 12th grade, no diploma9 - High school graduate - high school diploma or the equivalent (for example GED)10 - Some college but no degree11 - Associate degree in college - Occupational or vocational program12 - Associate degree in college - Academic program13 - Bachelors degree (for example: BA, AB, BS)14 - Masters degree (for example: MA, MS, M Eng, M Ed, MSW, MBA)15 - Professional school degree (For example: MD, DDS, DVM, LLB, JD)
215
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16 - Doctorate degree (For example: PhD, EdD)
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hispaniclatino
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: Are you Spanish, Hispanic or Latino?
Survey question: N/A
Details: Provided by the survey vendor.
Values Number Percent1 203 6.42 2950 93.6
Table 185: Frequency table for hispaniclatino
Value labels:1 - Yes2 - No
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hisplatino group
Dataset: SCPC
Variable type: Numeric
N = 203
Description: What is your Spanish, Hispanic or Latino group?
Survey question: N/A
Details: Provided by the survey vendor.
Values Number Percent1 137 67.52 18 8.93 6 3.04 19 9.45 23 11.3
Table 186: Frequency table for hisplatino group
Value labels:1 - Mexican2 - Puerto Rican3 - Cuban4 - Central or South American5 - Other Spanish
218
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hourswork
Dataset: SCPC
Variable type: Numeric
N = 1891
Description: How many hours per week do you work?
Survey question: N/A
Details: Provided by the survey vendor.
min med mean max sd0.0 40.0 39.3 140.0 11.9
Table 187: Summary statistics for hourswork
hourswork
Fre
quen
cy
0 10 20 30 40 50 60
020
040
060
080
0
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income abp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of automatic bill payments made by DIRECT FROM INCOME PAYMENTS ina typical month.
Survey question: pu002 d
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.6 30.0 2.1
Table 188: Summary statistics for income abp typ
income_abp_typ
Fre
quen
cy
0 1 2 3 4
050
010
0015
0020
0025
00
220
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income adopt
Dataset: SCPC
Variable type: Numeric
N = 3142
Description: Is the respondent a DIRECT FROM INCOME PAYMENT adopter?
Survey question: N/A
Details: Created variable
Values Number Percent0 2592 82.51 550 17.5
Table 189: Frequency table for income adopt
Value labels:0 - Not an adopter1 - Adopter
221
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income bp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of bill payments made by DIRECT PAYMENT FROM INCOME in atypical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.6 30.0 2.1
Table 190: Summary statistics for income bp typ
income_bp_typ
Fre
quen
cy
0 1 2 3 4
050
010
0015
0020
0025
00
222
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income typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of DIRECT FROM INCOME payments made in a typical month.
Survey question: pu002 d
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.6 30.0 2.1
Table 191: Summary statistics for income typ
income_typ
Fre
quen
cy
0 1 2 3 4
050
010
0015
0020
0025
00
223
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ipbp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of IN PERSON OR BY MAIL BILL PAYMENTS made in a typical month.
Survey question: sum(pu004 a, b, bmo, c, d, e, f)
Details: This created variable has been edited for outliers.
min med mean max sd0.0 4.0 9.0 217.4 14.4
Table 192: Summary statistics for ipbp typ
ipbp_typ
Fre
quen
cy
0 10 20 30 40
020
040
060
080
0
224
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laborstatus
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: What is your labor force status? Please choose all that apply.
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question.
Values Number Percent1 1771 56.22 7 0.23 17 0.54 142 4.55 581 18.56 251 8.07 165 5.28 215 6.8
Table 193: Frequency table for laborstatus
Value labels:1 - Currently working2 - On sick or other leave3 - Unemployed - on layoff4 - Unemployed - looking5 - Retired6 - Disabled7 - Other8 - Selected some combination of the above
225
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lf other
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Other
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question.
Values Number Percent0 2926 92.91 223 7.1
Table 194: Frequency table for lf other
Value labels:0 - No1 - Yes
226
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livewithpartner
Dataset: SCPC
Variable type: Numeric
N = 1254
Description: Are you currently living with a boyfriend, girlfriend or partner?
Survey question: N/A
Details: Provided by the survey vendor.
Values Number Percent0 955 76.21 299 23.8
Table 195: Frequency table for livewithpartner
Value labels:0 - No1 - Yes
227
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maritalstatus
Dataset: SCPC
Variable type: Numeric
N = 3152
Description: Are you now married, widowed, divorced, separated or never married?
Survey question: N/A
Details: Provided by the survey vendor.
Values Number Percent1 1858 58.92 40 1.33 47 1.54 510 16.25 165 5.26 532 16.9
Table 196: Frequency table for maritalstatus
Value labels:1 - Married (spouse lives with me)2 - Married (spouse lives elsewhere)3 - Separated4 - Divorced5 - Widowed6 - Never married
228
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mon adopt
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Is the respondent a MONEY ORDER adopter?
Survey question: N/A
Details: Created variable
Values Number Percent0 2599 82.61 548 17.4
Table 197: Frequency table for mon adopt
Value labels:0 - Not an adopter1 - Adopter
229
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mon bp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of bill payments made by MONEY ORDER in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.2 22.0 0.9
Table 198: Summary statistics for mon bp typ
mon_bp_typ
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0020
00
230
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mon ipbp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of in person or by mail bill payments made by MONEY ORDER in a typicalmonth.
Survey question: pu004 bmo
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.2 22.0 0.9
Table 199: Summary statistics for mon ipbp typ
mon_ipbp_typ
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0020
00
231
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mon op typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of non-bill online payments paid by MONEY ORDER in a typical month.
Survey question: pu005 amo
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.1 13.0 0.6
Table 200: Summary statistics for mon op typ
mon_op_typ
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
232
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mon p2p typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of person-to-person payments paid by MONEY ORDER in a typical month.
Survey question: pu021 bmo
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.0 12.0 0.4
Table 201: Summary statistics for mon p2p typ
mon_p2p_typ
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
233
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mon rp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of retail goods payments paid by MONEY ORDER in a typical month.
Survey question: pu006a bmo
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.1 40.0 0.9
Table 202: Summary statistics for mon rp typ
mon_rp_typ
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
234
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mon serv typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of retail services payments paid by MONEY ORDER in a typical month.
Survey question: pu006c bmo
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.0 20.0 0.5
Table 203: Summary statistics for mon serv typ
mon_serv_typ
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
235
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mon typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of MONEY ORDER payments in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.4 63.0 2.3
Table 204: Summary statistics for mon typ
mon_typ
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
050
010
0015
0020
0025
00
236
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nativeamer
Dataset: SCPC
Variable type: Numeric
N = 3145
Description: Did the respondent select AMERICAN INDIAN OR ALASKA NATIVE in the race question
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question, and the respondent isself-describing their race.
Values Number Percent0 3028 96.31 117 3.7
Table 205: Frequency table for nativeamer
Value labels:0 - No1 - Yes
237
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newob
Dataset: SCPC
Variable type: Numeric
N = 685
Description: Have you ever set up access to online banking?
Survey question: newob
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 189 27.62 496 72.4
Table 206: Frequency table for newob
Value labels:1 - Yes2 - No
238
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newobbp
Dataset: SCPC
Variable type: Numeric
N = 982
Description: Have you ever set up online bill pay at your bank’s website?
Survey question: newobbp
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 186 18.92 796 81.1
Table 207: Frequency table for newobbp
Value labels:1 - Yes2 - No
239
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newsav
Dataset: SCPC
Variable type: Numeric
N = 866
Description: Have you ever had a savings account?
Survey question: newsav
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 593 68.52 273 31.5
Table 208: Frequency table for newsav
Value labels:1 - Yes2 - No
240
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newtb
Dataset: SCPC
Variable type: Numeric
N = 1808
Description: Have you ever set up access to telephone banking?
Survey question: newtb
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 323 17.92 1485 82.1
Table 209: Frequency table for newtb
Value labels:1 - Yes2 - No
241
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nonbanka2a p2p typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of person-to-person payments paid by NONBANK SERVICES LIKE VENMOOR PAYPAL in a typical month.
Survey question: pu021 g
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.2 120.0 2.4
Table 210: Summary statistics for nonbanka2a p2p typ
nonbanka2a_p2p_typ
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
0020
0025
00
242
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nonbp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of NON-BILL PAYMENTS made in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 38.9 50.4 352.4 44.2
Table 211: Summary statistics for nonbp typ
nonbp_typ
Fre
quen
cy
0 20 40 60 80 100 120 140
050
100
150
200
243
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obbp abp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of automatic bill payments made by ONLINE BANKING BILL PAYMENTS ina typical month.
Survey question: pu002 e
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 1.0 26.1 2.7
Table 212: Summary statistics for obbp abp typ
obbp_abp_typ
Fre
quen
cy
0 1 2 3 4 5 6
050
010
0015
0020
00
244
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obbp adopt
Dataset: SCPC
Variable type: Numeric
N = 3152
Description: Is the respondent an ONLINE BANKING BILL PAY adopter?
Survey question: N/A
Details: Created variable
Values Number Percent0 1582 50.21 1570 49.8
Table 213: Frequency table for obbp adopt
Value labels:0 - Not an adopter1 - Adopter
245
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obbp bp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of bill payments made by ONLINE BANKING BILL PAYMENT in atypical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 2.5 43.5 5.3
Table 214: Summary statistics for obbp bp typ
obbp_bp_typ
Fre
quen
cy
0 2 4 6 8 10 12
050
010
0015
0020
00
246
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obbp obp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of online bill payments made by ONLINE BANKING BILL PAYMENTS in atypical month.
Survey question: pu003 d
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 1.4 26.1 3.5
Table 215: Summary statistics for obbp obp typ
obbp_obp_typ
Fre
quen
cy
0 2 4 6 8
050
010
0015
0020
00
247
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obbp p2p typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of person-to-person payments paid by ONLINE BANKING BILL PAYMENTin a typical month.
Survey question: pu021 f
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.1 20.0 0.9
Table 216: Summary statistics for obbp p2p typ
obbp_p2p_typ
Fre
quen
cy
0.00 0.05 0.10 0.15
050
010
0020
0030
00
248
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obbp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of ONLINE BANKING BILL PAY payments in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 2.6 48.5 5.5
Table 217: Summary statistics for obbp typ
obbp_typ
Fre
quen
cy
0 2 4 6 8 10 12 14
050
010
0015
0020
00
249
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obp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of ONLINE BILL PAYMENTS made in a typical month.
Survey question: sum(pu003 a, b, c, d, e)
Details: This created variable has been edited for outliers.
min med mean max sd0.0 4.0 6.6 115.8 9.8
Table 218: Summary statistics for obp typ
obp_typ
Fre
quen
cy
0 5 10 15 20 25
020
040
060
080
010
00
250
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op typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of non-bill ONLINE PAYMENTS paid in a typical month.
Survey question: sum(pu005 a, amo, b, c, d, e)
Details: This created variable has been edited for outliers.
min med mean max sd0.0 2.0 5.7 110.0 9.6
Table 219: Summary statistics for op typ
op_typ
Fre
quen
cy
0 5 10 15 20 25
020
040
060
080
012
00
251
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p2p typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of PERSON-TO-PERSON payments paid in a typical month.
Survey question: sum(pu021 a, b, bmo, c, d, e, f, g)
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.6 3.0 120.0 6.8
Table 220: Summary statistics for p2p typ
p2p_typ
Fre
quen
cy
0 5 10 15
050
010
0015
00
252
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pa001 a
Dataset: SCPC
Variable type: Numeric
N = 3143
Description: How many accounts do you have at banks, credit unions, brokerages, or investment firms?Number of checking accounts
Survey question: pa001 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 1.0 1.3 15.0 0.9
Table 221: Summary statistics for pa001 a
pa001_a
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
050
010
0015
0020
00
253
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pa001 b
Dataset: SCPC
Variable type: Numeric
N = 3143
Description: How many accounts do you have at banks, credit unions, brokerages, or investment firms?Number of savings accounts
Survey question: pa001 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 1.0 1.2 15.0 1.2
Table 222: Summary statistics for pa001 b
pa001_b
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
020
040
060
080
012
00
254
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pa001 d1
Dataset: SCPC
Variable type: Numeric
N = 3144
Description: Do you have an account with any of the following payment services? PayPal
Survey question: pa001 d1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1429 45.52 1715 54.5
Table 223: Frequency table for pa001 d1
Value labels:1 - Yes2 - No
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pa001 d2
Dataset: SCPC
Variable type: Numeric
N = 3143
Description: Do you have an account with any of the following payment services? Other non-bank paymentservices
Survey question: pa001 d2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 445 14.22 2698 85.8
Table 224: Frequency table for pa001 d2
Value labels:1 - Yes2 - No
256
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pa001 e
Dataset: SCPC
Variable type: Numeric
N = 3143
Description: Do you have any of the following mobile apps or online accounts?
Survey question: pa001 e
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1823 58.02 1320 42.0
Table 225: Frequency table for pa001 e
Value labels:1 - Yes2 - No
257
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pa001 f
Dataset: SCPC
Variable type: Character
N = 3153
Description: Which one of these mobile apps or online accounts do you have?
Survey question: pa001 f
Details: Value of variable is a text string of all the response options selected in the check-all-that-applyquestion
258
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pa001 fs10
Dataset: SCPC
Variable type: Numeric
N = 1822
Description: Which one of these mobile apps or online accounts do you have? Venmo
Survey question: pa001 fs10
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 1582 86.81 240 13.2
Table 226: Frequency table for pa001 fs10
Value labels:0 - No1 - Yes
259
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pa001 fs11
Dataset: SCPC
Variable type: Numeric
N = 1822
Description: Which one of these mobile apps or online accounts do you have? Samsung Pay
Survey question: pa001 fs11
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 1724 94.61 98 5.4
Table 227: Frequency table for pa001 fs11
Value labels:0 - No1 - Yes
260
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pa001 fs12
Dataset: SCPC
Variable type: Numeric
N = 1822
Description: Which one of these mobile apps or online accounts do you have? Square Cash App
Survey question: pa001 fs12
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 1722 94.51 100 5.5
Table 228: Frequency table for pa001 fs12
Value labels:0 - No1 - Yes
261
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pa001 fs13
Dataset: SCPC
Variable type: Numeric
N = 1822
Description: Which one of these mobile apps or online accounts do you have? Your bank’s mobile bankingapp
Survey question: pa001 fs13
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 822 45.11 1000 54.9
Table 229: Frequency table for pa001 fs13
Value labels:0 - No1 - Yes
262
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pa001 fs14
Dataset: SCPC
Variable type: Numeric
N = 1822
Description: Which one of these mobile apps or online accounts do you have? Google Pay
Survey question: pa001 fs14
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 1563 85.81 259 14.2
Table 230: Frequency table for pa001 fs14
Value labels:0 - No1 - Yes
263
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pa001 fs15
Dataset: SCPC
Variable type: Numeric
N = 1822
Description: Which one of these mobile apps or online accounts do you have? Amazon Payments
Survey question: pa001 fs15
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 1642 90.11 180 9.9
Table 231: Frequency table for pa001 fs15
Value labels:0 - No1 - Yes
264
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pa001 fs16
Dataset: SCPC
Variable type: Numeric
N = 1822
Description: Which one of these mobile apps or online accounts do you have? Zelle
Survey question: pa001 fs16
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 1680 92.21 142 7.8
Table 232: Frequency table for pa001 fs16
Value labels:0 - No1 - Yes
265
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pa001 fs2
Dataset: SCPC
Variable type: Numeric
N = 1822
Description: Which one of these mobile apps or online accounts do you have? Apple Pay
Survey question: pa001 fs2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 1515 83.21 307 16.8
Table 233: Frequency table for pa001 fs2
Value labels:0 - No1 - Yes
266
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pa001 fs3
Dataset: SCPC
Variable type: Numeric
N = 1822
Description: Which one of these mobile apps or online accounts do you have? Dash
Survey question: pa001 fs3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 1815 99.61 7 0.4
Table 234: Frequency table for pa001 fs3
Value labels:0 - No1 - Yes
267
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pa001 fs4
Dataset: SCPC
Variable type: Numeric
N = 1822
Description: Which one of these mobile apps or online accounts do you have? Facebook Messenger
Survey question: pa001 fs4
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 829 45.51 993 54.5
Table 235: Frequency table for pa001 fs4
Value labels:0 - No1 - Yes
268
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pa001 fs5
Dataset: SCPC
Variable type: Numeric
N = 1822
Description: Which one of these mobile apps or online accounts do you have? iTunes
Survey question: pa001 fs5
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 1184 65.01 638 35.0
Table 236: Frequency table for pa001 fs5
Value labels:0 - No1 - Yes
269
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pa001 fs6
Dataset: SCPC
Variable type: Numeric
N = 1822
Description: Which one of these mobile apps or online accounts do you have? LevelUp
Survey question: pa001 fs6
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 1818 99.81 4 0.2
Table 237: Frequency table for pa001 fs6
Value labels:0 - No1 - Yes
270
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pa001 fs8
Dataset: SCPC
Variable type: Numeric
N = 1822
Description: Which one of these mobile apps or online accounts do you have? PopMoney
Survey question: pa001 fs8
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 1798 98.71 24 1.3
Table 238: Frequency table for pa001 fs8
Value labels:0 - No1 - Yes
271
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pa001g1
Dataset: SCPC
Variable type: Numeric
N = 1000
Description: In the past 12 months, have you used any of the following features of your bank’s mobilebanking app? Online banking bill payment
Survey question: pa001g1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 575 57.52 425 42.5
Table 239: Frequency table for pa001g1
Value labels:1 - Yes2 - No
272
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pa001g2
Dataset: SCPC
Variable type: Numeric
N = 999
Description: In the past 12 months, have you used any of the following features of your bank’s mobilebanking app? Pay using a person’s email address or mobile phone number
Survey question: pa001g2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 201 20.12 798 79.9
Table 240: Frequency table for pa001g2
Value labels:1 - Yes2 - No
273
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pa001g3
Dataset: SCPC
Variable type: Numeric
N = 1000
Description: In the past 12 months, have you used any of the following features of your bank’s mobilebanking app? Other account-to-account payment
Survey question: pa001g3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 327 32.72 673 67.3
Table 241: Frequency table for pa001g3
Value labels:1 - Yes2 - No
274
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pa002
Dataset: SCPC
Variable type: Numeric
N = 252
Description: Please choose the most important reason why you don’t have a checking account.
Survey question: pa002
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 63 25.02 9 3.63 80 31.74 31 12.35 3 1.26 26 10.37 40 15.9
Table 242: Frequency table for pa002
Value labels:1 - I don’t write enough checks to make it worthwhile2 - The minimum balance is too high3 - I don’t like dealing with banks4 - The fees and service charges are too high5 - No bank has convenient hours or location6 - No bank will give me a checking account7 - Other (explain)
275
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pa002 other
Dataset: SCPC
Variable type: Character
N = 3153
Description: Please choose the most important reason why you don’t have a checking account. Other(specify)
Survey question: pa002 other
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
276
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pa003
Dataset: SCPC
Variable type: Numeric
N = 254
Description: Have you ever had a checking account?
Survey question: pa003
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 175 68.92 79 31.1
Table 243: Frequency table for pa003
Value labels:1 - Yes2 - No
277
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pa004 a
Dataset: SCPC
Variable type: Numeric
N = 1051
Description: What interest rate do you earn on the balance in your checking account?
Survey question: pa004 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent2 574 54.63 107 10.24 39 3.75 23 2.26 41 3.97 31 2.98 18 1.79 25 2.410 35 3.311 15 1.412 16 1.513 14 1.314 4 0.415 109 10.4
Table 244: Frequency table for pa004 a
Value labels:2 - 0.01-0.053 - 0.06-0.104 - 0.11-0.155 - 0.16-0.206 - 0.21-0.257 - 0.26-0.508 - 0.51-0.759 - 0.76-1.0010 - 1.01-1.5011 - 1.51-2.0012 - 2.01-2.5013 - 2.51-3.0014 - More than 3 percent15 - Don’t know
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pa004 b
Dataset: SCPC
Variable type: Numeric
N = 341
Description: What interest rate do you earn on the balance in your checking account(s)? Secondary account
Survey question: pa004 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent2 173 50.73 32 9.44 13 3.85 14 4.16 13 3.87 12 3.58 6 1.89 8 2.310 8 2.311 6 1.812 5 1.513 5 1.514 6 1.815 40 11.7
Table 245: Frequency table for pa004 b
Value labels:2 - 0.01-0.053 - 0.06-0.104 - 0.11-0.155 - 0.16-0.206 - 0.21-0.257 - 0.26-0.508 - 0.51-0.759 - 0.76-1.0010 - 1.01-1.5011 - 1.51-2.0012 - 2.01-2.5013 - 2.51-3.0014 - More than 3 percent15 - Don’t know
279
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pa007 a
Dataset: SCPC
Variable type: Numeric
N = 2276
Description: What interest rate do you earn on the balance in your primary savings account?
Survey question: pa007 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 271 11.92 944 41.53 242 10.64 90 4.05 43 1.96 75 3.37 61 2.78 64 2.89 77 3.410 96 4.211 72 3.212 19 0.813 15 0.714 12 0.515 195 8.6
Table 246: Frequency table for pa007 a
Value labels:1 - 0 percent2 - 0.01-0.053 - 0.06-0.104 - 0.11-0.155 - 0.16-0.206 - 0.21-0.257 - 0.26-0.508 - 0.51-0.759 - 0.76-1.0010 - 1.01-1.5011 - 1.51-2.0012 - 2.01-2.5013 - 2.51-3.0014 - More than 3 percent15 - Don’t know
280
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pa008 a
Dataset: SCPC
Variable type: Numeric
N = 2886
Description: Total number of debit cards
Survey question: N/A
Details: Created variable, sum of pa008 a1, pa008 a2, and pa008 a3
min med mean max sd0.0 1.0 1.3 10.0 1.0
Table 247: Summary statistics for pa008 a
pa008_a
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
050
010
0015
00
281
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pa008 a1
Dataset: SCPC
Variable type: Numeric
N = 2881
Description: How many ATM cards and-or debit cards do you have? Number of debit cards. (One accountor primary account.)
Survey question: pa008 a1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 1.0 1.0 4.0 0.5
Table 248: Summary statistics for pa008 a1
pa008_a1
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
050
010
0015
0020
00
282
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pa008 a2
Dataset: SCPC
Variable type: Numeric
N = 951
Description: How many ATM cards and-or debit cards do you have for these checking accounts? Numberof debit cards, Secondary account
Survey question: pa008 a2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 1.0 0.8 9.0 0.7
Table 249: Summary statistics for pa008 a2
pa008_a2
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
010
020
030
040
050
0
283
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pa008 a3
Dataset: SCPC
Variable type: Numeric
N = 233
Description: How many ATM cards and-or debit cards do you have for these checking accounts? Numberof debit cards, all other accounts
Survey question: pa008 a3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.5 6.0 0.8
Table 250: Summary statistics for pa008 a3
pa008_a3
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
020
4060
8010
012
014
0
284
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pa008 b
Dataset: SCPC
Variable type: Numeric
N = 2878
Description: Total number of ATM cards
Survey question: N/A
Details: Created variable, sum of pa008 b1, pa008 b2, and pa008 b3
min med mean max sd0.0 0.0 0.5 7.0 0.8
Table 251: Summary statistics for pa008 b
pa008_b
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
050
010
0015
0020
00
285
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pa008 b1
Dataset: SCPC
Variable type: Numeric
N = 2875
Description: How many ATM cards and-or debit cards do you have? Number of ATM cards. (One accountor primary account.)
Survey question: pa008 b1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.4 4.0 0.6
Table 252: Summary statistics for pa008 b1
pa008_b1
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
0020
00
286
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pa008 b2
Dataset: SCPC
Variable type: Numeric
N = 943
Description: How many ATM cards and-or debit cards do you have for these checking accounts? Numberof ATM cards, Secondary account
Survey question: pa008 b2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.3 3.0 0.5
Table 253: Summary statistics for pa008 b2
pa008_b2
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
020
040
060
0
287
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pa008 b3
Dataset: SCPC
Variable type: Numeric
N = 232
Description: How many ATM cards and-or debit cards do you have for these checking accounts? Numberof ATM cards, all other accounts
Survey question: pa008 b3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.1 2.0 0.4
Table 254: Summary statistics for pa008 b3
pa008_b3
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
100
150
200
288
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pa009
Dataset: SCPC
Variable type: Numeric
N = 2145
Description: Have you ever had an ATM card?
Survey question: pa009
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 748 34.92 1397 65.1
Table 255: Frequency table for pa009
Value labels:1 - Yes2 - No
289
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pa010
Dataset: SCPC
Variable type: Numeric
N = 528
Description: Have you ever had a debit card?
Survey question: pa010
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 306 58.02 222 42.0
Table 256: Frequency table for pa010
Value labels:1 - Yes2 - No
290
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pa011 a
Dataset: SCPC
Variable type: Numeric
N = 2498
Description: Do any of your debit cards give rewards? Primary checking account
Survey question: pa011 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 409 16.42 1826 73.13 263 10.5
Table 257: Frequency table for pa011 a
Value labels:1 - Yes2 - No3 - I don’t know
291
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pa011 b
Dataset: SCPC
Variable type: Numeric
N = 662
Description: Do any of your debit cards give rewards? Secondary checking account
Survey question: pa011 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 83 12.52 511 77.23 68 10.3
Table 258: Frequency table for pa011 b
Value labels:1 - Yes2 - No3 - I don’t know
292
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pa011 c
Dataset: SCPC
Variable type: Numeric
N = 94
Description: Do any of your debit cards give rewards? Other checking accounts
Survey question: pa011 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 7 7.42 76 80.93 11 11.7
Table 259: Frequency table for pa011 c
Value labels:1 - Yes2 - No3 - I don’t know
293
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pa012
Dataset: SCPC
Variable type: Numeric
N = 2894
Description: Have you set up any of the following methods of accessing your checking account(s)? Tele-phone banking
Survey question: pa012
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1239 42.82 1655 57.2
Table 260: Frequency table for pa012
Value labels:1 - Yes2 - No
294
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pa013
Dataset: SCPC
Variable type: Numeric
N = 2892
Description: Have you set up any of the following methods of accessing your checking account(s)? Onlinebanking
Survey question: pa013
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2363 81.72 529 18.3
Table 261: Frequency table for pa013
Value labels:1 - Yes2 - No
295
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pa014
Dataset: SCPC
Variable type: Numeric
N = 2362
Description: Have you set up online bill pay at your bank’s website?
Survey question: pa014
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1570 66.52 792 33.5
Table 262: Frequency table for pa014
Value labels:1 - Yes2 - No
296
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pa016
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: When you get cash, where do you get it most often?
Survey question: pa016
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1618 51.42 701 22.33 19 0.64 489 15.55 131 4.26 140 4.47 5 0.28 46 1.5
Table 263: Frequency table for pa016
Value labels:1 - ATM2 - Bank teller3 - Check cashing store4 - Cash back at a retail store5 - I get some or all of my wage or salary in cash6 - Family or friend7 - Payday lender8 - Other (specify)
297
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pa016 other
Dataset: SCPC
Variable type: Character
N = 3153
Description: When you get cash, where do you get it most often? Other (specify)
Survey question: pa016 other
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
298
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pa019 a
Dataset: SCPC
Variable type: Numeric
N = 756
Description: Do you have any of the following types of credit cards or charge cards? Visa credit cards
Survey question: pa019 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 50 6.62 706 93.4
Table 264: Frequency table for pa019 a
Value labels:1 - Yes2 - No
299
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pa019 b
Dataset: SCPC
Variable type: Numeric
N = 756
Description: Do you have any of the following types of credit cards or charge cards? Company or storebranded credit cards
Survey question: pa019 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 31 4.12 725 95.9
Table 265: Frequency table for pa019 b
Value labels:1 - Yes2 - No
300
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pa019 c
Dataset: SCPC
Variable type: Numeric
N = 758
Description: Do you have any of the following types of credit cards or charge cards? American Expresscharge cards
Survey question: pa019 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 4 0.52 754 99.5
Table 266: Frequency table for pa019 c
Value labels:1 - Yes2 - No
301
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pa019 d
Dataset: SCPC
Variable type: Numeric
N = 759
Description: Do you have any of the following types of credit cards or charge cards? American Expresscredit cards
Survey question: pa019 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 5 0.72 754 99.3
Table 267: Frequency table for pa019 d
Value labels:1 - Yes2 - No
302
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pa019 e
Dataset: SCPC
Variable type: Numeric
N = 759
Description: Do you have any of the following types of credit cards or charge cards? Diners Club or othercharge cards
Survey question: pa019 e
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2 0.32 757 99.7
Table 268: Frequency table for pa019 e
Value labels:1 - Yes2 - No
303
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pa019 f
Dataset: SCPC
Variable type: Numeric
N = 755
Description: Do you have any of the following types of credit cards or charge cards? MasterCard creditcards
Survey question: pa019 f
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 41 5.42 714 94.6
Table 269: Frequency table for pa019 f
Value labels:1 - Yes2 - No
304
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pa019 g
Dataset: SCPC
Variable type: Numeric
N = 757
Description: Do you have any of the following types of credit cards or charge cards? Discover credit cards
Survey question: pa019 g
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 12 1.62 745 98.4
Table 270: Frequency table for pa019 g
Value labels:1 - Yes2 - No
305
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pa020
Dataset: SCPC
Variable type: Numeric
N = 669
Description: Have you ever had a credit card or charge card?
Survey question: pa020
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 394 58.92 275 41.1
Table 271: Frequency table for pa020
Value labels:1 - Yes2 - No
306
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pa024
Dataset: SCPC
Variable type: Numeric
N = 3142
Description: Do you have any automatic bill payments set up to occur this month?
Survey question: pa024
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2142 68.22 1000 31.8
Table 272: Frequency table for pa024
Value labels:1 - Yes2 - No
307
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pa025
Dataset: SCPC
Variable type: Numeric
N = 1001
Description: Have you ever had an automatic bill payment set up in the past?
Survey question: pa025
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 310 31.02 691 69.0
Table 273: Frequency table for pa025
Value labels:1 - Yes2 - No
308
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pa026 a
Dataset: SCPC
Variable type: Numeric
N = 2894
Description: Have you set up any of the following methods of accessing your checking account(s)? Mobilebanking
Survey question: pa026 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1583 54.72 1311 45.3
Table 274: Frequency table for pa026 a
Value labels:1 - Yes2 - No
309
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pa031
Dataset: SCPC
Variable type: Numeric
N = 2894
Description: Do you have any blank, unused checks?
Survey question: pa031
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2464 85.12 430 14.9
Table 275: Frequency table for pa031
Value labels:1 - Yes2 - No
310
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pa031 b
Dataset: SCPC
Variable type: Numeric
N = 430
Description: Have you ever had blank paper checks for your checking account?
Survey question: pa031 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 188 43.72 242 56.3
Table 276: Frequency table for pa031 b
Value labels:1 - Yes2 - No
311
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pa035
Dataset: SCPC
Variable type: Numeric
N = 2894
Description: Have you written a paper check to make a payment in the past 12 months?
Survey question: pa035
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2309 79.82 585 20.2
Table 277: Frequency table for pa035
Value labels:1 - Yes2 - No
312
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pa040 a
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: In the past 12 months, have you used any of the following payment methods, even once?Money order
Survey question: pa040 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 548 17.42 2599 82.6
Table 278: Frequency table for pa040 a
Value labels:1 - Yes2 - No
313
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pa040 b
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: In the past 12 months, have you used any of the following payment methods, even once?Travelers check
Survey question: pa040 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 18 0.62 3130 99.4
Table 279: Frequency table for pa040 b
Value labels:1 - Yes2 - No
314
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pa040 c
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: In the past 12 months, have you used any of the following payment methods, even once?Cashiers check
Survey question: pa040 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 334 10.62 2815 89.4
Table 280: Frequency table for pa040 c
Value labels:1 - Yes2 - No
315
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pa040 d
Dataset: SCPC
Variable type: Numeric
N = 3089
Description: In the past 12 months, have you used a certified check, even once?
Survey question: pa040 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 345 11.22 2744 88.8
Table 281: Frequency table for pa040 d
Value labels:1 - Yes2 - No
316
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pa040 e
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: In the past 12 months, have you used any of the following payment methods, even once?Remittance
Survey question: pa040 e
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 72 2.32 3076 97.7
Table 282: Frequency table for pa040 e
Value labels:1 - Yes2 - No
317
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pa041
Dataset: SCPC
Variable type: Numeric
N = 2601
Description: Have you ever used a money order, even once?
Survey question: pa041
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2038 78.42 563 21.6
Table 283: Frequency table for pa041
Value labels:1 - Yes2 - No
318
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pa041 b
Dataset: SCPC
Variable type: Numeric
N = 3129
Description: Have you ever used a travelers check, even once?
Survey question: pa041 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1488 47.62 1641 52.4
Table 284: Frequency table for pa041 b
Value labels:1 - Yes2 - No
319
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pa041 c
Dataset: SCPC
Variable type: Numeric
N = 2813
Description: Have you ever used a cashier’s check, even once?
Survey question: pa041 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1646 58.52 1167 41.5
Table 285: Frequency table for pa041 c
Value labels:1 - Yes2 - No
320
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pa041 e
Dataset: SCPC
Variable type: Numeric
N = 3076
Description: Have you ever sent a remittance, even once?
Survey question: pa041 e
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 211 6.92 2865 93.1
Table 286: Frequency table for pa041 e
Value labels:1 - Yes2 - No
321
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pa042 a
Dataset: SCPC
Variable type: Numeric
N = 548
Description: Did you purchase any of the money orders you used in the past 12 months from a non-banksource?
Survey question: pa042 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 436 79.62 112 20.4
Table 287: Frequency table for pa042 a
Value labels:1 - Yes2 - No
322
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pa042 e
Dataset: SCPC
Variable type: Numeric
N = 72
Description: Did you send any of the remittances you used in the past 12 months from a non-bank source?
Survey question: pa042 e
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 42 58.32 30 41.7
Table 288: Frequency table for pa042 e
Value labels:1 - Yes2 - No
323
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pa044 a
Dataset: SCPC
Variable type: Numeric
N = 1429
Description: In the past 12 months, have you used PayPal to make a purchase or pay another person?
Survey question: pa044 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1100 77.02 329 23.0
Table 289: Frequency table for pa044 a
Value labels:1 - Yes2 - No
324
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pa045
Dataset: SCPC
Variable type: Numeric
N = 3030
Description: Have you made a text message payment in the past 12 months?
Survey question: pa045
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 146 4.82 2884 95.2
Table 290: Frequency table for pa045
Value labels:1 - Yes2 - No
325
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pa045 a
Dataset: SCPC
Variable type: Numeric
N = 146
Description: In the past 12 months, have you authorized a text message payment using one of the followingmethods? Via your bank
Survey question: pa045 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 46 31.52 100 68.5
Table 291: Frequency table for pa045 a
Value labels:1 - Yes2 - No
326
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pa045 b
Dataset: SCPC
Variable type: Numeric
N = 146
Description: In the past 12 months, have you authorized a text message payment using one of the followingmethods? Using a non-bank payment service such as PayPal
Survey question: pa045 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 77 52.72 69 47.3
Table 292: Frequency table for pa045 b
Value labels:1 - Yes2 - No
327
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pa045 c
Dataset: SCPC
Variable type: Numeric
N = 146
Description: In the past 12 months, have you authorized a text message payment using one of the followingmethods? Authorize your mobile phone company to pay for you
Survey question: pa045 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 46 31.52 100 68.5
Table 293: Frequency table for pa045 c
Value labels:1 - Yes2 - No
328
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pa048 a1
Dataset: SCPC
Variable type: Numeric
N = 1098
Description: In the past 12 months, have you used any of the following methods to make payments withyour PayPal account? Credit card
Survey question: pa048 a1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 447 40.72 651 59.3
Table 294: Frequency table for pa048 a1
Value labels:1 - Yes2 - No
329
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pa048 b1
Dataset: SCPC
Variable type: Numeric
N = 1099
Description: In the past 12 months, have you used any of the following methods to make payments withyour PayPal account? Debit card
Survey question: pa048 b1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 355 32.32 744 67.7
Table 295: Frequency table for pa048 b1
Value labels:1 - Yes2 - No
330
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pa048 c1
Dataset: SCPC
Variable type: Numeric
N = 1100
Description: In the past 12 months, have you used any of the following methods to make payments withyour PayPal account? Bank account
Survey question: pa048 c1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 523 47.52 577 52.5
Table 296: Frequency table for pa048 c1
Value labels:1 - Yes2 - No
331
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pa048 d1
Dataset: SCPC
Variable type: Numeric
N = 1100
Description: In the past 12 months, have you used any of the following methods to make payments withyour PayPal account? Money stored with PayPal
Survey question: pa048 d1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 319 29.02 781 71.0
Table 297: Frequency table for pa048 d1
Value labels:1 - Yes2 - No
332
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pa048 e1
Dataset: SCPC
Variable type: Numeric
N = 1100
Description: In the past 12 months, have you used any of the following methods to make payments withyour PayPal account? Some other method
Survey question: pa048 e1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 50 4.52 1050 95.5
Table 298: Frequency table for pa048 e1
Value labels:1 - Yes2 - No
333
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pa050
Dataset: SCPC
Variable type: Numeric
N = 3137
Description: In the past 12 months, have you used any of the following payment methods, even once? Cash
Survey question: pa050
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2907 92.72 230 7.3
Table 299: Frequency table for pa050
Value labels:1 - Yes2 - No
334
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pa051 a
Dataset: SCPC
Variable type: Numeric
N = 935
Description: You told us you have FILL:pa054 a Visa cards. How many of these are branded with a logoof a company, store, or gas station?
Survey question: pa051 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 1.0 1.1 21.0 1.2
Table 300: Summary statistics for pa051 a
pa051_a
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
010
020
030
040
050
0
335
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pa051 b
Dataset: SCPC
Variable type: Numeric
N = 722
Description: You told us you have FILL:pa054 f MasterCard cards. How many of these are branded witha logo of a company, store, or gas station?
Survey question: pa051 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 1.0 0.8 9.0 0.8
Table 301: Summary statistics for pa051 b
pa051_b
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
010
020
030
040
0
336
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pa051 c
Dataset: SCPC
Variable type: Numeric
N = 287
Description: You told us you have FILL:pa054 g Discover cards. How many of these are branded with alogo of a company, store, or gas station?
Survey question: pa051 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.1 6.0 0.5
Table 302: Summary statistics for pa051 c
pa051_c
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
100
150
200
250
337
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pa051 d
Dataset: SCPC
Variable type: Numeric
N = 55
Description: You told us you have FILL:pa054 c American Express charge cards. How many of these arebranded with a logo of a company, store, or gas station?
Survey question: pa051 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.4 2.0 0.6
Table 303: Summary statistics for pa051 d
pa051_d
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0 1.2
05
1015
2025
3035
338
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pa051 e
Dataset: SCPC
Variable type: Numeric
N = 232
Description: You told us you have FILL:pa054 d American Express credit cards. How many of these arebranded with a logo of a company, store, or gas station?
Survey question: pa051 e
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.5 4.0 0.6
Table 304: Summary statistics for pa051 e
pa051_e
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
020
4060
8010
012
014
0
339
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pa052
Dataset: SCPC
Variable type: Numeric
N = 2418
Description: Do you own any kinds of credit cards that also are branded with a company logo?
Survey question: pa052
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1059 43.82 1359 56.2
Table 305: Frequency table for pa052
Value labels:1 - Yes2 - No
340
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pa053
Dataset: SCPC
Variable type: Numeric
N = 3148
Description: Do you have any credit cards or charge cards?
Survey question: pa053
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2389 75.92 759 24.1
Table 306: Frequency table for pa053
Value labels:1 - Yes2 - No
341
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pa054 a
Dataset: SCPC
Variable type: Numeric
N = 1986
Description: Number of Visa credit cards
Survey question: N/A
Details: sum(pa054 a1, pa054 a2)
min med mean max sd1.0 1.0 1.8 100.0 2.6
Table 307: Summary statistics for pa054 a
pa054_a
Fre
quen
cy
1.0 1.5 2.0 2.5 3.0 3.5 4.0
020
040
060
080
010
00
342
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pa054 a1
Dataset: SCPC
Variable type: Numeric
N = 2357
Description: Please tell us how many credit or charge cards you have of each type. Number of Visa creditcards with rewards
Survey question: pa054 a1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 1.0 1.1 100.0 2.4
Table 308: Summary statistics for pa054 a1
pa054_a1
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
020
040
060
080
010
00
343
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pa054 a2
Dataset: SCPC
Variable type: Numeric
N = 2278
Description: Please tell us how many credit or charge cards you have of each type. Number of Visa creditcards without rewards
Survey question: pa054 a2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.4 10.0 0.8
Table 309: Summary statistics for pa054 a2
pa054_a2
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
050
010
0015
00
344
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pa054 b
Dataset: SCPC
Variable type: Numeric
N = 1086
Description: Number of company or store branded credit cards
Survey question: N/A
Details: sum(pa054 b1, pa054 b2)
min med mean max sd1.0 2.0 2.3 20.0 1.9
Table 310: Summary statistics for pa054 b
pa054_b
Fre
quen
cy
1 2 3 4 5
010
020
030
040
0
345
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pa054 b1
Dataset: SCPC
Variable type: Numeric
N = 2329
Description: Please tell us how many credit or charge cards you have of each type. Number of companyor store branded credit cards with rewards
Survey question: pa054 b1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.6 15.0 1.3
Table 311: Summary statistics for pa054 b1
pa054_b1
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
050
010
0015
00
346
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pa054 b2
Dataset: SCPC
Variable type: Numeric
N = 2285
Description: Please tell us how many credit or charge cards you have of each type. Number of companyor store branded credit cards without rewards
Survey question: pa054 b2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.5 10.0 1.1
Table 312: Summary statistics for pa054 b2
pa054_b2
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
050
010
0015
00
347
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pa054 c
Dataset: SCPC
Variable type: Numeric
N = 107
Description: Number of American Express charge cards
Survey question: N/A
Details: sum(pa054 c1, pa054 c2)
min med mean max sd1.0 1.0 1.3 9.0 0.9
Table 313: Summary statistics for pa054 c
pa054_c
Fre
quen
cy
1.0 1.2 1.4 1.6 1.8 2.0
020
4060
80
348
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pa054 c1
Dataset: SCPC
Variable type: Numeric
N = 2301
Description: Please tell us how many credit or charge cards you have of each type. Number of AmericanExpress charge cards with rewards
Survey question: pa054 c1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 3.0 0.2
Table 314: Summary statistics for pa054 c1
pa054_c1
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0015
0020
00
349
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pa054 c2
Dataset: SCPC
Variable type: Numeric
N = 2261
Description: Please tell us how many credit or charge cards you have of each type. Number of AmericanExpress charge cards without rewards
Survey question: pa054 c2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 9.0 0.2
Table 315: Summary statistics for pa054 c2
pa054_c2
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0015
0020
00
350
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pa054 cards
Dataset: SCPC
Variable type: Numeric
N = 2458
Description: Number of credit cards
Survey question: N/A
Details: Created variable, created by the survey instrument
min med mean max sd1.0 3.0 4.0 100.0 3.9
Table 316: Summary statistics for pa054 cards
pa054_cards
Fre
quen
cy
2 4 6 8 10
010
020
030
040
050
0
351
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pa054 d
Dataset: SCPC
Variable type: Numeric
N = 408
Description: Number of American Express credit cards
Survey question: N/A
Details: sum(pa054 d1, pa054 d2)
min med mean max sd1.0 1.0 1.2 11.0 0.7
Table 317: Summary statistics for pa054 d
pa054_d
Fre
quen
cy
1.0 1.2 1.4 1.6 1.8 2.0
050
100
150
200
250
300
350
352
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pa054 d1
Dataset: SCPC
Variable type: Numeric
N = 2314
Description: Please tell us how many credit or charge cards you have of each type. Number of AmericanExpress credit cards with rewards
Survey question: pa054 d1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.2 11.0 0.5
Table 318: Summary statistics for pa054 d1
pa054_d1
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
0020
00
353
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pa054 d2
Dataset: SCPC
Variable type: Numeric
N = 2258
Description: Please tell us how many credit or charge cards you have of each type. Number of AmericanExpress credit cards without rewards
Survey question: pa054 d2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 4.0 0.2
Table 319: Summary statistics for pa054 d2
pa054_d2
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0015
0020
00
354
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pa054 e
Dataset: SCPC
Variable type: Numeric
N = 30
Description: Number of Diners Club or other charge cards
Survey question: N/A
Details: sum(pa054 e1, pa054 e2)
min med mean max sd1.0 1.0 2.0 10.0 1.9
Table 320: Summary statistics for pa054 e
pa054_e
Fre
quen
cy
1 2 3 4 5
05
1015
355
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pa054 e1
Dataset: SCPC
Variable type: Numeric
N = 2305
Description: Please tell us how many credit or charge cards you have of each type. Number of Diners Clubor other charge cards with rewards
Survey question: pa054 e1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 10.0 0.3
Table 321: Summary statistics for pa054 e1
pa054_e1
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0015
0020
00
356
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pa054 e2
Dataset: SCPC
Variable type: Numeric
N = 2262
Description: Please tell us how many credit or charge cards you have of each type. Number of Diners Clubor other charge cards without rewards
Survey question: pa054 e2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 4.0 0.1
Table 322: Summary statistics for pa054 e2
pa054_e2
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0015
0020
00
357
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pa054 f
Dataset: SCPC
Variable type: Numeric
N = 1465
Description: Number of MasterCard credit cards
Survey question: N/A
Details: sum(pa054 f1, pa054 f2)
min med mean max sd1.0 1.0 1.5 20.0 1.2
Table 323: Summary statistics for pa054 f
pa054_f
Fre
quen
cy
1.0 1.5 2.0 2.5 3.0
020
040
060
080
010
00
358
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pa054 f1
Dataset: SCPC
Variable type: Numeric
N = 2343
Description: Please tell us how many credit or charge cards you have of each type. Number of MasterCardcredit cards with rewards
Survey question: pa054 f1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.6 15.0 0.9
Table 324: Summary statistics for pa054 f1
pa054_f1
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
020
040
060
080
012
00
359
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pa054 f2
Dataset: SCPC
Variable type: Numeric
N = 2282
Description: Please tell us how many credit or charge cards you have of each type. Number of MasterCardcredit cards without rewards
Survey question: pa054 f2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.3 20.0 0.9
Table 325: Summary statistics for pa054 f2
pa054_f2
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
00
360
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pa054 g
Dataset: SCPC
Variable type: Numeric
N = 605
Description: Number of Discover credit cards
Survey question: N/A
Details: sum(pa054 g1, pa054 g2)
min med mean max sd1.0 1.0 1.1 6.0 0.4
Table 326: Summary statistics for pa054 g
pa054_g
Fre
quen
cy
1.0 1.2 1.4 1.6 1.8 2.0
010
020
030
040
050
0
361
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pa054 g1
Dataset: SCPC
Variable type: Numeric
N = 2327
Description: Please tell us how many credit or charge cards you have of each type. Number of Discovercredit cards with rewards
Survey question: pa054 g1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.2 3.0 0.5
Table 327: Summary statistics for pa054 g1
pa054_g1
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
00
362
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pa054 g2
Dataset: SCPC
Variable type: Numeric
N = 2247
Description: Please tell us how many credit or charge cards you have of each type. Number of Discovercredit cards without rewards
Survey question: pa054 g2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 6.0 0.3
Table 328: Summary statistics for pa054 g2
pa054_g2
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0015
0020
00
363
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pa054 z
Dataset: SCPC
Variable type: Character
N = 3153
Description: Please help us understand by telling us why you did not enter the number of credit cards.
Survey question: pa054 z
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
364
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pa055 a2
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: In the past 12 months, have you used a check cashing store to get cash?
Survey question: pa055 a2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 105 3.32 3044 96.7
Table 329: Frequency table for pa055 a2
Value labels:1 - Yes2 - No
365
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pa055 b1
Dataset: SCPC
Variable type: Numeric
N = 3134
Description: In the past 12 months, did you use any of the following financial services? Payday loan
Survey question: pa055 b1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 93 3.02 3041 97.0
Table 330: Frequency table for pa055 b1
Value labels:1 - Yes2 - No
366
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pa055 b2
Dataset: SCPC
Variable type: Numeric
N = 3135
Description: In the past 12 months, did you use any of the following financial services? Selling an item ata pawn shop
Survey question: pa055 b2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 123 3.92 3012 96.1
Table 331: Frequency table for pa055 b2
Value labels:1 - Yes2 - No
367
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pa055 b3
Dataset: SCPC
Variable type: Numeric
N = 3135
Description: In the past 12 months, did you use any of the following financial services? Rent to own services
Survey question: pa055 b3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 88 2.82 3047 97.2
Table 332: Frequency table for pa055 b3
Value labels:1 - Yes2 - No
368
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pa055 b4
Dataset: SCPC
Variable type: Numeric
N = 3134
Description: In the past 12 months, did you use any of the following financial services? Tax refund antic-ipation loan
Survey question: pa055 b4
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 43 1.42 3091 98.6
Table 333: Frequency table for pa055 b4
Value labels:1 - Yes2 - No
369
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pa055 b5
Dataset: SCPC
Variable type: Numeric
N = 3135
Description: In the past 12 months, did you use any of the following financial services? Auto title loan
Survey question: pa055 b5
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 105 3.32 3030 96.7
Table 334: Frequency table for pa055 b5
Value labels:1 - Yes2 - No
370
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pa075 a
Dataset: SCPC
Variable type: Numeric
N = 2884
Description: Is this checking account jointly owned with someone else?
Survey question: pa075 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1509 52.32 106 3.73 7 0.24 1262 43.8
Table 335: Frequency table for pa075 a
Value labels:1 - Yes, spouse or partner2 - Yes, other family member3 - Yes, someone else who is not a family member4 - No
371
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pa075 b
Dataset: SCPC
Variable type: Numeric
N = 950
Description: Are your checking accounts jointly owned with someone else? Secondary checking account
Survey question: pa075 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 487 51.32 56 5.93 7 0.74 400 42.1
Table 336: Frequency table for pa075 b
Value labels:1 - Yes, spouse or partner2 - Yes, other family member3 - Yes, someone else who is not a family member4 - No
372
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pa076 a
Dataset: SCPC
Variable type: Numeric
N = 2886
Description: Do your checking accounts pay interest? Primary account
Survey question: pa076 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1055 36.62 1831 63.4
Table 337: Frequency table for pa076 a
Value labels:1 - Yes2 - No
373
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pa076 b
Dataset: SCPC
Variable type: Numeric
N = 957
Description: Do your checking accounts pay interest? Secondary account
Survey question: pa076 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 341 35.62 616 64.4
Table 338: Frequency table for pa076 b
Value labels:1 - Yes2 - No
374
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pa079 a
Dataset: SCPC
Variable type: Numeric
N = 2893
Description: Do your checking accounts have overdraft protection? Primary account
Survey question: pa079 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2017 69.72 876 30.3
Table 339: Frequency table for pa079 a
Value labels:1 - Yes2 - No
375
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pa079 b
Dataset: SCPC
Variable type: Numeric
N = 960
Description: Do your checking accounts have overdraft protection? Secondary account
Survey question: pa079 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 567 59.12 393 40.9
Table 340: Frequency table for pa079 b
Value labels:1 - Yes2 - No
376
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pa103
Dataset: SCPC
Variable type: Numeric
N = 1344
Description: Have you ever had a prepaid card?
Survey question: pa103
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 711 52.92 633 47.1
Table 341: Frequency table for pa103
Value labels:1 - Yes2 - No
377
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pa108 a
Dataset: SCPC
Variable type: Numeric
N = 970
Description: Please help us understand why you reported that you have more than one debit or ATM cardfor your checking account.
Survey question: pa108 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 554 57.12 248 25.63 71 7.34 97 10.0
Table 342: Frequency table for pa108 a
Value labels:1 - I counted a card twice, as a debit card and an ATM card2 - I counted cards held by another joint account owner on this account3 - My bank issued me more than one card for this account4 - Other (specify)
378
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pa108 a other
Dataset: SCPC
Variable type: Character
N = 3153
Description: Please help us understand why you reported that you have more than one debit or ATM cardfor your checking account. Other (specify)
Survey question: pa108 a other
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
379
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pa108 b
Dataset: SCPC
Variable type: Numeric
N = 257
Description: Please help us understand why you reported that you have more than one ATM and-or debitcard for your secondary checking account.
Survey question: pa108 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 129 50.22 102 39.73 15 5.84 11 4.3
Table 343: Frequency table for pa108 b
Value labels:1 - I counted a card twice, as a debit card and an ATM card2 - I counted cards held by another joint account owner on this account3 - My bank issued me more than one card for this account4 - Other (specify)
380
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pa108 b other
Dataset: SCPC
Variable type: Character
N = 3153
Description: Please help us understand why you reported that you have more than one ATM and-or debitcard for your secondary checking account. Other (specify)
Survey question: pa108 b other
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
381
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pa120 a
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Have you heard of Bitcoin (BTC)?
Survey question: pa120 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2163 68.72 986 31.3
Table 344: Frequency table for pa120 a
Value labels:1 - Yes2 - No
382
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pa120 b1
Dataset: SCPC
Variable type: Numeric
N = 3145
Description: Have you heard of any of these other virtual currencies? XRP
Survey question: pa120 b1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 71 2.32 3074 97.7
Table 345: Frequency table for pa120 b1
Value labels:1 - Yes2 - No
383
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pa120 b2
Dataset: SCPC
Variable type: Numeric
N = 3144
Description: Have you heard of any of these other virtual currencies? Litecoin
Survey question: pa120 b2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 247 7.92 2897 92.1
Table 346: Frequency table for pa120 b2
Value labels:1 - Yes2 - No
384
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pa120 b6
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Have you heard of any of these other virtual currencies? Ethereum
Survey question: pa120 b6
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 275 8.72 2872 91.3
Table 347: Frequency table for pa120 b6
Value labels:1 - Yes2 - No
385
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pa120 b7
Dataset: SCPC
Variable type: Numeric
N = 2163
Description: Have you heard of Bitcoin Cash (BCH)?
Survey question: pa120 b7
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 923 42.72 1240 57.3
Table 348: Frequency table for pa120 b7
Value labels:1 - Yes2 - No
386
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pa120 b8
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Have you heard of any of these other virtual currencies? Stellar
Survey question: pa120 b8
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 72 2.32 3075 97.7
Table 349: Frequency table for pa120 b8
Value labels:1 - Yes2 - No
387
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pa120 b9
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Have you heard of any of these other virtual currencies? EOS
Survey question: pa120 b9
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 111 3.52 3036 96.5
Table 350: Frequency table for pa120 b9
Value labels:1 - Yes2 - No
388
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pa120 c
Dataset: SCPC
Variable type: Numeric
N = 3146
Description: Have you heard of any other virtual currencies besides Bitcoin (BTC), Bitcoin Cash (BCH),and those listed above?
Survey question: pa120 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 80 2.52 3066 97.5
Table 351: Frequency table for pa120 c
Value labels:1 - Yes, please specify2 - No
389
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pa120 c other
Dataset: SCPC
Variable type: Character
N = 3153
Description: Have you heard of any other virtual currencies besides Bitcoin (BTC), Bitcoin Cash (BCH),and those listed above?
Survey question: pa120 c other
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
390
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pa121 a
Dataset: SCPC
Variable type: Numeric
N = 2163
Description: Do you have or own any of these virtual currencies? Bitcoin
Survey question: pa121 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 37 1.72 2126 98.3
Table 352: Frequency table for pa121 a
Value labels:1 - Yes2 - No
391
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pa121 b
Dataset: SCPC
Variable type: Numeric
N = 71
Description: Do you have or own any of these virtual currencies? XRP
Survey question: pa121 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 8 11.32 63 88.7
Table 353: Frequency table for pa121 b
Value labels:1 - Yes2 - No
392
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pa121 c
Dataset: SCPC
Variable type: Numeric
N = 246
Description: Do you have or own any of these virtual currencies? Litecoin
Survey question: pa121 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 21 8.52 225 91.5
Table 354: Frequency table for pa121 c
Value labels:1 - Yes2 - No
393
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pa121 g
Dataset: SCPC
Variable type: Numeric
N = 275
Description: Do you have or own any of these virtual currencies? Ethereum
Survey question: pa121 g
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 20 7.32 255 92.7
Table 355: Frequency table for pa121 g
Value labels:1 - Yes2 - No
394
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pa121 h
Dataset: SCPC
Variable type: Numeric
N = 923
Description: Do you have or own any of these virtual currencies? Bitcoin Cash
Survey question: pa121 h
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 14 1.52 909 98.5
Table 356: Frequency table for pa121 h
Value labels:1 - Yes2 - No
395
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pa121 i
Dataset: SCPC
Variable type: Numeric
N = 72
Description: Do you have or own any of these virtual currencies? Stellar
Survey question: pa121 i
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 3 4.22 69 95.8
Table 357: Frequency table for pa121 i
Value labels:1 - Yes2 - No
396
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pa121 j
Dataset: SCPC
Variable type: Numeric
N = 111
Description: Do you have or own any of these virtual currencies? EOS
Survey question: pa121 j
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 4 3.62 107 96.4
Table 358: Frequency table for pa121 j
Value labels:1 - Yes2 - No
397
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pa122 a
Dataset: SCPC
Variable type: Numeric
N = 2126
Description: Have you ever had or owned any of these virtual currencies? Bitcoin
Survey question: pa122 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 18 0.82 2108 99.2
Table 359: Frequency table for pa122 a
Value labels:1 - Yes2 - No
398
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pa122 b
Dataset: SCPC
Variable type: Numeric
N = 63
Description: Have you ever had or owned any of these virtual currencies? XRP
Survey question: pa122 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 4 6.32 59 93.7
Table 360: Frequency table for pa122 b
Value labels:1 - Yes2 - No
399
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pa122 c
Dataset: SCPC
Variable type: Numeric
N = 226
Description: Have you ever had or owned any of these virtual currencies? Litecoin
Survey question: pa122 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 5 2.22 221 97.8
Table 361: Frequency table for pa122 c
Value labels:1 - Yes2 - No
400
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pa122 g
Dataset: SCPC
Variable type: Numeric
N = 255
Description: Have you ever had or owned any of these virtual currencies? Ethereum
Survey question: pa122 g
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 5 2.02 250 98.0
Table 362: Frequency table for pa122 g
Value labels:1 - Yes2 - No
401
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pa122 h
Dataset: SCPC
Variable type: Numeric
N = 909
Description: Have you ever had or owned any of these virtual currencies? Bitcoin Cash
Survey question: pa122 h
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 6 0.72 903 99.3
Table 363: Frequency table for pa122 h
Value labels:1 - Yes2 - No
402
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pa122 i
Dataset: SCPC
Variable type: Numeric
N = 69
Description: Have you ever had or owned any of these virtual currencies? Stellar
Survey question: pa122 i
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 4 5.82 65 94.2
Table 364: Frequency table for pa122 i
Value labels:1 - Yes2 - No
403
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pa122 j
Dataset: SCPC
Variable type: Numeric
N = 107
Description: Have you ever had or owned any of these virtual currencies? EOS
Survey question: pa122 j
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2 1.92 105 98.1
Table 365: Frequency table for pa122 j
Value labels:1 - Yes2 - No
404
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pa123 a number
Dataset: SCPC
Variable type: Numeric
N = 34
Description: How much virtual currency do you have or own? Number of coins. Bitcoin
Survey question: pa123 a number
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 1000001.7 34000000.0 5830951.6
Table 366: Summary statistics for pa123 a number
pa123_a_number
Fre
quen
cy
0 5 10 15 20
05
1015
2025
405
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pa123 a us
Dataset: SCPC
Variable type: Numeric
N = 35
Description: How much virtual currency do you have or own? Equivalent value in US dollars. Bitcoin
Survey question: pa123 a us
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 70.0 1622290607.8 56780000000.0 9597570865.2
Table 367: Summary statistics for pa123 a us
pa123_a_us
Fre
quen
cy
0 10000 20000 30000 40000
05
1015
2025
406
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pa123 b number
Dataset: SCPC
Variable type: Numeric
N = 8
Description: How much virtual currency do you have or own? Number of coins. XRP
Survey question: pa123 b number
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 86.0 228.8 762.9 306.2
Table 368: Summary statistics for pa123 b number
pa123_b_number
Fre
quen
cy
0 200 400 600
0.0
0.5
1.0
1.5
2.0
407
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pa123 b us
Dataset: SCPC
Variable type: Numeric
N = 8
Description: How much virtual currency do you have or own? Equivalent value in US dollars. XRP
Survey question: pa123 b us
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 50.0 106.2 358.0 126.6
Table 369: Summary statistics for pa123 b us
pa123_b_us
Fre
quen
cy
0 50 100 150 200 250 300
01
23
4
408
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pa123 c number
Dataset: SCPC
Variable type: Numeric
N = 20
Description: How much virtual currency do you have or own? Number of coins, Litecoin
Survey question: pa123 c number
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.7 12.1 121.0 28.4
Table 370: Summary statistics for pa123 c number
pa123_c_number
Fre
quen
cy
0 10 20 30 40
02
46
810
12
409
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pa123 c us
Dataset: SCPC
Variable type: Numeric
N = 20
Description: How much virtual currency do you have or own? Equivalent value in US dollars, Litecoin
Survey question: pa123 c us
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 96.5 762.0 6897.0 1622.2
Table 371: Summary statistics for pa123 c us
pa123_c_us
Fre
quen
cy
0 500 1000 1500 2000 2500
02
46
810
410
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pa123 g number
Dataset: SCPC
Variable type: Numeric
N = 19
Description: How much virtual currency do you have or own? Number of coins, Ethereum
Survey question: pa123 g number
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 1.0 3.5 50.0 11.3
Table 372: Summary statistics for pa123 g number
pa123_g_number
Fre
quen
cy
0 2 4 6 8 10
02
46
8
411
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pa123 g us
Dataset: SCPC
Variable type: Numeric
N = 20
Description: How much virtual currency do you have or own? Equivalent value in US dollars, Ethereum
Survey question: pa123 g us
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 122.5 749.1 11212.0 2479.6
Table 373: Summary statistics for pa123 g us
pa123_g_us
Fre
quen
cy
0 500 1000 1500
02
46
8
412
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pa123 h number
Dataset: SCPC
Variable type: Numeric
N = 14
Description: How much virtual currency do you have or own? Number of coins, Bitcoin Cash
Survey question: pa123 h number
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.2 2.0 0.5
Table 374: Summary statistics for pa123 h number
pa123_h_number
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
02
46
810
12
413
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pa123 h us
Dataset: SCPC
Variable type: Numeric
N = 13
Description: How much virtual currency do you have or own? Equivalent value in US dollars, Bitcoin Cash
Survey question: pa123 h us
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 3.0 30.3 250.0 71.4
Table 375: Summary statistics for pa123 h us
pa123_h_us
Fre
quen
cy
0 50 100 150
02
46
8
414
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pa123 i number
Dataset: SCPC
Variable type: Numeric
N = 3
Description: How much virtual currency do you have or own? Number of coins, Stellar
Survey question: pa123 i number
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 100.0 2200.0 6500.0 3724.2
Table 376: Summary statistics for pa123 i number
pa123_i_number
Fre
quen
cy
0 1000 2000 3000 4000 5000 6000
0.0
0.5
1.0
1.5
2.0
415
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pa123 i us
Dataset: SCPC
Variable type: Numeric
N = 3
Description: How much virtual currency do you have or own? Equivalent value in US dollars, Stellar
Survey question: pa123 i us
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 100.0 488.3 1365.0 760.9
Table 377: Summary statistics for pa123 i us
pa123_i_us
Fre
quen
cy
0 200 400 600 800 1000 1200
0.0
0.2
0.4
0.6
0.8
1.0
416
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pa123 j number
Dataset: SCPC
Variable type: Numeric
N = 4
Description: How much virtual currency do you have or own? Number of coins, EOS
Survey question: pa123 j number
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 5.0 4.1 6.3 2.8
Table 378: Summary statistics for pa123 j number
pa123_j_number
Fre
quen
cy
0 1 2 3 4 5 6
0.0
0.5
1.0
1.5
2.0
417
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pa123 j us
Dataset: SCPC
Variable type: Numeric
N = 4
Description: How much virtual currency do you have or own? Equivalent value in US dollars, EOS
Survey question: pa123 j us
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 27.0 22.0 34.0 15.1
Table 379: Summary statistics for pa123 j us
pa123_j_us
Fre
quen
cy
0 5 10 15 20 25 30 35
0.0
0.2
0.4
0.6
0.8
1.0
418
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pa123 other
Dataset: SCPC
Variable type: Character
N = 3153
Description: Please tell us why you did not answer both the ¡U+0093¿Number of coins¡U+0094¿ and¡U+0093¿Equivalent value in U.S. dollars¡U+0094¿ for the following rows: (open ended text response box)
Survey question: pa123 other
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
419
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pa126 a
Dataset: SCPC
Variable type: Numeric
N = 50
Description: Please tell us your primary reason for owning virtual currency.
Survey question: pa126 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1 2.02 2 4.03 27 54.05 3 6.06 12 24.07 1 2.09 4 8.0
Table 380: Frequency table for pa126 a
Value labels:1 - I use it to buy goods and services in the United States2 - I use it to make remittances or other international payments3 - It is an investment4 - It allows me to make payments anonymously5 - It uses secure blockchain technology to prevent loss and fraud6 - I am interested in new technologies7 - I do not trust banks8 - I do not trust the government or the US dollar9 - Other (specify)
420
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pa126 a other
Dataset: SCPC
Variable type: Character
N = 3153
Description: Please tell us your primary reason for owning virtual currency. Other (specify)
Survey question: pa126 a other
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
421
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pa126 b
Dataset: SCPC
Variable type: Numeric
N = 50
Description: Please tell us your secondary reason for owning virtual currency.
Survey question: pa126 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent3 7 14.04 2 4.05 3 6.06 23 46.07 2 4.08 5 10.09 8 16.0
Table 381: Frequency table for pa126 b
Value labels:1 - I use it to buy goods and services in the United States2 - I use it to make remittances or other international payments3 - It is an investment4 - It allows me to make payments anonymously5 - It uses secure blockchain technology to prevent loss and fraud6 - I am interested in new technologies7 - I do not trust banks8 - I do not trust the government or the US dollar9 - Other (specify)
422
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pa126 b other
Dataset: SCPC
Variable type: Character
N = 3153
Description: Please tell us your secondary reason for owning virtual currency. Other (specify)
Survey question: pa126 b other
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
423
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pa128 a
Dataset: SCPC
Variable type: Numeric
N = 54
Description: In the past 12 months, have you used virtual currency to make a payment for goods or servicesor to another person? Bitcoin
Survey question: pa128 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 8 14.82 46 85.2
Table 382: Frequency table for pa128 a
Value labels:1 - Yes2 - No
424
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pa128 b
Dataset: SCPC
Variable type: Numeric
N = 12
Description: In the past 12 months, have you used virtual currency to make a payment for goods or servicesor to another person? XRP
Survey question: pa128 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent2 12 100.0
Table 383: Frequency table for pa128 b
Value labels:1 - Yes2 - No
425
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pa128 c
Dataset: SCPC
Variable type: Numeric
N = 26
Description: In the past 12 months, have you used virtual currency to make a payment for goods or servicesor to another person? Litecoin
Survey question: pa128 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent2 26 100.0
Table 384: Frequency table for pa128 c
Value labels:1 - Yes2 - No
426
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pa128 g
Dataset: SCPC
Variable type: Numeric
N = 25
Description: In the past 12 months, have you used virtual currency to make a payment for goods or servicesor to another person? Ethereum
Survey question: pa128 g
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent2 25 100.0
Table 385: Frequency table for pa128 g
Value labels:1 - Yes2 - No
427
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pa128 h
Dataset: SCPC
Variable type: Numeric
N = 20
Description: In the past 12 months, have you used virtual currency to make a payment for goods or servicesor to another person? Bitcoin Cash
Survey question: pa128 h
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent2 20 100.0
Table 386: Frequency table for pa128 h
Value labels:1 - Yes2 - No
428
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pa128 i
Dataset: SCPC
Variable type: Numeric
N = 7
Description: In the past 12 months, have you used virtual currency to make a payment for goods or servicesor to another person? Stellar
Survey question: pa128 i
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent2 7 100.0
Table 387: Frequency table for pa128 i
Value labels:1 - Yes2 - No
429
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pa128 j
Dataset: SCPC
Variable type: Numeric
N = 6
Description: In the past 12 months, have you used virtual currency to make a payment for goods or servicesor to another person? EOS
Survey question: pa128 j
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent2 6 100.0
Table 388: Frequency table for pa128 j
Value labels:1 - Yes2 - No
430
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pa129 d
Dataset: SCPC
Variable type: Numeric
Description: Who did you pay using virtual currency?
Survey question: pa129 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
431
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pa129 d combos
Dataset: SCPC
Variable type: Character
N = 3153
Description: Combinations that were selected in the check-all-that-apply question
Survey question: N/A
Details: Variable is created by the survey instrument.
432
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pa129 d2 other
Dataset: SCPC
Variable type: Character
N = 3153
Description: Who did you pay using virtual currency? Other (specify) Text responses
Survey question: pa129 d2 other
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
433
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pa129 d2s1
Dataset: SCPC
Variable type: Numeric
N = 8
Description: Who did you pay using virtual currency? A person
Survey question: pa129 d2s1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 7 87.51 1 12.5
Table 389: Frequency table for pa129 d2s1
Value labels:0 - No1 - Yes
434
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pa129 d2s2
Dataset: SCPC
Variable type: Numeric
N = 8
Description: Who did you pay using virtual currency? Store, company, or other business, ONLINE
Survey question: pa129 d2s2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 5 62.51 3 37.5
Table 390: Frequency table for pa129 d2s2
Value labels:0 - No1 - Yes
435
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pa129 d2s3
Dataset: SCPC
Variable type: Numeric
N = 8
Description: Who did you pay using virtual currency? Store, company, or other business, IN PERSON
Survey question: pa129 d2s3
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 6 75.01 2 25.0
Table 391: Frequency table for pa129 d2s3
Value labels:0 - No1 - Yes
436
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pa129 d2s4
Dataset: SCPC
Variable type: Numeric
N = 8
Description: Who did you pay using virtual currency? Currency exchange
Survey question: pa129 d2s4
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 7 87.51 1 12.5
Table 392: Frequency table for pa129 d2s4
Value labels:0 - No1 - Yes
437
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pa129 d2s5
Dataset: SCPC
Variable type: Numeric
N = 8
Description: Who did you pay using virtual currency? I’d rather not say
Survey question: pa129 d2s5
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 7 87.51 1 12.5
Table 393: Frequency table for pa129 d2s5
Value labels:0 - No1 - Yes
438
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pa129 d2s6
Dataset: SCPC
Variable type: Numeric
N = 8
Description: Who did you pay using virtual currency? Other (specify)
Survey question: pa129 d2s6
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent0 8 100.0
Table 394: Frequency table for pa129 d2s6
Value labels:0 - No1 - Yes
439
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pa130 a
Dataset: SCPC
Variable type: Numeric
N = 2141
Description: How do you expect the value of one Bitcoin (BTC) to change over the following time periods?Next week
Survey question: pa130 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 96 4.52 230 10.73 1618 75.64 179 8.45 18 0.8
Table 395: Frequency table for pa130 a
Value labels:1 - Decrease a lot2 - Decrease some3 - Stay about the same4 - Increase some5 - Increase a lot
440
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pa130 b
Dataset: SCPC
Variable type: Numeric
N = 2141
Description: How do you expect the value of one Bitcoin (BTC) to change over the following time periods?Next month
Survey question: pa130 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 99 4.62 359 16.83 1322 61.74 339 15.85 22 1.0
Table 396: Frequency table for pa130 b
Value labels:1 - Decrease a lot2 - Decrease some3 - Stay about the same4 - Increase some5 - Increase a lot
441
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pa130 c
Dataset: SCPC
Variable type: Numeric
N = 2143
Description: How do you expect the value of one Bitcoin (BTC) to change over the following time periods?Next year
Survey question: pa130 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 252 11.82 398 18.63 898 41.94 502 23.45 93 4.3
Table 397: Frequency table for pa130 c
Value labels:1 - Decrease a lot2 - Decrease some3 - Stay about the same4 - Increase some5 - Increase a lot
442
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pa130 d
Dataset: SCPC
Variable type: Numeric
N = 911
Description: How do you expect the value of one Bitcoin Cash coin (BCH) to change over the followingtime periods? Next week
Survey question: pa130 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 48 5.32 120 13.23 648 71.14 88 9.75 7 0.8
Table 398: Frequency table for pa130 d
Value labels:1 - Decrease a lot2 - Decrease some3 - Stay about the same4 - Increase some5 - Increase a lot
443
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pa130 e
Dataset: SCPC
Variable type: Numeric
N = 912
Description: How do you expect the value of one Bitcoin Cash coin (BCH) to change over the followingtime periods? Next month
Survey question: pa130 e
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 51 5.62 159 17.43 537 58.94 156 17.15 9 1.0
Table 399: Frequency table for pa130 e
Value labels:1 - Decrease a lot2 - Decrease some3 - Stay about the same4 - Increase some5 - Increase a lot
444
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pa130 f
Dataset: SCPC
Variable type: Numeric
N = 912
Description: How do you expect the value of one Bitcoin Cash coin (BCH) to change over the followingtime periods? Next year
Survey question: pa130 f
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 116 12.72 143 15.73 396 43.44 219 24.05 38 4.2
Table 400: Frequency table for pa130 f
Value labels:1 - Decrease a lot2 - Decrease some3 - Stay about the same4 - Increase some5 - Increase a lot
445
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pa131a1
Dataset: SCPC
Variable type: Numeric
N = 2163
Description: How familiar are you with how the following virtual currencies work? Bitcoin
Survey question: pa131a1
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1300 60.12 574 26.53 183 8.54 86 4.05 20 0.9
Table 401: Frequency table for pa131a1
Value labels:1 - Not at all familiar2 - Slightly familiar3 - Somewhat familiar4 - Moderately familiar5 - Extremely familiar
446
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pa131a2
Dataset: SCPC
Variable type: Numeric
N = 922
Description: How familiar are you with how the following virtual currencies work? Bitcoin Cash
Survey question: pa131a2
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 582 63.12 215 23.33 81 8.84 37 4.05 7 0.8
Table 402: Frequency table for pa131a2
Value labels:1 - Not at all familiar2 - Slightly familiar3 - Somewhat familiar4 - Moderately familiar5 - Extremely familiar
447
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pa133 a
Dataset: SCPC
Variable type: Numeric
N = 54
Description: In the past 12 months, have you exchanged virtual currency for U.S. dollars or exchangedU.S. dollars for virtual currency? Bitcoin
Survey question: pa133 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 24 44.42 30 55.6
Table 403: Frequency table for pa133 a
Value labels:1 - Yes2 - No
448
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pa133 b
Dataset: SCPC
Variable type: Numeric
N = 12
Description: In the past 12 months, have you exchanged virtual currency for U.S. dollars or exchangedU.S. dollars for virtual currency? XRP
Survey question: pa133 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 5 41.72 7 58.3
Table 404: Frequency table for pa133 b
Value labels:1 - Yes2 - No
449
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pa133 c
Dataset: SCPC
Variable type: Numeric
N = 26
Description: In the past 12 months, have you exchanged virtual currency for U.S. dollars or exchangedU.S. dollars for virtual currency? Litecoin
Survey question: pa133 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 16 61.52 10 38.5
Table 405: Frequency table for pa133 c
Value labels:1 - Yes2 - No
450
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pa133 g
Dataset: SCPC
Variable type: Numeric
N = 25
Description: In the past 12 months, have you exchanged virtual currency for U.S. dollars or exchangedU.S. dollars for virtual currency? Ethereum
Survey question: pa133 g
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 12 48.02 13 52.0
Table 406: Frequency table for pa133 g
Value labels:1 - Yes2 - No
451
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pa133 h
Dataset: SCPC
Variable type: Numeric
N = 20
Description: In the past 12 months, have you exchanged virtual currency for U.S. dollars or exchangedU.S. dollars for virtual currency? Bitcoin Cash
Survey question: pa133 h
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 6 30.02 14 70.0
Table 407: Frequency table for pa133 h
Value labels:1 - Yes2 - No
452
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pa133 i
Dataset: SCPC
Variable type: Numeric
N = 7
Description: In the past 12 months, have you exchanged virtual currency for U.S. dollars or exchangedU.S. dollars for virtual currency? Stellar
Survey question: pa133 i
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2 28.62 5 71.4
Table 408: Frequency table for pa133 i
Value labels:1 - Yes2 - No
453
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pa133 j
Dataset: SCPC
Variable type: Numeric
N = 6
Description: In the past 12 months, have you exchanged virtual currency for U.S. dollars or exchangedU.S. dollars for virtual currency? EOS
Survey question: pa133 j
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 3 50.02 3 50.0
Table 409: Frequency table for pa133 j
Value labels:1 - Yes2 - No
454
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pa135 a
Dataset: SCPC
Variable type: Numeric
N = 24
Description: In the past 12 months, how many times did you exchange virtual currency for U.S. dollars orexchange U.S. dollars for virtual currency? Bitcoin
Survey question: pa135 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 2.0 2.8 10.0 2.6
Table 410: Summary statistics for pa135 a
pa135_a
Fre
quen
cy
0 2 4 6 8
02
46
810
455
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pa135 b
Dataset: SCPC
Variable type: Numeric
N = 5
Description: In the past 12 months, how many times did you exchange virtual currency for U.S. dollars orexchange U.S. dollars for virtual currency? XRP
Survey question: pa135 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd1.0 1.0 2.0 5.0 1.7
Table 411: Summary statistics for pa135 b
pa135_b
Fre
quen
cy
1.0 1.5 2.0 2.5 3.0 3.5 4.0 4.5
0.0
0.5
1.0
1.5
2.0
2.5
3.0
456
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pa135 c
Dataset: SCPC
Variable type: Numeric
N = 16
Description: In the past 12 months, how many times did you exchange virtual currency for U.S. dollars orexchange U.S. dollars for virtual currency? Litecoin
Survey question: pa135 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd1.0 2.5 6.8 30.0 8.6
Table 412: Summary statistics for pa135 c
pa135_c
Fre
quen
cy
5 10 15 20
02
46
8
457
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pa135 g
Dataset: SCPC
Variable type: Numeric
N = 12
Description: In the past 12 months, how many times did you exchange virtual currency for U.S. dollars orexchange U.S. dollars for virtual currency? Ethereum
Survey question: pa135 g
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd1.0 2.0 31.4 200.0 68.0
Table 413: Summary statistics for pa135 g
pa135_g
Fre
quen
cy
0 50 100 150
02
46
8
458
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pa135 h
Dataset: SCPC
Variable type: Numeric
N = 6
Description: In the past 12 months, how many times did you exchange virtual currency for U.S. dollars orexchange U.S. dollars for virtual currency? Bitcoin Cash
Survey question: pa135 h
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 1.0 1.2 2.0 0.8
Table 414: Summary statistics for pa135 h
pa135_h
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
0.0
0.5
1.0
1.5
2.0
2.5
3.0
459
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pa135 i
Dataset: SCPC
Variable type: Numeric
N = 2
Description: In the past 12 months, how many times did you exchange virtual currency for U.S. dollars orexchange U.S. dollars for virtual currency? Stellar
Survey question: pa135 i
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd1.0 1.5 1.5 2.0 0.7
Table 415: Summary statistics for pa135 i
pa135_i
Fre
quen
cy
1.0 1.2 1.4 1.6 1.8
0.0
0.2
0.4
0.6
0.8
1.0
460
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pa135 j
Dataset: SCPC
Variable type: Numeric
N = 3
Description: In the past 12 months, how many times did you exchange virtual currency for U.S. dollars orexchange U.S. dollars for virtual currency? EOS
Survey question: pa135 j
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd1.0 2.0 2.7 5.0 2.1
Table 416: Summary statistics for pa135 j
pa135_j
Fre
quen
cy
1 2 3 4
0.0
0.2
0.4
0.6
0.8
1.0
461
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pa137
Dataset: SCPC
Variable type: Character
N = 3153
Description: Please describe where you deposit or store your virtual currency.
Survey question: pa137
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
462
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pa138
Dataset: SCPC
Variable type: Numeric
N = 38
Description: Did you own any Bitcoin (BTC) on August 1, 2017?
Survey question: pa138
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 12 31.62 26 68.4
Table 417: Frequency table for pa138
Value labels:1 - Yes2 - No
463
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pa139
Dataset: SCPC
Variable type: Numeric
N = 50
Description: Did you refer to records or websites to know the number of coins or the equivalent value inU.S. dollars?
Survey question: pa139
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 5 10.02 10 20.03 20 40.04 15 30.0
Table 418: Frequency table for pa139
Value labels:1 - Yes, for the number of coins2 - Yes, for the value in US dollars3 - Yes, for both4 - No
464
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pa140 a
Dataset: SCPC
Variable type: Numeric
N = 8
Description: In the past 12 months, how many payments for goods or services or to another person didyou make using a virtual currency? Bitcoin
Survey question: pa140 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 1.0 1.6 6.0 1.8
Table 419: Summary statistics for pa140 a
pa140_a
Fre
quen
cy
0 1 2 3 4
01
23
45
465
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pa140 b
Dataset: SCPC
Variable type: Numeric
Description: In the past 12 months, how many payments for goods or services or to another person didyou make using a virtual currency? XRP
Survey question: pa140 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
466
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pa140 c
Dataset: SCPC
Variable type: Numeric
Description: In the past 12 months, how many payments for goods or services or to another person didyou make using a virtual currency? Litecoin
Survey question: pa140 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
467
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pa140 g
Dataset: SCPC
Variable type: Numeric
Description: In the past 12 months, how many payments for goods or services or to another person didyou make using a virtual currency? Ethereum
Survey question: pa140 g
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
468
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pa140 h
Dataset: SCPC
Variable type: Numeric
Description: In the past 12 months, how many payments for goods or services or to another person didyou make using a virtual currency? Bitcoin Cash
Survey question: pa140 h
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
469
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pa140 i
Dataset: SCPC
Variable type: Numeric
Description: In the past 12 months, how many payments for goods or services or to another person didyou make using a virtual currency? Stellar
Survey question: pa140 i
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
470
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pa140 j
Dataset: SCPC
Variable type: Numeric
Description: In the past 12 months, how many payments for goods or services or to another person didyou make using a virtual currency? EOS
Survey question: pa140 j
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
471
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pa188
Dataset: SCPC
Variable type: Numeric
N = 930
Description: When you pay with your mobile phone, what payment method do you use most often?
Survey question: pa188
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 309 33.22 418 44.93 47 5.14 99 10.68 57 6.1
Table 420: Frequency table for pa188
Value labels:1 - Credit card2 - Debit card3 - Prepaid card4 - Bank account number5 - Other (specify)
472
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pa188 other
Dataset: SCPC
Variable type: Character
N = 3153
Description: When you pay with your mobile phone, what payment method do you use most often? Other(specify)
Survey question: pa188 other
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
473
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pa189 a
Dataset: SCPC
Variable type: Numeric
N = 3097
Description: In the past 12 months, have you used a mobile phone to make any of these kinds of payments?I used tap-and-pay at the point of sale
Survey question: pa189 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 338 10.92 2759 89.1
Table 421: Frequency table for pa189 a
Value labels:1 - Yes2 - No
474
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pa189 b
Dataset: SCPC
Variable type: Numeric
N = 3097
Description: In the past 12 months, have you used a mobile phone to make any of these kinds of payments?I scanned a QR code or showed my phone to a clerk, driver, or restaurant staff at the point of sale
Survey question: pa189 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 304 9.82 2793 90.2
Table 422: Frequency table for pa189 b
Value labels:1 - Yes2 - No
475
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pa189 c
Dataset: SCPC
Variable type: Numeric
N = 3097
Description: In the past 12 months, have you used a mobile phone to make any of these kinds of payments?I used a mobile app to pay
Survey question: pa189 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 763 24.62 2334 75.4
Table 423: Frequency table for pa189 c
Value labels:1 - Yes2 - No
476
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pa193
Dataset: SCPC
Variable type: Numeric
N = 670
Description: How is the electronic toll payment device that you use most often funded?
Survey question: pa193
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 406 60.62 132 19.73 5 0.74 95 14.25 32 4.8
Table 424: Frequency table for pa193
Value labels:1 - Credit card2 - Debit card3 - Prepaid card4 - Bank account number5 - Other (specify)
477
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pa193 other
Dataset: SCPC
Variable type: Character
N = 3153
Description: How is the electronic toll payment device that you use most often funded? Other (specify)
Survey question: pa193 other
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
478
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pa194
Dataset: SCPC
Variable type: Numeric
N = 3143
Description: In the past 12 months, have you used one of these electronic toll payment devices to pay a toll?
Survey question: pa194
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 670 21.32 2473 78.7
Table 425: Frequency table for pa194
Value labels:1 - Yes2 - No
479
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pa198 a
Dataset: SCPC
Variable type: Numeric
N = 3134
Description: Please tell us how many of each type of prepaid card that you have. Gift card from a store,merchant, or website
Survey question: pa198 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.7 30.0 2.1
Table 426: Summary statistics for pa198 a
pa198_a
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0 3.5
050
010
0015
0020
00
480
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pa198 b
Dataset: SCPC
Variable type: Numeric
N = 3136
Description: Please tell us how many of each type of prepaid card that you have.
Survey question: pa198 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.1 20.0 0.6
Table 427: Summary statistics for pa198 b
pa198_b
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0020
0030
00
481
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pa198 c
Dataset: SCPC
Variable type: Numeric
N = 3135
Description: Please tell us how many of each type of prepaid card that you have. Public transportationcard or pass
Survey question: pa198 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.1 100.0 1.8
Table 428: Summary statistics for pa198 c
pa198_c
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0020
0030
00
482
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pa198 d
Dataset: SCPC
Variable type: Numeric
N = 3129
Description: Please tell us how many of each type of prepaid card that you have. Phone card
Survey question: pa198 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 50.0 0.9
Table 429: Summary statistics for pa198 d
pa198_d
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
483
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pa198 e
Dataset: SCPC
Variable type: Numeric
N = 3132
Description: Please tell us how many of each type of prepaid card that you have. Direct Express
Survey question: pa198 e
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 2.0 0.1
Table 430: Summary statistics for pa198 e
pa198_e
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
484
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pa198 f
Dataset: SCPC
Variable type: Numeric
N = 3132
Description: Please tell us how many of each type of prepaid card that you have.
Survey question: pa198 f
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.1 20.0 0.5
Table 431: Summary statistics for pa198 f
pa198_f
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
0020
0025
00
485
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pa198 g
Dataset: SCPC
Variable type: Numeric
N = 3134
Description: Please tell us how many of each type of prepaid card that you have.
Survey question: pa198 g
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 9.0 0.2
Table 432: Summary statistics for pa198 g
pa198_g
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
486
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pa198 h
Dataset: SCPC
Variable type: Numeric
N = 3131
Description: Please tell us how many of each type of prepaid card that you have.
Survey question: pa198 h
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 3.0 0.1
Table 433: Summary statistics for pa198 h
pa198_h
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
487
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pa198 i
Dataset: SCPC
Variable type: Numeric
N = 3132
Description: Please tell us how many of each type of prepaid card that you have.
Survey question: pa198 i
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.1 4.0 0.4
Table 434: Summary statistics for pa198 i
pa198_i
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
0020
0025
00
488
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pa198 j
Dataset: SCPC
Variable type: Numeric
N = 3136
Description: Please tell us how many of each type of prepaid card that you have.
Survey question: pa198 j
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 1.0 0.0
Table 435: Summary statistics for pa198 j
pa198_j
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
489
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pa198 k
Dataset: SCPC
Variable type: Numeric
N = 3134
Description: Please tell us how many of each type of prepaid card that you have.
Survey question: pa198 k
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.1 15.0 0.6
Table 436: Summary statistics for pa198 k
pa198_k
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0020
0030
00
490
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pa198 l
Dataset: SCPC
Variable type: Numeric
N = 3136
Description: Please tell us how many of each type of prepaid card that you have.
Survey question: pa198 l
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 9.0 0.2
Table 437: Summary statistics for pa198 l
pa198_l
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
491
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pa198 m
Dataset: SCPC
Variable type: Numeric
N = 3135
Description: Please tell us how many of each type of prepaid card that you have.
Survey question: pa198 m
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 2.0 0.2
Table 438: Summary statistics for pa198 m
pa198_m
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
492
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pa201 a
Dataset: SCPC
Variable type: Numeric
N = 3133
Description: Please tell us how many of each type of prepaid card that you have. NetSpend
Survey question: pa201 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 5.0 0.2
Table 439: Summary statistics for pa201 a
pa201_a
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
493
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pa201 b
Dataset: SCPC
Variable type: Numeric
N = 3134
Description: Please tell us how many of each type of prepaid card that you have. Green Dot
Survey question: pa201 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 10.0 0.3
Table 440: Summary statistics for pa201 b
pa201_b
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
494
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pa201 c
Dataset: SCPC
Variable type: Numeric
N = 3134
Description: Please tell us how many of each type of prepaid card that you have. American ExpressBluebird
Survey question: pa201 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 9.0 0.3
Table 441: Summary statistics for pa201 c
pa201_c
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
495
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pa201 d
Dataset: SCPC
Variable type: Numeric
N = 3132
Description: Please tell us how many of each type of prepaid card that you have. Walmart MoneyCard
Survey question: pa201 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 10.0 0.3
Table 442: Summary statistics for pa201 d
pa201_d
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
496
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pa201 e
Dataset: SCPC
Variable type: Numeric
N = 3132
Description: Please tell us how many of each type of prepaid card that you have. Visa Prepaid Card
Survey question: pa201 e
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.1 10.0 0.5
Table 443: Summary statistics for pa201 e
pa201_e
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
0020
0025
00
497
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pa201 f
Dataset: SCPC
Variable type: Numeric
N = 3133
Description: Please tell us how many of each type of prepaid card that you have. MasterCard Prepaid Card
Survey question: pa201 f
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.1 9.0 0.4
Table 444: Summary statistics for pa201 f
pa201_f
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
0020
0025
00
498
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pa201 h
Dataset: SCPC
Variable type: Numeric
N = 3135
Description: Please tell us how many of each type of prepaid card that you have. AccountNow Gold Card
Survey question: pa201 h
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 9.0 0.2
Table 445: Summary statistics for pa201 h
pa201_h
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
499
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pa201 i
Dataset: SCPC
Variable type: Numeric
N = 3135
Description: Please tell us how many of each type of prepaid card that you have. Prepaid card from a bank
Survey question: pa201 i
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 0.0 9.0 0.3
Table 446: Summary statistics for pa201 i
pa201_i
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
500
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pa202 a
Dataset: SCPC
Variable type: Numeric
N = 827
Description: Do any of these cards have a logo from Visa, MasterCard, Discover or American Express?Gift card
Survey question: pa202 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 139 16.82 606 73.33 82 9.9
Table 447: Frequency table for pa202 a
Value labels:1 - Yes2 - No3 - I don’t know
501
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pa202 c
Dataset: SCPC
Variable type: Numeric
N = 159
Description: Do any of these cards have a logo from Visa, MasterCard, Discover or American Express?Public transportation
Survey question: pa202 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 15 9.42 129 81.13 15 9.4
Table 448: Frequency table for pa202 c
Value labels:1 - Yes2 - No3 - I don’t know
502
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pa202 d
Dataset: SCPC
Variable type: Numeric
N = 62
Description: Do any of these cards have a logo from Visa, MasterCard, Discover or American Express?Phone card
Survey question: pa202 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 4 6.52 55 88.73 3 4.8
Table 449: Frequency table for pa202 d
Value labels:1 - Yes2 - No3 - I don’t know
503
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pa202 e
Dataset: SCPC
Variable type: Numeric
N = 52
Description: Do any of these cards have a logo from Visa, MasterCard, Discover or American Express?Direct Express
Survey question: pa202 e
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 41 78.82 4 7.73 7 13.5
Table 450: Frequency table for pa202 e
Value labels:1 - Yes2 - No3 - I don’t know
504
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pa202 f
Dataset: SCPC
Variable type: Numeric
N = 331
Description: Do any of these cards have a logo from Visa, MasterCard, Discover or American Express?EBT, WIC, SNAP, TANF
Survey question: pa202 f
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 38 11.52 271 81.93 22 6.6
Table 451: Frequency table for pa202 f
Value labels:1 - Yes2 - No3 - I don’t know
505
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pa202 g
Dataset: SCPC
Variable type: Numeric
N = 72
Description: Do any of these cards have a logo from Visa, MasterCard, Discover or American Express?Payroll card
Survey question: pa202 g
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 56 77.82 12 16.73 4 5.6
Table 452: Frequency table for pa202 g
Value labels:1 - Yes2 - No3 - I don’t know
506
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pa202 h
Dataset: SCPC
Variable type: Numeric
N = 46
Description: Do any of these cards have a logo from Visa, MasterCard, Discover or American Express?Employee incentive card
Survey question: pa202 h
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 29 63.02 15 32.63 2 4.3
Table 453: Frequency table for pa202 h
Value labels:1 - Yes2 - No3 - I don’t know
507
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pa202 i
Dataset: SCPC
Variable type: Numeric
N = 400
Description: Do any of these cards have a logo from Visa, MasterCard, Discover or American Express?Benefit card
Survey question: pa202 i
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 227 56.82 134 33.53 39 9.8
Table 454: Frequency table for pa202 i
Value labels:1 - Yes2 - No3 - I don’t know
508
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pa202 j
Dataset: SCPC
Variable type: Numeric
N = 4
Description: Do any of these cards have a logo from Visa, MasterCard, Discover or American Express?Remittance card
Survey question: pa202 j
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1 25.02 2 50.03 1 25.0
Table 455: Frequency table for pa202 j
Value labels:1 - Yes2 - No3 - I don’t know
509
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pa202 k
Dataset: SCPC
Variable type: Numeric
N = 187
Description: Do any of these cards have a logo from Visa, MasterCard, Discover or American Express?Rebate card
Survey question: pa202 k
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 55 29.42 106 56.73 26 13.9
Table 456: Frequency table for pa202 k
Value labels:1 - Yes2 - No3 - I don’t know
510
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pa202 l
Dataset: SCPC
Variable type: Numeric
N = 36
Description: Do any of these cards have a logo from Visa, MasterCard, Discover or American Express?Location specific card
Survey question: pa202 l
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 9 25.02 24 66.73 3 8.3
Table 457: Frequency table for pa202 l
Value labels:1 - Yes2 - No3 - I don’t know
511
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pa202 m
Dataset: SCPC
Variable type: Numeric
N = 57
Description: Do any of these cards have a logo from Visa, MasterCard, Discover or American Express?Other government benefit card
Survey question: pa202 m
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 25 43.92 25 43.93 7 12.3
Table 458: Frequency table for pa202 m
Value labels:1 - Yes2 - No3 - I don’t know
512
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pa203 a
Dataset: SCPC
Variable type: Numeric
N = 82
Description: Can any of these cards be used to make purchases anywhere credit or debit cards are ac-cepted? Gift card
Survey question: pa203 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 24 29.32 58 70.7
Table 459: Frequency table for pa203 a
Value labels:1 - Yes2 - No
513
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pa203 c
Dataset: SCPC
Variable type: Numeric
N = 15
Description: Can any of these cards be used to make purchases anywhere credit or debit cards are ac-cepted? Public transportation
Survey question: pa203 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1 6.72 14 93.3
Table 460: Frequency table for pa203 c
Value labels:1 - Yes2 - No
514
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pa203 d
Dataset: SCPC
Variable type: Numeric
N = 3
Description: Can any of these cards be used to make purchases anywhere credit or debit cards are ac-cepted? Phone card
Survey question: pa203 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1 33.32 2 66.7
Table 461: Frequency table for pa203 d
Value labels:1 - Yes2 - No
515
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pa203 e
Dataset: SCPC
Variable type: Numeric
N = 7
Description: Can any of these cards be used to make purchases anywhere credit or debit cards are ac-cepted? Direct Express
Survey question: pa203 e
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 5 71.42 2 28.6
Table 462: Frequency table for pa203 e
Value labels:1 - Yes2 - No
516
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pa203 f
Dataset: SCPC
Variable type: Numeric
N = 22
Description: Can any of these cards be used to make purchases anywhere credit or debit cards are ac-cepted? EBT, WIC, SNAP, TANF
Survey question: pa203 f
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 17 77.32 5 22.7
Table 463: Frequency table for pa203 f
Value labels:1 - Yes2 - No
517
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pa203 g
Dataset: SCPC
Variable type: Numeric
N = 4
Description: Can any of these cards be used to make purchases anywhere credit or debit cards are ac-cepted? Payroll card
Survey question: pa203 g
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 4 100.0
Table 464: Frequency table for pa203 g
Value labels:1 - Yes2 - No
518
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pa203 h
Dataset: SCPC
Variable type: Numeric
N = 2
Description: Can any of these cards be used to make purchases anywhere credit or debit cards are ac-cepted? Employee incentive card
Survey question: pa203 h
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 1 50.02 1 50.0
Table 465: Frequency table for pa203 h
Value labels:1 - Yes2 - No
519
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pa203 i
Dataset: SCPC
Variable type: Numeric
N = 39
Description: Can any of these cards be used to make purchases anywhere credit or debit cards are ac-cepted? Benefit card
Survey question: pa203 i
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 19 48.72 20 51.3
Table 466: Frequency table for pa203 i
Value labels:1 - Yes2 - No
520
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pa203 j
Dataset: SCPC
Variable type: Numeric
N = 1
Description: Can any of these cards be used to make purchases anywhere credit or debit cards are ac-cepted? Remittance card
Survey question: pa203 j
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent2 1 100.0
Table 467: Frequency table for pa203 j
Value labels:1 - Yes2 - No
521
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pa203 k
Dataset: SCPC
Variable type: Numeric
N = 26
Description: Can any of these cards be used to make purchases anywhere credit or debit cards are ac-cepted? Rebate card
Survey question: pa203 k
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 12 46.22 14 53.8
Table 468: Frequency table for pa203 k
Value labels:1 - Yes2 - No
522
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pa203 l
Dataset: SCPC
Variable type: Numeric
N = 3
Description: Can any of these cards be used to make purchases anywhere credit or debit cards are ac-cepted? Location specific card
Survey question: pa203 l
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent2 3 100.0
Table 469: Frequency table for pa203 l
Value labels:1 - Yes2 - No
523
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pa203 m
Dataset: SCPC
Variable type: Numeric
N = 7
Description: Can any of these cards be used to make purchases anywhere credit or debit cards are ac-cepted? Other government benefit card
Survey question: pa203 m
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 5 71.42 2 28.6
Table 470: Frequency table for pa203 m
Value labels:1 - Yes2 - No
524
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pacific
Dataset: SCPC
Variable type: Numeric
N = 3145
Description: Did the respondent select NATIVE HAWAIIAN OR OTHER PACIFIC ISLANDER in therace question
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question, and the respondent isself-describing their race.
Values Number Percent0 3107 98.81 38 1.2
Table 471: Frequency table for pacific
Value labels:0 - No1 - Yes
525
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paper bp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of bill payments made by PAPER methods in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 1.2 4.1 217.4 8.1
Table 472: Summary statistics for paper bp typ
paper_bp_typ
Fre
quen
cy
0 5 10 15
020
040
060
080
010
00
526
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paper ipbp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of in-person or by mail bill payments made by PAPER methods in a typicalmonth.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 1.2 4.1 217.4 8.1
Table 473: Summary statistics for paper ipbp typ
paper_ipbp_typ
Fre
quen
cy
0 5 10 15
020
040
060
080
010
00
527
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paper op typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of non-bill online payments made by PAPER methods in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.6 30.4 1.8
Table 474: Summary statistics for paper op typ
paper_op_typ
Fre
quen
cy
0 1 2 3 4
050
010
0015
0020
0025
00
528
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paper p2p typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of person-to-person payments made by PAPER methods in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.2 1.8 60.0 4.2
Table 475: Summary statistics for paper p2p typ
paper_p2p_typ
Fre
quen
cy
0 2 4 6 8
050
010
0015
00
529
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paper rp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of retail goods payments made by PAPER methods in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 4.3 9.0 173.9 13.1
Table 476: Summary statistics for paper rp typ
paper_rp_typ
Fre
quen
cy
0 5 10 15 20 25 30
020
040
060
080
0
530
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paper serv typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of retail services payments made by PAPER methods in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 3.0 6.3 100.0 9.4
Table 477: Summary statistics for paper serv typ
paper_serv_typ
Fre
quen
cy
0 5 10 15 20
020
040
060
080
010
00
531
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paper typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of PAPER payments in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 14.0 21.9 221.8 25.4
Table 478: Summary statistics for paper typ
paper_typ
Fre
quen
cy
0 20 40 60
010
020
030
040
0
532
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ph004
Dataset: SCPC
Variable type: Numeric
N = 3135
Description: In the past 12 months, have you, or anyone you know well (family, friends, neighbors, cowork-ers, etc), been a victim of identity theft?
Survey question: ph004
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 200 6.42 383 12.23 141 4.54 2411 76.9
Table 479: Frequency table for ph004
Value labels:1 - Yes, myself and someone I know well2 - Yes, someone I know well only3 - Yes, myself only4 - No
533
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ph006
Dataset: SCPC
Variable type: Numeric
N = 3136
Description: Please estimate your most recent credit rating, as measured by a FICO score?
Survey question: ph006
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 404 12.92 307 9.83 293 9.34 484 15.45 574 18.36 702 22.47 372 11.9
Table 480: Frequency table for ph006
Value labels:1 - Below 6002 - 600-6493 - 650-6994 - 700-7495 - 750-8006 - Above 8007 - I don’t know
534
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ph007
Dataset: SCPC
Variable type: Numeric
N = 3074
Description: During the past 12 months, did you overdraw any of your bank accounts?
Survey question: ph007
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 439 14.32 190 6.23 2445 79.5
Table 481: Frequency table for ph007
Value labels:1 - Yes and I paid an overdraft fee2 - Yes but I did not pay an overdraft fee3 - No
535
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ph009 a
Dataset: SCPC
Variable type: Numeric
N = 3135
Description: During the past 12 months, did you experience any of these financial difficulties? You orsomeone else in your household lost their primary job
Survey question: ph009 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 197 6.32 2938 93.7
Table 482: Frequency table for ph009 a
Value labels:1 - Yes2 - No
536
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ph009 b
Dataset: SCPC
Variable type: Numeric
N = 3135
Description: During the past 12 months, did you experience any of these financial difficulties? You declaredbankruptcy
Survey question: ph009 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 28 0.92 3107 99.1
Table 483: Frequency table for ph009 b
Value labels:1 - Yes2 - No
537
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ph009 c
Dataset: SCPC
Variable type: Numeric
N = 3135
Description: During the past 12 months, did you experience any of these financial difficulties? Mortgageforeclosure on your primary home
Survey question: ph009 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 16 0.52 3119 99.5
Table 484: Frequency table for ph009 c
Value labels:1 - Yes2 - No
538
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ph009 d
Dataset: SCPC
Variable type: Numeric
N = 3135
Description: During the past 12 months, did you experience any of these financial difficulties? Credit cardaccount closed or frozen by the bank or card company
Survey question: ph009 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 119 3.82 3016 96.2
Table 485: Frequency table for ph009 d
Value labels:1 - Yes2 - No
539
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ph020 a
Dataset: SCPC
Variable type: Numeric
N = 3107
Description: During the past 7 years, have you experienced any of these financial difficulties? You declaredbankruptcy
Survey question: ph020 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 109 3.52 2998 96.5
Table 486: Frequency table for ph020 a
Value labels:1 - Yes2 - No
540
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ph020 b
Dataset: SCPC
Variable type: Numeric
N = 3119
Description: During the past 7 years, have you experienced any of these financial difficulties? Mortgageforeclosure on your primary home
Survey question: ph020 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 50 1.62 3069 98.4
Table 487: Frequency table for ph020 b
Value labels:1 - Yes2 - No
541
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ph022 a
Dataset: SCPC
Variable type: Numeric
N = 3136
Description: In the past 12 months, have you had any of the following stolen or lost? Cash
Survey question: ph022 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 183 5.82 2953 94.2
Table 488: Frequency table for ph022 a
Value labels:1 - Yes2 - No
542
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ph022 b
Dataset: SCPC
Variable type: Numeric
N = 2469
Description: In the past 12 months, have you had any of the following stolen or lost? Credit card
Survey question: ph022 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 93 3.82 2376 96.2
Table 489: Frequency table for ph022 b
Value labels:1 - Yes2 - No
543
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ph022 c
Dataset: SCPC
Variable type: Numeric
N = 2510
Description: In the past 12 months, have you had any of the following stolen or lost? Debit card
Survey question: ph022 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 110 4.42 2400 95.6
Table 490: Frequency table for ph022 c
Value labels:1 - Yes2 - No
544
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ph022 d
Dataset: SCPC
Variable type: Numeric
N = 2883
Description: In the past 12 months, have you had any of the following stolen or lost? Checks or check book
Survey question: ph022 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 15 0.52 2868 99.5
Table 491: Frequency table for ph022 d
Value labels:1 - Yes2 - No
545
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ph023 a
Dataset: SCPC
Variable type: Numeric
N = 183
Description: In the past 12 months, what was the total amount of cash was lost or stolen?
Survey question: ph023 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 100.0 415.7 23000.0 1835.5
Table 492: Summary statistics for ph023 a
ph023_a
Fre
quen
cy
0 500 1000 1500 2000
020
4060
80
546
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ph023 b
Dataset: SCPC
Variable type: Numeric
N = 305
Description: In the past 12 months, what was the total value of the fraudulent charges on your credit card?
Survey question: ph023 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 200.0 632.3 11000.0 1334.1
Table 493: Summary statistics for ph023 b
ph023_b
Fre
quen
cy
0 500 1000 1500 2000 2500 3000
020
4060
8010
012
0
547
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ph023 c
Dataset: SCPC
Variable type: Numeric
N = 191
Description: In the past 12 months, what was the total value of the fraudulent charges on your debit card?
Survey question: ph023 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 160.0 403.6 10000.0 1019.3
Table 494: Summary statistics for ph023 c
ph023_c
Fre
quen
cy
0 200 400 600 800 1000 1200
010
2030
40
548
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ph023 d
Dataset: SCPC
Variable type: Numeric
N = 7
Description: In the past 12 months, what was the total value of the fraudulent activity on your checkingaccount?
Survey question: ph023 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 200.0 2701.7 15500.0 5689.5
Table 495: Summary statistics for ph023 d
ph023_d
Fre
quen
cy
0 2000 4000 6000 8000 10000
01
23
4
549
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ph024 b
Dataset: SCPC
Variable type: Numeric
N = 278
Description: Of the [ENTER NUMBER FROM PH023 B] of fraudulent charges on your credit card, howmuch of that were you personally liable for?
Survey question: ph024 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 47.3 5000.0 431.7
Table 496: Summary statistics for ph024 b
ph024_b
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
100
150
200
250
550
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ph024 c
Dataset: SCPC
Variable type: Numeric
N = 175
Description: Of the [ENTER NUMBER FROM PH023 c] of fraudulent charges on your debit card, howmuch of that were you personally liable for?
Survey question: ph024 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 23.1 3000.0 229.8
Table 497: Summary statistics for ph024 c
ph024_c
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5
050
100
150
551
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ph024 d
Dataset: SCPC
Variable type: Numeric
N = 6
Description: Of the [ENTER NUMBER FROM PH023 c] of fraudulent activity on your checking account,how much of that were you personally liable for?
Survey question: ph024 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 2583.3 15500.0 6327.8
Table 498: Summary statistics for ph024 d
ph024_d
Fre
quen
cy
0 2000 4000 6000 8000 10000
01
23
45
552
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ph025 b
Dataset: SCPC
Variable type: Numeric
N = 2468
Description: In the past 12 months, have you had any fraud or fraudulent activity committed on any ofthese payment methods that you own? Credit card
Survey question: ph025 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 305 12.42 2163 87.6
Table 499: Frequency table for ph025 b
Value labels:1 - Yes2 - No
553
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ph025 c
Dataset: SCPC
Variable type: Numeric
N = 2510
Description: In the past 12 months, have you had any fraud or fraudulent activity committed on any ofthese payment methods that you own? Debit card
Survey question: ph025 c
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 192 7.62 2318 92.4
Table 500: Frequency table for ph025 c
Value labels:1 - Yes2 - No
554
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ph025 d
Dataset: SCPC
Variable type: Numeric
N = 2883
Description: In the past 12 months, have you had any fraud or fraudulent activity committed on any ofthese payment methods that you own? Checks or check book
Survey question: ph025 d
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 7 0.22 2876 99.8
Table 501: Frequency table for ph025 d
Value labels:1 - Yes2 - No
555
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primary respondent
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: Is the person participating in the survey the primary UAS member in the household.
Survey question: N/A
Details: Provided by the survey vendor.
Values Number Percent0 593 18.81 2560 81.2
Table 502: Frequency table for primary respondent
Value labels:0 - No1 - Yes
556
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pu002 a
Dataset: SCPC
Variable type: Numeric
N = 1786
Description: In a typical period (week, month, or year), how many automatic bill payments do you make?Paid with your debit cards
Survey question: pu002 a
Details: This variable is based on pu002 a1 (weekly), pu002 a2 (monthly), and pu002 a3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 3.5 108.0 8.4
Table 503: Summary statistics for pu002 a
557
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pu002_a
Fre
quen
cy
0 5 10 15 20
020
040
060
080
0
558
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pu002 a unedited
Dataset: SCPC
Variable type: Numeric
N = 27
Description: The original value of pu002 a if it was edited, as indicated by the flag f pu002 a.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 80.0 201.9 1304.5 286.0
Table 504: Summary statistics for pu002 a unedited
pu002_a_unedited
Fre
quen
cy
0 100 200 300 400 500 600
01
23
45
559
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pu002 b
Dataset: SCPC
Variable type: Numeric
N = 1807
Description: In a typical period (week, month, or year), how many automatic bill payments do you make?Paid with your credit cards
Survey question: pu002 b
Details: This variable is based on pu002 b1 (weekly), pu002 b2 (monthly), and pu002 b3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 1.0 2.7 50.0 5.8
Table 505: Summary statistics for pu002 b
560
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pu002_b
Fre
quen
cy
0 2 4 6 8 10 12
020
040
060
080
0
561
![Page 562: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/562.jpg)
pu002 b unedited
Dataset: SCPC
Variable type: Numeric
N = 36
Description: The original value of pu002 b if it was edited, as indicated by the flag f pu002 b.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 45.7 333.0 3000.0 752.9
Table 506: Summary statistics for pu002 b unedited
pu002_b_unedited
Fre
quen
cy
0 500 1000 1500 2000
05
1015
2025
562
![Page 563: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/563.jpg)
pu002 c
Dataset: SCPC
Variable type: Numeric
N = 2065
Description: In a typical period (week, month, or year), how many automatic bill payments do you make?Paid using your bank account and routing numbers
Survey question: pu002 c
Details: This variable is based on pu002 c1 (weekly), pu002 c2 (monthly), and pu002 c3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 1.0 2.4 30.0 3.2
Table 507: Summary statistics for pu002 c
563
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pu002_c
Fre
quen
cy
0 2 4 6 8
010
020
030
040
050
060
0
564
![Page 565: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/565.jpg)
pu002 c unedited
Dataset: SCPC
Variable type: Numeric
N = 34
Description: The original value of pu002 c if it was edited, as indicated by the flag f pu002 c.
Survey question: N/A
Details: Created variable
min med mean max sd6.0 30.5 190.0 1400.0 336.6
Table 508: Summary statistics for pu002 c unedited
pu002_c_unedited
Fre
quen
cy
0 200 400 600 800
05
1015
20
565
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pu002 d
Dataset: SCPC
Variable type: Numeric
N = 2050
Description: In a typical period (week, month, or year), how many automatic bill payments do you make?Paid directly from your income
Survey question: pu002 d
Details: This variable is based on pu002 d1 (weekly), pu002 d2 (monthly), and pu002 d3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.9 30.0 2.6
Table 509: Summary statistics for pu002 d
566
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pu002_d
Fre
quen
cy
0 1 2 3 4 5
050
010
0015
00
567
![Page 568: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/568.jpg)
pu002 d unedited
Dataset: SCPC
Variable type: Numeric
N = 16
Description: The original value of pu002 d if it was edited, as indicated by the flag f pu002 d.
Survey question: N/A
Details: Created variable
min med mean max sd21.7 158.0 401.0 2400.0 616.2
Table 510: Summary statistics for pu002 d unedited
pu002_d_unedited
Fre
quen
cy
0 200 400 600 800 1000 1200 1400
01
23
45
67
568
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pu002 e
Dataset: SCPC
Variable type: Numeric
N = 1251
Description: In a typical period (week, month, or year), how many automatic bill payments do you make?Paid using the online banking bill payment function on your bank’s website
Survey question: pu002 e
Details: This variable is based on pu002 e1 (weekly), pu002 e2 (monthly), and pu002 e3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 1.0 2.5 26.1 3.9
Table 511: Summary statistics for pu002 e
569
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pu002_e
Fre
quen
cy
0 2 4 6 8 10
010
020
030
040
050
0
570
![Page 571: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/571.jpg)
pu002 e unedited
Dataset: SCPC
Variable type: Numeric
N = 26
Description: The original value of pu002 e if it was edited, as indicated by the flag f pu002 e.
Survey question: N/A
Details: Created variable
min med mean max sd10.0 23.4 351.7 4000.0 949.2
Table 512: Summary statistics for pu002 e unedited
pu002_e_unedited
Fre
quen
cy
0 500 1000 1500 2000
05
1015
571
![Page 572: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/572.jpg)
pu002 f
Dataset: SCPC
Variable type: Numeric
N = 1202
Description: In a typical period (week, month, or year), how many automatic bill payments do you make?Paid with your prepaid cards
Survey question: pu002 f
Details: This variable is based on pu002 f1 (weekly), pu002 f2 (monthly), and pu002 f3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.3 21.7 1.3
Table 513: Summary statistics for pu002 f
572
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pu002_f
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
020
040
060
080
010
00
573
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pu002 f unedited
Dataset: SCPC
Variable type: Numeric
N = 10
Description: The original value of pu002 f if it was edited, as indicated by the flag f pu002 f.
Survey question: N/A
Details: Created variable
min med mean max sd5.0 23.9 75.8 400.0 127.8
Table 514: Summary statistics for pu002 f unedited
pu002_f_unedited
Fre
quen
cy
0 50 100 150 200 250 300
01
23
4
574
![Page 575: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/575.jpg)
pu003 a
Dataset: SCPC
Variable type: Numeric
N = 2476
Description: In a typical period (week, month, or year), how many online bill payments do you make?Debit cards
Survey question: pu003 a
Details: This variable is based on pu003 a1 (weekly), pu003 a2 (monthly), and pu003 a3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 2.7 110.0 6.9
Table 515: Summary statistics for pu003 a
575
![Page 576: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/576.jpg)
pu003_a
Fre
quen
cy
0 2 4 6 8 10 12 14
020
060
010
0014
00
576
![Page 577: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/577.jpg)
pu003 a unedited
Dataset: SCPC
Variable type: Numeric
N = 47
Description: The original value of pu003 a if it was edited, as indicated by the flag f pu003 a.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 50.0 202.7 1200.0 287.9
Table 516: Summary statistics for pu003 a unedited
pu003_a_unedited
Fre
quen
cy
0 200 400 600 800
02
46
810
577
![Page 578: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/578.jpg)
pu003 b
Dataset: SCPC
Variable type: Numeric
N = 2427
Description: In a typical period (week, month, or year), how many online bill payments do you make?Credit cards
Survey question: pu003 b
Details: This variable is based on pu003 b1 (weekly), pu003 b2 (monthly), and pu003 b3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 1.7 50.0 4.5
Table 517: Summary statistics for pu003 b
578
![Page 579: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/579.jpg)
pu003_b
Fre
quen
cy
0 2 4 6 8
050
010
0015
00
579
![Page 580: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/580.jpg)
pu003 b unedited
Dataset: SCPC
Variable type: Numeric
N = 42
Description: The original value of pu003 b if it was edited, as indicated by the flag f pu003 b.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 43.5 161.0 2000.0 340.4
Table 518: Summary statistics for pu003 b unedited
pu003_b_unedited
Fre
quen
cy
0 100 200 300 400 500 600
02
46
810
12
580
![Page 581: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/581.jpg)
pu003 c
Dataset: SCPC
Variable type: Numeric
N = 2871
Description: In a typical period (week, month, or year), how many online bill payments do you make?Bank account and routing numbers
Survey question: pu003 c
Details: This variable is based on pu003 c1 (weekly), pu003 c2 (monthly), and pu003 c3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.1 1.7 30.4 3.0
Table 519: Summary statistics for pu003 c
581
![Page 582: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/582.jpg)
pu003_c
Fre
quen
cy
0 2 4 6 8
050
010
0015
00
582
![Page 583: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/583.jpg)
pu003 c unedited
Dataset: SCPC
Variable type: Numeric
N = 37
Description: The original value of pu003 c if it was edited, as indicated by the flag f pu003 c.
Survey question: N/A
Details: Created variable
min med mean max sd6.0 26.0 319.9 2174.1 553.7
Table 520: Summary statistics for pu003 c unedited
pu003_c_unedited
Fre
quen
cy
0 200 400 600 800 1000 1200
05
1015
20
583
![Page 584: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/584.jpg)
pu003 d
Dataset: SCPC
Variable type: Numeric
N = 1532
Description: In a typical period (week, month, or year), how many online bill payments do you make?Online banking bill payment
Survey question: pu003 d
Details: This variable is based on pu003 d1 (weekly), pu003 d2 (monthly), and pu003 d3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 1.0 3.0 26.1 4.5
Table 521: Summary statistics for pu003 d
584
![Page 585: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/585.jpg)
pu003_d
Fre
quen
cy
0 2 4 6 8 10 12
010
020
030
040
050
060
0
585
![Page 586: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/586.jpg)
pu003 d unedited
Dataset: SCPC
Variable type: Numeric
N = 31
Description: The original value of pu003 d if it was edited, as indicated by the flag f pu003 d.
Survey question: N/A
Details: Created variable
min med mean max sd14.0 26.1 487.2 5000.0 1282.1
Table 522: Summary statistics for pu003 d unedited
pu003_d_unedited
Fre
quen
cy
0 1000 2000 3000 4000
05
1015
2025
586
![Page 587: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/587.jpg)
pu003 e
Dataset: SCPC
Variable type: Numeric
N = 1756
Description: In a typical period (week, month, or year), how many online bill payments do you make?Prepaid cards
Survey question: pu003 e
Details: This variable is based on pu003 e1 (weekly), pu003 e2 (monthly), and pu003 e3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.3 20.0 1.2
Table 523: Summary statistics for pu003 e
587
![Page 588: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/588.jpg)
pu003_e
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
050
010
0015
00
588
![Page 589: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/589.jpg)
pu003 e unedited
Dataset: SCPC
Variable type: Numeric
N = 9
Description: The original value of pu003 e if it was edited, as indicated by the flag f pu003 e.
Survey question: N/A
Details: Created variable
min med mean max sd17.4 40.0 143.4 869.6 274.9
Table 524: Summary statistics for pu003 e unedited
pu003_e_unedited
Fre
quen
cy
0 100 200 300 400 500 600
0.0
0.5
1.0
1.5
2.0
2.5
3.0
589
![Page 590: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/590.jpg)
pu004 a
Dataset: SCPC
Variable type: Numeric
N = 3071
Description: In a typical period (week, month, or year), how many bill payments by mail, in person, or byphone do you make? Cash
Survey question: pu004 a
Details: This variable is based on pu004 a1 (weekly), pu004 a2 (monthly), and pu004 a3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 2.1 217.4 7.0
Table 525: Summary statistics for pu004 a
590
![Page 591: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/591.jpg)
pu004_a
Fre
quen
cy
0 2 4 6 8 10 12 14
050
010
0015
0020
00
591
![Page 592: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/592.jpg)
pu004 a unedited
Dataset: SCPC
Variable type: Numeric
N = 51
Description: The original value of pu004 a if it was edited, as indicated by the flag f pu004 a.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 43.5 208.2 1826.3 373.4
Table 526: Summary statistics for pu004 a unedited
pu004_a_unedited
Fre
quen
cy
0 200 400 600 800
02
46
810
12
592
![Page 593: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/593.jpg)
pu004 b
Dataset: SCPC
Variable type: Numeric
N = 2842
Description: In a typical period (week, month, or year), how many bill payments by mail, in person, or byphone do you make? Check
Survey question: pu004 b
Details: This variable is based on pu004 b1 (weekly), pu004 b2 (monthly), and pu004 b3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 1.0 2.1 30.0 3.5
Table 527: Summary statistics for pu004 b
593
![Page 594: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/594.jpg)
pu004_b
Fre
quen
cy
0 2 4 6 8
020
040
060
080
012
00
594
![Page 595: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/595.jpg)
pu004 b unedited
Dataset: SCPC
Variable type: Numeric
N = 35
Description: The original value of pu004 b if it was edited, as indicated by the flag f pu004 b.
Survey question: N/A
Details: Created variable
min med mean max sd8.7 30.0 189.3 4130.8 695.9
Table 528: Summary statistics for pu004 b unedited
pu004_b_unedited
Fre
quen
cy
0 100 200 300 400
02
46
810
595
![Page 596: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/596.jpg)
pu004 bmo
Dataset: SCPC
Variable type: Numeric
N = 524
Description: In a typical period (week, month, or year), how many bill payments by mail, in person, or byphone do you make? Money order
Survey question: pu004 bmo
Details: This variable is based on pu004 b1mo (weekly), pu004 b2mo (monthly), and pu004 b3mo (yearly).The weekly and yearly values have been coverted to monthly values. Code for the frequency conversion willbe made available upon request.
min med mean max sd0.0 0.1 0.9 22.0 1.9
Table 529: Summary statistics for pu004 bmo
596
![Page 597: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/597.jpg)
pu004_bmo
Fre
quen
cy
0 1 2 3 4
050
100
150
200
250
300
597
![Page 598: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/598.jpg)
pu004 bmo unedited
Dataset: SCPC
Variable type: Numeric
N = 9
Description: The original value of pu004 bmo if it was edited, as indicated by the flag f pu004 bmo.
Survey question: N/A
Details: Created variable
min med mean max sd10.0 52.2 173.7 600.0 243.8
Table 530: Summary statistics for pu004 bmo unedited
pu004_bmo_unedited
Fre
quen
cy
0 100 200 300 400 500 600
0.0
0.5
1.0
1.5
2.0
2.5
3.0
598
![Page 599: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/599.jpg)
pu004 c
Dataset: SCPC
Variable type: Numeric
N = 2470
Description: In a typical period (week, month, or year), how many bill payments by mail, in person, or byphone do you make? Debit cards
Survey question: pu004 c
Details: This variable is based on pu004 c1 (weekly), pu004 c2 (monthly), and pu004 c3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 2.6 100.0 6.7
Table 531: Summary statistics for pu004 c
599
![Page 600: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/600.jpg)
pu004_c
Fre
quen
cy
0 5 10 15
050
010
0015
00
600
![Page 601: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/601.jpg)
pu004 c unedited
Dataset: SCPC
Variable type: Numeric
N = 37
Description: The original value of pu004 c if it was edited, as indicated by the flag f pu004 c.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 50.0 120.6 600.0 166.0
Table 532: Summary statistics for pu004 c unedited
pu004_c_unedited
Fre
quen
cy
0 100 200 300 400 500
02
46
810
601
![Page 602: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/602.jpg)
pu004 d
Dataset: SCPC
Variable type: Numeric
N = 2427
Description: In a typical period (week, month, or year), how many bill payments by mail, in person, or byphone do you make? Credit cards
Survey question: pu004 d
Details: This variable is based on pu004 d1 (weekly), pu004 d2 (monthly), and pu004 d3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 2.0 87.0 5.7
Table 533: Summary statistics for pu004 d
602
![Page 603: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/603.jpg)
pu004_d
Fre
quen
cy
0 2 4 6 8 10 12 14
050
010
0015
00
603
![Page 604: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/604.jpg)
pu004 d unedited
Dataset: SCPC
Variable type: Numeric
N = 37
Description: The original value of pu004 d if it was edited, as indicated by the flag f pu004 d.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 40.0 50.5 500.0 80.9
Table 534: Summary statistics for pu004 d unedited
pu004_d_unedited
Fre
quen
cy
0 20 40 60 80
01
23
45
67
604
![Page 605: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/605.jpg)
pu004 e
Dataset: SCPC
Variable type: Numeric
N = 1768
Description: In a typical period (week, month, or year), how many bill payments by mail, in person, or byphone do you make? Prepaid cards
Survey question: pu004 e
Details: This variable is based on pu004 e1 (weekly), pu004 e2 (monthly), and pu004 e3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.3 21.7 1.2
Table 535: Summary statistics for pu004 e
605
![Page 606: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/606.jpg)
pu004_e
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
050
010
0015
00
606
![Page 607: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/607.jpg)
pu004 e unedited
Dataset: SCPC
Variable type: Numeric
N = 11
Description: The original value of pu004 e if it was edited, as indicated by the flag f pu004 e.
Survey question: N/A
Details: Created variable
min med mean max sd8.0 17.4 31.1 150.0 40.6
Table 536: Summary statistics for pu004 e unedited
pu004_e_unedited
Fre
quen
cy
20 40 60 80
0.0
0.5
1.0
1.5
2.0
2.5
3.0
607
![Page 608: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/608.jpg)
pu004 f
Dataset: SCPC
Variable type: Numeric
N = 2881
Description: In a typical period (week, month, or year), how many bill payments by mail, in person, or byphone do you make? Bank account and routing numbers
Survey question: pu004 f
Details: This variable is based on pu004 f1 (weekly), pu004 f2 (monthly), and pu004 f3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 1.3 125.0 3.5
Table 537: Summary statistics for pu004 f
608
![Page 609: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/609.jpg)
pu004_f
Fre
quen
cy
0 1 2 3 4 5 6
050
010
0015
00
609
![Page 610: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/610.jpg)
pu004 f unedited
Dataset: SCPC
Variable type: Numeric
N = 36
Description: The original value of pu004 f if it was edited, as indicated by the flag f pu004 f.
Survey question: N/A
Details: Created variable
min med mean max sd1.0 19.0 120.6 2000.0 374.1
Table 538: Summary statistics for pu004 f unedited
pu004_f_unedited
Fre
quen
cy
0 200 400 600
05
1015
20
610
![Page 611: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/611.jpg)
pu005 a
Dataset: SCPC
Variable type: Numeric
N = 2838
Description: In a typical period (week, month, or year), how many non-bill internet payments for goodsor services do you make? Check
Survey question: pu005 a
Details: This variable is based on pu005 a1 (weekly), pu005 a2 (monthly), and pu005 a3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.6 30.4 1.8
Table 539: Summary statistics for pu005 a
611
![Page 612: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/612.jpg)
pu005_a
Fre
quen
cy
0 1 2 3 4
050
010
0015
0020
00
612
![Page 613: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/613.jpg)
pu005 a unedited
Dataset: SCPC
Variable type: Numeric
N = 25
Description: The original value of pu005 a if it was edited, as indicated by the flag f pu005 a.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 13.0 38.7 452.2 96.7
Table 540: Summary statistics for pu005 a unedited
pu005_a_unedited
Fre
quen
cy
0 50 100 150
02
46
8
613
![Page 614: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/614.jpg)
pu005 amo
Dataset: SCPC
Variable type: Numeric
N = 532
Description: In a typical period (week, month, or year), how many non-bill internet payments for goodsor services do you make? Money order
Survey question: pu005 amo
Details: This variable is based on pu005 a1mo (weekly), pu005 a2mo (monthly), and pu005 a3mo (yearly).The weekly and yearly values have been coverted to monthly values. Code for the frequency conversion willbe made available upon request.
min med mean max sd0.0 0.0 0.4 13.0 1.4
Table 541: Summary statistics for pu005 amo
614
![Page 615: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/615.jpg)
pu005_amo
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
010
020
030
0
615
![Page 616: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/616.jpg)
pu005 amo unedited
Dataset: SCPC
Variable type: Numeric
N = 6
Description: The original value of pu005 amo if it was edited, as indicated by the flag f pu005 amo.
Survey question: N/A
Details: Created variable
min med mean max sd5.0 45.7 140.1 600.0 229.3
Table 542: Summary statistics for pu005 amo unedited
pu005_amo_unedited
Fre
quen
cy
0 100 200 300 400 500
0.0
0.5
1.0
1.5
2.0
616
![Page 617: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/617.jpg)
pu005 b
Dataset: SCPC
Variable type: Numeric
N = 2478
Description: In a typical period (week, month, or year), how many non-bill internet payments for goodsor services do you make? Debit card
Survey question: pu005 b
Details: This variable is based on pu005 b1 (weekly), pu005 b2 (monthly), and pu005 b3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 3.1 102.0 7.1
Table 543: Summary statistics for pu005 b
617
![Page 618: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/618.jpg)
pu005_b
Fre
quen
cy
0 5 10 15 20
050
010
0015
00
618
![Page 619: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/619.jpg)
pu005 b unedited
Dataset: SCPC
Variable type: Numeric
N = 50
Description: The original value of pu005 b if it was edited, as indicated by the flag f pu005 b.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 43.5 95.6 1000.0 193.7
Table 544: Summary statistics for pu005 b unedited
pu005_b_unedited
Fre
quen
cy
0 50 100 150 200 250 300
02
46
810
12
619
![Page 620: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/620.jpg)
pu005 c
Dataset: SCPC
Variable type: Numeric
N = 2866
Description: In a typical period (week, month, or year), how many non-bill internet payments for goodsor services do you make? Bank account and routing numbers
Survey question: pu005 c
Details: This variable is based on pu005 c1 (weekly), pu005 c2 (monthly), and pu005 c3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.6 25.0 1.9
Table 545: Summary statistics for pu005 c
620
![Page 621: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/621.jpg)
pu005_c
Fre
quen
cy
0 1 2 3 4
050
010
0015
0020
00
621
![Page 622: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/622.jpg)
pu005 c unedited
Dataset: SCPC
Variable type: Numeric
N = 25
Description: The original value of pu005 c if it was edited, as indicated by the flag f pu005 c.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 21.7 109.3 2000.0 395.8
Table 546: Summary statistics for pu005 c unedited
pu005_c_unedited
Fre
quen
cy
0 50 100 150
01
23
45
6
622
![Page 623: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/623.jpg)
pu005 d
Dataset: SCPC
Variable type: Numeric
N = 2432
Description: In a typical period (week, month, or year), how many non-bill internet payments for goodsor services do you make? Credit card
Survey question: pu005 d
Details: This variable is based on pu005 d1 (weekly), pu005 d2 (monthly), and pu005 d3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.3 2.5 83.3 5.4
Table 547: Summary statistics for pu005 d
623
![Page 624: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/624.jpg)
pu005_d
Fre
quen
cy
0 2 4 6 8 10 12 14
020
040
060
080
012
00
624
![Page 625: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/625.jpg)
pu005 d unedited
Dataset: SCPC
Variable type: Numeric
N = 41
Description: The original value of pu005 d if it was edited, as indicated by the flag f pu005 d.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 40.0 53.7 600.0 92.0
Table 548: Summary statistics for pu005 d unedited
pu005_d_unedited
Fre
quen
cy
0 20 40 60 80 100
01
23
45
6
625
![Page 626: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/626.jpg)
pu005 e
Dataset: SCPC
Variable type: Numeric
N = 1764
Description: In a typical period (week, month, or year), how many non-bill internet payments for goodsor services do you make? Prepaid card
Survey question: pu005 e
Details: This variable is based on pu005 e1 (weekly), pu005 e2 (monthly), and pu005 e3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.4 39.1 1.7
Table 549: Summary statistics for pu005 e
626
![Page 627: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/627.jpg)
pu005_e
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
050
010
0015
00
627
![Page 628: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/628.jpg)
pu005 e unedited
Dataset: SCPC
Variable type: Numeric
N = 8
Description: The original value of pu005 e if it was edited, as indicated by the flag f pu005 e.
Survey question: N/A
Details: Created variable
min med mean max sd7.0 16.2 38.4 200.0 65.5
Table 550: Summary statistics for pu005 e unedited
pu005_e_unedited
Fre
quen
cy
0 20 40 60 80 100 120 140
0.0
0.5
1.0
1.5
2.0
2.5
3.0
628
![Page 629: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/629.jpg)
pu006a a
Dataset: SCPC
Variable type: Numeric
N = 3071
Description: In a typical period (week, month, or year), how many payments for retail goods do you make?Cash
Survey question: pu006a a
Details: This variable is based on pu006a a1 (weekly), pu006a a2 (monthly), and pu006a a3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 4.3 8.4 173.9 12.6
Table 551: Summary statistics for pu006a a
629
![Page 630: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/630.jpg)
pu006a_a
Fre
quen
cy
0 5 10 15 20 25 30
020
040
060
080
010
00
630
![Page 631: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/631.jpg)
pu006a a unedited
Dataset: SCPC
Variable type: Numeric
N = 61
Description: The original value of pu006a a if it was edited, as indicated by the flag f pu006a a.
Survey question: N/A
Details: Created variable
min med mean max sd21.7 100.0 571.4 20200.0 2583.4
Table 552: Summary statistics for pu006a a unedited
pu006a_a_unedited
Fre
quen
cy
0 200 400 600 800 1000
05
1015
20
631
![Page 632: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/632.jpg)
pu006a b
Dataset: SCPC
Variable type: Numeric
N = 2833
Description: In a typical period (week, month, or year), how many payments for retail goods do you make?Check
Survey question: pu006a b
Details: This variable is based on pu006a b1 (weekly), pu006a b2 (monthly), and pu006a b3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.9 25.0 2.6
Table 553: Summary statistics for pu006a b
632
![Page 633: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/633.jpg)
pu006a_b
Fre
quen
cy
0 1 2 3 4 5
050
010
0015
0020
00
633
![Page 634: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/634.jpg)
pu006a b unedited
Dataset: SCPC
Variable type: Numeric
N = 28
Description: The original value of pu006a b if it was edited, as indicated by the flag f pu006a b.
Survey question: N/A
Details: Created variable
min med mean max sd8.7 21.7 46.6 452.2 83.5
Table 554: Summary statistics for pu006a b unedited
pu006a_b_unedited
Fre
quen
cy
20 40 60 80 100
01
23
45
634
![Page 635: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/635.jpg)
pu006a bmo
Dataset: SCPC
Variable type: Numeric
N = 528
Description: In a typical period (week, month, or year), how many payments for retail goods do you make?Money order
Survey question: pu006a bmo
Details: This variable is based on pu006a b1mo (weekly), pu006a b2mo (monthly), and pu006a b3mo (yearly).The weekly and yearly values have been coverted to monthly values. Code for the frequency conversion willbe made available upon request.
min med mean max sd0.0 0.0 0.5 40.0 2.1
Table 555: Summary statistics for pu006a bmo
635
![Page 636: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/636.jpg)
pu006a_bmo
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
010
020
030
040
0
636
![Page 637: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/637.jpg)
pu006a bmo unedited
Dataset: SCPC
Variable type: Numeric
N = 6
Description: The original value of pu006a bmo if it was edited, as indicated by the flag f pu006a bmo.
Survey question: N/A
Details: Created variable
min med mean max sd8.7 20.5 51.8 200.0 74.4
Table 556: Summary statistics for pu006a bmo unedited
pu006a_bmo_unedited
Fre
quen
cy
0 50 100 150
0.0
0.5
1.0
1.5
2.0
637
![Page 638: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/638.jpg)
pu006a c
Dataset: SCPC
Variable type: Numeric
N = 2464
Description: In a typical period (week, month, or year), how many payments for retail goods do you make?Debit card
Survey question: pu006a c
Details: This variable is based on pu006a c1 (weekly), pu006a c2 (monthly), and pu006a c3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 5.0 11.5 130.4 15.5
Table 557: Summary statistics for pu006a c
638
![Page 639: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/639.jpg)
pu006a_c
Fre
quen
cy
0 10 20 30 40
020
040
060
080
0
639
![Page 640: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/640.jpg)
pu006a c unedited
Dataset: SCPC
Variable type: Numeric
N = 61
Description: The original value of pu006a c if it was edited, as indicated by the flag f pu006a c.
Survey question: N/A
Details: Created variable
min med mean max sd25.0 87.0 147.4 869.6 151.1
Table 558: Summary statistics for pu006a c unedited
pu006a_c_unedited
Fre
quen
cy
50 100 150 200 250 300 350
05
1015
20
640
![Page 641: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/641.jpg)
pu006a d
Dataset: SCPC
Variable type: Numeric
N = 2428
Description: In a typical period (week, month, or year), how many payments for retail goods do you make?Credit card
Survey question: pu006a d
Details: This variable is based on pu006a d1 (weekly), pu006a d2 (monthly), and pu006a d3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 3.0 8.0 133.3 12.4
Table 559: Summary statistics for pu006a d
641
![Page 642: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/642.jpg)
pu006a_d
Fre
quen
cy
0 5 10 15 20 25 30 35
020
040
060
080
010
00
642
![Page 643: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/643.jpg)
pu006a d unedited
Dataset: SCPC
Variable type: Numeric
N = 38
Description: The original value of pu006a d if it was edited, as indicated by the flag f pu006a d.
Survey question: N/A
Details: Created variable
min med mean max sd20.0 65.9 261.2 3099.0 679.4
Table 560: Summary statistics for pu006a d unedited
pu006a_d_unedited
Fre
quen
cy
0 200 400 600 800 1000
05
1015
643
![Page 644: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/644.jpg)
pu006a e
Dataset: SCPC
Variable type: Numeric
N = 1770
Description: In a typical period (week, month, or year), how many payments for retail goods do you make?Prepaid card
Survey question: pu006a e
Details: This variable is based on pu006a e1 (weekly), pu006a e2 (monthly), and pu006a e3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.9 30.4 2.8
Table 561: Summary statistics for pu006a e
644
![Page 645: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/645.jpg)
pu006a_e
Fre
quen
cy
0 1 2 3 4
020
040
060
080
012
00
645
![Page 646: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/646.jpg)
pu006a e unedited
Dataset: SCPC
Variable type: Numeric
N = 15
Description: The original value of pu006a e if it was edited, as indicated by the flag f pu006a e.
Survey question: N/A
Details: Created variable
min med mean max sd13.0 34.0 51.5 200.0 52.9
Table 562: Summary statistics for pu006a e unedited
pu006a_e_unedited
Fre
quen
cy
50 100 150
0.0
0.5
1.0
1.5
2.0
2.5
3.0
646
![Page 647: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/647.jpg)
pu006c a
Dataset: SCPC
Variable type: Numeric
N = 3072
Description: In a typical period (week, month, or year), how many payments for retail services do youmake? Cash
Survey question: pu006c a
Details: This variable is based on pu006c a1 (weekly), pu006c a2 (monthly), and pu006c a3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 2.0 5.7 100.0 8.9
Table 563: Summary statistics for pu006c a
647
![Page 648: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/648.jpg)
pu006c_a
Fre
quen
cy
0 5 10 15 20
020
040
060
080
012
00
648
![Page 649: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/649.jpg)
pu006c a unedited
Dataset: SCPC
Variable type: Numeric
N = 60
Description: The original value of pu006c a if it was edited, as indicated by the flag f pu006c a.
Survey question: N/A
Details: Created variable
min med mean max sd8.7 77.5 747.8 37500.0 4827.6
Table 564: Summary statistics for pu006c a unedited
pu006c_a_unedited
Fre
quen
cy
0 100 200 300 400 500
05
1015
649
![Page 650: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/650.jpg)
pu006c b
Dataset: SCPC
Variable type: Numeric
N = 2828
Description: In a typical period (week, month, or year), how many payments for retail services do youmake? Check
Survey question: pu006c b
Details: This variable is based on pu006c b1 (weekly), pu006c b2 (monthly), and pu006c b3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.8 25.0 2.2
Table 565: Summary statistics for pu006c b
650
![Page 651: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/651.jpg)
pu006c_b
Fre
quen
cy
0 1 2 3 4
050
010
0015
0020
00
651
![Page 652: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/652.jpg)
pu006c b unedited
Dataset: SCPC
Variable type: Numeric
N = 29
Description: The original value of pu006c b if it was edited, as indicated by the flag f pu006c b.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 17.4 27.9 104.2 27.8
Table 566: Summary statistics for pu006c b unedited
pu006c_b_unedited
Fre
quen
cy
0 20 40 60 80
01
23
4
652
![Page 653: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/653.jpg)
pu006c bmo
Dataset: SCPC
Variable type: Numeric
N = 528
Description: In a typical period (week, month, or year), how many payments for retail services do youmake? Money order
Survey question: pu006c bmo
Details: This variable is based on pu006c b1mo (weekly), pu006c b2mo (monthly), and pu006c b3mo (yearly).The weekly and yearly values have been coverted to monthly values. Code for the frequency conversion willbe made available upon request.
min med mean max sd0.0 0.0 0.3 20.0 1.2
Table 567: Summary statistics for pu006c bmo
653
![Page 654: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/654.jpg)
pu006c_bmo
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0 1.2
010
020
030
040
0
654
![Page 655: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/655.jpg)
pu006c bmo unedited
Dataset: SCPC
Variable type: Numeric
N = 3
Description: The original value of pu006c bmo if it was edited, as indicated by the flag f pu006c bmo.
Survey question: N/A
Details: Created variable
min med mean max sd9.0 17.0 34.0 76.0 36.6
Table 568: Summary statistics for pu006c bmo unedited
pu006c_bmo_unedited
Fre
quen
cy
10 20 30 40 50 60 70
0.0
0.2
0.4
0.6
0.8
1.0
655
![Page 656: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/656.jpg)
pu006c c
Dataset: SCPC
Variable type: Numeric
N = 2467
Description: In a typical period (week, month, or year), how many payments for services do you make?Debit card
Survey question: pu006c c
Details: This variable is based on pu006d c1 (weekly), pu006d c2 (monthly), and pu006d c3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 3.0 7.5 87.0 11.0
Table 569: Summary statistics for pu006c c
656
![Page 657: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/657.jpg)
pu006c_c
Fre
quen
cy
0 5 10 15 20 25 30
020
040
060
080
010
00
657
![Page 658: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/658.jpg)
pu006c c unedited
Dataset: SCPC
Variable type: Numeric
N = 47
Description: The original value of pu006c c if it was edited, as indicated by the flag f pu006c c.
Survey question: N/A
Details: Created variable
min med mean max sd4.0 80.0 112.8 1304.5 192.0
Table 570: Summary statistics for pu006c c unedited
pu006c_c_unedited
Fre
quen
cy
0 50 100 150 200
02
46
810
658
![Page 659: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/659.jpg)
pu006c d
Dataset: SCPC
Variable type: Numeric
N = 2433
Description: In a typical period (week, month, or year), how many payments for retail services do youmake? Credit card
Survey question: pu006c d
Details: This variable is based on pu006e d1 (weekly), pu006e d2 (monthly), and pu006e d3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 2.0 5.7 87.0 9.8
Table 571: Summary statistics for pu006c d
659
![Page 660: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/660.jpg)
pu006c_d
Fre
quen
cy
0 5 10 15 20 25
020
040
060
080
010
00
660
![Page 661: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/661.jpg)
pu006c d unedited
Dataset: SCPC
Variable type: Numeric
N = 38
Description: The original value of pu006c d if it was edited, as indicated by the flag f pu006c d.
Survey question: N/A
Details: Created variable
min med mean max sd8.7 52.2 75.7 434.8 86.1
Table 572: Summary statistics for pu006c d unedited
pu006c_d_unedited
Fre
quen
cy
0 50 100 150
01
23
45
6
661
![Page 662: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/662.jpg)
pu006c e
Dataset: SCPC
Variable type: Numeric
N = 1763
Description: In a typical period (week, month, or year), how many payments for retail services do youmake? Prepaid card
Survey question: pu006c e
Details: This variable is based on pu006a e1 (weekly), pu006a e2 (monthly), and pu006a e3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.8 30.4 2.9
Table 573: Summary statistics for pu006c e
662
![Page 663: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/663.jpg)
pu006c_e
Fre
quen
cy
0 1 2 3 4
020
060
010
0014
00
663
![Page 664: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/664.jpg)
pu006c e unedited
Dataset: SCPC
Variable type: Numeric
N = 9
Description: The original value of pu006c e if it was edited, as indicated by the flag f pu006c e.
Survey question: N/A
Details: Created variable
min med mean max sd13.0 30.4 50.2 195.7 57.8
Table 574: Summary statistics for pu006c e unedited
pu006c_e_unedited
Fre
quen
cy
20 40 60 80 100 120 140
0.0
0.5
1.0
1.5
2.0
2.5
3.0
664
![Page 665: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/665.jpg)
pu009
Dataset: SCPC
Variable type: Numeric
N = 1325
Description: During the past 12 months, did you carry an unpaid balance on any credit card and-or chargecard from one month to the next (that is, you did not pay the balance in full at the monthly due date)?
Survey question: pu009
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 189 14.32 1136 85.7
Table 575: Frequency table for pu009
Value labels:1 - Yes2 - No
665
![Page 666: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/666.jpg)
pu010
Dataset: SCPC
Variable type: Numeric
N = 2468
Description: Last month, about how much was the unpaid balance on all of your credit cards and-or chargecards that you carried over from the previous month?
Survey question: pu010
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 0.0 2618.0 80000.0 6599.6
Table 576: Summary statistics for pu010
pu010
Fre
quen
cy
0 5000 10000 15000
050
010
0015
00
666
![Page 667: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/667.jpg)
pu010 followup
Dataset: SCPC
Variable type: Numeric
N = 34
Description: The value of this variable is the corrected number for pu010. If the respondent answers NOto pua013 a, then they are able to correct their original response to pu010.
Survey question: pu010 followup
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 2750.0 3805.9 18000.0 4089.2
Table 577: Summary statistics for pu010 followup
pu010_followup
Fre
quen
cy
0 2000 4000 6000 8000
02
46
810
667
![Page 668: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/668.jpg)
pu011
Dataset: SCPC
Variable type: Numeric
N = 1337
Description: How would you compare your unpaid balance last month to your unpaid balance 12 monthsago? Last month’s balance is:
Survey question: pu011
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 230 17.22 304 22.73 348 26.04 282 21.15 101 7.66 72 5.4
Table 578: Frequency table for pu011
Value labels:1 - Much lower2 - Lower3 - About the same4 - Higher5 - Much higher6 - I did not have a balance 12 months ago
668
![Page 669: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/669.jpg)
pu013
Dataset: SCPC
Variable type: Numeric
N = 2465
Description: Today, about how much is the total credit limit of all your credit cards?
Survey question: pu013
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 15000.0 22841.3 1200000.0 36992.4
Table 579: Summary statistics for pu013
pu013
Fre
quen
cy
0 20000 40000 60000
010
020
030
040
0
669
![Page 670: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/670.jpg)
pu013 a
Dataset: SCPC
Variable type: Numeric
N = 49
Description: Is it correct that your balance is larger than your credit limit?
Survey question: pu013 a
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 15 30.62 34 69.4
Table 580: Frequency table for pu013 a
Value labels:1 - Yes, explain2 - No
670
![Page 671: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/671.jpg)
pu013 a other
Dataset: SCPC
Variable type: Character
N = 3153
Description: Is it correct that your balance is larger than your credit limit? Yes, explain
Survey question: pu013 a other
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
671
![Page 672: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/672.jpg)
pu013 b
Dataset: SCPC
Variable type: Numeric
N = 56
Description: You told us that your credit limit is FILL: pu013. Is it correct?
Survey question: pu013 b
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 55 98.22 1 1.8
Table 581: Frequency table for pu013 b
Value labels:1 - Yes2 - No
672
![Page 673: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/673.jpg)
pu013 followup
Dataset: SCPC
Variable type: Numeric
N = 34
Description: The value of this variable is the corrected number for pu013. If the respondent answers NOto pua013 b, then they are able to correct their original response to pu013.
Survey question: pu013 followup
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 10000.0 9315.4 35000.0 8740.6
Table 582: Summary statistics for pu013 followup
pu013_followup
Fre
quen
cy
0 5000 10000 15000 20000
02
46
8
673
![Page 674: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/674.jpg)
pu020
Dataset: SCPC
Variable type: Numeric
N = 2464
Description: On your last bill(s), about how much were the new charges made to all of your credit cardsand-or charge cards?
Survey question: pu020
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
min med mean max sd0.0 325.0 1573.4 1140000.0 23039.6
Table 583: Summary statistics for pu020
pu020
Fre
quen
cy
0 1000 2000 3000 4000 5000
020
040
060
080
010
00
674
![Page 675: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/675.jpg)
pu021 a
Dataset: SCPC
Variable type: Numeric
N = 3077
Description: In a typical period (week, month, or year), how many person-to-person payments do youmake? Cash
Survey question: pu021 a
Details: This variable is based on pu021 a1 (weekly), pu021 a2 (monthly), and pu021 a3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 1.5 60.0 3.8
Table 584: Summary statistics for pu021 a
675
![Page 676: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/676.jpg)
pu021_a
Fre
quen
cy
0 2 4 6 8
050
010
0015
0020
00
676
![Page 677: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/677.jpg)
pu021 a unedited
Dataset: SCPC
Variable type: Numeric
N = 38
Description: The original value of pu021 a if it was edited, as indicated by the flag f pu021 a.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 23.4 62.8 521.8 113.8
Table 585: Summary statistics for pu021 a unedited
pu021_a_unedited
Fre
quen
cy
0 50 100 150 200 250 300
02
46
810
12
677
![Page 678: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/678.jpg)
pu021 b
Dataset: SCPC
Variable type: Numeric
N = 2840
Description: In a typical period (week, month, or year), how many person-to-person payments do youmake? Check
Survey question: pu021 b
Details: This variable is based on pu021 b1 (weekly), pu021 b2 (monthly), and pu021 a3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.4 24.0 1.2
Table 586: Summary statistics for pu021 b
678
![Page 679: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/679.jpg)
pu021_b
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
050
010
0015
0020
00
679
![Page 680: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/680.jpg)
pu021 b unedited
Dataset: SCPC
Variable type: Numeric
N = 25
Description: The original value of pu021 b if it was edited, as indicated by the flag f pu021 b.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 8.0 15.7 200.0 39.3
Table 587: Summary statistics for pu021 b unedited
pu021_b_unedited
Fre
quen
cy
0 5 10 15 20 25 30
02
46
8
680
![Page 681: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/681.jpg)
pu021 bmo
Dataset: SCPC
Variable type: Numeric
N = 533
Description: In a typical period (week, month, or year), how many person-to-person payments do youmake? Money order
Survey question: pu021 bmo
Details: This variable is based on pu021 b1mo (weekly), pu021 b2mo (monthly), and pu021 b3mo (yearly).The weekly and yearly values have been coverted to monthly values. Code for the frequency conversion willbe made available upon request.
min med mean max sd0.0 0.0 0.3 12.0 1.1
Table 588: Summary statistics for pu021 bmo
681
![Page 682: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/682.jpg)
pu021_bmo
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
010
020
030
040
0
682
![Page 683: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/683.jpg)
pu021 bmo unedited
Dataset: SCPC
Variable type: Numeric
N = 2
Description: The original value of pu021 bmo if it was edited, as indicated by the flag f pu021 bmo.
Survey question: N/A
Details: Created variable
min med mean max sd9.0 12.8 12.8 16.7 5.4
Table 589: Summary statistics for pu021 bmo unedited
pu021_bmo_unedited
Fre
quen
cy
10 12 14 16
0.0
0.2
0.4
0.6
0.8
1.0
683
![Page 684: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/684.jpg)
pu021 c
Dataset: SCPC
Variable type: Numeric
N = 2470
Description: In a typical period (week, month, or year), how many person-to-person payments do youmake? Debit card
Survey question: pu021 c
Details: This variable is based on pu021 c1 (weekly), pu021 c2 (monthly), and pu021 c3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.5 60.0 2.7
Table 590: Summary statistics for pu021 c
684
![Page 685: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/685.jpg)
pu021_c
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
050
010
0015
0020
00
685
![Page 686: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/686.jpg)
pu021 c unedited
Dataset: SCPC
Variable type: Numeric
N = 25
Description: The original value of pu021 c if it was edited, as indicated by the flag f pu021 c.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 20.0 30.0 100.0 30.6
Table 591: Summary statistics for pu021 c unedited
pu021_c_unedited
Fre
quen
cy
0 20 40 60 80
02
46
8
686
![Page 687: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/687.jpg)
pu021 d
Dataset: SCPC
Variable type: Numeric
N = 2440
Description: In a typical period (week, month, or year), how many person-to-person payments do youmake? Credit card
Survey question: pu021 d
Details: This variable is based on pu021 d1 (weekly), pu021 d2 (monthly), and pu021 d3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.2 39.1 1.5
Table 592: Summary statistics for pu021 d
687
![Page 688: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/688.jpg)
pu021_d
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
0020
00
688
![Page 689: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/689.jpg)
pu021 d unedited
Dataset: SCPC
Variable type: Numeric
N = 24
Description: The original value of pu021 d if it was edited, as indicated by the flag f pu021 d.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 4.0 10.5 55.0 14.6
Table 593: Summary statistics for pu021 d unedited
pu021_d_unedited
Fre
quen
cy
0 10 20 30 40
02
46
810
689
![Page 690: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/690.jpg)
pu021 e
Dataset: SCPC
Variable type: Numeric
N = 2884
Description: In a typical period (week, month, or year), how many person-to-person payments do youmake? Account to account payment service provided by your bank
Survey question: pu021 e
Details: This variable is based on pu021 e1 (weekly), pu021 e2 (monthly), and pu021 e3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.2 26.1 1.1
Table 594: Summary statistics for pu021 e
690
![Page 691: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/691.jpg)
pu021_e
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
0020
0025
00
691
![Page 692: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/692.jpg)
pu021 e unedited
Dataset: SCPC
Variable type: Numeric
N = 17
Description: The original value of pu021 e if it was edited, as indicated by the flag f pu021 e.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 8.7 31.5 300.0 71.6
Table 595: Summary statistics for pu021 e unedited
pu021_e_unedited
Fre
quen
cy
0 20 40 60 80 100
01
23
45
67
692
![Page 693: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/693.jpg)
pu021 f
Dataset: SCPC
Variable type: Numeric
N = 1540
Description: In a typical period (week, month, or year), how many person-to-person payments do youmake? Online banking bill payment
Survey question: pu021 f
Details: This variable is based on pu021 f1 (weekly), pu021 f2 (monthly), and pu021 f3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.3 20.0 1.2
Table 596: Summary statistics for pu021 f
693
![Page 694: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/694.jpg)
pu021_f
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
020
040
060
080
012
00
694
![Page 695: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/695.jpg)
pu021 f unedited
Dataset: SCPC
Variable type: Numeric
N = 22
Description: The original value of pu021 f if it was edited, as indicated by the flag f pu021 f.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 0.7 7.2 39.1 10.3
Table 597: Summary statistics for pu021 f unedited
pu021_f_unedited
Fre
quen
cy
0 5 10 15 20
02
46
810
12
695
![Page 696: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/696.jpg)
pu021 g
Dataset: SCPC
Variable type: Numeric
N = 2883
Description: In a typical period (week, month, or year), how many person-to-person payments do youmake? Nonbank service like PayPal or Venmo
Survey question: pu021 g
Details: This variable is based on pu021 g1 (weekly), pu021 g2 (monthly), and pu021 g3 (yearly). Theweekly and yearly values have been coverted to monthly values. Code for the frequency conversion will bemade available upon request.
min med mean max sd0.0 0.0 0.2 120.0 2.5
Table 598: Summary statistics for pu021 g
696
![Page 697: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/697.jpg)
pu021_g
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
0020
0025
00
697
![Page 698: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/698.jpg)
pu021 g unedited
Dataset: SCPC
Variable type: Numeric
N = 15
Description: The original value of pu021 g if it was edited, as indicated by the flag f pu021 g.
Survey question: N/A
Details: Created variable
min med mean max sd0.0 4.3 60.1 800.0 205.0
Table 599: Summary statistics for pu021 g unedited
pu021_g_unedited
Fre
quen
cy
0 50 100 150 200 250
02
46
810
698
![Page 699: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/699.jpg)
r weight
Dataset: SCPC
Variable type: Numeric
N = 3152
Description: Weight variable
Survey question: N/A
Details: Provided by the survey vendor. See the document 2018 SCPC-DCPC Sampling and Weighting byMarco Angrisani
699
![Page 700: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/700.jpg)
race
Dataset: SCPC
Variable type: Numeric
N = 3145
Description: Here is a list of five race categories. Please choose all that apply.
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question, and the respondent isself-describing their race.
Values Number Percent1 2626 83.52 280 8.93 30 1.04 55 1.75 11 0.36 143 4.5
Table 600: Frequency table for race
Value labels:1 - Selected WHITE only2 - Selected BLACK or AFRICAN AMERICAN only3 - Selected AMERICAN INDIAN OR ALASKA NATIVE only4 - Selected ASIAN only5 - Selected NATIVE HAWAIIAN OR OTHER PACIFIC ISLANDER only6 - Selected some combination of the above
700
![Page 701: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/701.jpg)
retired
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Retired
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question.
Values Number Percent0 2445 77.61 704 22.4
Table 601: Frequency table for retired
Value labels:0 - No1 - Yes
701
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rp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of RETAIL GOODS payments paid in a typical month.
Survey question: sum(pu006a a, b, bmo, c, d, e)
Details: This created variable has been edited for outliers.
min med mean max sd0.0 17.4 24.7 202.9 24.5
Table 602: Summary statistics for rp typ
rp_typ
Fre
quen
cy
0 10 20 30 40 50 60 70
050
100
150
200
250
300
702
![Page 703: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/703.jpg)
sav acnt adopt
Dataset: SCPC
Variable type: Numeric
N = 3147
Description: Is the respondent a SAVINGS ACCOUNT adopter?
Survey question: N/A
Details: Created variable
Values Number Percent0 866 27.51 2281 72.5
Table 603: Frequency table for sav acnt adopt
Value labels:0 - Not an adopter1 - Adopter
703
![Page 704: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/704.jpg)
serv typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of RETAIL SERVICES payments paid in a typical month.
Survey question: sum(pu006c a, b, bmo, c, d, e)
Details: This created variable has been edited for outliers.
min med mean max sd0.0 10.7 17.0 138.7 18.7
Table 604: Summary statistics for serv typ
serv_typ
Fre
quen
cy
0 10 20 30 40 50
010
020
030
040
050
0
704
![Page 705: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/705.jpg)
sick leave
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: On sick or other leave
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question.
Values Number Percent0 3134 99.51 15 0.5
Table 605: Frequency table for sick leave
Value labels:0 - No1 - Yes
705
![Page 706: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/706.jpg)
smartphone
Dataset: SCPC
Variable type: Numeric
N = 3040
Description: Is your mobile phone a smart phone?
Survey question: smartphone
Details: Survey variable. See questionnaire for exact wording, question layout, and design.
Values Number Percent1 2731 89.82 309 10.2
Table 606: Frequency table for smartphone
Value labels:1 - Yes2 - No
706
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start date
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The date the respondent started the survey
Survey question: N/A
Details: Provided by the survey vendor.
707
![Page 708: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/708.jpg)
surveyyear
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: Always equal to 2018
Survey question: N/A
Details: Created variable, created by the Atlanta Fed survey group
708
![Page 709: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/709.jpg)
svc abp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of automatic bill payments made by PREPAID CARDS in a typical month.
Survey question: pu002 f
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.1 21.7 0.8
Table 607: Summary statistics for svc abp typ
svc_abp_typ
Fre
quen
cy
−1.0 −0.8 −0.6 −0.4 −0.2 0.0
050
010
0020
0030
00
709
![Page 710: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/710.jpg)
svc adopt
Dataset: SCPC
Variable type: Numeric
N = 3139
Description: Is the respondent a PREPAID CARD adopter?
Survey question: N/A
Details: Created variable
Values Number Percent0 1340 42.71 1799 57.3
Table 608: Frequency table for svc adopt
Value labels:0 - Not an adopter1 - Adopter
710
![Page 711: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/711.jpg)
svc bp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of bill payments made by PREPAID CARD in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.5 22.0 1.9
Table 609: Summary statistics for svc bp typ
svc_bp_typ
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
050
010
0015
0020
0025
00
711
![Page 712: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/712.jpg)
svc ipbp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of in person or by mail bill payments made by PREPAID CARD in a typicalmonth.
Survey question: pu004 e
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.2 21.7 0.9
Table 610: Summary statistics for svc ipbp typ
svc_ipbp_typ
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
0020
0025
00
712
![Page 713: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/713.jpg)
svc obp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of online bill payments made by PREPAID CARD in a typical month.
Survey question: pu003 e
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.2 20.0 0.9
Table 611: Summary statistics for svc obp typ
svc_obp_typ
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0020
0030
00
713
![Page 714: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/714.jpg)
svc op typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of non-bill online payments paid by PREPAID CARD in a typical month.
Survey question: pu005 e
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.2 39.1 1.3
Table 612: Summary statistics for svc op typ
svc_op_typ
Fre
quen
cy
0.0 0.2 0.4 0.6 0.8 1.0
050
010
0015
0020
0025
00
714
![Page 715: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/715.jpg)
svc rp typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of retail goods payments paid by PREPAID CARD in a typical month.
Survey question: pu006a e
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.5 30.4 2.1
Table 613: Summary statistics for svc rp typ
svc_rp_typ
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0 2.5 3.0
050
010
0015
0020
0025
00
715
![Page 716: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/716.jpg)
svc serv typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The number of retail services payments paid by PREPAID CARD in a typical month.
Survey question: pu006c e
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 0.5 30.4 2.2
Table 614: Summary statistics for svc serv typ
svc_serv_typ
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
050
010
0015
0020
0025
00
716
![Page 717: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/717.jpg)
svc typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The total number of PREPAID CARD payments in a typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 0.0 1.7 73.9 5.6
Table 615: Summary statistics for svc typ
svc_typ
Fre
quen
cy
0 2 4 6 8 10
050
010
0015
0020
0025
00
717
![Page 718: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/718.jpg)
tot pay typ
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: The TOTAL number of payments made in typical month.
Survey question: NA
Details: This created variable has been edited for outliers.
min med mean max sd0.0 57.2 72.8 483.8 58.4
Table 616: Summary statistics for tot pay typ
tot_pay_typ
Fre
quen
cy
0 50 100 150
050
100
150
718
![Page 719: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/719.jpg)
tsend
Dataset: SCPC
Variable type: Character
N = 3153
Description: Time stamp for when the respondent completed the survey
Survey question: N/A
Details: Provided by the survey vendor.
719
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tsstart
Dataset: SCPC
Variable type: Character
N = 3153
Description: Time stamp for when the respondent started the survey
Survey question: N/A
Details: Provided by the survey vendor.
720
![Page 721: Codebook and Data Guide to the 2018 Survey of Consumer ... › - › media › documents › ... · paper Cash, check, money order card Credit cards, debit cards, prepaid cards elect](https://reader035.vdocuments.mx/reader035/viewer/2022081612/5f18e67135cdf92e082c68dd/html5/thumbnails/721.jpg)
uasid
Dataset: SCPC
Variable type: Character
N = 3153
Description: A respondent’s unique identifier. Using a respondent’s uasid, a data user can merge theDCPC with the SCPC or any other UAS survey. NOTE: In prior years this variable was known as prim key.The name was changed to allow easier compatability with other UAS surveys.
Survey question: N/A
Details: Provided by the survey vendor.
721
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uasmembers
Dataset: SCPC
Variable type: Numeric
N = 3153
Description: Number of household UAS members besides the respondent
Survey question: N/A
Details: Provided by the survey vendor.
min med mean max sd0.0 0.0 0.5 5.0 0.8
Table 617: Summary statistics for uasmembers
uasmembers
Fre
quen
cy
0.0 0.5 1.0 1.5 2.0
050
010
0015
00
722
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unemp layoff
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Unemployed - on layoff
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question.
Values Number Percent0 3118 99.01 31 1.0
Table 618: Frequency table for unemp layoff
Value labels:0 - No1 - Yes
723
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unemp look
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Unemployed - looking
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question.
Values Number Percent0 2960 94.01 189 6.0
Table 619: Frequency table for unemp look
Value labels:0 - No1 - Yes
724
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white
Dataset: SCPC
Variable type: Numeric
N = 3145
Description: Did the respondent select WHITE in the race question
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question, and the respondent isself-describing their race.
Values Number Percent0 393 12.51 2752 87.5
Table 620: Frequency table for white
Value labels:0 - No1 - Yes
725
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workfullpart
Dataset: SCPC
Variable type: Numeric
N = 1891
Description: Do you work full-time or part-time?
Survey question: N/A
Details: Provided by the survey vendor.
Values Number Percent1 1546 81.82 345 18.2
Table 621: Frequency table for workfullpart
Value labels:1 - Full-time2 - Part-time
726
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working
Dataset: SCPC
Variable type: Numeric
N = 3149
Description: Currently working
Survey question: N/A
Details: Provided by the survey vendor. This is a check-all-that-apply question.
Values Number Percent0 1270 40.31 1879 59.7
Table 622: Frequency table for working
Value labels:0 - No1 - Yes
727