budget planner an excel gift

FAQ'sWhy is the planner password protected?We password protect our planner in order to maintain the integrity of the calculations (we do not provide the password to unprotect).

cells are password protected.

How can I add additional rows?If you need a Budget Planner with additional rows for each category, follow these simple steps and download the expanded version.1. Make sure you're online

3. Save Excel file to your computer

How do I change the category names?You can change the default categories/subcategories on either one of the budget sheets (Quick Budget or Budget by Month).These new titles will flow through each sheet of the planner.

Where can I download the Pound Sterling (£) version?1. Make sure you're online.


Where can I download my free Net Worth Calculator?1. Make sure you're online.


Why aren't my category names flowing through the rest of the sheets in the planner?Make sure "Use this budget for comparison purposes" is selected at the top of the budget sheet you decide to use. Once this selection is made, your new titles will flow through each sheet of the planner.

Why do I see a #REF! (or #VALUE!) on the Tracking sheet and Comparison sheet?This is caused by cutting and pasting (or moving) cells. Go ahead and send your planner to and we'll correct the issue within 1-2 business days.

Why can't I hide (or change the width of) columns?Some versions of Excel make it difficult to hide or widen columns when the sheet are password protected. If you're having difficultywith the columns widths, send your planner to and we'll send it back to you in 1-2 business days.

Why can't I change the category names on the Daily Spending sheet?You can change the default categories/subcategories on either one of the budget sheets (Quick Budget or Budget by Month).These new titles will flow through each sheet of the planner, including the Daily Spending sheet*Make sure "Use this budget for comparison purposes" is selected at the top of the budget sheet you decide to use. Once this selection is made, your new titles will flow through each sheet of the planner.

Why doesn't the Quick Budget sheet link to the Budget by Month sheet?Both the Quick Budget and the Budget by Month sheet are budget sheets, but you will need to choose one or the other. The Quick Budgetsheet is meant for budget's that don't change from one month to the next. The Budget by Month sheet is meant for budgets that vary onemonth to the next. It's up to you which one you decide to use.*Make sure "Use this budget for comparison purposes" is selected at the top of the budget sheet you decide to use. Once this selection is made, your category names and budgeted amounts will flow through each sheet of the planner.

For questions not addressed above, please contact us at:

OverviewInstructionsYou may move from worksheet to worksheet by clicking on the dark blue buttons located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders:Use the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menuprovided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet. Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for comparison purposes instead.)

Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".Make sure "Use this budget for comparison purposes" is selected if you are building a budget by month. (If this box is not selected,the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section. These figures will be compared to your budgeted figures on the "Comparison" page.

Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the "Income" section

This ensures that the calculations and graphs work properly. Only the white cells in the planner are open for input; the blue shaded

2. Download Budget Planner_Expanded_Daily Linked

2. Download Budget Planner_Daily Linked_Pounds

2. Download Net Worth Calculator

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Quick Budget

Budget by Month

Tracking

Comparison

Budget Planner Daily Linked - FAQ's & Overview

$400

Quick Budget

Budget By

Month

Before using this planner please read these FAQ's

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Complete Planner Discount (all 8 personal planners) a Since you've already purchased the Budget Planner, we can offer you the Complete Planner for only $29.95 (listed at $39.95 on our website). The Complete Planner includes:-Budget Planner- Retirement Planner -Investments Planner -Net Worth Calculator-Calendar Planner -401k Calculator -Mortgage Planner -2006 Tax Calculator(email us at or click here:

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http://www.simpleplanning.net/Download/Budget%20Planner_Expanded_Daily%20Linked.xls

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We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping you stick to your budget.

Financial Calculators available at www.simpleplanning.com- Budget Planner - Mortgage Calculator -- Investment Calculator - Tax Calculator - P&L Planner- Retirement Planner - 401k Calculator - Invoice Template- Net Worth Planner - Calendar Planner -

Software License AgreementSimpleplannings.com grants usage of this financial planning "software" under the following terms and conditions:After the purchasing and downloading of this software from Simpleplanning.com, the purchaser is granted a "license" to use this product.The "licensee" may make copies of this product in an amount that does not exceed the number of licenses originally purchased fromSimpleplanning.com, or for the purpose of creating a backup copy.This file or the software contained in this file shall not be transferred to a non-licensee without the written consent from Simpleplanning.com.

Limitation of LiabilitySimpleplanning.com will not be held liable for damages in the event of, but not limited to inaccurate assumptions, calculation errors,software, hardware, data and network failure and profit/savings losses as a result of using this software.

Daily Spending

Complete Planner for $39.95 (includes all 8 personal planners)

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Chart:

Frequency Amount Monthly Yearly

Total Income (net) $ - $ - Salary/Wages Monthly $ - $ - Salary/Wages (Spouse) Monthly $ - $ - Other Monthly $ - $ - Other Monthly $ - $ - Other Monthly $ - $ -

$ - $ -

Transportation $ - $ - Auto Loan/Lease Monthly $ - $ - Insurance Yearly $ - $ - Gas Monthly $ - $ - Maintenance Monthly $ - $ - Registration/Inspection Yearly $ - $ - Bus/ Train Monthly $ - $ - Other Monthly $ - $ - Other Monthly $ - $ -

Home $ - $ - Mortgage Monthly $ - $ - Rent Monthly $ - $ - Maintenance Monthly $ - $ - Insurance Monthly $ - $ - Furniture Monthly $ - $ - Household Supplies Monthly $ - $ - Groceries Monthly $ - $ - Real Estate Tax Monthly $ - $ - Other (parents) Monthly $ - $ - Computer and printer Monthly $ - $ -

Utilities $ - $ - Phone - Home Monthly $ - $ - Phone - Cell Monthly $ - $ - Cable Monthly $ - $ - Gas Monthly $ - $ - Water Monthly $ - $ - Electricity Monthly $ - $ - Internet Monthly $ - $ - Waste Water Yearly $ - $ - Other Monthly $ - $ -

Health $ - $ - Dental Monthly $ - $ - Medical Monthly $ - $ - Medication Monthly $ - $ - Vision/contacts Monthly $ - $ - Life Insurance Monthly $ - $ - Other (Barbershop) Monthly $ - $ - Other Monthly $ - $ -

Entertainment $ - $ - Memberships Monthly $ - $ - Dining out Monthly $ - $ - Events Monthly $ - $ - Subscriptions Monthly $ - $ - Movies Monthly $ - $ - Music Monthly $ - $ - Hobbies Monthly $ - $ - Travel/ Vacation Monthly $ - $ - Books Monthly $ - $ - Other Monthly $ - $ -

Miscellaneous $ - $ - Dry Cleaning Monthly $ - $ - New Clothes Monthly $ - $ - Donations Monthly $ - $ - Child Care Monthly $ - $ - Tuition Yearly $ - $ - College Loans Monthly $ - $ - Pocket Money Monthly $ - $ - Gifts Monthly $ - $ - Credit Card Monthly $ - $ - Other Monthly $ - $ - Other Monthly $ - $ - Other Yearly $ - $ -

Quick Budget

Spending Total:

Income

Transportation Home UtilitiesHealth Entertainment Miscellaneous

$0 $1 $1

$-

$-

$-

Balance Income Expense

or create a budget by month

Budget Summary

Spending Summary

C79

Weddings, Birthdays, Christmas, etc.

5

Chart:

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 0 MonthsJan to Date

Total Income (net) $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - 0

Salary/Wages $ - 0

Salary/Wages (Spouse) $ - 0

Other $ - 0

Other $ - 0

Other $ - 0

$ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - 0

Transportation $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - 0

Auto Loan/Lease $ - 0

Insurance $ - 0

Gas $ - 0

Maintenance $ - 0

Registration/Inspection $ - 0

Bus/ Train $ - 0

Other $ - 0

Other $ - 0

Home $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - 0

Mortgage $ - 0

Rent $ - 0

Maintenance $ - 0

Insurance $ - 0

Furniture $ - 0

Household Supplies $ - 0

Groceries $ - 0

Real Estate Tax $ - 0

Other (Parents) $ - 0

Other $ - 0

Utilities $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - 0

Phone - Home $ - 0

Phone - Cell $ - 0

Cable $ - 0

Gas $ - 0

Water $ - 0

Electricity $ - 0

Internet $ - 0

Other $ - 0

Other $ - 0

Health $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - 0

Dental $ - 0

Medical $ - 0

Medication $ - 0

Vision/contacts $ - 0

Life Insurance $ - 0

Other $ - 0

Other $ - 0

Entertainment $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - 0

Memberships $ - 0

Dining out $ - 0

Events $ - 0

Subscriptions $ - 0

Movies $ - 0

Music $ - 0

Hobbies $ - 0

Travel/ Vacation $ - 0

Other $ - 0

Other $ - 0

Miscellaneous $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - 0

Dry Cleaning $ - 0

New Clothes $ - 0

Donations $ - 0

Child Care $ - 0

Tuition $ - 0

College Loans $ - 0

Pocket Money $ - 0

Gifts $ - 0

Credit Card $ - 0

Other $ - 0

Other $ - 0

Other $ - 0

$0 $1 $1

$-

$-

$-


Spending Total:

Income

Budget By Month

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec$0

$1

$1

Expense Income


or create a quick budget

Budget Summary

Spending Summary

Budget by Month

Chart:

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan to Date

Total Income (net) $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Salary/Wages $ - Salary/Wages (Spouse) $ - Other $ - Other $ - Other $ -

Over Budget

Total Spending: $ - $ - $ 26 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 26

Transportation $ - $ - $ 26 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 26 Auto Loan/Lease $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Insurance $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Gas $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Maintenance $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Registration/Inspection $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Bus/ Train $ - $ - $ 26 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 26 Other $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Other $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ -

Home $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Mortgage $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Rent $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Maintenance $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Insurance $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Furniture $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Household Supplies $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Groceries $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Real Estate Tax $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Other (parents) $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Computer and printer $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ -

Utilities $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Phone - Home $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Phone - Cell $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Cable $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Gas $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Water $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Electricity $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Internet $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Waste Water $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Other $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ -

Health $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Dental $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Medical $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Medication $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Vision/contacts $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Life Insurance $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Other (Barbershop) $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Other $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ -

Entertainment $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Memberships $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Dining out $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Events $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Subscriptions $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Movies $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Music $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Hobbies $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Travel/ Vacation $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Books $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Other $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ -

Miscellaneous $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Dry Cleaning $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - New Clothes $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Donations $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Child Care $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Tuition $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - College Loans $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Pocket Money $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Gifts $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Credit Card $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Other $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Other $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Other $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ -

Spending

Income

Tracking

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec$0

$5

$10

$15

$20

$25

$30

Expense Income

$0 $1 $1

$-

$-

$-


Actuals by Month

Actual Income/Spend Summary

Compare to Budget May

Budget May Actual Vs Budget

Total Income (net) $ - $ - $ - Salary/Wages $ - $ - Salary/Wages (Spouse) $ - $ - Other $ - $ - Other $ - $ - Other $ - $ -

Total Spending: $ - $ - $ -

Transportation $ - $ - $ - Auto Loan/Lease $ - $ - $ - Insurance $ - $ - $ - Gas $ - $ - $ - Maintenance $ - $ - $ - Registration/Inspection $ - $ - $ - Bus/ Train $ - $ - $ - Other $ - $ - $ - Other $ - $ - $ -

Home $ - $ - $ - Mortgage $ - $ - $ - Rent $ - $ - $ - Maintenance $ - $ - $ - Insurance $ - $ - $ - Furniture $ - $ - $ - Household Supplies $ - $ - $ - Groceries $ - $ - $ - Real Estate Tax $ - $ - $ - Other (parents) $ - $ - $ - Computer and printer $ - $ - $ -

Utilities $ - $ - $ - Phone - Home $ - $ - $ - Phone - Cell $ - $ - $ - Cable $ - $ - $ - Gas $ - $ - $ - Water $ - $ - $ - Electricity $ - $ - $ - Internet $ - $ - $ - Waste Water $ - $ - $ - Other $ - $ - $ -

Health $ - $ - $ - Dental $ - $ - $ - Medical $ - $ - $ - Medication $ - $ - $ - Vision/contacts $ - $ - $ - Life Insurance $ - $ - $ - Other (Barbershop) $ - $ - $ - Other $ - $ - $ -

Entertainment $ - $ - $ - Memberships $ - $ - $ - Dining out $ - $ - $ - Events $ - $ - $ - Subscriptions $ - $ - $ - Movies $ - $ - $ - Music $ - $ - $ - Hobbies $ - $ - $ - Travel/ Vacation $ - $ - $ - Books $ - $ - $ - Other $ - $ - $ -

Miscellaneous $ - $ - $ - Dry Cleaning $ - $ - $ - New Clothes $ - $ - $ - Donations $ - $ - $ - Child Care $ - $ - $ - Tuition $ - $ - $ - College Loans $ - $ - $ - Pocket Money $ - $ - $ - Gifts $ - $ - $ - Credit Card $ - $ - $ - Other $ - $ - $ - Other $ - $ - $ - Other $ - $ - $ -

$0 $1 $1

$-

$-

$-

$-

$-

$-

Balance (Savings) Income Expense

Tracking

Budget

Spending

Income

Comparison

0 00 00 00 00 00 0


TrackingBudget

Spending Comparison

Tracking vs Budget Summary

Month: Jan

1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ -

Transportation $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Auto Loan/Lease $ - Insurance $ - Gas $ - Maintenance $ - Registration/Inspection $ - Bus/ Train $ - Other $ - Other $ -

Home $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Mortgage $ - Rent $ - Maintenance $ - Insurance $ - Furniture $ - Household Supplies $ - Groceries $ - Real Estate Tax $ - Other (parents) $ - Computer and printer $ -

Utilities $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Phone - Home $ - Phone - Cell $ - Cable $ - Gas $ - Water $ - Electricity $ - Internet $ - Waste Water $ - Other $ -

Health $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Dental $ - Medical $ - Medication $ - Vision/contacts $ - Life Insurance $ - Other (Barbershop) $ - Other $ -

Entertainment $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Memberships $ - Dining out $ - Events $ - Subscriptions $ - Movies $ - Music $ - Hobbies $ - Travel/ Vacation $ - Books $ - Other $ -

Miscellaneous $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - Dry Cleaning $ - New Clothes $ - Donations $ - Child Care $ - Tuition $ - College Loans $ - Pocket Money $ - Gifts $ - Credit Card $ - Other $ - Other $ - Other $ -

Spending

Daily Spending Record

Month: Feb









Spending


Month: Mar


Total Day's Spending: $ 26 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 26

Transportation $ 26 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 26 Auto Loan/Lease $ - Insurance $ - Gas $ - Maintenance $ - Registration/Inspection $ - Bus/ Train $ 26 $ 26 Other $ - Other $ -






Spending


Month: Apr









Spending


Month: May









Spending


Month: Jun









Spending


Month: Jul









Spending


Month: Aug









Spending


Month: Sep









Spending


Month: Oct









Spending


Month: Nov









Spending


Month: Dec









Spending
