buyer agency-presentation

CHAPMAN HALL, REALTORS®


Buyer Agency Representation

Whether this is your first time buying real estate or just your latest, let me earn your business and your trust.

My goal is to help you find the right house to make your next home.

Let me earn the right to be your real estate agent for life!

Chris Cantu Realtor®

The term REALTOR® is a registered collective membership mark that identifies a real estate professional who is a member of the National Association of Realtors® and abides by its strict Code of Ethics


Helping you find the right property… in the right location, and at the best possible price.

Listening - I learn from listening to my buyer clients to be responsive to their needs.

Guaranteed service - I let you know exactly what to expect – and you can cancel your Buyer Agency Agreement at any time if you are not satisfied with my home buying services.

Home-finding plan - I will follow a customized, detailed plan to find the right home for you. Using technology, I can send you copies of new listings as they come on the market via e-mail!

Communication - Listening to you and keeping you informed every step along the way

Affordability - I will show you homes within your lender pre-approved price range

Needs - I will provide information and show you properties that fit your needs

Convenience - I believe in simplifying the home buying process to save you time, money, and inconvenience where possible

Value - I can help you with foreclosures and short sale properties. You will also have access to the latest market statistics to help shape your offer!

CHRIS CANTU & CHAPMAN HALL, REALTORS® WORKING FOR YOU - DELIVERING THE HOME SEARCH RESULTS YOU WANT AND DESERVE


Your 3 major criteria in selecting a real estate company:

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Your 3 major criteria in selecting a Buyer’s Agent:

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3.

Your 3 major buyer needs:

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3.

Your 3 major concerns about buying a home:

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3.

What’s important to you?Please share your thoughts with me.


CHAPMAN HALL, REALTORS® Home Buyer InformationA step-by-step process for finding and

financing the home you want.

Provides you information, worksheets and charts on:

– Beginning the search– Finding the right home– Financing your home– Understanding the

language of home buying… and much more

I will provide you a personal copy of local market statistics, properties that meet your criteria listed on the market now, and do a custom market pricing analysis on any property you like!

Get Personal Service from Chris Cantu-a Buyer’s Agent

you can trust!


Representing yourbest interests...

Buyer’s agent • Represents you, the buyer• Has a fiduciary responsibility to work for

your best interests

Seller’s agent • Represents the seller • Has a fiduciary responsibility

to the seller

A dual agent • Represents the interests of both the seller

and the buyer• Has a fiduciary responsibility to both

parties

Which of the above relationships would be in your best interest?


LET ME HELP YOU SAVE TIME AND MONEY!

Get Real Representation Working For Your Best Interests!

CHAPMAN HALL, REALTORS®My Clients Save Time & Money Working Exclusively With Me!

YOUR BUYER AGENT


Please help me understand the important things you are looking for...

LOCATIONConvenient to work Convenient to transportation Convenient to schools Convenient to shoppingNear recreation facilitiesNeighborhood Other

FEATURES (Specify your Preference)

Preferred style (colonial, ranch, town house, etc.)

Number of bedrooms

Number of bathrooms

Family room

Bonus/Game room

Fireplace

Home office KitchenAmenities

Basement

Garage (no. of cars)

Central air Lot size

Pool/Lake

View

Other FeaturesDesired

The more I understand your needs and wants, the better I can find

matching properties for you to see!


Understanding Seller Pricing

Many factors affect the price that Sellers ask.

I can share with you the same statistics and comparable sales information that appraisers use to validate a

contract’s purchase price for the lender that is financing the house for you!

• Physical characteristics of the house:

–Location

–Age

–Size of house and lot

–Physical condition

–Floor plan and style

• Competition:–Number of properties available on

the market–Their asking prices and terms–Their location and physical

condition –How long they’ve been on the

market–Foreclosures on the market

• Market conditions:–Interest rates –Availability of financing–Qualified buyer demand–Prices of recent sales–State of the economy–Seasonal demand

• Asking price also may be affected by:

–Seller’s motivation to sell–Seller’s original purchase

price–Seller’s need for cash–Opinions of others

including their agent

I typically can help you buy a house for less than listed price, providing you

with savings on your purchase!


Constantly Searching For YOU!- High Technology & High Touch Together -

CHAPMAN HALL, REALTORS ® Prospect Profile & Automated Client Searches of the leading MLS data bases works 24/7 For You!

• Searches for homes that meet your needs • E-mails new property listing information to you as it

becomes available• Property searches delivered right to your computer

desktop or smart phone via e-mail

Neighborhood Information

• Lets you learn more about the communities that interest you

• Provides facts about schools, climate, and housing values

• State-of-the-art mapping technology gives you a bird’s eye view of property in relation to roads and neighborhood amenities including schools, hospitals, recreation, shopping, and more.

Current Statistics & Recent Sold Comparables• Helps shape your initial offer to get you the very best price and peace of mind on value


Properties Online and in Multiple Listing

Services I can show you any property listed online or through all Multiple Listing Services. Our office offers area-wide multiple listing information that shows thousands of broker-listed homes for sale, regardless of the seller’s agent. I can help you “visit” many of these homes online or on paper. I will show you the properties that meet your criteria.

PLUS ANYTHING ELSE INCLUDING

Homes you see advertised

• The properties you see in newspapers and buyer’s guides are available right here. You can ask me about any properties that are advertised, no matter who the listing company or agent is.

• I will provide you with detailed information and show you the properties that interest you.

Yard signs and open houses• I can arrange private showings of homes displaying an

“Open House” or “For Sale” yard sign.• When visiting an open house on your own, give the

salesperson my card and tell them that I am your agent.

For Sale By Owner & New Home Subdivisions• You must have me arrange an appointment and

accompany you when you look at any of these! Let me explain why this is critical for you to save money

and be protected!

I Can Represent You When Looking At Any Property For Sale!


How much can you comfortably afford to pay in making your purchase?

I will be sure you know in advance! Prequalification• Establishes how much you

can afford to borrow • Is not an assurance of

mortgage approval

Pre-approval • Is a firm decision on a

home loan • Makes you a “cash buyer”

in seller’s eyes • Gives you increased

bargaining power

There are many factors that go into a lender’s establishing the maximum you qualify for. I will arrange for you to quickly and confidentially know your pre-approved loan amount and down payment.


Mortgage pre-approval gives you more negotiating power!

• Sellers and their agents know that a pre-approved buyer is more serious and able to follow through on a contract.

• Speaking now with our recommended mortgage consultant will give you the comfort of a loan decision well in advance of making an offer to buy.

• A short confidential and private meeting is all that it takes to get it done and I can arrange it for you now!

Chris Cantu

I work with the best local lenders to help get you the very best financing for your home purchase!


I will assist you in looking at the best choices on the market,

previewing those properties, and selecting the right one!

Once we find the right property, completing the purchase involves several steps including:

• Full written Seller disclosure of any defects• Writing your offer to purchase and negotiations • Finalizing the purchase agreement • Professional inspections and home warranty• Arranging title insurance and appraisal• Final walk-through • Attending closing and title transfer to you!


The Financing & Closing Process Financing and closing your home is an involved process. I will help you

through it every step of the way!

1. Loan application is completed and submitted to lender

2. Lender orders appraisal, credit report, verification of your employment and assets

3. Lender provides a good faith estimate of closing and related costs, plus initial Truth In Lending disclosures

4. Lender evaluates application and support documents, approves loan and issues letter of commitment

5. Closing is held, loan documents are signed and the loan is funded

6. Lender disburses funds to the settlement or closing agent, seller is paid and title to the home is yours

7. Required documents are recorded at the County office of records


As your Buyer’s Agent I will monitor the entire

purchase process…And help you prepare for a smooth closing.

As part of my service to you I will:• Track the satisfactory completion of all

contingencies and conditions required under your purchase agreement

• Keep you informed of the progress of the transaction

If any issues come up from the time we get the Seller to accept your offer until the purchase is finally closed, I will work diligently to resolve and eliminate them!

I will sincerely appreciate the opportunity to

represent you as your Buyer’s Agent!

Chris Cantu

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