buying your perfect home
DESCRIPTION
Nico Hohman with Real Living Casa Fina Realty and Hohman Homes shares the insights into Buying Your Perfect Home, whether it is your first home or you are looking to buy and remodel a fixer-upper.TRANSCRIPT
![Page 1: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/1.jpg)
Helping You BuyThe Perfect Home
Nico HohmanReal Living Casa Fina RealtyTampa, Fla.(813) 638-4971 [email protected]
![Page 2: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/2.jpg)
Buying a Home – Getting Started
1. What are your housing needs and wants?
2. What is your buying power?
3. Where to find your new home?
4. We found our new home, now what?
![Page 3: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/3.jpg)
Complete a Housing Needs Analysis• Location• Lot Size• Style/Architecture• Age of Home• Number of Bedrooms• Number of Baths• Special Features• Considerations for Children or Pets
Your Housing Needs & Wants
![Page 4: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/4.jpg)
Pre-Qualification• Brief survey of your financial records• Summarizes your financial data• Recommends a loan amount range
Pre-Approval• Gives you negotiation power • Requires a completed application to the lender • Clears you for a loan of a determined amount
How Much Can You Afford?
![Page 5: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/5.jpg)
Conventional Loans• 20% down payment minimum • 15-, 30-, and 40-year, fixed rate versions • Adjustable rate mortgages • Jumbo loans
Government Program Loans• FHA – usually lower down payment/
mortgage insurance premiums• VA and USDA programs – for veterans
and rural residents
Sub-Prime Loans • For individuals with damaged credit
Which Loan Program is Right for You?
![Page 6: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/6.jpg)
There are many local, regional and federal home buying assistance programs available.
• First-time home buyer• 203(k) renovation program• Down payment assistance• Grant programs• Realtor Care program
Home Buying Programs
![Page 7: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/7.jpg)
Home Search View all the available homes on the market
House VisitsWalk through specific properties
Property EvaluationI will give you my expert opinion and disclose any defects known so you can make an informed decision.
Find the Right Home for You
![Page 8: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/8.jpg)
How do We Find Your Home?
Real Living uses software and websites to find the perfect home for you.
Real Estate
![Page 9: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/9.jpg)
Easy to use features• Save favorite listings• Save home searches• Receive email alerts when
similar homes go on the market • Share favorite listings with friends• View neighborhood statistics• Enhanced mapping including
Bird’s Eye View
Offering a wide variety of online tools
RealLiving.com
![Page 10: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/10.jpg)
Scan the QR code above to download this app
Home Searching on the go
View all the latest homes for sale in your area on your smart phone or tablet via the inclusive My MLS App.
Mobile Search
![Page 11: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/11.jpg)
Comparative Market Analysis Report• Research of nearby homes recently sold and currently on the market
• An analysis of common trends helps determine right price to offer
We Found Our New Home, Now What?
![Page 12: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/12.jpg)
Purchase Agreement • Terms and conditions of the sale • Instructions for the mortgage lender and title company
Negotiations• Protecting your interests • Getting the best deal • Satisfying your requirements• What stays in the home as part of the sale• Move-in date
Home Inspection • Before sale is final • Identifies flaws/defects • Allows for remediation/settlement before purchase
Preparing the Offer
![Page 13: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/13.jpg)
Securing a Clear Title of Ownership
Buying Title Insurance – Protecting Your Home from Future Claims
• Forged deeds or other documents• Claims by previously undisclosed heirs• Inaccurate descriptions of property and boundaries• Mistakes in public records• Fraudulent acts
Becoming the Home OwnerTitle will transfer from the seller to you
Moving InYour closing date is not always your possession date. This date is negotiated in your purchase agreement.
Closing the Deal
![Page 14: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/14.jpg)
My VisionTo be the most respected, the most reputable, and the best real estate agent in the Tampa Bay area; to enhance our local community, to improve the quality of our living environment, and provide dividends on all invested capital.
My MissionTo help you buy the right home for you and your family for the lowest possible price in the shortest amount of time while negotiating the details and representing your best interests.
Credentials•B.S., Construction Management, University of Florida
•Premier Service® Trained
Nico Hohman“Your Realtor with the Builder’s Edge.”
Working with Me & My Team
![Page 15: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/15.jpg)
Nick Parrinello
Broker
Jeff Purucker
General Manager
Bill Hunt
Broker-Associate
Marissa Boatright
Transaction Coordinator
Working with Me & My Team
![Page 16: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/16.jpg)
More than 450 offices and 10,000 agents across the country
2002 – launched under HomeServices of America, an affiliate of Warren Buffett’s Berkshire Hathaway.
2006 - earned the Inman Innovator Award as the “Most Innovative Real Estate Franchise”
2008 - named the “Most Promising National Brand” by Swanepoel Trends Report
2010 – Harley E. Rouda, Jr., President of Real Living, was recognized as one of the Top 100 Most Influential Leaders in Real Estate by Inman
Working with Real Living
![Page 17: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/17.jpg)
As your Trusted Advisor, I will listen to your goals, recommend the right resources to help you reach them and share with you my experience and expertise.
As your Skilled Negotiator, I will help you explore all options, respect your confidentiality and steadfastly represent your interests.
As your Expert Facilitator, I will handle all the details and work to ensure that the deal I put together, stays together.
TrustedTrustedAdvisorAdvisorSMSM
SkilledSkilledNegotiatorNegotiatorSMSM
ExpertExpertFacilitatorFacilitatorSMSM
Premier Service Program
![Page 18: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/18.jpg)
All above, Real Living 2013 scores as reported by third party survey company, Customer Satisfaction Survey.
Real Living continues to lead the industry with a 96% national customer satisfaction rating – the best in the entire real estate industry.
Premier Service Program
![Page 19: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/19.jpg)
Everyone benefits from an open housing market.
Restrictions limit the pool of homes for sale and hinder those who are hoping to sell.
Federal Law – Right of Every Buyer.
Equal Housing Opportunity
![Page 20: Buying Your Perfect Home](https://reader035.vdocuments.mx/reader035/viewer/2022062704/55624ef0d8b42a6c368b4d58/html5/thumbnails/20.jpg)
Cell: (813) 638-4971
Office: (813) 569-6294
Email: [email protected]
Facebook: facebook.com/nico.hohman
Twitter: twitter.com/thenicohohman
LinkedIn: linkedin.com/in/nicohohman
My Web Site: realliving.com/nico.hohman
Nico Hohman“Your Realtor with the Builder’s Edge.”
Stay Connected