clinic newsletter 10-21-15

9
1/11/2016 We Made History Last Week: Recap of National Financial Goal Day and Change Machine Public Launch http://us2.campaign-archive1.com/?u=0514cd2a61c9a9b2ddf725ad4&id=99f631b315 1/9 See this newsletter in your browser In This Issue Recap of National Financial Goal Day: We Made History Last Week! Celebrations Across North America National Financial Goal Day by the numbers Winning posts: Congratulations to the Raffle Winners Strike a Pose: Check Out Photos from the Event Change Machine Stories: Video Testimonials from Users Nationwide Free Webinar 10/22: Robust Evidence of Clinic's Financial Coaching Building Financial Security On the Blog: Why We Built Change Machine Brand New Change Machine Offers 30 Day Free Trial Special Promotion through Dec 31, 2015 Latest Change Machine Release We Made History Last Week: Recap of National Financial Goal Day Hundreds of you joined us 10/15/15 for a historic kick off to the first annual National Financial Goal Day and Change Machine Public Launch. Thank you for celebrating from every corner of the country - from Hawaii to Dallas, Washington, D.C. to Madison, Los Angeles to New York City, and everywhere in between. In addition to practitioners joining in the celebrations of launch partners, social service staff, advocates, funders and other field leaders attended the virtual celebration on Change Machine and social media by using the hashtag Subscribe Share Past Issues Translate

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Page 1: Clinic Newsletter 10-21-15

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 19

See this newsletter in your browser

In This Issue

Recap of National Financial Goal Day We Made History Last WeekCelebrations Across North AmericaNational Financial Goal Day by the numbersWinning posts Congratulations to the Raffle Winners Strike a Pose Check Out Photos from the EventChange Machine Stories Video Testimonials from UsersNationwide

Free Webinar 1022 Robust Evidence of Clinics Financial CoachingBuilding Financial SecurityOn the Blog Why We Built Change MachineBrand New Change Machine Offers

30 Day Free TrialSpecial Promotion through Dec 31 2015

Latest Change Machine Release

We Made History Last Week Recap of National Financial Goal Day Hundreds of you joined us 101515 for a historic kick off to the first annualNational Financial Goal Day and Change Machine Public Launch Thank you forcelebrating from every corner of the country - from Hawaii to Dallas WashingtonDC to Madison Los Angeles to New York City and everywhere in between Inaddition to practitioners joining in the celebrations of launch partners socialservice staff advocates funders and other field leaders attended the virtualcelebration on Change Machine and social media by using the hashtag

Subscribe Share Past Issues Translate

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 29

myfinancialgoal The conversation continues in the robust professional socialnetwork on Change Machine where you can give and receive support to help yourcustomers achieve their goals Together we launched a movement to buildfinancial security and improve financial mobility for all Americans Letrsquos keep itgoing Join the movementClick here to sign up Already registered Log in here

Back to Top

Washington DCPictured Founder and Executive DirectorMae Watson Grote (left) at a sold outpower breakfast graciously hosted byCredit Builders Alliance and madepossible by JPMorgan Chase amp Co Ourpartners at National Council Of La Razajoined Mae in discussing the power ofpartnerships and Change Machine intransforming services at scale

Los Angeles CAPictured Networking lunch graciouslyhosted by The Raben Group on the heelsof a successful press conference the daybefore Both events discussed theFinancial Empowerment andReintegration Program an innovativecapacity building initiative for three LosAngeles based re-entry nonprofits withthe generous support of the CitiFoundation and Californians For Safetyand Justice

Back to Top

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 39

Waianae HIPictured Colleagues from INPEACElaunched financial goals with a paperairplane launch competition followedby a workshop on the importance ofgoals and role of financial coaching inthe community

Madison WIPictured Goals of students and otheruniversity stakeholders who joined theCenter for Financial Security at theUniversity of Wisconsin-Madison (CFS)celebration Over the last two yearsCFS has led the peer review of financialsecurity and coaching content onChange Machine We want to thank CFSfor their ongoing invaluable support

Back to Top

Toronto CanadaPictured Members of Prosper Canadateam celebrating with theirmyfinancialgoal balloons

Beaufort SCPictured Hank D Herring a local artistand entrepreneur joined the BeaufortCounty Black Chamber of Commercecelebration

Dallas TXVideo Launch of myfinancialgoal balloons

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 49

graciously hosted by YWCA of Metropolitan Dallasmade possible by JPMorgan Chase amp Co andincluding our partners at Communities Foundationof Texas

Back to Top

New York NY The flagship event began at 5 pm EST in New YorkCity Hundreds of front-line staff governmentemployees funders advocates and otherchangemakers joined the largest single celebrationof financial goals in history Attendees could workwith Clinic financial coaches to envision theirmyfinancialgoal take a picture with their goal at thephoto booth (thanks to Team Bubbly) share theirgoals at the social media lounge and launch theirgoals ndash literally ndash on a balloon Partygoers networkedand sampled winning entries from ldquoLiquid Assets AMocktail Competitionrdquo

Becky Smith director of strategicinitiatives started the presentationportion of the evening discussingChange Machines journey from aToolKit in a three-ring binder to therobust online platform today

Change Machine would not bepossible without the generoussupport of Kim Ostrowski (picturedabove) and The PrudentialFoundation

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 59

Pictured Board Members join the fun inlaunching their myfinancialgoal

Tracey Thorne director ofadministration NYC Human ResourcesAdministration Emergency InterventionServices discussed the real-life effect ofChange Machine on survivors of domesticviolence

Back to Top

Robust Evidence of Clinics Financial CoachingBuilding Financial Security Webinar Thursday October 22 1 pm EST

A groundbreaking new study demonstrates that the Clinicrsquos financial coachingmodel and programs help low-and moderate-income people make progresstoward their financial goals by building financial security The milestone reportshows for the first time that financial coaching once viewed as an emerging fieldcan make a measurable difference in an individualrsquos financial well-being by helpingclients take financial control of their lives ndash resulting in improved credit reduceddebt and increased savings

The study entitled ldquoAn Evaluation of the Impacts and Implementation Approachesof Financial Coaching Programsrdquo was led by the Urban Institute The two-partstudy involved a randomized control trial commissioned by the ConsumerFinancial Protection Bureau and a companion evaluation of programimplementation funded by the Annie E Casey Foundation Over the course ofthree years (2012-2015) the study evaluated participants in programs at the Clinicin New York City and Branches in Miami

The Clinicrsquos financial coaching strategies tested in the study which are nowavailable publicly via Change Machine were shown to increase the likelihood thatparticipants would set a budget and reduce overall mental stress caused by

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 69

financial pressures Additionally the study provides robust evidence that financialcoaching can have demonstrable impact on a familyrsquos savings debt credit andwell-being regardless of income gender age or education However whilefinancial education is helpful it is the in-person supports that help customerscreate reinforce and sustain the habits that support achieving goals that can lastlong after the coaching ends In short access to coaching can help participants getwhere they want to go

Read the Clinics executive summary of the study here Read the full report here

Attend a webinar hosted by Urban Institute on ThursdayOctober 22 1 pm EST to learn more about the study Click here to register

Back to Top

Latest Change MachineReleaseIn addition to the free trial ChangeMachine Release 29 brings forth otherupdates to help onboard new users andassist existing users with a new profilepage prompts and improved customerdashboards

Learn more

Why We Built Change Machine

Becky Smith creative technologystrategist for Change Machine explainswhy the Clinic decided to build a web-based financial coaching platform forsocial service practitioners

Read more on the blog

Back to Top

Brand New Change Machine Offers

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 79

30 Day Free TrialIn celebration of the public launch ofChange Machine we are offering 30day free trials of the revolutionaryplatform Click here to start your freetrial - and we encourage you to sharethis amazing offer with your friendsand colleagues

Special Promotion throughDec 31 2015Get 25 percent off Change Machinesubscriptions when you join or renewbefore December 31 2015 Already inthe Change Machine Community Log inand send us a message to find out howyou can take advantage of the discountoffer

Back to Top

National Financial Goal Day by the numbers

Over 200 social servicestaff advocates andchangemakers sharedtheir myfinancialgoal onChange Machinesprofessional socialnetwork

Individuals and organizations who postedabout their myfinancialgoal have over

200000 friends and

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 89

200000 friends andfollowers on FacebookPictured above status message

from Goodwill Industries InternationalInc

Over 200 tweets from individuals andorganizations on their

myfinancialgoal

Back to Top

Change Machine Stories Video Testimonials from Change Machine Users NationwideCheck out videos of how Change Machine is changing the lives of social service staff andthe customers they serve A huge thanks to the changemakers and organizations belowfor submitting their stories

Ryan Lo The Anti-Recidivism CoalitionLorena Gonzalez Center for Economic ProgressAlice Coday Financial Empowerment Network of Seattle-King CountyEugenia Brade-James HELP ROADSKate Rios National Council of La Raza (NCLR)Richa Thapa Magar Neighborhood HouseTracey Thorne New York City Human Resources Administration EmergencyIntervention ServicesDevin Stubblefield The Prosperity AgendaKameya Peralta Seamens Society for Children and FamiliesMartha Hauze Violence Intervention ProgramBecca Fritze YWCA of Metropolitan DallasJennifer Quiroz YWCA Seattle

Back to Top

Winning Posts Congratulations to theRaffle Winners

Evelyn Pena ArivaStephanie Lovina Homeboy Industries(pictured right)Victoria Vale Neighbor Impact Sarah Nylund New York CaresAlexander Bennett Office of US

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 99

Representative Grace Meng

Check out photos from the event

Back to Top

Copyright copy 2015 The Financial Clinic All rights reserved

Want to change how you receive these emails You can update your preferences or unsubscribe from this list

Page 2: Clinic Newsletter 10-21-15

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 29

myfinancialgoal The conversation continues in the robust professional socialnetwork on Change Machine where you can give and receive support to help yourcustomers achieve their goals Together we launched a movement to buildfinancial security and improve financial mobility for all Americans Letrsquos keep itgoing Join the movementClick here to sign up Already registered Log in here

Back to Top

Washington DCPictured Founder and Executive DirectorMae Watson Grote (left) at a sold outpower breakfast graciously hosted byCredit Builders Alliance and madepossible by JPMorgan Chase amp Co Ourpartners at National Council Of La Razajoined Mae in discussing the power ofpartnerships and Change Machine intransforming services at scale

Los Angeles CAPictured Networking lunch graciouslyhosted by The Raben Group on the heelsof a successful press conference the daybefore Both events discussed theFinancial Empowerment andReintegration Program an innovativecapacity building initiative for three LosAngeles based re-entry nonprofits withthe generous support of the CitiFoundation and Californians For Safetyand Justice

Back to Top

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 39

Waianae HIPictured Colleagues from INPEACElaunched financial goals with a paperairplane launch competition followedby a workshop on the importance ofgoals and role of financial coaching inthe community

Madison WIPictured Goals of students and otheruniversity stakeholders who joined theCenter for Financial Security at theUniversity of Wisconsin-Madison (CFS)celebration Over the last two yearsCFS has led the peer review of financialsecurity and coaching content onChange Machine We want to thank CFSfor their ongoing invaluable support

Back to Top

Toronto CanadaPictured Members of Prosper Canadateam celebrating with theirmyfinancialgoal balloons

Beaufort SCPictured Hank D Herring a local artistand entrepreneur joined the BeaufortCounty Black Chamber of Commercecelebration

Dallas TXVideo Launch of myfinancialgoal balloons

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 49

graciously hosted by YWCA of Metropolitan Dallasmade possible by JPMorgan Chase amp Co andincluding our partners at Communities Foundationof Texas

Back to Top

New York NY The flagship event began at 5 pm EST in New YorkCity Hundreds of front-line staff governmentemployees funders advocates and otherchangemakers joined the largest single celebrationof financial goals in history Attendees could workwith Clinic financial coaches to envision theirmyfinancialgoal take a picture with their goal at thephoto booth (thanks to Team Bubbly) share theirgoals at the social media lounge and launch theirgoals ndash literally ndash on a balloon Partygoers networkedand sampled winning entries from ldquoLiquid Assets AMocktail Competitionrdquo

Becky Smith director of strategicinitiatives started the presentationportion of the evening discussingChange Machines journey from aToolKit in a three-ring binder to therobust online platform today

Change Machine would not bepossible without the generoussupport of Kim Ostrowski (picturedabove) and The PrudentialFoundation

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 59

Pictured Board Members join the fun inlaunching their myfinancialgoal

Tracey Thorne director ofadministration NYC Human ResourcesAdministration Emergency InterventionServices discussed the real-life effect ofChange Machine on survivors of domesticviolence

Back to Top

Robust Evidence of Clinics Financial CoachingBuilding Financial Security Webinar Thursday October 22 1 pm EST

A groundbreaking new study demonstrates that the Clinicrsquos financial coachingmodel and programs help low-and moderate-income people make progresstoward their financial goals by building financial security The milestone reportshows for the first time that financial coaching once viewed as an emerging fieldcan make a measurable difference in an individualrsquos financial well-being by helpingclients take financial control of their lives ndash resulting in improved credit reduceddebt and increased savings

The study entitled ldquoAn Evaluation of the Impacts and Implementation Approachesof Financial Coaching Programsrdquo was led by the Urban Institute The two-partstudy involved a randomized control trial commissioned by the ConsumerFinancial Protection Bureau and a companion evaluation of programimplementation funded by the Annie E Casey Foundation Over the course ofthree years (2012-2015) the study evaluated participants in programs at the Clinicin New York City and Branches in Miami

The Clinicrsquos financial coaching strategies tested in the study which are nowavailable publicly via Change Machine were shown to increase the likelihood thatparticipants would set a budget and reduce overall mental stress caused by

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 69

financial pressures Additionally the study provides robust evidence that financialcoaching can have demonstrable impact on a familyrsquos savings debt credit andwell-being regardless of income gender age or education However whilefinancial education is helpful it is the in-person supports that help customerscreate reinforce and sustain the habits that support achieving goals that can lastlong after the coaching ends In short access to coaching can help participants getwhere they want to go

Read the Clinics executive summary of the study here Read the full report here

Attend a webinar hosted by Urban Institute on ThursdayOctober 22 1 pm EST to learn more about the study Click here to register

Back to Top

Latest Change MachineReleaseIn addition to the free trial ChangeMachine Release 29 brings forth otherupdates to help onboard new users andassist existing users with a new profilepage prompts and improved customerdashboards

Learn more

Why We Built Change Machine

Becky Smith creative technologystrategist for Change Machine explainswhy the Clinic decided to build a web-based financial coaching platform forsocial service practitioners

Read more on the blog

Back to Top

Brand New Change Machine Offers

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 79

30 Day Free TrialIn celebration of the public launch ofChange Machine we are offering 30day free trials of the revolutionaryplatform Click here to start your freetrial - and we encourage you to sharethis amazing offer with your friendsand colleagues

Special Promotion throughDec 31 2015Get 25 percent off Change Machinesubscriptions when you join or renewbefore December 31 2015 Already inthe Change Machine Community Log inand send us a message to find out howyou can take advantage of the discountoffer

Back to Top

National Financial Goal Day by the numbers

Over 200 social servicestaff advocates andchangemakers sharedtheir myfinancialgoal onChange Machinesprofessional socialnetwork

Individuals and organizations who postedabout their myfinancialgoal have over

200000 friends and

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 89

200000 friends andfollowers on FacebookPictured above status message

from Goodwill Industries InternationalInc

Over 200 tweets from individuals andorganizations on their

myfinancialgoal

Back to Top

Change Machine Stories Video Testimonials from Change Machine Users NationwideCheck out videos of how Change Machine is changing the lives of social service staff andthe customers they serve A huge thanks to the changemakers and organizations belowfor submitting their stories

Ryan Lo The Anti-Recidivism CoalitionLorena Gonzalez Center for Economic ProgressAlice Coday Financial Empowerment Network of Seattle-King CountyEugenia Brade-James HELP ROADSKate Rios National Council of La Raza (NCLR)Richa Thapa Magar Neighborhood HouseTracey Thorne New York City Human Resources Administration EmergencyIntervention ServicesDevin Stubblefield The Prosperity AgendaKameya Peralta Seamens Society for Children and FamiliesMartha Hauze Violence Intervention ProgramBecca Fritze YWCA of Metropolitan DallasJennifer Quiroz YWCA Seattle

Back to Top

Winning Posts Congratulations to theRaffle Winners

Evelyn Pena ArivaStephanie Lovina Homeboy Industries(pictured right)Victoria Vale Neighbor Impact Sarah Nylund New York CaresAlexander Bennett Office of US

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 99

Representative Grace Meng

Check out photos from the event

Back to Top

Copyright copy 2015 The Financial Clinic All rights reserved

Want to change how you receive these emails You can update your preferences or unsubscribe from this list

Page 3: Clinic Newsletter 10-21-15

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 39

Waianae HIPictured Colleagues from INPEACElaunched financial goals with a paperairplane launch competition followedby a workshop on the importance ofgoals and role of financial coaching inthe community

Madison WIPictured Goals of students and otheruniversity stakeholders who joined theCenter for Financial Security at theUniversity of Wisconsin-Madison (CFS)celebration Over the last two yearsCFS has led the peer review of financialsecurity and coaching content onChange Machine We want to thank CFSfor their ongoing invaluable support

Back to Top

Toronto CanadaPictured Members of Prosper Canadateam celebrating with theirmyfinancialgoal balloons

Beaufort SCPictured Hank D Herring a local artistand entrepreneur joined the BeaufortCounty Black Chamber of Commercecelebration

Dallas TXVideo Launch of myfinancialgoal balloons

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 49

graciously hosted by YWCA of Metropolitan Dallasmade possible by JPMorgan Chase amp Co andincluding our partners at Communities Foundationof Texas

Back to Top

New York NY The flagship event began at 5 pm EST in New YorkCity Hundreds of front-line staff governmentemployees funders advocates and otherchangemakers joined the largest single celebrationof financial goals in history Attendees could workwith Clinic financial coaches to envision theirmyfinancialgoal take a picture with their goal at thephoto booth (thanks to Team Bubbly) share theirgoals at the social media lounge and launch theirgoals ndash literally ndash on a balloon Partygoers networkedand sampled winning entries from ldquoLiquid Assets AMocktail Competitionrdquo

Becky Smith director of strategicinitiatives started the presentationportion of the evening discussingChange Machines journey from aToolKit in a three-ring binder to therobust online platform today

Change Machine would not bepossible without the generoussupport of Kim Ostrowski (picturedabove) and The PrudentialFoundation

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 59

Pictured Board Members join the fun inlaunching their myfinancialgoal

Tracey Thorne director ofadministration NYC Human ResourcesAdministration Emergency InterventionServices discussed the real-life effect ofChange Machine on survivors of domesticviolence

Back to Top

Robust Evidence of Clinics Financial CoachingBuilding Financial Security Webinar Thursday October 22 1 pm EST

A groundbreaking new study demonstrates that the Clinicrsquos financial coachingmodel and programs help low-and moderate-income people make progresstoward their financial goals by building financial security The milestone reportshows for the first time that financial coaching once viewed as an emerging fieldcan make a measurable difference in an individualrsquos financial well-being by helpingclients take financial control of their lives ndash resulting in improved credit reduceddebt and increased savings

The study entitled ldquoAn Evaluation of the Impacts and Implementation Approachesof Financial Coaching Programsrdquo was led by the Urban Institute The two-partstudy involved a randomized control trial commissioned by the ConsumerFinancial Protection Bureau and a companion evaluation of programimplementation funded by the Annie E Casey Foundation Over the course ofthree years (2012-2015) the study evaluated participants in programs at the Clinicin New York City and Branches in Miami

The Clinicrsquos financial coaching strategies tested in the study which are nowavailable publicly via Change Machine were shown to increase the likelihood thatparticipants would set a budget and reduce overall mental stress caused by

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 69

financial pressures Additionally the study provides robust evidence that financialcoaching can have demonstrable impact on a familyrsquos savings debt credit andwell-being regardless of income gender age or education However whilefinancial education is helpful it is the in-person supports that help customerscreate reinforce and sustain the habits that support achieving goals that can lastlong after the coaching ends In short access to coaching can help participants getwhere they want to go

Read the Clinics executive summary of the study here Read the full report here

Attend a webinar hosted by Urban Institute on ThursdayOctober 22 1 pm EST to learn more about the study Click here to register

Back to Top

Latest Change MachineReleaseIn addition to the free trial ChangeMachine Release 29 brings forth otherupdates to help onboard new users andassist existing users with a new profilepage prompts and improved customerdashboards

Learn more

Why We Built Change Machine

Becky Smith creative technologystrategist for Change Machine explainswhy the Clinic decided to build a web-based financial coaching platform forsocial service practitioners

Read more on the blog

Back to Top

Brand New Change Machine Offers

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 79

30 Day Free TrialIn celebration of the public launch ofChange Machine we are offering 30day free trials of the revolutionaryplatform Click here to start your freetrial - and we encourage you to sharethis amazing offer with your friendsand colleagues

Special Promotion throughDec 31 2015Get 25 percent off Change Machinesubscriptions when you join or renewbefore December 31 2015 Already inthe Change Machine Community Log inand send us a message to find out howyou can take advantage of the discountoffer

Back to Top

National Financial Goal Day by the numbers

Over 200 social servicestaff advocates andchangemakers sharedtheir myfinancialgoal onChange Machinesprofessional socialnetwork

Individuals and organizations who postedabout their myfinancialgoal have over

200000 friends and

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 89

200000 friends andfollowers on FacebookPictured above status message

from Goodwill Industries InternationalInc

Over 200 tweets from individuals andorganizations on their

myfinancialgoal

Back to Top

Change Machine Stories Video Testimonials from Change Machine Users NationwideCheck out videos of how Change Machine is changing the lives of social service staff andthe customers they serve A huge thanks to the changemakers and organizations belowfor submitting their stories

Ryan Lo The Anti-Recidivism CoalitionLorena Gonzalez Center for Economic ProgressAlice Coday Financial Empowerment Network of Seattle-King CountyEugenia Brade-James HELP ROADSKate Rios National Council of La Raza (NCLR)Richa Thapa Magar Neighborhood HouseTracey Thorne New York City Human Resources Administration EmergencyIntervention ServicesDevin Stubblefield The Prosperity AgendaKameya Peralta Seamens Society for Children and FamiliesMartha Hauze Violence Intervention ProgramBecca Fritze YWCA of Metropolitan DallasJennifer Quiroz YWCA Seattle

Back to Top

Winning Posts Congratulations to theRaffle Winners

Evelyn Pena ArivaStephanie Lovina Homeboy Industries(pictured right)Victoria Vale Neighbor Impact Sarah Nylund New York CaresAlexander Bennett Office of US

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 99

Representative Grace Meng

Check out photos from the event

Back to Top

Copyright copy 2015 The Financial Clinic All rights reserved

Want to change how you receive these emails You can update your preferences or unsubscribe from this list

Page 4: Clinic Newsletter 10-21-15

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 49

graciously hosted by YWCA of Metropolitan Dallasmade possible by JPMorgan Chase amp Co andincluding our partners at Communities Foundationof Texas

Back to Top

New York NY The flagship event began at 5 pm EST in New YorkCity Hundreds of front-line staff governmentemployees funders advocates and otherchangemakers joined the largest single celebrationof financial goals in history Attendees could workwith Clinic financial coaches to envision theirmyfinancialgoal take a picture with their goal at thephoto booth (thanks to Team Bubbly) share theirgoals at the social media lounge and launch theirgoals ndash literally ndash on a balloon Partygoers networkedand sampled winning entries from ldquoLiquid Assets AMocktail Competitionrdquo

Becky Smith director of strategicinitiatives started the presentationportion of the evening discussingChange Machines journey from aToolKit in a three-ring binder to therobust online platform today

Change Machine would not bepossible without the generoussupport of Kim Ostrowski (picturedabove) and The PrudentialFoundation

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 59

Pictured Board Members join the fun inlaunching their myfinancialgoal

Tracey Thorne director ofadministration NYC Human ResourcesAdministration Emergency InterventionServices discussed the real-life effect ofChange Machine on survivors of domesticviolence

Back to Top

Robust Evidence of Clinics Financial CoachingBuilding Financial Security Webinar Thursday October 22 1 pm EST

A groundbreaking new study demonstrates that the Clinicrsquos financial coachingmodel and programs help low-and moderate-income people make progresstoward their financial goals by building financial security The milestone reportshows for the first time that financial coaching once viewed as an emerging fieldcan make a measurable difference in an individualrsquos financial well-being by helpingclients take financial control of their lives ndash resulting in improved credit reduceddebt and increased savings

The study entitled ldquoAn Evaluation of the Impacts and Implementation Approachesof Financial Coaching Programsrdquo was led by the Urban Institute The two-partstudy involved a randomized control trial commissioned by the ConsumerFinancial Protection Bureau and a companion evaluation of programimplementation funded by the Annie E Casey Foundation Over the course ofthree years (2012-2015) the study evaluated participants in programs at the Clinicin New York City and Branches in Miami

The Clinicrsquos financial coaching strategies tested in the study which are nowavailable publicly via Change Machine were shown to increase the likelihood thatparticipants would set a budget and reduce overall mental stress caused by

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 69

financial pressures Additionally the study provides robust evidence that financialcoaching can have demonstrable impact on a familyrsquos savings debt credit andwell-being regardless of income gender age or education However whilefinancial education is helpful it is the in-person supports that help customerscreate reinforce and sustain the habits that support achieving goals that can lastlong after the coaching ends In short access to coaching can help participants getwhere they want to go

Read the Clinics executive summary of the study here Read the full report here

Attend a webinar hosted by Urban Institute on ThursdayOctober 22 1 pm EST to learn more about the study Click here to register

Back to Top

Latest Change MachineReleaseIn addition to the free trial ChangeMachine Release 29 brings forth otherupdates to help onboard new users andassist existing users with a new profilepage prompts and improved customerdashboards

Learn more

Why We Built Change Machine

Becky Smith creative technologystrategist for Change Machine explainswhy the Clinic decided to build a web-based financial coaching platform forsocial service practitioners

Read more on the blog

Back to Top

Brand New Change Machine Offers

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 79

30 Day Free TrialIn celebration of the public launch ofChange Machine we are offering 30day free trials of the revolutionaryplatform Click here to start your freetrial - and we encourage you to sharethis amazing offer with your friendsand colleagues

Special Promotion throughDec 31 2015Get 25 percent off Change Machinesubscriptions when you join or renewbefore December 31 2015 Already inthe Change Machine Community Log inand send us a message to find out howyou can take advantage of the discountoffer

Back to Top

National Financial Goal Day by the numbers

Over 200 social servicestaff advocates andchangemakers sharedtheir myfinancialgoal onChange Machinesprofessional socialnetwork

Individuals and organizations who postedabout their myfinancialgoal have over

200000 friends and

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 89

200000 friends andfollowers on FacebookPictured above status message

from Goodwill Industries InternationalInc

Over 200 tweets from individuals andorganizations on their

myfinancialgoal

Back to Top

Change Machine Stories Video Testimonials from Change Machine Users NationwideCheck out videos of how Change Machine is changing the lives of social service staff andthe customers they serve A huge thanks to the changemakers and organizations belowfor submitting their stories

Ryan Lo The Anti-Recidivism CoalitionLorena Gonzalez Center for Economic ProgressAlice Coday Financial Empowerment Network of Seattle-King CountyEugenia Brade-James HELP ROADSKate Rios National Council of La Raza (NCLR)Richa Thapa Magar Neighborhood HouseTracey Thorne New York City Human Resources Administration EmergencyIntervention ServicesDevin Stubblefield The Prosperity AgendaKameya Peralta Seamens Society for Children and FamiliesMartha Hauze Violence Intervention ProgramBecca Fritze YWCA of Metropolitan DallasJennifer Quiroz YWCA Seattle

Back to Top

Winning Posts Congratulations to theRaffle Winners

Evelyn Pena ArivaStephanie Lovina Homeboy Industries(pictured right)Victoria Vale Neighbor Impact Sarah Nylund New York CaresAlexander Bennett Office of US

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 99

Representative Grace Meng

Check out photos from the event

Back to Top

Copyright copy 2015 The Financial Clinic All rights reserved

Want to change how you receive these emails You can update your preferences or unsubscribe from this list

Page 5: Clinic Newsletter 10-21-15

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 59

Pictured Board Members join the fun inlaunching their myfinancialgoal

Tracey Thorne director ofadministration NYC Human ResourcesAdministration Emergency InterventionServices discussed the real-life effect ofChange Machine on survivors of domesticviolence

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Robust Evidence of Clinics Financial CoachingBuilding Financial Security Webinar Thursday October 22 1 pm EST

A groundbreaking new study demonstrates that the Clinicrsquos financial coachingmodel and programs help low-and moderate-income people make progresstoward their financial goals by building financial security The milestone reportshows for the first time that financial coaching once viewed as an emerging fieldcan make a measurable difference in an individualrsquos financial well-being by helpingclients take financial control of their lives ndash resulting in improved credit reduceddebt and increased savings

The study entitled ldquoAn Evaluation of the Impacts and Implementation Approachesof Financial Coaching Programsrdquo was led by the Urban Institute The two-partstudy involved a randomized control trial commissioned by the ConsumerFinancial Protection Bureau and a companion evaluation of programimplementation funded by the Annie E Casey Foundation Over the course ofthree years (2012-2015) the study evaluated participants in programs at the Clinicin New York City and Branches in Miami

The Clinicrsquos financial coaching strategies tested in the study which are nowavailable publicly via Change Machine were shown to increase the likelihood thatparticipants would set a budget and reduce overall mental stress caused by

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 69

financial pressures Additionally the study provides robust evidence that financialcoaching can have demonstrable impact on a familyrsquos savings debt credit andwell-being regardless of income gender age or education However whilefinancial education is helpful it is the in-person supports that help customerscreate reinforce and sustain the habits that support achieving goals that can lastlong after the coaching ends In short access to coaching can help participants getwhere they want to go

Read the Clinics executive summary of the study here Read the full report here

Attend a webinar hosted by Urban Institute on ThursdayOctober 22 1 pm EST to learn more about the study Click here to register

Back to Top

Latest Change MachineReleaseIn addition to the free trial ChangeMachine Release 29 brings forth otherupdates to help onboard new users andassist existing users with a new profilepage prompts and improved customerdashboards

Learn more

Why We Built Change Machine

Becky Smith creative technologystrategist for Change Machine explainswhy the Clinic decided to build a web-based financial coaching platform forsocial service practitioners

Read more on the blog

Back to Top

Brand New Change Machine Offers

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 79

30 Day Free TrialIn celebration of the public launch ofChange Machine we are offering 30day free trials of the revolutionaryplatform Click here to start your freetrial - and we encourage you to sharethis amazing offer with your friendsand colleagues

Special Promotion throughDec 31 2015Get 25 percent off Change Machinesubscriptions when you join or renewbefore December 31 2015 Already inthe Change Machine Community Log inand send us a message to find out howyou can take advantage of the discountoffer

Back to Top

National Financial Goal Day by the numbers

Over 200 social servicestaff advocates andchangemakers sharedtheir myfinancialgoal onChange Machinesprofessional socialnetwork

Individuals and organizations who postedabout their myfinancialgoal have over

200000 friends and

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 89

200000 friends andfollowers on FacebookPictured above status message

from Goodwill Industries InternationalInc

Over 200 tweets from individuals andorganizations on their

myfinancialgoal

Back to Top

Change Machine Stories Video Testimonials from Change Machine Users NationwideCheck out videos of how Change Machine is changing the lives of social service staff andthe customers they serve A huge thanks to the changemakers and organizations belowfor submitting their stories

Ryan Lo The Anti-Recidivism CoalitionLorena Gonzalez Center for Economic ProgressAlice Coday Financial Empowerment Network of Seattle-King CountyEugenia Brade-James HELP ROADSKate Rios National Council of La Raza (NCLR)Richa Thapa Magar Neighborhood HouseTracey Thorne New York City Human Resources Administration EmergencyIntervention ServicesDevin Stubblefield The Prosperity AgendaKameya Peralta Seamens Society for Children and FamiliesMartha Hauze Violence Intervention ProgramBecca Fritze YWCA of Metropolitan DallasJennifer Quiroz YWCA Seattle

Back to Top

Winning Posts Congratulations to theRaffle Winners

Evelyn Pena ArivaStephanie Lovina Homeboy Industries(pictured right)Victoria Vale Neighbor Impact Sarah Nylund New York CaresAlexander Bennett Office of US

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 99

Representative Grace Meng

Check out photos from the event

Back to Top

Copyright copy 2015 The Financial Clinic All rights reserved

Want to change how you receive these emails You can update your preferences or unsubscribe from this list

Page 6: Clinic Newsletter 10-21-15

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 69

financial pressures Additionally the study provides robust evidence that financialcoaching can have demonstrable impact on a familyrsquos savings debt credit andwell-being regardless of income gender age or education However whilefinancial education is helpful it is the in-person supports that help customerscreate reinforce and sustain the habits that support achieving goals that can lastlong after the coaching ends In short access to coaching can help participants getwhere they want to go

Read the Clinics executive summary of the study here Read the full report here

Attend a webinar hosted by Urban Institute on ThursdayOctober 22 1 pm EST to learn more about the study Click here to register

Back to Top

Latest Change MachineReleaseIn addition to the free trial ChangeMachine Release 29 brings forth otherupdates to help onboard new users andassist existing users with a new profilepage prompts and improved customerdashboards

Learn more

Why We Built Change Machine

Becky Smith creative technologystrategist for Change Machine explainswhy the Clinic decided to build a web-based financial coaching platform forsocial service practitioners

Read more on the blog

Back to Top

Brand New Change Machine Offers

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 79

30 Day Free TrialIn celebration of the public launch ofChange Machine we are offering 30day free trials of the revolutionaryplatform Click here to start your freetrial - and we encourage you to sharethis amazing offer with your friendsand colleagues

Special Promotion throughDec 31 2015Get 25 percent off Change Machinesubscriptions when you join or renewbefore December 31 2015 Already inthe Change Machine Community Log inand send us a message to find out howyou can take advantage of the discountoffer

Back to Top

National Financial Goal Day by the numbers

Over 200 social servicestaff advocates andchangemakers sharedtheir myfinancialgoal onChange Machinesprofessional socialnetwork

Individuals and organizations who postedabout their myfinancialgoal have over

200000 friends and

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 89

200000 friends andfollowers on FacebookPictured above status message

from Goodwill Industries InternationalInc

Over 200 tweets from individuals andorganizations on their

myfinancialgoal

Back to Top

Change Machine Stories Video Testimonials from Change Machine Users NationwideCheck out videos of how Change Machine is changing the lives of social service staff andthe customers they serve A huge thanks to the changemakers and organizations belowfor submitting their stories

Ryan Lo The Anti-Recidivism CoalitionLorena Gonzalez Center for Economic ProgressAlice Coday Financial Empowerment Network of Seattle-King CountyEugenia Brade-James HELP ROADSKate Rios National Council of La Raza (NCLR)Richa Thapa Magar Neighborhood HouseTracey Thorne New York City Human Resources Administration EmergencyIntervention ServicesDevin Stubblefield The Prosperity AgendaKameya Peralta Seamens Society for Children and FamiliesMartha Hauze Violence Intervention ProgramBecca Fritze YWCA of Metropolitan DallasJennifer Quiroz YWCA Seattle

Back to Top

Winning Posts Congratulations to theRaffle Winners

Evelyn Pena ArivaStephanie Lovina Homeboy Industries(pictured right)Victoria Vale Neighbor Impact Sarah Nylund New York CaresAlexander Bennett Office of US

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 99

Representative Grace Meng

Check out photos from the event

Back to Top

Copyright copy 2015 The Financial Clinic All rights reserved

Want to change how you receive these emails You can update your preferences or unsubscribe from this list

Page 7: Clinic Newsletter 10-21-15

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 79

30 Day Free TrialIn celebration of the public launch ofChange Machine we are offering 30day free trials of the revolutionaryplatform Click here to start your freetrial - and we encourage you to sharethis amazing offer with your friendsand colleagues

Special Promotion throughDec 31 2015Get 25 percent off Change Machinesubscriptions when you join or renewbefore December 31 2015 Already inthe Change Machine Community Log inand send us a message to find out howyou can take advantage of the discountoffer

Back to Top

National Financial Goal Day by the numbers

Over 200 social servicestaff advocates andchangemakers sharedtheir myfinancialgoal onChange Machinesprofessional socialnetwork

Individuals and organizations who postedabout their myfinancialgoal have over

200000 friends and

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 89

200000 friends andfollowers on FacebookPictured above status message

from Goodwill Industries InternationalInc

Over 200 tweets from individuals andorganizations on their

myfinancialgoal

Back to Top

Change Machine Stories Video Testimonials from Change Machine Users NationwideCheck out videos of how Change Machine is changing the lives of social service staff andthe customers they serve A huge thanks to the changemakers and organizations belowfor submitting their stories

Ryan Lo The Anti-Recidivism CoalitionLorena Gonzalez Center for Economic ProgressAlice Coday Financial Empowerment Network of Seattle-King CountyEugenia Brade-James HELP ROADSKate Rios National Council of La Raza (NCLR)Richa Thapa Magar Neighborhood HouseTracey Thorne New York City Human Resources Administration EmergencyIntervention ServicesDevin Stubblefield The Prosperity AgendaKameya Peralta Seamens Society for Children and FamiliesMartha Hauze Violence Intervention ProgramBecca Fritze YWCA of Metropolitan DallasJennifer Quiroz YWCA Seattle

Back to Top

Winning Posts Congratulations to theRaffle Winners

Evelyn Pena ArivaStephanie Lovina Homeboy Industries(pictured right)Victoria Vale Neighbor Impact Sarah Nylund New York CaresAlexander Bennett Office of US

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 99

Representative Grace Meng

Check out photos from the event

Back to Top

Copyright copy 2015 The Financial Clinic All rights reserved

Want to change how you receive these emails You can update your preferences or unsubscribe from this list

Page 8: Clinic Newsletter 10-21-15

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 89

200000 friends andfollowers on FacebookPictured above status message

from Goodwill Industries InternationalInc

Over 200 tweets from individuals andorganizations on their

myfinancialgoal

Back to Top

Change Machine Stories Video Testimonials from Change Machine Users NationwideCheck out videos of how Change Machine is changing the lives of social service staff andthe customers they serve A huge thanks to the changemakers and organizations belowfor submitting their stories

Ryan Lo The Anti-Recidivism CoalitionLorena Gonzalez Center for Economic ProgressAlice Coday Financial Empowerment Network of Seattle-King CountyEugenia Brade-James HELP ROADSKate Rios National Council of La Raza (NCLR)Richa Thapa Magar Neighborhood HouseTracey Thorne New York City Human Resources Administration EmergencyIntervention ServicesDevin Stubblefield The Prosperity AgendaKameya Peralta Seamens Society for Children and FamiliesMartha Hauze Violence Intervention ProgramBecca Fritze YWCA of Metropolitan DallasJennifer Quiroz YWCA Seattle

Back to Top

Winning Posts Congratulations to theRaffle Winners

Evelyn Pena ArivaStephanie Lovina Homeboy Industries(pictured right)Victoria Vale Neighbor Impact Sarah Nylund New York CaresAlexander Bennett Office of US

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 99

Representative Grace Meng

Check out photos from the event

Back to Top

Copyright copy 2015 The Financial Clinic All rights reserved

Want to change how you receive these emails You can update your preferences or unsubscribe from this list

Page 9: Clinic Newsletter 10-21-15

1112016 We Made History Last Week Recap of National Financial Goal Day and Change Machine Public Launch

httpus2campaign-archive1comu=0514cd2a61c9a9b2ddf725ad4ampid=99f631b315 99

Representative Grace Meng

Check out photos from the event

Back to Top

Copyright copy 2015 The Financial Clinic All rights reserved

Want to change how you receive these emails You can update your preferences or unsubscribe from this list