career in finance and islamic finance irfan shahid.pdf

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    : FA HAHD

    ....

    , ,

    A : H E

    ,

    C . 9940442317/08080997775

    E: 2002@.

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    B & F

    16/06/2012 . 3

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    Banking and finance needs

    Shariah filter

    ( )

    Fiqh al-Muamalaat contractsShariah sources

    Islamic banking and finance solutions

    Prohibition on:

    Interest

    Speculation

    Gambling

    ()

    ()

    F

    Asset-backedtransactions withinvestments inreal, durableassets

    Prohibition of certain investments:

    Sectors (e.g.: alcohol, armaments,financial services, gambling, pork,pornography, tobacco)

    Instruments (e.g. no forwardtransactions, limited option use, noderivatives, short-selling)

    Credit and debtproducts are notencouraged

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    F B

    ()

    16/06/2012 . 5

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    / ..

    ()

    B

    ()

    ()

    16/06/2012 . 6

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    A E F B & F

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    D B

    16/06/2012 8.

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    A &

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    D F

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    Interest Free Banking Finance is one of the fastest

    financial sector which over taken the speed ofconventional finance. The Islamic Finance industry is now valued at greater

    .

    Estimated growth rate 15 20 % annually Continued growth needs to be fed by new human

    capital

    50,000+ professionals will need to join the industryglobally over the next five to seven years

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    F

    F

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    F, B E & F HE,

    16/06/2012 14.

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    3

    ,

    16/06/2012 15.

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    ) (

    16/06/2012 16.

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    ? G

    16/06/2012 17.

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    ? G

    16/06/2012 18.

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    C . .

    .

    40 .

    80,000/ .

    .

    16/06/2012 19.

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    B

    16/06/2012 20.

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    +2 (2 ) +2 (2 )

    (3 ) (3 )

    16/06/2012 21.

    .. ((11))

    .. (3 5 ) (3 5 )

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    C () () C A

    ( ()) C & A C & A

    16/06/2012 22.

    () ()

    () ()

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    C

    ..

    16/06/2012 23.

    ..

    .

    ( )

    .

    ( )

    (E )

    (E )

    .

    ( )

    .

    ( )

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    E A + +22 ((22 ))

    .. (3 )(3 )

    16/06/2012 24.

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    10 HE,

    CEF,

    D

    B B

    A

    B A

    F

    16/06/2012 25.