UNITED CHURCH OF CHRIST

Church Building & Loan Fund

Cblfund.org

Franklinton Center at Bricks

Board of Directors

PresentationThursday March 5, 2015

Whitakers, NC

Our Mission

The mission of the Church Building & Loan Fund

(CB&LF) is to assist congregations younger than 30

years, as well as renewing congregations of any

age, who are planning to buy either a first house of

worship or a land site, or who want to build,

renovate, or refinance their church building, meeting

house, school, parsonage and/or other church

buildings.

Our Origins

1852

Delegates of the American Congregational Union

pledge $10,000 toward a total of $50,000 to be raised

in the first 6 months of 1853.

1853

$62,041 is raised ($1,983,342 in 2013 dollars). 232

churches in 16 states are built from these funds. The

first church building society in the United States is

born.

Who We Are

The oldest church building loan fund in the United

States, assisting thousands of churches with planning and

financing church buildings since 1853.

• A Nonprofit 501c3 organization

• Affiliated with Local Church Ministries

• A Loan Fund, NOT a Bank

Our Capacity to Serve

• 540 church loan partners (80 active)

• $50,000 in 1853 - $58 million in 2015

• $20 million lending capacity

• 90%+ performing loans

• 1 new project per month for 160 years

Return on Investmentfor a church

aka “stewardship”, “sustainability”

First, what is your MISSION?

Second, what is your INVESTMENT? (243 acres,

bldgs, etc.)

What is your yield (harvest, fruit, result) based on

your MISSION & your INVESTMENT?

Return on Investmentfor a church

• How many disciples did you make last year?

• How many people did you feed? (food enterprise)

• How many thirsty received water? (water enterprise)

• To how many people did you extend hospitality (facility use, fee-paid and donated)

• How many sick and in prison did you serve? (visitation, re-entry)

• How many poor people obtained justice? (housing, literacy, employment, enfranchisement)

• How much surplus revenue did you generate to continue to advance MISSION? (streams of income)

Proposed Vision2015-2017

Reinvent the concept of “church” through

innovative uses of buildings and space,

unique partnerships and biblical principles

to dramatically increase the economic,

social, environmental and spiritual vitality of

poor communities and gentrifiying

neighborhoods.

The Team

• Rev. Dr. Patrick G. Duggan, Executive Director

• Ms. Sheila Kinzer, Associate Director & Chief Loan

Officer

• Ms. Shaena Ragin, Loan Processor

• Ms. Erin Frameli, Loan Services Assistant

• Ms. Maria Haslam-Sterp, Administrative Assistant

• Rev. Priscilla Bizer, Capital Fundraising Executive

• Rev. Susan Mitchell, Capital Fundraising Executive

Loan ProgramsMarch 2015

• Building Purchase (20% down, 4.0% fixed, 20-30 years)

• Site-Purchase (30% down, 4.5% fixed, 20-30 years)

• Construction (30% down, 4.5% fixed, 20-30 years)

• Refinance (negotiable)

• Church Building Disaster Recovery Program(special rates & terms)

• Church Building Energy and Environmental Program

• (up to $100K, 4.25% - 5.375%, 5-7 years)

Capital Campaign Services

Churches that need to raise large sums of money

for renovations, a building purchase and/or

construction can benefit greatly from the

assistance of our Capital Campaign Services

team.

CB&LF offers the only professional Capital

Campaign Services (CCS) authorized by the

United Church of Christ.

Partners in Vision

CB&LF’s planning and technical assistance

program created to help churches with large or

complex real estate projects.

Designed to help your church discern vision plans

and create sustainable, innovative, mission-

focused development models.

Partners in Building

Prepares new and renewing congregations to

purchase land or a building or begin a church

building project within 6-24 months.

Begins with a one- to two-day event where new

and renewing churches are introduced to the

Church Building and Loan Fund.

Our Reason for Being

• We help churches organize money for mission.

• We help finance the present and future church.

• We help create the places where people of faith

gather for worship, service and transformation.

We Are Ready to Serve You Today !

Phone 866.822.8224, ext. 3834

Email infocblf@ucc.org

Web cblfund.org

UCC Church Building & Loan Fund

#cblfund

Slideshare.net: CB&LF and the Franklinton Center at Bricks, March 2015