charges & fee - idbi bank card productslocations viz. mumbai, new delhi, chennai, kolkata,...

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Charges & Fee - IDBI Bank Card Products 1) Classic Debit Card/Women's Debit Card/Being Me Card/Kids Card Description Charges Annual Fee Chip Debit Card Magstripe Debit Card Transaction Charges (IDBI Bank ATMs) Transaction Charges* (Non-IDBI Bank ATMs) For Savings Account Transaction Charges (Non-IDBI Bank ATMs) For Current Account Surcharge International Transactions Add-on-Card Replacement (Damaged/Captured) Replacement (Lost/Stolen) Repin `220/- + Applicable Service Tax , Free for first Year `220/- + Applicable Service Tax for Chip Debit Card & `110/- + Applicable Service Tax for Magstripe Debit Card , free for first year (For the cards already in circulation) `50/- + Applicable Service Tax `220/- + Applicable Service Tax NIL `110/- + Applicable Service Tax , Free for first Year (For the cards already in circulation) Cash Withdrawal: NIL | Balance Enquiry: NIL Cash Withdrawal: `20/- per transaction Balance Enquiry: `8/- per transaction Online Surcharge of 2.5 % of transaction amount + applicable service tax or `10 + Applicable Service Tax , whichever is higher will be levied if the card gets used at Petrol Pump and Railways Cash Withdrawal: `140/- per transaction Balance Enquiry: `30/- per transaction There will be a mark-up of 3.5 % over and above the cross-currency conversion rate for all International Transactions International cash withdrawal transactions decline due to insufficient funds: `20 per instance ›› Charges will be applicable as per SOF. *Financial Transactions (Cash withdrawal) & non-financial Transactions (Balance Enquiry, PIN Change & Mini statement) # Not Applicable for Domestic usage Card # 3 Free transactions (both Financial & Non-Financial) at 6 Metro locations viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru & Hyderabad, 5 free transactions (both Financial & Non-Financial) per month at all other locations, thereafter Non Financial - Rs 8 per transaction Financial - `20 per transaction. (from the very first transaction)

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Page 1: Charges & Fee - IDBI Bank Card Productslocations viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru & Hyderabad, 5 free transactions (both Financial & Non-Financial) per month at

Charges & Fee - IDBI Bank Card Products

1) Classic Debit Card/Women's Debit Card/Being Me Card/Kids Card

Description Charges Annual Fee

Chip Debit CardMagstripe Debit Card

Transaction Charges (IDBI Bank ATMs)

Transaction Charges* (Non-IDBI Bank ATMs) For Savings Account

Transaction Charges (Non-IDBI Bank ATMs) For Current Account

Surcharge

International Transactions

Add-on-Card

Replacement (Damaged/Captured)

Replacement (Lost/Stolen)

Repin

`220/- + Applicable Service Tax , Free for first Year

`220/- + Applicable Service Tax for Chip Debit Card &`110/- + Applicable Service Tax for Magstripe Debit Card , free for first year (For the cards already in circulation)

`50/- + Applicable Service Tax

`220/- + Applicable Service Tax

NIL

`110/- + Applicable Service Tax , Free for first Year(For the cards already in circulation)

Cash Withdrawal: NIL | Balance Enquiry: NIL

Cash Withdrawal: `20/- per transactionBalance Enquiry: `8/- per transaction

Online Surcharge of 2.5 % of transaction amount + applicable service tax or `10 + Applicable Service Tax , whichever is higher willbe levied if the card gets used at Petrol Pump and Railways

Cash Withdrawal: `140/- per transaction Balance Enquiry: `30/- per transactionThere will be a mark-up of 3.5 % over and above the cross-currency conversionrate for all International Transactions International cash withdrawal transactionsdecline due to insufficient funds: `20 per instance

›› Charges will be applicable as per SOF. *Financial Transactions (Cash withdrawal) & non-financial Transactions (Balance Enquiry, PIN Change & Mini statement)

# Not Applicable for Domestic usage Card

#

3 Free transactions (both Financial & Non-Financial) at 6 Metro locations viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru & Hyderabad, 5 free transactions (both Financial & Non-Financial) per month at all other locations, thereafter Non Financial - Rs 8 per transaction Financial - ̀ 20 per transaction.

(from the very first transaction)

Page 2: Charges & Fee - IDBI Bank Card Productslocations viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru & Hyderabad, 5 free transactions (both Financial & Non-Financial) per month at

Description Charges Annual Fee

Chip Debit CardMagstripe Debit Card

Transaction Charges (IDBI Bank ATMs)

Transaction Charges (Non-IDBI Bank ATMs) For Savings Account

Transaction Charges (Non-IDBI Bank ATMs) For Current Account

Surcharge

International Transactions

Add-on-Card

Replacement (Damaged/Captured)

Replacement (Lost/Stolen)

Repin

`300/- + Applicable Service Tax , Free for first Year

`300/- + Applicable Service Tax for Chip Debit Card &`220/- + Applicable Service Tax for Magstripe Debit Card , free for first year (For the cards already in circulation)

NIL

`300/- + Applicable Service Tax

`50/- + Applicable Service Tax

`220/- + Applicable Service Tax , Free for first Year(For the cards already in circulation)

Cash Withdrawal: NIL | Balance Enquiry: NIL

Cash Withdrawal: `20/- per transactionBalance Enquiry: `8/- per transaction (from the very first transaction)

Cash Withdrawal: `140/- per transaction Balance Enquiry: `30/- per transactionThere will be a mark-up of 3.5 % over and above the cross-currency conversionrate for all International Transactions International cash withdrawal transactionsdecline due to insufficient funds: `20 per instance

›› Charges will be applicable as per SOF. *Financial Transactions (Cash withdrawal) & non-financial Transactions (Balance Enquiry, PIN Change & Mini statement) # Not Applicable for Domestic usage Card

#

2) Gold Debit Card

3 transactions (both Financial & Non-Financial) Free at 6 Metro locations viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru & Hyderabad,5 transactions (both Financial & Non-Financial) Free per month at all other locations, thereafter Non Financial - Rs 8 per transaction Financial - ̀ 20 per transaction.

Online Surcharge of 2.5 % of transaction amount + applicable service tax or ̀ 10 + Applicable Service Tax , whichever is higher will be levied if the card gets used at Petrol Pump and Railways Waived at petrol pump if the transactions amount is between ̀ 400 to ̀ 2000 subject to maximum ̀ 300

Page 3: Charges & Fee - IDBI Bank Card Productslocations viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru & Hyderabad, 5 free transactions (both Financial & Non-Financial) per month at

›› Charges will be applicable as per SOF. # Not Applicable for Domestic usage Card

4) RuPay Platinum Debit CardDescription Charges Annual FeeAdd-on-CardReplacement (Damaged/Captured)Replacement (Lost/Stolen)

Transaction Charges (IDBI Bank ATMs)Transaction Charges(Non-IDBI Bank ATMs)

International TransactionsSurcharge

International Transactions

Repin

NIL

Cash Withdrawal: NIL | Balance Enquiry: NIL

Cash Withdrawal: NIL | Balance Enquiry: NIL

Cash Withdrawal: `140/- per transaction Balance Enquiry: `30/- per transactionThere will be a mark-up of 3.5 % over and above the cross-currency conversionrate for all International Transactions International cash withdrawal transactionsdecline due to insufficient funds: `20 per instance

#

Online Surcharge of 2.5 % of transaction amount + applicable service tax or `10 + Applicable Service Tax , whichever is higher will be levied if the card gets used at Petrol Pump and Railways Waived at petrol pump if the transactions amount is between `400 to `4000 subject to maximum ̀ 400

INTERNATIONAL CHIP DEBIT

4 3 2 0 9 9 1 2 3 4 5 6 1 2 4 54320

›› Charges will be applicable as per SOF. # Not Applicable for Domestic usage Card

3) Platinum Debit CardDescription Charges Annual FeeAdd-on-CardReplacement (Damaged/Captured)Replacement (Lost/Stolen)

Transaction Charges (IDBI Bank ATMs)Transaction Charges(Non-IDBI Bank ATMs)

International TransactionsSurcharge

International Transactions

Repin

NIL

Cash Withdrawal: NIL | Balance Enquiry: NILFor Savings Account: Cash Withdrawal: NIL Balance Enquiry: NIL, For Current Account: Cash Withdrawal: `20/- per transactionBalance Enquiry: `8/- per transaction (from the very first transaction)

Cash Withdrawal: NIL | Balance Enquiry: NIL

Cash Withdrawal: `140/- per transaction Balance Enquiry: `30/- per transactionThere will be a mark-up of 3.5 % over and above the cross-currency conversionrate for all International Transactions International cash withdrawal transactionsdecline due to insufficient funds: `20 per instance

#

Online Surcharge of 2.5 % of transaction amount + applicable service tax or `10 + Applicable Service Tax , whichever is higher will be levied if the card gets used at Petrol Pump and Railways Waived at petrol pump if the transactions amount is between `400 to `4000 subject to maximum ̀ 400

`400/- + Applicable Service Tax , Free for first Year`400/- + Applicable Service Tax , Free for first Year

`400/- + Applicable Service Tax `50/- + Applicable Service Tax

`300/- + Applicable Service Tax , Free for first Year`300/- + Applicable Service Tax , Free for first Year

`300/- + Applicable Service Tax `50/- + Applicable Service Tax

For Savings Account: Cash Withdrawal: NIL Balance Enquiry: NIL, For Current Account: Cash Withdrawal: `20/- per transactionBalance Enquiry: `8/- per transaction (from the very first transaction)

Page 4: Charges & Fee - IDBI Bank Card Productslocations viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru & Hyderabad, 5 free transactions (both Financial & Non-Financial) per month at

›› Charges will be applicable as per SOF. # Not Applicable for Domestic Card

5) Signature Debit CardDescription Charges Annual FeeAdd-on-CardReplacement (Damaged/Captured)Replacement (Lost/Stolen)

Transaction Charges (IDBI Bank ATMs)Transaction Charges (Non-IDBI Bank ATMs) For Savings AccountTransaction Charges (Non-IDBI Bank ATMs) For Current AccountInternational TransactionsSurcharge

International Transactions

Repin

NIL

Cash Withdrawal: NIL | Balance Enquiry: NILCash Withdrawal: NIL | Balance Enquiry: NIL

Cash Withdrawal: NILBalance Enquiry: NILCash Withdrawal: NIL | Balance Enquiry: NIL

Cash Withdrawal: NIL | Balance Enquiry: NILThere will be a mark-up of 3.5 % over and above the cross-currency conversionrate for all International Transactions International cash withdrawal transactionsdecline due to insufficient funds: `20 per instance

#

Online Surcharge of 2.5 % of transaction amount + applicable service tax or `10 + Applicable Service Tax , whichever is higher will be levied if the card gets used at Petrol Pump and Railways Waived at petrol pump if the transactions amount is between `400 to `5000 subject to maximum ̀ 500

`799/- + Applicable Service Tax , Free for first Year`799/- + Applicable Service Tax , Free for first Year

`799/- + Applicable Service Tax`50/- + Applicable Service Tax

4 0 9 3 8 6 9 9 9 2 3 3 7 0 3 4

VALID ONLY IN INDIA

4093 VALIDFROM

VALIDTHRU

Description Charges

Issuance Fee

Refund

`110/- per card inclusive of service tax

`50/- per card

1) Gift Card

Page 5: Charges & Fee - IDBI Bank Card Productslocations viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru & Hyderabad, 5 free transactions (both Financial & Non-Financial) per month at

2) Cash CardDescription Charges (Inclusive of service tax)Issuance Fee

Reload Fee

Refund Fee

Transaction Charges (IDBI Bank ATMs)

Transaction Charges (Non-IDBI Bank ATMs)

`150/- per card

`10/- per reload

`50/- per card

Cash Withdrawal: NILBalance Enquiry: NIL

Cash Withdrawal: `20/- per transactionBalance Enquiry: `8/- per transaction

4709 1599 9053 45434709

06/13 06/15

5 4 7 1 0 1 0 2 6 0 1 0 2 8 7 45471

04/12 04/14VALID FROM VALID THRU

GLOBAL CURRENCY USD

4 5 8 1 5 6 8 4 4 5 8 6 4 5 3 54 5 8 1

04/12 04/14

3) World Currency Card/Global currency Card

No Fees in INR US $ Euros Pounds Canadian $ Australian $ Singapore $ UAE-AED Japanese YenInitial Card Fee

a) Cash Withdrawal

1. 150

1.5

0.55

150

1.5

0.44

Reload Fee2. 75 75 75 7575 75 75 75Replacement Fee

3. 100+ couriercharges

100+ couriercharges

100+ couriercharges

100+ couriercharges

100+ couriercharges

100+ couriercharges

100+ couriercharges

100+couriercharges

Foreign Exchange Rates

4.

5.

6.

150

1

0.33

150

2.76

0.66

150

3.86

0.88

150

140

50

150

3.3

0.77

150

5.25

1.93

As per rate determined by IDBI Bank

Transactional charges in respective currency

B) Balance EnquiryCross Currency Conversion 3.5 %

Manual Cash Disbursement ( i.e. withdrawing cash/fund transfer from/to foreign bank branch) , US $5 or equivalent in other currencies + 0.33 % of transaction amount.

Particulars Currency of the Card