business news - november/december 2014
DESCRIPTION
ÂTRANSCRIPT
Milton Chamber of Commerce receives Accreditation with Distinction
NovemberDecember 2014 | Vol 25 No 6
bull Corporate Functions bull Special Eventsbull Two Ballrooms bull Licensed Patios amp Bars
bull Meeting Room bull Personalized Menusbull Exceptional Service
905-864-8511 121 Chisholm Dr MiltonJust south of Hwy 401 off Hwy 25
wwwteatrocentreca
Austen NobleI n s u r a n c e B r o k e r s L t d
bull Business Insurance bull Commercial Autobull Personal Auto bull House bull Condo bull Tenants Insurance
Monthly Payment Plans Availableestablished 1956
wwwausteninsurancebrokerscom bull 205 Main St E Milton bull 9058787217
Mike AustenJohn Austen
mikeausteninsurancebrokerscom
johnausteninsurancebrokerscom
2 NovemberDecember 2014
2014 BoArD of DireCtors
ExEcutivEPresident
Lesley MansfieldHalton Learning Foundation
Past PresidentRichard Bolton
Centricity 360
vice Presidentteresa Fujarczuk
Granite Ridge Golf Club
treasurerWilfred ldquoBuddyrdquo Edge
RBC Dominion Securities
DiREctoRs Keith Hesse
Aimco Solrec Limited
Walter HeydenDufferin Aggregates
Rick MalboeufTown Council Representative
Leslie McLarenRoxul Inc
Blake MercerMercer amp Mercer Certified General Accountants
Howard MottHutchinson Thompson Henderson amp Mott
David orsquoconnellBANG creative communications
Rob RubinoRBC Dominion Securities
cHaMBER staFF sandy MartinExecutive Director
Krista Lenardon-trullMarketing amp Communications Coordinator
Joanne BarrettAdministrative Coordinator
Zain Masood Membership Developer
cheryl ciccarelliCommittee amp Program Coordinator
Melissa JanjevichAdvertising Sales Representative
251 Main street East suite 104Milton ontario
L9t 1P1
telephone 9058780581Facsimile 9058784972
infomiltonchambercawwwmiltonchamberca
Business News
Canadian Chamber of Commerce Annual General Meeting
ldquooh Canada our home and native landhelliprdquo together 326 delegates plus numerous other staff guests and visitors attended the Canadian Chamber of Commercersquos annual general meeting in Charlottetown Prince edward island in late september We gathered together to debate discuss engage and finally to vote on 69 resolutions which had been put forth to the chambers of commerce from coast to coast it was one of the most amazing opportunities that i have had to witness the passion and commitment demonstrated by each person at this meeting supporting and advocating on behalf of their provincial business community
Our Executive Director Sandy Martin and i attended the ontario caucus meeting and individually discussed each of these resolutions including finance and taxation transportation and infrastructure environment and natural resources human resources industry international affairs and special issues We solidified our stance indicated where we would welcome an amendment from the submitting chamber if we had chosen to vote against their resolution while maintaining a co-operative and cohesive message as to our perspective on behalf of our membership Periodically a representative from another province would address our caucus provide additional clarity on their resolution and request the support of ontario Occasionally we were convinced through their specific argument other times we chose to retain our position throughout all our discussions the interests of our business community remained paramount
the session during which all resolutions were debated keenly demonstrated the importance of one
person one vote some resolutions were defeated by only six votes Others passed with similar margins As there were no breaks delegates took additional steps to ensure that if they had to leave the room their voting card was given to another delegate to ensure their vote was counted the chair of our meeting was balanced poised and demonstrated a great sense of humour during extremely contentious issues yet remained firmly grounded in robertrsquos rules of order during all votes
the resolutions passed at this meeting outlined our policy framework for the upcoming year while the staff at the Canadian Chamber would bring issues of national importance to the federal government to ensure that the voice of our businesses was clearly articulated
ldquooh Canada our home and native landhelliprdquo indeed As we all stood singing our national anthem at the opening of our business session the sound of our collective voices was thrilling to hear Whether or not we agreed or disagreed our love for Canada and our dedication to acting in the best interests of our member businesses remained at the forefront
My thanks to the Charlottetown Chamber of Commerce for hosting a tremendous annual general meeting and for the colleagues i met across Canada each of whom provided me with a new perspective on the incredible strength and love which resides in our country
ldquoIndividually we are a drop Together we are an oceanrdquo (Ryunosuke Satoro [1 March 1892 ndash 24 July 1927] the ldquoFather of the Japanese short storyrdquo )
35cent per litre LESS for Chamber MembersLooking to cut fuel costs
Contact the Milton Chamber of Commerce at 905-878-0581 or
infomiltonchamberca for more informa on
PREsiDEntrsquos MEssagE
Lesley MansfieldPresident
3NovemberDecember 2014
MAIN ST E MILTON
401
Ontar
io St
Hwy 2
5
Wils
on D
r
Thom
pson
Rd
Main St
Steeles Ave
655 Main St East Milton
wwwgallingerfordcom
905-875-3673905-875-3673655 Main St East Milton
wwwgallingerfordcom
Find Business Soluons MPL
Best business resources amp e‐resources Programs and research help Wireless Internet and computers
To register for any of the following Chamber events please visit wwwmiltonchamberca or call 905-878-0581
Upcoming events
Milton Young Professionals Wednesday November 19 2014 500 pm - 700 pm Harrop restaurant 345 steeles Ave e
November Business After Hours Tuesday November 25 2014 500 pm - 700 pm Hosted by Springridge Farm and McMarketing Inc 7256 Bell School Line
springboard seminar series Wednesday November 26 2014 830 am - 930 am Topic Donrsquot make death a business tragedy How to prepare for succession Presenter Jasmine Sweatman Sweatman Law Firm Milton Chamber of Commerce Boardroom Members free Non-members $10 (plus HST)
Milton Chamber of Commerce Annual General MeetingWednesday December 3 2014 Milton sports Centre Meeting room 2 605 santa Maria Blvd Please see page 22 for more details
take Advantage of Digital Marketing to reach More Customerswith Mike OrsquoGrady Sales Manager for Yellow Pages Group Thursday December 4 2014 730 am Registration amp Breakfast Teatro Conference amp Event Centre Chamber Members $35 (plus HST) General Public $45 (plus HST) Sponsored by Yellow Pages Group and Ontario Chamber of Commerce
Milton Young Professionals Wednesday December 17 2014 500 pm - 700 pm Champs feC 300 Bronte st s
January Business After Hours Tuesday January 27 2015 500 pm - 700 pm Hosted by RBC Royal Bank 1050 Bronte st s
13th Annual Sports Celebrity Dinner amp Auction Tuesday February 3 2015 Autographs 600 pm rattlesnake Point Golf Club
novEMBER
JanuaRy
DEcEMBER
FEBRuaRy
uPcoMing EvEnts
4 NovemberDecember 2014
Oakville 905-845-9430 ext 8160Brampton 905-459-7533 ext 5307
httpcessheridancollegeca
LOOKINGFOR WORK
Employment CounsellingResume Development
ApprenticeshipSecond Career
WorkshopsJob Postings
LOOKING TO HIRE
Training IncentivesOnlineOnsite Job Postings
Job FairsWorkshops
Access to suitable resumeacutesSummer Jobs Service
EMPLOYMENT
SERVICESCOMMUNITYC
ES
One Stop For Your Employment amp Training Needs
Working with youto achieve fi nancial peace of mind
John Barrett CFPCERTIFIED FINANCIAL PLANNER
Life Insurance RepresentativeMutual Fund Representative
Direct 905-878-0007Offi ce 1-877-877-8575 x3009Fax 905-276-4964
johnbarrettdfsincawwwjohnbarrettfi nancialca
5070 Dixie RoadMississauga ON
L4W 1C9
Investments Inc
Independent Network
reg Registered trademark owned by Dejardins Financial Security
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L4W 1C9
wwwhaltonpoolsca
Trevor Riebot
REAL ESTATE LAND DEVELOPMENT COMMERCIAL CORPORATE WILLS amp ESTATES
HUTCHINSON THOMPSON HENDERSON amp MOTTBarristers amp Solicitors
Serving Milton amp Halton Areas Since 1920
264 Main St E Milton L9T 1P2Tel 9058782841 Fax 9058783937
email lawo celawmiltoncomwwwlawmiltoncom
Barnaby Henderson Howard Mott Nathan Green
Your Chamber is accredited with distinctionthe Canadian Chamber of Commerce
held its annual conference the end of September in Charlottetown PEI Lesley Mansfield Milton Chamber President and i attended on behalf of our Board and membership
Milton Chamber of Commerce received Accreditation with Distinction designation at the CCC conference
several Chambers were recognized at a Special Chairs Luncheon for achieving ldquoAccreditationrdquo and ldquoAccreditation with Distinctionrdquo designations it was a special moment for both Lesley and I On the front cover of this newsletter Mike McMullen Chair of the Canadian Chamber is beside Lesley and on the right is Chuck Davidson the president of the Chamber Accreditation Council of Canada
WHat is accREDitationin 2004 representatives from all levels of
the chamber network formed the Chamber Accreditation Council of Canada (CACC) and launched a national accreditation program designed to recognize chambers that satisfy a set of high standards and practicesmdashchambers that seek to stand out that look to the future
Accreditation is a formal acknowledgement that member chambers of commerceboards of trade have been successfully evaluated by the CACC against rigorous national standards of policy service and performance
Accreditation will ensurebull strategic focus on core chamber
activitiesbull Uniform practices and policies
across the networkbull Dependable governance proceduresbull Distinctive brand identitybull A competitive edge against other
business organizationsbull A stronger ldquovoice of businessrdquo in your
communitybull An increased role in national and
international policy advocacythe process was rigorous and required
extensive staff time to complete the 5 pillars covering every aspect of running a Chamber of Commerce i want to thank our team for the excellent work done in order to receive such an honour Only 80 chambers across the country have received the designation We are very proud of our accomplishment
the 2014 AGM themed ldquoBuilding a stronger future togetherrdquo focused on restoring Canadarsquos competitiveness but also on the competitiveness and relevancy of Chambers of Commerce We had the opportunity to discuss and learn from one another about the challenges facing Chambers of Commerce We discussed how to demonstrate to our members how we can remain relevant
the Canadian Chambersrsquo senior Director of economic financial and tax Policy Hendrik Brakel discussed the global economic outlook and what it means for Canadian business and Warren everson the Canadian Chambersrsquo senior Vice President of Policy Josh Hjartarson Vice President of Policy and Government Relations for the ontario Chamber of Commerce and Brant Hasanen Past President of the Kamloops Chamber of Commerce discussed how all levels of the chamber network can lobby more effectively to strengthen the Voice of Business
the AGM was a tremendous success and both Lesley and I learned a great deal over the few days we were there about the absolute necessity for local provincial and national Chambers of Commerce
KEEPing uP WitH tHE tiMEs hellip BusinEss nEWs goEs DigitaL in 2015
We have launched our new website wwwmiltonchamberca and are excited to introduce our Business News newsletter in an online version the look and feel will remain the same the articles will focus on business and local issues and offer you an advertising vehicle to reach others in the Milton business community Designed to keep members informed about current issues as well as Chamber happenings the Business News is published six times a year and will be distributed electronically to members primary contacts and company contacts We are excited to be able to deliver the publication directly to your mailbox and to those of your staff and colleagues
Advertisers will get a direct link from their online ad to their website With the newsletter being sent to over 2000 emails this will bring potential customers to your doorstep in one easy click of the mouse
ExEcutivE DiREctoRrsquos REPoRt
sandy MartinExecutive Director
5NovemberDecember 2014
melissamelissacoulsonca
Melissa L Coulson CPA CALicensed Public Accountant
A Professional Corporation
Tel 905-876-4633 Fax 905-876-2064Toll Free 1-877-289-2292
35 Hugh Street Milton Ontario L9T 2C7
bull Tax Planninnininnng ampampamp Prepreprepaaaratioioion
bull Bookkeekeeeeppping PaPaPayrorooll amp HSSST RT Reeeturn
bull Finanancincialal StaStatemtementents ndashs ndash CoC mmpmpilaaation
bull Assisisistastatance in CRA AAAudididit ampt Apppeapeapealsll
bull Cbull Cbull Contontontrolrolrollership amp Geeenernerneralalal ConCoCo sulsulsultintinting Sg Sg Servvviceiceicesss
AM Strategic Accountants wwwamsaica
225 Main Street East Suite 8 Milton ON L9T 1N9Tel 6476927225 email mailamsaica
18889267249
Phone 905-876-1451Fax 905-876-4589
wwwarthurelectriccomECRA 7001395
bull Industrialbull Commercialbull Troubleshootingbull Panel Buildingbull Design Build
10874 Steeles Avenue WestUnit 1Milton Ontario L9T 2X8
REWARDS PROGRAMEarn Points Get Free Golf
Its that simple
90587854941-877-GOLF-126
9503 Dublin Line Miltonwwwgolfgranitecom
Miltonrsquos Community Newspaper since 1860
NEW Content Marketing Packages Availablewwwinsidehaltoncom
905-878-2341
204 - 420 Main St E Milton
wwwplansNgoalscom
MA CLU CFP CHS EPC
EXPERT ADVICE FOR ALL YOUR FINANCIAL PLANNING NEEDS
Live Your Dreamover 60 Years of Trust and Tradition
Tel 905-878-1797388 Main Street EastMilton L9T 1P8
wwwslessormotorsmiltoncom wwwmiltonfarmersmarketca
Saturday mornings in downtown MiltonMain Street from Martin to James
Until October 11 2014700 am to 1200 noon
Visit the Milton Chamber of Commerce
Milton Chamber of Commerce receives accreditation with distinction
Charlottetown (PE) ndash September 29 2014 At a ceremony today as part of the Canadian Chamberrsquos annual general meet-ing the Chamber Accreditation Council of Canada was pleased to be able to present a number of new accreditations to chambers from across the country
ldquoWe are proud to recognize these chambers as examples of effective well-managed and stable organizations making a difference in communities across the country ndash keeping
lsquothe voice of busi-nessrsquo loud and strongrdquo said Perrin Beatty President and Ceo of the Canadian Chamber of Com-merce
to achieve accreditation a chamber must meet minimum standards in criti-cal areas including areas of governance operations member-ship programming policy and advocacy and strategic planning
Accreditation is aimed at continuous operational improvement and standards of local chambers of commerce and an el-evation of their profile across the country as effective and well-managed organiza-tions
ldquoAccreditation is the acknowledgment that member chambers have been success-fully evaluated against rigorous national standards of policy service and perfor-mancerdquo said Chuck Davidson President of the Chamber Accreditation Council of
Canada Davidson continued ldquothat this brings the number of accredited chambers to more than 70 in Canadardquo
Developed by a team of chamber executives in conjunction with provin-cial and territorial chambers and the Canadian Chamber of Commerce the accreditation program is operated by an arms-length organization called the Chamber Accreditation Council of Canada
(CACC) The CACC is composed of representatives from
across the country The Council meets twice
per year to review applications for accreditation
Accredita-tion is a means of reinforcing and clarifying to the com-munity at large
what activities are pivotal to a
chamberrsquos func-tions and determines
the chamberrsquos unique value proposition vis-agrave-
vis other organizations in the marketplace
Chambers of commerce and boards of trade that are able to submit their files for review twice per year and are always recognized at the Canadian Chamberrsquos an-nual Network Luncheon during which lo-cal chamber achievements are celebrated
initial accreditations are valid for a period of two years and reaccreditations are valid for three years
cHaMBER nEWs
6 NovemberDecember 2014
Don
905-875-3208885 Main St E
Units 7amp8 MiltonMain St at Thompson Rd
wwwfi xautomiltoncom
Youve Got a Friendin the Body Shop Business
Churchill Collision becomesFix Auto Milton
Friendly Courteous Service
Halton Womens Place will provide a safe haven information and education to
support a future without abuse for women and their children
Serving Halton Region
Halton Womenrsquos PlaceHealthy Relationships bull Healthy Communities
Crisis Lines (905) 878-8555 and (905) 332-7892
Welcome to Milton Banquet amp Conference Centre an award winning premier banquet facility where elegance beauty and service is our standard
Whether itrsquos a wedding reception corporate event or social gathering Milton Banquet amp Conference Centre maintains over four decades of experience in skillfully planning and executing a variety of special occasions from the most intimate gathering to the largest extravaganza we offer the most unique indoor and outdoor facilities combined with exceptional cuisine for you to host a truly memorable event
situated in the midst of 36 acres of picturesque parkland your guests will be transported to a state of serenity as they enjoy strolling through the manicured courtyard gardens and lush green lawns
Our elegantly decorated banquet halls easily accommodate parties of 50 ndash 500 guests and our dedicated and experienced staff will attend to every detail
Milton Banquet amp Conference Centre offers the sophistication and convenience of the city while retaining the warmth and charm of the country
The Angelucci family have been caring and efficient professionals in the catering business for over 30 years
During that time each member of the family has proudly developed their own specialty Their knowledge experience and innovative ideas combine to guarantee the success of your important event
bull Are you tired of the same old thingbull Are you considering an occasion to
be remembered
bull Do you have a picture in mind of your special function but yoursquore not quite sure how to put it all together
Just say the word and theyrsquoll co-ordinate an event tailored specially for you Combining the seasonally breathtaking beauty of the courtyard gardens the impressive banquet rooms and our creativity with your ideas to turn your visions into reality Wersquoll look after it all from invitations and table linens to exciting entertainment as well as providing you with discounts on photographers tuxedo rentals and florists
Our family and accommodating staff will make sure you donrsquot forget a thing As your special event draws to a close yoursquoll get the credit for hosting a truly outstanding event
Milton Banquet amp Conference CentreFeatured new member
Come ride the streetcars Located at 13629 Guelph Line in Milton Ontario the Halton County Radial Railway (HCRR) is a full-size operating electric railway and museum featuring historic electric railcars operating on two kilometers of scenic track The HCRR is owned and operated by the On-tario Electric Railway Historical Association (OERHA) a non-profit educational organi-zation the HCrr is proud to be ontariorsquos first and largest electric railway museum
the oerHA is made up of active mem-bers who volunteer to maintain restore and operate the museum for its many visitors throughout the year
New members are always welcome at the HCRR and there are many ways to lend a hand
Admission to the Halton County Radial Railway includes unlimited historic street-car rides on two kilometers of scenic track which stops at our famous ice cream shop (approximately a 20 minute ride) access
to the grounds display barns and historic rockwood station No admission is required to our Gift Shop where guests can find unique railway inspired gifts and tasty treats
ouR Missionto collect preserve restore operate
and display electric railway-related objects and interpret their historical significance through the operation of the Halton County Radial Railway
Ontario Electric Railway Historical Association Featured renewing member
FEatuRED MEMBERs
7NovemberDecember 2014
Make It YOUR Business70 of those suffering from domestic violence are victimized while at workEmployers are now obligated by law to protect employees experiencing abuse in the workplace (Make It Our Business Bill 168)in the workplace (Make It Our Business Bill 168)
Learn how to recognize and respond to signs of domestic violence and how to help your employees and co-workers find the support they need
Halton Womenrsquos Place facilitates the Government of ontario-funded public education campaign Neighbours Friends and Families to community groups and businesses The presentation focuses on the impact of domestic violence in the
workplace and outlines the responsibilities of employers to ldquotake every reasonable precautionrdquo to protect their employeesworkplace and outlines the responsibilities of employers to take every reasonable prrecaution to protect their employeesFor more information on how to book a session for your workplace please contact Tricia Clinical Manager 905-332-1200 ext 224
Cost of Session 1-20 employees $50 | 20+ employees $100 wwwhaltonwomensplacecomCost of session 1-20 emplo
Winner of the 2013 Mayorrsquos Community Service Award ndash Burlington
A Milton taxi servicesAM strategic Accountants incAcclaim HealthAir separation technologies incBDO Canada LimitedBerka Dr e - orthodontist - Milton orthodonticsBlue Beacon of Canada - Division of CANCLEAN Financial CorpBy Design GraphicsCF Crozier amp Associates IncCathleen Mctavish rMtCBM LtdCentre - Skills Development amp Training Milton Employment ServicesCenturion fire ControlCentury 21 Future Realty - Roach Family real estate teamColour Works Printing incCOLT Fences and DecksCommunity Foundation of Halton NorthCompression Technology CorporationDance eliteDelacourtrsquos Gift and tablewareE Manson Investments LimitedFamily Place Thefirst Class Home Care incorporatedfix Auto of Miltonfortress Comics incGfs ontario inc
Glencairn Golf ClubGlobal Promotional ApparelGlobal trade Partners inc Gordon M McTavish amp Associates IncGorrudrsquos Auto GroupHalton Automotive amp Industrial Supply LtdHalton Country Inn amp Golf Club Halton Power equipmentHalton Region - Employment Housing amp social servicesHawkins Animal HospitalHealth Centre of MiltonHitherfield SchoolIndech Law Chambers Professional CorpJim shaw Accounting services incJohn Howard Society of Peel-Halton-DufferinJohnston Maintenance LtdKPMG LLPLiaison College Oakville CampusMaplebots incMarilyn J Samuels LLB LLMMarlin travel McLaren Press Graphics LtdMillside total Communications incMilton Home Hardware Building CentreMinMaxx Realty IncMohawk Inn amp Conference Centre
Ontario Electric Railway Historical AssociationParadigm telesales incParkway Auto TradePower Link Expedite CorporationPro Con Building Supplies LtdrDC NetworksReese Auto Truck amp Equipment ServicesRotary Club of Milton TheRoyal LePage Credit Valley Real Estate - Joe PecharichRoyal LePage Meadowtowne Realty ndash Carole D BudworthRoyal Lepage Meadowtowne Realty - Shawn KennyRoyal LePage Meadowtowne Realty - Troy HoogendoornSalvation Army - Khi Community Thesci-Mech technicalsHoot Photographicspokes Nrsquo slopesstanmar ConsultingTeatro Conference amp Event Centre (Alemilia Hospitality Group)the Dance Class the Dance shoppe Tombro Trucking LimitedWeb Nodes inc
renewing members Thanks to the following businesses for their continued support Escarpment Countrytrade Partner
MEMBER REnEWaLs
8 NovemberDecember 2014
Must be 19 years of age or older Valid government-issued photo identification may be required
OLG Slots at Mohawk Racetrack9430 Guelph Line Campellville ON(905) 854-4053Mon-Thurs 9am to 4am Fri-Sun 24 hours olgca
FILE MK_BET FUN_775X325_MILCOCNEWS_FEB2014pdf SIZE 775rdquo x 325rdquo SITE Mohawk Racetrack PUBLICATION Milton Chamber of Commerce Newsletter INSERTION DATE February 2014 CONTACT Krista Lenardon-Trull FILE UPLOAD kristamiltonchamberca
DISCOVER THE THRILLS AT OLG SLOTS AT MOHAWK RACETRACKGet your friends together for a great night out and enjoy everything OLG Slots at Mohawk Racetrack has
to offer Step onto the lively gaming floor to experience the lights jackpot bells and friendly
people Choose your favourite games from over 850 exciting slots featuring electronic table
games such as Texas Hold lsquoEm Poker Roulette and Blackjack and relax while you enjoy a
casual meal at the Marketplace Eatery Plus therersquos free parking So let the fun begin and visit
OLG Slots at Mohawk Racetrack today
Welcome new membersWelcome to the following new Chamber Members We invite you to participate in Chamber events and encourage you to take part in one or more of the Chamber committees
aBL EMPLoyMEnt50 steeles Ave e Unit 23Milton ON L9T 4W9Contact Jennifer staruch Cust serv Mgrtel 905-635-2940 wwwablemploymentcomldquoCome Work With Usrdquo ABL Employment is an independently owned Canadian staffing agency that brings together people that want to work and companies that need work done We specialize in the industrial and distribution sectors with solutions that combine both part time temporary jobs and long-term hiring strategies Contact our Milton office today
aMg viRtuaL assistant sERvicEsMilton oNContact Alejandra Montejo Support specialisttel 905-808-4843wwwamgvirtualassistantcomAMG offers Virtual (Off-site) Administrative services including secretarial support Graphic Design and Social Media Planning amp Management We are happy and proud to support small businesses entrepreneurs executives and busy individuals who need assistance with the daily operation of their businesses
aZ MoRtgagE soLutions330 Bronte st s Unit 218Milton ON L9T 7X1Contact Angela Zhang ownerDirectorTel 905-876-2505wwwazmortgagesolutionscaAZ Mortgage solutions is a licensed brokerage with financial services commission of ontario FSCO ndash License 12145 Angela the principal broker has been working in the industry for over 15 years Our mission is to be the most trusted resource of mortgage advice and service in Milton and the GtA West areas
BEauMont ELDER accountants LLP330 Bronte st s Unit 210Milton ON L9T 7X1Contact Melanie Beaumont PartnerTel 905-875-4444Fax 905-875-2227wwwbecpacaA full service accounting and taxation firm serving corporations and individuals our services vary from bookkeeping to annual financial returns to reorganization and estate planning We have several years of experience and value and provide professional personalized and trusted service to all clients Your business is important to us too
cELLRox MiLton 55 ontario st sMilton ON L9T 2M3Contact shane Mehmood ownerMgrtel 905-864-9662Fax 905-864-9667wwwcellroxmiltoncaCellrox in Milton is a one stop shop for your electronics needs If you are looking to buy or repair a cell phone repair your computer or to purchase an internet package Cellrox is the store for you Come visit us at the Milton Mall and customize your electronics
cognition PRoDuctions 63 forestgrove CircleBrampton ON L6Z 4T4Contact Warren Leppik Principaltel 416-698-3858wwwcognitionproductionscomWersquove focused our passion for storytelling to produce finely crafted unforgettable business video that stands out from the crowd and captivates a target audience internal or external We increase the effectiveness of marketing and communications thereby increasing sales while reducing costs
nEW MEMBERs
9NovemberDecember 2014
2300 Steeles Ave West 4th Floor Vaughan ON L4K 5X6
Phone (905) 761-7500 bull Fax (905) 761-7505
2300 Steeles Ave West 4th Floor Concord ON L4K 5X6
AggregatesDufferinA division of Holcim (Canada) Inc
FaiRsPLit DivoRcE amp sEPaRation FinanciaL soLutions473 Crusick CircleMilton ON L9T 0M9Contact tatiana terekhova PresidentTel 416-894-7771wwwfairsplitcaFairsplit offers expert financial advice to people considering or going through marriage breakdown With proven financial strategies we empower couples and individuals to have friendlier faster and less expensive divorce now along with the solid new financial life in the future
FinE aRts sociEty oF MiLton (FasM)Milton oNContact Ursula McDermid Presidenttel 905-299-1429wwwfasmcaFine Arts Society of Milton (FASM) is a non-profit organization consisting of approximately 120 members FASM is dedicated to supporting visual artists promoting fine arts in our community and facilitating art appreciation
HEaLtHEnut MiLton caFE anD JuicE BaR20 Martin stMilton ON L9T 2P9Contact Maria Garrigan ownerTel 905-693-6795wwwhealthenutca Health E Nut Cafeacute amp Juice Bar in Milton is a one STOP HEALTH SHOP in Canada serving Whole Organic Live Food for
breakfast lunch dinner desserts and snacks We serve non-GMo organic food Come visit us in the heart of Milton ldquoLet food be thy medicinerdquo-Hippocrates
MiLton BanquEt amp conFEREncE cEntRE3090 steeles Ave WMilton ON L9T 2V3Contact ezio Angelucci ownertel 905-864-8445wwwmiltonbanquetscomA premier banquet facility situated in the midst of 36 acres of picturesque grounds offering the most unique indooroutdoor facilities combined with exceptional cuisine for you to host a truly memorable event For your next festivity whether itrsquos a wedding reception corporate or social event consider Milton Banquet amp Conference Centre
tHE MinDFuL Living cEntRE400 Bronte st south Unit 219Milton ON L9T 0H7Contact Chris Parrish Clinical PsychologistTel 289-270-1757Fax 289-270-1751wwwmindfullivingcentrecaAt the Mindful Living Centre we partner with clients to explore individually tailored strategies for addressing lifersquos challenges in our quest to promote personal growth and well-being We provide effective psychological assessment and counseling services in a compassionate and non-judgmental atmosphere empowering clients to achieve a better quality of life
MusE signs Milton oN Contact Lena White OwnerTel 647-382-8358wwwmusesignscom
ontaRio coLLEgE oF PHaRMacists 483 Huron st toronto oN M5r 2r4Contact Nicole Balan Community Practice Advisortel 519-282-5651wwwocpinfocomthe ontario College of Pharmacists is the registering and regulating body for the profession of Pharmacy in Ontario The collegersquos mandate is to serve and protect the public and hold ontario pharmacists and pharmacy technicians accountable to the established legislation ensuring that pharmacies meet certain standards for operation and are accredited by the College
PRiMERica FinanciaL sERvicEs ndash RoB HEWLEttMilton oNContact Rob Hewlett Representativetel 416-2530-3460Fax 888-285-7052wwwprimericacomrhewlettPrimerica offers solutions to help families eliminate crippling debt from their household finances and save more of their hard-earned money for the future Our team provides financial services including life insurance accident and health insurance and investments to main street families
nEW MEMBERs
10 NovemberDecember 2014
Sports Celebrity Dinner amp Auction PLatinuM HotstovE sPonsoR U-Need storage PLatinuM viP REcEPtion sPonsoR Arthur electric inc PLatinuM autogRaPH sPonsoR RBC Royal Bank PLatinuM MEDia sPonsoR the Canadian Champion PLatinuM cELEBRity sPonsoR Jackson events goLD sPonsoRs ClubLink Corporation Impact Logistics tD Canada trust siLvER sPonsoRs Manulife investments Modern Crane Newco Industrial Ltd roxul inc Woodbine entertainment Group PRint sPonsoR Empress Print amp Packaging av PaRtnER GavCom Media Productions FRiEnD sPonsoR Robert (Pie) Lee Insurance Agency ViA rail Canada HotEL sPonsoR Best Western Plus Milton inn
Mayorrsquos Breakfast PREsEnting sPonsoR
CN PLatinuM sPonsoR
OLG
small Business Week PREsEnting PaRtnER
CN PREsEnting sPonsoR
BDC EvEnt PaRtnER
Halton region Milton education Village innovation Centre EvEnt sPonsoR
tD Canada trust
Golf tournament PREsEnting sPonsoR Cogeco Cable Canada inc gREEns sPonsoR CN HoLE-in-onE sPonsoR Wallace Chevrolet Buick Cadillac Ltd DinnER sPonsoR Chudleighrsquos LuncH sPonsoR Mattamy Homes goLF RaFFLE sPonoR scotiabank Putting gREEn sPonsoR Dent Wizard signagE sPonsoR Empress Print amp Packaging goLF BaLL sPonsoR rogers Cable inc sPEciaLty BaLL sPonsoR roxul inc caRt sPonsoR Dufferin Aggregates Mortgage Architects REFREsHMEnt sPonsoR Milton Toyota scoREcaRD sPonsoR Miltowne insurance services inc
Community Awards Gala PLatinuM sPonsoR CN Cogeco Cable the Canadian Champion goLD sPonsoRs GavCom Media Productions inc roxul inc scotiabank siLvER sPonsoRs Bell Canada Prosperity ONE Credit Union BRonZE sPonsoRs Albatross Restaurant at Granite Ridge Golf Club - Jimmy D HollisWealth - Melissa DeBrouwer Halton region ndash small Business Development McLaren Press Graphics Ltd srG FRiEnD sPonsoRs Granite ridge Golf Club Karenrsquos flower shop McCuaig Insurance Limited Miltowne insurance services inc rattlesnake Point Golf Club Robert (Pie) Lee Insurance Agency the flower Mill Theresa Brereton Photography
The following companies have generously supported the events of the Milton Chamber of Commerce
sPonsoRsHiP coRnER
11NovemberDecember 2014
Interior Design amp Space Planning
Space Requirement Studies
Concept and Planning Drawings
Design and Construction Drawings
Outdated
Just Starting
Expanding
Moving
smart design is smart business
MAKE THE MOST OUT OF EVERY SQUARE FOOT p 289-627-1870 ebrennadezign1ca
DEZIGN 1
Highlights from the 2014 Canadian Chamber of Commerce Annual General MeetingPerrin Beatty President Canadian Chamber of Commerce
We just wrapped up our annual general meeting and policy conference which took place in Charlottetown from September 27 to 29 I would like to thank our host the Greater Charlottetown Area Chamber of Commerce and all of our delegates and sponsors for contributing to the success of the event i would also like to thank everyone who contributed to our policy resolutions process Sixty-nine resolutions developed by our member chambers of commerceboards of trade and policy committees were brought forth at our annual general meeting for debate the list of approved resolutions is posted on our website Chamberca
During our annual meeting i highlighted some of our successes to date in 2014 including
bull the work our Best Practices Working Group has done to help our member chambers of commerce with the growing challenges they are facing in the general membership space
bull the work the Partnership for resource trade has accomplished in educating Canadians on the importance of natural resources to our economic future
bull our study of high-growth entrepreneurial companies to understand how we and the Canadian government could support them more effectively our report A Path forward for entrepreneurship in Canada was released on Sept 17 and its findings were presented at our conference and
bull our advocacy on dismantling Canadarsquos internal trade barriers our messages to the federal government and to the Council of the Federation were endorsed by every provincial and territorial chamber the provincial and territorial premiers have committed to revisiting the Agreement on internal trade and to seeking progress in key areas including energy non tariff barriers and government procurement
intERnationaL PoLicy
on sept 22 in partnership with the federation of Korean industries we hosted a Korea - Canada Business Symposium The event featured a keynote address by Park Guen-hye President of south Korea and two panel discussions on the topics of the opportunities created by the new FTA and the future of Korea-Canada energy cooperation
in November i will be leading a high-level delegation to Tokyo and Beijing to support Canadarsquos trade agenda in Asia We are co-hosting an event in Tokyo to launch the Canada-Japan Chamber Council a long-term partnership with the Japan Chamber of Commerce and Industry We expect participation from Canadarsquos Ministers of Natural resources and international trade as well as the Japanese Minister for Economy Trade and Industry
In Beijing I will be joined by CEOs of several major Canadian companies at the APeC Ceo summit Held alongside
the APEC Leadersrsquo Summit it brings together top regional business leaders and heads of state to build relationships and discuss policy steps to promote cross-border trade and investment We also stand ready to support a potential bilateral visit to China by Canadarsquos Prime Minister at that time where we would advocate priorities such as the ratification of the foreign investment Protection Agreement enhanced regulatory cooperation and a joint announcement of an offshore rMB centre in Canada
tHougHt LEaDERsHiPLater this month we will be releasing
two reports one will focus on Canadarsquos need to close the skills gap by better aligning its education and training systems to its labour market needs The other will focus on why Canada needs a renminbi trading hub to be first in the Americas with a new financial centre that would significantly boost trade and investment with China
canaDian cHaMBER oF coMMERcE
12 NovemberDecember 2014
the Mattamy national cycling centre a track like no other
Cycling excitement is picking up speed as the Mattamy National Cycling Centre nears completion and cyclists eagerly await their chance to try the track
inside the velodrome construction of the track is now complete At 250-metres long and 7-metres wide with 42-degree banked bends and 13-degree banked straights the unique timber track is built for speed and excitement for all cycling ability levels
the track is constructed from smooth untreated siberian Spruce renowned for its hardness stability and long straight lines making it ideal for constructing world-class velodromes and producing world records The velodrome built for the London 2012 Olympic and Paralympic Games used Siberian Pine Siberian Spruce is also regarded as the fastest timber allowing cyclists to reach speeds up to 85 kmhr
this Class 1 track is designed to meet the most stringent requirements set by the International Cycling Union (UCI) for international competitions It will be the sole facility in Canada that meets these requirements which all velodromes must attain to host Olympic Paralympic and elite world championships
It will also become the first-ever UCI-regulated accredited indoor track in Canada and the second in North America The VELO Sports Centre at the Home Depot Centre complex in Carson California is the only other covered UCI-regulated velodrome in CanadaUSA
Join tHE cycLing REvoLution Whether you want to learn to ride a two-wheeler or test
your skills on track the Town of Milton is offering the following programs for all abilities
bull Get on the bike - Learn to ride a two-wheeler and work on developing and refining skills
bull Get on the track - Get a taste of the track through ldquotry itrdquo sessions and get certified to ride
bull Ride the track - Become a member to drop in and ride recreationally or take a beginner or intermediate course ramp it up with advanced training racing and more
cERtiFication sPots aDDED DuE to HigH DEManDGetting certified is the first step towards riding the track and
is a requirement for all drop-in and registered cycling programs Due to high demand wersquove added more certification spots Sign up now to get a taste of the track with our special ldquotry itrdquo sessions or get certified to ride through a certification program or introductory course
For more information about certification programs visit mattamynationalcyclingcentreca
Track under construction
Track under construction
Cyclist riding on finished track
13NovemberDecember 2014
stay in tHE LooPwwwmattamynationalcyclingcentreca
Velodrome e-newsletter wwwmiltoncavelodrome
Velodrome blog miltonvelodromewordpresscom
Twitter MattamyVelo
Photo Illustration of completed velodrome
MaKE tHE Most oF tHE vELoDRoME
BEcoME a MEMBERRide as many times as you wish at drop-in track cycling sessions and take advantage of priority advance booking for drop-in cycling and reduced rates on bike storage rental bikes accessories and fitness memberships A limited number of memberships are available so donrsquot delay
BRing youR coLLEaguEsinterested in a unique team-building experience Try the track for a motivating session with your associates employees or customers Book a rider experience followed by your team meetings in one of our multi-purpose rooms
BooK a MEEting sPacErent one of the Centrersquos two meeting rooms for your next workshop conference or seminar each room can hold up to 30 people and allows for flexible set-up options tables chairs and audio visual hook ups are provided
aDvERtisE youR BusinEss With thousands of cyclists and spectators from near and far ready to burst through the doors of this one-of-a-kind facility what better way to showcase your local businessLook for sponsorship and branding opportunities for cycling programs currently under development as well as business advertising on cycling track billboards
EnJoy a coRPoRatE DiscountCorporate group rates for the fitness centre are available
Visit wwwMattamyNationalCyclingCentreca for details
During the TORONTO 2015 Pan AmParapan Am Games the facility will be known as the Cisco Milton Pan AmParapan Am Velodrome
MoRE tHan onE Way to stay activE anD on tRacK
The Mattamy National Cycling Centrersquos walkingjoggingtraining track is surrounded by picturesque views of the outdoors as well as the action indoors
the 300-metre track offers an ideal venue for engaging in one of the easiest ways to stay active just 30 minutes of brisk walking or jogging each day may help improve mental and physical health Complete 33 laps for 1 km
the track featuresbull spectacular views of the scenic
Niagara escarpmentbull Birdrsquos-eye view of the action on
the gymnasium courts and the cycling track below
bull optimum comfort with natural light and heatingcooling for all seasons
bull structured programs such as strollercize and walkingjoggingtraining programs
the track is also available for rentals for exclusive use by groups for more information visit mattamynationalcyclingcentreca
uPcoMing EvEnts visit tHE vELo satuRDay novEMBER 29
Join us for free family-friendly activities to get acquainted with the Mattamy National Cycling Centre
bull Get up close and personal with track cycling and learn about programs being offered
bull View demonstrations by members of the Canadian National Cycling Team
bull take a guided tourbull Visit the walkingjogging
training trackbull sample registered fitness
classesbull Play a variety of family-friendly
drop-in sportsbull Work out in the fitness Centre
canaDian nationaL tRacK cHaMPionsHiPsJanuaRy 3-6 2015
Canadarsquos top track cycling athletes of all ages and abilities will compete to be crowned national champion
MiLton intERnationaL cHaLLEngEJanuaRy 9-11 2015
Watch top cycling athletes from around the world compete against team Canada in this official Pan Am Games Test Event
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
2 NovemberDecember 2014
2014 BoArD of DireCtors
ExEcutivEPresident
Lesley MansfieldHalton Learning Foundation
Past PresidentRichard Bolton
Centricity 360
vice Presidentteresa Fujarczuk
Granite Ridge Golf Club
treasurerWilfred ldquoBuddyrdquo Edge
RBC Dominion Securities
DiREctoRs Keith Hesse
Aimco Solrec Limited
Walter HeydenDufferin Aggregates
Rick MalboeufTown Council Representative
Leslie McLarenRoxul Inc
Blake MercerMercer amp Mercer Certified General Accountants
Howard MottHutchinson Thompson Henderson amp Mott
David orsquoconnellBANG creative communications
Rob RubinoRBC Dominion Securities
cHaMBER staFF sandy MartinExecutive Director
Krista Lenardon-trullMarketing amp Communications Coordinator
Joanne BarrettAdministrative Coordinator
Zain Masood Membership Developer
cheryl ciccarelliCommittee amp Program Coordinator
Melissa JanjevichAdvertising Sales Representative
251 Main street East suite 104Milton ontario
L9t 1P1
telephone 9058780581Facsimile 9058784972
infomiltonchambercawwwmiltonchamberca
Business News
Canadian Chamber of Commerce Annual General Meeting
ldquooh Canada our home and native landhelliprdquo together 326 delegates plus numerous other staff guests and visitors attended the Canadian Chamber of Commercersquos annual general meeting in Charlottetown Prince edward island in late september We gathered together to debate discuss engage and finally to vote on 69 resolutions which had been put forth to the chambers of commerce from coast to coast it was one of the most amazing opportunities that i have had to witness the passion and commitment demonstrated by each person at this meeting supporting and advocating on behalf of their provincial business community
Our Executive Director Sandy Martin and i attended the ontario caucus meeting and individually discussed each of these resolutions including finance and taxation transportation and infrastructure environment and natural resources human resources industry international affairs and special issues We solidified our stance indicated where we would welcome an amendment from the submitting chamber if we had chosen to vote against their resolution while maintaining a co-operative and cohesive message as to our perspective on behalf of our membership Periodically a representative from another province would address our caucus provide additional clarity on their resolution and request the support of ontario Occasionally we were convinced through their specific argument other times we chose to retain our position throughout all our discussions the interests of our business community remained paramount
the session during which all resolutions were debated keenly demonstrated the importance of one
person one vote some resolutions were defeated by only six votes Others passed with similar margins As there were no breaks delegates took additional steps to ensure that if they had to leave the room their voting card was given to another delegate to ensure their vote was counted the chair of our meeting was balanced poised and demonstrated a great sense of humour during extremely contentious issues yet remained firmly grounded in robertrsquos rules of order during all votes
the resolutions passed at this meeting outlined our policy framework for the upcoming year while the staff at the Canadian Chamber would bring issues of national importance to the federal government to ensure that the voice of our businesses was clearly articulated
ldquooh Canada our home and native landhelliprdquo indeed As we all stood singing our national anthem at the opening of our business session the sound of our collective voices was thrilling to hear Whether or not we agreed or disagreed our love for Canada and our dedication to acting in the best interests of our member businesses remained at the forefront
My thanks to the Charlottetown Chamber of Commerce for hosting a tremendous annual general meeting and for the colleagues i met across Canada each of whom provided me with a new perspective on the incredible strength and love which resides in our country
ldquoIndividually we are a drop Together we are an oceanrdquo (Ryunosuke Satoro [1 March 1892 ndash 24 July 1927] the ldquoFather of the Japanese short storyrdquo )
35cent per litre LESS for Chamber MembersLooking to cut fuel costs
Contact the Milton Chamber of Commerce at 905-878-0581 or
infomiltonchamberca for more informa on
PREsiDEntrsquos MEssagE
Lesley MansfieldPresident
3NovemberDecember 2014
MAIN ST E MILTON
401
Ontar
io St
Hwy 2
5
Wils
on D
r
Thom
pson
Rd
Main St
Steeles Ave
655 Main St East Milton
wwwgallingerfordcom
905-875-3673905-875-3673655 Main St East Milton
wwwgallingerfordcom
Find Business Soluons MPL
Best business resources amp e‐resources Programs and research help Wireless Internet and computers
To register for any of the following Chamber events please visit wwwmiltonchamberca or call 905-878-0581
Upcoming events
Milton Young Professionals Wednesday November 19 2014 500 pm - 700 pm Harrop restaurant 345 steeles Ave e
November Business After Hours Tuesday November 25 2014 500 pm - 700 pm Hosted by Springridge Farm and McMarketing Inc 7256 Bell School Line
springboard seminar series Wednesday November 26 2014 830 am - 930 am Topic Donrsquot make death a business tragedy How to prepare for succession Presenter Jasmine Sweatman Sweatman Law Firm Milton Chamber of Commerce Boardroom Members free Non-members $10 (plus HST)
Milton Chamber of Commerce Annual General MeetingWednesday December 3 2014 Milton sports Centre Meeting room 2 605 santa Maria Blvd Please see page 22 for more details
take Advantage of Digital Marketing to reach More Customerswith Mike OrsquoGrady Sales Manager for Yellow Pages Group Thursday December 4 2014 730 am Registration amp Breakfast Teatro Conference amp Event Centre Chamber Members $35 (plus HST) General Public $45 (plus HST) Sponsored by Yellow Pages Group and Ontario Chamber of Commerce
Milton Young Professionals Wednesday December 17 2014 500 pm - 700 pm Champs feC 300 Bronte st s
January Business After Hours Tuesday January 27 2015 500 pm - 700 pm Hosted by RBC Royal Bank 1050 Bronte st s
13th Annual Sports Celebrity Dinner amp Auction Tuesday February 3 2015 Autographs 600 pm rattlesnake Point Golf Club
novEMBER
JanuaRy
DEcEMBER
FEBRuaRy
uPcoMing EvEnts
4 NovemberDecember 2014
Oakville 905-845-9430 ext 8160Brampton 905-459-7533 ext 5307
httpcessheridancollegeca
LOOKINGFOR WORK
Employment CounsellingResume Development
ApprenticeshipSecond Career
WorkshopsJob Postings
LOOKING TO HIRE
Training IncentivesOnlineOnsite Job Postings
Job FairsWorkshops
Access to suitable resumeacutesSummer Jobs Service
EMPLOYMENT
SERVICESCOMMUNITYC
ES
One Stop For Your Employment amp Training Needs
Working with youto achieve fi nancial peace of mind
John Barrett CFPCERTIFIED FINANCIAL PLANNER
Life Insurance RepresentativeMutual Fund Representative
Direct 905-878-0007Offi ce 1-877-877-8575 x3009Fax 905-276-4964
johnbarrettdfsincawwwjohnbarrettfi nancialca
5070 Dixie RoadMississauga ON
L4W 1C9
Investments Inc
Independent Network
reg Registered trademark owned by Dejardins Financial Security
a
L4W 1C9
wwwhaltonpoolsca
Trevor Riebot
REAL ESTATE LAND DEVELOPMENT COMMERCIAL CORPORATE WILLS amp ESTATES
HUTCHINSON THOMPSON HENDERSON amp MOTTBarristers amp Solicitors
Serving Milton amp Halton Areas Since 1920
264 Main St E Milton L9T 1P2Tel 9058782841 Fax 9058783937
email lawo celawmiltoncomwwwlawmiltoncom
Barnaby Henderson Howard Mott Nathan Green
Your Chamber is accredited with distinctionthe Canadian Chamber of Commerce
held its annual conference the end of September in Charlottetown PEI Lesley Mansfield Milton Chamber President and i attended on behalf of our Board and membership
Milton Chamber of Commerce received Accreditation with Distinction designation at the CCC conference
several Chambers were recognized at a Special Chairs Luncheon for achieving ldquoAccreditationrdquo and ldquoAccreditation with Distinctionrdquo designations it was a special moment for both Lesley and I On the front cover of this newsletter Mike McMullen Chair of the Canadian Chamber is beside Lesley and on the right is Chuck Davidson the president of the Chamber Accreditation Council of Canada
WHat is accREDitationin 2004 representatives from all levels of
the chamber network formed the Chamber Accreditation Council of Canada (CACC) and launched a national accreditation program designed to recognize chambers that satisfy a set of high standards and practicesmdashchambers that seek to stand out that look to the future
Accreditation is a formal acknowledgement that member chambers of commerceboards of trade have been successfully evaluated by the CACC against rigorous national standards of policy service and performance
Accreditation will ensurebull strategic focus on core chamber
activitiesbull Uniform practices and policies
across the networkbull Dependable governance proceduresbull Distinctive brand identitybull A competitive edge against other
business organizationsbull A stronger ldquovoice of businessrdquo in your
communitybull An increased role in national and
international policy advocacythe process was rigorous and required
extensive staff time to complete the 5 pillars covering every aspect of running a Chamber of Commerce i want to thank our team for the excellent work done in order to receive such an honour Only 80 chambers across the country have received the designation We are very proud of our accomplishment
the 2014 AGM themed ldquoBuilding a stronger future togetherrdquo focused on restoring Canadarsquos competitiveness but also on the competitiveness and relevancy of Chambers of Commerce We had the opportunity to discuss and learn from one another about the challenges facing Chambers of Commerce We discussed how to demonstrate to our members how we can remain relevant
the Canadian Chambersrsquo senior Director of economic financial and tax Policy Hendrik Brakel discussed the global economic outlook and what it means for Canadian business and Warren everson the Canadian Chambersrsquo senior Vice President of Policy Josh Hjartarson Vice President of Policy and Government Relations for the ontario Chamber of Commerce and Brant Hasanen Past President of the Kamloops Chamber of Commerce discussed how all levels of the chamber network can lobby more effectively to strengthen the Voice of Business
the AGM was a tremendous success and both Lesley and I learned a great deal over the few days we were there about the absolute necessity for local provincial and national Chambers of Commerce
KEEPing uP WitH tHE tiMEs hellip BusinEss nEWs goEs DigitaL in 2015
We have launched our new website wwwmiltonchamberca and are excited to introduce our Business News newsletter in an online version the look and feel will remain the same the articles will focus on business and local issues and offer you an advertising vehicle to reach others in the Milton business community Designed to keep members informed about current issues as well as Chamber happenings the Business News is published six times a year and will be distributed electronically to members primary contacts and company contacts We are excited to be able to deliver the publication directly to your mailbox and to those of your staff and colleagues
Advertisers will get a direct link from their online ad to their website With the newsletter being sent to over 2000 emails this will bring potential customers to your doorstep in one easy click of the mouse
ExEcutivE DiREctoRrsquos REPoRt
sandy MartinExecutive Director
5NovemberDecember 2014
melissamelissacoulsonca
Melissa L Coulson CPA CALicensed Public Accountant
A Professional Corporation
Tel 905-876-4633 Fax 905-876-2064Toll Free 1-877-289-2292
35 Hugh Street Milton Ontario L9T 2C7
bull Tax Planninnininnng ampampamp Prepreprepaaaratioioion
bull Bookkeekeeeeppping PaPaPayrorooll amp HSSST RT Reeeturn
bull Finanancincialal StaStatemtementents ndashs ndash CoC mmpmpilaaation
bull Assisisistastatance in CRA AAAudididit ampt Apppeapeapealsll
bull Cbull Cbull Contontontrolrolrollership amp Geeenernerneralalal ConCoCo sulsulsultintinting Sg Sg Servvviceiceicesss
AM Strategic Accountants wwwamsaica
225 Main Street East Suite 8 Milton ON L9T 1N9Tel 6476927225 email mailamsaica
18889267249
Phone 905-876-1451Fax 905-876-4589
wwwarthurelectriccomECRA 7001395
bull Industrialbull Commercialbull Troubleshootingbull Panel Buildingbull Design Build
10874 Steeles Avenue WestUnit 1Milton Ontario L9T 2X8
REWARDS PROGRAMEarn Points Get Free Golf
Its that simple
90587854941-877-GOLF-126
9503 Dublin Line Miltonwwwgolfgranitecom
Miltonrsquos Community Newspaper since 1860
NEW Content Marketing Packages Availablewwwinsidehaltoncom
905-878-2341
204 - 420 Main St E Milton
wwwplansNgoalscom
MA CLU CFP CHS EPC
EXPERT ADVICE FOR ALL YOUR FINANCIAL PLANNING NEEDS
Live Your Dreamover 60 Years of Trust and Tradition
Tel 905-878-1797388 Main Street EastMilton L9T 1P8
wwwslessormotorsmiltoncom wwwmiltonfarmersmarketca
Saturday mornings in downtown MiltonMain Street from Martin to James
Until October 11 2014700 am to 1200 noon
Visit the Milton Chamber of Commerce
Milton Chamber of Commerce receives accreditation with distinction
Charlottetown (PE) ndash September 29 2014 At a ceremony today as part of the Canadian Chamberrsquos annual general meet-ing the Chamber Accreditation Council of Canada was pleased to be able to present a number of new accreditations to chambers from across the country
ldquoWe are proud to recognize these chambers as examples of effective well-managed and stable organizations making a difference in communities across the country ndash keeping
lsquothe voice of busi-nessrsquo loud and strongrdquo said Perrin Beatty President and Ceo of the Canadian Chamber of Com-merce
to achieve accreditation a chamber must meet minimum standards in criti-cal areas including areas of governance operations member-ship programming policy and advocacy and strategic planning
Accreditation is aimed at continuous operational improvement and standards of local chambers of commerce and an el-evation of their profile across the country as effective and well-managed organiza-tions
ldquoAccreditation is the acknowledgment that member chambers have been success-fully evaluated against rigorous national standards of policy service and perfor-mancerdquo said Chuck Davidson President of the Chamber Accreditation Council of
Canada Davidson continued ldquothat this brings the number of accredited chambers to more than 70 in Canadardquo
Developed by a team of chamber executives in conjunction with provin-cial and territorial chambers and the Canadian Chamber of Commerce the accreditation program is operated by an arms-length organization called the Chamber Accreditation Council of Canada
(CACC) The CACC is composed of representatives from
across the country The Council meets twice
per year to review applications for accreditation
Accredita-tion is a means of reinforcing and clarifying to the com-munity at large
what activities are pivotal to a
chamberrsquos func-tions and determines
the chamberrsquos unique value proposition vis-agrave-
vis other organizations in the marketplace
Chambers of commerce and boards of trade that are able to submit their files for review twice per year and are always recognized at the Canadian Chamberrsquos an-nual Network Luncheon during which lo-cal chamber achievements are celebrated
initial accreditations are valid for a period of two years and reaccreditations are valid for three years
cHaMBER nEWs
6 NovemberDecember 2014
Don
905-875-3208885 Main St E
Units 7amp8 MiltonMain St at Thompson Rd
wwwfi xautomiltoncom
Youve Got a Friendin the Body Shop Business
Churchill Collision becomesFix Auto Milton
Friendly Courteous Service
Halton Womens Place will provide a safe haven information and education to
support a future without abuse for women and their children
Serving Halton Region
Halton Womenrsquos PlaceHealthy Relationships bull Healthy Communities
Crisis Lines (905) 878-8555 and (905) 332-7892
Welcome to Milton Banquet amp Conference Centre an award winning premier banquet facility where elegance beauty and service is our standard
Whether itrsquos a wedding reception corporate event or social gathering Milton Banquet amp Conference Centre maintains over four decades of experience in skillfully planning and executing a variety of special occasions from the most intimate gathering to the largest extravaganza we offer the most unique indoor and outdoor facilities combined with exceptional cuisine for you to host a truly memorable event
situated in the midst of 36 acres of picturesque parkland your guests will be transported to a state of serenity as they enjoy strolling through the manicured courtyard gardens and lush green lawns
Our elegantly decorated banquet halls easily accommodate parties of 50 ndash 500 guests and our dedicated and experienced staff will attend to every detail
Milton Banquet amp Conference Centre offers the sophistication and convenience of the city while retaining the warmth and charm of the country
The Angelucci family have been caring and efficient professionals in the catering business for over 30 years
During that time each member of the family has proudly developed their own specialty Their knowledge experience and innovative ideas combine to guarantee the success of your important event
bull Are you tired of the same old thingbull Are you considering an occasion to
be remembered
bull Do you have a picture in mind of your special function but yoursquore not quite sure how to put it all together
Just say the word and theyrsquoll co-ordinate an event tailored specially for you Combining the seasonally breathtaking beauty of the courtyard gardens the impressive banquet rooms and our creativity with your ideas to turn your visions into reality Wersquoll look after it all from invitations and table linens to exciting entertainment as well as providing you with discounts on photographers tuxedo rentals and florists
Our family and accommodating staff will make sure you donrsquot forget a thing As your special event draws to a close yoursquoll get the credit for hosting a truly outstanding event
Milton Banquet amp Conference CentreFeatured new member
Come ride the streetcars Located at 13629 Guelph Line in Milton Ontario the Halton County Radial Railway (HCRR) is a full-size operating electric railway and museum featuring historic electric railcars operating on two kilometers of scenic track The HCRR is owned and operated by the On-tario Electric Railway Historical Association (OERHA) a non-profit educational organi-zation the HCrr is proud to be ontariorsquos first and largest electric railway museum
the oerHA is made up of active mem-bers who volunteer to maintain restore and operate the museum for its many visitors throughout the year
New members are always welcome at the HCRR and there are many ways to lend a hand
Admission to the Halton County Radial Railway includes unlimited historic street-car rides on two kilometers of scenic track which stops at our famous ice cream shop (approximately a 20 minute ride) access
to the grounds display barns and historic rockwood station No admission is required to our Gift Shop where guests can find unique railway inspired gifts and tasty treats
ouR Missionto collect preserve restore operate
and display electric railway-related objects and interpret their historical significance through the operation of the Halton County Radial Railway
Ontario Electric Railway Historical Association Featured renewing member
FEatuRED MEMBERs
7NovemberDecember 2014
Make It YOUR Business70 of those suffering from domestic violence are victimized while at workEmployers are now obligated by law to protect employees experiencing abuse in the workplace (Make It Our Business Bill 168)in the workplace (Make It Our Business Bill 168)
Learn how to recognize and respond to signs of domestic violence and how to help your employees and co-workers find the support they need
Halton Womenrsquos Place facilitates the Government of ontario-funded public education campaign Neighbours Friends and Families to community groups and businesses The presentation focuses on the impact of domestic violence in the
workplace and outlines the responsibilities of employers to ldquotake every reasonable precautionrdquo to protect their employeesworkplace and outlines the responsibilities of employers to take every reasonable prrecaution to protect their employeesFor more information on how to book a session for your workplace please contact Tricia Clinical Manager 905-332-1200 ext 224
Cost of Session 1-20 employees $50 | 20+ employees $100 wwwhaltonwomensplacecomCost of session 1-20 emplo
Winner of the 2013 Mayorrsquos Community Service Award ndash Burlington
A Milton taxi servicesAM strategic Accountants incAcclaim HealthAir separation technologies incBDO Canada LimitedBerka Dr e - orthodontist - Milton orthodonticsBlue Beacon of Canada - Division of CANCLEAN Financial CorpBy Design GraphicsCF Crozier amp Associates IncCathleen Mctavish rMtCBM LtdCentre - Skills Development amp Training Milton Employment ServicesCenturion fire ControlCentury 21 Future Realty - Roach Family real estate teamColour Works Printing incCOLT Fences and DecksCommunity Foundation of Halton NorthCompression Technology CorporationDance eliteDelacourtrsquos Gift and tablewareE Manson Investments LimitedFamily Place Thefirst Class Home Care incorporatedfix Auto of Miltonfortress Comics incGfs ontario inc
Glencairn Golf ClubGlobal Promotional ApparelGlobal trade Partners inc Gordon M McTavish amp Associates IncGorrudrsquos Auto GroupHalton Automotive amp Industrial Supply LtdHalton Country Inn amp Golf Club Halton Power equipmentHalton Region - Employment Housing amp social servicesHawkins Animal HospitalHealth Centre of MiltonHitherfield SchoolIndech Law Chambers Professional CorpJim shaw Accounting services incJohn Howard Society of Peel-Halton-DufferinJohnston Maintenance LtdKPMG LLPLiaison College Oakville CampusMaplebots incMarilyn J Samuels LLB LLMMarlin travel McLaren Press Graphics LtdMillside total Communications incMilton Home Hardware Building CentreMinMaxx Realty IncMohawk Inn amp Conference Centre
Ontario Electric Railway Historical AssociationParadigm telesales incParkway Auto TradePower Link Expedite CorporationPro Con Building Supplies LtdrDC NetworksReese Auto Truck amp Equipment ServicesRotary Club of Milton TheRoyal LePage Credit Valley Real Estate - Joe PecharichRoyal LePage Meadowtowne Realty ndash Carole D BudworthRoyal Lepage Meadowtowne Realty - Shawn KennyRoyal LePage Meadowtowne Realty - Troy HoogendoornSalvation Army - Khi Community Thesci-Mech technicalsHoot Photographicspokes Nrsquo slopesstanmar ConsultingTeatro Conference amp Event Centre (Alemilia Hospitality Group)the Dance Class the Dance shoppe Tombro Trucking LimitedWeb Nodes inc
renewing members Thanks to the following businesses for their continued support Escarpment Countrytrade Partner
MEMBER REnEWaLs
8 NovemberDecember 2014
Must be 19 years of age or older Valid government-issued photo identification may be required
OLG Slots at Mohawk Racetrack9430 Guelph Line Campellville ON(905) 854-4053Mon-Thurs 9am to 4am Fri-Sun 24 hours olgca
FILE MK_BET FUN_775X325_MILCOCNEWS_FEB2014pdf SIZE 775rdquo x 325rdquo SITE Mohawk Racetrack PUBLICATION Milton Chamber of Commerce Newsletter INSERTION DATE February 2014 CONTACT Krista Lenardon-Trull FILE UPLOAD kristamiltonchamberca
DISCOVER THE THRILLS AT OLG SLOTS AT MOHAWK RACETRACKGet your friends together for a great night out and enjoy everything OLG Slots at Mohawk Racetrack has
to offer Step onto the lively gaming floor to experience the lights jackpot bells and friendly
people Choose your favourite games from over 850 exciting slots featuring electronic table
games such as Texas Hold lsquoEm Poker Roulette and Blackjack and relax while you enjoy a
casual meal at the Marketplace Eatery Plus therersquos free parking So let the fun begin and visit
OLG Slots at Mohawk Racetrack today
Welcome new membersWelcome to the following new Chamber Members We invite you to participate in Chamber events and encourage you to take part in one or more of the Chamber committees
aBL EMPLoyMEnt50 steeles Ave e Unit 23Milton ON L9T 4W9Contact Jennifer staruch Cust serv Mgrtel 905-635-2940 wwwablemploymentcomldquoCome Work With Usrdquo ABL Employment is an independently owned Canadian staffing agency that brings together people that want to work and companies that need work done We specialize in the industrial and distribution sectors with solutions that combine both part time temporary jobs and long-term hiring strategies Contact our Milton office today
aMg viRtuaL assistant sERvicEsMilton oNContact Alejandra Montejo Support specialisttel 905-808-4843wwwamgvirtualassistantcomAMG offers Virtual (Off-site) Administrative services including secretarial support Graphic Design and Social Media Planning amp Management We are happy and proud to support small businesses entrepreneurs executives and busy individuals who need assistance with the daily operation of their businesses
aZ MoRtgagE soLutions330 Bronte st s Unit 218Milton ON L9T 7X1Contact Angela Zhang ownerDirectorTel 905-876-2505wwwazmortgagesolutionscaAZ Mortgage solutions is a licensed brokerage with financial services commission of ontario FSCO ndash License 12145 Angela the principal broker has been working in the industry for over 15 years Our mission is to be the most trusted resource of mortgage advice and service in Milton and the GtA West areas
BEauMont ELDER accountants LLP330 Bronte st s Unit 210Milton ON L9T 7X1Contact Melanie Beaumont PartnerTel 905-875-4444Fax 905-875-2227wwwbecpacaA full service accounting and taxation firm serving corporations and individuals our services vary from bookkeeping to annual financial returns to reorganization and estate planning We have several years of experience and value and provide professional personalized and trusted service to all clients Your business is important to us too
cELLRox MiLton 55 ontario st sMilton ON L9T 2M3Contact shane Mehmood ownerMgrtel 905-864-9662Fax 905-864-9667wwwcellroxmiltoncaCellrox in Milton is a one stop shop for your electronics needs If you are looking to buy or repair a cell phone repair your computer or to purchase an internet package Cellrox is the store for you Come visit us at the Milton Mall and customize your electronics
cognition PRoDuctions 63 forestgrove CircleBrampton ON L6Z 4T4Contact Warren Leppik Principaltel 416-698-3858wwwcognitionproductionscomWersquove focused our passion for storytelling to produce finely crafted unforgettable business video that stands out from the crowd and captivates a target audience internal or external We increase the effectiveness of marketing and communications thereby increasing sales while reducing costs
nEW MEMBERs
9NovemberDecember 2014
2300 Steeles Ave West 4th Floor Vaughan ON L4K 5X6
Phone (905) 761-7500 bull Fax (905) 761-7505
2300 Steeles Ave West 4th Floor Concord ON L4K 5X6
AggregatesDufferinA division of Holcim (Canada) Inc
FaiRsPLit DivoRcE amp sEPaRation FinanciaL soLutions473 Crusick CircleMilton ON L9T 0M9Contact tatiana terekhova PresidentTel 416-894-7771wwwfairsplitcaFairsplit offers expert financial advice to people considering or going through marriage breakdown With proven financial strategies we empower couples and individuals to have friendlier faster and less expensive divorce now along with the solid new financial life in the future
FinE aRts sociEty oF MiLton (FasM)Milton oNContact Ursula McDermid Presidenttel 905-299-1429wwwfasmcaFine Arts Society of Milton (FASM) is a non-profit organization consisting of approximately 120 members FASM is dedicated to supporting visual artists promoting fine arts in our community and facilitating art appreciation
HEaLtHEnut MiLton caFE anD JuicE BaR20 Martin stMilton ON L9T 2P9Contact Maria Garrigan ownerTel 905-693-6795wwwhealthenutca Health E Nut Cafeacute amp Juice Bar in Milton is a one STOP HEALTH SHOP in Canada serving Whole Organic Live Food for
breakfast lunch dinner desserts and snacks We serve non-GMo organic food Come visit us in the heart of Milton ldquoLet food be thy medicinerdquo-Hippocrates
MiLton BanquEt amp conFEREncE cEntRE3090 steeles Ave WMilton ON L9T 2V3Contact ezio Angelucci ownertel 905-864-8445wwwmiltonbanquetscomA premier banquet facility situated in the midst of 36 acres of picturesque grounds offering the most unique indooroutdoor facilities combined with exceptional cuisine for you to host a truly memorable event For your next festivity whether itrsquos a wedding reception corporate or social event consider Milton Banquet amp Conference Centre
tHE MinDFuL Living cEntRE400 Bronte st south Unit 219Milton ON L9T 0H7Contact Chris Parrish Clinical PsychologistTel 289-270-1757Fax 289-270-1751wwwmindfullivingcentrecaAt the Mindful Living Centre we partner with clients to explore individually tailored strategies for addressing lifersquos challenges in our quest to promote personal growth and well-being We provide effective psychological assessment and counseling services in a compassionate and non-judgmental atmosphere empowering clients to achieve a better quality of life
MusE signs Milton oN Contact Lena White OwnerTel 647-382-8358wwwmusesignscom
ontaRio coLLEgE oF PHaRMacists 483 Huron st toronto oN M5r 2r4Contact Nicole Balan Community Practice Advisortel 519-282-5651wwwocpinfocomthe ontario College of Pharmacists is the registering and regulating body for the profession of Pharmacy in Ontario The collegersquos mandate is to serve and protect the public and hold ontario pharmacists and pharmacy technicians accountable to the established legislation ensuring that pharmacies meet certain standards for operation and are accredited by the College
PRiMERica FinanciaL sERvicEs ndash RoB HEWLEttMilton oNContact Rob Hewlett Representativetel 416-2530-3460Fax 888-285-7052wwwprimericacomrhewlettPrimerica offers solutions to help families eliminate crippling debt from their household finances and save more of their hard-earned money for the future Our team provides financial services including life insurance accident and health insurance and investments to main street families
nEW MEMBERs
10 NovemberDecember 2014
Sports Celebrity Dinner amp Auction PLatinuM HotstovE sPonsoR U-Need storage PLatinuM viP REcEPtion sPonsoR Arthur electric inc PLatinuM autogRaPH sPonsoR RBC Royal Bank PLatinuM MEDia sPonsoR the Canadian Champion PLatinuM cELEBRity sPonsoR Jackson events goLD sPonsoRs ClubLink Corporation Impact Logistics tD Canada trust siLvER sPonsoRs Manulife investments Modern Crane Newco Industrial Ltd roxul inc Woodbine entertainment Group PRint sPonsoR Empress Print amp Packaging av PaRtnER GavCom Media Productions FRiEnD sPonsoR Robert (Pie) Lee Insurance Agency ViA rail Canada HotEL sPonsoR Best Western Plus Milton inn
Mayorrsquos Breakfast PREsEnting sPonsoR
CN PLatinuM sPonsoR
OLG
small Business Week PREsEnting PaRtnER
CN PREsEnting sPonsoR
BDC EvEnt PaRtnER
Halton region Milton education Village innovation Centre EvEnt sPonsoR
tD Canada trust
Golf tournament PREsEnting sPonsoR Cogeco Cable Canada inc gREEns sPonsoR CN HoLE-in-onE sPonsoR Wallace Chevrolet Buick Cadillac Ltd DinnER sPonsoR Chudleighrsquos LuncH sPonsoR Mattamy Homes goLF RaFFLE sPonoR scotiabank Putting gREEn sPonsoR Dent Wizard signagE sPonsoR Empress Print amp Packaging goLF BaLL sPonsoR rogers Cable inc sPEciaLty BaLL sPonsoR roxul inc caRt sPonsoR Dufferin Aggregates Mortgage Architects REFREsHMEnt sPonsoR Milton Toyota scoREcaRD sPonsoR Miltowne insurance services inc
Community Awards Gala PLatinuM sPonsoR CN Cogeco Cable the Canadian Champion goLD sPonsoRs GavCom Media Productions inc roxul inc scotiabank siLvER sPonsoRs Bell Canada Prosperity ONE Credit Union BRonZE sPonsoRs Albatross Restaurant at Granite Ridge Golf Club - Jimmy D HollisWealth - Melissa DeBrouwer Halton region ndash small Business Development McLaren Press Graphics Ltd srG FRiEnD sPonsoRs Granite ridge Golf Club Karenrsquos flower shop McCuaig Insurance Limited Miltowne insurance services inc rattlesnake Point Golf Club Robert (Pie) Lee Insurance Agency the flower Mill Theresa Brereton Photography
The following companies have generously supported the events of the Milton Chamber of Commerce
sPonsoRsHiP coRnER
11NovemberDecember 2014
Interior Design amp Space Planning
Space Requirement Studies
Concept and Planning Drawings
Design and Construction Drawings
Outdated
Just Starting
Expanding
Moving
smart design is smart business
MAKE THE MOST OUT OF EVERY SQUARE FOOT p 289-627-1870 ebrennadezign1ca
DEZIGN 1
Highlights from the 2014 Canadian Chamber of Commerce Annual General MeetingPerrin Beatty President Canadian Chamber of Commerce
We just wrapped up our annual general meeting and policy conference which took place in Charlottetown from September 27 to 29 I would like to thank our host the Greater Charlottetown Area Chamber of Commerce and all of our delegates and sponsors for contributing to the success of the event i would also like to thank everyone who contributed to our policy resolutions process Sixty-nine resolutions developed by our member chambers of commerceboards of trade and policy committees were brought forth at our annual general meeting for debate the list of approved resolutions is posted on our website Chamberca
During our annual meeting i highlighted some of our successes to date in 2014 including
bull the work our Best Practices Working Group has done to help our member chambers of commerce with the growing challenges they are facing in the general membership space
bull the work the Partnership for resource trade has accomplished in educating Canadians on the importance of natural resources to our economic future
bull our study of high-growth entrepreneurial companies to understand how we and the Canadian government could support them more effectively our report A Path forward for entrepreneurship in Canada was released on Sept 17 and its findings were presented at our conference and
bull our advocacy on dismantling Canadarsquos internal trade barriers our messages to the federal government and to the Council of the Federation were endorsed by every provincial and territorial chamber the provincial and territorial premiers have committed to revisiting the Agreement on internal trade and to seeking progress in key areas including energy non tariff barriers and government procurement
intERnationaL PoLicy
on sept 22 in partnership with the federation of Korean industries we hosted a Korea - Canada Business Symposium The event featured a keynote address by Park Guen-hye President of south Korea and two panel discussions on the topics of the opportunities created by the new FTA and the future of Korea-Canada energy cooperation
in November i will be leading a high-level delegation to Tokyo and Beijing to support Canadarsquos trade agenda in Asia We are co-hosting an event in Tokyo to launch the Canada-Japan Chamber Council a long-term partnership with the Japan Chamber of Commerce and Industry We expect participation from Canadarsquos Ministers of Natural resources and international trade as well as the Japanese Minister for Economy Trade and Industry
In Beijing I will be joined by CEOs of several major Canadian companies at the APeC Ceo summit Held alongside
the APEC Leadersrsquo Summit it brings together top regional business leaders and heads of state to build relationships and discuss policy steps to promote cross-border trade and investment We also stand ready to support a potential bilateral visit to China by Canadarsquos Prime Minister at that time where we would advocate priorities such as the ratification of the foreign investment Protection Agreement enhanced regulatory cooperation and a joint announcement of an offshore rMB centre in Canada
tHougHt LEaDERsHiPLater this month we will be releasing
two reports one will focus on Canadarsquos need to close the skills gap by better aligning its education and training systems to its labour market needs The other will focus on why Canada needs a renminbi trading hub to be first in the Americas with a new financial centre that would significantly boost trade and investment with China
canaDian cHaMBER oF coMMERcE
12 NovemberDecember 2014
the Mattamy national cycling centre a track like no other
Cycling excitement is picking up speed as the Mattamy National Cycling Centre nears completion and cyclists eagerly await their chance to try the track
inside the velodrome construction of the track is now complete At 250-metres long and 7-metres wide with 42-degree banked bends and 13-degree banked straights the unique timber track is built for speed and excitement for all cycling ability levels
the track is constructed from smooth untreated siberian Spruce renowned for its hardness stability and long straight lines making it ideal for constructing world-class velodromes and producing world records The velodrome built for the London 2012 Olympic and Paralympic Games used Siberian Pine Siberian Spruce is also regarded as the fastest timber allowing cyclists to reach speeds up to 85 kmhr
this Class 1 track is designed to meet the most stringent requirements set by the International Cycling Union (UCI) for international competitions It will be the sole facility in Canada that meets these requirements which all velodromes must attain to host Olympic Paralympic and elite world championships
It will also become the first-ever UCI-regulated accredited indoor track in Canada and the second in North America The VELO Sports Centre at the Home Depot Centre complex in Carson California is the only other covered UCI-regulated velodrome in CanadaUSA
Join tHE cycLing REvoLution Whether you want to learn to ride a two-wheeler or test
your skills on track the Town of Milton is offering the following programs for all abilities
bull Get on the bike - Learn to ride a two-wheeler and work on developing and refining skills
bull Get on the track - Get a taste of the track through ldquotry itrdquo sessions and get certified to ride
bull Ride the track - Become a member to drop in and ride recreationally or take a beginner or intermediate course ramp it up with advanced training racing and more
cERtiFication sPots aDDED DuE to HigH DEManDGetting certified is the first step towards riding the track and
is a requirement for all drop-in and registered cycling programs Due to high demand wersquove added more certification spots Sign up now to get a taste of the track with our special ldquotry itrdquo sessions or get certified to ride through a certification program or introductory course
For more information about certification programs visit mattamynationalcyclingcentreca
Track under construction
Track under construction
Cyclist riding on finished track
13NovemberDecember 2014
stay in tHE LooPwwwmattamynationalcyclingcentreca
Velodrome e-newsletter wwwmiltoncavelodrome
Velodrome blog miltonvelodromewordpresscom
Twitter MattamyVelo
Photo Illustration of completed velodrome
MaKE tHE Most oF tHE vELoDRoME
BEcoME a MEMBERRide as many times as you wish at drop-in track cycling sessions and take advantage of priority advance booking for drop-in cycling and reduced rates on bike storage rental bikes accessories and fitness memberships A limited number of memberships are available so donrsquot delay
BRing youR coLLEaguEsinterested in a unique team-building experience Try the track for a motivating session with your associates employees or customers Book a rider experience followed by your team meetings in one of our multi-purpose rooms
BooK a MEEting sPacErent one of the Centrersquos two meeting rooms for your next workshop conference or seminar each room can hold up to 30 people and allows for flexible set-up options tables chairs and audio visual hook ups are provided
aDvERtisE youR BusinEss With thousands of cyclists and spectators from near and far ready to burst through the doors of this one-of-a-kind facility what better way to showcase your local businessLook for sponsorship and branding opportunities for cycling programs currently under development as well as business advertising on cycling track billboards
EnJoy a coRPoRatE DiscountCorporate group rates for the fitness centre are available
Visit wwwMattamyNationalCyclingCentreca for details
During the TORONTO 2015 Pan AmParapan Am Games the facility will be known as the Cisco Milton Pan AmParapan Am Velodrome
MoRE tHan onE Way to stay activE anD on tRacK
The Mattamy National Cycling Centrersquos walkingjoggingtraining track is surrounded by picturesque views of the outdoors as well as the action indoors
the 300-metre track offers an ideal venue for engaging in one of the easiest ways to stay active just 30 minutes of brisk walking or jogging each day may help improve mental and physical health Complete 33 laps for 1 km
the track featuresbull spectacular views of the scenic
Niagara escarpmentbull Birdrsquos-eye view of the action on
the gymnasium courts and the cycling track below
bull optimum comfort with natural light and heatingcooling for all seasons
bull structured programs such as strollercize and walkingjoggingtraining programs
the track is also available for rentals for exclusive use by groups for more information visit mattamynationalcyclingcentreca
uPcoMing EvEnts visit tHE vELo satuRDay novEMBER 29
Join us for free family-friendly activities to get acquainted with the Mattamy National Cycling Centre
bull Get up close and personal with track cycling and learn about programs being offered
bull View demonstrations by members of the Canadian National Cycling Team
bull take a guided tourbull Visit the walkingjogging
training trackbull sample registered fitness
classesbull Play a variety of family-friendly
drop-in sportsbull Work out in the fitness Centre
canaDian nationaL tRacK cHaMPionsHiPsJanuaRy 3-6 2015
Canadarsquos top track cycling athletes of all ages and abilities will compete to be crowned national champion
MiLton intERnationaL cHaLLEngEJanuaRy 9-11 2015
Watch top cycling athletes from around the world compete against team Canada in this official Pan Am Games Test Event
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
3NovemberDecember 2014
MAIN ST E MILTON
401
Ontar
io St
Hwy 2
5
Wils
on D
r
Thom
pson
Rd
Main St
Steeles Ave
655 Main St East Milton
wwwgallingerfordcom
905-875-3673905-875-3673655 Main St East Milton
wwwgallingerfordcom
Find Business Soluons MPL
Best business resources amp e‐resources Programs and research help Wireless Internet and computers
To register for any of the following Chamber events please visit wwwmiltonchamberca or call 905-878-0581
Upcoming events
Milton Young Professionals Wednesday November 19 2014 500 pm - 700 pm Harrop restaurant 345 steeles Ave e
November Business After Hours Tuesday November 25 2014 500 pm - 700 pm Hosted by Springridge Farm and McMarketing Inc 7256 Bell School Line
springboard seminar series Wednesday November 26 2014 830 am - 930 am Topic Donrsquot make death a business tragedy How to prepare for succession Presenter Jasmine Sweatman Sweatman Law Firm Milton Chamber of Commerce Boardroom Members free Non-members $10 (plus HST)
Milton Chamber of Commerce Annual General MeetingWednesday December 3 2014 Milton sports Centre Meeting room 2 605 santa Maria Blvd Please see page 22 for more details
take Advantage of Digital Marketing to reach More Customerswith Mike OrsquoGrady Sales Manager for Yellow Pages Group Thursday December 4 2014 730 am Registration amp Breakfast Teatro Conference amp Event Centre Chamber Members $35 (plus HST) General Public $45 (plus HST) Sponsored by Yellow Pages Group and Ontario Chamber of Commerce
Milton Young Professionals Wednesday December 17 2014 500 pm - 700 pm Champs feC 300 Bronte st s
January Business After Hours Tuesday January 27 2015 500 pm - 700 pm Hosted by RBC Royal Bank 1050 Bronte st s
13th Annual Sports Celebrity Dinner amp Auction Tuesday February 3 2015 Autographs 600 pm rattlesnake Point Golf Club
novEMBER
JanuaRy
DEcEMBER
FEBRuaRy
uPcoMing EvEnts
4 NovemberDecember 2014
Oakville 905-845-9430 ext 8160Brampton 905-459-7533 ext 5307
httpcessheridancollegeca
LOOKINGFOR WORK
Employment CounsellingResume Development
ApprenticeshipSecond Career
WorkshopsJob Postings
LOOKING TO HIRE
Training IncentivesOnlineOnsite Job Postings
Job FairsWorkshops
Access to suitable resumeacutesSummer Jobs Service
EMPLOYMENT
SERVICESCOMMUNITYC
ES
One Stop For Your Employment amp Training Needs
Working with youto achieve fi nancial peace of mind
John Barrett CFPCERTIFIED FINANCIAL PLANNER
Life Insurance RepresentativeMutual Fund Representative
Direct 905-878-0007Offi ce 1-877-877-8575 x3009Fax 905-276-4964
johnbarrettdfsincawwwjohnbarrettfi nancialca
5070 Dixie RoadMississauga ON
L4W 1C9
Investments Inc
Independent Network
reg Registered trademark owned by Dejardins Financial Security
a
L4W 1C9
wwwhaltonpoolsca
Trevor Riebot
REAL ESTATE LAND DEVELOPMENT COMMERCIAL CORPORATE WILLS amp ESTATES
HUTCHINSON THOMPSON HENDERSON amp MOTTBarristers amp Solicitors
Serving Milton amp Halton Areas Since 1920
264 Main St E Milton L9T 1P2Tel 9058782841 Fax 9058783937
email lawo celawmiltoncomwwwlawmiltoncom
Barnaby Henderson Howard Mott Nathan Green
Your Chamber is accredited with distinctionthe Canadian Chamber of Commerce
held its annual conference the end of September in Charlottetown PEI Lesley Mansfield Milton Chamber President and i attended on behalf of our Board and membership
Milton Chamber of Commerce received Accreditation with Distinction designation at the CCC conference
several Chambers were recognized at a Special Chairs Luncheon for achieving ldquoAccreditationrdquo and ldquoAccreditation with Distinctionrdquo designations it was a special moment for both Lesley and I On the front cover of this newsletter Mike McMullen Chair of the Canadian Chamber is beside Lesley and on the right is Chuck Davidson the president of the Chamber Accreditation Council of Canada
WHat is accREDitationin 2004 representatives from all levels of
the chamber network formed the Chamber Accreditation Council of Canada (CACC) and launched a national accreditation program designed to recognize chambers that satisfy a set of high standards and practicesmdashchambers that seek to stand out that look to the future
Accreditation is a formal acknowledgement that member chambers of commerceboards of trade have been successfully evaluated by the CACC against rigorous national standards of policy service and performance
Accreditation will ensurebull strategic focus on core chamber
activitiesbull Uniform practices and policies
across the networkbull Dependable governance proceduresbull Distinctive brand identitybull A competitive edge against other
business organizationsbull A stronger ldquovoice of businessrdquo in your
communitybull An increased role in national and
international policy advocacythe process was rigorous and required
extensive staff time to complete the 5 pillars covering every aspect of running a Chamber of Commerce i want to thank our team for the excellent work done in order to receive such an honour Only 80 chambers across the country have received the designation We are very proud of our accomplishment
the 2014 AGM themed ldquoBuilding a stronger future togetherrdquo focused on restoring Canadarsquos competitiveness but also on the competitiveness and relevancy of Chambers of Commerce We had the opportunity to discuss and learn from one another about the challenges facing Chambers of Commerce We discussed how to demonstrate to our members how we can remain relevant
the Canadian Chambersrsquo senior Director of economic financial and tax Policy Hendrik Brakel discussed the global economic outlook and what it means for Canadian business and Warren everson the Canadian Chambersrsquo senior Vice President of Policy Josh Hjartarson Vice President of Policy and Government Relations for the ontario Chamber of Commerce and Brant Hasanen Past President of the Kamloops Chamber of Commerce discussed how all levels of the chamber network can lobby more effectively to strengthen the Voice of Business
the AGM was a tremendous success and both Lesley and I learned a great deal over the few days we were there about the absolute necessity for local provincial and national Chambers of Commerce
KEEPing uP WitH tHE tiMEs hellip BusinEss nEWs goEs DigitaL in 2015
We have launched our new website wwwmiltonchamberca and are excited to introduce our Business News newsletter in an online version the look and feel will remain the same the articles will focus on business and local issues and offer you an advertising vehicle to reach others in the Milton business community Designed to keep members informed about current issues as well as Chamber happenings the Business News is published six times a year and will be distributed electronically to members primary contacts and company contacts We are excited to be able to deliver the publication directly to your mailbox and to those of your staff and colleagues
Advertisers will get a direct link from their online ad to their website With the newsletter being sent to over 2000 emails this will bring potential customers to your doorstep in one easy click of the mouse
ExEcutivE DiREctoRrsquos REPoRt
sandy MartinExecutive Director
5NovemberDecember 2014
melissamelissacoulsonca
Melissa L Coulson CPA CALicensed Public Accountant
A Professional Corporation
Tel 905-876-4633 Fax 905-876-2064Toll Free 1-877-289-2292
35 Hugh Street Milton Ontario L9T 2C7
bull Tax Planninnininnng ampampamp Prepreprepaaaratioioion
bull Bookkeekeeeeppping PaPaPayrorooll amp HSSST RT Reeeturn
bull Finanancincialal StaStatemtementents ndashs ndash CoC mmpmpilaaation
bull Assisisistastatance in CRA AAAudididit ampt Apppeapeapealsll
bull Cbull Cbull Contontontrolrolrollership amp Geeenernerneralalal ConCoCo sulsulsultintinting Sg Sg Servvviceiceicesss
AM Strategic Accountants wwwamsaica
225 Main Street East Suite 8 Milton ON L9T 1N9Tel 6476927225 email mailamsaica
18889267249
Phone 905-876-1451Fax 905-876-4589
wwwarthurelectriccomECRA 7001395
bull Industrialbull Commercialbull Troubleshootingbull Panel Buildingbull Design Build
10874 Steeles Avenue WestUnit 1Milton Ontario L9T 2X8
REWARDS PROGRAMEarn Points Get Free Golf
Its that simple
90587854941-877-GOLF-126
9503 Dublin Line Miltonwwwgolfgranitecom
Miltonrsquos Community Newspaper since 1860
NEW Content Marketing Packages Availablewwwinsidehaltoncom
905-878-2341
204 - 420 Main St E Milton
wwwplansNgoalscom
MA CLU CFP CHS EPC
EXPERT ADVICE FOR ALL YOUR FINANCIAL PLANNING NEEDS
Live Your Dreamover 60 Years of Trust and Tradition
Tel 905-878-1797388 Main Street EastMilton L9T 1P8
wwwslessormotorsmiltoncom wwwmiltonfarmersmarketca
Saturday mornings in downtown MiltonMain Street from Martin to James
Until October 11 2014700 am to 1200 noon
Visit the Milton Chamber of Commerce
Milton Chamber of Commerce receives accreditation with distinction
Charlottetown (PE) ndash September 29 2014 At a ceremony today as part of the Canadian Chamberrsquos annual general meet-ing the Chamber Accreditation Council of Canada was pleased to be able to present a number of new accreditations to chambers from across the country
ldquoWe are proud to recognize these chambers as examples of effective well-managed and stable organizations making a difference in communities across the country ndash keeping
lsquothe voice of busi-nessrsquo loud and strongrdquo said Perrin Beatty President and Ceo of the Canadian Chamber of Com-merce
to achieve accreditation a chamber must meet minimum standards in criti-cal areas including areas of governance operations member-ship programming policy and advocacy and strategic planning
Accreditation is aimed at continuous operational improvement and standards of local chambers of commerce and an el-evation of their profile across the country as effective and well-managed organiza-tions
ldquoAccreditation is the acknowledgment that member chambers have been success-fully evaluated against rigorous national standards of policy service and perfor-mancerdquo said Chuck Davidson President of the Chamber Accreditation Council of
Canada Davidson continued ldquothat this brings the number of accredited chambers to more than 70 in Canadardquo
Developed by a team of chamber executives in conjunction with provin-cial and territorial chambers and the Canadian Chamber of Commerce the accreditation program is operated by an arms-length organization called the Chamber Accreditation Council of Canada
(CACC) The CACC is composed of representatives from
across the country The Council meets twice
per year to review applications for accreditation
Accredita-tion is a means of reinforcing and clarifying to the com-munity at large
what activities are pivotal to a
chamberrsquos func-tions and determines
the chamberrsquos unique value proposition vis-agrave-
vis other organizations in the marketplace
Chambers of commerce and boards of trade that are able to submit their files for review twice per year and are always recognized at the Canadian Chamberrsquos an-nual Network Luncheon during which lo-cal chamber achievements are celebrated
initial accreditations are valid for a period of two years and reaccreditations are valid for three years
cHaMBER nEWs
6 NovemberDecember 2014
Don
905-875-3208885 Main St E
Units 7amp8 MiltonMain St at Thompson Rd
wwwfi xautomiltoncom
Youve Got a Friendin the Body Shop Business
Churchill Collision becomesFix Auto Milton
Friendly Courteous Service
Halton Womens Place will provide a safe haven information and education to
support a future without abuse for women and their children
Serving Halton Region
Halton Womenrsquos PlaceHealthy Relationships bull Healthy Communities
Crisis Lines (905) 878-8555 and (905) 332-7892
Welcome to Milton Banquet amp Conference Centre an award winning premier banquet facility where elegance beauty and service is our standard
Whether itrsquos a wedding reception corporate event or social gathering Milton Banquet amp Conference Centre maintains over four decades of experience in skillfully planning and executing a variety of special occasions from the most intimate gathering to the largest extravaganza we offer the most unique indoor and outdoor facilities combined with exceptional cuisine for you to host a truly memorable event
situated in the midst of 36 acres of picturesque parkland your guests will be transported to a state of serenity as they enjoy strolling through the manicured courtyard gardens and lush green lawns
Our elegantly decorated banquet halls easily accommodate parties of 50 ndash 500 guests and our dedicated and experienced staff will attend to every detail
Milton Banquet amp Conference Centre offers the sophistication and convenience of the city while retaining the warmth and charm of the country
The Angelucci family have been caring and efficient professionals in the catering business for over 30 years
During that time each member of the family has proudly developed their own specialty Their knowledge experience and innovative ideas combine to guarantee the success of your important event
bull Are you tired of the same old thingbull Are you considering an occasion to
be remembered
bull Do you have a picture in mind of your special function but yoursquore not quite sure how to put it all together
Just say the word and theyrsquoll co-ordinate an event tailored specially for you Combining the seasonally breathtaking beauty of the courtyard gardens the impressive banquet rooms and our creativity with your ideas to turn your visions into reality Wersquoll look after it all from invitations and table linens to exciting entertainment as well as providing you with discounts on photographers tuxedo rentals and florists
Our family and accommodating staff will make sure you donrsquot forget a thing As your special event draws to a close yoursquoll get the credit for hosting a truly outstanding event
Milton Banquet amp Conference CentreFeatured new member
Come ride the streetcars Located at 13629 Guelph Line in Milton Ontario the Halton County Radial Railway (HCRR) is a full-size operating electric railway and museum featuring historic electric railcars operating on two kilometers of scenic track The HCRR is owned and operated by the On-tario Electric Railway Historical Association (OERHA) a non-profit educational organi-zation the HCrr is proud to be ontariorsquos first and largest electric railway museum
the oerHA is made up of active mem-bers who volunteer to maintain restore and operate the museum for its many visitors throughout the year
New members are always welcome at the HCRR and there are many ways to lend a hand
Admission to the Halton County Radial Railway includes unlimited historic street-car rides on two kilometers of scenic track which stops at our famous ice cream shop (approximately a 20 minute ride) access
to the grounds display barns and historic rockwood station No admission is required to our Gift Shop where guests can find unique railway inspired gifts and tasty treats
ouR Missionto collect preserve restore operate
and display electric railway-related objects and interpret their historical significance through the operation of the Halton County Radial Railway
Ontario Electric Railway Historical Association Featured renewing member
FEatuRED MEMBERs
7NovemberDecember 2014
Make It YOUR Business70 of those suffering from domestic violence are victimized while at workEmployers are now obligated by law to protect employees experiencing abuse in the workplace (Make It Our Business Bill 168)in the workplace (Make It Our Business Bill 168)
Learn how to recognize and respond to signs of domestic violence and how to help your employees and co-workers find the support they need
Halton Womenrsquos Place facilitates the Government of ontario-funded public education campaign Neighbours Friends and Families to community groups and businesses The presentation focuses on the impact of domestic violence in the
workplace and outlines the responsibilities of employers to ldquotake every reasonable precautionrdquo to protect their employeesworkplace and outlines the responsibilities of employers to take every reasonable prrecaution to protect their employeesFor more information on how to book a session for your workplace please contact Tricia Clinical Manager 905-332-1200 ext 224
Cost of Session 1-20 employees $50 | 20+ employees $100 wwwhaltonwomensplacecomCost of session 1-20 emplo
Winner of the 2013 Mayorrsquos Community Service Award ndash Burlington
A Milton taxi servicesAM strategic Accountants incAcclaim HealthAir separation technologies incBDO Canada LimitedBerka Dr e - orthodontist - Milton orthodonticsBlue Beacon of Canada - Division of CANCLEAN Financial CorpBy Design GraphicsCF Crozier amp Associates IncCathleen Mctavish rMtCBM LtdCentre - Skills Development amp Training Milton Employment ServicesCenturion fire ControlCentury 21 Future Realty - Roach Family real estate teamColour Works Printing incCOLT Fences and DecksCommunity Foundation of Halton NorthCompression Technology CorporationDance eliteDelacourtrsquos Gift and tablewareE Manson Investments LimitedFamily Place Thefirst Class Home Care incorporatedfix Auto of Miltonfortress Comics incGfs ontario inc
Glencairn Golf ClubGlobal Promotional ApparelGlobal trade Partners inc Gordon M McTavish amp Associates IncGorrudrsquos Auto GroupHalton Automotive amp Industrial Supply LtdHalton Country Inn amp Golf Club Halton Power equipmentHalton Region - Employment Housing amp social servicesHawkins Animal HospitalHealth Centre of MiltonHitherfield SchoolIndech Law Chambers Professional CorpJim shaw Accounting services incJohn Howard Society of Peel-Halton-DufferinJohnston Maintenance LtdKPMG LLPLiaison College Oakville CampusMaplebots incMarilyn J Samuels LLB LLMMarlin travel McLaren Press Graphics LtdMillside total Communications incMilton Home Hardware Building CentreMinMaxx Realty IncMohawk Inn amp Conference Centre
Ontario Electric Railway Historical AssociationParadigm telesales incParkway Auto TradePower Link Expedite CorporationPro Con Building Supplies LtdrDC NetworksReese Auto Truck amp Equipment ServicesRotary Club of Milton TheRoyal LePage Credit Valley Real Estate - Joe PecharichRoyal LePage Meadowtowne Realty ndash Carole D BudworthRoyal Lepage Meadowtowne Realty - Shawn KennyRoyal LePage Meadowtowne Realty - Troy HoogendoornSalvation Army - Khi Community Thesci-Mech technicalsHoot Photographicspokes Nrsquo slopesstanmar ConsultingTeatro Conference amp Event Centre (Alemilia Hospitality Group)the Dance Class the Dance shoppe Tombro Trucking LimitedWeb Nodes inc
renewing members Thanks to the following businesses for their continued support Escarpment Countrytrade Partner
MEMBER REnEWaLs
8 NovemberDecember 2014
Must be 19 years of age or older Valid government-issued photo identification may be required
OLG Slots at Mohawk Racetrack9430 Guelph Line Campellville ON(905) 854-4053Mon-Thurs 9am to 4am Fri-Sun 24 hours olgca
FILE MK_BET FUN_775X325_MILCOCNEWS_FEB2014pdf SIZE 775rdquo x 325rdquo SITE Mohawk Racetrack PUBLICATION Milton Chamber of Commerce Newsletter INSERTION DATE February 2014 CONTACT Krista Lenardon-Trull FILE UPLOAD kristamiltonchamberca
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people Choose your favourite games from over 850 exciting slots featuring electronic table
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Welcome new membersWelcome to the following new Chamber Members We invite you to participate in Chamber events and encourage you to take part in one or more of the Chamber committees
aBL EMPLoyMEnt50 steeles Ave e Unit 23Milton ON L9T 4W9Contact Jennifer staruch Cust serv Mgrtel 905-635-2940 wwwablemploymentcomldquoCome Work With Usrdquo ABL Employment is an independently owned Canadian staffing agency that brings together people that want to work and companies that need work done We specialize in the industrial and distribution sectors with solutions that combine both part time temporary jobs and long-term hiring strategies Contact our Milton office today
aMg viRtuaL assistant sERvicEsMilton oNContact Alejandra Montejo Support specialisttel 905-808-4843wwwamgvirtualassistantcomAMG offers Virtual (Off-site) Administrative services including secretarial support Graphic Design and Social Media Planning amp Management We are happy and proud to support small businesses entrepreneurs executives and busy individuals who need assistance with the daily operation of their businesses
aZ MoRtgagE soLutions330 Bronte st s Unit 218Milton ON L9T 7X1Contact Angela Zhang ownerDirectorTel 905-876-2505wwwazmortgagesolutionscaAZ Mortgage solutions is a licensed brokerage with financial services commission of ontario FSCO ndash License 12145 Angela the principal broker has been working in the industry for over 15 years Our mission is to be the most trusted resource of mortgage advice and service in Milton and the GtA West areas
BEauMont ELDER accountants LLP330 Bronte st s Unit 210Milton ON L9T 7X1Contact Melanie Beaumont PartnerTel 905-875-4444Fax 905-875-2227wwwbecpacaA full service accounting and taxation firm serving corporations and individuals our services vary from bookkeeping to annual financial returns to reorganization and estate planning We have several years of experience and value and provide professional personalized and trusted service to all clients Your business is important to us too
cELLRox MiLton 55 ontario st sMilton ON L9T 2M3Contact shane Mehmood ownerMgrtel 905-864-9662Fax 905-864-9667wwwcellroxmiltoncaCellrox in Milton is a one stop shop for your electronics needs If you are looking to buy or repair a cell phone repair your computer or to purchase an internet package Cellrox is the store for you Come visit us at the Milton Mall and customize your electronics
cognition PRoDuctions 63 forestgrove CircleBrampton ON L6Z 4T4Contact Warren Leppik Principaltel 416-698-3858wwwcognitionproductionscomWersquove focused our passion for storytelling to produce finely crafted unforgettable business video that stands out from the crowd and captivates a target audience internal or external We increase the effectiveness of marketing and communications thereby increasing sales while reducing costs
nEW MEMBERs
9NovemberDecember 2014
2300 Steeles Ave West 4th Floor Vaughan ON L4K 5X6
Phone (905) 761-7500 bull Fax (905) 761-7505
2300 Steeles Ave West 4th Floor Concord ON L4K 5X6
AggregatesDufferinA division of Holcim (Canada) Inc
FaiRsPLit DivoRcE amp sEPaRation FinanciaL soLutions473 Crusick CircleMilton ON L9T 0M9Contact tatiana terekhova PresidentTel 416-894-7771wwwfairsplitcaFairsplit offers expert financial advice to people considering or going through marriage breakdown With proven financial strategies we empower couples and individuals to have friendlier faster and less expensive divorce now along with the solid new financial life in the future
FinE aRts sociEty oF MiLton (FasM)Milton oNContact Ursula McDermid Presidenttel 905-299-1429wwwfasmcaFine Arts Society of Milton (FASM) is a non-profit organization consisting of approximately 120 members FASM is dedicated to supporting visual artists promoting fine arts in our community and facilitating art appreciation
HEaLtHEnut MiLton caFE anD JuicE BaR20 Martin stMilton ON L9T 2P9Contact Maria Garrigan ownerTel 905-693-6795wwwhealthenutca Health E Nut Cafeacute amp Juice Bar in Milton is a one STOP HEALTH SHOP in Canada serving Whole Organic Live Food for
breakfast lunch dinner desserts and snacks We serve non-GMo organic food Come visit us in the heart of Milton ldquoLet food be thy medicinerdquo-Hippocrates
MiLton BanquEt amp conFEREncE cEntRE3090 steeles Ave WMilton ON L9T 2V3Contact ezio Angelucci ownertel 905-864-8445wwwmiltonbanquetscomA premier banquet facility situated in the midst of 36 acres of picturesque grounds offering the most unique indooroutdoor facilities combined with exceptional cuisine for you to host a truly memorable event For your next festivity whether itrsquos a wedding reception corporate or social event consider Milton Banquet amp Conference Centre
tHE MinDFuL Living cEntRE400 Bronte st south Unit 219Milton ON L9T 0H7Contact Chris Parrish Clinical PsychologistTel 289-270-1757Fax 289-270-1751wwwmindfullivingcentrecaAt the Mindful Living Centre we partner with clients to explore individually tailored strategies for addressing lifersquos challenges in our quest to promote personal growth and well-being We provide effective psychological assessment and counseling services in a compassionate and non-judgmental atmosphere empowering clients to achieve a better quality of life
MusE signs Milton oN Contact Lena White OwnerTel 647-382-8358wwwmusesignscom
ontaRio coLLEgE oF PHaRMacists 483 Huron st toronto oN M5r 2r4Contact Nicole Balan Community Practice Advisortel 519-282-5651wwwocpinfocomthe ontario College of Pharmacists is the registering and regulating body for the profession of Pharmacy in Ontario The collegersquos mandate is to serve and protect the public and hold ontario pharmacists and pharmacy technicians accountable to the established legislation ensuring that pharmacies meet certain standards for operation and are accredited by the College
PRiMERica FinanciaL sERvicEs ndash RoB HEWLEttMilton oNContact Rob Hewlett Representativetel 416-2530-3460Fax 888-285-7052wwwprimericacomrhewlettPrimerica offers solutions to help families eliminate crippling debt from their household finances and save more of their hard-earned money for the future Our team provides financial services including life insurance accident and health insurance and investments to main street families
nEW MEMBERs
10 NovemberDecember 2014
Sports Celebrity Dinner amp Auction PLatinuM HotstovE sPonsoR U-Need storage PLatinuM viP REcEPtion sPonsoR Arthur electric inc PLatinuM autogRaPH sPonsoR RBC Royal Bank PLatinuM MEDia sPonsoR the Canadian Champion PLatinuM cELEBRity sPonsoR Jackson events goLD sPonsoRs ClubLink Corporation Impact Logistics tD Canada trust siLvER sPonsoRs Manulife investments Modern Crane Newco Industrial Ltd roxul inc Woodbine entertainment Group PRint sPonsoR Empress Print amp Packaging av PaRtnER GavCom Media Productions FRiEnD sPonsoR Robert (Pie) Lee Insurance Agency ViA rail Canada HotEL sPonsoR Best Western Plus Milton inn
Mayorrsquos Breakfast PREsEnting sPonsoR
CN PLatinuM sPonsoR
OLG
small Business Week PREsEnting PaRtnER
CN PREsEnting sPonsoR
BDC EvEnt PaRtnER
Halton region Milton education Village innovation Centre EvEnt sPonsoR
tD Canada trust
Golf tournament PREsEnting sPonsoR Cogeco Cable Canada inc gREEns sPonsoR CN HoLE-in-onE sPonsoR Wallace Chevrolet Buick Cadillac Ltd DinnER sPonsoR Chudleighrsquos LuncH sPonsoR Mattamy Homes goLF RaFFLE sPonoR scotiabank Putting gREEn sPonsoR Dent Wizard signagE sPonsoR Empress Print amp Packaging goLF BaLL sPonsoR rogers Cable inc sPEciaLty BaLL sPonsoR roxul inc caRt sPonsoR Dufferin Aggregates Mortgage Architects REFREsHMEnt sPonsoR Milton Toyota scoREcaRD sPonsoR Miltowne insurance services inc
Community Awards Gala PLatinuM sPonsoR CN Cogeco Cable the Canadian Champion goLD sPonsoRs GavCom Media Productions inc roxul inc scotiabank siLvER sPonsoRs Bell Canada Prosperity ONE Credit Union BRonZE sPonsoRs Albatross Restaurant at Granite Ridge Golf Club - Jimmy D HollisWealth - Melissa DeBrouwer Halton region ndash small Business Development McLaren Press Graphics Ltd srG FRiEnD sPonsoRs Granite ridge Golf Club Karenrsquos flower shop McCuaig Insurance Limited Miltowne insurance services inc rattlesnake Point Golf Club Robert (Pie) Lee Insurance Agency the flower Mill Theresa Brereton Photography
The following companies have generously supported the events of the Milton Chamber of Commerce
sPonsoRsHiP coRnER
11NovemberDecember 2014
Interior Design amp Space Planning
Space Requirement Studies
Concept and Planning Drawings
Design and Construction Drawings
Outdated
Just Starting
Expanding
Moving
smart design is smart business
MAKE THE MOST OUT OF EVERY SQUARE FOOT p 289-627-1870 ebrennadezign1ca
DEZIGN 1
Highlights from the 2014 Canadian Chamber of Commerce Annual General MeetingPerrin Beatty President Canadian Chamber of Commerce
We just wrapped up our annual general meeting and policy conference which took place in Charlottetown from September 27 to 29 I would like to thank our host the Greater Charlottetown Area Chamber of Commerce and all of our delegates and sponsors for contributing to the success of the event i would also like to thank everyone who contributed to our policy resolutions process Sixty-nine resolutions developed by our member chambers of commerceboards of trade and policy committees were brought forth at our annual general meeting for debate the list of approved resolutions is posted on our website Chamberca
During our annual meeting i highlighted some of our successes to date in 2014 including
bull the work our Best Practices Working Group has done to help our member chambers of commerce with the growing challenges they are facing in the general membership space
bull the work the Partnership for resource trade has accomplished in educating Canadians on the importance of natural resources to our economic future
bull our study of high-growth entrepreneurial companies to understand how we and the Canadian government could support them more effectively our report A Path forward for entrepreneurship in Canada was released on Sept 17 and its findings were presented at our conference and
bull our advocacy on dismantling Canadarsquos internal trade barriers our messages to the federal government and to the Council of the Federation were endorsed by every provincial and territorial chamber the provincial and territorial premiers have committed to revisiting the Agreement on internal trade and to seeking progress in key areas including energy non tariff barriers and government procurement
intERnationaL PoLicy
on sept 22 in partnership with the federation of Korean industries we hosted a Korea - Canada Business Symposium The event featured a keynote address by Park Guen-hye President of south Korea and two panel discussions on the topics of the opportunities created by the new FTA and the future of Korea-Canada energy cooperation
in November i will be leading a high-level delegation to Tokyo and Beijing to support Canadarsquos trade agenda in Asia We are co-hosting an event in Tokyo to launch the Canada-Japan Chamber Council a long-term partnership with the Japan Chamber of Commerce and Industry We expect participation from Canadarsquos Ministers of Natural resources and international trade as well as the Japanese Minister for Economy Trade and Industry
In Beijing I will be joined by CEOs of several major Canadian companies at the APeC Ceo summit Held alongside
the APEC Leadersrsquo Summit it brings together top regional business leaders and heads of state to build relationships and discuss policy steps to promote cross-border trade and investment We also stand ready to support a potential bilateral visit to China by Canadarsquos Prime Minister at that time where we would advocate priorities such as the ratification of the foreign investment Protection Agreement enhanced regulatory cooperation and a joint announcement of an offshore rMB centre in Canada
tHougHt LEaDERsHiPLater this month we will be releasing
two reports one will focus on Canadarsquos need to close the skills gap by better aligning its education and training systems to its labour market needs The other will focus on why Canada needs a renminbi trading hub to be first in the Americas with a new financial centre that would significantly boost trade and investment with China
canaDian cHaMBER oF coMMERcE
12 NovemberDecember 2014
the Mattamy national cycling centre a track like no other
Cycling excitement is picking up speed as the Mattamy National Cycling Centre nears completion and cyclists eagerly await their chance to try the track
inside the velodrome construction of the track is now complete At 250-metres long and 7-metres wide with 42-degree banked bends and 13-degree banked straights the unique timber track is built for speed and excitement for all cycling ability levels
the track is constructed from smooth untreated siberian Spruce renowned for its hardness stability and long straight lines making it ideal for constructing world-class velodromes and producing world records The velodrome built for the London 2012 Olympic and Paralympic Games used Siberian Pine Siberian Spruce is also regarded as the fastest timber allowing cyclists to reach speeds up to 85 kmhr
this Class 1 track is designed to meet the most stringent requirements set by the International Cycling Union (UCI) for international competitions It will be the sole facility in Canada that meets these requirements which all velodromes must attain to host Olympic Paralympic and elite world championships
It will also become the first-ever UCI-regulated accredited indoor track in Canada and the second in North America The VELO Sports Centre at the Home Depot Centre complex in Carson California is the only other covered UCI-regulated velodrome in CanadaUSA
Join tHE cycLing REvoLution Whether you want to learn to ride a two-wheeler or test
your skills on track the Town of Milton is offering the following programs for all abilities
bull Get on the bike - Learn to ride a two-wheeler and work on developing and refining skills
bull Get on the track - Get a taste of the track through ldquotry itrdquo sessions and get certified to ride
bull Ride the track - Become a member to drop in and ride recreationally or take a beginner or intermediate course ramp it up with advanced training racing and more
cERtiFication sPots aDDED DuE to HigH DEManDGetting certified is the first step towards riding the track and
is a requirement for all drop-in and registered cycling programs Due to high demand wersquove added more certification spots Sign up now to get a taste of the track with our special ldquotry itrdquo sessions or get certified to ride through a certification program or introductory course
For more information about certification programs visit mattamynationalcyclingcentreca
Track under construction
Track under construction
Cyclist riding on finished track
13NovemberDecember 2014
stay in tHE LooPwwwmattamynationalcyclingcentreca
Velodrome e-newsletter wwwmiltoncavelodrome
Velodrome blog miltonvelodromewordpresscom
Twitter MattamyVelo
Photo Illustration of completed velodrome
MaKE tHE Most oF tHE vELoDRoME
BEcoME a MEMBERRide as many times as you wish at drop-in track cycling sessions and take advantage of priority advance booking for drop-in cycling and reduced rates on bike storage rental bikes accessories and fitness memberships A limited number of memberships are available so donrsquot delay
BRing youR coLLEaguEsinterested in a unique team-building experience Try the track for a motivating session with your associates employees or customers Book a rider experience followed by your team meetings in one of our multi-purpose rooms
BooK a MEEting sPacErent one of the Centrersquos two meeting rooms for your next workshop conference or seminar each room can hold up to 30 people and allows for flexible set-up options tables chairs and audio visual hook ups are provided
aDvERtisE youR BusinEss With thousands of cyclists and spectators from near and far ready to burst through the doors of this one-of-a-kind facility what better way to showcase your local businessLook for sponsorship and branding opportunities for cycling programs currently under development as well as business advertising on cycling track billboards
EnJoy a coRPoRatE DiscountCorporate group rates for the fitness centre are available
Visit wwwMattamyNationalCyclingCentreca for details
During the TORONTO 2015 Pan AmParapan Am Games the facility will be known as the Cisco Milton Pan AmParapan Am Velodrome
MoRE tHan onE Way to stay activE anD on tRacK
The Mattamy National Cycling Centrersquos walkingjoggingtraining track is surrounded by picturesque views of the outdoors as well as the action indoors
the 300-metre track offers an ideal venue for engaging in one of the easiest ways to stay active just 30 minutes of brisk walking or jogging each day may help improve mental and physical health Complete 33 laps for 1 km
the track featuresbull spectacular views of the scenic
Niagara escarpmentbull Birdrsquos-eye view of the action on
the gymnasium courts and the cycling track below
bull optimum comfort with natural light and heatingcooling for all seasons
bull structured programs such as strollercize and walkingjoggingtraining programs
the track is also available for rentals for exclusive use by groups for more information visit mattamynationalcyclingcentreca
uPcoMing EvEnts visit tHE vELo satuRDay novEMBER 29
Join us for free family-friendly activities to get acquainted with the Mattamy National Cycling Centre
bull Get up close and personal with track cycling and learn about programs being offered
bull View demonstrations by members of the Canadian National Cycling Team
bull take a guided tourbull Visit the walkingjogging
training trackbull sample registered fitness
classesbull Play a variety of family-friendly
drop-in sportsbull Work out in the fitness Centre
canaDian nationaL tRacK cHaMPionsHiPsJanuaRy 3-6 2015
Canadarsquos top track cycling athletes of all ages and abilities will compete to be crowned national champion
MiLton intERnationaL cHaLLEngEJanuaRy 9-11 2015
Watch top cycling athletes from around the world compete against team Canada in this official Pan Am Games Test Event
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
4 NovemberDecember 2014
Oakville 905-845-9430 ext 8160Brampton 905-459-7533 ext 5307
httpcessheridancollegeca
LOOKINGFOR WORK
Employment CounsellingResume Development
ApprenticeshipSecond Career
WorkshopsJob Postings
LOOKING TO HIRE
Training IncentivesOnlineOnsite Job Postings
Job FairsWorkshops
Access to suitable resumeacutesSummer Jobs Service
EMPLOYMENT
SERVICESCOMMUNITYC
ES
One Stop For Your Employment amp Training Needs
Working with youto achieve fi nancial peace of mind
John Barrett CFPCERTIFIED FINANCIAL PLANNER
Life Insurance RepresentativeMutual Fund Representative
Direct 905-878-0007Offi ce 1-877-877-8575 x3009Fax 905-276-4964
johnbarrettdfsincawwwjohnbarrettfi nancialca
5070 Dixie RoadMississauga ON
L4W 1C9
Investments Inc
Independent Network
reg Registered trademark owned by Dejardins Financial Security
a
L4W 1C9
wwwhaltonpoolsca
Trevor Riebot
REAL ESTATE LAND DEVELOPMENT COMMERCIAL CORPORATE WILLS amp ESTATES
HUTCHINSON THOMPSON HENDERSON amp MOTTBarristers amp Solicitors
Serving Milton amp Halton Areas Since 1920
264 Main St E Milton L9T 1P2Tel 9058782841 Fax 9058783937
email lawo celawmiltoncomwwwlawmiltoncom
Barnaby Henderson Howard Mott Nathan Green
Your Chamber is accredited with distinctionthe Canadian Chamber of Commerce
held its annual conference the end of September in Charlottetown PEI Lesley Mansfield Milton Chamber President and i attended on behalf of our Board and membership
Milton Chamber of Commerce received Accreditation with Distinction designation at the CCC conference
several Chambers were recognized at a Special Chairs Luncheon for achieving ldquoAccreditationrdquo and ldquoAccreditation with Distinctionrdquo designations it was a special moment for both Lesley and I On the front cover of this newsletter Mike McMullen Chair of the Canadian Chamber is beside Lesley and on the right is Chuck Davidson the president of the Chamber Accreditation Council of Canada
WHat is accREDitationin 2004 representatives from all levels of
the chamber network formed the Chamber Accreditation Council of Canada (CACC) and launched a national accreditation program designed to recognize chambers that satisfy a set of high standards and practicesmdashchambers that seek to stand out that look to the future
Accreditation is a formal acknowledgement that member chambers of commerceboards of trade have been successfully evaluated by the CACC against rigorous national standards of policy service and performance
Accreditation will ensurebull strategic focus on core chamber
activitiesbull Uniform practices and policies
across the networkbull Dependable governance proceduresbull Distinctive brand identitybull A competitive edge against other
business organizationsbull A stronger ldquovoice of businessrdquo in your
communitybull An increased role in national and
international policy advocacythe process was rigorous and required
extensive staff time to complete the 5 pillars covering every aspect of running a Chamber of Commerce i want to thank our team for the excellent work done in order to receive such an honour Only 80 chambers across the country have received the designation We are very proud of our accomplishment
the 2014 AGM themed ldquoBuilding a stronger future togetherrdquo focused on restoring Canadarsquos competitiveness but also on the competitiveness and relevancy of Chambers of Commerce We had the opportunity to discuss and learn from one another about the challenges facing Chambers of Commerce We discussed how to demonstrate to our members how we can remain relevant
the Canadian Chambersrsquo senior Director of economic financial and tax Policy Hendrik Brakel discussed the global economic outlook and what it means for Canadian business and Warren everson the Canadian Chambersrsquo senior Vice President of Policy Josh Hjartarson Vice President of Policy and Government Relations for the ontario Chamber of Commerce and Brant Hasanen Past President of the Kamloops Chamber of Commerce discussed how all levels of the chamber network can lobby more effectively to strengthen the Voice of Business
the AGM was a tremendous success and both Lesley and I learned a great deal over the few days we were there about the absolute necessity for local provincial and national Chambers of Commerce
KEEPing uP WitH tHE tiMEs hellip BusinEss nEWs goEs DigitaL in 2015
We have launched our new website wwwmiltonchamberca and are excited to introduce our Business News newsletter in an online version the look and feel will remain the same the articles will focus on business and local issues and offer you an advertising vehicle to reach others in the Milton business community Designed to keep members informed about current issues as well as Chamber happenings the Business News is published six times a year and will be distributed electronically to members primary contacts and company contacts We are excited to be able to deliver the publication directly to your mailbox and to those of your staff and colleagues
Advertisers will get a direct link from their online ad to their website With the newsletter being sent to over 2000 emails this will bring potential customers to your doorstep in one easy click of the mouse
ExEcutivE DiREctoRrsquos REPoRt
sandy MartinExecutive Director
5NovemberDecember 2014
melissamelissacoulsonca
Melissa L Coulson CPA CALicensed Public Accountant
A Professional Corporation
Tel 905-876-4633 Fax 905-876-2064Toll Free 1-877-289-2292
35 Hugh Street Milton Ontario L9T 2C7
bull Tax Planninnininnng ampampamp Prepreprepaaaratioioion
bull Bookkeekeeeeppping PaPaPayrorooll amp HSSST RT Reeeturn
bull Finanancincialal StaStatemtementents ndashs ndash CoC mmpmpilaaation
bull Assisisistastatance in CRA AAAudididit ampt Apppeapeapealsll
bull Cbull Cbull Contontontrolrolrollership amp Geeenernerneralalal ConCoCo sulsulsultintinting Sg Sg Servvviceiceicesss
AM Strategic Accountants wwwamsaica
225 Main Street East Suite 8 Milton ON L9T 1N9Tel 6476927225 email mailamsaica
18889267249
Phone 905-876-1451Fax 905-876-4589
wwwarthurelectriccomECRA 7001395
bull Industrialbull Commercialbull Troubleshootingbull Panel Buildingbull Design Build
10874 Steeles Avenue WestUnit 1Milton Ontario L9T 2X8
REWARDS PROGRAMEarn Points Get Free Golf
Its that simple
90587854941-877-GOLF-126
9503 Dublin Line Miltonwwwgolfgranitecom
Miltonrsquos Community Newspaper since 1860
NEW Content Marketing Packages Availablewwwinsidehaltoncom
905-878-2341
204 - 420 Main St E Milton
wwwplansNgoalscom
MA CLU CFP CHS EPC
EXPERT ADVICE FOR ALL YOUR FINANCIAL PLANNING NEEDS
Live Your Dreamover 60 Years of Trust and Tradition
Tel 905-878-1797388 Main Street EastMilton L9T 1P8
wwwslessormotorsmiltoncom wwwmiltonfarmersmarketca
Saturday mornings in downtown MiltonMain Street from Martin to James
Until October 11 2014700 am to 1200 noon
Visit the Milton Chamber of Commerce
Milton Chamber of Commerce receives accreditation with distinction
Charlottetown (PE) ndash September 29 2014 At a ceremony today as part of the Canadian Chamberrsquos annual general meet-ing the Chamber Accreditation Council of Canada was pleased to be able to present a number of new accreditations to chambers from across the country
ldquoWe are proud to recognize these chambers as examples of effective well-managed and stable organizations making a difference in communities across the country ndash keeping
lsquothe voice of busi-nessrsquo loud and strongrdquo said Perrin Beatty President and Ceo of the Canadian Chamber of Com-merce
to achieve accreditation a chamber must meet minimum standards in criti-cal areas including areas of governance operations member-ship programming policy and advocacy and strategic planning
Accreditation is aimed at continuous operational improvement and standards of local chambers of commerce and an el-evation of their profile across the country as effective and well-managed organiza-tions
ldquoAccreditation is the acknowledgment that member chambers have been success-fully evaluated against rigorous national standards of policy service and perfor-mancerdquo said Chuck Davidson President of the Chamber Accreditation Council of
Canada Davidson continued ldquothat this brings the number of accredited chambers to more than 70 in Canadardquo
Developed by a team of chamber executives in conjunction with provin-cial and territorial chambers and the Canadian Chamber of Commerce the accreditation program is operated by an arms-length organization called the Chamber Accreditation Council of Canada
(CACC) The CACC is composed of representatives from
across the country The Council meets twice
per year to review applications for accreditation
Accredita-tion is a means of reinforcing and clarifying to the com-munity at large
what activities are pivotal to a
chamberrsquos func-tions and determines
the chamberrsquos unique value proposition vis-agrave-
vis other organizations in the marketplace
Chambers of commerce and boards of trade that are able to submit their files for review twice per year and are always recognized at the Canadian Chamberrsquos an-nual Network Luncheon during which lo-cal chamber achievements are celebrated
initial accreditations are valid for a period of two years and reaccreditations are valid for three years
cHaMBER nEWs
6 NovemberDecember 2014
Don
905-875-3208885 Main St E
Units 7amp8 MiltonMain St at Thompson Rd
wwwfi xautomiltoncom
Youve Got a Friendin the Body Shop Business
Churchill Collision becomesFix Auto Milton
Friendly Courteous Service
Halton Womens Place will provide a safe haven information and education to
support a future without abuse for women and their children
Serving Halton Region
Halton Womenrsquos PlaceHealthy Relationships bull Healthy Communities
Crisis Lines (905) 878-8555 and (905) 332-7892
Welcome to Milton Banquet amp Conference Centre an award winning premier banquet facility where elegance beauty and service is our standard
Whether itrsquos a wedding reception corporate event or social gathering Milton Banquet amp Conference Centre maintains over four decades of experience in skillfully planning and executing a variety of special occasions from the most intimate gathering to the largest extravaganza we offer the most unique indoor and outdoor facilities combined with exceptional cuisine for you to host a truly memorable event
situated in the midst of 36 acres of picturesque parkland your guests will be transported to a state of serenity as they enjoy strolling through the manicured courtyard gardens and lush green lawns
Our elegantly decorated banquet halls easily accommodate parties of 50 ndash 500 guests and our dedicated and experienced staff will attend to every detail
Milton Banquet amp Conference Centre offers the sophistication and convenience of the city while retaining the warmth and charm of the country
The Angelucci family have been caring and efficient professionals in the catering business for over 30 years
During that time each member of the family has proudly developed their own specialty Their knowledge experience and innovative ideas combine to guarantee the success of your important event
bull Are you tired of the same old thingbull Are you considering an occasion to
be remembered
bull Do you have a picture in mind of your special function but yoursquore not quite sure how to put it all together
Just say the word and theyrsquoll co-ordinate an event tailored specially for you Combining the seasonally breathtaking beauty of the courtyard gardens the impressive banquet rooms and our creativity with your ideas to turn your visions into reality Wersquoll look after it all from invitations and table linens to exciting entertainment as well as providing you with discounts on photographers tuxedo rentals and florists
Our family and accommodating staff will make sure you donrsquot forget a thing As your special event draws to a close yoursquoll get the credit for hosting a truly outstanding event
Milton Banquet amp Conference CentreFeatured new member
Come ride the streetcars Located at 13629 Guelph Line in Milton Ontario the Halton County Radial Railway (HCRR) is a full-size operating electric railway and museum featuring historic electric railcars operating on two kilometers of scenic track The HCRR is owned and operated by the On-tario Electric Railway Historical Association (OERHA) a non-profit educational organi-zation the HCrr is proud to be ontariorsquos first and largest electric railway museum
the oerHA is made up of active mem-bers who volunteer to maintain restore and operate the museum for its many visitors throughout the year
New members are always welcome at the HCRR and there are many ways to lend a hand
Admission to the Halton County Radial Railway includes unlimited historic street-car rides on two kilometers of scenic track which stops at our famous ice cream shop (approximately a 20 minute ride) access
to the grounds display barns and historic rockwood station No admission is required to our Gift Shop where guests can find unique railway inspired gifts and tasty treats
ouR Missionto collect preserve restore operate
and display electric railway-related objects and interpret their historical significance through the operation of the Halton County Radial Railway
Ontario Electric Railway Historical Association Featured renewing member
FEatuRED MEMBERs
7NovemberDecember 2014
Make It YOUR Business70 of those suffering from domestic violence are victimized while at workEmployers are now obligated by law to protect employees experiencing abuse in the workplace (Make It Our Business Bill 168)in the workplace (Make It Our Business Bill 168)
Learn how to recognize and respond to signs of domestic violence and how to help your employees and co-workers find the support they need
Halton Womenrsquos Place facilitates the Government of ontario-funded public education campaign Neighbours Friends and Families to community groups and businesses The presentation focuses on the impact of domestic violence in the
workplace and outlines the responsibilities of employers to ldquotake every reasonable precautionrdquo to protect their employeesworkplace and outlines the responsibilities of employers to take every reasonable prrecaution to protect their employeesFor more information on how to book a session for your workplace please contact Tricia Clinical Manager 905-332-1200 ext 224
Cost of Session 1-20 employees $50 | 20+ employees $100 wwwhaltonwomensplacecomCost of session 1-20 emplo
Winner of the 2013 Mayorrsquos Community Service Award ndash Burlington
A Milton taxi servicesAM strategic Accountants incAcclaim HealthAir separation technologies incBDO Canada LimitedBerka Dr e - orthodontist - Milton orthodonticsBlue Beacon of Canada - Division of CANCLEAN Financial CorpBy Design GraphicsCF Crozier amp Associates IncCathleen Mctavish rMtCBM LtdCentre - Skills Development amp Training Milton Employment ServicesCenturion fire ControlCentury 21 Future Realty - Roach Family real estate teamColour Works Printing incCOLT Fences and DecksCommunity Foundation of Halton NorthCompression Technology CorporationDance eliteDelacourtrsquos Gift and tablewareE Manson Investments LimitedFamily Place Thefirst Class Home Care incorporatedfix Auto of Miltonfortress Comics incGfs ontario inc
Glencairn Golf ClubGlobal Promotional ApparelGlobal trade Partners inc Gordon M McTavish amp Associates IncGorrudrsquos Auto GroupHalton Automotive amp Industrial Supply LtdHalton Country Inn amp Golf Club Halton Power equipmentHalton Region - Employment Housing amp social servicesHawkins Animal HospitalHealth Centre of MiltonHitherfield SchoolIndech Law Chambers Professional CorpJim shaw Accounting services incJohn Howard Society of Peel-Halton-DufferinJohnston Maintenance LtdKPMG LLPLiaison College Oakville CampusMaplebots incMarilyn J Samuels LLB LLMMarlin travel McLaren Press Graphics LtdMillside total Communications incMilton Home Hardware Building CentreMinMaxx Realty IncMohawk Inn amp Conference Centre
Ontario Electric Railway Historical AssociationParadigm telesales incParkway Auto TradePower Link Expedite CorporationPro Con Building Supplies LtdrDC NetworksReese Auto Truck amp Equipment ServicesRotary Club of Milton TheRoyal LePage Credit Valley Real Estate - Joe PecharichRoyal LePage Meadowtowne Realty ndash Carole D BudworthRoyal Lepage Meadowtowne Realty - Shawn KennyRoyal LePage Meadowtowne Realty - Troy HoogendoornSalvation Army - Khi Community Thesci-Mech technicalsHoot Photographicspokes Nrsquo slopesstanmar ConsultingTeatro Conference amp Event Centre (Alemilia Hospitality Group)the Dance Class the Dance shoppe Tombro Trucking LimitedWeb Nodes inc
renewing members Thanks to the following businesses for their continued support Escarpment Countrytrade Partner
MEMBER REnEWaLs
8 NovemberDecember 2014
Must be 19 years of age or older Valid government-issued photo identification may be required
OLG Slots at Mohawk Racetrack9430 Guelph Line Campellville ON(905) 854-4053Mon-Thurs 9am to 4am Fri-Sun 24 hours olgca
FILE MK_BET FUN_775X325_MILCOCNEWS_FEB2014pdf SIZE 775rdquo x 325rdquo SITE Mohawk Racetrack PUBLICATION Milton Chamber of Commerce Newsletter INSERTION DATE February 2014 CONTACT Krista Lenardon-Trull FILE UPLOAD kristamiltonchamberca
DISCOVER THE THRILLS AT OLG SLOTS AT MOHAWK RACETRACKGet your friends together for a great night out and enjoy everything OLG Slots at Mohawk Racetrack has
to offer Step onto the lively gaming floor to experience the lights jackpot bells and friendly
people Choose your favourite games from over 850 exciting slots featuring electronic table
games such as Texas Hold lsquoEm Poker Roulette and Blackjack and relax while you enjoy a
casual meal at the Marketplace Eatery Plus therersquos free parking So let the fun begin and visit
OLG Slots at Mohawk Racetrack today
Welcome new membersWelcome to the following new Chamber Members We invite you to participate in Chamber events and encourage you to take part in one or more of the Chamber committees
aBL EMPLoyMEnt50 steeles Ave e Unit 23Milton ON L9T 4W9Contact Jennifer staruch Cust serv Mgrtel 905-635-2940 wwwablemploymentcomldquoCome Work With Usrdquo ABL Employment is an independently owned Canadian staffing agency that brings together people that want to work and companies that need work done We specialize in the industrial and distribution sectors with solutions that combine both part time temporary jobs and long-term hiring strategies Contact our Milton office today
aMg viRtuaL assistant sERvicEsMilton oNContact Alejandra Montejo Support specialisttel 905-808-4843wwwamgvirtualassistantcomAMG offers Virtual (Off-site) Administrative services including secretarial support Graphic Design and Social Media Planning amp Management We are happy and proud to support small businesses entrepreneurs executives and busy individuals who need assistance with the daily operation of their businesses
aZ MoRtgagE soLutions330 Bronte st s Unit 218Milton ON L9T 7X1Contact Angela Zhang ownerDirectorTel 905-876-2505wwwazmortgagesolutionscaAZ Mortgage solutions is a licensed brokerage with financial services commission of ontario FSCO ndash License 12145 Angela the principal broker has been working in the industry for over 15 years Our mission is to be the most trusted resource of mortgage advice and service in Milton and the GtA West areas
BEauMont ELDER accountants LLP330 Bronte st s Unit 210Milton ON L9T 7X1Contact Melanie Beaumont PartnerTel 905-875-4444Fax 905-875-2227wwwbecpacaA full service accounting and taxation firm serving corporations and individuals our services vary from bookkeeping to annual financial returns to reorganization and estate planning We have several years of experience and value and provide professional personalized and trusted service to all clients Your business is important to us too
cELLRox MiLton 55 ontario st sMilton ON L9T 2M3Contact shane Mehmood ownerMgrtel 905-864-9662Fax 905-864-9667wwwcellroxmiltoncaCellrox in Milton is a one stop shop for your electronics needs If you are looking to buy or repair a cell phone repair your computer or to purchase an internet package Cellrox is the store for you Come visit us at the Milton Mall and customize your electronics
cognition PRoDuctions 63 forestgrove CircleBrampton ON L6Z 4T4Contact Warren Leppik Principaltel 416-698-3858wwwcognitionproductionscomWersquove focused our passion for storytelling to produce finely crafted unforgettable business video that stands out from the crowd and captivates a target audience internal or external We increase the effectiveness of marketing and communications thereby increasing sales while reducing costs
nEW MEMBERs
9NovemberDecember 2014
2300 Steeles Ave West 4th Floor Vaughan ON L4K 5X6
Phone (905) 761-7500 bull Fax (905) 761-7505
2300 Steeles Ave West 4th Floor Concord ON L4K 5X6
AggregatesDufferinA division of Holcim (Canada) Inc
FaiRsPLit DivoRcE amp sEPaRation FinanciaL soLutions473 Crusick CircleMilton ON L9T 0M9Contact tatiana terekhova PresidentTel 416-894-7771wwwfairsplitcaFairsplit offers expert financial advice to people considering or going through marriage breakdown With proven financial strategies we empower couples and individuals to have friendlier faster and less expensive divorce now along with the solid new financial life in the future
FinE aRts sociEty oF MiLton (FasM)Milton oNContact Ursula McDermid Presidenttel 905-299-1429wwwfasmcaFine Arts Society of Milton (FASM) is a non-profit organization consisting of approximately 120 members FASM is dedicated to supporting visual artists promoting fine arts in our community and facilitating art appreciation
HEaLtHEnut MiLton caFE anD JuicE BaR20 Martin stMilton ON L9T 2P9Contact Maria Garrigan ownerTel 905-693-6795wwwhealthenutca Health E Nut Cafeacute amp Juice Bar in Milton is a one STOP HEALTH SHOP in Canada serving Whole Organic Live Food for
breakfast lunch dinner desserts and snacks We serve non-GMo organic food Come visit us in the heart of Milton ldquoLet food be thy medicinerdquo-Hippocrates
MiLton BanquEt amp conFEREncE cEntRE3090 steeles Ave WMilton ON L9T 2V3Contact ezio Angelucci ownertel 905-864-8445wwwmiltonbanquetscomA premier banquet facility situated in the midst of 36 acres of picturesque grounds offering the most unique indooroutdoor facilities combined with exceptional cuisine for you to host a truly memorable event For your next festivity whether itrsquos a wedding reception corporate or social event consider Milton Banquet amp Conference Centre
tHE MinDFuL Living cEntRE400 Bronte st south Unit 219Milton ON L9T 0H7Contact Chris Parrish Clinical PsychologistTel 289-270-1757Fax 289-270-1751wwwmindfullivingcentrecaAt the Mindful Living Centre we partner with clients to explore individually tailored strategies for addressing lifersquos challenges in our quest to promote personal growth and well-being We provide effective psychological assessment and counseling services in a compassionate and non-judgmental atmosphere empowering clients to achieve a better quality of life
MusE signs Milton oN Contact Lena White OwnerTel 647-382-8358wwwmusesignscom
ontaRio coLLEgE oF PHaRMacists 483 Huron st toronto oN M5r 2r4Contact Nicole Balan Community Practice Advisortel 519-282-5651wwwocpinfocomthe ontario College of Pharmacists is the registering and regulating body for the profession of Pharmacy in Ontario The collegersquos mandate is to serve and protect the public and hold ontario pharmacists and pharmacy technicians accountable to the established legislation ensuring that pharmacies meet certain standards for operation and are accredited by the College
PRiMERica FinanciaL sERvicEs ndash RoB HEWLEttMilton oNContact Rob Hewlett Representativetel 416-2530-3460Fax 888-285-7052wwwprimericacomrhewlettPrimerica offers solutions to help families eliminate crippling debt from their household finances and save more of their hard-earned money for the future Our team provides financial services including life insurance accident and health insurance and investments to main street families
nEW MEMBERs
10 NovemberDecember 2014
Sports Celebrity Dinner amp Auction PLatinuM HotstovE sPonsoR U-Need storage PLatinuM viP REcEPtion sPonsoR Arthur electric inc PLatinuM autogRaPH sPonsoR RBC Royal Bank PLatinuM MEDia sPonsoR the Canadian Champion PLatinuM cELEBRity sPonsoR Jackson events goLD sPonsoRs ClubLink Corporation Impact Logistics tD Canada trust siLvER sPonsoRs Manulife investments Modern Crane Newco Industrial Ltd roxul inc Woodbine entertainment Group PRint sPonsoR Empress Print amp Packaging av PaRtnER GavCom Media Productions FRiEnD sPonsoR Robert (Pie) Lee Insurance Agency ViA rail Canada HotEL sPonsoR Best Western Plus Milton inn
Mayorrsquos Breakfast PREsEnting sPonsoR
CN PLatinuM sPonsoR
OLG
small Business Week PREsEnting PaRtnER
CN PREsEnting sPonsoR
BDC EvEnt PaRtnER
Halton region Milton education Village innovation Centre EvEnt sPonsoR
tD Canada trust
Golf tournament PREsEnting sPonsoR Cogeco Cable Canada inc gREEns sPonsoR CN HoLE-in-onE sPonsoR Wallace Chevrolet Buick Cadillac Ltd DinnER sPonsoR Chudleighrsquos LuncH sPonsoR Mattamy Homes goLF RaFFLE sPonoR scotiabank Putting gREEn sPonsoR Dent Wizard signagE sPonsoR Empress Print amp Packaging goLF BaLL sPonsoR rogers Cable inc sPEciaLty BaLL sPonsoR roxul inc caRt sPonsoR Dufferin Aggregates Mortgage Architects REFREsHMEnt sPonsoR Milton Toyota scoREcaRD sPonsoR Miltowne insurance services inc
Community Awards Gala PLatinuM sPonsoR CN Cogeco Cable the Canadian Champion goLD sPonsoRs GavCom Media Productions inc roxul inc scotiabank siLvER sPonsoRs Bell Canada Prosperity ONE Credit Union BRonZE sPonsoRs Albatross Restaurant at Granite Ridge Golf Club - Jimmy D HollisWealth - Melissa DeBrouwer Halton region ndash small Business Development McLaren Press Graphics Ltd srG FRiEnD sPonsoRs Granite ridge Golf Club Karenrsquos flower shop McCuaig Insurance Limited Miltowne insurance services inc rattlesnake Point Golf Club Robert (Pie) Lee Insurance Agency the flower Mill Theresa Brereton Photography
The following companies have generously supported the events of the Milton Chamber of Commerce
sPonsoRsHiP coRnER
11NovemberDecember 2014
Interior Design amp Space Planning
Space Requirement Studies
Concept and Planning Drawings
Design and Construction Drawings
Outdated
Just Starting
Expanding
Moving
smart design is smart business
MAKE THE MOST OUT OF EVERY SQUARE FOOT p 289-627-1870 ebrennadezign1ca
DEZIGN 1
Highlights from the 2014 Canadian Chamber of Commerce Annual General MeetingPerrin Beatty President Canadian Chamber of Commerce
We just wrapped up our annual general meeting and policy conference which took place in Charlottetown from September 27 to 29 I would like to thank our host the Greater Charlottetown Area Chamber of Commerce and all of our delegates and sponsors for contributing to the success of the event i would also like to thank everyone who contributed to our policy resolutions process Sixty-nine resolutions developed by our member chambers of commerceboards of trade and policy committees were brought forth at our annual general meeting for debate the list of approved resolutions is posted on our website Chamberca
During our annual meeting i highlighted some of our successes to date in 2014 including
bull the work our Best Practices Working Group has done to help our member chambers of commerce with the growing challenges they are facing in the general membership space
bull the work the Partnership for resource trade has accomplished in educating Canadians on the importance of natural resources to our economic future
bull our study of high-growth entrepreneurial companies to understand how we and the Canadian government could support them more effectively our report A Path forward for entrepreneurship in Canada was released on Sept 17 and its findings were presented at our conference and
bull our advocacy on dismantling Canadarsquos internal trade barriers our messages to the federal government and to the Council of the Federation were endorsed by every provincial and territorial chamber the provincial and territorial premiers have committed to revisiting the Agreement on internal trade and to seeking progress in key areas including energy non tariff barriers and government procurement
intERnationaL PoLicy
on sept 22 in partnership with the federation of Korean industries we hosted a Korea - Canada Business Symposium The event featured a keynote address by Park Guen-hye President of south Korea and two panel discussions on the topics of the opportunities created by the new FTA and the future of Korea-Canada energy cooperation
in November i will be leading a high-level delegation to Tokyo and Beijing to support Canadarsquos trade agenda in Asia We are co-hosting an event in Tokyo to launch the Canada-Japan Chamber Council a long-term partnership with the Japan Chamber of Commerce and Industry We expect participation from Canadarsquos Ministers of Natural resources and international trade as well as the Japanese Minister for Economy Trade and Industry
In Beijing I will be joined by CEOs of several major Canadian companies at the APeC Ceo summit Held alongside
the APEC Leadersrsquo Summit it brings together top regional business leaders and heads of state to build relationships and discuss policy steps to promote cross-border trade and investment We also stand ready to support a potential bilateral visit to China by Canadarsquos Prime Minister at that time where we would advocate priorities such as the ratification of the foreign investment Protection Agreement enhanced regulatory cooperation and a joint announcement of an offshore rMB centre in Canada
tHougHt LEaDERsHiPLater this month we will be releasing
two reports one will focus on Canadarsquos need to close the skills gap by better aligning its education and training systems to its labour market needs The other will focus on why Canada needs a renminbi trading hub to be first in the Americas with a new financial centre that would significantly boost trade and investment with China
canaDian cHaMBER oF coMMERcE
12 NovemberDecember 2014
the Mattamy national cycling centre a track like no other
Cycling excitement is picking up speed as the Mattamy National Cycling Centre nears completion and cyclists eagerly await their chance to try the track
inside the velodrome construction of the track is now complete At 250-metres long and 7-metres wide with 42-degree banked bends and 13-degree banked straights the unique timber track is built for speed and excitement for all cycling ability levels
the track is constructed from smooth untreated siberian Spruce renowned for its hardness stability and long straight lines making it ideal for constructing world-class velodromes and producing world records The velodrome built for the London 2012 Olympic and Paralympic Games used Siberian Pine Siberian Spruce is also regarded as the fastest timber allowing cyclists to reach speeds up to 85 kmhr
this Class 1 track is designed to meet the most stringent requirements set by the International Cycling Union (UCI) for international competitions It will be the sole facility in Canada that meets these requirements which all velodromes must attain to host Olympic Paralympic and elite world championships
It will also become the first-ever UCI-regulated accredited indoor track in Canada and the second in North America The VELO Sports Centre at the Home Depot Centre complex in Carson California is the only other covered UCI-regulated velodrome in CanadaUSA
Join tHE cycLing REvoLution Whether you want to learn to ride a two-wheeler or test
your skills on track the Town of Milton is offering the following programs for all abilities
bull Get on the bike - Learn to ride a two-wheeler and work on developing and refining skills
bull Get on the track - Get a taste of the track through ldquotry itrdquo sessions and get certified to ride
bull Ride the track - Become a member to drop in and ride recreationally or take a beginner or intermediate course ramp it up with advanced training racing and more
cERtiFication sPots aDDED DuE to HigH DEManDGetting certified is the first step towards riding the track and
is a requirement for all drop-in and registered cycling programs Due to high demand wersquove added more certification spots Sign up now to get a taste of the track with our special ldquotry itrdquo sessions or get certified to ride through a certification program or introductory course
For more information about certification programs visit mattamynationalcyclingcentreca
Track under construction
Track under construction
Cyclist riding on finished track
13NovemberDecember 2014
stay in tHE LooPwwwmattamynationalcyclingcentreca
Velodrome e-newsletter wwwmiltoncavelodrome
Velodrome blog miltonvelodromewordpresscom
Twitter MattamyVelo
Photo Illustration of completed velodrome
MaKE tHE Most oF tHE vELoDRoME
BEcoME a MEMBERRide as many times as you wish at drop-in track cycling sessions and take advantage of priority advance booking for drop-in cycling and reduced rates on bike storage rental bikes accessories and fitness memberships A limited number of memberships are available so donrsquot delay
BRing youR coLLEaguEsinterested in a unique team-building experience Try the track for a motivating session with your associates employees or customers Book a rider experience followed by your team meetings in one of our multi-purpose rooms
BooK a MEEting sPacErent one of the Centrersquos two meeting rooms for your next workshop conference or seminar each room can hold up to 30 people and allows for flexible set-up options tables chairs and audio visual hook ups are provided
aDvERtisE youR BusinEss With thousands of cyclists and spectators from near and far ready to burst through the doors of this one-of-a-kind facility what better way to showcase your local businessLook for sponsorship and branding opportunities for cycling programs currently under development as well as business advertising on cycling track billboards
EnJoy a coRPoRatE DiscountCorporate group rates for the fitness centre are available
Visit wwwMattamyNationalCyclingCentreca for details
During the TORONTO 2015 Pan AmParapan Am Games the facility will be known as the Cisco Milton Pan AmParapan Am Velodrome
MoRE tHan onE Way to stay activE anD on tRacK
The Mattamy National Cycling Centrersquos walkingjoggingtraining track is surrounded by picturesque views of the outdoors as well as the action indoors
the 300-metre track offers an ideal venue for engaging in one of the easiest ways to stay active just 30 minutes of brisk walking or jogging each day may help improve mental and physical health Complete 33 laps for 1 km
the track featuresbull spectacular views of the scenic
Niagara escarpmentbull Birdrsquos-eye view of the action on
the gymnasium courts and the cycling track below
bull optimum comfort with natural light and heatingcooling for all seasons
bull structured programs such as strollercize and walkingjoggingtraining programs
the track is also available for rentals for exclusive use by groups for more information visit mattamynationalcyclingcentreca
uPcoMing EvEnts visit tHE vELo satuRDay novEMBER 29
Join us for free family-friendly activities to get acquainted with the Mattamy National Cycling Centre
bull Get up close and personal with track cycling and learn about programs being offered
bull View demonstrations by members of the Canadian National Cycling Team
bull take a guided tourbull Visit the walkingjogging
training trackbull sample registered fitness
classesbull Play a variety of family-friendly
drop-in sportsbull Work out in the fitness Centre
canaDian nationaL tRacK cHaMPionsHiPsJanuaRy 3-6 2015
Canadarsquos top track cycling athletes of all ages and abilities will compete to be crowned national champion
MiLton intERnationaL cHaLLEngEJanuaRy 9-11 2015
Watch top cycling athletes from around the world compete against team Canada in this official Pan Am Games Test Event
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
5NovemberDecember 2014
melissamelissacoulsonca
Melissa L Coulson CPA CALicensed Public Accountant
A Professional Corporation
Tel 905-876-4633 Fax 905-876-2064Toll Free 1-877-289-2292
35 Hugh Street Milton Ontario L9T 2C7
bull Tax Planninnininnng ampampamp Prepreprepaaaratioioion
bull Bookkeekeeeeppping PaPaPayrorooll amp HSSST RT Reeeturn
bull Finanancincialal StaStatemtementents ndashs ndash CoC mmpmpilaaation
bull Assisisistastatance in CRA AAAudididit ampt Apppeapeapealsll
bull Cbull Cbull Contontontrolrolrollership amp Geeenernerneralalal ConCoCo sulsulsultintinting Sg Sg Servvviceiceicesss
AM Strategic Accountants wwwamsaica
225 Main Street East Suite 8 Milton ON L9T 1N9Tel 6476927225 email mailamsaica
18889267249
Phone 905-876-1451Fax 905-876-4589
wwwarthurelectriccomECRA 7001395
bull Industrialbull Commercialbull Troubleshootingbull Panel Buildingbull Design Build
10874 Steeles Avenue WestUnit 1Milton Ontario L9T 2X8
REWARDS PROGRAMEarn Points Get Free Golf
Its that simple
90587854941-877-GOLF-126
9503 Dublin Line Miltonwwwgolfgranitecom
Miltonrsquos Community Newspaper since 1860
NEW Content Marketing Packages Availablewwwinsidehaltoncom
905-878-2341
204 - 420 Main St E Milton
wwwplansNgoalscom
MA CLU CFP CHS EPC
EXPERT ADVICE FOR ALL YOUR FINANCIAL PLANNING NEEDS
Live Your Dreamover 60 Years of Trust and Tradition
Tel 905-878-1797388 Main Street EastMilton L9T 1P8
wwwslessormotorsmiltoncom wwwmiltonfarmersmarketca
Saturday mornings in downtown MiltonMain Street from Martin to James
Until October 11 2014700 am to 1200 noon
Visit the Milton Chamber of Commerce
Milton Chamber of Commerce receives accreditation with distinction
Charlottetown (PE) ndash September 29 2014 At a ceremony today as part of the Canadian Chamberrsquos annual general meet-ing the Chamber Accreditation Council of Canada was pleased to be able to present a number of new accreditations to chambers from across the country
ldquoWe are proud to recognize these chambers as examples of effective well-managed and stable organizations making a difference in communities across the country ndash keeping
lsquothe voice of busi-nessrsquo loud and strongrdquo said Perrin Beatty President and Ceo of the Canadian Chamber of Com-merce
to achieve accreditation a chamber must meet minimum standards in criti-cal areas including areas of governance operations member-ship programming policy and advocacy and strategic planning
Accreditation is aimed at continuous operational improvement and standards of local chambers of commerce and an el-evation of their profile across the country as effective and well-managed organiza-tions
ldquoAccreditation is the acknowledgment that member chambers have been success-fully evaluated against rigorous national standards of policy service and perfor-mancerdquo said Chuck Davidson President of the Chamber Accreditation Council of
Canada Davidson continued ldquothat this brings the number of accredited chambers to more than 70 in Canadardquo
Developed by a team of chamber executives in conjunction with provin-cial and territorial chambers and the Canadian Chamber of Commerce the accreditation program is operated by an arms-length organization called the Chamber Accreditation Council of Canada
(CACC) The CACC is composed of representatives from
across the country The Council meets twice
per year to review applications for accreditation
Accredita-tion is a means of reinforcing and clarifying to the com-munity at large
what activities are pivotal to a
chamberrsquos func-tions and determines
the chamberrsquos unique value proposition vis-agrave-
vis other organizations in the marketplace
Chambers of commerce and boards of trade that are able to submit their files for review twice per year and are always recognized at the Canadian Chamberrsquos an-nual Network Luncheon during which lo-cal chamber achievements are celebrated
initial accreditations are valid for a period of two years and reaccreditations are valid for three years
cHaMBER nEWs
6 NovemberDecember 2014
Don
905-875-3208885 Main St E
Units 7amp8 MiltonMain St at Thompson Rd
wwwfi xautomiltoncom
Youve Got a Friendin the Body Shop Business
Churchill Collision becomesFix Auto Milton
Friendly Courteous Service
Halton Womens Place will provide a safe haven information and education to
support a future without abuse for women and their children
Serving Halton Region
Halton Womenrsquos PlaceHealthy Relationships bull Healthy Communities
Crisis Lines (905) 878-8555 and (905) 332-7892
Welcome to Milton Banquet amp Conference Centre an award winning premier banquet facility where elegance beauty and service is our standard
Whether itrsquos a wedding reception corporate event or social gathering Milton Banquet amp Conference Centre maintains over four decades of experience in skillfully planning and executing a variety of special occasions from the most intimate gathering to the largest extravaganza we offer the most unique indoor and outdoor facilities combined with exceptional cuisine for you to host a truly memorable event
situated in the midst of 36 acres of picturesque parkland your guests will be transported to a state of serenity as they enjoy strolling through the manicured courtyard gardens and lush green lawns
Our elegantly decorated banquet halls easily accommodate parties of 50 ndash 500 guests and our dedicated and experienced staff will attend to every detail
Milton Banquet amp Conference Centre offers the sophistication and convenience of the city while retaining the warmth and charm of the country
The Angelucci family have been caring and efficient professionals in the catering business for over 30 years
During that time each member of the family has proudly developed their own specialty Their knowledge experience and innovative ideas combine to guarantee the success of your important event
bull Are you tired of the same old thingbull Are you considering an occasion to
be remembered
bull Do you have a picture in mind of your special function but yoursquore not quite sure how to put it all together
Just say the word and theyrsquoll co-ordinate an event tailored specially for you Combining the seasonally breathtaking beauty of the courtyard gardens the impressive banquet rooms and our creativity with your ideas to turn your visions into reality Wersquoll look after it all from invitations and table linens to exciting entertainment as well as providing you with discounts on photographers tuxedo rentals and florists
Our family and accommodating staff will make sure you donrsquot forget a thing As your special event draws to a close yoursquoll get the credit for hosting a truly outstanding event
Milton Banquet amp Conference CentreFeatured new member
Come ride the streetcars Located at 13629 Guelph Line in Milton Ontario the Halton County Radial Railway (HCRR) is a full-size operating electric railway and museum featuring historic electric railcars operating on two kilometers of scenic track The HCRR is owned and operated by the On-tario Electric Railway Historical Association (OERHA) a non-profit educational organi-zation the HCrr is proud to be ontariorsquos first and largest electric railway museum
the oerHA is made up of active mem-bers who volunteer to maintain restore and operate the museum for its many visitors throughout the year
New members are always welcome at the HCRR and there are many ways to lend a hand
Admission to the Halton County Radial Railway includes unlimited historic street-car rides on two kilometers of scenic track which stops at our famous ice cream shop (approximately a 20 minute ride) access
to the grounds display barns and historic rockwood station No admission is required to our Gift Shop where guests can find unique railway inspired gifts and tasty treats
ouR Missionto collect preserve restore operate
and display electric railway-related objects and interpret their historical significance through the operation of the Halton County Radial Railway
Ontario Electric Railway Historical Association Featured renewing member
FEatuRED MEMBERs
7NovemberDecember 2014
Make It YOUR Business70 of those suffering from domestic violence are victimized while at workEmployers are now obligated by law to protect employees experiencing abuse in the workplace (Make It Our Business Bill 168)in the workplace (Make It Our Business Bill 168)
Learn how to recognize and respond to signs of domestic violence and how to help your employees and co-workers find the support they need
Halton Womenrsquos Place facilitates the Government of ontario-funded public education campaign Neighbours Friends and Families to community groups and businesses The presentation focuses on the impact of domestic violence in the
workplace and outlines the responsibilities of employers to ldquotake every reasonable precautionrdquo to protect their employeesworkplace and outlines the responsibilities of employers to take every reasonable prrecaution to protect their employeesFor more information on how to book a session for your workplace please contact Tricia Clinical Manager 905-332-1200 ext 224
Cost of Session 1-20 employees $50 | 20+ employees $100 wwwhaltonwomensplacecomCost of session 1-20 emplo
Winner of the 2013 Mayorrsquos Community Service Award ndash Burlington
A Milton taxi servicesAM strategic Accountants incAcclaim HealthAir separation technologies incBDO Canada LimitedBerka Dr e - orthodontist - Milton orthodonticsBlue Beacon of Canada - Division of CANCLEAN Financial CorpBy Design GraphicsCF Crozier amp Associates IncCathleen Mctavish rMtCBM LtdCentre - Skills Development amp Training Milton Employment ServicesCenturion fire ControlCentury 21 Future Realty - Roach Family real estate teamColour Works Printing incCOLT Fences and DecksCommunity Foundation of Halton NorthCompression Technology CorporationDance eliteDelacourtrsquos Gift and tablewareE Manson Investments LimitedFamily Place Thefirst Class Home Care incorporatedfix Auto of Miltonfortress Comics incGfs ontario inc
Glencairn Golf ClubGlobal Promotional ApparelGlobal trade Partners inc Gordon M McTavish amp Associates IncGorrudrsquos Auto GroupHalton Automotive amp Industrial Supply LtdHalton Country Inn amp Golf Club Halton Power equipmentHalton Region - Employment Housing amp social servicesHawkins Animal HospitalHealth Centre of MiltonHitherfield SchoolIndech Law Chambers Professional CorpJim shaw Accounting services incJohn Howard Society of Peel-Halton-DufferinJohnston Maintenance LtdKPMG LLPLiaison College Oakville CampusMaplebots incMarilyn J Samuels LLB LLMMarlin travel McLaren Press Graphics LtdMillside total Communications incMilton Home Hardware Building CentreMinMaxx Realty IncMohawk Inn amp Conference Centre
Ontario Electric Railway Historical AssociationParadigm telesales incParkway Auto TradePower Link Expedite CorporationPro Con Building Supplies LtdrDC NetworksReese Auto Truck amp Equipment ServicesRotary Club of Milton TheRoyal LePage Credit Valley Real Estate - Joe PecharichRoyal LePage Meadowtowne Realty ndash Carole D BudworthRoyal Lepage Meadowtowne Realty - Shawn KennyRoyal LePage Meadowtowne Realty - Troy HoogendoornSalvation Army - Khi Community Thesci-Mech technicalsHoot Photographicspokes Nrsquo slopesstanmar ConsultingTeatro Conference amp Event Centre (Alemilia Hospitality Group)the Dance Class the Dance shoppe Tombro Trucking LimitedWeb Nodes inc
renewing members Thanks to the following businesses for their continued support Escarpment Countrytrade Partner
MEMBER REnEWaLs
8 NovemberDecember 2014
Must be 19 years of age or older Valid government-issued photo identification may be required
OLG Slots at Mohawk Racetrack9430 Guelph Line Campellville ON(905) 854-4053Mon-Thurs 9am to 4am Fri-Sun 24 hours olgca
FILE MK_BET FUN_775X325_MILCOCNEWS_FEB2014pdf SIZE 775rdquo x 325rdquo SITE Mohawk Racetrack PUBLICATION Milton Chamber of Commerce Newsletter INSERTION DATE February 2014 CONTACT Krista Lenardon-Trull FILE UPLOAD kristamiltonchamberca
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people Choose your favourite games from over 850 exciting slots featuring electronic table
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Welcome new membersWelcome to the following new Chamber Members We invite you to participate in Chamber events and encourage you to take part in one or more of the Chamber committees
aBL EMPLoyMEnt50 steeles Ave e Unit 23Milton ON L9T 4W9Contact Jennifer staruch Cust serv Mgrtel 905-635-2940 wwwablemploymentcomldquoCome Work With Usrdquo ABL Employment is an independently owned Canadian staffing agency that brings together people that want to work and companies that need work done We specialize in the industrial and distribution sectors with solutions that combine both part time temporary jobs and long-term hiring strategies Contact our Milton office today
aMg viRtuaL assistant sERvicEsMilton oNContact Alejandra Montejo Support specialisttel 905-808-4843wwwamgvirtualassistantcomAMG offers Virtual (Off-site) Administrative services including secretarial support Graphic Design and Social Media Planning amp Management We are happy and proud to support small businesses entrepreneurs executives and busy individuals who need assistance with the daily operation of their businesses
aZ MoRtgagE soLutions330 Bronte st s Unit 218Milton ON L9T 7X1Contact Angela Zhang ownerDirectorTel 905-876-2505wwwazmortgagesolutionscaAZ Mortgage solutions is a licensed brokerage with financial services commission of ontario FSCO ndash License 12145 Angela the principal broker has been working in the industry for over 15 years Our mission is to be the most trusted resource of mortgage advice and service in Milton and the GtA West areas
BEauMont ELDER accountants LLP330 Bronte st s Unit 210Milton ON L9T 7X1Contact Melanie Beaumont PartnerTel 905-875-4444Fax 905-875-2227wwwbecpacaA full service accounting and taxation firm serving corporations and individuals our services vary from bookkeeping to annual financial returns to reorganization and estate planning We have several years of experience and value and provide professional personalized and trusted service to all clients Your business is important to us too
cELLRox MiLton 55 ontario st sMilton ON L9T 2M3Contact shane Mehmood ownerMgrtel 905-864-9662Fax 905-864-9667wwwcellroxmiltoncaCellrox in Milton is a one stop shop for your electronics needs If you are looking to buy or repair a cell phone repair your computer or to purchase an internet package Cellrox is the store for you Come visit us at the Milton Mall and customize your electronics
cognition PRoDuctions 63 forestgrove CircleBrampton ON L6Z 4T4Contact Warren Leppik Principaltel 416-698-3858wwwcognitionproductionscomWersquove focused our passion for storytelling to produce finely crafted unforgettable business video that stands out from the crowd and captivates a target audience internal or external We increase the effectiveness of marketing and communications thereby increasing sales while reducing costs
nEW MEMBERs
9NovemberDecember 2014
2300 Steeles Ave West 4th Floor Vaughan ON L4K 5X6
Phone (905) 761-7500 bull Fax (905) 761-7505
2300 Steeles Ave West 4th Floor Concord ON L4K 5X6
AggregatesDufferinA division of Holcim (Canada) Inc
FaiRsPLit DivoRcE amp sEPaRation FinanciaL soLutions473 Crusick CircleMilton ON L9T 0M9Contact tatiana terekhova PresidentTel 416-894-7771wwwfairsplitcaFairsplit offers expert financial advice to people considering or going through marriage breakdown With proven financial strategies we empower couples and individuals to have friendlier faster and less expensive divorce now along with the solid new financial life in the future
FinE aRts sociEty oF MiLton (FasM)Milton oNContact Ursula McDermid Presidenttel 905-299-1429wwwfasmcaFine Arts Society of Milton (FASM) is a non-profit organization consisting of approximately 120 members FASM is dedicated to supporting visual artists promoting fine arts in our community and facilitating art appreciation
HEaLtHEnut MiLton caFE anD JuicE BaR20 Martin stMilton ON L9T 2P9Contact Maria Garrigan ownerTel 905-693-6795wwwhealthenutca Health E Nut Cafeacute amp Juice Bar in Milton is a one STOP HEALTH SHOP in Canada serving Whole Organic Live Food for
breakfast lunch dinner desserts and snacks We serve non-GMo organic food Come visit us in the heart of Milton ldquoLet food be thy medicinerdquo-Hippocrates
MiLton BanquEt amp conFEREncE cEntRE3090 steeles Ave WMilton ON L9T 2V3Contact ezio Angelucci ownertel 905-864-8445wwwmiltonbanquetscomA premier banquet facility situated in the midst of 36 acres of picturesque grounds offering the most unique indooroutdoor facilities combined with exceptional cuisine for you to host a truly memorable event For your next festivity whether itrsquos a wedding reception corporate or social event consider Milton Banquet amp Conference Centre
tHE MinDFuL Living cEntRE400 Bronte st south Unit 219Milton ON L9T 0H7Contact Chris Parrish Clinical PsychologistTel 289-270-1757Fax 289-270-1751wwwmindfullivingcentrecaAt the Mindful Living Centre we partner with clients to explore individually tailored strategies for addressing lifersquos challenges in our quest to promote personal growth and well-being We provide effective psychological assessment and counseling services in a compassionate and non-judgmental atmosphere empowering clients to achieve a better quality of life
MusE signs Milton oN Contact Lena White OwnerTel 647-382-8358wwwmusesignscom
ontaRio coLLEgE oF PHaRMacists 483 Huron st toronto oN M5r 2r4Contact Nicole Balan Community Practice Advisortel 519-282-5651wwwocpinfocomthe ontario College of Pharmacists is the registering and regulating body for the profession of Pharmacy in Ontario The collegersquos mandate is to serve and protect the public and hold ontario pharmacists and pharmacy technicians accountable to the established legislation ensuring that pharmacies meet certain standards for operation and are accredited by the College
PRiMERica FinanciaL sERvicEs ndash RoB HEWLEttMilton oNContact Rob Hewlett Representativetel 416-2530-3460Fax 888-285-7052wwwprimericacomrhewlettPrimerica offers solutions to help families eliminate crippling debt from their household finances and save more of their hard-earned money for the future Our team provides financial services including life insurance accident and health insurance and investments to main street families
nEW MEMBERs
10 NovemberDecember 2014
Sports Celebrity Dinner amp Auction PLatinuM HotstovE sPonsoR U-Need storage PLatinuM viP REcEPtion sPonsoR Arthur electric inc PLatinuM autogRaPH sPonsoR RBC Royal Bank PLatinuM MEDia sPonsoR the Canadian Champion PLatinuM cELEBRity sPonsoR Jackson events goLD sPonsoRs ClubLink Corporation Impact Logistics tD Canada trust siLvER sPonsoRs Manulife investments Modern Crane Newco Industrial Ltd roxul inc Woodbine entertainment Group PRint sPonsoR Empress Print amp Packaging av PaRtnER GavCom Media Productions FRiEnD sPonsoR Robert (Pie) Lee Insurance Agency ViA rail Canada HotEL sPonsoR Best Western Plus Milton inn
Mayorrsquos Breakfast PREsEnting sPonsoR
CN PLatinuM sPonsoR
OLG
small Business Week PREsEnting PaRtnER
CN PREsEnting sPonsoR
BDC EvEnt PaRtnER
Halton region Milton education Village innovation Centre EvEnt sPonsoR
tD Canada trust
Golf tournament PREsEnting sPonsoR Cogeco Cable Canada inc gREEns sPonsoR CN HoLE-in-onE sPonsoR Wallace Chevrolet Buick Cadillac Ltd DinnER sPonsoR Chudleighrsquos LuncH sPonsoR Mattamy Homes goLF RaFFLE sPonoR scotiabank Putting gREEn sPonsoR Dent Wizard signagE sPonsoR Empress Print amp Packaging goLF BaLL sPonsoR rogers Cable inc sPEciaLty BaLL sPonsoR roxul inc caRt sPonsoR Dufferin Aggregates Mortgage Architects REFREsHMEnt sPonsoR Milton Toyota scoREcaRD sPonsoR Miltowne insurance services inc
Community Awards Gala PLatinuM sPonsoR CN Cogeco Cable the Canadian Champion goLD sPonsoRs GavCom Media Productions inc roxul inc scotiabank siLvER sPonsoRs Bell Canada Prosperity ONE Credit Union BRonZE sPonsoRs Albatross Restaurant at Granite Ridge Golf Club - Jimmy D HollisWealth - Melissa DeBrouwer Halton region ndash small Business Development McLaren Press Graphics Ltd srG FRiEnD sPonsoRs Granite ridge Golf Club Karenrsquos flower shop McCuaig Insurance Limited Miltowne insurance services inc rattlesnake Point Golf Club Robert (Pie) Lee Insurance Agency the flower Mill Theresa Brereton Photography
The following companies have generously supported the events of the Milton Chamber of Commerce
sPonsoRsHiP coRnER
11NovemberDecember 2014
Interior Design amp Space Planning
Space Requirement Studies
Concept and Planning Drawings
Design and Construction Drawings
Outdated
Just Starting
Expanding
Moving
smart design is smart business
MAKE THE MOST OUT OF EVERY SQUARE FOOT p 289-627-1870 ebrennadezign1ca
DEZIGN 1
Highlights from the 2014 Canadian Chamber of Commerce Annual General MeetingPerrin Beatty President Canadian Chamber of Commerce
We just wrapped up our annual general meeting and policy conference which took place in Charlottetown from September 27 to 29 I would like to thank our host the Greater Charlottetown Area Chamber of Commerce and all of our delegates and sponsors for contributing to the success of the event i would also like to thank everyone who contributed to our policy resolutions process Sixty-nine resolutions developed by our member chambers of commerceboards of trade and policy committees were brought forth at our annual general meeting for debate the list of approved resolutions is posted on our website Chamberca
During our annual meeting i highlighted some of our successes to date in 2014 including
bull the work our Best Practices Working Group has done to help our member chambers of commerce with the growing challenges they are facing in the general membership space
bull the work the Partnership for resource trade has accomplished in educating Canadians on the importance of natural resources to our economic future
bull our study of high-growth entrepreneurial companies to understand how we and the Canadian government could support them more effectively our report A Path forward for entrepreneurship in Canada was released on Sept 17 and its findings were presented at our conference and
bull our advocacy on dismantling Canadarsquos internal trade barriers our messages to the federal government and to the Council of the Federation were endorsed by every provincial and territorial chamber the provincial and territorial premiers have committed to revisiting the Agreement on internal trade and to seeking progress in key areas including energy non tariff barriers and government procurement
intERnationaL PoLicy
on sept 22 in partnership with the federation of Korean industries we hosted a Korea - Canada Business Symposium The event featured a keynote address by Park Guen-hye President of south Korea and two panel discussions on the topics of the opportunities created by the new FTA and the future of Korea-Canada energy cooperation
in November i will be leading a high-level delegation to Tokyo and Beijing to support Canadarsquos trade agenda in Asia We are co-hosting an event in Tokyo to launch the Canada-Japan Chamber Council a long-term partnership with the Japan Chamber of Commerce and Industry We expect participation from Canadarsquos Ministers of Natural resources and international trade as well as the Japanese Minister for Economy Trade and Industry
In Beijing I will be joined by CEOs of several major Canadian companies at the APeC Ceo summit Held alongside
the APEC Leadersrsquo Summit it brings together top regional business leaders and heads of state to build relationships and discuss policy steps to promote cross-border trade and investment We also stand ready to support a potential bilateral visit to China by Canadarsquos Prime Minister at that time where we would advocate priorities such as the ratification of the foreign investment Protection Agreement enhanced regulatory cooperation and a joint announcement of an offshore rMB centre in Canada
tHougHt LEaDERsHiPLater this month we will be releasing
two reports one will focus on Canadarsquos need to close the skills gap by better aligning its education and training systems to its labour market needs The other will focus on why Canada needs a renminbi trading hub to be first in the Americas with a new financial centre that would significantly boost trade and investment with China
canaDian cHaMBER oF coMMERcE
12 NovemberDecember 2014
the Mattamy national cycling centre a track like no other
Cycling excitement is picking up speed as the Mattamy National Cycling Centre nears completion and cyclists eagerly await their chance to try the track
inside the velodrome construction of the track is now complete At 250-metres long and 7-metres wide with 42-degree banked bends and 13-degree banked straights the unique timber track is built for speed and excitement for all cycling ability levels
the track is constructed from smooth untreated siberian Spruce renowned for its hardness stability and long straight lines making it ideal for constructing world-class velodromes and producing world records The velodrome built for the London 2012 Olympic and Paralympic Games used Siberian Pine Siberian Spruce is also regarded as the fastest timber allowing cyclists to reach speeds up to 85 kmhr
this Class 1 track is designed to meet the most stringent requirements set by the International Cycling Union (UCI) for international competitions It will be the sole facility in Canada that meets these requirements which all velodromes must attain to host Olympic Paralympic and elite world championships
It will also become the first-ever UCI-regulated accredited indoor track in Canada and the second in North America The VELO Sports Centre at the Home Depot Centre complex in Carson California is the only other covered UCI-regulated velodrome in CanadaUSA
Join tHE cycLing REvoLution Whether you want to learn to ride a two-wheeler or test
your skills on track the Town of Milton is offering the following programs for all abilities
bull Get on the bike - Learn to ride a two-wheeler and work on developing and refining skills
bull Get on the track - Get a taste of the track through ldquotry itrdquo sessions and get certified to ride
bull Ride the track - Become a member to drop in and ride recreationally or take a beginner or intermediate course ramp it up with advanced training racing and more
cERtiFication sPots aDDED DuE to HigH DEManDGetting certified is the first step towards riding the track and
is a requirement for all drop-in and registered cycling programs Due to high demand wersquove added more certification spots Sign up now to get a taste of the track with our special ldquotry itrdquo sessions or get certified to ride through a certification program or introductory course
For more information about certification programs visit mattamynationalcyclingcentreca
Track under construction
Track under construction
Cyclist riding on finished track
13NovemberDecember 2014
stay in tHE LooPwwwmattamynationalcyclingcentreca
Velodrome e-newsletter wwwmiltoncavelodrome
Velodrome blog miltonvelodromewordpresscom
Twitter MattamyVelo
Photo Illustration of completed velodrome
MaKE tHE Most oF tHE vELoDRoME
BEcoME a MEMBERRide as many times as you wish at drop-in track cycling sessions and take advantage of priority advance booking for drop-in cycling and reduced rates on bike storage rental bikes accessories and fitness memberships A limited number of memberships are available so donrsquot delay
BRing youR coLLEaguEsinterested in a unique team-building experience Try the track for a motivating session with your associates employees or customers Book a rider experience followed by your team meetings in one of our multi-purpose rooms
BooK a MEEting sPacErent one of the Centrersquos two meeting rooms for your next workshop conference or seminar each room can hold up to 30 people and allows for flexible set-up options tables chairs and audio visual hook ups are provided
aDvERtisE youR BusinEss With thousands of cyclists and spectators from near and far ready to burst through the doors of this one-of-a-kind facility what better way to showcase your local businessLook for sponsorship and branding opportunities for cycling programs currently under development as well as business advertising on cycling track billboards
EnJoy a coRPoRatE DiscountCorporate group rates for the fitness centre are available
Visit wwwMattamyNationalCyclingCentreca for details
During the TORONTO 2015 Pan AmParapan Am Games the facility will be known as the Cisco Milton Pan AmParapan Am Velodrome
MoRE tHan onE Way to stay activE anD on tRacK
The Mattamy National Cycling Centrersquos walkingjoggingtraining track is surrounded by picturesque views of the outdoors as well as the action indoors
the 300-metre track offers an ideal venue for engaging in one of the easiest ways to stay active just 30 minutes of brisk walking or jogging each day may help improve mental and physical health Complete 33 laps for 1 km
the track featuresbull spectacular views of the scenic
Niagara escarpmentbull Birdrsquos-eye view of the action on
the gymnasium courts and the cycling track below
bull optimum comfort with natural light and heatingcooling for all seasons
bull structured programs such as strollercize and walkingjoggingtraining programs
the track is also available for rentals for exclusive use by groups for more information visit mattamynationalcyclingcentreca
uPcoMing EvEnts visit tHE vELo satuRDay novEMBER 29
Join us for free family-friendly activities to get acquainted with the Mattamy National Cycling Centre
bull Get up close and personal with track cycling and learn about programs being offered
bull View demonstrations by members of the Canadian National Cycling Team
bull take a guided tourbull Visit the walkingjogging
training trackbull sample registered fitness
classesbull Play a variety of family-friendly
drop-in sportsbull Work out in the fitness Centre
canaDian nationaL tRacK cHaMPionsHiPsJanuaRy 3-6 2015
Canadarsquos top track cycling athletes of all ages and abilities will compete to be crowned national champion
MiLton intERnationaL cHaLLEngEJanuaRy 9-11 2015
Watch top cycling athletes from around the world compete against team Canada in this official Pan Am Games Test Event
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
6 NovemberDecember 2014
Don
905-875-3208885 Main St E
Units 7amp8 MiltonMain St at Thompson Rd
wwwfi xautomiltoncom
Youve Got a Friendin the Body Shop Business
Churchill Collision becomesFix Auto Milton
Friendly Courteous Service
Halton Womens Place will provide a safe haven information and education to
support a future without abuse for women and their children
Serving Halton Region
Halton Womenrsquos PlaceHealthy Relationships bull Healthy Communities
Crisis Lines (905) 878-8555 and (905) 332-7892
Welcome to Milton Banquet amp Conference Centre an award winning premier banquet facility where elegance beauty and service is our standard
Whether itrsquos a wedding reception corporate event or social gathering Milton Banquet amp Conference Centre maintains over four decades of experience in skillfully planning and executing a variety of special occasions from the most intimate gathering to the largest extravaganza we offer the most unique indoor and outdoor facilities combined with exceptional cuisine for you to host a truly memorable event
situated in the midst of 36 acres of picturesque parkland your guests will be transported to a state of serenity as they enjoy strolling through the manicured courtyard gardens and lush green lawns
Our elegantly decorated banquet halls easily accommodate parties of 50 ndash 500 guests and our dedicated and experienced staff will attend to every detail
Milton Banquet amp Conference Centre offers the sophistication and convenience of the city while retaining the warmth and charm of the country
The Angelucci family have been caring and efficient professionals in the catering business for over 30 years
During that time each member of the family has proudly developed their own specialty Their knowledge experience and innovative ideas combine to guarantee the success of your important event
bull Are you tired of the same old thingbull Are you considering an occasion to
be remembered
bull Do you have a picture in mind of your special function but yoursquore not quite sure how to put it all together
Just say the word and theyrsquoll co-ordinate an event tailored specially for you Combining the seasonally breathtaking beauty of the courtyard gardens the impressive banquet rooms and our creativity with your ideas to turn your visions into reality Wersquoll look after it all from invitations and table linens to exciting entertainment as well as providing you with discounts on photographers tuxedo rentals and florists
Our family and accommodating staff will make sure you donrsquot forget a thing As your special event draws to a close yoursquoll get the credit for hosting a truly outstanding event
Milton Banquet amp Conference CentreFeatured new member
Come ride the streetcars Located at 13629 Guelph Line in Milton Ontario the Halton County Radial Railway (HCRR) is a full-size operating electric railway and museum featuring historic electric railcars operating on two kilometers of scenic track The HCRR is owned and operated by the On-tario Electric Railway Historical Association (OERHA) a non-profit educational organi-zation the HCrr is proud to be ontariorsquos first and largest electric railway museum
the oerHA is made up of active mem-bers who volunteer to maintain restore and operate the museum for its many visitors throughout the year
New members are always welcome at the HCRR and there are many ways to lend a hand
Admission to the Halton County Radial Railway includes unlimited historic street-car rides on two kilometers of scenic track which stops at our famous ice cream shop (approximately a 20 minute ride) access
to the grounds display barns and historic rockwood station No admission is required to our Gift Shop where guests can find unique railway inspired gifts and tasty treats
ouR Missionto collect preserve restore operate
and display electric railway-related objects and interpret their historical significance through the operation of the Halton County Radial Railway
Ontario Electric Railway Historical Association Featured renewing member
FEatuRED MEMBERs
7NovemberDecember 2014
Make It YOUR Business70 of those suffering from domestic violence are victimized while at workEmployers are now obligated by law to protect employees experiencing abuse in the workplace (Make It Our Business Bill 168)in the workplace (Make It Our Business Bill 168)
Learn how to recognize and respond to signs of domestic violence and how to help your employees and co-workers find the support they need
Halton Womenrsquos Place facilitates the Government of ontario-funded public education campaign Neighbours Friends and Families to community groups and businesses The presentation focuses on the impact of domestic violence in the
workplace and outlines the responsibilities of employers to ldquotake every reasonable precautionrdquo to protect their employeesworkplace and outlines the responsibilities of employers to take every reasonable prrecaution to protect their employeesFor more information on how to book a session for your workplace please contact Tricia Clinical Manager 905-332-1200 ext 224
Cost of Session 1-20 employees $50 | 20+ employees $100 wwwhaltonwomensplacecomCost of session 1-20 emplo
Winner of the 2013 Mayorrsquos Community Service Award ndash Burlington
A Milton taxi servicesAM strategic Accountants incAcclaim HealthAir separation technologies incBDO Canada LimitedBerka Dr e - orthodontist - Milton orthodonticsBlue Beacon of Canada - Division of CANCLEAN Financial CorpBy Design GraphicsCF Crozier amp Associates IncCathleen Mctavish rMtCBM LtdCentre - Skills Development amp Training Milton Employment ServicesCenturion fire ControlCentury 21 Future Realty - Roach Family real estate teamColour Works Printing incCOLT Fences and DecksCommunity Foundation of Halton NorthCompression Technology CorporationDance eliteDelacourtrsquos Gift and tablewareE Manson Investments LimitedFamily Place Thefirst Class Home Care incorporatedfix Auto of Miltonfortress Comics incGfs ontario inc
Glencairn Golf ClubGlobal Promotional ApparelGlobal trade Partners inc Gordon M McTavish amp Associates IncGorrudrsquos Auto GroupHalton Automotive amp Industrial Supply LtdHalton Country Inn amp Golf Club Halton Power equipmentHalton Region - Employment Housing amp social servicesHawkins Animal HospitalHealth Centre of MiltonHitherfield SchoolIndech Law Chambers Professional CorpJim shaw Accounting services incJohn Howard Society of Peel-Halton-DufferinJohnston Maintenance LtdKPMG LLPLiaison College Oakville CampusMaplebots incMarilyn J Samuels LLB LLMMarlin travel McLaren Press Graphics LtdMillside total Communications incMilton Home Hardware Building CentreMinMaxx Realty IncMohawk Inn amp Conference Centre
Ontario Electric Railway Historical AssociationParadigm telesales incParkway Auto TradePower Link Expedite CorporationPro Con Building Supplies LtdrDC NetworksReese Auto Truck amp Equipment ServicesRotary Club of Milton TheRoyal LePage Credit Valley Real Estate - Joe PecharichRoyal LePage Meadowtowne Realty ndash Carole D BudworthRoyal Lepage Meadowtowne Realty - Shawn KennyRoyal LePage Meadowtowne Realty - Troy HoogendoornSalvation Army - Khi Community Thesci-Mech technicalsHoot Photographicspokes Nrsquo slopesstanmar ConsultingTeatro Conference amp Event Centre (Alemilia Hospitality Group)the Dance Class the Dance shoppe Tombro Trucking LimitedWeb Nodes inc
renewing members Thanks to the following businesses for their continued support Escarpment Countrytrade Partner
MEMBER REnEWaLs
8 NovemberDecember 2014
Must be 19 years of age or older Valid government-issued photo identification may be required
OLG Slots at Mohawk Racetrack9430 Guelph Line Campellville ON(905) 854-4053Mon-Thurs 9am to 4am Fri-Sun 24 hours olgca
FILE MK_BET FUN_775X325_MILCOCNEWS_FEB2014pdf SIZE 775rdquo x 325rdquo SITE Mohawk Racetrack PUBLICATION Milton Chamber of Commerce Newsletter INSERTION DATE February 2014 CONTACT Krista Lenardon-Trull FILE UPLOAD kristamiltonchamberca
DISCOVER THE THRILLS AT OLG SLOTS AT MOHAWK RACETRACKGet your friends together for a great night out and enjoy everything OLG Slots at Mohawk Racetrack has
to offer Step onto the lively gaming floor to experience the lights jackpot bells and friendly
people Choose your favourite games from over 850 exciting slots featuring electronic table
games such as Texas Hold lsquoEm Poker Roulette and Blackjack and relax while you enjoy a
casual meal at the Marketplace Eatery Plus therersquos free parking So let the fun begin and visit
OLG Slots at Mohawk Racetrack today
Welcome new membersWelcome to the following new Chamber Members We invite you to participate in Chamber events and encourage you to take part in one or more of the Chamber committees
aBL EMPLoyMEnt50 steeles Ave e Unit 23Milton ON L9T 4W9Contact Jennifer staruch Cust serv Mgrtel 905-635-2940 wwwablemploymentcomldquoCome Work With Usrdquo ABL Employment is an independently owned Canadian staffing agency that brings together people that want to work and companies that need work done We specialize in the industrial and distribution sectors with solutions that combine both part time temporary jobs and long-term hiring strategies Contact our Milton office today
aMg viRtuaL assistant sERvicEsMilton oNContact Alejandra Montejo Support specialisttel 905-808-4843wwwamgvirtualassistantcomAMG offers Virtual (Off-site) Administrative services including secretarial support Graphic Design and Social Media Planning amp Management We are happy and proud to support small businesses entrepreneurs executives and busy individuals who need assistance with the daily operation of their businesses
aZ MoRtgagE soLutions330 Bronte st s Unit 218Milton ON L9T 7X1Contact Angela Zhang ownerDirectorTel 905-876-2505wwwazmortgagesolutionscaAZ Mortgage solutions is a licensed brokerage with financial services commission of ontario FSCO ndash License 12145 Angela the principal broker has been working in the industry for over 15 years Our mission is to be the most trusted resource of mortgage advice and service in Milton and the GtA West areas
BEauMont ELDER accountants LLP330 Bronte st s Unit 210Milton ON L9T 7X1Contact Melanie Beaumont PartnerTel 905-875-4444Fax 905-875-2227wwwbecpacaA full service accounting and taxation firm serving corporations and individuals our services vary from bookkeeping to annual financial returns to reorganization and estate planning We have several years of experience and value and provide professional personalized and trusted service to all clients Your business is important to us too
cELLRox MiLton 55 ontario st sMilton ON L9T 2M3Contact shane Mehmood ownerMgrtel 905-864-9662Fax 905-864-9667wwwcellroxmiltoncaCellrox in Milton is a one stop shop for your electronics needs If you are looking to buy or repair a cell phone repair your computer or to purchase an internet package Cellrox is the store for you Come visit us at the Milton Mall and customize your electronics
cognition PRoDuctions 63 forestgrove CircleBrampton ON L6Z 4T4Contact Warren Leppik Principaltel 416-698-3858wwwcognitionproductionscomWersquove focused our passion for storytelling to produce finely crafted unforgettable business video that stands out from the crowd and captivates a target audience internal or external We increase the effectiveness of marketing and communications thereby increasing sales while reducing costs
nEW MEMBERs
9NovemberDecember 2014
2300 Steeles Ave West 4th Floor Vaughan ON L4K 5X6
Phone (905) 761-7500 bull Fax (905) 761-7505
2300 Steeles Ave West 4th Floor Concord ON L4K 5X6
AggregatesDufferinA division of Holcim (Canada) Inc
FaiRsPLit DivoRcE amp sEPaRation FinanciaL soLutions473 Crusick CircleMilton ON L9T 0M9Contact tatiana terekhova PresidentTel 416-894-7771wwwfairsplitcaFairsplit offers expert financial advice to people considering or going through marriage breakdown With proven financial strategies we empower couples and individuals to have friendlier faster and less expensive divorce now along with the solid new financial life in the future
FinE aRts sociEty oF MiLton (FasM)Milton oNContact Ursula McDermid Presidenttel 905-299-1429wwwfasmcaFine Arts Society of Milton (FASM) is a non-profit organization consisting of approximately 120 members FASM is dedicated to supporting visual artists promoting fine arts in our community and facilitating art appreciation
HEaLtHEnut MiLton caFE anD JuicE BaR20 Martin stMilton ON L9T 2P9Contact Maria Garrigan ownerTel 905-693-6795wwwhealthenutca Health E Nut Cafeacute amp Juice Bar in Milton is a one STOP HEALTH SHOP in Canada serving Whole Organic Live Food for
breakfast lunch dinner desserts and snacks We serve non-GMo organic food Come visit us in the heart of Milton ldquoLet food be thy medicinerdquo-Hippocrates
MiLton BanquEt amp conFEREncE cEntRE3090 steeles Ave WMilton ON L9T 2V3Contact ezio Angelucci ownertel 905-864-8445wwwmiltonbanquetscomA premier banquet facility situated in the midst of 36 acres of picturesque grounds offering the most unique indooroutdoor facilities combined with exceptional cuisine for you to host a truly memorable event For your next festivity whether itrsquos a wedding reception corporate or social event consider Milton Banquet amp Conference Centre
tHE MinDFuL Living cEntRE400 Bronte st south Unit 219Milton ON L9T 0H7Contact Chris Parrish Clinical PsychologistTel 289-270-1757Fax 289-270-1751wwwmindfullivingcentrecaAt the Mindful Living Centre we partner with clients to explore individually tailored strategies for addressing lifersquos challenges in our quest to promote personal growth and well-being We provide effective psychological assessment and counseling services in a compassionate and non-judgmental atmosphere empowering clients to achieve a better quality of life
MusE signs Milton oN Contact Lena White OwnerTel 647-382-8358wwwmusesignscom
ontaRio coLLEgE oF PHaRMacists 483 Huron st toronto oN M5r 2r4Contact Nicole Balan Community Practice Advisortel 519-282-5651wwwocpinfocomthe ontario College of Pharmacists is the registering and regulating body for the profession of Pharmacy in Ontario The collegersquos mandate is to serve and protect the public and hold ontario pharmacists and pharmacy technicians accountable to the established legislation ensuring that pharmacies meet certain standards for operation and are accredited by the College
PRiMERica FinanciaL sERvicEs ndash RoB HEWLEttMilton oNContact Rob Hewlett Representativetel 416-2530-3460Fax 888-285-7052wwwprimericacomrhewlettPrimerica offers solutions to help families eliminate crippling debt from their household finances and save more of their hard-earned money for the future Our team provides financial services including life insurance accident and health insurance and investments to main street families
nEW MEMBERs
10 NovemberDecember 2014
Sports Celebrity Dinner amp Auction PLatinuM HotstovE sPonsoR U-Need storage PLatinuM viP REcEPtion sPonsoR Arthur electric inc PLatinuM autogRaPH sPonsoR RBC Royal Bank PLatinuM MEDia sPonsoR the Canadian Champion PLatinuM cELEBRity sPonsoR Jackson events goLD sPonsoRs ClubLink Corporation Impact Logistics tD Canada trust siLvER sPonsoRs Manulife investments Modern Crane Newco Industrial Ltd roxul inc Woodbine entertainment Group PRint sPonsoR Empress Print amp Packaging av PaRtnER GavCom Media Productions FRiEnD sPonsoR Robert (Pie) Lee Insurance Agency ViA rail Canada HotEL sPonsoR Best Western Plus Milton inn
Mayorrsquos Breakfast PREsEnting sPonsoR
CN PLatinuM sPonsoR
OLG
small Business Week PREsEnting PaRtnER
CN PREsEnting sPonsoR
BDC EvEnt PaRtnER
Halton region Milton education Village innovation Centre EvEnt sPonsoR
tD Canada trust
Golf tournament PREsEnting sPonsoR Cogeco Cable Canada inc gREEns sPonsoR CN HoLE-in-onE sPonsoR Wallace Chevrolet Buick Cadillac Ltd DinnER sPonsoR Chudleighrsquos LuncH sPonsoR Mattamy Homes goLF RaFFLE sPonoR scotiabank Putting gREEn sPonsoR Dent Wizard signagE sPonsoR Empress Print amp Packaging goLF BaLL sPonsoR rogers Cable inc sPEciaLty BaLL sPonsoR roxul inc caRt sPonsoR Dufferin Aggregates Mortgage Architects REFREsHMEnt sPonsoR Milton Toyota scoREcaRD sPonsoR Miltowne insurance services inc
Community Awards Gala PLatinuM sPonsoR CN Cogeco Cable the Canadian Champion goLD sPonsoRs GavCom Media Productions inc roxul inc scotiabank siLvER sPonsoRs Bell Canada Prosperity ONE Credit Union BRonZE sPonsoRs Albatross Restaurant at Granite Ridge Golf Club - Jimmy D HollisWealth - Melissa DeBrouwer Halton region ndash small Business Development McLaren Press Graphics Ltd srG FRiEnD sPonsoRs Granite ridge Golf Club Karenrsquos flower shop McCuaig Insurance Limited Miltowne insurance services inc rattlesnake Point Golf Club Robert (Pie) Lee Insurance Agency the flower Mill Theresa Brereton Photography
The following companies have generously supported the events of the Milton Chamber of Commerce
sPonsoRsHiP coRnER
11NovemberDecember 2014
Interior Design amp Space Planning
Space Requirement Studies
Concept and Planning Drawings
Design and Construction Drawings
Outdated
Just Starting
Expanding
Moving
smart design is smart business
MAKE THE MOST OUT OF EVERY SQUARE FOOT p 289-627-1870 ebrennadezign1ca
DEZIGN 1
Highlights from the 2014 Canadian Chamber of Commerce Annual General MeetingPerrin Beatty President Canadian Chamber of Commerce
We just wrapped up our annual general meeting and policy conference which took place in Charlottetown from September 27 to 29 I would like to thank our host the Greater Charlottetown Area Chamber of Commerce and all of our delegates and sponsors for contributing to the success of the event i would also like to thank everyone who contributed to our policy resolutions process Sixty-nine resolutions developed by our member chambers of commerceboards of trade and policy committees were brought forth at our annual general meeting for debate the list of approved resolutions is posted on our website Chamberca
During our annual meeting i highlighted some of our successes to date in 2014 including
bull the work our Best Practices Working Group has done to help our member chambers of commerce with the growing challenges they are facing in the general membership space
bull the work the Partnership for resource trade has accomplished in educating Canadians on the importance of natural resources to our economic future
bull our study of high-growth entrepreneurial companies to understand how we and the Canadian government could support them more effectively our report A Path forward for entrepreneurship in Canada was released on Sept 17 and its findings were presented at our conference and
bull our advocacy on dismantling Canadarsquos internal trade barriers our messages to the federal government and to the Council of the Federation were endorsed by every provincial and territorial chamber the provincial and territorial premiers have committed to revisiting the Agreement on internal trade and to seeking progress in key areas including energy non tariff barriers and government procurement
intERnationaL PoLicy
on sept 22 in partnership with the federation of Korean industries we hosted a Korea - Canada Business Symposium The event featured a keynote address by Park Guen-hye President of south Korea and two panel discussions on the topics of the opportunities created by the new FTA and the future of Korea-Canada energy cooperation
in November i will be leading a high-level delegation to Tokyo and Beijing to support Canadarsquos trade agenda in Asia We are co-hosting an event in Tokyo to launch the Canada-Japan Chamber Council a long-term partnership with the Japan Chamber of Commerce and Industry We expect participation from Canadarsquos Ministers of Natural resources and international trade as well as the Japanese Minister for Economy Trade and Industry
In Beijing I will be joined by CEOs of several major Canadian companies at the APeC Ceo summit Held alongside
the APEC Leadersrsquo Summit it brings together top regional business leaders and heads of state to build relationships and discuss policy steps to promote cross-border trade and investment We also stand ready to support a potential bilateral visit to China by Canadarsquos Prime Minister at that time where we would advocate priorities such as the ratification of the foreign investment Protection Agreement enhanced regulatory cooperation and a joint announcement of an offshore rMB centre in Canada
tHougHt LEaDERsHiPLater this month we will be releasing
two reports one will focus on Canadarsquos need to close the skills gap by better aligning its education and training systems to its labour market needs The other will focus on why Canada needs a renminbi trading hub to be first in the Americas with a new financial centre that would significantly boost trade and investment with China
canaDian cHaMBER oF coMMERcE
12 NovemberDecember 2014
the Mattamy national cycling centre a track like no other
Cycling excitement is picking up speed as the Mattamy National Cycling Centre nears completion and cyclists eagerly await their chance to try the track
inside the velodrome construction of the track is now complete At 250-metres long and 7-metres wide with 42-degree banked bends and 13-degree banked straights the unique timber track is built for speed and excitement for all cycling ability levels
the track is constructed from smooth untreated siberian Spruce renowned for its hardness stability and long straight lines making it ideal for constructing world-class velodromes and producing world records The velodrome built for the London 2012 Olympic and Paralympic Games used Siberian Pine Siberian Spruce is also regarded as the fastest timber allowing cyclists to reach speeds up to 85 kmhr
this Class 1 track is designed to meet the most stringent requirements set by the International Cycling Union (UCI) for international competitions It will be the sole facility in Canada that meets these requirements which all velodromes must attain to host Olympic Paralympic and elite world championships
It will also become the first-ever UCI-regulated accredited indoor track in Canada and the second in North America The VELO Sports Centre at the Home Depot Centre complex in Carson California is the only other covered UCI-regulated velodrome in CanadaUSA
Join tHE cycLing REvoLution Whether you want to learn to ride a two-wheeler or test
your skills on track the Town of Milton is offering the following programs for all abilities
bull Get on the bike - Learn to ride a two-wheeler and work on developing and refining skills
bull Get on the track - Get a taste of the track through ldquotry itrdquo sessions and get certified to ride
bull Ride the track - Become a member to drop in and ride recreationally or take a beginner or intermediate course ramp it up with advanced training racing and more
cERtiFication sPots aDDED DuE to HigH DEManDGetting certified is the first step towards riding the track and
is a requirement for all drop-in and registered cycling programs Due to high demand wersquove added more certification spots Sign up now to get a taste of the track with our special ldquotry itrdquo sessions or get certified to ride through a certification program or introductory course
For more information about certification programs visit mattamynationalcyclingcentreca
Track under construction
Track under construction
Cyclist riding on finished track
13NovemberDecember 2014
stay in tHE LooPwwwmattamynationalcyclingcentreca
Velodrome e-newsletter wwwmiltoncavelodrome
Velodrome blog miltonvelodromewordpresscom
Twitter MattamyVelo
Photo Illustration of completed velodrome
MaKE tHE Most oF tHE vELoDRoME
BEcoME a MEMBERRide as many times as you wish at drop-in track cycling sessions and take advantage of priority advance booking for drop-in cycling and reduced rates on bike storage rental bikes accessories and fitness memberships A limited number of memberships are available so donrsquot delay
BRing youR coLLEaguEsinterested in a unique team-building experience Try the track for a motivating session with your associates employees or customers Book a rider experience followed by your team meetings in one of our multi-purpose rooms
BooK a MEEting sPacErent one of the Centrersquos two meeting rooms for your next workshop conference or seminar each room can hold up to 30 people and allows for flexible set-up options tables chairs and audio visual hook ups are provided
aDvERtisE youR BusinEss With thousands of cyclists and spectators from near and far ready to burst through the doors of this one-of-a-kind facility what better way to showcase your local businessLook for sponsorship and branding opportunities for cycling programs currently under development as well as business advertising on cycling track billboards
EnJoy a coRPoRatE DiscountCorporate group rates for the fitness centre are available
Visit wwwMattamyNationalCyclingCentreca for details
During the TORONTO 2015 Pan AmParapan Am Games the facility will be known as the Cisco Milton Pan AmParapan Am Velodrome
MoRE tHan onE Way to stay activE anD on tRacK
The Mattamy National Cycling Centrersquos walkingjoggingtraining track is surrounded by picturesque views of the outdoors as well as the action indoors
the 300-metre track offers an ideal venue for engaging in one of the easiest ways to stay active just 30 minutes of brisk walking or jogging each day may help improve mental and physical health Complete 33 laps for 1 km
the track featuresbull spectacular views of the scenic
Niagara escarpmentbull Birdrsquos-eye view of the action on
the gymnasium courts and the cycling track below
bull optimum comfort with natural light and heatingcooling for all seasons
bull structured programs such as strollercize and walkingjoggingtraining programs
the track is also available for rentals for exclusive use by groups for more information visit mattamynationalcyclingcentreca
uPcoMing EvEnts visit tHE vELo satuRDay novEMBER 29
Join us for free family-friendly activities to get acquainted with the Mattamy National Cycling Centre
bull Get up close and personal with track cycling and learn about programs being offered
bull View demonstrations by members of the Canadian National Cycling Team
bull take a guided tourbull Visit the walkingjogging
training trackbull sample registered fitness
classesbull Play a variety of family-friendly
drop-in sportsbull Work out in the fitness Centre
canaDian nationaL tRacK cHaMPionsHiPsJanuaRy 3-6 2015
Canadarsquos top track cycling athletes of all ages and abilities will compete to be crowned national champion
MiLton intERnationaL cHaLLEngEJanuaRy 9-11 2015
Watch top cycling athletes from around the world compete against team Canada in this official Pan Am Games Test Event
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
7NovemberDecember 2014
Make It YOUR Business70 of those suffering from domestic violence are victimized while at workEmployers are now obligated by law to protect employees experiencing abuse in the workplace (Make It Our Business Bill 168)in the workplace (Make It Our Business Bill 168)
Learn how to recognize and respond to signs of domestic violence and how to help your employees and co-workers find the support they need
Halton Womenrsquos Place facilitates the Government of ontario-funded public education campaign Neighbours Friends and Families to community groups and businesses The presentation focuses on the impact of domestic violence in the
workplace and outlines the responsibilities of employers to ldquotake every reasonable precautionrdquo to protect their employeesworkplace and outlines the responsibilities of employers to take every reasonable prrecaution to protect their employeesFor more information on how to book a session for your workplace please contact Tricia Clinical Manager 905-332-1200 ext 224
Cost of Session 1-20 employees $50 | 20+ employees $100 wwwhaltonwomensplacecomCost of session 1-20 emplo
Winner of the 2013 Mayorrsquos Community Service Award ndash Burlington
A Milton taxi servicesAM strategic Accountants incAcclaim HealthAir separation technologies incBDO Canada LimitedBerka Dr e - orthodontist - Milton orthodonticsBlue Beacon of Canada - Division of CANCLEAN Financial CorpBy Design GraphicsCF Crozier amp Associates IncCathleen Mctavish rMtCBM LtdCentre - Skills Development amp Training Milton Employment ServicesCenturion fire ControlCentury 21 Future Realty - Roach Family real estate teamColour Works Printing incCOLT Fences and DecksCommunity Foundation of Halton NorthCompression Technology CorporationDance eliteDelacourtrsquos Gift and tablewareE Manson Investments LimitedFamily Place Thefirst Class Home Care incorporatedfix Auto of Miltonfortress Comics incGfs ontario inc
Glencairn Golf ClubGlobal Promotional ApparelGlobal trade Partners inc Gordon M McTavish amp Associates IncGorrudrsquos Auto GroupHalton Automotive amp Industrial Supply LtdHalton Country Inn amp Golf Club Halton Power equipmentHalton Region - Employment Housing amp social servicesHawkins Animal HospitalHealth Centre of MiltonHitherfield SchoolIndech Law Chambers Professional CorpJim shaw Accounting services incJohn Howard Society of Peel-Halton-DufferinJohnston Maintenance LtdKPMG LLPLiaison College Oakville CampusMaplebots incMarilyn J Samuels LLB LLMMarlin travel McLaren Press Graphics LtdMillside total Communications incMilton Home Hardware Building CentreMinMaxx Realty IncMohawk Inn amp Conference Centre
Ontario Electric Railway Historical AssociationParadigm telesales incParkway Auto TradePower Link Expedite CorporationPro Con Building Supplies LtdrDC NetworksReese Auto Truck amp Equipment ServicesRotary Club of Milton TheRoyal LePage Credit Valley Real Estate - Joe PecharichRoyal LePage Meadowtowne Realty ndash Carole D BudworthRoyal Lepage Meadowtowne Realty - Shawn KennyRoyal LePage Meadowtowne Realty - Troy HoogendoornSalvation Army - Khi Community Thesci-Mech technicalsHoot Photographicspokes Nrsquo slopesstanmar ConsultingTeatro Conference amp Event Centre (Alemilia Hospitality Group)the Dance Class the Dance shoppe Tombro Trucking LimitedWeb Nodes inc
renewing members Thanks to the following businesses for their continued support Escarpment Countrytrade Partner
MEMBER REnEWaLs
8 NovemberDecember 2014
Must be 19 years of age or older Valid government-issued photo identification may be required
OLG Slots at Mohawk Racetrack9430 Guelph Line Campellville ON(905) 854-4053Mon-Thurs 9am to 4am Fri-Sun 24 hours olgca
FILE MK_BET FUN_775X325_MILCOCNEWS_FEB2014pdf SIZE 775rdquo x 325rdquo SITE Mohawk Racetrack PUBLICATION Milton Chamber of Commerce Newsletter INSERTION DATE February 2014 CONTACT Krista Lenardon-Trull FILE UPLOAD kristamiltonchamberca
DISCOVER THE THRILLS AT OLG SLOTS AT MOHAWK RACETRACKGet your friends together for a great night out and enjoy everything OLG Slots at Mohawk Racetrack has
to offer Step onto the lively gaming floor to experience the lights jackpot bells and friendly
people Choose your favourite games from over 850 exciting slots featuring electronic table
games such as Texas Hold lsquoEm Poker Roulette and Blackjack and relax while you enjoy a
casual meal at the Marketplace Eatery Plus therersquos free parking So let the fun begin and visit
OLG Slots at Mohawk Racetrack today
Welcome new membersWelcome to the following new Chamber Members We invite you to participate in Chamber events and encourage you to take part in one or more of the Chamber committees
aBL EMPLoyMEnt50 steeles Ave e Unit 23Milton ON L9T 4W9Contact Jennifer staruch Cust serv Mgrtel 905-635-2940 wwwablemploymentcomldquoCome Work With Usrdquo ABL Employment is an independently owned Canadian staffing agency that brings together people that want to work and companies that need work done We specialize in the industrial and distribution sectors with solutions that combine both part time temporary jobs and long-term hiring strategies Contact our Milton office today
aMg viRtuaL assistant sERvicEsMilton oNContact Alejandra Montejo Support specialisttel 905-808-4843wwwamgvirtualassistantcomAMG offers Virtual (Off-site) Administrative services including secretarial support Graphic Design and Social Media Planning amp Management We are happy and proud to support small businesses entrepreneurs executives and busy individuals who need assistance with the daily operation of their businesses
aZ MoRtgagE soLutions330 Bronte st s Unit 218Milton ON L9T 7X1Contact Angela Zhang ownerDirectorTel 905-876-2505wwwazmortgagesolutionscaAZ Mortgage solutions is a licensed brokerage with financial services commission of ontario FSCO ndash License 12145 Angela the principal broker has been working in the industry for over 15 years Our mission is to be the most trusted resource of mortgage advice and service in Milton and the GtA West areas
BEauMont ELDER accountants LLP330 Bronte st s Unit 210Milton ON L9T 7X1Contact Melanie Beaumont PartnerTel 905-875-4444Fax 905-875-2227wwwbecpacaA full service accounting and taxation firm serving corporations and individuals our services vary from bookkeeping to annual financial returns to reorganization and estate planning We have several years of experience and value and provide professional personalized and trusted service to all clients Your business is important to us too
cELLRox MiLton 55 ontario st sMilton ON L9T 2M3Contact shane Mehmood ownerMgrtel 905-864-9662Fax 905-864-9667wwwcellroxmiltoncaCellrox in Milton is a one stop shop for your electronics needs If you are looking to buy or repair a cell phone repair your computer or to purchase an internet package Cellrox is the store for you Come visit us at the Milton Mall and customize your electronics
cognition PRoDuctions 63 forestgrove CircleBrampton ON L6Z 4T4Contact Warren Leppik Principaltel 416-698-3858wwwcognitionproductionscomWersquove focused our passion for storytelling to produce finely crafted unforgettable business video that stands out from the crowd and captivates a target audience internal or external We increase the effectiveness of marketing and communications thereby increasing sales while reducing costs
nEW MEMBERs
9NovemberDecember 2014
2300 Steeles Ave West 4th Floor Vaughan ON L4K 5X6
Phone (905) 761-7500 bull Fax (905) 761-7505
2300 Steeles Ave West 4th Floor Concord ON L4K 5X6
AggregatesDufferinA division of Holcim (Canada) Inc
FaiRsPLit DivoRcE amp sEPaRation FinanciaL soLutions473 Crusick CircleMilton ON L9T 0M9Contact tatiana terekhova PresidentTel 416-894-7771wwwfairsplitcaFairsplit offers expert financial advice to people considering or going through marriage breakdown With proven financial strategies we empower couples and individuals to have friendlier faster and less expensive divorce now along with the solid new financial life in the future
FinE aRts sociEty oF MiLton (FasM)Milton oNContact Ursula McDermid Presidenttel 905-299-1429wwwfasmcaFine Arts Society of Milton (FASM) is a non-profit organization consisting of approximately 120 members FASM is dedicated to supporting visual artists promoting fine arts in our community and facilitating art appreciation
HEaLtHEnut MiLton caFE anD JuicE BaR20 Martin stMilton ON L9T 2P9Contact Maria Garrigan ownerTel 905-693-6795wwwhealthenutca Health E Nut Cafeacute amp Juice Bar in Milton is a one STOP HEALTH SHOP in Canada serving Whole Organic Live Food for
breakfast lunch dinner desserts and snacks We serve non-GMo organic food Come visit us in the heart of Milton ldquoLet food be thy medicinerdquo-Hippocrates
MiLton BanquEt amp conFEREncE cEntRE3090 steeles Ave WMilton ON L9T 2V3Contact ezio Angelucci ownertel 905-864-8445wwwmiltonbanquetscomA premier banquet facility situated in the midst of 36 acres of picturesque grounds offering the most unique indooroutdoor facilities combined with exceptional cuisine for you to host a truly memorable event For your next festivity whether itrsquos a wedding reception corporate or social event consider Milton Banquet amp Conference Centre
tHE MinDFuL Living cEntRE400 Bronte st south Unit 219Milton ON L9T 0H7Contact Chris Parrish Clinical PsychologistTel 289-270-1757Fax 289-270-1751wwwmindfullivingcentrecaAt the Mindful Living Centre we partner with clients to explore individually tailored strategies for addressing lifersquos challenges in our quest to promote personal growth and well-being We provide effective psychological assessment and counseling services in a compassionate and non-judgmental atmosphere empowering clients to achieve a better quality of life
MusE signs Milton oN Contact Lena White OwnerTel 647-382-8358wwwmusesignscom
ontaRio coLLEgE oF PHaRMacists 483 Huron st toronto oN M5r 2r4Contact Nicole Balan Community Practice Advisortel 519-282-5651wwwocpinfocomthe ontario College of Pharmacists is the registering and regulating body for the profession of Pharmacy in Ontario The collegersquos mandate is to serve and protect the public and hold ontario pharmacists and pharmacy technicians accountable to the established legislation ensuring that pharmacies meet certain standards for operation and are accredited by the College
PRiMERica FinanciaL sERvicEs ndash RoB HEWLEttMilton oNContact Rob Hewlett Representativetel 416-2530-3460Fax 888-285-7052wwwprimericacomrhewlettPrimerica offers solutions to help families eliminate crippling debt from their household finances and save more of their hard-earned money for the future Our team provides financial services including life insurance accident and health insurance and investments to main street families
nEW MEMBERs
10 NovemberDecember 2014
Sports Celebrity Dinner amp Auction PLatinuM HotstovE sPonsoR U-Need storage PLatinuM viP REcEPtion sPonsoR Arthur electric inc PLatinuM autogRaPH sPonsoR RBC Royal Bank PLatinuM MEDia sPonsoR the Canadian Champion PLatinuM cELEBRity sPonsoR Jackson events goLD sPonsoRs ClubLink Corporation Impact Logistics tD Canada trust siLvER sPonsoRs Manulife investments Modern Crane Newco Industrial Ltd roxul inc Woodbine entertainment Group PRint sPonsoR Empress Print amp Packaging av PaRtnER GavCom Media Productions FRiEnD sPonsoR Robert (Pie) Lee Insurance Agency ViA rail Canada HotEL sPonsoR Best Western Plus Milton inn
Mayorrsquos Breakfast PREsEnting sPonsoR
CN PLatinuM sPonsoR
OLG
small Business Week PREsEnting PaRtnER
CN PREsEnting sPonsoR
BDC EvEnt PaRtnER
Halton region Milton education Village innovation Centre EvEnt sPonsoR
tD Canada trust
Golf tournament PREsEnting sPonsoR Cogeco Cable Canada inc gREEns sPonsoR CN HoLE-in-onE sPonsoR Wallace Chevrolet Buick Cadillac Ltd DinnER sPonsoR Chudleighrsquos LuncH sPonsoR Mattamy Homes goLF RaFFLE sPonoR scotiabank Putting gREEn sPonsoR Dent Wizard signagE sPonsoR Empress Print amp Packaging goLF BaLL sPonsoR rogers Cable inc sPEciaLty BaLL sPonsoR roxul inc caRt sPonsoR Dufferin Aggregates Mortgage Architects REFREsHMEnt sPonsoR Milton Toyota scoREcaRD sPonsoR Miltowne insurance services inc
Community Awards Gala PLatinuM sPonsoR CN Cogeco Cable the Canadian Champion goLD sPonsoRs GavCom Media Productions inc roxul inc scotiabank siLvER sPonsoRs Bell Canada Prosperity ONE Credit Union BRonZE sPonsoRs Albatross Restaurant at Granite Ridge Golf Club - Jimmy D HollisWealth - Melissa DeBrouwer Halton region ndash small Business Development McLaren Press Graphics Ltd srG FRiEnD sPonsoRs Granite ridge Golf Club Karenrsquos flower shop McCuaig Insurance Limited Miltowne insurance services inc rattlesnake Point Golf Club Robert (Pie) Lee Insurance Agency the flower Mill Theresa Brereton Photography
The following companies have generously supported the events of the Milton Chamber of Commerce
sPonsoRsHiP coRnER
11NovemberDecember 2014
Interior Design amp Space Planning
Space Requirement Studies
Concept and Planning Drawings
Design and Construction Drawings
Outdated
Just Starting
Expanding
Moving
smart design is smart business
MAKE THE MOST OUT OF EVERY SQUARE FOOT p 289-627-1870 ebrennadezign1ca
DEZIGN 1
Highlights from the 2014 Canadian Chamber of Commerce Annual General MeetingPerrin Beatty President Canadian Chamber of Commerce
We just wrapped up our annual general meeting and policy conference which took place in Charlottetown from September 27 to 29 I would like to thank our host the Greater Charlottetown Area Chamber of Commerce and all of our delegates and sponsors for contributing to the success of the event i would also like to thank everyone who contributed to our policy resolutions process Sixty-nine resolutions developed by our member chambers of commerceboards of trade and policy committees were brought forth at our annual general meeting for debate the list of approved resolutions is posted on our website Chamberca
During our annual meeting i highlighted some of our successes to date in 2014 including
bull the work our Best Practices Working Group has done to help our member chambers of commerce with the growing challenges they are facing in the general membership space
bull the work the Partnership for resource trade has accomplished in educating Canadians on the importance of natural resources to our economic future
bull our study of high-growth entrepreneurial companies to understand how we and the Canadian government could support them more effectively our report A Path forward for entrepreneurship in Canada was released on Sept 17 and its findings were presented at our conference and
bull our advocacy on dismantling Canadarsquos internal trade barriers our messages to the federal government and to the Council of the Federation were endorsed by every provincial and territorial chamber the provincial and territorial premiers have committed to revisiting the Agreement on internal trade and to seeking progress in key areas including energy non tariff barriers and government procurement
intERnationaL PoLicy
on sept 22 in partnership with the federation of Korean industries we hosted a Korea - Canada Business Symposium The event featured a keynote address by Park Guen-hye President of south Korea and two panel discussions on the topics of the opportunities created by the new FTA and the future of Korea-Canada energy cooperation
in November i will be leading a high-level delegation to Tokyo and Beijing to support Canadarsquos trade agenda in Asia We are co-hosting an event in Tokyo to launch the Canada-Japan Chamber Council a long-term partnership with the Japan Chamber of Commerce and Industry We expect participation from Canadarsquos Ministers of Natural resources and international trade as well as the Japanese Minister for Economy Trade and Industry
In Beijing I will be joined by CEOs of several major Canadian companies at the APeC Ceo summit Held alongside
the APEC Leadersrsquo Summit it brings together top regional business leaders and heads of state to build relationships and discuss policy steps to promote cross-border trade and investment We also stand ready to support a potential bilateral visit to China by Canadarsquos Prime Minister at that time where we would advocate priorities such as the ratification of the foreign investment Protection Agreement enhanced regulatory cooperation and a joint announcement of an offshore rMB centre in Canada
tHougHt LEaDERsHiPLater this month we will be releasing
two reports one will focus on Canadarsquos need to close the skills gap by better aligning its education and training systems to its labour market needs The other will focus on why Canada needs a renminbi trading hub to be first in the Americas with a new financial centre that would significantly boost trade and investment with China
canaDian cHaMBER oF coMMERcE
12 NovemberDecember 2014
the Mattamy national cycling centre a track like no other
Cycling excitement is picking up speed as the Mattamy National Cycling Centre nears completion and cyclists eagerly await their chance to try the track
inside the velodrome construction of the track is now complete At 250-metres long and 7-metres wide with 42-degree banked bends and 13-degree banked straights the unique timber track is built for speed and excitement for all cycling ability levels
the track is constructed from smooth untreated siberian Spruce renowned for its hardness stability and long straight lines making it ideal for constructing world-class velodromes and producing world records The velodrome built for the London 2012 Olympic and Paralympic Games used Siberian Pine Siberian Spruce is also regarded as the fastest timber allowing cyclists to reach speeds up to 85 kmhr
this Class 1 track is designed to meet the most stringent requirements set by the International Cycling Union (UCI) for international competitions It will be the sole facility in Canada that meets these requirements which all velodromes must attain to host Olympic Paralympic and elite world championships
It will also become the first-ever UCI-regulated accredited indoor track in Canada and the second in North America The VELO Sports Centre at the Home Depot Centre complex in Carson California is the only other covered UCI-regulated velodrome in CanadaUSA
Join tHE cycLing REvoLution Whether you want to learn to ride a two-wheeler or test
your skills on track the Town of Milton is offering the following programs for all abilities
bull Get on the bike - Learn to ride a two-wheeler and work on developing and refining skills
bull Get on the track - Get a taste of the track through ldquotry itrdquo sessions and get certified to ride
bull Ride the track - Become a member to drop in and ride recreationally or take a beginner or intermediate course ramp it up with advanced training racing and more
cERtiFication sPots aDDED DuE to HigH DEManDGetting certified is the first step towards riding the track and
is a requirement for all drop-in and registered cycling programs Due to high demand wersquove added more certification spots Sign up now to get a taste of the track with our special ldquotry itrdquo sessions or get certified to ride through a certification program or introductory course
For more information about certification programs visit mattamynationalcyclingcentreca
Track under construction
Track under construction
Cyclist riding on finished track
13NovemberDecember 2014
stay in tHE LooPwwwmattamynationalcyclingcentreca
Velodrome e-newsletter wwwmiltoncavelodrome
Velodrome blog miltonvelodromewordpresscom
Twitter MattamyVelo
Photo Illustration of completed velodrome
MaKE tHE Most oF tHE vELoDRoME
BEcoME a MEMBERRide as many times as you wish at drop-in track cycling sessions and take advantage of priority advance booking for drop-in cycling and reduced rates on bike storage rental bikes accessories and fitness memberships A limited number of memberships are available so donrsquot delay
BRing youR coLLEaguEsinterested in a unique team-building experience Try the track for a motivating session with your associates employees or customers Book a rider experience followed by your team meetings in one of our multi-purpose rooms
BooK a MEEting sPacErent one of the Centrersquos two meeting rooms for your next workshop conference or seminar each room can hold up to 30 people and allows for flexible set-up options tables chairs and audio visual hook ups are provided
aDvERtisE youR BusinEss With thousands of cyclists and spectators from near and far ready to burst through the doors of this one-of-a-kind facility what better way to showcase your local businessLook for sponsorship and branding opportunities for cycling programs currently under development as well as business advertising on cycling track billboards
EnJoy a coRPoRatE DiscountCorporate group rates for the fitness centre are available
Visit wwwMattamyNationalCyclingCentreca for details
During the TORONTO 2015 Pan AmParapan Am Games the facility will be known as the Cisco Milton Pan AmParapan Am Velodrome
MoRE tHan onE Way to stay activE anD on tRacK
The Mattamy National Cycling Centrersquos walkingjoggingtraining track is surrounded by picturesque views of the outdoors as well as the action indoors
the 300-metre track offers an ideal venue for engaging in one of the easiest ways to stay active just 30 minutes of brisk walking or jogging each day may help improve mental and physical health Complete 33 laps for 1 km
the track featuresbull spectacular views of the scenic
Niagara escarpmentbull Birdrsquos-eye view of the action on
the gymnasium courts and the cycling track below
bull optimum comfort with natural light and heatingcooling for all seasons
bull structured programs such as strollercize and walkingjoggingtraining programs
the track is also available for rentals for exclusive use by groups for more information visit mattamynationalcyclingcentreca
uPcoMing EvEnts visit tHE vELo satuRDay novEMBER 29
Join us for free family-friendly activities to get acquainted with the Mattamy National Cycling Centre
bull Get up close and personal with track cycling and learn about programs being offered
bull View demonstrations by members of the Canadian National Cycling Team
bull take a guided tourbull Visit the walkingjogging
training trackbull sample registered fitness
classesbull Play a variety of family-friendly
drop-in sportsbull Work out in the fitness Centre
canaDian nationaL tRacK cHaMPionsHiPsJanuaRy 3-6 2015
Canadarsquos top track cycling athletes of all ages and abilities will compete to be crowned national champion
MiLton intERnationaL cHaLLEngEJanuaRy 9-11 2015
Watch top cycling athletes from around the world compete against team Canada in this official Pan Am Games Test Event
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
8 NovemberDecember 2014
Must be 19 years of age or older Valid government-issued photo identification may be required
OLG Slots at Mohawk Racetrack9430 Guelph Line Campellville ON(905) 854-4053Mon-Thurs 9am to 4am Fri-Sun 24 hours olgca
FILE MK_BET FUN_775X325_MILCOCNEWS_FEB2014pdf SIZE 775rdquo x 325rdquo SITE Mohawk Racetrack PUBLICATION Milton Chamber of Commerce Newsletter INSERTION DATE February 2014 CONTACT Krista Lenardon-Trull FILE UPLOAD kristamiltonchamberca
DISCOVER THE THRILLS AT OLG SLOTS AT MOHAWK RACETRACKGet your friends together for a great night out and enjoy everything OLG Slots at Mohawk Racetrack has
to offer Step onto the lively gaming floor to experience the lights jackpot bells and friendly
people Choose your favourite games from over 850 exciting slots featuring electronic table
games such as Texas Hold lsquoEm Poker Roulette and Blackjack and relax while you enjoy a
casual meal at the Marketplace Eatery Plus therersquos free parking So let the fun begin and visit
OLG Slots at Mohawk Racetrack today
Welcome new membersWelcome to the following new Chamber Members We invite you to participate in Chamber events and encourage you to take part in one or more of the Chamber committees
aBL EMPLoyMEnt50 steeles Ave e Unit 23Milton ON L9T 4W9Contact Jennifer staruch Cust serv Mgrtel 905-635-2940 wwwablemploymentcomldquoCome Work With Usrdquo ABL Employment is an independently owned Canadian staffing agency that brings together people that want to work and companies that need work done We specialize in the industrial and distribution sectors with solutions that combine both part time temporary jobs and long-term hiring strategies Contact our Milton office today
aMg viRtuaL assistant sERvicEsMilton oNContact Alejandra Montejo Support specialisttel 905-808-4843wwwamgvirtualassistantcomAMG offers Virtual (Off-site) Administrative services including secretarial support Graphic Design and Social Media Planning amp Management We are happy and proud to support small businesses entrepreneurs executives and busy individuals who need assistance with the daily operation of their businesses
aZ MoRtgagE soLutions330 Bronte st s Unit 218Milton ON L9T 7X1Contact Angela Zhang ownerDirectorTel 905-876-2505wwwazmortgagesolutionscaAZ Mortgage solutions is a licensed brokerage with financial services commission of ontario FSCO ndash License 12145 Angela the principal broker has been working in the industry for over 15 years Our mission is to be the most trusted resource of mortgage advice and service in Milton and the GtA West areas
BEauMont ELDER accountants LLP330 Bronte st s Unit 210Milton ON L9T 7X1Contact Melanie Beaumont PartnerTel 905-875-4444Fax 905-875-2227wwwbecpacaA full service accounting and taxation firm serving corporations and individuals our services vary from bookkeeping to annual financial returns to reorganization and estate planning We have several years of experience and value and provide professional personalized and trusted service to all clients Your business is important to us too
cELLRox MiLton 55 ontario st sMilton ON L9T 2M3Contact shane Mehmood ownerMgrtel 905-864-9662Fax 905-864-9667wwwcellroxmiltoncaCellrox in Milton is a one stop shop for your electronics needs If you are looking to buy or repair a cell phone repair your computer or to purchase an internet package Cellrox is the store for you Come visit us at the Milton Mall and customize your electronics
cognition PRoDuctions 63 forestgrove CircleBrampton ON L6Z 4T4Contact Warren Leppik Principaltel 416-698-3858wwwcognitionproductionscomWersquove focused our passion for storytelling to produce finely crafted unforgettable business video that stands out from the crowd and captivates a target audience internal or external We increase the effectiveness of marketing and communications thereby increasing sales while reducing costs
nEW MEMBERs
9NovemberDecember 2014
2300 Steeles Ave West 4th Floor Vaughan ON L4K 5X6
Phone (905) 761-7500 bull Fax (905) 761-7505
2300 Steeles Ave West 4th Floor Concord ON L4K 5X6
AggregatesDufferinA division of Holcim (Canada) Inc
FaiRsPLit DivoRcE amp sEPaRation FinanciaL soLutions473 Crusick CircleMilton ON L9T 0M9Contact tatiana terekhova PresidentTel 416-894-7771wwwfairsplitcaFairsplit offers expert financial advice to people considering or going through marriage breakdown With proven financial strategies we empower couples and individuals to have friendlier faster and less expensive divorce now along with the solid new financial life in the future
FinE aRts sociEty oF MiLton (FasM)Milton oNContact Ursula McDermid Presidenttel 905-299-1429wwwfasmcaFine Arts Society of Milton (FASM) is a non-profit organization consisting of approximately 120 members FASM is dedicated to supporting visual artists promoting fine arts in our community and facilitating art appreciation
HEaLtHEnut MiLton caFE anD JuicE BaR20 Martin stMilton ON L9T 2P9Contact Maria Garrigan ownerTel 905-693-6795wwwhealthenutca Health E Nut Cafeacute amp Juice Bar in Milton is a one STOP HEALTH SHOP in Canada serving Whole Organic Live Food for
breakfast lunch dinner desserts and snacks We serve non-GMo organic food Come visit us in the heart of Milton ldquoLet food be thy medicinerdquo-Hippocrates
MiLton BanquEt amp conFEREncE cEntRE3090 steeles Ave WMilton ON L9T 2V3Contact ezio Angelucci ownertel 905-864-8445wwwmiltonbanquetscomA premier banquet facility situated in the midst of 36 acres of picturesque grounds offering the most unique indooroutdoor facilities combined with exceptional cuisine for you to host a truly memorable event For your next festivity whether itrsquos a wedding reception corporate or social event consider Milton Banquet amp Conference Centre
tHE MinDFuL Living cEntRE400 Bronte st south Unit 219Milton ON L9T 0H7Contact Chris Parrish Clinical PsychologistTel 289-270-1757Fax 289-270-1751wwwmindfullivingcentrecaAt the Mindful Living Centre we partner with clients to explore individually tailored strategies for addressing lifersquos challenges in our quest to promote personal growth and well-being We provide effective psychological assessment and counseling services in a compassionate and non-judgmental atmosphere empowering clients to achieve a better quality of life
MusE signs Milton oN Contact Lena White OwnerTel 647-382-8358wwwmusesignscom
ontaRio coLLEgE oF PHaRMacists 483 Huron st toronto oN M5r 2r4Contact Nicole Balan Community Practice Advisortel 519-282-5651wwwocpinfocomthe ontario College of Pharmacists is the registering and regulating body for the profession of Pharmacy in Ontario The collegersquos mandate is to serve and protect the public and hold ontario pharmacists and pharmacy technicians accountable to the established legislation ensuring that pharmacies meet certain standards for operation and are accredited by the College
PRiMERica FinanciaL sERvicEs ndash RoB HEWLEttMilton oNContact Rob Hewlett Representativetel 416-2530-3460Fax 888-285-7052wwwprimericacomrhewlettPrimerica offers solutions to help families eliminate crippling debt from their household finances and save more of their hard-earned money for the future Our team provides financial services including life insurance accident and health insurance and investments to main street families
nEW MEMBERs
10 NovemberDecember 2014
Sports Celebrity Dinner amp Auction PLatinuM HotstovE sPonsoR U-Need storage PLatinuM viP REcEPtion sPonsoR Arthur electric inc PLatinuM autogRaPH sPonsoR RBC Royal Bank PLatinuM MEDia sPonsoR the Canadian Champion PLatinuM cELEBRity sPonsoR Jackson events goLD sPonsoRs ClubLink Corporation Impact Logistics tD Canada trust siLvER sPonsoRs Manulife investments Modern Crane Newco Industrial Ltd roxul inc Woodbine entertainment Group PRint sPonsoR Empress Print amp Packaging av PaRtnER GavCom Media Productions FRiEnD sPonsoR Robert (Pie) Lee Insurance Agency ViA rail Canada HotEL sPonsoR Best Western Plus Milton inn
Mayorrsquos Breakfast PREsEnting sPonsoR
CN PLatinuM sPonsoR
OLG
small Business Week PREsEnting PaRtnER
CN PREsEnting sPonsoR
BDC EvEnt PaRtnER
Halton region Milton education Village innovation Centre EvEnt sPonsoR
tD Canada trust
Golf tournament PREsEnting sPonsoR Cogeco Cable Canada inc gREEns sPonsoR CN HoLE-in-onE sPonsoR Wallace Chevrolet Buick Cadillac Ltd DinnER sPonsoR Chudleighrsquos LuncH sPonsoR Mattamy Homes goLF RaFFLE sPonoR scotiabank Putting gREEn sPonsoR Dent Wizard signagE sPonsoR Empress Print amp Packaging goLF BaLL sPonsoR rogers Cable inc sPEciaLty BaLL sPonsoR roxul inc caRt sPonsoR Dufferin Aggregates Mortgage Architects REFREsHMEnt sPonsoR Milton Toyota scoREcaRD sPonsoR Miltowne insurance services inc
Community Awards Gala PLatinuM sPonsoR CN Cogeco Cable the Canadian Champion goLD sPonsoRs GavCom Media Productions inc roxul inc scotiabank siLvER sPonsoRs Bell Canada Prosperity ONE Credit Union BRonZE sPonsoRs Albatross Restaurant at Granite Ridge Golf Club - Jimmy D HollisWealth - Melissa DeBrouwer Halton region ndash small Business Development McLaren Press Graphics Ltd srG FRiEnD sPonsoRs Granite ridge Golf Club Karenrsquos flower shop McCuaig Insurance Limited Miltowne insurance services inc rattlesnake Point Golf Club Robert (Pie) Lee Insurance Agency the flower Mill Theresa Brereton Photography
The following companies have generously supported the events of the Milton Chamber of Commerce
sPonsoRsHiP coRnER
11NovemberDecember 2014
Interior Design amp Space Planning
Space Requirement Studies
Concept and Planning Drawings
Design and Construction Drawings
Outdated
Just Starting
Expanding
Moving
smart design is smart business
MAKE THE MOST OUT OF EVERY SQUARE FOOT p 289-627-1870 ebrennadezign1ca
DEZIGN 1
Highlights from the 2014 Canadian Chamber of Commerce Annual General MeetingPerrin Beatty President Canadian Chamber of Commerce
We just wrapped up our annual general meeting and policy conference which took place in Charlottetown from September 27 to 29 I would like to thank our host the Greater Charlottetown Area Chamber of Commerce and all of our delegates and sponsors for contributing to the success of the event i would also like to thank everyone who contributed to our policy resolutions process Sixty-nine resolutions developed by our member chambers of commerceboards of trade and policy committees were brought forth at our annual general meeting for debate the list of approved resolutions is posted on our website Chamberca
During our annual meeting i highlighted some of our successes to date in 2014 including
bull the work our Best Practices Working Group has done to help our member chambers of commerce with the growing challenges they are facing in the general membership space
bull the work the Partnership for resource trade has accomplished in educating Canadians on the importance of natural resources to our economic future
bull our study of high-growth entrepreneurial companies to understand how we and the Canadian government could support them more effectively our report A Path forward for entrepreneurship in Canada was released on Sept 17 and its findings were presented at our conference and
bull our advocacy on dismantling Canadarsquos internal trade barriers our messages to the federal government and to the Council of the Federation were endorsed by every provincial and territorial chamber the provincial and territorial premiers have committed to revisiting the Agreement on internal trade and to seeking progress in key areas including energy non tariff barriers and government procurement
intERnationaL PoLicy
on sept 22 in partnership with the federation of Korean industries we hosted a Korea - Canada Business Symposium The event featured a keynote address by Park Guen-hye President of south Korea and two panel discussions on the topics of the opportunities created by the new FTA and the future of Korea-Canada energy cooperation
in November i will be leading a high-level delegation to Tokyo and Beijing to support Canadarsquos trade agenda in Asia We are co-hosting an event in Tokyo to launch the Canada-Japan Chamber Council a long-term partnership with the Japan Chamber of Commerce and Industry We expect participation from Canadarsquos Ministers of Natural resources and international trade as well as the Japanese Minister for Economy Trade and Industry
In Beijing I will be joined by CEOs of several major Canadian companies at the APeC Ceo summit Held alongside
the APEC Leadersrsquo Summit it brings together top regional business leaders and heads of state to build relationships and discuss policy steps to promote cross-border trade and investment We also stand ready to support a potential bilateral visit to China by Canadarsquos Prime Minister at that time where we would advocate priorities such as the ratification of the foreign investment Protection Agreement enhanced regulatory cooperation and a joint announcement of an offshore rMB centre in Canada
tHougHt LEaDERsHiPLater this month we will be releasing
two reports one will focus on Canadarsquos need to close the skills gap by better aligning its education and training systems to its labour market needs The other will focus on why Canada needs a renminbi trading hub to be first in the Americas with a new financial centre that would significantly boost trade and investment with China
canaDian cHaMBER oF coMMERcE
12 NovemberDecember 2014
the Mattamy national cycling centre a track like no other
Cycling excitement is picking up speed as the Mattamy National Cycling Centre nears completion and cyclists eagerly await their chance to try the track
inside the velodrome construction of the track is now complete At 250-metres long and 7-metres wide with 42-degree banked bends and 13-degree banked straights the unique timber track is built for speed and excitement for all cycling ability levels
the track is constructed from smooth untreated siberian Spruce renowned for its hardness stability and long straight lines making it ideal for constructing world-class velodromes and producing world records The velodrome built for the London 2012 Olympic and Paralympic Games used Siberian Pine Siberian Spruce is also regarded as the fastest timber allowing cyclists to reach speeds up to 85 kmhr
this Class 1 track is designed to meet the most stringent requirements set by the International Cycling Union (UCI) for international competitions It will be the sole facility in Canada that meets these requirements which all velodromes must attain to host Olympic Paralympic and elite world championships
It will also become the first-ever UCI-regulated accredited indoor track in Canada and the second in North America The VELO Sports Centre at the Home Depot Centre complex in Carson California is the only other covered UCI-regulated velodrome in CanadaUSA
Join tHE cycLing REvoLution Whether you want to learn to ride a two-wheeler or test
your skills on track the Town of Milton is offering the following programs for all abilities
bull Get on the bike - Learn to ride a two-wheeler and work on developing and refining skills
bull Get on the track - Get a taste of the track through ldquotry itrdquo sessions and get certified to ride
bull Ride the track - Become a member to drop in and ride recreationally or take a beginner or intermediate course ramp it up with advanced training racing and more
cERtiFication sPots aDDED DuE to HigH DEManDGetting certified is the first step towards riding the track and
is a requirement for all drop-in and registered cycling programs Due to high demand wersquove added more certification spots Sign up now to get a taste of the track with our special ldquotry itrdquo sessions or get certified to ride through a certification program or introductory course
For more information about certification programs visit mattamynationalcyclingcentreca
Track under construction
Track under construction
Cyclist riding on finished track
13NovemberDecember 2014
stay in tHE LooPwwwmattamynationalcyclingcentreca
Velodrome e-newsletter wwwmiltoncavelodrome
Velodrome blog miltonvelodromewordpresscom
Twitter MattamyVelo
Photo Illustration of completed velodrome
MaKE tHE Most oF tHE vELoDRoME
BEcoME a MEMBERRide as many times as you wish at drop-in track cycling sessions and take advantage of priority advance booking for drop-in cycling and reduced rates on bike storage rental bikes accessories and fitness memberships A limited number of memberships are available so donrsquot delay
BRing youR coLLEaguEsinterested in a unique team-building experience Try the track for a motivating session with your associates employees or customers Book a rider experience followed by your team meetings in one of our multi-purpose rooms
BooK a MEEting sPacErent one of the Centrersquos two meeting rooms for your next workshop conference or seminar each room can hold up to 30 people and allows for flexible set-up options tables chairs and audio visual hook ups are provided
aDvERtisE youR BusinEss With thousands of cyclists and spectators from near and far ready to burst through the doors of this one-of-a-kind facility what better way to showcase your local businessLook for sponsorship and branding opportunities for cycling programs currently under development as well as business advertising on cycling track billboards
EnJoy a coRPoRatE DiscountCorporate group rates for the fitness centre are available
Visit wwwMattamyNationalCyclingCentreca for details
During the TORONTO 2015 Pan AmParapan Am Games the facility will be known as the Cisco Milton Pan AmParapan Am Velodrome
MoRE tHan onE Way to stay activE anD on tRacK
The Mattamy National Cycling Centrersquos walkingjoggingtraining track is surrounded by picturesque views of the outdoors as well as the action indoors
the 300-metre track offers an ideal venue for engaging in one of the easiest ways to stay active just 30 minutes of brisk walking or jogging each day may help improve mental and physical health Complete 33 laps for 1 km
the track featuresbull spectacular views of the scenic
Niagara escarpmentbull Birdrsquos-eye view of the action on
the gymnasium courts and the cycling track below
bull optimum comfort with natural light and heatingcooling for all seasons
bull structured programs such as strollercize and walkingjoggingtraining programs
the track is also available for rentals for exclusive use by groups for more information visit mattamynationalcyclingcentreca
uPcoMing EvEnts visit tHE vELo satuRDay novEMBER 29
Join us for free family-friendly activities to get acquainted with the Mattamy National Cycling Centre
bull Get up close and personal with track cycling and learn about programs being offered
bull View demonstrations by members of the Canadian National Cycling Team
bull take a guided tourbull Visit the walkingjogging
training trackbull sample registered fitness
classesbull Play a variety of family-friendly
drop-in sportsbull Work out in the fitness Centre
canaDian nationaL tRacK cHaMPionsHiPsJanuaRy 3-6 2015
Canadarsquos top track cycling athletes of all ages and abilities will compete to be crowned national champion
MiLton intERnationaL cHaLLEngEJanuaRy 9-11 2015
Watch top cycling athletes from around the world compete against team Canada in this official Pan Am Games Test Event
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
9NovemberDecember 2014
2300 Steeles Ave West 4th Floor Vaughan ON L4K 5X6
Phone (905) 761-7500 bull Fax (905) 761-7505
2300 Steeles Ave West 4th Floor Concord ON L4K 5X6
AggregatesDufferinA division of Holcim (Canada) Inc
FaiRsPLit DivoRcE amp sEPaRation FinanciaL soLutions473 Crusick CircleMilton ON L9T 0M9Contact tatiana terekhova PresidentTel 416-894-7771wwwfairsplitcaFairsplit offers expert financial advice to people considering or going through marriage breakdown With proven financial strategies we empower couples and individuals to have friendlier faster and less expensive divorce now along with the solid new financial life in the future
FinE aRts sociEty oF MiLton (FasM)Milton oNContact Ursula McDermid Presidenttel 905-299-1429wwwfasmcaFine Arts Society of Milton (FASM) is a non-profit organization consisting of approximately 120 members FASM is dedicated to supporting visual artists promoting fine arts in our community and facilitating art appreciation
HEaLtHEnut MiLton caFE anD JuicE BaR20 Martin stMilton ON L9T 2P9Contact Maria Garrigan ownerTel 905-693-6795wwwhealthenutca Health E Nut Cafeacute amp Juice Bar in Milton is a one STOP HEALTH SHOP in Canada serving Whole Organic Live Food for
breakfast lunch dinner desserts and snacks We serve non-GMo organic food Come visit us in the heart of Milton ldquoLet food be thy medicinerdquo-Hippocrates
MiLton BanquEt amp conFEREncE cEntRE3090 steeles Ave WMilton ON L9T 2V3Contact ezio Angelucci ownertel 905-864-8445wwwmiltonbanquetscomA premier banquet facility situated in the midst of 36 acres of picturesque grounds offering the most unique indooroutdoor facilities combined with exceptional cuisine for you to host a truly memorable event For your next festivity whether itrsquos a wedding reception corporate or social event consider Milton Banquet amp Conference Centre
tHE MinDFuL Living cEntRE400 Bronte st south Unit 219Milton ON L9T 0H7Contact Chris Parrish Clinical PsychologistTel 289-270-1757Fax 289-270-1751wwwmindfullivingcentrecaAt the Mindful Living Centre we partner with clients to explore individually tailored strategies for addressing lifersquos challenges in our quest to promote personal growth and well-being We provide effective psychological assessment and counseling services in a compassionate and non-judgmental atmosphere empowering clients to achieve a better quality of life
MusE signs Milton oN Contact Lena White OwnerTel 647-382-8358wwwmusesignscom
ontaRio coLLEgE oF PHaRMacists 483 Huron st toronto oN M5r 2r4Contact Nicole Balan Community Practice Advisortel 519-282-5651wwwocpinfocomthe ontario College of Pharmacists is the registering and regulating body for the profession of Pharmacy in Ontario The collegersquos mandate is to serve and protect the public and hold ontario pharmacists and pharmacy technicians accountable to the established legislation ensuring that pharmacies meet certain standards for operation and are accredited by the College
PRiMERica FinanciaL sERvicEs ndash RoB HEWLEttMilton oNContact Rob Hewlett Representativetel 416-2530-3460Fax 888-285-7052wwwprimericacomrhewlettPrimerica offers solutions to help families eliminate crippling debt from their household finances and save more of their hard-earned money for the future Our team provides financial services including life insurance accident and health insurance and investments to main street families
nEW MEMBERs
10 NovemberDecember 2014
Sports Celebrity Dinner amp Auction PLatinuM HotstovE sPonsoR U-Need storage PLatinuM viP REcEPtion sPonsoR Arthur electric inc PLatinuM autogRaPH sPonsoR RBC Royal Bank PLatinuM MEDia sPonsoR the Canadian Champion PLatinuM cELEBRity sPonsoR Jackson events goLD sPonsoRs ClubLink Corporation Impact Logistics tD Canada trust siLvER sPonsoRs Manulife investments Modern Crane Newco Industrial Ltd roxul inc Woodbine entertainment Group PRint sPonsoR Empress Print amp Packaging av PaRtnER GavCom Media Productions FRiEnD sPonsoR Robert (Pie) Lee Insurance Agency ViA rail Canada HotEL sPonsoR Best Western Plus Milton inn
Mayorrsquos Breakfast PREsEnting sPonsoR
CN PLatinuM sPonsoR
OLG
small Business Week PREsEnting PaRtnER
CN PREsEnting sPonsoR
BDC EvEnt PaRtnER
Halton region Milton education Village innovation Centre EvEnt sPonsoR
tD Canada trust
Golf tournament PREsEnting sPonsoR Cogeco Cable Canada inc gREEns sPonsoR CN HoLE-in-onE sPonsoR Wallace Chevrolet Buick Cadillac Ltd DinnER sPonsoR Chudleighrsquos LuncH sPonsoR Mattamy Homes goLF RaFFLE sPonoR scotiabank Putting gREEn sPonsoR Dent Wizard signagE sPonsoR Empress Print amp Packaging goLF BaLL sPonsoR rogers Cable inc sPEciaLty BaLL sPonsoR roxul inc caRt sPonsoR Dufferin Aggregates Mortgage Architects REFREsHMEnt sPonsoR Milton Toyota scoREcaRD sPonsoR Miltowne insurance services inc
Community Awards Gala PLatinuM sPonsoR CN Cogeco Cable the Canadian Champion goLD sPonsoRs GavCom Media Productions inc roxul inc scotiabank siLvER sPonsoRs Bell Canada Prosperity ONE Credit Union BRonZE sPonsoRs Albatross Restaurant at Granite Ridge Golf Club - Jimmy D HollisWealth - Melissa DeBrouwer Halton region ndash small Business Development McLaren Press Graphics Ltd srG FRiEnD sPonsoRs Granite ridge Golf Club Karenrsquos flower shop McCuaig Insurance Limited Miltowne insurance services inc rattlesnake Point Golf Club Robert (Pie) Lee Insurance Agency the flower Mill Theresa Brereton Photography
The following companies have generously supported the events of the Milton Chamber of Commerce
sPonsoRsHiP coRnER
11NovemberDecember 2014
Interior Design amp Space Planning
Space Requirement Studies
Concept and Planning Drawings
Design and Construction Drawings
Outdated
Just Starting
Expanding
Moving
smart design is smart business
MAKE THE MOST OUT OF EVERY SQUARE FOOT p 289-627-1870 ebrennadezign1ca
DEZIGN 1
Highlights from the 2014 Canadian Chamber of Commerce Annual General MeetingPerrin Beatty President Canadian Chamber of Commerce
We just wrapped up our annual general meeting and policy conference which took place in Charlottetown from September 27 to 29 I would like to thank our host the Greater Charlottetown Area Chamber of Commerce and all of our delegates and sponsors for contributing to the success of the event i would also like to thank everyone who contributed to our policy resolutions process Sixty-nine resolutions developed by our member chambers of commerceboards of trade and policy committees were brought forth at our annual general meeting for debate the list of approved resolutions is posted on our website Chamberca
During our annual meeting i highlighted some of our successes to date in 2014 including
bull the work our Best Practices Working Group has done to help our member chambers of commerce with the growing challenges they are facing in the general membership space
bull the work the Partnership for resource trade has accomplished in educating Canadians on the importance of natural resources to our economic future
bull our study of high-growth entrepreneurial companies to understand how we and the Canadian government could support them more effectively our report A Path forward for entrepreneurship in Canada was released on Sept 17 and its findings were presented at our conference and
bull our advocacy on dismantling Canadarsquos internal trade barriers our messages to the federal government and to the Council of the Federation were endorsed by every provincial and territorial chamber the provincial and territorial premiers have committed to revisiting the Agreement on internal trade and to seeking progress in key areas including energy non tariff barriers and government procurement
intERnationaL PoLicy
on sept 22 in partnership with the federation of Korean industries we hosted a Korea - Canada Business Symposium The event featured a keynote address by Park Guen-hye President of south Korea and two panel discussions on the topics of the opportunities created by the new FTA and the future of Korea-Canada energy cooperation
in November i will be leading a high-level delegation to Tokyo and Beijing to support Canadarsquos trade agenda in Asia We are co-hosting an event in Tokyo to launch the Canada-Japan Chamber Council a long-term partnership with the Japan Chamber of Commerce and Industry We expect participation from Canadarsquos Ministers of Natural resources and international trade as well as the Japanese Minister for Economy Trade and Industry
In Beijing I will be joined by CEOs of several major Canadian companies at the APeC Ceo summit Held alongside
the APEC Leadersrsquo Summit it brings together top regional business leaders and heads of state to build relationships and discuss policy steps to promote cross-border trade and investment We also stand ready to support a potential bilateral visit to China by Canadarsquos Prime Minister at that time where we would advocate priorities such as the ratification of the foreign investment Protection Agreement enhanced regulatory cooperation and a joint announcement of an offshore rMB centre in Canada
tHougHt LEaDERsHiPLater this month we will be releasing
two reports one will focus on Canadarsquos need to close the skills gap by better aligning its education and training systems to its labour market needs The other will focus on why Canada needs a renminbi trading hub to be first in the Americas with a new financial centre that would significantly boost trade and investment with China
canaDian cHaMBER oF coMMERcE
12 NovemberDecember 2014
the Mattamy national cycling centre a track like no other
Cycling excitement is picking up speed as the Mattamy National Cycling Centre nears completion and cyclists eagerly await their chance to try the track
inside the velodrome construction of the track is now complete At 250-metres long and 7-metres wide with 42-degree banked bends and 13-degree banked straights the unique timber track is built for speed and excitement for all cycling ability levels
the track is constructed from smooth untreated siberian Spruce renowned for its hardness stability and long straight lines making it ideal for constructing world-class velodromes and producing world records The velodrome built for the London 2012 Olympic and Paralympic Games used Siberian Pine Siberian Spruce is also regarded as the fastest timber allowing cyclists to reach speeds up to 85 kmhr
this Class 1 track is designed to meet the most stringent requirements set by the International Cycling Union (UCI) for international competitions It will be the sole facility in Canada that meets these requirements which all velodromes must attain to host Olympic Paralympic and elite world championships
It will also become the first-ever UCI-regulated accredited indoor track in Canada and the second in North America The VELO Sports Centre at the Home Depot Centre complex in Carson California is the only other covered UCI-regulated velodrome in CanadaUSA
Join tHE cycLing REvoLution Whether you want to learn to ride a two-wheeler or test
your skills on track the Town of Milton is offering the following programs for all abilities
bull Get on the bike - Learn to ride a two-wheeler and work on developing and refining skills
bull Get on the track - Get a taste of the track through ldquotry itrdquo sessions and get certified to ride
bull Ride the track - Become a member to drop in and ride recreationally or take a beginner or intermediate course ramp it up with advanced training racing and more
cERtiFication sPots aDDED DuE to HigH DEManDGetting certified is the first step towards riding the track and
is a requirement for all drop-in and registered cycling programs Due to high demand wersquove added more certification spots Sign up now to get a taste of the track with our special ldquotry itrdquo sessions or get certified to ride through a certification program or introductory course
For more information about certification programs visit mattamynationalcyclingcentreca
Track under construction
Track under construction
Cyclist riding on finished track
13NovemberDecember 2014
stay in tHE LooPwwwmattamynationalcyclingcentreca
Velodrome e-newsletter wwwmiltoncavelodrome
Velodrome blog miltonvelodromewordpresscom
Twitter MattamyVelo
Photo Illustration of completed velodrome
MaKE tHE Most oF tHE vELoDRoME
BEcoME a MEMBERRide as many times as you wish at drop-in track cycling sessions and take advantage of priority advance booking for drop-in cycling and reduced rates on bike storage rental bikes accessories and fitness memberships A limited number of memberships are available so donrsquot delay
BRing youR coLLEaguEsinterested in a unique team-building experience Try the track for a motivating session with your associates employees or customers Book a rider experience followed by your team meetings in one of our multi-purpose rooms
BooK a MEEting sPacErent one of the Centrersquos two meeting rooms for your next workshop conference or seminar each room can hold up to 30 people and allows for flexible set-up options tables chairs and audio visual hook ups are provided
aDvERtisE youR BusinEss With thousands of cyclists and spectators from near and far ready to burst through the doors of this one-of-a-kind facility what better way to showcase your local businessLook for sponsorship and branding opportunities for cycling programs currently under development as well as business advertising on cycling track billboards
EnJoy a coRPoRatE DiscountCorporate group rates for the fitness centre are available
Visit wwwMattamyNationalCyclingCentreca for details
During the TORONTO 2015 Pan AmParapan Am Games the facility will be known as the Cisco Milton Pan AmParapan Am Velodrome
MoRE tHan onE Way to stay activE anD on tRacK
The Mattamy National Cycling Centrersquos walkingjoggingtraining track is surrounded by picturesque views of the outdoors as well as the action indoors
the 300-metre track offers an ideal venue for engaging in one of the easiest ways to stay active just 30 minutes of brisk walking or jogging each day may help improve mental and physical health Complete 33 laps for 1 km
the track featuresbull spectacular views of the scenic
Niagara escarpmentbull Birdrsquos-eye view of the action on
the gymnasium courts and the cycling track below
bull optimum comfort with natural light and heatingcooling for all seasons
bull structured programs such as strollercize and walkingjoggingtraining programs
the track is also available for rentals for exclusive use by groups for more information visit mattamynationalcyclingcentreca
uPcoMing EvEnts visit tHE vELo satuRDay novEMBER 29
Join us for free family-friendly activities to get acquainted with the Mattamy National Cycling Centre
bull Get up close and personal with track cycling and learn about programs being offered
bull View demonstrations by members of the Canadian National Cycling Team
bull take a guided tourbull Visit the walkingjogging
training trackbull sample registered fitness
classesbull Play a variety of family-friendly
drop-in sportsbull Work out in the fitness Centre
canaDian nationaL tRacK cHaMPionsHiPsJanuaRy 3-6 2015
Canadarsquos top track cycling athletes of all ages and abilities will compete to be crowned national champion
MiLton intERnationaL cHaLLEngEJanuaRy 9-11 2015
Watch top cycling athletes from around the world compete against team Canada in this official Pan Am Games Test Event
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
10 NovemberDecember 2014
Sports Celebrity Dinner amp Auction PLatinuM HotstovE sPonsoR U-Need storage PLatinuM viP REcEPtion sPonsoR Arthur electric inc PLatinuM autogRaPH sPonsoR RBC Royal Bank PLatinuM MEDia sPonsoR the Canadian Champion PLatinuM cELEBRity sPonsoR Jackson events goLD sPonsoRs ClubLink Corporation Impact Logistics tD Canada trust siLvER sPonsoRs Manulife investments Modern Crane Newco Industrial Ltd roxul inc Woodbine entertainment Group PRint sPonsoR Empress Print amp Packaging av PaRtnER GavCom Media Productions FRiEnD sPonsoR Robert (Pie) Lee Insurance Agency ViA rail Canada HotEL sPonsoR Best Western Plus Milton inn
Mayorrsquos Breakfast PREsEnting sPonsoR
CN PLatinuM sPonsoR
OLG
small Business Week PREsEnting PaRtnER
CN PREsEnting sPonsoR
BDC EvEnt PaRtnER
Halton region Milton education Village innovation Centre EvEnt sPonsoR
tD Canada trust
Golf tournament PREsEnting sPonsoR Cogeco Cable Canada inc gREEns sPonsoR CN HoLE-in-onE sPonsoR Wallace Chevrolet Buick Cadillac Ltd DinnER sPonsoR Chudleighrsquos LuncH sPonsoR Mattamy Homes goLF RaFFLE sPonoR scotiabank Putting gREEn sPonsoR Dent Wizard signagE sPonsoR Empress Print amp Packaging goLF BaLL sPonsoR rogers Cable inc sPEciaLty BaLL sPonsoR roxul inc caRt sPonsoR Dufferin Aggregates Mortgage Architects REFREsHMEnt sPonsoR Milton Toyota scoREcaRD sPonsoR Miltowne insurance services inc
Community Awards Gala PLatinuM sPonsoR CN Cogeco Cable the Canadian Champion goLD sPonsoRs GavCom Media Productions inc roxul inc scotiabank siLvER sPonsoRs Bell Canada Prosperity ONE Credit Union BRonZE sPonsoRs Albatross Restaurant at Granite Ridge Golf Club - Jimmy D HollisWealth - Melissa DeBrouwer Halton region ndash small Business Development McLaren Press Graphics Ltd srG FRiEnD sPonsoRs Granite ridge Golf Club Karenrsquos flower shop McCuaig Insurance Limited Miltowne insurance services inc rattlesnake Point Golf Club Robert (Pie) Lee Insurance Agency the flower Mill Theresa Brereton Photography
The following companies have generously supported the events of the Milton Chamber of Commerce
sPonsoRsHiP coRnER
11NovemberDecember 2014
Interior Design amp Space Planning
Space Requirement Studies
Concept and Planning Drawings
Design and Construction Drawings
Outdated
Just Starting
Expanding
Moving
smart design is smart business
MAKE THE MOST OUT OF EVERY SQUARE FOOT p 289-627-1870 ebrennadezign1ca
DEZIGN 1
Highlights from the 2014 Canadian Chamber of Commerce Annual General MeetingPerrin Beatty President Canadian Chamber of Commerce
We just wrapped up our annual general meeting and policy conference which took place in Charlottetown from September 27 to 29 I would like to thank our host the Greater Charlottetown Area Chamber of Commerce and all of our delegates and sponsors for contributing to the success of the event i would also like to thank everyone who contributed to our policy resolutions process Sixty-nine resolutions developed by our member chambers of commerceboards of trade and policy committees were brought forth at our annual general meeting for debate the list of approved resolutions is posted on our website Chamberca
During our annual meeting i highlighted some of our successes to date in 2014 including
bull the work our Best Practices Working Group has done to help our member chambers of commerce with the growing challenges they are facing in the general membership space
bull the work the Partnership for resource trade has accomplished in educating Canadians on the importance of natural resources to our economic future
bull our study of high-growth entrepreneurial companies to understand how we and the Canadian government could support them more effectively our report A Path forward for entrepreneurship in Canada was released on Sept 17 and its findings were presented at our conference and
bull our advocacy on dismantling Canadarsquos internal trade barriers our messages to the federal government and to the Council of the Federation were endorsed by every provincial and territorial chamber the provincial and territorial premiers have committed to revisiting the Agreement on internal trade and to seeking progress in key areas including energy non tariff barriers and government procurement
intERnationaL PoLicy
on sept 22 in partnership with the federation of Korean industries we hosted a Korea - Canada Business Symposium The event featured a keynote address by Park Guen-hye President of south Korea and two panel discussions on the topics of the opportunities created by the new FTA and the future of Korea-Canada energy cooperation
in November i will be leading a high-level delegation to Tokyo and Beijing to support Canadarsquos trade agenda in Asia We are co-hosting an event in Tokyo to launch the Canada-Japan Chamber Council a long-term partnership with the Japan Chamber of Commerce and Industry We expect participation from Canadarsquos Ministers of Natural resources and international trade as well as the Japanese Minister for Economy Trade and Industry
In Beijing I will be joined by CEOs of several major Canadian companies at the APeC Ceo summit Held alongside
the APEC Leadersrsquo Summit it brings together top regional business leaders and heads of state to build relationships and discuss policy steps to promote cross-border trade and investment We also stand ready to support a potential bilateral visit to China by Canadarsquos Prime Minister at that time where we would advocate priorities such as the ratification of the foreign investment Protection Agreement enhanced regulatory cooperation and a joint announcement of an offshore rMB centre in Canada
tHougHt LEaDERsHiPLater this month we will be releasing
two reports one will focus on Canadarsquos need to close the skills gap by better aligning its education and training systems to its labour market needs The other will focus on why Canada needs a renminbi trading hub to be first in the Americas with a new financial centre that would significantly boost trade and investment with China
canaDian cHaMBER oF coMMERcE
12 NovemberDecember 2014
the Mattamy national cycling centre a track like no other
Cycling excitement is picking up speed as the Mattamy National Cycling Centre nears completion and cyclists eagerly await their chance to try the track
inside the velodrome construction of the track is now complete At 250-metres long and 7-metres wide with 42-degree banked bends and 13-degree banked straights the unique timber track is built for speed and excitement for all cycling ability levels
the track is constructed from smooth untreated siberian Spruce renowned for its hardness stability and long straight lines making it ideal for constructing world-class velodromes and producing world records The velodrome built for the London 2012 Olympic and Paralympic Games used Siberian Pine Siberian Spruce is also regarded as the fastest timber allowing cyclists to reach speeds up to 85 kmhr
this Class 1 track is designed to meet the most stringent requirements set by the International Cycling Union (UCI) for international competitions It will be the sole facility in Canada that meets these requirements which all velodromes must attain to host Olympic Paralympic and elite world championships
It will also become the first-ever UCI-regulated accredited indoor track in Canada and the second in North America The VELO Sports Centre at the Home Depot Centre complex in Carson California is the only other covered UCI-regulated velodrome in CanadaUSA
Join tHE cycLing REvoLution Whether you want to learn to ride a two-wheeler or test
your skills on track the Town of Milton is offering the following programs for all abilities
bull Get on the bike - Learn to ride a two-wheeler and work on developing and refining skills
bull Get on the track - Get a taste of the track through ldquotry itrdquo sessions and get certified to ride
bull Ride the track - Become a member to drop in and ride recreationally or take a beginner or intermediate course ramp it up with advanced training racing and more
cERtiFication sPots aDDED DuE to HigH DEManDGetting certified is the first step towards riding the track and
is a requirement for all drop-in and registered cycling programs Due to high demand wersquove added more certification spots Sign up now to get a taste of the track with our special ldquotry itrdquo sessions or get certified to ride through a certification program or introductory course
For more information about certification programs visit mattamynationalcyclingcentreca
Track under construction
Track under construction
Cyclist riding on finished track
13NovemberDecember 2014
stay in tHE LooPwwwmattamynationalcyclingcentreca
Velodrome e-newsletter wwwmiltoncavelodrome
Velodrome blog miltonvelodromewordpresscom
Twitter MattamyVelo
Photo Illustration of completed velodrome
MaKE tHE Most oF tHE vELoDRoME
BEcoME a MEMBERRide as many times as you wish at drop-in track cycling sessions and take advantage of priority advance booking for drop-in cycling and reduced rates on bike storage rental bikes accessories and fitness memberships A limited number of memberships are available so donrsquot delay
BRing youR coLLEaguEsinterested in a unique team-building experience Try the track for a motivating session with your associates employees or customers Book a rider experience followed by your team meetings in one of our multi-purpose rooms
BooK a MEEting sPacErent one of the Centrersquos two meeting rooms for your next workshop conference or seminar each room can hold up to 30 people and allows for flexible set-up options tables chairs and audio visual hook ups are provided
aDvERtisE youR BusinEss With thousands of cyclists and spectators from near and far ready to burst through the doors of this one-of-a-kind facility what better way to showcase your local businessLook for sponsorship and branding opportunities for cycling programs currently under development as well as business advertising on cycling track billboards
EnJoy a coRPoRatE DiscountCorporate group rates for the fitness centre are available
Visit wwwMattamyNationalCyclingCentreca for details
During the TORONTO 2015 Pan AmParapan Am Games the facility will be known as the Cisco Milton Pan AmParapan Am Velodrome
MoRE tHan onE Way to stay activE anD on tRacK
The Mattamy National Cycling Centrersquos walkingjoggingtraining track is surrounded by picturesque views of the outdoors as well as the action indoors
the 300-metre track offers an ideal venue for engaging in one of the easiest ways to stay active just 30 minutes of brisk walking or jogging each day may help improve mental and physical health Complete 33 laps for 1 km
the track featuresbull spectacular views of the scenic
Niagara escarpmentbull Birdrsquos-eye view of the action on
the gymnasium courts and the cycling track below
bull optimum comfort with natural light and heatingcooling for all seasons
bull structured programs such as strollercize and walkingjoggingtraining programs
the track is also available for rentals for exclusive use by groups for more information visit mattamynationalcyclingcentreca
uPcoMing EvEnts visit tHE vELo satuRDay novEMBER 29
Join us for free family-friendly activities to get acquainted with the Mattamy National Cycling Centre
bull Get up close and personal with track cycling and learn about programs being offered
bull View demonstrations by members of the Canadian National Cycling Team
bull take a guided tourbull Visit the walkingjogging
training trackbull sample registered fitness
classesbull Play a variety of family-friendly
drop-in sportsbull Work out in the fitness Centre
canaDian nationaL tRacK cHaMPionsHiPsJanuaRy 3-6 2015
Canadarsquos top track cycling athletes of all ages and abilities will compete to be crowned national champion
MiLton intERnationaL cHaLLEngEJanuaRy 9-11 2015
Watch top cycling athletes from around the world compete against team Canada in this official Pan Am Games Test Event
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
11NovemberDecember 2014
Interior Design amp Space Planning
Space Requirement Studies
Concept and Planning Drawings
Design and Construction Drawings
Outdated
Just Starting
Expanding
Moving
smart design is smart business
MAKE THE MOST OUT OF EVERY SQUARE FOOT p 289-627-1870 ebrennadezign1ca
DEZIGN 1
Highlights from the 2014 Canadian Chamber of Commerce Annual General MeetingPerrin Beatty President Canadian Chamber of Commerce
We just wrapped up our annual general meeting and policy conference which took place in Charlottetown from September 27 to 29 I would like to thank our host the Greater Charlottetown Area Chamber of Commerce and all of our delegates and sponsors for contributing to the success of the event i would also like to thank everyone who contributed to our policy resolutions process Sixty-nine resolutions developed by our member chambers of commerceboards of trade and policy committees were brought forth at our annual general meeting for debate the list of approved resolutions is posted on our website Chamberca
During our annual meeting i highlighted some of our successes to date in 2014 including
bull the work our Best Practices Working Group has done to help our member chambers of commerce with the growing challenges they are facing in the general membership space
bull the work the Partnership for resource trade has accomplished in educating Canadians on the importance of natural resources to our economic future
bull our study of high-growth entrepreneurial companies to understand how we and the Canadian government could support them more effectively our report A Path forward for entrepreneurship in Canada was released on Sept 17 and its findings were presented at our conference and
bull our advocacy on dismantling Canadarsquos internal trade barriers our messages to the federal government and to the Council of the Federation were endorsed by every provincial and territorial chamber the provincial and territorial premiers have committed to revisiting the Agreement on internal trade and to seeking progress in key areas including energy non tariff barriers and government procurement
intERnationaL PoLicy
on sept 22 in partnership with the federation of Korean industries we hosted a Korea - Canada Business Symposium The event featured a keynote address by Park Guen-hye President of south Korea and two panel discussions on the topics of the opportunities created by the new FTA and the future of Korea-Canada energy cooperation
in November i will be leading a high-level delegation to Tokyo and Beijing to support Canadarsquos trade agenda in Asia We are co-hosting an event in Tokyo to launch the Canada-Japan Chamber Council a long-term partnership with the Japan Chamber of Commerce and Industry We expect participation from Canadarsquos Ministers of Natural resources and international trade as well as the Japanese Minister for Economy Trade and Industry
In Beijing I will be joined by CEOs of several major Canadian companies at the APeC Ceo summit Held alongside
the APEC Leadersrsquo Summit it brings together top regional business leaders and heads of state to build relationships and discuss policy steps to promote cross-border trade and investment We also stand ready to support a potential bilateral visit to China by Canadarsquos Prime Minister at that time where we would advocate priorities such as the ratification of the foreign investment Protection Agreement enhanced regulatory cooperation and a joint announcement of an offshore rMB centre in Canada
tHougHt LEaDERsHiPLater this month we will be releasing
two reports one will focus on Canadarsquos need to close the skills gap by better aligning its education and training systems to its labour market needs The other will focus on why Canada needs a renminbi trading hub to be first in the Americas with a new financial centre that would significantly boost trade and investment with China
canaDian cHaMBER oF coMMERcE
12 NovemberDecember 2014
the Mattamy national cycling centre a track like no other
Cycling excitement is picking up speed as the Mattamy National Cycling Centre nears completion and cyclists eagerly await their chance to try the track
inside the velodrome construction of the track is now complete At 250-metres long and 7-metres wide with 42-degree banked bends and 13-degree banked straights the unique timber track is built for speed and excitement for all cycling ability levels
the track is constructed from smooth untreated siberian Spruce renowned for its hardness stability and long straight lines making it ideal for constructing world-class velodromes and producing world records The velodrome built for the London 2012 Olympic and Paralympic Games used Siberian Pine Siberian Spruce is also regarded as the fastest timber allowing cyclists to reach speeds up to 85 kmhr
this Class 1 track is designed to meet the most stringent requirements set by the International Cycling Union (UCI) for international competitions It will be the sole facility in Canada that meets these requirements which all velodromes must attain to host Olympic Paralympic and elite world championships
It will also become the first-ever UCI-regulated accredited indoor track in Canada and the second in North America The VELO Sports Centre at the Home Depot Centre complex in Carson California is the only other covered UCI-regulated velodrome in CanadaUSA
Join tHE cycLing REvoLution Whether you want to learn to ride a two-wheeler or test
your skills on track the Town of Milton is offering the following programs for all abilities
bull Get on the bike - Learn to ride a two-wheeler and work on developing and refining skills
bull Get on the track - Get a taste of the track through ldquotry itrdquo sessions and get certified to ride
bull Ride the track - Become a member to drop in and ride recreationally or take a beginner or intermediate course ramp it up with advanced training racing and more
cERtiFication sPots aDDED DuE to HigH DEManDGetting certified is the first step towards riding the track and
is a requirement for all drop-in and registered cycling programs Due to high demand wersquove added more certification spots Sign up now to get a taste of the track with our special ldquotry itrdquo sessions or get certified to ride through a certification program or introductory course
For more information about certification programs visit mattamynationalcyclingcentreca
Track under construction
Track under construction
Cyclist riding on finished track
13NovemberDecember 2014
stay in tHE LooPwwwmattamynationalcyclingcentreca
Velodrome e-newsletter wwwmiltoncavelodrome
Velodrome blog miltonvelodromewordpresscom
Twitter MattamyVelo
Photo Illustration of completed velodrome
MaKE tHE Most oF tHE vELoDRoME
BEcoME a MEMBERRide as many times as you wish at drop-in track cycling sessions and take advantage of priority advance booking for drop-in cycling and reduced rates on bike storage rental bikes accessories and fitness memberships A limited number of memberships are available so donrsquot delay
BRing youR coLLEaguEsinterested in a unique team-building experience Try the track for a motivating session with your associates employees or customers Book a rider experience followed by your team meetings in one of our multi-purpose rooms
BooK a MEEting sPacErent one of the Centrersquos two meeting rooms for your next workshop conference or seminar each room can hold up to 30 people and allows for flexible set-up options tables chairs and audio visual hook ups are provided
aDvERtisE youR BusinEss With thousands of cyclists and spectators from near and far ready to burst through the doors of this one-of-a-kind facility what better way to showcase your local businessLook for sponsorship and branding opportunities for cycling programs currently under development as well as business advertising on cycling track billboards
EnJoy a coRPoRatE DiscountCorporate group rates for the fitness centre are available
Visit wwwMattamyNationalCyclingCentreca for details
During the TORONTO 2015 Pan AmParapan Am Games the facility will be known as the Cisco Milton Pan AmParapan Am Velodrome
MoRE tHan onE Way to stay activE anD on tRacK
The Mattamy National Cycling Centrersquos walkingjoggingtraining track is surrounded by picturesque views of the outdoors as well as the action indoors
the 300-metre track offers an ideal venue for engaging in one of the easiest ways to stay active just 30 minutes of brisk walking or jogging each day may help improve mental and physical health Complete 33 laps for 1 km
the track featuresbull spectacular views of the scenic
Niagara escarpmentbull Birdrsquos-eye view of the action on
the gymnasium courts and the cycling track below
bull optimum comfort with natural light and heatingcooling for all seasons
bull structured programs such as strollercize and walkingjoggingtraining programs
the track is also available for rentals for exclusive use by groups for more information visit mattamynationalcyclingcentreca
uPcoMing EvEnts visit tHE vELo satuRDay novEMBER 29
Join us for free family-friendly activities to get acquainted with the Mattamy National Cycling Centre
bull Get up close and personal with track cycling and learn about programs being offered
bull View demonstrations by members of the Canadian National Cycling Team
bull take a guided tourbull Visit the walkingjogging
training trackbull sample registered fitness
classesbull Play a variety of family-friendly
drop-in sportsbull Work out in the fitness Centre
canaDian nationaL tRacK cHaMPionsHiPsJanuaRy 3-6 2015
Canadarsquos top track cycling athletes of all ages and abilities will compete to be crowned national champion
MiLton intERnationaL cHaLLEngEJanuaRy 9-11 2015
Watch top cycling athletes from around the world compete against team Canada in this official Pan Am Games Test Event
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
12 NovemberDecember 2014
the Mattamy national cycling centre a track like no other
Cycling excitement is picking up speed as the Mattamy National Cycling Centre nears completion and cyclists eagerly await their chance to try the track
inside the velodrome construction of the track is now complete At 250-metres long and 7-metres wide with 42-degree banked bends and 13-degree banked straights the unique timber track is built for speed and excitement for all cycling ability levels
the track is constructed from smooth untreated siberian Spruce renowned for its hardness stability and long straight lines making it ideal for constructing world-class velodromes and producing world records The velodrome built for the London 2012 Olympic and Paralympic Games used Siberian Pine Siberian Spruce is also regarded as the fastest timber allowing cyclists to reach speeds up to 85 kmhr
this Class 1 track is designed to meet the most stringent requirements set by the International Cycling Union (UCI) for international competitions It will be the sole facility in Canada that meets these requirements which all velodromes must attain to host Olympic Paralympic and elite world championships
It will also become the first-ever UCI-regulated accredited indoor track in Canada and the second in North America The VELO Sports Centre at the Home Depot Centre complex in Carson California is the only other covered UCI-regulated velodrome in CanadaUSA
Join tHE cycLing REvoLution Whether you want to learn to ride a two-wheeler or test
your skills on track the Town of Milton is offering the following programs for all abilities
bull Get on the bike - Learn to ride a two-wheeler and work on developing and refining skills
bull Get on the track - Get a taste of the track through ldquotry itrdquo sessions and get certified to ride
bull Ride the track - Become a member to drop in and ride recreationally or take a beginner or intermediate course ramp it up with advanced training racing and more
cERtiFication sPots aDDED DuE to HigH DEManDGetting certified is the first step towards riding the track and
is a requirement for all drop-in and registered cycling programs Due to high demand wersquove added more certification spots Sign up now to get a taste of the track with our special ldquotry itrdquo sessions or get certified to ride through a certification program or introductory course
For more information about certification programs visit mattamynationalcyclingcentreca
Track under construction
Track under construction
Cyclist riding on finished track
13NovemberDecember 2014
stay in tHE LooPwwwmattamynationalcyclingcentreca
Velodrome e-newsletter wwwmiltoncavelodrome
Velodrome blog miltonvelodromewordpresscom
Twitter MattamyVelo
Photo Illustration of completed velodrome
MaKE tHE Most oF tHE vELoDRoME
BEcoME a MEMBERRide as many times as you wish at drop-in track cycling sessions and take advantage of priority advance booking for drop-in cycling and reduced rates on bike storage rental bikes accessories and fitness memberships A limited number of memberships are available so donrsquot delay
BRing youR coLLEaguEsinterested in a unique team-building experience Try the track for a motivating session with your associates employees or customers Book a rider experience followed by your team meetings in one of our multi-purpose rooms
BooK a MEEting sPacErent one of the Centrersquos two meeting rooms for your next workshop conference or seminar each room can hold up to 30 people and allows for flexible set-up options tables chairs and audio visual hook ups are provided
aDvERtisE youR BusinEss With thousands of cyclists and spectators from near and far ready to burst through the doors of this one-of-a-kind facility what better way to showcase your local businessLook for sponsorship and branding opportunities for cycling programs currently under development as well as business advertising on cycling track billboards
EnJoy a coRPoRatE DiscountCorporate group rates for the fitness centre are available
Visit wwwMattamyNationalCyclingCentreca for details
During the TORONTO 2015 Pan AmParapan Am Games the facility will be known as the Cisco Milton Pan AmParapan Am Velodrome
MoRE tHan onE Way to stay activE anD on tRacK
The Mattamy National Cycling Centrersquos walkingjoggingtraining track is surrounded by picturesque views of the outdoors as well as the action indoors
the 300-metre track offers an ideal venue for engaging in one of the easiest ways to stay active just 30 minutes of brisk walking or jogging each day may help improve mental and physical health Complete 33 laps for 1 km
the track featuresbull spectacular views of the scenic
Niagara escarpmentbull Birdrsquos-eye view of the action on
the gymnasium courts and the cycling track below
bull optimum comfort with natural light and heatingcooling for all seasons
bull structured programs such as strollercize and walkingjoggingtraining programs
the track is also available for rentals for exclusive use by groups for more information visit mattamynationalcyclingcentreca
uPcoMing EvEnts visit tHE vELo satuRDay novEMBER 29
Join us for free family-friendly activities to get acquainted with the Mattamy National Cycling Centre
bull Get up close and personal with track cycling and learn about programs being offered
bull View demonstrations by members of the Canadian National Cycling Team
bull take a guided tourbull Visit the walkingjogging
training trackbull sample registered fitness
classesbull Play a variety of family-friendly
drop-in sportsbull Work out in the fitness Centre
canaDian nationaL tRacK cHaMPionsHiPsJanuaRy 3-6 2015
Canadarsquos top track cycling athletes of all ages and abilities will compete to be crowned national champion
MiLton intERnationaL cHaLLEngEJanuaRy 9-11 2015
Watch top cycling athletes from around the world compete against team Canada in this official Pan Am Games Test Event
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
13NovemberDecember 2014
stay in tHE LooPwwwmattamynationalcyclingcentreca
Velodrome e-newsletter wwwmiltoncavelodrome
Velodrome blog miltonvelodromewordpresscom
Twitter MattamyVelo
Photo Illustration of completed velodrome
MaKE tHE Most oF tHE vELoDRoME
BEcoME a MEMBERRide as many times as you wish at drop-in track cycling sessions and take advantage of priority advance booking for drop-in cycling and reduced rates on bike storage rental bikes accessories and fitness memberships A limited number of memberships are available so donrsquot delay
BRing youR coLLEaguEsinterested in a unique team-building experience Try the track for a motivating session with your associates employees or customers Book a rider experience followed by your team meetings in one of our multi-purpose rooms
BooK a MEEting sPacErent one of the Centrersquos two meeting rooms for your next workshop conference or seminar each room can hold up to 30 people and allows for flexible set-up options tables chairs and audio visual hook ups are provided
aDvERtisE youR BusinEss With thousands of cyclists and spectators from near and far ready to burst through the doors of this one-of-a-kind facility what better way to showcase your local businessLook for sponsorship and branding opportunities for cycling programs currently under development as well as business advertising on cycling track billboards
EnJoy a coRPoRatE DiscountCorporate group rates for the fitness centre are available
Visit wwwMattamyNationalCyclingCentreca for details
During the TORONTO 2015 Pan AmParapan Am Games the facility will be known as the Cisco Milton Pan AmParapan Am Velodrome
MoRE tHan onE Way to stay activE anD on tRacK
The Mattamy National Cycling Centrersquos walkingjoggingtraining track is surrounded by picturesque views of the outdoors as well as the action indoors
the 300-metre track offers an ideal venue for engaging in one of the easiest ways to stay active just 30 minutes of brisk walking or jogging each day may help improve mental and physical health Complete 33 laps for 1 km
the track featuresbull spectacular views of the scenic
Niagara escarpmentbull Birdrsquos-eye view of the action on
the gymnasium courts and the cycling track below
bull optimum comfort with natural light and heatingcooling for all seasons
bull structured programs such as strollercize and walkingjoggingtraining programs
the track is also available for rentals for exclusive use by groups for more information visit mattamynationalcyclingcentreca
uPcoMing EvEnts visit tHE vELo satuRDay novEMBER 29
Join us for free family-friendly activities to get acquainted with the Mattamy National Cycling Centre
bull Get up close and personal with track cycling and learn about programs being offered
bull View demonstrations by members of the Canadian National Cycling Team
bull take a guided tourbull Visit the walkingjogging
training trackbull sample registered fitness
classesbull Play a variety of family-friendly
drop-in sportsbull Work out in the fitness Centre
canaDian nationaL tRacK cHaMPionsHiPsJanuaRy 3-6 2015
Canadarsquos top track cycling athletes of all ages and abilities will compete to be crowned national champion
MiLton intERnationaL cHaLLEngEJanuaRy 9-11 2015
Watch top cycling athletes from around the world compete against team Canada in this official Pan Am Games Test Event
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
14 NovemberDecember 2014
coMMunity aWaRDs gaLa
Nominate a worthy recipient in your community The Annual Community Awards Gala is
the Chamberrsquos most prestigious and elegant affair the Gala celebrates the special citi-zens of the Milton community by honouring them at a ldquoBlack Tierdquo dinner with an Official Awards Ceremony With support from local businesses the Chamber has acknowledged Miltonrsquos finest since 1973 with this festive evening of celebration and recognition
The 2014 Community Awards Gala ldquoA Night of Honour and Celebrationrdquo will take place on Friday April 10 2015 at Granite ridge Golf Club A seafood appetizer bar opens and cocktails begin at 600 pm and a gourmet dinner is served at 730 pm Tickets are $8500 (HST included) per person
coMMunity aWaRDs noMination catEgoRiEs
citiZEn oF tHE yEaR Eligibility any individual who lives or volunteers in the Milton communityCriteria community leader volunteer supporter and goodwill ambassador
LiFEtiME acHiEvEMEnt aWaRD Eligibility any individual who lives or volunteers in the town of Milton throughout their lifetime
Criteria community leader volunteer supporter and goodwill ambassador
BusinEss PERson oF tHE yEaREligibility any individual from business or industry who works in the Town of MiltonCriteria good business standards and ethics demonstrated concern for work environment belief in entrepreneurship innovation and leadership and community involvement
BusinEss oF tHE yEaR (1-99 employees amp 100 or more employees)Eligibility any business or Industry that does business in the town of MiltonCriteria contributions to employment innovations in - productservicetechnology good corporate citizen contributions to the community and good business standards and ethics
JoycE HagEviK voLuntEER oF tHE yEaREligibility any individual who lives or volunteers in the town of Milton throughout their lifetimeCriteria community supporter lifelong volunteering and goodwill ambassador
EntREPREnEuR oF tHE yEaR aWaRDEligibility any individual who personally exhibits extraordinary entrepreneurship energy inspiration leadership andor innovation in their business pursuitsCriteria operating success good business standards and ethics entrepreneurial innovation innovations in - productservicetechnology contributions to employment good corporate citizen and involvement in the Milton community
civic iMPRovEMEnt oF tHE yEaR aWaRDEligibility this award recognizes a Milton Business or organization for their efforts to improve the visual appearance of the town through landscaping building improvements and other beautification effortsCriteria improvement in the town of Milton Investment in the community Good corporate citizen and involvement in the community
Nominations must include the name address and phone number of the nominee and most importantly the reasons why they deserve the nomination the deadline for nominations is February 18 2015
2013 Community Awards Gala recipients
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
15NovemberDecember 2014
RENOVATIONCOMPANYHANDYMAN
JIM BURNS
Handymen Enterprises ENJOY A CHANGE
HOME IMPROVEMENT OR PREP TO SELL
bull Bathroomsbull Basementsbull Kitchens
bull Decks bull Paintingbull Tiling
bull Odd Jobsbull You make
the list
CALL JIM bull 905-878-8751 Fully insured References available
Specializing inREPAIRS amp RENOVATIONS
to your home or workplace
Gordon M McTavish amp Associates Inc
Human Resource Consulting and Executive Search
Gordon M McTavish amp Associates Inc is a full service Human Resource Consulting Company providing
human resource solutions for our clients
615 Sunnyvale Cres Milton L9T 4K9905-873-5772 bull g_mctavishsympaticoca
wwwgmmctavishassincsynthasitecom
bull 1 hour repairsbull Lab on-sitebull Complete dentures
bull Partial denturesbull Immediate denturesbull Relines
bull Rebasesbull Soft linersbull Househospital calls
905-876-2000
THE IMPLANT DENTURE SPECIALISTSGT Trenton DD J Stevenson DD
160 Mill St Milton wwwmiltondentureclinicca
2013 Business NewsNewsletter Proof
AD PROOFThis is a proof copy of your advertisement for the 2013 Newsletter
Please 1 Check your ad carefully verifying all copy spelling of names phone numbers addresses etc 2 Mark any changescorrections right on the proof 3 Sign approval space below and email back to andreamiltonchamberca
Approved____________________________
Approved with noted changes ____________________________
Date ____________________________
A-1 ROSE TAXI905-875-1900
1-800-595-0296Call for Reservations
10 SENIORS DISCOUNT
Airport Transportation from $45
bull Airport Transportationbull Corporate Accounts Welcomebull Parcel Servicebull Flat Rate Available To Airportbull 24 Hr Servicebull Local amp Out Of-Town ServiceServing Milton Campbellville Hornby Moffat and Brookville905-875-1900 or 1-800-595-0296
We make it our business to understand
your business
TD COMMERCIAL BANKING ndashCUSTOMIZED BANKING SOLUTIONS TO MEET
YOUR UNIQUE BUSINESS NEEDSbull Dedicated Relationship Managerbull Comprehensive range of products
and servicesbull Local fi nancing and cash management expertise
Contact Derek Jonesat 905-336-6112
or derekjonestdcom
Commercial Banking810 Main StreetMilton OntarioL9T 0J4
cHaMBER nEWs
Milton Chamber of Commerce launches new website
the Milton Chamber of Commerce is pleased to announce the launch of its newly designed website wwwmiltonchamberca It is the goal of the Chamber and ultimately this website to serve our members and foster strong professional qualities for companies and their employees
the website is designed to appeal to small businesses and business owners as well as larger companies but primarily to help our members succeed and grow while being at the forefront of the digital shift that the business world is experiencing
this new site boasts a sleeker and contemporary look It provides a simplified site navigation layout for quick and intuitive access to essential information for businesses and members of the region the website highlights not only the Chamber but the members along with leadership resources and news
Many useful links can be found on the new site for anyone interested in joining the Milton Chamber of Commerce or looking for events to attend Another great revitalized feature is the online member directory where you can search for a business alphabetically or by business category The creation of social media accounts were also added to allow for facilitated communication at the touch of a fingertip
show support for local businesses and be sure to visit the member directory
Thank you to the Marketing and Communications Committee and ellsworth Media for all of their hard work throughout the development process
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
16 NovemberDecember 2014
905-854-22779230 Guelph Line (at Hwy 401)
Just south of Mohawk Racetrack Campbellvilleinfomohawkinncom wwwmohawkinncom
Guest Rooms30 spacious updated guest rooms
Weddings Meetings Corporate Functions On-site catering
Flexible Aff ordable WiFi Business Support Services Reception Fully Furnished
ddi iMeetings amp Banquet Facilities
l bl ff dOffi ce Space
follow us
Town of Milton Economic Development9058787252 Ext 2107
economicdevelopmentmiltonca
Milton Makes It Happen
When it comes to opportunities for businesses tobuild a solid base Milton speaks for itself As one of Canadarsquos fastest growing urban centres itrsquos easyto see how business continues to succeed To learnmore about the opportunities in town and how Milton delivers visit wwwmiltonthiswayupca
Or contact
Lisa Vizzini Certifi ed Management AccountantFormer Canada Revenue Agency Auditor and Appeals Offi cer
bull Tax Preparation Corporate Self-Employed HST
bull Bookkeeping bull Financial Statements bull Audit amp Appeals Representationbull Tax Planning
wwwHaltonTaxcomTel 289-429-1278 Fax 289-429-1281
LisaVizziniHaltonTaxcom
If you canrsquot work who pays the business bills
over 10 million people in North America were disabled due to an injury last year Depending on age therersquos more than a 50 chance yoursquoll be disabled for over 3 months before age 65 and a 10 chance yoursquoll be hospitalized this year
If yoursquove got disability income protection yoursquoll be able to live off the benefits if your earnings stop But what about the business bills If yoursquore the business owner and you canrsquot work the rent will still come due There may be other salaries to pay What can you do
Under the Chambers of Commerce Group insurance Planreg you can add Business Overhead Benefits to your personal income protection Business overhead can be purchased as an add-on to our basic disability insurance plans or as a stand-alone program for one to five person firms
Benefits are available to proprietors partners and employee shareholders with a minimum 20 interest in the business Based on the firmrsquos expenses you can cover from $500 - $4000 per month for up to 24 months for total disability due to injury or illness
if the insured is an incorporated sole proprietor or a partner in a corporation the business overhead coverage is in the corporationrsquos name in such cases premiums are tax deductible While this makes benefits taxable they should be
directly offset by expenses leaving no net tax liability to the firm
so donrsquot forget about business expenses when yoursquore building a safety net for yourself
Benefit facts presents topical information to help you manage your Employee Benefit Program Brought to you by your Chambers of Commerce Group insurance Planreg representative for more information about Chamber Plan benefits call 1-800-665-3365
contact RogER LauZon at MiLtoWnE insuRancE sERvicEs inc
905-878-1633
cHaMBER gRouP insuRancE
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
17NovemberDecember 2014
245 Commercial St Milton L9T 2J3Of ce 905-878-5786 bull Fax 905-878-3692
wwwrobertlee nancialcom
Call for a no-obligation con dential consultation
Bob Lee
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bull Life Insurancebull Disability Insurancebull Mortgage Insurancebull Critical Illness Insurancebull RRIFsbull LIFs
bull RRSPsbull TSFAsbull RESPsbull Segregated Fundsbull Annuitiesbull Manulife One
Celebrating 39 Years
of Home Town Business
ROBERT (PIE) LEE INSURANCE AGENCY
Specializing in Retirement Financial Planning
bobrobertleefinancialcom kimrobertleefinancialcomKim Mitchell
bull Landscape consultationdesignbuild for business amp residential
bull Turf amp garden maintenance
bull Outdoor decor sculpture amp furnishings
bull Complete retail gardening centre
7429 Fifth Line MiltonRight at the east end of Main St
9058764100
wwwtaylornurseryca
Your Town amp Country Gardening Centre
the Government of ontario needs to adopt a new strategic approach to public procurement according to a new report from the ontario Chamber of Commerce (OCC) and Canadian Manufacturers and Exporters (CME)
the report spend smarter Not More makes the case that the government can use public procurement as a way to spur economic growth across the province
By some measures the Ontario government is the single largest contributor to the provincial economy A strategic approach to public procurement has the potential to leverage government spending in order to create value in the economy in the form of job creation long-term savings and investment innovation and cluster growth
ldquoAs Ontariorsquos economy shifts from recovery to growth there are significant opportunities for the government to leverage its economic weightrdquo says Allan orsquoDette President and Ceo of the ontario Chamber of Commerce ldquoA strategic approach to procurement could spur economic growth by leveraging public dollars to create jobs and foster innovationrdquo
the report outlines a number of steps that the government should take in order to overcome barriers that prevent government from adopting a strategic approach to public
procurement As a start the government should follow the UKrsquos lead and establish an independent procurement centre of excellence
Additionally the report calls on government to increase collaboration with industry on the development of procurement criteria and improve access to tendering for small and medium enterprises (SMEs) which make up 98 percent of Ontariorsquos businesses and employ 885 percent of the provincersquos workforce
ldquoGovernment expenditure makes up roughly 20 percent of Ontariorsquos economic output it is time for government to utilize all of the tools at its disposal including strategic procurementrdquo adds orsquoDette
Learn more by reading Spend Smarter Not More Leveraging the Power of Public Procurement at httpwwwocccaportfoliospend-smarter-not-more-leveraging-the-power-of-public-procurement
Business coalition says government should spend smarter not more
ontaRio cHaMBER oF coMMERcE
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
18 NovemberDecember 2014
PREPARE FOR THE ROAD AHEAD
wwwydcom
9058782420 Over one million YD students across Canada
Milton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercomMilton (905) 876-2580 bull Toll Free 1-866-848-8816 bull Email saleshuntchryslercom
SALES - Mon to Thurs 9-9 Fri 9-6 Sat 9-5
SERVICE Mon-Fri 8-5 Tues 8-8 Sat 8-12SERVICEPARTS wwwhuntchryslercom
Drive that extra mile We will make you Smile
500 BRONTE ST S MILTON500 BRONTE ST S MILTON
LaBouR FoRcE
Labour market updateWorking in Peel Halton
With the most recent release of the monthly Labour Force Survey results we now have months of data for 2013 a good time to investi-gate how the labour market is performing for this analysis we only have available data for the toronto Census Metropolitan Area which includes Peel Halton (minus Burlington) To-ronto York region and a few pieces of Durham and simcoe regions the data will be presented in monthly time sequences spread over the last two years to provide a context in terms of longer term trends and seasonal cycles
unEMPLoyMEnt RatEs totaL By gEnDER By agE anD By iMMigRation
the most prominent indicator the one that catches the most attention is the unemploy-ment rate The Toronto CMA has typically had a higher unemployment rate than that for Ontario Since the beginning of the year those rates have more or less converged however in June the unemployment rate for the Toronto CMA rose while for ontario it dropped
When the Toronto CMA unemployment rate is presented by gender there appears to be
a pattern to the female unemployment that is not present among males namely that the fe-male unemployment rate increases from MayJune and then drops again through septem-beroctober
Analyzing the data further there are dis-tinct patterns by age as well
for male adults aged 25-54 and 55 or more years old there has been a slow but steady decline in their unem-ployment rate For male youth there was some two years ago a sharper drop in their unemployment rate fol-lowed by a more gradual decline with an upswing in the last two months
for females aged 25-54 years of age the unemployment rate has more or less stayed the same over two years while for females aged 55 years and older there has been a slight drop although with ups and downs For females aged 15-24 years old that large cyclical pattern is very evident with an increasing unemployment rate starting in February of this year
Another way to dissect the data is to examine unemployment rates by period of immigration and comparing these to Canadian-born residents (Chart 3) Looking at the left-hand side of the chart (2 years ago) one sees what has been a familiar pattern the most recent newcomers have the highest unemployment rate followed by those who have been here 5 to 10 years for
immigrants who have been here for over 10 years their unemployment rate is about the same as that for those born in Canadandash even a bit lower
Moving to the right hand side of the chart one sees that the unem-ployment rate for the most recent newcomers has dropped somewhat
but has hovered at a high rate (around 14) surprisingly the unemployment rate for immi-grants in Canada 5 to 10 years after an initial drop has seen a steady increase and for the past three months has been very close to the rate for the most recent newcomers
EMPLoyMEnt nuMBERs By inDustRy anD By occuPation
The Labour Force Survey data also provides data on the number of residents employed by both industry and by occupation Looking at the long-term trends one can see which industries are growing or shrinking and whether there are any evident patterns
the following two charts highlight the performance of several industries in the
Toronto CMA Chart 4 profiles the three industries which have had the largest propor-tionate increases in employment (among larger industries) and Chart 5 illustrates the three industries with the three largest proportionate decreases
CHArt 1 UnemPloyment rAte All lABoUr forCe toronto CmA And ontArio JUly 2012 to JUne 2014
CHArt 2 UnemPloyment rAte All lABoUr forCe mAles And femAles toronto CmA JUly 2012 to JUne 2014
CHArt 3 UnemPloyment rAte totAl lABoUr forCe By immiGrAtion Period And CAnAdiAn-Born toronto CmA JUly 2012 to JUne 2014
CHArt 4 emPloyment (in tHoUsAnds) ConstrUCtion edUCAtionAl serviCes And trAnsPortAtion amp WAreHoUsinG toronto CmA JUly 2012 to JUne 2014
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
19NovemberDecember 2014
NOT ALL EMPLOYEE BENEFIT PLANS ARE WHAT THEYRE CRACKED UP TO BE
SEE WHY WERE CANADAS 1 GROUP BENEFIT PLAN FOR SMALL BUSINESS
Roger Lauzon9058781633 bull RogerLmiltowneinsurancecom
In Chart 4 each industry has expe-rienced an increase in employment over the last two years but each has a different trajectory Construction employment peaks in the late summer months and experiences a low cycle around February Educational services is the opposite with its decrease happening during the summer when primary and secondary schools are closed transportation and Warehousing had been experiencing a long term increase but has seen a drop in its employment numbers since February 2014 though they are still higher than what they were in July 2012 the changes
bull Construction +20200 jobs up 117bull Educational Services +23200 up
112bull Transportation amp Warehousing
+20300 jobs up 150
each of the three industries in Chart 5 has experienced declines in their employ-ment numbers since July 2012
bull other services (repair shops personal care laundries civic organizations) has had the largest absolute and per-centage drop shedding 16900 jobs in the last two years a drop of 109
bull Manufacturing has lost 10700 jobs (-31)
bull Accommodation amp Food Services has shrunk by 6600 jobs (-35)
The employment data is also available by broad occupational categories for the toronto CMA the following tables list some of the occupations with the biggest changes
CHArt 5 emPloyment (in tHoUsAnds) mAnUfACtUrinG ACCommodAtion amp food serviCes otHer serviCes toronto CmA JUly 2012 to JUne 2014
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All Management occupations have seen a considerable dropAll Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Among business occupations professional occupations are down secretarial and administrative positions have increased substantially and clerical occupations have declined substantially
Occupations in natural and applied sciences have increased significantly
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
All categories in health have also grown
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Teachers and professors have grown considerably (as did the Educational Services industry)
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
one grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail wholesale and grain buyers has seen a considerable decline
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
several service sector occupations showed increases
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
Finally a perplexing result even though the manufacturing industry showed a declinein employment specific occupations in manufacturing showed a net increase
All Management occupations have seen a considerable drop
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Management occupations 296200 -19700 -62
Among business occupations professional occupations are down secretarial and administrative positions
have increased substantially and clerical occupations have declined substantially
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Professionals in business + finance 173200 -7200 -40
Secretarial + administrative 157000 29800 234Clerical including supervisors 317900 -21000 -62
Occupations in natural and applied sciences have increased significantly
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012All natural + applied sciences 298700 31200 117
All categories in health have also grown
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Health professionals including
nurses 90900 14600 191
Technical + assisting in health 87900 9800 125
Teachers and professors have grown considerably (as did the Educational Services industry)
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012teachers and professors 143500 17900 143
One grab-bag of occupations Wholesale technical insurance real estate sales specialists and retail
wholesale and grain buyers has seen a considerable decline
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Wholesale insurance real estate 127700 -18100 -124
Several service sector occupations showed increases
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Retail salespersons cashiers 177400 21600 139
Chefs cooks food servers 96800 13300 159
Finally a perplexing result even though the manufacturing industry showed a decline in
employment specific occupations in manufacturing showed a net increase
OCCUPATION NUMBERJune 2014
CHANGESINCE July
2012
CHANGE SINCE July
2012Machine operators assemblers 133500 24300 223
Manufacturing labourers 36700 -9500 -206
LaBouR FoRcE
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
20 NovemberDecember 2014
MiLton young PRoFEssionaLs
Connecting young professionals and business leaders in Milton david orsquoConnell BAnG creative communications milton Chamber of Commerce director
Milton Young Professionals (MYP) was started by the Milton Chamber of Commerce to engage young entrepreneurs and business professionals in the Milton business community For over a year MYP has been steadily growing in size and influence as the business and social demographic of Milton continues to change and reshape the business climate Created to raise the profile of young professionals and community leaders MYP has successfully connected young professionals and entrepreneurs into the local business network from social networking to professional development and community involvement opportunities MYP brings focus to the growing business community connecting future leaders young professionals and Miltonrsquos business network
nEtWoRKing Be the first to hear about special
networking events featuring business and political leaders as well as other important decision makers within the community
PRoFEssionaL DEvELoPMEntExpand your professional development
by connecting with other business leaders within the Milton community
coMMunity invoLvEMEnt We partner with non-profit
organizations to provide direct support and to raise awareness in the broader community
WHEn MyP gatHERsMYP meets on the third Wednesday
of every month between 5 pm and 7 pm at various locations around Milton An after hours social event to help you expand your contact base and stay connected and learn from other like-minded people
If you are a young professional career focused an entrepreneur community leader or know someone who is growing their business yoursquore welcome to attend MYP is
open to Chamber members and non-members under the age of 45 simply contact the Milton Chamber of Commerce at 905-878-0581 or Cherylmiltonchamberca
take advantage of this opportunity to meet other young business leaders share ideas and get to know each other while helping build a stronger more successful business community in Milton
stay connEctED anD FoLLoW us
bull Facebook wwwfacebookcomMiltonYoungProfessionals
bull Twitter MiltonYoungProfbull LinkedIN wwwlinkedin
comgroupsMilton-Young-Professionals-5089987about
Non-Chamber members who join MYP are required to pay a yearly fee of $50 plus HST However this fee is waved if the MYP member joins the chamber or works for a member in good standing of the Milton Chamber of Commerce
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
21NovemberDecember 2014
the 5 Crsquos of credit Halton small Business Centre
often when starting or expanding a business we look to borrow funds to accomplish our Business Consultations business goals When approaching a lender it is beneficial to understand the criteria that a lender uses to determine the ldquoriskrdquo and ldquosuitabilityrdquo of lending to a particular individual or business entity
one thing to consider when looking for funding is that you are essentially entering a sales process just like any other negotiation the lender is the seller and the person seeking financing is the customer This is often over-looked or reversed as individualsbusinesses seeking financing see themselves in the subor-dinate position which is not always the case
Before seeking financing it is important that you understand the 5 Crsquos of credit and how they can impact the decision-making process as well as the outcome
The real question that you need to an-swer is ndash ldquoHow strong of an applicant am Irdquo
tHE 5 crsquos oF cREDitcHaRactER
bull Presentation ndash how you are perceived ndash this can be judged on appearance and how well you have prepared for the meeting
bull Credit rating ndash from equifax or tran-sunion Having strong credit repayment history and low credit utilization is a good thing whereas a credit score with weak repayment frequency and high credit uti-lization can create a weak credit report
If you donrsquot know your credit score you can access the credit reporting agencies to find out what your credit rating is before seeking financing
caPacityCapacity is one of the most significant
factors when securing a loan Do you have the capacity to pay back the loan in the eyes of the lender The calculation is an individualrsquos total debt service ratio which cannot exceed 40 of income monthly Your forecasted cash flow may indicate income but is not a guarantee of income
coLLatERaLAnother critical factor when looking for
financing is collateral The lender may want something tangible that they can ldquoregisterrdquo if they are going to lend out the money In some cases the ldquobetterrdquo the collateral the better the interest rate the best collateral is tangible items that are registered and have a serial number or identifier exclud-ing rrsPs items like rare art and unusual homes have a lower collateral score as they would be more difficult to value or sell As general rule you can look to borrow up to 60 of the value of an asset although this varies greatly depending on the asset
The closer to cash (liquid) the collateral is the higher the percentage that can be bor-rowed against it for a bond it could be 100 and typically for land it is around 75
caPitaLthis is a calculation of an individualrsquos net
worth Capital includes things that you have in your possession that could be used to pay back the loan which are normally not used as col-lateral such as jewelry valuable art work etc
You will not be able to use these items as collateral but they can be included as part of your personal net worth
conDitionsThis is a ldquocommon senserdquo or objective
look at the loan purpose and business and whether the loan makes any sense or not to the lender this is where a past relationship with the lender may provide more influence on the outcome While conditions can play a role in securing financing it is most likely the least significant of the Five Crsquos
Before seeking financing for any endeav-or it would be advisable to consider these 5 factors of credit Knowing how strong of an applicant you are will be beneficial in pre-senting a strong case for successful negotia-tion of a loan instrument
The Halton Region Small Business Cen-tre is here to help you For more information about resources services business events and seminars contact us by dialing 311 1-866-442-5866 online at wwwhaltons-mallbusinessca by email at smallbusinesshaltonca or visit us at 1151 Bronte Road Oakville You can also follow us on Twitter
FinancE
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
22 NovemberDecember 2014
Crawford LakeRattlesnake PointHilton FallsKelsoGlen EdenMountsbergMount Nemo Robert Edmondson
haltonparksca
Experience fun outdoor attractions events and recreation year-round
Halton ParksHaltonParks
bull Traditional amp Contemporary burial or cremation options
bull Prearrangement and Payment plans
bull Spacious comfortable rooms
bull Childrenrsquos Playroombull Reception Loungebull Ample parking bull Wheelchair accessible bull Our family caring for the
needs of yours
21 James Street Milton L9T 2P3
905-878-2669
Family owned amp operated by
Kim and Rebecca HunterldquoHere because we carerdquo
wwwearlyfuneralhomecom
A comfortable home for all faiths
24-HOUR PERSONAL SERVICE
annuaL gEnERaL MEEting
Annual General Meeting to be held December 3 at Milton sports Centre
the Milton Chamber of Commerce Board of Directors invites all members to join us at our Annual General Meeting to be held on Thursday December 3 2014 at 830 AM at the Milton sports Centre Meeting room 2 605 santa Maria Blvd Milton
If you cannot attend the meeting in person we encourage you to exercise the power of your proxy vote by following the procedure outlined below
aPPointMEnt oF PRoxiEsif a member in good standing of the Cham-
ber of Commerce does not plan to attend the Annual General Meeting he or she may
1 Authorize a member of the Board of Directors named in the 2014 Nominating Committee Report to vote his or her share by completing the proxy form in full (available at wwwmiltonchamberca) and returning the proxy or
2 Appoint some other member to act on the memberrsquos behalf at the meeting including voting the share on his or her behalf by writing the name of this person in the space provided on the proxy form signing and returning the proxy
ExEcutivE DiREctoR sanDy MaRtin is inELigiBLE to stanD as PRoxy HoLDER
Proxy forms for the AGM are available at wwwmiltonchamberca and will also be emailed to the membership in November
Completed proxies must be returned to the Milton Chamber of Commerce by Thursday November 27 2014 at 400 PMMail Milton Chamber of Commerce251 Main street east suite 104Milton ON L9T 1P1Email infomiltonchambercaFax 905-878-4972
WWW coM
NOTICE TO ALL MEMBERS OF THE MILTON CHAMBER OF COMMERCE
The Annual General Meeting of the Milton Chamber of Commerceis being held
Wednesday December 3 2014830 AM - 930 AM
at the Milton Sports Centre Meeting Room 2 605 Santa Maria Blvd
To RSVP or for more information please contact the Chamber at 905-878-0581
IF YOU ARE NOT ABLE TO ATTEND PLEASE FAX IN YOUR PROXY TO 905-878-4972
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
23NovemberDecember 2014
Paul D Stunt
Harold R WatsonKennethW Watts
Jarvis G Sheridan
Tanya A Leedale
Brian J Hanna
James McAskill
Robert Krizman
Marian G Gage Robert A Watson
DannyChou
ChantelGoldsmith Alexandra Manthorpe
OwenDuguid
Ruhia Jokhio
y SLarr Gangbar
700 Kerr Street Oakville Ontario L6K 3W5905-842-8030 wwwomhca
Main Street Relationships Bay Street Results
Corporate amp CommercialFamily Law amp Mediation
Civil Litigation
Labour amp EmploymentReal Estate
Estates amp Trusts
Criminal Law
Environmental amp Municipal
Haltonrsquos Law Firm
Gayle Wadden Carolyn McCarney
Astrid LakatsChartered Accountant
bull Strength Beyond Numbers bull bull Service Beyond Expectations bull
ldquoWE DONrsquoT JUST ORGANIZE YOUR FINANCIAL NUMBERS WE INTERPRET THEM
TO HELP YOU IMPROVE YOUR BUSINESSrsquo PERFORMANCE AND PROFITABILITYrdquo
Serving you in the following areasConsulting
bull Profit Improvement Analysisbull Strategic Planningbull Business Plansbull Succession Planningbull Key Performance Indicators
Accountingbull Audits Reviews Financial Statementsbull Cash Flow amp Budgetingbull Bank Proposals
Income Taxbull Personal and Corporate Tax Returnsbull Tax and Estate Planning
For more information or to make an appointment
Please call us at
905-875-3936 Or visit our Websitewwwlakatsca
or more information
ACCURATE QUALITY SERVICE IN A TIMELY FRIENDLY MANNER
Get small business financing with federal government program
entrepreneurs often ask how can the federal government help me with the financing of my business It is true that a well-managed loan is vital for most businesses so have you heard of the Canada small Business financing Program
For many start-ups and new small businesses it can be difficult to access financing so this program makes it easier for entrepreneurs to obtain loans from financial institutions it allows owners to access financing at reasonable interest rates and with less collateral
financing can be made available for the start-up for expansion or for the improvement of your small business You could be eligible for loans up to $500000 of which no more than $350000 can be used for equipment and leasehold improvements
Most for-profit small businesses starting up or operating in Canada are eligible for these loans as long as their estimated gross revenues do not exceed $5 million the program has assisted more than 142000 businesses since 1999 with loans totaling about $1 billion
each year Industry observers agree that small
businesses are key to the strength of our economy and are essential in creating jobs and building economic growth to find a participating lender near you visit the Industry Canada website at wwwicgccacsbfp or call toll-free 1-866-959-1699
canaDa sMaLL BusinEss Financing PRogRaM
WWW coM
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory
providing sustainable design solutionsfor the built environment
wwwgreenpropellercom 905 878 2793
Architectural amp building services
Family owned amp operated by the Mangotich FamilyCustom work amp remodelingDiamonds of all sizes
10 - 14 - 18K goldEar piercing - 14KCitizen Bering watches Expert jewellery repair on site
Customer Service is our 1 Priority
9058752999 218 Main St East MiltonHours Mon - Fri 930 - 600 Sat 900 - 400
Offi ce (289) 878-7922gurusrdcnetworkscomwwwrdcnetworkscomtwitter rdcnetworks
Remote Assistance Data Recovery amp Virus RemovalEmail and collaboration Offi ce365 amp Exchange ServerMicrosoft PC amp Server - Sales Installation amp SupportNetwork Security amp WirelessNetworking Design and Capacity PlanningMonitoring and TroubleshootingSoftware Compliance AuditsWindows and Microsoft Offi ce TrainingPhone Systems amp Voice over IP (VoIP)
ROB CLARKSONMANAGING PARTNERrobclarksonca
905-825-1065 robrobclarksonca
PERSONAL AND COMMERCIAL INSURANCE SOLUTIONS
Big enough to serve you small enough to know you Exclusive discount for
Chamber members
Sales bull Service bull Parts Your Full Line Store
2014 Cadillac CTS2014 GMC Sierra
801 Main St E Milton Across from the GO Station 905-878-2355 wwwwallacechevcom2014 Cadillac CTS2014 GMC Sierra
bull Practice restricted to Canadian and US taxationbull Unaudited fi nancial statements available
By Appointment
Larry Stolberg CPA CA CFPCPA (South Carolina)
TAX SPECIALIST
647-298-1339 bull LstolbergLnscacom245 Commercial St Milton L9T 2J3
Accounting auditing and other assurance servicesBusiness and personal tax planning and compliance filingsEstates and Trusts ServicesBookkeeping payroll and other business services
820 Nipissing Rd Unit 1Milton ON L9T 4Z9
Ph 905-876-3114wwwdsafurnishingsca
Quality office furniture for Business Institutions and HospitalityServing Milton and Community for more than 32 years
Business directory