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Click to edit the title of your presentation 2020 Annual Meeting and Proxy Investor Presentation

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Page 1: Click to edit the title of 2020 Annual Meeting and Proxy ... · Click to edit the title of your presentation 33.1% 33.7% 36.2% 35.1% 2016 2017 2018 2019 25.4% 26.1% 28.9% 29.2% Net

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2020 Annual Meeting and Proxy Investor Presentation

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Notices

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OnDeck Company Overview

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33.1% 33.7%36.2%

35.1%

2016 2017 2018 2019

25.4% 26.1%28.9% 29.2%

Net Interest Margin

$232

$288

$336

$384

2016 2017 2018 2019

Net interest income

$264

$334

$383

$428

$291

$350

$398

$444

2016 2017 2018 2019

Interest Income Other Revenue Gain on Sales of Loans

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Liquidity & Capital

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Setting The Record Straight

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21.1%

15.1% 15.3% 15.7%

25.4%26.1%

28.9% 29.2%

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Breslow Henson Dhandapani Nolop Sánchez Thompson Verni Wolfson

Financial Services / Fintech Industry P P P P P P P

Regulatory / Government Affairs

P P P P P

Executive Leadership P P P P P P P

Board / Governance P P P P P P P

Technology P P P P

Risk Management P P P P P P P

Accounting / Finance P P P P

International P P P P P P

Mergers and Acquisitions P P P P P P

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Base Salary 20%

Short-Term Incentives

20%

Long-Term Incentives

60%

Base Salary 27%

Short-Term Incentives

20%

Long-Term Incentives

53%

4

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Click to edit the title of your presentation Appendix

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2019 Priorities

Quarter Ended Year Ended

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Quarter Ended Year Ended

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Thank You