blbx^eykljzgkg=b=jmabb - tt · international telecommunication union j_dhf_g^zpbb...
TRANSCRIPT
International Telecommunication Union
“
/
“
- 2 Э-D
. « »
E-mail: [email protected]
, 31 – 01 2015 .
- 1 Э-D
. . .
E-mail: [email protected]
International Telecommunication Union
,
ё
, ( - )
2
International Telecommunication Union
–
–
3
International Telecommunication Union
e-Government
Agencies
С те в оде тв я
e-Health
Agencies
e-Payment/Bank
Agencies
MNO
Ед я лу уте т к
Other
e-Services
4
International Telecommunication Union
-
5
.
: -
-
– Э
-
– Э
-
- Y.2741
-
-
-
International Telecommunication Union
: • SMS
• USSD
• GPRS
• EDGE
• UMTS
• DTMF
• Voice
• NFC
• Blue Tooth
• QR
:
• SIM- .
• SD-
• SE
•
6
: • • Ш • Э
•
•
International Telecommunication Union
С ед тво пл те
Bank account Payment
card
MNO
account
e-money
account
Other
accounts
Тече
кя
ел
я
WEB ** * * *
SMS/USSD * * ** * *
Voice * * *
Application *** *** *** *** ***
7
International Telecommunication Union
Level 1:
Level 2:
Level 3: ,
Level 4: , Level 3
SE/TEE
8
- Y.2740
International Telecommunication Union
(TEE)
9
International Telecommunication Union
Host Card Emulation (HCE) -
Cloud-based solution
Tokens-based solution
(Cloud+SE)
10
International Telecommunication Union
-
, , ,
.
, , ,
.
-
, .
International Telecommunication Union
« »
.
( , Х)
.
.
, ,
.
International Telecommunication Union
.
, ,
.
.
, (sОМurО ОlОmОnt),
(TEE), “Host CКrН EmulКtТon” (HCE)
.
International Telecommunication Union
« ,
Ё »
International Telecommunication Union
Ч 1. И ё
Л 1. ё
Л 2. ё Л 3.
ё Л 4. ё Л 5.
ё
Ч 2. Т , ё
Л 6. ,
ё Л 7. ё
Л 8.
ё Л 9. ё
International Telecommunication Union
ё
International Telecommunication Union
Л 1.
Цел р от :
ё
Э- Y.2741.
Л 2.
Цел р от :
Э- Y.2741.
Л 3.
Цел р от :
( ё , )
, ,
Э- Y.2741.
Л 4. ё
Цел р от :
ё ё
( Э- Y.2741).
International Telecommunication Union
http://mobile-banking.onat.edu.ua
International Telecommunication Union
International Telecommunication Union
“ : ”
, , 14-16 2014 68
1
4
International Telecommunication Union
1)
, . 2)
. 3)
Э- FG DFS,
, ,
.
International Telecommunication Union
!
International Telecommunication Union
1- 2- 3- 4-
,
.
,
.
.
(
)
. .
.
( ),
- М
, ,
, (
);
-
3
sОnsТtТvО НКtК,
.
.
.
.
. .
23 Y.2740
International Telecommunication Union
ё