1. 1. D a f t a r i s i Halaman Cara Pengisian Ilustrasi Carlink Pro.. 1-6 Prosedur Pengisian SPAJ & Form Auto Debet 7-9 Contoh Pengisian SPAJ dan Lampiran ...........10-17 Lampiran Proposal & Illustrasi Tabel Nilai Tunai Umur 1 tahun sampai 59 Tahun ................... 18-80 AKB Car Plan ................................................ 81-88 Lampiran Formulir Sementara .......................... 89
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8. 8. 7 PROSEDUR PENGISIAN SPAJ UNIT LINK 1. SPAJ diisi dengan huruf cetak, dengan tinta hitam, kalau ada pembetulan tip-ex max. 2 kali dan harus ditandatangani disampingnya. 2. Gunakan tanda check () untuk mengisi kotak pilihan yang sudah disediakan. 3. Kelengkapan dokumen standar untuk pengajuan SPAJ : a. SPAJ Unit Link (Surat Pengajuan Asuransi Jiwa) b. Ilustrasi atau Proposal c. Laporan Agen d. Identitas (KTP Calon Pemegang Polis dan Calong Tertanggung/Akte Kelahiran apabila usia < 17 th) e. Surat Pernyataan Unit Link f. Bukti Setor pembayaran premi (dituliskan nama Calon Pemegang Polis & No. SPAJ) 4. Harus diisi dengan jujur dan itikad baik dengan lengkap. 5. Pembayaran premi dapat ditransfer ke no rekening berikut : Bank No Rekening Nama Rekening Cabang BCA 084-444491-1 PT A.J.Central Asia Raya BCA KCU Wisma Asia Mandiri 116.0000411.0822 PT.Asuransi Jiwa Central Asia Raya Bank Mandiri KCP Wisma Barito Jakarta BRI 020.601.004610.308 PT Asuransi Jiwa Central Asia Raya BRI Kantor Cabang Khusus Sudirman PROSEDUR PENGISIAN FORMULIR AUTODEBET 1. Mengisi formulir (terlampir di halaman berikut), di atas materai Rp.6.000,- 2. Melampirkan copy buku tabungan BCA halaman depan saja. 3. Melampirkan foto copy kartu ATM bolak balik 4. Melampirkan foto copy KTP Calon Pemegang Polis yang masih berlaku.
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10. 10. 9 Lampiran yang harus di kirim ke Kantor Pusat CAR 1. Formulir CAR Plan 2. Formulir SPAJ 3. Data Carlink Pro 4. Ilustrasi Tabel Manfaat Carlink Pro 5. Catatan Khusus Carlink Pro 6. Grafik Carlink Pro 7. Surat Pernyataan Nasabah 8. Fotocopy KTP Pemegang Polis dan Tertanggung (apabila Pemegang Polis dan Tertanggung berbeda) 9. Fotocopy Akte Lahir + KK Tertanggung (apabila Tertanggung berusia < 17th ) 10. Bukti Transfer Premi asli
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19. 19. 18 Proposal CAR v.01.01 CARlink Pro DATA NASABAH Nama Tertanggung : Usia : Tahun Pria Wanita Merokok Tidak Merokok Nama Pemegang Polis : Usia : Tahun Pria Wanita Merokok Tidak Merokok DATA INVESTASI Mata Uang : Rupiah Masa Bayar : 5 Tahun Cara Bayar : Tahunan Premi Pokok : Rp. 4,200,000 Premi Top Up : Rp. 0 Total Premi : Rp. 4,200,000 DATA ASURANSI Asuransi Pokok Uang Pertanggungan Biaya Asuransi Tahun ke -1 Masa Pertanggungan Berjangka Rp. 21,000,000 Rp. Tahun Total Rp. ALOKASI INVESTASI Jenis Investasi % Alokasi Premi CARlink Pro Safe 0% CARlink Pro Fixed 0% CARlink Pro Mixed 100% CARlink Pro Flexy 0% Total 100% Ringkasan Manfaat: Berjangka - Apabila Tertanggung meninggal dunia baik karena sakit atau kecelakaan dalam masa pertanggungan maka akan dibayarkan Uang Pertanggungan CARlink Pro ditambah dengan nilai investasi (nilai tunai). Pertanggungan selanjutnya menjadi gugur. Disajikan Oleh : Tanda Tangan Agen : Kode Agen : Tanggal : Tanda Tangan Calon Pemegang Polis :
20. 20. 19 Proposal CAR v.01.01 CARlink Pro Mixed Dengan asumsi umur tertanggung 30 th.
21. 21. 20 Proposal CAR v.01.01 Catatan: - Pembayaran premi mohon untuk ditransfer ke rekening : BCA 084-4444911 an PT. AJ Central Asia Raya, cabang Wisma Asia CARlink Pro - Mixed: (Perusahaan tidak menerima pembayaran premi secara tunai) - Tahapan dan nilai investasi (nilai tunai) adalah nilai pada akhir tahun. - Total manfaat pertanggungan adalah uang pertanggungan + nilai investasi (nilai tunai) - Nilai investasi tidak dijamin dan nilainya bisa meningkat atau menurun tergantung dari hasil investasi yang diperoleh. - Penilaian dana investasi dilakukan setiap hari berdasarkan nilai wajar dari masing - masing jenis investasi. - Asumsi rendah, sedang dan tinggi pada nilai investasi hanya merupakan ilustrasi saja dan bukan merupakan jaminan untuk hasil investasi yang akan datang. - Penempatan investasi CARlink Pro - Mixed : Kas, Deposito, Obligasi, Saham, Reksadana Pendapatan Tetap, Reksadana Saham. - Ilustrasi proposal di atas sudah memperhitungkan : - Biaya akusisi yang meliputi biaya operasional perusahaan dan biaya marketing - Biaya Administrasi sebesar Rp. 25,000/bulan - Biaya Asuransi (biaya mortalita) - Pajak sesuai ketentuan (jika ada) - Biaya Pengelolaan Dana CARlink Pro - Mixed maksimum 3% / tahun - Untuk setiap penarikan dana yang dilakukan dalam 3 tahun akan dikenakan pajak penghasilan sebesar 20 % atas kelebihan penarikan dana terhadap total premi yang telah dibayar. - Penarikan dana di bawah satu tahun dikenakan biaya sebesar 2% dari dana yang ditarik - Tahapan dan Top-Up irregular tidak dilakukan secara otomatis (proses ini dilakukan setelah ada surat permohonan dari nasabah). - Alokasi investasi dan biaya akuisisi : - Premi Utama Tahun ke- Alokasi Dana Investasi Alokasi Biaya Akuisisi 1 40% 60% 2 75% 25% 3 90% 10% 4 95% 5% 5 95% 5% 6>> 100% 0% Keterangan 6>> : Tahun ke-6 dan seterusnya - Premi Top Up Tahun ke- Alokasi Dana Investasi Alokasi Biaya Akuisisi 1>> 95% 5% Keterangan 1>> : Tahun ke-1 dan seterusnya Disajikan Oleh : Tanda Tangan Agen : Kode Agen : Tanggal : Tanda Tangan Calon Pemegang Polis :
22. 22. 21 Proposal CAR v.01.01 SURAT PERNYATAAN Kepada saya telah dijelaskan mengenai prinsip kerja asuransi CARlink Pro berikut Ringkasan Manfaat, biaya-biaya yang dikenakan serta Laporan Transaksi dan Investasi. Saya mengerti bahwa: 1. Perhitungan Nilai Investasi yang ada di dalam proposal hanya merupakan ilustrasi dan bukan merupakan jaminan untuk masa mendatang serta bukan merupakan bagian dari Polis. 2. Besarnya manfaat yang akan dibayarkan akan sangat bergantung pada perkembangan dari nilai investasi yang bisa berubah-ubah. Dengan menandatangai Surat Pernyataan ini Saya menyatakan bahwa Saya telah mengerti serta menyetujui isi dari proposal tersebut. ___________ ,______________________ () Calon Pemegang Polis
23. 23. 22 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 1 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 1 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 2 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 3 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 4 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 5 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 6 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 7 - - - 18,909 27,014 34,891 39,909 48,014 55,891 8 8 - - - 19,694 30,420 41,473 40,694 51,420 62,473 9 9 - - - 20,527 34,303 49,373 41,527 55,303 70,373 10 10 - - - 21,409 38,730 58,852 42,409 59,730 79,852 11 11 - - - 22,344 43,776 70,227 43,344 64,776 91,227 12 12 - - - 23,335 49,529 83,877 44,335 70,529 104,877 13 13 - - - 24,386 56,088 100,256 45,386 77,088 121,256 14 14 - - - 25,500 63,565 119,912 46,500 84,565 140,912 15 15 - - - 26,681 72,088 143,499 47,681 93,088 164,499 16 16 - - - 27,932 81,805 171,804 48,932 102,805 192,804 17 17 - - - 29,259 92,881 205,769 50,259 113,881 226,769 18 18 - - - 30,665 105,509 246,527 51,665 126,509 267,527 19 19 - - - 32,155 119,905 295,437 53,155 140,905 316,437 20 20 - - - 33,735 136,315 354,129 54,735 157,315 375,129 21 21 - - - 35,408 155,023 424,558 56,408 176,023 445,558 22 22 - - - 37,182 176,348 509,072 58,182 197,348 530,072 23 23 - - - 39,061 200,659 610,489 60,061 221,659 631,489 24 24 - - - 41,053 228,372 732,188 62,053 249,372 753,188 25 25 - - - 43,164 259,966 878,227 64,164 280,966 899,227 26 26 - - - 45,401 295,981 1,053,473 66,401 316,981 1,074,473 27 27 - - - 47,771 337,039 1,263,767 68,771 358,039 1,284,767 28 28 - - - 50,284 383,844 1,516,120 71,284 404,844 1,537,120 29 29 - - - 52,946 437,200 1,818,942 73,946 458,200 1,839,942 30 30 - - - 55,767 498,025 2,182,328 76,767 519,025 2,203,328 31 31 - - - 58,756 567,365 2,618,389 79,756 588,365 2,639,389 32 32 - - - 61,923 646,411 3,141,662 82,923 667,411 3,162,662 33 33 - - - 65,279 736,522 3,769,588 86,279 757,522 3,790,588 34 34 - - - 68,835 839,247 4,523,097 89,835 860,247 4,544,097 35 35 - - - 72,602 956,352 5,427,306 93,602 977,352 5,448,306 40 40 - - - 95,063 1,838,736 13,501,750 116,063 1,859,736 13,522,750 45 45 - - - 124,970 3,537,503 33,593,332 145,970 3,558,503 33,614,332 50 50 - - - 164,748 6,808,033 83,587,262 185,748 6,829,033 83,608,262 55 55 - - - 217,588 13,104,668 207,987,584 238,588 13,125,668 208,008,584 60 60 - - - 287,687 25,227,540 517,534,499 308,687 25,248,540 517,555,499 65 65 - - - 380,537 48,567,900 1,287,784,875 401,537 48,588,900 1,287,805,875 70 70 - - - 503,282 93,505,893 3,204,412,087 524,282 93,526,893 3,204,433,087 74 74 - - - 629,262 157,920,363 6,644,660,480 650,262 157,941,363 6,644,681,480
24. 24. 23 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 2 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 2 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 3 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 4 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 5 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 6 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 7 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 8 - - - 18,909 27,014 34,891 39,909 48,014 55,891 8 9 - - - 19,694 30,420 41,473 40,694 51,420 62,473 9 10 - - - 20,527 34,303 49,373 41,527 55,303 70,373 10 11 - - - 21,409 38,730 58,852 42,409 59,730 79,852 11 12 - - - 22,344 43,776 70,227 43,344 64,776 91,227 12 13 - - - 23,335 49,529 83,877 44,335 70,529 104,877 13 14 - - - 24,386 56,088 100,256 45,386 77,088 121,256 14 15 - - - 25,500 63,565 119,912 46,500 84,565 140,912 15 16 - - - 26,681 72,088 143,499 47,681 93,088 164,499 16 17 - - - 27,932 81,805 171,804 48,932 102,805 192,804 17 18 - - - 29,259 92,881 205,769 50,259 113,881 226,769 18 19 - - - 30,665 105,509 246,527 51,665 126,509 267,527 19 20 - - - 32,155 119,904 295,437 53,155 140,904 316,437 20 21 - - - 33,734 136,314 354,128 54,734 157,314 375,128 21 22 - - - 35,407 155,020 424,556 56,407 176,020 445,556 22 23 - - - 37,179 176,345 509,069 58,179 197,345 530,069 23 24 - - - 39,058 200,655 610,484 60,058 221,655 631,484 24 25 - - - 41,049 228,368 732,182 62,049 249,368 753,182 25 26 - - - 43,159 259,960 878,219 64,159 280,960 899,219 26 27 - - - 45,396 295,974 1,053,463 66,396 316,974 1,074,463 27 28 - - - 47,765 337,030 1,263,755 68,765 358,030 1,284,755 28 29 - - - 50,276 383,832 1,516,104 71,276 404,832 1,537,104 29 30 - - - 52,937 437,186 1,818,922 73,937 458,186 1,839,922 30 31 - - - 55,756 498,008 2,182,303 76,756 519,008 2,203,303 31 32 - - - 58,744 567,345 2,618,358 79,744 588,345 2,639,358 32 33 - - - 61,909 646,386 3,141,623 82,909 667,386 3,162,623 33 34 - - - 65,263 736,493 3,769,539 86,263 757,493 3,790,539 34 35 - - - 68,816 839,211 4,523,036 89,816 860,211 4,544,036 35 36 - - - 72,580 956,309 5,427,230 93,580 977,309 5,448,230 40 41 - - - 95,009 1,838,623 13,501,528 116,009 1,859,623 13,522,528 45 46 - - - 124,858 3,537,237 33,592,723 145,858 3,558,237 33,613,723 50 51 - - - 164,534 6,807,439 83,585,651 185,534 6,828,439 83,606,651 55 56 - - - 217,200 13,103,398 207,983,428 238,200 13,124,398 208,004,428 60 61 - - - 287,008 25,224,897 517,523,923 308,008 25,245,897 517,544,923 65 66 - - - 379,380 48,562,502 1,287,758,195 400,380 48,583,502 1,287,779,195 70 71 - - - 501,347 93,495,017 3,204,345,132 522,347 93,516,017 3,204,366,132 73 74 - - - 592,520 138,511,660 5,537,102,472 613,520 138,532,660 5,537,123,472
25. 25. 24 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 3 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 3 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 4 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 5 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 6 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 7 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 8 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 9 - - - 18,909 27,014 34,891 39,909 48,014 55,891 8 10 - - - 19,694 30,420 41,473 40,694 51,420 62,473 9 11 - - - 20,527 34,303 49,373 41,527 55,303 70,373 10 12 - - - 21,409 38,730 58,852 42,409 59,730 79,852 11 13 - - - 22,344 43,776 70,227 43,344 64,776 91,227 12 14 - - - 23,335 49,529 83,877 44,335 70,529 104,877 13 15 - - - 24,386 56,088 100,256 45,386 77,088 121,256 14 16 - - - 25,500 63,565 119,912 46,500 84,565 140,912 15 17 - - - 26,681 72,088 143,499 47,681 93,088 164,499 16 18 - - - 27,932 81,805 171,804 48,932 102,805 192,804 17 19 - - - 29,259 92,881 205,769 50,259 113,881 226,769 18 20 - - - 30,664 105,509 246,527 51,664 126,509 267,527 19 21 - - - 32,154 119,903 295,435 53,154 140,903 316,435 20 22 - - - 33,732 136,312 354,125 54,732 157,312 375,125 21 23 - - - 35,404 155,017 424,552 56,404 176,017 445,552 22 24 - - - 37,176 176,341 509,064 58,176 197,341 530,064 23 25 - - - 39,055 200,650 610,478 60,055 221,650 631,478 24 26 - - - 41,045 228,362 732,175 62,045 249,362 753,175 25 27 - - - 43,154 259,952 878,209 64,154 280,952 899,209 26 28 - - - 45,390 295,965 1,053,451 66,390 316,965 1,074,451 27 29 - - - 47,758 337,019 1,263,739 68,758 358,019 1,284,739 28 30 - - - 50,268 383,819 1,516,084 71,268 404,819 1,537,084 29 31 - - - 52,927 437,169 1,818,897 73,927 458,169 1,839,897 30 32 - - - 55,745 497,988 2,182,271 76,745 518,988 2,203,271 31 33 - - - 58,730 567,320 2,618,319 79,730 588,320 2,639,319 32 34 - - - 61,893 646,357 3,141,574 82,893 667,357 3,162,574 33 35 - - - 65,244 736,457 3,769,478 86,244 757,457 3,790,478 34 36 - - - 68,793 839,168 4,522,961 89,793 860,168 4,543,961 35 37 - - - 72,553 956,256 5,427,136 93,553 977,256 5,448,136 40 42 - - - 94,946 1,838,488 13,501,256 115,946 1,859,488 13,522,256 45 47 - - - 124,730 3,536,923 33,591,981 145,730 3,557,923 33,612,981 50 52 - - - 164,292 6,806,746 83,583,701 185,292 6,827,746 83,604,701 55 57 - - - 216,765 13,101,926 207,978,413 237,765 13,122,926 207,999,413 60 62 - - - 286,251 25,221,844 517,511,189 307,251 25,242,844 517,532,189 65 67 - - - 378,095 48,556,285 1,287,726,113 399,095 48,577,285 1,287,747,113 70 72 - - - 499,217 93,482,532 3,204,264,695 520,217 93,503,532 3,204,285,695 72 74 - - - 557,857 121,486,481 4,614,137,465 578,857 121,507,481 4,614,158,465
26. 26. 25 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 4 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 4 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 5 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 6 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 7 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 8 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 9 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 10 - - - 18,909 27,014 34,891 39,909 48,014 55,891 8 11 - - - 19,694 30,420 41,473 40,694 51,420 62,473 9 12 - - - 20,527 34,303 49,373 41,527 55,303 70,373 10 13 - - - 21,409 38,730 58,852 42,409 59,730 79,852 11 14 - - - 22,344 43,776 70,227 43,344 64,776 91,227 12 15 - - - 23,335 49,529 83,877 44,335 70,529 104,877 13 16 - - - 24,386 56,088 100,256 45,386 77,088 121,256 14 17 - - - 25,500 63,565 119,912 46,500 84,565 140,912 15 18 - - - 26,681 72,088 143,499 47,681 93,088 164,499 16 19 - - - 27,932 81,805 171,804 48,932 102,805 192,804 17 20 - - - 29,258 92,881 205,768 50,258 113,881 226,768 18 21 - - - 30,663 105,507 246,525 51,663 126,507 267,525 19 22 - - - 32,152 119,901 295,433 53,152 140,901 316,433 20 23 - - - 33,729 136,309 354,122 54,729 157,309 375,122 21 24 - - - 35,401 155,014 424,548 56,401 176,014 445,548 22 25 - - - 37,173 176,337 509,058 58,173 197,337 530,058 23 26 - - - 39,050 200,644 610,471 60,050 221,644 631,471 24 27 - - - 41,040 228,355 732,165 62,040 249,355 753,165 25 28 - - - 43,148 259,943 878,197 64,148 280,943 899,197 26 29 - - - 45,382 295,954 1,053,435 66,382 316,954 1,074,435 27 30 - - - 47,750 337,005 1,263,719 68,750 358,005 1,284,719 28 31 - - - 50,258 383,802 1,516,059 71,258 404,802 1,537,059 29 32 - - - 52,915 437,149 1,818,865 73,915 458,149 1,839,865 30 33 - - - 55,731 497,963 2,182,232 76,731 518,963 2,203,232 31 34 - - - 58,714 567,290 2,618,270 79,714 588,290 2,639,270 32 35 - - - 61,874 646,321 3,141,513 82,874 667,321 3,162,513 33 36 - - - 65,221 736,413 3,769,403 86,221 757,413 3,790,403 34 37 - - - 68,767 839,115 4,522,867 89,767 860,115 4,543,867 35 38 - - - 72,521 956,192 5,427,020 93,521 977,192 5,448,020 40 43 - - - 94,873 1,838,327 13,500,921 115,873 1,859,327 13,521,921 45 48 - - - 124,585 3,536,554 33,591,079 145,585 3,557,554 33,612,079 50 53 - - - 164,018 6,805,938 83,581,342 185,018 6,826,938 83,602,342 55 58 - - - 216,277 13,100,219 207,972,366 237,277 13,121,219 207,993,366 60 63 - - - 285,409 25,218,320 517,495,864 306,409 25,239,320 517,516,864 65 68 - - - 376,668 48,549,128 1,287,687,541 397,668 48,570,128 1,287,708,541 70 73 - - - 496,876 93,468,211 3,204,168,077 517,876 93,489,211 3,204,189,077 71 74 - - - 525,157 106,552,114 3,844,999,959 546,157 106,573,114 3,845,020,959
27. 27. 26 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 5 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 5 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 6 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 7 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 8 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 9 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 10 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 11 - - - 18,909 27,014 34,891 39,909 48,014 55,891 8 12 - - - 19,694 30,420 41,473 40,694 51,420 62,473 9 13 - - - 20,527 34,303 49,373 41,527 55,303 70,373 10 14 - - - 21,409 38,730 58,852 42,409 59,730 79,852 11 15 - - - 22,344 43,776 70,227 43,344 64,776 91,227 12 16 - - - 23,335 49,529 83,877 44,335 70,529 104,877 13 17 - - - 24,386 56,088 100,256 45,386 77,088 121,256 14 18 - - - 25,500 63,565 119,912 46,500 84,565 140,912 15 19 - - - 26,681 72,088 143,499 47,681 93,088 164,499 16 20 - - - 27,932 81,804 171,803 48,932 102,804 192,803 17 21 - - - 29,257 92,880 205,767 50,257 113,880 226,767 18 22 - - - 30,661 105,505 246,523 51,661 126,505 267,523 19 23 - - - 32,149 119,898 295,430 53,149 140,898 316,430 20 24 - - - 33,726 136,305 354,117 54,726 157,305 375,117 21 25 - - - 35,398 155,009 424,542 56,398 176,009 445,542 22 26 - - - 37,169 176,331 509,051 58,169 197,331 530,051 23 27 - - - 39,045 200,637 610,461 60,045 221,637 631,461 24 28 - - - 41,034 228,346 732,153 62,034 249,346 753,153 25 29 - - - 43,141 259,932 878,181 64,141 280,932 899,181 26 30 - - - 45,374 295,940 1,053,415 66,374 316,940 1,074,415 27 31 - - - 47,739 336,988 1,263,694 68,739 357,988 1,284,694 28 32 - - - 50,246 383,781 1,516,027 71,246 404,781 1,537,027 29 33 - - - 52,901 437,124 1,818,826 73,901 458,124 1,839,826 30 34 - - - 55,714 497,934 2,182,183 76,714 518,934 2,203,183 31 35 - - - 58,695 567,254 2,618,209 79,695 588,254 2,639,209 32 36 - - - 61,851 646,277 3,141,438 82,851 667,277 3,162,438 33 37 - - - 65,195 736,361 3,769,309 86,195 757,361 3,790,309 34 38 - - - 68,735 839,051 4,522,750 89,735 860,051 4,543,750 35 39 - - - 72,483 956,114 5,426,875 93,483 977,114 5,447,875 40 44 - - - 94,789 1,838,137 13,500,512 115,789 1,859,137 13,521,512 45 49 - - - 124,419 3,536,121 33,589,983 145,419 3,557,121 33,610,983 50 54 - - - 163,711 6,804,997 83,578,491 184,711 6,825,997 83,599,491 55 59 - - - 215,733 13,098,242 207,965,077 236,733 13,119,242 207,986,077 60 64 - - - 284,473 25,214,257 517,477,424 305,473 25,235,257 517,498,424 65 69 - - - 375,085 48,540,894 1,287,641,175 396,085 48,561,894 1,287,662,175 70 74 - - - 494,308 93,451,792 3,204,052,037 515,308 93,472,792 3,204,073,037
28. 28. 27 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 6 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 6 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 7 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 8 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 9 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 10 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 11 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 12 - - - 18,909 27,014 34,891 39,909 48,014 55,891 8 13 - - - 19,694 30,420 41,473 40,694 51,420 62,473 9 14 - - - 20,527 34,303 49,373 41,527 55,303 70,373 10 15 - - - 21,409 38,730 58,852 42,409 59,730 79,852 11 16 - - - 22,344 43,776 70,227 43,344 64,776 91,227 12 17 - - - 23,335 49,529 83,877 44,335 70,529 104,877 13 18 - - - 24,386 56,088 100,256 45,386 77,088 121,256 14 19 - - - 25,500 63,565 119,912 46,500 84,565 140,912 15 20 - - - 26,680 72,087 143,499 47,680 93,087 164,499 16 21 - - - 27,930 81,803 171,802 48,930 102,803 192,802 17 22 - - - 29,255 92,878 205,765 50,255 113,878 226,765 18 23 - - - 30,659 105,502 246,520 51,659 126,502 267,520 19 24 - - - 32,146 119,894 295,425 53,146 140,894 316,425 20 25 - - - 33,723 136,300 354,112 54,723 157,300 375,112 21 26 - - - 35,393 155,003 424,534 56,393 176,003 445,534 22 27 - - - 37,164 176,323 509,041 58,164 197,323 530,041 23 28 - - - 39,039 200,628 610,449 60,039 221,628 631,449 24 29 - - - 41,027 228,334 732,137 62,027 249,334 753,137 25 30 - - - 43,133 259,918 878,161 64,133 280,918 899,161 26 31 - - - 45,364 295,923 1,053,390 66,364 316,923 1,074,390 27 32 - - - 47,728 336,967 1,263,662 68,728 357,967 1,284,662 28 33 - - - 50,232 383,756 1,515,988 71,232 404,756 1,536,988 29 34 - - - 52,885 437,094 1,818,777 73,885 458,094 1,839,777 30 35 - - - 55,695 497,898 2,182,122 76,695 518,898 2,203,122 31 36 - - - 58,672 567,211 2,618,134 79,672 588,211 2,639,134 32 37 - - - 61,825 646,225 3,141,344 82,825 667,225 3,162,344 33 38 - - - 65,163 736,297 3,769,192 86,163 757,297 3,790,192 34 39 - - - 68,696 838,974 4,522,605 89,696 859,974 4,543,605 35 40 - - - 72,437 956,021 5,426,695 93,437 977,021 5,447,695 40 45 - - - 94,692 1,837,911 13,500,012 115,692 1,858,911 13,521,012 45 50 - - - 124,230 3,535,613 33,588,654 145,230 3,556,613 33,609,654 50 55 - - - 163,365 6,803,904 83,575,048 184,365 6,824,904 83,596,048 55 60 - - - 215,124 13,095,956 207,956,296 236,124 13,116,956 207,977,296 60 65 - - - 283,431 25,209,572 517,455,241 304,431 25,230,572 517,476,241 65 70 - - - 373,333 48,531,427 1,287,585,453 394,333 48,552,427 1,287,606,453 69 74 - - - 465,204 81,960,282 2,669,928,769 486,204 81,981,282 2,669,949,769
29. 29. 28 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 7 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 7 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 8 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 9 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 10 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 11 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 12 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 13 - - - 18,909 27,014 34,891 39,909 48,014 55,891 8 14 - - - 19,694 30,420 41,473 40,694 51,420 62,473 9 15 - - - 20,527 34,303 49,373 41,527 55,303 70,373 10 16 - - - 21,409 38,730 58,852 42,409 59,730 79,852 11 17 - - - 22,344 43,776 70,227 43,344 64,776 91,227 12 18 - - - 23,335 49,529 83,877 44,335 70,529 104,877 13 19 - - - 24,386 56,088 100,256 45,386 77,088 121,256 14 20 - - - 25,500 63,564 119,912 46,500 84,564 140,912 15 21 - - - 26,679 72,086 143,497 47,679 93,086 164,497 16 22 - - - 27,929 81,801 171,799 48,929 102,801 192,799 17 23 - - - 29,253 92,875 205,761 50,253 113,875 226,761 18 24 - - - 30,656 105,498 246,515 51,656 126,498 267,515 19 25 - - - 32,143 119,889 295,419 53,143 140,889 316,419 20 26 - - - 33,719 136,294 354,104 54,719 157,294 375,104 21 27 - - - 35,388 154,996 424,525 56,388 175,996 445,525 22 28 - - - 37,158 176,314 509,029 58,158 197,314 530,029 23 29 - - - 39,032 200,617 610,433 60,032 221,617 631,433 24 30 - - - 41,018 228,320 732,117 62,018 249,320 753,117 25 31 - - - 43,123 259,902 878,136 64,123 280,902 899,136 26 32 - - - 45,352 295,903 1,053,358 66,352 316,903 1,074,358 27 33 - - - 47,714 336,943 1,263,623 68,714 357,943 1,284,623 28 34 - - - 50,216 383,727 1,515,939 71,216 404,727 1,536,939 29 35 - - - 52,866 437,058 1,818,717 73,866 458,058 1,839,717 30 36 - - - 55,673 497,854 2,182,047 76,673 518,854 2,203,047 31 37 - - - 58,645 567,158 2,618,040 79,645 588,158 2,639,040 32 38 - - - 61,793 646,161 3,141,227 82,793 667,161 3,162,227 33 39 - - - 65,124 736,219 3,769,047 86,124 757,219 3,790,047 34 40 - - - 68,651 838,880 4,522,426 89,651 859,880 4,543,426 35 41 - - - 72,384 955,908 5,426,474 93,384 976,908 5,447,474 40 46 - - - 94,580 1,837,645 13,499,403 115,580 1,858,645 13,520,403 45 51 - - - 124,015 3,535,019 33,587,043 145,015 3,556,019 33,608,043 50 56 - - - 162,977 6,802,634 83,570,891 183,977 6,823,634 83,591,891 55 61 - - - 214,445 13,093,313 207,945,720 235,445 13,114,313 207,966,720 60 66 - - - 282,275 25,204,174 517,428,561 303,275 25,225,174 517,449,561 65 71 - - - 371,399 48,520,551 1,287,518,497 392,399 48,541,551 1,287,539,497 68 74 - - - 437,749 71,880,010 2,224,826,046 458,749 71,901,010 2,224,847,046
30. 30. 29 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 8 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 8 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 9 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 10 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 11 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 12 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 13 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 14 - - - 18,909 27,014 34,891 39,909 48,014 55,891 8 15 - - - 19,694 30,420 41,473 40,694 51,420 62,473 9 16 - - - 20,527 34,303 49,373 41,527 55,303 70,373 10 17 - - - 21,409 38,730 58,852 42,409 59,730 79,852 11 18 - - - 22,344 43,776 70,227 43,344 64,776 91,227 12 19 - - - 23,335 49,529 83,877 44,335 70,529 104,877 13 20 - - - 24,386 56,087 100,256 45,386 77,087 121,256 14 21 - - - 25,498 63,563 119,910 46,498 84,563 140,910 15 22 - - - 26,677 72,084 143,495 47,677 93,084 164,495 16 23 - - - 27,926 81,798 171,796 48,926 102,798 192,796 17 24 - - - 29,250 92,871 205,757 50,250 113,871 226,757 18 25 - - - 30,652 105,494 246,509 51,652 126,494 267,509 19 26 - - - 32,139 119,884 295,412 53,139 140,884 316,412 20 27 - - - 33,714 136,287 354,094 54,714 157,287 375,094 21 28 - - - 35,382 154,987 424,512 56,382 175,987 445,512 22 29 - - - 37,150 176,303 509,013 58,150 197,303 530,013 23 30 - - - 39,024 200,603 610,413 60,024 221,603 631,413 24 31 - - - 41,008 228,304 732,092 62,008 249,304 753,092 25 32 - - - 43,111 259,881 878,105 64,111 280,881 899,105 26 33 - - - 45,338 295,878 1,053,319 66,338 316,878 1,074,319 27 34 - - - 47,697 336,913 1,263,574 68,697 357,913 1,284,574 28 35 - - - 50,197 383,691 1,515,879 71,197 404,691 1,536,879 29 36 - - - 52,843 437,015 1,818,641 73,843 458,015 1,839,641 30 37 - - - 55,646 497,802 2,181,953 76,646 518,802 2,202,953 31 38 - - - 58,613 567,094 2,617,923 79,613 588,094 2,638,923 32 39 - - - 61,754 646,083 3,141,083 82,754 667,083 3,162,083 33 40 - - - 65,079 736,125 3,768,868 86,079 757,125 3,789,868 34 41 - - - 68,597 838,767 4,522,204 89,597 859,767 4,543,204 35 42 - - - 72,321 955,773 5,426,201 93,321 976,773 5,447,201 40 47 - - - 94,453 1,837,331 13,498,662 115,453 1,858,331 13,519,662 45 52 - - - 123,773 3,534,326 33,585,093 144,773 3,555,326 33,606,093 50 57 - - - 162,542 6,801,161 83,565,876 183,542 6,822,161 83,586,876 55 62 - - - 213,689 13,090,260 207,932,986 234,689 13,111,260 207,953,986 60 67 - - - 280,990 25,197,957 517,396,479 301,990 25,218,957 517,417,479 65 72 - - - 369,268 48,508,066 1,287,438,060 390,268 48,529,066 1,287,459,060 67 74 - - - 411,847 63,037,665 1,853,907,110 432,847 63,058,665 1,853,928,110
31. 31. 30 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 9 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 9 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 10 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 11 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 12 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 13 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 14 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 15 - - - 18,909 27,014 34,891 39,909 48,014 55,891 8 16 - - - 19,694 30,420 41,473 40,694 51,420 62,473 9 17 - - - 20,527 34,303 49,373 41,527 55,303 70,373 10 18 - - - 21,409 38,730 58,852 42,409 59,730 79,852 11 19 - - - 22,344 43,776 70,227 43,344 64,776 91,227 12 20 - - - 23,335 49,529 83,876 44,335 70,529 104,876 13 21 - - - 24,385 56,086 100,255 45,385 77,086 121,255 14 22 - - - 25,496 63,561 119,908 46,496 84,561 140,908 15 23 - - - 26,675 72,081 143,492 47,675 93,081 164,492 16 24 - - - 27,923 81,794 171,791 48,923 102,794 192,791 17 25 - - - 29,246 92,866 205,751 50,246 113,866 226,751 18 26 - - - 30,648 105,488 246,502 51,648 126,488 267,502 19 27 - - - 32,134 119,876 295,402 53,134 140,876 316,402 20 28 - - - 33,708 136,278 354,082 54,708 157,278 375,082 21 29 - - - 35,375 154,975 424,497 56,375 175,975 445,497 22 30 - - - 37,142 176,289 508,993 58,142 197,289 529,993 23 31 - - - 39,014 200,586 610,388 60,014 221,586 631,388 24 32 - - - 40,996 228,283 732,060 61,996 249,283 753,060 25 33 - - - 43,097 259,856 878,065 64,097 280,856 899,065 26 34 - - - 45,322 295,848 1,053,270 66,322 316,848 1,074,270 27 35 - - - 47,678 336,877 1,263,514 68,678 357,877 1,284,514 28 36 - - - 50,174 383,647 1,515,803 71,174 404,647 1,536,803 29 37 - - - 52,817 436,962 1,818,548 73,817 457,962 1,839,548 30 38 - - - 55,614 497,738 2,181,837 76,614 518,738 2,202,837 31 39 - - - 58,575 567,017 2,617,778 79,575 588,017 2,638,778 32 40 - - - 61,709 645,989 3,140,903 82,709 666,989 3,161,903 33 41 - - - 65,025 736,013 3,768,646 86,025 757,013 3,789,646 34 42 - - - 68,534 838,632 4,521,932 89,534 859,632 4,542,932 35 43 - - - 72,248 955,612 5,425,867 93,248 976,612 5,446,867 40 48 - - - 94,307 1,836,962 13,497,760 115,307 1,857,962 13,518,760 45 53 - - - 123,500 3,533,518 33,582,734 144,500 3,554,518 33,603,734 50 58 - - - 162,054 6,799,454 83,559,829 183,054 6,820,454 83,580,829 55 63 - - - 212,846 13,086,737 207,917,661 233,846 13,107,737 207,938,661 60 68 - - - 279,563 25,190,800 517,357,907 300,563 25,211,800 517,378,907 65 73 - - - 366,927 48,493,745 1,287,341,442 387,927 48,514,745 1,287,362,442 66 74 - - - 387,411 55,281,223 1,544,807,997 408,411 55,302,223 1,544,828,997
32. 32. 31 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 10 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 10 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 11 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 12 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 13 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 14 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 15 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 16 - - - 18,909 27,014 34,891 39,909 48,014 55,891 8 17 - - - 19,694 30,420 41,473 40,694 51,420 62,473 9 18 - - - 20,527 34,303 49,373 41,527 55,303 70,373 10 19 - - - 21,409 38,730 58,852 42,409 59,730 79,852 11 20 - - - 22,344 43,776 70,226 43,344 64,776 91,226 12 21 - - - 23,334 49,528 83,875 44,334 70,528 104,875 13 22 - - - 24,383 56,084 100,252 45,383 77,084 121,252 14 23 - - - 25,494 63,558 119,905 46,494 84,558 140,905 15 24 - - - 26,672 72,077 143,487 47,672 93,077 164,487 16 25 - - - 27,920 81,789 171,786 48,920 102,789 192,786 17 26 - - - 29,242 92,860 205,743 50,242 113,860 226,743 18 27 - - - 30,643 105,481 246,492 51,643 126,481 267,492 19 28 - - - 32,128 119,867 295,390 53,128 140,867 316,390 20 29 - - - 33,700 136,267 354,066 54,700 157,267 375,066 21 30 - - - 35,367 154,962 424,477 56,367 175,962 445,477 22 31 - - - 37,132 176,273 508,968 58,132 197,273 529,968 23 32 - - - 39,002 200,566 610,356 60,002 221,566 631,356 24 33 - - - 40,982 228,258 732,021 61,982 249,258 753,021 25 34 - - - 43,081 259,827 878,017 64,081 280,827 899,017 26 35 - - - 45,303 295,812 1,053,209 66,303 316,812 1,074,209 27 36 - - - 47,656 336,834 1,263,438 68,656 357,834 1,284,438 28 37 - - - 50,147 383,595 1,515,710 71,147 404,595 1,536,710 29 38 - - - 52,785 436,898 1,818,431 73,785 457,898 1,839,431 30 39 - - - 55,576 497,660 2,181,692 76,576 518,660 2,202,692 31 40 - - - 58,530 566,923 2,617,599 79,530 587,923 2,638,599 32 41 - - - 61,655 645,877 3,140,682 82,655 666,877 3,161,682 33 42 - - - 64,962 735,878 3,768,374 85,962 756,878 3,789,374 34 43 - - - 68,461 838,472 4,521,597 89,461 859,472 4,542,597 35 44 - - - 72,163 955,422 5,425,458 93,163 976,422 5,446,458 40 49 - - - 94,141 1,836,529 13,496,664 115,141 1,857,529 13,517,664 45 54 - - - 123,192 3,532,577 33,579,883 144,192 3,553,577 33,600,883 50 59 - - - 161,510 6,797,478 83,552,541 182,510 6,818,478 83,573,541 55 64 - - - 211,910 13,082,673 207,899,221 232,910 13,103,673 207,920,221 60 69 - - - 277,980 25,182,566 517,311,541 298,980 25,203,566 517,332,541 65 74 - - - 364,359 48,477,326 1,287,225,402 385,359 48,498,326 1,287,246,402
33. 33. 32 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 11 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 11 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 12 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 13 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 14 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 15 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 16 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 17 - - - 18,909 27,014 34,891 39,909 48,014 55,891 8 18 - - - 19,694 30,420 41,473 40,694 51,420 62,473 9 19 - - - 20,527 34,303 49,373 41,527 55,303 70,373 10 20 - - - 21,408 38,729 58,851 42,408 59,729 79,851 11 21 - - - 22,343 43,775 70,225 43,343 64,775 91,225 12 22 - - - 23,332 49,526 83,872 44,332 70,526 104,872 13 23 - - - 24,380 56,081 100,249 45,380 77,081 121,249 14 24 - - - 25,491 63,554 119,900 46,491 84,554 140,900 15 25 - - - 26,668 72,073 143,481 47,668 93,073 164,481 16 26 - - - 27,915 81,783 171,778 48,915 102,783 192,778 17 27 - - - 29,237 92,853 205,734 50,237 113,853 226,734 18 28 - - - 30,637 105,472 246,480 51,637 126,472 267,480 19 29 - - - 32,120 119,856 295,374 53,120 140,856 316,374 20 30 - - - 33,692 136,253 354,046 54,692 157,253 375,046 21 31 - - - 35,356 154,945 424,451 56,356 175,945 445,451 22 32 - - - 37,120 176,252 508,936 58,120 197,252 529,936 23 33 - - - 38,988 200,541 610,317 59,988 221,541 631,317 24 34 - - - 40,966 228,229 731,972 61,966 249,229 752,972 25 35 - - - 43,061 259,791 877,956 64,061 280,791 898,956 26 36 - - - 45,280 295,769 1,053,134 66,280 316,769 1,074,134 27 37 - - - 47,629 336,781 1,263,345 68,629 357,781 1,284,345 28 38 - - - 50,115 383,531 1,515,593 71,115 404,531 1,536,593 29 39 - - - 52,746 436,821 1,818,286 73,746 457,821 1,839,286 30 40 - - - 55,530 497,566 2,181,512 76,530 518,566 2,202,512 31 41 - - - 58,476 566,810 2,617,377 79,476 587,810 2,638,377 32 42 - - - 61,592 645,742 3,140,409 82,592 666,742 3,161,409 33 43 - - - 64,889 735,717 3,768,040 85,889 756,717 3,789,040 34 44 - - - 68,377 838,281 4,521,188 89,377 859,281 4,542,188 35 45 - - - 72,066 955,196 5,424,958 93,066 976,196 5,445,958 40 50 - - - 93,952 1,836,021 13,495,335 114,952 1,857,021 13,516,335 45 55 - - - 122,846 3,531,484 33,576,440 143,846 3,552,484 33,597,440 50 60 - - - 160,901 6,795,191 83,543,759 181,901 6,816,191 83,564,759 55 65 - - - 210,869 13,077,988 207,877,038 231,869 13,098,988 207,898,038 60 70 - - - 276,228 25,173,099 517,255,818 297,228 25,194,099 517,276,818 64 74 - - - 342,611 42,508,996 1,072,573,240 363,611 42,529,996 1,072,594,240
34. 34. 33 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 12 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 12 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 13 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 14 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 15 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 16 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 17 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 18 - - - 18,909 27,014 34,891 39,909 48,014 55,891 8 19 - - - 19,694 30,420 41,473 40,694 51,420 62,473 9 20 - - - 20,526 34,303 49,372 41,526 55,303 70,372 10 21 - - - 21,407 38,728 58,850 42,407 59,728 79,850 11 22 - - - 22,341 43,773 70,222 43,341 64,773 91,222 12 23 - - - 23,329 49,523 83,869 44,329 70,523 104,869 13 24 - - - 24,377 56,077 100,244 45,377 77,077 121,244 14 25 - - - 25,488 63,549 119,894 46,488 84,549 140,894 15 26 - - - 26,664 72,067 143,474 47,664 93,067 164,474 16 27 - - - 27,910 81,776 171,769 48,910 102,776 192,769 17 28 - - - 29,231 92,844 205,722 50,231 113,844 226,722 18 29 - - - 30,630 105,460 246,464 51,630 126,460 267,464 19 30 - - - 32,112 119,842 295,354 53,112 140,842 316,354 20 31 - - - 33,682 136,236 354,021 54,682 157,236 375,021 21 32 - - - 35,345 154,924 424,420 56,345 175,924 445,420 22 33 - - - 37,106 176,227 508,897 58,106 197,227 529,897 23 34 - - - 38,972 200,511 610,268 59,972 221,511 631,268 24 35 - - - 40,947 228,193 731,911 61,947 249,193 752,911 25 36 - - - 43,039 259,747 877,881 64,039 280,747 898,881 26 37 - - - 45,254 295,716 1,053,040 66,254 316,716 1,074,040 27 38 - - - 47,597 336,717 1,263,228 68,597 357,717 1,284,228 28 39 - - - 50,077 383,453 1,515,448 71,077 404,453 1,536,448 29 40 - - - 52,701 436,727 1,818,107 73,701 457,727 1,839,107 30 41 - - - 55,477 497,454 2,181,291 76,477 518,454 2,202,291 31 42 - - - 58,413 566,675 2,617,105 79,413 587,675 2,638,105 32 43 - - - 61,519 645,581 3,140,075 82,519 666,581 3,161,075 33 44 - - - 64,805 735,526 3,767,630 85,805 756,526 3,788,630 34 45 - - - 68,280 838,055 4,520,689 89,280 859,055 4,541,689 35 46 - - - 71,955 954,930 5,424,349 92,955 975,930 5,445,349 40 51 - - - 93,737 1,835,427 13,493,724 114,737 1,856,427 13,514,724 45 56 - - - 122,458 3,530,214 33,572,283 143,458 3,551,214 33,593,283 50 61 - - - 160,222 6,792,548 83,533,183 181,222 6,813,548 83,554,183 55 66 - - - 209,712 13,072,590 207,850,358 230,712 13,093,590 207,871,358 60 71 - - - 274,293 25,162,223 517,188,863 295,293 25,183,223 517,209,863 63 74 - - - 322,095 37,273,618 893,696,439 343,095 37,294,618 893,717,439
35. 35. 34 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 13 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 13 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 14 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 15 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 16 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 17 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 18 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 19 - - - 18,909 27,014 34,891 39,909 48,014 55,891 8 20 - - - 19,694 30,420 41,473 40,694 51,420 62,473 9 21 - - - 20,525 34,301 49,371 41,525 55,301 70,371 10 22 - - - 21,405 38,726 58,847 42,405 59,726 79,847 11 23 - - - 22,338 43,770 70,219 43,338 64,770 91,219 12 24 - - - 23,326 49,519 83,864 44,326 70,519 104,864 13 25 - - - 24,374 56,073 100,239 45,374 77,073 121,239 14 26 - - - 25,483 63,543 119,887 46,483 84,543 140,887 15 27 - - - 26,659 72,059 143,464 47,659 93,059 164,464 16 28 - - - 27,904 81,767 171,756 48,904 102,767 192,756 17 29 - - - 29,224 92,833 205,706 50,224 113,833 226,706 18 30 - - - 30,621 105,447 246,444 51,621 126,447 267,444 19 31 - - - 32,102 119,825 295,329 53,102 140,825 316,329 20 32 - - - 33,670 136,216 353,989 54,670 157,216 374,989 21 33 - - - 35,331 154,900 424,381 56,331 175,900 445,381 22 34 - - - 37,090 176,198 508,848 58,090 197,198 529,848 23 35 - - - 38,952 200,475 610,208 59,952 221,475 631,208 24 36 - - - 40,925 228,149 731,836 61,925 249,149 752,836 25 37 - - - 43,012 259,695 877,787 64,012 280,695 898,787 26 38 - - - 45,221 295,652 1,052,924 66,221 316,652 1,073,924 27 39 - - - 47,559 336,639 1,263,083 68,559 357,639 1,284,083 28 40 - - - 50,032 383,360 1,515,269 71,032 404,360 1,536,269 29 41 - - - 52,647 436,614 1,817,885 73,647 457,614 1,838,885 30 42 - - - 55,414 497,319 2,181,018 76,414 518,319 2,202,018 31 43 - - - 58,340 566,515 2,616,770 79,340 587,515 2,637,770 32 44 - - - 61,435 645,390 3,139,665 82,435 666,390 3,160,665 33 45 - - - 64,708 735,301 3,767,131 85,708 756,301 3,788,131 34 46 - - - 68,168 837,789 4,520,079 89,168 858,789 4,541,079 35 47 - - - 71,827 954,616 5,423,607 92,827 975,616 5,444,607 40 52 - - - 93,495 1,834,734 13,491,774 114,495 1,855,734 13,512,774 45 57 - - - 122,023 3,528,742 33,567,268 143,023 3,549,742 33,588,268 50 62 - - - 159,466 6,789,496 83,520,450 180,466 6,810,496 83,541,450 55 67 - - - 208,427 13,066,373 207,818,276 229,427 13,087,373 207,839,276 60 72 - - - 272,163 25,149,738 517,108,426 293,163 25,170,738 517,129,426 62 74 - - - 302,739 32,681,182 744,632,437 323,739 32,702,182 744,653,437
36. 36. 35 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 14 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 14 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 15 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 16 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 17 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 18 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 19 - - - 18,168 24,026 29,405 39,168 45,026 50,405 7 20 - - - 18,909 27,013 34,890 39,909 48,013 55,890 8 21 - - - 19,693 30,418 41,472 40,693 51,418 62,472 9 22 - - - 20,523 34,299 49,368 41,523 55,299 70,368 10 23 - - - 21,403 38,723 58,844 42,403 59,723 79,844 11 24 - - - 22,335 43,766 70,214 43,335 64,766 91,214 12 25 - - - 23,323 49,514 83,859 44,323 70,514 104,859 13 26 - - - 24,369 56,067 100,231 45,369 77,067 121,231 14 27 - - - 25,478 63,536 119,877 46,478 84,536 140,877 15 28 - - - 26,653 72,050 143,452 47,653 93,050 164,452 16 29 - - - 27,897 81,756 171,740 48,897 102,756 192,740 17 30 - - - 29,215 92,819 205,686 50,215 113,819 226,686 18 31 - - - 30,611 105,430 246,419 51,611 126,430 267,419 19 32 - - - 32,090 119,805 295,297 53,090 140,805 316,297 20 33 - - - 33,656 136,191 353,950 54,656 157,191 374,950 21 34 - - - 35,315 154,870 424,332 56,315 175,870 445,332 22 35 - - - 37,071 176,162 508,788 58,071 197,162 529,788 23 36 - - - 38,930 200,432 610,132 59,930 221,432 631,132 24 37 - - - 40,898 228,097 731,742 61,898 249,097 752,742 25 38 - - - 42,980 259,631 877,670 63,980 280,631 898,670 26 39 - - - 45,183 295,575 1,052,779 66,183 316,575 1,073,779 27 40 - - - 47,513 336,546 1,262,904 68,513 357,546 1,283,904 28 41 - - - 49,978 383,247 1,515,047 70,978 404,247 1,536,047 29 42 - - - 52,584 436,479 1,817,612 73,584 457,479 1,838,612 30 43 - - - 55,341 497,158 2,180,684 76,341 518,158 2,201,684 31 44 - - - 58,256 566,324 2,616,361 79,256 587,324 2,637,361 32 45 - - - 61,338 645,165 3,139,166 82,338 666,165 3,160,166 33 46 - - - 64,596 735,034 3,766,522 85,596 756,034 3,787,522 34 47 - - - 68,041 837,475 4,519,338 89,041 858,475 4,540,338 35 48 - - - 71,681 954,247 5,422,705 92,681 975,247 5,443,705 40 53 - - - 93,222 1,833,926 13,489,415 114,222 1,854,926 13,510,415 45 58 - - - 121,536 3,527,035 33,561,221 142,536 3,548,035 33,582,221 50 63 - - - 158,623 6,785,972 83,505,124 179,623 6,806,972 83,526,124 55 68 - - - 207,000 13,059,216 207,779,704 228,000 13,080,216 207,800,704 60 73 - - - 269,822 25,135,417 517,011,808 290,822 25,156,417 517,032,808 61 74 - - - 284,480 28,652,729 620,412,436 305,480 28,673,729 620,433,436
37. 37. 36 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 15 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 15 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 16 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 17 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 18 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 19 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834 6 20 - - - 18,168 24,025 29,405 39,168 45,025 50,405 7 21 - - - 18,908 27,012 34,889 39,908 48,012 55,889 8 22 - - - 19,691 30,416 41,469 40,691 51,416 62,469 9 23 - - - 20,521 34,296 49,365 41,521 55,296 70,365 10 24 - - - 21,400 38,719 58,840 42,400 59,719 79,840 11 25 - - - 22,332 43,761 70,209 43,332 64,761 91,209 12 26 - - - 23,319 49,508 83,851 44,319 70,508 104,851 13 27 - - - 24,364 56,059 100,221 45,364 77,059 121,221 14 28 - - - 25,472 63,527 119,865 46,472 84,527 140,865 15 29 - - - 26,646 72,039 143,436 47,646 93,039 164,436 16 30 - - - 27,889 81,742 171,720 48,889 102,742 192,720 17 31 - - - 29,205 92,802 205,661 50,205 113,802 226,661 18 32 - - - 30,599 105,409 246,387 51,599 126,409 267,387 19 33 - - - 32,076 119,780 295,258 53,076 140,780 316,258 20 34 - - - 33,640 136,161 353,901 54,640 157,161 374,901 21 35 - - - 35,295 154,834 424,271 56,295 175,834 445,271 22 36 - - - 37,048 176,118 508,712 58,048 197,118 529,712 23 37 - - - 38,903 200,379 610,039 59,903 221,379 631,039 24 38 - - - 40,866 228,033 731,626 61,866 249,033 752,626 25 39 - - - 42,942 259,553 877,525 63,942 280,553 898,525 26 40 - - - 45,138 295,481 1,052,599 66,138 316,481 1,073,599 27 41 - - - 47,460 336,433 1,262,682 68,460 357,433 1,283,682 28 42 - - - 49,915 383,112 1,514,774 70,915 404,112 1,535,774 29 43 - - - 52,511 436,319 1,817,278 73,511 457,319 1,838,278 30 44 - - - 55,256 496,967 2,180,274 76,256 517,967 2,201,274 31 45 - - - 58,158 566,098 2,615,862 79,158 587,098 2,636,862 32 46 - - - 61,226 644,898 3,138,557 82,226 665,898 3,159,557 33 47 - - - 64,469 734,720 3,765,780 85,469 755,720 3,786,780 34 48 - - - 67,895 837,106 4,518,436 88,895 858,106 4,539,436 35 49 - - - 71,515 953,814 5,421,610 92,515 974,814 5,442,610 40 54 - - - 92,914 1,832,985 13,486,564 113,914 1,853,985 13,507,564 45 59 - - - 120,991 3,525,058 33,553,933 141,991 3,546,058 33,574,933 50 64 - - - 157,687 6,781,908 83,486,684 178,687 6,802,908 83,507,684 55 69 - - - 205,417 13,050,982 207,733,338 226,417 13,071,982 207,754,338 60 74 - - - 267,254 25,118,998 516,895,768 288,254 25,139,998 516,916,768
38. 38. 37 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 16 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 16 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 17 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 18 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 19 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034 5 20 4,200 - - 17,469 21,404 24,833 38,469 42,404 45,833 6 21 - - - 18,167 24,024 29,403 39,167 45,024 50,403 7 22 - - - 18,906 27,010 34,886 39,906 48,010 55,886 8 23 - - - 19,688 30,413 41,466 40,688 51,413 62,466 9 24 - - - 20,518 34,293 49,360 41,518 55,293 70,360 10 25 - - - 21,397 38,715 58,834 42,397 59,715 79,834 11 26 - - - 22,327 43,755 70,201 43,327 64,755 91,201 12 27 - - - 23,314 49,501 83,841 44,314 70,501 104,841 13 28 - - - 24,359 56,050 100,209 45,359 77,050 121,209 14 29 - - - 25,465 63,516 119,849 46,465 84,516 140,849 15 30 - - - 26,637 72,025 143,416 47,637 93,025 164,416 16 31 - - - 27,879 81,725 171,695 48,879 102,725 192,695 17 32 - - - 29,193 92,782 205,629 50,193 113,782 226,629 18 33 - - - 30,585 105,384 246,348 51,585 126,384 267,348 19 34 - - - 32,060 119,750 295,209 53,060 140,750 316,209 20 35 - - - 33,621 136,125 353,841 54,621 157,125 374,841 21 36 - - - 35,273 154,791 424,196 56,273 175,791 445,196 22 37 - - - 37,022 176,066 508,619 58,022 197,066 529,619 23 38 - - - 38,871 200,315 609,922 59,871 221,315 630,922 24 39 - - - 40,828 227,955 731,481 61,828 248,955 752,481 25 40 - - - 42,897 259,459 877,346 63,897 280,459 898,346 26 41 - - - 45,084 295,368 1,052,378 66,084 316,368 1,073,378 27 42 - - - 47,397 336,298 1,262,409 68,397 357,298 1,283,409 28 43 - - - 49,842 382,951 1,514,440 70,842 403,951 1,535,440 29 44 - - - 52,427 436,128 1,816,869 73,427 457,128 1,837,869 30 45 - - - 55,159 496,742 2,179,775 76,159 517,742 2,200,775 31 46 - - - 58,047 565,832 2,615,253 79,047 586,832 2,636,253 32 47 - - - 61,099 644,585 3,137,815 82,099 665,585 3,158,815 33 48 - - - 64,323 734,351 3,764,878 85,323 755,351 3,785,878 34 49 - - - 67,729 836,673 4,517,340 88,729 857,673 4,538,340 35 50 - - - 71,326 953,306 5,420,281 92,326 974,306 5,441,281 40 55 - - - 92,568 1,831,892 13,483,120 113,568 1,852,892 13,504,120 45 60 - - - 120,382 3,522,772 33,545,151 141,382 3,543,772 33,566,151 50 65 - - - 156,646 6,777,223 83,464,501 177,646 6,798,223 83,485,501 55 70 - - - 203,665 13,041,515 207,677,615 224,665 13,062,515 207,698,615 59 74 - - - 251,003 22,019,234 430,631,879 272,003 22,040,234 430,652,879
39. 39. 38 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 17 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 17 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 18 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 19 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535 4 20 4,200 - - 12,820 15,115 17,034 33,820 36,115 38,034 5 21 4,200 - - 17,468 21,403 24,832 38,468 42,403 45,832 6 22 - - - 18,165 24,022 29,401 39,165 45,022 50,401 7 23 - - - 18,903 27,007 34,883 39,903 48,007 55,883 8 24 - - - 19,685 30,409 41,461 40,685 51,409 62,461 9 25 - - - 20,514 34,288 49,355 41,514 55,288 70,355 10 26 - - - 21,392 38,709 58,826 42,392 59,709 79,826 11 27 - - - 22,322 43,748 70,191 43,322 64,748 91,191 12 28 - - - 23,308 49,492 83,829 44,308 70,492 104,829 13 29 - - - 24,351 56,039 100,193 45,351 77,039 121,193 14 30 - - - 25,457 63,502 119,829 46,457 84,502 140,829 15 31 - - - 26,627 72,008 143,391 47,627 93,008 164,391 16 32 - - - 27,867 81,705 171,664 48,867 102,705 192,664 17 33 - - - 29,179 92,757 205,590 50,179 113,757 226,590 18 34 - - - 30,569 105,355 246,299 51,569 126,355 267,299 19 35 - - - 32,041 119,714 295,149 53,041 140,714 316,149 20 36 - - - 33,598 136,082 353,765 54,598 157,082 374,765 21 37 - - - 35,246 154,738 424,102 56,246 175,738 445,102 22 38 - - - 36,989 176,002 508,502 57,989 197,002 529,502 23 39 - - - 38,833 200,238 609,777 59,833 221,238 630,777 24 40 - - - 40,782 227,861 731,301 61,782 248,861 752,301 25 41 - - - 42,843 259,347 877,124 63,843 280,347 898,124 26 42 - - - 45,021 295,233 1,052,105 66,021 316,233 1,073,105 27 43 - - - 47,324 336,137 1,262,075 68,324 357,137 1,283,075 28 44 - - - 49,758 382,760 1,514,031 70,758 403,760 1,535,031 29 45 - - - 52,330 435,902 1,816,369 73,330 456,902 1,837,369 30 46 - - - 55,048 496,475 2,179,166 76,048 517,475 2,200,166 31 47 - - - 57,919 565,518 2,614,511 78,919 586,518 2,635,511 32 48 - - - 60,953 644,216 3,136,913 81,953 665,216 3,157,913 33 49 - - - 64,157 733,918 3,763,782 85,157 754,918 3,784,782 34 50 - - - 67,540 836,165 4,516,011 88,540 857,165 4,537,011 35 51 - - - 71,112 952,712 5,418,670 92,112 973,712 5,439,670 40 56 - - - 92,180 1,830,622 13,478,964 113,180 1,851,622 13,499,964 45 61 - - - 119,704 3,520,129 33,534,575 140,704 3,541,129 33,555,575 50 66 - - - 155,489 6,771,825 83,437,822 176,489 6,792,825 83,458,822 55 71 - - - 201,731 13,030,639 207,610,660 222,731 13,051,639 207,631,660 58 74 - - - 235,671 19,300,143 358,745,304 256,671 19,321,143 358,766,304
40. 40. 39 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 18 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 18 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 19 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329 3 20 4,200 - - 8,434 9,599 10,534 29,434 30,599 31,534 4 21 4,200 - - 12,819 15,114 17,032 33,819 36,114 38,032 5 22 4,200 - - 17,466 21,401 24,830 38,466 42,401 45,830 6 23 - - - 18,163 24,019 29,397 39,163 45,019 50,397 7 24 - - - 18,900 27,003 34,879 39,900 48,003 55,879 8 25 - - - 19,682 30,405 41,455 40,682 51,405 62,455 9 26 - - - 20,510 34,282 49,347 41,510 55,282 70,347 10 27 - - - 21,387 38,701 58,817 42,387 59,701 79,817 11 28 - - - 22,316 43,739 70,179 43,316 64,739 91,179 12 29 - - - 23,301 49,481 83,813 44,301 70,481 104,813 13 30 - - - 24,343 56,025 100,173 45,343 77,025 121,173 14 31 - - - 25,446 63,485 119,804 46,446 84,485 140,804 15 32 - - - 26,615 71,988 143,359 47,615 92,988 164,359 16 33 - - - 27,853 81,680 171,624 48,853 102,680 192,624 17 34 - - - 29,163 92,727 205,541 50,163 113,727 226,541 18 35 - - - 30,550 105,319 246,239 51,550 126,319 267,239 19 36 - - - 32,018 119,671 295,073 53,018 140,671 316,073 20 37 - - - 33,572 136,029 353,672 54,572 157,029 374,672 21 38 - - - 35,214 154,674 423,985 56,214 175,674 444,985 22 39 - - - 36,951 175,924 508,357 57,951 196,924 529,357 23 40 - - - 38,788 200,144 609,598 59,788 221,144 630,598 24 41 - - - 40,728 227,749 731,080 61,728 248,749 752,080 25 42 - - - 42,780 259,212 876,852 63,780 280,212 897,852 26 43 - - - 44,948 295,073 1,051,771 65,948 316,073 1,072,771 27 44 - - - 47,239 335,947 1,261,666 68,239 356,947 1,282,666 28 45 - - - 49,660 382,535 1,513,531 70,660 403,535 1,534,531 29 46 - - - 52,218 435,636 1,815,760 73,218 456,636 1,836,760 30 47 - - - 54,920 496,161 2,178,424 75,920 517,161 2,199,424 31 48 - - - 57,774 565,149 2,613,609 78,774 586,149 2,634,609 32 49 - - - 60,787 643,782 3,135,817 81,787 664,782 3,156,817 33 50 - - - 63,968 733,410 3,762,453 84,968 754,410 3,783,453 34 51 - - - 67,326 835,572 4,514,400 88,326 856,572 4,535,400 35 52 - - - 70,870 952,019 5,416,719 91,870 973,019 5,437,719 40 57 - - - 91,745 1,829,149 13,473,949 112,745 1,850,149 13,494,949 45 62 - - - 118,947 3,517,076 33,521,842 139,947 3,538,076 33,542,842 50 67 - - - 154,204 6,765,609 83,405,739 175,204 6,786,609 83,426,739 55 72 - - - 199,600 13,018,154 207,530,223 220,600 13,039,154 207,551,223 57 74 - - - 221,208 16,914,975 298,839,825 242,208 16,935,975 298,860,825
41. 41. 40 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 19 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 19 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620 2 20 4,200 - - 4,506 4,969 5,328 25,506 25,969 26,328 3 21 4,200 - - 8,433 9,597 10,533 29,433 30,597 31,533 4 22 4,200 - - 12,817 15,112 17,030 33,817 36,112 38,030 5 23 4,200 - - 17,464 21,398 24,826 38,464 42,398 45,826 6 24 - - - 18,160 24,015 29,393 39,160 45,015 50,393 7 25 - - - 18,897 26,999 34,873 39,897 47,999 55,873 8 26 - - - 19,678 30,399 41,448 40,678 51,399 62,448 9 27 - - - 20,505 34,275 49,337 41,505 55,275 70,337 10 28 - - - 21,381 38,692 58,804 42,381 59,692 79,804 11 29 - - - 22,309 43,728 70,163 43,309 64,728 91,163 12 30 - - - 23,292 49,467 83,793 44,292 70,467 104,793 13 31 - - - 24,333 56,008 100,148 45,333 77,008 121,148 14 32 - - - 25,434 63,465 119,772 46,434 84,465 140,772 15 33 - - - 26,601 71,963 143,320 47,601 92,963 164,320 16 34 - - - 27,837 81,650 171,576 48,837 102,650 192,576 17 35 - - - 29,144 92,691 205,480 50,144 113,691 226,480 18 36 - - - 30,528 105,275 246,163 51,528 126,275 267,163 19 37 - - - 31,992 119,618 294,980 52,992 140,618 315,980 20 38 - - - 33,539 135,965 353,555 54,539 156,965 374,555 21 39 - - - 35,176 154,596 423,841 56,176 175,596 444,841 22 40 - - - 36,906 175,830 508,178 57,906 196,830 529,178 23 41 - - - 38,734 200,031 609,376 59,734 221,031 630,376 24 42 - - - 40,666 227,614 730,807 61,666 248,614 751,807 25 43 - - - 42,707 259,051 876,517 63,707 280,051 897,517 26 44 - - - 44,864 294,882 1,051,362 65,864 315,882 1,072,362 27 45 - - - 47,142 335,721 1,261,166 68,142 356,721 1,282,166 28 46 - - - 49,549 382,268 1,512,922 70,549 403,268 1,533,922 29 47 - - - 52,091 435,322 1,815,018 73,091 456,322 1,836,018 30 48 - - - 54,774 495,792 2,177,522 75,774 516,792 2,198,522 31 49 - - - 57,608 564,716 2,612,513 78,608 585,716 2,633,513 32 50 - - - 60,598 643,275 3,134,488 81,598 664,275 3,155,488 33 51 - - - 63,753 732,817 3,760,842 84,753 753,817 3,781,842 34 52 - - - 67,083 834,878 4,512,450 88,083 855,878 4,533,450 35 53 - - - 70,596 951,211 5,414,361 91,596 972,211 5,435,361 40 58 - - - 91,258 1,827,442 13,467,902 112,258 1,848,442 13,488,902 45 63 - - - 118,105 3,513,553 33,506,516 139,105 3,534,553 33,527,516 50 68 - - - 152,777 6,758,452 83,367,168 173,777 6,779,452 83,388,168 55 73 - - - 197,259 13,003,833 207,433,605 218,259 13,024,833 207,454,605 56 74 - - - 207,563 14,822,723 248,918,592 228,563 14,843,723 248,939,592
42. 42. 41 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 20 Tahun Biaya Asuransi Tahun Ke-1 Rp.30.030 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 20 4,200 - - 1,430 1,538 1,619 22,430 22,538 22,619 2 21 4,200 - - 4,505 4,968 5,327 25,505 25,968 26,327 3 22 4,200 - - 8,431 9,595 10,531 29,431 30,595 31,531 4 23 4,200 - - 12,814 15,109 17,027 33,814 36,109 38,027 5 24 4,200 - - 17,461 21,394 24,822 38,461 42,394 45,822 6 25 - - - 18,156 24,011 29,387 39,156 45,011 50,387 7 26 - - - 18,893 26,993 34,865 39,893 47,993 55,865 8 27 - - - 19,673 30,392 41,438 40,673 51,392 62,438 9 28 - - - 20,499 34,266 49,325 41,499 55,266 70,325 10 29 - - - 21,374 38,681 58,788 42,374 59,681 79,788 11 30 - - - 22,301 43,714 70,143 43,301 64,714 91,143 12 31 - - - 23,282 49,450 83,768 44,282 70,450 104,768 13 32 - - - 24,321 55,988 100,116 45,321 76,988 121,116 14 33 - - - 25,421 63,440 119,733 46,421 84,440 140,733 15 34 - - - 26,585 71,934 143,271 47,585 92,934 164,271 16 35 - - - 27,817 81,614 171,515 48,817 102,614 192,515 17 36 - - - 29,122 92,648 205,405 50,122 113,648 226,405 18 37 - - - 30,501 105,223 246,070 51,501 126,223 267,070 19 38 - - - 31,959 119,554 294,863 52,959 140,554 315,863 20 39 - - - 33,501 135,888 353,410 54,501 156,888 374,410 21 40 - - - 35,131 154,503 423,661 56,131 175,503 444,661 22 41 - - - 36,852 175,718 507,956 57,852 196,718 528,956 23 42 - - - 38,671 199,896 609,103 59,671 220,896 630,103 24 43 - - - 40,593 227,453 730,473 61,593 248,453 751,473 25 44 - - - 42,622 258,860 876,108 63,622 279,860 897,108 26 45 - - - 44,767 294,656 1,050,862 65,767 315,656 1,071,862 27 46 - - - 47,031 335,455 1,260,557 68,031 356,455 1,281,557 28 47 - - - 49,421 381,955 1,512,180 70,421 402,955 1,533,180 29 48 - - - 51,945 434,953 1,814,116 72,945 455,953 1,835,116 30 49 - - - 54,608 495,359 2,176,427 75,608 516,359 2,197,427 31 50 - - - 57,419 564,208 2,611,184 78,419 585,208 2,632,184 32 51 - - - 60,383 642,681 3,132,877 81,383 663,681 3,153,877 33 52 - - - 63,511 732,123 3,758,892 84,511 753,123 3,779,892 34 53 - - - 66,810 834,070 4,510,091 87,810 855,070 4,531,091 35 54 - - - 70,289 950,270 5,411,509 91,289 971,270 5,432,509 40 59 - - - 90,713 1,825,466 13,460,613 111,713 1,846,466 13,481,613 45 64 - - - 117,168 3,509,489 33,488,076 138,168 3,530,489 33,509,076 50 69 - - - 151,194 6,750,217 83,320,802 172,194 6,771,217 83,341,802 55 74 - - - 194,691 12,987,414 207,317,565 215,691 13,008,414 207,338,565
43. 43. 42 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 21 Tahun Biaya Asuransi Tahun Ke-1 Rp.30.660 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 21 4,200 - - 1,430 1,538 1,619 22,430 22,538 22,619 2 22 4,200 - - 4,503 4,966 5,325 25,503 25,966 26,325 3 23 4,200 - - 8,429 9,593 10,528 29,429 30,593 31,528 4 24 4,200 - - 12,812 15,106 17,023 33,812 36,106 38,023 5 25 4,200 - - 17,458 21,391 24,817 38,458 42,391 45,817 6 26 - - - 18,152 24,006 29,381 39,152 45,006 50,381 7 27 - - - 18,888 26,986 34,857 39,888 47,986 55,857 8 28 - - - 19,667 30,384 41,428 40,667 51,384 62,428 9 29 - - - 20,493 34,256 49,312 41,493 55,256 70,312 10 30 - - - 21,366 38,669 58,772 42,366 59,669 79,772 11 31 - - - 22,291 43,699 70,122 43,291 64,699 91,122 12 32 - - - 23,271 49,432 83,741 44,271 70,432 104,741 13 33 - - - 24,308 55,966 100,083 45,308 76,966 121,083 14 34 - - - 25,405 63,413 119,691 46,405 84,413 140,691 15 35 - - - 26,567 71,901 143,218 47,567 92,901 164,218 16 36 - - - 27,796 81,575 171,449 48,796 102,575 192,449 17 37 - - - 29,096 92,600 205,322 50,096 113,600 226,322 18 38 - - - 30,470 105,164 245,966 51,470 126,164 266,966 19 39 - - - 31,923 119,483 294,734 52,923 140,483 315,734 20 40 - - - 33,457 135,801 353,250 54,457 156,801 374,250 21 41 - - - 35,078 154,397 423,463 56,078 175,397 444,463 22 42 - - - 36,791 175,591 507,711 57,791 196,591 528,711 23 43 - - - 38,600 199,745 608,802 59,600 220,745 629,802 24 44 - - - 40,510 227,273 730,104 61,510 248,273 751,104 25 45 - - - 42,527 258,647 875,657 63,527 279,647 896,657 26 46 - - - 44,657 294,404 1,050,311 65,657 315,404 1,071,311 27 47 - - - 46,905 335,157 1,259,885 67,905 356,157 1,280,885 28 48 - - - 49,278 381,604 1,511,361 70,278 402,604 1,532,361 29 49 - - - 51,781 434,541 1,813,121 72,781 455,541 1,834,121 30 50 - - - 54,422 494,876 2,175,217 75,422 515,876 2,196,217 31 51 - - - 57,207 563,642 2,609,717 78,207 584,642 2,630,717 32 52 - - - 60,144 642,019 3,131,099 81,144 663,019 3,152,099 33 53 - - - 63,241 731,351 3,756,740 84,241 752,351 3,777,740 34 54 - - - 66,505 833,171 4,507,488 87,505 854,171 4,528,488 35 55 - - - 69,946 949,224 5,408,364 90,946 970,224 5,429,364 40 60 - - - 90,109 1,823,270 13,452,573 111,109 1,844,270 13,473,573 45 65 - - - 116,133 3,504,978 33,467,736 137,133 3,525,978 33,488,736 50 70 - - - 149,451 6,741,086 83,269,666 170,451 6,762,086 83,290,666 54 74 - - - 182,558 11,378,060 172,659,554 203,558 11,399,060 172,680,554
44. 44. 43 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 22 Tahun Biaya Asuransi Tahun Ke-1 Rp.31.290 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 22 4,200 - - 1,429 1,537 1,618 22,429 22,537 22,618 2 23 4,200 - - 4,502 4,965 5,324 25,502 25,965 26,324 3 24 4,200 - - 8,427 9,591 10,526 29,427 30,591 31,526 4 25 4,200 - - 12,810 15,103 17,020 33,810 36,103 38,020 5 26 4,200 - - 17,455 21,387 24,813 38,455 42,387 45,813 6 27 - - - 18,149 24,001 29,376 39,149 45,001 50,376 7 28 - - - 18,884 26,981 34,850 39,884 47,981 55,850 8 29 - - - 19,662 30,376 41,418 40,662 51,376 62,418 9 30 - - - 20,486 34,246 49,299 41,486 55,246 70,299 10 31 - - - 21,358 38,657 58,755 42,358 59,657 79,755 11 32 - - - 22,282 43,684 70,101 43,282 64,684 91,101 12 33 - - - 23,259 49,413 83,714 44,259 70,413 104,714 13 34 - - - 24,294 55,943 100,048 45,294 76,943 121,048 14 35 - - - 25,389 63,385 119,648 46,389 84,385 140,648 15 36 - - - 26,547 71,867 143,164 47,547 92,867 164,164 16 37 - - - 27,772 81,532 171,380 48,772 102,532 192,380 17 38 - - - 29,067 92,547 205,236 50,067 113,547 226,236 18 39 - - - 30,435 105,100 245,858 51,435 126,100 266,858 19 40 - - - 31,881 119,404 294,598 52,881 140,404 315,598 20 41 - - - 33,407 135,705 353,081 54,407 156,705 374,081 21 42 - - - 35,019 154,282 423,253 56,019 175,282 444,253 22 43 - - - 36,722 175,453 507,452 57,722 196,453 528,452 23 44 - - - 38,519 199,580 608,483 59,519 220,580 629,483 24 45 - - - 40,417 227,077 729,712 61,417 248,077 750,712 25 46 - - - 42,421 258,415 875,177 63,421 279,415 896,177 26 47 - - - 44,535 294,129 1,049,725 65,535 315,129 1,070,725 27 48 - - - 46,765 334,832 1,259,169 67,765 355,832 1,280,169 28 49 - - - 49,118 381,221 1,510,490 70,118 402,221 1,531,490 29 50 - - - 51,598 434,090 1,812,061 72,598 455,090 1,833,061 30 51 - - - 54,214 494,346 2,173,929 75,214 515,346 2,194,929 31 52 - - - 56,972 563,022 2,608,154 77,972 584,022 2,629,154 32 53 - - - 59,878 641,295 3,129,206 80,878 662,295 3,150,206 33 54 - - - 62,941 730,506 3,754,447 83,941 751,506 3,775,447 34 55 - - - 66,168 832,186 4,504,714 87,168 853,186 4,525,714 35 56 - - - 69,567 948,078 5,405,011 90,567 969,078 5,426,011 40 61 - - - 89,442 1,820,866 13,443,996 110,442 1,841,866 13,464,996 45 66 - - - 114,992 3,500,040 33,446,034 135,992 3,521,040 33,467,034 50 71 - - - 147,537 6,731,095 83,215,094 168,537 6,752,095 83,236,094 53 74 - - - 171,126 9,967,091 143,789,766 192,126 9,988,091 143,810,766
45. 45. 44 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 23 Tahun Biaya Asuransi Tahun Ke-1 Rp.31.710 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 23 4,200 - - 1,429 1,537 1,617 22,429 22,537 22,617 2 24 4,200 - - 4,501 4,964 5,322 25,501 25,964 26,322 3 25 4,200 - - 8,426 9,589 10,524 29,426 30,589 31,524 4 26 4,200 - - 12,808 15,101 17,018 33,808 36,101 38,018 5 27 4,200 - - 17,453 21,384 24,809 38,453 42,384 45,809 6 28 - - - 18,146 23,997 29,370 39,146 44,997 50,370 7 29 - - - 18,880 26,975 34,843 39,880 47,975 55,843 8 30 - - - 19,656 30,369 41,408 40,656 51,369 62,408 9 31 - - - 20,479 34,236 49,286 41,479 55,236 70,286 10 32 - - - 21,350 38,644 58,738 42,350 59,644 79,738 11 33 - - - 22,271 43,668 70,079 43,271 64,668 91,079 12 34 - - - 23,247 49,394 83,687 44,247 70,394 104,687 13 35 - - - 24,279 55,919 100,013 45,279 76,919 121,013 14 36 - - - 25,371 63,355 119,603 46,371 84,355 140,603 15 37 - - - 26,525 71,829 143,107 47,525 92,829 164,107 16 38 - - - 27,745 81,486 171,308 48,745 102,486 192,308 17 39 - - - 29,034 92,490 205,144 50,034 113,490 226,144 18 40 - - - 30,395 105,029 245,742 51,395 126,029 266,742 19 41 - - - 31,833 119,317 294,453 52,833 140,317 315,453 20 42 - - - 33,350 135,600 352,899 54,350 156,600 373,899 21 43 - - - 34,953 154,155 423,028 55,953 175,155 444,028 22 44 - - - 36,644 175,301 507,175 57,644 196,301 528,175 23 45 - - - 38,430 199,399 608,142 59,430 220,399 629,142 24 46 - - - 40,314 226,861 729,293 61,314 247,861 750,293 25 47 - - - 42,301 258,158 874,663 63,301 279,158 895,663 26 48 - - - 44,397 293,825 1,049,096 65,397 314,825 1,070,096 27 49 - - - 46,608 334,473 1,258,402 67,608 355,473 1,279,402 28 50 - - - 48,938 380,798 1,509,555 69,938 401,798 1,530,555 29 51 - - - 51,394 433,593 1,810,922 72,394 454,593 1,831,922 30 52 - - - 53,983 493,763 2,172,546 74,983 514,763 2,193,546 31 53 - - - 56,710 562,340 2,606,476 77,710 583,340 2,627,476 32 54 - - - 59,582 640,497 3,127,171 80,582 661,497 3,148,171 33 55 - - - 62,608 729,576 3,751,983 83,608 750,576 3,772,983 34 56 - - - 65,793 831,102 4,501,734 86,793 852,102 4,522,734 35 57 - - - 69,146 946,817 5,401,407 90,146 967,817 5,422,407 40 62 - - - 88,705 1,818,221 13,434,775 109,705 1,839,221 13,455,775 45 67 - - - 113,733 3,494,608 33,422,688 134,733 3,515,608 33,443,688 50 72 - - - 145,440 6,720,122 83,156,397 166,440 6,741,122 83,177,397 52 74 - - - 160,355 8,730,053 119,741,516 181,355 8,751,053 119,762,516
46. 46. 45 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 24 Tahun Biaya Asuransi Tahun Ke-1 Rp.32.130 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 24 4,200 - - 1,429 1,537 1,617 22,429 22,537 22,617 2 25 4,200 - - 4,501 4,964 5,322 25,501 25,964 26,322 3 26 4,200 - - 8,425 9,588 10,523 29,425 30,588 31,523 4 27 4,200 - - 12,807 15,099 17,016 33,807 36,099 38,016 5 28 4,200 - - 17,450 21,381 24,806 38,450 42,381 45,806 6 29 - - - 18,142 23,993 29,365 39,142 44,993 50,365 7 30 - - - 18,875 26,969 34,835 39,875 47,969 55,835 8 31 - - - 19,651 30,361 41,398 40,651 51,361 62,398 9 32 - - - 20,472 34,226 49,273 41,472 55,226 70,273 10 33 - - - 21,341 38,631 58,720 42,341 59,631 79,720 11 34 - - - 22,260 43,652 70,056 43,260 64,652 91,056 12 35 - - - 23,233 49,373 83,656 44,233 70,373 104,656 13 36 - - - 24,262 55,892 99,974 45,262 76,892 120,974 14 37 - - - 25,350 63,322 119,553 46,350 84,322 140,553 15 38 - - - 26,499 71,787 143,043 47,499 92,787 164,043 16 39 - - - 27,713 81,433 171,226 48,713 102,433 192,226 17 40 - - - 28,995 92,424 205,040 49,995 113,424 226,040 18 41 - - - 30,349 104,948 245,611 51,349 125,948 266,611 19 42 - - - 31,777 119,218 294,288 52,777 140,218 315,288 20 43 - - - 33,286 135,480 352,695 54,286 156,480 373,695 21 44 - - - 34,877 154,011 422,775 55,877 175,011 443,775 22 45 - - - 36,556 175,128 506,862 57,556 196,128 527,862 23 46 - - - 38,328 199,193 607,757 59,328 220,193 628,757 24 47 - - - 40,196 226,616 728,820 61,196 247,616 749,820 25 48 - - - 42,166 257,867 874,083 63,166 278,867 895,083 26 49 - - - 44,243 293,481 1,048,387 65,243 314,481 1,069,387 27 50 - - - 46,431 334,067 1,257,537 67,431 355,067 1,278,537 28 51 - - - 48,737 380,320 1,508,500 69,737 401,320 1,529,500 29 52 - - - 51,166 433,031 1,809,639 72,166 454,031 1,830,639 30 53 - - - 53,724 493,105 2,170,988 74,724 514,105 2,191,988 31 54 - - - 56,417 561,570 2,604,585 77,417 582,570 2,625,585 32 55 - - - 59,253 639,599 3,124,880 80,253 660,599 3,145,880 33 56 - - - 62,237 728,529 3,749,210 83,237 749,529 3,770,210 34 57 - - - 65,376 829,883 4,498,379 86,376 850,883 4,519,379 35 58 - - - 68,678 945,399 5,397,352 89,678 966,399 5,418,352 40 63 - - - 87,888 1,815,253 13,424,404 108,888 1,836,253 13,445,404 45 68 - - - 112,340 3,488,521 33,396,445 133,340 3,509,521 33,417,445 50 73 - - - 143,145 6,707,860 83,090,455 164,145 6,728,860 83,111,455 51 74 - - - 150,202 7,645,314 99,706,813 171,202 7,666,314 99,727,813
47. 47. 46 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 25 Tahun Biaya Asuransi Tahun Ke-1 Rp.32.340 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 25 4,200 - - 1,429 1,536 1,617 22,429 22,536 22,617 2 26 4,200 - - 4,500 4,963 5,321 25,500 25,963 26,321 3 27 4,200 - - 8,424 9,587 10,521 29,424 30,587 31,521 4 28 4,200 - - 12,804 15,097 17,013 33,804 36,097 38,013 5 29 4,200 - - 17,447 21,377 24,801 38,447 42,377 45,801 6 30 - - - 18,138 23,987 29,359 39,138 44,987 50,359 7 31 - - - 18,870 26,962 34,826 39,870 47,962 55,826 8 32 - - - 19,644 30,351 41,386 40,644 51,351 62,386 9 33 - - - 20,463 34,214 49,257 41,463 55,214 70,257 10 34 - - - 21,330 38,616 58,700 42,330 59,616 79,700 11 35 - - - 22,247 43,632 70,029 43,247 64,632 91,029 12 36 - - - 23,217 49,348 83,622 44,217 70,348 104,622 13 37 - - - 24,242 55,861 99,929 45,242 76,861 120,929 14 38 - - - 25,325 63,281 119,495 46,325 84,281 140,495 15 39 - - - 26,468 71,737 142,968 47,468 92,737 163,968 16 40 - - - 27,676 81,370 171,131 48,676 102,370 192,131 17 41 - - - 28,950 92,347 204,919 49,950 113,347 225,919 18 42 - - - 30,295 104,853 245,459 51,295 125,853 266,459 19 43 - - - 31,714 119,104 294,100 52,714 140,104 315,100 20 44 - - - 33,211 135,342 352,460 54,211 156,342 373,460 21 45 - - - 34,790 153,846 422,484 55,790 174,846 443,484 22 46 - - - 36,456 174,930 506,504 57,456 195,930 527,504 23 47 - - - 38,212 198,957 607,316 59,212 219,957 628,316 24 48 - - - 40,063 226,336 728,279 61,063 247,336 749,279 25 49 - - - 42,013 257,535 873,422 63,013 278,535 894,422 26 50 - - - 44,068 293,089 1,047,579 65,068 314,089 1,068,579 27 51 - - - 46,232 333,605 1,256,551 67,232 354,605 1,277,551 28 52 - - - 48,510 379,776 1,507,300 69,510 400,776 1,528,300 29 53 - - - 50,909 432,395 1,808,180 71,909 453,395 1,829,180 30 54 - - - 53,433 492,360 2,169,216 74,433 513,360 2,190,216 31 55 - - - 56,090 560,699 2,602,438 77,090 581,699 2,623,438 32 56 - - - 58,884 638,583 3,122,279 79,884 659,583 3,143,279 33 57 - - - 61,823 727,345 3,746,061 82,823 748,345 3,767,061 34 58 - - - 64,911 828,506 4,494,571 85,911 849,506 4,515,571 35 59 - - - 68,157 943,799 5,392,750 89,157 964,799 5,413,750 40 64 - - - 86,982 1,811,913 13,412,650 107,982 1,832,913 13,433,650 45 69 - - - 110,799 3,481,680 33,366,716 131,799 3,502,680 33,387,716 50 74 - - - 140,633 6,694,124 83,015,813 161,633 6,715,124 83,036,813
48. 48. 47 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 26 Tahun Biaya Asuransi Tahun Ke-1 Rp.32.970 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 26 4,200 - - 1,428 1,536 1,616 22,428 22,536 22,616 2 27 4,200 - - 4,499 4,962 5,320 25,499 25,962 26,320 3 28 4,200 - - 8,422 9,585 10,519 29,422 30,585 31,519 4 29 4,200 - - 12,802 15,093 17,009 33,802 36,093 38,009 5 30 4,200 - - 17,443 21,372 24,796 38,443 42,372 45,796 6 31 - - - 18,133 23,980 29,351 39,133 44,980 50,351 7 32 - - - 18,863 26,953 34,815 39,863 47,953 55,815 8 33 - - - 19,635 30,339 41,372 40,635 51,339 62,372 9 34 - - - 20,452 34,199 49,237 41,452 55,199 70,237 10 35 - - - 21,317 38,597 58,674 42,317 59,597 79,674 11 36 - - - 22,231 43,608 69,996 43,231 64,608 90,996 12 37 - - - 23,197 49,317 83,579 44,197 70,317 104,579 13 38 - - - 24,217 55,822 99,874 45,217 76,822 120,874 14 39 - - - 25,294 63,233 119,423 46,294 84,233 140,423 15 40 - - - 26,431 71,676 142,877 47,431 92,676 163,877 16 41 - - - 27,631 81,295 171,015 48,631 102,295 192,015 17 42 - - - 28,896 92,254 204,773 49,896 113,254 225,773 18 43 - - - 30,231 104,741 245,277 51,231 125,741 266,277 19 44 - - - 31,640 118,969 293,873 52,640 139,969 314,873 20 45 - - - 33,125 135,180 352,179 54,125 156,180 373,179 21 46 - - - 34,690 153,652 422,138 55,690 174,652 443,138 22 47 - - - 36,341 174,699 506,077 57,341 195,699 527,077 23 48 - - - 38,079 198,682 606,793 59,079 219,682 627,793 24 49 - - - 39,911 226,010 727,638 60,911 247,010 748,638 25 50 - - - 41,839 257,149 872,638 62,839 278,149 893,638 26 51 - - - 43,869 292,634 1,046,621 64,869 313,634 1,067,621 27 52 - - - 46,006 333,070 1,255,385 67,006 354,070 1,276,385 28 53 - - - 48,254 379,149 1,505,882 69,254 400,149 1,526,882 29 54 - - - 50,620 431,660 1,806,459 71,620 452,660 1,827,459 30 55 - - - 53,107 491,501 2,167,128 74,107 512,501 2,188,128 31 56 - - - 55,723 559,697 2,599,908 76,723 580,697 2,620,908 32 57 - - - 58,471 637,415 3,119,216 79,471 658,415 3,140,216 33 58 - - - 61,359 725,986 3,742,356 82,359 746,986 3,763,356 34 59 - - - 64,391 826,926 4,490,093 85,391 847,926 4,511,093 35 60 - - - 67,575 941,964 5,387,342 88,575 962,964 5,408,342 40 65 - - - 85,977 1,808,098 13,398,860 106,977 1,829,098 13,419,860 45 70 - - - 109,094 3,473,888 33,331,878 130,094 3,494,888 33,352,878 49 74 - - - 131,608 5,859,893 69,108,557 152,608 5,880,893 69,129,557
49. 49. 48 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 27 Tahun Biaya Asuransi Tahun Ke-1 Rp.33.390 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 27 4,200 - - 1,427 1,535 1,616 22,427 22,535 22,616 2 28 4,200 - - 4,498 4,960 5,318 25,498 25,960 26,318 3 29 4,200 - - 8,420 9,582 10,516 29,420 30,582 31,516 4 30 4,200 - - 12,798 15,090 17,005 33,798 36,090 38,005 5 31 4,200 - - 17,439 21,367 24,789 38,439 42,367 45,789 6 32 - - - 18,127 23,973 29,342 39,127 44,973 50,342 7 33 - - - 18,855 26,943 34,803 39,855 47,943 55,803 8 34 - - - 19,626 30,327 41,356 40,626 51,327 62,356 9 35 - - - 20,441 34,182 49,216 41,441 55,182 70,216 10 36 - - - 21,302 38,575 58,646 42,302 59,575 79,646 11 37 - - - 22,212 43,580 69,959 43,212 64,580 90,959 12 38 - - - 23,174 49,282 83,530 44,174 70,282 104,530 13 39 - - - 24,188 55,777 99,810 45,188 76,777 120,810 14 40 - - - 25,259 63,177 119,341 46,259 84,177 140,341 15 41 - - - 26,388 71,606 142,772 47,388 92,606 163,772 16 42 - - - 27,579 81,209 170,883 48,579 102,209 191,883 17 43 - - - 28,835 92,149 204,608 49,835 113,149 225,608 18 44 - - - 30,159 104,614 245,070 51,159 125,614 266,070 19 45 - - - 31,555 118,815 293,616 52,555 139,815 314,616 20 46 - - - 33,027 134,996 351,862 54,027 155,996 372,862 21 47 - - - 34,577 153,431 421,746 55,577 174,431 442,746 22 48 - - - 36,210 174,436 505,595 57,210 195,436 526,595 23 49 - - - 37,930 198,370 606,201 58,930 219,370 627,201 24 50 - - - 39,739 225,640 726,914 60,739 246,640 747,914 25 51 - - - 41,643 256,713 871,752 62,643 277,713 892,752 26 52 - - - 43,646 292,121 1,045,542 64,646 313,121 1,066,542 27 53 - - - 45,753 332,467 1,254,071 66,753 353,467 1,275,071 28 54 - - - 47,968 378,442 1,504,285 68,968 399,442 1,525,285 29 55 - - - 50,297 430,833 1,804,520 71,297 451,833 1,825,520 30 56 - - - 52,744 490,536 2,164,778 73,744 511,536 2,185,778 31 57 - - - 55,314 558,571 2,597,060 76,314 579,571 2,618,060 32 58 - - - 58,012 636,104 3,115,770 79,012 657,104 3,136,770 33 59 - - - 60,844 724,460 3,738,189 81,844 745,460 3,759,189 34 60 - - - 63,814 825,153 4,485,057 84,814 846,153 4,506,057 35 61 - - - 66,929 939,907 5,381,260 87,929 960,907 5,402,260 40 66 - - - 84,864 1,803,828 13,383,364 105,864 1,824,828 13,404,364 45 71 - - - 107,219 3,465,183 33,292,750 128,219 3,486,183 33,313,750 48 74 - - - 123,106 5,128,499 57,523,955 144,106 5,149,499 57,544,955
50. 50. 49 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 28 Tahun Biaya Asuransi Tahun Ke-1 Rp.34.020 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 28 4,200 - - 1,427 1,534 1,615 22,427 22,534 22,615 2 29 4,200 - - 4,496 4,958 5,316 25,496 25,958 26,316 3 30 4,200 - - 8,417 9,579 10,513 29,417 30,579 31,513 4 31 4,200 - - 12,795 15,085 16,999 33,795 36,085 37,999 5 32 4,200 - - 17,434 21,360 24,782 38,434 42,360 45,782 6 33 - - - 18,120 23,964 29,331 39,120 44,964 50,331 7 34 - - - 18,847 26,931 34,789 39,847 47,931 55,789 8 35 - - - 19,615 30,312 41,336 40,615 51,312 62,336 9 36 - - - 20,427 34,163 49,190 41,427 55,163 70,190 10 37 - - - 21,284 38,550 58,612 42,284 59,550 79,612 11 38 - - - 22,190 43,547 69,914 43,190 64,547 90,914 12 39 - - - 23,145 49,240 83,471 44,145 70,240 104,471 13 40 - - - 24,153 55,724 99,734 45,153 76,724 120,734 14 41 - - - 25,216 63,109 119,243 46,216 84,109 140,243 15 42 - - - 26,337 71,523 142,648 47,337 92,523 163,648 16 43 - - - 27,518 81,107 170,726 48,518 102,107 191,726 17 44 - - - 28,764 92,026 204,412 49,764 113,026 225,412 18 45 - - - 30,076 104,465 244,827 51,076 125,465 265,827 19 46 - - - 31,459 118,637 293,315 52,459 139,637 314,315 20 47 - - - 32,915 134,782 351,490 53,915 155,782 372,490 21 48 - - - 34,449 153,176 421,287 55,449 174,176 442,287 22 49 - - - 36,062 174,133 505,032 57,062 195,133 526,032 23 50 - - - 37,760 198,011 605,510 58,760 219,011 626,510 24 51 - - - 39,545 225,216 726,069 60,545 246,216 747,069 25 52 - - - 41,422 256,213 870,721 62,422 277,213 891,721 26 53 - - - 43,396 291,532 1,044,286 64,396 312,532 1,065,286 27 54 - - - 45,470 331,777 1,252,543 66,470 352,777 1,273,543 28 55 - - - 47,648 377,635 1,502,430 68,648 398,635 1,523,430 29 56 - - - 49,936 429,889 1,802,270 70,936 450,889 1,823,270 30 57 - - - 52,337 489,434 2,162,050 73,337 510,434 2,183,050 31 58 - - - 54,857 557,287 2,593,758 75,857 578,287 2,614,758 32 59 - - - 57,499 634,610 3,111,774 78,499 655,610 3,132,774 33 60 - - - 60,269 722,724 3,733,359 81,269 743,724 3,754,359 34 61 - - - 63,171 823,137 4,479,223 84,171 844,137 4,500,223 35 62 - - - 66,211 937,568 5,374,217 87,211 958,568 5,395,217 40 67 - - - 83,631 1,798,987 13,365,442 104,631 1,819,987 13,386,442 45 72 - - - 105,157 3,455,347 33,247,549 126,157 3,476,347 33,268,549 47 74 - - - 115,092 4,487,152 47,872,775 136,092 4,508,152 47,893,775
51. 51. 50 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 29 Tahun Biaya Asuransi Tahun Ke-1 Rp.34.860 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 29 4,200 - - 1,426 1,533 1,614 22,426 22,533 22,614 2 30 4,200 - - 4,495 4,956 5,314 25,495 25,956 26,314 3 31 4,200 - - 8,414 9,576 10,509 29,414 30,576 31,509 4 32 4,200 - - 12,790 15,080 16,993 33,790 36,080 37,993 5 33 4,200 - - 17,428 21,353 24,773 38,428 42,353 45,773 6 34 - - - 18,113 23,954 29,319 39,113 44,954 50,319 7 35 - - - 18,837 26,918 34,773 39,837 47,918 55,773 8 36 - - - 19,602 30,294 41,314 40,602 51,294 62,314 9 37 - - - 20,410 34,139 49,160 41,410 55,139 70,160 10 38 - - - 21,263 38,519 58,572 42,263 59,519 79,572 11 39 - - - 22,163 43,508 69,860 43,163 64,508 90,860 12 40 - - - 23,112 49,189 83,401 44,112 70,189 104,401 13 41 - - - 24,112 55,660 99,644 45,112 76,660 120,644 14 42 - - - 25,167 63,031 119,129 46,167 84,031 140,129 15 43 - - - 26,278 71,426 142,503 47,278 92,426 163,503 16 44 - - - 27,449 80,990 170,545 48,449 101,990 191,545 17 45 - - - 28,683 91,884 204,186 49,683 112,884 225,186 18 46 - - - 29,982 104,294 244,546 50,982 125,294 265,546 19 47 - - - 31,350 118,432 292,967 52,350 139,432 313,967 20 48 - - - 32,789 134,537 351,060 53,789 155,537 372,060 21 49 - - - 34,303 152,884 420,759 55,303 173,884 441,759 22 50 - - - 35,895 173,787 504,382 56,895 194,787 525,382 23 51 - - - 37,568 197,600 604,715 58,568 218,600 625,715 24 52 - - - 39,327 224,732 725,098 60,327 245,732 746,098 25 53 - - - 41,175 255,644 869,538 62,175 276,644 890,538 26 54 - - - 43,115 290,864 1,042,845 64,115 311,864 1,063,845 27 55 - - - 45,153 330,994 1,250,792 66,153 351,994 1,271,792 28 56 - - - 47,291 376,719 1,500,304 68,291 397,719 1,521,304 29 57 - - - 49,533 428,820 1,799,691 70,533 449,820 1,820,691 30 58 - - - 51,885 488,187 2,158,927 72,885 509,187 2,179,927 31 59 - - - 54,349 555,835 2,589,978 75,349 576,835 2,610,978 32 60 - - - 56,929 632,921 3,107,203 77,929 653,921 3,128,203 33 61 - - - 59,631 720,762 3,727,836 80,631 741,762 3,748,836 34 62 - - - 62,458 820,861 4,472,553 83,458 841,861 4,493,553 35 63 - - - 65,414 934,930 5,366,167 86,414 955,930 5,387,167 40 68 - - - 82,265 1,793,534 13,344,974 103,265 1,814,534 13,365,974 45 73 - - - 102,898 3,444,308 33,195,979 123,898 3,465,308 33,216,979 46 74 - - - 107,541 3,924,864 39,833,442 128,541 3,945,864 39,854,442
52. 52. 51 Proposal CAR v.01.01 Illustrasi Manfaat CARlink Pro Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 30 Tahun Biaya Asuransi Tahun Ke-1 Rp.35.700 (Dalam Ribuan Rupiah) Tahun Usia Premi Pokok Premi Top Up Tahapan Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal Rendah (6%) Sedang (14%) Tinggi (20%) Rendah (6%) Sedang (14%) Tinggi (20%) 1 30 4,200 - - 1,425 1,533 1,613 22,425 22,533 22,613 2 31 4,200 - - 4,493 4,954 5,312 25,493 25,954 26,312 3 32 4,200 - - 8,411 9,572 10,505 29,411 30,572 31,505 4 33 4,200 - - 12,785 15,074 16,987 33,785 36,074 37,987 5 34 4,200 - - 17,421 21,345 24,764 38,421 42,345 45,764 6 35 - - - 18,104 23,943 29,306 39,104 44,943 50,306 7 36 - - - 18,825 26,903 34,754 39,825 47,903 55,754 8 37 - - - 19,587 30,273 41,288 40,587 51,273 62,288 9 38 - - - 20,390 34,112 49,125 41,390 55,112 70,125 10 39 - - - 21,238 38,483 58,524 42,238 59,483 79,524 11 40 - - - 22,131 43,462 69,798 43,131 64,462 90,798 12 41 - - - 23,073 49,131 83,321 44,073 70,131 104,321 13 42 - - - 24,065 55,587 99,540 45,065 76,587 120,540 14 43 - - - 25,110 62,941 118,997 46,110 83,941 139,997 15 44 - - - 26,211 71,316 142,338 47,211 92,316 163,338 16 45 - - - 27,370 80,856 170,337 48,370 101,856 191,337 17 46 - - - 28,591 91,722 203,927 49,591 112,722 224,927 18 47 - - - 29,875 104,099 244,224 50,875 125,099 265,224 19 48 - - - 31,226 118,198 292,569 52,226 139,198 313,569 20 49 - - - 32,646 134,258 350,570 53,646 155,258 371,570 21 50 - - - 34,138 152,553 420,156 55,138 173,553 441,156 22 51 - - - 35,706 173,394 503,643 56,706 194,394 524,643 23 52 - - - 37,353 197,136 603,811 58,353 218,136 624,811 24 53 - - - 39,083 224,185 723,994 60,083 245,185 744,994 25 54 - - - 40,898 255,001 868,193 61,898 276,001 889,193 26 55 - - - 42,802 290,110 1,041,209 63,802 311,110 1,062,209