The future of tax-free employee perquisitesand corporate reimbursements.

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A digital solution for the disbursal of tax-free perquisites and reimbursements,catering to Corporates and the corporate workforce.

WHAT IS CINQO?

MEAL VOUCHERS

FUEL REIMBURSEMENTS

MEDICAL VOUCHERS

EMPLOYEE BENEFITS

GIFT CARDS

BUSINESS EXPENSEREIMBURSEMENTS

AND MORE ...

Through CINQO, employers and employees can enjoy a multi-dimensional set of benefits:

THE WHY

EASY TO USE

Easy disbursement ofTax Free Perquisites to

employees anytime,anywhere via mobile app

100% PAPERLESS

Bid farewell to issueslike storage, logistics,

handling and limited acceptanceof paper-based vouchers

RBI & IT COMPLIANT

Fully compliantwith RBI and

Indian ITDept. rules

TAX SAVINGS

Savings up to Rs. 53,700/-

per year per employee

HASSLE-FREE PAYMENTS

Use digital vouchers,claim reimbursementsand make payments

via mobile app

LIMITLESS ACCESS

Easy-to-use digitalpayment solution that can be

used at 200K+ merchantspan India, and counting

THE TEAM

ANKUSH GUPTACo-Founder

Passionate Techie & Serial Entrepreneur

Masters in Information Systems& Management - CMU, USA

Ventured into the mobile app domainin its nascent stage in India

SMEET MODICo-Founder

Product, Ops & Marketing Ninja

Hands-on Entrepreneurial &Product Development Experience

Believes that exceptional results area result of thorough examination

Sejal DesaiBD Head

Head Wrangler ofBusiness Development

Expertise in sourcing and closing onnew businesses opportunities

Current market is dominated by hassle-some, paper-based meal vouchers;an inconvenience for every party involved.

THE GAP

EMPLOYERS

High logistics cost

Challenge of storage & distribution

Time consuming

Loss of vouchers

EMPLOYEES

Limited network

Wastage of unused & non-refundable vouchers

Exact change can�t be rendered

Misplacement

MERCHANTS

Prolonged reimbursement

Tedious to handle Bearing additional costs of logistics, handling and storage

CINQO brings perks and benefits to each employee�s fingertips,making it easier for companies to provide for their employees� well-being.

THE SOLUTION

OPEN LOOP CARD

CUSTOMER is the FOCUS

CUSTOMER is KING

ZERO WASTAGE of time, money, effort at merchant establishments

Accepted at all MasterCard affiliated merchants pan India

MOBILE APP

Click & upload bill for reimbursement

Scan QR Code Accepted at all Merchants

CLOSED LOOP CARD

Operates on predefined POS systems (only on a network)

Customizable as per Employer's requirements

DigitalMeal Vouchers

ExpenseManagementDirect

ReimbursementClaims

Digital MedicalVouchers

Gift Cards

BonusesDistribution

With the popularity of smart phones, going digitalis the smart thing to do!

THE 360-DEGREE ADVANTAGE OF CINQO

YES BankPPI License

Easy-to-useUI/UX

Fast &scalable

MCC codeauthorization

EASY, SAFE & 100% COMPLIANT TECHNOLOGY

EMPLOYERS

Zero handling costs

One-tap voucher issuance

Quick sync enabled

Company process aligned

EMPLOYEES

Unlimited network

Exact change rendered

Transaction history available

Expense tracking

MERCHANTS

Quick settlement

Swift dispute resolution

Zero logistics cost

Lowest handling fee

The benefits of CINQO can be availed via mobile applicationor by our special Yes Bank prepaid card powered by MasterCard.

THE PLATFORM

MOBILE APPLICATION PRE-PAID CARD

VIRTUAL CARD PHYSICAL CARD

SEAMLESS CROSS-PLATFORM WALLET SYNCCINQO Wallet balance remains consistent across mobile apps, virtual card and Physical card.

GET IT ON

CLOSED LOOP CARD

OPEN LOOP CARD

CINQO is better than affordable � it�s free!

THE PRICING

FREE FOREMPLOYERS

FREE FOREMPLOYEES

COMPETITIVE RATESFOR MERCHANTS

Potential customers are already showing a deep interestin our offering. Prior to on-boarding, each client is given the full

CINQO experience through a 10-user pilot.

PILOT IN PROCESS

COMPANIES RUNNING OUR PILOT

Alliance Insurance Brokers Pvt. Ltd.

10-REASONS THAT MAKECINQO IRRESISTIBLE

ZERO COSTto get CINQO on-board

30% TAX SAVINGSfor employees

UP TO RS. 53,700effective savings p.e.p.a.

FLEXIBLE & CUSTOMIZED

CONTROLLED SPENDINGLimit set by choice

LOAD WALLETSwith dynamic values

ONE-CLICK REIMBURSEMENTeasy & hassle-free

CUSTOMER SUPPORTeffective & quick

100% RBI & IT COMPLIANTdigital system

FAST & EASYto use anytime, anywhere

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THANK YOU!