AmBank Group Profile •  AmBank  Group  is  the  Top  5  financial  services  providers  

in  Malaysia  

•  The  total  assets  of  the  Group  stood  at  RM  86.5  billion  (as  at  31st  Dec  2008)  

•  Ranked  No.  21  with  market  capitalizaGon  of  RM8.06  billion  on  Bursa  Malaysia  (as  at  September  2008)  

•  186  branches  naGonwide,  556  ATM  networks  

•  Close  to  10,000  employees  

•  AmBank  Group  comprises  of  AmBank,  AmInvestment  Bank,  AmIslamic  Bank  and  AmAssurance  

AmBank Group Credentials

•  No.  1  Automobile  Lender  in  Asia  Pacific,  Gulf  States  and  Central  Asia  (The  Asian  Banker)  

•  No.  2  in  Unit  Trusts  AUM   Asset  Under  Management  =  9.3  billion  as  at  Feb  2008  (Lipper  

Hindsight)  

•  2nd  largest  Motor  Insurer  and  5th  largest  General  Insurer  with  RM  345.8  million  premium  (PIAM)  

•  No.  7  in  Life  Insurance,  based  on  new  business  in  2008  with  RM  75  million  FYPC  and  one  of  the  fastest  growing  life  insurance  companies  (LIAM)  

AmBank  Group  is  one  of  Malaysia's  Most  Valuable  Brands  by  AssociaGon  of  Accredited  AdverGsing  Agents  Malaysia  (4As)  in  collaboraGon  with  Interbrand  

51%

70%*

100%

100%

AmInvestment Group Berhad

17.63% 11.76% 51.44%

Employees Provident

Fund AmCorp Group Bhd Others

and Public

AmAssurance Berhad

AmBank (M) Berhad

AmIslamic Bank Bhd

* Insurance Australia Group (IAG) Ltd – 49%

AMMB HOLDINGS CORPORATE STRUCTURE

ANZ Funds Pty Ltd

19.17%

AmLife Insurance Berhad

AmG Insurance Berhad

51%*

* Friends Provident (FP) International, UK – 30%

Since 1 Dec 2008

AMBANK GROUP

Service Network

Why AmAssurance

FYPC

Bud

ge

t 09/

10

Our Recent Awards Asia  Pacific  Entrepreneurship  Awards  2008  (APEA)  (Outstanding  Entrepreneurship  Award)  

Our Recent Awards Business of the Year 2007 Award (Superior Company Category)

A Participating Endowment Plan with cash dividends based on the sum assured payable from the end of the 3rd policy year.

Be  An  AmMillionaire  

• Comprehensive  ProtecGon  • 3  in  1  coverage  • Extra  protecGon  

• Benefits  • Survival  benefit  • Cash  dividend  • Maturity  value  

• Tax  Relief  • Tax  Free  Income  • Flexibility  to  Withdraw  /  Accumulate  

AmCash Guarantee 21+

Benefits  AmCash Guarantee 21+

Survival Benefit •  The survival benefit structure as per table below:

End  of  policy  year  

%  of  SA   Survival  benefit  received  

Survival  Benefit  to  deposit  with  

company  

3   8%   RM2,400   -­‐  

6   10%   RM3,000   -­‐  

9   10%   RM3,000   -­‐  

12   10%   RM3,000   -­‐  

15   10%   RM3,000   -­‐  

18   10%   RM3,000   -­‐  

Example: Age 30, SA ≈ 30K, RM2400

Outstanding  Performance    

Financial  Year   Actual  Dividend  Returns  

2004/05   6.5%  

2005/06   5.6%  

2006/07   10.3%  

2007/08   7.8%  

  Projected  dividend  rate  is  6%  -­‐  4%  (for  high  and  low  illustraGon)  

UnderwriLng  Guidelines  AmCash Guarantee 21+

Minimum  entry  age   30  days  Maximum  entry  age   50  years  old  Contract/Premium  term   21  years  Minimum  SA   RM10  000  Maximum  SA   No  limit  

AmCash Guarantee 21+

Child Lien

Age  Next  Birthday   Death,  TPD,  36CI  Benefits  payable  as  a  percentage  of  Sum  Assured  

1   25  

2   50  

3   75  

4   100  *Same premium rates will be applied for male and female lives.

*Policy will be underwritten as per Ordinary Life Business, plus any attachable riders.

AmCash Guarantee 21+

You Don’t have to be

Great to Start…but

You have to Start to be Great

Agent Testimony

Agent 1 : Hamzaki Hamzah

Office: Klang, Selangor

Education Level : Degree in Accountancy

Previous Job : MAS Air Steward

Previous income : RM 3000

Current income : above RM 2 Million a year

Agent 2 : Nuzihan Zakaria

Office: Kota Bahru, Kelantan

Education Level : Degree in Economic

Previous Job : Pegawai Tadbir Pelaburan Majlis Agama Islam Kelantan

Previous income : RM 3000

Current income : above RM 1 Million (a year)

Agent 3 : Wan Zaini Wan Hassan

Office: KL

Education Level :SPM

Previous Job : Banker

Previous income : RM2000

Current income : Above RM 1 Million (a year)

Agent 4 : Leong Wai Keong

Office: Cheras, KL

Education Level : Form 3

Previous Job : Plumber & Newspaper Boy

Previous income : RM1300

Current income : RM 1 Million (a year)

Agent 5 : Mohamad Adnan Mohd (Ustaz Adnan)

Office: KL

Education Level : Master in Usulludin, Universiti Malaya

Previous Job : Pensyarah, Jabatan Aqidah & Pemikiran Islam, Universiti Malaya

Previous income : RM2400

Current income : Above 1 Million (a year)

Agent 6 : Victor, Mow Kwang Ming

Office: Klang, Selangor

Education Level :SPM

Previous Job : Salesman

Previous income : RM3000

Current income : 1 Million (a year)

Agent 7 : Norihan Talib

Office: Kuala Terengganu

Education Level : Diploma in Accountancy

Previous Job : Maybank Staff

Previous income : RM2,230 a month

Current income : RM700,000 annual

Agent 8 : Suthida Sae Liew

Office: Cheras, KL

Education Level : Standard 6

Previous Job : Hawker Stall Business

Previous income : RM3,000.00

Current income : RM700,000 annual

Agent 9 : AmMansion Sdn. Bhd.

Office: Puchong, Selangor

Education Level : Degree in Economics

Previous Job : Ex-Agent of Great Eastern

Previous income : RM200K annual

Current income :

RM500,000 annual

Agent 10 : Visvanathan

Office: Kuantan, Pahang

Education Level : Form 3

Previous Job : Supervisor –Audit Firm

Previous income : RM2000

Current income : RM350,000 (a year)

Are you the next

AmMillionaire?