www.bigsocietycapital.com

@BigSocietyCap

BIG SOCIETY CAPITAL

Geetha Rabindrakumar @GeethaBigSocCap

grabindrakumar@bigsocietycapital.com April 2017

BIG SOCIETY CAPITAL

We are an independent financial

institution with a social

mission, set up to help charities

and social enterprises find the

right kind of repayable finance

they need to do more of their

fantastic work.

Homes for Good

What is social investment?

Social investment is repayable money to help charities and social

enterprises to create even more impact through their work.

Another tool

Trading Donations

Bank

Finance

Contracts/ Payment

By Results

Social

Investment

FINANCIAL TOOLKIT

To build innovation, growth and sustainability

Early considerations

What do you need

investment for?

Is there an income

stream with a

surplus?

What social impact

will you create?

For an asset

Working capital

Bridging finance

To expand

Government contract

Rental income

Membership fees

Donations

Trading

Who are social investors?

PhilanthropyTraditional

Investment

Trusts and

Foundations

Individual

Investors

Angel

Networks

Social

Investment Fund

Managers

Social Investment

Social Return Financial Return

Funding growth

Funding innovation

& sharing risk

Supporting resilience

Why are charities using social investment?

As an investor

We provide finance to fund managers and social banks, who invest in

charities and social enterprises to tackle social issues in the UK.

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BSC committed investments

Social Investment Market (outstanding investments)

Secured debtUnsecured

debt

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BSC significant

role in

establishing/

expanding

BSC commitments have increased product diversity…

St Mungo’s Broadwaywww.mungos.org

PROBLEM

There are over 6,500 people

sleeping rough in London

and 42,000+ households

living in temporary

accommodation which is

expensive and not

sustainable.

SOLUTION

Real Lettings provides

affordable accommodation

for up to two years to

homeless families and

individuals who are ready for

independent living but

struggle to access private

rented accommodation.

REVENUE MODEL

Real Lettings leases

property from the Real

Lettings Property Fund for a

five year term. Rental

income from the properties

which is largely from housing

benefit is used to repay

investors.

IMPACT

The Fund aims to help up to

600 people by providing

around 220 properties over

seven years. 67% of tenants

have received help to find

new networks and 94% are

either in work, education or

training.

Ways to Wellnesswww.waystowellness.org.uk

PROBLEM

People from disadvantaged

backgrounds are more likely

to suffer with long-term

health conditions, with an

earlier onset . They have

poorer health outcomes and

consume more health

service resources.

SOLUTION

Ways to Wellness adds to

and complements medical

support through social

prescribing: patients are

helped to manage their long-

term conditions through one-

to-one and community

support

REVENUE MODEL

Ways to Wellness is funded

through a Social Impact

Bond (SIB). Repayments to

investors will be governed by

a “payments-by-

results” contract with

the Newcastle Gateshead

CCG.

IMPACT

Over seven-years, more

than 11,000 people will

benefit. Success will be

measured by an

improvement in

wellbeing and reductions in

hospital visits, admissions

and the length of stays.

What kind of investment? You have choices!

Goodfinance.org.uk

A website for charities & social enterprises to help them navigate social investment

Funded by

In partnership with

A collaborative project between organisations committed to improving access to information on investment & finance for charities & social enterprises

“As with any other aspect of strategy, trustees should feel confident to

make bold and even radical decisions on social investment as long as

they comply with their duties and responsibilities in reaching the

decision and they know they have the information they need.“

Sarah Atkinson, Director of Policy and Communications, Charity

Commission

“If you want to do things differently and transform lives in a way

that hasn’t been achieved before, you need the disruption that

social investment creates”

bigsocietycapital.com

@BigSocietyCap

Big Society Capital Limited is registered in England and Wales at Companies House

number 07599565. Our registered office is New Fetter Place, 8-10 New Fetter Lane,

London EC4A 1AZ. Big Society Capital is authorised and regulated by Financial

Conduct Authority number 568940.

Big Society Capital is currently co-developing www.goodfinance.org.uk a website for charities and social enterprises to find information about social investment.

Access – The Foundation for Social Investment aims to bridge the gap between charities and social enterprises, and social investors. www.access-socialinvestment.org.uk

You can also visit www.bigpotential.org.uk for information about investment readiness and capacity building.

For more information

For those that are interested in exploring social investment further,

do take a look at the Good Finance website.

http://www.goodfinance.org.uk/

For those that are trustees or involved with supporting their

Boards, the GET INFORMED campaign provides resources, the

opportunity to hear from peers, and 1:1 mentoring support.