Budget Worksheet

It’s easy to prepare a budget. Common categories are included in this worksheet – just fill in the amount you typically spend in the Budget column. Use the Actual column to record spending to see if your budget is on target or needs to be adjusted. Check your billing statements and receipts for the most accurate numbers.

Monthly Expenses Budget Actual

Deductions

Savings (to be set aside) $ $

Child Support/Alimony $ $

Other: $ $

Housing

Rent/Mortgage Payment $ $

Utilities (e.g. Gas, Water, Electric) $ $

Home Insurance and Taxes $ $

Home Owner’s Association Fees $ $

Cable/Satellite/Streaming Service $ $

Internet $ $

Phone $ $

Other: $ $

Debt Payment

Credit Card Payments $ $

Student Loans $ $

Other: $ $

Food

Groceries $ $

Dining Out/Fast Food $ $

Campus Meal Plan $ $

Other: $ $

Transportation

Car Payment $ $

License and Registration $ $

Gas/Oil $ $

Normal Car Maintenance $ $

Public Transit, Parking, Toll $ $

Other: $ $

Family

Day Care/Babysitting $ $

Activities/Lessons $ $

Pet Sitting $ $

Other: $ $

Monthly Expenses Budget Actual

Personal and Health

Clothing $ $

Personal/Care Products $ $

Haircuts $ $

Monthly Dues/Fees $ $

Insurance (Health, Life) $ $

Doctor/Dentist Visits $ $

Prescriptions/OTC Drugs $ $

Laundry/Dry Cleaning $ $

Other: $ $

Education

Tuition $ $

Books/Fees $ $

Supplies $ $

Other: $ $

Entertainment

Concerts/Movies $ $

Sporting Events $ $

Sports/Recreation Equipment $ $

Music, Streaming Services, Video Games $ $

Other: $ $

Miscellaneous/Unexpected

Gifts/Charity $ $

Pet Supplies/Vet $ $

Traffic Ticket $ $

Car Repair $ $

Home Repair/Improvement $ $

Entertaining Guests $ $

Other: $ $

Monthly Net Income $ $

= Monthly Spendable Income $ $

- Total Expenses (from above) $ $

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