book feb 1 final

8/14/2019 Book Feb 1 Final

1/32

Vol. 1 Issue 2 THE EVER READY UNIVERSAL GUIDE Feb 2003 Vol. 1 Issue 2 THE EVER READY UNIVERSAL GUIDE Feb 2003

THE EVER READY

UNIVERSAL GUIDE

for the Use of

Police department

Insurance Companies

Banks and Financial Institutions

A READY RECKONER

To trace more number of Stolen Vehicles

Price Rs. 100/-


2/32


1 2

Editorial

We were discussing the problems,

faced by Insurance companies due to

frauds perpetrated on them by

unscrupulous elements, with the

Divisional Manager of Insurance

Company. While discussing a case on

hand, he mentioned in the passing, a very

interesting quote

A mind cannot conceive impossi-

bilities

His explanation is that if and when

a mind conceives an idea, IT IS

ACHIEVABLE!. The only difference isthat the quantum & complexity of the

MEANS to the achievement of the goal

is directly proportional to the magnitude

of the conceived idea. According to him

many roadblocks will be thrown in the

path towards achieving a goal, testing the

person concerned. He who works his way

around all these roadblocks without

getting dejected and bogged down will see

that his idea is materialized.

- HOW TRUE? !

In a country like ours with diverse

cultures, religions, races rubbing shoulder

to shoulder the problems faced by all

INDEX

1 Editorial 2

2 How to use this Ready reckenor (Police department) 6

3 How to use this Ready reckenor ( Insurance companies) 7

4 Ready reckenor List (Chassis No./Engine No. - wise) 8

5 Ready reckenor List (AR # - wise Insurers/Police details) 32

6 Interesing Case History 51

7 Ready Reckoner (List of recovered vehicles) 52

8 All about Investigations -

FAQ 56

Form of Authetication Letter for entries 58

Form for Details of recovered vehicles 59

Subscription requisition 60

Importance of PIN

sections of the Government machinery are

so complex that it takes enormous

patience and perseverance to CONTROL

& AT THE SAME TIME DEVELOPE

the country. Unfortunately the individual

departments of the Government haveevolved their own way of working and

the interactions between departments are

entangled in lengthy procedures.

Insurance and Police are two different

entities, entirely different in their

objectives and ways of functioning. The

Police are service oriented and Insurance

is commercially oriented. Insurance

industry has grown many folds in the past

decades and many Private Insurancecompanies entered the Indian Market.

Unfortunately the market is accustomed

to easygoing ways of Public Sector

Insurance Companies. By the entry of

Private Insurance Companies the field is

thrown open to enormous pressures that

are mounting upon the GIC and its

subsidiaries. One area, which has blown

out of control, is TP claims. Recently

there was a press report about fraudulent

TP claims amounting to Crores of rupees.

Official enquiries are going on. But the

question isBEFORE this revelation how

much would have gone.

This is where the Insurance Industry


3/32


3 4

needs help from the Police. The ideal

solution would be; immediately after an

accident the Insurance Industry must rush

to the spot, negotiate and make an on-the-

spot assessment and settle the claim then

and there. IMPOSSIBLE? We areconvinced that it is possible. But the first

step must come from the Insurance

companies. As a rule they await a court

ruling before accepting their liabilities.

This one aspect creates possibilities for

defrauding by unscrupulous elements.

Analyzing the whole issue, it is distilled

to the fact that a system has been evolved

over the years by commission or

omission. Thus there is only one way toresolve this contentious issue. Change the

system! Is it Possible?

WHY NOT?

This question must come from

Insurance companies for an effective

solution and the answer will evolve much

more quickly and the system revamped

in the near future. In TP claims, the

control is impossible without the active

help from the Police. There is a general

misconception in public that the Insurance

will pay for anything Middlemen utilize

this and create avenues to defraud the

Insurance companies. Indias population

is spread in rural areas where day-to-day

livelihood is a battle. In such a situation

ANY INCOME IS WELCOME.

Accident that occurs inside a house is

converted to Road Traffic Accident and

right from the FIR to the doctorscertificate and witness statements are

doctored to obtain a ruling from the

courts. Thus Insurance Companies suffer

loss by simple OMISSION.

As Insurance Investigators we made

an attempt to resolve this issue, an onerous

task. But it is not impossible. It is our

conviction and belief that this can be

achieved by methodical approach to the

relationship between Insurance

Companies and Police. One common area

is the subject of stolen vehicles. Police

have unearthed in the past illegal set ups

acting like parallel RTOs, forging

documents like RC Book, Driving

Licenses, NOCs etc. Before the Police

caught them, thousands of such forged

documents would have found their way

into the market and stolen vehicles getsre-registered at the regular RTOs and

obtainLEGITIMATE REGISTRATION

CERTIFICATE and get their Insurance

cover in the RIGHT ROYAL ROUTE. It

is upto the Insurance companies to weed

out such vehicles. Thus we were

convinced that this is the first area to be

concentrated in the path leading to the

final goal of TP Claim Control. The idea

of AMARAN REGISTER OF LOST

VEHICLE was born.

The 25th All India Criminology

Conference held in New Delhi, attended

by the Publisher of this Monthly, was an

eye opener and strengthened our

conviction and the preparation was on

way to launch this Publication. We took

the plunge and released a Pilot issue and

sent all over India for assessing the

impact. The response was encouraging

and we took the next step. The whole

schematic was reviewed; name of

publication changed from Amaran

Register of Lost Vehicles to The Ever

Ready Universal Guide and all

formalities of authentication complied

with on 6th January 2003. In the first

official issue we had retained most of the

articles and editorial from the Pilot Issue,

but the Ready Reckoner was updated with

DATA collected from Insurers.

The 26th All India Criminology

Conference held at the University of

Madras on the 26th-28th of December 2002

just confirmed our path and goal. His

Excellency, the Governor of Tamilnadu,

Shri P. S. Ramamohan Rao, who made

the Inaugural Address, asked many

question. One of them was what action

has been taken after the 25th Conference

held at New Delhi. Our answer to this

question lies in the first Para of our Pilot

Issue and the first Official Issue. It is a

quote from the souvenir released on that

occasion about crime control and

coordinated action on the part of all

sections of Society. We, basically evolved

from being Insurance Investigators, took

the quote seriously and the Publication is

born.

The Theme Paper presented by Shri

K. Radhakrishnan, I.P.S, Inspector

General of Police (DVAC, Chennai

formerly Commissioner of Police

Coimbatore) highlighted the importance

of his strategy involving the civil society

completely to isolate the terrorists.

All the Police Officers who talked

on various subject unanimously stressedone point that is - public participation

in the effort to prevent and control crime.

There are many avenues through which

each individual can contribute towards

this. Ours is this monthly publication.


4/32


HOW TO USE THIS READY RECKENOR(Police department)

This Ready Reckenor is designed to help the Police Personnel engaged

in routine checks at

Highways

Check posts

Busy junctions in a town/city

Air Port Parking Lot

Railway Station Parking Lots

Cinema Halls Parking Lots

Automobile Garages

And places where search is made on Court Orders

The Lists given in the following pages are in ascending order and vehicle

(make/model) wise. To locate a Chassis number, look under the appropriate

vehicle make/model classification. For Example if you are checking a

HEROHONDA Splendor, look under the heading HeroHonda-Splendor. The

Chassis number is listed separately and the engine number is listed separately

as they are separate units and can be inter-changed.

Check the vehicle RC with the number on the vehicle

Compare the chassis/engine number with the List

If matching number not found clear the vehicle.

If a matching number is found note the corresponding

AR Number.

Go to the next section of Ready reckenor where the details of Insurance

Company, Police station, and FIR Number are given against the reference

AR Number.

Note the details and contact the nearest office of the Insurers and/or notify

AMARAN REGISTER Private Limited.

ABOUT SMARTFLATS

The SmartFlats is a unique, powerful, multilingual, user-friendly and novel

software meant for exclusive use by the associations of apartments. SmartFlats deals

perfectly with all the aspects of Apartments with the absolute intention of providing

total solution for Apartment management. This software has been developed using

Visual Basic and MS Jet Engine.

The ultimate difference of this software is its comprehensiveness and the simplicity

with which it performs the complex tasks of Apartment managers.

SmartFlats is capable of maintaining the particulars of

Owners and Residents

Occupancy and Vacancy of Flats

Occupancy and Vacancy of Parking slots

Infra-structural facilities available

Staff and Servants appointed by the association, owners and residents

SmartFlats maintains the visitors and their details.

Complete accounting system for the transactions related to the associations

(Subscription, Salary, Receipts and Payments, etc.,)

Search facility on any of the above information

Dynamic Report generation with search results

Registration of Suggestion and Complaints

Encumbrance particulars of the Owners and Residents. (This will be useful to

trace out any one who Owned / Resided in a Flat in the past)

SmartFlats display all the Captions, Labels and Messages in five languages.

(English, Tamil, Hindi, Telugu, Kannada)

Note from Editor :A firm of Software developers sent to us a Software specially created

for Management of flats. On trying it out we found that this will be very useful in tracing

people wanted by the police. For enquiries please contact the publishers.

5 6


5/32


7 8

HOW TO USE THIS READY RECKONER

(Insurance Companies)

In spite of the sincere efforts of the Police Personnel, it is getting more

and more difficult to weed out stolen vehicles that get regularized through

devious means (forged RC book, forged NOCs, and then re-registered through

regular legal RTOs). These vehicles ply on road and get their insurance cover

without any problem. Till to date there is no way for an Insurer to verify this

clever manipulation.

NOW IT IS EASY TO WEED OUT SUCH VEHICLES

PROCEDURE:

Whenever a vehicle come for renewal of Policy, obtain a copy of RC attested

by the insured him/her self for records.

Check the Engine and Chassis Number with the list given in the Ready

Reckoner.

If a match is found note the AR number against it.

Go to the next section of Ready Reckoner and check the AR Number.

Note the Details of Insurers/Police FIR etc. and take appropriate action

If such vehicles are already under claim the Insurers have the option of

stopping the payment and then take necessary action. This is not only

loss prevention but also by initiating action with the help of the Police

recover some value in the process.

When this Ready Reckoner is updated regularly, it will help in reducing

overall costs for the Police and help them to recover more number of stolen

vehicles, thereby help the Loss Minimization efforts of the Insurance

Company

This system can be extended to costly equipments like Laptops. Insurers

may send in suggestions for improving this system. Ultimately it is for them

THE EVER READY

UNIVERSAL GUIDE

READY RECKONER

SECTION I

ALPHEBETICAL LIST OF

STOLEN VEHICLES

MAKE/MODEL

AND

CHASSIS & ENGINE NUMBERS

IN ASCENDING ORDER


6/32


7/32


11 12

BAJAJ CALIBER (CONTD)

Chassis # AR # Engine # AR #

DDFBEM 66129 000412 DDMBEM 69168 000412

DDFBFE 44261 000291 DDMBFE 83307 000291

DDFBFF 87515 000292 DDMBFF 94468 000292

DDFBGC 78706 000275 DDMBGC 28086 000275

DDFBHB 52188 000252 DDMBHB 12180 000252

BAJAJ CHETAK


03 C 501 180289 000289 03 E 502 178137 000289

06 C 1100213 000464 06 C 1137240 000464

06 C 703788 000170 06 E 740043 000170

06 C 803088 000128 06 E 833372 000128

06 C 8103 136224 000174 06 F 1100514 00052806 D 96 P 67336 000265 35 E 96 K 48759 000280

06 F 1064023 000528 6 F 8103 165912 000174

35 C 96 K 11262 000280 85 P 96 F 67818 000265

W 06 C 016260 000012 W 06 E 016424 000012

BAJAJ KB 100


3 DC 079689 000434 30 M 94 D 06589 000220

30 C 099117 000349 3 DE 076447 000434

30 F 94 D 07699 000220 30 E 097862 000349

BAJAJ LEGEND


28 CBFH 39808 000290 28 EBFH 40157 000290

BAJAJ M80


16 C 94G35760 000181 16 E 94G35812 000181

16 C 95 K 10007 000321 16 E 95 K 09122 000321

16 C 96 K 69063 000206 16 E 96 K 69037 000206

16 CBEC 33864 000453 16 EBCL 25617 00046216 CBEE 57820 000411 16 EBEC 35803 000453

16 CBFK 15371 000214 16 EBEE 57832 000411

16 CBGE 08648 000373 16 EBFK 18720 000214

16 CBGK 56342 000455 16 EBGE 10501 000373

16 CBHF 84103 000377 16 EBGK 58571 000455

16 EBCL 25602 000462 16 EBHF 86840 000377

BAJAJ SUNNY, RAVE


33 F 96 J 87464 000487 33 M 96 J 87391 00048734 CBDG 14207 000552 34 EBDG 14044 000552

BAJAJ SUPER, SUPER FE


08 C 93 M 91527 000300 08 E 93 M 04989 000300

W 05 C 260260 000027 W 05 E 248621 000027

BAJAJ TEMPO


3 FD 19747 000178 3 D 184403 000178

ENFIELD BULLET


181971/8JX 000081 181971 000081

9 B 393144 000088 393144 000088

OB 420405 000147 OB 420405 000147


8/32


13 14

ENFIELD EXPLORER


618735 CB 000173 318690 CB 000173

B 63437 C 2 000344 363175 C 2 000344

ENFIELD SILVERPLUS


A 50072 E7 000075 203610 E7 000075

FORD IKON


MAJAXXMRTA 05848 000199 YA 05848 000199

HERO MAJESTIC


MD 086955 000009 MH 339658 000042

MP 039345 000042 MH 365656 000009

HERO PANTHER


CPB 054492 000131 ENB 079810 000131

HEROHONDA CD 100, CD 100 SS & DX


01 G 13 F 00063 000400 01 G 13 E 00024 000400

11331 000342 21543 000342

94 G 12 F 08414 000423 94 G 10 E 12310 000423

95 M 12 F 01444 000155 95 M 10 E 01225 000155

96 L 12 F 01607 000284 96 L 10 E 01495 000284

97 A 10 F 7357 000370 97 A 10 E 16021 000370

98 D 10 F 02886 000149 98 B 10 E 02709 000149

99 B 10 F 09656 000273 99 B 10 E 18201 000273

HEROHONDA CD 100, CD 100 SS & DX (CONTD)


99 D 12 A 12092 000371 99 E 10 E 11949 000270

99 E 12 F 05995 000270 99 H 10 E 08200 000268

99 H 10 F 06239 000268 9910 E 22860 000371

B 10 F 075853 000064 B 10 E 075787 000064

B 10 F 100107 000119 B 10 E 100242 000119

D 10 F 194376 000020 D 10 E 194311 000020

D 10 F 213771 000039 D 10 E 213556 000039

D 10 F 230063 000021 D 10 E 2302259 000021

D 10 F 237815 000019 D 10 E 2337482 000019

D 10 F 254540 000116 D 10 E 254568 000116

F 10 F 368223 000098 F 10 E 375697 000098

F 10 F 380646 000105 F 10 E 393271 000105

HEROHONDA SLEEK


E 11 F 009179 000172 E 10 E 350828 000172

HERO HONDA SPLENDOR


00 A 10 F 10829 000355 00 M 18 M 22705 000489

00 B 19 F 07774 000404 00 E 18 M 10170 000308

00 B 20 C 03366 000447 00 A 10 E 22143 000355

00 E 20 C 09920 000308 00 B 17 E 07158 000404

00 F 20 C 11321 000360 00 B 18 M 03578 000447

00 F 20 C 16430 000222 00 C 18 E 15957 000352

00 F 20 C 17810 000210 00 F 18 E 10777 000369

00 F 20 F 10954 000369 00 F 18 E 10784 000325

00 F 20 F 11097 000325 00 F 18 M 10748 000360

00 G 20 C 22611 000387 00 F 18 M 15098 000222

00 L 20 C 09228 000238 00 F 18 M 18084 000210


9/32


15 16

HERO HONDA SPLENDOR (CONTD)


00 L 20 C 27774 000358 00 G 18 M 22696 000387

00 M 20 C 22612 000489 00 L 18 M 09123 000238

00 M 20 F 26843 000406 00 L 18 M 19789 000366

00120 C 19720 000366 00 L 18 M 27752 000358

0020 F 14844 000352 00 M 18 E 25958 000406

01 B 20 C 23112 000350 00798 000376

01 B 20 F 01745 000556 01 B 18 E 01343 000556

01 G 20 C 06790 000297 01 B 18 M 23274 000350

01 G 20 F 12083 000378 01 G 18 B 12199 000378

07744 000157 01 G 18 M 00521 000297

95 D 19 F 00870 000219 08004 000157

95 K19 F 02438 000533 95 D 17 E 00602 000219

95 L 19 F 02947 000472 95 K 17 E 02547 000533

95 M 19 F 05884 000457 95 L 17 E 02896 000472

96 F 19 F 05169 000439 95 M 17 E 05798 000457

96 G 19 F 03868 000205 96 F 17 E 05192 000439

96 G 19 F 04601 000484 96 G 17 E 03624 000205

97 F 17 E 63639 000320 96 G 17 E 04545 000484

97 F 19F 09089 000250 97 F 17 E 03444 000320

97 G 19 F 07919 000264 97 F 17E 10196 000250

97 G 19 F 09719 000324 97 G 17 E 08190 000264

97 J 19 F 08024 000438 97 G 17 E 09009 000324

97 J 19 F 09920 000327 97 J 17 E 08156 000438

97 J 19 F 11531 000322 97 J 17 E 10435 000327

97 K 19 F 03142 000319 97 J 17 E 11913 000322

97 K 19 F 08186 000396 97 K 17 E 03069 000319

97 K 19 F 09591 000249 97 K 17 E 08038 000396

97 M 19 F 30892 000541 97 K 17 E 09900 000249

98 A 19 F 04572 000354 97 M 17 E 30853 000541

98 B 19 F 04860 000449 98 A 17 E 04939 000354

HERO HONDA SPLENDOR (CONTD)


98 D 19 F 03986 000301 98 B 17 E 04798 000449

98 D 19 F 06684 000463 98 D 17 E 03583 000301

98 F 19 F 05465 000150 98 D 17 E 06348 000463

98 G 12 F 01360 000473 98 F 17 E 05455 000150

98 G 19 C 06047 000241 98 G 10 E 00617 000473

98 G 19 F 01100 000495 98 G 17 E 00994 000495

98 G 19 F 05736 000257 98 G 17 E 6103 000257

98 G 19 F 09061 000227 98 G 17 M 05250 000241

98 H 19 C 02106 000395 98 H 17 M 01989 000395

98 J 12 F 11536 000372 98 J 10 S 22645 000372

98 J 19604547 000471 98 J 17 M 05430 000471

98 L 19800504 000518 98 L 17 M 00541 000518

99 D 19 C 02687 000385 98817 E 09026 000227

99 D 19 C 09360 000318 99 D 17 M 02641 000385

99 E 12 F 06611 000361 99 D 17 M 09345 000318

99 F 19 C 08774 000452 99 E 10 E 12811 000361

99 G 19 C 00985 000389 99 F 17 E 01887 000347

99 G 19 C 09992 000213 99 F 17 M 07533 000452

99 G 19 F 09206 000347 99 G 17 M 00405 000389

99 H 19 C 03689 000196 99 G 17 M 10148 000213

99 H 19 C 08083 000553 99 H 17 E 07866 000367

99 H 19 C 11365 000557 99 H 17 M 02528 000196

99 H 19 C 11769 000309 99 H 17 M 06910 000553

99 H 19 F 08162 000367 99 H 17 M 10802 000309

99 J 19 C 10078 000481 99 H 17 M 10978 000557

99 M 17 C 00807 000376 99 J 17 M 08517 000481

99 M 19 C 08528 000403 99 M 117 M 09091 000414

99 M 19 C 2418 000414 99 M 17 C 05321 000403

C 10 F 107487 000418 C 10 E 107623 000418

C B 03003788 000353 C B 13005046 000353


10/32


17 18

KELVINATOR AVANTI


095279596 000083 214804324 000072

48220548 000072 320980544 000083

KINETIC HONDA


NIEF 128589 000123 569788 NIECM 000326

NIEGA 254622 000139 NIEC 0 28298 000127

NIERB 941406 000448 NIEE 119238 000424

NIFC 028347 000127 NIEF 129882 000123

NIFCM 579566 000326 NIEFE 190112 000115

NIFE 119238 000424 NIEGA 248176 000139

NIFFE 190622 000115 NIEHD 346068 000201

NIFHD 355851 000201 NIEKM 471128 000445

NIFKA 484511 000490 NIEMF 628458 000451

NIFKM 481537 000445 NIENE 735601 000390

NIFMF 635696 000451 NIEPX 822280 000544

NIFNE 741438 000390 NIERB 937054 000448

NIFPE 827713 000544 NIESG 093152 000402

NIFSG 097282 000402 NIESL 139279 000221

NIFSL 143705 000221 NIFKA 474102 000490

NIFTB 164067 000394 NIFTB 160431 000394

KINETIC LUNA,LUNA SUPER,SAFARI


32006593 000122 31014774 00012298 K 13043668 000328 98 K 13073055 000328

AL 19000012 000287 AL 19001568 000287

LAMBRETTA


191929 API 000022 150LI193223 000022

LML VESPA-XE-NE


C 10 C 564572 000218 AH 31849 E 000070

CH 449848 000028 CN 448397 000028

XEA 032538 000070 E 10 C 562038 000218

MAHINDRA JEEP


CI 500 DI 4 DSDS 43315 000330 DS 43315 000330

CL 550 MD 4 FVDV 204583 000331 DV 204583 000331

MAHINDRA MAXICAB


MA 1 JG 2 FAA 13 J 22317 000407 S 43356876 000407

MAHINDRA NISSAN


EYH 4 HA 375631 16823 000303 IC 15386 000303

MAHINDRA TRACTOR


A 98280 000333 3 SA 26923 000333

MARUTHI 800


357235 000314 499352 000314

SB 308 IN 1015941 000442 F 8 BIN 105745 000215

SB 308 IN 1025487 000299 F 8 BIN 1336939 000442

SS 80 FIN 140108 000215 F 8 BIN 1351167 000299


11/32


19 20

MARUTHI ESTEEM


MA 3 EBE 41 S 00 251748 000312 G 13 BIN 619545 000312

MARUTHI OMNI


956863 000338 922062 000338

ST 91 IN 136639 000482 F 8 BIN 1254496 000482

ST 91 IN 855706 000133 F 8 BIN 563754 000133

MARUTHI ZEN


429110 000305 419718 000305

MA 3 EYE 31 S 00 290303 000311 G 10 BIN 285149 AW 000311

OPEL ASTRA

Chassis # AR # Engine # AR #56 V 079528 000410 16 LZ 5010301 000410

56 V 100839 000198 16 N/R 02 FE 6849 000198

PREMIER PADMINI


A 216025 000016 PA 136635 000016

RAJDOOT ALL MODELS


115 248006 000074 111 51 245203 000074

115457806 000124 11151454813 000124

115549940 000024 1151546947 000024

777924 000010 771931 000010

908496 000082 905503 000082

959605 000063 959605 000063

981583 000085 981583 000085

SUZUKI AX 100,100R


1012 F 283254 000456 1012 M 289579 000456

1108 F 995803 000479 1108 M 050547 000479

1711 F 138240 000008 1711 M 145199 000008

1805 F 172054 000002 1805 M 178439 000002

1807 F 179362 000005 1807 M 186966 000005

1809 F 183972 000071 1808 M 188666 000071

1904 F 218258 000142 1904 M 225945 000142

3512 F 032058 000092 3512 M 040099 000092

3604 F 055587 000007 3604 M 062839 000007

3608 F 082699 000059 3608 M 089042 000059

3608 F 085622 000061 3608 M 092297 000061

3609 F 091118 000176 3609 M 097716 000176

3610 F 095107 000067 3610 M 101738 000067

3708 F 122774 000023 3708 M 129826 000023

3709 F 131812 000015 3709 M 138228 000015

4706 F 110499 000017 4705 M 116833 000017

4708 F 12546 000060 4708 M 132040 000060

5809 F 185959 000135 5809 M 192773 000135

A 908 F 272447 000113 A 908 M 271105 000113

SUZUKI MAX 100, 100 R, 100 DC


1006 F 679010 000405 1006 M 730927 000405

1008 F 721868 000261 1008 M 774136 000261

1102 F 858005 000248 1102 M 911029 0002481105 F 938302 000513 1105 F 916714 000409

1105 M 970226 000409 1105 M 992220 000513

1107 F 979223 000476 1107 M 033778 000476

1107 F 980749 000485 1107 M 035595 000485

1109 F 008506 000480 1109 M 063424 000480


12/32


21 22

SUZUKI MAX 100, 100 R, 100 DC (CONTD)


1201 F 125617 000263 1201 M 181115 000263

1201 F 145694 000545 1201 M 191762 000545

1202 F 165289 000542 1202 M 220900 000542

1612 F 737196 000233 1612 M 783113 000233

1704 F 794755 000293 1704 M 840647 000293

1704 F 803686 000469 1704 M 849464 000469

1802 F 967127 000436 1802 M 014121 000436

1803 F 9839968 000537 1803 M 030983 000537

1805 F 034381 000507 1805 M 081551 000507

1810 F 130113 000200 1810 M 177717 000200

1810 F 141355 000362 1810 M 188837 000362

1811 F 169389 000399 1811 M 217243 000399

1812 F 181246 000420 1812 M 228847 000420

1901 F 204916 000228 1901 M 252988 000228

1903 F 273113 000467 1903 M 321348 000467

1904 F 285881 000160 1904 M 334375 000160

1907 F 355790 000478 1907 M 404918 000478

1909 F 419751 000444 1909 M 465819 000277

1909 F 421139 000346 1909 M 469357 000444

1909 F 433335 000246 1909 M 471128 000346

1909 F416078 000277 1909 M 483279 000246

1910 F 452211 000375 1910 M 502353 000375

1911 F 478084 000211 1911 M 528344 000211

541453 000253 584996 000253

7606 F 655012 000153 7606 M 699949 000153

8007852 000539 9011 M 826613 000356

9011 F 775028 000356 9101 M 886416 000397

9101 F 833466 000397 9101 M 887067 000446

9101 F 834115 000446 9102 M 912047 000283

9102 F 859034 000283 9103 M 936504 000258

SUZUKI MAX 100, 100 R, 100 DC (CONTD)


9103 F 883258 000258 9104 M 962250 000202

9104 F 908901 000202 9108 M 052083 000520

9108 F 997297 000520 9109 M 076685 000363

9109 F 021549 000363 M 062776 000539

SUZUKI SAMURAI


1801 F 950810 000154 1801 M 997697 000154

7003 F 594097 000271 7003 M 645256 000271

7011 F 776237 000278 7011 M 829189 000278

7011 F 792686 000523 7011 M 844882 000523

7101 F 839062 000516 7101 M 891935 000516

7103 F 886986 000255 7103 M 939966 000255

7103 F 889958 000231 7103 M 96358 000231

7309 F 378932 000256 7309 M 410607 000256

7405 F 422332 000435 7405 M 461641 000435

7506 F 523762 000459 7506 M 567176 000459

7508 F 534605 000266 7508 M 578029 000266

7509 F 554595 000401 7509 M 598124 000401

7510 F 56326 000440 7510 M 607448 000440

7512 F 582000 000437 7512 M 625905 000437

7606 F 657393 000468 7606 M 701032 000468

7609 F 690377 000329 7609 M 735528 000329

7610 F 704676 000236 7610 M 749803 000236

7701 F 749799 000465 7701 M 795758 000465

7705 D 814776 000310 7705 M 860509 000310

7801 F 945788 000359 7801 M 006389 000217

7801 F 959361 000217 7801 M 006389 000398

7801 F 959361 000398 7801 M 992687 000359

7808 F 097878 000243 7808 M 145293 000243


13/32


24

SUZUKI SAMURAI (CONTD)


7811 F 154951 000229 7811 M 202457 000229

7903 F 268699 000337 7903 M 316915 000337

TATA 1210 SEChassis # AR # Engine # AR #

692 001 232314 000137 344 073 224273 000137

692 001 763287 000138 344 073 760422 000138

TATA 1520


344 052 127800 000087 692 D 02134831 000087

344 073 761776 000062 692 D O1 764867 000062

TATA INDICA


600142 GYZP 36615 000408 4751 D 12 GYZP 35745 000408

TATA SUMO


385003 ASQ 902836 000384 483 DL 41 ARQ 706526 000148

385003 FRQ 913912 000279 483 DL 41 ASQ 707539 000384

385003 HSQ 937885 000332 483 DL 41 FRQ 737995 000279

38503 ARQ 903379 000148 483 DL 41 HSQ 796562 000332

440 738 00589 000109 692 DO 1805081 000109

TATA TIPPER


373 094 HQQ 117769 000317 697 D 21 GQQ 123473 000317

TVS 50 XT, 50 XL


023255 11 81 000004 023483 11 81 000004

066544 2 87 000052 067045 2 87 000052

112833 07 87 000001 113414 07 87 000001

115796 07 83 000130 116170 07 83 000130

136117 10 83 000144 135836 10 83 000144

159186 1 88 000056 159707 1 88 000056

1894840684 000091 1902420684 000091

1946470684 000120 1952790684 000120

354164 000121 360361 000121

39339202/86 000118 39334902 000118

443939 000179 444405 000179

4811 F 118603 000013 4811 M 131100 000013

495808 7 87 000050 496412 7 87 000050

4967870787 000097 4974010787 000097

6902 F 163999 000003 6902M183960 000003

A 001 F 295615 000510 A 904 M 095892 000515

A 001 F 305558 000334 A 001 M 276165 000510

A 001 F 309470 000274 A 001 M 286067 000334

A 002 F 327229 000101 A 001 M 289992 000274

A 005 F 394004 000335 A 002 M 327426 000101

A 006 F 362935 000100 A 005 M 374886 000335

A 007 F 428405 000508 A 006 M 354679 000100

A 008 F 398688 000089 A 007 M 409269 000508

A 008 F 439320 000530 A 008 M 388213 000089

A 008 F 450873 000504 A 008 M 420172 000530

A 009 F 461841 000547 A 008 M 431021 000504

A 011 F 423627 000117 A 009 M 442604 000547

A 101 F 5141671 000511 A 011 M 421943 000117

A 104 F 564936 000517 A 101 M 495346 000511

A 104 F 568705 000415 A 104 M 545597 000517

23


14/32


25 26

TVS 50 XT, 50 XL


A 108 F 620142 000522 A 104 M 549360 000415

A 112 F 653986 000550 A 108 M 600528 000522

A 202 F 667874 000529 A 112 M 634227 000550

A 304 F 747658 000169 A 202 M 648165 000529

A 503 F 056846 000235 A 304 M 742955 000169A 603 F 300714 000501 A 503 M 042034 000235

A 611 F 496715 000519 A 603 M 282866 000501

A 612410886 000107 A 611 M 479613 000519

A 701 F 539279 000416 A 617240886 000107

A 701 F 550522 000339 A 701 M 522365 000416

A 702 F 571901 000208 A 701 M 533324 000339

A 707 F 699794 000483 A 702 M 554971 000208

A 709 F 727115 000288 A 707 M 682017 000483

A 803 F 871727 000500 A 709 M 709243 000288

A 804 F 023134 000049 A 803 M 853746 000500

A 807 F 938654 000162 A 804 M 031193 000049

A 808 F 970381 000491 A 807 M 920898 000162

A 809 F 110002 000108 A 808 M 952197 000491

A 812 F 145147 000096 A 809 M 101592 000108

A 901 F 166599 000106 A 812 M 142924 000096

A 903 F 184798 000045 A 901 M 164190 000106

A 904 F 114220 000515 A 903 M 187433 000045

A 905 F 148837 000488 A 905 M 130427 000488

A 906 F 168739 000226 A 906 M 150501 000226

A 908 F 197398 000267 A 908 M 178533 000267

A 908 F 203403 000493 A 908 M 1844806 000493A 908 F 203578 000492 A 908 M 184724 000492

A 908 F 267797 000044 A 908 M 269069 000044

A 909 F 2220940 000497 A 909 M 203300 000497

A 909 F 236718 000161 A 909 M 217590 000161

A 909 F 243066 000336 A 909 M 224523 000336

A 909 F 275605 000051 A 909 M 276140 000051

TVS 50 XT, 50 XL (CONTD)


A 909 F 276853 000018 A 909 M 278004 000018

A 909 F 276905 000114 A 909 M 278175 000114

A 9097 F 173173 000494 A 9097 M 154867 000494

C 008 F 358770 000143 C 008 M 383256 000143

C 805 F 046961 000048 C 805 M 047817 000048

C 809 F 091431 000014 C 809 M 096036 000014

C 811 F 136307 000065 C 811 M 138088 000065

C 901 F 169495 000066 C 901 M 168207 000066

C 905 F 2096674 000104 C 905 M 219906 000104

C 909 F 277703 000077 C 909 M 279218 000077

C 912 F 320426 000078 C 912 M 315151 000078

P 1005 F 276408 000269 P 1005 M 274228 000269

P 1107 M 443464 000421 P 1107 F 448794 000421

P 1911 F 184352 000204 P 1911 M 183677 000204

PL 91 ZF 201800 000514 PL 91 ZM 200855 000514

TVS CHAMP


001684 4 87 000046 D 310 M 808204 000306

007732 9 87 000047 001614 4 87 000046

D 001 F 294375 000212 007982 9 87 000047

D 002 F 335835 000073 D 001 M 274970 000212

D 009 F 471995 000209 D 002 M 342794 000073

D 101 F 524941 000351 D 009 M 452544 000209

D 107 F 607929 000477 D 101 NM 505509 000351

D 307 F 779650 000422 D 107 M 588472 000477

D 310 F 816270 000306 D 307 M 774864 000422

D 602 F 297289 000466 D 602 M 279966 000466

D 607 F 413935 000203 D 607 M396586 000203

D 704 F 620681 000535 D 704 M 603855 000535

D 708 F 706562 000551 D 707 M 684128 000551


15/32


27 28

TVS CHAMP (CONTD)


D 708 F 714794 000546 D 708 M 696022 000546

D 802 F 847114 000207 D 802 M 82879 000207

D 805 F 047080 000094 D 805 M 048123 000094

D 805 F 05724 000183 D 805 M 87701 000183

D 808 F 088703 000031 D 808 M 091818 000031

D 812 F 037274 000180 D 812 M 019025 000180

D 902 F 076951 000498 D 902 M 058804 000498

D 903 F 091409 000496 D 903 M 073122 000496

D 904 F 111121 000391 D 904 M 092833 000391

D 904 F 114245 000166 D 904 M 095589 000166

D 905 F 221761 000053 D 905 M 223307 000053

D 909 F 273471 000032 D 908 N I273577 000032

D 912 F 283844 000512 D 912 M 264604 000512

D 912 F 31907 000033 D 912 M 314224 000033

DOIOF 480498 000486 DOIOM 461249 000486

TVS SCOOTY


16 CBFA 89683 000184 16 EBFA 91318 000184

K 01 JF 633144 000534 K 01 JM 624797 000534

K 95 FF 023387 000182 K 95 FM 024143 000182

K 98 CF 171638 000185 K 98 CM 173248 000185

TVS SPORTS


J 1011 F 353368 000282 P 1011 M 348699 000282

TVS XL SUPER


A 203 F 689013 000538 A 203 M 669332 000538

P 1006 F 288804 000341 P 1006 M 286294 000341

P 1007 F 297940 000348 P 1007 M 295445 000348

TVS XL SUPER (CONTD)


P 1008 F 313824 000505 P 1008 M 311127 000505

P 1009 F 326954 000340 P 1009 M 323902 000340

P 1101 F 376584 000506 P 109 M 477955 000254

P 1103 F 420285 000223 P 1101 M 372081 000506

P 1104 F 425591 000413 P 1103 M 415167 000223

P 1105 F 434886 000298 P 1103 M 418527 000276

P 1105 M 428937 000475 P 1104 M 420368 000413

P 1109 F 482984 000521 P 1105 F 434282 000475

P 1109 F 483918 000254 P 1105 M 429563 000298

P 1111 F 509658 000525 P 1109 M 474720 000383

P 1111 F 515800 000527 P 1109 M 477034 000521

P 1201 F 523981 000393 P 1111 M 501097 000525

P 1202 F 551998 000524 P 1112 M 507597 000527

P 1809 F 055654 000343 P 1201 M 515776 000393

P 1812 F 081047 000242 P 1201 M 518755 000555

P 1907 F 144087 000259 P 1202 M 543617 000524

P 1907 F 144087 000388 P 1809 M 055629 000343

P 1911 F 193405 000526 P 1812 M 080935 000242

P 3103 F 423799 000276 P 1907 M 143564 000259

P 3109 F 480294 000383 P 1907 M 143594 000388

P 3201 F 527150 000555 P 1911 M 192511 000526

VIJAY SUPER


SA 2242235 000134 900 A 453917 000134

YAMAHA RX 100


3 B 273646 000171 273646 000171

94 J ILI 458438 000474 IL2 010767 000167


16/32


29

YAMAHA RX 100 (CONTD)


94 K ILI 462856 000232 IL5 007626 000262

95 D ILI 507833 000230 IL5 15919 000454

96 F IL5 007626 000262 ILI 003709 000419

98 B IL3 015919 000454 ILI 007155 000011

IL2 010767 000167 ILI 015516 000043

ILI 003709 000419 ILI 022897 000458

ILI 007155 000011 ILI 046013 000006

ILI 015516 000043 ILI 057653 000197

ILI 022897 000458 ILI 081523 000038

ILI 046013 000006 ILI 088339 000025

ILI 057653 000197 ILI 089444 000041

ILI 081523 000038 ILI 091097 000035

ILI 088339 000025 ILI 104587 000034

ILI 089444 000041 ILI 107027 000125

ILI 091097 000035 ILI 107488 000069ILI 104587 000034 ILI 118572 000095

ILI 107027 000125 ILI 128369 000090

ILI 107488 000069 ILI 139237 000531

ILI 118572 000095 ILI 142402 000086

ILI 128369 000090 ILI 150559 000084

ILI 139237 000531 ILI 151116 000126

ILI 142402 000086 ILI 162268 000460

ILI 150559 000084 ILI 180438 000076

ILI 151116 000126 ILI 190099 000129

ILI 162268 000460 ILI 192771 000323

ILI 180438 000076 ILI 198273 000132

ILI 190099 000129 ILI 198367 000099

ILI 192771 000323 ILI 210288 000152

ILI 198273 000132 ILI 218177 000294

ILI 198367 000099 ILI 266627 000470

ILI 210288 000152 ILI 295846 000315

YAMAHA RX 100 (CONTD)


ILI 218177 000294 ILI 321261 000168

ILI 266627 000470 ILI 354798 000543

ILI 295846 000315 ILI 412649 000158

ILI 321261 000168 ILI 417510 000443

ILI 354798 000543 ILI 458438 000474

ILI 412649 000158 ILI 462856 000232

ILI 417510 C 94 000443 ILI 507833 000230

KI 157815 000461 KI 157815 000461

YAMAHA RX 135 & RXG


00 A IL5 296437 000216 1L2 000007 000247

00 C IL5 316462 000302 IL3 015315 000417

00 C IL5 316517 000225 IL5 044642 000436

00 A IL5 288897 000240 IL5 077723 00022495J 1L2 000007 000247 IL5 150123 000374

96 K IL5 044642 000436 IL5 168176 000237

97 B 115077723 000224 IL5 179847 000260

98 B IL3 015315 000417 IL5 202520 000450

98 B IL5 150123 000374 IL5 217570 000379

98 G IL5 179847 000260 IL5 221758 000234

98 K IL5 202520 000450 IL5 259909 000499

99 B IL5 217570 000379 IL5 263238 000357

99 C IL5 221758 000234 IL5 268602 000307

99 G IL5 259909 000499 IL5 274082 000245

99 G IL5 263238 000357 IL5 288897 000240

99 J IL5 268602 000307 IL5 296437 000216

99 K IL5 274082 000245 IL5 316462 000302

C 98 D IL5 168176 000237 IL5 316517 000225

K5 108350 000163 K5 108350 000163

K5 52126 000159 K5 52126 000159

30


17/32


THE EVER READY

UNIVERSAL GUIDE

READY RECKONER

SECTION II

LIST ACCORDING TO AR #

IN ASCENDING ORDER

SHOWING CORRESPONDING DETAILS

OF INSURERS, CLAIM REFERENCE,

POLICE CODE/PIN

AND CRIME NUMBER

Importance of PIN

The Postal Index Number (PIN) is unique each one for a specific

geographical area. Thus for analytical purposes it becomes one of the

important links/input.

Coupled with Code of the Police station it is unique for each Police

Station. Any one area covered by one PIN will have a maximum of tenaccording to the density of population. Thus a code coined with the PIN narrow

down the area further and help create more accurate statistical models.

In most of claim forms/FIRs sent by Insurers for compilation this bit of

information is missing. In the event of a vehicle being traced the Police station

which filed the original FIR can be contacted directly and passing on the

information for necessary action.

Similarly the addresses of the Insured and spot of occurrence are given

without PIN code. This brings down the efficiency all round.Hence we request

you to note the PIN codes without fail.

--------------------

Wanted

Amaran Register Private Ltd is on the look-out for agents in all Districts

all over India --

1. To collect advertisements for their monthly publication The Ever Ready

Universal Guide

2. To collect subscription from Insurance companies, banks and other finan-

cial institutions

Commission: 20% for advertisements collected & 10% for subscription

collected.

Apply with self addressed stamped envelope to:

M/s. AMARAN REGISTER PRIVATE LTD.,A6 Raviram Apartments, New # 75, Arya Gowda Road,

West Mambalam, Chennai 600033.

31 32


18/32


33 34

AR # INSURERS CLAIM # PS CODE PS PIN Cr #

000033 NIA-710802 36/89-90 E3 426/90

000034 NIA-712402 89/27 R5 1300/89

000035 NIA-712402 88/119 V2 783/88

000037 NIA-712402 90/54 K4 1656/89

000038 NIA-712402 89/187 R4 894/89

000039 NIA-712402 89/174 R2 1740/89

000040 NIA-712402 89/147 C2 46/89

000041 NIA-712402 89/144 W1 143/89

000042 NIA-712402 89/133 450/88

000043 NIA-712402 89/132 1178/88

000044 NIA-711207 90/56 1083/89

000045 NIA-711207 90/38 64/90

000046 NIA-711105 88/15 24/88

000047 NIA-711207 79/90 270/89

000048 NIA-711207 16/89 1543/88

000049 NIA-711207 19/90 55/90

000050 NIA-711207 90/68 55/90

000051 NIA-711207 90/67 74/90

000052 NIA-711207 82/90 472/89

000053 NIA-710403 1991/40 R1 644/90

000054 NIA-710601 80/89-90 D2 1840/89

000055 NIA-710601 139/89-90 O2 654/89

000056 NIA-710601 146/89-90 C5 463/89

000058 NIA-710803 83/90 B1 799/88

000059 NIA-712401 7/A/144 J1 1757/87

000060 NIA-712401 88/A/57 J5 992/87

000061 NIA-712401 88/A/67 V2 170/88

000062 NIA-712401 89-90/62 J3 1246/89

000063 NIA-712401 89-90/96 E3 2990/89

000064 NIA-712401 89-90/168 R6 209/90

000065 NIA-712401 89/A/41 53/89


000001 NIA-710901 88/0184 62/88

000002 NIA-710901 89/0266 O2 692/89

000003 NIA-710901 89/0217 R2 2311/89

000004 NIA-710901 88-89/0373 R1 881/88

000005 NIA-710901 89/0111 C5 479/88

000007 NIA-710201 88/0053 J5 1591/87

000008 NIA-710201 88/0092 O2 326/88

000009 NIA-710201 88/0046 B2 394/87

000010 NIA-710201 88/0083 B2 108/88

000011 NIA-710201 89/0075 K4 1030/89

000012 NIA-710201 90/0063 D6 403/90

000013 NIA-710201 89/0017 O1 652/89

000014 NIA-710201 89/0069 E1 812/89

000015 NIA-710201 89/95 N3 1205/89

000016 NIA-710201 88/113 521/87

000017 NIA-710201 89/0048 G2 257/88

000018 NIA-710201 89-90/182 O2 1470/89

000019 NIA-710201 89-90/023 R4 308/90

000020 NIA-710201 89-90/022 C5 179/90

000021 NIA-710203 89-90/012 K4 1015/89

000022 NIA-710202 87/134 226/87

000023 NIA-710602 88/268 1695/88

000024 NIA-710602 89/64 F5 584/89

000025 NIA-710603 89/245 R1 835/88

000026 NIA-710603 89-90/159 409/89

000027 NIA-710603 89/328 D3 144/89

000028 NIA-710403 1991/64 J5 580/90

000029 NIA-710803 9/90 F4 264/90

000030 NIA-710803 77/89 E1 2159/89

000031 NIA-710600 90/15 E3 1493/90

000032 NIA-710802 54/1991 J6 579/90


19/32


35 36


000066 NIA-712401 89-90/165 R1 24/90

000067 NIA-712401 88/A/68 V1 657/88

000068 NIA-710902 89-90/056 F2 1245/89

000069 NIA-710902 89/A/25 E4 130/89

000070 NIA-710902 89-90/29 P1 453/89

000071 NIA-710902 89-90/038 O2 727/89

000072 NIA-712002 90/43 O2 124/90

000073 NIA-710802 70/1991 E3 423/90

000074 NIA-710904 1991/174 G1 600007 639/90

000075 NIA-712104 31/91 588/91

000076 NIA-712104 90/98 235/91

000077 NIA-710802 73/1991 G1 600007 745/90

000078 NIA-710803 97/90 F4 577/90

000079 NIA-710903 91-92/007 K4 554/91

000080 NIA-710103

000081 NIA-710803 11/91 B1 932/90

000082 NIA-710803 137/1991 E3 1040/90

000083 NIA-712003 1991/33 B1 259/91

000084 NIA-710904 91-92/27 R6 30/91

000085 NIA-712402 1991/49 R6 1047/90

000086 NIA-712002 991/032 G3 323/90

000087 NIA-710901 P5 177/88

000088 NIA-710803 153/1991 E3 354/91

000089 NIA-712104 91/19 554/91

000090 NIA-710904 1991/251 F1 161/91

000091 NIA-710801 88/089 G3 558/88

000092 NIA-710103 90-91/18 I125/90

000093 NIA-710801 90-91/21 J1 35/90

000094 NIA-710803 151/1991 R3 382/91

000095 NIA-710803 228/89-90 D1 31/90

000096 NIA-712004 91-92/23 B1 892/89


000097 NIA-712004 90-91/31 B2 603/90

000098 NIA-710904 90-91/234 29/91

000099 NIA-711403 91/599 103/91

000100 NIA-710803 68/91 R2 1708/91

000101 NIA-710803 26/91 1166/90

000102 NIA-710202 89/180 E4 280/90

000103 NIA-710202 90/91 R2 1946/90

000104 NIA-710202 90/156 K5 99/91

000105 NIA-712004 91-92/11 K2 242/91

000106 NIA-712004 91-92/17 B1 290/91

000107 NIA-712004 91-92/30 B2 351/91

000108 NIA-712004 27/91-92 B2 399/91

000109 NIA-710802 95/91-92 E5 830/90

000110 NIA-711302 91/113 K3 1579/91

000111 NIA-710803 34/91-92 611/91

000112 NIA-710803 65/91-92 818/91

000113 NIA-710803 76A/91-92 167/90

000114 NIA-710802 138/90-91 E3 339/91

000115 NIA-710802 146/91-92 101/91

000116 NIA-710803 27/91-92 235/91

000117 NIA-710802 84/91-92 K4 751/91

000118 NIA-712004 89/066 35/87

000119 NIA-710803 108/91-92 R1 2250/91

000120 NIA-710803 110/91-92 P1 1195/91

000121 NIA-710103 90-91/051 691/91

000122 NIA-710802 85/91-92 R1 1551/91

000123 NIA-710803 75/91 F5 1303/91

000124 NIA-710803 146/91-92 R1 263/92

000125 NIA-710803 138/92 P2 167/92

000126 NIA-710203 92/01 H3 16/92

000127 NIA-710203 92/43 F4 734/91


20/32


37


000128 NIA-710803 181/92 J5 490/92

000129 NIA-720205 92/43 261/92

000130 NIA-720902 92/17

000131 NIA-720902 92/15 398/91

000132 NIA-710202 92/2 J1 2828/91

000133 NIA-710803 145/92 N1 443/92

000134 NIA-710803 145/92 F4 368/92

000135 NIA-710601 91-92/159 B1 1492/91

000136 NIA-720300 51/92

000137 NAT-570104 63/90-91/012 75/91

000138 UI-012001

000139 NIA-710802 117/91-92 2931/91

000140 UI-010905 10883/92 E1 2052/92

000141 OIC-412001 MV/64/93 R2 3336/92

000142 NIA-710803 OD/92/7 118/92

000143 NIA-710803 257/92 R1 2963/92

000144 NIA-720900 OD/93/5 261/93

000146 OIC-411601 MV/53/93 K3 1588/92

000147 NIA-710500 OD/91/459 1509/91

000148 UI-020604 R1 1622/2000

000149 UI-010802 2176/99 F2 174/2000

000150 UI-010804 1033/99 R1 160/2000

000151 UI-010303 G3 2025/99

000152 UI-010303 K8 910/99

000153 UI-010303 331/99 K8 850/99

000154 UI-010905 1418/99

000155 UI-010303 G2 1242/99

000156 UI-010804 815/99

000157 UI-010804 904/99 1967/99

000158 UI-010804 762/99 768/99

000159 UI-010804 969/99 519/99


000160 UI-011400 10435/99 G1 600007 1389/99

000161 UI-011400 10380/99 C4 535/99

000162 UI-010504 220/99 F4 854/99

000163 OIC-421304 D3 763/99

000164 UI-010305 2459/99

000165 UI-011402 4230 R4 2225/99

000166 UI-011400 10478/99 R1 1604/99

000167 NIA-710602 K4

000168 UI-010905 V5 2048/98

000169 NIA-712003 1013/93 379/93

000170 UI-010103 54/89 K4 1589/89

000171 UI-010101 10/91 R2 465/91

000172 UI-010500 2234/88 262/91

000173 UI-010101 19/91 V1 317/88

000174 UI-010500 V1 1099/88

000175 UI-010500 1496/89 1231/89

000176 UI-010500 2254/88 216/88

000177 UI-010500 2240/88 K3 417/88

000178 UI-010500 1273/87 G1 600007 1755/87

000179 UI-010500 2251/88 O2 479/88

000180 UI-011400 10542/99 K8 42/2000

000181 UI-010905 632/2000 35/2000

000182 UI-010504 289/99 G1 600007 2148/99

000183 UI-011400 10226/99 G1 600007 972/99

000184 UI-011402 4301 R1 39/2000

000185 UI-010300 E4 1564/99

000186 UI-011400 20058/2000 J1 723/2000

000187 UI-011200 17/2000 K3 402/2000

000188 UI-011402 3275/98 R1 41/99

000189 UI-010303 254/98 E5 1757/98

000190 UI-010804 C1 3772/97

38


21/32


39 40


000191 UI-010801 J2 206/2000

000192 UI-010905 E3 550/2000

000193 UI-010305 V1 483/2000

000194 UI-010300 18/00 C3 665/2000

000195 UI-010804 1147/00 N3 138/2000

000196 UI-010802 305/01 D5 600005 1/2002

000197 UI-010804 R8 600026 11/2002

000198 UI-011400 31864/01 J2 600020 1049/01

000199 UI-010602 D1 600056 791/01

000200 UI-011401 5090 G3 600010 549/00

000201 UI-010303 582/99 G5 600010 300/00

000202 UI-010305 134/2001 K4 600040 1114/01

000203 UI-011400 20025/2000 R8 600083 803/00

000204 UI-011400 20276/2000 B4 600044 394/00

000205 UI-010804 1222/00 E3 600018 1220/00

000206 UI-011400 20399/2000 R1 600017 446/00

000207 UI-011400 20879/2000 E2 600014 408/01

000208 UI-011400 31076 D3 600005 353/01

000209 UI-010804 00114/01 G1 600007 1260/01

000210 UI-010905 V5 600101 920/2001

000211 UI-010804 V3 600050 781/01

000212 UI-011401 V2 600093 810/01

000213 UI-10303 113/2001 E3 600018 1082/01

000214 UI-010804 G1 600007 1874/01

000215 NAT-500500 V5 600101 571/01

000216 UI-010804 E6 601203 512/01000217 UI-010300 179/01 XY 679/01

000218 UI-010303 624/2000 G3 600010 1708/00

000219 UI-010502 04/01 C1 600003 946/01

000220 UI-010905 E1 600004 1786/01

000221 UI-011401 E1 600004 1853/01


000222 NIA-710904 B1 600016 755/01

000223 UI-011400 31676 D9 600005 303/01

000224 UI-011400 31743/01 E3 600018 1569/01

000225 UI-010303 D9 600005 257/01

000226 UI-011305 B6 600045 955/01

000227 UI-010804 00351/01 G2 600003 2394/01

000228 UI-011400 31789/01 C2 600079 1219/01

000229 UI-010905 E1 600004 2258/01

000230 UI-010303 00208/01 C6 600064 647/01

000231 UI-010300 E1 600053 882/01

000232 UI-010701 V4 600099 2002/01

000233 UI-010303 00210/01 R1 600017 1245/01

000234 UI-010305 E3 600018 1044/01

000235 UI-011401 05679/01 R2 600024 1613/01

000236 UI-010303 592/2000 G1 600007 1906/00

000237 UI-010804 G1 600007 64/01

000238 UI-011401 4687/01 E4 600102 202/01

000239 UI-010502 D9 600005 80/01

000240 UI-010804 02640/00 G1 81/01

000241 UI-010804 D3 600005 264/01

000242 UI-010905 D4 600087 484/01

000243 UI-011400 30054/01 R1 600017 536/01

000244 UI-010303 B4 600044 237/01

000245 UI-010804 C5 600001 192/01

000246 UI-011400 R3 600083 659/01

000247 UI-010801 D3 600005 392/01000248 UI-011400 31272/01 D4 600087 780/01

000249 UI-010303 567/00 D9 600005 182/00

000250 UI-010100 R4 600017 1106/01

000251 UI-010804 G1 600007 1216/01

000252 UI-011200 K4 600040


22/32


41 42


000253 NIA712003 ZYX 603001 378/01

000254 UI-011401 05702/01 R6 600083 157/02

000255 UI-011401 05706/01 E3 600018 1835/01

000256 UI-010502 139/01 R4 600017 101/02

000257 UI-010504 0318/01 R1 600017 88/02

000258 UI-010303 R3 600083 1267/01

000259 UI-010303 0229/01 D2 600116 506/01

000260 UI-010801 B6 600045 37/02

000261 UI-010305 260/01 E3 600080 598/01

000262 UI-010900 14813/01 J2 600020 186/02

000263 UI-010900 14808/01 C9 600041 75/02

000264 NIA-610300 00033/00 II(T) 508001 59/00

000265 NIA-610300 00035/00 CHI 500020 210/00

000266 NIA-610300 00042/00 NULL 499/00

000267 NIA-612700 00043/01 MRP 517502 98/00

000268 NIA-612700 00047/01 CCS 517502 306/00

000269 NIA-612700 00092/01 CCS 517502 510/00

000270 NIA-612700 00133/01 CCS 517502 545/00

000271 NIA-612700 00141/01 CCS 517502 20/01

000272 NIA-612700 00167/01 RNG 129/00

000273 NIA-612700 00537/02 CCS 517502 180/01

000274 NIA-612700 00541/02 CCS 517502 505/00

000275 NIA-612700 00559/02 CCS 517502 252/01

000276 NIA-612700 00582/02 CCS 517502 275/01

000277 NIA-612700 00606/02 CCS 517502 84/00

000278 NIA-612700 00660/02 CCS 517502 422/01000279 NIA-612700 00679/02 CCS 517502 388/01

000280 NIA-612700 00696/02 CCS 517502 364/01

000281 NIA-612700 00697/02 CCS 517502 490/01

000282 NIA-612700 00038/02 KPM 60/01

000283 NIA-612700 00079/02 KPM 145/01


000284 NIA-612700 00106/02 ECS 43/01

000285 NIC-501502 LWP 605008 110/00

000286 NIC-501502 250/00 D2 600002 1896/00

000287 NIC-501502 110/00 MLY 605004 28/00

000288 NIC-501502 215/00 GMD 605006 224/00

000289 NIC-501502 GB 605001 217/00

000290 NIC-501502 DNG 605006 54/00

000291 NIC-501502 ODN 605001 24/01

000292 NIC-501502 GB 605001 194/00

000293 NIC-501502 204/00 GB 605001 335/00

000294 NIC-501502 RDP 605010 153/99

000295 NIC-501502 BVN 638301 539/00

000297 UI-010804 471/01 R5 600094 144/02

000298 UI-011400 32005/01 R1 600017 365/02

000299 UI-010303 111/01 VLR 632001 238/01

000300 UI-010801 253/01 G2 600010 210/02

000301 UI-010804 481/01 D2 600002 248/02

000302 UI-010804 485/01 C3 600001 85/02

000303 UI-012406 094/00 G9 603301 283/00

000304 NIC-603800 6301687/00 NULL

000305 NIC-603800 6101837/00 KML 576101 20/01

000306 NIC-603804 6200068/01 KDR 577101 172/01

000307 NIC-603800 6202067/01 MLP 576101 59/01

000308 NIC-603800 6202276/01 MNP 576101 179/01

000309 NIC-603804 6200063/01 MAD 560068 795/01

000310 NIC-603804 6200109/01 CKM 577101000311 NIC-603800 5102418/01 NULL

000312 NIC-602000 00/61/04 KRM 560095 176/00

000313 NIC-602000 01/61/287 BSN 560004 510/01

000314 NIC-602000 98/61/40 CBP 420/98

000315 NIC-602500 00/62/6 KWP 63/00


23/32


43 44


000316 NIC-602500 01/61/3 BTG 21/01

000317 NIC-602500 00/63/21 BDV 163/00

000318 NIC-602506 01/62/78 VIG 58/01

000319 NIC-602505 01/62/22 GDG 76/01

000320 NIC602504 00/62/128 MM 99/00

000321 NIC-602504 00/62/190 ANK 15/01

000322 NIC-602501 00076/00 VDN 580032 95/00

000323 NIC-602501 00190/00 HUB 580032 26/01

000324 NIC-602501 00227/00 HUB 580020 16/01

000325 NIC-602501 00037/01 HUB 580020 75/01

000326 NIC-602501 00245/01 NULL 4/02

000327 NIC-602508 4/01 HVR 581110 75/01

000328 NIC-602506 62/42/00 APMC 49/00

000329 NIC-602506 62/92/01 KSP 53/01

000330 NIC-602404 61/45/99 143/99

000331 NIC-602404 61/102/99 MDK 571201 197/99000332 NIC-602404 61/11/01 MDK 571201 35/01

000333 NIC-602404 63/24/01 PNP 91/01

000334 NIC-602401 62/02/00 A 99 571401 67/00

000335 NIC-602401 62/44/00 HLG 571421 90/00

000336 NIC-602401 62/49/00 MND W 571401 146/00

000337 NIC-602401 62/50/00 MND E 571401 105/00

000338 NIC-602401 61/12/00 TMK 572101 36/00

000339 NIC-602401 62/103/00 MND W 571401 276/00

000340 NIC-602401 62/140/01 MLV 15/01

000341 NIC-602401 62/10/01 MND W 571401 74/01000342 NIC-602401 62/47/01 MND W 571401 119/01

000343 NIC-602401 62/91/01 NULL 227/01

000344 UI-012001 1392 F1 600054 67/02

000346 UI-010804 284/01 E4 602102 818/01

000347 UI-010300 F2 600008 277/02


000348 UI-010305 E1 600053 90/02

000349 UI-010502 F2 600008 129/02

000350 NIC-604000 00022/01 GL 585102 198/01

000351 UI-010300 E1 600053 760/01

000352 NIC-604001 22-Jan 135/01

000353 NIC-604001 49/01

000354 NIC-604001 28-Jan

000355 NIC-604001 77/00

000356 UI-010300 F2 600008 1749/01

000357 UI-010300 G3 600010 1682/01

000358 UI-010300 632014 170/01

000359 UI-010300 R1 600017 844/01

000360 UI-010300 G1 600007 2190/01

000361 NIC-604002 044/00 KRT 184/00

000362 UI-010300 K2 600023 1359/01

000363 UI-010300 F3 600072 617/01000366 NIC-604002 021/01 RCH 584101

000367 NIC-604002 029/01 KRT 77/01

000369 NIC-604002 056/01 197/012

000370 NIC-604003 009/00

000371 NIC-604003 066/00

000372 NIC-604003 072/00

000373 UI-011401 F3 600072 615/01

000374 UI-012600 D3 600005 539/02

000375 UI-010905 865/01 R3 600083 401/02

000376 UI-010303 C2 600114 63/02000377 UI-010300 J3 600032

000378 UI-010303 297/01 C3 600001 81/02

000379 UI-010804 73/02 E3 170/02

000380 UI-011400 00244/02 V2 600092 1048/02

000383 UI-10502 B1 600016 433/02


24/32


45 46


000384 UI-011305 B4 600044 306/02

000385 UI-010804 196/02 J2 600020 965/02

000387 UI-010303 104/02 B5 600075 662/02

000388 UI-010303 229/01 D2 600116 506/01

000389 UI-010305 J2 600020 648/02

000390 UI-010801 044/02 C1 600001 262/02

000391 UI-010300 K1 600023 14-Feb

000392 UI-010300 NULL 606601 406/02

000393 UI-010300 E4 494/02

000394 UI-010300 R3 600083 1216/02

000395 UI-010300 D9 600004 360/01

000396 UI-010300 G1 600007 268/02

000397 UI-010300 F6 600062 004/02

000398 UI-010300 603109 679/01

000399 UI-010300 J1 600015 1337/01

000400 UI-010300 R7 600078 1366/01000401 UI-010300 D2 600116 542/01

000402 UI-010300 G3 600010 2089/00

000403 UI-010804 R7 600078 1408/02

000404 UI-010504 F1 600002 171/02

000405 UI-010300 159/02 G1 600007 1595/02

000406 UI-010804 205/02 C2 600079 205/02

000407 UI-010300 J3 600032 1036/02

000408 UI-010300 J3 600032 1137/02

000409 UI-010701 H9 600068 392/02

000410 NIC-CNRO 104/00 6/01000411 NIC-CNRO 136/00 43/01

000412 NIC-CNRO 18/01 164/01

000413 NIC-CNRO 59/01 177/01

000414 NIC-CNRO 63/01 267/01

000415 NIC-CNRO 94/01 266/01


000416 NIC-CNRO 104/01 435/01

000417 NIC-CNRO 122/01 54/01

000418 NIC-CNRO 151/01 331/01

000419 NIC-CNRO 045/99 E8 159/99

000420 NIC-CNRO 91/99 91/99

000421 NIC-CNRO 187/01 108/02

000422 NIC-CNRO 188/01 172/01

000423 NIC-CNRO 95/99 R1 1027/99

000424 NIC-CNRO 96/99 J6 917/99

000425 NIC-CNRO 134/99 E3 2353/99

000434 NIC-CNRO 20/99 R1 600017 453/99

000435 NIC-CNRO 38/99 B1 600016 450/99

000436 NIC-CNRO 85/99 G2 600053 456/99

000436 NIC-CNRO 143/99 425/99

000437 NIC-CNRO 86/99 D1 600005 1676/99

000438 NIC-CNRO 115/99 G3 600010 43/00000439 NIC-CNRO 116/99 D9 600005 58/99

000440 NIC-CNRO 137/99 G3 600010 367/00

000441 NIC-CNRO 144/99 G1 600007 644/00

000442 NIC-CNRO 088/00 G2 600003 2345/00

000443 NIC-CNRO 152/00 G1 600060 43/01

000444 NIC-CNRO 190/00 K6 186/01

000445 NIC-CNRO 099/01 F2 600008 1511/00

000446 NIC-CNRO 309/01 C8 600045 173/02

000447 NIC-CNRO 119/02 N1 600013 512/02

000448 NIC-CNRO 125/02 F2 600008 1088/02000449 NIC-CNRO 140/01 G1 600007 1893/01

000450 NIC-CNRO 110/01 R1 600017 826/01

000451 NIC-CNRO 199/01 G5 600010 5699/01

000452 NIC-CNRO 221/01 F3 600034 216/02

000453 NIC-CNRO 234/01 P6 600118 156/02


25/32


47 48


000454 NIC-CNRO 228/01 T9 600005 102/02

000455 NIC-CNRO 02/02 17/02

000456 NIC-CNRO 726/02 C2 600114 375/01

000457 NIC-CNRO 172/99 R1 1778/99

000458 NIC-CNRO 183/99 F4 954/99

000459 NIC-CNRO 186/99 D1 1897/99000460 NIC-CNRO 201/99 E5 52/00

000461 NIC-CNRO 205/99 E5 44/00

000462 NIC-CNRO 214/99 R5 213/00

000463 NIC-CNRO 04/00 K9 761/00

000464 NIC-CNRO 14/00 D4 149/00

000465 NIC-CNRO 28/00 D3 217/00

000466 NIC-CNRO 65/00 V2 810/00

000467 NIC-CNRO 108/00 J2 786/00

000468 NIC-CNRO 125/00 V2 1879/00

000469 NIC-CNRO 128/00 G3 2090/00000470 NIC-CNRO 172/00 R3 113/01

000471 NIC-CNRO 201/00 G1 385/01

000472 NIC-CNRO 104/01 D1 2013/01

000473 NIC-CNRO 108/01 K2 852/01

000474 NIC-CNRO 128/01 E1 1589/01

000475 NIC-CNRO 137/01 D4 941/01

000476 NIC-CNRO 143/01 R8 888/01

000477 NIC-CNRO 160/01 D4 1014/01

000478 NIC-CNRO 178/01 C8 638/01

000479 NIC-CNRO 193/01 J1 1799/01000480 NIC-CNRO 199/01 K10 2034/01

000481 NIC-CNRO 205/01 G1 2488/01

000482 NIC-CNRO 01/202 314/01

000483 NIC-CNRO 00/348 16/01

000484 NIC-CNRO 239/01 F3 1416/01


000485 NIC-CNRO 243/01 F2 806/01

000486 NIC-CNRO 02/133 424/02

000487 NIC-CNRO 01/278 50/02

000488 NIC-CNRO 01/302 59/02

000489 NIC-CNRO 02/0201087 147/02

000490 NIC-CNRO 01/21 100/01000491 NIC-CNRO 99-00/039 313/99

000492 NIC-CNRO 99-00/050 490/99

000493 NIC-CNRO 99-00/071 191/99

000494 NIC-CNRO 99-00/075 592/99

000495 NIC-CNRO 249/01 R1 51/02

000496 NIC-CNRO 99-00/091 771/99

000497 NIC-CNRO 99-00/099 140/00

000498 NIC-CNRO 99-00/102 60/00

000499 NIC-CNRO 274/01 V5 1156/01

000500 NIC-CNRO 00-01/075 1153/00000501 NIC-CNRO 00-01/091 950/00

000504 NIC-CNRO 00-01/104 19/01

000505 NIC-CNRO 00-01/115 87/01

000506 NIC-CNRO 00-01/128 190/01

000507 NIC-CNRO 291/01 E4 80/02

000508 NIC-CNRO 00-01/174 545/01

000510 NIC-CNRO 00-01/181 708/01

000511 NIC-CNRO 00-01/188 250/01

000512 NIC-CNRO 292/01 R1 276/02

000513 NIC-CNRO 00-01/243 616/01000514 NIC-CNRO 00-01/245 1244/01

000515 NIC-CNRO 00-01/249 870/01

000516 NIC-CNRO 313/01 E4 135/02

000517 NIC-CNRO 00-01/271 81/02

000518 NIC-CNRO 319/01 D4


26/32


49 50


000519 NIC-CNRO 00-01/285 1213/01

000520 NIC-CNRO 237/01 E4 963/01

000521 NIC-CNRO 015/02 D6 52/02

000522 NIC-CNRO 02-03/004 127/02

000523 NIC-CNRO 026/02 R8 681/02

000524 NIC-CNRO 040/02 C2 82/02000525 NIC-CNRO 02-03/051 398/02

000526 NIC-CNRO 02-03/038 62/02

000527 NIC-CNRO 02-03/066 278/02

000528 NIC-CNRO 044/02 E4 848/02

000529 NIC-CNRO 02-03/083 332/02

000530 NIC-CNRO 02-02/0096 203/02

000531 NIC-CNRO 31/00 243/00

000533 NIC-CNRO 99/18 K3 600029 482/99

000534 NIC-CNRO 058/02 F4 196/02

000535 NIC-CNRO 99/37 R1 600017 500/99000536 NIC-CNRO 99/70 V2 600092 457/97

000537 NIC-CNRO 99/113 K10 600107 1064/99

000538 NIC-CNRO 073/02 F3 914/02

000539 NIC-CNRO 115/02 D1 1905/02

000540 NIC-CNRO 99/165 K3 600029 1016/99

000541 NIC-CNRO 99/183 R1 600017 37/00

000542 NIC-CNRO 143/02 R1 1303/02

000543 NIC-CNRO 99/50 R3 600083 523/99

000544 NIC-CNRO 01/14 632007 16/01

000545 NIC-CNRO 179/02 R4 1618/02000546 NIC-CNRO 01/89 K4 600040 726/01

000547 NIC-CNRO 01/114 G3 600005 1352/01

000548 NIC-CNRO 01/153 F4 600052 837/01

000549 NIC-CNRO 01/183 600032 1183/01

000550 NIC-CNRO 182/02 J2 1259/02


000551 NIC-CNRO 01/344 281/02

000552 NIC-CNRO 01/193 J2 600020 2050/00

000553 NIC-CNRO 187/02 C8 562/02

000554 NIC-CNRO 02/55 K8 600106 665/02

000555 NIC-CNRO 192/02 D4 411/02

000556 NIC-CNRO 02/168 F2 600008 1154/02000557 NIC-CNRO 02/169 K6 1075/02

Note:

At the time of going to press there is no information as to the recovery of vehicles

cited in these columns. We request the Police authorities to intimate either the

Insurers or our Office for updating the lists.

ATTENTION INSURERS

We are sending this Monthly THE EVER READY UNIVERSAL GUIDE,

in which we give details of stolen vehicles in a Ready Reckoner format, one copyeach to ALL Regional offices of Insurance Companies and District HQ of Police

all over India, FREE OF COST, for better recovery/loss minimization.

There is no charge for Compilation. You may send as many entries as required.

As soon as a claim is reported (stolen vehicles), attested copies of RC, FIR and

Policy (with Claim Number) may be sent to us and we will compile them FREE

OF COST in the list and publish in the next issue.

SUBSCRIPTION

The subscription is open to Insurance companies, Banks, Financial institutions,Members of Claims Investigators Association of India and Licensed Insurance

Surveyors only.

Individual copy - Rs 100/-

Half yearly - Rs 550/-

Yearly - Rs 1000/-


27/32


THE EVER READYUNIVERSAL GUIDE

READY RECKONER

SECTION III

DETAILS OF

RECOVERED VEHICLES

AS RECEIVED FROM POLICE/INSURERS

INTERESTING CASE

HISTORY: 2

Burglary claim concerning loss of bare

copper wires and PVC coated wires from a wire

manufacturing company: -

A PVC-coated cable-manufacturing unit

preferred a claim on the Insurers for the loss of

copper raw materials used for manufacturing

PVC coated cables of various configuration. A

Surveyor was duly appointed. On his

recommendations the Insurers proceeded to

process the claim. At the time of finalizing the

claim papers, the claims processing officer felt

that, since it is a burglary claim, an independent

investigators report is in order. The case was

referred to an independent investigator.

Salient features of the claim are given

below: -

1. Reported date of occurrence as per the claimform 11.6.1991 midnight

2. Reported value of loss as per the FIR - Rs.

35,000/-

3. Date of reporting to the Police as recorded

in the FIR 17.6.1991 @ 19.30 hours

4. In the complaint lodged with the Police there

is no mention about the date of occurrence!

5. The Final Surveyor of the Insurance

Company assessed the Loss as Rs 51,600/-

and the fixed the liability of the Insurers at

Rs 41,200/-.

On going through the papers, it was found

that the entire survey report dealt with stocks

and cost values and the assessment was made

on the basis of financial audit. The factory was

producing PVC coated copper cables in various

configurations. On verification of the books of

the company it was found that the issue of raw

materials in the form of copper wires of various

gauges by weight whereas the production and

finished goods are accounted bytheir lengths.

Stock/production and sales control is done

purely through financial statementsand there

was no records showing issues, production

and dispatches in the same unit. The reasonbeing that the copper wire is coated with PVC

and hence could not be accounted for by

weight.

The Investigator took stock of all

materials and found some anomaly in the stocks

affected in the reported burglary. The

Investigator obtained a copy of the stock

registers pertaining to the previous year. The

production, dispatch and sales figures were

brought under one unit that is into kilograms.

Tables by cable manufacturers show the weight

of copper in each kM of cable of various

configurations. Through this the copper used

in each category of cable was obtained and

issues, production and dispatches were

correlated. Finally it was found that there was

an inventory loss on closing of previous years

production figures, which were cleverly

camouflaged in financial accounting and

passed on. When an opportunity arose in the

form of an attempted burglary the entire

inventory loss was passed on as loss through

burglary. The Surveyor also had not exploredthis aspect and conveniently ignored it.

To ascertain further the investigator took

another route and dug up proof that the entire

claim was fabricated. The factory truss is

situated at about 8 metres from the floor and

the Asbestos Corrugated Cement sheet, which

51 52


28/32


Engine # Chassis # Crime # Police Station City State

HEROHONDA SPLENDOR98 B 17 E 03548 98 B 19 F 0350 C2 ELEPHANT GATE CHENNAI TAMILNADU00 G 18 E 16708 00 G 20 F 169912 C2 ELEPHANT GATE CHENNAI TAMILNADU00 C 17 E 00724 00 C 19 F 00829 C2 ELEPHANT GATE CHENNAI TAMILNADU94 F 17 E 00658 94 F 17 F 00608 C2 ELEPHANT GATE CHENNAI TAMILNADU99 H 17 M 02792 99 E 17 F 01422 C2 ELEPHANT GATE CHENNAI TAMILNADU

MAHINDRA BOLERODF 14821191 12 B 66452 305/02 KASABA CALICUT KERALA

MAHINDRA ARMADADW 43376 2 MW DW 43376 305/02 KASABA CALICUT KERALA

MARUTHI 800F 8 B IN 1601747 SB 308 IN 2121619 95/00 PANNIYANKARA CALICUT KERALAF 8 B IN 1667487 SB 308 IN 1220139 437/01 KASABA CALICUT KERALA

MARUTHI ESTEEMF 10 A IN 178147 MA 3 EBD 21500 130428 305/02 KASABA CALICUT KERALA

MARUTHI OMNIIN 162360 728693 214/02 KASABA CALICUT KERALA

MARUTHI ZEN

G 10 B IN 258330 MA 3 EYE 31500 263247 103/00 PANNIYANKARA CALICUT KERALAG 10 B IN 368910 MA 3 EYE 31500 375714 99/01 KASABA CALICUT KERALAG 10 BIN 336629 MA 3 EYE 31500 342818 266/02 KASABA CALICUT KERALAG 10 B IN 167102 MA 3 EYD 32500 608994 266/02 KASABA CALICUT KERALA

SUZUKI MAX 1001812 M 223665 1812 F 176052 D9 CHENNAI TAMILNADU

TATA INDICAAZZP 05465 6001 31 AZZP 05742 266/02 KASABA CALICUT KERALA

TATA SIERRA483 DL 41578199 37700 3960224 214/02 KASABA CALICUT KERALA

TATA SUMOLTQ 830928 385003 LTQ 942761 120/99 KASABA CALICUT KERALAKSQ 816020 385013 LSQ 947674 313/00 KASABA CALICUT KERALAHRQ 754431 385013 HRQ 919947 87/01 KASABA CALICUT KERALAJUQ 780701 385003 JUQ 920974 126/02 KASABA CALICUT KERALAMYZ 724860 418201 MYZ 921603 303/02 KASABA CALICUT KERALAKYZ 722393 418201 KYZ 919089 305/02 KASABA CALICUT KERALA

YAMAHAIL3 015919 98 B IL3 015919 D9 CHENNAI TAMILNADU

was removed from the roof, is the second sheet

making it another one meter. Thus bare copper

bundles of 35 kg has to be moved from the stores

in the corner of the shed to the center crossing

many machineries and other obstacles. Lifting

to that height require another couple of men on

the top. All other evidences pointed that therewas no other suspicious activity in the

neighbourhood except some rowdy element

came brandishing a knife threatening watchmen

of neighbouring factories including the Insured

factory. There was no other incident of any

vehicle parking near the Insured factory to carry

the reported 14 bundles of copper and cables.

Thus the Insureds bluff was called and the claim

was repudiated.

In presenting the report seven pages of

calculations, two pages of comparisons and one

full page of conclusion formed part of thenineteen-page report.

ALL ABOUT INVESTIGATIONS 2

Work Assignment - What to ask for

Mediclaim

The Mediclaim is one area where the types

of diseases and medical treatments taken are

more varied than any other class of Insurance.

The investigation into such claims requires a

lot of perseverance and patience on the part of

the investigator. Even though medical opinion

is obtained from qualified doctors, verification

of medical documents is entrusted to a very

experienced general practitioner of Insurance

Investigations. To start with, the Insurers pick

and choose such investigators who can give

corroborative evidence either to admit or

repudiate the claim. Hence the Investigator must

be able to ask for such relevant documents

available with the Insurers. Of course after

verifying and choosing the documents required

for the Investigations he should take only the

photocopies leaving the originals with the

Insurers.

Normally the following documents are

submitted by the Insured in support of his claim.

1. Claim form duly filled and certified by the

Doctor

2. Discharge summary from the Hospital

3. Medical reports Lab reports X Ray

reports ECG reports etc

4. Bills from the hospital, Pharmacies and

Labs

5. Receipts from Hospital, Surgeon, Attending

Doctors etc

6. In the event of Road Traffic Accident(RTA), First Information Report (FIR) from

the Police and Accident Report (AR) issued

by the hospital which admits him

immediately after the accident etc.

The investigation on Mediclaim Policy

Claims, is mostly resorted to ascertain

1. The genuineness of the records

2. Misrepresentation if any

3. A claim made without getting the treatment

and by fabricating records

4. Pre-existence of disease in the Insured5. Suspicious nexus between Doctors,

middlemen and Insured (especially in group

Mediclaim policies) symptoms sudden

increase in claims from one locality

Thus it is important to glance through the

documents available with the Insurers and make

53 54

(Continued from Page No.49)


29/32


55 56

a rough assessment of the requirements of the

Insurers and generally ascertain the

documents required to be taken for

investigation. In cases of complicated cases

it would be prudent to take photocopies of bills

also for analysis. They have their own story

to tell!

ALL ABOUT INVESTIGATIONS - 3

Work Assignment - what to ask for

Marine (Cargo) Transit

Marine Transit Claims are normally

arises out of Pilferage, Road Traffic Accident,

Natural Calamities like fire, flood, Storms and

sometimes sinking of ships in the oceans etc.

In this type of claims the investigator must be

thorough in the working of trades, the rules

and regulations governing the trades and keep

abreast of news items that come out of the

Press.

While collecting the documents forinvestigation, the Investigator gets the copy

of the FIRST intimation from the Insured. The

documents normally required for a Marine

Transit investigation are: -

1. Copy of Insurance Policy with all the

conditions

2. The Bill of Lading

3. The Invoice

4. The Packing List

5. Deliver challan if any

6. Bill of entry7. Way bill copies (make sure they are

clear & Unambiguous)

8. Trip sheet copies

9. RR copies

10. FIR copies if available

11. Copies of Press notifications if any

PLEASE NOTE

We may add a word of caution here.

In any new system, the results come only

after trying it out and correct any

shortcoming then and there. The system

projected in these columns are conceivedand fine tuned with the requirement of the

Police in mind in the first place AND the

benefit of the system goes to the Insurance

companies by way of better recoveries

achieved with lesser manpower and

stream lined procedures. After recoveries,

keeping them in safe custody till cleared

by the concerned Court poses a problem

to the Insurance companies by way of

additional expenditure in garage rental and

deterioration of recovered vehicles during

prolonged storage. We have alreadyoutlined how this problem can be tackled

in our January Issue (page 48).

Once this system is adopted and

streamlined all over India, banks, financial

institutions and other Government

agencies may come out with extension of

the system to suit their requirements and

convenience.

For any enquires Please contact :

Amaran Register Private Ltd.

75, Arya Gowda Road,

West Mambalam, Chennai - 600 033.

Phone : 044-24741967

E-mail : [email protected]

Note : After going through our pilot issue many questiones wereraised Question from many are

almost similar. Hence we thought of giving this FAQ.

FAQ

1. What is the periodicity of the Publication?

The periodicity is MONTHLY.

2. What is the subscription?

The yearly subscription is Rs. 1000/-

Half-yearly subscription Rs. 550/-

3. Why, at all, do you need attested photocopies of RC, FIR and Policy?

The data in the Ready Reckoner is compiled from the RC, FIR and Policy copies, sent by

Insurers. Since the Ready Reckoner is for the use of the Police department, integrity of the

source is important. If the Police department comes back with the query from where we get

the data we must be able to substantiate the correctness of data entered. Authentication of the

photocopies of documents is absolutely essential. Hence the attestation.

4. What is the meaning of sponsoring the neighbourhood Police station?

We are sending one copy each to Head quarters of Police in every District across the country

FREE of cost. For more effective use of the system, it is desirable that each and every police

station gets this publication. Sending free copies to them is not economically viable for us. If

Insurance companies/Banks/Financial/Institutions/NGOs sponsor the subscription it will help

the cause. The issues will be sent to the sponsored Police station directly.

5. What is the area of circulation?

This publication is being sent to each and every HQ of Police districts across the country. The

area of circulation is the entire country. The Chief Met ropolitan Magistrate, Chennai, on 6th


30/32


January 2003, has authenticated this publication and the RNI formalities will be over after the

third issue is out. If need be the area of circulation may be extended to other countries also.

6. Regarding the data published in the Monthly?

Only a few offices of the Insurance companies have provided the data given in the RR. If

more offices provide the data, this check list will become more comprehensive and yield

better results. The basis of this Ready Reckoner is the attested documents sent in by Insurance

companies. This system is for them to use. There is no compilation charge. It is free.

7. Is advertisement Mandatory?

Advertisement is not mandatory. There is no compulsion. If advertisements are placed in this

publication it will help the cause. That is all. There is no string attached to collection of Data

and compilation. It is absolutely free for the Insurers.

8 Whether it will be useful to our Insurance Company?

We do not have an immediate answer to this! The entire exercise is towards evolution of a

new system through which the Police, Insurance companies and other Law enforcement

agencies can save time and energy. As the saying goes the proof of the pudding is in the

eating. We invite you to use it and see the difference.

9. Purpose of this publication (even though this question was not posed by any Insurance

company other questions lead to this ultimately and we thought it fit to answer this also) :

The legal system and governing laws are like a big sieve, through which bad elements are

supposed to be separated and identified. Unfortunately in our country the grids are wide

apart, with the result criminals escape easily and the Law enforcing agencies end up with

ridicule for no fault of theirs. With this publication we have attempted to add few more grids

to the sieve. The Insurance companies can add more grids by providing data on stolen vehicles

that come under claim. This way, together, we make it easier, at least in one

book feb 1 final

Documents