buying procedure – procedure in buying house and lot in philippines
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(http://www.elegantdreamhouses.com)It’s about time you own a home
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Buying Procedure
Procedure in Buying a House in the Philippines1. Visit the model house of the housing project personally or thru your representative.2. Choose the location of block and lot number and house color thru Developer’s Sales Map.3. Decide what will be your mode and terms of payment.4. Mode of Payments:
Inhouse FinancingBank FinancingCash Deferred Payment – 24 equal monthly installment ZERO interestSpot Cash Payment – avail of discount if fully paid within 6 months.
5. Terms of Payment:Pay the reservation fee.Downpayment payable in how many months?Balance payable in how many years?
6. Fill up Buyer’s Information Sheet (BIS) and Reservation Agreement Form.7. Sign the following forms:Get from Developer’s Office or Agent list of requirements together with
signed forms.Contract to SellSpecial Power of Attorney (if Buyer is not available)Insurance Form (Mortgage Redemption Insurance (MRI) and Fire InsuranceInhouse or Bank Loan Application Forms
8. Requirements must be submitted within 60 days. Submit letter if submission is delayed.9. Pay your first monthly downpayment after 30 – 45 days from reservation date.10. After full downpayment, start paying your monthly amortization.11. Upon full downpayment, you may now inspect your house12. Sign house acceptance after house inspection process.13. You may now apply for Meralco (3 weeks) and water connection (3 days)14. While waiting for electric connection, Developer will allow you to a submeter connection.15. Upon house acceptance, you’ll be allowed to construct interior and exterior improvements.16. Just get approval from Developer’s Office. Submit sketches of the improvement.17. Approval from the Developer is free, fast and easy.18. Upon approval, apply and pay the Building Permit to Local Municipal’s Office.
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About Elegantdreamhouses
Welcome to Elegantdreamhouses.com – areal estate website that help Filipinos findaffordable house and lot that fit their style,needs and budget.
My name is Virginia (Virgie) Lazarte, alicense real estate broker since 2009 andalso an Accounting graduate of PSBAManila. My involvement with real estatestarted in 2007.
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