Christian Financial Planning: What’s the Difference?

Christian Financial Planning may appear difficult to

understand at first glance.

But close inspection will on reveal the simplicity of

virtuous management of one’s assets and liabilities to

weather the challenges ahead and emerge plentiful.

What is Financial Planning?

Financial planning is similar with budgeting in terms of

objectives – to produce positive cashflow by either

increasing the income or reducing the expense through

various interventions.

Their only differences is in terms of scope.

Budgeting is short to medium term and covers

from the daily to the monthly allocation of assets and the management of liabilities.

While Financial planning is medium to long to lifetime

and encompasses from the bi-annual to an entire lifetime.

A budget deals with the everyday financial scenario

while a financial plan directs the assets and liabilities to achieve a more abundant

status.

In short, this plan is about making and keeping you rich

and wealthy.

What is Christian Financial Planning?

This type of financial planning is basically the utilization of

Christian ethics in the conduct of financial planning.

Like in the scriptures, God has made clear that those who stay awake and stand guard against trials will be

easily spared.

Builders are also told to plan their constructions as to

avoid shortage in materials.

Kings are also warned against fighting a war in which they are heavily

outnumbered and disadvantaged.

Christian Financial Planning also entails the application of timeless Christian morals like

honesty, humility, unselfishness, concern for the

poor, unworldly conduct, stewardship and Christ-

centeredness.

Why Christian Financial Planning?

Well, why not? If you are a devout Christian or knew someone who is, you will

notice how Christians properly conduct and deal

their finances.

They do it with the outmost devotion to God as a form of

service to His beloved people.

Christians also humbly regard themselves as mere stewards of the wealth that

they currently possess.

They are therefore generous in sharing and growing this

abundance with others.

In effect, a Christian financial plan is a plan of prosperity

and generosity.

What does Planning for the Flood and Preparing for the

Times Mean?

Just like the Great Flood in Noah’s time, big challenges

that can leave us crippled are just around the corner

waiting to happen.

It’s no longer a question of what but when.

Noah planned and prepared for the Great Flood while the rest of humanity laughed and

mocked at him.

When the 40 days and night of rain drowned the merry-

makers, they weren’t amused.

Just like time and again, the people have been warned to build their “arks” of savings

and nest eggs.

This financial planning means building your finances

for the hard times ahead while observing Christian

virtues.

What are the Benefits of Christian Financial Planning?

This financial planning is advantageous in these times

because it eliminates the need to circumvent public welfare when gaining or

preserving wealth.

By having a Christ-centered financial plan you will be free from the worries of the law of

man or God.

Your righteous wealth plan will be above scrutiny and you will be blessed with an

honest and bountiful harvest.

It will honor the Lord and you will partake in His works.

Another hallmark of this financial planning is

accountability for your decisions, actions and the

results.

As a Christian, you are ultimately responsible for

yourself and you will answer to God who will weigh your

scale.

By being accepting of the consequences, we are now in

a much better position to improve our lives.

Christian Financial Planning: What’s the Difference?