BUYING USED CARSTIPS

• FINDING A CAR

• MUST MEET YOUR NEEDS- TYPE OF CAR-HOW WILL YOU BE USING IT

• PRICE RANGE- HOW MUCH YOU HAVE TO SPEND

• OTHER COSTS-INSURANCE-REGISTRATION-SALE TAX

COMPARING CARS• MUST FIND AT LEAST TWO CARS

• SIMILAR IN MAKE MODEL AND CLOSE IN AGE TO DO A GOOD COMPARISON

• OFFICIAL PUBLICATIONS FOR COMPARING PRICES ARE

• KELLY’S BLUE BOOK, EDMUND’S

WHAT TO COMPARE• MILEAGE 10K TO 12K AVERAGE

• TYPE OF MILEAGE

• GARAGE KEPT VS. NO GARAGE

• ACCESSORIES CD PLAYER, POWER

•

• LS, GS, GT ALL HAVE DIFFERENT PACKAGES FOR ACCESSORIES

PHONE CALL QUESTIONS• ACCIDENTS

• SERVICE RECORD

• MECHANICAL WORK DONE

• ORIGINAL OWNER

• WHY SELLING CAR

• TYPE OF DRIVING DONE

• TEENAGER DRIVE THE CAR

• LET MECHANIC LOOK AT CAR

CHECKING CAR OUT• EXTERIOR OF CAR FROM ALL ANGLES

• INSIDE AND OUT SIDE FOR UNUSUAL WEAR

• LOOK FOR CHANGES IN COLOR OF PAINT

• LOOK INSIDE TRUNK AND UNDER WHEEL

WELLS

• CHECK INSIDE OF DOORS

• LOOK AT ENGINE

START CAR

• LOOK AT THE ENGINE RUN

• CHECK EXHAUST

• DRIVE THE CAR

• ACCELERATE AT DIFFERENT RATES

• BRAKE AT DIFFERENT RATES

• HAVE MECHANIC OR SOMEONE WITH

AUTO BACKGROUND LOOK AT HE CAR

MAKE AN OFFER• START LOW THIS MAY DEPEND ON

SUPPLY AND DEMAND

• GIVE A DEPOSIT (CHECK) AFTER YOU AGREE ON A PRICE

• YOU WILL THEN HAVE TO GET A BANK CHECK FOR THE REMAINDER OF THE PAYMENT

• HAVE OWNER BRING CAR TO YOU

PAPER WORK• CALL INSURANCE COMPANY

• MAKE, MODEL,YEAR OF CAR

•

• GET A COPY OF INSURANCE

COMPLETING THE DEAL• SELLER GIVES YOU THE TITLE,

SIGNED, WITH ODOMETER READING,DATE

• YOU GIVE THE SELLER THE CHECK ONLY AFTER YOU GET THE TITLE

REGISTER THE CAR

• BRING TO MVS

• INSURANCE CARD

• TITLE

• CHECK FOR SALES TAX

• YOU HAVE TEN DAYS TO DO THIS

• INSPECTION 14 DAYS OR TIME LEFT ON

STICKER

REGISTRATION

• NJ RESIDENT WHO OWNS A CAR 17YRS

OLD

• SAME IDEA AS WITH LICENSE

• MUST BE WITH CAR AT ALL TIMES

• ALSO INSURANCE I.D.

• FINE FOR NOT HAVING THESE WITH YOU

$100 MAX

REGISTRATION STEPS

• APPLICATION

• PROOF OF OWNERSHIP (TITLE)

• SALES TAX

• INSURANCE POLICY NO.

• REGISTRATION IS GOOD FOR ONE

YEAR

REGISTRATION RENEWAL

• EVERY YEAR

• SAME MONTH

• STATE SENDS FORM, YOU MUST

SEND IT BACK WITH CHECK

LICENSE PLATES• TWO PLATES (REAR MUST HAVE LIGHT)

VISIBLE AT 50’

• 12” TO 48”

• MUST BE KEPT CLEAN (SNOW)

• LOST OR STOLEN

• REPORT TO POLICE GET NEW ONES AT MVS (KEEP COPY OF THE REPORT)

OLD PLATES

• YOU MAY TRANSFER THEM TO ANOTHER CAR OF SAME TYPE

• IF YOU DON’T NEED THEM, TURN THEM IN TO MVS AND GET A RECEIPT

INSPECTION• EVERY TWO YEARS

• SAME MONTH AS FIRST TIME

• BRING LICENSE,REGISTRATION,INSURANCE CARD

• IF YOU FAIL INSPECTION, YOU HAVE UNTIL THE END OF THE FOLLOWING MONTH TO FIX IT

PENALTIESFORGED OR COUNTERFEIT

PLATES

FINE UP TO $500

UP TO 60 DAYS JAIL

AND/OR

LICENSE SUSPENSION

EXPIRED INSPECTION

• MAY FINE YOU $100-$200

• AND/OR JAIL 30 DAYS

• REGISTRATION WILL BE REVOKED

TURNING RIGHT

RIGHT TURN PROCEDURE• 1- RT. TURN SIGNAL 100 FT.

• 2- MOVE INTO RIGHT LANE

• 3- SLOW DOWN

• 4- TURN STEERING WHEEL TO RIGHT WHEN FRONT BUMPER PASSES THE INTERSECTING CURB

• 5- ACCELERATE GRADUALLY ALLOWING WHEEL TO SLIDE BACK THROUGH YOUR HANDS

• 1- TURN FROM RIGHT LANE INTO CORRESPONDING RIGHT LANE

• 2- THIS ALLOWS A PERSON FROM THE OTHER DIRECTION TO MAKE A LEFT TURN INTO THE OUTSIDE LANE

LEFT TURNS

LEFT TURN

1- LEFT LANE ( LANE NEAREST THE CENTER OF THE ROAD

2- GET AS CLOSE TO THE CENTER LINE AS POSSIBLE

3- TURN INTO LANE NEAREST THE CENTER OF THE ROAD (LEFT LANE Tip- if you have to wait, do it with your wheels straight ahead

LEFT TURN

INSURANCELIABILITY (SPLIT LIMITS)

PERSONAL INJURY PROTECTION

UNINSURED MOTORIST